Search found 560 matches

by Mingus
Fri Dec 08, 2017 12:46 am
Forum: Investing - Theory, News & General
Topic: Bitcoin now the largest quantifiable bubble in history?
Replies: 88
Views: 6626

Re: Bitcoin now the largest quantifiable bubble in history?

Thesaints wrote:
Thu Dec 07, 2017 6:07 pm
The Bolsheviks will be happy :)
What do you mean? Isn't bitcoin the opposite of central control?
by Mingus
Sat Dec 02, 2017 4:50 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with extra 50k, when, and how?
Replies: 26
Views: 2002

Re: What to do with extra 50k, when, and how?

Put it towards paying your house off and make the goal of being free of the slavery of debt.
by Mingus
Thu Nov 30, 2017 4:21 pm
Forum: Personal Finance (Not Investing)
Topic: Why should I donate to my alma mater?
Replies: 133
Views: 9367

Re: Why should I donate to my alma matter?

It takes billions in fund-raising to even be a contender Is that the new term for palm greasing? I wonder what happens when the "fund raising" result turns out other than expected... 8-) It's all advertising budget. Do you have a TV, radio, or computer? You might have seen some of this over the pas...
by Mingus
Thu Nov 30, 2017 5:06 am
Forum: Personal Finance (Not Investing)
Topic: Why should I donate to my alma mater?
Replies: 133
Views: 9367

Re: Why should I donate to my alma matter?

daveydoo wrote:
Wed Nov 29, 2017 12:43 pm
It takes billions in fund-raising to even be a contender
Is that the new term for palm greasing? I wonder what happens when the "fund raising" result turns out other than expected... 8-)
by Mingus
Tue Nov 28, 2017 10:19 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle Says ‘Avoid Bitcoin Like the Plague’
Replies: 186
Views: 16793

Re: Jack Bogle Says ‘Avoid Bitcoin Like the Plague’

retprof wrote:
Tue Nov 28, 2017 10:03 pm
They speak of electronic town meetings.
Wait until AI Bots overtake electronic town meetings to push a narrative.
by Mingus
Tue Nov 28, 2017 10:16 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle Says ‘Avoid Bitcoin Like the Plague’
Replies: 186
Views: 16793

Re: Jack Bogle Says ‘Avoid Bitcoin Like the Plague’

...People said the same thing about the internet... Who? I really don't remember that. See if you can find some quotations from the 1990s to back up what you are saying. I'm not saying there weren't, but I really don't remember much naysaying. There was a long period when not many people knew about...
by Mingus
Tue Nov 28, 2017 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: Too much house, right?
Replies: 88
Views: 8090

Re: Too much house, right?

Along the same lines, the entire house doesn't have to be finished to your final vision right away. For example, finishing the basement might not be a priority while your kids are young, but a nice finished rec room or whatever would be great when they're older. You could maybe even find a plan whe...
by Mingus
Tue Nov 28, 2017 9:15 pm
Forum: Personal Consumer Issues
Topic: Paying for news?
Replies: 60
Views: 4058

Re: Paying for news?

Caduceus wrote:
Tue Nov 14, 2017 10:42 am
Have you looked at FB's earnings recently? You should be asking them to pay you because you are the product. You're a captive consumer on their platform where they can serve you an unending number of advertisements. 8-)
FB has gotten good enough that the sheep lead themselves to slaughter now.
by Mingus
Mon Nov 27, 2017 11:04 pm
Forum: Personal Consumer Issues
Topic: Non Stick frying pan
Replies: 73
Views: 6157

Re: Non Stick frying pan

Get yourself a good cast iron pan, use a little oil and it's totally non stick even with eggs. Iron is better for you than aluminum as well. Lodge is common, here is the fancy brand http://www.stargazercastiron.com/ >The entire interior of our skillet is machined to a smooth finish. That means food...
by Mingus
Tue Oct 24, 2017 11:41 pm
Forum: Personal Consumer Issues
Topic: HELP! Possible Mold in House
Replies: 14
Views: 1592

Re: HELP! Possible Mold in House

Joey_Freshwater wrote:
Mon Oct 23, 2017 8:55 pm
I did notice that the vent fan simply vents into the attic which doesn't seem right does it?
There's the cause of the problem. Or at least a problem. Fan needs vented to outside.
by Mingus
Sun Oct 22, 2017 10:19 pm
Forum: Personal Consumer Issues
Topic: Installing a slide inside a home?
Replies: 39
Views: 2820

Re: Installing a slide inside a home?

How large is each floor of the house? What's the vintage of the home? Without knowing what your floorplan looks like... I'll have to use my imagination. I think if the slide was not visible in the main public spaces of your house, this could be pretty cool. Especially if doors could close it off, so...
by Mingus
Thu Oct 19, 2017 8:00 pm
Forum: Personal Consumer Issues
Topic: Landscapers lack of a permit becomes my problem
Replies: 19
Views: 2538

Re: Landscapers lack of a permit becomes my problem

Please list the city so I know to never move somewhere where a permit (AKA money grab) is required to remove an invasive species.
by Mingus
Sun Sep 10, 2017 1:27 am
Forum: Personal Consumer Issues
Topic: Do I need an Amazon Echo??.....
Replies: 68
Views: 5363

Re: Do I need an Amazon Echo??.....

MP123 wrote:
Fri Sep 08, 2017 4:13 pm
Sending every word said in my house to Amazon to be analyzed? :shock:

No thanks.
You don't want Amazon analyzing your conversations to figure out what to tempt you with in order to purchase? And that's only the best case scenario.
by Mingus
Sat Sep 09, 2017 11:01 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 275
Views: 25954

Re: Name something you had to have and now you regret purchasing it?

Jazztonight wrote:
Tue Sep 05, 2017 4:15 pm
A Lexus.

I bought a Camry, and have happily driven it for the last 15 years.

I've had my Camry only 4 years. But still I must ask, are we the same person?
by Mingus
Mon Dec 26, 2016 4:37 am
Forum: Personal Consumer Issues
Topic: How to become a public speaker?
Replies: 30
Views: 3246

Re: How to become a public speaker?

Having attended several types of meetings, conferences, etc. over the years in several different roles and capacities, it seems to me that the (highly) compensated public speakers are folks with "celebrity" status, such as former politicians, Apparently some former politicians can command...
by Mingus
Mon Oct 10, 2016 4:51 pm
Forum: Personal Consumer Issues
Topic: packaged food expired best buy dates
Replies: 57
Views: 4047

Re: packaged food expired best buy dates

Best to donate to local food pantry or other charity. Maybe others have different experience, but many (if not most) such places refuse to accept or just throw out items past these dates. From almost everything I read, food is safe for a long time after such dates. I have told some folks in these o...
by Mingus
Mon Oct 10, 2016 4:47 pm
Forum: Personal Finance (Not Investing)
Topic: Percent back from landscaping investment
Replies: 19
Views: 2786

Re: Percent back from landscaping investment

There probably is not an easy way to quantify it. But look at aerial imagery of just about any city USA, and the nicer more expensive parts of town all have lots of landscaping. And the wrong side of the RR tracks is pretty barren landscaping wise save for some grass, weeds, overgrown bushes, and so...
by Mingus
Mon Oct 10, 2016 4:34 pm
Forum: Personal Consumer Issues
Topic: Ultrasonic (Vinyl) Record Cleaning Service
Replies: 4
Views: 699

Re: Ultrasonic (Vinyl) Record Cleaning Service

Have a couple done and see if it is worth it.
by Mingus
Mon Oct 03, 2016 7:23 pm
Forum: Personal Consumer Issues
Topic: Anyone try YourMechanic ?
Replies: 38
Views: 5479

Re: Anyone try YourMechanic ?

Interesting business model.

I would presume a whole lot less overhead than a traditional mechanics shop.
by Mingus
Mon Oct 03, 2016 7:18 pm
Forum: Personal Consumer Issues
Topic: Nonstick pots and pans, what is the consensus?
Replies: 45
Views: 4862

Re: Nonstick pots and pans, what is the consensus?

The consensus is people will use which ever one they like the best. No matter how much the anti teflon crowd hollars and jumps up and down and screams to the heavens how bad anti-stick cookware is, the pro-teflon crowd will use it. Cuz, it's easier, and when all the non-stick has chipped away you ca...
by Mingus
Thu Sep 29, 2016 6:19 pm
Forum: Personal Consumer Issues
Topic: Chimney Help, Please
Replies: 28
Views: 2370

Re: Chimney Help, Please

I've lived in one place with a fireplace. And I've known or been at a few peoples houses with a fireplace, so my experience is limited. The place I lived was a 1950s, well built, brick home with a fireplace in the center of the house. A roomate liked to burn those presto logs. Made the house stink. ...
by Mingus
Thu Sep 29, 2016 12:45 pm
Forum: Personal Consumer Issues
Topic: Chimney Help, Please
Replies: 28
Views: 2370

Re: Chimney Help, Please

how often do you plan to use the fireplace? Significant home heating, or just occasional weekend ambiance? Once you experience the lousy efficiency of an open fireplace, you may decide to use it very infrequently, in which case the buildup of creosote would take many many years to become a problem....
by Mingus
Thu Sep 29, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: MMM Lecture at the WD Summit [Mr. Money Mustache]
Replies: 58
Views: 7846

Re: MMM Lecture at the WD Summit [Mr. Money Mustache]

barnaclebob wrote:With MMM i get the feeling its easier to be poor with a lot of money in the bank...


Yep. Like its easier being ugly if you have a beautiful girlfriend.
by Mingus
Thu Sep 29, 2016 12:54 am
Forum: Investing - Theory, News & General
Topic: Retail business model question
Replies: 6
Views: 693

Re: Retail business model question

It also keeps you shopping at CVS instead of at a competitor.

A small profit off of one person is better than no profit, and much better than profit going to Walgreens.
by Mingus
Thu Sep 29, 2016 12:48 am
Forum: Personal Consumer Issues
Topic: Remodel blunder: kitchen design flaw. What can I do now?
Replies: 43
Views: 5499

Re: Remodel blunter: kitchen design flaw. What can I do now?

What needs to be done? You can hook up the water lines blindfolded. Get them started the reach in and tighten. The ptrap and drain looks to be a pain, but you can get a flexible one and hook up pretty easy. No glue, cutting or needs for perfect cuts. I'm pretty sure one of the two plumbers who visi...
by Mingus
Thu Sep 29, 2016 12:47 am
Forum: Personal Consumer Issues
Topic: Remodel blunder: kitchen design flaw. What can I do now?
Replies: 43
Views: 5499

Re: Remodel blunter: kitchen design flaw. What can I do now?

Get a lawyer.

They sold you a non functional design.

This would be much like buying a pair of pants that are sewn closed at the waist, and the designer stating there is no industry standard that pants waist have to be open a minimum size, so sorry.
by Mingus
Wed Sep 28, 2016 3:17 pm
Forum: Personal Consumer Issues
Topic: Remodel blunder: kitchen design flaw. What can I do now?
Replies: 43
Views: 5499

Re: Remodel blunter: kitchen design flaw. What can I do now?

...design company made a mistake in the design and installed a 12 inch wide door/cabinet under the sink. It's way too narrowed for an adult to work under the sink at this point. (I can put my head thru the door but absolutely no room for the arms to work on anything.) the plumber told us that the u...
by Mingus
Wed Sep 28, 2016 3:08 pm
Forum: Personal Consumer Issues
Topic: Securing work computer and USB drive
Replies: 86
Views: 6616

Re: Securing work computer and USB drive

I have a work computer that I primarily use. What can I do to protect these personal folders? Is there password type program that will prompt a password before accessing certain folders on a windows computer? Open to other options as well. . Hire Platte River Networks to manage the security. I hear...
by Mingus
Sat Sep 24, 2016 11:12 pm
Forum: Personal Consumer Issues
Topic: Anybody here make 70K or under
Replies: 30
Views: 6485

Re: Anybody here make 70K or under

flyingbison wrote:Nope.

Why do you care what your supervisor thinks about you?



Did you really ask that?
by Mingus
Fri Sep 23, 2016 9:01 pm
Forum: Personal Consumer Issues
Topic: Would you buy this house in a flood zone? HELP!
Replies: 63
Views: 4825

Re: Would you buy this house in a flood zone? HELP!

NO. Let someone else be the sucker.

Where I live my property taxes were raised to pay for the county to attempt flood control measures to try to protect all the people that did build/buy homes in a flood prone area..
by Mingus
Wed Sep 21, 2016 4:10 pm
Forum: Personal Consumer Issues
Topic: My "Corolla Investment" has ended...410,000 [miles]
Replies: 56
Views: 8144

Re: My "Corolla Investment" has ended...410,000

I think being subjected to a torture rack would be less tortuous than subjecting oneself to 410,000 miles in a corolla. Savings a little bit of money is not worth a trip to the moon and back in the terrible discomfort of a corolla.
by Mingus
Sun Sep 18, 2016 5:50 pm
Forum: Personal Consumer Issues
Topic: New hollow core door or shorten the one I have?
Replies: 26
Views: 2068

Re: New hollow core door or shorten the one I have?

Never tried this but for someone with no power tools nor the inclination to use them, perhaps you could glue some sandpaper down to the floor during the months the door has a gap and just use it through one season where there isn't a gap and let time fix the problem. LOL. Maybe an eternity of seaso...
by Mingus
Sat Sep 17, 2016 5:35 pm
Forum: Personal Consumer Issues
Topic: Sawzall and Batt Operated tools questions?
Replies: 25
Views: 1817

Re: Sawzall and Batt Opertated tools questions?

For hand saws, a bow saw is hard to beat for cutting branches up to 4 or 5" in diameter if not larger.

A good bow saw, like a Bahco one. About 10x faster than using even a corded sawzall.
by Mingus
Sat Sep 17, 2016 12:53 pm
Forum: Personal Consumer Issues
Topic: Windshield wiper chatter
Replies: 7
Views: 1179

Re: Windshield wiper chatter

Maybe clean both the windshield and the blades really well.

I'd try a rag and some denatured alcohol on the wipers where they contact the windshield.

If that doesn't work, get new wipers.
by Mingus
Sat Sep 17, 2016 12:51 pm
Forum: Personal Finance (Not Investing)
Topic: Evicting a tenant-Hire lawyer?
Replies: 200
Views: 26136

Re: Evicting a tenant-Hire lawyer?

Another quick update for those following. The tenant was supposed to appear in court this week to be arraigned on fraud charges. She decided to skip trial. She has another arraignment for auto theft next week which I anticipate she'll be skipping as well. Meanwhile, she's partying with friends and ...
by Mingus
Tue Sep 13, 2016 12:04 pm
Forum: Investing - Theory, News & General
Topic: Should you invest in artificial intelligence?
Replies: 21
Views: 2176

Re: Should you invest in artificial intelligence?

I'd guess the bet would be on humanoid robots that utilize AI. Not AI itself. As I'd also guess that the gains in the coding will be largely spread among many developers across the world. One would need to know which robot manufacturer will be the best performer. It would be much like the early days...
by Mingus
Fri Sep 09, 2016 5:14 pm
Forum: Personal Consumer Issues
Topic: What to do with Chase Sapphire Preferred Metal credit cards when acct closed?
Replies: 11
Views: 1487

Re: What to do with Chase Sapphire Preferred Metal credit cards when acct closed?

Put it in the recycle bin.

What is someone going to do with a credit card, which has the account associated with it closed?

Or dig a shallow hole in the flower bed and bury it. By the time anyone finds it it will have mostly returned to the Earth.
by Mingus
Fri Sep 09, 2016 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: WellsFargo customers - check your credit report ( due to massive scandal)
Replies: 4
Views: 1071

Re: WellsFargo customers - check your credit report ( due to massive scandal)

Too funny.

But I would imagine this started at the top with undue pressure to get more accounts with job appraisals/promotions/bonuses being highly dependent on how many new accounts created.

Credit report is probably a good place to start.
by Mingus
Fri Sep 02, 2016 11:17 am
Forum: Personal Consumer Issues
Topic: Favorite Vegan Products
Replies: 57
Views: 5006

Re: Favorite Vegan Products

Potatoes
Rice
Corn
Lentils
Beans
Vegetables
Fruits
Nuts
by Mingus
Mon Aug 29, 2016 11:02 am
Forum: Personal Finance (Not Investing)
Topic: Buying house near church
Replies: 68
Views: 6802

Re: Buying house near church

There is a small church on my street that fits the description you gave really nice. In fact while reading it I almost thought you were describing it. But I'm not in Chicago. This church is surrounded by single family homes. I've never been inside, but it is very nice looking from the outside and we...
by Mingus
Sun Aug 28, 2016 4:14 pm
Forum: Personal Consumer Issues
Topic: 2013 vs 2016 CR-V
Replies: 30
Views: 2487

Re: 2013 vs 2016 CR-V

We are currently in the Twilight Zone of 3 year old off lease used cars that are priced nearly the same as a new vehicle. Eventually this will correct itself. Why it hasn't already is anybody's guess. I think the banks may somehow be propping up the value of used vehicles to keep lease residuals hig...
by Mingus
Wed Aug 24, 2016 4:31 pm
Forum: Personal Finance (Not Investing)
Topic: Real Estate agents who operate on an hourly rate
Replies: 73
Views: 7394

Re: Real Estate agents who operate on an hourly rate

2) The commission is fixed. This is not typical in many other sales jobs. It does not take 5x the amount of work to sell a $500k home as a $100k home. There should be a sliding scale. I'll play devils advocate. And trust me, I have no love for the real estate sales force. Could one argue that in a ...
by Mingus
Tue Aug 23, 2016 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: What's worth more?
Replies: 28
Views: 3251

Re: What's worth more?

At my current age I would take the million. If at some potential undetermined future age, I might take the pension. At what point that is, I don't know. It would depend on my energy level, and enthusiasm to continue going into work everyday. As well as the amount of other savings I have. However, if...
by Mingus
Tue Aug 23, 2016 2:18 pm
Forum: Personal Consumer Issues
Topic: Get rich quick?
Replies: 52
Views: 10125

Re: Re:

If you don't mind doing a little work, there's this: 1. write a book about "Getting Rich Quick!" 2. do seminars on "Getting Rich Quick!" at motels across the country and sell your study-at-home "Getting Rich Quick!" educational software 3. follow up 1 and 2 with a seri...
by Mingus
Fri Aug 19, 2016 12:05 pm
Forum: Personal Consumer Issues
Topic: The True Cost of Owning a Dog
Replies: 176
Views: 16711

Re: The True Cost of Owning a Dog

TxAg wrote:
I stopped using a vet on a consistent basis (for check ups, shots, etc) after three different ones over charged and over diagnosed....all trying to maximize profits.


There is much, much truth to this statement.
by Mingus
Mon Aug 15, 2016 2:59 pm
Forum: Personal Finance (Not Investing)
Topic: buying used car smarter than buying new?
Replies: 89
Views: 6407

Re: buying used car smarter than buying new?

I just bought two beautiful used cars last year. 2013 Subaru outback and 2014 Nissan maxima, paid cash. please note they are certified pre-owned by the manufacturer. I would not do it any other way, unless you just want an low priced egg beater to get you around. I went to the car guru website and ...
by Mingus
Mon Aug 15, 2016 12:02 am
Forum: Personal Finance (Not Investing)
Topic: You have $10 Million and 10 years to live. What would you do?
Replies: 55
Views: 6557

Re: You have $10 Million and 10 years to live. What would you do?

What I would do: Save the money in index funds along with my other money in index funds. Keep working as long as I could- the whole 10 years if possible. With a hard stop to my career, I might consider learning to program or get more serious about reading Plato and Aristotle. What I would not do: Q...
by Mingus
Fri Aug 12, 2016 5:27 pm
Forum: Personal Consumer Issues
Topic: How To EARLY Identify/Support Gifted Child?
Replies: 24
Views: 1905

Re: How To EARLY Identify/Support Gifted Child?

Unless there are obvious defects, doesn't every parent think their child is above average/gifted/special?
by Mingus
Fri Aug 12, 2016 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: Payoff Debt at Sacrifice of Leisure?
Replies: 77
Views: 6697

Re: Payoff Debt at Sacrifice of Leisure?

An ex gf had a lot of debt. I had a very bad nightmare once. We were married. I gave her 10s of thousands of dollars to pay her debt off. Within weeks, she divorced me, and as part of the divorce settlement I still owed her more money. Upon immediately waking up from this very real nightmare, it too...