Search found 437 matches

by Luke Duke
Fri May 20, 2016 2:57 pm
Forum: Personal Consumer Issues
Topic: Food waste because of date labeling
Replies: 26
Views: 1554

Re: Food waste because of date labeling

I am very sensitive to the expiration date for items like milk, meat, and produce but I have some Planters Dry Roasted Unsalted Peanuts (stocked up when they were 2 for price of one) more than a year past the expiration date and they taste great. The tops are sealed and once I break the seal I eat ...
by Luke Duke
Tue May 17, 2016 8:39 am
Forum: Personal Consumer Issues
Topic: College - In state - Children staying close to parents
Replies: 54
Views: 2613

Re: College - In state - Children staying close to parents

Do the following assumptions make sense? Assume college rankings and career options are similar in state and far away states. If the children go to in state versus far away states college. They would be close to parents during college for approximately six years including graduate school. There are...
by Luke Duke
Tue May 10, 2016 2:10 pm
Forum: Personal Consumer Issues
Topic: Any Woodturners?
Replies: 8
Views: 1235

Re: Any Woodturners?

Looking to get into using a lathe/woodturning. Two primary things I want to accomplish: make a baseball bat, and make plugs for surfcasting. Have very little general woodworking knowledge. Does anyone use a lathe on the board? Decent ones are much more expensive than I thought, are there any makes ...
by Luke Duke
Tue May 10, 2016 2:04 pm
Forum: Investing - Help with Personal Investments
Topic: 26 y/o with ~$175,000 inheritence
Replies: 37
Views: 6034

Re: 26 y/o with ~$175,000 inheritence

you and your girlfriend should save up the money together to buy a place if things get more serious. That way it will feel like you are truly building a life together. Yes x1000. I don't know the laws in MA, but if you two get married, commingle the finds and end up getting a divorce, she could get...
by Luke Duke
Tue May 10, 2016 10:46 am
Forum: Personal Consumer Issues
Topic: Drill chuck only accepts 1/4" hex bits
Replies: 17
Views: 1147

Re: Drill chuck only accepts 1/4" hex bits

Return it.
by Luke Duke
Sun May 01, 2016 1:48 pm
Forum: Personal Consumer Issues
Topic: Best drill/driver for home use
Replies: 67
Views: 4416

Re: Best drill/driver for home use

Questions: 1. Is having a separate impact driver worth the extra $40 ? Or should one tool be sufficient? 2. Do you think that these models are sufficient for the typical homeowner for occasional DIY tasks? Reviews (consumersearch.com, sweethome, etc) seem to suggest the answer is yes. For more dema...
by Luke Duke
Fri Apr 22, 2016 9:13 am
Forum: Personal Consumer Issues
Topic: Selling a house with solar panels
Replies: 38
Views: 3881

Re: Selling a house with solar panels

giesen5 wrote:I should have been more clear. I am talking about owning the panels, not Solar City lease.


I would definitely leave your last year's electric bills out in a visible location whenever there is a showing.
by Luke Duke
Tue Apr 05, 2016 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Life Insurance For Newborn?
Replies: 49
Views: 3270

Re: Life Insurance For Newborn?

It would make sense to get insurance on a newborn, if you have reason to believe you'd have costs you couldn't cashflow in the event of the child's death or if you believe it is reasonably likely that the stress of losing a child would severely negatively impact your future earning potential. In ot...
by Luke Duke
Tue Apr 05, 2016 9:26 am
Forum: Personal Consumer Issues
Topic: Tuxedo rental for prom?
Replies: 24
Views: 1717

Re: Tuxedo rental for prom?

Buying a tux of a 17 or 18 year old is pretty silly. There is almost no chance that it will fit him in a year or two. Agreed, unless you are certain that he will go the Greek route in college. If so, then he might get a couple of more uses out of it before he out grows it. Otherwise putting on 20-4...
by Luke Duke
Wed Mar 30, 2016 12:34 pm
Forum: Personal Consumer Issues
Topic: Pod moving and storage recommendations?
Replies: 17
Views: 1506

Re: Pod moving and storage recommendations?

This exactly. If the move is paid for by someone else, let the movers handle everything. When we did it, they packed, crated up the TV, moved, stored, unpacked, put the furniture back together, hauled off the boxes, and wrote us a check for anything that was missing or damaged. The only thing I had...
by Luke Duke
Wed Mar 30, 2016 9:19 am
Forum: Personal Consumer Issues
Topic: Bro Trip suggestions?
Replies: 58
Views: 3958

Re: Bro Trip suggestions?

kamo wrote:Good ideas re ball games, but likely we'll do it Oct-Nov time period. And we're not big enough fans to pay playoff/World Series prices.


College football game. Either go to one of the big rivalry games or one of the big team's home stadium. Texas, LSU, Michigan, Alabama, etc.
by Luke Duke
Wed Mar 16, 2016 8:52 am
Forum: Personal Consumer Issues
Topic: Liability of hiring guys standing front of home improvement stores
Replies: 32
Views: 5470

Re: Liability of hiring guys standing front of home improvement stores

There's liablity in everything these days. But the odds are beyond small in this case. If it were me, I'd hire them for a decent wage and buy them lunch. My thoughts as well. I'd be more concerned with the quality of work they provide than any liability issue. I never use them for any "skilled...
by Luke Duke
Wed Mar 16, 2016 8:46 am
Forum: Personal Consumer Issues
Topic: Any suggestions for cooling solution for Florida garage?
Replies: 21
Views: 1624

Re: Any suggestions for cooling solution for Florida garage?

I remember painting our SoFla garage getting ready for resale- it was during what passed for cooler weather and it was still so humid that the paint wouldn't even stick to the walls. We were dripping, the walls were peeling- it was a mess. And that was with the garage door open, the exterior door o...
by Luke Duke
Fri Feb 26, 2016 1:54 pm
Forum: Personal Consumer Issues
Topic: APC Smart-UPS won't run with $1400 Generac
Replies: 23
Views: 1548

Re: APC Smart-UPS won't run with $1400 Generac

1) New inverter generator: For the UPS only, running an extension cord out the study window. Honda EU2000I portable inverter generator rated 1600W for ~$1000. Overkill? 1600W generator for max 1320 load ? 900w generators are around $800. Doubt I would ever peg the UPS, but I have no idea of the pow...
by Luke Duke
Mon Feb 22, 2016 1:47 pm
Forum: Personal Consumer Issues
Topic: Leave Thermostat Alone or Adjust It?
Replies: 81
Views: 5379

Re: Leave Thermostat Alone or Adjust It?

There are a lot of Bogleheads that do not understand thermodynamics/heat transfer.
by Luke Duke
Thu Feb 11, 2016 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: Tips on how to get the most of my yearly performance review?
Replies: 28
Views: 3128

Re: Tips on how to get the most of my yearly performance review?

I have been in engineering and engineering management for nearly 20 years. Performance reviews are just theatre. The decisions have already been made and in most cases they are made without any thought to your performance. This has been my experience: -The company decides on a company wide pay incr...
by Luke Duke
Tue Feb 09, 2016 10:04 am
Forum: Personal Consumer Issues
Topic: Sell truck and buy SUV?
Replies: 44
Views: 3310

Re: Sell truck and buy SUV?

Weird that you're okay with a Tundra but think a Sequoia size SUV is too big. We're very happy with our sequoia and may soon own two. It pulls my boat just fine. If the hill is really steep (6% grade at 7000 feet) It'll slow down to 50 while hauling 5000-7000 lbs behind it. A big diesel truck is go...
by Luke Duke
Tue Feb 09, 2016 9:45 am
Forum: Personal Consumer Issues
Topic: Setting up Internet for a newly constructed house
Replies: 18
Views: 1622

Re: Setting up Internet for a newly constructed house

I'd run Ethernet cable to every room. Cat6 is probably overkill today unless you plan to move lots of data within your house, otherwise your Internet connection will be the limiting factor, and Cat5e should be enough. Ten or twenty years from now, of course, maybe it'll matter, and cable is cheap c...
by Luke Duke
Mon Feb 08, 2016 1:26 pm
Forum: Personal Consumer Issues
Topic: Sell truck and buy SUV?
Replies: 44
Views: 3310

Re: Sell truck and buy SUV?

I had a truck for the past 25 yrs and decided I wanted an SUV. My "replacement" for the truck was a folding 4x8' trailer for $210 from Harbor Freight. I'm able to store it in my basement and it only takes about 10 mins. to set up. A bit more bother than having a truck but it works for me....
by Luke Duke
Wed Feb 03, 2016 11:17 am
Forum: Personal Finance (Not Investing)
Topic: What do you pay per year for daycare?
Replies: 33
Views: 1412

Re: What do you pay per year for daycare?

Between $12K-13K/yr for two kids full-time. I'm in Dallas.
by Luke Duke
Mon Jan 25, 2016 10:21 am
Forum: Personal Consumer Issues
Topic: Is Nitrogen better than air?
Replies: 86
Views: 10225

Re: Is Nitrogen better than air?

Your tire pressure will not be more "constant" either. PV = nRT. Remember that? It doesn't matter whether you have air, oxygen, argon, helium, xenon, or nitrogen: the pressure change is the EXACT same for a given temperature change. So the first paragraph of the article is myth. The "...
by Luke Duke
Fri Jan 22, 2016 3:02 pm
Forum: Personal Consumer Issues
Topic: How to get customers for a cleaning service?
Replies: 15
Views: 1240

Re: How to get customers for a cleaning service?

tc101 wrote:Maybe the way a cleaning service grows is by referrals, because everyone is nervous about strangers coming in their house.


This x100. Every cleaning lady that we've ever had has been referred to us by a close friend/family member.
by Luke Duke
Fri Jan 22, 2016 2:56 pm
Forum: Personal Consumer Issues
Topic: Car tire replacement
Replies: 45
Views: 3518

Re: Car tire replacement

Discount Tire all the way.
by Luke Duke
Thu Jan 21, 2016 4:43 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime: doing the math...is it worth it?
Replies: 92
Views: 8596

Re: Amazon Prime: doing the math...is it worth it?

Not true...walmart price matches amazon. This is one of the reasons I ditched prime a while ago. All the major stores around me now price match amazon...no point in 2 day shipping. It takes a couple minutes to run to the store and get the merchandise. In that amount of time I would have been watchi...
by Luke Duke
Thu Jan 21, 2016 12:08 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime: doing the math...is it worth it?
Replies: 92
Views: 8596

Re: Amazon Prime: doing the math...is it worth it?

It is worth it for me. Between my wife and I we probably have 100 transactions/yr. The kids watch several shows. My wife has a Kindle. This past Christmas I didn't have to go to a single store for a present. For the first time ever I did not hear anyone ringing a Salvation Army bell during the month...
by Luke Duke
Wed Jan 20, 2016 2:11 pm
Forum: Investing - Help with Personal Investments
Topic: Please help me decide if buying my first house is smart financially?
Replies: 29
Views: 2462

Re: Please help me decide if buying my first house is smart financially?

Original poster here, here's my response to all the posts in this thread. 5) What I don't understand is how the financial aspect isn't clear. My $1,800/mo is going down the drain currently. Even if my mortgage were $2,500/mo, I'd be essentially paying it to myself. Towards an asset. I'm giving the ...
by Luke Duke
Wed Jan 20, 2016 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: What is the better strategy? Daily/weekly or monthly purchase of index fund
Replies: 13
Views: 1270

Re: What is the better strategy? Daily/weekly or monthly purchase of index fund

avenger wrote:Otherwise, 2/3rds of the time, lump sum pays off better than DCA.


That's only if you lump sum at the beginning. Saving your money up for a year and then investing it at the end of the year wouldn't normally be better.
by Luke Duke
Wed Jan 20, 2016 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: 401k withdrawl prior to divorce
Replies: 8
Views: 1243

Re: 401k withdrawl prior to divorce

A lot of plans do not allow prepayment on loans unless you pay the loan in full. You need to read your plan's loan document to confirm. Also, the available amount is determined by the loan document as well. You are limited to 50% of your vested account balance This is how mine works. I think that t...
by Luke Duke
Tue Jan 19, 2016 11:57 am
Forum: Personal Consumer Issues
Topic: Home automation experts
Replies: 14
Views: 1605

Re: Home automation experts

Here's a link to a home automation forum
http://cocoontech.com/forums/
by Luke Duke
Tue Jan 19, 2016 11:56 am
Forum: Personal Consumer Issues
Topic: Pizza Stone / Homemade Pizza Advice
Replies: 58
Views: 4582

Re: Pizza Stone / Homemade Pizza Advice

I use this stone http://www.amazon.com/gp/product/B0000E19MW This is a good book. The dough and sauce recipes are good. http://www.amazon.com/gp/product/1580084222 I cheat and use one of these. It was much cheaper 4 years ago when I bought it. They work very well. http://www.amazon.com/gp/product/B0...
by Luke Duke
Thu Jan 14, 2016 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: What age does LBYM (being a big saver) pay off?
Replies: 81
Views: 10529

Re: What age does LBYM (being a big saver) pay off?

betterfinances wrote:I'm wondering when in life being a big saver will pay off?


It will pay off when you choose to spend it.
by Luke Duke
Wed Jan 13, 2016 4:10 pm
Forum: Personal Consumer Issues
Topic: Oil Changes turns into a disaster. What to do?
Replies: 62
Views: 7256

Re: Oil Changes turns into a disaster. What to do?

A car should only run out of oil if it is burning the oil or leaking oil. If its burning oil you'll notice blue smoke out of the exhaust. If its leaking oil you'll notice that when you park or if it hits the exhaust and burns. Catastrophic leaks are usually only caused by hitting something on the r...
by Luke Duke
Tue Jan 12, 2016 2:00 pm
Forum: Personal Consumer Issues
Topic: Oil Changes turns into a disaster. What to do?
Replies: 62
Views: 7256

Re: Oil Changes turns into a disaster. What to do?

barnaclebob wrote:Current generations 4 runners don't have a normal stereotypical can oil fiter. The housing is permanent and you only replace the filter element.


This is called a cartridge filter.
by Luke Duke
Tue Jan 12, 2016 10:53 am
Forum: Personal Consumer Issues
Topic: Oil Changes turns into a disaster. What to do?
Replies: 62
Views: 7256

Re: Oil Changes turns into a disaster. What to do?

$15k for the engine? Get a quote from a place that is legitimate :oops: Also, all modern cars have a big red engine oil light which lights up whenever there is not enough oil. Take a little responsibility for your actions as well, driving a car for two weeks without oil is plain ignorance. The ligh...
by Luke Duke
Mon Jan 11, 2016 3:51 pm
Forum: Personal Finance (Not Investing)
Topic: How much life insurance do we need?
Replies: 5
Views: 598

Re: How much life insurance do we need?

Hi all.. my wife and I and trying to decide how much life insurance we should have. We both currently have life insurance through our jobs but were looking to purchase more from our Insurance company as well. We have 2 kids.. ages 16 (at home) and 21 (in college). I am 38 and my wife is 39. We owe ...
by Luke Duke
Thu Jan 07, 2016 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: Need Advice - Child Care
Replies: 23
Views: 1391

Re: Need Advice - Child Care

A daycare doesn't have to be expensive to be good. Everyone wants the best for their kid and many people equate the best with the most expensive. A 3yr old kid doesn't need to be taught by someone with a master's degree to learn. A 3yr old kid doesn't care that their daycare is in the nicest part of...
by Luke Duke
Thu Jan 07, 2016 1:56 pm
Forum: Personal Consumer Issues
Topic: Jackpot Now Estimated $700 Million, who's in?
Replies: 149
Views: 6482

Re: Jackpot Now Estimated $700 Million, who's in?

By my calculations, the Powerball expected payout/ticket becomes positive when the cash value prize after taxes exceeds $287,277,346.59.

I used the odds in this article and played with the jackpot until the expected value = 0
http://www.businessinsider.com/powerbal ... lue-2015-2
by Luke Duke
Thu Jan 07, 2016 1:14 pm
Forum: Personal Consumer Issues
Topic: Cheap source of Science Diet Optimal Care cat food?
Replies: 25
Views: 1510

Re: Cheap source of Science Diet Optimal Care cat food?

HoopDiddyDiddy wrote:Most veterinarians trained in the USA receive approximately two hours worth of instruction in nutrition, and all of the study materials they receive are provided for by.... you guessed it, Hills.
And, being human, they only know what they have been taught.


I was going to post the same thing.
by Luke Duke
Tue Jan 05, 2016 5:24 pm
Forum: Personal Consumer Issues
Topic: What to do with my Audi A3 TDI
Replies: 54
Views: 4046

Re: What to do with my Audi A3 TDI

I'm also afraid that long term the US will sell fewer and fewer diesel cars and getting diesel gas will become difficult. Do you have one spec of data that backs this up? Every year there are more and more diesel cars/trucks available in the US. With fuel economy mandates this will probably continue.
by Luke Duke
Fri Jan 01, 2016 6:30 pm
Forum: Personal Consumer Issues
Topic: Beef roast
Replies: 124
Views: 8836

Re: Beef roast

Good points! I think those who posted here have some basic knowledge of safe handling, but others who read it may not. I am not sure how low my oven goes, but it is probably lower than 160, and I wouldn't suggest folks start that low (but I haven't done the reverse searing). Here is a useful chart....
by Luke Duke
Mon Dec 28, 2015 12:26 pm
Forum: Personal Consumer Issues
Topic: Uber vs Lyft
Replies: 8
Views: 1432

Re: Uber vs Lyft

protagonist wrote:Lyft offers coupons for $50 off first ride....Uber offers only $20 off.


I think that the Lyft offer is $10 off of your first 5 rides within a couple of weeks of signing up.
by Luke Duke
Mon Dec 28, 2015 12:20 pm
Forum: Personal Consumer Issues
Topic: Beef roast
Replies: 124
Views: 8836

Re: Beef roast

All this food sounds delicious! However, I would suggest that people also research safe food handling so they are at least aware of possible dangers before proceeding with long-time out of refrigerator and very low oven temps for meats. Smaller pieces and ground meats would probably require greater...
by Luke Duke
Wed Dec 23, 2015 11:01 am
Forum: Personal Consumer Issues
Topic: Beef roast
Replies: 124
Views: 8836

Re: Beef roast

.....There is some confusion with this cut. The prime in "Prime rib" is different from beef grades (prime, choice, select, standard/commercial). Prime rib, the roast, can actually com in prime, choice, or select grades. Source, please, for your citation here? Are you speaking as a consume...
by Luke Duke
Tue Dec 22, 2015 4:46 pm
Forum: Personal Consumer Issues
Topic: Beef roast
Replies: 124
Views: 8836

Re: Beef roast

You are correct. I just noticed that. The term resting is usually means post-cooking.
by Luke Duke
Tue Dec 22, 2015 3:43 pm
Forum: Personal Consumer Issues
Topic: Beef roast
Replies: 124
Views: 8836

Re: Beef roast

A couple years ago I took my roast out of the refrigerator, put a probe in it, and let it sit at room temperature for 2 hours or so. I was stunned at how little the temperature increased. Maybe 1 or 2 degrees. I am not convinced of the benefit of letting it rest. But I am certain it doesn't hurt, s...
by Luke Duke
Tue Dec 22, 2015 3:39 pm
Forum: Personal Consumer Issues
Topic: Beef roast
Replies: 124
Views: 8836

Re: Beef roast

A couple years ago I took my roast out of the refrigerator, put a probe in it, and let it sit at room temperature for 2 hours or so. I was stunned at how little the temperature increased. Maybe 1 or 2 degrees. I am not convinced of the benefit of letting it rest. But I am certain it doesn't hurt, s...
by Luke Duke
Tue Dec 22, 2015 10:40 am
Forum: Personal Consumer Issues
Topic: How do you handle auto care? (for a non-DIY'er)
Replies: 54
Views: 4162

Re: How do you handle auto care? (for a non-DIY'er)

It does seem important to both shop around and make an effort to learn enough to detect obvious trickery. I just had my VW in the dealer for service, using my $500 dealer credit for having a "clean" diesel. The service coordinator called to urge me considering getting the DSG transmission...
by Luke Duke
Mon Dec 21, 2015 1:39 pm
Forum: Personal Finance (Not Investing)
Topic: Help this Chicago firefighter figure out the chances I'll get killed...
Replies: 20
Views: 2311

Re: Help this Chicago firefighter figure out the chances I'll get killed...

OnFire wrote:My wife has about $500,000 in term.


It sounds like she is underinsured.

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