Search found 10 matches

by Lost Laker
Sun Aug 13, 2017 12:24 am
Forum: Personal Consumer Issues
Topic: Extended stay feedback: Norwich, UK; Barcelona; Lyon, FR; Anchorage, AK
Replies: 4
Views: 440

Re: Extended stay feedback: Norwich, UK; Barcelona; Lyon, FR; Anchorage, AK

As far as culture goes, don't think you will have too much trouble with Anchorage. You won't need a passport to fly to Alaska :wink: The city is about 300K population-wise and you will find most things in Anchorage that you would find in other similar-sized cities in the U.S. Plus there is a plethor...
by Lost Laker
Sat May 27, 2017 4:46 pm
Forum: Personal Finance (Not Investing)
Topic: Meeting with retirement guru, specializes in federal govt employees
Replies: 72
Views: 7694

Re: Meeting with retirement guru, specializes in federal govt employees

I found this to be a helpful resource for federal employees: https://fersguide.com. And it is only $10. Covers the FERS pension, TSP, and SS and various other retirement considerations.
by Lost Laker
Tue Feb 17, 2015 2:57 am
Forum: Personal Consumer Issues
Topic: Not clearing snow from driveway
Replies: 81
Views: 8955

Re: Not clearing snow from driveway

If you have cracks in the concrete and water is getting in there and you have thawing and freezing cycles, that may over time take its toll. But I think there's only so much you can do. Eventually you will have to incur some expenses for the driveway. Just part of life up north. Getting out there an...
by Lost Laker
Sun Jan 25, 2015 10:15 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio review / paying debt vs investing with a windfall
Replies: 9
Views: 1054

Re: Portfolio review / paying debt vs investing with a windf

Your emergency fund looks like it is in good shape already. Regarding the mortgage, 3% is pretty low. I think your pre-windfall approach is good and worth continuing. Plus, looks like you will have it paid off far in advance of a typical retirement age. I like the idea of investing the windfall more...
by Lost Laker
Sun Jan 25, 2015 7:02 pm
Forum: Investing - Help with Personal Investments
Topic: 401K allocation
Replies: 8
Views: 1113

Re: 401K allocation

I think Wellington is a reasonable option as well. Vanguard describes Wellington's equity allocation as large cap value. The S&P 500 will be giving you more large cap. Wellington only has about 100 stocks, so the S&P diversifies you some more as far as large cap goes. If you wanted to divers...
by Lost Laker
Sun Jan 25, 2015 3:13 am
Forum: Investing - Help with Personal Investments
Topic: 401K allocation
Replies: 8
Views: 1113

Re: 401K allocation

Hello, it would be helpful to have some more information about the 401k offerings such as the names of the funds and the expense ratios. Also, does your daughter have other investments outside of the 401k, such as an IRA or taxable account? I'm not an expert on asset allocation or figuring out the m...
by Lost Laker
Fri Jan 23, 2015 12:21 am
Forum: Investing - Theory, News & General
Topic: TD Ameritrade Solo Roth 401k/Coverdell ESA
Replies: 12
Views: 1785

Re: TD Ameritrade Solo Roth 401k/Coverdell ESA

I've been using TDA for quite some time and also have Coverdell ESAs there. No complaints. The commission free ETFs are nice. As previously mentioned, VTI and BND are both commission free. If you're going for the Vanguard ETF 3-fund portfolio, VXUS is not for some reason, but VEU is. I seem to recal...
by Lost Laker
Sun Dec 28, 2014 12:09 pm
Forum: Investing - Help with Personal Investments
Topic: Asset Allocation Questions for Retirement Accounts
Replies: 4
Views: 620

Re: Asset Allocation Questions for Retirement Accounts

BigJohn and Laura: Thank you for the responses. I'll take a look at the additional items you suggested, but it sounds like the option I was leaning towards is probably the best for a core bond holding. I'll study up on TIPS to see if that makes sense at some point.

LL
by Lost Laker
Sun Dec 28, 2014 1:56 am
Forum: Investing - Help with Personal Investments
Topic: Asset Allocation Questions for Retirement Accounts
Replies: 4
Views: 620

Asset Allocation Questions for Retirement Accounts

Hello, I'm in the process of putting together an asset allocation strategy in 2 employer-provided 401(a) accounts and a 457 account. I'm working on assembling something that resembles a 3-fund portfolio based on the investment options I have available. Regarding the bond component, I'm looking at se...