Search found 15315 matches

by LadyGeek
Thu Feb 11, 2016 11:29 pm
Forum: Personal Consumer Issues
Topic: skiing after 70
Replies: 3
Views: 308

Re: skiing after 70

To keep this actionable, does this apply to your or a family member's situation (being over 70)?
by LadyGeek
Thu Feb 11, 2016 11:21 pm
Forum: Investing - Help with Personal Investments
Topic: [Denmark] Thoughts on notice account
Replies: 2
Views: 204

Re: [Denmark] Thoughts on notice account

This thread is now in the Investing - Help with Personal Investments forum (portfolio help). There is some confusion of terminology. Can you please confirm this definition? Definition of notice account A bank account that you can take money out of only if you warn the bank a certain number of days b...
by LadyGeek
Thu Feb 11, 2016 10:52 pm
Forum: Personal Consumer Issues
Topic: Question about a booklight and batteries
Replies: 10
Views: 616

Re: Question about a booklight and batteries

This thread is now in the Personal Consumer Issues forum (booklight).
by LadyGeek
Thu Feb 11, 2016 10:49 pm
Forum: Personal Finance (Not Investing)
Topic: Non-resident Canadian income tax
Replies: 1
Views: 135

Re: Non-resident Canadian income tax

Welcome! May I suggest you ask this same question in our sister Canadian forum: Financial Wisdom Forum? You'll get expert advice.

Disclaimer: I'm a member of both forums.
by LadyGeek
Thu Feb 11, 2016 10:39 pm
Forum: Investing - Theory, News & General
Topic: The RBD (Really Bad Days) database
Replies: 9
Views: 895

Re: The RBD (Really Bad Days) database

This thread is now in the Investing - Theory, News & General forum (general investing).
by LadyGeek
Thu Feb 11, 2016 10:37 pm
Forum: Personal Finance (Not Investing)
Topic: What is your opinion on the Federal goverment retirement plan?
Replies: 54
Views: 3737

Re: What is your opinion on the Federal goverment retirement plan?

betterfinances wrote:...Note to moderators: This is both personal and actionable. For privacy, I'm not including the parts of the story that explain what makes it personal and actionable, but please trust me that it is.

OK, thanks for the explanation.
by LadyGeek
Thu Feb 11, 2016 9:58 pm
Forum: Investing - Theory, News & General
Topic: Credit Suisse Yearbook 2015 [2016 version is out]
Replies: 8
Views: 1361

Re: Credit Suisse Yearbook 2015 [2016 version is out]

FYI, Barry Barnitz has posted an update on Financial Page.*

See: Global investment portfolios 2016 update

* The unofficial Bogleheads blog. See: The Blog has Moved!
by LadyGeek
Thu Feb 11, 2016 9:13 pm
Forum: Investing - Theory, News & General
Topic: Richuncles.com [non-traded REIT]?
Replies: 34
Views: 4373

Re: Richuncles.com [non-traded REIT]?

We have verified the identity of Howard Makler as the founder of Rich Uncles. I want to be very clear that we will permit company officers or representatives to post here only to correct factual errors. See our guidelines: No Solicitation Please do not solicit business or website traffic on this for...
by LadyGeek
Thu Feb 11, 2016 4:13 pm
Forum: Personal Consumer Issues
Topic: Bear Meat
Replies: 37
Views: 2849

Re: Bear Meat

The thread was derailed due to a number of comments on the ethics of hunting bear. Those comments have been removed, the thread will remain locked.
by LadyGeek
Wed Feb 10, 2016 9:57 pm
Forum: Investing - Theory, News & General
Topic: Excellent Article Explaining Ridiculous Vanguard Lawsuit
Replies: 5
Views: 757

Re: Excellent Article Explaining Ridiculous Vanguard Lawsuit

This thread has run its course and is locked (restarting a locked thread). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a...
by LadyGeek
Wed Feb 10, 2016 9:47 pm
Forum: Investing - Help with Personal Investments
Topic: New to the site
Replies: 17
Views: 989

Re: New to the site

New member Kellyleigh82 is requesting portfolio help, which I've moved into a new thread: [Portfolio help for Roth]
by LadyGeek
Wed Feb 10, 2016 9:47 pm
Forum: Investing - Help with Personal Investments
Topic: [Portfolio help for Roth]
Replies: 2
Views: 115

Re: [Portfolio help for Roth]

Welcome! I moved your post from New to the site into a stand-alone thread so we can focus on your situation. To get things started, can you post your portfolio (what you have now) using this format: Asking Portfolio Questions ? It will make you think about the "big picture" while giving us...
by LadyGeek
Wed Feb 10, 2016 9:33 pm
Forum: Investing - Theory, News & General
Topic: Credit Suisse Yearbook 2015 [2016 version is out]
Replies: 8
Views: 1361

Re: Credit Suisse Yearbook 2015

I retitled the thread, as the 2016 yearbook is out: Publications - Credit Suisse

Direct link: Credit Suisse Global Investment Returns Yearbook 2016

Credit for the find goes to our sister Canadian forum: Re: Periodic Tables and Charts of Annual Investment Returns
by LadyGeek
Wed Feb 10, 2016 8:29 pm
Forum: Investing - Theory, News & General
Topic: Variable Percentage Withdrawal (VPW)
Replies: 585
Views: 165359

Re: Variable Percentage Withdrawal (VPW)

The bottom of every wiki page has a form where readers can supply feedback without logging in. We just received two comments: No suggestion. Only thank you. I downloaded the excel spreadsheet from Dropbox and it loads and runs fine using Apple Numbers (v3.6.1)application aside from two inconsequenti...
by LadyGeek
Wed Feb 10, 2016 8:15 pm
Forum: Personal Finance (Not Investing)
Topic: [Recharacterize 2016 Trad IRA contributions to Roth]
Replies: 2
Views: 117

Re: [Recharacterize 2016 Trad IRA contributions to Roth]

I moved your post into a stand-alone thread so we can focus on your situation directly.
by LadyGeek
Wed Feb 10, 2016 8:15 pm
Forum: Personal Finance (Not Investing)
Topic: Trad IRA---> Roth
Replies: 36
Views: 1574

Re: Trad IRA---> Roth

meaghansketch has a similar situation which I've moved into a stand-alone thread: [Recharacterize 2016 Trad IRA contributions to Roth]
by LadyGeek
Wed Feb 10, 2016 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: alleged pharmacist malpractice- does wife need a lawyer?
Replies: 32
Views: 2672

Re: alleged pharmacist malpractice- does wife need a lawyer?

There are a number of attorneys in this thread stating that proper legal counsel should be retained. The OP is asking for, and may act on , legal advice unqualified opinions as discussed here. For reasons already mentioned, this is strongly not recommended. To avoid further misinterpretation of inco...
by LadyGeek
Wed Feb 10, 2016 5:45 pm
Forum: Investing - Help with Personal Investments
Topic: 401(k) getting killed
Replies: 52
Views: 4892

Re: 401(k) getting killed

wsteve30 - This forum is dedicated to follow the investing advice of Jack Bogle, which is to invest in the entire market using a buy-and-hold approach with low cost funds. You have been given helpful advice here. If you do not wish to accept this advice, then perhaps this forum is not for you. Conti...
by LadyGeek
Wed Feb 10, 2016 5:09 pm
Forum: Personal Finance (Not Investing)
Topic: alleged pharmacist malpractice- does wife need a lawyer?
Replies: 32
Views: 2672

Re: alleged pharmacist malpractice- does wife need a lawyer?

To emphasize an earlier point, see the disclaimer at the bottom of every forum page: No guarantees are made as to the accuracy of the information on this site or the appropriateness of any advice to your particular situation. The OP wishes to understand if an attorney is needed. Advice on how to pro...
by LadyGeek
Wed Feb 10, 2016 4:52 pm
Forum: Personal Consumer Issues
Topic: How to deal with dentist phobia
Replies: 25
Views: 1953

Re: How to deal with dentist phobia

This thread has run its course and is locked (medical advice). I removed several posts providing specific medical advice. The reasons medical advice is not permitted in this forum: 1. This is an anonymous internet forum. It is not possible to verify anyone's identity (nor do we want to). Credential...
by LadyGeek
Wed Feb 10, 2016 4:31 pm
Forum: Investing - Theory, News & General
Topic: "Picking Individual Stocks is a Loser's Game"
Replies: 74
Views: 6137

Re: "Picking Individual Stocks is a Loser's Game"

I removed several off-topic comments and replies. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. Discussions are about issues, not people. If you disagree wit...
by LadyGeek
Wed Feb 10, 2016 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: delicate conversation with grandparents
Replies: 42
Views: 3507

Re: delicate conversation with grandparents

I removed a comment related to the ability of children to get loans for their education, along with a reply. There may have been a misinterpretation of intent, which was getting contentious. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable a...
by LadyGeek
Tue Feb 09, 2016 7:34 pm
Forum: Investing - Help with Personal Investments
Topic: 401(k) getting killed
Replies: 52
Views: 4892

Re: 401(k) getting killed

wsteve30 wrote:[OT comment removed by admin LadyGeek]

I sent you a PM regarding the removed comment.
by LadyGeek
Tue Feb 09, 2016 4:52 pm
Forum: Investing - Theory, News & General
Topic: Fractional Reserve Banking System
Replies: 7
Views: 395

Re: Fractional Reserve Banking System

This thread has run its course and is locked (economic policy). See: Unacceptable Topics Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅  US or world economic, political, tax,...
by LadyGeek
Tue Feb 09, 2016 4:38 pm
Forum: Personal Consumer Issues
Topic: Do we need to be physically in Costa Rica?
Replies: 19
Views: 1058

Re: Do we need to be physically in Costa Rica?

This thread has run its course and is locked (topic exhausted, no added value to continue). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of ...
by LadyGeek
Tue Feb 09, 2016 4:29 pm
Forum: Investing - Theory, News & General
Topic: Blog needs correction / Core Four Portfolios
Replies: 3
Views: 369

Re: Blog needs correction / Core Four Portfolios

Not sure what the intent is here, but blog posts—unlike, for example, wiki pages—are generally not maintained and not expected to contain up-to-date information by readers. The date of posting is visible. I mean, in this case the wiki itself is full of out-of-date information. Good eye on catching ...
by LadyGeek
Tue Feb 09, 2016 4:26 pm
Forum: Investing - Theory, News & General
Topic: Blog needs correction / Core Four Portfolios
Replies: 3
Views: 369

Re: Blog needs correction / Core Four Portfolios

This thread is now in the Investing - Theory, News & General forum (general investing / Bogleheads' blog). As lack_ey states, the blog is no longer maintained.* I did, however, fix the typo in the article. Core Four portfolios As noted in The Blog has Moved! , Barry Barnitz is maintaining the &q...
by LadyGeek
Tue Feb 09, 2016 4:04 pm
Forum: Personal Finance (Not Investing)
Topic: Need advice - Employer withdrew accepted offer
Replies: 50
Views: 5928

Re: Need advice - Employer withdrew accepted offer

I had no idea there were so many attorneys on the Bogleheads forum... Seriously, it's irresponsible to speculate or flat out give legal advice when you're not qualified to do so. And some of the replies are from posters that clearly have no legal training. It's irresponsible to heed legal advice yo...
by LadyGeek
Tue Feb 09, 2016 3:56 pm
Forum: Personal Finance (Not Investing)
Topic: High school curriculum: Is filling out tax forms part of it?
Replies: 49
Views: 1184

Re: High school curriculum: Is filling out tax forms part of it?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about ...
by LadyGeek
Tue Feb 09, 2016 3:52 pm
Forum: Investing - Help with Personal Investments
Topic: Advice on my lackluster 403B options
Replies: 9
Views: 346

Re: Advice on my lackluster 403B options

This thread is now in the Investing - Help with Personal Investments forum (portfolio help).

runner9 wrote:Duplicate of here, flagged for deletion:

viewtopic.php?f=10&t=184226

I merged the responses into here and deleted the duplicate post.
by LadyGeek
Mon Feb 08, 2016 10:33 pm
Forum: Investing - Help with Personal Investments
Topic: Quest for lower fees: Found lowest cost option yet. Go with it?
Replies: 23
Views: 1406

Re: Quest for lower fees: Found lowest cost option yet. Go with it?

This thread is now in the Investing - Help with Personal Investments forum (portfolio help). As the tag line at the top of the forum states "Investing advice inspired by Jack Bogle", we follow the man - not the company. The wiki article: Other than Vanguard, Boglehead-style lists 8 provide...
by LadyGeek
Mon Feb 08, 2016 10:23 pm
Forum: Personal Consumer Issues
Topic: Bar/Bat Mitzvah gift question
Replies: 19
Views: 1048

Re: Bar/Bat Mitzvah gift question

I would say $36 in the form of a gift card. Anything more than $50 would appear to a teenager that you're giving her a lot of money - especially since you're not family. Parents are likely to gather all the checks and put the money away for college. They can't do that with a gift card, let her enjoy...
by LadyGeek
Mon Feb 08, 2016 9:42 pm
Forum: Investing - Theory, News & General
Topic: Jeremy Siegel : I was too bullish
Replies: 20
Views: 3923

Re: Jeremy Siegel : I was too bullish

This thread is now in the Investing - Theory, News & General forum (general investing).
by LadyGeek
Mon Feb 08, 2016 9:27 pm
Forum: Personal Finance (Not Investing)
Topic: Costco AMEX Transition - Costco has no answers
Replies: 54
Views: 5574

Re: Costco AMEX Transition - Costco has no answers

I merged anonenigma's update back into the original thread. It's best to keep all of the information in one spot. Otherwise, the replies to both threads were making things a bit confusing to follow.
by LadyGeek
Mon Feb 08, 2016 9:20 pm
Forum: Investing - Help with Personal Investments
Topic: Help simplify an old account
Replies: 8
Views: 599

Re: Help simplify an old account

This thread is now in the Investing - Help with Personal Investments forum (portfolio help). See the wiki: ETFs vs mutual funds The only difference between an ETF and a mutual fund are the trading characteristics. The underlying assets are the same composition. With that in mind, take another look a...
by LadyGeek
Mon Feb 08, 2016 9:02 pm
Forum: Personal Finance (Not Investing)
Topic: Tips on how to get the most of my yearly performance review?
Replies: 21
Views: 2121

Re: Tips on how to get the most of my yearly performance review?

This thread is now in the Personal Finance (Not Investing) forum (career discussion). Never, ever, challenge your boss's decision on how you were rated. Accept it, ask how you can improve, move on. If you have an idea of where you want career to go, solicit suggestions about how you can get there, a...
by LadyGeek
Mon Feb 08, 2016 8:56 pm
Forum: Personal Consumer Issues
Topic: How are microshaped nylon-like doohickeys manufactured?
Replies: 9
Views: 980

Re: How are microshaped nylon-like doohickeys manufactured?

This thread has run its course and is locked (manufacturing process questions are out of scope for this forum). See: Personal Consumer Issues This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics include: - con...
by LadyGeek
Mon Feb 08, 2016 8:54 pm
Forum: Investing - Theory, News & General
Topic: "Politics and Investing Don't Mix"
Replies: 23
Views: 1987

Re: "Politics and Investing Don't Mix"

Taylor Larimore is linking to ObliviousInvestor's home page. Here's the blog post: Politics and Investing Don’t Mix Please stay factual. Opinions of the political process are off-topic. See: Unacceptable Topics In order to avoid the inevitable frictions that arise from these topics, political or rel...
by LadyGeek
Mon Feb 08, 2016 8:45 pm
Forum: Investing - Theory, News & General
Topic: VSS Spreads and TLH [FTSE Small Cap ex-US and Tax Loss Harvesting]
Replies: 29
Views: 1264

Re: VSS Spreads and TLH [FTSE Small Cap ex-US and Tax Loss Harvesting]

I merged Valdeselad's thread into here. I also retitled the thread to help with the acronyms.
by LadyGeek
Mon Feb 08, 2016 8:30 pm
Forum: Investing - Help with Personal Investments
Topic: Is 20 years long enough
Replies: 6
Views: 1647

Re: Is 20 years long enough

Dogsonthebeach, Welcome! Does this money belong to you or your mother, as you have a question here: Moms $, which is also for $50,000?

It's not a problem to do both, but the way the situations are handled will be different.
by LadyGeek
Mon Feb 08, 2016 8:30 pm
Forum: Investing - Help with Personal Investments
Topic: Moms $
Replies: 10
Views: 1342

Re: Moms $

FYI - The OP is also asking about his/her own situation, but with a similar dollar amount of $50,000. Is 20 years long enough

I want to be sure we're not mixing up the situations, as the answer on how to handle the investments will be different.
by LadyGeek
Mon Feb 08, 2016 9:06 am
Forum: Investing - Help with Personal Investments
Topic: I Lost My FInancial Brain - Please Help
Replies: 74
Views: 6449

Re: I Lost My FInancial Brain - Please Help

...Bee, I don't know about GIC's but I know a little about stable value funds which are a conservative investment coupled with an insurance contract to "guarantee" the return. My stable value fund is paying about 2% and is within a 401k plan with Vanguard - the best I've heard about is ar...
by LadyGeek
Sun Feb 07, 2016 10:30 pm
Forum: Personal Finance (Not Investing)
Topic: Selling makeup on Facebook for extra income?
Replies: 10
Views: 1433

Re: Selling makeup on Facebook for extra income?

This thread has run its course and is locked (derailed in several directions).
by LadyGeek
Sun Feb 07, 2016 8:40 pm
Forum: Personal Finance (Not Investing)
Topic: Can a minor child sue former guardians for theft once they turn 18
Replies: 24
Views: 2698

Re: Can a minor child sue former guardians for theft once they turn 18

I have removed sensitive personal information regarding the OP's situation. As bayview notes, the responses remain. The OP states there are no funds available to pay for proper legal advice and is using this forum instead. While this is a tough situation, this forum is not to be used in place of pro...
by LadyGeek
Sun Feb 07, 2016 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: Should You Work Longer ?
Replies: 10
Views: 1495

Re: Should Your Work Longer ?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about ...
by LadyGeek
Sun Feb 07, 2016 5:34 pm
Forum: Personal Finance (Not Investing)
Topic: Problem e-filing return (deceased primary)
Replies: 19
Views: 1037

Re: Problem e-filing return (deceased primary)

azurekep - Once you get the returns straightened, I highly recommend you take a look at Publication 559, Survivors, Executors, and Administrators If nothing else, it's a good checklist to be sure everything is covered. The wiki has some background info: Estate and inheritance tax Start a new thread ...
by LadyGeek
Sun Feb 07, 2016 3:55 pm
Forum: Investing - Theory, News & General
Topic: NYT article on Vanguard lawsuit
Replies: 9
Views: 1673

Re: NYT article on Vanguard lawsuit

This thread has run its course and is locked (restarting locked thread). See: Locked Topics ..if a topic is locked, please do not start up another thread to continue the discussion... The previous discussion: Another lawsuit against Vanguard? (locked) The locked thread: Vanguard sued for [failing t...

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