Search found 15 matches

by NDS
Sun Jun 18, 2017 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: Legal options when merchant and credit card [take advantage of you]
Replies: 7
Views: 1353

Legal options when merchant and credit card [take advantage of you]

Short question - what are the legal options, either against credit card issuer or against merchant, when you've "exhausted" the credit card dispute process? Any productive advice appreciated! (Amt at risk is $1400, provided all relevant documentation including shipper tracking logs that re...
by NDS
Mon Apr 17, 2017 9:04 am
Forum: Personal Finance (Not Investing)
Topic: Scratched bumper cost to repair
Replies: 17
Views: 1852

Re: Scratched bumper cost to repair

How about where the bumper has a break in it? Have an Infiniti sedan, was backed into by a car a couple of weeks ago, and turns out my bumper's plastic snapped on the side / middle of bumper. Will probably end up having to get it fixed, since it's a lease...
by NDS
Thu Mar 30, 2017 4:24 pm
Forum: Personal Finance (Not Investing)
Topic: Tax interpretation question - moving expenses deductible?
Replies: 1
Views: 195

Tax interpretation question - moving expenses deductible?

I moved across the country last year, but technically kept the same job @ Corporation X. I work from home though so my "office location" did change from west coast to east coast. Can I deduct my moving expenses as a business expense related to my job? Not sure, seem to meet every "tes...
by NDS
Sat Nov 26, 2016 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: FSA 2016 Ideas
Replies: 6
Views: 593

FSA 2016 Ideas

Time for the "how to spend leftover FSA $" ideas thread? I usually end up buying a high end pair of eyeglasses but at this point I have 2+ great pairs that are still in-style ish, seems like a waste. And several hundred dollars left with no medical bills (thank god). Any/all creative ideas...
by NDS
Wed Nov 02, 2016 4:44 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage loans and multi-sourcing
Replies: 2
Views: 223

Mortgage loans and multi-sourcing

I'm in the process of purchasing a home using traditional financing, but have a very short window to get every fully confirmed prior to closing date. Based on advice in some other blogs/threads, I've pursued financing (not just quotes) via multiple mortgage lenders, as I understand is acceptable up ...
by NDS
Mon Oct 24, 2016 8:49 pm
Forum: Personal Finance (Not Investing)
Topic: Annual tax maneuvers list
Replies: 14
Views: 1627

Re: Annual tax maneuvers list

Folks still find iBonds to be worth the investment?
by NDS
Sun Sep 11, 2016 4:44 pm
Forum: Personal Finance (Not Investing)
Topic: Delayed Financing on *condo* purchase - issues?
Replies: 9
Views: 976

Re: Delayed Financing on *condo* purchase - issues?

Another question for any folks that respond to the thread. The condo project I'm interested in is currently not "approved" by the FHA (don't know if FMAC/etc are different) due to majority of condos being rentals. Does that impact the ability to get a cashout refinance, and does it mean it...
by NDS
Sun Sep 11, 2016 3:00 pm
Forum: Personal Finance (Not Investing)
Topic: Delayed Financing on *condo* purchase - issues?
Replies: 9
Views: 976

Re: Delayed Financing on *condo* purchase - issues?

Delayed financing lets you put all cash down to purchase a property, and then shortly (<6 mo) thereafter take out a mortgage as you would in a "normal" property purchase. General theory - at least for folks looking to buy a primary residence in a hot market - is that it makes your offer mo...
by NDS
Sat Sep 10, 2016 1:39 am
Forum: Personal Finance (Not Investing)
Topic: Delayed Financing on *condo* purchase - issues?
Replies: 9
Views: 976

Delayed Financing on *condo* purchase - issues?

All, appreciate any feedback from folks with experience in use of delayed financing aka cashout refi/mortgage. I'm a first-time home buyer (excellent credit/etc), looking to make my purchase offers more attractive by going to all cash/faster closing. I'm mainly looking at *condos*, although as prima...
by NDS
Sat Jan 02, 2016 6:52 am
Forum: Investing - Help with Personal Investments
Topic: Backdoor roth - can I still complete it for 2015?
Replies: 4
Views: 495

Re: Backdoor roth - can I still complete it for 2015?

The reason I ask is that my general understanding is that you had up till tax day (4/15) of the following year to make IRA contributions, but still have them count for the past year's tax filing. https://us.axa.com/axa-products/retirement-planning/questions/ira-contribution-after-january.html And it...
by NDS
Sat Jan 02, 2016 3:44 am
Forum: Investing - Help with Personal Investments
Topic: Backdoor roth - can I still complete it for 2015?
Replies: 4
Views: 495

Backdoor roth - can I still complete it for 2015?

Every year I go ahead with the a) contribute max non deductible to traditional Ira and b) convert to Roth IRA (have 0 funds in trad IRAs otherwise). This year I remembered to contribute the non deductible funds to trad IRA in 2015 but forgot to then convert to Roth! Is there still time in 2016 to co...
by NDS
Sat Jan 10, 2015 5:34 pm
Forum: Personal Finance (Not Investing)
Topic: Job Change(s)
Replies: 10
Views: 1652

Re: Job Change(s)

jsl11 wrote:
LeeMKE wrote:I agree. However, giving notice via email is not usually a good idea. If your immediate supervisor is not available, go up the ladder.
Jeff


Agreed. By all means bail on the job that swapped locations on you, but do it in person, or at the least by phone prior to sending email.
by NDS
Sat Jan 10, 2015 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: Young couple looking for a mentor.
Replies: 45
Views: 5292

Re: Young couple looking for a mentor.

You mention `investors' and `crowdfunding'. What are you looking for investment in - a small business that is your main source of income, or are you trying to position the house you're looking to acquire as a rental investment property for investors (as well as your main domicile)?
by NDS
Sun Dec 29, 2013 2:18 am
Forum: Investing - Help with Personal Investments
Topic: Avoid fee for transfer Roth IRA from one FI to another
Replies: 2
Views: 829

Avoid fee for transfer Roth IRA from one FI to another

Howdy, It's been asked before here - how to avoid the fee for transferring an IRA (Roth, in my case) to another trustee. My situation is a tad more complicated - or maybe less so. Going into December 2013, I had a 25k Roth IRA - all cash - at brokerage #1. Completed the `backdoor contribution' proce...

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