Search found 583 matches

by Luke Duke
Wed Dec 13, 2017 12:09 pm
Forum: Investing - Help with Personal Investments
Topic: Young Investor: When to diversify
Replies: 22
Views: 1211

Re: Young Investor: When to diversify

You might think about a target date fund.
by Luke Duke
Wed Dec 13, 2017 12:05 pm
Forum: Personal Consumer Issues
Topic: Turning lemons to lemonade ... or ... how to profit from a traffic ticket!
Replies: 3
Views: 897

Re: Turning lemons to lemonade ... or ... how to profit from a traffic ticket!

an_asker wrote:
Wed Dec 13, 2017 11:17 am
can I kill two birds with one stone and make lemonade out of lemons?
In Texas you can.
by Luke Duke
Tue Dec 12, 2017 11:37 am
Forum: Investing - Help with Personal Investments
Topic: So bought Litecoin@ $150...
Replies: 14
Views: 2581

Re: So bought Litecoin@ $150...

WanderingDoc wrote:
Mon Dec 11, 2017 10:57 pm
My real estate holdings I expect to double every 10 years
What market is this?
by Luke Duke
Tue Dec 12, 2017 11:35 am
Forum: Investing - Help with Personal Investments
Topic: What to do after losing $117k in stock market?
Replies: 115
Views: 10842

Re: What to do after losing $117k in stock market?

Fountain84 wrote:
Tue Dec 12, 2017 7:48 am
I will feel more depressed because I know I won't be able to win back some of my losses.
Don't treat the market like a trip to Vegas. Make a plan to earn back your losses through regular contributions, smart choices and discipline.
by Luke Duke
Thu Dec 07, 2017 8:29 am
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 178
Views: 10185

Re: Do people still use AAA?

I have it because I have a travel trailer that I have started towing long distances in the mountains with an older vehicle. I got AAA about a week before going on our first long trip. The alternator went out. The towing company ended up having to send a couple of vehicles to get my truck, family and...
by Luke Duke
Fri Dec 01, 2017 8:44 am
Forum: Personal Consumer Issues
Topic: Are plasma TV's gone forever?
Replies: 36
Views: 4521

Re: Are plasma TV's gone forever?

lazydavid wrote:
Fri Dec 01, 2017 7:54 am
That said, I have the very last Plasma model that Samsung made--the F8500.
I guess that I do too. I didn't realize that it was the last plasma. 64" bought in late 2013.
by Luke Duke
Mon Nov 27, 2017 4:43 pm
Forum: Personal Consumer Issues
Topic: What happens to Hilton points if I cancel my Citi Hilton CC
Replies: 8
Views: 784

Re: What happens to Hilton points if I cancel my Citi Hilton CC

Hilton points expire 12 months from date of last activity. If you have a paid stay at a Hilton property at least once a year, it wouldn't matter regardless of whether you keep the cc or not. If you continue to use the amex card at least once a year, the added points after the statement closes will ...
by Luke Duke
Mon Nov 27, 2017 4:42 pm
Forum: Personal Consumer Issues
Topic: Are there any unspoken rules to "keep in touch" with previous boss?
Replies: 21
Views: 2536

Re: Are there ant unspoken rules to "keep in touch" with previous boss?

Until retirement, you should always maintain a list of people who will provide a positive job reference (especially former supervisors). It's also wise to keep in touch if that person might ever be hiring and you might ever want to work for them, whether at their current or future employer. -Maryla...
by Luke Duke
Mon Nov 27, 2017 4:37 pm
Forum: Personal Consumer Issues
Topic: best cordless drill??
Replies: 71
Views: 4302

Re: best cordless drill??

The consensus (and my own experience bears this out), is that for normal homeowner use, it is hard to beat the value and convenience of Ryobi 18v cordless tools. They have a wide variety of tools that all take the same batteries (once you pick one brand, you're pretty much stuck there so you can sw...
by Luke Duke
Mon Nov 27, 2017 4:36 pm
Forum: Personal Consumer Issues
Topic: best cordless drill??
Replies: 71
Views: 4302

Re: best cordless drill??

unclescrooge wrote:
Thu Nov 23, 2017 11:06 am
If its for odd jobs around the house then go for a corded drill.

In a cordless drill, the battery will be dead when you need it.
How often do you use a drill?
by Luke Duke
Wed Nov 22, 2017 9:16 am
Forum: Investing - Help with Personal Investments
Topic: Planning for the final months of work
Replies: 50
Views: 3741

Re: Planning for the final months of work

1. The best financial move that you can make at this point is to leave Edward Jones. Before you do that you need to understand the tax consequences. You will get a lot of good, free advice here if you post more detailed information. In addition to a large AUM fee you are probably in funds with relat...
by Luke Duke
Wed Nov 22, 2017 8:09 am
Forum: Personal Consumer Issues
Topic: Whole House Surge Protector still works with breaker off?
Replies: 38
Views: 2622

Re: Whole House Surge Protector still works with breaker off?

Bogleheads are knowledgeable, and so here goes... I just had an electrician install a whole-house surge protector today, along with the upgrade of our breaker panel. We got a Eaton CHSPT2SURGE. (I paid way more than I probably should have for the part and labor but it was definitely not a DIY for m...
by Luke Duke
Tue Nov 21, 2017 10:41 am
Forum: Personal Consumer Issues
Topic: Whole House Surge Protector still works with breaker off?
Replies: 38
Views: 2622

Re: Whole House Surge Protector still works with breaker off?

Bogleheads are knowledgeable, and so here goes... I just had an electrician install a whole-house surge protector today, along with the upgrade of our breaker panel. We got a Eaton CHSPT2SURGE. (I paid way more than I probably should have for the part and labor but it was definitely not a DIY for m...
by Luke Duke
Mon Nov 20, 2017 12:02 pm
Forum: Personal Consumer Issues
Topic: Water Heater Install $1,800!
Replies: 75
Views: 10097

Re: Water Heater Install $1,800!

1 - Pipe cutter $12 2- Sharkbite hotwater heater connecting hoses $40 1- Gas connection line (yellow) $25 1- Overflow drain $7.99 Plumbers tape - $.99 1- Hot water heater of choice at what ever cost you are willing. Turn off the water. Turn off heater. Make sure gas to heater is off. Attach hose to...
by Luke Duke
Wed Nov 15, 2017 3:33 pm
Forum: Personal Consumer Issues
Topic: Office Chair Recommendations (Aeron?)
Replies: 37
Views: 2219

Re: Office Chair Recommendations (Aeron?)

Another vote for Aeron. I was lucky enough to have one at a company I worked at before I got laid off. When I got my current job the "stock" chair was terrible. So I bought a used loaded Aeron for $500, it was money well spent! This is similar to my story too, except that I got my second one for $2...
by Luke Duke
Mon Nov 13, 2017 11:40 am
Forum: Personal Consumer Issues
Topic: What is the difference between retiring and resigning from a job?
Replies: 42
Views: 4518

Re: What is the difference between retiring and resigning from a job?

flyingaway wrote:
Thu Nov 09, 2017 1:27 pm
What is the difference between retiring and resigning from a job?
In one instance they throw you a party and you aren't really expected to do anything for your last month on the job. In the other instance you are shown the door as quickly as possible.
by Luke Duke
Thu Nov 09, 2017 8:47 am
Forum: Personal Consumer Issues
Topic: Heavy duty cordless drill/hammerdrill recommendation
Replies: 42
Views: 3245

Re: Heavy duty cordless drill/hammerdrill recommendation

Thanks that makes sense and is very helpful. I don’t really want to buy an impact wrench just for this one purpose (removing blades off a riding mower), but if I don’t get one I can’t sharpen the blades without having the local service guys pick up the tractor, which takes a week and costs $100 jus...
by Luke Duke
Mon Nov 06, 2017 9:39 am
Forum: Investing - Help with Personal Investments
Topic: A small inheritance, student loans, and a wedding...I want to invest.
Replies: 27
Views: 1743

Re: A small inheritance, student loans, and a wedding...I want to invest.

You took out $60K in loans to get a $30K/yr job and now want to spend $20K on one evening of your life? :oops:
by Luke Duke
Mon Nov 06, 2017 9:23 am
Forum: Personal Consumer Issues
Topic: Heavy duty cordless drill/hammerdrill recommendation
Replies: 42
Views: 3245

Re: Heavy duty cordless drill/hammerdrill recommendation

jmndu99 wrote:
Mon Jan 16, 2017 8:33 pm
I use it to drill pilot holes and drive in 1/2" x 2 - 3" lag bolts.
You should try using an impact driver to drive lag bolts.
by Luke Duke
Mon Oct 23, 2017 10:50 am
Forum: Investing - Help with Personal Investments
Topic: 2 in Daycare -Sell Taxable to Max 401k?
Replies: 46
Views: 2899

Re: 2 in Daycare -Sell Taxable to Max 401k?

https://www.fsafeds.com/explore/dcfsa OP, I assume that you may use Dependent Care FSA to pay for the daycare. If you have not done this, you may want to set one up. KlangFool Thanks KlangFool - yes we have one for both kids - you're an awesome poster - learned a lot by reading your posts You don't...
by Luke Duke
Thu Oct 12, 2017 9:49 am
Forum: Personal Consumer Issues
Topic: SUV options with 3 little kids
Replies: 57
Views: 3585

Re: SUV options with 3 little kids

I would cross all the two row cars off your list. They just are not going to work, even with 3 slim seats This is false. Three Diono Radians will fit in the 2nd row of most medium sized or larger vehicles. It worked in our HIghlander with a couple of inches to spare. Right now we have 2 boosters an...
by Luke Duke
Wed Oct 11, 2017 8:30 am
Forum: Personal Consumer Issues
Topic: What to do with unused paint?
Replies: 38
Views: 2559

Re: What to do with unused paint?

Use this and it is safe/legal to put it in the trash.

http://www.amazon.com/Krud-Kutter-Waste ... 0044UWSPW/
by Luke Duke
Mon Oct 02, 2017 2:40 pm
Forum: Personal Consumer Issues
Topic: camping trailer...need to change vehicle?
Replies: 44
Views: 2815

Re: camping trailer...need to change vehicle?

I have a Tundra, it works very well. 10k towing capacity so any regular trailer will work except for the largest/heaviest models. Bought it used for $17k, could probably sell it for $20k today. Toyota holds value rather well. Ours trailer is 27ft, gross weight 7600 lbs, You are probably maxed out. ...
by Luke Duke
Mon Oct 02, 2017 8:15 am
Forum: Personal Consumer Issues
Topic: camping trailer...need to change vehicle?
Replies: 44
Views: 2815

Re: camping trailer...need to change vehicle?

I have a Tundra, it works very well. 10k towing capacity so any regular trailer will work except for the largest/heaviest models. Bought it used for $17k, could probably sell it for $20k today. Toyota holds value rather well. Ours trailer is 27ft, gross weight 7600 lbs, You are probably maxed out. ...
by Luke Duke
Fri Sep 29, 2017 8:21 am
Forum: Personal Consumer Issues
Topic: Small "adventure" cooler recommendations
Replies: 5
Views: 676

Re: Small "adventure" cooler recommendations

I've got two RTIC soft sided coolers that I like. I think that the code THANKS25 will get you 25% off right now.
by Luke Duke
Fri Sep 29, 2017 8:13 am
Forum: Personal Consumer Issues
Topic: Tailor made shirts
Replies: 11
Views: 1455

Re: Tailor made shirts

I have a few (I forget the brand) and they fit me so much better than off the shelf shirts.
by Luke Duke
Tue Sep 26, 2017 9:41 am
Forum: Investing - Help with Personal Investments
Topic: help with 401K, high fees and commissions
Replies: 8
Views: 676

Re: help with 401K, high fees and commissions

If it's a smaller company she may approach management about adding some more lower cost options. It worked for me.
viewtopic.php?f=1&t=221274
by Luke Duke
Fri Sep 22, 2017 6:43 am
Forum: Investing - Help with Personal Investments
Topic: I won the Lottery. Need sound advice.
Replies: 220
Views: 25359

Re: I won the Lottery. Need sound advice.

As someone mentioned earlier, the "two chicks" quote was definitely a reference to Office Space. It sounds like some of you need to drop whatever you're doing and watch it. Probably not going to happen. Checking IMDB reveals "A comedy from Mike Judge, creator of "Beavis and Butt-head" and co-creato...
by Luke Duke
Tue Sep 19, 2017 7:18 am
Forum: Personal Consumer Issues
Topic: Do I need an umbrella insurance?
Replies: 8
Views: 905

Re: Do I need an umbrella insurance?

Grt2bOutdoors wrote:
Mon Sep 18, 2017 4:24 pm
People will sue for anything, and if attorney is hungry enough, will sue anyone within 50 feet of incident. :annoyed
The radius can be much greater than 50ft.
by Luke Duke
Tue Sep 12, 2017 12:08 pm
Forum: Personal Consumer Issues
Topic: Classic Car for Teen Driver(?)
Replies: 106
Views: 18423

Re: Classic Car for Teen Driver(?)

I think letting a young person buy a older car is a great way to augment and expand their mechanical knowledge. Yes the car will probably cost more than a used economy car. Yes he will spend lots of money on this old car making it like he likes and fixing the broken stuff but he will learn a lot. W...
by Luke Duke
Fri Sep 01, 2017 9:07 am
Forum: Investing - Help with Personal Investments
Topic: Help me fix my company's 401k plan
Replies: 12
Views: 942

Re: Help me fix my company's 401k plan

About a month ago my company added the following funds to the offerings: VTSAX - Vanguard Total Stock Market Index Fund Admiral Shares VTMGX - Vanguard Developed Markets Index Fund Admiral Shares VBILX - Vanguard Intermediate-Term Bond Index Fund Admiral Shares Not exactly what I asked for, but it i...
by Luke Duke
Wed Aug 23, 2017 8:25 am
Forum: Investing - Help with Personal Investments
Topic: Seeking Advice on Simplifying Large Taxable Retirement Portfolio
Replies: 23
Views: 2942

Re: Seeking Advice on Simplifying Large Taxable Retirement Portfolio

Maybe at some point I can find a smaller charity that I can believe in where I could make a substantial visible impact with a large donation. Please consider this. I'm involved with a small charitable organization where a person like you could make a massive difference in our mission. Look and see ...
by Luke Duke
Fri Aug 04, 2017 3:47 pm
Forum: Personal Consumer Issues
Topic: Delta priority boarding - first timer
Replies: 80
Views: 6656

Re: Delta priority boarding - first timer

Chip wrote:It will ensure that you're on early enough that there is overhead bin space for your carryon luggage.
This is the only real benefit to credit card level priority boarding.
by Luke Duke
Tue Aug 01, 2017 11:58 am
Forum: Personal Consumer Issues
Topic: Need to combine auto insurance w/ spouse... different effective dates
Replies: 8
Views: 492

Re: Need to combine auto insurance w/ spouse... different effective dates

You will get a refund for any unused portion of your insurance that you've already paid for if you cancel your policy early.
by Luke Duke
Tue Aug 01, 2017 7:32 am
Forum: Personal Consumer Issues
Topic: Any tips for negotiating with extended stay hotels?
Replies: 5
Views: 925

Re: Any tips for negotiating with extended stay hotels?

I'm a Marriott guy, so that is my default recommendation. If you choose a national brand, it would probably be wise to get their credit card so your points are multiplied (5x in Marriott's case).
by Luke Duke
Fri Jul 21, 2017 2:43 pm
Forum: Personal Consumer Issues
Topic: cell phone signal booster
Replies: 3
Views: 496

Re: cell phone signal booster

Check out WeBoost (formerly Wilson) cell phone boosters. We use one for travel and it does a good job. Realize that you have to have some signal to boost. Using an antenna with the booster helps even more. I have one of these in my truck and it works great. A friend of mine installed one at his lak...
by Luke Duke
Thu Jul 20, 2017 8:12 am
Forum: Personal Consumer Issues
Topic: Keurig vs coffeemaker - and the Keurig won
Replies: 53
Views: 4583

Re: Keurig vs coffeemaker - and the Keurig won

heartwood wrote:Funny that in all of the threads few comment on the taste. I've tried most (all?) of the Keurig coffees, many several times, and they all taste like less than I want.
This. My Kuerig now collects dust since I got a french press a few weeks ago.
by Luke Duke
Tue Jul 18, 2017 10:38 am
Forum: Investing - Help with Personal Investments
Topic: Simple 401k Rollover Question
Replies: 6
Views: 388

Re: Simple 401k Rollover Question

You might want to consider Roth conversions if you are going to have some low/no income years.
by Luke Duke
Fri Jul 14, 2017 9:01 am
Forum: Personal Consumer Issues
Topic: $1368 for new shocks/struts on '05 Corolla?
Replies: 83
Views: 6155

Re: $1368 for new shocks/struts on '05 Corolla?

what made you say that? 12-13 year old car with 131K miles on (potentially) original shocks is well beyond said parts life expectancy. From experience, I don't agree with that. I currently have a 10 year old CRV with 198,000 miles on it, and have never done anything with the shocks and struts. A wh...
by Luke Duke
Thu Jul 13, 2017 12:05 pm
Forum: Personal Consumer Issues
Topic: $1368 for new shocks/struts on '05 Corolla?
Replies: 83
Views: 6155

Re: $1368 for new shocks/struts on '05 Corolla?

what made you say that? 12-13 year old car with 131K miles on (potentially) original shocks is well beyond said parts life expectancy. From experience, I don't agree with that. I currently have a 10 year old CRV with 198,000 miles on it, and have never done anything with the shocks and struts. A wh...
by Luke Duke
Wed Jul 12, 2017 8:04 am
Forum: Personal Consumer Issues
Topic: Road vehicle, 4 adults, one car seat, must it be a minivan?
Replies: 43
Views: 2838

Re: Road vehicle, 4 adults, one car seat, must it be a minivan?

When we had our 3rd kid our options were to either buy a new car or spend $900 on 3 narrow car seats. I spent the $900.

http://www.amazon.com/gp/product/B01CL9GBDW/
by Luke Duke
Wed Jul 12, 2017 7:17 am
Forum: Personal Consumer Issues
Topic: $1368 for new shocks/struts on '05 Corolla?
Replies: 83
Views: 6155

Re: $1368 for new shocks/struts on '05 Corolla?

If you do it yourself, get a pneumatic impact gun. If you can't borrow one, get one at Harbor Freight for $100-150.
by Luke Duke
Tue Jul 11, 2017 2:26 pm
Forum: Personal Consumer Issues
Topic: instant pot [Pressure cooker]
Replies: 34
Views: 3509

Re: instant pot [Pressure cooker]

Been using mine on and off since I got it as a premium for opening up a $1000 CD in 1973. Every once in a while I buy a new gasket for it. I'm pretty sure that the OP is referring to a different model than the one you got in 1973. :mrgreen: http://www.amazon.com/Instant-Pot-Multi-Use-Programmable-P...