Search found 77 matches

by Marjimmy
Wed Jul 19, 2017 12:18 pm
Forum: Personal Consumer Issues
Topic: Books not to read.
Replies: 99
Views: 6007

Re: Books not to read.

People at work ask me why I hardly ever go out to eat, instead eating PB&J at my desk. They say "We know you have money, because we know you have a lake house and a boat". And I reply, "I have a lake house and a boat BECAUSE I don't go out to eat every day. And besides, I like PB...
by Marjimmy
Wed Jul 19, 2017 12:17 pm
Forum: Personal Consumer Issues
Topic: Books not to read.
Replies: 99
Views: 6007

Re: Books not to read.

The Art of the Deal. I confess I have never read it, but I see it is rated 4.6 out of 5.0 on Amazon based on 2,841 reviews. Have you actually read this book, or are you just making a political statement? I have read this book. Not sure I would agree that it's on here but then again I'm not sure I w...
by Marjimmy
Tue Jul 18, 2017 1:24 pm
Forum: Personal Consumer Issues
Topic: Books not to read.
Replies: 99
Views: 6007

Re: Books not to read.

VictoriaF wrote:The Millionaire Next Door by Stanley and Danko.

Victoria


Outrageous.....
by Marjimmy
Fri Jul 07, 2017 8:33 am
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 133
Views: 10723

Re: What do you splurge on?

Flying first class, I went to the Dominican earlier this year and upgraded to first class on the way down there. First time I ever flew first class. I upgraded on the way back and it was just the regular first class and it wasn't worth it. I'd be curious to know what airlines you flew, planes if yo...
by Marjimmy
Fri Jul 07, 2017 8:02 am
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 133
Views: 10723

Re: What do you splurge on?

Videogames
Books
Nice shoes
Food
by Marjimmy
Wed Jun 28, 2017 1:51 pm
Forum: Personal Consumer Issues
Topic: Do you buy phone outright or pay it off monthly...
Replies: 62
Views: 3201

Re: Do you buy phone outright or pay it off monthly...

Stupid how these phone companies have done away with the free upgrades at the end of 2 year contract. I ended up buying the S7 edge from AT & T in Rose Gold color to save an extra $200. Bought it outright because I hate the additional payment on the monthly cost. Might buy refurbished for my nex...
by Marjimmy
Fri Jun 23, 2017 12:57 pm
Forum: Investing - Help with Personal Investments
Topic: $14,000 inheritance wind fall
Replies: 9
Views: 1579

Re: $14,000 inheritance wind fall

Agreed with the above. Invest it and pretend like your never had it. :moneybag
by Marjimmy
Thu Jun 08, 2017 2:39 pm
Forum: Investing - Help with Personal Investments
Topic: Work Roth 401k, check my math
Replies: 14
Views: 946

Re: Work Roth 410k, check my math

Currently I am in the 25% tax bracket. The following funds they offer are listed below: STOCKS ... TRP EQUITY INDEX TRUST CL A (XAT) ER 0.13% Given that, do you have any reason to do other than 100% traditional into the listed fund? There could be valid reasons, so just checking...? Negative, and I...
by Marjimmy
Thu Jun 08, 2017 12:22 pm
Forum: Investing - Help with Personal Investments
Topic: Work Roth 401k, check my math
Replies: 14
Views: 946

Re: Work Roth 410k, check my math

Currently I am in the 25% tax bracket. The following funds they offer are listed below: STOCKS AMERICAN FUNDS EUROPAC GRW R6 (RERGX) ER 0.5% BUFFALO DISCOVERY (BUFTX) ER 1.02% DAVIS NEW YORK VENTURE (DNVYX) ER 0.63% DREYFUS/BOSTON SM CAP VAL FD (STSVX) ER 1% EQUITY INCOME FUND (PRFDX) ER 0.66% MASSM...
by Marjimmy
Thu Jun 08, 2017 10:08 am
Forum: Investing - Help with Personal Investments
Topic: Work Roth 401k, check my math
Replies: 14
Views: 946

Re: Work Roth 410k, check my math

Am I missing something? It seems foolish of me to contribute to my companies Roth 401k and should just continue to invest in my Roth and Taxable through Vanguard. If something is unclear here let me know, thanks for the help. See [Wiki suggestion] Invest in taxable or 401(k)? - Bogleheads.org and t...
by Marjimmy
Wed Jun 07, 2017 3:49 pm
Forum: Investing - Help with Personal Investments
Topic: Work Roth 401k, check my math
Replies: 14
Views: 946

Work Roth 401k, check my math

Perhaps I'm miscalculating something.... I currently have a Roth IRA w/ Vanguard that I max 5,500 every year....... Easy enough...... I also hold a taxable account w/ Vanguard that lets say is floating at 75k...........Ok sure Now..... I received a 401k packet in the mail and took a look at some of ...
by Marjimmy
Mon Jun 05, 2017 3:25 pm
Forum: Personal Consumer Issues
Topic: Drones?
Replies: 12
Views: 1370

Re: Drones?

I bought the DJI Mavic Pro a few month ago. Spent about $1500 for the combo pack and insurance for it. Feel free to message me if you have any questions. I wouldn't buy anything not DJI, just my opinion. As said before, the new DJI spark is half the price. Camera quality suffers a bit from the Mavic...
by Marjimmy
Fri Jun 02, 2017 7:32 am
Forum: Investing - Help with Personal Investments
Topic: I hit my first $100k today in my 401k!!
Replies: 34
Views: 4348

Re: I hit my first $100k today in my 401k!!

Congratulations and happy savings :sharebeer
by Marjimmy
Tue May 30, 2017 1:31 pm
Forum: Personal Consumer Issues
Topic: Do I deserve it? [A new car]
Replies: 69
Views: 5365

Re: Do I deserve it?

I guess it should be noted that I left home at 17, spent 4 years in the military, then did 4 years at college paying rent. I have just returned home and found it an opportunity to live rent free for a little.
by Marjimmy
Tue May 30, 2017 9:30 am
Forum: Personal Consumer Issues
Topic: Do I deserve it? [A new car]
Replies: 69
Views: 5365

Re: Do I deserve it?

Excellent replies everyone and thank you. I appreciate the wisdom put into the comments and will surely reflect on them upon consideration.
by Marjimmy
Tue May 30, 2017 8:37 am
Forum: Personal Finance (Not Investing)
Topic: Newbie Looking to buy real estate
Replies: 10
Views: 1217

Re: Newbie Looking to buy real estate

I agree fishmonger, you'll pay less just renting out storage.
by Marjimmy
Tue May 30, 2017 7:31 am
Forum: Personal Consumer Issues
Topic: Do I deserve it? [A new car]
Replies: 69
Views: 5365

Do I deserve it? [A new car]

Hello All, hope everyone had a nice 3 day weekend. Little background about me. 25, single no kids, never bought a new car, (drive an 06 ford taurus 135k miles) recent graduate, no debt (living at home), 6 months emergency funds, and roughly 100k in vanguard. Since graduating I landed a job which pay...
by Marjimmy
Sat May 27, 2017 6:36 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2454
Views: 756624

Re: What Book Are You Currently Reading? Part VI

Killing of the Rising Sun - Bill Oreily
Elon Musk - Tesla, Space X
Trump Art of the Deal

Now I'm reading 4 Hour Work Week - Tim Ferris
by Marjimmy
Tue May 09, 2017 7:40 pm
Forum: Personal Finance (Not Investing)
Topic: Job choice
Replies: 18
Views: 1915

Re: Job choice

With no other considerations, my easy answer is happiness. Will working less make you happier? Or will the extra cash be nicer to have? As you noted on cutting down your expenses, I certainly agree. Beside happiness I would pros / cons..... atmosphere, distance to job, retirement perks ect.
by Marjimmy
Tue Apr 25, 2017 1:05 pm
Forum: Investing - Help with Personal Investments
Topic: 23yr portfolio help
Replies: 9
Views: 990

Re: 23yr portfolio help

The above advice is great advice.
by Marjimmy
Mon Mar 13, 2017 11:53 am
Forum: Personal Consumer Issues
Topic: How many pairs of jeans do you own?
Replies: 64
Views: 4514

Re: How many pairs of jeans do you own?

englishgirl wrote:Is this actionable or relevant to finance issues? .


Didn't think I had to make it obvious but its a Personal Consumer issue in relevance to frugality. Next time I'll break it down easier for you to understand :beer
by Marjimmy
Mon Mar 13, 2017 9:53 am
Forum: Personal Consumer Issues
Topic: How many pairs of jeans do you own?
Replies: 64
Views: 4514

How many pairs of jeans do you own?

Just doing some thinking and was curious how many articles of clothing people own, for example: Boxers - 10 Socks - 18 Shirts - 15 Shorts - 11 Jeans - 3 Belts - 3 Dress shirts - 10 Suits - 2 Ties - 8 Shoes - 20 :oops: This will obviously vary with a few factors like location, profession ect...... Wa...
by Marjimmy
Wed Feb 22, 2017 6:15 pm
Forum: Investing - Help with Personal Investments
Topic: What's my next move
Replies: 5
Views: 820

What's my next move

Hello fellow thinkers. I take life like a game of chess, always thinking of my next few moves far in advance. Here's my situation with some background information. Age:25 Debt:0 Investments: 110k between Roth and taxable in Vanguard Liquid cash: 5k Emergency fund: 3 months Military Veteran Graduatin...
by Marjimmy
Sun Jan 22, 2017 10:24 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 1019
Views: 243861

Re: Best watch for around $5,000?

Thought I had read this thread before. Still good to come back to today and reread :twisted:
by Marjimmy
Sun Jan 22, 2017 10:15 pm
Forum: Investing - Help with Personal Investments
Topic: Improving my 2017 plan
Replies: 5
Views: 846

Re: Improving my 2017 plan

I would have to agree, seems like you're on track. Stick to the plan
by Marjimmy
Thu Jan 19, 2017 9:14 am
Forum: Investing - Help with Personal Investments
Topic: Investing $5-$15k, I am a Newb - What should I do?
Replies: 6
Views: 789

Re: Investing $5-$15k, I am a Newb - What should I do?

MrsRoos wrote: For the 2916 contribution, you have until the tax deadline 4/17/17 to transfer funds.
.


I'm not sure money will be a thing in 2916 :P
by Marjimmy
Thu Jan 19, 2017 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Paying back college loan debt
Replies: 15
Views: 1246

Re: Paying back college loan debt

OP, welcome to Bogleheads. I agree with all of the above and believe you're way ahead of your peers when it comes to curving debt and handling your financial responsibilities! :sharebeer So your two choices summarized are as follows: 1. If you can keep contributing to your 401k with company match an...
by Marjimmy
Thu Dec 22, 2016 11:33 am
Forum: Personal Consumer Issues
Topic: How to become a public speaker?
Replies: 30
Views: 3010

Re: How to become a public speaker?

So just by reading through quickly, the concern is how to get started, correct? My first question would be does she plan to get started on her own? Or simply be apart of an existing group of "public speakers" ? Does she plan to use her major in any way to public speak, or is this aspect of...
by Marjimmy
Thu Nov 10, 2016 12:09 pm
Forum: Personal Consumer Issues
Topic: Hiking questions
Replies: 164
Views: 11779

Re: Hiking questions

Hello again all, OP here bringing this thread back with a question. I'll be headed to REI and Cabellas later today or this week and have been looking at different sleeping bags to buy. I dont' see the need to spend anything over $150 at all considering there are a lot of good choices for cheaper. (B...
by Marjimmy
Sun Oct 30, 2016 3:48 pm
Forum: Personal Consumer Issues
Topic: which engineering major for renewables
Replies: 62
Views: 4826

Re: which engineering major for renewables

Hello, current UConn Civil Engineering student here. I can say from experience that UConn has a great engineering program. As above, any of those engineerings are great fields. But if he's looking into renewable resources perhaps Environmental is the field he's looking for specifically. Not sure if ...
by Marjimmy
Thu Oct 06, 2016 9:09 am
Forum: Investing - Help with Personal Investments
Topic: I have 50k to invest what should i do with it?
Replies: 14
Views: 1364

Re: I have 50k to invest what should i do with it?

I think the assumption here when you say it'll take away from your Roth IRA is that you're not making anymore money to add to the 50k. Suggestion: Why not max out the roth IRA every year and put small portions into a taxable account? Example 5.5k year 1 Roth 5k year 1 tax 5.5k year 2 Roth 5k year 2 ...
by Marjimmy
Thu Aug 11, 2016 12:01 pm
Forum: Personal Consumer Issues
Topic: Job Offer, What Should I Do
Replies: 11
Views: 1470

Re: Job Offer, What Should I Do

Right, salary isn't everything. The workers I work with at the moment are all easy going. I should note I did not sign anything and only gave a quick verbal commitment. A lot of opportunity and benefits for traveling. I just don't want to burn bridges in this field since it is fairly small. Commute ...
by Marjimmy
Thu Aug 11, 2016 11:03 am
Forum: Personal Consumer Issues
Topic: Job Offer, What Should I Do
Replies: 11
Views: 1470

Job Offer, What Should I Do

Hey all, Been interning for Company A for 3 months this summer and have gotten to know a lot of the coworkers really well. Great people. Got a job offer from them today offering roughly 65k starting. I took the job on the spot. I still have one more year of school left, would it have been wiser to w...
by Marjimmy
Fri Aug 05, 2016 9:24 am
Forum: Investing - Theory, News & General
Topic: "Top Five Things I Would Tell Myself"
Replies: 4
Views: 1503

Re: "Top Five Things I Would Tell Myself"

Appreciate the link. Can now show friends :sharebeer
by Marjimmy
Mon Jul 18, 2016 7:26 am
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 213
Views: 34580

Re: 23 year old... Can I afford a Rolex?

Already at 5% , maybe 6 or 7 depending on accuracy. Now where's my rolex :P
by Marjimmy
Thu Jul 14, 2016 2:11 pm
Forum: Personal Consumer Issues
Topic: Hiking questions
Replies: 164
Views: 11779

Re: Hiking questions

Jharkin, appreciate the guidance good sir!
by Marjimmy
Wed Jul 13, 2016 8:58 pm
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 213
Views: 34580

Re: 23 year old... Can I afford a Rolex?

Wow crazy to see this post pop up. Little update, ended up investing the 5k, still no Rolex. - Marjimmy
by Marjimmy
Mon Jul 11, 2016 7:40 am
Forum: Personal Consumer Issues
Topic: What do you spend your money on???
Replies: 149
Views: 16202

Re: What do you spend your money on???

"What is the point of having money? If you don't enjoy buying anything?"

Money is just a unit of measurement toward happiness. If you already have that, why buy anything? :beer
by Marjimmy
Mon Jul 11, 2016 7:38 am
Forum: Personal Consumer Issues
Topic: Does Any One Have Any Experience Using the Goodreads Website
Replies: 15
Views: 1823

Re: Does Any One Have Any Experience Using the Goodreads Website

Great site. Been using it for over 2 years now. Nice to keep a record of all the books you read along with reviews.
by Marjimmy
Sat Jul 09, 2016 6:00 pm
Forum: Personal Consumer Issues
Topic: Hiking questions
Replies: 164
Views: 11779

Re: Hiking questions

Haha so many different opinions. Guess it really doesnt matter especially when people are crushing hikes in flip flops. :sharebeer
by Marjimmy
Fri Jul 08, 2016 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: How many "investment" accounts do you have?
Replies: 35
Views: 3176

Re: How many "investment" accounts do you have?

I've tried to keep it as simple as possible:

Bank - Savings and Checkings
Vanguard - Roth and Traditional
Lending Club

That's it.
by Marjimmy
Fri Jul 08, 2016 8:18 am
Forum: Personal Consumer Issues
Topic: Mice in my grill
Replies: 32
Views: 4088

Re: Mice in my grill

My suggestion would be to use traps (non poisonous) around the area. Wash the grill out and then run it on high to kill any bacteria ect. Should fix the problem for good depending on how many mice are in the area :shock:
by Marjimmy
Thu Jul 07, 2016 12:58 pm
Forum: Personal Consumer Issues
Topic: Hiking questions
Replies: 164
Views: 11779

Re: Hiking questions

I would have assumed that anyone who was former military would have been trained in all things having to do with hiking. Have things changed in 30 years? I wish I could say for the better, although I'd be lying to you. You're taught how to navigate, that's about it though. While I'll pretend your r...
by Marjimmy
Thu Jul 07, 2016 12:07 pm
Forum: Personal Consumer Issues
Topic: Hiking questions
Replies: 164
Views: 11779

Re: Hiking questions

Thanks all for the replies. A lot of useful information here. Forgot to mention the hikes I'm referring to are anywhere from 4-6 hours for starters. I'm 24 and former military so had some experience with backpacking. And to clearify further I'm in great shape not overweight so the extra ankle suppor...
by Marjimmy
Thu Jul 07, 2016 10:42 am
Forum: Personal Consumer Issues
Topic: Hiking questions
Replies: 164
Views: 11779

Hiking questions

Suhhh All, I'm trying to find a new hobby on the weekends to occupy my free time and what better way to do it than to be with nature. A little backround: I live in Connecticut, athletic build, hiked a few trails in Japan nothing crazy. That's about the extent of it though. My question to some of you...
by Marjimmy
Mon May 02, 2016 8:53 pm
Forum: Investing - Help with Personal Investments
Topic: Roth IRA question
Replies: 2
Views: 487

Re: Roth IRA question

Sounds good. Thank you sir. :moneybag
by Marjimmy
Mon May 02, 2016 7:19 pm
Forum: Investing - Help with Personal Investments
Topic: Roth IRA question
Replies: 2
Views: 487

Roth IRA question

Hey all, Quick question. I did not work last year (2015) so I was not able to contribute to my roth ira. This summer (May 2016-August 2016) I have a payed internship and was wondering if I can contribute cash now towards it before I've worked. As long as it's before next year's tax season I'm okay r...
by Marjimmy
Sat Nov 22, 2014 11:02 pm
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 213
Views: 34580

Re: 23 year old... Can I afford a Rolex?

Thanks guys, really appreciate the wisdom.
by Marjimmy
Sat Nov 22, 2014 9:20 pm
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 213
Views: 34580

Re: 23 year old... Can I afford a Rolex?

I don't like looking at my phone to tell the time simply because once I have it picked up, I'll probably look at it for something else. The less time I can spend attached to technology the better. I personally think watches are a classy act. While I wouldn't be showing it off as an achievement statu...

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