Search found 490 matches

by Mrxyz
Fri Apr 21, 2017 11:11 pm
Forum: Personal Consumer Issues
Topic: No Stress Chess board game for 7 year old
Replies: 12
Views: 831

Re: No Stress Chess board game for 7 year old

http://www.uscfsales.com/?aw=9&acc=335f5352088d7d9bf74191e006d8e24c Check out the above US Chess Federation store website. Lots of sales etc. Also, amazon has quite a few options. Also, you may also want to look at my prior 'chess set recommendation' thread ; https://www.bogleheads.org/forum/vie...
by Mrxyz
Wed Apr 19, 2017 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus
Replies: 110
Views: 10208

Re: Capital One 360 $200 bonus

Hi all,
FWIW, I was able to get my bonuses today and withdraw the money.
by Mrxyz
Sat Apr 08, 2017 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: How to find estate lawyer for wills/trust?
Replies: 10
Views: 979

How to find estate lawyer for wills/trust?

Hi,
Is there a method to finding out who is a good estate lawyers for wills/trust? Or is it just word of mouth or is there some sort of qualifications I need to look for? Is there a website which lists them?
Thank
by Mrxyz
Sat Mar 25, 2017 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus
Replies: 110
Views: 10208

Re: Capital One 360 $200 bonus

So, can I sign up my kids using their SS# and if yes, then what happens when the 1099 comes in their names - do they pay taxes or are they don't make enough to be taxable. But then it was my money they used and so the taxes should be paid by me........or........ Update - likely cannot open account u...
by Mrxyz
Fri Mar 24, 2017 11:35 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus
Replies: 110
Views: 10208

Re: Capital One 360 $200 bonus

I've been hesitant to do bank bonuses because of taxation. Credit card deals are so much better because they're higher often and don't get taxed. Plus I hate shuffling money around from my accounts with the bank bonuses and having it tied up. I also hate how you have to wait longer for the bonus. I...
by Mrxyz
Fri Mar 24, 2017 8:25 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus
Replies: 110
Views: 10208

Re: Capital One 360 $200 bonus

In the last two months have opened: 2 Chase = $600 2 Wells Fargo = $500 2 Santander = $450 2 Cap One = $400 Total of $1950 It does take a bit of work, especially to make them fee free, but it is worth it. I'm expecting to haul in $2,870 for Q1, just for myself. It's a profitable hobby! Happy huntin...
by Mrxyz
Thu Mar 23, 2017 9:55 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus
Replies: 110
Views: 10208

Re: Capital One 360 $200 bonus

In the last two months have opened: 2 Chase = $600 2 Wells Fargo = $500 2 Santander = $450 2 Cap One = $400 Total of $1950 It does take a bit of work, especially to make them fee free, but it is worth it. I'm expecting to haul in $2,870 for Q1, just for myself. It's a profitable hobby! Happy huntin...
by Mrxyz
Thu Mar 23, 2017 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus
Replies: 110
Views: 10208

Re: Capital One 360 $200 bonus

I have decided that managing short term gains doesn't work for me. It may be because as I focus on a 20 to 30 year strategy I do not have or choose not to have enough time to keep all the balls in the air. I appreciate those who win with this strategy, and I know that I am in the minority on this t...
by Mrxyz
Thu Mar 23, 2017 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus
Replies: 110
Views: 10208

Re: Capital One 360 $200 bonus

I did one of these last year with Cap360 and got a 1099-INT. My wife did this bonus and got the $200 in a week. I've started to pursue these and they really aren't too bad. I can easily split up my payroll direct deposit to go to different banks via online request, so meeting the Direct Deposit req...
by Mrxyz
Thu Mar 23, 2017 5:35 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus
Replies: 110
Views: 10208

Re: Capital One 360 $200 bonus

So, You pay taxes on this $200 as Misc. income? And Can you open accounts for husband and wife separately? Got my answers by surfing some more. 1. yes on taxes 2. yes can open more than one account But, new question - can I open accounts with kids names? and what happens to their bonuses ? Do they ...
by Mrxyz
Thu Mar 23, 2017 2:22 am
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus
Replies: 110
Views: 10208

Re: Capital One 360 $200 bonus

So, You pay taxes on this $200 as Misc. income? And Can you open accounts for husband and wife separately? Got my answers by surfing some more. 1. yes on taxes 2. yes can open more than one account But, new question - can I open accounts with kids names? and what happens to their bonuses ? Do they h...
by Mrxyz
Sat Mar 18, 2017 12:39 pm
Forum: Personal Consumer Issues
Topic: First time Cruise trip to Carribean
Replies: 6
Views: 572

First time Cruise trip to Carribean

Hi all, Going with family to our first cruise trip to Carribean - Oasis of the Seas. Flying into Orlando, and then to Port Canaveral. Any suggestion on which hotel to stay in Orlando, Do any offer free shuttles to the port? Any other recommendations on how to get to port? Any suggestions/recommendat...
by Mrxyz
Sun Mar 12, 2017 5:49 pm
Forum: Personal Consumer Issues
Topic: Flooring for Basement
Replies: 36
Views: 2291

Re: Flooring for Basement

I have used this underlayment after reviewing many many others and it is excellent!

http://www.tyrocinc.com/
by Mrxyz
Thu Mar 02, 2017 8:46 pm
Forum: Investing - Help with Personal Investments
Topic: Contributed too much to backdoor IRA- Any choice but to pay penalty?
Replies: 6
Views: 553

Re: Contributed too much to backdoor IRA- Any choice but to pay penalty?

You don't fix this by paying the penalty. You fix this by taking the excess amount out, which is not complicated. If you don't take the money out, you continue to pay the penalty each year. Right. Paying the penalty does not fix this. The penalty will apply every year until the excess is corrected....
by Mrxyz
Thu Mar 02, 2017 5:49 pm
Forum: Investing - Help with Personal Investments
Topic: Contributed too much to backdoor IRA- Any choice but to pay penalty?
Replies: 6
Views: 553

Re: Contributed too much to backdoor IRA- Any choice but to pay penalty?

Were contributions made to 2 IRA custodians? If one custodian, the system should not have allowed you to exceed $5500 for the tax year. Was there actually a contribution of $6500 for tax year 2016? Could it have been a $5500 contribution that grew to $6500 at the time of conversion to Roth IRA? Cou...
by Mrxyz
Thu Mar 02, 2017 4:54 pm
Forum: Investing - Help with Personal Investments
Topic: Contributed too much to backdoor IRA- Any choice but to pay penalty?
Replies: 6
Views: 553

Contributed too much to backdoor IRA- Any choice but to pay penalty?

Hi
I made a mistake and contributed $6500 instead of $5500 to my wife's back door roth for 2016. She is not 50 yet. I realized this when I was doing my taxes and turbotax says there is a penalty of $300 to pay.
Is there anything I can do except pay the penalty?
Thanks
by Mrxyz
Wed Feb 22, 2017 12:06 am
Forum: Investing - Help with Personal Investments
Topic: Bought my first individual stock!
Replies: 33
Views: 3940

Re: Bought my first individual stock!

I think such threads always show up when I am thinking about individual stocks which have done good over the years, and I had and have been thinking about investing in them.................and then I read the wisdom of many and ...............I just stick to my completely boring IPS.............3 fu...
by Mrxyz
Tue Feb 21, 2017 11:57 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY 21ST HEARTDAY, JACK BOGLE
Replies: 24
Views: 1591

Re: HAPPY 21ST HEARTDAY, JACK BOGLE

Wow!

Happy Heartday to you!!

(PS- I did not know that- but that's not uncommon.............there is always something new to learn from this forum!)
by Mrxyz
Thu Feb 09, 2017 8:42 am
Forum: Personal Consumer Issues
Topic: Saved too much? What do you splurge on?
Replies: 90
Views: 9311

Re: Saved too much? What do you splurge on?

Donate money to Bogleheads.org forum !
by Mrxyz
Tue Jan 17, 2017 4:58 pm
Forum: Investing - Help with Personal Investments
Topic: So, I'm going to gamble (for fun) and buy some individual stocks. Best way?
Replies: 65
Views: 4131

Re: So, I'm going to gamble (for fun) and buy some individual stocks. Best way?

Okay. I admit. I was tempted recently, now that I have quite a good amount of financial independence (NW 2M)- that I should invest in individual stocks......... :oops: And after reading this thread.............I will stick to my completely boring IPS and 3 fund portfolio! Boo.... spoiling all the fu...
by Mrxyz
Sat Jan 14, 2017 4:06 pm
Forum: Personal Consumer Issues
Topic: New SUV, $50G, Pilot/Highlander/Other
Replies: 146
Views: 19310

Re: New SUV, $50G, Pilot/Highlander/Other

OP, are you really using the "get a bunch of internet quotes and pick the best one" method, or are you still walking into the dealership to "negotiate"? Maybe I'm wrong about the Pilot (is it a hot new vehicle or something?), but I bought an Accord last year and it was trivial t...
by Mrxyz
Fri Jan 13, 2017 4:53 pm
Forum: Personal Consumer Issues
Topic: New SUV, $50G, Pilot/Highlander/Other
Replies: 146
Views: 19310

Re: New SUV, $50G, Pilot/Highlander/Other

So I have waited for the 2017 Honda Pilot and now hagglint with dealers about how much to pay! EX L AWD with honda sensing has dealer invoice of $35,880 (dealer invoice [is not MSRP] is the lowest a customer can get provided there is no manufacturer to dealer discounts which a customer is typically...
by Mrxyz
Fri Jan 13, 2017 10:24 am
Forum: Personal Consumer Issues
Topic: New SUV, $50G, Pilot/Highlander/Other
Replies: 146
Views: 19310

Re: New SUV, $50G, Pilot/Highlander/Other

Mrxyz, So...did you ever buy a new vehicle? Just wondering how it ended. Thanks! LOL! So I have waited for the 2017 Honda Pilot and now hagglint with dealers about how much to pay! EX L AWD with honda sensing has dealer invoice of $35,880 (dealer invoice [is not MSRP] is the lowest a customer can g...
by Mrxyz
Fri Dec 30, 2016 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: Give $ money gift to earning child, who moves it to roth?
Replies: 9
Views: 748

Re: Give $ money gift to earning child, who moves it to roth?

So say the child(son) is an engineer (probably should not have used 'child' - suggests a young age) and has some debt and wants to pay it down instead of starting Roth. So a parent gives him $5500 every year (his post tax money) and the son places that in his Roth. Is that okay? Is there any limit t...
by Mrxyz
Fri Dec 30, 2016 5:34 pm
Forum: Personal Finance (Not Investing)
Topic: Give $ money gift to earning child, who moves it to roth?
Replies: 9
Views: 748

Give $ money gift to earning child, who moves it to roth?

Hi,
Is it possible for a parent to gift money (?Taxes?) to his/her (earning) child.
Child takes that money to start a roth ira.

Basically how to give money to children 'avoiding' taxes?
Thanks
by Mrxyz
Sat Dec 10, 2016 3:43 pm
Forum: Personal Consumer Issues
Topic: Warning: BH may be hazardous to your financial health
Replies: 63
Views: 10221

Re: Warning: BH may be hazardous to your financial health

I am spending way less by visiting this site. E.g. Anytime I have the urge to buy anything like say stocks of a company which I think will do good, even say 5% of my stock AA, I visit this site and in around 15 - 30 min realize how stupid I am and walk away chastised but richer! Not messing with my ...
by Mrxyz
Mon Dec 05, 2016 10:45 pm
Forum: Personal Consumer Issues
Topic: Shoes for flat-footed over-pronators
Replies: 33
Views: 2589

Re: Shoes for flat-footed over-pronators

Anyone with flat feet, overpronation, and stability issues find particular types of sneakers, casual shoes, or dress shoes comfortable? I'm familiar with some Brooks running shoes like the Beast, though I haven't tried the '16. I'm looking for other running shoes to consider. I'm also looking for c...
by Mrxyz
Mon Dec 05, 2016 2:19 pm
Forum: Personal Consumer Issues
Topic: Shoes for flat-footed over-pronators
Replies: 33
Views: 2589

Re: Shoes for flat-footed over-pronators

Anyone with flat feet, overpronation, and stability issues find particular types of sneakers, casual shoes, or dress shoes comfortable? I'm familiar with some Brooks running shoes like the Beast, though I haven't tried the '16. I'm looking for other running shoes to consider. I'm also looking for c...
by Mrxyz
Sat Dec 03, 2016 3:18 pm
Forum: Investing - Theory, News & General
Topic: Anybody regretting holding on to your REITS?
Replies: 97
Views: 12691

Re: Anybody regretting holding on to your REITS?

Historically they zig when stocks or bonds zag. However, in times of financial stress all assets may decrease. This was true during the financial crisis. However, REITs performed very well during the technology bust of 2000. Hi, Why do they go opposite the stocks and bonds? They don't. You have bee...
by Mrxyz
Sat Dec 03, 2016 1:10 pm
Forum: Investing - Theory, News & General
Topic: Anybody regretting holding on to your REITS?
Replies: 97
Views: 12691

Re: Anybody regretting holding on to your REITS?

How have REITs performed historically compared to stocks & bonds? Historically they zig when stocks or bonds zag. However, in times of financial stress all assets may decrease. This was true during the financial crisis. However, REITs performed very well during the technology bust of 2000. Hi, ...
by Mrxyz
Thu Dec 01, 2016 11:16 pm
Forum: Investing - Theory, News & General
Topic: Anybody regretting holding on to your REITS?
Replies: 97
Views: 12691

Re: Anybody regretting holding on to your REITS?

How have REITs performed historically compared to stocks & bonds? Historically they zig when stocks or bonds zag. However, in times of financial stress all assets may decrease. This was true during the financial crisis. However, REITs performed very well during the technology bust of 2000. Best...
by Mrxyz
Fri Nov 18, 2016 9:32 pm
Forum: Local Chapters and Bogleheads Community
Topic: Valuethinker has surpassed 30,000 posts
Replies: 39
Views: 3641

Re: Valuethinker has surpassed 30,000 posts

nisiprius wrote:By the way, retiredjg is up to 26,680... has he been getting his due recognition?


I think retiredjg is a she - please correct me if I am wrong.
by Mrxyz
Fri Nov 11, 2016 4:13 pm
Forum: Personal Consumer Issues
Topic: Best way to buy a new/used Mac book Air
Replies: 19
Views: 2087

Re: Best way to buy a new/used Mac book Air

... I believe Bestbuy may also reduce price further with student discount. Specifically, anyone with a .edu email address can sign up for periodic coupons from BestBuy. (Does your school provide email addresses to alumni?) Some of those mailings will have Apple coupons. I've seen $50-150 off, with ...
by Mrxyz
Sun Nov 06, 2016 2:38 pm
Forum: Personal Consumer Issues
Topic: How to talk with a housekeeper?
Replies: 49
Views: 5375

Re: How to talk with a housekeeper?

Communication or the lack thereof!!! It's amazing that this problem is so common. I am probably completely wrong in assuming this or upsetting anyone and I apologize in advance but; Just think of it --- you had to ask a forum about how to talk rather than just to go ahead and talk with your housekee...
by Mrxyz
Sun Nov 06, 2016 2:03 pm
Forum: Personal Consumer Issues
Topic: Best way to buy a new/used Mac book Air
Replies: 19
Views: 2087

Re: Best way to buy a new/used Mac book Air

Hi all,
Though the topic is going a little sideways..............as usual this forum keeps teaching me more and more.........

Paying/not paying state tax is quite interesting and complicated.....

http://blog.taxjar.com/charging-sales-tax-rates/
by Mrxyz
Sat Nov 05, 2016 3:58 pm
Forum: Personal Consumer Issues
Topic: Best way to buy a new/used Mac book Air
Replies: 19
Views: 2087

Re: Best way to buy a new/used Mac book Air

Adding to my earlier post. The website apple insider has a price guide for many configurations of Apple products from six major retailers. http://prices.appleinsider.com Gazelle buys and sells used Apple computers, phones, and tablets. https://www.gazelle.com. I have not purchased from it. Thanks -...
by Mrxyz
Sat Nov 05, 2016 12:59 pm
Forum: Personal Consumer Issues
Topic: Best way to buy a new/used Mac book Air
Replies: 19
Views: 2087

Best way to buy a new/used Mac book Air

Hi
Is there a best way to buy a new /used Mac book air?
Looking for a 13 inch, 8 RAM, 256 G Air.

Have looked at Best buy, newegg, Apple, walmart..............any other sites I missed?
Any method other than going online and searching ?
Thanks
by Mrxyz
Mon Oct 24, 2016 9:45 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford a new (used) car?
Replies: 24
Views: 2188

Re: Can I afford a new (used) car?

No, this isn't intended to be a humblebrag. It's a statement of facts, and the question that I wrestle with. How much car can I afford. The $600 a month in net taxable savings each month is much, much smaller than I'm comfortable with. It doesn't take much to spend a year's worth of taxable savings...
by Mrxyz
Sun Oct 23, 2016 9:06 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford a new (used) car?
Replies: 24
Views: 2188

Re: Can I afford a new (used) car?

Is he asking if he can afford a new (used) car........ or yacht?
Is this a humblebrag ??
Sorry if I am wrong!
by Mrxyz
Fri Sep 09, 2016 12:36 pm
Forum: Personal Consumer Issues
Topic: repair 2010 odyssey versus trade in?
Replies: 26
Views: 2837

Re: repair 2010 odyssey versus trade in?

Thanks for the update. FWIW, I have a 2005 Honda Odyssey, 184,000 miles which needs new steering pump, alignment, tires, rear engine mount - around $2.5-3G. I have postponed these repair for a long (6 months/so) while waiting for a new car/SUV. Will likely go for a new 2017 Pilot. But part of me fe...
by Mrxyz
Fri Sep 09, 2016 12:01 pm
Forum: Personal Consumer Issues
Topic: repair 2010 odyssey versus trade in?
Replies: 26
Views: 2837

Re: repair 2010 odyssey versus trade in?

Update.... We were all set to bring the car to our mechanic the day after Labor Day. It stopped making the noise that Sunday. Has not come back yet. Having read everyone's post and weighed the costs the plan is to keep the car, repair anything that eventually needs repairing and go from there. It's...
by Mrxyz
Mon Sep 05, 2016 11:14 pm
Forum: Personal Finance (Not Investing)
Topic: "Letter of Final Instructions"
Replies: 45
Views: 7132

Re: "Letter of Final Instructions"

Hats off to you for donating your body to medicine!
by Mrxyz
Sun Sep 04, 2016 6:52 pm
Forum: Personal Consumer Issues
Topic: 50 gal gas water heater replacement
Replies: 25
Views: 3471

Re: 50 gal gas water heater replacement

Final update:

I got it replaced with State 50 gallon water heater at a cost of $984. The old water heater was leaking up quite a bit in the last few days - perhaps it 'knew' it was going to be replaced!!
Thanks for all your suggestions and recommendations!
by Mrxyz
Sat Sep 03, 2016 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: Seeking Job Ideas for a disabled MD
Replies: 17
Views: 2235

Re: Seeking Job Ideas for a disabled MD

How about anything related to Medical Informatics ? Lots of jobs and lots of opportunity
- thought I am presuming she can read a computer screen
by Mrxyz
Wed Aug 31, 2016 11:16 pm
Forum: Personal Consumer Issues
Topic: Drowned IPhone
Replies: 28
Views: 2651

Re: Drowned IPhone

Yes, it works
by Mrxyz
Fri Aug 19, 2016 10:21 pm
Forum: Forum Issues and Administration
Topic: Improving the Bogleheads forum
Replies: 99
Views: 9249

Re: Improving the Bogleheads forum

How about a section just for portfolio review ? Currently there are many portfolio reviews which get(/need) bumped as the review - by many contributors over time - is not complete and it can take a long time as it goes down the list and 'disappears' in page 2 etc.
by Mrxyz
Thu Aug 04, 2016 12:38 pm
Forum: Personal Consumer Issues
Topic: Any advice---Toyota 4 runner vs. Honda Pilot--2016 cars
Replies: 75
Views: 7964

Re: Any advice---Toyota 4 runner vs. Honda Pilot--2016 cars

I have been 'looking' for almost a year............... I like the 2016 Pilot though there are teething issues with this new upgraded 3rd generation model. Look up Piloteers website for more information than you need! But specifically, there were a lot of software issues which were fixed etc etc. htt...
by Mrxyz
Fri Jul 29, 2016 3:07 pm
Forum: Personal Consumer Issues
Topic: What makes people succeed?
Replies: 98
Views: 9407

Re: What makes people succeed?

by Mrxyz
Mon Jul 25, 2016 11:35 pm
Forum: Personal Consumer Issues
Topic: 50 gal gas water heater replacement
Replies: 25
Views: 3471

50 gal gas water heater replacement

Hi all,

I need to replace my old (15 yr) and leaking gas water heater.

Which brand to pick?
Need more water capacity- go with single larger tank or two 40 gallon tanks ?
Tanks are rated with 'x' years - is that a lifespan before it needs replacement or just a suggestion?

Thanks a lot.

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