Search found 42 matches

by Marjimmy
Mon Jul 18, 2016 7:26 am
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 213
Views: 28378

Re: 23 year old... Can I afford a Rolex?

Already at 5% , maybe 6 or 7 depending on accuracy. Now where's my rolex :P
by Marjimmy
Thu Jul 14, 2016 2:11 pm
Forum: Personal Consumer Issues
Topic: Hiking questions
Replies: 154
Views: 7781

Re: Hiking questions

Jharkin, appreciate the guidance good sir!
by Marjimmy
Wed Jul 13, 2016 8:58 pm
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 213
Views: 28378

Re: 23 year old... Can I afford a Rolex?

Wow crazy to see this post pop up. Little update, ended up investing the 5k, still no Rolex. - Marjimmy
by Marjimmy
Mon Jul 11, 2016 7:40 am
Forum: Personal Consumer Issues
Topic: What do you spend your money on???
Replies: 149
Views: 13076

Re: What do you spend your money on???

"What is the point of having money? If you don't enjoy buying anything?"

Money is just a unit of measurement toward happiness. If you already have that, why buy anything? :beer
by Marjimmy
Mon Jul 11, 2016 7:38 am
Forum: Personal Consumer Issues
Topic: Does Any One Have Any Experience Using the Goodreads Website
Replies: 15
Views: 1488

Re: Does Any One Have Any Experience Using the Goodreads Website

Great site. Been using it for over 2 years now. Nice to keep a record of all the books you read along with reviews.
by Marjimmy
Sat Jul 09, 2016 6:00 pm
Forum: Personal Consumer Issues
Topic: Hiking questions
Replies: 154
Views: 7781

Re: Hiking questions

Haha so many different opinions. Guess it really doesnt matter especially when people are crushing hikes in flip flops. :sharebeer
by Marjimmy
Fri Jul 08, 2016 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: How many "investment" accounts do you have?
Replies: 35
Views: 2594

Re: How many "investment" accounts do you have?

I've tried to keep it as simple as possible:

Bank - Savings and Checkings
Vanguard - Roth and Traditional
Lending Club

That's it.
by Marjimmy
Fri Jul 08, 2016 8:18 am
Forum: Personal Consumer Issues
Topic: Mice in my grill
Replies: 32
Views: 2702

Re: Mice in my grill

My suggestion would be to use traps (non poisonous) around the area. Wash the grill out and then run it on high to kill any bacteria ect. Should fix the problem for good depending on how many mice are in the area :shock:
by Marjimmy
Thu Jul 07, 2016 12:58 pm
Forum: Personal Consumer Issues
Topic: Hiking questions
Replies: 154
Views: 7781

Re: Hiking questions

I would have assumed that anyone who was former military would have been trained in all things having to do with hiking. Have things changed in 30 years? I wish I could say for the better, although I'd be lying to you. You're taught how to navigate, that's about it though. While I'll pretend your r...
by Marjimmy
Thu Jul 07, 2016 12:07 pm
Forum: Personal Consumer Issues
Topic: Hiking questions
Replies: 154
Views: 7781

Re: Hiking questions

Thanks all for the replies. A lot of useful information here. Forgot to mention the hikes I'm referring to are anywhere from 4-6 hours for starters. I'm 24 and former military so had some experience with backpacking. And to clearify further I'm in great shape not overweight so the extra ankle suppor...
by Marjimmy
Thu Jul 07, 2016 10:42 am
Forum: Personal Consumer Issues
Topic: Hiking questions
Replies: 154
Views: 7781

Hiking questions

Suhhh All, I'm trying to find a new hobby on the weekends to occupy my free time and what better way to do it than to be with nature. A little backround: I live in Connecticut, athletic build, hiked a few trails in Japan nothing crazy. That's about the extent of it though. My question to some of you...
by Marjimmy
Mon May 02, 2016 8:53 pm
Forum: Investing - Help with Personal Investments
Topic: Roth IRA question
Replies: 2
Views: 426

Re: Roth IRA question

Sounds good. Thank you sir. :moneybag
by Marjimmy
Mon May 02, 2016 7:19 pm
Forum: Investing - Help with Personal Investments
Topic: Roth IRA question
Replies: 2
Views: 426

Roth IRA question

Hey all, Quick question. I did not work last year (2015) so I was not able to contribute to my roth ira. This summer (May 2016-August 2016) I have a payed internship and was wondering if I can contribute cash now towards it before I've worked. As long as it's before next year's tax season I'm okay r...
by Marjimmy
Sat Nov 22, 2014 11:02 pm
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 213
Views: 28378

Re: 23 year old... Can I afford a Rolex?

Thanks guys, really appreciate the wisdom.
by Marjimmy
Sat Nov 22, 2014 9:20 pm
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 213
Views: 28378

Re: 23 year old... Can I afford a Rolex?

I don't like looking at my phone to tell the time simply because once I have it picked up, I'll probably look at it for something else. The less time I can spend attached to technology the better. I personally think watches are a classy act. While I wouldn't be showing it off as an achievement statu...
by Marjimmy
Sat Nov 22, 2014 7:43 pm
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 213
Views: 28378

Re: 23 year old... Can I afford a Rolex?

Reading your earlier posts, you just left the military two years ago at age 21 and you were headed to college. What did you do in the meantime to enable you to afford a Rolex?
Gill


Saved the money I made from the military through my 4 years and the deployment I had. I'm not a big spender.
by Marjimmy
Sat Nov 22, 2014 5:21 pm
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 213
Views: 28378

Re: 23 year old... Can I afford a Rolex?

I'm going to sit on this for the next few weeks and let you all know the result. Thank you all for the different perspectives of things.

Respectfully,
Mar
by Marjimmy
Sat Nov 22, 2014 4:55 pm
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 213
Views: 28378

23 year old... Can I afford a Rolex?

Hello Bogleheads, I've been debating for some time whether it is the right time to buy a Rolex for myself. I have numerous watches but have never payed anything over a few hundred for one. My financial situation is currently 100% debt free with maxed out roth ira contributions as well as a secure &q...
by Marjimmy
Fri Oct 25, 2013 3:51 pm
Forum: Personal Consumer Issues
Topic: What are your favorite android smartphone apps?
Replies: 50
Views: 6624

Must have android apps.

[I merged this thread into here. --admin LadyGeek] Hello all, Recently I went about buying a new phone and am curious as to what your MUST HAVE APS are and why? The new phone is the Samsung Note 3, still trying to get familiar with it. If anyone also has the phone what are some neat things you like...
by Marjimmy
Mon Apr 22, 2013 1:55 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1373987

Re: What Book Are You Currently Reading? Part V

The Republic - Plato
by Marjimmy
Tue Jan 22, 2013 9:26 am
Forum: Investing - Help with Personal Investments
Topic: Girlfriend has $10k to invest
Replies: 16
Views: 2050

Re: Girlfriend has $10k to invest

Calm Man wrote:I was personalizing the situation as her mother, my ex, actually uses a 1% AUM advisor which makes me sick.


Can only help those who wish to be helped :|
by Marjimmy
Thu Jan 17, 2013 11:12 pm
Forum: Personal Consumer Issues
Topic: Buying a tablet...which one?
Replies: 42
Views: 3140

Re: Buying a tablet...which one?

I purchased the Nexus 7 last month. Amazing device. I ended up buying the 32 gig for $250. Still half the price the iPad is and it does everything an iPad could and will do. The choice is simple if you ask me...
by Marjimmy
Wed Jan 16, 2013 11:28 pm
Forum: Investing - Help with Personal Investments
Topic: mad money
Replies: 22
Views: 2368

Re: mad money

Step 1) Buy a monkey (gender won't matter)
Step 2) Buy a package of darts
Step 3) Label stocks you're compelled to buy on a piece of paper
Step 4) Give monkey dart
Step 5) Sit in amazement as monkey will pick the stock for you!

Lololol OP's post sounds troll to me.
by Marjimmy
Sun Dec 30, 2012 9:04 am
Forum: Investing - Help with Personal Investments
Topic: Taxable account question
Replies: 5
Views: 483

Re: Taxable account question

Awesome, thanks for pointing me in the right direction livesoft. So for a brief summary of what I picked out of the few articles I read was that we do not know whether the market will go up or go down. A bonus to depositing it all in a lump sum would be the dividends rather than slowly making contri...
by Marjimmy
Sun Dec 30, 2012 7:39 am
Forum: Investing - Help with Personal Investments
Topic: Taxable account question
Replies: 5
Views: 483

Taxable account question

I have opened a taxable account with Vanguard as of 2 weeks ago. I deposited the minimum 3k to start off (VTSMX) Total Stock Market Index but my question is this...Being only 21, with a lump some of money (around $15k), is it best to purchase this stock all at the same time? -Other alternatives are ...
by Marjimmy
Wed Dec 26, 2012 5:49 am
Forum: Investing - Theory, News & General
Topic: Any Monkey Can Beat the Market
Replies: 38
Views: 5301

Re: Any Monkey Can Beat the Market

So many trolls with their "monkey" business :oops:
+1 for the read
by Marjimmy
Tue Dec 25, 2012 9:41 am
Forum: Investing - Help with Personal Investments
Topic: Speech by John C. Bogle
Replies: 4
Views: 1057

Re: Speech by John C. Bogle

He's reassuring the many investors in the 500 index fund that it's still an excellent investment vehicle. From the mid-70s to the mid-90s, when total stock market index fund started, the 500 index fund was the only stock index fund. The 500 fund was indexing for a couple of decades. The 500 index f...
by Marjimmy
Wed Dec 19, 2012 1:44 am
Forum: Investing - Help with Personal Investments
Topic: Saving for house downpayment
Replies: 5
Views: 840

Re: Saving for house downpayment

MuteHorse wrote:Managing the I-bonds at another website would add a separate complication though.


What managing? They just sit in an account for a year +
by Marjimmy
Mon Dec 17, 2012 11:41 pm
Forum: Investing - Help with Personal Investments
Topic: Investment Advice for a College Senior
Replies: 10
Views: 727

Re: Investment Advice for a College Senior

4. You are right to read carefully and prepare an investment plan before doing anything with the money. I am partial to author William (Bill) Bernstein's books - The Investor's Manifestor and/or The Four Pillars of Investing, but the wiki on this board has a good list of others. I also will vouge f...
by Marjimmy
Mon Dec 17, 2012 11:23 pm
Forum: Investing - Help with Personal Investments
Topic: Bond funds in taxable accounts
Replies: 8
Views: 1126

Re: Bond funds in taxable accounts

Jerilynn wrote:
RobInCT wrote:
I intend to purchase the house in 6-8 years. Because of my relatively long time horizon,

6-8yrs is a not a relatively long time horizon. 50 years would be, however.



I first read this and was like :shock:
by Marjimmy
Mon Dec 17, 2012 12:26 pm
Forum: Investing - Help with Personal Investments
Topic: [Military] Deploying in a week - seeking investing advice
Replies: 38
Views: 2090

Re: [Military] Deploying in a week - seeking investing advic

I thoroughly enjoyed reading this. By any chance ... Afghanistan? If so, base and branch?
by Marjimmy
Mon Dec 17, 2012 7:32 am
Forum: Investing - Help with Personal Investments
Topic: 22 - New Investor Seeking Advice
Replies: 4
Views: 831

Re: 22 - New Investor Seeking Advice

Your portofolio and AA look good to me. I'm 21 and I'm almost in the same ball park except instead of the target fund I went with LifeStrategy. My Roth is 80/20 with LS and my taxable is just Total Stock Market Index Fund at 3,000 which I'll be DCA over some time. If you don't need that money anytim...
by Marjimmy
Fri Nov 30, 2012 10:22 am
Forum: Investing - Help with Personal Investments
Topic: Bonds in Taxable
Replies: 3
Views: 642

Re: Bonds in Taxable

From questions I've asked and answers I've received... bond allocation in a taxable isn't necessarily the brightest.

Here's the link to the post,
viewtopic.php?f=1&t=106104

Hope this helps.
by Marjimmy
Thu Nov 29, 2012 5:02 am
Forum: Investing - Help with Personal Investments
Topic: 21 and headed to college
Replies: 14
Views: 1066

Re: 21 and headed to college

Thank you Caduceus and CaliJim,

I will ask around if any Marines here have any of those books on hand.

Thank you for the best of regards, and to you all aswell.
by Marjimmy
Thu Nov 29, 2012 12:41 am
Forum: Investing - Help with Personal Investments
Topic: 21 and headed to college
Replies: 14
Views: 1066

Re: 21 and headed to college

Awesome points from everyone, thank you sincerly. With all that being said, I couldn't agree more that I hadn't truly emphasized on the risk of a 5-10 year market fluxating up or down. If we're going to look at life time investing (40-60 years) I know stocks are favored. Let's say now, for instance,...
by Marjimmy
Wed Nov 28, 2012 1:15 pm
Forum: Investing - Help with Personal Investments
Topic: 21 and headed to college
Replies: 14
Views: 1066

Re: 21 and headed to college

if interest rates were to move dramatically up, your holdings could experience significant (+/- 5 or 10% moves) principal fluctuations, although yields would have to rise to compensate for price decline. I understand this is probably one of the worst times to be investing in bonds. I don't plan to ...
by Marjimmy
Wed Nov 28, 2012 12:18 pm
Forum: Investing - Help with Personal Investments
Topic: 21 and headed to college
Replies: 14
Views: 1066

21 and headed to college

Hello Bogleheads, I'm currently 21 deployed in Afghanistan :oops: I am in the Marines and plan on getting out roughly around May. I've already put in my applications and now it's just the waiting game! I'm financially savvy when it comes to saving money, however, investing I still have MUCH to learn...
by Marjimmy
Sat Nov 24, 2012 10:51 am
Forum: Investing - Help with Personal Investments
Topic: 2013 contribution. Theorycrafting
Replies: 8
Views: 779

Re: 2013 contribution. Theorycrafting

I just typed up some huge response to all of you but it just restarted my computer. Out of pure frustration now I'm going to make this quick before I break it. Thank you for the replies. nisiprius- You make a tremendous point and I agree 100% that everything we read is not to be factual based by the...
by Marjimmy
Sat Nov 24, 2012 7:14 am
Forum: Investing - Help with Personal Investments
Topic: 2013 contribution. Theorycrafting
Replies: 8
Views: 779

2013 contribution. Theorycrafting

Well to start off, 2012 tax year was my first year opening up a Roth IRA which I have maxed out. So I currently have 5k sitting in VASGX ( Vanguard LifeStrategy Growth Inv ). With that being said. I would obviously like to increase that amount, however, I feel with that the REIT index mutual funds a...
by Marjimmy
Wed Nov 14, 2012 10:12 am
Forum: Investing - Help with Personal Investments
Topic: Roth, Lending club, what's next?
Replies: 6
Views: 703

Re: Roth, Lending club, what's next?

First off, thank you for the replies. 1. I will put more money to the emergency fund to keep me sufficient enough. ( Leaving it in the MMSA making .5 ) 2. Of course come January 1st 2013 I'll be investing into the ROTH for the 2013 year. (Dollar cost averaging) 3. So yes, looking for a 5-6 year goal...
by Marjimmy
Wed Nov 14, 2012 3:29 am
Forum: Investing - Help with Personal Investments
Topic: Roth, Lending club, what's next?
Replies: 6
Views: 703

Re: Roth, Lending club, what's next?

Ahhh, how could I forget to include that o.O Well, I don't plan on needing any of that money anytime soon. I actually have more than that, however that 25,000 would be play money. I have emergency funds up to 3 months. Which include purching an old car ( all cash ) and perhaps living expensises from...
by Marjimmy
Tue Nov 13, 2012 11:34 pm
Forum: Investing - Help with Personal Investments
Topic: Roth, Lending club, what's next?
Replies: 6
Views: 703

Roth, Lending club, what's next?

Hello all, Glad to be on the forum! My situation is this, I'm currently in the military (21) however, I'm getting out shortly. I plan to be going to college in Connecticut the start of August 2013. I opened up my Roth IRA with Vanguard this tax year and maxed that out into "LifeStrategy Growth ...

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