Search found 116 matches

by MisterBill
Sun Feb 19, 2017 3:15 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 294
Views: 31349

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

tj wrote:Nope. My experience is that it much more often than not reported as a 1099-Misc and that Scottrade is the exception.

Capital One also reports on 1099-MISC.
by MisterBill
Sat Feb 18, 2017 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax only reading 1st page of 1099-INT
Replies: 14
Views: 1081

Re: Turbo Tax only reading 1st page of 1099-INT

Ally's 1099-INT shows interest by account and each account has its own 1099-INT and the layout only allows two 1099-INT's per page. As a result, the third account's 1099-INT is pushed to the next page. However, instead of showing such 1099-INT info on page two, Ally populates page two with 1099-INT...
by MisterBill
Sat Feb 18, 2017 1:12 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 294
Views: 31349

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

It was on the 1099-MISC section of the PDF document that I downloaded from the Fidelity account. It was not included in any section of what I got when I did an import from Fidelity. What precisely do you mean by "import"? That sounds like a software issue, separate from what is reported t...
by MisterBill
Sat Feb 18, 2017 2:56 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 294
Views: 31349

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

It could have been reported as interest. Bank bonuses usually are. I had to lie to Turbotax to keep it from sending me down the small business line of questioning. It was on the 1099-MISC section of the PDF document that I downloaded from the Fidelity account. It was not included in any section of ...
by MisterBill
Sat Feb 18, 2017 12:54 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 294
Views: 31349

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

BTW for anyone who got a bonus from Fidelity last year, the 1099-MISC is not being included in the data downloaded/imported into Turbotax. Not sure if it's a bug or intentional and haven't figured out who to talk to at Fidelity about it. I'll need to add it manually. They are required to if it's $6...
by MisterBill
Sat Feb 18, 2017 12:08 am
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 203
Views: 33197

Re: Bank of America/Merrill Edge - Preferred Rewards

For anyone who cares about such things, I received replacement Cash Rewards cards this week (could not find the old ones and wanted to start using them now since the rebate is better) and they say "Preferred" on them.
by MisterBill
Sat Feb 18, 2017 12:02 am
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax only reading 1st page of 1099-INT
Replies: 14
Views: 1081

Re: Turbo Tax only reading 1st page of 1099-INT

MisterBill - I have a savings account and 3 CDs. The first two pages had info for each separately; the third page was the combined total and the one I entered manually. It is just the way Ally does it; my credit union 1099-INT just reported the combined total. Your post here is still confusing. You...
by MisterBill
Fri Feb 17, 2017 11:38 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 294
Views: 31349

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

TDA sent me a 1099-misc and reported my $500 bonus as "other income." This information may be useful to someone. I think that's pretty typical, isn't it? BTW for anyone who got a bonus from Fidelity last year, the 1099-MISC is not being included in the data downloaded/imported into Turbot...
by MisterBill
Fri Feb 17, 2017 11:31 am
Forum: Personal Finance (Not Investing)
Topic: Large capital gain in 2017 from estate, set money aside in CD now?
Replies: 9
Views: 681

Re: Large capital gain in 2017 from estate, set money aside in CD now?

The estate is going to pass thru the capital gains on the sale to the beneficiaries, but the estate tax year is not a calendar year, so I will not have to report it until my 2017 taxes.? Aren't you getting the stepped up basis of the property? How much did it increase in value since she passed? You...
by MisterBill
Fri Feb 17, 2017 2:43 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 294
Views: 31349

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

So, I always wondered whether the Fidelity "one per year" policy on bonuses was based on when you added the offer to your account, when you met the conditions, or when you were paid the bonus. I found out today, it's the latter. I spoke to my private client rep about possibly adding some m...
by MisterBill
Fri Feb 17, 2017 2:37 am
Forum: Personal Finance (Not Investing)
Topic: Large capital gain in 2017 from estate, set money aside in CD now?
Replies: 9
Views: 681

Large capital gain in 2017 from estate, set money aside in CD now?

My wife's mother passed away a few years ago. She owned 50% of a NYC brownstone which was finally sold last year, at which point we received an $800k distribution for our share (we've gotten other distributions previously). The estate is going to pass thru the capital gains on the sale to the benefi...
by MisterBill
Fri Feb 17, 2017 2:32 am
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax only reading 1st page of 1099-INT
Replies: 14
Views: 1081

Re: Turbo Tax only reading 1st page of 1099-INT

Have the downloaded version of Turbo Tax Premier. Tried to import my 1099-INT from Ally Bank which is 3 pages and it only read the first page. I had to amend the data. Just a warning. What is it missing? Are you saying that the total doesn't match what's on the paper form? I have a problem with my ...
by MisterBill
Wed Feb 15, 2017 3:16 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 294
Views: 31349

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Thought I would update my experience with transferring my ShareBuilder IRA to Fidelity. SB says they received the transfer request form on Feb. 3 (I submitted it a few days earlier at my local Fido branch). I got a secure message today (2/13/17) that they 'approved' the transfer and would first tra...
by MisterBill
Wed Feb 15, 2017 3:12 am
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 139
Views: 13985

Re: Sallie Mae Rewards MC being discontinued

segfault wrote:SallieMae discontinued? Good riddance. I had a bad experience with their autopay function and cancelled the card years ago.

Are you sure it's the same card? Not that it's relevant to this discussion.
by MisterBill
Wed Feb 15, 2017 3:10 am
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 139
Views: 13985

Re: Sallie Mae Rewards MC being discontinued

As for not migrating over to the new card, the rep said I should call after 3/1 to request "product upgrade" on the account. He said that based on the account history, etc. it could be possible to get an upgrade. Anyone have experience with this or similar (with other cards)? Sounds like ...
by MisterBill
Sun Feb 12, 2017 11:05 pm
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 139
Views: 13985

Re: Sallie Mae Rewards MC being discontinued

IMO it is worth a call to product change to the Barclay Rewards card. Barclay is offering $100 for $1000 of spend. That's a nice (and unusual) deal offering the $100 bonus on a card conversion. I think I'll wait until 3/1 since I still like getting the 5% for groceries and don't have a replacement....
by MisterBill
Thu Feb 09, 2017 2:05 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 294
Views: 31349

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

So this page says offer expired 12/31/16, but it's still active. https://www.merrilledge.com/offers/1000offer Anyone try it this year? If you'd tried clicking on the button to open an account rather than asking here, you would have noticed that it immediately told you that code LVEXPO16 had expired.
by MisterBill
Thu Feb 09, 2017 1:59 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 203
Views: 33197

Re: Bank of America/Merrill Edge - Preferred Rewards

I'm guessing that it's based on the previous three calendar months, but the update appears on about the 5th or 6th of the month (for everyone), regardless of checking account statement date. Based on my experience this month, I think that it is based on your Merrill Edge statement closing. When I s...
by MisterBill
Mon Feb 06, 2017 12:39 am
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 203
Views: 33197

Re: Bank of America/Merrill Edge - Preferred Rewards

They update the calculation once a month. You might have to wait for the next monthly update. Also earlier I said https://www.bogleheads.org/forum/viewtopic.php?p=3172906#p3172906 Datapoints: We got Preferred status about two days after opening checking accounts, and it was about 1.5 months after o...
by MisterBill
Sun Feb 05, 2017 11:09 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 203
Views: 33197

Re: Bank of America/Merrill Edge - Preferred Rewards

So I finally became eligible to sign up for Preferred Rewards yesterday. I had checked on Friday and was not, and even called their "customer service" where a rep who clearly did not know much told me that I would have to wait until I had my Merrill Edge account open for 3 months, even tho...
by MisterBill
Sat Feb 04, 2017 11:05 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 132
Views: 18033

Re: Fidelity free Turbotax

Started using the free Premium TT via the Fidelity link. All fine until entering the 1099-MISC for <$1000, then attempting to enter expenses of less than $100 for this minimal self-employment gig. TT then said (in effect), "Oh, you have expenses? You'll need to buy this $49.95 add-on for enter...
by MisterBill
Fri Feb 03, 2017 8:58 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 294
Views: 31349

Re: Merrill Edge new funds requirement

Cap1 Requires Medallion signature guarantee Does not do ACATS Get message saying they received my request BUT: will take up 10 business days (i.e. 2 weeks) to look it over and approve it. After that the say may take up to 30 days to do xfer. Charges $75 for complete xfer life is too short for chick...
by MisterBill
Tue Jan 31, 2017 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 132
Views: 18033

Re: Fidelity free Turbotax

So, for those who are actually Fidelity customers, tax forms are now available for downloading in Turbotax. The 1099R forms have been available for a few weeks from Fido; 1099 Consolidated (INT,DIV,B) are, scheduled for later in February The paper version of my 1099's was available on their website...
by MisterBill
Tue Jan 31, 2017 3:13 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 132
Views: 18033

Re: Fidelity free Turbotax

So, for those who are actually Fidelity customers, their tax forms are now available for importing in Turbotax. However, while the 1099-DIV and 1099-INT were there, the 1099-MISC for my sign-up bonus was not (it's part of my consolidated form on their website). I'm not sure if it's not going to be, ...
by MisterBill
Tue Jan 31, 2017 3:08 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 294
Views: 31349

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

One transfer I did a few months ago still appears in the "Service Requests" tab as "Cancelled" but it went through fine. Two other more recent transfers initially did, but no longer, appear in the "Service Requests" tab. So it could just be shoddy coding that once a &q...
by MisterBill
Wed Jan 25, 2017 12:25 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 294
Views: 31349

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Has anybody tried to "double-up" on different bonuses from Fidelity? For most of their bonuses they have a rule that you can only do it once every 12 months. Does that mean for that particular bonus only or for all of them? For example, could one could transfer $50K and get 300 free trade...
by MisterBill
Fri Jan 20, 2017 1:56 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 294
Views: 31349

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

It was mentioned in the start of the thread, but worth reiterating as it grows in length. Definitely something to check. Thanks. I searched for "rebate" or "refund" and did not find it in the thread. Should have actually read the first post. But as you said, worth reiterating si...
by MisterBill
Fri Jan 20, 2017 1:17 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 294
Views: 31349

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

I don't see it mentioned here, but when taking advantage of these bonuses, it's also worth asking if the new firm will refund any fees charged by your previous brokerage house when transferring your assets. From experience, I know that Fidelity and Merrill Edge will do it.
by MisterBill
Tue Jan 17, 2017 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 87
Views: 11397

Re: Turbo Tax 2016 purchase source

Just tried ordering from Staples and the discount code has expired. I ordered the download version of Premier on Saturday 1/14 with this discount code. I had initial success....but then they never sent me my download link! Emailed them today; rep told me my order had been cancelled and I wasn't cha...
by MisterBill
Mon Jan 16, 2017 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 139
Views: 13985

Re: Sallie Mae Rewards MC being discontinued

*3!4!/5! wrote:I just recently got BoA CR and only tried it at a couple of WMs where it worked for the higher cashback, but I realize it might not work everywhere I hope. I'll find out as I start using it more.

I don't shop at WM very often but I'll definitely give it a try next time I go!
by MisterBill
Mon Jan 16, 2017 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 203
Views: 33197

Re: Bank of America/Merrill Edge - Preferred Rewards

I'm not going to worry too much about when the BoA TR higher cashback tiers kick in. My moderate spending over a few months makes it a small issue. As to AAA card, it is no longer listed on the BoA website. I wonder about its status now. Was it ever listed there? I found a link on the AAA site and ...
by MisterBill
Mon Jan 16, 2017 2:31 pm
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 139
Views: 13985

Re: Sallie Mae Rewards MC being discontinued

I went a different direction. I accepted their offer of a balance transfer (actually a deposit into my checking account) @ 1% for 13 months. I'm sure I can do something worth more than 1% with the cash. Not the greatest parting gift in the world, but better than nothing. Mine all showed 0% rate but...
by MisterBill
Mon Jan 16, 2017 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 139
Views: 13985

Re: Sallie Mae Rewards MC being discontinued

Okay big decision here. BankAmericard Cash Rewards with Preferred Rewards Platinum Honors: 3.5% cash back on groceries (e.g. at Walmart, Sams Club, Costco) with $0 annual fee. Blue Cash Everyday: 1% cash back on groceries (e.g. at Walmart, Sams Club, Costco) with $0 annual fee. Blue Cash Preferred:...
by MisterBill
Mon Jan 16, 2017 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 203
Views: 33197

Re: Bank of America/Merrill Edge - Preferred Rewards

Clarification: Travel Rewards uses status at time of purchase . Cash Rewards uses status at time of redemption . Moreover Travel Rewards signup bonus is not boosted by Preferred Rewards bonus. Cash Rewards signup bonus is boosted by Preferred Rewards bonus (at time of redemption). Yes, that is what...
by MisterBill
Sun Jan 15, 2017 11:16 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 203
Views: 33197

Re: Bank of America/Merrill Edge - Preferred Rewards

I signed up for an account a month ago with the $1000 bonus. I finally got my Capital One account transferred over last week (Cap One sat on it for 2 weeks before starting to process it), sadly missing the monthly cut-off for Preferred Rewards balances, so it will be April before I get to the top le...
by MisterBill
Sat Jan 14, 2017 11:26 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 132
Views: 18033

Re: Fidelity free Turbotax

I chatted with a fido rep today. In order have private Client status, only taxable account counts toward the $1 million. 401k/403b/457 do not count. Only personal. IRAs also count. What about BrokerageLink? Yes, it's a 401(k), but sure looks like it's on the retail side somehow... Does it show up o...
by MisterBill
Thu Jan 12, 2017 4:27 pm
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 139
Views: 13985

Re: Sallie Mae Rewards MC being discontinued

rhlhj wrote:Though the Amazon language here suggests that it is not restricted to the primary Prime member. I"ll see what I learn when Amazon responds.


(excluding Amazon Prime Video and invited guests of an Amazon Prime account)

That's all they need to say.
by MisterBill
Thu Jan 12, 2017 11:31 am
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 139
Views: 13985

Re: Sallie Mae Rewards MC being discontinued

mediahound wrote:Just in time, the Chase Amazon Visa has now been changed to give 5% rewards on Amazon purchases (it had previously been 3%).

Only if you are the primary Prime member.
by MisterBill
Wed Jan 11, 2017 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 87
Views: 11397

Re: Turbo Tax 2016 purchase source

buying from staples now. may be a deal today (not sure). its only $45.64 for premium (in-store pickup) with the coupon you note as well as a one-time $10 off. free shipping on orders of more than $50, but i am doing store pickup. Yup, that is a great price. If anyone bought it for $60-10, you shoul...
by MisterBill
Wed Jan 11, 2017 8:40 am
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 87
Views: 11397

Re: Turbo Tax 2016 purchase source

This version says one state download and nothing about state e-filing. Not sure if any include state e-filing at no additional charge. Too many flavors of TT. It's the same exact version that everyone else is selling. State e-filing is not included except for NY where by law they are not allowed to...
by MisterBill
Tue Jan 10, 2017 9:39 am
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 1527

Re: How long does Capital One Investing take to process a transfer out?

So, the transfer was finally completed today (with the exception of less than $200 that came from sold partial shares). The cash in the account did move with the stocks, so the wording claiming that the cash only gets sent after 30 days was obviously referring to cash that showed up after the transf...
by MisterBill
Mon Jan 09, 2017 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: Can you negotiate trading fees with Fidelity?
Replies: 16
Views: 1614

Re: Can you negotiate trading fees with Fidelity?

veggivet wrote:You should be able to get as many free trades as you need; just talk to a rep and mention that you are considering moving assets into Fidelity and they should accommodate your request.

On an ongoing basis, or just as a bonus for moving assets?
by MisterBill
Mon Jan 09, 2017 12:56 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 294
Views: 31349

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Yes, correct. Any money to meet the necessary limit MUST come from outside ME or BOA. Doubt there is much "wiggle" room with that since it's explicitly mentioned in their disclaimer. I spoke to the rep and he said that once my Capital One transfer hits (he said they will have it tomorrow)...
by MisterBill
Mon Jan 09, 2017 11:02 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 294
Views: 31349

Merrill Edge new funds requirement

So, my shares and cash were removed from my Capital One account this morning. Hopefully they will show up in the Merrill Edge account within a couple of days. So my 45 day concern should be resolved. One more question. I have moved some cash in by depositing into my Bank of America checking account ...
by MisterBill
Mon Jan 09, 2017 10:33 am
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 1527

Re: How long does Capital One Investing take to process a transfer out?

Update: the shares and cash I had in the account (prior to the sale of partial shares) are withdrawn as of this morning. Hopefully they will show up in my Merrill account within a couple of days (they are not there now). Apparently only the cash that gets posted after the transfer is received gets s...
by MisterBill
Mon Jan 09, 2017 1:03 am
Forum: Personal Finance (Not Investing)
Topic: Can you negotiate trading fees with Fidelity?
Replies: 16
Views: 1614

Re: Can you negotiate trading fees with Fidelity?

Thanks. Yes, I will be moving more than 50k. This seems like a good option if I cannot negotiate a monthly quota of free trades. Even if they provide around 5 free trades each month, that should be sufficient for me. You should investigate your options for Fidelity bonuses. The free trades need to ...
by MisterBill
Mon Jan 09, 2017 12:43 am
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 87
Views: 11397

Re: Turbo Tax 2016 purchase source

New low price for those who haven't purchased (or can return to Costco) -- Staples. TurboTax Deluxe plus state is $39.89, then get $10 off TurboTax with code 18450 for a total of $29.89 with free in-store pickup or download. Premier is $60.19, $50.19 with coupon. Deluxe without state is $31.49, so $...
by MisterBill
Sun Jan 08, 2017 10:22 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 132
Views: 18033

Re: Fidelity free Turbotax

retire14 wrote:It looks like I am getting Turbo Tax for free. True?

You came here to ask instead of just clicking on the link??
by MisterBill
Sat Jan 07, 2017 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 132
Views: 18033

Re: Fidelity free Turbotax

My experience is the same as GreenGrowTheDollars. I only meet the asset criteria if you include retirement accounts, and I don't meet any reasonable active trader criteria. On my main Portfolio page there is a box that says "Get TurboTax® Online Premier free". I followed the link there ju...
by MisterBill
Sat Jan 07, 2017 5:57 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 87
Views: 11397

Re: Turbo Tax 2016 purchase source

HueyLD wrote:Bigfoot,

Did you purchase it in store or online?

I just learned that Costco.com charges 0.5% less in sales tax. :)

Your home address must have a lower sales tax rate than your local Costco store. Or else one of them is making a mistake.

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