Search found 18563 matches

by LadyGeek
Thu Apr 27, 2017 9:52 pm
Forum: Local Chapters and Bogleheads Community
Topic: Local Chapters
Replies: 1
Views: 88

Re: Local Chapters

Welcome! I moved your post to the Local Chapters and Bogleheads Community forum. The wiki has some background info: Bogleheads® local chapters Along with our blog: Bogleheads® local chapters | Financial Page Also, the sticky at the top of this forum: Bogleheads Local Chapters - General Info and Chap...
by LadyGeek
Thu Apr 27, 2017 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: How Long Does It Take for MIB to Receive Records?
Replies: 2
Views: 295

Re: How Long Does It Take for MIB to Receive Records?

Discussions of dishonest behavior or bypassing the law is totally unacceptable. This thread has run its course and locked (insurance fraud).
by LadyGeek
Thu Apr 27, 2017 6:43 pm
Forum: Personal Finance (Not Investing)
Topic: Housing crash 2008
Replies: 7
Views: 842

Re: Housing crash 2008

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about ...
by LadyGeek
Thu Apr 27, 2017 6:39 pm
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 81
Views: 6990

Re: Vanguard has switched to brokerage only accounts

FYI - I merged grandmacassie's thread into here, which is a similar discussion. This thread is in the Investing - Theory, News & General forum (general investing).
by LadyGeek
Thu Apr 27, 2017 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: Ways to time-shift income for tax purposes?
Replies: 2
Views: 435

Re: Ways to time-shift income for tax purposes?

I'm also aware this strategy may not be possible since the tax plan proposed yesterday eliminates the state tax deduction. As a reminder, discussion of proposed legislation (US tax law changes) is off-topic. See: Political comments and proposed tax plan remain off-topic The wiki has some background...
by LadyGeek
Thu Apr 27, 2017 4:17 pm
Forum: Forum Issues and Administration
Topic: Political comments and proposed tax plan remain off-topic
Replies: 3
Views: 1877

Proposed tax plan is off-topic

The first post has been revised to reflect the proposed tax plan.
by LadyGeek
Thu Apr 27, 2017 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: IRA rollover into 401k
Replies: 24
Views: 353

Re: IRA rollover into 401k

FYI - I mreged Hederal's duplicate post and replies into here. The combined thread is in the Personal Finance (Not Investing) forum (IRA rollover).
by LadyGeek
Thu Apr 27, 2017 4:01 pm
Forum: Personal Finance (Not Investing)
Topic: Tax on index options
Replies: 1
Views: 200

Re: Tax on index options

This thread is now in the Personal Finance (Not Investing) forum (taxes).

The OP's thread from yesterday is on Wash sales on calls/puts, which is a different topic.
by LadyGeek
Wed Apr 26, 2017 10:10 pm
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 81
Views: 6990

Re: Vanguard has switched to brokerage only accounts

Why does this thread even exist? The title makes it sound like it is reporting some news. :confused To expand: Newly opened accounts must be brokerage accounts, and this has been the case for a year or so. It's not news. Old accounts are gradually being switched over, and this has been ongoing for ...
by LadyGeek
Wed Apr 26, 2017 9:38 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard NY MMF vs. Savings Accounts
Replies: 4
Views: 496

Re: Vanguard NY MMF vs. Savings Accounts

^^^ As a reminder, discussion of proposed legislation (what "might" happen) is off-topic. See: Re: Tax exempt muni bond funds & proposed lower rates on taxable investment interest The best approach is to invest as you would under current law. When the law changes, make your decision at...
by LadyGeek
Wed Apr 26, 2017 8:59 pm
Forum: Personal Consumer Issues
Topic: Are CCRCs a good deal? [Continuing Care Retirement Community]
Replies: 30
Views: 2533

Re: Are CCRCs a good deal? [Continuing Care Retirement Community]

I removed a contentious off-topic post and reply which derailed the thread. As a reminder, see: General Etiquette This is a moderated forum. We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At al...
by LadyGeek
Wed Apr 26, 2017 7:55 pm
Forum: Personal Finance (Not Investing)
Topic: Career Advice-Job Change
Replies: 15
Views: 1351

Re: Career Advice-Job Change

Hang on, let's review what you've already said from a different perspective: Company B - Possible offer soon, big company-stable government type, 401k with match, possible pension, second shift hours, job experience more marketable to other companies, good career development, raises would be slow. ....
by LadyGeek
Wed Apr 26, 2017 7:13 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodby."
Replies: 332
Views: 33851

Re: Larry Swedroe says "Goodby."

The wiki is updated with Larry's latest musings: Larry Swedroe ("Articles") The "Articles" section also appears in the wiki's News and blogs feed. While no RSS feeds are available, readers will be able to quickly check for updates to Larry's articles as well as the other blogs. R...
by LadyGeek
Wed Apr 26, 2017 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: Career Advice-Job Change
Replies: 15
Views: 1351

Re: Career Advice-Job Change

This thread is now in the Personal Finance (Not Investing) forum (career guidance). I am currently in my early 30's and worry my career growth has been at a standstill at my current company. What have you proactively done with your management to get ahead? If they didn't know anything was wrong unti...
by LadyGeek
Tue Apr 25, 2017 9:45 pm
Forum: Personal Finance (Not Investing)
Topic: Advice Urgently Needed: Insurance Retroactively Terminated. Retiree Medical Medicare and COBRA involved
Replies: 6
Views: 1117

Re: Advice Urgently Needed: Insurance Retroactively Terminated. Retiree Medical Medicare and COBRA involved

Note: I am a previous poster who has received permission from LadyGeek to post under a new username for this posting. I confirm the OP has indeed received approval for a second username. See: Usernames (accounts) , second paragraph. Privacy concerns are a good reason. If anyone has a question on th...
by LadyGeek
Tue Apr 25, 2017 8:50 pm
Forum: Investing - Help with Personal Investments
Topic: [Advice needed for mother's inheritance/finances.]
Replies: 129
Views: 12804

Re: [Advice needed for mother's inheritance/finances.]

ndara2017 - Do you understand the above post about putting bonds in your IRA? It has to do with taxes. Bonds are taxed at your full tax bracket rate. Stocks are taxed a lot less. However, the first priority is to get your asset allocation right (ratio of stocks / bonds), then worry about taxes. The ...
by LadyGeek
Tue Apr 25, 2017 8:28 pm
Forum: Investing - Theory, News & General
Topic: Unwinding all positions and buy back after French Elections
Replies: 53
Views: 4729

Re: Unwinding all positions and buy back after French Elections

This thread is now in the Investing - Theory, News & General forum (general question). As a reminder, political comments regarding any country are off-topic, as well as conjecture on economic policy. See: Politics and Religion and the subsequent section. Please stay focused on the investing aspe...
by LadyGeek
Tue Apr 25, 2017 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: Why are pensions revered, but annuities reviled?
Replies: 113
Views: 9127

Re: Why are pensions revered, but annuities reviled?

This thread is now in the Personal Finance (Not Investing) forum (retirement planning).

GreenInvester, Welcome!
by LadyGeek
Tue Apr 25, 2017 6:41 pm
Forum: Investing - Help with Personal Investments
Topic: How do I choose and Financial Planner and what can I expect?
Replies: 16
Views: 1411

Re: How do I choose and Financial Planner and what can I expect?

Tiredofwork, Welcome! In order to give appropriate advice, it's best to keep all the information in one spot. I merged your post (2 up from here) back into the original. If you have any questions, ask them here. (After I merged the threads, your link to the post will no longer work....
by LadyGeek
Tue Apr 25, 2017 3:57 pm
Forum: Investing - Help with Personal Investments
Topic: How do I choose and Financial Planner and what can I expect?
Replies: 16
Views: 1411

Re: How do I choose and Financial Planner and what can I expect?

Tiredofwork, Welcome! In order to give appropriate advice, it's best to keep all the information in one spot. I merged your post (2 up from here) back into the original. If you have any questions, ask them here.

Update: Post moved back into stand-alone thread, see below.
by LadyGeek
Tue Apr 25, 2017 3:38 pm
Forum: Investing - Theory, News & General
Topic: Re:NYT article - [Future of] Vanguard v. Everyone else
Replies: 5
Views: 1464

Re: Re:NYT article - [Future of] Vanguard v. Everyone else

Changing, Welcome! Here is an on-going discussion about the NY Times article: [Vanguard Is Growing Faster Than Everybody Else Combined] I also retitled the thread for clarity.
by LadyGeek
Tue Apr 25, 2017 3:33 pm
Forum: Investing - Help with Personal Investments
Topic: Investing $1M
Replies: 55
Views: 4868

Re: Investing $1M

I removed an off-topic post. As a reminder, see: General Etiquette This is a moderated forum. We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. Our experienced members should read: Please Do Not Bite...
by LadyGeek
Tue Apr 25, 2017 3:18 pm
Forum: Investing - Help with Personal Investments
Topic: [Advice needed for mother's inheritance/finances.]
Replies: 129
Views: 12804

Re: Too much inheritance to handle. Advice needed

ndara2017 - I merged your new thread back into the original, as it's best to keep all the information in one spot. - Members are replying to the first thread without realizing there's an update. - Some of the discussion in the first thread contains information that's relevant to the new one. Your up...
by LadyGeek
Mon Apr 24, 2017 10:17 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Suggestion [Canadian ex-pat]
Replies: 3
Views: 276

Re: Portfolio Suggestion [Canadian ex-pat]

We have a standardized format that will help you get organized. Post your portfolio in this thread using the Asking Portfolio Questions format. It will help you think about the "big picture" while giving us the information we need to point you in the right direction. In the Canadian forum,...
by LadyGeek
Mon Apr 24, 2017 7:01 pm
Forum: Investing - Theory, News & General
Topic: ESPN.com article- "Pro Athletes Need Financial Advice..."
Replies: 7
Views: 932

Re: ESPN.com article- "Pro Athletes Need Financial Advice..."

This thread has run its course and is locked (not personally actionable, celebrity). See: Unacceptable Topics Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅  US or world econ...
by LadyGeek
Mon Apr 24, 2017 3:46 pm
Forum: Investing - Help with Personal Investments
Topic: Financial Adviser Advice-FormulaFolios
Replies: 27
Views: 2863

Re: Financial Adviser Advice-FormulaFolios

Welcome! The firms fees are in SEC brochure ADV Part 2A (starting on Page 7) and in the Wrap Fee Brochure.

There have been many studies since Bengen for determining a safe withdrawal rate.
by LadyGeek
Mon Apr 24, 2017 3:08 pm
Forum: Investing - Theory, News & General
Topic: Harry Browne Permanent Portfolio Discussion (Cont'd)
Replies: 576
Views: 132387

Re: Harry Browne Permanent Portfolio Discussion (Cont'd)

I should point out that the Permanent Portfolio is in the wiki: Lazy portfolio (Permanent Portfolio)

Disclaimer: I don't invest with this portfolio, I'm just noting that this portfolio is in the wiki.
by LadyGeek
Mon Apr 24, 2017 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: Is this tax deductible?
Replies: 19
Views: 1231

Re: Is this tax deductible?

You can correct your own posts, but not others. A moderator or site admin (like me :wink:) can edit anyone's post. Like Gill, spelling errors bug me. I fixed the rest of the posts. To change a thread title, just edit the Subject: line in post #1. If you have any problems, report the post and ask for...
by LadyGeek
Sun Apr 23, 2017 8:02 pm
Forum: Personal Finance (Not Investing)
Topic: Is this tax deductible?
Replies: 19
Views: 1231

Re: Is this tax deductible?

FYI - I fixed the thread title spelling from "deductable" to "deductible".
by LadyGeek
Sun Apr 23, 2017 6:58 pm
Forum: Local Chapters and Bogleheads Community
Topic: The next generation of Boglehead authors
Replies: 40
Views: 2657

Re: The next generation of Boglehead authors

This thread is now in the Local Chapters and Bogleheads Community forum (Bogleheads).

Here's the current crop: Category:Bogleheads authors
by LadyGeek
Sun Apr 23, 2017 6:56 pm
Forum: Personal Finance (Not Investing)
Topic: Options for downpayment (Good or bad?)
Replies: 13
Views: 955

Re: Options for downpayment (Good or bad?)

Welcome! FYI - the OP is asking for portfolio help here: Investing Priorities (& 401k rollover)
by LadyGeek
Sun Apr 23, 2017 6:51 pm
Forum: Investing - Help with Personal Investments
Topic: A compliment to the forum and its members!
Replies: 4
Views: 652

Re: A compliment to the forum and its members!

Abdo, Welcome!

Hef Saf - I fixed the thread title from "complement" to "compliment".
by LadyGeek
Sun Apr 23, 2017 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: how much house can we afford? Boston area.
Replies: 50
Views: 3129

Re: how much house can we afford? Boston area.

panchilly - I moved your thread back into your first one, as it's best to keep everything in one spot. How much house you can afford vs. buy vs. rent vs. moving out of state uses the same information to determine which outcome is best. One thread will help keep everyone focused.
by LadyGeek
Sun Apr 23, 2017 9:34 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio Suggestion [Canadian ex-pat]
Replies: 3
Views: 276

Re: Portfolio Suggestion [Canadian ex-pat]

Welcome! I retitled your post to attract the attention of our Canadian experts. The best advice comes from your home country. I recommend you ask this same question in our sister Canadian forum: Financial Wisdom Forum . You'll get expert guidance. They have an excellent wiki: finiki, the Canadian fi...
by LadyGeek
Sun Apr 23, 2017 9:00 am
Forum: Personal Finance (Not Investing)
Topic: please advise- are we on target ?
Replies: 17
Views: 1407

Re: please advise- are we on target ?

Sorry. Posted twice by mistake, Hope the moderators will be able to combine both the threads. Thanks I got it. The combined thread is in the Personal Finance (Not Investing) forum (retirement planning). I also removed your duplicate post. This isn't a big deal, don't worry about it. To get our atte...
by LadyGeek
Sat Apr 22, 2017 2:58 pm
Forum: Investing - Help with Personal Investments
Topic: 29 Year old New Investor Needs help- Vanguard Index Funds
Replies: 47
Views: 3753

Re: 29 Year old New Investor Needs help- Vanguard Index Funds

^^^ I merged your post back into the first thread. In order to give appropriate advice, it's best to keep all the information in one post. To answer your question, we'll need to see what you've posted so far. If you have more questions, ask them here. No worries, your thread is not long at all. FYI ...
by LadyGeek
Sat Apr 22, 2017 11:07 am
Forum: Forum Issues and Administration
Topic: Why not add a "like" button to Boglehead posts?
Replies: 143
Views: 17928

Re: Why not add a "like" button to Boglehead posts?

:thumbsdown

(Sorry, couldn't resist.)
by LadyGeek
Sat Apr 22, 2017 9:46 am
Forum: Personal Consumer Issues
Topic: Are people aware that Verizon email is being terminated?
Replies: 54
Views: 5700

Re: Are people aware that Verizon email is being terminated?

^^^Typo, should be " smtp .verizon.net". AOL also has IMAP , but it leaves mail on the server. FAQ: Verizon Move to AOL Mail: Setting up your new AOL account in a third party email program or mobile device (IMAP) Login to your email account: Options --> Account info --> Do you want your re...
by LadyGeek
Sat Apr 22, 2017 9:14 am
Forum: Personal Consumer Issues
Topic: Terminal Cancer Diagnosis for 5 year old: What would you do?
Replies: 32
Views: 5401

Re: Terminal Cancer Diagnosis for 5 year old: What would you do?

I removed a post containing inappropriate medical advice (prevention through diet). As a reminder, see: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I'd like to suggest you start with the Medical Library Association...
by LadyGeek
Fri Apr 21, 2017 10:05 pm
Forum: Personal Consumer Issues
Topic: Are people aware that Verizon email is being terminated?
Replies: 54
Views: 5700

Re: Are people aware that Verizon email is being terminated?

My notification that my Verizon bill was available online was marked as spam by AOL. And the Bogleheads notifications are always marked as spam, even though I have had a bunch of them and have corrected them online. I checked my account online and confirm that one Bogleheads notification was marked...
by LadyGeek
Fri Apr 21, 2017 8:28 pm
Forum: Personal Consumer Issues
Topic: Lower cost - older car minor body work?
Replies: 6
Views: 552

Re: Lower cost - older car minor body work?

This thread is now in the Personal Consumer Issues forum (car).
by LadyGeek
Fri Apr 21, 2017 4:29 pm
Forum: Investing - Help with Personal Investments
Topic: Selling Mutual Funds and Buying Vanguard Stock Index
Replies: 8
Views: 727

Re: Selling Mutual Funds and Buying Vanguard Stock Index

FYI - New member soap has a similar question which I've moved into a stand-alone post. See: [How do I sell my Roth IRA funds to buy Vanguard?]
by LadyGeek
Fri Apr 21, 2017 3:57 pm
Forum: Investing - Theory, News & General
Topic: Tax Reform and Impact on 401(k) [Wall Street Journal article]
Replies: 11
Views: 1128

Re: Tax Reform and Impact on 401(k) [Wall Street Journal article]

I merged cbr shadow's post into here. See the above posts, this thread remains locked.

Please do not start a new discussion.
by LadyGeek
Fri Apr 21, 2017 2:24 pm
Forum: Investing - Theory, News & General
Topic: Tax Reform and Impact on 401(k) [Wall Street Journal article]
Replies: 11
Views: 1128

Re: Tax Reform and Impact on 401(k)

FYI - I merged N8_J's post into here.

(Thread remains locked.)
by LadyGeek
Fri Apr 21, 2017 1:38 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodby."
Replies: 332
Views: 33851

Re: Larry Swedroe says "Goodby."

...I wonder if the people that noted all these unpleasant comments have been reporting them to the moderators? If not, why not? If so, have the moderators being failing to follow up? While the moderators do try to read every post, we depend on members for filling in the gaps. There's a lot of "...
by LadyGeek
Fri Apr 21, 2017 12:35 pm
Forum: Investing - Theory, News & General
Topic: Tax Reform and Impact on 401(k) [Wall Street Journal article]
Replies: 11
Views: 1128

Re: Tax Reform and Impact on 401(k)

This thread has run its course and is locked. Speculation about future legislation is prohibited by forum policy, see: Unacceptable Topics Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The onl...
by LadyGeek
Fri Apr 21, 2017 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: New version of VantageScore coming
Replies: 16
Views: 1157

Re: New version of VantageScore coming

FYI - I merged Leesbro63's thread into here.

You can get our attention quicker by reporting the post (the "!" in the top right corner). One of the reasons is "Duplicate thread." (Thanks to the member who reported the post.)
by LadyGeek
Thu Apr 20, 2017 9:35 pm
Forum: Investing - Theory, News & General
Topic: [Why did my fund suddenly drop in value?]
Replies: 192
Views: 49932

Re: [Why did my fund suddenly drop in value?]

The wiki might help: Dividend (Dividend distributions) Using the share price of your mutual fund before and after the distribution, can you follow the example? If not, post the share price and number of shares owned before and after the distribution and we'll help you walk through it. If you get stu...
by LadyGeek
Thu Apr 20, 2017 9:28 pm
Forum: Investing - Theory, News & General
Topic: Excel Solver for Portfolio Rebalancing across Multiple Accounts
Replies: 13
Views: 1496

Re: Excel Solver for Portfolio Rebalancing across Multiple Accounts

This thread is now in the Investing - Theory, News & General forum (theory). Welcome! The wiki has several spreadsheets you might be interersted in. No solver is needed. See: Rebalancing (Spreadsheets) The link to A Spreadsheet to Manage Multiple Accounts suggests you may be Canadian. If so, I r...

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