Search found 15877 matches

by LadyGeek
Mon May 02, 2016 9:54 pm
Forum: Forum Issues and Administration
Topic: Please Try Out Test Posts Here
Replies: 106
Views: 135903

Re: Please Try Out Test Posts Here

Miriam2 wrote:LadyGeek - my phpBB format buttons don't work - I need to type the code long hand :shock: Is it my computer or the forum?
Also, my smilies won't work in the middle of my post, the smilie jumps to the end :annoyed

I'd say it's your computer. Try logging out and clearing your browser cache.
by LadyGeek
Mon May 02, 2016 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: IRA or Taxable ?
Replies: 11
Views: 733

Re: IRA or Taxable ?

kathy - I merged your post back into your original thread. It's best to keep all the information in one spot (including the thank you :happy).

If you have any further questions, ask them here.
by LadyGeek
Mon May 02, 2016 6:08 pm
Forum: Personal Finance (Not Investing)
Topic: Wiki article for new investors - Risk tolerance
Replies: 5
Views: 334

Re: Wiki article for new investors - Risk tolerance

Bogleheads author William Bernstein uses risk tolerance in the sense of attitude toward risk. Bernstein suggests that investors can evaluate their risk tolerance based on how they reacted to the financial crisis during 2008 and early 2009:[3] Sold: low risk tolerance Held steady: moderate risk tole...
by LadyGeek
Mon May 02, 2016 4:14 pm
Forum: Personal Finance (Not Investing)
Topic: Wiki article for new investors - Risk tolerance
Replies: 5
Views: 334

Wiki article for new investors - Risk tolerance

Emotion is never included in a financial equation, but presents one of the most difficult aspects when deciding how to invest your money. "What's going on with the market now? How much can I stand to lose?" are two common questions at the crux of this concern. The wiki editors have collab...
by LadyGeek
Mon May 02, 2016 3:04 pm
Forum: Investing - Theory, News & General
Topic: "Indexed Investing: A Prosaic Way to Beat the Average Investor" by W. Sharpe
Replies: 77
Views: 5230

Re: "Indexed Investing: A Prosaic Way to Beat the Average Investor" by W. Sharpe

The discussion is starting to get contentious. The points have been made several times over, there's no need to repeat. Let's move on.
by LadyGeek
Sun May 01, 2016 3:05 pm
Forum: Personal Consumer Issues
Topic: How do Bogleheads TRAVEL?
Replies: 50
Views: 3593

Re: How to Bogleheads TRAVEL?

This thread is now in the Personal Consumer Issues forum (travel).
by LadyGeek
Sun May 01, 2016 3:00 pm
Forum: Investing - Theory, News & General
Topic: New FI [Fixed Income] ETFs for Ireland Vanguard
Replies: 2
Views: 207

Re: New FI [Fixed Income] ETFs for Ireland Vanguard

This thread is now in the Investing - Theory, News & General forum (investing news). I also retitled the thread to help with the acronyms.

Would anything in the wiki need to change? Nonresident alien with no US tax treaty & Irish ETFs
by LadyGeek
Sun May 01, 2016 9:12 am
Forum: Personal Finance (Not Investing)
Topic: Good book(s) for the soon to be retired?
Replies: 17
Views: 1786

Re: Good book(s) for the soon to be retired?

This thread is now in the Personal Finance (Not Investing) forum (retirement planning).

Also see the wiki: Preparing for retirement where you'll find publications that can be downloaded for free.
by LadyGeek
Sun May 01, 2016 9:02 am
Forum: Personal Consumer Issues
Topic: Consumer Reports Magazine & Website
Replies: 99
Views: 4967

Re: Consumer Reports Magazine & Website

The "No route found for "GET/viewtopic" means that the link was copied incorrectly. Be sure the link looks like this:

Code: Select all

https://www.bogleheads.org/forum/viewtopic.php?f=11&t=173744
by LadyGeek
Sat Apr 30, 2016 1:52 pm
Forum: Personal Consumer Issues
Topic: Home Brewing
Replies: 14
Views: 933

Re: Home Brewing

^^^ That's our "go-to" book for making beer, except we've got "The New Complete Joy of Home Brewing", by Papazian, 2nd edition (1991). Batch #39 is in the bucket with an Original (starting) specific gravity of 1.056, which is corrected for the water and hydrometer calibration tem...
by LadyGeek
Sat Apr 30, 2016 11:55 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Customer Service
Replies: 121
Views: 8075

Re: Vanguard Customer Service

I merged Leif's thread into here.

This thread is for Vanguard customer service (personal investment) complaints.

Vanguard login and website complaints go here: [Vanguard Online Access Problems]

JustJim, Welcome!
by LadyGeek
Sat Apr 30, 2016 11:47 am
Forum: Investing - Theory, News & General
Topic: Classic Bernstein — Asset Allocation and Time Horizon
Replies: 44
Views: 4221

Re: Classic Bernstein — Asset Allocation and Time Horizon

If the series gets going, I recommend adding the posts to the wiki. We already have pages for Grok's tips and Madsinger monthly reports.
by LadyGeek
Sat Apr 30, 2016 11:40 am
Forum: Personal Consumer Issues
Topic: Home Brewing
Replies: 14
Views: 933

Re: Home Brewing

After a temporary lull of 3 years, my husband has restarted home brewing. To get back in the swing of things, Batch #39 (how many we've done to date) will be Brewer's Best Mango Saison. Batch #40 will be Brewer's Best Milk Stout. After that, we'll just "wing it" from whatever recipe looks ...
by LadyGeek
Sat Apr 30, 2016 10:51 am
Forum: Local Chapters and Bogleheads Community
Topic: Jumping in with both feet.
Replies: 5
Views: 383

Re: Jumping in with both feet.

Blu-Wolf, Welcome! Remember that you can always edit your own posts. I see you fixed the thread title, which is done by editing the Subject: line in the first post. If you need any assistance, report the post using the "!" in the top right corner and explain what's needed. A moderator will...
by LadyGeek
Sat Apr 30, 2016 10:39 am
Forum: Investing - Theory, News & General
Topic: Any experience with investing in litigation finance?
Replies: 4
Views: 491

Re: Any experience with investing in litigation finance?

^^^ Thanks, that's a lot of good info. The stock is trading on the London Stock Exchange: JIL US investors are encouraged to view the LSE website, as you can see how things are done outside the US. The regulations are different, but the fundamentals apply. Go to the interactive chart and span out 5 ...
by LadyGeek
Fri Apr 29, 2016 6:41 pm
Forum: Investing - Theory, News & General
Topic: Any experience with investing in litigation finance?
Replies: 4
Views: 491

Re: Any experience with investing in litigation finance?

Welcome! For starters, this is not what one would define as a traditional "investment". This is a private company which has no accountability to its investors. Here's the tutorial: TrialFunder Now, look at the footer. Here's the important part (formatted for readability): The securities of...
by LadyGeek
Fri Apr 29, 2016 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: Well Done Ally Bank - CD purchase
Replies: 54
Views: 8293

Re: Well Done Ally Bank - CD purchase

Yes, I agree. I just wanted to make that point clear.
by LadyGeek
Fri Apr 29, 2016 3:17 pm
Forum: Personal Finance (Not Investing)
Topic: Well Done Ally Bank - CD purchase
Replies: 54
Views: 8293

Re: Well Done Ally Bank - CD purchase

If a VPN worked, then Ally is checking IP addresses to be within the US. See the explanation here: Open an Account | ally (right side of page). However, an IP address is not proof of identity. csm is a US citizen living abroad "US ex-pat" ( Re: Brokerage account for NRA spouse ). I'm only ...
by LadyGeek
Fri Apr 29, 2016 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: Young Male Living with Parents
Replies: 83
Views: 4080

Re: Young Male Living with Parents

I removed an off-topic comment and a follow-up post. This thread has run its course and is locked (relationship issue, not personal finance).
by LadyGeek
Fri Apr 29, 2016 11:34 am
Forum: Personal Finance (Not Investing)
Topic: Degree, College and Career
Replies: 20
Views: 1599

Re: Degree, College and Career

This thread is now in the Personal Finance (Not Investing) forum (career guidance).

I assume the OP is asking on behalf of a family member or friend.
by LadyGeek
Fri Apr 29, 2016 9:35 am
Forum: Investing - Help with Personal Investments
Topic: 2 options of 401k/403b.
Replies: 14
Views: 531

Re: 2 options of 401k/403b.

FYI - I merged drake1's question back into the original thread. drake1 - In order to give appropriate advice, it's best to keep all the information in one spot. If no one answers your questions, feel free to bump the current thread instead of starting a new one. This isn't a big deal, don't worry ab...
by LadyGeek
Fri Apr 29, 2016 9:30 am
Forum: Personal Consumer Issues
Topic: Consumer Reports Magazine & Website
Replies: 99
Views: 4967

Re: What's become of Consumer Reports?

runner9 wrote:Maybe this should be combined with this thread from last September:

viewtopic.php?f=11&t=173744

Thanks, this thread is now merged with the earlier one from September.
by LadyGeek
Fri Apr 29, 2016 9:14 am
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 1420
Views: 736141

Re: The Three-Fund Portfolio

FYI - Norske77 is asking about international stock funds, which I moved into a stand-alone thread: International Funds Worth it?
by LadyGeek
Fri Apr 29, 2016 9:12 am
Forum: Investing - Theory, News & General
Topic: International Funds Worth it?
Replies: 30
Views: 3128

Re: International Funds Worth it?

I merged Norske77's question into here. The combined thread is now in the Investing - Theory, News & General forum (theory). Norske77 - Why don't you start a thread in the Investing - Help with Personal Investments forum using the Asking Portfolio Questions format? It will let you think about th...
by LadyGeek
Fri Apr 29, 2016 8:56 am
Forum: Personal Finance (Not Investing)
Topic: Are females just not interested in investing in general or is it just the women that I date?
Replies: 89
Views: 8654

Re: Are females just not interested in investing in general or is it just the women that I date?

I removed some off-topic comments related to grammar usage. Please stay focused on the investing aspects.
by LadyGeek
Thu Apr 28, 2016 12:43 pm
Forum: Investing - Theory, News & General
Topic: [favorite] Boglehead quotes
Replies: 63
Views: 6570

Re: [favorite] Boglehead quotes

Here's one recent quote: Subject: Improving Employee Morale Morale is low partly because you're hiring the wrong people. Try to hire people who like the work and appreciate the job. You probably have too many employees who spend more time complaining than doing actual work. This is pretty darn presu...
by LadyGeek
Thu Apr 28, 2016 11:46 am
Forum: Personal Finance (Not Investing)
Topic: Intra-Family Mortgage
Replies: 35
Views: 3764

Re: Intra-Family Mortgage

This thread is now in the Personal Finance (Not Investing) forum (mortgage).

The thread is from 2014. If it makes sense to continue the discussion in an earlier thread (vs. starting a new one), please bump the older thread instead.
by LadyGeek
Thu Apr 28, 2016 10:29 am
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 621
Views: 98886

Re: Boglehead Beer

Then try the Dogfish 120 minute IPA - if you can find it. I had it a few years ago and still remember it.
by LadyGeek
Thu Apr 28, 2016 9:46 am
Forum: Personal Finance (Not Investing)
Topic: Financial Impotence - difficulty living below means
Replies: 14
Views: 1307

Re: Financial Impotence - difficulty living below means

Let's keep this thread actionable by stating mistakes that the author could had avoided. In this forum, actionable means to directly apply to yourself or a family member. Based on past experience, discussions without this focus (such as a hypothetical situation) will often devolve into contentious ...
by LadyGeek
Thu Apr 28, 2016 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Are females just not interested in investing in general or is it just the women that I date?
Replies: 89
Views: 8654

Re: Are females just not interested in investing in general or is it just the women that I date?

I removed a few off-topic comments which were derailing the thread. Please stay focused on the investing aspects, not relationship issues.
by LadyGeek
Tue Apr 26, 2016 8:01 pm
Forum: Investing - Help with Personal Investments
Topic: Have anyone heard of Honest Dollar?
Replies: 1
Views: 314

Re: Have anyone heard of Honest Dollar?

Welcome! You can find much about the subject by searching for "robo-adviser". First, the company you mentioned, Honest Dollar is not meant for personal investors (like you). It's meant for employers who want to use them to provide 401(k) plans to their employees. However, you still need to...
by LadyGeek
Tue Apr 26, 2016 7:29 pm
Forum: Personal Finance (Not Investing)
Topic: I Hate My Job: Politics at Work (Advice Needed)
Replies: 105
Views: 10770

Re: I Hate My Job: Politics at Work (Advice Needed)

tjhar - You are venting about a work-related relationship issue, i.e. "politics". Politics is another word for "people" - which includes everyone you work with and yourself. This discussion needs to focus on managing your career - directly actionable on things you can do to chang...
by LadyGeek
Mon Apr 25, 2016 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: late 30s, what career or new degree
Replies: 24
Views: 3103

Re: late 30s, what career or new degree

This thread is now in the Personal Finance (Not Investing) forum (career decision).
by LadyGeek
Mon Apr 25, 2016 9:10 pm
Forum: Investing - Theory, News & General
Topic: Social Security loopholes closed
Replies: 19
Views: 2504

Re: Social Security loopholes closed

Thread locked for moderator review.
by LadyGeek
Mon Apr 25, 2016 7:04 pm
Forum: Investing - Help with Personal Investments
Topic: Retiree Portfolio Model
Replies: 209
Views: 71554

Re: Retiree Portfolio Model

The bottom of every wiki page has a reader feedback form where anyone can post comments (" Help improve this page" - no login required). I'm passing along this feedback which I posted in the page's Discussion tab : I was looking for a suggested portfolio for someone retired I'm not sure if...
by LadyGeek
Mon Apr 25, 2016 4:01 pm
Forum: Investing - Theory, News & General
Topic: Deflation ahead? Nobel Prize Economics winner's thought
Replies: 84
Views: 8766

Re: Deflation ahead? Nobel Prize Economics winner's thought

This thread has run its course and is locked (economic policy). See: Unacceptable Topics Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅  US or world economic, political, tax,...
by LadyGeek
Mon Apr 25, 2016 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Irrevocable Trust - Am I being Bamboozled?
Replies: 50
Views: 4893

Re: Irrevocable Trust - Am I being Bamboozled?

I suppose the next question that I have should be a separate thread in a different section of Bogleheads - How to invest the money she has left (safely) as it is drawn down. You will probably get more responses if you do a new thread in personal investments. Start a thread in the Investing - Help w...
by LadyGeek
Sun Apr 24, 2016 8:17 pm
Forum: Personal Finance (Not Investing)
Topic: Taking over father's medical practice
Replies: 2
Views: 813

Re: Taking over father's medical practice

Here's a good blog: The White Coat Investor

It's run by Jim Dahle, who posts here as White Coat Investor.
by LadyGeek
Sun Apr 24, 2016 7:23 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 526
Views: 57663

Re: Free Windows 10 Upgrade, Yes or No?

^^^ Let's go one better. I merged the thread into here.
by LadyGeek
Sun Apr 24, 2016 3:59 pm
Forum: Personal Consumer Issues
Topic: How many "subscriptions" do you have?
Replies: 45
Views: 2733

Re: How many "subscriptions" do you have?

This thread is now in the Personal Consumer Issues forum (subscriptions).
by LadyGeek
Sun Apr 24, 2016 3:27 pm
Forum: Personal Finance (Not Investing)
Topic: Irrevocable Trust - Am I being Bamboozled?
Replies: 50
Views: 4893

Re: Irrevocable Trust - Am I being Bamboozled?

This is an emotional and deeply divided discussion. The points have been made on both sides, let's move on. To be very clear on how to proceed, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducte...
by LadyGeek
Sun Apr 24, 2016 10:32 am
Forum: Personal Finance (Not Investing)
Topic: Irrevocable Trust - Am I being Bamboozled?
Replies: 50
Views: 4893

Re: Irrevocable Trust - Am I being Bamboozled?

Ok, let's not call it asset hiding and use the lawyer term "divestment strategy." The VA is already onto the OP's kind of scheme. http://www.canhr.org/publications/newsletters/NetNews/Feature_Article/NN_2015Q1.htm . Thanks for the reference. Here are the proposed rules direct from the Fed...
by LadyGeek
Sun Apr 24, 2016 9:16 am
Forum: Personal Finance (Not Investing)
Topic: Irrevocable Trust - Am I being Bamboozled?
Replies: 50
Views: 4893

Re: Irrevocable Trust - Am I being Bamboozled?

I want to address several comments related to asset hiding . For the record, discussions of dishonest behavior or bypassing the law are totally unacceptable. The intent is to understand how to do this within the existing legal framework; in which case this discussion can continue. Everything is a ma...
by LadyGeek
Sun Apr 24, 2016 8:54 am
Forum: Investing - Theory, News & General
Topic: Hong Kong Property Bubble Imploding...
Replies: 19
Views: 3729

Re: Hong Kong Property Bubble Imploding...

^^^ Wikipedia is not considered a credible or authoritative source. See: Wikipedia:Academic use
by LadyGeek
Sat Apr 23, 2016 3:28 pm
Forum: Personal Finance (Not Investing)
Topic: Good source of taxes by state in Retirement?
Replies: 7
Views: 992

Re: Good source of taxes by state in Retirement?

See the wiki: State income taxes , then download the paper at the top of the article. Here's the direct link: Individual Income Tax Provisions in the States Starting on Page 19 is a complete one-page summary for every state. Taxes on pension, as well as differences between state and federal taxes, a...
by LadyGeek
Sat Apr 23, 2016 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Will Chip + Sign CC work in Europe?
Replies: 27
Views: 2001

Re: Will Chip + Sign CC work in Europe?

This thread is now in the Personal Finance (Not Investing) forum (credit card).

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