Search found 18148 matches

by LadyGeek
Sun Feb 26, 2017 11:42 pm
Forum: Investing - Help with Personal Investments
Topic: Windfall, investing, insurance?
Replies: 65
Views: 2593

Re: Windfall, investing, insurance?

Let's give atxeng some time to digest everything. (Reverse mortgages are an entirely different animal and don't apply here.)
by LadyGeek
Sun Feb 26, 2017 11:33 pm
Forum: Investing - Help with Personal Investments
Topic: Windfall, investing, insurance?
Replies: 65
Views: 2593

Re: Windfall, investing, insurance?

Let's go back to this post: Subject: Windfall, investing, insurance? Better be committed to it. This is a life long commitment. Most policies guarantee returns of 2% if held for life and project about 5% return. I would expect a 3-4% annualized return on a whole life policy bought today by someone i...
by LadyGeek
Sun Feb 26, 2017 11:09 pm
Forum: Personal Finance (Not Investing)
Topic: Tax breaks for 2016, by category totals
Replies: 2
Views: 431

Re: Tax breaks for 2016, by category totals

PM received. This thread is now in the Personal Finance (Not Investing) (taxes). There was no link. Since the discussion went into proposed legislation, I'll agree it was off-limits. See: Politics and Religion Also see: A reminder that non-investing general comment threads are OT (Thread locked.)
by LadyGeek
Sun Feb 26, 2017 10:13 pm
Forum: Personal Finance (Not Investing)
Topic: "Tithing" money to your parents?
Replies: 12
Views: 1674

Re: "Tithing" money to your parents?

For the record, discussions of dishonest behavior or bypassing the law are totally unacceptable. The approach is to educate members on how to do things legally. The question was answered in the first reply and clarified further in the discussion. There's no point to continue, this thread has run its...
by LadyGeek
Sun Feb 26, 2017 9:39 pm
Forum: Investing - Theory, News & General
Topic: News Article Today: Index Investing Unmasked: 96% Of Stocks Are Garbage. What does this mean??
Replies: 13
Views: 1230

Re: News Article Today: Index Investing Unmasked: 96% Of Stocks Are Garbage. What does this mean??

This thread has run its course and is locked (non-actionable, contentious). See: Unacceptable Topics Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅  US or world economic, pol...
by LadyGeek
Sun Feb 26, 2017 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: Deciding how much house to get
Replies: 22
Views: 2238

Re: Deciding how much house to get

This thread is now in the Personal Finance (Not Investing) forum (financial planning).
by LadyGeek
Sun Feb 26, 2017 7:37 pm
Forum: Investing - Help with Personal Investments
Topic: Windfall, investing, insurance?
Replies: 65
Views: 2593

Re: Windfall, investing, insurance?

atxeng - In order to give you appropriate advice, it's best to keep all the information in one spot. I merged your thread back into the original so we can see everything in context.

To the experienced members, see: Please Do Not Bite the Newcomers
by LadyGeek
Sun Feb 26, 2017 2:55 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 257
Views: 9516

Re: Your USER NAME...what does it mean?

The next time that happens, ask if they want the left-handed or right-handed version. (I couldn't pass that one up. :D )
by LadyGeek
Sun Feb 26, 2017 2:38 pm
Forum: Investing - Theory, News & General
Topic: New Contribution Allocation
Replies: 2
Views: 170

Re: New Contribution Allocation

Welcome! In theory, the result should be the same. However, you'll go crazy trying to figure this out every time. It's also a lot of work and the actual differences might not be all that much. If this is an employer's plan, it will automatically trigger notices of election changes every time you mod...
by LadyGeek
Sun Feb 26, 2017 2:25 pm
Forum: Personal Consumer Issues
Topic: Feline Achilles' tendon injury
Replies: 20
Views: 1023

Re: Feline Achilles' tendon injury

Let's extend the courtesy to our pets. This thread has run its course and is locked (medical advice). Veterinary advice has the same issues as human medical advice - there's just no way to evaluate the applicability of any advice to the OP's situation. As a reminder: Medical Issues Questions on med...
by LadyGeek
Sun Feb 26, 2017 2:21 pm
Forum: Investing - Theory, News & General
Topic: AP: Americans buy existing homes at fastest pace in a decade
Replies: 45
Views: 3646

Re: AP: Americans buy existing homes at fastest pace in a decade

To keep this actionable, how does this impact personal investors? If cap rates have compressed, the asset class is less attractive. Particularly if there is a mini bubble in housing valuations going on out there. FWIW I don't think any of this heralds the next housing bust. Thank you, that puts thi...
by LadyGeek
Sun Feb 26, 2017 1:34 pm
Forum: Investing - Theory, News & General
Topic: AP: Americans buy existing homes at fastest pace in a decade
Replies: 45
Views: 3646

Re: AP: Americans buy existing homes at fastest pace in a decade

To keep this actionable, how does this impact personal investors?
by LadyGeek
Sun Feb 26, 2017 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block software problem
Replies: 21
Views: 998

Re: H&R Block software problem

This thread is now in the Personal Finance (Not Investing) forum, as we're now discussing an error in the calculation of NY state tax.

Apparently, H&R Block will reimburse you if it results in a tax penalty. Guarantees | H&R Block®
by LadyGeek
Sun Feb 26, 2017 12:57 pm
Forum: Investing - Theory, News & General
Topic: Asset Markets as Banks
Replies: 3
Views: 219

Re: Asset Markets as Banks

This thread has run its course and is locked (not actionable, economic policy). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅  US or world economic, political, tax, hea...
by LadyGeek
Sun Feb 26, 2017 12:53 pm
Forum: Investing - Help with Personal Investments
Topic: Asset Allocation across multiple accounts - tax differences
Replies: 1
Views: 158

Re: Asset Allocation across multiple accounts - tax differences

This thread is now in the Investing - Help with Personal Investments forum (portfolio help). I don't think you should tax weight asset allocations. The tax rate changes continually (not possible to predict in advance) and it's a secondary effect to the most important principle of selecting the ratio...
by LadyGeek
Sun Feb 26, 2017 10:39 am
Forum: Personal Finance (Not Investing)
Topic: VG form: Assets by state
Replies: 5
Views: 452

Re: VG form: Assets by state

This thread is now in the Personal Finance (Not Investing) forum (tax question).
by LadyGeek
Sun Feb 26, 2017 10:09 am
Forum: Investing - Help with Personal Investments
Topic: VEXAX or VIIIX? [Vanguard Extended Market or Institutional Index]
Replies: 2
Views: 182

Re: VEXAX or VIIIX? [Vanguard Extended Market or Institutional Index]

Welcome! I retitled the thread to help with the acronyms. First, let me explain that the two funds in question complement each other - you need both to create the "Total Stock Market" component of your portfolio. See the wiki: Extended market index fund https://www.bogleheads.org/w/images/...
by LadyGeek
Sun Feb 26, 2017 9:45 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2424
Views: 613678

Re: What Movie Have You Recently Watched?

Magnus , on Netflix. It's a documentary how the Norwegian chess champion, Magnus Carlsen, got his title. The language is listed as English , but that doesn't cover some of the personal interviews which are in Norwegian.* If you don't understand Norwegian, turn on the subtitles at the start of the m...
by LadyGeek
Sat Feb 25, 2017 10:16 pm
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads Local Chapters: Now in the Bogleheads Blog!
Replies: 3
Views: 476

Re: Bogleheads Local Chapters: Now in the Bogleheads Blog!

To be clear, this post is not directed at the chapter coordinators alone. Any member is welcome to help update the blog.
by LadyGeek
Sat Feb 25, 2017 9:44 pm
Forum: Personal Finance (Not Investing)
Topic: Student Debt
Replies: 23
Views: 2039

Re: Student Debt

I have an almost identical situation (except more debt and will be making 160k as a first year associate). I just bought Bogle's guide to investing. In addition to the above questions, how should I invest to minimize taxes and make a profit? Should I do a Roth IRA or....how/where do I start? Welcom...
by LadyGeek
Sat Feb 25, 2017 9:39 pm
Forum: Personal Finance (Not Investing)
Topic: Student Debt
Replies: 23
Views: 2039

Re: Student Debt

JGoneRiding wrote:...Read that book in here." If you can." I dont have the link

I do. Here you go: If You Can: How Millennials Can Get Rich Slowly

Also see: Books: recommendations and reviews
by LadyGeek
Sat Feb 25, 2017 9:24 pm
Forum: Personal Consumer Issues
Topic: Where to buy non-US OTC medication and have it shipped to the US?
Replies: 3
Views: 429

Re: Where to buy non-US OTC medication and have it shipped to the US?

Discussions of bypassing the law or dishonest behavior is totally unacceptable. If the drug is not available without a prescription (not OTC - Over-The-Counter), usage is not permitted. Additionally, guessing if you've received the right drug (and that it meets appropriate manufacturing standards) ...
by LadyGeek
Sat Feb 25, 2017 7:29 pm
Forum: Local Chapters and Bogleheads Community
Topic: You know you're a Boglehead when ...
Replies: 121
Views: 20798

Re: You know you're a Boglehead when ...

^^^ I completely agree. :wink: (check the title under my username)
by LadyGeek
Sat Feb 25, 2017 5:11 pm
Forum: Investing - Help with Personal Investments
Topic: Backdoor Roth IRA
Replies: 11
Views: 1200

Re: Backdoor Roth IRA

New member Dirk41 has Backdoor Roth IRA questions. I moved the post and 2 replies into a new thread: Backdoor Roth IRA [May not have done this correctly]
by LadyGeek
Sat Feb 25, 2017 2:59 pm
Forum: Investing - Theory, News & General
Topic: Questions about how Bond ETFs work
Replies: 10
Views: 678

Re: Questions about how Bond ETFs work

This thread is now in the Investing - Theory, News & General forum (theory).

outwash, Welcome!
by LadyGeek
Sat Feb 25, 2017 1:49 pm
Forum: Investing - Theory, News & General
Topic: Buffett Annual Letter 2016 [Jack Bogle is a hero]
Replies: 62
Views: 4090

Re: Buffett Annual Letter 2016 [Jack Bogle is a hero]

I merged nisiprius' thread into here.
by LadyGeek
Sat Feb 25, 2017 1:43 pm
Forum: Investing - Theory, News & General
Topic: Buffett Annual Letter 2016 [Jack Bogle is a hero]
Replies: 62
Views: 4090

Re: Buffett Annual Letter 2016 [Jack Bogle is a hero]

I merged Petrocelli's thread into here, which is a similar discussion. I also retitled the thread.
by LadyGeek
Sat Feb 25, 2017 12:22 pm
Forum: Investing - Theory, News & General
Topic: Fisher Investments hard sell
Replies: 22
Views: 20270

Re: Fisher Investments hard sell

Welcome! Do you realize this thread is 6 years old (2011)? It doesn't matter, I just wanted to point that out. If you have some experience with investing, why don't you let this forum be your wingman (wingwoman :happy)? Those fees do seem high. Take a look at the sticky titled Asking Portfolio Quest...
by LadyGeek
Fri Feb 24, 2017 10:27 pm
Forum: Personal Finance (Not Investing)
Topic: Pre-retirement checklist, what is on yours?
Replies: 40
Views: 3185

Re: Pre-retirement checklist, what is on yours?

Peter Foley wrote:I started a thread about a year ago - Retirement - 10 key years.

Here's the link: Retirement - Ten key years + Summary
by LadyGeek
Fri Feb 24, 2017 9:03 pm
Forum: Investing - Theory, News & General
Topic: How much SP500 might have dropped in 2000 crash if no 911?
Replies: 3
Views: 403

Re: How much SP500 might have dropped in 2000 crash if no 911?

This thread has run its course and is locked (not actionable). See: Unacceptable Topics Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅  US or world economic, political, tax, ...
by LadyGeek
Fri Feb 24, 2017 8:55 pm
Forum: Forum Issues and Administration
Topic: Please Try Out Test Posts Here
Replies: 150
Views: 146073

Re: Please Try Out Test Posts Here

hufhouseinvestor wrote:I posted on the personal investor board yesterday but it still hasn't appeared yet so I am testing here...

Welcome! Your post has appeared here: British National Hong Kong based Investor looking to retire in France
by LadyGeek
Fri Feb 24, 2017 8:26 pm
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads Local Chapters: Now in the Bogleheads Blog!
Replies: 3
Views: 476

Bogleheads Local Chapters: Now in the Bogleheads Blog!

As noted in The Blog has Moved! , Barry Barnitz has been maintaining our blog since the on-site effort was terminated in September 2014. The blog is located here: Financial Page (the link can be found on the left-side menu of every wiki page). Like the wiki, the blog represents the contributions of ...
by LadyGeek
Fri Feb 24, 2017 3:30 pm
Forum: Investing - Theory, News & General
Topic: Total World expense ratio lowered
Replies: 14
Views: 1640

Re: Total World expense ratio lowered

^^^ Yes. :D

Instead: I merged CyberBob's thread into here.
by LadyGeek
Fri Feb 24, 2017 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: Another can we afford home thread!
Replies: 49
Views: 2918

Re: Another can we afford home thread!

I removed an off-topic post and several replies. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a respectful mann...
by LadyGeek
Thu Feb 23, 2017 10:14 pm
Forum: Personal Finance (Not Investing)
Topic: free credit reports
Replies: 12
Views: 910

Re: free credit reports

This thread is now in the Personal Finance (Not Investing) forum (credit). The wiki has some background info: Credit report In case anyone else didn't realize this, Experian and TransUnion now allow you to sign up for accounts and check your credit report for free more frequently than just once a ye...
by LadyGeek
Thu Feb 23, 2017 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: Warren Buffett's Laguna Beach home up for sale. Any takers?
Replies: 1
Views: 680

Re: Warren Buffett's Laguna Beach home up for sale. Any takers?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about ...
by LadyGeek
Thu Feb 23, 2017 4:59 pm
Forum: Personal Consumer Issues
Topic: Desktop Computer - Still relevant? Good investment?
Replies: 67
Views: 4823

Re: Desktop Computer - Still relevant? Good investment?

This thread is now in the Personal Consumer Issues forum (computer).
by LadyGeek
Wed Feb 22, 2017 10:04 pm
Forum: Investing - Help with Personal Investments
Topic: How is my Boglehead Progress going??
Replies: 6
Views: 871

Re: How is my Boglehead Progress going??

^^^ Sure. This thread is now in the Investing - Help with Personal Investments forum (portfolio review).
by LadyGeek
Wed Feb 22, 2017 7:55 pm
Forum: Personal Finance (Not Investing)
Topic: Need advice on girlfriend debt/finances
Replies: 82
Views: 6855

Re: Need advice on girlfriend debt/finances

This thread has run its course and is locked (relationship issue). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. Anything else is ...
by LadyGeek
Wed Feb 22, 2017 4:41 pm
Forum: Investing - Help with Personal Investments
Topic: Requesting review of my IPS (Doctor)
Replies: 23
Views: 1380

Re: Requesting review of my IPS (Doctor)

The thread title of "Doctor requesting review of my IPS" was a bit confusing. I changed the title to "Requesting review of my IPS (Doctor)".

KidneyMD - If you want to change the thread title further, just edit the Subject: line in Post #1.
by LadyGeek
Tue Feb 21, 2017 10:19 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY 21ST HEARTDAY, JACK BOGLE
Replies: 24
Views: 1230

Re: HAPPY 21ST HEARTDAY, JACK BOGLE

Happy 21st, Jack!
by LadyGeek
Tue Feb 21, 2017 8:33 pm
Forum: Investing - Theory, News & General
Topic: Interesting study on impact of providing investors feedback
Replies: 37
Views: 1421

Re: Interesting study on impact of providing investors feedback

^^^ I moved Taylor Larimore's thread into here.
by LadyGeek
Tue Feb 21, 2017 7:40 pm
Forum: Investing - Theory, News & General
Topic: Credit Suisse Yearbook 2017
Replies: 27
Views: 2038

Re: Credit Suisse Yearbook 2017

The wiki has been updated: Category:International domiciles
by LadyGeek
Tue Feb 21, 2017 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: When To Enroll in ACA (Obamacare)
Replies: 6
Views: 529

Re: When To Enroll in ACA (Obamacare)

^^^ Let's go to the source: Patient Protection and Affordable Care Act; Market Stabilization This is a proposed regulation published for public comments. As stated in Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comme...
by LadyGeek
Tue Feb 21, 2017 4:44 pm
Forum: Local Chapters and Bogleheads Community
Topic: Sad News About a Respected Forum Member
Replies: 117
Views: 17785

Re: Sad News About a Respected Forum Member

I have no words, but want to express my deepest sympathy to his family.
by LadyGeek
Mon Feb 20, 2017 10:22 pm
Forum: Personal Finance (Not Investing)
Topic: What are the big things to get right?
Replies: 58
Views: 6287

Re: What are the big things to get right?

Acronym decoder:

LBYM - Living below your means

A big thing to get right is to follow this wiki article in order: Financial planning. Investing doesn't start until Step 5.

Once you start investing, keep going: Importance of saving early

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