Search found 3942 matches

by Mudpuppy
Wed Jul 27, 2016 1:07 pm
Forum: Personal Consumer Issues
Topic: Do Realtors Find FSBOs?
Replies: 63
Views: 3747

Re: Do Realtors Find FSBOs?

We're a mostly friendly bunch, but it's still probably not a wise idea to post a link to the listing of where you currently live. I would suggest editing that out. If you want our feedback on the photos, upload them to Imgur, PhotoBucket, or the like and post a link to the album.
by Mudpuppy
Mon Jul 25, 2016 2:58 pm
Forum: Personal Finance (Not Investing)
Topic: Conversion from 457 plan to roth ira?
Replies: 9
Views: 723

Re: Conversion from 457 plan to roth ira?

When your money is in a 457b plan that is considered an asset of the state, depending on what state holds that asset, it may be prudent to transfer your 457b account to a traditional IRA. Some states are in poor financial shape: http://mercatus.org/statefiscalrankings No governmental 457b plan that...
by Mudpuppy
Mon Jul 25, 2016 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: Conversion from 457 plan to roth ira?
Replies: 9
Views: 723

Re: Conversion from 457 plan to roth ira?

My wife was employed by the state (nj) and the 457 deferred comp plan monies were considered to be assets of the state until the time of payout. After she retired we rolled the funds into a rollover ira at vanguard, then did the conversion after the 59.5 age to a roth. Look to the fine print as to ...
by Mudpuppy
Sun Jul 24, 2016 11:29 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement for Women(?)
Replies: 34
Views: 3172

Re: Retirement for Women(?)

Living longer is one concern. Living longer while in declining health, however, is a bigger concern to me. I don't know if there are any gender differences in needs for long-term care or higher levels of assisted living / nursing care, but those can be very expensive compared to living healthily on ...
by Mudpuppy
Sun Jul 24, 2016 11:07 pm
Forum: Personal Consumer Issues
Topic: Do Realtors Find FSBOs?
Replies: 63
Views: 3747

Re: Do Realtors Find FSBOs?

But keep in mind that in at least some places (maybe most, I don't know) the seller often pays 6% commission - in other words, the seller often covers the entire commission. So that even if you as a seller specifically offered 3% commission, if it is standard in your area for sellers to pay the ent...
by Mudpuppy
Sun Jul 24, 2016 11:00 pm
Forum: Personal Finance (Not Investing)
Topic: Conversion from 457 plan to roth ira?
Replies: 9
Views: 723

Re: Conversion from 457 plan to roth ira?

If your plan allows it, I would personally leave the 457b money where it is, unless there are some egregious fees associated with the plan. The 457b plans do not have an early withdrawal penalty if you withdraw money after you have separated from the employer. That means there is no penalty if you t...
by Mudpuppy
Sun Jul 24, 2016 10:25 pm
Forum: Personal Consumer Issues
Topic: What kind of apartment can $1k get you in your city?
Replies: 60
Views: 3358

Re: What kind of apartment can $1k get you in your city?

My situation is a little different since I don't have to worry about the job market. Working online gives you a lot more options but it also makes decision making harder haha. Working online takes the job market out of the equation, but it does add Internet availability and reliability in to the eq...
by Mudpuppy
Sun Jul 24, 2016 10:08 pm
Forum: Personal Consumer Issues
Topic: Do Realtors Find FSBOs?
Replies: 63
Views: 3747

Re: Do Realtors Find FSBOs?

But keep in mind that in at least some places (maybe most, I don't know) the seller often pays 6% commission - in other words, the seller often covers the entire commission. So that even if you as a seller specifically offered 3% commission, if it is standard in your area for sellers to pay the ent...
by Mudpuppy
Sun Jul 24, 2016 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Allstate Umbrella Insurance
Replies: 32
Views: 2143

Re: Allstate Umbrella Insurance

I have a 1 million Allstate umbrella policy and it costs me a fraction of that amount. Do you have some sort of abnormal risk factor for liability like teenagers or an aggressive breed of dog?
by Mudpuppy
Sun Jul 24, 2016 8:05 pm
Forum: Personal Consumer Issues
Topic: What kind of apartment can $1k get you in your city?
Replies: 60
Views: 3358

Re: What kind of apartment can $1k get you in your city?

In Los Angeles, or any other major metro area, location is going to strongly dictate the price. The closer you are to major public transportation and/or desirable areas, the higher the rent is going to be. Looking farther afield can reduce your rental costs, but will increase your commuting costs an...
by Mudpuppy
Sun Jul 24, 2016 8:00 pm
Forum: Personal Consumer Issues
Topic: Router SSID Broadcast in Crowded Wifi Environment
Replies: 18
Views: 1781

Re: Router SSID Broadcast in Crowded Wifi Environment

The 5ghz range has a larger number of non-overlapping channels than the 2.4ghz range does. In most consumer gear, it'll be 8 non-overlapping channels rather than 3. It's not an unlimited number. With the advent of MIMO (or, the 802.11n stuff) it means that one SSID can absorb the entirety of the 2....
by Mudpuppy
Sun Jul 24, 2016 4:51 pm
Forum: Personal Consumer Issues
Topic: What is this strange piece of scientific glassware?
Replies: 44
Views: 4085

Re: What is this strange piece of scientific glassware?

It is really beautiful. If I had any sort of association with that type of equipment in my past, I'd want it for my office as a piece of art and a pleasant reminder of those times. As others have said, a university most likely has newer measuring equipment. But, as you point out, it could still hav...
by Mudpuppy
Sun Jul 24, 2016 4:36 pm
Forum: Personal Consumer Issues
Topic: Do Realtors Find FSBOs?
Replies: 63
Views: 3747

Re: Do Realtors Find FSBOs?

My house is For Sale By Owner and I put it on Zillow, Turlia, Craigslist but noticed I only get individual buyers looking to come in even when I said I'll offer 3% closing cost assistance to buyers. I noticed I'm not getting any realtors wanting to bring their buyers in... Do you think this is more...
by Mudpuppy
Sun Jul 24, 2016 4:07 pm
Forum: Personal Consumer Issues
Topic: HDTV Question
Replies: 27
Views: 2596

Re: HDTV Question

TV Panasonic TH-46PZ80U Soundbar Samsung 4 Series - HW-K450 Comcast cable TV and a blu ray player are hooked up to the TV. Also, the TV has an output hooked up to an old Bose Lifestyle Model 5 Music Center (which includes a CD and a radio as well as the audio for the TV). I was going to try replaci...
by Mudpuppy
Sun Jul 24, 2016 1:47 am
Forum: Personal Consumer Issues
Topic: Very strange discovery on Google [use tracking/privacy]
Replies: 23
Views: 3540

Re: Very strange discovery on Google

When I log into activity page,it shows past google searches. I know it's my relative because we visited her a couple of months ago and she planned our tours. I find those searches from hotels, trip suggestions and more that can be no coincidence. I even saw her search for flights when she comes ove...
by Mudpuppy
Sat Jul 23, 2016 10:30 pm
Forum: Personal Consumer Issues
Topic: Need advice about setting up netflix or hulu brand new to all this
Replies: 18
Views: 1198

Re: Need advice about setting up netflix or hulu brand new to all this

The biggest issue with that sort of WiFi range is how much interference you have. Interference can cause the video stream to "jitter" (pause randomly). Speedtest won't really show this to you. You should use a WiFi tool at several points throughout the day to see what sort of "competi...
by Mudpuppy
Sat Jul 23, 2016 10:15 pm
Forum: Personal Consumer Issues
Topic: Bose Soundlink speaker - question about powering it.
Replies: 7
Views: 564

Re: Bose Soundlink speaker - question about powering it.

As the others have said, your friend is thinking about older battery technology. Modern batteries do not suffer from the issue of constantly recharging themselves into an early demise. Whether you can convince your friend of this or not is another matter. This might just have to be a "live and ...
by Mudpuppy
Sat Jul 23, 2016 8:06 pm
Forum: Personal Consumer Issues
Topic: Tires for Honda Civic
Replies: 39
Views: 2302

Re: Tires for Honda Civic

Costco is running a $70 off 4 tires special on Bridgestone tires. Does anyone here has any experience with those? Do you have a specific Bridgestone tire model in mind? Ecopia EP422 PLUS, Turanza Serenity Plus, or Potenza RE97AS. I haven't had those specific tires on my car, so I would suggest star...
by Mudpuppy
Sat Jul 23, 2016 2:27 pm
Forum: Personal Consumer Issues
Topic: Tires for Honda Civic
Replies: 39
Views: 2302

Re: Tires for Honda Civic

jay22 wrote:Costco is running a $70 off 4 tires special on Bridgestone tires. Does anyone here has any experience with those?

Do you have a specific Bridgestone tire model in mind?
by Mudpuppy
Sat Jul 23, 2016 2:39 am
Forum: Personal Consumer Issues
Topic: Stinky Washing Machine [SOLVED]
Replies: 44
Views: 4154

Re: Stinky Washing Machine [SOLVED]

Ok, the title says "solved" but we don't have a report explaining the elements of the solution. Moderator, please poke this poster with a cattle prod. :D A little voice on my shoulder has revealed that the solutions are in the original post. :wink: Glad to hear it worked out. That thr...
by Mudpuppy
Thu Jul 21, 2016 2:14 pm
Forum: Personal Consumer Issues
Topic: Tires for Honda Civic
Replies: 39
Views: 2302

Re: Tires for Honda Civic

Assuming the location listed in your profile (Sacramento) is correct, will you be doing any frequent winter driving on I50 or I80 to Nevada? That might change the tire recommendations a bit. If you're just going to stay in the Central Valley and Bay Area, you don't need any sort of winter tires. Wh...
by Mudpuppy
Thu Jul 21, 2016 2:01 pm
Forum: Personal Consumer Issues
Topic: Tires for Honda Civic
Replies: 39
Views: 2302

Re: Tires for Honda Civic

Assuming the location listed in your profile (Sacramento) is correct, will you be doing any frequent winter driving on I50 or I80 to Nevada? That might change the tire recommendations a bit. If you're just going to stay in the Central Valley and Bay Area, you don't need any sort of winter tires.
by Mudpuppy
Wed Jul 20, 2016 2:23 pm
Forum: Personal Consumer Issues
Topic: Stinky Washing Machine [SOLVED]
Replies: 44
Views: 4154

Re: Stinky Washing Machine

What is the name of the manufacturer and what is the model of your machine? (To the OP) Kenmore, Model: 110.26912690 Okay, so it's a top loader with agitator. You can find diagrams of it using the search phrase "Kenmore 90 series washer diagram". I'd second the recommendation to tip it ov...
by Mudpuppy
Tue Jul 19, 2016 11:04 pm
Forum: Personal Consumer Issues
Topic: Microsoft's latest "force Win10" tactic?
Replies: 22
Views: 2473

Re: Microsoft's latest "force Win10" tactic?

There was another thread about issues with Windows 7 updates recently. You might try some of the suggestions there: viewtopic.php?f=11&t=194984
by Mudpuppy
Tue Jul 19, 2016 10:53 pm
Forum: Personal Consumer Issues
Topic: Traveling to DC
Replies: 32
Views: 1703

Re: Traveling to DC

- For the love of everything holy, follow the "Walk Left, Stand Right" hidden rule when it comes to escalators. Locals adopted this rule and it works smoothly when done right. Don't make enemies while visiting or us locals will be seething at your direction in the most passive aggressive ...
by Mudpuppy
Tue Jul 19, 2016 9:58 pm
Forum: Personal Consumer Issues
Topic: Traveling to DC
Replies: 32
Views: 1703

Re: Traveling to DC

- Prior to riding the Metro, get a Metro card located at the entrance of every metro stop. It costs $10 total ($2 for the card itself with an $8 credit). And if work is likely to take you back to DC in the future, hold on to the Metro card. The next time you're in DC, you'll still have whatever cre...
by Mudpuppy
Mon Jul 18, 2016 10:18 pm
Forum: Personal Consumer Issues
Topic: Stinky Washing Machine [SOLVED]
Replies: 44
Views: 4154

Re: Stinky Washing Machine

What kind of washer: front load or top load?

If it's a front load, check the rubber gasket that seals the door. That can accumulate quite a bit in 20 years.
by Mudpuppy
Mon Jul 18, 2016 10:11 pm
Forum: Personal Consumer Issues
Topic: Traveling to DC
Replies: 32
Views: 1703

Re: Traveling to DC

Others are already covering the food aspect. As for places to see, how much time will you have available at any given stretch? Are we talking about an hour here or there, a half day, a full day, something else? The Smithsonian museums along the National Mall are good to visit and would be a nice, in...
by Mudpuppy
Sun Jul 17, 2016 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: When your work schedule starts affecting your work-life balance
Replies: 114
Views: 7587

Re: When your work schedule starts affecting your work-life balance

To be overly blunt, as someone who has worked in IT for almost 20 years, if you crave an hourly work experience or even a decent work-life balance, IT is the wrong place for your career. Everyone in IT can give you dozens of work-life balance sob stories, esp those having anything to do with operat...
by Mudpuppy
Fri Jul 15, 2016 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: Banking & security & open sessions - a question
Replies: 9
Views: 691

Re: Banking & security & open sessions - a question

Is this a small, local bank or a large, national bank? I ask because it's possible at a small bank that they might not have enough in-house IT personnel to actually understand why this would be a concern. Or they may understand the concern, but lack the expertise to fix it. You might have to decide ...
by Mudpuppy
Fri Jul 15, 2016 8:15 pm
Forum: Investing - Theory, News & General
Topic: Yahoo Finance redesign
Replies: 42
Views: 3789

Re: replacement for Yahoo Finance?

I'm not sure which features from Yahoo Finance were important to you. I switched years ago to using Google Finance and Morningstar to look up historic information, and an app on my phone that pulls off Google Finance for tracking certain tickers (which frankly, I've started to ignore most days and m...
by Mudpuppy
Fri Jul 15, 2016 8:11 pm
Forum: Personal Consumer Issues
Topic: New Job Recommendation: Asset Management, Product/Program Manager, More?
Replies: 6
Views: 711

Re: New Job Recommendation: Asset Management, Product/Program Manager, More?

There will be far fewer job opportunities at a software company for someone who is not looking for a developer job. So your first step is to identify those job opportunities. Keep in mind those opportunities are both rare and competitive. It would be a good idea to network with people in the field, ...
by Mudpuppy
Fri Jul 15, 2016 7:23 pm
Forum: Forum Issues and Administration
Topic: Problem with cell phone + this website
Replies: 30
Views: 2040

Re: Problem with cell phone + this website

Bogleheads can't change phpBB to allow multiple IP addresses They could - it's a setting in phpBB. But they have chosen not to. There is nothing Almost there can do about that. And there is nothing he can do about the way cell service providers dynamically assign IP addresses. This is not a user er...
by Mudpuppy
Fri Jul 15, 2016 2:25 pm
Forum: Forum Issues and Administration
Topic: Problem with cell phone + this website
Replies: 30
Views: 2040

Re: Problem with cell phone + this website

I can't help you, but don't take anything personally. Some people don't understand that it's possible in technology for a user to be doing nothing wrong and for settings to be correct even though things are still not functioning correctly. If you find a solution to your problem, please post here, a...
by Mudpuppy
Fri Jul 15, 2016 12:56 pm
Forum: Forum Issues and Administration
Topic: Problem with cell phone + this website
Replies: 30
Views: 2040

Re: Problem with cell phone + this website

Wow that was not the type of answer I ever see that is borderline rude. Perhaps you know where I can change my settings but I don't. Very disappointed with Bogleheads. I tried being diplomatic in my first response and it didn't work. In the IT world, sometimes one has to be blunt to get the point a...
by Mudpuppy
Fri Jul 15, 2016 12:50 pm
Forum: Personal Consumer Issues
Topic: Passwords
Replies: 64
Views: 3685

Re: Passwords

Could someone please elaborate a little on how the process with LastPass plays out? For example, when I want to long into Bogleheads do I look up my LastPass generated password that I have stored in DropBox and type it in? Or is the process automated in some way? How do I login if I am on a compute...
by Mudpuppy
Fri Jul 15, 2016 12:39 pm
Forum: Forum Issues and Administration
Topic: Problem with cell phone + this website
Replies: 30
Views: 2040

Re: Problem with cell phone + this website

Thanking you both for your answers. Just note that I access both of my email accounts, Facebook and others and don't have to re-enter my login and password. That is why I think it is a Bogleheads issue and not my phone. Why? Browsers have the capacity to have different cookie rules for different we...
by Mudpuppy
Fri Jul 15, 2016 1:02 am
Forum: Personal Consumer Issues
Topic: Passwords
Replies: 64
Views: 3685

Re: Passwords

I use Keepass2Android on my phone. I don't like the idea of keeping my passwords in the cloud. Umm, so if not the cloud, how to do you back up your Keepass file? Either you back it up manually after every change (tedious tasks like that typically lead to sloppy behavior), or you don't back it up at...
by Mudpuppy
Fri Jul 15, 2016 12:34 am
Forum: Forum Issues and Administration
Topic: Problem with cell phone + this website
Replies: 30
Views: 2040

Re: Problem with cell phone + this website

Inability to remain logged in with Remember Me checked means you're having trouble storing the authentication cookie that keeps you logged in. Since it's just happening on your phone, there must be a setting on your phone that is causing this. Verify that your phone allows cookie storage for this si...
by Mudpuppy
Fri Jul 15, 2016 12:28 am
Forum: Personal Finance (Not Investing)
Topic: When your work schedule starts affecting your work-life balance
Replies: 114
Views: 7587

Re: When your work schedule starts affecting your work-life balance

Yes, I'd cc: the co-worker. 10-4 If you haven't sent the email yet and you intend the email to be more of a "here's what we discussed" style (to provide written documentation of the arrangement), I would suggest a slight modification. Send it with both the co-worker and the manager in the...
by Mudpuppy
Thu Jul 14, 2016 10:36 am
Forum: Personal Consumer Issues
Topic: New Job Recommendation: Asset Management, Product/Program Manager, More?
Replies: 6
Views: 711

Re: New Job Recommendation: Asset Management, Product/Program Manager, More?

What sort of information systems degree? One from a Business school or one from a Computer Science department? I ask, because in large software development companies the later may be more valuable than the former, even for a management position.
by Mudpuppy
Thu Jul 14, 2016 10:33 am
Forum: Personal Finance (Not Investing)
Topic: Boss cutting salary in response to employee not doing "job"
Replies: 78
Views: 8621

Re: Boss cutting salary in response to employee not doing "job"

There are several unanswered questions here, and a lot of opinions based on perceptions or assumptions about these unanswered questions. Without knowing the company structure (e.g. small, private business vs large corporation vs government agency), we can't reasonably say whether or not it was prope...
by Mudpuppy
Wed Jul 13, 2016 3:13 pm
Forum: Personal Consumer Issues
Topic: How Does a Password Manager Impact Day to Day (IOS and Mac)
Replies: 48
Views: 2892

Re: How Does a Password Manager Impact Day to Day (IOS and Mac)

...As a software developer, I use Moleskine. ;-) Thieves have to be local, and are much less common for most of us. Going analog then ... How do you make backups? Writing is digital, not analog. The underlying paper and ink are analog, but so are the tiny little magnets on a hard drive. The informa...
by Mudpuppy
Wed Jul 13, 2016 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: When your work schedule starts affecting your work-life balance
Replies: 114
Views: 7587

Re: When your work schedule starts affecting your work-life balance

UPDATE My co-worker spent some time typing up some documentation on these morning tasks. I've been stalling and waiting this thing out as my co-worker and I have been busy and haven't had time to go over it. We're supposed to go over it today or tomorrow. I think he sensed my lack of enthusiasm in ...
by Mudpuppy
Wed Jul 13, 2016 12:54 pm
Forum: Personal Consumer Issues
Topic: Windows 7 updates for broker fraud protection
Replies: 28
Views: 2125

Re: Windows 7 updates for broker fraud protection

I still think Micro$oft is trying to force Win7 users to adopt Win10 and I fully expect to have more problems updating my systems in the future. I thought the same for a while when I was having issues with my Win7 machine, then I noticed the disk space issue.... Which is just my way of saying somet...
by Mudpuppy
Tue Jul 12, 2016 7:43 pm
Forum: Personal Consumer Issues
Topic: How Does a Password Manager Impact Day to Day (IOS and Mac)
Replies: 48
Views: 2892

Re: How Does a Password Manager Impact Day to Day (IOS and Mac)

Wouldn't a password manager be a prime target for a hacker? And what if it is hacked. All your info would be right there to take. A properly designed password manager encrypts the data when it is "at rest" (e.g. not being actively accessed) with very strong encryption. As long as your mas...
by Mudpuppy
Tue Jul 12, 2016 2:16 pm
Forum: Personal Consumer Issues
Topic: How Does a Password Manager Impact Day to Day (IOS and Mac)
Replies: 48
Views: 2892

Re: How Does a Password Manager Impact Day to Day (IOS and Mac)

I have been studying the KeePass edition comparison table trying to figure out if I need 2.x. 1. If I get KeePass 1.x, would the lack of support for Custom String Fields prevent me from entering websites' custom questions and answers? You'll still have the "Notes" field to put that inform...
by Mudpuppy
Tue Jul 12, 2016 1:55 pm
Forum: Personal Consumer Issues
Topic: How Does a Password Manager Impact Day to Day (IOS and Mac)
Replies: 48
Views: 2892

Re: How Does a Password Manager Impact Day to Day (IOS and Mac)

A quick question: What is your opinion about KeePass 1.x vs . KeePass 2.x? KeePass 2.x requires Microsoft .NET Framework ≥ 2.0 which I would prefer not to install. This is actually a multi-part question and answer, because KeePass has a 1.x vs 2.x database format and a 1.x vs 2.x executable on Wind...
by Mudpuppy
Tue Jul 12, 2016 12:26 pm
Forum: Personal Consumer Issues
Topic: Are you going to shop on Prime Day?
Replies: 140
Views: 12754

Re: Are you going to shop on Prime Day?

Got 30% off the brand of jeans I wear, which was a nice surprise since I'm currently buying at my new size a few pairs at a time. Also picked up the $50 Fire for $33. Every time I try to use my Surface Pro while flying in economy, it seems too big. The Fire looks like the right size for use while fl...
by Mudpuppy
Mon Jul 11, 2016 4:28 pm
Forum: Personal Consumer Issues
Topic: Less than 24 hour delivery with Amazon & on Sunday
Replies: 41
Views: 2492

Re: Less than 24 hour delivery with Amazon & on Sunday

Amazon used to have the best prices and almost always met their quoted delivery times. Neither has been true for the last year or so; especially shipping. I still buy some stuff but not as much or as often. Their business model evolving over time does not mean I have to stick with them. I think the...

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