Search found 4371 matches

by Miriam2
Mon Mar 18, 2024 2:01 pm
Forum: US Chapters
Topic: South Florida Local Chapter
Replies: 628
Views: 213447

Re: South Florida Local Chapter

Hello South Florida Bogleheads! 🌴 8-) Please join the Bogleheads Life Stage Chapters for Part II of online meeting discussion about Jordan Grumet's book Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life [/b] on Wed. March 20, 2024, at 8:00 pm ET . Please note that this meeting will be an open BH discussion and Q & A on this topic, not an interview with Jordan Grumet. This meeting will be a roundtable discussion on this thought-provoking topic that was presented by Jordan Grumet at the 2023 Bogleheads Conference on "How to Live a Regret-Free Life." This excellent Boglehead Conference Presentation video with Jordan can be viewed here Bogleheads® Conference 2023 - Jo...
by Miriam2
Sun Mar 17, 2024 2:35 pm
Forum: Personal Finance (Not Investing)
Topic: Just contributed 2023 Backdoor Roth. How do I report it in my 2023 taxes?
Replies: 7
Views: 487

Re: Just contributed 2023 Backdoor Roth. How do I report it in my 2023 taxes?

BorqaZ wrote: Sun Mar 17, 2024 1:59 pm Please point me to some resource. I will be using HR Block software, if it helps. Thanks!
The Finance Buff - "How to Report 2023 Backdoor Roth in H&R Block Tax Software"

https://thefinancebuff.com/how-to-backd ... tware.html

Please note - "You report on the tax return your contribution to a traditional IRA *for* that year, and you report your conversion to Roth *during* that year."
by Miriam2
Sun Mar 17, 2024 2:27 pm
Forum: Personal Investments
Topic: 401K Rollover to Vanguard IRA Question!
Replies: 17
Views: 1121

Re: 401K Rollover to Vanguard IRA Question!

DH is now retired and has a 401K @ T. Rowe Price. He also has an IRA with Vanguard and plans to rollover the 401K. Checked Vanguard site for instructions re: transfer/rollover at, Follow 3 Easy Steps . Wondering if this online rollover procedure is how most Bogelheads do it! We rolled over our T. Rowe Price 401(k)s into our Vanguard accounts years ago - we called Vanguard and did it that way, but that was before computers :mrgreen: It was a good idea since T. Rowe usually has higher fund expenses. Vanguard will open a new account for the rollover IRA and name it a "Rollover IRA" -that's good, because it will distinguish the new IRA from any other IRAs you have at Vanguard (and it will be easier to roll it back into your employer ...
by Miriam2
Sat Mar 16, 2024 10:39 pm
Forum: US Chapters
Topic: Bogleheads Life Stage Chapters
Replies: 101
Views: 34202

Re: Bogleheads Life Stage Chapters

Please join the Bogleheads Life Stage Chapters for Part II of online meeting topic Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life [/b] on Wed. March 20, 2024, at 8:00 pm ET . Please note that this meeting will be an open BH discussion and Q & A on this topic, not an interview with Jordan Grumet. 8:00 pm Eastern | 7:00 pm Central | 6:00 pm Mountain | 5:00 pm Pacific This meeting will be a roundtable discussion on this thought-provoking topic that was presented by Jordan Grumet at the 2023 Bogleheads Conference on "How to Live a Regret-Free Life." This excellent Boglehead Conference Presentation video with Jordan on this topic can be viewed here Bogleheads® Confe...
by Miriam2
Sat Mar 16, 2024 12:50 am
Forum: Personal Consumer Issues
Topic: Are white, red, blue and other bright colors safer [for cars] than other colors???
Replies: 45
Views: 3866

Re: Are white, red, blue and other bright colors safer [for cars] than other colors???

I drive a big old white Chevy Suburban. Other cars don't mess with me and the police don't pull me over :mrgreen:
by Miriam2
Thu Mar 14, 2024 11:34 pm
Forum: Investing - Theory, News & General
Topic: Quantify the Value of Military Retirement - Methodology Questions
Replies: 113
Views: 9687

Re: Quantify the Value of Military Retirement - Methodology Questions

...Not only do I find it personally challenging & fulfilling, but it helps guide... Yes, thanks again for all that you do. Since we first encountered each other in 2009, I've learned a tremendous amount from you, and I've always been amazed at the exceptional care that you put into understanding and explaining things. Nords has contributed so much to this thread :D The Bogleheads Life Stage Chapters are delighted to host Nords - retired military officer and long-time Boglehead Doug Nordman aka Nords - for an online meeting on Wed April 17, 2024, at 8:00 pm ET. Nords will carry forth and answer questions for hours :D on "Financial and Life Lessons Learned from Military Service" and how to plan for your future following the Gre...
by Miriam2
Thu Mar 14, 2024 10:59 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Roll Call for the Retirement Class of 2024!

https://i.ibb.co/pnMPP0G/cardinals.jpg -- photo by Boglehead Vulcan, March 2020 - Bird watchers - what birds are you seeing? I know this Winter of our Year is now turning into Spring, but I couldn't resist sharing this awesome photo taken by BH Vulcan to introduce the First Official Class List for the Retirement Class of 2024! We already have 10 Bogleheads who have retired this year - Congratulations! 🎉🎉 Already Retired! - enjoying this new time of life :D 01 Jan - DemoEngr (age 63.75 - lol engineers give their age to the point hundredths) 06 Jan - kenoryan (age 63) 11 Jan - margaritaville (58) 12 Jan - 9to5er (57) 02 Feb - loghound (59) 15 Feb - mrb09 16 Feb - Grifin (45) 29 Feb - Chv396 (57) __ Feb - mrb09 (64) 08 Mar - Normchad (55) To ...
by Miriam2
Sun Mar 10, 2024 3:10 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Re: Roll Call for the Retirement Class of 2024!

I’m done March 8th, 2024. I’m 55. Very pleased to be in the same class as Longinvest. I’ll also be using the VPW methodology, and the truly wonderful spreadsheet that Longinvest maintains and explains so patiently. A real boglehead gem! All the best to everybody! Welcome to the Retirement Roll Call, Normchad! And yes - you're in the same retirement class with Longinvest - how cool is that! :D After your first weekend out loose in the real world, please let us know how retirement feels without stress and deadlines. We hope you find all good times and experiences in this new phase of life. Best wishes for a long, happy and very healthy retirement. Please keep us posted on what you're doing and how your spreadsheets work out :beer The decisio...
by Miriam2
Sat Mar 09, 2024 9:39 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Re: Roll Call for the Retirement Class of 2024!

I’m done March 8th, 2024. I’m 55. Very pleased to be in the same class as Longinvest. I’ll also be using the VPW methodology, and the truly wonderful spreadsheet that Longinvest maintains and explains so patiently. A real boglehead gem! All the best to everybody! Welcome to the Retirement Roll Call, Normchad! And yes - you're in the same retirement class with Longinvest - how cool is that! :D After your first weekend out loose in the real world, please let us know how retirement feels without stress and deadlines. We hope you find all good times and experiences in this new phase of life. Best wishes for a long, happy and very healthy retirement. Please keep us posted on what you're doing and how your spreadsheets work out :beer
by Miriam2
Fri Mar 08, 2024 11:47 pm
Forum: US Chapters
Topic: South Florida Local Chapter
Replies: 628
Views: 213447

Re: South Florida Local Chapter

Hello South Florida Bogleheads! 🌴 8-) Please join the Tampa Bay Bogleheads Local Chapter, in conjunction with the "Retired" Life Stage Chapter, as they host a zoom meeting on Wed, March 13, 2024, from 8 - 10 pm ET that should be of interest for all Bogleheads in all life stages. 5 PM Pacific | 6 PM Mountain | 7 PM Central | 8 PM Eastern Special guest Betsy Pecor, CFA , recently retired following a successful career as an active Small/Mid Cap Portfolio Manager, will share investing perspectives as a former "Wall Street Insider" with takeaways for Bogleheads in all life stages. There will be ample time for your Q & A and open discussion on small and mid-cap funds. The meeting will be recorded and participants may keep ...
by Miriam2
Fri Mar 08, 2024 11:35 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Re: Roll Call for the Retirement Class of 2024!

New Boglehead member (tho I have been perusing the forum for a few years) and hoping to retire June or July of this year, after I put a few more paychecks into my Roth. 65 years old. Nervous, honestly, but my spouse is younger and will work for a few more years. We live in a HCOL area (California) which is beautiful but does make one think twice about retiring. Welcome to the Bogleheads, Boglecurious! And a Big Welcome to this Awesome Retirement Roll Call and the Class of 2024 :D Don't panic! Nervous is ok, but we just call that "excitement" - it's an exciting new time of life. After spending so many years in a work environment with co-workers and a schedule and a routine, it's difficult to even plan how to adjust to days without...
by Miriam2
Fri Mar 08, 2024 2:42 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Re: Roll Call for the Retirement Class of 2024!

mrb09 wrote: Fri Feb 16, 2024 9:41 am Hi Miriam,

As of yesterday, I am now successfully terminally unemployed. Please mark me down as retired on 2/15 for the class of 2024!

Off to wack on the the wood in my workshop this morning instead of status calls…
Congratulations mrb09! Welcome to the Retirement Roll Call :D

Nice first day of retirement! Thanks for the nice description 8-) We wish you many good days of Wood Wacking in the Workshop and all the other interesting things you have planned for these new days and months ahead. Enjoy your free time on your own schedule, exciting travels, warm and enjoyable days with family and friends :beer
by Miriam2
Wed Mar 06, 2024 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Seeking Career Advice (post-military, mid-20's)
Replies: 24
Views: 2393

Re: Seeking Career Advice (post-military, mid-20's)

I have 2 years left on my enlisted military contract and will be about 25-26 years old at my projected separation. I'm unsure if I should use my GI Bill to get a bachelor's degree or if it would make sense to look for a contracting job immediately. Is it better to knock out my degree as soon as possible (feels like the longer it's pushed off, the less likely it'll happen) or to just try to land a job with my current experience? What I'm looking for: Comfortable financial independence Would like to move to a major city Feel like I'm making an impact /fulfillment Enjoy problem solving, seeing tech / innovations Enjoy creative work / nature Dislike office bureaucracy Community If I were to go to college, what options would align best? Electri...
by Miriam2
Wed Mar 06, 2024 1:31 pm
Forum: US Chapters
Topic: "Starting Out" Life Stage Chapter Master Thread
Replies: 55
Views: 32482

Online meeting- "How to Live a Regret-Free Life"- Wed Mar 6, 2024- 8:00 pm ET

Please join the Bogleheads Life Stage Chapters for a most interesting meeting :happy Online meeting topic - Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life The Pre/Early Retirement and Retirement Life Stage Chapters are hosting three open discussion zoom sessions that will dive into this thought-provoking topic that was presented by Jordan Grumet at the 2023 Bogleheads Conference on "How to Live a Regret-Free Life." Due to the span of the topics, only the first of the three parts will be covered today Wed. March 6, 2024, at 8:00 pm ET - and the second and third parts will be open for discussion at the March 21, 2024, and April 3, 2024, meetings. 8:00 pm Eastern | 7:...
by Miriam2
Tue Mar 05, 2024 10:59 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Online meeting- "How to Live a Regret-Free Life"- Wed Mar 6, 2024- 8:00 pm ET

Please join the Bogleheads Life Stage Chapters for a most interesting meeting :happy Online meeting topic - Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life The Pre/Early Retirement and Retirement Life Stage Chapters are hosting three open discussion zoom sessions that will dive into this thought-provoking topic that was presented by Jordan Grumet at the 2023 Bogleheads Conference on "How to Live a Regret-Free Life." Due to the span of the topics, only the first of the three parts will be covered this Wed. March 6, 2024, at 8:00 pm ET - and the second and third parts will be open for discussion at the March 21, 2024, and April 3, 2024, meetings. 8:00 pm Eastern | 7:0...
by Miriam2
Tue Mar 05, 2024 6:28 pm
Forum: US Chapters
Topic: Bogleheads Life Stage Chapters
Replies: 101
Views: 34202

Online meeting- "How to Live a Regret-Free Life"- Wed Mar 6, 2024- 8:00 pm ET

Please join the Bogleheads Life Stage Chapters for a most interesting meeting :happy Online meeting topic - Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life The Pre/Early Retirement and Retirement Life Stage Chapters are hosting three open discussion zoom sessions that will dive into this thought-provoking topic that was presented by Jordan Grumet at the 2023 Bogleheads Conference on "How to Live a Regret-Free Life." Due to the span of the topics, only the first of the three parts will be covered this Wed. March 6, 2024, at 8:00 pm ET - and the second and third parts will be open for discussion at the March 21, 2024, and April 3, 2024, meetings. 8:00 pm Eastern | 7:0...
by Miriam2
Tue Mar 05, 2024 2:12 pm
Forum: US Chapters
Topic: South Florida Local Chapter
Replies: 628
Views: 213447

Online meeting- "How to Live a Regret-Free Life"- Wed Mar 6, 2024- 8:00 pm ET

Hello South Florida Bogleheads! 🌴 8-) Online meeting topic- Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life The Pre/Early Retirement and Retirement Life Stage Chapters are hosting three open discussion zoom sessions that will dive into this thought-provoking topic that was presented by Jordan Grumet at the 2023 Bogleheads Conference on "How to Live a Regret-Free Life." Due to the span of the topics, only the first of the three parts will be covered this Wed. March 6, 2024, at 8:00 pm ET - and the second and third parts will be open for discussion at the March 21, 2024, and April 3, 2024, meetings. The meetings are open to all Bogleheads and all life stages 8-) To av...
by Miriam2
Fri Mar 01, 2024 11:53 am
Forum: Investing - Theory, News & General
Topic: Vanguard Announces CEO Retirement and Appointment of President
Replies: 370
Views: 34567

Re: Vanguard Announces CEO Retirement and Appointment of President

stan1 wrote: Fri Mar 01, 2024 10:07 am I've resolved the font size issue mostly satisfactorily simply by setting the zoom factor in my browser to 80% or 90% for all Vanguard sites. Not perfect, but an improvement for me when using a 27" monitor. I don't use their phone app or a tablet.
How do you set the zoom factor "for all Vanguard sites" without affecting all the other print you read from other sites on your computer?
by Miriam2
Fri Mar 01, 2024 12:00 am
Forum: Investing - Theory, News & General
Topic: Vanguard Announces CEO Retirement and Appointment of President
Replies: 370
Views: 34567

Re: Vanguard Announces CEO Retirement and Appointment of President

anagram wrote: Thu Feb 29, 2024 9:22 pm
Mr. Buckley became a member of Vanguard’s senior leadership team in 2001 as head of Vanguard’s Information Technology Division.
:twisted:
Your pointed response is spot on :D
by Miriam2
Thu Feb 29, 2024 11:07 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Announces CEO Retirement and Appointment of President
Replies: 370
Views: 34567

Re: Vanguard Announces CEO Retirement and Appointment of President

Silence Dogood wrote: Thu Feb 29, 2024 7:29 pm Bring back the Vanguard ship logo!
Agree! I really like the Vanguard ship and all it stands for, and that it was selected by Mr. Bogle for his vision.
by Miriam2
Thu Feb 29, 2024 10:39 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Re: Roll Call for the Retirement Class of 2024!

22 Jun 24 - end of contract, move back to USA, retired. Pretty much all set; bit of apprehension about transition, but know I will do fine. Thanks to this community and early retirement forum for specific knowledge, virtual support and great stories. Congratulations deserat! Welcome back to the USA - what a way to move back - In Retirement! 🎉🎉🎉 Welcome to the Retirement Roll Call and this Awesome Class of 2024 - you're now on the sunny side of the street :D Happy to hear you're pretty much all set. Please let us know what your plans are for this incredible new time of life. I would like to add how much I've enjoyed all your posts about your travels and your view that you "walk with history" when you visit places. To me, that's a ...
by Miriam2
Thu Feb 29, 2024 9:41 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Re: Roll Call for the Retirement Class of 2024!

Last day is 2/16/2024 at 45 Officially, I am resigning to take a 6 month sabbatical. In reality, I am considering the option to retire depending on how it goes. I see it as a test drive before I join Ms, Grifin whom retired in Aug 2023. Will keep y’all updated Cheers, Grifin Almost two weeks in and I am doing well; mentally and physically. I realize now how much my demanding, round-the-clock job had took a toll on me. At this time, I am regrouping mentally and savoring this break. In the meantime, I am exercising, working down that mile-long list of things I have put off, and reading! Also, reconnecting with family near and far. Grifin Thanks for sharing your Two-Weeks-Into-Retirement story! For sure your retirement will be a load off your...
by Miriam2
Wed Feb 28, 2024 6:32 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Re: Roll Call for the Retirement Class of 2024!

ondarvr wrote: Wed Feb 14, 2024 2:48 pm It will be this year some time after June when my wife hits 65.

No hard date yet, but before the end of the year. The quality of the knowledge I've gained from this forum couldn't be replicated anywhere else.
So thank you.
Hi ondarvr! Ok we'll log you in and you can let us know the new date when available. Wishing you a big welcome to the Retirement Roll Call and this Awesome Class of 2024 :D Hope you have a wonderful retirement. What are your plans?

Oh for sure this forum can't be replicated anywhere else! We owe it to these two fellows right here -


Image

Jack Bogle and Taylor Larimore
Photo from 2016
by Miriam2
Wed Feb 28, 2024 11:34 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Re: Roll Call for the Retirement Class of 2024!

Count me in! I'm on the countdown to March 31, 2024. Age 51 so this is a bit of a test run so we will see how it goes. I'm sorry I missed that chapter meeting now! Thanks for all the support. We're counting you in, miriamele! What a great countdown and before you know it, punch-out day will be here and you'll be running around saying your good-byes and emailing those last notes to co-workers before the boss turns off your email privileges :annoyed Welcome to the Retirement Roll Call and this Great Class of 2024! It's nice to have a test run and we hope that whatever you decide, you feel good about it. As for missing the "chapter meeting," if you're referring to the Feb 7 or 21, 2024, Roundtable Meetings for Pre-Retirees and Retir...
by Miriam2
Tue Feb 27, 2024 11:11 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Re: Roll Call for the Retirement Class of 2024!

Estimated July 1st Age 50 What comes next? Relaxing, hikes and walks and more travel. Hello hornet74 - and a big Welcome to this Upcoming Retirement Class of 2024 8-) Can you believe it?! Next year at this time you'll be feverishly putting the final touches on your retirement papers and plans. Hope your glidepath into retirement goes smoothly, keep us posted on your hikes and adventures, and enjoy this very special time of life. You weren't kidding. Trying to tie it all together! Don't panic! But don't delay! And don't forget to prepare for the Retirement Roll Call's End-of-Work-Thank-Goodness Rite of Passage for New Retirees - Take out your work Franklin Planners and all stacks of paperwork and tear them up into little pieces and, well, a...
by Miriam2
Mon Feb 26, 2024 10:33 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Re: Roll Call for the Retirement Class of 2024!

“Unplugging” from the corporate world on 2/29/2024, after 29 years in the corporate world. I will be 57 years old. Congratulations Chv396! It's great to get unplugged - especially after 29 years in the corporate world! Welcome to the Retirement Roll Call and this Fabulous Class of 2024! :D My spouse and I plan to volunteer at the local animal shelter, our church, the local food bank, etc. I have always wanted to be a “philanthropist” and “give back” to society by volunteering our time to help others in need. We also plan to enjoy leisurely late breakfasts with friends and hike and play golf more often. Low key retirement, just the way we planned. Thanks to all for the relevant advice on this forum! This sounds like a perfectly wonderful re...
by Miriam2
Wed Feb 21, 2024 6:16 pm
Forum: Personal Consumer Issues
Topic: Can't Log On to Vanguard / Stop running script msg
Replies: 129
Views: 12980

Re: Can't Log On to Vanguard / Stop running script msg

I've been running into this too. The worst thing is that half of the warning window is cut off and all I can see it the top half of the button with no idea what it says. I opened a private window, manually typed my username/password, and that seemed to work. I'll see if that still works the next time I try. I have all my tax forms, but I want to put in an order Tuesday and I'll be cranky if this prevents me from doing so. :annoyed Sounds like you have your browser zoomed in too much which is cutting off half of the warning window. Just zoom out a bit to see everything. I don't think it's a browser zooming issue - I have had the same problem with my Vg screen - in the few times I've been able to get past the "Aw snap!" guy - for w...
by Miriam2
Wed Feb 21, 2024 3:36 pm
Forum: Personal Consumer Issues
Topic: Can't Log On to Vanguard / Stop running script msg
Replies: 129
Views: 12980

Re: Can't Log On to Vanguard / Stop running script msg

I was having this same problem. Could not log in on my desktops. But could log in on the VG app on my cellphone. Also, I could log in using the Chrome app on my cell. Here is how I was able to remedy not being able to log in on my desktops. I logged in through the Chrome app on my cell. Click the 3 horizontal bars in the upper left corner. Scroll down and click Profile and account settings. Scroll down to where it says quick links. Click the 3 dots to the right of it. Then click security. Then click security code. Here find the frequency button that says "every time I log on" and click it. Now, when you go back to your desktop to log in you should be good. After your username and password are entered click the sign in button. Nex...
by Miriam2
Tue Feb 20, 2024 3:29 pm
Forum: Personal Consumer Issues
Topic: Can't Log On to Vanguard / Stop running script msg
Replies: 129
Views: 12980

Re: Can't Log On to Vanguard / Stop running script msg

Yesterday I was able to log into our Vanguard accounts on my husband's old decrepit Dell desktop with an even more decrepit keyboard and mouse.
The irony is - I couldn't log into our Vanguard accounts on my strong and powerful 6-month-old Dell XPS 8950 desktop with new keyboard and mouse.
:shock:
by Miriam2
Tue Feb 20, 2024 3:20 pm
Forum: US Chapters
Topic: "Mid-Career" Life Stage Virtual Chapter "Master Thread"
Replies: 30
Views: 20837

Re: "Mid-Career" Life Stage Virtual Chapter "Master Thread"

Please join the Pre/Early Retirement and Retirement Life Stage Chapters as they present Part II of the open Roundtable Discussion Part II: Advice for Pre-Retirees and Retirees zoom meeting on Wed. Feb. 21, 2024, at 8:00 pm ET. This meeting is Part II of the 2-part series. *** Part I of the Roundtable Discussion was held on Wed Feb. 7, 2024. To encourage candid discussion, neither Part I nor Part II zoom meetings are recorded. Both meetings use the Bogleheads Conference videos from the 2023 Bogleheads Conference in Baltimore. These videos contain excellent presentations and discussions about retirement for pre-retirees and retirees. To leverage this wealth of material, the meeting will discuss this video - which you can view here before the ...
by Miriam2
Tue Feb 20, 2024 3:08 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard 2023 Tax Forms
Replies: 33
Views: 2603

Re: No Tax Forms from Vanguard?

Just for fun I logged into our Vanguard account and clicked on the tax forms link at the top of the page. For some time now the message would be that the tax forms will be available after February 16th or thereabouts. This time the estimated dates are gone and there is now a note that just says that we will not be receiving any tax forms from Vanguard for 2023. Say what? :confused If you have a joint account , you will need to log in with the U and PW of the primary account holder/owner, not the joint holder . Only the account owner - the first name on the account - can access tax info and statements through their own login credentials. This is because it is the account owner who is responsible for filing the taxes for the account. Check i...
by Miriam2
Mon Feb 19, 2024 4:46 pm
Forum: US Chapters
Topic: Bogleheads Life Stage Chapters
Replies: 101
Views: 34202

Re: Bogleheads Life Stage Chapters

Please join the Pre/Early Retirement and Retirement Life Stage Chapters as they present Part II of the open Roundtable Discussion Part II: Advice for Pre-Retirees and Retirees zoom meeting on Wed. Feb. 21, 2024, at 8:00 pm ET. This meeting is Part II of the 2-part series. *** Part I of the Roundtable Discussion was held on Wed Feb. 7, 2024. To encourage candid discussion, neither Part I nor Part II zoom meetings are recorded. Both meetings use the Bogleheads Conference videos from the 2023 Bogleheads Conference in Baltimore. These videos contain excellent presentations and discussions about retirement for pre-retirees and retirees. To leverage this wealth of material, the meeting will discuss this video - which you can view here before the ...
by Miriam2
Sun Feb 18, 2024 1:58 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Re: BH meeting- Part II-Advice for Pre-retirees & Retirees- Wed Feb 21, 2024- 8:00 pm ET

Please join the Pre/Early Retirement and Retirement Life Stage Chapters as they present Part II of the open Roundtable Discussion Part II: Advice for Pre-Retirees and Retirees zoom meeting on Wed. Feb. 21, 2024, at 8:00 pm ET. This meeting is Part II of the 2-part series. *** Part I of the Roundtable Discussion was held on Wed Feb. 7, 2024. To encourage candid discussion, neither the Part I nor the Part II zoom meetings are being recorded. Both meetings use the Bogleheads Conference videos from the 2023 Bogleheads Conference in Baltimore. These videos contain excellent presentations and discussions about retirement for pre-retirees and retirees. To leverage this wealth of material, the meeting will discuss this video - which you can view he...
by Miriam2
Sat Feb 17, 2024 9:48 pm
Forum: Personal Consumer Issues
Topic: Can't Log On to Vanguard / Stop running script msg
Replies: 129
Views: 12980

Re: Can't Log On to Vanguard / Stop running script msg

I still cannot log in today on my desktop or iphone. I get a "We're experiencing technical difficulties" message. I am not using a script. Has anyone had problems logging into their Vanguard.com account(s)? I have been trying since the market opened today and keep getting the following error: "You can’t log in using a script For your security, we stop any logins that act like bots. Stop running your script before trying again. " What does "not using a script" mean - and what does "using a script" mean? Perhaps using a script that fills in your username and password and then hits “enter”. I see, like Google auto-fill. I have all that disabled, I manually type in my U & P - yet for the last 3 weeks...
by Miriam2
Sat Feb 17, 2024 6:34 pm
Forum: Personal Consumer Issues
Topic: Can't Log On to Vanguard / Stop running script msg
Replies: 129
Views: 12980

Re: Can't Log On to Vanguard / Stop running script msg

tadamsmar wrote: Sat Feb 17, 2024 5:07 am I still cannot log in today on my desktop or iphone. I get a "We're experiencing technical difficulties" message. I am not using a script.
BillyV001 wrote: Fri Feb 16, 2024 2:30 pm Has anyone had problems logging into their Vanguard.com account(s)? I have been trying since the market opened today and keep getting the following error:

"You can’t log in using a script
For your security, we stop any logins that act like bots. Stop running your script before trying again."
What does "not using a script" mean - and what does "using a script" mean?
by Miriam2
Sat Feb 17, 2024 6:24 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2023!
Replies: 314
Views: 86606

Re: BH meeting- Part II-Advice for Pre-retirees & Retirees- Wed Feb 21, 2024- 8:00 pm ET

Please join the Pre/Early Retirement and Retirement Life Stage Chapters as they present Part II of the Open Roundtable Discussion: Advice for Pre-Retirees and Retirees zoom meeting on Wed. Feb. 21, 2024, at 8:00 pm ET. This meeting is Part II of the 2-part series. *** Part I of the Roundtable Discussion was held on Wed Feb. 7, 2024. To encourage candid discussion, neither the Part I nor Part II zoom meetings are being recorded. Both zoom meetings use the Bogleheads Conference videos from the 2023 Bogleheads Conference in Baltimore. These videos contain excellent presentations about retirement for pre-retirees and retirees. To leverage this wealth of material, these two zoom meetings will discuss this video - which you can view here before t...
by Miriam2
Fri Feb 16, 2024 10:16 pm
Forum: US Chapters
Topic: South Florida Local Chapter
Replies: 628
Views: 213447

BH meeting- Part II-Advice for Pre-retirees & Retirees- Wed Feb 21, 2024- 8:00 pm ET

Hello South Florida Bogleheads! 🌴 8-) Please join the Pre/Early Retirement and Retirement Life Stage Chapters as they present Part II of the open Roundtable Discussion Part II: Advice for Pre-Retirees and Retirees zoom meeting on Wed. Feb. 21, 2024, at 8:00 pm ET. This meeting is Part II of the 2-part series. *** Part I of the Roundtable Discussion was held on Wed Feb. 7, 2024. The meeting was not recorded and Part II will not be recorded either. Both meetings use the Bogleheads Conference videos from the 2023 Bogleheads Conference in Baltimore. These videos contain excellent presentations and discussions about retirement for pre-retirees and retirees. To leverage this wealth of material, the meeting will discuss this video which you can vi...
by Miriam2
Wed Feb 14, 2024 4:00 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Re: Roll Call for the Retirement Class of 2024!

Grifin wrote: Mon Jan 22, 2024 7:28 pm Last day is 2/16/2024 at 45

Officially, I am resigning to take a 6 month sabbatical. In reality, I am considering the option to retire depending on how it goes. I see it as a test drive before I join Ms, Grifin whom retired in Aug 2023.

Will keep y’all updated

Cheers,
Grifin
OK Grifin - you're on the 2024 Class Roster - Welcome to the Retirement Roll Call! A sabbatical is as good as a retirement and a retirement test drive sounds like a nice idea, especially for the early age 45 punch out. What are you thinking about for those years ahead of you?

Wow! Feb 16 is only two days away! Please let us know how everything goes. We wish you good luck with everything and a great sabbatical and an even better retirement :beer
by Miriam2
Wed Feb 14, 2024 10:43 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Re: Roll Call for the Retirement Class of 2024!

pop77 wrote: Mon Jan 22, 2024 9:48 am If all stars are aligned, mine will be in 2025. Are there any considerations in terms of best month/date ? I have some RSU's expiring, during the year, can I time it after this? Should I wait for my birthday (I will turn 55) in 2025? Appreciate any insights.
It's good you posted your question in a stand-alone thread Timing Month of Retirement for more ideas :D and we're hoping the stars are aligned for you to be first on the 2025 Retirement Class Roster!
by Miriam2
Mon Feb 12, 2024 2:14 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Re: Roll Call for the Retirement Class of 2024!

It's official! First day of retirement June 1st, 2024 at age 56. I'll be using the VPW worksheet, of course. :D Wow longinvest! Welcome to the Retirement Roll Call and this Great Class of 2024 - now you can put all your hard work preparing the VPW into action! And you're much too modest, longinvest :happy For the last 10 years, longinvest has created, invented, fiddled with and updated worksheets, spreadsheets and graphs in many sizes and colors, for stocks and bonds and everything in between, then posted them here on the BH forum for all of us to learn from and use :D Variable Percentage Withdrawal (VPW) A Simple Bogleheads Retirement Using Variable Percentage Withdrawals (VPW Forward Test) The One-Fund Portfolio as a default suggestion T...
by Miriam2
Mon Feb 05, 2024 5:47 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2023!
Replies: 314
Views: 86606

Re: Advice for Pre-retirees & Retirees- Roundtable meeting- Wed Feb 7, 2024- 8:00 pm ET

Please join the Pre/Early Retirement and Retirement Life Stage Chapters as they present an open Roundtable Discussion Part I: Advice for Pre-Retirees and Retirees zoom meeting on Wed. Feb. 7, 2024, at 8:00 pm ET. This meeting is Part I of a 2-part series. 8:00 pm Eastern | 7:00 pm Central | 6:00 pm Mountain | 5:00 pm Pacific *** Part II of the Roundtable Discussion will be on Wed Feb. 21, 2024, at 8:00 pm ET. Details for that meeting will be posted closer to the meeting and please note there is a different zoom link for the Feb 21st meeting. Both meetings will use the Bogleheads Conference videos from the 2023 Bogleheads Conference in Baltimore. These videos contain excellent presentations and discussions about retirement for pre-retirees a...
by Miriam2
Mon Feb 05, 2024 2:15 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2024!
Replies: 136
Views: 42674

Re: Advice for Pre-retirees & Retirees- Roundtable meeting- Wed Feb 7, 2024- 8:00 pm ET

Please join the Pre/Early Retirement and Retirement Life Stage Chapters as they present an open Roundtable Discussion Part I: Advice for Pre-Retirees and Retirees zoom meeting on Wed. Feb. 7, 2024, at 8:00 pm ET. This meeting is Part I of a 2-part series. 8:00 pm Eastern | 7:00 pm Central | 6:00 pm Mountain | 5:00 pm Pacific *** Part II of the Roundtable Discussion will be on Wed Feb. 21, 2024, at 8:00 pm ET. Details for that meeting will be posted closer to the meeting and please note there is a different zoom link for the Feb 21st meeting. Both meetings will use the Bogleheads Conference videos from the 2023 Bogleheads Conference in Baltimore. These videos contain excellent presentations and discussions about retirement for pre-retirees a...
by Miriam2
Mon Feb 05, 2024 1:57 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2023!
Replies: 314
Views: 86606

Re: Roll Call for the Retirement Class of 2023!

lazynovice wrote: Fri Jan 26, 2024 8:32 am
lazynovice wrote: Sat Nov 04, 2023 5:04 pm I think I am retired (52). I’m done with my job and for the first time since I was fifteen have no next paycheck in sight. We have more than “won the game” so I can be retired if I want to be. Husband (54) has been retired for several years. We don’t need more money or stress, but I do like having a check coming in when something breaks around the house. I’ve given myself until January to not even think about if there is a next job.
Not sure if it’s too late to update. It’s January 26 and there is no next job. My last paycheck was at the beginning of November.
Never too late to update! We updated this Very Important Class List - and cheers to a No Next Job!! :beer
by Miriam2
Mon Feb 05, 2024 1:33 pm
Forum: US Chapters
Topic: South Florida Local Chapter
Replies: 628
Views: 213447

Re: Advice for Pre-retirees & Retirees meeting- Wed Feb 7, 2024- 8:00 pm ET

Hello South Florida Bogleheads! 🌴 8-) Please join the Pre/Early Retirement and Retirement Life Stage Chapters as they present an open Roundtable Discussion Part I: Advice for Pre-Retirees and Retirees zoom meeting on Wed. Feb. 7, 2024, at 8:00 pm ET. This meeting is Part I of a 2-part series. *** Part II of the Roundtable Discussion will be on Wed Feb. 21, 2024, at 8:00 pm ET. Details for that meeting will be posted closer to the meeting and please note there is a different zoom link for the Feb 21st meeting. Both meetings will use the Bogleheads Conference videos from the 2023 Bogleheads Conference in Baltimore. These videos contain excellent presentations and discussions about retirement for pre-retirees and retirees. To leverage this wea...
by Miriam2
Mon Feb 05, 2024 3:02 am
Forum: Personal Investments
Topic: Backdoor Roth pennies question
Replies: 6
Views: 770

Re: Backdoor Roth pennies question

FiveK wrote: Mon Feb 05, 2024 1:18 am
midwestguy1112 wrote: Sun Feb 04, 2024 10:30 pm I am assuming this is not an uncommon occurrence in this group, can someone walk me through the next steps in Turbotax ?
Does How To Report 2023 Backdoor Roth In TurboTax (Updated) help?
BIG THANKS to FiveK and The Finance Buff for this! :D
by Miriam2
Mon Feb 05, 2024 1:35 am
Forum: Personal Finance (Not Investing)
Topic: HSA Spending--EOBs Suffcient for IRS??
Replies: 19
Views: 2027

Re: HSA Spending--EOBs Suffcient for IRS??

I think that would work. I posted this a couple of days ago in another post. From the IRS Recordkeeping. You must keep records sufficient to show that: The distributions were exclusively to pay or reimburse qualified medical expenses, The qualified medical expenses hadn’t been previously paid or reimbursed from another source, and The medical expenses hadn’t been taken as an itemized deduction in any year. . . . The above has always been my - perhaps unfounded - concern. How do we prove the negative? How do we prove the qualified medical expense has NOT been previously paid OR reimbursed from another source? The best answer is an itemized statement from your medical provider showing your payment. Next best, credit card statement. Not helpf...
by Miriam2
Fri Feb 02, 2024 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: HSA Spending--EOBs Suffcient for IRS??
Replies: 19
Views: 2027

Re: HSA Spending--EOBs Suffcient for IRS??

Artful Dodger wrote: Fri Feb 02, 2024 6:27 pm I think that would work. I posted this a couple of days ago in another post.

From the IRS

Recordkeeping.

You must keep records sufficient to show that:

The distributions were exclusively to pay or reimburse qualified medical expenses,
The qualified medical expenses hadn’t been previously paid or reimbursed from another source, and
The medical expenses hadn’t been taken as an itemized deduction in any year. . . .
The above has always been my - perhaps unfounded - concern. How do we prove the negative? How do we prove the qualified medical expense has NOT been previously paid OR reimbursed from another source?
by Miriam2
Fri Feb 02, 2024 7:49 pm
Forum: Personal Finance (Not Investing)
Topic: HSA Spending--EOBs Suffcient for IRS??
Replies: 19
Views: 2027

Re: HSA Spending--EOBs Suffcient for IRS??

MikeZ wrote: Thu Feb 01, 2024 9:31 pm At this point I have not seen anyone actual post anywhere about an IRS audit that looked at this so it's honestly hard to nail down the acceptable level of documentation. IANAL but I would think that any discharged or written off medical debt would trip a 1099-C so there would be a reasonable to assume that an EOB is intent for keep a record.
Yes, there was a post a while back where a BH wrote his HSA reimbursements were questioned by the IRS. The reimbursements were quite large for major medical expenses. As I recall, the BH showed the IRS what they could for proof and that satisfied the IRS. I don't recall the proof, but as I recall it wasn't more detailed than what is being discussed here.
by Miriam2
Mon Jan 29, 2024 7:58 pm
Forum: Investing - Theory, News & General
Topic: How Taylor Larimore made a difference in my financial life - Salute to Taylor's 100th
Replies: 53
Views: 10224

Re: How Taylor Larimore made a difference in my financial life - Salute to Taylor's 100th

nedsaid wrote: Sun Jan 28, 2024 8:41 pm
AnnetteLouisan wrote: Sat Jan 27, 2024 5:49 pm Let us have a toot-encore
For that sailor we adore
100 years and many more
We wish Taylor Larimore

🎈🎂

Champagne glasses we will pour
Fresh bought from the liquor store
It is certainly no chore
To toast Taylor Larimore

🥂 :beer

Stock and bond funds at our core
AUM fees paid no more
Simplicity he does implore
Our friend, Taylor Larimore
That was a nice and fun poem. Taylor, I am sure will get a kick out of it. Thanks for writing it.
Agree! What a fun poem - Taylor will enjoy it - and will have it hanging on his wall or near his computer in no time :happy
by Miriam2
Mon Jan 29, 2024 7:28 pm
Forum: US Chapters
Topic: South Florida Local Chapter
Replies: 628
Views: 213447

Re: The Mad Fientist Returns!- online meeting- Wed 1/31/2024- 8:00 pm ET

Hello South Florida Bogleheads! 🌴 8-) The "Starting Out" Life Stage Chapter will host THE MAD FIENTIST RETURNS! on Wed. Jan 31, 2024, at 8:00 pm ET . 8-) *** pronounced fi-entist, like scientist, but a Fientist: "One who studies Financial Independence." https://convertkit.s3.amazonaws.com/subscription_forms/images/005/191/059/standard/podcast.jpg?1524518242 Please join us for what is sure to be a very interesting discussion with THE MAD FIENTIST on achieving the dream of Financial Independence Retiring Early (FIRE), then becoming a first-time parent :beer and also becoming a first-time home-owner :moneybag The Bogleheads hosted The Mad Fientist on Aug. 30, 2021 , for a wonderful discussion of achieving the dream of Finan...