Search found 256 matches

by NOLA
Sun Jul 24, 2016 11:13 pm
Forum: Personal Consumer Issues
Topic: What kind of apartment can $1k get you in your city?
Replies: 60
Views: 3397

Re: What kind of apartment can $1k get you in your city?

New Orleans - in a very good area where we live - can't even get studio for that. 5-10 blocks away in a not so great neighborhood you can get a 3-bedroom apartment/house for that $. Great, but a very "unique" city.
by NOLA
Sat Jul 23, 2016 11:33 am
Forum: Personal Consumer Issues
Topic: Bordeaux wines
Replies: 17
Views: 1211

Re: Bordeaux wines

Thank you for the comments, much appreciated. I've done a bit of research on the 6 wines offered, all but one scoring 90 and above - and a couple in the 94-96 range, seems a bit hard to believe. Each one retails between $30 and $50 per bottle on all of the more popular wine selling websites. You kn...
by NOLA
Sat Jul 23, 2016 12:43 am
Forum: Investing - Theory, News & General
Topic: Recession post-election?
Replies: 40
Views: 2785

Re: Recession post-election?

I hope I'm allowed to post this(and it's not seen as political). My neighbors told me 4 years ago that if a certain person was reelected, the stock market would drop by 50%, especially when things were very uncertain in Europe. I told them that I didn't know what was gonna happen, but mentioned that...
by NOLA
Thu Jul 21, 2016 11:31 am
Forum: Personal Finance (Not Investing)
Topic: Credit Union Help!
Replies: 8
Views: 688

Re: Credit Union Help!

Thanks for the all of the great advice. Will look at these options and will post a follow up when I finalize things.

Anders
by NOLA
Wed Jul 20, 2016 11:10 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Union Help!
Replies: 8
Views: 688

Credit Union Help!

Would like some advice regarding a loan. Have never taken out a loan before, except for our mortgage. We recently purchased a new car and had to finance through Nissan to get the $1750 discount. Now the loan is at 4.4% and just made my first payment. Spoke to them and there is no pre-payment penalty...
by NOLA
Thu Jun 16, 2016 11:23 pm
Forum: Personal Consumer Issues
Topic: Recommendation for Refrigerator
Replies: 39
Views: 2530

Re: Recommendation for Refrigerator

Bought our Samsung about 5 years ago and we are still very happy with it(hopefully it won't break now that I said that). Was pretty expensive, but bought it during the week of Black Friday, so it wasn't too bad. That's the only fridge we have bought, so not much else to compare it to.

Good luck!
by NOLA
Sun May 22, 2016 2:26 am
Forum: Personal Consumer Issues
Topic: Which HBO show to watch next?
Replies: 72
Views: 5547

Re: Which HBO show to watch next?

The only one on your "considered" list I've seen some episodes of is Treme. I really wanted to like it since I loved The Wire, but I hated it. There was no plot, and no reason to care about any of the characters. I agree about Treme, wanted to like it but just couldn't get into it. And we...
by NOLA
Sun May 08, 2016 6:21 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY BIRTHDAY, MR. BOGLE! May 8, 2016
Replies: 52
Views: 3577

Re: HAPPY BIRTHDAY, MR. BOGLE! May 8, 2016

Happy birthday sir!
by NOLA
Tue May 03, 2016 11:29 pm
Forum: Personal Consumer Issues
Topic: Just called Directv and saved $600 for one year
Replies: 46
Views: 4924

Re: Just called Directv and saved $600 for one year

There are 3 types of customers. Those that pay $100-200 a month. Those that call in and or switch providers every year that pay $50 per month and those that are sick and tired of all these games and just cancel service altogether. Good point. And I'm one of those in the middle. Switch between Direc...
by NOLA
Tue Apr 26, 2016 12:16 am
Forum: Personal Consumer Issues
Topic: Help Buying First Car
Replies: 31
Views: 1911

Re: Help Buying First Car

Dont own any of the cars you are looking for, but Honda is obviously a very good car. As Snowshoes mentioned, it's pretty "unique" how dealership deal with prices and interest rates nowadays. Been looking for a new car and I told them that I saw that your company advertised a 0.9% interest...
by NOLA
Tue Apr 05, 2016 12:28 am
Forum: Personal Finance (Not Investing)
Topic: starter home vs. final home
Replies: 37
Views: 3985

Re: starter home vs. final home

Every situation is of course different. However, we are very happy that we went with option (2) 6 years ago. We started looking at a smaller home first, and actually had a contract fall through since the sellers didn't want to fix some unexpected repairs. Now we just had our 2nd child and it's nice ...
by NOLA
Fri Apr 01, 2016 9:22 am
Forum: Personal Consumer Issues
Topic: do you do airbnb ??
Replies: 64
Views: 4784

Re: do you do airbnb ??

We rent out first floor(first & second floor are separated by different entrances) in VRBO. Been a great way to earn some extra $ to invest in index funds & guests really seem to enjoy it. Our house is in a historic neighborhood and we are pretty picky who we rent it to. We prefer couples 50...
by NOLA
Fri Mar 25, 2016 12:25 am
Forum: Investing - Help with Personal Investments
Topic: Best & Worst Financial Decisions?
Replies: 92
Views: 8914

Re: Best & Worst Financial Decisions?

Worst - Trusting that the 20 something banker/advisor at Chase actually had my best interested in mind. "Sir - front load fund with high expense ratio is a great idea".

Best - bought our first house in 2010 that has appreciated quite a bit. Pure luck though.
by NOLA
Thu Mar 24, 2016 11:28 am
Forum: Investing - Theory, News & General
Topic: Dave Ramsey's Investing Advice or: A Chris Hogan: America's Voice on Retirement Story
Replies: 55
Views: 9638

Re: Dave Ramsey's Investing Advice or: A Chris Hogan: America's Voice on Retirement Story

I'm sure he does a lot of great things(help people get out of debt). However, if he is so sure that his funds can generate a 12% return each year, why would he advise me to pay off my mortgage early? Wouldn't I make more $ in the long run investing my hard earn $?
by NOLA
Mon Mar 21, 2016 8:55 pm
Forum: Personal Finance (Not Investing)
Topic: I don't have anyone else to brag about this to [debt free]
Replies: 77
Views: 8374

Re: I don't have anyone else to brag about this to

Woot woot. Way to go, congrats!
by NOLA
Sat Mar 19, 2016 1:51 am
Forum: Investing - Help with Personal Investments
Topic: Help Me Break Free From Raymond James
Replies: 38
Views: 4261

Re: Help Me Break Free From Raymond James

Congrats and glad you are moving away from expensive advisor/company. Hope it goes well and please keep us updated(if you don't mind).
by NOLA
Wed Mar 16, 2016 2:07 pm
Forum: Personal Consumer Issues
Topic: Which Samsung phone/ Straight Talk should I buy?
Replies: 9
Views: 886

Re: Which Samsung phone/ Straight Talk should I buy?

Can't help you with the Android phone. However, can you use Cricket Wireless etc instead? 2.5 GB & unlimited talk & text. $35/month as long as you sign up for autopay.
by NOLA
Tue Mar 15, 2016 10:48 pm
Forum: Personal Consumer Issues
Topic: Nissan Pathfinder 2015!
Replies: 14
Views: 1783

Re: Nissan Pathfinder 2015!

Thanks, and I hope you are right. Will probably start another thread about the Highlander, if we decide to purchase that vehicle.
by NOLA
Tue Mar 15, 2016 10:46 pm
Forum: Personal Finance (Not Investing)
Topic: Internal Job Offer Negotiations
Replies: 12
Views: 2156

Re: Internal Job Offer Negotiations

Thanks for the update and hopefully you will enjoy the new position, even though it did come with more $(this time). My wife is kind of going through the same thing, been with the company for 9 years and got a promotion to VP within a department, but there was no more $. However, she got a pay incre...
by NOLA
Tue Mar 15, 2016 6:16 pm
Forum: Personal Consumer Issues
Topic: Nissan Pathfinder 2015!
Replies: 14
Views: 1783

Re: Nissan Pathfinder 2015!

Chx, you are definitely right when you mentioned that I got emotionally attach. And it only took a day or so. However, I feel like there is too my risk involved, especially since Nissan hasn't completely fixed their CVT issues and it has been 3-4 years now. So, it looks like we are moving in a diffe...
by NOLA
Tue Mar 15, 2016 1:10 pm
Forum: Personal Consumer Issues
Topic: Nissan Pathfinder 2015!
Replies: 14
Views: 1783

Re: Nissan Pathfinder 2015!

Thanks for all of the replies. Yeah, I really love this vehicle and wanted to find nothing wrong with it. However, the CVT issue with the 2013-2014 is scaring me. It looks like the 2015 hasn't had as many issues, but it's still there. Not sure how much we are allowed to copy links now, but there are...
by NOLA
Mon Mar 14, 2016 11:10 pm
Forum: Investing - Help with Personal Investments
Topic: Depressed, do I dip into retirement funds in order to make essentially an investment?
Replies: 21
Views: 4145

Re: Depressed, do I dip into retirement funds in order to make essentially an investment?

Sorry to hear about your depression, understand that I can't be easy. Feel free to share, if you are comfortable, because this is an amazing website with great people. And it's about more than just investments.

Good luck my friend!
by NOLA
Mon Mar 14, 2016 10:39 pm
Forum: Personal Consumer Issues
Topic: Nissan Pathfinder 2015!
Replies: 14
Views: 1783

Nissan Pathfinder 2015!

We are looking to purchase a new vehicle, and are intrigued by the Nissan Pathfinder. Found some new 2015 online, the one I tried only had 7 miles on it, and really though the price - $25k+tax etc wasn't too crazy expensive. Now we have never purchased a new car before, the most we have ever spent i...
by NOLA
Fri Mar 11, 2016 1:09 am
Forum: Personal Finance (Not Investing)
Topic: How long between accepted offer on house and closing
Replies: 17
Views: 1659

Re: How long between accepted offer on house and closing

It's definitely a unique situation and unfortunately I don't have any advice to give you. I just found it interesting how quickly many assumed the worst when that wasn't the case. Now, you probably should have included the circumstances if you wanted "specific" advice. Anyway, I wish you g...
by NOLA
Tue Mar 08, 2016 11:50 pm
Forum: Investing - Help with Personal Investments
Topic: Woohoo - we got over $50k!
Replies: 28
Views: 4926

Re: Woohoo - we got over $50k!

Awesome, well done and I'm glad you shared it with us. Maybe now it's a good time to celebrate with a really expensive wine:-)
by NOLA
Mon Mar 07, 2016 3:09 pm
Forum: Personal Consumer Issues
Topic: Meineke ok for oil changes?
Replies: 36
Views: 3359

Re: Meineke ok for oil changes?

I have a few cars and my mechanic now charges ~$60 for an oil change and tire rotation. Meineke often offers oil changes for $20-$25. What do they typically charge for tire rotations and does anyone take their vehicles to them? I simply do not trust any chains, and would rather go to dealership if ...
by NOLA
Wed Mar 02, 2016 8:02 am
Forum: Personal Consumer Issues
Topic: Rental car in Italy
Replies: 31
Views: 2969

Re: Rental car in Italy

Agree about manual/automatic. I know it's different, but when we were going to Costa Rica, I called and emailed them plenty of times to confirm that they still had the automatic one for me. They kept saying yes of course, then a few days before the trip they contacted me asking if it was ok to take ...
by NOLA
Tue Mar 01, 2016 12:01 am
Forum: Investing - Help with Personal Investments
Topic: How to convince a young person that she is right?
Replies: 24
Views: 3483

Re: How to convince a young person that she is right?

Since she is not likely to read any of the great investment books, maybe share this thread/link at Bogleheads with her? Unless of course you think it will upset her that you discussed her "investment future" with some of the brightest people out there. I bet some kids would really apprecia...
by NOLA
Tue Jan 26, 2016 1:31 am
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Taylor!
Replies: 87
Views: 4786

Re: Happy Birthday Taylor!

Happy birthday! Hope it's a great one.
by NOLA
Wed Jan 13, 2016 11:22 pm
Forum: Personal Finance (Not Investing)
Topic: Help - want to pay "cash" for a car
Replies: 68
Views: 4251

Re: Help - want to pay "cash" for a car

Personal check here as well. And pretty sure they didn't run out credit.

Congrats on your new purchase!
by NOLA
Thu Dec 31, 2015 3:45 pm
Forum: Investing - Help with Personal Investments
Topic: My mother wants me to invest $40k for her - best allocation?
Replies: 8
Views: 729

Re: My mother wants me to invest $40k for her - best allocation?

I can't assist you like some of the excellent posters here. Just want to say great job of helping her out, and making sure she has a brighter future. It's not easy having difficult conversations with your parents.
by NOLA
Sun Dec 27, 2015 1:24 am
Forum: Investing - Theory, News & General
Topic: A little about Larry S
Replies: 51
Views: 7696

Re: A little about Larry S

Great article, will make sure to share it with Friends. Also, thanks Larry for sharing your "life story".
by NOLA
Fri Dec 18, 2015 1:43 am
Forum: Personal Finance (Not Investing)
Topic: life insurance for ex-wife
Replies: 53
Views: 5281

Re: life insurance for ex-wife

Can't give you any advice that might help you. Just wanted to say I'm sorry about the loss, even if they were no longer married.
by NOLA
Sun Dec 13, 2015 4:38 am
Forum: Investing - Theory, News & General
Topic: Check-In on Emerging Market Sentiment
Replies: 57
Views: 5779

Re: Check-In on Emerging Market Sentiment

I don't do "sentiment." I didn't buy into the fad for emerging markets when they were booming, and I'm neither jumping ship nor greedily snapping up bargains when they aren't. "Emerging markets" doesn't even make sense to me. It is a group of countries with nothing much in commo...
by NOLA
Wed Dec 09, 2015 4:28 pm
Forum: Personal Finance (Not Investing)
Topic: Question about sending $ to U.S. from Europe!
Replies: 9
Views: 705

Re: Question about sending $ to U.S. from Europe!

Thanks Rongos, will definitely check it out.
by NOLA
Wed Dec 09, 2015 8:54 am
Forum: Personal Finance (Not Investing)
Topic: Question about sending $ to U.S. from Europe!
Replies: 9
Views: 705

Re: Question about sending $ to U.S. from Europe!

Thanks for the link and all other replies. Will look it over during lunch. Looks like it only has to be reported if it's over $100,000.

Will also look into transfer wire. Haven't used them before. When I spoke to Capital One, they said the total fee was $40 for the transaction.
by NOLA
Wed Dec 09, 2015 1:14 am
Forum: Personal Finance (Not Investing)
Topic: Question about sending $ to U.S. from Europe!
Replies: 9
Views: 705

Re: Question about sending $ to U.S. from Europe!

Ok, thanks for your response. I assume there shouldn't be any taxes involved since it was taxed in Sweden. Guess I want to make sure i reported to the right agency, if it's needed.

Also, if it would be more than 14k, I guess it would make sense to send one part in 2015, and the next in early 2016?
by NOLA
Wed Dec 09, 2015 12:15 am
Forum: Personal Finance (Not Investing)
Topic: Question about sending $ to U.S. from Europe!
Replies: 9
Views: 705

Question about sending $ to U.S. from Europe!

Would love some assistance regarding sending $ from Europe to the U.S. My parents would like to send me(and my wife) some $ as a gift. I'm not sure exactly how much it will be, but it seems like it might be over $10,000 and my dad was asking about if they, or I, have to report any of this to the IRS...
by NOLA
Mon Dec 07, 2015 9:05 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 251
Views: 20468

Re: Flaunt Your High-Mileage Car

185000 miles - 2003 Lexus, bought at 119k miles. Pretty beat up though, so not sure she will make 200k.

92500 miles - 2007 Mitsubishi Endeavor, bought at 29k miles. Will probably trade in soon, so I will stop being a boglehead for a little while.
by NOLA
Tue Dec 01, 2015 11:57 pm
Forum: Personal Consumer Issues
Topic: Paying property tax with credit card to reach spending bonus
Replies: 19
Views: 2414

Re: Paying property tax with credit card to reach spending bonus

I agree that gift cards, gas cards etc are the way to go. Either way, it's a good problem to have.
by NOLA
Tue Dec 01, 2015 11:41 pm
Forum: Personal Finance (Not Investing)
Topic: My estranged brother is dead, and I am next of kin
Replies: 72
Views: 15548

Re: My estranged brother is dead, and I am next of kin

Just wanted to say I'm sorry for your loss.
by NOLA
Thu Oct 29, 2015 12:30 am
Forum: Personal Finance (Not Investing)
Topic: Heading toward divorce- what to look out for?
Replies: 51
Views: 9627

Re: Heading toward divorce- what to look out for?

No advice, but wanted to say I'm sorry to hear that. Hopefully life will be better for you guys and the kids.
by NOLA
Sun Oct 25, 2015 9:11 pm
Forum: Personal Consumer Issues
Topic: White House tours. How to book?
Replies: 18
Views: 2389

Re: How do you get a White House tour?

I'm not the OP, but thanks for all of the answers. Will do that when we visit D.C. one day.
by NOLA
Sun Oct 25, 2015 9:04 pm
Forum: Local Chapters and Bogleheads Community
Topic: 2015 Bogleheads Conference Message from Jack Bogle
Replies: 29
Views: 5394

Re: 2015 Bogleheads Conference Message from Jack Bogle

Thank you sir! And thank you for posting.
by NOLA
Wed Oct 14, 2015 8:58 pm
Forum: Personal Finance (Not Investing)
Topic: lost investment books [Storm damage]
Replies: 18
Views: 1626

Re: lost investment books [Storm damage]

So sorry to hear that. Been through Katrina so I sort of understand what you are going through. It is tough, but it will slowly get better even if it might not seem like that right now.
by NOLA
Mon Oct 05, 2015 11:22 pm
Forum: Investing - Theory, News & General
Topic: A meeting with Jack Bogle
Replies: 30
Views: 3684

Re: A meeting with Jack Bogle

Thanks for sharing! Always a great read.
by NOLA
Tue Sep 29, 2015 11:52 pm
Forum: Personal Finance (Not Investing)
Topic: Rent vs Sell analysis
Replies: 16
Views: 1521

Re: Rent vs Sell analysis

Congrats. Enjoy fishing and and thanks for keeping us updated!
by NOLA
Mon Aug 17, 2015 9:55 am
Forum: Personal Finance (Not Investing)
Topic: Stolen Checks!
Replies: 14
Views: 1270

Re: Stolen Checks!

I do wanna mention that I have known him for 8 years and I would be very surprised if he had anything to do with it. But I guess crazier things have happened. He is pretty unorganized, actually very unorganized, but never once noticed that he has been dishonest in the past.
by NOLA
Mon Aug 17, 2015 9:48 am
Forum: Personal Finance (Not Investing)
Topic: Stolen Checks!
Replies: 14
Views: 1270

Re: Stolen Checks!

Cindy - yes, that was my first thought as well. Thanks for the link and yes, I believe it's a good idea no to get too involved. We get along well and hang out sometimes outside of work. However, he is still my boss. I'm wouldn't be surprised if there is more to the story and I know he mentioned that...

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