Search found 19939 matches

by LadyGeek
Tue Oct 17, 2017 8:03 pm
Forum: Personal Consumer Issues
Topic: Business Laptop Suggestions Request
Replies: 13
Views: 905

Re: Business Laptop Suggestions Request

This thread is now in the Personal Consumer Issues forum (laptop).
by LadyGeek
Tue Oct 17, 2017 3:49 pm
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5140

Re: What do you buy in Asian food stores?

I removed some off-topic comments and replies related to food quality from Asia. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ... At all times we must condu...
by LadyGeek
Tue Oct 17, 2017 3:42 pm
Forum: Investing - Help with Personal Investments
Topic: €10,000 ETF portfolio, bond advice needed. [Germany]
Replies: 6
Views: 310

Re: €10,000 ETF portfolio, bond advice needed. [Germany]

DQA - To provide appropriate advice, it is best to keep all of your information in one discussion. I have merged your thread into here.
by LadyGeek
Mon Oct 16, 2017 8:49 pm
Forum: Personal Consumer Issues
Topic: Calculating max electrical load of your home
Replies: 29
Views: 1472

Re: Calculating max electrical load of your home

This thread is now in the Personal Consumer Issues forum (home).
by LadyGeek
Mon Oct 16, 2017 7:33 pm
Forum: Investing - Theory, News & General
Topic: IBonds - now or wait? [November 2017 rate]
Replies: 39
Views: 4076

Re: IBonds - now or wait?

I merged LK2012's thread into the on-going discussion.
by LadyGeek
Mon Oct 16, 2017 7:26 pm
Forum: Personal Consumer Issues
Topic: Which Streaming Service/Live TV?
Replies: 53
Views: 4378

Re: Which Streaming Service/Live TV?

Discussions of dishonest behavior or bypassing the law is totally unacceptable. This thread has run its course and is locked.
by LadyGeek
Mon Oct 16, 2017 6:32 pm
Forum: Personal Consumer Issues
Topic: How to insulate a skylight?
Replies: 7
Views: 11430

Re: How to insulate a skylight?

?,;gail, Welcome! FYI - This thread is from 2009.
by LadyGeek
Mon Oct 16, 2017 3:44 pm
Forum: Personal Consumer Issues
Topic: Is Florida Over, 2017
Replies: 48
Views: 5277

Re: Is Florida Over, 2017

Several off-topic comments related to climate change have been removed. The discussion was getting derailed. As a reminder, see: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or worl...
by LadyGeek
Mon Oct 16, 2017 3:29 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA costs arrived
Replies: 86
Views: 9243

Re: 2018 ACA costs arrived

I removed several posts and replies which speculated on future cost sharing reduction (CSR) subsides, which require a change in US law (proposed legislation). As noted in Re: Tax exempt muni bond funds & proposed lower rates on taxable investment interest , discussions about proposed legislation (w...
by LadyGeek
Mon Oct 16, 2017 3:17 pm
Forum: Investing - Theory, News & General
Topic: How does everyone keep track of your portfolio?
Replies: 101
Views: 4711

Re: How does everyone keep track of your portfolio?

This thread is now in the Investing - Theory, News & General forum (spreadsheet). The wiki has a short list: Using a spreadsheet to maintain a portfolio (gekko), please pardon me for this..... I'm not sure it would be wise for anyone to do what this poster has suggested. This is not someone who has ...
by LadyGeek
Mon Oct 16, 2017 3:13 pm
Forum: Investing - Help with Personal Investments
Topic: [How to get started buying stocks]
Replies: 11
Views: 630

Re: [How to get started buying stocks]

Jugee - It's best to keep all the information in one spot. I merged your updated question back into the original thread, which is in the Investing - Help with Personal Investments forum. This isn't a big deal, don't worry about it.
by LadyGeek
Sun Oct 15, 2017 8:50 pm
Forum: Personal Finance (Not Investing)
Topic: UGMA Taxes [Uniform Gift to Minors Act]
Replies: 4
Views: 331

Re: UGMA Taxes [Uniform Gift to Minors Act]

The wiki has some background info: Kiddie tax

Also see: Uniform Gift to Minors Act (recently revised)

(I retitled the thread to help with the acronym.)
by LadyGeek
Sun Oct 15, 2017 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: Help Moving From Debt to Wealth
Replies: 6
Views: 1269

Re: Help Moving From Debt to Wealth

madams135 - You had a duplicate post, which I've removed. There were no replies.

(The duplicate was a copy of the first post here.)
by LadyGeek
Sun Oct 15, 2017 4:05 pm
Forum: Investing - Help with Personal Investments
Topic: British Living in Japan - Investing Account [UK ex-pat]
Replies: 2
Views: 161

Re: British Living in Japan - Investing Account [UK ex-pat]

Welcome! I retitled your thread to help our UK experts find this discussion. If you want to retitle the thread further, just edit the Subject: line in Post #1. I don't have the experience to answer your question, but I can suggest a few wiki articles: - Investing in Japan - UK investing - Interactiv...
by LadyGeek
Sun Oct 15, 2017 2:55 pm
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 384
Views: 194325

Re: Suggestions for the Wiki

Thanks! The wiki has been revised: Merrill Edge

I found a better reference: Merrill Edge Pricing, Commissions & Fees for Online Trading, then click on "Learn how to qualify" for the fine print. The $25k minimum was a promotion that ended 9/30/2017.
by LadyGeek
Sun Oct 15, 2017 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: 1099R-3 of them for the same plan
Replies: 4
Views: 190

Re: 1099R-3 of them for the same plan

This thread is now in the Personal Finance (Not Investing) (tax forms).
by LadyGeek
Sun Oct 15, 2017 1:02 pm
Forum: Investing - Theory, News & General
Topic: About Vanguard advisors: opinions, thoughts?
Replies: 71
Views: 6773

Re: About Vanguard advisors: opinions, thoughts?

After receiving a PM, this thread is now in the Investing - Theory, News & General forum (managing investments).
by LadyGeek
Sun Oct 15, 2017 12:56 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3015
Views: 881510

Re: What Movie Have You Recently Watched?

Saw this recently on Netflix: In order of disappearance . (Original title: Kraftidioten ). An aging snowplow driver seeking revenge for the death of his drug addicted son ends up triggering a war between competing drug gangs. It feels like the makers of this Norwegian movie were aiming for a sort o...
by LadyGeek
Sun Oct 15, 2017 12:38 pm
Forum: Personal Finance (Not Investing)
Topic: HSA: School Me
Replies: 13
Views: 1045

Re: HSA: School Me

This thread is now in the Personal Finance (Not Investing) forum (Health savings account).
by LadyGeek
Sun Oct 15, 2017 12:37 pm
Forum: Personal Consumer Issues
Topic: Is Florida Over, 2017
Replies: 48
Views: 5277

Re: Is Florida Over, 2017

This thread is now in the Personal Consumer Issues forum (where to live).
by LadyGeek
Sun Oct 15, 2017 11:39 am
Forum: Personal Consumer Issues
Topic: How long for hedonic adaptation to set in?
Replies: 109
Views: 6742

Re: How long for hedonic adaptation to set in?

But I am sincere; what's the issue with post menopausal women in your opinion MSK? This is a fascinating question, but I am afraid it will jeopardize this thread. Victoria I agree. :wink: Please stay focused on the objectives of this forum. From the Board index description: Questions on how we spen...
by LadyGeek
Sun Oct 15, 2017 10:43 am
Forum: Investing - Theory, News & General
Topic: When everything goes up, what goes down & vice versa
Replies: 26
Views: 2527

Re: When everything goes up, what goes down & vice versa

An inverse ETF is not appropriate for a retirement portfolio. See the wiki: Inverse and leveraged ETFs I did not mean to imply that it was a wise or needed investment... rather, when everything is going up, an inverse ETF should be going down.... just something for OP to think about. Understood. I ...
by LadyGeek
Sun Oct 15, 2017 9:02 am
Forum: Personal Finance (Not Investing)
Topic: HSA’s: What level of risk do you prefer?
Replies: 58
Views: 3668

Re: HSA’s: What level of risk do you prefer?

New member OregonKate has a question which I've split into a new thread. See: [HSA vs. PPO (Preferred Provider Organization) - which to select?]
by LadyGeek
Sat Oct 14, 2017 6:59 pm
Forum: Personal Finance (Not Investing)
Topic: Phone Calls/Mailings from Vanguard Proxy Tabulator
Replies: 1
Views: 269

Re: Phone Calls/Mailings from Vanguard Proxy Tabulator

There have been several, but discussions concerning specific guidance are off-topic in this forum. See: "Vanguard fund shareholders encouraged to vote as proxy campaign gets under way."
by LadyGeek
Sat Oct 14, 2017 6:54 pm
Forum: Investing - Theory, News & General
Topic: When everything goes up, what goes down & vice versa
Replies: 26
Views: 2527

Re: When everything goes up, what goes down & vice versa

I guess in a simplistic sense, inverse ETFs exist that attempt to perform exactly opposite to how the index performs as you're effectively betting against the the market growing. Probably not what you're looking for, but in a true bear market, an inverse ETF should show solid gains. https://www.foo...
by LadyGeek
Sat Oct 14, 2017 6:48 pm
Forum: Personal Consumer Issues
Topic: Which Streaming Service/Live TV?
Replies: 53
Views: 4378

Re: Which Streaming Service/Live TV?

This thread is now in the Personal Consumer Issues forum (TV).
by LadyGeek
Sat Oct 14, 2017 6:47 pm
Forum: Personal Finance (Not Investing)
Topic: New Job [403(b) rollover questions]
Replies: 4
Views: 449

Re: New Job [403(b) rollover questions]

This thread is now in the Personal Finance (Not Investing) forum (employer retirement plan). I also retitled the thread.
by LadyGeek
Sat Oct 14, 2017 6:44 pm
Forum: Investing - Theory, News & General
Topic: When everything goes up, what goes down & vice versa
Replies: 26
Views: 2527

Re: When everything goes up, what goes down & vice versa

Don't assume that what you see now will continue to go in that direction.

Take a look at this wiki article: Callan periodic table of investment returns
by LadyGeek
Sat Oct 14, 2017 6:38 pm
Forum: Personal Consumer Issues
Topic: Need Embassy Row Map in PDF
Replies: 7
Views: 1030

Re: Need Embassy Row Map in PDF

This thread is now in the Personal Consumer Issues forum (map).

I also removed an off-topic post.
by LadyGeek
Sat Oct 14, 2017 6:33 pm
Forum: Personal Consumer Issues
Topic: California Wild Fires
Replies: 8
Views: 1140

Re: California Wild Fires

While it is an unfortunate situation, this thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other word...
by LadyGeek
Sat Oct 14, 2017 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: Any experience with Schwab's 0.25%mortgage discount offer?
Replies: 1
Views: 263

Re: Any experience with Schwab's 0.25%mortgage discount offer?

Welcome! The forum software doesn't recognize those HTML characters. I took a stab at fixing your post: I have been a long-term reader of the forum, but decided to finally become a member today and pose a question hoping others would benefit as well. Thanks for all your help and great ideas for both...
by LadyGeek
Sat Oct 14, 2017 9:08 am
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA costs arrived
Replies: 86
Views: 9243

Re: 2018 ACA costs arrived

Before this discussion goes beyond the court rulings, see: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common religious expressions such as sending your...
by LadyGeek
Sat Oct 14, 2017 9:05 am
Forum: Investing - Theory, News & General
Topic: IBonds - now or wait? [November 2017 rate]
Replies: 39
Views: 4076

Re: IBonds - now or wait?

I merged Grt2bOutdoors' thread into here. The combined thread is now in the Investing - Theory, News & General forum (general discussion).
by LadyGeek
Fri Oct 13, 2017 7:16 pm
Forum: Personal Finance (Not Investing)
Topic: Help me understand what happens with the new law and ACA subsidies
Replies: 80
Views: 5491

Re: Help me understand what happen with the new law and ACA subsidies

Actionable: Hold your horses, pardner. Signing and implementation are two different things. It's just an executive order, and already two state attorney generals (CA and NY) are talking litigation. Even if it survives lawsuits, changes will take time (although how much time remains unknown)... Here...
by LadyGeek
Fri Oct 13, 2017 7:11 pm
Forum: Personal Finance (Not Investing)
Topic: Help me understand what happens with the new law and ACA subsidies
Replies: 80
Views: 5491

Re: Help me understand what happen with the new law and ACA subsidies

This thread is now in the Personal Finance (Not Investing) forum (health care). As noted earlier, please refrain from political comments. State your concerns in a civil, factual manner.

I also removed an off-topic post related to Medicare. Please stay on-topic, which is the ACA subsidies.
by LadyGeek
Fri Oct 13, 2017 4:46 pm
Forum: Personal Consumer Issues
Topic: Anyone Ever Jackhammered a Concrete Patio?
Replies: 27
Views: 1545

Re: Anyone Ever Jackhammered a Concrete Patio?

This thread is now in the Personal Consumer Issues forum (jackhammering concrete).
by LadyGeek
Fri Oct 13, 2017 3:13 pm
Forum: Personal Finance (Not Investing)
Topic: [Social Security announces 2.0% benefit increase for 2018]
Replies: 26
Views: 3194

Re: [Social Security announces 2.0% benefit increase for 2018]

I merged mickeyd's thread into here. The combined thread is in the Personal Finance (Not Investing) forum. I also retitled the thread.
by LadyGeek
Thu Oct 12, 2017 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: Personal advice
Replies: 13
Views: 1784

Re: Personal advice

This thread is now in the Personal Finance (Not Investing) forum (tax strategy).

Fire wicket and PublicAccountant, Welcome!
by LadyGeek
Thu Oct 12, 2017 9:08 pm
Forum: Investing - Theory, News & General
Topic: Understanding What Makes Vanguard So Successful
Replies: 12
Views: 1857

Re: Understanding What Makes Vanguard So Successful

^^^ I merged EvelynTroy's post into here.
by LadyGeek
Thu Oct 12, 2017 8:10 pm
Forum: Personal Consumer Issues
Topic: Going First Class
Replies: 42
Views: 2312

Re: Going First Class

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by LadyGeek
Thu Oct 12, 2017 7:29 pm
Forum: Investing - Theory, News & General
Topic: Bitcoin: What is it, in Plain English
Replies: 110
Views: 16209

Re: Bitcoin: What is it, in Plain English

Thanks! I added the article to the wiki: Bitcoin ("External links")
by LadyGeek
Thu Oct 12, 2017 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Beware of Malware at Equifax website
Replies: 6
Views: 965

Re: Beware of Malware at Equifax website

I merged littlebird's post into here, which is in the Personal Finance (Not Investing) forum (credit reporting).
by LadyGeek
Thu Oct 12, 2017 3:52 pm
Forum: Forum Issues and Administration
Topic: Getting Malwarebytes warnings on this site
Replies: 18
Views: 2592

Re: Getting Malwarebytes warnings on this site

Thanks! We had a thread that triggered the warning: A good value wine I found... . If I understand correctly, the "Type: outbound" means that your browser, in looking at the web page (e.g. a post on bogeheads.org) noticed that there was an image and sent (outbound message) a request to image.ibb.co ...
by LadyGeek
Thu Oct 12, 2017 3:51 pm
Forum: Personal Consumer Issues
Topic: A good value wine I found...
Replies: 22
Views: 2507

Re: A good value wine I found...

FWIW- My Malwarebytes is blocking the image link Your concern is valid and the image should indeed be blocked. I have replaced the image (and upload link). See: Getting Malwarebytes warnings on this site The OP's image was a 2015 Bogle Vineyard Cabernet Sauvignon. I could only find a 2014 vintage, ...
by LadyGeek
Thu Oct 12, 2017 3:06 pm
Forum: Personal Finance (Not Investing)
Topic: Amazon survey scam
Replies: 4
Views: 752

Re: Amazon survey scam

Sorry, but general scam discussions are off-topic. See: Standard Phishing/Scam Threads are now Off-Topic

(Thread locked.)
by LadyGeek
Wed Oct 11, 2017 10:24 pm
Forum: Investing - Help with Personal Investments
Topic: Am i being stubborn not using my voya stable principal account?
Replies: 4
Views: 510

Re: Am i being stubborn not using my voya stable principal account?

This thread is now in the Investing - Help with Personal Investments forum (account management). Is your Voya fixed income account included as part of your portfolio's bond allocation? It should be. The fee is built into the 4%. The fee is separate from the return. What percent is the fee (expense r...
by LadyGeek
Wed Oct 11, 2017 10:12 pm
Forum: Personal Consumer Issues
Topic: Wifi Thermostat
Replies: 55
Views: 3623

Re: Wifi Thermostat

This thread is now in the Personal Consumer Issues forum (thermostat).
by LadyGeek
Wed Oct 11, 2017 10:11 pm
Forum: Personal Consumer Issues
Topic: Ecuador safe to travel and hike?
Replies: 21
Views: 2180

Re: Ecuador safe to travel and hike?

This thread is now in the Personal Consumer Issues forum (travel).