Search found 14 matches

by MutualEdge
Tue Jun 20, 2017 8:20 pm
Forum: Personal Consumer Issues
Topic: Good camera - new baby coming
Replies: 61
Views: 3125

Re: Good camera - new baby coming

I thought going DSLR and a fast prime was the way to go for good low light performance. I then discovered that a prime shooting at a low f-stop didn't work for twins because one was always slightly outside the (narrow) focal plane. If I was buying today, I'd go mirrorless. The vast majority of our ...
by MutualEdge
Mon Jun 19, 2017 9:24 pm
Forum: Personal Consumer Issues
Topic: Good camera - new baby coming
Replies: 61
Views: 3125

Re: Good camera - new baby coming

> A 35 mm lens with f number 1.8, in any brand, SLR or mirrorless, will work fine. This. If you want a zoom capable of producing background bokeh, get a zoom lens with a 2.8 aperature. Get a cheaper or older model camera and invest more in the lenses. If you're willing to learn a bit and want some ...
by MutualEdge
Mon Jun 19, 2017 3:17 pm
Forum: Investing - Theory, News & General
Topic: Best Financial Advice from Dad (in honor of father's day)
Replies: 79
Views: 4738

Re: Best Financial Advice from Dad (in honor of father's day)

"Ask your mother."

My dad is so skilled at so many things, but on this particular topic, he knew when to pass the torch. :beer
by MutualEdge
Mon Jun 19, 2017 3:13 pm
Forum: Personal Finance (Not Investing)
Topic: Divorce and My IRA
Replies: 21
Views: 4294

Re: Divorce and My IRA

Stop. Stop. Do not do anything. If it is decided that the account will be split, the divorce document signed by the judge will indicate so. Then it will simply be split into 2 by the custodian. But community property does not mean everything is split exactly. That is, you don't each get half the fo...
by MutualEdge
Mon Jun 12, 2017 4:55 pm
Forum: Personal Consumer Issues
Topic: Good school in Mexico for Spanish?
Replies: 23
Views: 1515

Re: Good school in Mexico for Spanish?

About 16 years ago my wife and I spent 2 weeks in an immersion program at Spanish Institute of Puebla. We boarded with a local family (arranged through the School) and attended classes every day. A part of each day's instruction was an couple of hours visiting local points of interest under the dir...
by MutualEdge
Wed Jun 07, 2017 8:23 pm
Forum: Investing - Help with Personal Investments
Topic: Buy car in cash ... or invest / lease
Replies: 26
Views: 2249

Re: Buy car in cash ... or invest / lease

If bear, it could become a tall (read: long) grizzly one. I wouldn't try to time the market. If you can comfortably pay cash and have an EF fully funded, I would do that and wouldn't look back. Fixed interest rate account could be an option depending on lease terms. Good luck; Don't overthink it and...
by MutualEdge
Wed Jun 07, 2017 7:03 pm
Forum: Personal Consumer Issues
Topic: My Wife is having our 5th child. What is an appropriately extravagant push gift?
Replies: 90
Views: 6865

Re: My Wife is having our 5th child. What is an appropriately extravagant push gift?

I think this is a sweet gesture and a wonderful idea, and I'm a bit surprised at the backlash and implied eye rolls. Gifts are not mandatory for any occasion, including birthdays and anniversaries, but they are generally appreciated as any wife can tell you. You middle aged men may cringe at the te...
by MutualEdge
Tue May 30, 2017 7:16 pm
Forum: Personal Consumer Issues
Topic: best way to buy tires
Replies: 62
Views: 4930

Re: best way to buy tires

Tirerack.com Good quality, good prices, good advice. They deliver to an installer near you. Hot ticket is: - Buy from Tire Rack. - Have installed at local Wal*Mart Auto Center. - Free lifetime tire rotation, balancing and flat repair. Great tip. I'd compare Costco and Tire Rack's prices. We've boug...
by MutualEdge
Tue May 30, 2017 6:50 pm
Forum: Personal Finance (Not Investing)
Topic: Play Money for Spouse....
Replies: 138
Views: 9337

Re: Play Money for Spouse....

Hi GasDoc, My husband and I have separate spending accounts to which a set amount is wired monthly from our joint account. We've done this since we were first married, and it has worked out well; we have no arguments about money. He doesn't complain about my occasional manicures and I say nothing ab...
by MutualEdge
Tue May 30, 2017 6:22 pm
Forum: Personal Consumer Issues
Topic: Do I deserve it? [A new car]
Replies: 69
Views: 5170

Re: Do I deserve it? [A new car]

What's wrong with your current car? Kudos on the mileage. I personally would drive it 'till it dies and then decide about the car. Taking into account your age, savings (impressive!), income, and living-status, you could definitely purchase a car as long as you keep putting money away for retirement...
by MutualEdge
Tue May 30, 2017 5:13 pm
Forum: Personal Consumer Issues
Topic: Recommendations for moisturizing lotions that don't feel greasy
Replies: 37
Views: 2905

Re: Recommendations for moisturizing lotions that don't feel greasy

Cerave is my vote, like others have mentioned. I also have dry skin and use the regular version at night, especially in the winter. My local Costco offers a huge tub at a great price. If you belong to Costco, you might check it out. I use their AM lotion with SPF 30 daily as well. Good luck with you...
by MutualEdge
Mon May 29, 2017 9:30 pm
Forum: Investing - Help with Personal Investments
Topic: Med Student's Wife ISO Portfolio Help
Replies: 4
Views: 519

Re: Med Student's Wife ISO Portfolio Help

I think you guys made a great choice to pay for medical school with your investments. That particular investment is likely to pay great dividends. Everything else kind of pales in comparison. I'd focus more on what to do with your accounts when you leave your employer. During your husband's residen...
by MutualEdge
Mon May 29, 2017 9:20 pm
Forum: Investing - Help with Personal Investments
Topic: Med Student's Wife ISO Portfolio Help
Replies: 4
Views: 519

Re: Med Student's Wife ISO Portfolio Help

MutualEdge, welcome to the forum! 1. I think you would be better off using the Voya U.S. Stock Index Port Inst (INGIX) rather than DODGX in your 401k. 2. and 3. Because you bracket will be a high one in the future, using a Roth IRA for both of you now probably makes sense. https://www.bogleheads.or...
by MutualEdge
Sun May 28, 2017 10:57 pm
Forum: Investing - Help with Personal Investments
Topic: Med Student's Wife ISO Portfolio Help
Replies: 4
Views: 519

Med Student's Wife ISO Portfolio Help

Hi Bogleheads, I spent the last week wading through some of the Wikis and forum posts and am incredibility impressed by the community and wealth of resources. I would really like some input on my investments and appreciate any suggestions. I’ve made some mistakes, but hope to keep learning from them...

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