Search found 254 matches

by LuigiLikesPizza
Fri Nov 17, 2017 8:40 am
Forum: Personal Finance (Not Investing)
Topic: 401K & self employment retirement vehicles?
Replies: 4
Views: 199

Re: 401K & self employment retirement vehicles?

She's already maxing out her employee 401k, so I guess I see no reason for a second plan unless she planned to reduce (and I can see no reason why she would) her contributions to the 401K.
by LuigiLikesPizza
Fri Nov 17, 2017 7:45 am
Forum: Personal Finance (Not Investing)
Topic: 401K & self employment retirement vehicles?
Replies: 4
Views: 199

401K & self employment retirement vehicles?

My sister is a full time employee, maxing out her contributions to her employer's 401K plan. She recently started a very small side business in 2017 - in this business, she is an independent contractor performing occasional tasks for other businesses. She will receive 1099s at the end of the year, f...
by LuigiLikesPizza
Fri Nov 17, 2017 7:39 am
Forum: Personal Consumer Issues
Topic: ASUS Student Chromebook - thoughts?
Replies: 21
Views: 866

Re: ASUS Student Chromebook - thoughts?

I would also get a cellular enabled iPad/Chromebook unless you're planning on using wifi all the time or smartphone as a hotspot.

yes, an iPhone
by LuigiLikesPizza
Thu Nov 16, 2017 10:30 am
Forum: Personal Consumer Issues
Topic: ASUS Student Chromebook - thoughts?
Replies: 21
Views: 866

Re: ASUS Student Chromebook - thoughts?

He has a smartphone, but he's resistant to using it for certain apps (don't get me started lol)....he loves LAPTOPS :) Since he has the smartphone, is there any reason he would still need a cellular enabled laptop? ( He is planning to travel round trip across the US and portability is important...so...
by LuigiLikesPizza
Wed Nov 15, 2017 7:21 pm
Forum: Personal Consumer Issues
Topic: ASUS Student Chromebook - thoughts?
Replies: 21
Views: 866

ASUS Student Chromebook - thoughts?

This looks it will hit the high notes for my 70 something dad as he travels across the country, but wants to stay in touch with the world along the way.


https://www.asus.com/us/Laptops/ASUS-Chromebook-C202SA/

Anyone here used one of these? My first time with this type and brand...
by LuigiLikesPizza
Wed Nov 15, 2017 9:50 am
Forum: Personal Consumer Issues
Topic: Maui Jim Sunglasses (or similar quality)
Replies: 14
Views: 1042

Maui Jim Sunglasses (or similar quality)

Where do you find the best prices on these? Thanks
by LuigiLikesPizza
Mon Nov 13, 2017 8:09 pm
Forum: Personal Consumer Issues
Topic: Chromebook vs Windows 10?
Replies: 56
Views: 3299

Re: Chromebook vs Windows 10?

Just took the dive into a Chromebook a few weeks ago, based on the price and also my (teenage) daughters' positive experience at school with them. For the money (less than $200 in my case) it's a good deal.

Hi Cocker, do you mind if I ask which one you purchased? thanks
by LuigiLikesPizza
Sun Nov 12, 2017 4:37 pm
Forum: Personal Consumer Issues
Topic: Chromebook/Similar for Elderly Dad
Replies: 30
Views: 1638

Re: Chromebook/Similar for Elderly Dad

Thanks... I tried to get him to use a iPad tablet - he hated it, claimed he really prefers a keyboard... but didn't like the iPad for other reasons as well. He will use it to check Facebook & Instagram so he can see grandkid photos. Needs to be able to adjust font size due to his aging eyes. He will...
by LuigiLikesPizza
Sun Nov 12, 2017 2:12 pm
Forum: Personal Consumer Issues
Topic: Chromebook/Similar for Elderly Dad
Replies: 30
Views: 1638

Chromebook/Similar for Elderly Dad

Black Friday or Cyber Monday (whatever) is coming up and I am hoping to score a very reasonably priced, easy to use laptop for my dad.

Any brand and/or retailer suggestions are very very appreciated.

Thank you.
by LuigiLikesPizza
Sun Nov 05, 2017 12:28 pm
Forum: Investing - Theory, News & General
Topic: International Bonds - Are they needed?
Replies: 11
Views: 711

Re: International Bonds - Are they needed?

As I come upon retirement in the next year or so, I've been moving my AA to favor bonds over stocks.

Toward that end, I've been wondering about exchanging some percentage of my Vanguard international stock fund for an international bond fund.

Anyone else done that?
by LuigiLikesPizza
Sun Nov 05, 2017 8:44 am
Forum: Personal Consumer Issues
Topic: How to Label Plastic Boxes
Replies: 15
Views: 932

How to Label Plastic Boxes

I need to label, for long term storage, heavy duty plastic boxes. I took white cards, marked the contents, then taped them onto the boxes using heavy duty clear packing tape. I covered the surface of the card and surrounded area, for good measure. Nevertheless, they are beginning to peel already. Do...
by LuigiLikesPizza
Mon Oct 30, 2017 10:48 am
Forum: Personal Consumer Issues
Topic: MacBook Maintenance/Improvement - Running Slow
Replies: 16
Views: 1007

MacBook Maintenance/Improvement - Running Slow

Over the past few days, my Mac has become extremely slow and wonky, requiring me to Force Quit applications frequently. I run the Disk Utility/First Aid - and it helps a little, for a short amount of time - not sure what else to do and my understanding is that there is no software to be downloaded f...
by LuigiLikesPizza
Sat Oct 28, 2017 11:37 am
Forum: Personal Consumer Issues
Topic: Heavy Duty Boxes for long term storage
Replies: 6
Views: 504

Heavy Duty Boxes for long term storage

Downsizing from 1300 sq feet to 10 x 5 storage unit while I'm off traveling for a couple years. Only keeping what is treasured and cannot be replaced. Will be renting a climate controlled unit and hoping for the best...for example, some of these boxes will contain the art work of my now adult child ...
by LuigiLikesPizza
Sat Sep 23, 2017 9:59 am
Forum: Investing - Help with Personal Investments
Topic: International Bond Funds
Replies: 4
Views: 554

International Bond Funds

Please excuse the fact that I am not a sophisticated investor which shows by asking this question. I currently have about 30% of my equity allocation in a Vanguard Total International Stock fund. I am looking across my entire portfolio at the moment and I need to rebalance from to a lesser percentag...
by LuigiLikesPizza
Sat Sep 09, 2017 10:20 am
Forum: Personal Consumer Issues
Topic: DVDs and Longterm Storage
Replies: 7
Views: 630

DVDs and Longterm Storage

I'm packing boxes for longterm storage while I transition to a new lifestyle, really trying to pare down my belongings. In the interim, I'll be mobile for a couple years. I keep staring at my box of movie DVDs. I've only collected the movies I love and there are about 100 of them. I am ready to toss...
by LuigiLikesPizza
Thu Aug 17, 2017 1:15 pm
Forum: Personal Consumer Issues
Topic: Sales Tax Calculation when Buying Online
Replies: 10
Views: 633

Re: Sales Tax Calculation when Buying Online

I heard back from the seller. They said they charge all U.S. buyers the highest sales tax rate (based on NY).. they offered to reimburse me.

So I guess the moral of the story is that they keep the difference unless some goofball like me calls them to ask about it.
by LuigiLikesPizza
Sun Aug 13, 2017 6:45 pm
Forum: Personal Consumer Issues
Topic: T-Mobile promotion for 55+
Replies: 84
Views: 8680

Re: T-Mobile promotion for 55+

I pay just under that amount for a single line via Consumer Cellular.....but it's something of a hassle dealing with the shifting rate plans and having to monitor it in order not to overpay. I think I need to look into this.
by LuigiLikesPizza
Sun Aug 13, 2017 6:36 pm
Forum: Personal Consumer Issues
Topic: Sales Tax Calculation when Buying Online
Replies: 10
Views: 633

Sales Tax Calculation when Buying Online

Almost all of my online shopping takes place at Amazon. Over the years, I've glanced at the sales tax calculation and it always looks accurate. Today, I placed an order online with a company that I believe is outside the US. I went to look at my invoice in my inbox after the purchase and noticed tha...
by LuigiLikesPizza
Sat Aug 12, 2017 6:50 pm
Forum: Personal Finance (Not Investing)
Topic: When does renting make sense
Replies: 112
Views: 9995

Re: When does renting make sense

When you can deduct a reasonably decent percentage of your rental expenses due to business use/home office - and it's far less complicated at tax time, than if you owned the home - unless I suppose if you plan to be in that home for a long time.
by LuigiLikesPizza
Wed Aug 09, 2017 9:40 am
Forum: Personal Consumer Issues
Topic: Honey app to save money on Amazon?
Replies: 2
Views: 582

Honey app to save money on Amazon?

Have any of you tried this app? Did it save money? any side effects, lol ? thanks
by LuigiLikesPizza
Sun Aug 06, 2017 11:25 am
Forum: Personal Consumer Issues
Topic: Heavy Duty Boxes for Long Term Permanent Storage
Replies: 20
Views: 1888

Heavy Duty Boxes for Long Term Permanent Storage

I have some boxes right now in permanent storage - the cardboard ones tend to sink and get squished when other boxes sit on top of them - they are not that stable. The clear plastic Sterilite boxes from Walmart tend to crack and bend over time. I need a better solution as I am seriously downsizing a...
by LuigiLikesPizza
Sat Aug 05, 2017 4:41 pm
Forum: Personal Consumer Issues
Topic: NYT: Buy more takeout and hire a maid, study suggests
Replies: 36
Views: 6161

Re: NYT: Buy more takeout and hire a maid, study suggests

There are some ways to enjoy a care free meal at home that does not involve complications or lots of prep or dishes to wash.

We often slice fresh fruit, cheeses, nuts etc and make a cheese board. Nicely served with alchohol or iced tea as you prefer.
by LuigiLikesPizza
Sat Aug 05, 2017 11:30 am
Forum: Personal Consumer Issues
Topic: NYT: Buy more takeout and hire a maid, study suggests
Replies: 36
Views: 6161

Re: NYT: Buy more takeout and hire a maid, study suggests

My happiness will increase even more in the near future. I've priced out the cost of hotels in this HCOL (all promotions and discounts considered) and it seems they are competitive with my rent. I am nearing retirement, so I am giving up my apartment and moving into a hotel. I cannot imagine a livin...
by LuigiLikesPizza
Tue Aug 01, 2017 6:22 am
Forum: Personal Consumer Issues
Topic: Any tips for negotiating with extended stay hotels?
Replies: 5
Views: 912

Any tips for negotiating with extended stay hotels?

I have a couple of six week trips coming up and understand that it' best to negotiate locally.

Any recommendations for which chain has the best value for an extended stay hotel? (clean, breakfast, gym, etc.)? thanks
by LuigiLikesPizza
Mon Jul 31, 2017 6:44 pm
Forum: Personal Finance (Not Investing)
Topic: Financial Advisor/Retirement Planning - Conventional Wisdom?
Replies: 16
Views: 1752

Re: Financial Advisor/Retirement Planning - Conventional Wisdom?

"Are you a financial advisor or involved in the financial advisory business?
What an odd reply to my innocuous comment.

Is there a super secret password I missed upon joining? LOL
by LuigiLikesPizza
Mon Jul 31, 2017 8:11 am
Forum: Personal Finance (Not Investing)
Topic: Financial Advisor/Retirement Planning - Conventional Wisdom?
Replies: 16
Views: 1752

Re: Financial Advisor/Retirement Planning - Conventional Wisdom?

This the nature of forums :) hence why IMO, forums are but one source, not the only source.
by LuigiLikesPizza
Mon Jul 31, 2017 6:53 am
Forum: Investing - Theory, News & General
Topic: Preparing for change = personal financial planning implications
Replies: 10
Views: 1073

Preparing for change = personal financial planning implications

I often follow Richard Branson and he was recently featured in an article with Udo Gollub, CEO of 17 Minute Languages. Not so long ago, Gollub compiled a list of the imminent (now and over the next 20 years) changes to our lifestyles due to sweeping technological change. I could not help but try to ...
by LuigiLikesPizza
Mon Jul 31, 2017 6:42 am
Forum: Personal Consumer Issues
Topic: Buying Shoes
Replies: 12
Views: 1348

Re: Buying Shoes

I just stumbled across this piece this morning which talks about making 3D images of one's one feet in order to create the perfect shoe. Perhaps we're just waiting for the website to come along so we can order them custom made - According to the article, this is imminent. https://www.linkedin.com/pu...
by LuigiLikesPizza
Sun Jul 30, 2017 12:25 pm
Forum: Personal Consumer Issues
Topic: Buying Shoes
Replies: 12
Views: 1348

Re: Buying Shoes

What I have begun to do is when I do find a well fitting shoe at a good price - is to purchase several pairs and store the others for the future.

Given the vagaries of the shoe market, I think this might be a good idea.
by LuigiLikesPizza
Sun Jul 30, 2017 12:25 pm
Forum: Personal Consumer Issues
Topic: Buying Shoes
Replies: 12
Views: 1348

Re: Buying Shoes

What I have begun to do is when I do find a well fitting shoe at a good price - is to purchase several pairs and store the others for the future.

Given the vagaries of the shoe market, I think this might be a good idea.
by LuigiLikesPizza
Sun Jul 30, 2017 10:02 am
Forum: Personal Finance (Not Investing)
Topic: Financial Advisor/Retirement Planning - Conventional Wisdom?
Replies: 16
Views: 1752

Re: Financial Advisor/Retirement Planning - Conventional Wisdom?

i'll place my bets on the forum knowing more. I've received immensely helpful information here, no doubt. I find however that the quality of responses to any specific post are subject to whomever is responding that day or days. I tried to make that point with my hit or miss analogy above, but appea...
by LuigiLikesPizza
Sun Jul 30, 2017 8:10 am
Forum: Personal Consumer Issues
Topic: Buying Shoes
Replies: 12
Views: 1348

Buying Shoes

My GF has been buying the same American make & models of shoes for a decade - they fit well, wear well, etc. - but recently something changed - the quality and sizing are way off - even same brand/style name/size, etc. - such that they have been returned and won't be reordered again. We are noticing...
by LuigiLikesPizza
Sat Jul 29, 2017 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: Financial Advisor/Retirement Planning - Conventional Wisdom?
Replies: 16
Views: 1752

Re: Financial Advisor/Retirement Planning - Conventional Wisdom?

Why would you think a **recommended financial advisor** would know anything close to what the collective wisdom on this here board can impart? I think a life decision such as retirement should not be entered into lightly. For better or worse, often for better, the forum can still represent groupthi...
by LuigiLikesPizza
Sat Jul 29, 2017 8:24 pm
Forum: Personal Finance (Not Investing)
Topic: Working past your number, part II
Replies: 0
Views: 558

Working past your number, part II

If you've already hit your retirement number, but you are working another year and a half in order to reach retiree healthcare eligibility, would you make any changes or do anything differently *right now*? examples - - increased focus on that "bucket list" - don't wait until retirement, if possible...
by LuigiLikesPizza
Sat Jul 29, 2017 8:14 pm
Forum: Investing - Theory, News & General
Topic: Are any advisors not self serving
Replies: 25
Views: 2312

Re: Are any advisors not self serving

The advisor I met with this week advised me to retire at the latest date in his range, which would replace my current salary, even though I told him I've always lived on 50% of my current salary - so that makes me wonder. Additionally, when he saw my asset allocation percentage in bond funds he near...
by LuigiLikesPizza
Sat Jul 29, 2017 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: Financial Advisor/Retirement Planning - Conventional Wisdom?
Replies: 16
Views: 1752

Financial Advisor/Retirement Planning - Conventional Wisdom?

After shipping all my excrutiatingly personal financial details off to a recommended financial advisor a few weeks ago, we had our first meeting this week and he gave me his presentation based on my situation. My first concern was that he gave me his earliest, ideal and maximum suggested dates for m...
by LuigiLikesPizza
Tue Jul 25, 2017 9:24 pm
Forum: Personal Consumer Issues
Topic: Need Options - Honda Accord Incredibly Uncomfortable Seats
Replies: 81
Views: 6340

Re: Need Options - Honda Accord Incredibly Uncomfortable Seats

If I were you, I would look for a way to rig it. With the internet and the new world of on-demand customization, it seems you can find someone who could custom make a comfortable seat pad with the structure you need, fitted to the vehicle and to your body. Keep googling. It may cost a bit, but your ...
by LuigiLikesPizza
Tue Jul 25, 2017 11:28 am
Forum: Personal Consumer Issues
Topic: Treadmill Desk
Replies: 8
Views: 1042

Re: Treadmill Desk

I found an interesting configuration - looks great for someone like me who has to move in a few months:

https://healthylivinghowto.com/sitting-is-killing-you/

She claims the 15 pound weights on each end keep everything 100% stable
by LuigiLikesPizza
Mon Jul 24, 2017 7:24 pm
Forum: Personal Consumer Issues
Topic: Treadmill Desk
Replies: 8
Views: 1042

Re: Treadmill Desk

I'm intrigued by your suggestion Jim - but having trouble visualizing one aspect - drilling holes through pool noodles, which are at least a few inches thicK?
by LuigiLikesPizza
Sun Jul 23, 2017 7:00 pm
Forum: Personal Consumer Issues
Topic: Treadmill Desk
Replies: 8
Views: 1042

Treadmill Desk

I've had a laminated board cut to fit the dimensions of my treadmill, including rectangular holes on each side in order to attach it to the arms of my treadmill. I will use this at a slow speed while staring at a laptop screen during incredibly long and boring work related meetings. All I need now a...
by LuigiLikesPizza
Sun Jul 23, 2017 10:20 am
Forum: Personal Consumer Issues
Topic: How much electricity are you using and how expensive it is?
Replies: 93
Views: 5092

Re: How much electricity are you using and how expensive it is?

Northern VA, can't recall how many kw used by month, but usage is even year round - use electricity for everything - no gas here.

1200 square feet - $55 - $65/month year round.
by LuigiLikesPizza
Sun Jul 23, 2017 10:17 am
Forum: Personal Consumer Issues
Topic: Property in Rural Area that is going "chic"
Replies: 19
Views: 2993

Re: Property in Rural Area that is going "chic"

Property taxes and heating bill in upstate ny let alone the weekend traffic can be brutal. There's a reason big houses are often so cheap. They cost a lot to look after. Appreciate the feedback. I would be using this more as a seasonal home, than a weekend home. Property taxes are an issue, apparen...
by LuigiLikesPizza
Sat Jul 22, 2017 5:31 pm
Forum: Personal Consumer Issues
Topic: Keurig vs coffeemaker - and the Keurig won
Replies: 53
Views: 4360

Re: Keurig vs coffeemaker - and the Keurig won

I haven't drank a great cup of Keurig yet - maybe it's still out there. I note with interest however, that the aisles in the local groceries no longer say "coffee", they say "coffee pods".

That said, I don't think I can ever give up my Nespresso. LOVE IT.
by LuigiLikesPizza
Wed Jul 19, 2017 5:24 pm
Forum: Personal Consumer Issues
Topic: Property in Rural Area that is going "chic"
Replies: 19
Views: 2993

Re: Property in Rural Area that is going "chic"

If you are just looking for a place to live then all you care about, perhaps, is that you aren't too late. This is my primary concern. I am watching prices and so far, so good...but my target area is just beyond the bulls eye of the trendy activity - imagine that - it all surrounds a couple restaur...
by LuigiLikesPizza
Wed Jul 19, 2017 4:24 pm
Forum: Personal Consumer Issues
Topic: Property in Rural Area that is going "chic"
Replies: 19
Views: 2993

Re: Property in Rural Area that is going "chic"

I can see that - but I think more for liquid assets than real assets?, more complicated, barriers to entry, etc.
by LuigiLikesPizza
Wed Jul 19, 2017 3:46 pm
Forum: Personal Consumer Issues
Topic: Property in Rural Area that is going "chic"
Replies: 19
Views: 2993

Property in Rural Area that is going "chic"

For awhile now, I've had my eye on purchasing & upgrading a summer home in upstate NY. Now I'm hearing that the area I've been looking at is going "upscale" - currently, it's rural, with small towns and run down farms. Apparently, because land and property prices are depressed, it's becoming a targe...
by LuigiLikesPizza
Wed Jul 19, 2017 10:25 am
Forum: Personal Finance (Not Investing)
Topic: Bank accounts in another state
Replies: 6
Views: 725

Re: Bank accounts in another state

Actually, I am not changing or getting rid of my current address - just using a second one.

Maybe I am answering my own question as it just occurs to me there are people with seasonal homes who likely already do this.
by LuigiLikesPizza
Wed Jul 19, 2017 5:58 am
Forum: Personal Finance (Not Investing)
Topic: Bank accounts in another state
Replies: 6
Views: 725

Bank accounts in another state

Life has changed and I'll be spending quite a bit more time at my mother's house, in a different state. It's a very rural area, no national banks, only local banks and CUs. I'm thinking of opening a bank account in my mom's area at one of these locations. I bank online, but am thinking of using my m...
by LuigiLikesPizza
Tue Jul 18, 2017 6:16 pm
Forum: Personal Consumer Issues
Topic: Trying to communicate with a young nephew using iPad
Replies: 1
Views: 271

Trying to communicate with a young nephew using iPad

I have a seven year old nephew who lives across the country and this summer he has come up to speed quickly on using technology to connect with long distance family. In the past couple weeks he has been calling me on my phone and we've been chatting using Facetime - he's using his iPad for Facetime ...
by LuigiLikesPizza
Mon Jul 17, 2017 9:58 am
Forum: Personal Consumer Issues
Topic: Favorite Sous Vide Recipes/Foods?
Replies: 6
Views: 499

Favorite Sous Vide Recipes/Foods?

I purchased a new gen Anova last week during Prime Day...my first ever sous vide device.

What are your favorite applications? looking forward to trying steaks and seafood....

Tips are much appreciated!