Search found 17866 matches

by LadyGeek
Fri Jan 20, 2017 7:18 pm
Forum: Personal Finance (Not Investing)
Topic: Taxes [When are taxes paid for a taxable account?]
Replies: 8
Views: 358

Re: Taxes [When are taxes paid for a taxable account?]

This thread is now in the Personal Finance (Not Investing) forum (taxes). I also retitled the thread.

The wiki has some background info: Capital gains distribution

Also: Form 1099-INT, Interest Income, from the IRS
by LadyGeek
Fri Jan 20, 2017 3:32 pm
Forum: Personal Consumer Issues
Topic: American Greed new season kicks off on Saturday
Replies: 3
Views: 537

Re: American Greed new season kicks off on Saturday

This thread is now in the Personal Consumer Issues forum (TV show).
by LadyGeek
Thu Jan 19, 2017 10:05 pm
Forum: Investing - Theory, News & General
Topic: Comparing EM value options [Emerging Market]
Replies: 17
Views: 1032

Re: Comparing EM value options [Emerging Market]

This thread is now in the Investing - Theory, News & General forum (general theory). I also retitled the thread to help with the acronym.
by LadyGeek
Thu Jan 19, 2017 7:21 pm
Forum: Investing - Theory, News & General
Topic: Rethinking Mutual Fund Pricing, Entirely
Replies: 1
Views: 461

Re: Rethinking Mutual Fund Pricing, Entirely

This thread is now in the Investing - Theory, News & General forum (theory).

The link works for me without a subscription: Rethinking Mutual Fund Pricing, Entirely
by LadyGeek
Thu Jan 19, 2017 7:09 pm
Forum: Investing - Theory, News & General
Topic: Vanguard CEO paid $10-15 million per year
Replies: 4
Views: 1390

Re: Vanguard CEO paid $10-15 million per year

This thread has run its course and is locked (not actionable, CEO salaries). See: Unacceptable Topics Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅  US or world economic, po...
by LadyGeek
Thu Jan 19, 2017 4:24 pm
Forum: Personal Consumer Issues
Topic: Recommendations for radio stations
Replies: 16
Views: 1107

Re: Recommendations for radio stations

I think there is such a station on a planet roughly 70 light-years away, but the name of it escapes me at the moment. Plus, you'd need a really good receiver. ^^^ :D Spoiler: ============== It's been about 70 years since 1940. Radio waves travel at the speed of light. So... if another planet 70 lig...
by LadyGeek
Thu Jan 19, 2017 4:15 pm
Forum: Personal Consumer Issues
Topic: It is snowing again.
Replies: 11
Views: 1072

Re: It is snowing again.

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about ...
by LadyGeek
Wed Jan 18, 2017 9:30 pm
Forum: Personal Consumer Issues
Topic: Popular Mechanics magazine scam
Replies: 22
Views: 2468

Re: Popular Mechanics magazine scam

This thread is now in the Personal Consumer Issues forum (magazine subscription).
by LadyGeek
Wed Jan 18, 2017 7:33 pm
Forum: Personal Consumer Issues
Topic: Has anyone ever asked for a refund of their Costco membership fee?
Replies: 19
Views: 1199

Re: Has anyone ever asked for a refund of their Costco membership fee?

...I ask because if the hearing aids don't work out, I probably have no use for a Costco membership and might like to get my money back -- maybe after 364 days. :mrgreen: Discussions of dishonest behavior or bypassing the law is totally unacceptable. In this case, obtaining a refund after using a m...
by LadyGeek
Wed Jan 18, 2017 5:06 pm
Forum: Investing - Theory, News & General
Topic: Why should mutual funds have expense ratios, and not expense fees
Replies: 10
Views: 824

Re: Why should mutual funds have expense ratios, and not expense fees

I was wondering that, if we frown on AUM fee as a % of assets, and prefer that investors go to fixed-fee advisors (if they want to go to get advice from professionals), why doesn't that extend to the costs of the mutual funds? Why can't a mutual fund have expenses as a fixed fee, rather than a %. I...
by LadyGeek
Wed Jan 18, 2017 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: Obamacare and residence status
Replies: 7
Views: 625

Re: Obamacare and residence status

This thread is now in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Wed Jan 18, 2017 4:31 pm
Forum: Personal Consumer Issues
Topic: Stymied by my High Deductible policy, HAS, and the American medical system.
Replies: 40
Views: 2550

Re: Stymied by my High Deductible policy, HAS, and the American medical system.

This thread has run its course and is locked (general rant, not actionable). See: Personal Consumer Issues Note that topics must be directly connected to your (or your friend's or family's) life as a consumer. General comments or complaints about these topics will be locked or removed. Note that th...
by LadyGeek
Wed Jan 18, 2017 4:25 pm
Forum: Investing - Theory, News & General
Topic: Vanguard's old "free" TurboTax. Was it really free?
Replies: 11
Views: 1379

Re: Vanguard's old "free" TurboTax. Was it really free?

This thread has run its course and is locked (not actionable, general rant).
by LadyGeek
Tue Jan 17, 2017 11:17 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2070
Views: 557878

Re: What Book Are You Currently Reading? Part VI

The Three-Body Problem , by Cixin Liu. The first book of the Remembrance of Earth’s Past trilogy. It won the Hugo award and I can see why. I posted my review here: Subject: Good Modern Science Fiction There is considerable excitement in the SciFi community about The Remembrance of Earth's Past Tril...
by LadyGeek
Tue Jan 17, 2017 11:15 pm
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 210
Views: 20764

Re: Good Modern Science Fiction

There is considerable excitement in the SciFi community about The Remembrance of Earth's Past Trilogy by Cixin Liu. All three books were beautifully translated and the last one "Death's End" came out 3 months ago. They read like Clarke's or Asimov's classics but with lots of refreshing mo...
by LadyGeek
Tue Jan 17, 2017 9:16 pm
Forum: Personal Finance (Not Investing)
Topic: Tax question about car loan
Replies: 7
Views: 746

Re: Tax question about car loan

This thread is now in the Personal Finance (Not Investing) forum (tax question). oops, meant to post it in the personal finance, not investments sections. Hope a moderator notices. Thanks. No problem. To get our attention sooner, report the post (the "!") in the top-right corner of the pos...
by LadyGeek
Tue Jan 17, 2017 4:16 pm
Forum: Personal Consumer Issues
Topic: Found! [What to do with old books]
Replies: 26
Views: 2777

Re: Found! [What to do with old books]

^^^ That's my line, you beat me to it. :wink:
by LadyGeek
Mon Jan 16, 2017 10:31 pm
Forum: Investing - Help with Personal Investments
Topic: [403(b) Fidelity or TIAA Cref allocation, and do I want one?]
Replies: 137
Views: 4996

Re: EJ not [costing me as much as] others?

ai_3_us - I merged your post into your first thread. In order to give appropriate advice, it's best to keep all the information in one spot. Additionally, the members who've helped you before will have the thread show up in Your posts , so they'll be able to help you again. I retitled the thread and...
by LadyGeek
Mon Jan 16, 2017 4:16 pm
Forum: Personal Consumer Issues
Topic: Found! [What to do with old books]
Replies: 26
Views: 2777

Re: Found! [What to do with old books]

This thread is now in the Personal Consumer Issues forum (old books).

To keep this actionable, you're asking what to do about The Canterbury Tales. I retitled the thread.

Nice find.
by LadyGeek
Sun Jan 15, 2017 9:29 pm
Forum: Investing - Help with Personal Investments
Topic: Sinning with non-USA bank USD CDs
Replies: 14
Views: 1190

Re: Sinning with non-USA bank USD CDs

As a reminder, political comments are off-topic. Please stay focused on the investing aspects.
by LadyGeek
Sun Jan 15, 2017 9:27 pm
Forum: Investing - Theory, News & General
Topic: Vanguard muni distributions by state
Replies: 1
Views: 373

Re: Vanguard muni distributions by state

This thread is now in the Investing - Theory, News & General forum (general investing news).
by LadyGeek
Sun Jan 15, 2017 9:22 pm
Forum: Forum Issues and Administration
Topic: Bogleheads is back!
Replies: 21
Views: 3740

Re: Bogleheads is back!

It appears the certificate is valid for the domain name, not the IP. (I have no idea why I didn't get the error before.) I'm guessing the certificate is handled correctly once the IP address is mapped to a domain name (via the DNS server), then forced to https:// at the server. Going to https:// cau...
by LadyGeek
Sun Jan 15, 2017 8:09 pm
Forum: Forum Issues and Administration
Topic: Bogleheads is back!
Replies: 21
Views: 3740

Re: Bogleheads is back!

^^^ To save a redirect, use this instead: https://96.64.189.177/ ============= For the finishing touch, the proper format of a Uniform Resource Locator (URL) URL requires a trailing '/' in the path. My browser knows this rule, as I copied the URL by right-click --> Copy link location (http://96.64.1...
by LadyGeek
Sun Jan 15, 2017 7:55 pm
Forum: Personal Finance (Not Investing)
Topic: Trying to Understand HSA [Health savings account]
Replies: 5
Views: 568

Re: Trying to Understand HSA [Health savings account]

As TX_TURTLE suggests, why don't you price a policy on your own? It will be a good learning experience. The point is to minimize the money you pay for health coverage. That's the total of doctor visits, emergency room, prescriptions, hospital stays, and anything else that falls within the boundary o...
by LadyGeek
Sun Jan 15, 2017 7:41 pm
Forum: Forum Issues and Administration
Topic: Bogleheads is back!
Replies: 21
Views: 3740

Re: Bogleheads is back!

^^^ Peculiar_Investor asked me what happened via PM. It's fixed.
by LadyGeek
Sun Jan 15, 2017 7:34 pm
Forum: Investing - Help with Personal Investments
Topic: Asset allocation Help - 34 yrs old
Replies: 10
Views: 935

Re: Asset allocation Help - 34 yrs old

DEMONDEACS05, Welcome! I merged your 2nd thread back into the original. In order to give you appropriate advice, it's best to keep the information in one spot. As suggested earlier, it would be easier to see your info posted in the Asking Portfolio Questions format. It makes you think about the &quo...
by LadyGeek
Sun Jan 15, 2017 3:03 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 288
Views: 101560

Re: Retiree Portfolio Model

New member cgrinst1 has a question about future date Roth conversions. I'm not sure if it's about the spreadsheet or something else, see: Setting Withdrawals from Converted Roth in Retiree Portfolio Model
by LadyGeek
Sun Jan 15, 2017 3:01 pm
Forum: Personal Finance (Not Investing)
Topic: Setting Withdrawals from Converted Roth in Retiree Portfolio Model
Replies: 2
Views: 189

Re: Setting Withdrawals from Converted Roth in Retiree Portfolio Model

Welcome! Did you intend to ask a question about using the spreadsheet itself, or something else?

Background info: Retiree Portfolio Model

The support thread is here: Retiree Portfolio Model
by LadyGeek
Sun Jan 15, 2017 1:48 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2270
Views: 562262

Re: What Movie Have You Recently Watched?

X-Men Apocalypse. This is the latest in the series, with plenty of action and a somewhat believable plot. It's better than the last few. I liked it.
by LadyGeek
Sun Jan 15, 2017 12:07 pm
Forum: Personal Consumer Issues
Topic: Chicago's new soda tax
Replies: 2
Views: 557

Re: Chicago's new soda tax

This thread has run its course and is locked (general rant). See: Personal Consumer Issues This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics include: - consumer goods and services (e.g., dress shirts, lapto...
by LadyGeek
Sun Jan 15, 2017 11:17 am
Forum: Personal Finance (Not Investing)
Topic: Your Retirement Number, or, calculating the funding ratio
Replies: 179
Views: 18144

Re: Your Retirement Number, or, calculating the funding ratio

FYI - I'm an administrator on Barry Barnitz's blog and have made a few formatting updates. See: Monitoring Your Retirement Goal – the Funded Ratio | Financial Page Also note that the spreadsheet in "Time Value of Money and Funded Ratio – tutorials and spreadsheets" was developed by forum m...
by LadyGeek
Sun Jan 15, 2017 9:44 am
Forum: Personal Finance (Not Investing)
Topic: Medigap Plans in Virginia
Replies: 4
Views: 192

Re: Medigap Plans in Virginia

This thread is now in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Sun Jan 15, 2017 9:39 am
Forum: Investing - Theory, News & General
Topic: Flagship Reps
Replies: 62
Views: 5006

Re: Flagship Reps

The Wizard wrote:Flagship, not flafship...

I fixed it, thanks.
by LadyGeek
Sun Jan 15, 2017 9:28 am
Forum: Personal Finance (Not Investing)
Topic: Retiree health care premium before reaching medicare age
Replies: 17
Views: 1159

Re: Retiree health care premium before reaching medicare age

As a reminder, speculation about future legislation is prohibited by forum policy. The details are here: Re: Tax exempt muni bond funds & proposed lower rates on taxable investment interest Although concerns are primarily focused on changes in Social Security and taxes, the same guidelines appl...
by LadyGeek
Sat Jan 14, 2017 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: Trying to Understand HSA [Health savings account]
Replies: 5
Views: 568

Re: Trying to Understand HSA [Health savings account]

This thread is now in the Personal Finance (Not Investing) (Health Savings Account). I retitled the thread to help with the acronym. The wiki has some background info: Health savings account Also: High deductible health plan Why don't you ask your Dad if he knows? If not, we can help him figure it o...
by LadyGeek
Sat Jan 14, 2017 5:00 pm
Forum: Personal Consumer Issues
Topic: Washing Machines
Replies: 12
Views: 1020

Re: Washing Machines

This thread is now in the Personal Consumer Issues forum (washing machine).
by LadyGeek
Sat Jan 14, 2017 4:22 pm
Forum: Personal Consumer Issues
Topic: What Consumer Product Needs to be Invented?
Replies: 2
Views: 324

Re: What Consumer Product Needs to be Invented?

Upon further review, this thread will remain locked (not directly actionable). See: Personal Consumer Issues Note that topics must be directly connected to your (or your friend's or family's) life as a consumer. General comments or complaints about these topics will be locked or removed. Note that ...
by LadyGeek
Sat Jan 14, 2017 11:16 am
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 1654
Views: 887180

Re: The Three-Fund Portfolio

What percent of the 3 fund portfolio should go into the Total International Stock Market. My AA is 70 bonds and 20 stock. I am 76 years old. Bogleheads conclusively agree that between 0% and 50% of the stock allocation should be international. I think that when you are only 20% stock (or should it ...
by LadyGeek
Fri Jan 13, 2017 10:46 pm
Forum: Personal Finance (Not Investing)
Topic: Job dilemma
Replies: 24
Views: 1842

Re: Job dilemma

Consider: 1) How long do you have to work there to get reimbursed for the relocation expenses? 2) High risk, high reward = high chance of losing job. Now, you're in a new location with heavy expenses and no income. How's your Emergency fund ? 3) You might like the job, but can't stand your coworkers...
by LadyGeek
Fri Jan 13, 2017 10:16 pm
Forum: Personal Consumer Issues
Topic: Why do some knowingly not do what's in their best self-interest?
Replies: 6
Views: 862

Re: Why do some knowingly not do what's in their best self-interest?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about ...
by LadyGeek
Fri Jan 13, 2017 8:04 pm
Forum: Forum Issues and Administration
Topic: Bogleheads is back!
Replies: 21
Views: 3740

Re: Bogleheads is back!

I've seen intermittent drop-outs over the past week or so, but nothing as severe as reported today. The server's fine, blame Comcast. Whenever I see a slow response, I always find that Comcast is dropping packets. Your browser is waiting for Comcast to send you the page, retries, waits again, then g...
by LadyGeek
Fri Jan 13, 2017 2:03 pm
Forum: Investing - Theory, News & General
Topic: "Millennials are falling behind their boomer parents"
Replies: 24
Views: 1692

Re: "Millennials are falling behind their boomer parents"

I removed some off-topic comments. This thread has run its course and is locked (stupidity of other people, not actionable). See: Unacceptable Topics Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Example...
by LadyGeek
Fri Jan 13, 2017 10:00 am
Forum: Local Chapters and Bogleheads Community
Topic: Join the Wiki!
Replies: 39
Views: 24351

Re: Join the Wiki!

Sure, you can be an editor. I sent you a PM with the info.

Thanks for your offer. So far, we have enough help but will keep you in mind.
by LadyGeek
Thu Jan 12, 2017 8:35 pm
Forum: Personal Finance (Not Investing)
Topic: [Redemptions missing from Treasury Direct Account]
Replies: 20
Views: 967

Re: Fraud in Treasury Direct Account

So sorry for having stirred this up. That's ok, but you should probably change the title of the thread since it was not fraud. I took a stab at it. boater07 - If you want to change the thread title again, just edit the Subject: line in Post #1. BTW, it takes a lot of courage to admit when you're wr...
by LadyGeek
Thu Jan 12, 2017 7:56 pm
Forum: Investing - Theory, News & General
Topic: 2016 Callan Periodic Table of Investment Returns
Replies: 27
Views: 2843

Re: 2016 Callan Periodic Table of Investment Returns

The wiki has been updated for 2016: Callan periodic table of investment returns

Permission to reproduce the chart in the wiki has been received. All you need to do is ask.
by LadyGeek
Thu Jan 12, 2017 7:54 pm
Forum: Investing - Theory, News & General
Topic: 2016 Callan Periodic Table of Investment Returns
Replies: 27
Views: 2843

Re: 2016 Callan Periodic Table of Investment Returns

^^^ Sorry, but animated GIFs are not permitted in this forum, see: General Etiquette

avoid posting in ALL CAPITAL LETTERS or otherwise using distracting formatting

If anyone has any questions, please PM me.

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