Search found 428 matches

by Mrxyz
Sat May 14, 2016 2:43 am
Forum: Personal Finance (Not Investing)
Topic: Physician Retirement Savings
Replies: 212
Views: 21086

Re: Physician Retirement Savings

So how do you decide on what is the magic number to retire? Being physicians, they are more aware than other about rising medical costs. How do they factor that cost in the equation?
by Mrxyz
Sat May 14, 2016 2:34 am
Forum: Personal Consumer Issues
Topic: Chess set recommendations
Replies: 15
Views: 1173

Re: Chess set recommendations

Hi, Any chess players around? I wonder if you have any recommendations for chess set for home use. I would prefer tournament size, weighted with roll up board, unless there is a solid/wood one which is reasonable cost. Lots of options on amazon which makes it confusing. Any suggestions? Thanks Our ...
by Mrxyz
Sat May 14, 2016 2:09 am
Forum: Personal Consumer Issues
Topic: Chess set recommendations
Replies: 15
Views: 1173

Chess set recommendations

Hi,

Any chess players around? I wonder if you have any recommendations for chess set for home use. I would prefer tournament size, weighted with roll up board, unless there is a solid/wood one which is reasonable cost. Lots of options on amazon which makes it confusing. Any suggestions?
Thanks
by Mrxyz
Mon Apr 25, 2016 8:34 pm
Forum: Investing - Help with Personal Investments
Topic: 3.5M taxable bonds
Replies: 39
Views: 4230

Re: 3.5M taxable bonds

I know you don't believe it, but at 36, with $5 mill from the sale of your company, ( which I wouldn't call a "Windfall" -which connotes something happenstance, or unearned), the best long term place for that money is In stocks. Have patience, when you see your balances fluctuate by six f...
by Mrxyz
Sun Apr 17, 2016 9:15 pm
Forum: Personal Consumer Issues
Topic: Electronic keyboard
Replies: 6
Views: 715

Electronic keyboard

Hi,

Any recommendations on buying an electronic keyboard for under $500? Would like to use it for mixing and taping also.
Thanks
by Mrxyz
Thu Apr 14, 2016 1:03 am
Forum: Personal Consumer Issues
Topic: Van vibration problem - any car experts?
Replies: 14
Views: 784

Re: Van vibration problem - any car experts?

Update -

Turned out to be right front CV boot was badly leaking and so after $500 and change, the vibration is almost completely gone. The engine mount is also weak but costs around $1000 to replace and thus not repaired.
Thanks
by Mrxyz
Thu Apr 14, 2016 1:00 am
Forum: Personal Consumer Issues
Topic: Black formal shoes with sneaker like support
Replies: 56
Views: 4891

Re: Black formal shoes with sneaker like support

I think I am too cheap. I am unable to spend more than $120-$130 for shoes even though my net worth way above 2 commas. I used to think like you, however I have changed my opinion on this over time. I've been wearing Clarks for about 15 years now and have absolutely noticed a difference in quality ...
by Mrxyz
Tue Apr 12, 2016 10:22 pm
Forum: Personal Consumer Issues
Topic: Kid/baby Thermometer recomendation
Replies: 9
Views: 577

Re: Kid/baby Thermometer recomendation

I suspect that if one bought 10 thermometers of the same brand that a couple of them might also vary in reported temps by about a degree. I accept your statement that can change "fever condition", but without getting into medical stuff is it that important anyways? You will know a high fe...
by Mrxyz
Tue Apr 12, 2016 10:12 pm
Forum: Personal Consumer Issues
Topic: Black formal shoes with sneaker like support
Replies: 56
Views: 4891

Re: Black formal shoes with sneaker like support

Thanks for all your replies! Lots of good ideas and suggestions.
I think I am too cheap. I am unable to spend more than $120-$130 for shoes even though my net worth way above 2 commas. I settled on Brooks addiction walkers and they don't look fantastic but my feet feel just fine!
by Mrxyz
Tue Apr 12, 2016 9:55 pm
Forum: Local Chapters and Bogleheads Community
Topic: 50,000 Members
Replies: 26
Views: 3106

Re: 50,000 Members

Congratulations to all those who maintain and manage this board!!
Thanks to all your hard work and focus.

PS Kind of surprised that Nisiprius has less than 50,000 posts as I was quite sure he has responded to each member!
by Mrxyz
Tue Apr 12, 2016 9:49 pm
Forum: Personal Consumer Issues
Topic: Kid/baby Thermometer recomendation
Replies: 9
Views: 577

Re: Kid/baby Thermometer recomendation

There is a big difference between accuracy and reliability. Very interesting theories behind each...but I digress. You want a reliable thermometer and not necessarily the more accurate thermometer. Meaning if you make 10 attempts to take the temperature in say 2 minutes, then these 10 readings shoul...
by Mrxyz
Sun Apr 10, 2016 9:20 am
Forum: Personal Consumer Issues
Topic: Van vibration problem - any car experts?
Replies: 14
Views: 784

Re: Van vibration problem - any car experts?

Most probably you have wornout/broken ball bearings. If you can have a passenger in the front seat to identify if its originating from left or right - you can pin point which side of the front wheel ball bearings are broken. I had a similar issue on my 2002 Honda Civic - got it replaced at a NAPA s...
by Mrxyz
Sun Apr 10, 2016 9:20 am
Forum: Personal Consumer Issues
Topic: Van vibration problem - any car experts?
Replies: 14
Views: 784

Re: Van vibration problem - any car experts?

Might want to check that the engine mounts are all tight. I once had an odd vibration, only at specific speed, but had a spark plug change requiring the engine to be moved, just previous. The shop just tightened the bolts holding the engine, and that was that. I read about the engine mounts recentl...
by Mrxyz
Sun Apr 10, 2016 9:18 am
Forum: Personal Consumer Issues
Topic: Van vibration problem - any car experts?
Replies: 14
Views: 784

Re: Van vibration problem - any car experts?

If you're willing to spend $5-700 for new tires, I bet it would 'buy' that kind of time for you. Maybe you'll be happy enough to wait a little longer to replace the vehicle. Then again, it may not 'fix' the problem but, by your own admission, Wheels rotated because the front wheels were balding on ...
by Mrxyz
Sun Apr 10, 2016 8:43 am
Forum: Personal Consumer Issues
Topic: Van vibration problem - any car experts?
Replies: 14
Views: 784

Re: Van vibration problem - any car experts?

What's magical about 4-5 months from now, other than the new models coming out? Yes, that is correct. Looking at the Honda Pilot touring and after reading different forums including Piloteers - really shocked to find so many issue with so many things including numerous software updates that I would...
by Mrxyz
Sun Apr 10, 2016 8:27 am
Forum: Personal Consumer Issues
Topic: Van vibration problem - any car experts?
Replies: 14
Views: 784

Van vibration problem - any car experts?

Hi, I have a 2005 Honda Odyssey with 176k miles which vibrates at speeds above 20 mph. The vibration does not come on consistent at a particular speed and lasts for around 5 to 10 seconds (occurs irregularly and remains for irregular duration). The vibration appears to be from the front of the van, ...
by Mrxyz
Mon Mar 21, 2016 1:32 pm
Forum: Personal Consumer Issues
Topic: Black formal shoes with sneaker like support
Replies: 56
Views: 4891

Black formal shoes with sneaker like support

Hi,
Any recommendations on Black formal-looking shoes with sneaker like support?
I have looked at Brooks addiction walker shoes as one option.

Thanks
by Mrxyz
Fri Mar 11, 2016 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: Does everyone really need to save $1 million for retirement?
Replies: 225
Views: 29581

Re: Does everyone really need to save $1 million for retirement?

Has anyone looked at (future) medical costs which can affect how much money you need in retirement? Just saw this link on E-R.org. JP Morgan made a pretty helpful retirement guide. Page 11 shows inflation for the elderly with high health care costs. Pages 25-28 delve deeper into health care. https:...
by Mrxyz
Fri Mar 11, 2016 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Does everyone really need to save $1 million for retirement?
Replies: 225
Views: 29581

Re: Does everyone really need to save $1 million for retirement?

Has anyone looked at (future) medical costs which can affect how much money you need in retirement?
by Mrxyz
Wed Mar 09, 2016 7:43 am
Forum: Personal Finance (Not Investing)
Topic: Spouse inheritance
Replies: 6
Views: 1241

Spouse inheritance

Of course, our finances have been combined together since marriage - but just in case I am missing something; when my spouse gets an inheritance, does that money go to our combined accounts and eventual investments or do I have to consider any other financial aspect which is just relevant to her and...
by Mrxyz
Wed Mar 09, 2016 7:31 am
Forum: Personal Consumer Issues
Topic: Instant pot pressure cooker
Replies: 19
Views: 2000

Re: Instant pot pressure cooker

I purchased 7 in 1 Instant pot last year when Amazon had it on sale for $75. All I can say is that it is excellent. I use it about 2-3 times a week. If you have ever used pressure cooker before, you are in for a treat. We had one for a long time but it used to make noise, vapors, smells, etc, This ...
by Mrxyz
Mon Mar 07, 2016 4:25 am
Forum: Personal Consumer Issues
Topic: Instant pot pressure cooker
Replies: 19
Views: 2000

Re: Instant pot

Mrxyz , You may want to edit your inquiry to let readers know you are referring to a "programmable pressure cooker." I had to google the term to know what you were talking about. My first thought was that this was a new product, inspired by recent commercial and legal developments in Colo...
by Mrxyz
Mon Mar 07, 2016 4:10 am
Forum: Personal Consumer Issues
Topic: Instant pot pressure cooker
Replies: 19
Views: 2000

Instant pot pressure cooker

Okay, I will ask the forum about Instant pot pressure cooker as there is quite a bit of talk about it and I wonder if its worth buying.

Any suggestions or recommendations? Any user experiences?
Also, do you buy Instant pot (which model) or one of the competing brands?
Many thanks !
by Mrxyz
Sat Mar 05, 2016 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: Cost of health and cost of living (retirement)
Replies: 19
Views: 1865

Re: Cost of health and cost of living (retirement)

I retired last summer and I am just now going through this. Your health care up until you are eligible for Medicare is real tricky so I won't even try to guess that for you. The book "Medicare for Dummies" is very good despite it's condescending title and I would highly recommend it but b...
by Mrxyz
Sat Mar 05, 2016 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Cost of health and cost of living (retirement)
Replies: 19
Views: 1865

Cost of health and cost of living (retirement)

So, I am trying to figure out how much money I need for retirement and there are numerous threads on this, including whether a million dollars is enough or not........... I can put a number on the cost of living - house, utilities etc etc. I cannot figure out how to put a number on the cost of healt...
by Mrxyz
Tue Mar 01, 2016 9:16 pm
Forum: Personal Consumer Issues
Topic: Mac laptop vs. Windows 7 (or 10) laptop
Replies: 63
Views: 4527

Re: Mac laptop vs. Windows 7 (or 10) laptop

One word..............

Mac
by Mrxyz
Sun Feb 21, 2016 12:02 pm
Forum: Personal Consumer Issues
Topic: AWD or FWD? and van repair question.
Replies: 23
Views: 1666

Re: AWD or FWD? and van repair question.

If you live in the midwest now, you've experienced driving on snow. Do you feel you need AWD or FWD (front wheel or four wheel?)? I have a rear-wheel drive and a 4x4. I have no reservations about driving the rear wheel drive vehicle in any snow I'd want to be out in (maybe 6-10 inches in a storm..i...
by Mrxyz
Sun Feb 21, 2016 11:38 am
Forum: Personal Consumer Issues
Topic: AWD or FWD? and van repair question.
Replies: 23
Views: 1666

Re: AWD or FWD? and van repair question.

On the repairs, are they things that obviously need to be done, or is it maintenance type items that will eventually need to be addressed? I am quite certain that if you trade in the vehicle that needs $1000 of obvious repairs to make it sellable, that will come directly out of the trade in offer y...
by Mrxyz
Sun Feb 21, 2016 9:51 am
Forum: Personal Consumer Issues
Topic: AWD or FWD? and van repair question.
Replies: 23
Views: 1666

AWD or FWD? and van repair question.

Hi all, 1) Live in midwest with some snow and ice for about 2 or max 3 months of year. I plan to buy a new SUV soon and wonder if I should get a FWD or AWD? Other than weather, do I need AWD for safety or better driving? Cost is not an issue (around 1-2G more). 2) I have a 2005 Honda odyssey with 17...
by Mrxyz
Sun Feb 14, 2016 10:34 pm
Forum: Personal Consumer Issues
Topic: New SUV, $50G, Pilot/Highlander/Other
Replies: 75
Views: 8551

Re: New SUV, $50G, Pilot/Highlander/Other

I have the Pilot Elite. It is nice. Split second row, so easy access to third row between the seats. Lots of nice features. Absolutely no issues with the 9 speed as of yet, but only 2k miles on it. Honda reliability is great historically, and I doubt this car will be different. The entertainment sy...
by Mrxyz
Sun Feb 14, 2016 1:10 pm
Forum: Personal Consumer Issues
Topic: New SUV, $50G, Pilot/Highlander/Other
Replies: 75
Views: 8551

Re: New SUV, $50G, Pilot/Highlander/Other

The more I've shopped SUVs in the same price range, the more I'm coming to believe this is true: Let’s be clearheaded: As much as car companies would like you to believe the products and brands are all different and special, they are, functionally, mostly not, at least insofar as most consumers wou...
by Mrxyz
Sun Feb 14, 2016 2:22 am
Forum: Personal Consumer Issues
Topic: New SUV, $50G, Pilot/Highlander/Other
Replies: 75
Views: 8551

Re: New SUV, $50G, Pilot/Highlander/Other

Hi, Update. Current van is still running good but need to buy a new vehicle in the next few months. Does anyone have any newer suggestions? Our needs are essentially unchanged; SUV 3rd row seats leather interior - easier kid cleanup good gas mileage, both city and highway Reliability - documented fo...
by Mrxyz
Wed Jan 13, 2016 1:01 am
Forum: Personal Consumer Issues
Topic: Tough Frugal Decisions
Replies: 111
Views: 18808

Re: Tough Frugal Decisions

A propos , I can tell which posters in this thread have truly “been there” and which ones haven’t. The ones who have truly been there -- who have once felt the hot knife of insecurity at their necks -- are sharing their stories. The ones who haven’t are giving advice or otherwise lecturing. No one ...
by Mrxyz
Sat Jan 09, 2016 9:57 pm
Forum: Investing - Theory, News & General
Topic: Buying opportunity - Blow EF and buy??
Replies: 17
Views: 1726

Re: Buying opportunity - Blow EF and buy??

It is indeed wise to have bonds in IRA's and stocks in taxable, but not exclusively. I leave enough stocks in IRA's to re-balance when appropriate without any tax effect, and enough bonds in taxable so I never have to think about touching my emergency fund when there is a buying opportunity. I don'...
by Mrxyz
Thu Jan 07, 2016 11:03 pm
Forum: Personal Consumer Issues
Topic: Tough Frugal Decisions
Replies: 111
Views: 18808

Re: Tough Frugal Decisions

Not sure if this belongs to this list. Delete it if its not appropriate. There was not enough money to go around - so skipped meals so that I could save money to buy medicine for poor people who could not afford medicine in a 3rd world country. Usually skipped dinner as you can drink water and feel ...
by Mrxyz
Thu Jan 07, 2016 10:06 pm
Forum: Investing - Theory, News & General
Topic: Buying opportunity - Blow EF and buy??
Replies: 17
Views: 1726

Re: Buying opportunity - Blow EF and buy??

It is indeed wise to have bonds in IRA's and stocks in taxable, but not exclusively. I leave enough stocks in IRA's to re-balance when appropriate without any tax effect, and enough bonds in taxable so I never have to think about touching my emergency fund when there is a buying opportunity. I don'...
by Mrxyz
Thu Jan 07, 2016 9:34 pm
Forum: Investing - Theory, News & General
Topic: Buying opportunity - Blow EF and buy??
Replies: 17
Views: 1726

Re: Buying opportunity - Blow EF and buy??

How about you wait for an actual decline before you back up the wagon. I don't think a couple down days qualifies This is so true. The 5% down in January is less than the 2-day drop back at the end of August. Did the emergency fund get used up back then? Trudat! (as any kid would say) I was busy wo...
by Mrxyz
Thu Jan 07, 2016 9:24 pm
Forum: Investing - Theory, News & General
Topic: Buying opportunity - Blow EF and buy??
Replies: 17
Views: 1726

Re: Buying opportunity - Blow EF and buy??

Your emergency fund has a purpose, and that purpose is not maximizing returns; leave it intact. However, if you want to buy more stock (and that might not even be a market timing decision; you might need to rebalance after the recent decline), you can do this; sell some bonds in your retirement acc...
by Mrxyz
Thu Jan 07, 2016 8:48 pm
Forum: Investing - Theory, News & General
Topic: Buying opportunity - Blow EF and buy??
Replies: 17
Views: 1726

Buying opportunity - Blow EF and buy??

Hi, I view the current downturn to buy more taxable and wonder if I can use my EF for it. Is this market timing or opportunity chasing? I don't know. I can easily 'refund' my EF in the next 3 months or less. OTOH, I can access funds from lots of other sources (other than my EF) if there is a true em...
by Mrxyz
Mon Jan 04, 2016 11:17 pm
Forum: Personal Consumer Issues
Topic: Waste of money? [High-end home theater]
Replies: 140
Views: 8550

Re: Waste of money? [High-end home theater]

Hi, I got a home theater setup last November after spending (read 'wasting') around a year of time. I spent $8G instead of the 11G I planned for. Klipsch speaker, sony projector, Dalite 106 inch screen, smart remote.......... AND it's awesome!! I am glad I spend that money and got what I wanted. Mon...
by Mrxyz
Sat Nov 28, 2015 2:30 am
Forum: Personal Finance (Not Investing)
Topic: Heading toward divorce- what to look out for?
Replies: 51
Views: 9350

Re: Heading toward divorce- what to look out for?

Hi all, Just an update. Things have worked out between us and family is intact! Which is a good victory but lots of misunderstanding and stress which has and still needs to be resolved. Thanks to all for their comments/suggestions/recommendations. I appreciate it. Glad to hear it. If you don't mind...
by Mrxyz
Sat Nov 28, 2015 12:21 am
Forum: Personal Finance (Not Investing)
Topic: Heading toward divorce- what to look out for?
Replies: 51
Views: 9350

Re: Heading toward divorce- what to look out for?

Hi all,
Just an update.
Things have worked out between us and family is intact!
Which is a good victory but lots of misunderstanding and stress which has and still needs to be resolved.
Thanks to all for their comments/suggestions/recommendations.
I appreciate it.
by Mrxyz
Wed Oct 28, 2015 10:43 pm
Forum: Personal Finance (Not Investing)
Topic: Heading toward divorce- what to look out for?
Replies: 51
Views: 9350

Re: Heading toward divorce- what to look out for?

Thanks for all your replies. Strangers are better than internet resources. Never thought I will need to reach/resolve this stage. I am alone in this country - immigrant for >20 years. So no direct family help. I am not looking for any greener grass. Just need peace and quiet for me and kids - this i...
by Mrxyz
Wed Oct 28, 2015 9:14 am
Forum: Personal Finance (Not Investing)
Topic: Heading toward divorce- what to look out for?
Replies: 51
Views: 9350

Heading toward divorce- what to look out for?

[Updated thread. Check the OP's update below and posting dates before responding. - admin alex] Hi all, Despite many many efforts by me, I am so, so tired of my marriage and cannot hold up any longer without serious consequences. Of course, both are at fault, but more importantly, I cannot take it ...
by Mrxyz
Sun Sep 27, 2015 12:57 am
Forum: Personal Consumer Issues
Topic: Best portable basketball hoop?
Replies: 2
Views: 374

Best portable basketball hoop?

Hi,
Any suggestions/ recommendations on the best portable basketball hoop? Will be used by kids alone - who just want to have fun on the driveway and will not make it to their school basketball team.
Thanks
by Mrxyz
Mon Sep 21, 2015 11:44 am
Forum: Personal Finance (Not Investing)
Topic: Small Milestone!
Replies: 29
Views: 2800

Re: Small Milestone!

sawhorse wrote:Fantastic, congratulations!

Your main achievement isn't the number itself. It's the fact that you have demonstrated that you've established good financial habits. Well done!



Well said!!
by Mrxyz
Sat Sep 19, 2015 11:54 pm
Forum: Personal Finance (Not Investing)
Topic: Out of I-bond emergency fund and into .... what?
Replies: 22
Views: 2460

Re: Out of I-bond emergency fund and into .... what?

In this case I would keep at least a month's worth in a local bank, no matter how low the interest. For the next part, what is your spouse comfortable with? If it is just a place you can walk into, maybe your local banks and credit unions need to be considered, even with no returns. If she is comfo...

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