Search found 3775 matches

by Mudpuppy
Thu Apr 28, 2016 8:33 pm
Forum: Personal Consumer Issues
Topic: Linux/Windows Boot Problem
Replies: 36
Views: 1502

Re: Linux/Windows Boot Problem

This brought up a question. On the XP laptop, I always have a USB drive plugged in as a backup. It's not bootable, obviously, so I left it in thinking it wouldn't cause any interference. I'm wondering now if when I plugged in the second USB drive -- the bootable one with the distro -- it somehow co...
by Mudpuppy
Thu Apr 28, 2016 11:32 am
Forum: Personal Consumer Issues
Topic: Women business clothes - what brands make the right impression?
Replies: 40
Views: 2924

Re: Women business clothes - what brands make the right impression?

1. I am really really not into jewelry and makeup. I do have a few nice (I think) necklaces, but rarely wear them, and I am sure I still have a lipstick somewhere at home for once a year occasion. Is that really a must have or if I fix the clothing is it acceptable to go without? Again, it depends ...
by Mudpuppy
Thu Apr 28, 2016 2:35 am
Forum: Personal Consumer Issues
Topic: Linux/Windows Boot Problem
Replies: 36
Views: 1502

Re: Linux/Windows Boot Problem

What happens when you go into the F12 boot menu and select the boot from USB Memory option? Do you get any error message before it goes to boot Windows? Given that this is a Windows XP computer, it probably has a standard, old-fashioned BIOS, but you should verify that it is indeed BIOS and not UEFI...
by Mudpuppy
Thu Apr 28, 2016 2:01 am
Forum: Personal Consumer Issues
Topic: Women business clothes - what brands make the right impression?
Replies: 40
Views: 2924

Re: Women business clothes - what brands make the right impression?

Am I glad I worked in IT, where people could probably show up in pajamas without anyone caring. Okay, maybe not pajamas, but I'll bet dungarees with a pajama top would pass muster. No shoes required. This is not true in my experience. (I work in IT.) There is a dress code in IT and if you vary from...
by Mudpuppy
Sun Apr 24, 2016 2:48 pm
Forum: Personal Consumer Issues
Topic: Who else hates choosing a car?
Replies: 122
Views: 15174

Re: Who else hates choosing a car?

So ... I actually found a car I think I like. The Tesla Model 3. Has the AWD option, EV so the fuel efficiency is off the charts, very minimal maintenance costs without the combustion engine, and has the style. I would have to wait until likely early 2018 to get one as they will be backed up for a ...
by Mudpuppy
Sun Apr 24, 2016 2:12 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone regret paying off mortgage early?
Replies: 333
Views: 52175

Re: Anyone regret paying off mortgage early?

Folks do realize this thread was started in 2012 and was already resurrected twice in 2014 and 2015, right? Everything saladdin wrote was written over a year ago.... So just let saladdin's argument rest, no matter how much you disagree with it, like it was doing for over a year before this thread wa...
by Mudpuppy
Sun Apr 24, 2016 2:05 pm
Forum: Personal Consumer Issues
Topic: Treadmill Deals?
Replies: 8
Views: 842

Re: Treadmill Deals?

Just an update. I found the 995i for 20% off and free Prime delivery on a Prime-only Amazon deal, so I went with that. The sporting goods store is starting to have better going-out-of-business sales, but the size of the box is much larger than my available trunk space. Having Amazon deliver it right...
by Mudpuppy
Thu Apr 21, 2016 11:53 am
Forum: Personal Consumer Issues
Topic: Lifted Shingles on a New Home
Replies: 8
Views: 1032

Re: Lifted Shingles on a New Home

It sounds like you have an unrealistic expectation from a home inspection. A home inspection will not notice every issue, particularly if the issue is minor. They are after all human, and can spot many issues the average homeowner would overlook, but they cannot guarantee to spot all issues. With re...
by Mudpuppy
Thu Apr 21, 2016 10:37 am
Forum: Personal Consumer Issues
Topic: "Network Saturation" with Optimum Router [overloaded FIOS wifi?]
Replies: 16
Views: 1153

Re: "Network Saturation" with Optimum Router [overloaded FIOS wifi?]

It's labelled as a Fios Quantum Gateway G1100. It does put out both a 2.4 and a 5.0 network. I've got the newest laptop on the 5.0 network, but see no improvement over when it was on the 2.4 network. DSLReports claims that router has a 3x3 antenna array for 5GHz, which should be sufficient to avoid...
by Mudpuppy
Wed Apr 20, 2016 10:47 am
Forum: Personal Consumer Issues
Topic: "Network Saturation" with Optimum Router [overloaded FIOS wifi?]
Replies: 16
Views: 1153

Re: "Network Saturation" with Optimum Router [overloaded FIOS wifi?]

What brand and model router did they send you? It might have a small multi-antenna array, even though it supports two bands. Also, can you configure it with different access point names for the 2.4GHz and 5GHz bands? If so, that can allow you to put the lower priority devices on the 2.4GHz band (mor...
by Mudpuppy
Wed Apr 20, 2016 10:38 am
Forum: Personal Consumer Issues
Topic: Experience with Honda airbag recall?
Replies: 66
Views: 6603

Re: Experience with Honda airbag recall?

No mention, or offer, of any rental car was made. They're not going to randomly volunteer to spend more money on this. So they aren't going to offer you a rental car. Every customer who doesn't know the recall entitles them to a rental car is a cheaper customer overall. But they are supposed to pro...
by Mudpuppy
Wed Apr 20, 2016 10:36 am
Forum: Personal Consumer Issues
Topic: Treadmill Deals?
Replies: 8
Views: 842

Re: Treadmill Deals?

Thanks for the feedback. The used treadmill market here, at least as shown on Craigslist, is either super low-end or super high-end machines. I was wanting something more in the middle, and I'm not really seeing that on Craigslist. Well, I did see a ProForm 995i on Craigslist, but it was listed at T...
by Mudpuppy
Tue Apr 19, 2016 12:00 pm
Forum: Personal Consumer Issues
Topic: Treadmill Deals?
Replies: 8
Views: 842

Treadmill Deals?

I've been reviewing past threads on treadmills suggestions for a while. I've narrowed in on either the $1300 MSRP Sole F80 or ProForm Pro 2000 or the $1000 MSRP Sole F63 or ProForm Power 995i. Looking at a few retailers on Google Search, it seems most places are very much in the same price range for...
by Mudpuppy
Tue Apr 19, 2016 11:43 am
Forum: Personal Consumer Issues
Topic: Cell phone - Separating work from life
Replies: 18
Views: 1591

Re: Cell phone - Separating work from life

I've learned the hard way to be very careful about who I give my cell phone number to at work. I used to give it out to any direct co-workers, and most of them were (and still are) good about using it for its intended purpose (e.g. only text me after hours if there's a major issue with a server or i...
by Mudpuppy
Tue Apr 19, 2016 2:48 am
Forum: Forum Issues and Administration
Topic: How about a buy/sell (personal goods) forum?
Replies: 27
Views: 2030

Re: How about a buy/sell (personal goods) forum?

Besides LadyGeek's points, a forum such as the one suggested would seem to run contrary to the spirit of the non-profit model of the Bogle Center for Financial Literacy. Even if no fees were charged, there is a vast difference between discussing what to buy or strategies to get the best deal and act...
by Mudpuppy
Sun Apr 17, 2016 2:43 am
Forum: Personal Finance (Not Investing)
Topic: Fraudulent charges on two separate credit cards
Replies: 22
Views: 2285

Re: Fraudulent charges on two separate credit cards

Someone bothered to place an order for an exensive pc with my actual address, phone but with the name of 'Fu'. Were they planning to have UPS or Fedex redirect the package? They probably were planning that. Another common tactic is to give all your information as the billing address and information...
by Mudpuppy
Wed Apr 06, 2016 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Chase Freedom Unlimited card 1.5% back + bonus
Replies: 85
Views: 7556

Re: Chase Freedom Unlimited card 1.5% back + bonus

Citi Double Cash is a better card. 2% cash back on everything. No annual fee. As far a simplicity, yes DC is better. However as far as return goes, use of freedom unlimited with the sapphire card (and freedom card) yields a higher return when transferring to certain partners. For example, I only tr...
by Mudpuppy
Mon Apr 04, 2016 12:45 pm
Forum: Investing - Theory, News & General
Topic: 2016 hedge fund contest
Replies: 137
Views: 5918

Re: 2016 hedge fund contest

protagonist wrote:So my hypothetical investment is up 49.6% for the year while my very real Fidelity account is down 8.3% compared with a year ago today.

I don't know whether to laugh or cry.

Just remind yourself that it could have just as easily been -49.6% for your hypothetical investment.
by Mudpuppy
Mon Apr 04, 2016 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: Leaving a LBYM lifestyle ["Living Below" to "Living At" Your Means]
Replies: 54
Views: 6364

Re: Leaving a LBYM lifestyle

OP, even though this falls into my category of "increasing expenses", it sounds like you can afford the new expense and it will lead to an increased quality of life. Spending money that you can afford to increase your quality of life is a very valid spending choice. If you're just having d...
by Mudpuppy
Sun Apr 03, 2016 9:16 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Freedom Unlimited card 1.5% back + bonus
Replies: 85
Views: 7556

Re: Chase Freedom Unlimited card 1.5% back + bonus

Any debt carries risk, no? I am just choosing not to add any risk to my situation ( other than a mortgage and investment risk- though minimized by utilizing index funds). I'm just being objective in regards to risk. Anything could happen and I'm not willing to risk much for little reward that is in...
by Mudpuppy
Sun Apr 03, 2016 6:58 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Freedom Unlimited card 1.5% back + bonus
Replies: 85
Views: 7556

Re: Chase Freedom Unlimited card 1.5% back + bonus

Using even numbers- my expenses are 4K a month and all is able to be charged. 2% back= 80. I'll just leave it simply that $80 a month is not worth a 4K risk at 19.99%. If that 80 a month changed my financial landscape that significantly, I prob. have bigger problems. How is it a 4k risk if you pay ...
by Mudpuppy
Sun Apr 03, 2016 5:30 pm
Forum: Personal Finance (Not Investing)
Topic: Leaving a LBYM lifestyle ["Living Below" to "Living At" Your Means]
Replies: 54
Views: 6364

Re: Leaving a LBYM lifestyle

I suppose it would depend on if the move from Below-Means to At-Means is due to either (a) spending more or (b) making less income. I personally would have an easier time of it with (b). There are many valid reasons to choose to make less income, such as switching to a job with better satisfaction t...
by Mudpuppy
Sun Apr 03, 2016 5:13 pm
Forum: Personal Consumer Issues
Topic: Buy or pass on buying this first house?
Replies: 31
Views: 3256

Re: Buy or pass on buying this first house?

What really made me love this house was: the relatively new construction date, the modern kitchen with granite countertops, the square footage, the nice garage and especially the new hardwood floor. It is called Brazilian Cherry, which I have never heard of before but was blown away by it. I'm wond...
by Mudpuppy
Sun Apr 03, 2016 4:51 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Freedom Unlimited card 1.5% back + bonus
Replies: 85
Views: 7556

Re: Chase Freedom Unlimited card 1.5% back + bonus

I am new to this forum- But wouldn't it be more effective to not carry a CC whether a balance is carried or not? From past experience(mistakes) I believe the majority of people, not all, spend more when using a CC. To get money back, miles etc. it really isn't worth the risk. My opinion, and apolog...
by Mudpuppy
Sun Apr 03, 2016 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Landlord requiring copies of SSN
Replies: 73
Views: 4502

Re: Landlord requiring copies of SSN

Seems this thread was derailed a little bit. We had no problems providing the SSN on the lease application. We hesitantly let them have a copy of the SSN card. But, for some reason the management company is requesting a bank statement or some other document that also has the SSN number on it for th...
by Mudpuppy
Sun Apr 03, 2016 1:01 pm
Forum: Personal Consumer Issues
Topic: Which of these home repairs would you do?
Replies: 22
Views: 2018

Re: Which of these home repairs would you do?

Two thoughts.... First, if the fence is rotted so badly it's at risk of falling over, then it's time to get it replaced. This may require a permit in your area, so make sure to hire out to a reputable company. Also, talk to your neighbors on either side and see if they would be willing to split the ...
by Mudpuppy
Sat Apr 02, 2016 6:38 pm
Forum: Personal Consumer Issues
Topic: Custom House Cost
Replies: 22
Views: 2502

Re: Custom House Cost

You're not going to get much more with rough figures than you've already gotten from your conversations with friends. You could take the exact same floorplan, and it would cost a wildly different amount depending on where you build it. Even within California, the cost to build in the Bay Area vs Los...
by Mudpuppy
Sat Apr 02, 2016 3:36 pm
Forum: Personal Consumer Issues
Topic: Cost to convert 1/2 bath to 3/4th or full bath?
Replies: 5
Views: 597

Re: Cost to convert 1/2 bath to 3/4th or full bath?

As with any house hunting, it would be hard to give costs without knowing the specifics of the house. Once you open walls and start rerouting plumbing, all sorts of costs can pop up. So keep your thoughts a little more generic. Look for houses where the layout would be amenable to reconfiguring the ...
by Mudpuppy
Sat Apr 02, 2016 3:26 pm
Forum: Personal Consumer Issues
Topic: Which of these home repairs would you do?
Replies: 22
Views: 2018

Re: Which of these home repairs would you do?

I would investigate if the door closing issue and cracking issues indicate some sort of issue with the foundation, such as compaction or erosion that is causing uneven settling of the house. If it's just cosmetic, a hand plane can solve the door issue and some filler can solve the cracks. But if it'...
by Mudpuppy
Sat Apr 02, 2016 3:02 am
Forum: Personal Consumer Issues
Topic: Are any OTC drugs and vitamins U.S.P.-labelled any more?
Replies: 34
Views: 1117

Re: Are any OTC drugs and vitamins U.S.P.-labelled any more?

USP's website lists the products that are verified: http://www.usp.org/usp-verification-services Specifically for supplements, you'll notice the list of verified brands is rather short: http://www.usp.org/usp-verification-services/usp-verified-dietary-supplements/verified-supplements I stocked up on...
by Mudpuppy
Sat Apr 02, 2016 2:15 am
Forum: Personal Consumer Issues
Topic: GRE Study Materials
Replies: 22
Views: 1149

Re: GRE Study Materials

I took the old GRE, way back when logic problems were required instead of writing an essay and before they changed the adaptive nature of the test. None of the software prep tests I took prepared me for the level of difficulty my questions got ratcheted up to during the computer test, but hopefully ...
by Mudpuppy
Fri Apr 01, 2016 11:25 am
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 70
Views: 4221

Re: Updates on the status of Linux

Linux is good. But I upgraded to windows 10 so if there was a problem at a brokerage I could prove my security. That might be a problem if you were using Linux and had money stole from your brokerage account. That is hardly a valid reason for running Windows 10. Any brokerage IT department worth it...
by Mudpuppy
Wed Mar 30, 2016 10:35 am
Forum: Personal Consumer Issues
Topic: Experience with Honda airbag recall?
Replies: 66
Views: 6603

Re: Experience with Honda airbag recall?

I guess the airbag recall is widespread, my wife received the letter about her bmw last week, and I got one for my Acura the other day. Essentially, the latest research has shown that airbag inflators using ammonium nitrate can fail if the design of the inflator does not protect that chemical from ...
by Mudpuppy
Mon Mar 28, 2016 11:02 am
Forum: Personal Consumer Issues
Topic: Low flow shower head?
Replies: 32
Views: 2271

Re: Low flow shower head?

Why buy a new shower head when all you have to do is turn down the water to get that 'low flow'? Low flow shower heads are designed to really spray the water at you, so it feels like "normal" flow even while saving water. You don't get that by turning down the water on a regular high flow...
by Mudpuppy
Mon Mar 28, 2016 10:58 am
Forum: Personal Consumer Issues
Topic: Experience with Honda airbag recall?
Replies: 66
Views: 6603

Re: Experience with Honda airbag recall?

Glad your dealership was relatively painless with the rental car situation. My dad had an extended rental car while his Kia was in the shop. I seem to recall that he had to go back to to the rental company after about a month to either exchange vehicles or let the rental be inspected (I forget which...
by Mudpuppy
Mon Mar 28, 2016 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Unwanted cold call from Mass Mutual agent
Replies: 45
Views: 3256

Re: Unwanted cold call from Mass Mutual agent

I get their name, the company and I have their phone number on my cell. I then file a complaint with the National Do Not Call Registry, which probably means nothing, but does make me feel better. It would do absolutely nothing in this case if Mass Mutual is a "partner" company for the OP'...
by Mudpuppy
Mon Mar 28, 2016 1:05 am
Forum: Personal Consumer Issues
Topic: Computer docking station suggestions
Replies: 7
Views: 736

Re: Computer docking station suggestions

You could get a Surface Pro with a docking station and type cover. Plug it into the docking station to use like a PC. Pop on the type cover to use like a laptop. Leave both off to use like a tablet. A Surface Pro 4 runs $900-1800 depending on options, the docking station is another $200, and the typ...
by Mudpuppy
Sun Mar 27, 2016 9:34 pm
Forum: Personal Consumer Issues
Topic: Experience with Honda airbag recall?
Replies: 66
Views: 6603

Re: Experience with Honda airbag recall?

Here is the information from the Honda air bag recall website: http://hondaairbaginfo.com/takata-airbag-inflator-recall-fact-sheet/ Specifically related to rentals: Dealer Repair & Rental Policy, and Support Authorized Honda and Acura dealerships will make appropriate repairs at no charge to the...
by Mudpuppy
Sun Mar 27, 2016 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: Unwanted cold call from Mass Mutual agent
Replies: 45
Views: 3256

Re: Unwanted cold call from Mass Mutual agent

Nothing is free so did my district get a kickback or is this a part of the high expense fees teachers pay in the retirement plans were offered. That's my problem. The cold-caller was lying, someone may have or many not have given out your personal information, most likely scenario is someone was pa...
by Mudpuppy
Sun Mar 27, 2016 3:55 pm
Forum: Personal Finance (Not Investing)
Topic: Your first $100k
Replies: 52
Views: 7811

Re: Your first $100k

I have a goal to grow my retirement investment portfolio to $100k by the time I am 30 years old. I am a little more than halfway there at 26, very soon to be 27. My question for my fellow investors is at what age did you grow your retirement portfolio to $100k? And after that, how soon did $200k co...
by Mudpuppy
Sun Mar 27, 2016 3:49 pm
Forum: Personal Finance (Not Investing)
Topic: Unwanted cold call from Mass Mutual agent
Replies: 45
Views: 3256

Re: Unwanted cold call from Mass Mutual agent

I get their name, the company and I have their phone number on my cell. I then file a complaint with the National Do Not Call Registry, which probably means nothing, but does make me feel better. It would do absolutely nothing in this case if Mass Mutual is a "partner" company for the OP'...
by Mudpuppy
Sun Mar 27, 2016 3:47 pm
Forum: Personal Finance (Not Investing)
Topic: Unwanted cold call from Mass Mutual agent
Replies: 45
Views: 3256

Re: Unwanted cold call from Mass Mutual agent

As a state employee, this is why I pay for a PO Box and gave that address to HR. I'm constantly getting spam mail from our "partners" in various insurance and investment industries about "special benefits" for CA state employees. I also gave HR my land line number and never updat...
by Mudpuppy
Sun Mar 27, 2016 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: Account aggregator which does NOT store your info "out there"?
Replies: 11
Views: 756

Re: Account aggregator which does NOT store your info "out there"?

Clearly, as in all things, knowing the right lingo is key. I realize now I don't want an "account aggregator"--I want a fraud detector. I don't think anything exists as I envision it, but I can probably make-do with some existing tools...once I find them. I'm looking at KeeFox right now. ...
by Mudpuppy
Sun Mar 27, 2016 3:29 pm
Forum: Personal Finance (Not Investing)
Topic: Do escrow accounts in California earn interest?
Replies: 9
Views: 830

Re: Do escrow accounts in California earn interest?

Your friend should have made her first stop the California legal code. As already pointed out, the state law is quite clear here. Edit: And this is also a lesson that front-desk people can be rather clueless about questions that are rarely asked. Assuming they know state law is usually not a valid a...
by Mudpuppy
Sun Mar 27, 2016 1:35 pm
Forum: Personal Consumer Issues
Topic: Low flow shower head?
Replies: 32
Views: 2271

Re: Low flow shower head?

I personally will only buy shower heads that have a "trickle" (mostly off) option. It saves a lot more water (which is very expensive these days in CA) to turn off the shower head while I am lathering, shampooing, etc. than any low-flow shower head saves. And I prefer to turn off the showe...
by Mudpuppy
Sat Mar 26, 2016 10:46 pm
Forum: Personal Consumer Issues
Topic: Cable 50Mb/sec vs. 100Mb/sec ?
Replies: 18
Views: 1458

Re: Cable 50Mb/sec vs. 100Mb/sec ?

I also stream a lot of TV and movies, and don't really notice an issue with my 15M down plan. The only time I get a little irked at the download rate is when I'm downloading a full Linux ISO or such. I would agree with DSInvestor though that upload rates matter if you have any devices doing cloud sy...
by Mudpuppy
Sat Mar 26, 2016 6:57 pm
Forum: Personal Consumer Issues
Topic: Auto Insurance-Notice of Non Renewal
Replies: 37
Views: 2653

Re: Auto Insurance-Notice of Non Renewal

I'm confused - you said you did not file claims, how did they know about the accidents? Insurance companies pull data from the state vehicle agency. If it gets reported to the state, the insurance company will find out about it sooner or later. There is no avoiding the insurance hike by paying out ...
by Mudpuppy
Sat Mar 26, 2016 12:56 pm
Forum: Personal Finance (Not Investing)
Topic: [Fidelity drops AmEx, Bank of America credit cards]
Replies: 152
Views: 15736

Re: [Fidelity drops AmEx, Bank of America credit cards]

I want to switch to the Elan VISA and would call Elan but am gunshy about another fiasco for an ad hoc conversion. Anything specific about a changeover date? Anyone switched over by calling Elan? My personal approach in such changeovers is to let it happen when it is planned to happen, and don't tr...
by Mudpuppy
Sat Mar 26, 2016 12:39 pm
Forum: Personal Consumer Issues
Topic: Should I change to artificial grass (in SoCal)?
Replies: 43
Views: 3360

Re: Should I change to artificial grass (in SoCal)?

Did you know that over 20 water districts make up the Metropolitan Water District? Not only might your water department, but also Metropolitan may have rebate programs. Check their websites for current programs. And they cover more than landscaping. We got generous rebates on new toilets and a wash...
by Mudpuppy
Thu Mar 24, 2016 8:01 pm
Forum: Personal Consumer Issues
Topic: Birthday Gift To Techie Husband
Replies: 38
Views: 2399

Re: Birthday Gift To Techie Husband

3-D Printer Great for the OP's husband, but not exactly something you want around a 2 year old.... Some non-technical, but classic things to help toddlers build spatial sense (which is important if you want your toddler to grow into a young Maker who could use 3D printers) are things like blocks se...

Go to advanced search