Search found 16 matches

by Mardoc01
Thu Aug 17, 2017 9:25 pm
Forum: Investing - Theory, News & General
Topic: What we know about robo advisors
Replies: 135
Views: 13316

Re: What we know about robo advisors

Essentially you create a pair of transactions which together are riskless but allow you to realize tax loses and gains when you want. For example buy a stock, short the call and long the put. If the stock goes up you can buy the call back, take the loss keeping the capital gain in the stock. If the...
by Mardoc01
Thu Aug 17, 2017 8:28 pm
Forum: Investing - Theory, News & General
Topic: What we know about robo advisors
Replies: 135
Views: 13316

Re: What we know about robo advisors

jbolden1517 wrote:
Thu Aug 17, 2017 6:00 pm
Mardoc01 wrote:
Thu Aug 17, 2017 4:00 pm
Shorts of lots of ???laterwith ?
Sorry don't understand the question.
No prob. Jaujust didnt understand your last sentence. Just the last bit there. ...later. Didn't make sense
by Mardoc01
Thu Aug 17, 2017 4:00 pm
Forum: Investing - Theory, News & General
Topic: What we know about robo advisors
Replies: 135
Views: 13316

Re: What we know about robo advisors

Shorts of lots of ???laterwith ?
by Mardoc01
Wed Aug 16, 2017 4:40 pm
Forum: Investing - Theory, News & General
Topic: What we know about robo advisors
Replies: 135
Views: 13316

Re: What we know about robo advisors

Also, do u have any comment on the td Ameritrade results. Only two quarters but no terrible in comparison ?
by Mardoc01
Wed Aug 16, 2017 4:40 pm
Forum: Investing - Theory, News & General
Topic: What we know about robo advisors
Replies: 135
Views: 13316

Re: What we know about robo advisors

I am always amazed by the word play in financial industry - create more opportunities for tax loss harvesting - doesn't this mean losing money in individual stocks? Are they legally saying "we will lose money for you once you have $500,000 to invest with us" Yes that is what it means. Say you hold ...
by Mardoc01
Tue Aug 15, 2017 7:28 pm
Forum: Investing - Help with Personal Investments
Topic: Robo Report for Q2 2017
Replies: 4
Views: 352

Re: Robo Report for Q2 2017

Noticed td Ameritrade is now there. Not too bad. Still waiting for tlh though
by Mardoc01
Sat Aug 12, 2017 7:24 pm
Forum: Personal Consumer Issues
Topic: What the best identity theft co.?
Replies: 21
Views: 1177

Re: What the best identity theft co.?

Thx. But are u saying freeze my credit, with the minor hassle it can be, even though I haven't had I'd breached.? As far as I know. I agree and I am checking annual credit report, although I need to stagger instead of all 3 at once. Also, would credit karma function much like the Id theft credit com...
by Mardoc01
Sat Aug 12, 2017 10:01 am
Forum: Personal Consumer Issues
Topic: What the best identity theft co.?
Replies: 21
Views: 1177

Re: What the best identity theft co.?

Agree. But what about real time updates ? They contact u well before one would realize ?? Any positives ?
by Mardoc01
Sat Aug 12, 2017 9:39 am
Forum: Personal Consumer Issues
Topic: What the best identity theft co.?
Replies: 21
Views: 1177

What the best identity theft co.?

Looking for simple ID theft protection. Also, how much monetary protection should be guaranteed. Life lock for example starts at 9.99/ mo for just 25 k. And goes up to 1 mil for more. How much should u need and is it neeeded ?
by Mardoc01
Wed Aug 09, 2017 7:42 pm
Forum: Personal Finance (Not Investing)
Topic: is malpractice insurance provided by academic medical center sufficient?
Replies: 8
Views: 502

Re: is malpractice insurance provided by academic medical center sufficient?

Is it a state/ federal backed facility ? Sovereign immunity also a consideration? That said, agree with previous posters. Don't make yourself the deepest pocket besides the Hosp.
by Mardoc01
Wed Aug 09, 2017 9:32 am
Forum: Personal Finance (Not Investing)
Topic: A fair price for accountant and a simplified tax return?
Replies: 7
Views: 878

Re: A fair price for accountant and a simplified tax return?

About what I expected. 200-250 seems on the low end ? The return is still sev pages but is most likely just input data from my organized info I mail to the firm. Still I guess 500 is fair but ... always hear about " 'my acct charges 200 and is great ". Lol
by Mardoc01
Tue Aug 08, 2017 11:57 pm
Forum: Personal Finance (Not Investing)
Topic: A fair price for accountant and a simplified tax return?
Replies: 7
Views: 878

A fair price for accountant and a simplified tax return?

Not self employed anymore Will go,to a straight forward w-2 with a new employer. Now, I still have rental property and a few trades etc. his return will not go from multiple pages to a two page 1040ez. However, it will be fairly straight forward. Yet I still may not want to diy. So, question for boa...
by Mardoc01
Sun Aug 06, 2017 6:50 pm
Forum: Investing - Help with Personal Investments
Topic: [Help with TD Ameritrade robo-adviser portfolio]
Replies: 8
Views: 238

Re: What we know about robo advisors

Jbold, Pardon my ignorance. But what is it you define as "managed selling " Selling off your current positions as loses are incurred. Essentially slowly rebalancing you out of your current positions into new ones moving the cost basis over to them. So you sell with no tax impact. .also. You're righ...
by Mardoc01
Sun Aug 06, 2017 4:53 pm
Forum: Investing - Help with Personal Investments
Topic: [Help with TD Ameritrade robo-adviser portfolio]
Replies: 8
Views: 238

Re: What we know about robo advisors

Jbold, Pardon my ignorance. But what is it you define as "managed selling ".also. You're right I'm very concentrated. Just put large money bets on spy/vti. In 2014. Large tax hit if I sell those. I don't Think iwill. Just some of my smaller individual stock holdings. Although I may put trailing stop...
by Mardoc01
Sun Aug 06, 2017 3:28 pm
Forum: Investing - Help with Personal Investments
Topic: [Help with TD Ameritrade robo-adviser portfolio]
Replies: 8
Views: 238

Re: What we know about robo advisors

Newbie here, have accts with Td Am. Their essentials robo has a .3 fee and at this time doesn't include TLHarvesting. Provided they ge this , would be interested in an evaluation of the robo philosophy they are using with their essentials portfolio. Thx. Sure hadn't planned to do this one. TD Essen...
by Mardoc01
Sun Aug 06, 2017 11:02 am
Forum: Investing - Help with Personal Investments
Topic: [Help with TD Ameritrade robo-adviser portfolio]
Replies: 8
Views: 238

[Help with TD Ameritrade robo-adviser portfolio]

[Moved into a stand-alone thread from: What we know about robo advisors --admin LadyGeek] Newbie here, have accts with Td Am. Their essentials robo has a .3 fee and at this time doesn't include TLHarvesting. Provided they ge this , would be interested in an evaluation of the robo philosophy they ar...