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by LadyGeek
Sun May 29, 2016 11:49 am
Forum: Investing - Help with Personal Investments
Topic: Investing when you have an estranged spouse
Replies: 40
Views: 1463

Re: Investing when you have an estranged spouse

FYI - Privacy concerns are being addressed via PM; the OP's avatar has been removed.

shakenbake - You're getting good advice. If you have any questions, ask them here. If you don't understand an answer, by all means let us know and we'll try again.
by LadyGeek
Sun May 29, 2016 10:12 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1631
Views: 340765

Re: What Movie Have You Recently Watched?

The 5th Wave. Aliens conquer the earth, kids spoil the outcome. For a PG-13 movie, it's not bad.
by LadyGeek
Sun May 29, 2016 9:56 am
Forum: Investing - Help with Personal Investments
Topic: Reading advice
Replies: 22
Views: 780

Re: Reading advice

It might not be free from Amazon, as it depends on your Kindle subscription.

Here's the free download from etf.com: If You Can: How Millennials Can Get Rich Slowly (PDF)
by LadyGeek
Sat May 28, 2016 9:14 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1559
Views: 352977

Re: What Book Are You Currently Reading? Part VI

Hell's Gate, by David Weber and Linda Evans. Two societies at different levels of technology and magic get connected through a multi-world portal. I like the writing style, it's keeping me interested.
by LadyGeek
Sat May 28, 2016 8:00 pm
Forum: Personal Consumer Issues
Topic: Separate data partition on dual-boot system?
Replies: 29
Views: 1482

Re: Separate data partition on dual-boot system?

I dual-boot Fedora (Linux) and Windows 7. The data partitions are separate. Why? Simply because Linux does not respect MS Windows file permissions. Anything and everything is open, which is why you never let a guest boot into your system with a Linux Live CD. Sure, I can tweak permissions from the L...
by LadyGeek
Sat May 28, 2016 7:37 pm
Forum: Personal Finance (Not Investing)
Topic: Early retirement and opportunity cost, by Harry Sit
Replies: 31
Views: 2341

Re: Early retirement and opportunity cost, by Harry Sit

This thread is now in the Personal Finance (Not Investing) forum (retirement planning). I also modified the thread title (added a comma).
by LadyGeek
Sat May 28, 2016 6:40 pm
Forum: Investing - Help with Personal Investments
Topic: Tax Loss Harvesting - VTI to SCHB
Replies: 6
Views: 352

Re: Tax Loss Harvesting - VTI to SCHB

The wiki has some background info: Wash sale
by LadyGeek
Sat May 28, 2016 6:36 pm
Forum: Personal Finance (Not Investing)
Topic: Early retirement and opportunity cost, by Harry Sit
Replies: 31
Views: 2341

Re: Early retirement and opportunity cost by Harry Sit

FYI - Harry Sit posts here as tfb, his background is in the wiki: The Finance Buff
by LadyGeek
Sat May 28, 2016 4:01 pm
Forum: Investing - Help with Personal Investments
Topic: Reading advice
Replies: 22
Views: 780

Re: Reading advice

try the wiki for recommended reading. You can't go wrong with anything from Swedroe, Ferri, Bogle or Bernstein. Not presented in any particular order. That would be here: Books: recommendations and reviews The home page also has some recommendations. Look on the left sidebar under "New to inve...
by LadyGeek
Sat May 28, 2016 2:37 pm
Forum: Personal Consumer Issues
Topic: Brita filter -- OEM or generic?
Replies: 2
Views: 240

Re: Brita filter -- OEM or generic?

This thread is now in the Personal Consumer Issues forum (filter).
by LadyGeek
Sat May 28, 2016 12:43 pm
Forum: Investing - Help with Personal Investments
Topic: Thomas White International Fund I - TWWIX
Replies: 6
Views: 300

Re: Thomas White International Fund I - TWWIX

FYI - This is being worked via PM.
by LadyGeek
Sat May 28, 2016 12:24 pm
Forum: Investing - Help with Personal Investments
Topic: Thomas White International Fund I - TWWIX
Replies: 6
Views: 300

Re: Thomas White International Fund I - TWWIX

shakenbake - We have tried to help you for the last few weeks. The recommendations were clear- please consolidate your information in a single thread using the Asking Portfolio Questions . Also, to read the wiki: Getting started Scattering questions about individual stocks will not help your situati...
by LadyGeek
Sat May 28, 2016 12:08 pm
Forum: Investing - Help with Personal Investments
Topic: Best time of day to buy or sell funds
Replies: 25
Views: 1614

Re: Best time of day to buy or sell funds

The OP has removed most of her comments.

(Thread locked.)
by LadyGeek
Sat May 28, 2016 12:07 pm
Forum: Investing - Help with Personal Investments
Topic: DODIX [Dodge & Cox Income]
Replies: 53
Views: 2008

Re: DODIX [Dodge & Cox Income]

The OP has removed most of her comments.

(Thread locked.)
by LadyGeek
Sat May 28, 2016 12:06 pm
Forum: Investing - Help with Personal Investments
Topic: When to sell?
Replies: 87
Views: 4333

Re: When to sell?

The OP has removed all her comments.

(Thread locked.)
by LadyGeek
Sat May 28, 2016 11:27 am
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 664
Views: 104251

Re: Boglehead Beer

If you want something refreshing on a hot day, try Leinenkugel's Summer Shandy. It's a weiss beer with a lemonade flavor.

I don't like "flavor" beers in general, as they all seem artificial to me. However, this one just works.
by LadyGeek
Fri May 27, 2016 8:57 pm
Forum: Forum Issues and Administration
Topic: Staying Logged In
Replies: 27
Views: 1630

Re: Staying Logged In

Sorry, I thought the issue was resolved when I stated earlier that we can do anything about this. I'm guessing you've got something in your configuration that is triggering the https:// (secure) protocol to request authentication (login again). Consider we're using the world's #1 open source forum s...
by LadyGeek
Fri May 27, 2016 7:41 pm
Forum: Personal Consumer Issues
Topic: Do I want a house with a pool?
Replies: 61
Views: 3679

Re: Do I want a house with a pool?

This thread is now in the Personal Consumer Issues forum (pool).
by LadyGeek
Fri May 27, 2016 6:08 pm
Forum: Personal Finance (Not Investing)
Topic: credit score dispute
Replies: 2
Views: 351

Re: credit score dispute

This thread is now in the Personal Finance (Not Investing) forum (credit score).
by LadyGeek
Fri May 27, 2016 4:08 pm
Forum: Personal Finance (Not Investing)
Topic: Pride in no inheritance to kids?
Replies: 233
Views: 320

Re: Pride in no inheritance to kids?

There was a rather heated interchange regarding taxation of inheritances, entitlement (the children vs. the government), and which child should get the money (one vs. the other based on career choice). Those posts have been removed. This thread has run its course and is locked (topic exhausted, fur...
by LadyGeek
Fri May 27, 2016 3:04 pm
Forum: Investing - Theory, News & General
Topic: New Book: Living off Your Money (Michael McClung)
Replies: 46
Views: 5566

Re: New Book: Living off Your Money (Michael McClung)

A few posts were removed. This thread is locked for moderator review.
by LadyGeek
Fri May 27, 2016 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 495
Views: 54782

Re: High Earners - What's Your Profession?

Please stay focused on your profession. Discussions on comparative city demographics are off-topic.
by LadyGeek
Fri May 27, 2016 2:46 pm
Forum: Personal Consumer Issues
Topic: Circular Saw
Replies: 18
Views: 698

Re: Circular Saw

This thread is now in the Personal Consumer Issues forum (saw).
by LadyGeek
Thu May 26, 2016 8:33 pm
Forum: Personal Consumer Issues
Topic: Painting House Interior - How easy to do it yourself?
Replies: 98
Views: 4728

Re: Painting House Interior - How easy to do it yourself?

I removed an off-topic comment. As a reminder, see: We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a respectful manner to other posters. The points hav...
by LadyGeek
Thu May 26, 2016 5:55 pm
Forum: Investing - Help with Personal Investments
Topic: As bad as I think it is? [403(b) plan choices]
Replies: 36
Views: 2876

Re: As bad as I think it is? [403(b) plan choices]

While the OP's choices are less than ideal, it is always much better to invest with a bad plan instead of nothing at all. Here's why: Importance of saving early Although if the OP is in a lower tax bracket, it would likely seem better to invest in a Roth and Taxable than to have a 2% drag, no? Good...
by LadyGeek
Thu May 26, 2016 5:45 pm
Forum: Investing - Theory, News & General
Topic: Wrong cost basis method used by Vanguard
Replies: 59
Views: 6919

Re: Wrong cost basis method used by Vanguard

I checked my lot data and they fixed it all. Not sure why they quoted 7-10 days? Hopefully it is truly fixed and I don't have some kind of issue come tax time. I think they meant that they will fix the cause of the problem in 7-10 days. As I (tried to) allude to up thread changing the cost basis me...
by LadyGeek
Thu May 26, 2016 4:25 pm
Forum: Investing - Help with Personal Investments
Topic: As bad as I think it is? [403(b) plan choices]
Replies: 36
Views: 2876

Re: As bad as I think it is? [403(b) plan choices]

^^^ See this thread: New Department of Labor Fiduciary Rules Nixed . Details are in the last post. Note that the topic is locked. I retitled this thread. While the OP's choices are less than ideal, it is always much better to invest with a bad plan instead of nothing at all. Here's why: Importance o...
by LadyGeek
Thu May 26, 2016 3:45 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Answers Your Cost Basis Questions
Replies: 6
Views: 1213

Re: Vanguard Answers Your Cost Basis Questions

This thread is now in the Investing - Theory, News & General forum (cost basis). I retitled the thread. Thanks to SENTRY1170 for resurrecting this idea. Behind the scenes, we requested she return for another round of questions. I (again) confirm the identity of Rebecca_Katz as a Vanguard employe...
by LadyGeek
Wed May 25, 2016 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: Western Mutual Homeowner Insurance
Replies: 3
Views: 231

Re: Western Mutual Homeowner Insurance

This thread is now in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Wed May 25, 2016 7:18 pm
Forum: Personal Finance (Not Investing)
Topic: Need what to do advice for elderly relative w/ memory loss.
Replies: 12
Views: 1103

Re: Need what to do advice for elderly relative w/ memory loss.

This thread is now in the Personal Finance (Not Investing) forum (legal). Agent99, Welcome! That is good advice. marquette - You want an attorney who specializes in "elder law". Here's a website to start: National Academy of Elder Law Attorneys click on "Find an Elder Lawer". Whe...
by LadyGeek
Wed May 25, 2016 7:02 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Answers Your Cost Basis Questions
Replies: 6
Views: 1213

Re: Is Rebecca Katz still answering cost basis questions?

Welcome! I moved your post to the Forum Issues and Administration forum. The wiki has some background info: Cost basis methods , a link to the forum discussion is at the bottom of the article. See: VANGUARD ANSWERS YOUR COST BASIS QUESTIONS The first part is here: VANGUARD WILL TAKE COST BASIS QUEST...
by LadyGeek
Wed May 25, 2016 6:31 pm
Forum: Investing - Help with Personal Investments
Topic: I just shorted the S&P, now what do I do?
Replies: 53
Views: 5187

Re: I just shorted the S&P, now what do I do?

Please stay on-topic.

Discussions related to TCP/IP or any of the 7-layer OSI model are terminated in this post's message sink (go down the bit bucket, stop here). Those with further questions can start a thread in the personal consumer issues forum.
by LadyGeek
Wed May 25, 2016 4:23 pm
Forum: Personal Finance (Not Investing)
Topic: Which mortgage loan interest to pursue?
Replies: 15
Views: 950

Re: Which mortgage loan interest to pursue?

Can we definitely deduct real estate tax from federal income tax? The IRS mentions property tax itemized deduction on schedule A. https://www.irs.gov/taxtopics/tc503.html Does this count for primary home as well as rental homes? I'm hearing different things from different people. Several have menti...
by LadyGeek
Tue May 24, 2016 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: Which mortgage loan interest to pursue?
Replies: 15
Views: 950

Re: Which mortgage loan interest to pursue?

^^^ We posted at the same time, but Blender says it better. The first option (20% down) is the best overall deal. What I see is that going with the lower downpayments will significantly increase your monthly cash flow. IOW, you will be spending $500 / month more with 10% down, $700 / month more with...
by LadyGeek
Tue May 24, 2016 9:27 pm
Forum: Personal Consumer Issues
Topic: Car rental deals
Replies: 14
Views: 1039

Re: Car rental deals

This thread is now in the Personal Consumer Issues forum (car rental).
by LadyGeek
Tue May 24, 2016 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: 2 Big Companies merging = no severance package?
Replies: 24
Views: 2118

Re: 2 Big Companies merging = no severance package?

Over a year ago, my employer's plant closed, so I was subject to the WARN act for real. Get your facts from the source: Worker Adjustment and Retraining Notification (WARN) Act Compliance Assistance Materials , from the DOL. This Fact Sheet is also helpful. My company offered relocation packages to ...
by LadyGeek
Tue May 24, 2016 8:45 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Celebrates VTI's 15th Birthday
Replies: 1
Views: 385

Re: Vanguard Celebrates VTI's 15th Birthday

This thread is now in the Investing - Theory, News & General (general investing). For completeness, the first ETF introduced in the US was the SPDR S&P 500 ETF (SPY) on January 29, 1993. On March 9th, 1990 the first ETF was listed in Canada on the Toronto Stock Exchange: the TIPs (Toronto 35...
by LadyGeek
Tue May 24, 2016 8:32 pm
Forum: Investing - Theory, News & General
Topic: Fidelity typo (Isolated or not?) [Money Market account balance]
Replies: 11
Views: 558

Re: Fidelity typo (Isolated or not?) [Money Market account balance]

This thread is now in the Investing - Theory, News & General forum (general investing). I retitled the thread. There is significant regulatory money market reform required by Oct 2016. As a result, I believe Fidelity was merging some similar money markets funds into one fund. I wonder if it had ...
by LadyGeek
Tue May 24, 2016 8:22 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on trips/vacations?
Replies: 74
Views: 4570

Re: How much do you spend on trips/vacations?

This thread is now in the Personal Consumer Issues forum (how you spend your money and your time).
by LadyGeek
Tue May 24, 2016 8:17 pm
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 132
Views: 15432

Re: Blue Apron

livesoft wrote:Long Blue Apron previous thread:
viewtopic.php?t=168142

FYI - I merged tennisplyr's thread into here (the previous thread).
by LadyGeek
Tue May 24, 2016 8:13 pm
Forum: Personal Finance (Not Investing)
Topic: FIRECalc
Replies: 12
Views: 2116

Re: FIRECalc

This thread is now in the Personal Finance (Not Investing) forum (retirement planning).
by LadyGeek
Tue May 24, 2016 7:07 pm
Forum: Investing - Theory, News & General
Topic: New rules for retirement advisors rolled back
Replies: 4
Views: 605

Re: New rules for retirement advisors rolled back

This thread has run its course and is locked (proposed legislation). See: Unacceptable Topics Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: ⋅ Co...
by LadyGeek
Tue May 24, 2016 3:33 pm
Forum: Personal Finance (Not Investing)
Topic: An AMT warning for retirees
Replies: 10
Views: 2323

Re: An AMT warning for retirees

This thread is now in the Personal Finance (Not Investing) forum (taxes).
by LadyGeek
Mon May 23, 2016 9:55 pm
Forum: Investing - Help with Personal Investments
Topic: I just shorted the S&P, now what do I do?
Replies: 53
Views: 5187

Re: I just shorted the S&P, now what do I do?

^^^ NVM --> "Never Mind" To be clear on the terminology, don't confuse ("long" and "short") with ("gain" and "loss"). Here are some basic definitions: Option Types: Calls & Puts - NASDAQ.com It can get very complicated very quickly: long short st...
by LadyGeek
Mon May 23, 2016 9:31 pm
Forum: Personal Consumer Issues
Topic: Ineffective/Dangerous Sunscreens
Replies: 34
Views: 2455

Re: Ineffective/Dangerous Sunscreens

Upon further review, discussions of medical advice (health benefits of Vitamin D, etc.) is off-topic. Controversy surrounding SPF is somewhat derailing the discussion. Please stay focused on the OP's question, which is: Clark Howard recently mentioned that half of all sunscreens tested by Consumer'...
by LadyGeek
Mon May 23, 2016 8:26 pm
Forum: Personal Consumer Issues
Topic: Painting House Interior - How easy to do it yourself?
Replies: 98
Views: 4728

Re: Painting House Interior - How easy to do it yourself?

This thread is now in the Personal Consumer Issues forum (painting a house).
by LadyGeek
Mon May 23, 2016 8:07 pm
Forum: Forum Issues and Administration
Topic: Staying Logged In
Replies: 27
Views: 1630

Re: Staying Logged In

Chrome also has this feature. I was just pointing out that storing usernames and passwords within a browser is not that secure.
by LadyGeek
Mon May 23, 2016 8:03 pm
Forum: Forum Issues and Administration
Topic: Warning Levels
Replies: 1
Views: 549

Re: Warning Levels

Hi, See this post by the site owner, Alex Frakt: Re: Warning level Let me clarify a bit. It's not actually a level, it's simply the number of times the moderators/admins have used the forum software to send a warning. We can also send an informal warning by PM or response on the thread, these do not...

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