Search found 488 matches

by Mingus
Thu Jul 21, 2016 4:54 pm
Forum: Investing - Theory, News & General
Topic: If everyone saved enough for retirement, wouldn't there just be inflation?
Replies: 29
Views: 2707

Re: If everyone saved enough for retirement, wouldn't there just be inflation?

We need a productive economy prosperous enough to pay for all of this. It is a problem that can't just be saved away. Exactly. Saving lots of money works best for a few, if most don't save much at all. There has to be a large labor force doing the heavy lifting for the relative few who are just spe...
by Mingus
Thu Jul 21, 2016 4:38 pm
Forum: Personal Consumer Issues
Topic: Expensive car maintenance or allocate to next car fund?
Replies: 31
Views: 1531

Re: Expensive car maintenance or allocate to next car fund?

Depends on your total financial picture.

I'd get a new car.
by Mingus
Thu Jul 21, 2016 4:31 pm
Forum: Investing - Theory, News & General
Topic: If everyone saved enough for retirement, wouldn't there just be inflation?
Replies: 29
Views: 2707

Re: If everyone saved enough for retirement, wouldn't there just be inflation?

This thread will be locked since it is not actionable. Brings up interesting questions though. Let's take it one step further, what if everyone invests enough so their kids never need to work? Can a whole country retire if their investments are all overseas? The only way that would work is by impor...
by Mingus
Thu Jul 21, 2016 4:02 pm
Forum: Investing - Theory, News & General
Topic: If everyone saved enough for retirement, wouldn't there just be inflation?
Replies: 29
Views: 2707

Re: If everyone saved enough for retirement, wouldn't there just be inflation?

>> In Japan, they are looking at solving this problem with robots. KlangFool Hopefully soon. I want a robot to keep the house clean, do laundry, and mow the lawn. If we are lucky, they will even be able to tend to a garden. With all this additional free time, we'll really be able to put in extra ti...
by Mingus
Thu Jul 21, 2016 3:56 pm
Forum: Personal Consumer Issues
Topic: World VCR production is ending next month. What to do with my old VHS tapes?
Replies: 53
Views: 3644

Re: World VCR production is ending next month. What to do with my old VHS tapes?

rec7 wrote:I am still using my VCR a couple times per week. Anybody else?


No.
by Mingus
Wed Jul 20, 2016 10:42 pm
Forum: Personal Finance (Not Investing)
Topic: Help With Picking Job Title at Startup
Replies: 33
Views: 2036

Re: Help With Picking Job Title at Startup

I've heard of title inflation before, but this is the first time I've heard of someone wanting to claim a less impressive title. :wink: FWIW, I definitely wouldn't go for "sales representative" as that IS an entry level title. A previous company I worked for had a policy that job titles w...
by Mingus
Tue Jul 19, 2016 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: Evicting a tenant-Hire lawyer?
Replies: 120
Views: 10437

Re: Evicting a tenant-Hire lawyer?

Clearly insane.

This has all the makings of a made for television Lifetime movie.

Yes, have the sheriff present when she comes to get her stuff. And don't ever have your back to her. Or be within knife stabbing distance.. This is scary. Good luck.
by Mingus
Tue Jul 19, 2016 3:53 pm
Forum: Personal Consumer Issues
Topic: Why did the car salesman stop replying to my emails
Replies: 70
Views: 6153

Re: Why did the car salesman stop replying to my emails

mhalley wrote:Maybe they decided you weren't serious about the lease?


This is what I was thinking. A good sales person can tell. And maybe you were serious and it wasn't a good salesperson.
by Mingus
Fri Jul 15, 2016 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: Car Buying Dilemma
Replies: 53
Views: 4342

Re: Car Buying Dilemma

That's a third gen Camry (1992-1996), arguably the finest car Toyota has ever produced aside from the original 1989 Lexus LS400. They're comfortable, well-assembled from very high-quality Lexus-grade materials, and will run FOREVER. . Yes. Often times a 24 year old car has had four or more owners. ...
by Mingus
Fri Jul 15, 2016 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: Relationship between interest rates and real estate prices?
Replies: 9
Views: 390

Re: Relationship between interest rates and real estate prices?

Jags4186 wrote:or will prices move down as affordability goes down.


Prices should move down when interest rates rise. No one seems to know when that will happen. It could be many years.
by Mingus
Fri Jul 15, 2016 10:54 am
Forum: Personal Finance (Not Investing)
Topic: How badly did I get ripped off? [Auto lease]
Replies: 21
Views: 3024

Re: How badly did I get ripped off?

I don't think the Envoy has a timing belt. Pretty sure its a chain. Timing chains are pretty durable and generally last longer than the vehicle. Could it have been the serpentine belt that broke? Regardless, if I understand correctly and you left the dealership with out writing a check and only have...
by Mingus
Wed Jul 13, 2016 8:18 pm
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 213
Views: 28296

Re: 23 year old... Can I afford a Rolex?

I am assuming, given your young age, that one of the goals with this purchase is to attract the attention of young females. That is very understandable, but I would suggest there is a much better means of accomplishing this with the $5000. First focus on your fitness. One third of young men your ag...
by Mingus
Wed Jul 13, 2016 2:13 pm
Forum: Personal Finance (Not Investing)
Topic: Evicting a tenant-Hire lawyer?
Replies: 120
Views: 10437

Re: Evicting a tenant-Hire lawyer?

Very fascinating. What is this lady's age? She sounds like she has the mentality of an immature 16 year old. But I'm guessing between the ages of 27 and 32. There is some sort of mental illness here. Pray that she does not become vindictive. Because she does not wake up in the morning thinking, &quo...
by Mingus
Wed Jul 13, 2016 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Evicting a tenant-Hire lawyer?
Replies: 120
Views: 10437

Re: Evicting a tenant-Hire lawyer?

What's frightening is that she tried to play dumb the entire time and act as if she was unaware of the eviction. This is from a tenant who was served twice by the sheriff and once by myself. In her mind, it appears as if she truly believed she could live rent free forever. 2 possibilities. She is a...
by Mingus
Thu Jul 07, 2016 7:59 pm
Forum: Personal Consumer Issues
Topic: One day in Seattle. Where to stay?
Replies: 19
Views: 1530

Re: One day in Seattle. Where to stay?

In Seattle, in the summer, if it's cheap...its...ummm. There's a hotel shortage. My company is having to put candidates that we bring in for interviews out at the airport because every close in place is perpetually full. But yeah, Fremont, Ballard. If you're talking about this coming week, go to th...
by Mingus
Thu Jul 07, 2016 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: Encouragement - Debt pay down
Replies: 17
Views: 1516

Re: Encouragement - Debt pay down

Fallible wrote:
Not sure what you mean by "out of steam," and it would help us to advise if you could provide more detail on the debt.



I believe in this case it means feeling emotionally exhausted from extreme austerity measures.
by Mingus
Thu Jul 07, 2016 2:48 pm
Forum: Personal Consumer Issues
Topic: Dealers list used cars way above KBB value, why?
Replies: 25
Views: 2445

Re: Dealers list used cars way above KBB value, why?

KBB isn't what dealers use to price their used cars with. And they also do not use KBB to value trade ins either. The value of used cars are based off of auction values that is tabulated by a dealer only subscription service that is not available to the public. And then there is overhead and profit ...
by Mingus
Thu Jul 07, 2016 11:48 am
Forum: Personal Finance (Not Investing)
Topic: Please help! Buyer's remorse, need advice
Replies: 104
Views: 10668

Re: Please help! Buyer's remorse, need advice

sunny_socal wrote: You are an emotional decision maker.



Everyone is an emotional decision maker. Some more so than others. Even a decision to have bare bone phone service @ $5/month is an emotional decision.
by Mingus
Tue Jul 05, 2016 10:39 pm
Forum: Personal Consumer Issues
Topic: Anyone Else Purchase a "Killer Jeep"?
Replies: 30
Views: 3679

Re: Anyone Else Purchase a "Killer Jeep"?

It's not a vehicle defect. It's a dumb design decision on the part of Chrysler-Fiat.

Learning how to put a vehicle in park isn't something we need to "re-learn".
by Mingus
Wed Jun 29, 2016 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: Boston area teardown bubble? Sign of a housing downturn ahead?
Replies: 74
Views: 4256

Re: Boston area teardown bubble? Sign of a housing downturn ahead?

I drive by this house every single day: http://www.zillow.com/homedetails/40-Smith-St-Waltham-MA-02451/56357072_zpid/ I saw it built and landscaped and wondered what it would go for when it hit the market. The price was jaw dropping and I believed it would never sell at the original listing price. ...
by Mingus
Wed Jun 29, 2016 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: Applied for Internal Position - Wasn't Interviewed
Replies: 33
Views: 3225

Re: Applied for Internal Position - Wasn't Interviewed

It's almost a he said/she said. You asked the new team lead, position which you applied for, if your resume was received from HR so you could interview for this person's position? Or you asked a different new team lead... At any rate, someone you asked regarding a position you applied for very well ...
by Mingus
Tue Jun 28, 2016 11:40 am
Forum: Personal Consumer Issues
Topic: Alternatives to Traditional Pasta?
Replies: 52
Views: 3011

Re: Alternatives to Traditional Pasta?

In my opinion, you would be better off just making dishes that are clearly and normally gluten free to compliment the non gluten free dishes. The people who avoid gluten will eat those. Potato salad, or coleslaw. Or maybe there is a cold rice dish. Likewise, if you knew there were going to be vegans...
by Mingus
Mon Jun 27, 2016 1:35 pm
Forum: Personal Consumer Issues
Topic: I need a new mattress. Memory foam?
Replies: 53
Views: 3246

Re: I need a new mattress. Memory foam?

Latex feels nothing like memory foam. More of a waterbed feel, very buoyant and bouncy. Good to know. Thanks. :beer My traditional is getting old and softer. It will be time for a new one soon and I had thought, maybe latex? I will probably avoid that now. I have never liked water beds, so... A lat...
by Mingus
Mon Jun 27, 2016 10:07 am
Forum: Personal Finance (Not Investing)
Topic: Dogs scratched my car on country road
Replies: 27
Views: 2790

Re: Dogs scratched my car on country road

I would report it to animal control. The next victims might be kids on bicycles. +1 on this Agreed. We have a leash law in our county, even in the unicorporated areas and it drives me nuts when people let their dogs roam like this. It is not safe for the dogs, cyclist, motorcyclist or pedestrians.....
by Mingus
Mon Jun 27, 2016 10:04 am
Forum: Personal Finance (Not Investing)
Topic: Dogs scratched my car on country road
Replies: 27
Views: 2790

Re: Dogs scratched my car on country road

Not an official trail head, but thanks for the advice. I do wonder how anyone living further down the road is able to get passed that house :confused That's the point. Whomever lives there is either really paranoid, or is engaged in illegal activities (or both), and does not want strange people com...
by Mingus
Sun Jun 26, 2016 10:09 pm
Forum: Investing - Theory, News & General
Topic: What did you learn from the post-Brexit bloodbath?
Replies: 145
Views: 11426

Re: What did you learn from the post-Brexit bloodbath?

I learned a lot of the "remain" are in denial.
by Mingus
Fri Jun 24, 2016 12:35 pm
Forum: Personal Consumer Issues
Topic: paint exterior of house white?
Replies: 55
Views: 3066

Re: paint exterior of house white?

Turpentine is a common mix and we still use this today in old house restoration work... a 50/50 mix of BLO and turpentine, sometimes with some penetrol added, is a window restorers trick... we use it as a conditioner on 100+ year old woodwork that's been stripped before repainting. It does wonders ...
by Mingus
Fri Jun 24, 2016 11:25 am
Forum: Personal Consumer Issues
Topic: Having trouble selling house
Replies: 23
Views: 1788

Re: Having trouble selling house

If I'm picturing this correctly, it's an older home. Probably large. And probably built well. Close to the city center on a busy street. The house was built prior to the area being zoned commercial, or at least residential was not prohibited from being built in that location. Lots of these types of ...
by Mingus
Thu Jun 23, 2016 10:21 pm
Forum: Personal Consumer Issues
Topic: paint exterior of house white?
Replies: 55
Views: 3066

Re: paint exterior of house white?

those paints used white lead as the base pigment and boiled linseed oil as the binder While various lead compounds have color and as such do double duty as pigments, my understanding the primary reason they are used is to speed the oxidation of the linseed oil (reason it is boiled as well rather th...
by Mingus
Thu Jun 23, 2016 5:05 pm
Forum: Personal Consumer Issues
Topic: paint exterior of house white?
Replies: 55
Views: 3066

Re: paint exterior of house white?

mouses wrote:This is the picture that started me thinking about white. Actually it is probably cream.



I like that color in the picture. I guess it's what would be called a 'vintage white' or 'antique white'. Not quite beige, but safe and not boring.
by Mingus
Wed Jun 22, 2016 1:31 pm
Forum: Personal Consumer Issues
Topic: best wristwatch for the price
Replies: 87
Views: 4633

Re: best wristwatch for the price

Petrocelli wrote:Rolex Oyster Perpetual Datejust. You could probably get a pre-owned one for around $4,000-$5,000.


Yeah. This is the one. Looks good while wearing jeans, flip flops, and a t-shirt, or dressed up well beyond that. This piece of jewelry will never go out of style.


And it tells the time too.
by Mingus
Tue Jun 21, 2016 10:37 pm
Forum: Personal Consumer Issues
Topic: Anyone else have problems with appliances from Home Depot?
Replies: 29
Views: 1960

Re: Anyone else have problems with appliances from Home Depot?

Lindrobe wrote: I have a 36" opening and refrigerator was supposed to be 35.75" wide. I


That is called precision kitchen planning.
by Mingus
Tue Jun 21, 2016 10:26 pm
Forum: Personal Consumer Issues
Topic: House hunting, tips and why do people list houses too high?
Replies: 41
Views: 3847

Re: House hunting, tips and why do people list houses too high?

Non7WoodUser wrote:

Only consider buying if and only if the price per sq ft < $100 OR the purchase price < 30% of your net worth.


That is not realistic.
by Mingus
Mon Jun 20, 2016 5:28 pm
Forum: Personal Consumer Issues
Topic: To paint our wood trim or not?
Replies: 82
Views: 4344

Re: To paint our wood trim or not?

I did fill the grain once on a piece of oak furniture I made, but decided it makes oak look like fake wood so won't do it again. Of course that was for clear finish. I What did you use to fill the grain? I haven't tried it, however I've read of people using many coats of shellac to fill oak grain. ...
by Mingus
Mon Jun 20, 2016 1:40 pm
Forum: Personal Consumer Issues
Topic: To paint our wood trim or not?
Replies: 82
Views: 4344

Re: To paint our wood trim or not?

I did fill the grain once on a piece of oak furniture I made, but decided it makes oak look like fake wood so won't do it again. Of course that was for clear finish. I What did you use to fill the grain? I haven't tried it, however I've read of people using many coats of shellac to fill oak grain. ...
by Mingus
Mon Jun 20, 2016 11:59 am
Forum: Personal Consumer Issues
Topic: To paint our wood trim or not?
Replies: 82
Views: 4344

Re: To paint our wood trim or not?

I was asking what the point of sanding between coats is though. I've never heard of someone doing that. It's one of many steps that helps to differentiate an outstanding paint job from a mediocre paint job. Any imperfections in an undercoat will telegraph through to the top coat. The goal is to eli...
by Mingus
Thu Jun 16, 2016 3:34 pm
Forum: Personal Consumer Issues
Topic: To paint our wood trim or not?
Replies: 82
Views: 4344

Re: To paint our wood trim or not?

I do have to say though that you might challenge your designer to suggest paint colors that work with the wood tone and not against it. Our dining room paint really looks nice with the woodwork we have in there. OTOH, our living room paint, doesn't really do the wood tone any favors. I've worked wi...
by Mingus
Wed Jun 15, 2016 1:06 pm
Forum: Personal Finance (Not Investing)
Topic: Live the Good Life Today vs Save For a Better Life Tomorrow
Replies: 84
Views: 7474

Re: Live the Good Life Today vs Save For a Better Life Tomorrow

(the only advice I received was from a smarmy financial advisor as a 20yr old in the military telling us all to invest in the annuities he was peddling and to forget about the stock market - Ha Ha. I met that guy, when I was still a young military dude, with the fancy charts showing how by investin...
by Mingus
Wed Jun 15, 2016 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Federal Employee (Time Off) - Annual, LWOP or Sick Leave?
Replies: 29
Views: 2116

Re: Federal Employee (Time Off) - Annual, LWOP or Sick Leave?

Anytime we take a day off, whether for a vacation or if we have the flu, we always use AL (we both earn 6 hours biweekly). My wife and I save SL hours for potential emergencies; that is, anything serious that might keep us from work for a long time. We feel this is especially important since we don...
by Mingus
Tue Jun 14, 2016 1:49 pm
Forum: Personal Consumer Issues
Topic: How many activities for your kids?
Replies: 70
Views: 4993

Re: How many activities for your kids?

My kids are 5 and 6, so I can't speak to how they will turn out. Right now, we do one activity at a time, per season. In my opinion, the best thing kids can do at this age is be "bored." Have them ride their bikes, or build forts in the woods. My kids are close enough in age that they ent...
by Mingus
Tue Jun 14, 2016 9:35 am
Forum: Personal Finance (Not Investing)
Topic: Federal Employee (Time Off) - Annual, LWOP or Sick Leave?
Replies: 29
Views: 2116

Re: Federal Employee (Time Off) - Annual, LWOP or Sick Leave?

Is there any reason why you would not plan to use as much sick leave as possible? Sick leave is never paid out when you quit or retire like annual leave. I would also consider using the full FMLA leave as well even though it's not at her full salary. Not paid out in cash, but Uncle Sam has begun to...
by Mingus
Mon Jun 13, 2016 1:31 pm
Forum: Personal Consumer Issues
Topic: Replacement window
Replies: 4
Views: 507

Re: Replacement window

Repair is not possible. Window is deteriorated due to failure of flashing and broken seal. The entire sill plate is rotten and the framing surrounding the large picture window is rotten. Ouch. A lot of the price of the window seems to be related to fixing other stuff because of the previous homeown...
by Mingus
Mon Jun 13, 2016 10:48 am
Forum: Personal Consumer Issues
Topic: Replacement window
Replies: 4
Views: 507

Re: Replacement window

What type of window construction is it now?

Can it not be repaired for a lot less than replacing it?
by Mingus
Mon Jun 13, 2016 10:22 am
Forum: Personal Consumer Issues
Topic: Leisure Time versus Thriftiness
Replies: 100
Views: 7057

Re: Leisure Time versus Thriftiness

I don't know what your occupation is, but a professional simply cannot wear a $100 suit. Also, I can assure you that a $100 will not look good after extended wear. Worn infrequently given my occupation, so I can't speak to how long it will last, but I've actually received numerous compliments on it...
by Mingus
Sat Jun 11, 2016 1:47 pm
Forum: Personal Consumer Issues
Topic: Encyclopedia, World Book, Complete Set, 1960 Ed.
Replies: 37
Views: 2752

Re: Encyclopedia, World Book, Complete Set, 1960 Ed.

I would not say they are worthless. A 56 year old encyclopedia set offers a snapshot in time of not only the material covered, but a specific writing style and editorial style. And even though the maps are all probably completely wrong, it is still of some merit to know what the political boundaries...
by Mingus
Thu Jun 09, 2016 11:33 pm
Forum: Personal Consumer Issues
Topic: anyone got used to reading very technical/academic papers online?
Replies: 22
Views: 1718

Re: anyone got used to reading very technical/academic papers online?

i also think printing the article out makes me feel good as a pack rat..... but it's so obvious that to be productive you want to keep paper to a minimum and make use of modern technology That's not at all obvious, and unsurprisingly there are papers about it. Short answer there is some evidence th...
by Mingus
Wed Jun 08, 2016 7:23 pm
Forum: Investing - Theory, News & General
Topic: What are your friends saying about you?
Replies: 127
Views: 11104

Re: What are your friends saying about you?

I have no idea what they think. The way I heard it is this. There are two kinds of people -- people who believe that there are two kinds of people, and people who don't believe that there are two kinds of people. I thought there are two kinds of people--people who like Neil Diamond and those who do...
by Mingus
Wed Jun 08, 2016 3:22 pm
Forum: Personal Consumer Issues
Topic: Problems with Exterior Paint Job on Home
Replies: 13
Views: 1132

Re: Problems with Exterior Paint Job on Home

Lawyer up. Get a good one. Most likely they painted on top of wet wood. The wood could have been wet and damp from pressure washing if they even did that, or wet and damp because of weather. (When I had the tall stuff on my place painted last year, they wanted to do it in April. I laughed and told t...
by Mingus
Fri Jun 03, 2016 5:20 pm
Forum: Personal Consumer Issues
Topic: Firing a contractor -- do's and don'ts?
Replies: 7
Views: 1274

Re: Firing a contractor -- do's and don'ts?

I fired a contractor once when he did something extremely egregious. After the hours it took me to calm down from livid to merely irrate at his actions I called him. He didn't answer. So I fired him via text message. I can't remember my exact words, but the last sentence was not to return to the hou...
by Mingus
Fri Jun 03, 2016 10:15 am
Forum: Personal Consumer Issues
Topic: Gotham Steel Ceramic fry pan
Replies: 17
Views: 1830

Re: Gotham Steel Ceramic fry pan

Online reviews are heavily gamed now. It takes a critical eye to determine which reviews are real and which are fake.

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