Search found 492 matches

by Nicolas
Thu Apr 27, 2017 11:58 am
Forum: Local Chapters and Bogleheads Community
Topic: favorite bogleheads posts?
Replies: 99
Views: 17725

Re: favorite bogleheads posts?

123 wrote:Any post by Munchkin Man immediately got my attention for it's style. I always looked forward to his posts. Sadly he has not posted in quite some time.


+1.
by Nicolas
Tue Apr 25, 2017 1:33 pm
Forum: Investing - Theory, News & General
Topic: Unwinding all positions and buy back after French Elections
Replies: 53
Views: 4769

Re: Unwinding all positions and buy back after French Elections

Gufomel wrote:The Dow just passed 21k for the first time. Up about 500 or 2% since prior to the French election. Almost any stock fund would have seen similar results.

Hope you didn't "undwind".

It passed 21K for the first time at the beginning of March.
by Nicolas
Fri Apr 21, 2017 6:40 pm
Forum: Investing - Theory, News & General
Topic: White Gold ??? [question about newletter claim]
Replies: 21
Views: 1688

Re: White Gold ???

I think it's related to the Rockwell Automation Retro Encabulator.
https://youtu.be/RXJKdh1KZ0w
by Nicolas
Thu Apr 20, 2017 10:48 pm
Forum: Personal Consumer Issues
Topic: Building your own fence
Replies: 35
Views: 2537

Re: Building your own fence

I put up a chain link fence around our back yard in 1980. I bought the materials from JC Penney. I couldn't afford to hire anyone at that time so I never even considered that option. Today my situation is just the opposite.
by Nicolas
Thu Apr 20, 2017 9:41 pm
Forum: Investing - Theory, News & General
Topic: How inefficient is it to hold Total Bond Index in a taxable account?
Replies: 34
Views: 4185

Re: How inefficient is it to hold Total Bond Index in a taxable account?

Just to make it more complicated, because municipal bonds generally have lower returns than their taxable equivalents, I have often heard that said, but looking at today's yield curve for corporates and municipal bonds I see: "A" rated, 5-year maturity. Corporate = 2.67%, Municipal = 3.57...
by Nicolas
Thu Apr 20, 2017 10:43 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 35085

Re: Larry Swedroe says "Goodby."

Thanks Larry. Sorry to see you go.
by Nicolas
Wed Apr 19, 2017 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: Financial Armageddon Insurance - how to spend $100k
Replies: 29
Views: 2520

Re: Financial Armageddon Insurance - how to spend $100k

You can buy citizenship on the island of Dominica for 126K USD plus fees.
It was only 100K USD a few years ago. There are other island nations that grant citizenship for a fee, but they're more money. https://www.dominicacitizenship.com
by Nicolas
Wed Apr 19, 2017 8:11 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2281
Views: 666622

Re: What Book Are You Currently Reading? Part VI

Don Quixote by Miguel de Cervantes, translated into English by Edith Grossman. Reputed to be the greatest novel of all time, in any language, and this is supposed to be one of the best English translations. (I'm studying Spanish but am not proficient enough to read it in the original, and certainly...
by Nicolas
Tue Apr 18, 2017 11:11 pm
Forum: Personal Finance (Not Investing)
Topic: 6732.80 Refund
Replies: 4
Views: 768

Re: 6732.80 Refund

Sounds like a scam. Why not contact ML first and ask them if it's true?
by Nicolas
Tue Apr 18, 2017 10:02 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2281
Views: 666622

Re: What Book Are You Currently Reading? Part VI

Don Quixote by Miguel de Cervantes, translated into English by Edith Grossman. Reputed to be the greatest novel of all time, in any language, and this is supposed to be one of the best English translations. (I'm studying Spanish but am not proficient enough to read it in the original, and certainly...
by Nicolas
Mon Apr 17, 2017 3:09 pm
Forum: Investing - Help with Personal Investments
Topic: Savings Account: Experience with Discover, AmEx, Barclays, Synchrony?
Replies: 21
Views: 1285

Re: Savings Account: Experience with Discover, AmEx, Barclays, Synchrony?

I have two accounts with Synchrony (for over a year) and so far, no problems. ACH does take three days, however. Interest is a smidge higher than most, and that's why I chose it, but that wasn't part of your criteria.
by Nicolas
Sat Apr 15, 2017 10:49 pm
Forum: Investing - Help with Personal Investments
Topic: Question about Vanguard funds
Replies: 3
Views: 378

Re: Question about Vanguard funds

VIIIX is Vanguard's institutional S&P 500 index fund. Consulting the Wiki, and substituting for VFINX, 81% VIIIX and 19% Extended will approximate total market.
by Nicolas
Sat Apr 15, 2017 9:48 pm
Forum: Personal Consumer Issues
Topic: Budget multitool knife
Replies: 24
Views: 2074

Re: Budget multitool knife

I have a top-of-the-line Leatherman, a Charge TTI. It cost me $115 when I bought it five years ago, it's more than that now. But it's the only one I need because I carry it with me wherever I go, except when flying, sleeping, or swimming. It has a pocket clip and that's where I keep it. If you have ...
by Nicolas
Sat Apr 15, 2017 9:27 pm
Forum: Personal Finance (Not Investing)
Topic: Do you have an umbrella policy?
Replies: 129
Views: 12111

Re: Do you have an umbrella policy?

We carry a $2m policy...plus $500k auto liability so that about covers us for our current situation. As our net worth increases so will our umbrella policy. Same here, two million in coverage, $274 per year from Safeco. One house, two cars, two drivers, 500K underlying coverage. Thinking of going t...
by Nicolas
Thu Apr 13, 2017 12:45 pm
Forum: Personal Consumer Issues
Topic: The cost of walking el Camino de Santiago
Replies: 97
Views: 16852

Re: The cost of walking el Camino de Santiago

Interesting, thanks.
by Nicolas
Wed Apr 05, 2017 11:29 pm
Forum: Personal Consumer Issues
Topic: The cost of walking el Camino de Santiago
Replies: 97
Views: 16852

Re: The cost of walking el Camino de Santiago

I would travel in a group. This lady is missing from my hometown. http://www.azcentral.com/story/news/local/best-reads/2015/06/12/arizona-woman-disappears-camino-santiago/71038000/ Denise Thiem's disappearance is a tragedy. But I would not use it as the reason for walking the Camino with a group. T...
by Nicolas
Fri Mar 31, 2017 2:01 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2621
Views: 694380

Re: What Movie Have You Recently Watched?

My wife and I both loved it. Me especially, as I've been a detectorist myself. There may be a third season, we will see. http://renewcanceltv.com/detectorists-season-3-renewal-bbc-four-comedy-coming-back/ Well, I would welcome it! Detectorists has been renewed for a third and final season! http://r...
by Nicolas
Sat Mar 18, 2017 11:18 pm
Forum: Investing - Help with Personal Investments
Topic: Am I Addicted [to contribute to my taxable account]
Replies: 57
Views: 6388

Re: Am I Addicted

Does anyone else find themselves constantly contributing to their taxable account? Besides my 403(b) and Roth IRA, I contribute all "spare" money to my taxable account (total stock market - vtsax). For example - I found $10 on the floor and sent it directly to vanguard. Am I addicted? Any...
by Nicolas
Sat Mar 18, 2017 4:41 pm
Forum: Personal Consumer Issues
Topic: Cheapest dress shirt to wear under a sweater
Replies: 34
Views: 2325

Re: Cheapest dress shirt to wear under a sweater

I buy all my shirts from Goodwill now. They cost me about $2.99 each and are perfectly fine.
by Nicolas
Fri Mar 17, 2017 7:12 pm
Forum: Personal Consumer Issues
Topic: Looking for a snazzy car
Replies: 79
Views: 4577

Re: Looking for a snazzy car

On the principle that any car with more than two seats is definitely NOT snazzy, an obvious consideration is this: https://www.edmunds.com/mazda/mx-5-miata/ I agree. I've drooled over Miatas for years. I'm retired now and can afford one but I can't bring myself to buy one. I only drive maybe once a...
by Nicolas
Fri Mar 17, 2017 6:35 pm
Forum: Investing - Help with Personal Investments
Topic: How do you cope with regret over selling too soon?
Replies: 57
Views: 3330

Re: How do you cope with regret over selling too soon?

Dont feel bad...ever hear of Ron Wayne? Probably not...he's the unknown founder of apple. He sold his apple shares for $800 back in 1976. Today they'd be worth $35,000,000,000. Hindsight is 20/20. Nothing you can do about it...just move on. Pigs get fat...hogs get slaughtered. For every one story l...
by Nicolas
Thu Mar 16, 2017 11:11 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2621
Views: 694380

Re: What Movie Have You Recently Watched?

Aim High in Creation (2013) Australia. Environmental activists travel to North Korea to learn the art of propaganda filmmaking according to the tenets of Dear Leader Kim Jong-il. Mildly interesting.
by Nicolas
Thu Mar 16, 2017 10:24 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2621
Views: 694380

Re: What Movie Have You Recently Watched?

Tonight, I watched Magnus on Netflix. Born in 1990, Norwegian chess prodigy Magnus Carlsen becomes a grandmaster at age 13 and world champion in 2013. This is pretty good, though I think if you are into chess, which I'm not, this would be more interesting. Good movie, watched it tonight. I'm a ches...
by Nicolas
Wed Mar 15, 2017 9:02 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2621
Views: 694380

Re: What Movie Have You Recently Watched?

I just finished watching Sully. Amazing real life story... but I'd give the movie just a B- or C+. Hanks acting was superior as usual however. His on screen wifes acting I could do without. I just saw the film and I agree completely with this review. I liked the crash scenes best. "Grey Goose ...
by Nicolas
Wed Mar 15, 2017 8:53 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2621
Views: 694380

Re: What Movie Have You Recently Watched?

OK, not a movie but a 13-episode British TV comedy: detectorists . (Lowercase is how they put it in the opening credits.) A detectorist is someone who looks for lost treasures and/or archeological artifacts with a metal detector. The show centers around two friends (Andy and Lance) who are members ...
by Nicolas
Tue Mar 14, 2017 4:43 pm
Forum: Personal Consumer Issues
Topic: Help me pick a computer
Replies: 71
Views: 3692

Re: Help me pick a computer

I bought a refurbished iMac from the Apple Store almost a year ago. It's got a retina display, i7 chipset, hybrid SSD, and 16 gigs of RAM. Never had an Apple computer before. We love it. this is more than twice the price of what the OP has listed, and does not supply twice the compute power. Grante...
by Nicolas
Tue Mar 14, 2017 4:35 pm
Forum: Personal Consumer Issues
Topic: Help me pick a computer
Replies: 71
Views: 3692

Re: Help me pick a computer

I bought a refurbished iMac from the Apple Store almost a year ago. It's got a 21.5" 4K retina display, i7 chipset, hybrid SSD, bluetooth keyboard & mouse, and 16 gigs of RAM. Never had an Apple computer before. We love it.
by Nicolas
Tue Mar 14, 2017 3:58 pm
Forum: Personal Consumer Issues
Topic: Looking To Upgrade My Coffee Roaster
Replies: 3
Views: 419

Re: Looking To Upgrade My Coffee Roaster

I built a "Turbo Crazy" roaster from a Stir Crazy popcorn popper and a convection oven, total cost about $70. (see link below for the plans). I roast a pound at a time which takes about twenty minutes. The coffee tastes great. Some colleagues of mine bought Behmors for around $300 but I di...
by Nicolas
Wed Mar 08, 2017 10:58 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2621
Views: 694380

Re: What Movie Have You Recently Watched?

Not really a movie, per se, but we've been watching The Crown (2016) on Netflix streaming, and felt I had to say something. It's so good! I don't remember the last time I felt this way about entertainment. You must see it.
by Nicolas
Wed Mar 08, 2017 3:44 pm
Forum: Investing - Theory, News & General
Topic: Every 40-yr returns curve of the S&P500 since 1870 graphed
Replies: 40
Views: 4126

Re: Every 40-yr returns curve of the S&P500 since 1870 graphed

The S&P 500 didn't exist before March 4, 1957; 60 years ago.
by Nicolas
Tue Mar 07, 2017 11:54 pm
Forum: Personal Finance (Not Investing)
Topic: GEICO auto rates vs. USAA: too good to be true?
Replies: 127
Views: 10121

Re: GEICO auto rates vs. USAA: too good to be true?

I just last week compared Liberty Mutual vs. GEICO vs. Safeco for auto, home, and umbrella, and found Safeco cheaper by far. I've been with LM for the past five years. These are the prices, per year. Home : LM $1313 GEICO $1368 Safeco $578 (!) Auto LM $669 for 250/500/100 GEICO $459 for 250/500/100 ...
by Nicolas
Mon Mar 06, 2017 8:13 am
Forum: Personal Consumer Issues
Topic: Coffee Home Roaster -> Where to get the green bean?
Replies: 21
Views: 1173

Re: Coffee Home Roaster -> Where to get the green bean?

For those who purchase green coffee beans online, how do you keep them fresh? Store them in the freezer? You don't need to freeze green beans. Just keep them in a cool dry place. Green beans last a long time without degradation. I have beans I bought three years ago which I'm still roasting and dri...
by Nicolas
Sat Mar 04, 2017 1:38 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2621
Views: 694380

Re: What Movie Have You Recently Watched?

Allied (2016) Brad Pitt, Marion Cotillard. A laughable waste of time. Don't bother. Watch Casablanca again instead.
by Nicolas
Thu Mar 02, 2017 7:36 pm
Forum: Investing - Theory, News & General
Topic: Paul Kangas passed away
Replies: 23
Views: 3762

Re: Paul Kangas passed away

SeeMoe wrote:
linenfort wrote:Saw that, too, and immediately put him in my sig. I miss Paul and Susie as hosts.


Oh, how about " Cassie" Sybert too? A real beauty and foil for Paul as I recall....

SeeMoe.. :P


It's Seifert, Cassie Seifert.

http://wp.nbr.com/history
by Nicolas
Thu Mar 02, 2017 3:49 pm
Forum: Personal Consumer Issues
Topic: Favorite survival books?
Replies: 41
Views: 3434

Re: Favorite survival books?

The Worst Journey in the World by Apsley Cherry-Garrard. It's about the ill-fated Scott expedition to the south pole, written by a member of his support team. It's partly about the dash to the pole including living conditions and preparations, and partly about a slog the author and a colleague made...
by Nicolas
Thu Mar 02, 2017 1:44 pm
Forum: Investing - Theory, News & General
Topic: Paul Kangas passed away
Replies: 23
Views: 3762

Re: Paul Kangas passed away

Sorry to see him go. I watched him regularly since '82, the start of the great bull market. And I used to hear him on the radio before that.
by Nicolas
Fri Feb 17, 2017 6:20 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2621
Views: 694380

Re: What Movie Have You Recently Watched?

Last night, I saw Woman in Gold on Netflix, directed by Simon Curtis and starring Helen Mirren, Ryan Reynolds, Daniel Brühl, Katie Holmes, Tatiana Maslany, Max Irons, Charles Dance, Antje Traue, Elizabeth McGovern, Moritz Bleibtreu, and Jonathan Pryce. Sixty years after she fled Vienna during World...
by Nicolas
Fri Feb 17, 2017 6:20 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2621
Views: 694380

Re: What Movie Have You Recently Watched?

Duplicate post
by Nicolas
Thu Feb 16, 2017 11:25 pm
Forum: Personal Consumer Issues
Topic: Munich,Germany- advice on things to not miss
Replies: 39
Views: 2267

Re: Munich,Germany- advice on things to not miss

You can surf at the Englischer Garten in Munich -- really!
https://youtu.be/gOJrBXeYLjI

Edit: Oops, I just saw JupiterJones' post, above, which already mentions this.
by Nicolas
Thu Feb 16, 2017 8:09 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2621
Views: 694380

Re: What Movie Have You Recently Watched?

.....
by Nicolas
Mon Feb 13, 2017 7:45 pm
Forum: Personal Consumer Issues
Topic: driveway repair
Replies: 19
Views: 2181

Re: driveway repair

In case you decide to have the concrete replaced, you should consider black top. I live in a similarly cold climate in upstate NY, and all houses in my suburb type town have blacktop driveways. For blacktop a driveway should not have less than 4 inch gravel base and 4 inch thick blacktop to prevent...
by Nicolas
Sun Feb 12, 2017 11:09 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2281
Views: 666622

Re: What Book Are You Currently Reading? Part VI

Their Finest Hour (1947) by Winston Churchill. An island is threatened with invasion by a megalomaniac. But he never quite pulls it off.
by Nicolas
Thu Feb 09, 2017 9:45 am
Forum: Personal Consumer Issues
Topic: Saved too much? What do you splurge on?
Replies: 90
Views: 9340

Re: Saved too much? What do you splurge on?

WannabeEarlyRetiree wrote:-tip in $100 bills for excellent services just to see shock/surprise reactions

I wouldn't be flashing any big bills around. You could make yourself a target.
by Nicolas
Wed Feb 08, 2017 11:41 pm
Forum: Personal Consumer Issues
Topic: Worth it to get 300 Mbps internet?
Replies: 33
Views: 2864

Re: Worth it to get 300 Mbps internet?

We've only got 12 Mbps download speed and we don't have any trouble surfing the web or streaming movies on Netflix. We're paying $47/month. It's hard to believe that 50 would be causing you any trouble.
by Nicolas
Wed Feb 08, 2017 11:01 pm
Forum: Personal Consumer Issues
Topic: Napa/Sonoma Recommendations
Replies: 46
Views: 2731

Re: Napa/Sonoma Recommendations

While in Napa several years ago we enjoyed hiking to the spot in Robert Louis Stevenson State Park where the author spent his honeymoon in 1880. There's nothing left of his cabin but there is a marker and it's an enjoyable hike. He wrote a book entitled "Silverado Squatters" about his time...
by Nicolas
Sat Feb 04, 2017 8:32 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2621
Views: 694380

Re: What Movie Have You Recently Watched?

Just finished Psycho on TCM. Have seen it several times. Every time I am surprised all over again on how great a movie it is. Anthony Perkins is quite the actor. Hitchcock is quite the director. Great film, of course. I went to an art exhibit once where this film was being shown without sound in su...
by Nicolas
Sat Feb 04, 2017 8:24 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2621
Views: 694380

Re: What Movie Have You Recently Watched?

buccimane wrote:Fat, Sick, and Nearly Dead.

Bought a juicer immediately after.. :sharebeer


I loved this film too and was ready to buy a juicer, in fact I had a couple picked out on Amazon but since I'm neither fat nor sick nor nearly dead my wife said no. Good thing too as I then forgot about it till now.

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