Search found 544 matches

by Mingus
Mon Oct 10, 2016 4:51 pm
Forum: Personal Consumer Issues
Topic: packaged food expired best buy dates
Replies: 57
Views: 2979

Re: packaged food expired best buy dates

Best to donate to local food pantry or other charity. Maybe others have different experience, but many (if not most) such places refuse to accept or just throw out items past these dates. From almost everything I read, food is safe for a long time after such dates. I have told some folks in these o...
by Mingus
Mon Oct 10, 2016 4:47 pm
Forum: Personal Finance (Not Investing)
Topic: Percent back from landscaping investment
Replies: 19
Views: 2295

Re: Percent back from landscaping investment

There probably is not an easy way to quantify it. But look at aerial imagery of just about any city USA, and the nicer more expensive parts of town all have lots of landscaping. And the wrong side of the RR tracks is pretty barren landscaping wise save for some grass, weeds, overgrown bushes, and so...
by Mingus
Mon Oct 10, 2016 4:34 pm
Forum: Personal Consumer Issues
Topic: Ultrasonic (Vinyl) Record Cleaning Service
Replies: 4
Views: 515

Re: Ultrasonic (Vinyl) Record Cleaning Service

Have a couple done and see if it is worth it.
by Mingus
Mon Oct 03, 2016 7:23 pm
Forum: Personal Consumer Issues
Topic: Anyone try YourMechanic ?
Replies: 29
Views: 3297

Re: Anyone try YourMechanic ?

Interesting business model.

I would presume a whole lot less overhead than a traditional mechanics shop.
by Mingus
Mon Oct 03, 2016 7:18 pm
Forum: Personal Consumer Issues
Topic: Nonstick pots and pans, what is the consensus?
Replies: 45
Views: 3893

Re: Nonstick pots and pans, what is the consensus?

The consensus is people will use which ever one they like the best. No matter how much the anti teflon crowd hollars and jumps up and down and screams to the heavens how bad anti-stick cookware is, the pro-teflon crowd will use it. Cuz, it's easier, and when all the non-stick has chipped away you ca...
by Mingus
Thu Sep 29, 2016 6:19 pm
Forum: Personal Consumer Issues
Topic: Chimney Help, Please
Replies: 28
Views: 1779

Re: Chimney Help, Please

I've lived in one place with a fireplace. And I've known or been at a few peoples houses with a fireplace, so my experience is limited. The place I lived was a 1950s, well built, brick home with a fireplace in the center of the house. A roomate liked to burn those presto logs. Made the house stink. ...
by Mingus
Thu Sep 29, 2016 12:45 pm
Forum: Personal Consumer Issues
Topic: Chimney Help, Please
Replies: 28
Views: 1779

Re: Chimney Help, Please

how often do you plan to use the fireplace? Significant home heating, or just occasional weekend ambiance? Once you experience the lousy efficiency of an open fireplace, you may decide to use it very infrequently, in which case the buildup of creosote would take many many years to become a problem....
by Mingus
Thu Sep 29, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: MMM Lecture at the WD Summit [Mr. Money Mustache]
Replies: 44
Views: 3886

Re: MMM Lecture at the WD Summit [Mr. Money Mustache]

barnaclebob wrote:With MMM i get the feeling its easier to be poor with a lot of money in the bank...


Yep. Like its easier being ugly if you have a beautiful girlfriend.
by Mingus
Thu Sep 29, 2016 12:54 am
Forum: Investing - Theory, News & General
Topic: Retail business model question
Replies: 6
Views: 560

Re: Retail business model question

It also keeps you shopping at CVS instead of at a competitor.

A small profit off of one person is better than no profit, and much better than profit going to Walgreens.
by Mingus
Thu Sep 29, 2016 12:48 am
Forum: Personal Consumer Issues
Topic: Remodel blunder: kitchen design flaw. What can I do now?
Replies: 43
Views: 4712

Re: Remodel blunter: kitchen design flaw. What can I do now?

What needs to be done? You can hook up the water lines blindfolded. Get them started the reach in and tighten. The ptrap and drain looks to be a pain, but you can get a flexible one and hook up pretty easy. No glue, cutting or needs for perfect cuts. I'm pretty sure one of the two plumbers who visi...
by Mingus
Thu Sep 29, 2016 12:47 am
Forum: Personal Consumer Issues
Topic: Remodel blunder: kitchen design flaw. What can I do now?
Replies: 43
Views: 4712

Re: Remodel blunter: kitchen design flaw. What can I do now?

Get a lawyer.

They sold you a non functional design.

This would be much like buying a pair of pants that are sewn closed at the waist, and the designer stating there is no industry standard that pants waist have to be open a minimum size, so sorry.
by Mingus
Wed Sep 28, 2016 3:17 pm
Forum: Personal Consumer Issues
Topic: Remodel blunder: kitchen design flaw. What can I do now?
Replies: 43
Views: 4712

Re: Remodel blunter: kitchen design flaw. What can I do now?

...design company made a mistake in the design and installed a 12 inch wide door/cabinet under the sink. It's way too narrowed for an adult to work under the sink at this point. (I can put my head thru the door but absolutely no room for the arms to work on anything.) the plumber told us that the u...
by Mingus
Wed Sep 28, 2016 3:08 pm
Forum: Personal Consumer Issues
Topic: Securing work computer and USB drive
Replies: 86
Views: 5343

Re: Securing work computer and USB drive

I have a work computer that I primarily use. What can I do to protect these personal folders? Is there password type program that will prompt a password before accessing certain folders on a windows computer? Open to other options as well. . Hire Platte River Networks to manage the security. I hear...
by Mingus
Sat Sep 24, 2016 11:12 pm
Forum: Personal Consumer Issues
Topic: Anybody here make 70K or under
Replies: 30
Views: 5976

Re: Anybody here make 70K or under

flyingbison wrote:Nope.

Why do you care what your supervisor thinks about you?



Did you really ask that?
by Mingus
Fri Sep 23, 2016 9:01 pm
Forum: Personal Consumer Issues
Topic: Would you buy this house in a flood zone? HELP!
Replies: 63
Views: 3800

Re: Would you buy this house in a flood zone? HELP!

NO. Let someone else be the sucker.

Where I live my property taxes were raised to pay for the county to attempt flood control measures to try to protect all the people that did build/buy homes in a flood prone area..
by Mingus
Wed Sep 21, 2016 4:10 pm
Forum: Personal Consumer Issues
Topic: My "Corolla Investment" has ended...410,000 [miles]
Replies: 56
Views: 6996

Re: My "Corolla Investment" has ended...410,000

I think being subjected to a torture rack would be less tortuous than subjecting oneself to 410,000 miles in a corolla. Savings a little bit of money is not worth a trip to the moon and back in the terrible discomfort of a corolla.
by Mingus
Sun Sep 18, 2016 5:50 pm
Forum: Personal Consumer Issues
Topic: New hollow core door or shorten the one I have?
Replies: 26
Views: 1523

Re: New hollow core door or shorten the one I have?

Never tried this but for someone with no power tools nor the inclination to use them, perhaps you could glue some sandpaper down to the floor during the months the door has a gap and just use it through one season where there isn't a gap and let time fix the problem. LOL. Maybe an eternity of seaso...
by Mingus
Sat Sep 17, 2016 5:35 pm
Forum: Personal Consumer Issues
Topic: Sawzall and Batt Operated tools questions?
Replies: 25
Views: 1268

Re: Sawzall and Batt Opertated tools questions?

For hand saws, a bow saw is hard to beat for cutting branches up to 4 or 5" in diameter if not larger.

A good bow saw, like a Bahco one. About 10x faster than using even a corded sawzall.
by Mingus
Sat Sep 17, 2016 12:53 pm
Forum: Personal Consumer Issues
Topic: Windshield wiper chatter
Replies: 7
Views: 807

Re: Windshield wiper chatter

Maybe clean both the windshield and the blades really well.

I'd try a rag and some denatured alcohol on the wipers where they contact the windshield.

If that doesn't work, get new wipers.
by Mingus
Sat Sep 17, 2016 12:51 pm
Forum: Personal Finance (Not Investing)
Topic: Evicting a tenant-Hire lawyer?
Replies: 200
Views: 22461

Re: Evicting a tenant-Hire lawyer?

Another quick update for those following. The tenant was supposed to appear in court this week to be arraigned on fraud charges. She decided to skip trial. She has another arraignment for auto theft next week which I anticipate she'll be skipping as well. Meanwhile, she's partying with friends and ...
by Mingus
Tue Sep 13, 2016 12:04 pm
Forum: Investing - Theory, News & General
Topic: Should you invest in artificial intelligence?
Replies: 21
Views: 1547

Re: Should you invest in artificial intelligence?

I'd guess the bet would be on humanoid robots that utilize AI. Not AI itself. As I'd also guess that the gains in the coding will be largely spread among many developers across the world. One would need to know which robot manufacturer will be the best performer. It would be much like the early days...
by Mingus
Fri Sep 09, 2016 5:14 pm
Forum: Personal Consumer Issues
Topic: What to do with Chase Sapphire Preferred Metal credit cards when acct closed?
Replies: 11
Views: 980

Re: What to do with Chase Sapphire Preferred Metal credit cards when acct closed?

Put it in the recycle bin.

What is someone going to do with a credit card, which has the account associated with it closed?

Or dig a shallow hole in the flower bed and bury it. By the time anyone finds it it will have mostly returned to the Earth.
by Mingus
Fri Sep 09, 2016 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: WellsFargo customers - check your credit report ( due to massive scandal)
Replies: 4
Views: 950

Re: WellsFargo customers - check your credit report ( due to massive scandal)

Too funny.

But I would imagine this started at the top with undue pressure to get more accounts with job appraisals/promotions/bonuses being highly dependent on how many new accounts created.

Credit report is probably a good place to start.
by Mingus
Fri Sep 02, 2016 11:17 am
Forum: Personal Consumer Issues
Topic: Favorite Vegan Products
Replies: 57
Views: 3563

Re: Favorite Vegan Products

Potatoes
Rice
Corn
Lentils
Beans
Vegetables
Fruits
Nuts
by Mingus
Mon Aug 29, 2016 11:02 am
Forum: Personal Finance (Not Investing)
Topic: Buying house near church
Replies: 65
Views: 5015

Re: Buying house near church

There is a small church on my street that fits the description you gave really nice. In fact while reading it I almost thought you were describing it. But I'm not in Chicago. This church is surrounded by single family homes. I've never been inside, but it is very nice looking from the outside and we...
by Mingus
Sun Aug 28, 2016 4:14 pm
Forum: Personal Consumer Issues
Topic: 2013 vs 2016 CR-V
Replies: 30
Views: 2084

Re: 2013 vs 2016 CR-V

We are currently in the Twilight Zone of 3 year old off lease used cars that are priced nearly the same as a new vehicle. Eventually this will correct itself. Why it hasn't already is anybody's guess. I think the banks may somehow be propping up the value of used vehicles to keep lease residuals hig...
by Mingus
Wed Aug 24, 2016 4:31 pm
Forum: Personal Finance (Not Investing)
Topic: Real Estate agents who operate on an hourly rate
Replies: 73
Views: 6203

Re: Real Estate agents who operate on an hourly rate

2) The commission is fixed. This is not typical in many other sales jobs. It does not take 5x the amount of work to sell a $500k home as a $100k home. There should be a sliding scale. I'll play devils advocate. And trust me, I have no love for the real estate sales force. Could one argue that in a ...
by Mingus
Tue Aug 23, 2016 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: What's worth more?
Replies: 28
Views: 2694

Re: What's worth more?

At my current age I would take the million. If at some potential undetermined future age, I might take the pension. At what point that is, I don't know. It would depend on my energy level, and enthusiasm to continue going into work everyday. As well as the amount of other savings I have. However, if...
by Mingus
Tue Aug 23, 2016 2:18 pm
Forum: Personal Consumer Issues
Topic: Get rich quick?
Replies: 52
Views: 9265

Re: Re:

If you don't mind doing a little work, there's this: 1. write a book about "Getting Rich Quick!" 2. do seminars on "Getting Rich Quick!" at motels across the country and sell your study-at-home "Getting Rich Quick!" educational software 3. follow up 1 and 2 with a seri...
by Mingus
Fri Aug 19, 2016 12:05 pm
Forum: Personal Consumer Issues
Topic: The True Cost of Owning a Dog
Replies: 105
Views: 8422

Re: The True Cost of Owning a Dog

TxAg wrote:
I stopped using a vet on a consistent basis (for check ups, shots, etc) after three different ones over charged and over diagnosed....all trying to maximize profits.


There is much, much truth to this statement.
by Mingus
Mon Aug 15, 2016 2:59 pm
Forum: Personal Finance (Not Investing)
Topic: buying used car smarter than buying new?
Replies: 89
Views: 5228

Re: buying used car smarter than buying new?

I just bought two beautiful used cars last year. 2013 Subaru outback and 2014 Nissan maxima, paid cash. please note they are certified pre-owned by the manufacturer. I would not do it any other way, unless you just want an low priced egg beater to get you around. I went to the car guru website and ...
by Mingus
Mon Aug 15, 2016 12:02 am
Forum: Personal Finance (Not Investing)
Topic: You have $10 Million and 10 years to live. What would you do?
Replies: 55
Views: 5342

Re: You have $10 Million and 10 years to live. What would you do?

What I would do: Save the money in index funds along with my other money in index funds. Keep working as long as I could- the whole 10 years if possible. With a hard stop to my career, I might consider learning to program or get more serious about reading Plato and Aristotle. What I would not do: Q...
by Mingus
Fri Aug 12, 2016 5:27 pm
Forum: Personal Consumer Issues
Topic: How To EARLY Identify/Support Gifted Child?
Replies: 24
Views: 1239

Re: How To EARLY Identify/Support Gifted Child?

Unless there are obvious defects, doesn't every parent think their child is above average/gifted/special?
by Mingus
Fri Aug 12, 2016 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: Payoff Debt at Sacrifice of Leisure?
Replies: 77
Views: 5555

Re: Payoff Debt at Sacrifice of Leisure?

An ex gf had a lot of debt. I had a very bad nightmare once. We were married. I gave her 10s of thousands of dollars to pay her debt off. Within weeks, she divorced me, and as part of the divorce settlement I still owed her more money. Upon immediately waking up from this very real nightmare, it too...
by Mingus
Wed Aug 10, 2016 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: okay to leave deposit on vehicle?
Replies: 30
Views: 1991

Re: okay to leave deposit on vehicle?

Sure. It's okay. But if someone else comes in and offers a better price to the dealer than you are, there is no guarantee your $500 dollar deposit will hold your vehicle. Is the dealer asking for a deposit? Or are you just trying to ensure the deal of a lifetime is not sold out from underneath of you?
by Mingus
Wed Aug 10, 2016 12:33 pm
Forum: Personal Consumer Issues
Topic: Property tax increase: Worth appealing? DYI or use attorney?
Replies: 42
Views: 2582

Re: Property tax increase: Worth appealing? DYI or use attorney?

Where I live, an appraisal means nothing. An assessed value is often not a market value. If other properties you are claiming are similar don't have an appraisal, how does that work? The county (or taxing authority) does not have access to the inside of your home like an appraiser does. It isn't th...
by Mingus
Wed Aug 10, 2016 10:45 am
Forum: Personal Consumer Issues
Topic: Experience Living in an Old House?
Replies: 42
Views: 3675

Re: Experience Living in an Old House?

So you are saying everyone should only buy brand new? And we should tear down 10s of millions of houses in this country ? What a colossal waste...... Culturally, financially and environmentally.... No. I was not saying that. I was saying most people do not maintain their homes. And new homes are no...
by Mingus
Tue Aug 09, 2016 10:57 pm
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 86
Views: 13148

Re: Better than amazon??

Looks like I am the only one who has stopped buying from Amazon after NYT's article on how disgusting their policies are. That article proved that Amazon is nothing more than a glorified Walmart. Sit tight, it's gonna get better. Walmart is buying Jet. :? http://news.walmart.com/2016/08/08/walmart-...
by Mingus
Tue Aug 09, 2016 11:46 am
Forum: Personal Consumer Issues
Topic: Experience Living in an Old House?
Replies: 42
Views: 3675

Re: Experience Living in an Old House?

My point was not to make a specific definition of what constitutes as old - more to point out that you can make houses of any age work with the right maintenance and updates. In general, I believe greater than 50% of homeowners do not properly maintain their home whether it is new or old. If it is ...
by Mingus
Mon Aug 08, 2016 1:42 pm
Forum: Personal Consumer Issues
Topic: Build New or Be Content With What We Have?
Replies: 27
Views: 1934

Re: Build New or Be Content With What We Have?

Just curious, since you say you are in unincorporated area with a large lot, can you subdivide your own property and build there, saving a significant amount of money, without impacting the value of your current home? Just curious Or alternatively, perhaps your zoning code allows for a detached MIL...
by Mingus
Mon Aug 08, 2016 11:19 am
Forum: Personal Consumer Issues
Topic: Do you have a handyman?
Replies: 32
Views: 3034

Re: Do you have a handyman?

I enjoy doing a lot of work around the house but am thinking about hiring a handyman because time with my family, job, hobbies, etc is limited. The work would likely include: mowing the lawn, landscaping, clearing brush, power washing, gutter cleaning, deck staining...possibly other things You coul...
by Mingus
Fri Aug 05, 2016 11:38 am
Forum: Personal Consumer Issues
Topic: Where to find common items that last "forever"
Replies: 58
Views: 4794

Re: Where to find common items that last "forever"

Or stop using toilet brushes altogether. Elbow-length, industrial-strength gloves combined with Clorox wipes do a great job cleaning the toilet bowl. That is 10,000% unnecessary. A toilet brush is 100% adequate. 100% adequate for what, culturing bacteria? To each his own. :beer Unless you are brush...
by Mingus
Fri Aug 05, 2016 11:12 am
Forum: Personal Consumer Issues
Topic: Where to find common items that last "forever"
Replies: 58
Views: 4794

Re: Where to find common items that last "forever"

Or stop using toilet brushes altogether. Elbow-length, industrial-strength gloves combined with Clorox wipes do a great job cleaning the toilet bowl. That is 10,000% unnecessary. A toilet brush is 100% adequate. 100% adequate for what, culturing bacteria? To each his own. :beer Unless you are brush...
by Mingus
Fri Aug 05, 2016 9:43 am
Forum: Personal Consumer Issues
Topic: Where to find common items that last "forever"
Replies: 58
Views: 4794

Re: Where to find common items that last "forever"

Rupert wrote: Or stop using toilet brushes altogether. Elbow-length, industrial-strength gloves combined with Clorox wipes do a great job cleaning the toilet bowl.


That is 10,000% unnecessary.

A toilet brush is 100% adequate.
by Mingus
Fri Aug 05, 2016 9:34 am
Forum: Personal Consumer Issues
Topic: Bogus "sale" prices and savvy shoppers
Replies: 26
Views: 2763

Re: Bogus "sale" prices and savvy shoppers

Seems most things clothing wise are mostly on "sale" most of the time. Some sales are better than other sales, however. It might be 30% off this week, and 50% off next week. I first recall noticing this trend around 2009. It must be retail's new business model: Overprice merchandise by 100...
by Mingus
Mon Aug 01, 2016 2:45 pm
Forum: Personal Consumer Issues
Topic: Sprinkler system not working after plumber visit
Replies: 3
Views: 549

Re: Sprinkler system not working after plumber visit

Recent plumbing code requires sprinkler systems be separate from the house service. A good plumber will shut the supply of water off to the house at the main valve on the street. If there happened to be two valves out there he would have turned them both off to prevent a trip back outside. Seems upo...
by Mingus
Mon Aug 01, 2016 2:31 pm
Forum: Personal Consumer Issues
Topic: Should I flip my neighbor's house to save the neighborhood?
Replies: 72
Views: 7167

Re: Should I flip my neighbor's house to save the neighborhood?

I am considering purchasing the house and hiring contractors to flip it. I'm for this. Get in contract on the home and begin your due diligence to get a rough cost of what it will take to make the house more in line with the rest of your neighborhood. You will be your neighbor's new hero. Oh, and I...
by Mingus
Sun Jul 31, 2016 10:21 pm
Forum: Personal Finance (Not Investing)
Topic: Should I do ROTC?
Replies: 44
Views: 3497

Re: Should I do ROTC?

"I heard from a friend who joined ROTC his freshman year that as an engineer you mainly do design work, but that once you are promoted beyond lieutenant you manage teams of people rather than doing the nitty gritty design work. Is he right? " The design work you see as an LT is not going t...
by Mingus
Sat Jul 30, 2016 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: Premium increase for federal employee long term care insurance
Replies: 69
Views: 5682

Re: Premium increase for federal employee long term care insurance

The monthly benefit check covers most of her Assisted Living fee .... she uses Social Security and pension to cover the remainder. I'm assuming if the monthly benefit happened to be one penny less or 1000 dollars less, SS and pension would still cover the remainder. Don't you pretty much sign over ...
by Mingus
Sat Jul 30, 2016 4:18 pm
Forum: Personal Consumer Issues
Topic: Old School alarm/table clock
Replies: 15
Views: 1058

Re: Old School alarm/table clock

They do not make them like they used to. I've gone through a few alarm clocks over the last not too many recent years. Usually the buttons stop working. So it is either impossible to adjust the time as the clock is too fast or slow, or impossible to adjust the wake up time. Or both. But they are so ...

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