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by LFKB
Mon Jun 19, 2017 8:49 pm
Forum: Personal Consumer Issues
Topic: California Vacation - Bay Area, So Cal, or Both (with coastal drive)?
Replies: 20
Views: 1278

Re: California Vacation - Bay Area, So Cal, or both (with coastal drive)?

My suggestion would be to start in San Diego and drive up the coast to Santa Barbara, stopping along the way in Laguna Beach, Newport Beach, Santa Monica, Malibu and then up to Santa Barbara. There's more to do and better weather in that part of the state.
by LFKB
Sat Jun 17, 2017 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 553
Views: 134409

Re: Share your net worth progression

Full update for the two of us below 2008: graduated college - maybe $40k 2009: $100k 2010: $200k 2011: $400k 2012: $620k 2013: $850k 2014: $1.15M 2015: $1.6M 2016: $2.1M 2017: $2.8M How did you do that?? What's your income? Income is high and saved a bunch but also invested $100k in a single stock ...
by LFKB
Fri Jun 16, 2017 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 553
Views: 134409

Re: Share your net worth progression

Full update for the two of us below 2008: graduated college - maybe $40k 2009: $100k 2010: $200k 2011: $400k 2012: $620k 2013: $850k 2014: $1.15M 2015: $1.6M 2016: $2.1M 2017: $2.8M How did you do that?? What's your income? Income is high and saved a bunch but also invested $100k in a single stock ...
by LFKB
Fri Jun 16, 2017 10:17 am
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

$10 billion of revenue which is about 13% of total. Not a rounding error. I'm sure if I took 13% of your net worth away it wouldn't be a rounding error. I'm sure if I gave you $10 billion it wouldn't be a rounding error. I also don't really understand the infatuation with calling them a one trick p...
by LFKB
Fri Jun 16, 2017 10:10 am
Forum: Investing - Theory, News & General
Topic: Amazon Buys Whole Foods
Replies: 101
Views: 9843

Re: Amazon Buys Whole Foods

Mentioned it in my Google thread but Whole Foods is one of my five individual stocks I own (as is Amazon). I bought back in January. Looks like I'm going from 5 individual stocks to 4.
by LFKB
Mon Jun 12, 2017 10:04 am
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 553
Views: 134409

Re: Share your net worth progression

Full update for the two of us below

2008: graduated college - maybe $40k
2009: $100k
2010: $200k
2011: $400k
2012: $620k
2013: $850k
2014: $1.15M
2015: $1.6M
2016: $2.1M
2017: $2.8M
by LFKB
Mon Jun 12, 2017 12:21 am
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

They didn't sideline projects? They simply changed their reporting structure? It would seem you should do a lot more research before investing. You really have a way of exaggerating and intentionally taking things out of context. You may want to work on improving that as it will help your work and ...
by LFKB
Sun Jun 11, 2017 11:56 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

It seems google itself agrees with me, which is why it brought in a new CFO and is completely changing direction on these side projects. And as I noted, it is Google that refers to itself as a one trick pony. I didn't originate that description although I do agree with it. They are completely chang...
by LFKB
Sun Jun 11, 2017 11:16 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

I like Costco stock better than Google stock. They aren't even in all 50 states yet. The several I've visited have full parking lots and long lines inside & out (gas) at various times of the day. They are known for taking care of their employees and generally seem to want to do the right thing ...
by LFKB
Sun Jun 11, 2017 11:14 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

What's the combined revenue of all of those ventures and what is it as a percentage of Google's total revenue? It's a rounding error. Google does a lot of things but it only makes significant (to it) money on advertising. Most of the non-advertising revenue is unprofitable, too. $10 billion of reve...
by LFKB
Sun Jun 11, 2017 10:23 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

All of those ventures you mentioned that actually make money do so by finding yet more places to put advertising. My "one trick pony/large pony" quote came directly from Eric Schmitt. Google is terrified of voice. That is not even remotely true that all of those ventures make money only t...
by LFKB
Sun Jun 11, 2017 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 553
Views: 134409

Re: Share your networth progression

Our net worth progressed something like this. Primarily through saving and some modest investment gains. We really only invested a large percentage of my net worth slowly over the last 15 months. 22: $100k 23: $200k 24: $400k 25: $620k 26: $850k 27 (current): $1.15M I first posted in this thread al...
by LFKB
Sun Jun 11, 2017 8:44 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

Google is a one-trick pony. Granted, it's a really big pony, but they are vulnerable to changes in how people search (think voice). I'm extremely impressed by their latest investments in their public cloud platform and believe they'll probably beat Amazon there over time. AWS is already losing its ...
by LFKB
Sun Jun 11, 2017 8:04 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

I didn't misread it. I gave an annual number of $10 billion and you gave a quarterly revenue. $10 billion is a significant amount of revenue for any company. I'm not going to bet the farm on them. It's my largest individual hold but the majority of my portfolio is indexed. LFKB, << $10 billion is a...
by LFKB
Sun Jun 11, 2017 5:42 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

I didn't misread it. I gave an annual number of $10 billion and you gave a quarterly revenue. $10 billion is a significant amount of revenue for any company. I'm not going to bet the farm on them. It's my largest individual hold but the majority of my portfolio is indexed. LFKB, << $10 billion is a...
by LFKB
Sun Jun 11, 2017 3:56 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

All of those ventures you mentioned that actually make money do so by finding yet more places to put advertising. My "one trick pony/large pony" quote came directly from Eric Schmitt. Google is terrified of voice. That is not even remotely true that all of those ventures make money only t...
by LFKB
Sun Jun 11, 2017 2:16 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

Google is a one-trick pony. Granted, it's a really big pony, but they are vulnerable to changes in how people search (think voice). I'm extremely impressed by their latest investments in their public cloud platform and believe they'll probably beat Amazon there over time. AWS is already losing its ...
by LFKB
Sun Jun 11, 2017 1:21 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

Google is a one-trick pony. Granted, it's a really big pony, but they are vulnerable to changes in how people search (think voice). I'm extremely impressed by their latest investments in their public cloud platform and believe they'll probably beat Amazon there over time. AWS is already losing its ...
by LFKB
Sun Jun 11, 2017 11:54 am
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

Google is a one-trick pony. Granted, it's a really big pony, but they are vulnerable to changes in how people search (think voice). I'm extremely impressed by their latest investments in their public cloud platform and believe they'll probably beat Amazon there over time. AWS is already losing its ...
by LFKB
Sun Jun 11, 2017 10:16 am
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

I realize this is an index board which is where I keep most of my money, but what individual stocks (not index funds or ETFs) do you like better than Google right now and what do you agree/disagree with from the below? I'm a simple man but the important and quick takeaways for me are 1. Dominant ma...
by LFKB
Sun Jun 11, 2017 10:06 am
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

OP, Let's assume that everything you said is correct, why would that make Google/Alphabet a good stock to buy? The answer would be no. Please note that there is a significant difference between a good stock and a good company. In order to be a good stock, it has to beat expectation by a large margi...
by LFKB
Sun Jun 11, 2017 9:59 am
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

Avo wrote:
LFKB wrote:I'm not an amateur. I'm an investor by profession

Then why ask for stock-picking advice from amateurs?


Just soliciting other opinions. Is there something wrong with that?
by LFKB
Sun Jun 11, 2017 9:56 am
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

So why does a company with a dominant market position in a huge and growing search market with sustained 20% revenue growth and 40% EBITDA margins and massive growth opportunities in future technologies trade at or around the market multiple? It still seems very reasonably priced even at these leve...
by LFKB
Sun Jun 11, 2017 9:51 am
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

My advice would be to start tracking your performance against some benchmark like Growth Index or S&P 500 Index (if you are not) and see how you do over 3-5 years. It is very difficult for the individual investor to pick stocks and beat the market; many here would say it is nearly impossible. M...
by LFKB
Sat Jun 10, 2017 3:52 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

OP, Let's assume that everything you said is correct, why would that make Google/Alphabet a good stock to buy? The answer would be no. Please note that there is a significant difference between a good stock and a good company. In order to be a good stock, it has to beat expectation by a large margi...
by LFKB
Sat Jun 10, 2017 3:47 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

My advice would be to start tracking your performance against some benchmark like Growth Index or S&P 500 Index (if you are not) and see how you do over 3-5 years. It is very difficult for the individual investor to pick stocks and beat the market; many here would say it is nearly impossible. M...
by LFKB
Sat Jun 10, 2017 3:01 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

I realize this is an index board which is where I keep most of my money, but what individual stocks (not index funds or ETFs) do you like better than Google right now and what do you agree/disagree with from the below? I'm a simple man but the important and quick takeaways for me are 1. Dominant ma...
by LFKB
Sat Jun 10, 2017 2:58 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

Suggest you stop posting about this on Internet forums and buy as quickly as possible before anyone else finds out. They might push the price up to the appropriate level to account for all of that I have been buying from $300 to $1,000 and have a large position now, but thank you for the sarcastic ...
by LFKB
Sat Jun 10, 2017 2:56 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

> So why does a company with a dominant market position in a huge and growing search market with sustained 20% revenue growth > and 40% EBITDA margins and massive growth opportunities in future technologies trade at or around the market multiple? Because it isn't that simple. Taking your pros by nu...
by LFKB
Sat Jun 10, 2017 10:50 am
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7238

Tell me a stock you like better than Google/Alphabet Right Now and Why

I realize this is an index board which is where I keep most of my money, but what individual stocks (not index funds or ETFs) do you like better than Google right now and what do you agree/disagree with from the below? I'm a simple man but the important and quick takeaways for me are 1. Dominant mar...
by LFKB
Thu Jun 08, 2017 3:17 pm
Forum: Investing - Theory, News & General
Topic: Small Cap Value is Trading at a 49x P/E Ratio
Replies: 15
Views: 2310

Re: Small Cap Value is Trading at a 49x P/E Ratio

... Small cap value doesn't include stocks with negative or zero earnings so that is irrelevant. They are in Vanguard's small value index fund. They may not be the most prominent companies, but they're easy enough to find if you start at the bottom of the list Cloudera Inc EPS (TTM) -5.14 NCS Multi...
by LFKB
Thu Jun 08, 2017 1:01 am
Forum: Investing - Theory, News & General
Topic: Small Cap Value is Trading at a 49x P/E Ratio
Replies: 15
Views: 2310

Small Cap Value is Trading at a 49x P/E Ratio

This is according to the Vanguard website. Is that right? It doesn't feel very "valuey" right now.

Does anyone have the historical P/E ratio of the fund?
by LFKB
Wed May 17, 2017 1:14 pm
Forum: Investing - Help with Personal Investments
Topic: Bonds and RE in Tax Advantaged Accounts - Does it Matter What is Held Where?
Replies: 18
Views: 1425

Re: Bonds and RE in Tax Advantaged Accounts - Does it Matter What is Held Where?

For me, Roth is only about 3% of my overall invested assets and will only decrease percentage wise, so I don't view this as having a meaningful impact in my situation <snip> That's valid, and is my situation as well (although my Roth space is much smaller--a fraction of a percent of portfolio). But...
by LFKB
Thu May 11, 2017 11:30 am
Forum: Investing - Help with Personal Investments
Topic: Bonds and RE in Tax Advantaged Accounts - Does it Matter What is Held Where?
Replies: 18
Views: 1425

Re: Bonds and RE in Tax Advantaged Accounts - Does it Matter What is Held Where?

To be clear, I am not adjusting my asset allocation. I'm just trying to determine what is held where. Did you read the Wiki article I linked? The thing is that you should look at your AA on an after-tax basis, since it's after-tax dollars that you spend, and if you do so, you are changing your asse...
by LFKB
Wed May 10, 2017 10:43 pm
Forum: Investing - Help with Personal Investments
Topic: Bonds and RE in Tax Advantaged Accounts - Does it Matter What is Held Where?
Replies: 18
Views: 1425

Re: Bonds and RE in Tax Advantaged Accounts - Does it Matter What is Held Where?

Does it matter in which accounts I hold my REIT or bond funds (i.e. is there any reason REIT index would be better held in 401k vs Roth vs Traditional)? Put bonds in pre-tax and save your Roth account for assets with higher expected growth. REITs might qualify, but so do your other stock funds. Tha...
by LFKB
Wed May 10, 2017 10:41 pm
Forum: Investing - Help with Personal Investments
Topic: Bonds and RE in Tax Advantaged Accounts - Does it Matter What is Held Where?
Replies: 18
Views: 1425

Re: Bonds and RE in Tax Advantaged Accounts - Does it Matter What is Held Where?

Does it matter in which accounts I hold my REIT or bond funds (i.e. is there any reason REIT index would be better held in 401k vs Roth vs Traditional)? Put bonds in pre-tax and save your Roth account for assets with higher expected growth. REITs might qualify, but so do your other stock funds. Tha...
by LFKB
Wed May 10, 2017 5:33 pm
Forum: Investing - Help with Personal Investments
Topic: Bonds and RE in Tax Advantaged Accounts - Does it Matter What is Held Where?
Replies: 18
Views: 1425

Re: Bonds and RE in Tax Advantaged Accounts - Does it Matter What is Held Where?

Does it matter in which accounts I hold my REIT or bond funds (i.e. is there any reason REIT index would be better held in 401k vs Roth vs Traditional)? Put bonds in pre-tax and save your Roth account for assets with higher expected growth. REITs might qualify, but so do your other stock funds. Tha...
by LFKB
Wed May 10, 2017 1:23 pm
Forum: Investing - Help with Personal Investments
Topic: Bonds and RE in Tax Advantaged Accounts - Does it Matter What is Held Where?
Replies: 18
Views: 1425

Bonds and RE in Tax Advantaged Accounts - Does it Matter What is Held Where?

I am going through a re-balancing and re-shuffling of my portfolio in order to eliminate some high cost funds that are offered through my 401k provider and simplify my portfolio. I have four tax advantaged accounts 1. My 401k 2. My wife's 401k 3. My Roth IRA (backdoor) 4. Her Traditional IRA All of ...
by LFKB
Wed Mar 01, 2017 1:38 am
Forum: Personal Consumer Issues
Topic: Going to Tahiti and we're budget travelers
Replies: 41
Views: 3747

Re: Going to Tahiti and we're budget travelers

Nice OP! Looking forward to following this thread. Planning on a trip with overwater bungalows in Hilton Moorea for honeymoon at the end of the year. Going to be using pure points from CSR to cover entire trip. Same here (following this thread for future travel ideas). How are you paying for a Hilt...
by LFKB
Mon Feb 27, 2017 6:32 pm
Forum: Personal Consumer Issues
Topic: Going to Tahiti and we're budget travelers
Replies: 41
Views: 3747

Re: Going to Tahiti and we're budget travelers

I'm not a very budget friendly traveler as I usually book business class and nice hotels but I do some almost exclusively on credit card points and air line miles. When we went to Bora Bora, I was able to use my American Airlines miles to book business class tickets from LA to Tahiti. I also used my...
by LFKB
Thu Feb 23, 2017 8:45 pm
Forum: Investing - Help with Personal Investments
Topic: Review My New Asset Allocation
Replies: 5
Views: 579

Re: Review My New Asset Allocation

Since you asked for provocative, if you are a believer in valuation based investing I suggest you consider shifting your stock portion to areas with higher expected returns. Those would include emerging market & international developed market stocks. Maybe go 50/50 US/Intl, with the Intl portio...
by LFKB
Thu Feb 23, 2017 2:18 pm
Forum: Investing - Help with Personal Investments
Topic: Review My New Asset Allocation
Replies: 5
Views: 579

Review My New Asset Allocation

I haven't really had a defined asset allocation in the past as I had funds set aside for a downpayment for a house in mid term tax exempt muni funds through Vanguard. Now that we have purchased a home I need to set an allocation and am considering the below. Please let me know your thoughts or anyth...
by LFKB
Tue Jan 17, 2017 3:48 pm
Forum: Investing - Help with Personal Investments
Topic: Option to Transfer Over my 401k to a Self Directed Account through TD Ameritrade
Replies: 10
Views: 456

Re: Option to Transfer Over my 401k to a Self Directed Account through TD Ameritrade

I might be in a similar boat based on your description (assuming this is your current employer). My 401k offers a self-directed option through TD Ameritrade. I don't think I can go over 50% of my total account value (the rest has to stay with the 401k provider) and there is a monthly fee of $10 (I ...
by LFKB
Tue Jan 17, 2017 3:47 pm
Forum: Investing - Help with Personal Investments
Topic: Option to Transfer Over my 401k to a Self Directed Account through TD Ameritrade
Replies: 10
Views: 456

Re: Option to Transfer Over my 401k to a Self Directed Account through TD Ameritrade

Just to be clear, you left your previous employer and you are currently self-employed? Never done it but sounds like a good plan. I plan to roll over my 401k as soon as I leave my current employer although I would roll it into a traditional IRA rather than Solo 401k. No, I have been with the same e...
by LFKB
Tue Jan 17, 2017 3:45 pm
Forum: Investing - Help with Personal Investments
Topic: Option to Transfer Over my 401k to a Self Directed Account through TD Ameritrade
Replies: 10
Views: 456

Re: Option to Transfer Over my 401k to a Self Directed Account through TD Ameritrade

TDAmeritrade has no-commission ETFs if one signs up and follow the rules. The Vanguard Total Int'l Stock Market Index is not one of those ETFs. I have TDAmeritrade accounts including a 401(k) with them. I would not do what you are suggesting because you can simply invest your 401(k) in that Vanguar...
by LFKB
Tue Jan 17, 2017 3:06 pm
Forum: Investing - Help with Personal Investments
Topic: Option to Transfer Over my 401k to a Self Directed Account through TD Ameritrade
Replies: 10
Views: 456

Option to Transfer Over my 401k to a Self Directed Account through TD Ameritrade

I have the option to transfer my 401k over from Empower Retirement to a self directed 401k with TD Ameritrade (only option). Currently most of my 401k funds are directed at a handful of mutual funds (there are about 15 options thru my 401k plan) listed below: Invesco Real Estate R5 (IARIX) - .87% to...
by LFKB
Tue Jul 26, 2016 10:09 pm
Forum: Personal Finance (Not Investing)
Topic: Recourse for a Lender not Following through on a on a pre-approval
Replies: 12
Views: 1663

Re: Recourse for a Lender not Following through on a on a pre-approval

Is there any re-course for a mortgage provider (in this case, BofA) not coming through on a pre-approval? I assume it is just bad form and there isn't anything I can do, but I provided all my financial info to my lender (BofA) and then provided a pre-approval at 75% LTV. They came back a few weeks ...
by LFKB
Tue Jul 26, 2016 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: Where were you financially when you were at 30?
Replies: 226
Views: 28061

Re: Where were you financially when you were at 30?

I am also 30 Married $2.7M mortgage ($4M home value) ~$600k in brokerage assets ~$400k in 401k/IRAs ~$100k in cash Two paid off cars No other debt Household income around $1M Just curious, what line of work are you and your spouse in to get that earning potential so young? Both in Finance (PE/hedge...
by LFKB
Fri Jul 22, 2016 3:30 pm
Forum: Personal Finance (Not Investing)
Topic: Where were you financially when you were at 30?
Replies: 226
Views: 28061

Re: Where were you financially when you were at 30?

I am also 30

Married
$2.7M mortgage ($4M home value)
~$600k in brokerage assets
~$400k in 401k/IRAs
~$100k in cash
Two paid off cars
No other debt
Household income around $1M
by LFKB
Wed Jul 20, 2016 9:13 am
Forum: Personal Finance (Not Investing)
Topic: Recourse for a Lender not Following through on a on a pre-approval
Replies: 12
Views: 1663

Re: Recourse for a Lender not Following through on a on a pre-approval

Hypersion wrote:Do you have a backup lender?


Yes - we are working with First Republic as well who I have a lot more confidence in

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