Search found 107 matches

by Maid of the Mist
Tue Aug 09, 2016 1:32 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

The next NE Ohio Bogleheads meeting is Aug 13 - this Saturday at 10AM. The location is North Royalton Public Library - same as prior meetings.

Topics include;

Value of Pension / health care benefits

Asset Allocation benefits under different scenarios

Review of Target Dated Fund Allocation
by Maid of the Mist
Fri Jun 03, 2016 7:04 am
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

Last reminder for the June 4 meeting at the North Royalton Library. Starting time is 10am. Hope to see you there.

Topics are:

1. Tax efficient fund placement
2. Investment Policy Statements
by Maid of the Mist
Sat May 21, 2016 7:57 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

The next NE Ohio chapter meeting is Saturday, June 4 at 10am at the North Royalton Library.

Topics are:

1. Tax efficient fund placement
2. Investment Policy Statements

Chris will be coordinating the presentation and discussion of these topics.

Hope to see you there.

Karen
by Maid of the Mist
Fri Apr 08, 2016 9:22 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

Thanks Bob. Yes, it was the 4/9 meeting that was being canceled.

Jim (for Karen)
by Maid of the Mist
Fri Apr 08, 2016 6:11 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

The weather forecast overnight into Saturday is not good. As many of you have to drive quite a distance to the North Royalton library, tomorrow's (4/16) meeting is being cancelled. The next meeting will be held on June 4, 10:00am, again at the North Royalton library. If there are any topics you'd li...
by Maid of the Mist
Fri Apr 08, 2016 6:48 am
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

The NE Ohio chapter meeting is Saturday, April 9 at 10am at the North Royalton Library - as of now. However, if the weather gets bad - snowy and slippery, we will cancel. If the weather forecast looks bad for the morning, a posting of the cancellation will be on this forum by 8 pm tonite. Topics are...
by Maid of the Mist
Fri Feb 12, 2016 7:21 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

It looks like the weather here in Cleveland will be cold tomorrow - but very little snow will fall. So, therefore we will have our meeting at the North Royalton Library at 10am. Wear your warm jacket and come out and join us if you can. See post above for more details.
by Maid of the Mist
Tue Feb 09, 2016 10:25 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Return Question
Replies: 10
Views: 1001

Re: Tax Return Question

In addition, the IRS usually takes a while to send out notices - sometimes 2 or 3 years. You will probably not want to dig up and remember this trade at that point and amend then. So I would amend now and get it done. It is pretty easy to do. And it will be correct. I love correct tax returns.
by Maid of the Mist
Sat Feb 06, 2016 10:32 am
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

The next NE Ohio Bogleheads meeting is Feb 13 at 10am at the North Royalton Library. Topics are: 1. What to do in the volatile market (great timing for this one) 2. Junk Bonds (There has been a lot of movement in these recently) 3. Safe withdrawal Strategies in Retirement 4. Asset titling 5. Car Pur...
by Maid of the Mist
Thu Dec 10, 2015 12:54 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

Just moving this info back up.
by Maid of the Mist
Thu Dec 10, 2015 10:27 am
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

NE Ohio Chapter is having its Dec meeting this Saturday - Dec 12. It will be at the North Royalton Library (the usual place) at 10am. Our topics will be a discussion of the John Bogle presentation from the National Bogleheads meeting as well as discussion of a recent 12 min John Bogle video. Both ha...
by Maid of the Mist
Mon Oct 05, 2015 4:54 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

The NE Ohio group will meet on Oct 10 at the North Royalton Library at 10am. The topic will be Bonds. I will not be able to attend but I am sure the meeting will be interesting. How can bonds not be interesting especially in the current low interest rate environment?
by Maid of the Mist
Fri Aug 14, 2015 8:52 am
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

The NE Ohio chapter of the Bogleheads will have a meeting tomorrow, Aug 15 at the North Royalton Public Library. Our meeting begins at 10am and runs for 1.5 to 2 hours. Topics (suggestions from last meeting): will be: 1. Sequence of withdrawals in retirement - (traditional IRA, traditional 401k, Rot...
by Maid of the Mist
Sat Jul 25, 2015 1:58 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

A reminder to all NE Ohio Bogleheads (or wannabes) that there is a Bogleheads meeting on Saturday, Aug 15 at the North Royalton library at 10am. All are invited. Topics (suggestions from last meeting): will be: 1. Sequence of withdrawals in retirement - (traditional IRA, traditional 401k, Roth IRA, ...
by Maid of the Mist
Thu Jun 11, 2015 2:45 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

Once you get to the North Royalton Library, we will be in one of their four meeting rooms. It is pretty easy to find us in the library. If you have any problems - ask the librarian. If you need directions to the North Royalton Library - let me know. Bob in Berea already provided lots of good info. M...
by Maid of the Mist
Tue Apr 07, 2015 6:35 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

This is a reminder for all the NE Ohio Bogleheads (or anyone visiting the area) - our next meeting is April 11 (Saturday) at 10am. Location is North Royalton Public Library. See prior post for specific address. This meeting will be an open forum on retirement. We will go around the room and solicit ...
by Maid of the Mist
Sun Mar 01, 2015 3:56 pm
Forum: Personal Finance (Not Investing)
Topic: Martins Point Health Care
Replies: 0
Views: 207

Martins Point Health Care

My friend is retired military - so she has Tri-Care coverage. She currently works in the VA system and has their coverage which has an expensive monthly premium for its HC plans and quite frankly she runs into a lot of things that aren't covered very well (i.e. emergency room visits when you don't s...
by Maid of the Mist
Wed Feb 11, 2015 7:08 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

It is Valentines Day on Saturday and what better way to spend it than to bring your special mate to a Bogleheads meeting on Saturday morning. The NE Ohio group is meeting at 10am at the North Royalton Library. We will discuss: 1. Roth vs Traditional IRAs and 2. the best credit card deals. Our meetin...
by Maid of the Mist
Sun Feb 01, 2015 4:15 pm
Forum: Personal Consumer Issues
Topic: Need a new vacuum
Replies: 22
Views: 2063

Re: Need a new vacuum

Miele! They cost a more but are great vacuum cleaners. We have had similar experiences where pieces/parts of vacuum cleaners break after 1-2years of service. We have owned the Miele for about 5 years now and it is as good as new. I know of folks who have owned them for 10 years and they still perfor...
by Maid of the Mist
Sat Jan 03, 2015 11:52 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard's Personal Advisor Recommendations
Replies: 22
Views: 6047

Re: Vanguard's Personal Advisor Recommendations

Our experience with Vanguard advisors has been very good. They definitely encourage index funds with a reasonable AA between fixed/domestic stocks/international stocks. Our last interaction occurred about 1.5 years ago and the advisor was very receptive to our preferences within reason. For example ...
by Maid of the Mist
Wed Dec 17, 2014 8:49 am
Forum: Investing - Theory, News & General
Topic: Could it be worth using Roth even in a high tax bracket?
Replies: 37
Views: 2971

Re: Could it be worth using Roth even in a high tax bracket?

It is difficult to determine what taxes will be in the future for pre-tax, after-tax and Roth investments. We are retired and have a blend of all - not 33% each but at least 20% of each. Besides diversifying risk (and we can argue over where the greatest risk is), it allows us to plan spending and m...
by Maid of the Mist
Wed Dec 03, 2014 4:12 pm
Forum: Investing - Help with Personal Investments
Topic: Rental Property Questions (landlords and property managers)
Replies: 8
Views: 871

Re: Rental Property Questions (landlords and property manage

My husband and I have a rental property and I do taxes for my part-time retirement job and see a lot of returns with rental units. Rental units are tricky because they can be pretty profitable at best and very unprofitable (and a pain) at worst. Our rental property turned out wonderful. We have had ...
by Maid of the Mist
Mon Dec 01, 2014 4:12 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

Pushed this to the top to remind all the NE Ohio folks about the meeting this Saturday - Dec 6 at 10am. Location is North Royalton Library. See above for topics for the meeting.

Hope to see you there.
by Maid of the Mist
Tue Nov 18, 2014 7:16 pm
Forum: Personal Consumer Issues
Topic: Buying a lasting vehicle
Replies: 33
Views: 6069

Re: Buying a lasting vehicle

If you are buying used, it is probably worth it to get a car fax on the car (though car faxes are not perfect, they can identify a problem vehicle). I also would have a good mechanic look at the vehicle before buying. Good luck.
by Maid of the Mist
Mon Nov 17, 2014 10:41 am
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

This is an update for the December Bogleheads meeting. The date has changed to Dec 6 (a week earlier than originally planned). It is still a Saturday at 10am at the North Royalton Library. However, be sure to change your calendars to Dec 6. I hope this is not a big inconvenience for folks. Remember ...
by Maid of the Mist
Mon Oct 13, 2014 5:30 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

Just another reminder about Saturday's 10 am meeting at the North Royalton Library. Details are above.
by Maid of the Mist
Sun Oct 12, 2014 4:29 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

Just a reminder that our next meeting of the NE OHio Bogleheads is Oct 18 at 10 am. Location: North Royalton Branch of Cuyahoga County Public Library 5071 Wallings Rd North Royalton, OH 44133 Topics will be: - Retirement withdrawals - Retirement bridge period (between actually quitting work and coll...
by Maid of the Mist
Sun Oct 12, 2014 4:22 pm
Forum: Personal Finance (Not Investing)
Topic: I-bonds - variable rate - Nov 1
Replies: 13
Views: 2563

Re: I-bonds - variable rate - Nov 1

I have learned long ago: Just when I thought housing prices would never go down…. Just when I thought natural gas prices would never go down…. Just when I thought gold prices would never go down…. Just when I thought steel and iron ore prices would never go up….(they went up in a big way in 2006, 20...
by Maid of the Mist
Tue Sep 30, 2014 10:20 am
Forum: Personal Consumer Issues
Topic: Oatmeal suggestions
Replies: 149
Views: 18108

Re: Oatmeal suggestions

We are oatmeal fans. We have it 4-5 times per week at home. I cook steel cut oats and multi grain cereal together for 18 minutes and then let it sit for 5 more minutes. We add banana, cinnamon, walnuts, dates and/or wild blueberries. What a fantastic breakfast! I am going to try the rice cooker. Sou...
by Maid of the Mist
Sat Sep 20, 2014 1:16 pm
Forum: Investing - Theory, News & General
Topic: The Oracle of Buffalo....very nice article
Replies: 7
Views: 1418

Re: The Oracle of Buffalo....very nice article

My husband and I met Stephanie years ago. We had lunch with her, my sister and another friend. Stephanie was full of life (she was well into her eighties at the time) and very interested in investing and really interesting to talk to. She was always very frugal but also very philanthropic. She read ...
by Maid of the Mist
Fri Aug 08, 2014 12:34 pm
Forum: Investing - Theory, News & General
Topic: American Funds' Active Investing Whitepaper
Replies: 22
Views: 3621

Re: American Funds' Active Investing Whitepaper

Another question I have is are they using the S&P 500 total return or the S&P index. The total return includes dividends and any other distributions to shareholders. For example the S&P total return for 2013 was 32.4% while the S&P index grew at 29.6%. I have seen financial advisors ...
by Maid of the Mist
Fri Aug 08, 2014 12:23 pm
Forum: Personal Consumer Issues
Topic: Your Favorite charity organization...? please
Replies: 91
Views: 6381

Re: Your Favorite charity organization...? please

Robin Hood Foundation in NYC. They have an interesting approach. They donate to organizations that provide them with a business plan and goals (to fight poverty). If the goals and plans look good they are given $. However, if they want to continue to receive $, they must meet their goals.
by Maid of the Mist
Fri Aug 08, 2014 12:07 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

This is a reminder post for all NE Ohio Bogleheads. There is a meeting tomorrow, Saturday, Aug. 9 at 10am at the Brecksville library. We have no set agenda, so come with any questions or issues you would like discussed. Hope to see you there.

Maid of the Mist
by Maid of the Mist
Sat Jun 28, 2014 1:53 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

Definitely Aug 9 at 10 am (Saturday) at the Brecksville library.

We missed you Cyber Bob in June. And we will miss Bob in Berea in August.
by Maid of the Mist
Thu Jun 19, 2014 8:25 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

Just another reminder for the NE Ohio Boglehead meeting on Saturday, June 21 at Brecksville Library. Meeting time is 10 am. See prior post in this thread for more information. Hope to see all the regulars and any newcomers are welcome!
by Maid of the Mist
Sun Jun 15, 2014 3:00 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

It is time for another NE Ohio Bogleheads meeting. All are welcome. The meeting will be on June 21 (Saturday) at the Brecksville Library in Brecksville, OH. Note that this library locale is different from April's meeting locale. Meeting time is 10am and we will be in the large meeting room. We had a...
by Maid of the Mist
Mon May 26, 2014 7:56 pm
Forum: Personal Consumer Issues
Topic: Ideas for dining inexpensively
Replies: 79
Views: 5589

Re: Ideas for dining inexpensively

I agree with sscritics economics and those economics are true of any decent take-out or restaurant options. And I personally do make salads at home. The poster did not seem interested in spending time preparing meals though. Buying all the ingredients for a large, good, "complete meal" sal...
by Maid of the Mist
Mon May 26, 2014 7:17 pm
Forum: Personal Consumer Issues
Topic: Ideas for dining inexpensively
Replies: 79
Views: 5589

Re: Ideas for dining inexpensively

I don't know specifically about the Bay area, but while traveling I often go to a large supermarket that has a large salad bar. I put the salad together "my way" and usually make just the right amount. This is a pretty healthy meal and usually pretty reasonable. Many supermarkets even have...
by Maid of the Mist
Sun Apr 06, 2014 10:08 am
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

Re: NE Ohio (Cleveland Area) Master Thread

Remember to mark your calendar for our April meeting (see below). Also take note of the location change.
by Maid of the Mist
Sun Feb 16, 2014 5:24 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 78
Views: 14026

NE Ohio (Cleveland Area) Master Thread

The NE Ohio Chapter met this past weekend and had a lively and interesting discussion on annuities and long term care insurance. Our next meeting will be April 19 (Saturday) at 10am and will be held at the Independence Branch of the Cuyahoga County Public Library. This is a change from our usual mee...
by Maid of the Mist
Wed Feb 12, 2014 7:11 am
Forum: Local Chapters and Bogleheads Community
Topic: Feb 15, 2014 NE Ohio Bogleheads Mtg
Replies: 0
Views: 693

Feb 15, 2014 NE Ohio Bogleheads Mtg

Snow, ice and cold prompted the cancellation of our last meeting - but let's see if we can get a decent weather day for our Feb meeting! The details of the meeting are: Date: Saturday, Feb 15, 2014 Time: 10:00 am Location Brecksville Library in Brecksville, OH (if anyone would need directions try go...
by Maid of the Mist
Sun Feb 09, 2014 12:39 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio MTG Feb 2014
Replies: 4
Views: 881

NE Ohio meeting on Feb 15, 2014

Snow, ice and cold prompted the cancellation of our last meeting - but let's see if we can get a decent weather day for our Feb meeting! The details of the meeting are: Date: Saturday, Feb 15, 2014 Time: 10:00 am Location Brecksville Library in Brecksville, OH (if anyone would need directions try go...
by Maid of the Mist
Sat Dec 14, 2013 9:03 am
Forum: Investing - Theory, News & General
Topic: Vanguard Total International...2 stars now?
Replies: 26
Views: 5346

Re: Vanguard Total International...2 stars now?

In my 401K, I have two international funds to choose from: Vanguard Total International Index S and Fidelity Diversified International. The Fidelity fund has outperformed the Vanguard index fund recently. If I look at the composition of the funds, I find 10%+ U.S. in the Fidelity fund compared to .0...
by Maid of the Mist
Sat Dec 14, 2013 6:03 am
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio MTG Feb 2014
Replies: 4
Views: 881

Re: NE Ohio MTG Dec 2013

Please note the cancelation of this meeting today.

Thanks,
M.O.M.
by Maid of the Mist
Fri Dec 13, 2013 6:11 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio MTG Feb 2014
Replies: 4
Views: 881

Re: NE Ohio MTG Dec 2013

The weather forecast here in Northeast Ohio will be snowy and slippery. Given this forecast and also given the distance many members travel, the NE Ohio Bogleheads meeting tomorrow, Dec 14 @ the Brecksville Library is CANCELLED. The next meeting is scheduled for Feb 15 at the Brecksville Library. Ma...
by Maid of the Mist
Fri Nov 15, 2013 1:41 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio MTG Feb 2014
Replies: 4
Views: 881

NE Ohio MTG Feb 2014

This is an early reminder for the next NE Ohio chapter Bogleheads meeting. It will take place on Saturday, Dec 14 at 10 am. It will be in the large room (Meeting room) at the Brecksville Library in Brecksville, OH. Topics for discussion will be: 1. Annuities (all kinds - the good, bad and ugly) 2. L...
by Maid of the Mist
Sat Oct 12, 2013 7:01 am
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio Oct 2013 Meeting
Replies: 6
Views: 1014

Re: NE Ohio Oct 2013 Meeting

Last notification for today's meeting!
by Maid of the Mist
Thu Oct 10, 2013 8:46 am
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio Oct 2013 Meeting
Replies: 6
Views: 1014

Re: NE Ohio Oct 2013 Meeting

One more reminder for this meeting. Also note it will be in the large meeting room. Hope to see you there.

Newcomers are welcome.

MOM
by Maid of the Mist
Tue Oct 08, 2013 8:24 am
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio Oct 2013 Meeting
Replies: 6
Views: 1014

NE Ohio Oct 2013 Meeting

NE Ohio Bogleheads will have a meeting on Oct 12 (Sat) at 10 am. The meeting will be at the Brecksville library in Brecksville OH. Our topics will be: 1. Estate Planning - focus on trusts 2. Target Date funds - the good, the bad and the ugly We hope to see all the "regulars" there and welc...

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