Search found 560 matches

by Luke Duke
Thu Oct 12, 2017 9:49 am
Forum: Personal Consumer Issues
Topic: SUV options with 3 little kids
Replies: 57
Views: 3125

Re: SUV options with 3 little kids

I would cross all the two row cars off your list. They just are not going to work, even with 3 slim seats This is false. Three Diono Radians will fit in the 2nd row of most medium sized or larger vehicles. It worked in our HIghlander with a couple of inches to spare. Right now we have 2 boosters an...
by Luke Duke
Wed Oct 11, 2017 8:30 am
Forum: Personal Consumer Issues
Topic: What to do with unused paint?
Replies: 38
Views: 2291

Re: What to do with unused paint?

Use this and it is safe/legal to put it in the trash.

http://www.amazon.com/Krud-Kutter-Waste ... 0044UWSPW/
by Luke Duke
Mon Oct 02, 2017 2:40 pm
Forum: Personal Consumer Issues
Topic: camping trailer...need to change vehicle?
Replies: 44
Views: 2627

Re: camping trailer...need to change vehicle?

I have a Tundra, it works very well. 10k towing capacity so any regular trailer will work except for the largest/heaviest models. Bought it used for $17k, could probably sell it for $20k today. Toyota holds value rather well. Ours trailer is 27ft, gross weight 7600 lbs, You are probably maxed out. ...
by Luke Duke
Mon Oct 02, 2017 8:15 am
Forum: Personal Consumer Issues
Topic: camping trailer...need to change vehicle?
Replies: 44
Views: 2627

Re: camping trailer...need to change vehicle?

I have a Tundra, it works very well. 10k towing capacity so any regular trailer will work except for the largest/heaviest models. Bought it used for $17k, could probably sell it for $20k today. Toyota holds value rather well. Ours trailer is 27ft, gross weight 7600 lbs, You are probably maxed out. ...
by Luke Duke
Fri Sep 29, 2017 8:21 am
Forum: Personal Consumer Issues
Topic: Small "adventure" cooler recommendations
Replies: 5
Views: 625

Re: Small "adventure" cooler recommendations

I've got two RTIC soft sided coolers that I like. I think that the code THANKS25 will get you 25% off right now.
by Luke Duke
Fri Sep 29, 2017 8:13 am
Forum: Personal Consumer Issues
Topic: Tailor made shirts
Replies: 11
Views: 1345

Re: Tailor made shirts

I have a few (I forget the brand) and they fit me so much better than off the shelf shirts.
by Luke Duke
Tue Sep 26, 2017 9:41 am
Forum: Investing - Help with Personal Investments
Topic: help with 401K, high fees and commissions
Replies: 8
Views: 610

Re: help with 401K, high fees and commissions

If it's a smaller company she may approach management about adding some more lower cost options. It worked for me.
viewtopic.php?f=1&t=221274
by Luke Duke
Fri Sep 22, 2017 6:43 am
Forum: Investing - Help with Personal Investments
Topic: I won the Lottery. Need sound advice.
Replies: 220
Views: 24005

Re: I won the Lottery. Need sound advice.

As someone mentioned earlier, the "two chicks" quote was definitely a reference to Office Space. It sounds like some of you need to drop whatever you're doing and watch it. Probably not going to happen. Checking IMDB reveals "A comedy from Mike Judge, creator of "Beavis and Butt-head" and co-creato...
by Luke Duke
Tue Sep 19, 2017 7:18 am
Forum: Personal Consumer Issues
Topic: Do I need an umbrella insurance?
Replies: 8
Views: 810

Re: Do I need an umbrella insurance?

Grt2bOutdoors wrote:
Mon Sep 18, 2017 4:24 pm
People will sue for anything, and if attorney is hungry enough, will sue anyone within 50 feet of incident. :annoyed
The radius can be much greater than 50ft.
by Luke Duke
Tue Sep 12, 2017 12:08 pm
Forum: Personal Consumer Issues
Topic: Classic Car for Teen Driver(?)
Replies: 106
Views: 17563

Re: Classic Car for Teen Driver(?)

I think letting a young person buy a older car is a great way to augment and expand their mechanical knowledge. Yes the car will probably cost more than a used economy car. Yes he will spend lots of money on this old car making it like he likes and fixing the broken stuff but he will learn a lot. W...
by Luke Duke
Fri Sep 01, 2017 9:07 am
Forum: Investing - Help with Personal Investments
Topic: Help me fix my company's 401k plan
Replies: 12
Views: 835

Re: Help me fix my company's 401k plan

About a month ago my company added the following funds to the offerings: VTSAX - Vanguard Total Stock Market Index Fund Admiral Shares VTMGX - Vanguard Developed Markets Index Fund Admiral Shares VBILX - Vanguard Intermediate-Term Bond Index Fund Admiral Shares Not exactly what I asked for, but it i...
by Luke Duke
Wed Aug 23, 2017 8:25 am
Forum: Investing - Help with Personal Investments
Topic: Seeking Advice on Simplifying Large Taxable Retirement Portfolio
Replies: 23
Views: 2827

Re: Seeking Advice on Simplifying Large Taxable Retirement Portfolio

Maybe at some point I can find a smaller charity that I can believe in where I could make a substantial visible impact with a large donation. Please consider this. I'm involved with a small charitable organization where a person like you could make a massive difference in our mission. Look and see ...
by Luke Duke
Fri Aug 04, 2017 3:47 pm
Forum: Personal Consumer Issues
Topic: Delta priority boarding - first timer
Replies: 80
Views: 6211

Re: Delta priority boarding - first timer

Chip wrote:It will ensure that you're on early enough that there is overhead bin space for your carryon luggage.
This is the only real benefit to credit card level priority boarding.
by Luke Duke
Tue Aug 01, 2017 11:58 am
Forum: Personal Consumer Issues
Topic: Need to combine auto insurance w/ spouse... different effective dates
Replies: 8
Views: 445

Re: Need to combine auto insurance w/ spouse... different effective dates

You will get a refund for any unused portion of your insurance that you've already paid for if you cancel your policy early.
by Luke Duke
Tue Aug 01, 2017 7:32 am
Forum: Personal Consumer Issues
Topic: Any tips for negotiating with extended stay hotels?
Replies: 5
Views: 878

Re: Any tips for negotiating with extended stay hotels?

I'm a Marriott guy, so that is my default recommendation. If you choose a national brand, it would probably be wise to get their credit card so your points are multiplied (5x in Marriott's case).
by Luke Duke
Fri Jul 21, 2017 2:43 pm
Forum: Personal Consumer Issues
Topic: cell phone signal booster
Replies: 3
Views: 448

Re: cell phone signal booster

Check out WeBoost (formerly Wilson) cell phone boosters. We use one for travel and it does a good job. Realize that you have to have some signal to boost. Using an antenna with the booster helps even more. I have one of these in my truck and it works great. A friend of mine installed one at his lak...
by Luke Duke
Thu Jul 20, 2017 8:12 am
Forum: Personal Consumer Issues
Topic: Keurig vs coffeemaker - and the Keurig won
Replies: 53
Views: 4017

Re: Keurig vs coffeemaker - and the Keurig won

heartwood wrote:Funny that in all of the threads few comment on the taste. I've tried most (all?) of the Keurig coffees, many several times, and they all taste like less than I want.
This. My Kuerig now collects dust since I got a french press a few weeks ago.
by Luke Duke
Tue Jul 18, 2017 10:38 am
Forum: Investing - Help with Personal Investments
Topic: Simple 401k Rollover Question
Replies: 6
Views: 352

Re: Simple 401k Rollover Question

You might want to consider Roth conversions if you are going to have some low/no income years.
by Luke Duke
Fri Jul 14, 2017 9:01 am
Forum: Personal Consumer Issues
Topic: $1368 for new shocks/struts on '05 Corolla?
Replies: 83
Views: 5828

Re: $1368 for new shocks/struts on '05 Corolla?

what made you say that? 12-13 year old car with 131K miles on (potentially) original shocks is well beyond said parts life expectancy. From experience, I don't agree with that. I currently have a 10 year old CRV with 198,000 miles on it, and have never done anything with the shocks and struts. A wh...
by Luke Duke
Thu Jul 13, 2017 12:05 pm
Forum: Personal Consumer Issues
Topic: $1368 for new shocks/struts on '05 Corolla?
Replies: 83
Views: 5828

Re: $1368 for new shocks/struts on '05 Corolla?

what made you say that? 12-13 year old car with 131K miles on (potentially) original shocks is well beyond said parts life expectancy. From experience, I don't agree with that. I currently have a 10 year old CRV with 198,000 miles on it, and have never done anything with the shocks and struts. A wh...
by Luke Duke
Wed Jul 12, 2017 8:04 am
Forum: Personal Consumer Issues
Topic: Road vehicle, 4 adults, one car seat, must it be a minivan?
Replies: 43
Views: 2669

Re: Road vehicle, 4 adults, one car seat, must it be a minivan?

When we had our 3rd kid our options were to either buy a new car or spend $900 on 3 narrow car seats. I spent the $900.

http://www.amazon.com/gp/product/B01CL9GBDW/
by Luke Duke
Wed Jul 12, 2017 7:17 am
Forum: Personal Consumer Issues
Topic: $1368 for new shocks/struts on '05 Corolla?
Replies: 83
Views: 5828

Re: $1368 for new shocks/struts on '05 Corolla?

If you do it yourself, get a pneumatic impact gun. If you can't borrow one, get one at Harbor Freight for $100-150.
by Luke Duke
Tue Jul 11, 2017 2:26 pm
Forum: Personal Consumer Issues
Topic: instant pot [Pressure cooker]
Replies: 34
Views: 3171

Re: instant pot [Pressure cooker]

Been using mine on and off since I got it as a premium for opening up a $1000 CD in 1973. Every once in a while I buy a new gasket for it. I'm pretty sure that the OP is referring to a different model than the one you got in 1973. :mrgreen: http://www.amazon.com/Instant-Pot-Multi-Use-Programmable-P...
by Luke Duke
Tue Jul 11, 2017 7:57 am
Forum: Personal Consumer Issues
Topic: Non-profit accepting debit/credit cards - cost?
Replies: 12
Views: 943

Re: Non-profit accepting debit/credit cards - cost?

I am the president of a small non-profit that is associated with the neighborhood elementary school. The increased revenue that we receive by accepting credit cards more than makes up for the fees.
by Luke Duke
Mon Jul 10, 2017 7:28 am
Forum: Investing - Help with Personal Investments
Topic: Stop contributing to 529 on 50% chance grandparents pay
Replies: 42
Views: 3188

Re: Stop contributing to 529 on 50% chance grandparents pay

I'm basically in the same boat, except that I think that the odds are higher that my in-laws will pay. My wife and I still contribute to a 529.
by Luke Duke
Fri Jun 30, 2017 6:47 am
Forum: Personal Consumer Issues
Topic: Buying house - Very important decision
Replies: 228
Views: 19953

Re: Buying house - Very important decision

ERISA Stone wrote:My wife and I lived in a 2200 sqft house with one child and we always felt cramped.
I don't understand how this is possible.
by Luke Duke
Tue Jun 27, 2017 9:54 am
Forum: Investing - Help with Personal Investments
Topic: Looking into selling a structured settlement and need some advice
Replies: 66
Views: 4570

Re: Looking into selling a structured settlement and need some advice

I wouldn't sell. If you save all of the money and keep your expenses low, you will probably be able to retire in your early 40s.
by Luke Duke
Fri Jun 23, 2017 3:16 pm
Forum: Personal Consumer Issues
Topic: Surge Protector for Refrigerator
Replies: 36
Views: 3402

Re: Surge Protector for Refrigerator

I installed this whole house surge protector in about 15 minutes. It took me longer to gather my tools than it did to install. http://www.amazon.com/Eaton-CHSPT2ULTRA-Surge-Protection-3Rd/dp/B01AQAKRSS/ I chose it based on this review and the good Amazon reviews https://www.stevejenkins.com/blog/201...
by Luke Duke
Wed Jun 21, 2017 4:36 am
Forum: Personal Consumer Issues
Topic: Help with Guns in Estate [how to sell]
Replies: 56
Views: 5155

Re: Help with Guns in Estate [how to sell]

I hope that after I die my wife doesn't sell my guns for what I told her that I paid for them. :mrgreen:
by Luke Duke
Tue Jun 20, 2017 8:09 am
Forum: Personal Consumer Issues
Topic: Need WIFI repeater or second router Advice
Replies: 45
Views: 3078

Re: Need WIFI repeater or second router Advice

I haven't read all of the responses so far...

Buying your own router will probably fix your problem. I've got this one and I've been very happy.
http://www.amazon.com/gp/product/B00F0DD0I6/
by Luke Duke
Fri Jun 16, 2017 10:03 am
Forum: Investing - Help with Personal Investments
Topic: Help me fix my company's 401k plan
Replies: 12
Views: 835

Re: Help me fix my company's 401k plan

This is how I plan to reply: Add Total Bond Market Index (VBTLX), Total International Stock Market Index (VTIAX) and one (or both) of the following 2 funds: Total Stock Market Index (VTSAX) or Extended Market Index (VEXAX) This will allow a person to create a well-rounded, low-cost portfolio within ...
by Luke Duke
Fri Jun 16, 2017 10:02 am
Forum: Personal Consumer Issues
Topic: Watch Batteries
Replies: 53
Views: 3044

Re: Watch Batteries

No, but I'm sure that there are plenty of examples on YouTube.
by Luke Duke
Fri Jun 16, 2017 9:08 am
Forum: Investing - Help with Personal Investments
Topic: Help me fix my company's 401k plan
Replies: 12
Views: 835

Help me fix my company's 401k plan

A couple of months ago I complained about the fund selection. I was just asked which funds I would like to see added. Here is a list of the current offerings. I would like to suggest as few funds as possible so it doesn't appear that I'm being too much of a PITA. http://img.photobucket.com/albums/v3...
by Luke Duke
Fri Jun 16, 2017 8:49 am
Forum: Personal Consumer Issues
Topic: Watch Batteries
Replies: 53
Views: 3044

Re: Watch Batteries

Get a kit like this and change the battery yourself. You can spend more on a kit and get a case and more tools.

http://www.amazon.com/Stalwart-16-Piece ... B006VWVX1Q
by Luke Duke
Wed Jun 14, 2017 8:00 am
Forum: Personal Consumer Issues
Topic: Highlander vs. Pilot
Replies: 30
Views: 3739

Re: Highlander vs. Pilot

I have an '04 Highlander 4cyl with 250K miles. It has had less than $500 in repairs over its lifetime. It could probably use another $500.
by Luke Duke
Tue Jun 13, 2017 7:33 am
Forum: Personal Consumer Issues
Topic: Any advice on buying headstone for a grave?
Replies: 22
Views: 2006

Re: Any advice on buying headstone for a grave?

Sadly, particularly bronze theft is very much a thing, especially in rural cemeteries. Also vases and flowers are pretty commonly stolen. Would a marble or granite marker be preferable, then? I wouldn't mind getting started on the design now, though I hopefully have a few more decades. Definitely g...
by Luke Duke
Thu Jun 08, 2017 12:37 pm
Forum: Personal Consumer Issues
Topic: Installing Fencing to keep predators away from chickens?
Replies: 26
Views: 2027

Re: Installing Fencing to keep predators away from chickens?

I figured out a while ago that I can buy a lot of eggs for the cost of chickens, feed, a chicken coup, fencing, etc.
by Luke Duke
Wed Jun 07, 2017 9:03 am
Forum: Personal Consumer Issues
Topic: My Wife is having our 5th child. What is an appropriately extravagant push gift?
Replies: 90
Views: 8034

Re: My Wife is having our 5th child. What is an appropriately extravagant push gift?

I bought my wife birthstone earrings before she delivered our daughters with the idea that she will eventually give them to the girls when they are older. I didn't get my wife anything when she had our son (#3). In fact, my wife surprised me and gave me a nice pair of cuff links, which I hope to giv...
by Luke Duke
Tue Jun 06, 2017 7:49 am
Forum: Personal Consumer Issues
Topic: Recommendation of Security Cameras for Exterior of House
Replies: 36
Views: 5100

Re: Recommendation of Security Cameras for Exterior of House

Visit the IP Cam Talk Forum for more info that you could ever want about security cameras.
https://www.ipcamtalk.com/
by Luke Duke
Tue Jun 06, 2017 7:24 am
Forum: Personal Consumer Issues
Topic: Recommendations on Home Alarm Systems
Replies: 18
Views: 1896

Re: Recommendations on Home Alarm Systems

I've been happy with Smith Thompson.
by Luke Duke
Wed May 31, 2017 7:56 am
Forum: Personal Consumer Issues
Topic: best way to buy tires
Replies: 61
Views: 5846

Re: best way to buy tires

I'm a big Discount Tire fan.
by Luke Duke
Wed May 24, 2017 11:03 am
Forum: Personal Consumer Issues
Topic: Bradford White Electric Water heater?
Replies: 30
Views: 1937

Re: Bradford White Electric Water heater?

How difficult is it for average layperson to change anode in hot water heater? If you have an impact wrench it is a 10 minute job. You just cut off water and power to heater, drain about 10 gallons of water, unscrew the old and insert the new one. Make sure you have enough clearance above your heat...
by Luke Duke
Mon May 22, 2017 8:29 am
Forum: Personal Consumer Issues
Topic: Vehicle recommendation for large family
Replies: 32
Views: 2306

Re: Vehicle recommendation for large family

Others already mentioned it, but you may want to look into the Diono Radian RXT car seat. We were able to fit 3 across in an older Toyota Highlander. m Also a StowAway2 hitch rack/box may help too. They aren't cheap, but they are the only hitch racks that I am aware of that swivel out of the way to ...
by Luke Duke
Fri May 19, 2017 12:30 pm
Forum: Personal Consumer Issues
Topic: Homeowner's Insurance & New Roofs
Replies: 44
Views: 4008

Re: Homeowner's Insurance & New Roofs

So does having a hailstorm in itself mean you're roof is even damaged? Experienced many hailstorms and usually the issue is damage to vehicles and not damage to one's roof. I suspect it would take some pretty large hail to even break concrete tiles, and don't personally see how much damage could be...
by Luke Duke
Fri May 19, 2017 7:24 am
Forum: Personal Consumer Issues
Topic: Summer outdoor parties - party food ideas
Replies: 20
Views: 2024

Re: Summer outdoor parties - party food ideas

Barefootgirl wrote:(not including grilled foods)


Well, that excludes just about everything that I serve.