Search found 4 matches

by NewlyMinted
Wed Aug 09, 2017 8:18 pm
Forum: Investing - Help with Personal Investments
Topic: TLH Partner?
Replies: 5
Views: 494

TLH Partner?

I recently sold some COLTX - Columbia Tax Exempt Fund for a loss, and bought some FSTFX - FIDELITY LIMITED TERM MUNI INCOME . It seems a bit late to ask :oops: , but hopefully this would not be considered a wash sale as far at Tax Lost Harvesting (TLH) is concerned. It seems like COLTX is a long ter...
by NewlyMinted
Thu Apr 20, 2017 9:18 pm
Forum: Investing - Help with Personal Investments
Topic: Switched from Ameriprise to Fidelity, now what?
Replies: 4
Views: 669

Re: Switched from Ameriprise to Fidelity, now what?

The wiki has all the info you need to know. Basically, you sell the fund with a loss in order to postpone taxes. The main thing is that you don't want to create a wash sale. Since you are going from an active fund to an index fund, that won't be a problem. https://www.bogleheads.org/wiki/Tax_loss_h...
by NewlyMinted
Thu Apr 20, 2017 9:05 pm
Forum: Investing - Help with Personal Investments
Topic: Switched from Ameriprise to Fidelity, now what?
Replies: 4
Views: 669

Re: Switched from Ameriprise to Fidelity, now what?

Hi, your plan looked reasonable to me. Appreciated stocks can be donated to save some taxes. Fidelity has a donor advised fund suitable for charities that cannot accept appreciated stocks. You can spread out the selling of funds across multiple years to lessen the effect of realizing capital gains....
by NewlyMinted
Wed Apr 19, 2017 9:52 pm
Forum: Investing - Help with Personal Investments
Topic: Switched from Ameriprise to Fidelity, now what?
Replies: 4
Views: 669

Switched from Ameriprise to Fidelity, now what?

Better late than never, we finally transferred our Columbia funds from Ameriprise to Fidelity. Now we would like to transition to a 3-fund strategy, thanks to all the good advice on Bogleheads. We have some IRAs and TIAA-CREF and a 401K at work, which can also be re-allocated. I’ve been reading the ...