Search found 108 matches

by Marjimmy
Mon Jan 08, 2018 8:42 am
Forum: Personal Consumer Issues
Topic: Teeth Whitening
Replies: 23
Views: 2603

Re: Teeth Whitening

I tried the crest whitening strips and they hurt my teeth terribly after one week or so. I advise, do NOT take whitening strips if you have poor enamel. But then again, I'm not dentist.
by Marjimmy
Thu Jan 04, 2018 3:40 pm
Forum: Investing - Help with Personal Investments
Topic: Checking In After Six Years
Replies: 11
Views: 3042

Re: Checking In After Six Years

Your ROI on your accounts is incredible.... I don't know where you wold be able to improve from there :sharebeer
by Marjimmy
Sun Dec 31, 2017 6:44 pm
Forum: Personal Consumer Issues
Topic: [My] Books of the year
Replies: 4
Views: 688

Re: Book of the year

Feel free to take a look at my book list over the past few years:
https://www.goodreads.com/user/show/115 ... an-chicano
by Marjimmy
Fri Dec 22, 2017 9:59 am
Forum: Personal Finance (Not Investing)
Topic: VA Loan- Down Payment or No?
Replies: 15
Views: 884

Re: VA Loan- Down Payment or No?

OP,

Out of curiosity here who are you going with for your VA Loan? I've reached out to a few but so far Veterans United seems to be the best.
by Marjimmy
Tue Dec 19, 2017 9:30 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on food per month, per person?
Replies: 151
Views: 8945

Re: How much do you spend on food per month, per person?

I asked this question a while back because I was concerned. I go to the gym 5-6 times a week. 190lb, 12% body fat. Usually eat 3-5 meals a day Take out is usually 200-300 per month Groceries 300 per month On average I spend about 550 a month on food for myself. Age 26. Consider the carnivore diet. ...
by Marjimmy
Tue Dec 19, 2017 2:26 pm
Forum: Personal Finance (Not Investing)
Topic: Memories over money
Replies: 40
Views: 2781

Re: Memories over money

Teague wrote:
Tue Dec 19, 2017 1:44 pm
I have memories of being broke when I was younger.
Lmao, can still taste the ramen
by Marjimmy
Tue Dec 19, 2017 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Memories over money
Replies: 40
Views: 2781

Re: Memories over money

I've been to Disneyland as a teenager. I don't remember a darn thing about it except that it was totally fake. But this was before everybody had hand phone and took videos of their life and posted them everywhere to remind themselves of their great experiences. I'm sure in the future that one can u...
by Marjimmy
Sun Dec 17, 2017 8:32 am
Forum: Personal Consumer Issues
Topic: How much do you spend on food per month, per person?
Replies: 151
Views: 8945

Re: How much do you spend on food per month, per person?

I asked this question a while back because I was concerned.

I go to the gym 5-6 times a week. 190lb, 12% body fat. Usually eat 3-5 meals a day

Take out is usually 200-300 per month
Groceries 300 per month

On average I spend about 550 a month on food for myself. Age 26.
by Marjimmy
Thu Nov 30, 2017 2:50 pm
Forum: Investing - Help with Personal Investments
Topic: Can I afford a $1,400,000 house
Replies: 93
Views: 8860

Re: Can I afford a $1,400,000 house

Another physician perspective. I'm 42, and 10 years into practice. I did not make the mistake of overspending with fancy houses/cars/etc when I started to make real money. Instead I lived like a cheap bastard resident, paid off all debts and saved like crazy. Drove an ancient toyota while everyone ...
by Marjimmy
Thu Nov 30, 2017 2:33 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 1061
Views: 258293

Re: Best watch for around $5,000?

I remember my Rolex thread, now I just stick to my $100 Gshock :oops:
by Marjimmy
Thu Nov 30, 2017 8:37 am
Forum: Investing - Help with Personal Investments
Topic: Liquidating Lending Club
Replies: 8
Views: 924

Re: Liquidating Lending Club

I think I pulled some percent out over the course of the past 2 years. Don't recall it taking that long to hit my bank accounts though? Think I put in 10k and ended up with a 3k profit before it went mainstream. Think about 300 notes defaulted too with a $25 note per each.
by Marjimmy
Wed Nov 29, 2017 3:53 pm
Forum: Personal Consumer Issues
Topic: 2018 Goals - Financial or Otherwise
Replies: 68
Views: 5551

Re: 2018 Goals - Financial or Otherwise

Radjob4me wrote:
Wed Nov 29, 2017 3:29 pm
- Enjoy time with my family; in particular I hope to have more time with my dad, as I will be his stem cell donor in two weeks for a transplant to attempt to cure his bone marrow failure...
That's brave. Best of wishes to you both
by Marjimmy
Wed Nov 29, 2017 3:47 pm
Forum: Personal Consumer Issues
Topic: 2018 Goals - Financial or Otherwise
Replies: 68
Views: 5551

Re: 2018 Goals - Financial or Otherwise

1. Continue to push myself to new limits
2. Not be afraid to take more adventures
3. Travel 2-3 times this year
4. Build more meaningful relationships
5. 175k networth
6. Read 12 books
7. Stay fit in the gym (Under 13% bodyfat)
8. Get promoted
9. Cut back spending
10. Live more in the moment
by Marjimmy
Wed Nov 15, 2017 1:05 pm
Forum: Personal Consumer Issues
Topic: New TV for Father
Replies: 22
Views: 1746

Re: New TV for Father

Thank you for replies. After asking him his max price he has said "Like 1600"
by Marjimmy
Wed Nov 15, 2017 10:15 am
Forum: Personal Consumer Issues
Topic: New TV for Father
Replies: 22
Views: 1746

New TV for Father

Hello All, Holiday season is amongst us and numerous sales will be occurring throughout this period. My father has been looking at getting a new TV, larger than 60 inches for the living room and what better time than Black Friday week. While I certainly have suggestions, others might have better one...
by Marjimmy
Tue Oct 17, 2017 11:56 am
Forum: Investing - Help with Personal Investments
Topic: Should I start investing?
Replies: 19
Views: 1421

Re: Should I start investing?

Make sure you're factoring taxes into whatever you'd have remaining. In this instance the 25k you predict.
by Marjimmy
Mon Oct 16, 2017 8:18 pm
Forum: Investing - Help with Personal Investments
Topic: Should I start investing?
Replies: 19
Views: 1421

Re: Should I start investing?

Welcome to the forum! :sharebeer Given your current age you should be proud of where you currently stand financially along with intellectually. You seem to have a good job mapping out your goals and expenses currently. One thing I would suggest would be to try to have an estimate of what your future...
by Marjimmy
Fri Sep 22, 2017 3:46 pm
Forum: Investing - Help with Personal Investments
Topic: Investing for my 20 year old son
Replies: 8
Views: 624

Re: Investing for my 20 year old son

Your son is 20. Time for him to learn how to do this himself. He will screw up along the way but better to learn the hard way now than when he is 30 or 40. I would give him a copy of the Bogleheads Guide, a link to this website, and let him give it a shot. 100% S&P 500 would be a nice elegant portf...
by Marjimmy
Wed Sep 20, 2017 7:54 am
Forum: Personal Consumer Issues
Topic: How much do you spend on "entertainment"?
Replies: 50
Views: 3706

Re: How much do you spend on "entertainment"?

triceratop wrote:
Tue Sep 19, 2017 6:38 pm
I am a social dancer; it's a good way to socialize for someone in my position. I don't eat out, that's much too expensive.

Entertainment:

(1) $2.50/mo for Spotify
How is your spotify cost so low?
by Marjimmy
Fri Sep 08, 2017 9:33 am
Forum: Personal Consumer Issues
Topic: Do I need an Amazon Echo??.....
Replies: 68
Views: 5575

Re: Do I need an Amazon Echo??.....

No, you do not NEED an echo. Period.
by Marjimmy
Thu Sep 07, 2017 1:13 pm
Forum: Personal Consumer Issues
Topic: Your Top 10 Books
Replies: 64
Views: 11129

Re: Your Top 10 Books

No order 1. Game of Thrones 2. Sure you're joking Mr. Feynman 3. Meditations by Marcus Aurelius 4. Never Split the Difference 5. Killing the Rising Sun: How America Vanquished World War II Japan 6. Six Easy Pieces: Essentials of Physics By Its Most Brilliant Teacher 7. Cosmos 8. The Intelligent Inve...
by Marjimmy
Thu Sep 07, 2017 1:09 pm
Forum: Personal Consumer Issues
Topic: Your Top 10 Books
Replies: 64
Views: 11129

Re: Your Top 10 Books

In no specific order: Surely You're Joking, Mr. Feynman - Was given as a HS graduation gift, finally read when I graduated undergrad. Re-read it frequently. Outliers - Malcolm Gladwell Made in America - Sam Walton When the Buck Stops With You: Harry S. Truman on Leadership – Alan Axelrod How to Win...
by Marjimmy
Wed Aug 23, 2017 7:35 am
Forum: Personal Consumer Issues
Topic: PE Continuing Education
Replies: 7
Views: 814

Re: PE Continuing Education

When I first read this I thought Physical Education teacher, like PE in gym class.... Not Professional Engineer. Just to clarify for those out there.
by Marjimmy
Tue Aug 22, 2017 8:20 am
Forum: Personal Consumer Issues
Topic: I'm Giving Up Golf
Replies: 57
Views: 12735

Re: I'm Giving Up Golf

That was deep o.O
by Marjimmy
Tue Aug 15, 2017 11:39 am
Forum: Personal Consumer Issues
Topic: Is $9000 too much for a sectional sofa ?
Replies: 130
Views: 10097

Re: Is $9000 too much for a sectional sofa ?

Is $9000 too much for a sectional sofa ?

Yes.
by Marjimmy
Thu Aug 03, 2017 10:26 am
Forum: Personal Consumer Issues
Topic: Your "at peace" moments.
Replies: 98
Views: 12309

Re: Your "at peace" moments.

When you pump your gas perfectly on the dollar :D
by Marjimmy
Wed Aug 02, 2017 10:06 am
Forum: Personal Consumer Issues
Topic: belts for dress pants
Replies: 37
Views: 2814

Re: belts for dress pants

Check out gilt.com for some high quality belts.

And no, you always buy a size or 2 up on your belt. So say 32 waist, you shoot for 34.
by Marjimmy
Tue Aug 01, 2017 2:08 pm
Forum: Personal Consumer Issues
Topic: What are your monthly expenses?
Replies: 69
Views: 7789

Re: What are your monthly expenses?

I don't understand how yall spend so little on food? I mean with the exception of dates I go on, I cook my food the majority of the time.... My groceries are 400 ish for just me, and then dinner dates ect another 300 (so assume 150 for my portion of eating). Some of you must live off pb&j ? I love p...
by Marjimmy
Tue Aug 01, 2017 10:13 am
Forum: Personal Consumer Issues
Topic: What are your monthly expenses?
Replies: 69
Views: 7789

Re: What are your monthly expenses?

Wow that is some amazing level of detail down to the penny. Good work
by Marjimmy
Wed Jul 26, 2017 8:43 am
Forum: Personal Consumer Issues
Topic: What are your monthly expenses?
Replies: 69
Views: 7789

Re: What are your monthly expenses?

midareff wrote: The more important thing is what is your savings rate?
Over 50% but with my expenses being so high, I'm still not satisfied.
*Note* I live rent free, no debt, car payed for.
by Marjimmy
Wed Jul 26, 2017 8:24 am
Forum: Personal Consumer Issues
Topic: What are your monthly expenses?
Replies: 69
Views: 7789

What are your monthly expenses?

On average my monthly spreadsheet may look something as the following: Take out / Out to eat : $450 Groceries: $250 Alcohol: $100 Gas: $120 Caffeine: $8 Other: $300 Age 25. Single. I know I go out way too much to eat. (Most of these are dates with chicks I pick up the tab on). And groceries I eat or...
by Marjimmy
Wed Jul 19, 2017 12:18 pm
Forum: Personal Consumer Issues
Topic: Books not to read.
Replies: 155
Views: 13978

Re: Books not to read.

People at work ask me why I hardly ever go out to eat, instead eating PB&J at my desk. They say "We know you have money, because we know you have a lake house and a boat". And I reply, "I have a lake house and a boat BECAUSE I don't go out to eat every day. And besides, I like PB&J." :) *Ends humbl...
by Marjimmy
Wed Jul 19, 2017 12:17 pm
Forum: Personal Consumer Issues
Topic: Books not to read.
Replies: 155
Views: 13978

Re: Books not to read.

The Art of the Deal. I confess I have never read it, but I see it is rated 4.6 out of 5.0 on Amazon based on 2,841 reviews. Have you actually read this book, or are you just making a political statement? I have read this book. Not sure I would agree that it's on here but then again I'm not sure I w...
by Marjimmy
Tue Jul 18, 2017 1:24 pm
Forum: Personal Consumer Issues
Topic: Books not to read.
Replies: 155
Views: 13978

Re: Books not to read.

VictoriaF wrote:The Millionaire Next Door by Stanley and Danko.

Victoria
Outrageous.....
by Marjimmy
Fri Jul 07, 2017 8:33 am
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 133
Views: 12874

Re: What do you splurge on?

Flying first class, I went to the Dominican earlier this year and upgraded to first class on the way down there. First time I ever flew first class. I upgraded on the way back and it was just the regular first class and it wasn't worth it. I'd be curious to know what airlines you flew, planes if yo...
by Marjimmy
Fri Jul 07, 2017 8:02 am
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 133
Views: 12874

Re: What do you splurge on?

Videogames
Books
Nice shoes
Food
by Marjimmy
Wed Jun 28, 2017 1:51 pm
Forum: Personal Consumer Issues
Topic: Do you buy phone outright or pay it off monthly...
Replies: 62
Views: 4451

Re: Do you buy phone outright or pay it off monthly...

Stupid how these phone companies have done away with the free upgrades at the end of 2 year contract. I ended up buying the S7 edge from AT & T in Rose Gold color to save an extra $200. Bought it outright because I hate the additional payment on the monthly cost. Might buy refurbished for my next ph...
by Marjimmy
Fri Jun 23, 2017 12:57 pm
Forum: Investing - Help with Personal Investments
Topic: $14,000 inheritance wind fall
Replies: 9
Views: 1759

Re: $14,000 inheritance wind fall

Agreed with the above. Invest it and pretend like your never had it. :moneybag
by Marjimmy
Thu Jun 08, 2017 2:39 pm
Forum: Investing - Help with Personal Investments
Topic: Work Roth 401k, check my math
Replies: 14
Views: 1227

Re: Work Roth 410k, check my math

Currently I am in the 25% tax bracket. The following funds they offer are listed below: STOCKS ... TRP EQUITY INDEX TRUST CL A (XAT) ER 0.13% Given that, do you have any reason to do other than 100% traditional into the listed fund? There could be valid reasons, so just checking...? Negative, and I...
by Marjimmy
Thu Jun 08, 2017 12:22 pm
Forum: Investing - Help with Personal Investments
Topic: Work Roth 401k, check my math
Replies: 14
Views: 1227

Re: Work Roth 410k, check my math

Currently I am in the 25% tax bracket. The following funds they offer are listed below: STOCKS AMERICAN FUNDS EUROPAC GRW R6 (RERGX) ER 0.5% BUFFALO DISCOVERY (BUFTX) ER 1.02% DAVIS NEW YORK VENTURE (DNVYX) ER 0.63% DREYFUS/BOSTON SM CAP VAL FD (STSVX) ER 1% EQUITY INCOME FUND (PRFDX) ER 0.66% MASSM...
by Marjimmy
Thu Jun 08, 2017 10:08 am
Forum: Investing - Help with Personal Investments
Topic: Work Roth 401k, check my math
Replies: 14
Views: 1227

Re: Work Roth 410k, check my math

Am I missing something? It seems foolish of me to contribute to my companies Roth 401k and should just continue to invest in my Roth and Taxable through Vanguard. If something is unclear here let me know, thanks for the help. See [Wiki suggestion] Invest in taxable or 401(k)? - Bogleheads.org and t...
by Marjimmy
Wed Jun 07, 2017 3:49 pm
Forum: Investing - Help with Personal Investments
Topic: Work Roth 401k, check my math
Replies: 14
Views: 1227

Work Roth 401k, check my math

Perhaps I'm miscalculating something.... I currently have a Roth IRA w/ Vanguard that I max 5,500 every year....... Easy enough...... I also hold a taxable account w/ Vanguard that lets say is floating at 75k...........Ok sure Now..... I received a 401k packet in the mail and took a look at some of ...
by Marjimmy
Mon Jun 05, 2017 3:25 pm
Forum: Personal Consumer Issues
Topic: Drones?
Replies: 11
Views: 1818

Re: Drones?

I bought the DJI Mavic Pro a few month ago. Spent about $1500 for the combo pack and insurance for it. Feel free to message me if you have any questions. I wouldn't buy anything not DJI, just my opinion. As said before, the new DJI spark is half the price. Camera quality suffers a bit from the Mavic...
by Marjimmy
Fri Jun 02, 2017 7:32 am
Forum: Investing - Help with Personal Investments
Topic: I hit my first $100k today in my 401k!!
Replies: 34
Views: 4934

Re: I hit my first $100k today in my 401k!!

Congratulations and happy savings :sharebeer
by Marjimmy
Tue May 30, 2017 1:31 pm
Forum: Personal Consumer Issues
Topic: Do I deserve it? [A new car]
Replies: 69
Views: 6752

Re: Do I deserve it?

I guess it should be noted that I left home at 17, spent 4 years in the military, then did 4 years at college paying rent. I have just returned home and found it an opportunity to live rent free for a little.
by Marjimmy
Tue May 30, 2017 9:30 am
Forum: Personal Consumer Issues
Topic: Do I deserve it? [A new car]
Replies: 69
Views: 6752

Re: Do I deserve it?

Excellent replies everyone and thank you. I appreciate the wisdom put into the comments and will surely reflect on them upon consideration.
by Marjimmy
Tue May 30, 2017 8:37 am
Forum: Personal Finance (Not Investing)
Topic: Newbie Looking to buy real estate
Replies: 10
Views: 1471

Re: Newbie Looking to buy real estate

I agree fishmonger, you'll pay less just renting out storage.
by Marjimmy
Tue May 30, 2017 7:31 am
Forum: Personal Consumer Issues
Topic: Do I deserve it? [A new car]
Replies: 69
Views: 6752

Do I deserve it? [A new car]

Hello All, hope everyone had a nice 3 day weekend. Little background about me. 25, single no kids, never bought a new car, (drive an 06 ford taurus 135k miles) recent graduate, no debt (living at home), 6 months emergency funds, and roughly 100k in vanguard. Since graduating I landed a job which pay...
by Marjimmy
Sat May 27, 2017 6:36 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2742
Views: 876471

Re: What Book Are You Currently Reading? Part VI

Killing of the Rising Sun - Bill Oreily
Elon Musk - Tesla, Space X
Trump Art of the Deal

Now I'm reading 4 Hour Work Week - Tim Ferris