Search found 14 matches

by MnyGrl
Thu Nov 09, 2017 3:55 pm
Forum: Personal Consumer Issues
Topic: Best Approach for Purchasing Many Furnishings
Replies: 27
Views: 1689

Re: Best Approach for Purchasing Many Furnishings

My feeling is that when you are young and likely to be moving to many apartments etc. before buying a place, don't buy expensive furniture because things will get damaged every time you move. :( Wait until you buy a place to get amazing furniture. I would invest more in the bigger pieces - a good so...
by MnyGrl
Tue Oct 17, 2017 8:52 am
Forum: Personal Consumer Issues
Topic: How many miles/years do you keep your car?
Replies: 108
Views: 7425

Re: How many miles/years do you keep your car?

My car is 13.5 years old. It's a Honda Element and has 93K miles on it (I live close to work so haven't put too many miles on it). There have been no problems thus far, so I will keep driving it until something expensive to fix arises.
by MnyGrl
Mon Sep 25, 2017 8:59 am
Forum: Personal Finance (Not Investing)
Topic: Bogleheads monthly costs of dog ownership?
Replies: 83
Views: 5359

Re: Bogleheads monthly costs of dog ownership?

Not offended at all, best response yet. Thank you. I'll admit, we want larger dog like lab or golden type dog but both work all day. This is way more concern to us than money. Anyone else here have dog at home all day while working? One frustrating thing to me is rescues expect homeowners to someho...
by MnyGrl
Mon Sep 25, 2017 8:54 am
Forum: Personal Finance (Not Investing)
Topic: Bogleheads monthly costs of dog ownership?
Replies: 83
Views: 5359

Re: Bogleheads monthly costs of dog ownership?

Anyone else here have dog at home all day while working? One frustrating thing to me is rescues expect homeowners to somehow "be at home all day". Unless retired or work from home, just not realistic. Last I checked they are in kennel at rescue center. Our dog stayed home all day by himself when we...
by MnyGrl
Fri Aug 04, 2017 12:53 pm
Forum: Personal Finance (Not Investing)
Topic: How much do kids cost in a high COLA?
Replies: 57
Views: 4259

Re: How much do kids cost in a high COLA?

Apologize if this has been covered already as I did not read previous replies, but the NUMBER 1 X variable in having kids (even more if doing it alone) is NOT money, but having the help/ social network you need. So biggest question back to you would be how involved would your parents be in helping ...
by MnyGrl
Mon Jul 17, 2017 2:00 pm
Forum: Personal Finance (Not Investing)
Topic: Rent in safer neighborhood or buy in less safe one?
Replies: 67
Views: 5065

Re: Rent in safer neighborhood or buy in less safe one?

I'm just thinking, having been deployed to an actual war zone, that everything else goes out the window when safety is really in question (like the people on this thread who say they've woken up to the sound of gunfire or had their homes broken into multiple times) whether you have a family or not....
by MnyGrl
Mon Jul 17, 2017 10:33 am
Forum: Personal Finance (Not Investing)
Topic: Rent in safer neighborhood or buy in less safe one?
Replies: 67
Views: 5065

Re: Rent in safer neighborhood or buy in less safe one?

Hi, a few things to consider: 1) You mention that your older child has special needs. It depends on what those special needs are, but in my area, public schools have much better programs in place to deal with those, and many private schools won't take kids with particular needs (or are extremely exp...
by MnyGrl
Fri May 19, 2017 9:22 am
Forum: Personal Finance (Not Investing)
Topic: How to stay on a budget?
Replies: 31
Views: 4074

Re: How to stay on a budget?

When I feel like my spending has gotten out of control, I do a "fiscal fast" for a month, spending only on needs. Even my kids get on board with it. It is amazing how much you can save. Using mint.com has helped me a lot as well - you can look at what you are spending on and tweak your budget based ...
by MnyGrl
Tue May 16, 2017 3:07 pm
Forum: Investing - Theory, News & General
Topic: Money market funds or other low risk funds - please help
Replies: 12
Views: 717

Re: Money market funds or other low risk funds - please help

OP here, thanks for all the replies. I was unaware that there were CDs available to invest in within IRAs. This money is the tip of the iceberg - I work in IT and have had a number of contract jobs with 401Ks and IRAs, so money is scattered around and I need to consolidate. This is the biggest chunk...
by MnyGrl
Tue May 16, 2017 2:44 pm
Forum: Investing - Theory, News & General
Topic: Money market funds or other low risk funds - please help
Replies: 12
Views: 717

Re: Money market funds or other low risk funds - please help

brother7 wrote:Where is your account now? At Vanguard or another institution?
It's at Fidelity.
by MnyGrl
Tue May 16, 2017 2:26 pm
Forum: Investing - Theory, News & General
Topic: Money market funds or other low risk funds - please help
Replies: 12
Views: 717

Re: Money market funds or other low risk funds - please help

Sorry, what I posted was confusing - this money is in a rollover IRA (split half of retirement funds from divorce).

So I can't withdraw it without incurring taxes - need to invest it within the IRA.
by MnyGrl
Tue May 16, 2017 2:16 pm
Forum: Investing - Theory, News & General
Topic: Money market funds or other low risk funds - please help
Replies: 12
Views: 717

Money market funds or other low risk funds - please help

I got divorced a while ago and put a chunk of money into one of my investment accounts - in a cash-like account. A year later I look more closely and realize that the money hasn't made one cent. Whoops. I could have stuck it in an Ally account and earned some interest at least. I have most of my mon...
by MnyGrl
Thu Apr 20, 2017 9:48 am
Forum: Personal Finance (Not Investing)
Topic: I will pay off mortgage at 40. What next?
Replies: 22
Views: 3021

Re: I will pay off mortgage at 40. What next?

Check this webpage to prioritize investments after paying off mortgage: https://www.bogleheads.org/wiki/Prioritizing_investments You have 4 lovely kids so you need a lot of money (liquid assets excluding your primary house) to support your large family for the next 18 years. Agreed, are you plannin...
by MnyGrl
Thu Apr 20, 2017 9:02 am
Forum: Personal Finance (Not Investing)
Topic: Calling for all the Moms: career and family.
Replies: 42
Views: 5973

Re: Calling for all the Moms: career and family.

Hi, I'm a working mom and also I'm divorced, so I'm the breadwinner by default (no alimony). I have two kids and make under 100K in a very HCOL area. My mortgage is about 50 percent of my take-home, but I have a lot of savings to fall back on if anything goes wrong. :happy I could be making more, bu...