Search found 456 matches

by Nicolas
Fri Feb 17, 2017 6:20 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2424
Views: 613707

Re: What Movie Have You Recently Watched?

Last night, I saw Woman in Gold on Netflix, directed by Simon Curtis and starring Helen Mirren, Ryan Reynolds, Daniel Brühl, Katie Holmes, Tatiana Maslany, Max Irons, Charles Dance, Antje Traue, Elizabeth McGovern, Moritz Bleibtreu, and Jonathan Pryce. Sixty years after she fled Vienna during World...
by Nicolas
Fri Feb 17, 2017 6:20 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2424
Views: 613707

Re: What Movie Have You Recently Watched?

Duplicate post
by Nicolas
Thu Feb 16, 2017 11:25 pm
Forum: Personal Consumer Issues
Topic: Munich,Germany- advice on things to not miss
Replies: 34
Views: 1502

Re: Munich,Germany- advice on things to not miss

You can surf at the Englischer Garten in Munich -- really!
https://youtu.be/gOJrBXeYLjI

Edit: Oops, I just saw JupiterJones' post, above, which already mentions this.
by Nicolas
Thu Feb 16, 2017 8:09 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2424
Views: 613707

Re: What Movie Have You Recently Watched?

.....
by Nicolas
Mon Feb 13, 2017 7:45 pm
Forum: Personal Consumer Issues
Topic: driveway repair
Replies: 19
Views: 2035

Re: driveway repair

In case you decide to have the concrete replaced, you should consider black top. I live in a similarly cold climate in upstate NY, and all houses in my suburb type town have blacktop driveways. For blacktop a driveway should not have less than 4 inch gravel base and 4 inch thick blacktop to prevent...
by Nicolas
Sun Feb 12, 2017 11:09 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2160
Views: 585936

Re: What Book Are You Currently Reading? Part VI

Their Finest Hour (1947) by Winston Churchill. An island is threatened with invasion by a megalomaniac. But he never quite pulls it off.
by Nicolas
Thu Feb 09, 2017 9:45 am
Forum: Personal Consumer Issues
Topic: Saved too much? What do you splurge on?
Replies: 90
Views: 8681

Re: Saved too much? What do you splurge on?

WannabeEarlyRetiree wrote:-tip in $100 bills for excellent services just to see shock/surprise reactions

I wouldn't be flashing any big bills around. You could make yourself a target.
by Nicolas
Wed Feb 08, 2017 11:41 pm
Forum: Personal Consumer Issues
Topic: Worth it to get 300 Mbps internet?
Replies: 33
Views: 2469

Re: Worth it to get 300 Mbps internet?

We've only got 12 Mbps download speed and we don't have any trouble surfing the web or streaming movies on Netflix. We're paying $47/month. It's hard to believe that 50 would be causing you any trouble.
by Nicolas
Wed Feb 08, 2017 11:01 pm
Forum: Personal Consumer Issues
Topic: Napa/Sonoma Recommendations
Replies: 46
Views: 2490

Re: Napa/Sonoma Recommendations

While in Napa several years ago we enjoyed hiking to the spot in Robert Louis Stevenson State Park where the author spent his honeymoon in 1880. There's nothing left of his cabin but there is a marker and it's an enjoyable hike. He wrote a book entitled "Silverado Squatters" about his time...
by Nicolas
Sat Feb 04, 2017 8:32 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2424
Views: 613707

Re: What Movie Have You Recently Watched?

Just finished Psycho on TCM. Have seen it several times. Every time I am surprised all over again on how great a movie it is. Anthony Perkins is quite the actor. Hitchcock is quite the director. Great film, of course. I went to an art exhibit once where this film was being shown without sound in su...
by Nicolas
Sat Feb 04, 2017 8:24 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2424
Views: 613707

Re: What Movie Have You Recently Watched?

buccimane wrote:Fat, Sick, and Nearly Dead.

Bought a juicer immediately after.. :sharebeer


I loved this film too and was ready to buy a juicer, in fact I had a couple picked out on Amazon but since I'm neither fat nor sick nor nearly dead my wife said no. Good thing too as I then forgot about it till now.
by Nicolas
Sat Feb 04, 2017 5:52 pm
Forum: Personal Consumer Issues
Topic: Disney Cruise instead of Disney World?
Replies: 45
Views: 4042

Re: Disney Cruise instead of Disney World?

We've been to Disney World with kids multiple times, first time was in '82 a month after the opening of EPCOT. We had a blast. We've also been on a Disney cruise, to the Bahamas and back, only this time no kids. We had a blast. That was our only cruise. I would start with Disney World if I were you ...
by Nicolas
Sat Feb 04, 2017 1:09 pm
Forum: Personal Consumer Issues
Topic: Senior Lifetime National Parks Pass Fee Going Up
Replies: 24
Views: 3201

Re: Senior Lifetime National Parks Pass Fee Going Up

Why get one per spouse if they always go together? Asking for my parents... If they ALWAYS go together, then one pass will suffice. Note that you need to show ID along with the pass... However if the cardholder were to die then the surviving spouse would have to buy their own card at the higher pri...
by Nicolas
Wed Feb 01, 2017 12:47 am
Forum: Personal Consumer Issues
Topic: Fixing Automatic Garage Door Motor
Replies: 18
Views: 1460

Re: Fixing Automatic Garage Door Motor

This happens to me about every three weeks since we bought this house. To fix it I just hit the reset button on the rear of the housing and it starts working again. I don't need to reprogram anything, it just starts working again, until the next time. I'm sure the previous owner knew about it, but n...
by Nicolas
Tue Jan 31, 2017 8:52 pm
Forum: Investing - Help with Personal Investments
Topic: AAPL stock
Replies: 4
Views: 644

Re: AAPL stock

Huzzah! I've got 12.5% of my portfolio in AAPL. It's my last individual holding. I've held it for seven years. I plan to sell at $150.
by Nicolas
Tue Jan 31, 2017 8:27 pm
Forum: Personal Consumer Issues
Topic: what do you do to avoid the advertising noise?
Replies: 45
Views: 2246

Re: what do you do to avoid the advertising noise?

I'm not on Facebook. Never joined it, never will.
by Nicolas
Tue Jan 31, 2017 4:57 pm
Forum: Investing - Theory, News & General
Topic: Are you changing your AA based on current events?
Replies: 68
Views: 3224

Re: Are you changing your AA based on current events?

No I am not. Still maintaining 90/10 with the fixed income portion cash.
by Nicolas
Sat Jan 28, 2017 9:40 pm
Forum: Personal Consumer Issues
Topic: where to retire?
Replies: 63
Views: 5990

Re: where to retire?

As for Hawaii I agree with the Big Island. We've been there thrice so far and I love it there. The only thing that puts me off are the big spiders, I don't like the big ones. We found one once in a closet where we were renting. But we'll probably never move there as my wife won't hear of it. She say...
by Nicolas
Sat Jan 28, 2017 8:55 pm
Forum: Personal Consumer Issues
Topic: Senior Lifetime National Parks Pass Fee Going Up
Replies: 24
Views: 3201

Re: Senior Lifetime National Parks Pass Fee Going Up

Thanks so much for this post. I just bought two, one for me and one for my wife, in case one of us pre-deceases the other, as they aren't transferable. We had intended to buy them but thought we'd wait until we were actually at a park so as to avoid the extra fees. But we don't know when that will b...
by Nicolas
Thu Jan 19, 2017 4:46 pm
Forum: Personal Consumer Issues
Topic: Should I cut my Pine tree?
Replies: 24
Views: 2531

Re: Should I cut my Pine tree?

Pictures?
by Nicolas
Wed Jan 18, 2017 3:36 pm
Forum: Personal Consumer Issues
Topic: Anyone rent toys?
Replies: 27
Views: 2836

Re: Anyone rent toys?

Here's a toy subscription service. I've never used them so can't recommend it.
https://www.pley.com
by Nicolas
Tue Jan 17, 2017 7:33 pm
Forum: Investing - Help with Personal Investments
Topic: So, I'm going to gamble (for fun) and buy some individual stocks. Best way?
Replies: 65
Views: 3901

Re: So, I'm going to gamble (for fun) and buy some individual stocks. Best way?

Frank Cappiello used to recommend Russian war bonds on Wall $treet Week. This was before the fall of the USSR. In fun of course.
by Nicolas
Tue Jan 17, 2017 2:19 pm
Forum: Investing - Help with Personal Investments
Topic: So, I'm going to gamble (for fun) and buy some individual stocks. Best way?
Replies: 65
Views: 3901

Re: So, I'm going to gamble (for fun) and buy some individual stocks. Best way?

In 2008/2009 you could have picked any number of recognizable blue chip names and quadrupled if not more, the amount you bet on. Unless you picked GE (still not back at it's previous high before the crash) or GM (went bankrupt and you lost it all). And of course, the broad market index has tripled ...
by Nicolas
Sun Jan 15, 2017 6:42 pm
Forum: Personal Consumer Issues
Topic: How High is Your TV?
Replies: 41
Views: 3552

Re: How High is Your TV?

Our TV stand is 20" high and the TV itself has a 3" stand. Then our TV has a 3" border before the actual illuminated screen begins. So 20+3+3 inches. These dimensions work well for us.
by Nicolas
Sun Jan 15, 2017 6:30 pm
Forum: Personal Consumer Issues
Topic: Where to get HID (Xenon) kit?
Replies: 20
Views: 1391

Re: Where to get HID (Xenon) kit?

I toyed with this idea myself a few years back and was about to order a kit and install them until I found out they are illegal in my state. Upon rereading the supplier's website it was apparent they were dancing all around the legal issue.
by Nicolas
Sun Jan 15, 2017 2:44 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard on finding a dead person's password
Replies: 86
Views: 7219

Re: Vanguard on finding a dead person's password

In addition to the passwords, do you also record your answers to security questions? One of my wife's accounts now asks a security question each time you login in addition to username and password. I haven't been recording them myself so it's got me wondering if she'll even be able to get into her ...
by Nicolas
Sun Jan 15, 2017 1:33 pm
Forum: Investing - Theory, News & General
Topic: Flagship Reps
Replies: 62
Views: 5279

Re: Flagship Reps

I am Flagship level and it means nothing to me. I liked the free Turbotax but that's already been gone for awhile. To me it's a nonevent.
by Nicolas
Sun Jan 15, 2017 10:36 am
Forum: Personal Consumer Issues
Topic: Where do you buy coffee beans?
Replies: 96
Views: 5410

Re: Where do you buy coffee beans?

My source for green coffee beans is http://www.greencoffeebuyingclub.com You have to register to get into this website but it's free to do so. It's like a coop where you can buy green coffee beans wholesale without markup. Then navigate over to "Open Active Green Coffee Offerings". If you'...
by Nicolas
Sun Jan 15, 2017 10:29 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard on finding a dead person's password
Replies: 86
Views: 7219

Re: Vanguard on finding a dead person's password

As soon as we informed Vanguard of my mother-in-law's death all of her accounts were immediately locked. Vanguard then FedExed forms to my wife to send back with a death certificate and a copy of the court order naming her as executor, and then all accounts were converted to estate accounts. Then sh...
by Nicolas
Thu Jan 12, 2017 10:21 pm
Forum: Investing - Theory, News & General
Topic: When people put all their eggs in the wrong basket
Replies: 243
Views: 42004

Re: When people put all their eggs in the wrong basket

I'd had a third of my net worth in my employer's stock until last September. But then I retired last year and finally decided I didn't need it anymore. Funny how that works, I'd felt emotionally bound to it somehow while working and holding it for 38 years. I'd followed the price daily all that time...
by Nicolas
Thu Jan 12, 2017 9:01 pm
Forum: Local Chapters and Bogleheads Community
Topic: favorite bogleheads posts?
Replies: 90
Views: 16356

Re: favorite bogleheads posts?

I love reading posts from people about my age that indicate they have less income or assets than I have. It makes me feel good. I love to read these.
It naturally follows that I dislike posts that indicate they have more of the same than I have. This makes me feel bad.
by Nicolas
Thu Jan 12, 2017 8:43 pm
Forum: Personal Consumer Issues
Topic: Door lock actuators: am I getting fleeced?
Replies: 31
Views: 4343

Re: Door lock actuators: am I getting fleeced?

I had a similar problem with my '96 Corolla. In my case the door locks suddenly began to go up and down repeatedly on their own without operator action. I didn't want to spend any money to fix it so I decided to just revert the car to manual lock operation. In other words me pushing and pulling the ...
by Nicolas
Thu Jan 12, 2017 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: Where do you keep your emergency fund?
Replies: 80
Views: 6477

Re: Where do you keep your emergency fund?

I keep a few thousand in my local credit union checking account for immediate access and the remainder in a Synchrony Bank High Yield Savings account.
by Nicolas
Tue Jan 10, 2017 12:38 am
Forum: Personal Consumer Issues
Topic: How much is your cell phone bill?
Replies: 258
Views: 23365

Re: How much is your cell phone bill?

Tracfone plan with free LG Sunset Android smartphone. I would prefer an iPhone as it's the best but I settled for this. Signed up nine months ago with 1333 minutes, 1333 MB LTE data and 1333 texts. I have about a thousand of each left, cost me only $100 through HSN. If I renew at the one-year mark I...
by Nicolas
Mon Jan 09, 2017 12:57 am
Forum: Personal Finance (Not Investing)
Topic: Is driving for uber worth it for side money?
Replies: 67
Views: 10710

Re: Is driving for uber worth it for side money?

I wouldn't take a job like this as I would be worried about robbery or car jacking especially on the graveyard shift. Any job dealing with the public exposes you to danger but it seems to me this especially so. Every rider provides a 1) credit card number 2) mobile number which is verified via text...
by Nicolas
Mon Jan 09, 2017 12:13 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2424
Views: 613707

Re: What Movie Have You Recently Watched?

O.J.: Made in America. (2016) This is a six-part documentary. I didn't think I'd like it but my wife convinced me. It starts with the Watts riot in L.A. In 1965. Pretty interesting.
by Nicolas
Sun Jan 08, 2017 11:46 pm
Forum: Investing - Help with Personal Investments
Topic: Where to park $250K (for 3 to 18 months)?
Replies: 14
Views: 1690

Re: Where to park $250K (for 3 to 18 months)?

Don't risk it in the stock or bond markets for so brief a time. I would put it into a Synchrony Bank FDIC-insured high yield savings account. With this you have maximum liquidity, safety, and a relatively high interest rate.
by Nicolas
Sun Jan 08, 2017 11:28 pm
Forum: Personal Finance (Not Investing)
Topic: Is driving for uber worth it for side money?
Replies: 67
Views: 10710

Re: Is driving for uber worth it for side money?

I wouldn't take a job like this as I would be worried about robbery or car jacking especially on the graveyard shift. Any job dealing with the public exposes you to danger but it seems to me this especially so.
by Nicolas
Sun Jan 08, 2017 11:17 pm
Forum: Personal Consumer Issues
Topic: Reverting to a Wood Burning Fireplace from Gas
Replies: 37
Views: 2022

Re: Reverting to a Wood Burning Fireplace from Gas

Only a wood fire for me, never gas, it just isn't the same. I actually chose my current house based on the fireplace. If the fireplace met my specifications then and only then did we consider the rest of the house, neighborhood, etc. We looked at 65 houses before we bought. I get my wood for free an...
by Nicolas
Sat Jan 07, 2017 6:00 pm
Forum: Investing - Help with Personal Investments
Topic: Ally Bank - Is this a safe/best place to stash some cash?
Replies: 68
Views: 7755

Re: Ally Bank - Is this a safe/best place to stash some cash?

I would use Synchrony Bank instead of Ally Bank, and I do. It's just as safe and pays higher interest . The only disadvantage I can think of is the three day delay for an ACH transfer to go through. But as some have pointed out, this could be an advantage, in dissuading oneself from impulse buys. I...
by Nicolas
Fri Jan 06, 2017 6:26 pm
Forum: Investing - Help with Personal Investments
Topic: Ally Bank - Is this a safe/best place to stash some cash?
Replies: 68
Views: 7755

Re: Ally Bank - Is this a safe/best place to stash some cash?

I would use Synchrony Bank instead of Ally Bank, and I do. It's just as safe and pays higher interest. The only disadvantage I can think of is the three day delay for an ACH transfer to go through. But as some have pointed out, this could be an advantage, in dissuading oneself from impulse buys.
by Nicolas
Mon Jan 02, 2017 6:21 pm
Forum: Personal Consumer Issues
Topic: Amazon Echo
Replies: 88
Views: 10808

Re: Amazon Echo

That's what they say, yes. How do you know it's true? And if you verify it now, how would you know if it changes in the future? You'd have to monitor the local storage of the Alexa devices and see what it stores. Also, you'd have to track network traffic to see if it was sending off data to a serve...
by Nicolas
Mon Jan 02, 2017 12:27 am
Forum: Investing - Theory, News & General
Topic: Almost made it through another year without breaking a rule- but then, we learned to Scuba
Replies: 31
Views: 2683

Re: Almost made it through another year without breaking a rule- but then, we learned to Scuba

A nitrox course will teach you more about this aspect of diving. Interesting. I have always avoided nitrox training because I enjoy diving at depth. Depends on what depth. Devil's Throat on Cozumel exits around 130 feet, so typical nitrox blends won't work for that. But 32% Nitrox is safe to 111 fe...
by Nicolas
Sun Jan 01, 2017 11:46 pm
Forum: Investing - Theory, News & General
Topic: This is a good weekend to start tracking your net worth.
Replies: 69
Views: 5638

Re: This is a good weekend to start tracking your net worth.

I've been doing this at the end of every quarter for a couple of years now, it's good practice.
by Nicolas
Sun Jan 01, 2017 2:21 pm
Forum: Investing - Theory, News & General
Topic: ‘Rich Dad’ author says the 2016 market collapse is coming
Replies: 53
Views: 9506

Re: ‘Rich Dad’ author says the 2016 market collapse is coming

Well, bookmark it because it's a nice, clean, definite prediction and let's remember to look at again at the end of the year. Unfortunately, if the market does crash in 2016 it will send his reputation sky-high--but if it doesn't, hardly anyone will notice it and it won't discredit him. (If it cras...

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