Search found 306 matches

by McCharley
Sun Apr 29, 2018 10:19 pm
Forum: Personal Consumer Issues
Topic: Double hung window sticking - How to fix?
Replies: 4
Views: 476

Re: Double hung window sticking - How to fix?

Beeswax is always my go-to for sticky drawers and slides. Works great on zippers, too. Just rub it on.

If your windows still stick it might be structural. Check for squareness -- you might be able to shim it back square if it is racked.
by McCharley
Tue Apr 24, 2018 11:58 pm
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 108
Views: 7657

Re: Kitchen features

We got an "Insinkerator" filtered water tap that dispenses room-temperature or boiling water. I make coffee with it every morning and tea every night. It's great! :happy We got a range hood (900CFM) with reasonable power. Excellent! Definitely install a dish soap dispenser -- they're only like $25 a...
by McCharley
Thu Apr 19, 2018 11:14 am
Forum: Personal Consumer Issues
Topic: Fixing Deadbolt Lock
Replies: 18
Views: 1254

Re: Fixing Deadbolt Lock

This is an easy fix. I recommend replacing the unit with a Kwikset SmartKey, which are the highest end of the locks at the big box stores. They are nice because you can "rekey" the locks super easily without changing the cylinders. They also cannot be "bumped," which old-fashioned locks are subject ...
by McCharley
Thu Apr 12, 2018 5:02 pm
Forum: Personal Consumer Issues
Topic: Should I prewire my home network myself?
Replies: 40
Views: 2376

Re: Should I prewire my home network myself?

DO IT! I have pulled so much wire in my old house. Also, keep in mind security cameras. They work much more reliably wired than wireless. Do not run it through the same conduit as your electrical wires. It is against code and can cause electrical interference. I agree with the folks who have said to...
by McCharley
Wed Apr 11, 2018 5:38 pm
Forum: Personal Consumer Issues
Topic: Help with shared child being spoiled
Replies: 46
Views: 4033

Re: Help with shared child being spoiled

It is important for kids to have a sense of the value of a dollar. I recommend an allowance, tied to chores and grades, so your child can have their own money to spend or to save in Boglehead fashion. Later, when they are in a position to get a job, I would recommend that they do unpaid internships ...
by McCharley
Mon Apr 09, 2018 12:58 pm
Forum: Personal Consumer Issues
Topic: Anyone tried a sunrise alarm clock?
Replies: 42
Views: 3309

Re: Anyone tried a sunrise alarm clock?

I have the Phillips model and have used it for a few years. The things I don't like about it are that it is ugly and awkward to program. It is hard to completely shut off the sound, for one thing. It can be done simply by turning the volume all the way down but it sometimes creeps back up. In additi...
by McCharley
Mon Apr 02, 2018 8:47 pm
Forum: Personal Consumer Issues
Topic: New Microwave - what to select?
Replies: 11
Views: 894

Re: New Microwave - what to select?

We got a powerful Panasonic "inverter technology" one about seven years ago and it still runs like a champ. This looks like the newer model of the same thing: https://www.amazon.com/gp/product/B01DEWZUJQ/ref=ask_ql_qh_dp_hza It is very fast, and the knob is a nicer interface than the buttons most mi...
by McCharley
Tue Mar 20, 2018 5:26 pm
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 123
Views: 9852

Re: What have you baked recently?

I made a large batch of pastry dough which I then made into hand pies -- chicken pot hand pies.

I then froze these for easy meals. Easy!
by McCharley
Sat Mar 10, 2018 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: Good book on venture capital?
Replies: 4
Views: 372

Re: Good book on venture capital?

Thank you! :D

I'd already ordered Feld's book on VC as it is now in its third edition and has glowing reviews on Amazon.

And I just added the book on boards -- thanks for the advice!

It's a big world of sharks out there! :shock:
by McCharley
Sat Mar 10, 2018 11:47 am
Forum: Personal Finance (Not Investing)
Topic: Good book on venture capital?
Replies: 4
Views: 372

Good book on venture capital?

Hi, Bogleheads,

It looks like I may become a founder in a biotech business. :shock: I know science but I know nothing about venture capital.

Can anyone recommend a good book on the subject?

Thanks! :beer
by McCharley
Tue Mar 06, 2018 10:06 pm
Forum: Personal Consumer Issues
Topic: Online customer review denied
Replies: 33
Views: 3670

Re: Online customer review denied

FraggleRock has it right! Name and shame and let Google figure it out. :beer
by McCharley
Thu Mar 01, 2018 5:30 pm
Forum: Personal Consumer Issues
Topic: Google Pixel 2 Users-Experience So Far?
Replies: 37
Views: 2622

Re: Google Pixel 2 Users-Experience So Far?

Note that the Pixel 2 and the Pixel 2XL are completely different phones. https://www.androidcentral.com/google-pixel-2 The Pixel 2 was made by HTC. The XL was made by LG and has suffered from blue-shift and screen burn-in. I have been using the non-XL for a few months and really like it. I would hav...
by McCharley
Fri Feb 23, 2018 1:47 pm
Forum: Personal Consumer Issues
Topic: Harbor Freight fold-able trailer
Replies: 22
Views: 6285

Re: Harbor Freight fold-able trailer

I wouldn't want to tow a HF trailer. With the exception of some of their rolling tool chests, which are surprisingly well made, pretty much everything HF sells is of the lowest possible quality. A trailer is too dangerous for this kind of approach. :shock:
by McCharley
Wed Feb 21, 2018 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: Clever phishing -- be careful!
Replies: 21
Views: 1605

Re: Clever phishing -- be careful!

I have had calls about potential fraudulent activity when I have made out-of-character purchases -- like when I bought a wedding ring. :moneybag It makes no sense to "verify" the same device you've called, obviously. That should have been a red flag. Hanging up and calling the number on the back of ...
by McCharley
Wed Feb 21, 2018 2:12 pm
Forum: Personal Finance (Not Investing)
Topic: Clever phishing -- be careful!
Replies: 21
Views: 1605

Clever phishing -- be careful!

Someone just posted on Reddit about getting phished on their Wells Fargo account. He had two factor authentication and was wary; this is what happened: He got called from someone claiming to be Wells Fargo fraud. They knew his name, account number, and purchase history. They asked him about some rec...
by McCharley
Tue Feb 20, 2018 2:12 pm
Forum: Personal Consumer Issues
Topic: New Seattle travel suggestions request
Replies: 10
Views: 748

Re: New Seattle travel suggestions request

Don't stay near the airport! That area is grim.

In addition to staying part of the time downtown, you might also consider staying in Ballard. They have a great restaurant scene, the Locks, and a fabulous Sunday Market. The Hotel Ballard recently opened. Enjoy. :beer
by McCharley
Wed Feb 14, 2018 4:54 pm
Forum: Personal Consumer Issues
Topic: PSA: Bank of America now charges $12/month for checking
Replies: 103
Views: 7222

Re: PSA: Bank of America now charges $12/month for checking

BOA has refunded charges like this whenever I have complained, which has been at least twice that I recall. I had an account drop below their minimum for less than a day once and they dinged me (this was back when it was $3, though). A part of me was like: OK, fair enough, it was my fault for lettin...
by McCharley
Sun Feb 11, 2018 10:38 pm
Forum: Personal Consumer Issues
Topic: Birding binoculars under $500?
Replies: 21
Views: 1142

Re: Birding binoculars under $500?

Hey, TD,

You seem to have done your homework! The only thing I might suggest is that a camera rig with a solid telephoto might be more fun for bagging your birds. :beer
by McCharley
Tue Feb 06, 2018 11:39 am
Forum: Personal Consumer Issues
Topic: Comcast Modem Rental
Replies: 41
Views: 2848

Re: Comcast Modem Rental

As others have posted, renting your own makes tons of sense. You will need to call Comcast to get them to recognize it when you swap it. Do make sure you get a receipt for returning your old modem or they will charge you in the future -- maybe years in the future. Do watch your bill like a hawk as C...
by McCharley
Sun Feb 04, 2018 1:46 pm
Forum: Personal Consumer Issues
Topic: Neighbor recently burglarized- Suggestions for home security
Replies: 101
Views: 8774

Re: Neighbor recently burglarized- Suggestions for home security

One thing I have not seen mentioned yet is a product called "Fake TV."

It is a small device that has an array of LEDs that mimics the color/flash of a television when it is on but doesn't draw the power of a television left on all day. It really makes it look like someone is home! :sharebeer
by McCharley
Sat Feb 03, 2018 1:59 pm
Forum: Personal Consumer Issues
Topic: Cheapest funeral options
Replies: 40
Views: 3247

Cheapest funeral options

Hi, Bogleheads, I have heard of many cases where funeral homes have sold expensive coffins and funeral options to vulnerable, grieving families. Most people that I know, myself included, would prefer their estate to be spent on the living. The cheapest option is probably donating your body to scienc...
by McCharley
Thu Feb 01, 2018 11:08 am
Forum: Investing - Theory, News & General
Topic: Wells Fargo dialing up risk in target date funds
Replies: 7
Views: 1032

Wells Fargo dialing up risk in target date funds

I just saw this -- apparently they are adding junk bonds and emerging markets in an effort to juice gains, and some big investors are leaving them because of it. :annoyed https://www.reuters.com/article/us-wellsfargo-funds-texas/wells-fargo-loses-big-client-after-dialing-up-risk-in-retirement-funds-...
by McCharley
Sat Jan 20, 2018 8:46 pm
Forum: Investing - Theory, News & General
Topic: "The Pain of Discipline or the Pain of Regret?"
Replies: 33
Views: 3700

Re: "The Pain of Discipline or the Pain of Regret?"

That's funny that people see the rise of stocks as a reason to buy them. I find it much harder stay invested in stocks now, when they are flying high, then after they have crashed and are cheap.

I am staying the course, but this overpriced market is testing me. :greedy
by McCharley
Thu Jan 04, 2018 6:08 pm
Forum: Personal Consumer Issues
Topic: Attitude about growth in career when you are within 10 years of FI
Replies: 15
Views: 2131

Re: Attitude about growth in career when you are within 10 years of FI

I'd say that I put up with less crap that I don't want to do in my job. :happy For me at least it is the freedom of not having to work that is the lure of FI -- I fully intend to keep working. Maybe you should consider what you'd like to do instead of your job, or work to make your job something you...
by McCharley
Thu Jan 04, 2018 6:02 pm
Forum: Personal Consumer Issues
Topic: Kidde fire extinguisher recall
Replies: 58
Views: 6704

Re: Kidde fire extinguisher recall

I had two of these, and I just got the second one yesterday. They shipped them separately and gave no notice. I received the first one a few weeks ago and was worried that they'd forgotten the second.

The new units have metal handles and seem a lot sturdier than the old ones. :sharebeer
by McCharley
Wed Jan 03, 2018 11:43 am
Forum: Personal Consumer Issues
Topic: Frozen Pipes
Replies: 30
Views: 3735

Re: Frozen Pipes

I think you are on the right track with the line being frozen behind the counter. If the sink works (hot water) and the dishwasher doesn't there are only so many options. However, one thing to check is whether you have an auto-shutoff supply line. These have a valve in them which is supposed to clos...
by McCharley
Mon Dec 18, 2017 6:18 pm
Forum: Investing - Theory, News & General
Topic: Best 401k Employer Match Structure
Replies: 115
Views: 10032

Re: Best 401k Employer Match Structure

I like the notion of a flat 5% with no matching required. It is simple and gets people saving even if they don't feel like they have the money.
by McCharley
Mon Dec 18, 2017 4:40 pm
Forum: Personal Consumer Issues
Topic: Lenovo Yoga Book
Replies: 4
Views: 457

Re: Lenovo Yoga Book

I have a Lenovo Yoga 2 Pro. I like that it is a touchscreen laptop with real computing power. It is thin and light. It is super high resolution. One of the things I do NOT like about it is that the screen will occasionally start flashing, requiring a restart to fix it. My wife's does the same thing ...
by McCharley
Tue Dec 12, 2017 12:25 am
Forum: Investing - Theory, News & General
Topic: Any of you trade just a little as a hobby?
Replies: 64
Views: 6641

Re: Any of you trade just a little as a hobby?

Trading is a great hobby. It encourages savings. :moneybag I have had a Scottrade account for years. I always buy $2000 positions and sit on them until they become long term capital gains. $333/mo. is automatically paid into my account monthly -- about $4000/year, so two companies per year. I sell t...
by McCharley
Mon Dec 04, 2017 6:12 pm
Forum: Personal Consumer Issues
Topic: Best Basic DESKTOP?
Replies: 77
Views: 6313

Re: Best Basic DESKTOP?

I have had many desktops over the years, and I now have both an iMac and a high-end gaming PC. The iMac with its Retina Display (2015) is hands-down the best desktop I have owned. All the PC systems are a little buggy and require maintenance. The iMac just goes and goes. Do equip it with a SSD, thou...
by McCharley
Thu Nov 30, 2017 11:17 pm
Forum: Personal Finance (Not Investing)
Topic: Interviewing at a former employer, should I give them my current salary when they ask?
Replies: 94
Views: 6826

Re: Interviewing at a former employer, should I give them my current salary when they ask?

DO NOT GIVE YOUR CURRENT SALARY! :!: Every job consultant will tell you the same thing: it will only hurt your negotiating position. If your current salary is too high, they may not even talk to you. Too low, and they'll lowball you. There is lots of good stuff on the 'net about scripts to say, etc....
by McCharley
Sun Nov 26, 2017 9:16 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone bail early and regret it?
Replies: 12
Views: 3112

Anyone bail early and regret it?

Hi, Bogleheads, I am approaching 50 and have enough investments to pay me at a not-luxurious rate forever (roughly $50k/yr @4% withdrawal rate). I spend more than this now, although my mortgage will end in 6 years and then I'll be roughly even. I could pay off my mortgage with existing cash, but the...
by McCharley
Sat Nov 25, 2017 3:23 pm
Forum: Personal Consumer Issues
Topic: Kreg jig
Replies: 24
Views: 2258

Re: Kreg jig

Depending upon what you're doing, a biscuit joiner might be a better choice. I woodworking I tend towards tenon and glue fasteners rather than screws.
by McCharley
Sun Nov 12, 2017 11:41 pm
Forum: Personal Consumer Issues
Topic: Audiophile Headphones
Replies: 31
Views: 2967

Re: Audiophile Headphones

klangfool has it right.

I went through the same buying research years ago and ended up with Sony MDR-7506 headphones, which he linked to.

I think these represent the best bang for the buck. Mine are still great years later, although I did have to replace the ear-pads (easy).
by McCharley
Tue Nov 07, 2017 11:44 pm
Forum: Personal Consumer Issues
Topic: Business Laptop Suggestions Request
Replies: 36
Views: 3480

Re: Business Laptop Suggestions Request

I am curious why not a Mac? I am typing this on a Lenova Yoga 2 Pro which I would not recommend due to unresolved flickering issues and pre-installed malware ("superfish"). We have two of these machines, bought around the same time, and we got them because they have high resolution and touch screens...
by McCharley
Sun Sep 24, 2017 10:08 pm
Forum: Personal Consumer Issues
Topic: Home security advice
Replies: 15
Views: 1916

Re: Home security advice

Let's start with the simple stuff: Are your doors secured with 1" deadbolts and extra-strength hasps and screws? Are your windows secured with more than the thumb latch they come with? Are doors with glass secured with double locks, with a key needed to open from the inside? Do you have motion senso...
by McCharley
Mon Sep 18, 2017 3:42 pm
Forum: Investing - Theory, News & General
Topic: Hello and a Question ["The Little Book That (Still) Beats the Market"]
Replies: 11
Views: 1802

Re: Hello and a Question ["The Little Book That (Still) Beats the Market"]

This is not a bad book, but the sentiment on this forum tends towards large, cheap index funds and not trying to beat the market with individual stocks. Some of what the book suggests is good advice: it is recommended to have at least 20 stocks, for example, to diversify risk, and to sell losing sto...
by McCharley
Sat Sep 02, 2017 11:50 pm
Forum: Personal Consumer Issues
Topic: repairman broke washing machine, what would you do?
Replies: 42
Views: 4793

Re: repairman broke washing machine, what would you do?

Do not waste your time pursuing the repairman for this old machine.

Water spraying out the back is probably a simple loose hose, easy DIY fix. If it is not spraying all the time then it is likely to be the drain hose.

Supply hoses should always be stainless. Rubber hoses invite trouble. :sharebeer
by McCharley
Thu Aug 24, 2017 12:10 am
Forum: Personal Finance (Not Investing)
Topic: What to do when a parent's money runs out?
Replies: 218
Views: 33332

Re: What to do when a parent's money runs out?

Dear Bogleheads, I thought I would update this since things have changed. It has been over three years since I last posted on this, and things have gotten to a crisis point. To recap for those who do not want to read all of these posts, my mother is pretty terrible with money. She retired early, sol...
by McCharley
Sun Aug 13, 2017 12:57 pm
Forum: Investing - Theory, News & General
Topic: Can recent rise in stocks be due to fall in dollar?
Replies: 5
Views: 793

Can recent rise in stocks be due to fall in dollar?

I understand that lots of things affect the values of stocks, but it seems like the value of the dollars you are buying stocks with would immediately affect the price. :confused When I search the internet for this question, I see a lot of chatter about how the dollar affect imports/exports or partic...
by McCharley
Sun Jun 04, 2017 11:46 pm
Forum: Personal Consumer Issues
Topic: Recommendation of Security Cameras for Exterior of House
Replies: 47
Views: 8364

Re: Recommendation of Security Cameras for Exterior of House

Wired is totally the way to go, with PoE to power it. Someone else mentioned Hikvision -- great cameras! Get the highest resolution your budget can afford. I manage my cameras with Blue Iris software. It controls motion sensing and recording. I record to a DropBox file so I can see the clips from an...
by McCharley
Mon May 22, 2017 11:33 pm
Forum: Personal Consumer Issues
Topic: Restoring Church Pew
Replies: 4
Views: 819

Re: Restoring Church Pew

Well, furniture making is an expensive skill -- rightfully so. I would be tempted to make just a small bench-size pew, then make something else with the rest of the wood -- a table? What do you need? This would not be something you would do to save money, but rather to celebrate the unique wood sour...
by McCharley
Mon May 15, 2017 10:17 pm
Forum: Personal Consumer Issues
Topic: Tipping at All Inclusive Resort?
Replies: 67
Views: 6825

Re: Tipping at All Inclusive Resort?

One trick for tipping on vacations when you know you will be tipping a lot (like cruises) is to get a bunch of $2 bills ahead of time. (I had to preorder these at a main branch of my bank, as I recall.) People love $2 bills! :happy
by McCharley
Tue Apr 18, 2017 11:38 pm
Forum: Personal Consumer Issues
Topic: Security deposit issues upon rental move-out. Or, how do I not get ripped off?
Replies: 39
Views: 3548

Re: Security deposit issues upon rental move-out. Or, how do I not get ripped off?

This is why many people leave without paying the last months rent. This is usually a bad idea (unless the rental agreement specifies that month's rent is paid at movein) because 30 days of late fees as well as a month's rent may be deducted from your deposit. It also precludes using the landlord as...
by McCharley
Sun Apr 16, 2017 10:57 pm
Forum: Personal Finance (Not Investing)
Topic: Living off loans to limit income?
Replies: 8
Views: 1823

Living off loans to limit income?

Apparently it is common among the uber rich to live off loans secured by property, avoiding income taxes.

Is this really true? :confused
by McCharley
Sat Apr 01, 2017 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: Student Loan Forgiveness Program Approval Letters May Be Invalid
Replies: 6
Views: 1159

Student Loan Forgiveness Program Approval Letters May Be Invalid

I just saw this article in the NYT -- it looks like some people are finding out years later that their loans will not be forgiven, after all:
https://www.nytimes.com/2017/03/30/busi ... wsuit.html
by McCharley
Mon Mar 20, 2017 10:22 pm
Forum: Personal Consumer Issues
Topic: What is your preferred Weather App?
Replies: 55
Views: 4882

Re: What is your preferred Weather App?

Here's another vote for Dark Sky. I use Weather Underground as well, but Dark Sky has excellent hyperlocal predictions. I have a weather station that uploads to Weather Underground, so if I want to see historical graphs that's where to go. If I want to know whether to grab an umbrella it's Dark Sky ...
by McCharley
Sat Feb 25, 2017 11:34 pm
Forum: Personal Consumer Issues
Topic: Is it safe to use an antique mold pan?
Replies: 10
Views: 1941

Re: Is it safe to use an antique mold pan?

Clean it and oil it and I'll bet it is fine. :sharebeer

If you are worried then bake at 550 degrees while heavily oiled for a few hours. Recoat as necessary. The oil will blacken into an impervious coating.
by McCharley
Sat Feb 25, 2017 9:37 pm
Forum: Personal Consumer Issues
Topic: Feline Achilles' tendon injury
Replies: 20
Views: 2380

Re: Feline Achilles' tendon injury

Petulant has it right. :sharebeer

I'll bet the cat recovers fine -- cats are bulletproof.
by McCharley
Sat Feb 18, 2017 1:33 pm
Forum: Personal Consumer Issues
Topic: Wifi Router Advice
Replies: 67
Views: 7212

Re: Wifi Router Advice

I went through this exercise a couple of months ago and ended up getting a Linksys WRT1900ACS

One thing I strongly advise is to get a quiet external fan for it. Routers tend to run hot and cook themselves every few years.