Search found 794 matches

by LazyNihilist
Wed Apr 06, 2016 10:55 am
Forum: Investing - Theory, News & General
Topic: "Simple vs. Complex"
Replies: 12
Views: 1880

Re: "Simple vs. Complex"

Thanks for the great article Taylor.

Love this from the article.
And simple need not be conflated with easy or stupid. Albert Einstein said that "everything should be made as simple as possible, but no simpler."
by LazyNihilist
Sun Mar 20, 2016 8:55 pm
Forum: Investing - Theory, News & General
Topic: Amazon Prime video interview Jack Bogle
Replies: 1
Views: 621

Re: Amazon Prime video interview Jack Bogle

Wonderful interview.

Thanks.
by LazyNihilist
Sun Mar 20, 2016 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Any experience w/ Ally CHECKING account?
Replies: 40
Views: 2660

Re: Any experience w/ Ally CHECKING account?

I have had no problems with Ally so far.
I also use Schwab for unlimited ATM fee refunds. Both Ally and Schwab Checking account are good.
by LazyNihilist
Mon Feb 15, 2016 12:52 pm
Forum: Personal Consumer Issues
Topic: $50 Amazon tablet
Replies: 39
Views: 3603

Re: $50 Amazon tablet

protagonist wrote:I have 5.1. Did you use any specific tool to root? I have Google Play Store. I got hung up trying to load the fastroot drivers.


I followed rootjunky's video's for it.

For rooting,
https://www.youtube.com/watch?v=sVv1D_LNLTg

For SlimLP
https://www.youtube.com/watch?v=NaCBSuUuhRE
by LazyNihilist
Fri Feb 12, 2016 12:54 pm
Forum: Personal Consumer Issues
Topic: $50 Amazon tablet
Replies: 39
Views: 3603

Re: $50 Amazon tablet

I actually bought a couple of Fire Tablets when they were $35. I gave one away as a gift and kept the other to replace an iPad that broke (I dropped it). It works well enough (I guess) and I don't have any major complaints... but I feel like it works just barely well enough for me to be happy enoug...
by LazyNihilist
Sun Jan 31, 2016 8:01 pm
Forum: Local Chapters and Bogleheads Community
Topic: One year of knowing Taylor Larimore
Replies: 15
Views: 2887

One year of knowing Taylor Larimore

Dear Bogleheads, One year ago, I moved to Miami, FL from Connecticut. Relocating to Florida https://www.bogleheads.org/forum/viewtopic.php?t=153343 I didn't bring any alligator repellent like livesoft recommended. But, I noticed that Taylor had his Location in Bogleheads displayed as Miami FL. So, o...
by LazyNihilist
Thu Jan 07, 2016 1:08 pm
Forum: Personal Consumer Issues
Topic: Jackpot Now Estimated $700 Million, who's in?
Replies: 149
Views: 6485

Re: Jackpot Now Estimated $700 Million, who's in?

Is it legally/technically possible to buy a lottery ticket with Roth IRA $$$?
What will the IRS do if someone hits the jackpot on that ticket?
by LazyNihilist
Thu Dec 31, 2015 3:13 pm
Forum: Personal Consumer Issues
Topic: VPN Service, personal. suggestions.
Replies: 23
Views: 1907

Re: VPN Service, personal. suggestions.

The best comparison of VPN services i've seen. From Reddit.
https://docs.google.com/spreadsheets/d/ ... li=1#gid=0
by LazyNihilist
Fri Dec 18, 2015 3:30 pm
Forum: Personal Consumer Issues
Topic: safe inexpensive secure password site
Replies: 31
Views: 2231

Re: safe inexpensive secure password site

I would highly recommend KeePass.
by LazyNihilist
Thu Nov 26, 2015 4:34 pm
Forum: Personal Consumer Issues
Topic: Secure Public Internet - VPN Traffic
Replies: 4
Views: 762

Re: Secure Public Internet - VPN Traffic

If you use the standard OpenVPN Server and Client, once the VPN connection is established to the server all network traffic from the client is tunneled through the VPN server. You would not be required to use a Remote Desktop. When you connect using the Global VPN Client, what happens if you use you...
by LazyNihilist
Mon Nov 09, 2015 10:25 pm
Forum: Personal Consumer Issues
Topic: What is unused (cell plan) data worth to you?
Replies: 56
Views: 4572

Re: What is unused data worth to you?

Google has a new Phone plan called Project Fi. https://fi.google.com/about/ It's $20/month/phone + $0.01/mb of data used. Only mobile data counts, data over WiFi is free and Google automatically connects to any open wifi using a VPN. So you rarely need to use mobile data. It works only on certain Ne...
by LazyNihilist
Mon Nov 09, 2015 6:31 pm
Forum: Personal Consumer Issues
Topic: Password managers (eg Keepass, Lastpass, 1Password etc)- security risk
Replies: 29
Views: 3023

Re: Password managers (eg Keepass, Lastpass, 1Password etc)- security risk

Security is a trade off most of the time.
KeePass is still one of the best Password managers around.
If an attacker has root/Admin access to the user's system, the system is compromised and it's time to reinstall the OS and reset all the passwords.
by LazyNihilist
Mon Sep 21, 2015 2:37 pm
Forum: Forum Issues and Administration
Topic: how to make default font size bigger?
Replies: 6
Views: 1132

Re: how to make default font size bigger?

Miriam2 wrote:
LazyNihilist wrote:If you use firefox, there is an easy way to do this . . . This makes the controls only change the size of text; not images.

LN - can we do this for Windows IE?


Miriam2,
Yes IE has an option in the menu bar go to View -> Text Size
It has five options Smallest, Small, Medium, Large, Largest.
by LazyNihilist
Fri Sep 18, 2015 9:38 pm
Forum: Forum Issues and Administration
Topic: how to make default font size bigger?
Replies: 6
Views: 1132

Re: how to make default font size bigger?

If you use firefox, there is an easy way to do this On the menu at the top, click View, then go to Zoom. Select Zoom Text Only. This makes the controls only change the size of text; not images. https://support.mozilla.org/en-US/kb/font-size-and-zoom-increase-size-of-web-pages#w_how-to-only-change-th...
by LazyNihilist
Thu Aug 13, 2015 8:33 pm
Forum: Investing - Theory, News & General
Topic: Inverse ETFs
Replies: 44
Views: 3206

Re: Inverse ETFs

If you feel the need to buy Inverse ETF's, please do it only with 'Play Money'.
by LazyNihilist
Mon Jul 27, 2015 9:22 pm
Forum: Local Chapters and Bogleheads Community
Topic: South Florida Local Chapter
Replies: 117
Views: 18850

Re: South Florida Local Chapter

Here are a couple of pictures from the meeting yesterday.
Please let me know (reply or PM me) if you don't want the picture here.

Image

Image
by LazyNihilist
Mon Jul 20, 2015 12:40 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1548
Views: 348875

Re: What Book Are You Currently Reading? Part VI

Fahrenheit 451 It was a pleasure to burn. Felt the themes addressed similar to 1984. The kindle version had lots of 'extra material' about the book. It felt like an abrupt ending when the book finished around 68% through and the rest was about the history of the book, reviews, movies and Ray Bradbur...
by LazyNihilist
Thu Jun 18, 2015 3:28 pm
Forum: Investing - Theory, News & General
Topic: Vanguard website down
Replies: 22
Views: 2851

Re: Vanguard website down

If Vanguard was hacked, could our assets in Vanguard be stolen?
by LazyNihilist
Thu Jun 11, 2015 11:56 am
Forum: Investing - Theory, News & General
Topic: Vanguard Target Funds
Replies: 32
Views: 4790

Re: Vanguard Target Funds

If Vanguard Target Date (and Life Strategy) Funds had an option of using Admiral shares and have ETF's that would be perfect.
by LazyNihilist
Fri Jun 05, 2015 11:07 pm
Forum: Personal Consumer Issues
Topic: Stanley Kubrick's 2001 a space odyssey
Replies: 154
Views: 15561

Re: Stanley Kubrick's 2001 a space odyssey

Here's a video from SpaceX that fans of 2001 might enjoy. https://www.youtube.com/watch?v=4_sLTe6-7SE
by LazyNihilist
Fri Jun 05, 2015 9:45 pm
Forum: Personal Consumer Issues
Topic: Amazon Customer Reviews
Replies: 6
Views: 1359

Re: Amazon Customer Reviews

I always read the customer reviews whenever I buy through Amazon. I give more credence to 3 & 4 star reviews than 1, 2 or 5 star reviews; they seem to be more balanced and fair. I was looking at the reviews of a particular book and found only three customers had reviewed the book. All three wer...
by LazyNihilist
Wed Jun 03, 2015 4:33 pm
Forum: Personal Finance (Not Investing)
Topic: much ado about coasting (through life)
Replies: 256
Views: 38002

Re: much ado about coasting (through life)

Nothing matters. So, do whatever makes you happy. :happy
by LazyNihilist
Fri May 15, 2015 3:07 pm
Forum: Personal Consumer Issues
Topic: PDF file locking up computer
Replies: 20
Views: 2136

Re: PDF file locking up computer

Sumatra PDF Reader is a light weight free and open source PDF reader software for Windows.
I prefer this to Adobe Acrobat, which is buggy and has a very huge footprint.
by LazyNihilist
Wed Apr 29, 2015 12:29 pm
Forum: Investing - Theory, News & General
Topic: XIRR of NASDAQ over the last 15 years
Replies: 20
Views: 2207

Re: XIRR of NASDAQ over the last 15 years

I should have explained the chart columns: The seven columns are 1) date of purchase, 2) value of NASDAQ index, 3) investment amount, 4) number "shares of the NASDAQ" purchased, 5) cumulative number of shares purchased, 6) value of investment, 7) cumulative investment amount You can see t...
by LazyNihilist
Tue Apr 28, 2015 9:26 pm
Forum: Investing - Theory, News & General
Topic: XIRR of NASDAQ over the last 15 years
Replies: 20
Views: 2207

Re: XIRR of NASDAQ over the last 15 years

I should have explained the chart columns: The seven columns are 1) date of purchase, 2) value of NASDAQ index, 3) investment amount, 4) number "shares of the NASDAQ" purchased, 5) cumulative number of shares purchased, 6) value of investment, 7) cumulative investment amount You can see t...
by LazyNihilist
Mon Apr 27, 2015 12:04 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle at The Aspen Institute
Replies: 3
Views: 795

Re: Jack Bogle at The Aspen Institute

As always, Jack Bogle keeping it simple.
by LazyNihilist
Mon Apr 27, 2015 11:56 am
Forum: Personal Consumer Issues
Topic: Another reason NOT to use (free) Wifi
Replies: 53
Views: 7439

Re: Another reason NOT to use (free) Wifi

If someone see's that you are at a mall, you don't care. If someone see's that you are at a post office, you don't care. If someone see's that you are at a movie theater, you don't care. Now if all these 3 persons work for the same parent company (or if they sell this information to doubleclick or s...
by LazyNihilist
Mon Apr 27, 2015 11:34 am
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 429
Views: 173802

Re: TV show recommendations?

jay22 wrote:Watching The Wire again these days.

Unarguably the greatest TV series ever to be produced. Top class stuff.


Most def.

One thing about The Wire actors compared to other TV shows is there few 'beautiful models' in The Wire. Only Dominic West and Idris Elba that I can think of.
by LazyNihilist
Sun Apr 26, 2015 7:45 pm
Forum: Personal Consumer Issues
Topic: Nutribullet or Ninja extractor?
Replies: 20
Views: 2313

Re: Nutribullet or Ninja extractor?

Also, check Breville Hemisphere blender. I'm pretty happy with it. http://www.amazon.com/gp/product/B00DS47D5A
by LazyNihilist
Thu Apr 23, 2015 12:44 pm
Forum: Investing - Theory, News & General
Topic: A Great List of Useless Financial Porn Phrases
Replies: 30
Views: 4842

Re: A Great List of Useless Financial Porn Phrases

livesoft wrote:We turn your money and our experience into our money and your experience.

Brilliant.
by LazyNihilist
Fri Apr 17, 2015 8:16 pm
Forum: Local Chapters and Bogleheads Community
Topic: Favorite Boglehead Avatar?
Replies: 89
Views: 7805

Re: Favorite Boglehead Avatar?

CABob wrote:LazyNihilist -
So what is your avatar? Is that the unicorn you almost saw one time? :P


Almost almost, the Invisible Pink Unicorn works in mysterious ways :wink: :wink:
by LazyNihilist
Fri Apr 17, 2015 10:35 am
Forum: Investing - Theory, News & General
Topic: Porter Stansberry advising going to 100% cash - Help!
Replies: 56
Views: 8559

Re: Porter Stansberry advising going to 100% cash - Help!

The scare mongering and predictions for a 50% drop in 2014 didn't pan out. Obviously. They are now back with a new round of similarly dire predictions for 70% drop by Oct 11, 2015 (strangely specific). Apparently fear sells, and the fact that they simply change the prediction to six months in the f...
by LazyNihilist
Thu Apr 16, 2015 8:45 pm
Forum: Local Chapters and Bogleheads Community
Topic: Favorite Boglehead Avatar?
Replies: 89
Views: 7805

Re: Favorite Boglehead Avatar?

Searching through more avatars I found bertilak's previous avatar with the Rabbit like creature very fascinating. Like it was calling me. And when I see this Avatar, I get an urge to just go to Barcelona to watch Messi play. https://www.bogleheads.org/forum/download/file.php?avatar=17086.jpg
by LazyNihilist
Wed Apr 15, 2015 9:28 pm
Forum: Local Chapters and Bogleheads Community
Topic: Favorite Boglehead Avatar?
Replies: 89
Views: 7805

Re: Favorite Boglehead Avatar?

I like all avatars. The below is one of my favorites.

Image
Sheepdog
by LazyNihilist
Mon Apr 13, 2015 5:08 pm
Forum: Personal Consumer Issues
Topic: Password manager recommendations?
Replies: 86
Views: 9545

Re: Password manager recommendations?

KeePass.
I've been using it for some time. It is portable across multiple platforms. I use it on Linux, Android Phone and Windows.
And the primary feature is it is open source.
by LazyNihilist
Fri Apr 10, 2015 9:20 pm
Forum: Personal Consumer Issues
Topic: On a budget and Friday night
Replies: 68
Views: 6191

Re: On a budget and Friday night

pennstater2005 wrote:Nobody's answered what rich folks do :wink: We like to go look at our massive fountain in front of the estate and then laugh at the common folk who drive by. :moneybag

Now I know what to do with my Friday nights ;-)
by LazyNihilist
Fri Apr 10, 2015 9:14 pm
Forum: Personal Consumer Issues
Topic: On a budget and Friday night
Replies: 68
Views: 6191

Re: On a budget and Friday night

This is a very interesting question. What do rich people do in retirement? If you have good medical insurance, a home, enough money for food and utilities isn't the rest just gravy? If some rich person spent the day playing golf vs a not so rich person spent the day strolling in the park what is the...
by LazyNihilist
Fri Apr 10, 2015 9:03 pm
Forum: Investing - Theory, News & General
Topic: The $1 Million Goal: Source of Motivation or Discouragement?
Replies: 172
Views: 19346

Re: The $1 Million Goal: Source of Motivation or Discouragem

Was wondering if this kind of goal-setting/mentality is doing more harm than good? Your thoughts? Great discussion. I'll share my experience from talking to college students about the $1 million goal. I explained that if they invest $5k in the market every year for 40 years, this $200k (=$5k * 40) ...
by LazyNihilist
Thu Apr 09, 2015 8:18 pm
Forum: Investing - Theory, News & General
Topic: The $1 Million Goal: Source of Motivation or Discouragement?
Replies: 172
Views: 19346

Re: The $1 Million Goal: Source of Motivation or Discouragem

The goal is to accumulate 33.33 times annual expenditure before retiring, so you have income > expenditure. Whatever motivates people to best achieve the goal should be followed. As NisiPrius has in his signature Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happi...
by LazyNihilist
Tue Apr 07, 2015 7:43 pm
Forum: Personal Consumer Issues
Topic: Obtaining Swiss visa in the US
Replies: 16
Views: 1578

Re: Obtaining Swiss visa in the US

I hate transit visas. Just another excuse to hassle passengers and make money.
by LazyNihilist
Mon Apr 06, 2015 8:01 pm
Forum: Personal Consumer Issues
Topic: Obtaining Swiss visa in the US
Replies: 16
Views: 1578

Re: Obtaining Swiss visa in the US

Also - make sure your parents have a visa for any country they may be passing through in Europe if it is not part of Schengen. The main culprit here being if you were planning to fly on a BA flight through London, you'll need a separate Transit Visa for the UK (as they are not part of Schengen). UK...
by LazyNihilist
Tue Mar 17, 2015 8:32 pm
Forum: Personal Finance (Not Investing)
Topic: My Greatest Weakness.
Replies: 37
Views: 6675

Re: My Greatest Weakness.

All of us have weaknesses, and one of these weaknesses is "the greatest." But there is time and place for confessing one's weaknesses. It's one thing to express one's vulnerability with friends and lovers to deepen the relationship, and it's another thing to use cliche answers such as &qu...
by LazyNihilist
Tue Mar 03, 2015 8:34 pm
Forum: Personal Finance (Not Investing)
Topic: One share of BRK.B for Geico discount?
Replies: 22
Views: 4763

Re: One share of BRK.B for Geico discount?

I have my car insured with Geico. And after reading a post about this very thing on Bogleheads a few months back, I bought 1 share of BRK.B and got a discount.
I was expecting a 8% discount, but got only a 1.6% discount. I think that's because I already get lots of other discounts. So happy with this.
by LazyNihilist
Tue Mar 03, 2015 8:23 pm
Forum: Investing - Theory, News & General
Topic: Taylor Larimore Honored
Replies: 59
Views: 7169

Re: Taylor Larimore Honored

Congratulations Taylor.

Thanks for the Investing Advice and the Sailing Lessons :happy
by LazyNihilist
Fri Feb 13, 2015 5:45 pm
Forum: Personal Consumer Issues
Topic: Dusting wood floors -- robots and vacuums
Replies: 19
Views: 2160

Re: Dusting wood floors -- robots and vacuums

I got a Roomba and it was one of the best purchases I made. The thing with robot vacuum cleaners is, they don't get tired. You can set a schedule and it vacuums. It might not be as good as the normal vacuum cleaners on a single vacuum, but it can vacuum multiple times without any effort which makes ...
by LazyNihilist
Thu Jan 15, 2015 2:44 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1548
Views: 348875

Re: What Book Are You Currently Reading? Part VI

The Power Broker: Robert Moses and the Fall of New York by Robert Caro. What an amazing biography. Showing the use of power by an unelected individual in a democracy. Further reinforces my notion that power corrupts absolutely everyone and everything. And power wants more power. The only solution is...
by LazyNihilist
Tue Jan 13, 2015 6:45 pm
Forum: Investing - Theory, News & General
Topic: If you can hold only Cash or Total World Stock.
Replies: 6
Views: 714

If you can hold only Cash or Total World Stock.

If you can choose only between Cash and Vanguard Total World Stock, what percentage would you invest in the Total World Stock and what percentage would you hold in Cash? Assume you have enough Emergency Funds. I 'understand' stocks (or at least sufficient enough to be comfortable with them). And I '...
by LazyNihilist
Sun Jan 11, 2015 1:47 am
Forum: Personal Consumer Issues
Topic: Humidifiers
Replies: 25
Views: 3510

Re: Humidifiers

I use 2 crane ultrasonic humidifiers. One in the living room one in the bedroom. I keep them running almost constantly when I'm at home. Helps keep the humidity up, especially during cold days. They do the job well, but they have to be maintained daily and use new filters regularly.

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