Search found 1795 matches

by MP173
Mon Dec 11, 2017 10:56 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2687
Views: 862060

Re: What Book Are You Currently Reading? Part VI

Michael Connelly's latest Harry Bosch - "Two Kinds of Truth". Great book about an old friend Harry Bosch. I enjoyed this one as much as any of the others. Also recently finished John Sandford's "Deep Freeze". Not nearly as good as Connelly's latest. While Harry Bosch's charactor continues to evolve ...
by MP173
Sun Dec 10, 2017 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: What are your big-picture ‘rules of life’ —financial or otherwise?
Replies: 101
Views: 8645

Re: What are your big-picture ‘rules of life’ —financial or otherwise?

OP: One of my rules for life is very similar to what others have stated, but with a twist. "Always have a plan, but write it in pencil." Perhaps you should modify that to write your five year plan in pen in order to find what you think is well needed stability. Good luck. I have enjoyed reading thes...
by MP173
Sat Dec 09, 2017 1:41 pm
Forum: Personal Finance (Not Investing)
Topic: Re-inventing career in mid 30s? Law? Tech? Sales?
Replies: 18
Views: 2213

Re: Re-inventing career in mid 30s? Law? Tech? Sales?

I had a similar conversation with myself at age 34 and switched to a sales position. It was brutal for six months (learning curve of the product/service), then I started developing customers and here I am 27 years later doing the same thing. It was one of the best decisions of my life. To be fair, I...
by MP173
Tue Dec 05, 2017 11:43 am
Forum: Investing - Theory, News & General
Topic: One answer to the Dividend stocks puzzle from behavioral finance
Replies: 166
Views: 9111

Re: One answer to the Dividend stocks puzzle from behavioral finance

Yet another discussion on dividends. Why do I own dividend stocks? Back when I started getting serious about investing (1994) DRP programs were a low cost (but clumsy) method of investing in individual stocks for people that had small amounts of $$$ to invest on a regular basis. Sure, mutual funds w...
by MP173
Mon Nov 27, 2017 10:31 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2687
Views: 862060

Re: What Book Are You Currently Reading? Part VI

Just finished Paul Shirley's "Can I Keep My Jersey". Shirley writes about his professional basketball career...this book covers 4 seasons, 11 teams in 5 countries. He is a very good writer and good enough to make $$$ in a very difficult profession. BTW, he graduated from Iowa State University with a...
by MP173
Sun Nov 12, 2017 8:59 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2687
Views: 862060

Re: What Book Are You Currently Reading? Part VI

"Broken River" by J. Robert Lennon. Set in rural New York, a family moves from NYC upstate to escape infidelity issues and moves into a house where an unsolved double murder was committed 10 years previous. Infidelity and the murderers return with a predictable ending. It was ok. One never quite und...
by MP173
Mon Nov 06, 2017 5:49 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2687
Views: 862060

Re: What Book Are You Currently Reading? Part VI

Yesterday started and finished "Keller's Fedora" by William Block. This is a short (90 page) novella if you will in the Keller (the killer) series. I absolutely love Block. Would not pay for the book due to shortness, but it is at our local library. I picked up Broken River by J Robert Lennan...new ...
by MP173
Mon Oct 30, 2017 4:58 pm
Forum: Investing - Theory, News & General
Topic: How to learn about financial statement analysis?
Replies: 31
Views: 3116

Re: How to learn about financial statement analysis?

I have always been interested in company's financials and the use of ratios, etc. At this point in time, I use Morningstar to crunch out the data and ratios. There are a few important ratios which I pay attention to. The book "Five Rules for Successful Investing" (Morningstar Publication) by Pat Dor...
by MP173
Mon Oct 23, 2017 5:14 pm
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 4565

Re: what is your weekly workout routine?

I am inspired with these. Age 62 and still working. Typically will ride bike 60 -75 minutes 3-5 x weekly from April thru October and then move inside for stationary bike and add pushups, resistance bands and light weights. My goal is 200 workouts per year. Heading to the indoor gym now that weather ...
by MP173
Sat Oct 14, 2017 11:01 am
Forum: Personal Consumer Issues
Topic: New mattress
Replies: 37
Views: 3486

Re: New mattress

Thanks for replies. We went out last night and surveyed one store. Beautyrest Black was the initial mattress....expensive. Another brand was about 50% of the cost. The problem is not being able to sleep on it. We are both above average in size....I am 6'7" and my wife nearly 6'0. At our ages (62/61)...
by MP173
Fri Oct 13, 2017 7:50 pm
Forum: Personal Consumer Issues
Topic: New mattress
Replies: 37
Views: 3486

New mattress

It is time for a new mattress.

Any suggestions for either:

1. Brand and style.
2. How to shop.

I was kinda blown away with all the changes since the last purchase. Now there are so many options.

Looking for a good mattress without breaking the bank, but will pay for value.

Ed
by MP173
Wed Oct 04, 2017 8:04 am
Forum: Personal Finance (Not Investing)
Topic: What age did you become debt free and what opportunities did it create?
Replies: 131
Views: 19020

Re: What age did you become debt free and what opportunities did it create?

I have been debt free four stages of my life: 1. Mid 20's when $600 in student loans (yes $600) was paid off. This extended until age 30 when the first house was purchased with a 12% mortgage (yes, 12%). 2. At age 54, I paid off the mortgage of the 2nd house. It was paid off about 5 years in advance...
by MP173
Sun Oct 01, 2017 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: Would you take a pay cut to work from home?
Replies: 67
Views: 5778

Re: Would you take a pay cut to work from home?

I am in just the exact opposite situation as you. For 25+ years I have worked at home (same company) in sales. This summer I have been in the office for a project at least 4 days a week and normally 5. Cannot wait for the project's completion. My productivity is much lower on my normal accounts. It ...
by MP173
Fri Sep 29, 2017 6:39 am
Forum: Personal Finance (Not Investing)
Topic: My boneheaded financial mistakes
Replies: 77
Views: 10232

Re: My boneheaded financial mistakes

Boneheaded financial mistake: In 1998 I sold 200 shares of LSTR at $45.00 per share to finance a vacation to Florida. Today the 200 shares would be 1600 shares @ $99.00 or about $158,400. Very good decision: In 1998 I sold 200 shares of LSTR at $45.00 per share to finance a vacation to Florida. The ...
by MP173
Thu Sep 21, 2017 9:31 pm
Forum: Investing - Theory, News & General
Topic: Any "average Joe" here actually make out well with individual stocks?
Replies: 108
Views: 13154

Re: Any "average Joe" here actually make out well with individual stocks?

gr8toboutdoors: Yes I held RITE too long. I have a small position and really didnt follow it too closely. Plus I also have a fairly large holding in Walgreen (WAG) which has done fine. Regarding Pfizer, no i didnt account for the spin off. Not sure how that affected the PFZ stock. I have had big win...
by MP173
Wed Sep 20, 2017 5:55 pm
Forum: Investing - Theory, News & General
Topic: Any "average Joe" here actually make out well with individual stocks?
Replies: 108
Views: 13154

Re: Any "average Joe" here actually make out well with individual stocks?

Lets see, here are a couple of examples of individual stocks I have purchased: Equifax...down from $140 per share to $96 in about 10 days. Aashe Transportation...purchased at $7.50 per share and it cashed out at $0.0. Rode that trucker to bankruptcy in the late 1990s. Rite Aid...purchased at $4.50 p...
by MP173
Sun Sep 17, 2017 9:45 pm
Forum: Personal Finance (Not Investing)
Topic: What is FI if you love your job? [Financial Independence]
Replies: 68
Views: 5982

Re: What is FI if you love your job? [Financial Independence]

I have been on both sides of the fence. The first 13 years of my adult life was in a dreadful situation, which I finally did something about and left. The last 27 years have been great. At age 62 I have reach FI, but the health insurance issue keeps me working (along with job enjoyment). However...a...
by MP173
Sun Sep 17, 2017 9:12 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2687
Views: 862060

Re: What Book Are You Currently Reading? Part VI

Lawrence Block's "Make Out with Murder" which is the third Chip Harrison novel.

Ed
by MP173
Fri Sep 15, 2017 7:02 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 919738

Re: What Movie Have You Recently Watched?

"Hidden Figures" last night on HBO.

A look at 3 African American women pioneers at NASA during the John Glenn era. A really good look at our recent history and how AA and women were treated, not so long ago.

Ed
by MP173
Fri Sep 15, 2017 7:00 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 919738

Re: What Movie Have You Recently Watched?

"Hidden Figures" last night on HBO.

A look at 3 African American women pioneers at NASA during the John Glenn era. A really good look at our recent history and how AA and women were treated, not so long ago.

Ed
by MP173
Thu Sep 14, 2017 9:02 am
Forum: Personal Finance (Not Investing)
Topic: Starting my career on the right foot
Replies: 20
Views: 2822

Re: Starting my career on the right foot

You received some great advise here. I am really impressed with your situation and how you have positioned yourself for personal success. About 25 years ago I read an article on saving for college and that prompted me to dive into "personal finance". It took me months to decide which mutual funds to...
by MP173
Mon Sep 11, 2017 12:56 pm
Forum: Investing - Theory, News & General
Topic: When Genius Failed by Roger Lowenstein
Replies: 31
Views: 6605

Re: When Genius Failed by Roger Lowenstein

It is interesting to read my comments from 9 years ago. I picked up a copy of this book at a garage sale for 50 cents and will re-read it. Lowenstein, while not necessarily describing the math involved, does tell the story quite well. What is the next product on the shelf we should be concerned abou...
by MP173
Mon Sep 11, 2017 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: Financial Checkup
Replies: 13
Views: 1943

Re: Financial Checkup

Do you have sufficient life and disability insurances?

Ed
by MP173
Sun Sep 10, 2017 4:00 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 919738

Re: What Movie Have You Recently Watched?

Just finished Season 1 of Ozark (10 episodes) and really enjoyed it.

Just started Grace and Frankie, Season 1 and also are enjoying it as well.

Looks like we are trending toward Netflix/Amazon series rather than movies these days.

ED
by MP173
Thu Sep 07, 2017 8:29 pm
Forum: Personal Consumer Issues
Topic: Places to see in Chicago
Replies: 45
Views: 3215

Re: Places to see in Chicago

One does not even need to take an architectural boat tour. Simply take the water taxi down to Chinatown and have lunch there. It should be a pleasant ride. So much good stuff to do and eat in the city. I would suggest stretching out a bit to the neighborhoods. If you are out on Grand Avenue, stop at...
by MP173
Wed Aug 30, 2017 9:31 am
Forum: Personal Consumer Issues
Topic: Companies/Brands You Love?
Replies: 157
Views: 10825

Re: Companies/Brands You Love?

Here are some brands I am partial to: Waffle House - fine dining south of the Mason Dixon line Hudsonville Ice Cream - Aldi - I am a big fan these days Casey's Convenience Stores - fastest pumps and pretty good pizza slices for those long distance midwest trips Costco All Beef Hot dogs - just as goo...
by MP173
Thu Aug 24, 2017 9:51 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement anxiety- emotionally and financially
Replies: 55
Views: 7128

Re: Retirement anxiety- emotionally and financially

The economy is rolling along pretty well and unemployment is at 4% range. Nearly everyone who wants to work is gainfully employed. You are using very emotional words describing your current employment situation. That is not healthy. Full employment + dissatisfaction with current position = time to r...
by MP173
Tue Aug 22, 2017 4:27 pm
Forum: Personal Consumer Issues
Topic: Can you recommend a good mouse trap?
Replies: 44
Views: 2404

Re: Can you recommend a good mouse trap?

A cat....in agreement with above.

Fun to watch them stalk a critter.
by MP173
Mon Aug 21, 2017 4:09 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 919738

Re: What Movie Have You Recently Watched?

Season 2 of Bosch on Amazon Prime.

Really good stuff. I am also re-reading "The Black Echo" Connelly's first Bosch novel.

Ed
by MP173
Sun Aug 20, 2017 11:49 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2687
Views: 862060

Re: What Book Are You Currently Reading? Part VI

I just finished two of Lawrence Block's "Chip Harrison" early novels - "No Score" and "Chip Harrison Scores Again". Block is one of my favorite authors, his Matthew Scudder, Keller (the killer), and Bernie Rhodenbarr series are outstanding...reminding me so much of John McDonald's Travis McGee serie...
by MP173
Fri Aug 18, 2017 3:52 pm
Forum: Personal Consumer Issues
Topic: Is it worth it? [demanding jobs vs time with family]
Replies: 182
Views: 13052

Re: Is it worth it? [demanding jobs vs time with family]

I have read the OP and several comments and skimmed thru the rest. True story... In 1998 my wife and I were both working high stress jobs, hers more so than mine, but my income was 2x hers. With 2 sons we were spending a ton on nanny, meals out, and other "quality of life" events. She was working 60...
by MP173
Tue Aug 15, 2017 12:04 pm
Forum: Personal Consumer Issues
Topic: What kind of hotel do you get on business travel?
Replies: 44
Views: 3710

Re: What kind of hotel do you get on business travel?

I pay my own for business travel and try to stay at Comfort Inn/Choice.

A close second is Drury Inns (Midwest), but those are about 30% higher.

Any suggestions for lowering rates? When it is your own dime, you pay attention.

Ed
by MP173
Sun Aug 13, 2017 6:22 pm
Forum: Personal Finance (Not Investing)
Topic: One more year [to retire]
Replies: 23
Views: 2860

Re: One more year [to retire]

Here is my question for nomad and the other early retires....what do you do for health care? I am 62 years old and my 61 DW took early retirement this summer. Part of the package was 4 years of a contribution to HSA to bridge the gap to medicare. Seeing the positives to her from the ER, I am beginni...
by MP173
Fri Aug 11, 2017 7:19 am
Forum: Personal Consumer Issues
Topic: Harry Bosch: the Amazon Series vs the novels
Replies: 47
Views: 2875

Re: Harry Bosch: the Amazon Series vs the novels

Watched Season 1, ep 5 thru 8 last night.

We are hooked.

Ed
by MP173
Thu Aug 10, 2017 7:19 am
Forum: Personal Finance (Not Investing)
Topic: Opinions Needed - Are We Good?
Replies: 32
Views: 3037

Re: Opinions Needed - Are We Good?

Ok, so you have your finances in order at this time. You have a platform in which you can start calling your own shots. Why not find something else? Ask yourself what it is about your careers that you do not enjoy and then move in a direction which addresses those concerns. Obviously, the two of you...
by MP173
Wed Aug 09, 2017 10:06 pm
Forum: Personal Consumer Issues
Topic: Harry Bosch: the Amazon Series vs the novels
Replies: 47
Views: 2875

Re: Harry Bosch:the Amazon Series vs the novels

Watched four episodes tonight. Really good show.

Ed
by MP173
Wed Aug 09, 2017 6:15 pm
Forum: Personal Consumer Issues
Topic: Harry Bosch: the Amazon Series vs the novels
Replies: 47
Views: 2875

Re: Harry Bosch:the Amazon Series vs the novels

Harry is one of my favorite charactors in novels.

Thanks for the tip for Amazon.

Ed
by MP173
Wed Aug 09, 2017 4:51 pm
Forum: Personal Consumer Issues
Topic: Boston to Maine road trip
Replies: 64
Views: 4457

Re: Boston to Maine road trip

We just arrived home yesterday from the great American vacation (gAv) in which we drove from Indiana to Maine and back. The highlight was 4 nights on a schooner out of Rockland, Me. Absolutely amazing with the best food I have had. Sleeping accomodations are a bit tight, but the scenery was outstand...
by MP173
Thu Jul 27, 2017 11:32 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2687
Views: 862060

Re: What Book Are You Currently Reading? Part VI

Hue, 1968 by Mark Bowden Previously indicated i was reading this and just finished it. I would rate it up there with "A Bright Shining Lie" by Neil Sheehan. Yes, it is that good. Instead of following one man, John Paul Vann, Bowden interviewed numerous people and visited archives both in US and abro...
by MP173
Sun Jul 09, 2017 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: Any widower with young kids thinking about retirement?
Replies: 17
Views: 2114

Re: Any widower with young kids thinking about retirement?

Sorry to hear of your loss. I went thru a similar situation 17 years ago with 14 and 5 year old sons. Fortunately I had a very flexible job and my employer was extremely sympathetic to my situation and we were able to work out a situation which resulted in me working at home, eliminating travel, and...
by MP173
Fri Jul 07, 2017 7:24 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2687
Views: 862060

Re: What Book Are You Currently Reading? Part VI

I am about 80 pages into "Hue, 1968", Mark Bowden's book on the Tet Offensive battle in 1968. This occurred during my early teen years and the isolation of my world (small rural community) and the lack of instant communications kept me from awareness of much of the Viet Nam era. Bowden, so far, has ...
by MP173
Wed Jul 05, 2017 5:04 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2687
Views: 862060

Re: What Book Are You Currently Reading? Part VI

"Sting Like a Bee, Muhammad Ali vs. United States" by Leigh Montville. This is a look at a very narrow part of "The Greatest" life, warts and all. It details the five years of Ali's refusal to report to the military when drafted. That is about all it covers. We are provided little of his life before...
by MP173
Wed Jul 05, 2017 4:29 pm
Forum: Personal Consumer Issues
Topic: Home canner
Replies: 14
Views: 1358

Re: Home canner

Tomatoes would definately be on the list. We have about 15 plants and the fruits are coming on strong. Should be a big crop.

I have a difficult time imaging canned stews, meats, etc, but it is a common practice.

Ed
by MP173
Tue Jul 04, 2017 4:11 pm
Forum: Personal Consumer Issues
Topic: Home canner
Replies: 14
Views: 1358

Re: Home canner

OP back...my wife has invested an hour watching a utube video and gathered quite a bit of info. Also, I purchased a book published by Ball Corp a couple of years ago which seems to be an excellent guide. We will probably start with a boiling method canner (non pressure) as that seems a good route to...
by MP173
Tue Jul 04, 2017 1:44 pm
Forum: Personal Consumer Issues
Topic: Home canner
Replies: 14
Views: 1358

Home canner

The DW retired a month ago and has decided it is time to can certain fruits and vegetables, particularly since we are gardening quite a bit. Currently we freeze corn and green beans. Neither of us have experience with this...any suggestions? Also, can you recommend a good pressure cooker/canner for ...
by MP173
Wed Jun 28, 2017 8:59 pm
Forum: Personal Finance (Not Investing)
Topic: Middle age job blues
Replies: 86
Views: 9678

Re: Middle age job blues

Why not make a change in your career, while keeping your foot in the career?

Are there available positions in consulting or even sales? With the financial resources and backing you have, you can take a lateral move.

Good luck.

Ed
by MP173
Wed Jun 28, 2017 4:14 pm
Forum: Personal Consumer Issues
Topic: swimming goggles
Replies: 29
Views: 2426

Re: swimming goggles

I used to swim about 1 mile a day five days per week....not any more as I transferred to bike. I also wear glasses and my eye doc sold me a pair of goggles which were not prescription, but were powered lens and gave me near perfect vision while swimming. Not sure if those are available now or not. N...
by MP173
Mon Jun 26, 2017 12:30 pm
Forum: Personal Consumer Issues
Topic: Slide rule anyone?
Replies: 88
Views: 8719

Re: Slide rule anyone?

OP here. This summer I picked up a book entitled " Practical Mathematics" (Hobbs, McKinney & Dalzell) published by American Technical Society. The book carries this subtitle on the Title page "Presenting the Principles of Arithmetic, Equations, Formulas, Mensuration, Graphs, and Logarithms by a Simp...
by MP173
Fri Jun 23, 2017 9:27 am
Forum: Personal Consumer Issues
Topic: Is the new Chevy Equinox any good?
Replies: 59
Views: 6029

Re: Is the new Chevy Equinox any good?

Engine issues with my 2012 Equinox, which I have discussed recently AND most importantly GM's refusal to do anything about it, after sending me a letter stating there was an issue. I will not go into detail, as it has been discussed, but they did have issues with pistons/rings, etc which caused oil ...
by MP173
Tue Jun 20, 2017 5:09 pm
Forum: Investing - Theory, News & General
Topic: Amazon Buys Whole Foods
Replies: 103
Views: 12780

Re: Amazon Buys Whole Foods

Supermarket industry is changing radically...and quickly. Here in Indiana, two medium sized independents are gone....Marsh in Central Indiana and Stracks/Ultra/Town and Country in NW Indiana. A large co-op owned by independents in Chicago (Central Grocers - Centrella brand) is bankrupt and closed. T...