Search found 2463 matches

by JupiterJones
Thu Jun 22, 2017 12:20 pm
Forum: Investing - Help with Personal Investments
Topic: Questions for DieHards after reading "The Bogleheads' Guide to Investing"
Replies: 29
Views: 1668

Re: Questions for DieHards after reading "The Bogleheads' Guide to Investing"

I don't plan on having any big emergencies (of course) so... Just to point out the obvious, if you do have any "emergencies" that you are planning on, those would A) not actually be emergencies, of course, and B) be saved up for separately, once your genuine emergency fund is complete. Fo...
by JupiterJones
Wed Jun 21, 2017 1:11 pm
Forum: Personal Consumer Issues
Topic: Oregon personal Trip
Replies: 23
Views: 1347

Re: Oregon personal Trip

GerryL wrote:No one here says "the 101." It's just "one-oh-one."


Actually, when I pronounce it I call it "the five" because I just assume it's in binary. 8-)
by JupiterJones
Wed Jun 21, 2017 10:34 am
Forum: Personal Consumer Issues
Topic: Oregon personal Trip
Replies: 23
Views: 1347

Re: Oregon personal Trip

My wife and I took a similar trip a couple of years ago. Here was our itinerary, which might give you some ideas for your own trip: ⋅ Flew into PDX. Picked up rental car and drove a short distance to the McMenamin's Kennedy School Hotel --a former elementary school that has been converted ...
by JupiterJones
Tue Jun 20, 2017 2:09 pm
Forum: Personal Consumer Issues
Topic: Any BHs Had Experience With the Honda Fit?
Replies: 54
Views: 3342

Re: Any BHs Had Experience With the Honda Fit?

I half expected to get into the office this morning and see my notifications lit up with a dozen people telling me I went off the deep end... If you did, I'm going there with you because I agree totally. :beer The thinking that you have to buy a big, heavy car not because you actually need the room...
by JupiterJones
Tue Jun 20, 2017 1:55 pm
Forum: Personal Consumer Issues
Topic: Alternatives to Amazon
Replies: 76
Views: 4791

Re: Alternatives to Amazon

This fixed the problem initially - guess I should get another made that specifically calls out Amazon Flex... I found this one on Amazon. Doesn't mention a specific carrier, but it's actually not a bad-looking sign: https://www.amazon.com/Shhh-Sleeping-Baby-Hanging-Nursery/dp/B01CTJ3Q78 https://ima...
by JupiterJones
Tue Jun 20, 2017 10:24 am
Forum: Investing - Theory, News & General
Topic: Amazon Buys Whole Foods
Replies: 93
Views: 8803

Re: Amazon Buys Whole Foods

My Whole Foods is a 20-minute walk away. Mine's close too. I usually ride my bike, in fact. It's great being able to "park" right by the front door. :-) (And the fact that I have to carry my groceries home in a rear basket puts a nice upper limit on how much I can buy!) I have the Amazon ...
by JupiterJones
Tue Jun 20, 2017 10:05 am
Forum: Personal Consumer Issues
Topic: Alternatives to Amazon
Replies: 76
Views: 4791

Re: Alternatives to Amazon

Jeez, these are people just trying to make a buck. I've never had any problems with them (they're usually faster than the regular shipping companies, actually). I don't ever get a good look at them, but I doubt they're any scarier-looking than me. :D Could they be "scoping out" your house ...
by JupiterJones
Tue Jun 13, 2017 10:00 am
Forum: Personal Consumer Issues
Topic: Highlander vs. Pilot
Replies: 30
Views: 2958

Re: Highlander vs. Pilot

Alexa9 wrote:Narrowed it down to the Highlander and the Pilot.


So I guess you could say "in the end, there can be only one"! :D

Sorry. Highlander reference.

I'll show myself out...
by JupiterJones
Tue Jun 06, 2017 9:04 am
Forum: Personal Finance (Not Investing)
Topic: Boglehead Board Game!!
Replies: 31
Views: 2213

Re: Boglehead Board Game!!

How to play:

  1. Each player then takes turns rolling the dice and writing down the total
  2. The average roll value is calculated
  3. All players then move their game pieces equally by this amount.
by JupiterJones
Mon Jun 05, 2017 4:08 pm
Forum: Personal Consumer Issues
Topic: Favorite Biographies and Memoirs
Replies: 33
Views: 1721

Re: Favorite Biographies and Memoirs

I'm not quite sure if you'd call it a biography, but I loved Thunderstruck by Erik Larson, particularly the details about Marconi. The book interleaves the story of Marconi with the story of the Crippen murder case. Oh yeah, good call. I've been a fan of Larson's starting with The Devil in the Whit...
by JupiterJones
Mon Jun 05, 2017 2:37 pm
Forum: Personal Consumer Issues
Topic: Mouse In Apartment
Replies: 39
Views: 3723

Re: Mouse In Apartment

If you don't want to deal with the grossness (and potential for incomplete kills, etc.) of old-fashioned snap traps, consider getting an electronic trap. I've had success with this one: http://www.victorpest.com/victor-electronic-mouse-trap-bm2524s More expensive, but you can use the same one over a...
by JupiterJones
Fri Jun 02, 2017 5:01 pm
Forum: Personal Consumer Issues
Topic: Favorite Biographies and Memoirs
Replies: 33
Views: 1721

Re: Favorite Biographies and Memoirs

Yeah, pretty much anything by David McCullough or Walter Isaacson is going to be a good 'un. I'll add some memoirs/autobiographies... Surely You're Joking, Mr. Feynman and What Do You Care What Other People Think by physicist/bongoist Richard Feynman Failure is Not an Option by Gemini & Apollo-e...
by JupiterJones
Thu Jun 01, 2017 1:23 pm
Forum: Personal Consumer Issues
Topic: Nephews play football - don't want to encourage this
Replies: 45
Views: 3058

Re: Nephews play football - don't want to encourage this

Since they are going to play anyway, should I break down and buy their raffle tickets? The cost is insignificant. But deep down, I think it sends the wrong message. If I were you, I would not buy the tickets. Not so much because it might send the wrong message, but on the general principle that one...
by JupiterJones
Thu Jun 01, 2017 10:56 am
Forum: Personal Finance (Not Investing)
Topic: What do you guys do on the side?
Replies: 165
Views: 22761

Re: What do you guys do on the side?

I teach private music lessons on the side and occasionally do a few other music-related jobs (arranging, gigs, etc.) Not a huge amount of money (especially after SE taxes), but nothing to sneeze at either. Plus I enjoy doing it, which makes the profits mostly gravy anyway. (When I was younger, thing...
by JupiterJones
Thu Jun 01, 2017 10:43 am
Forum: Personal Finance (Not Investing)
Topic: Math help - home prices
Replies: 13
Views: 996

Re: Math help - home prices

simplesimon wrote:I can't imagine this being considered a great investment [..]

What am I missing?


Nothing. My understanding is that home prices tend to keep up with inflation over the longterm, but not much more than that. As an "investment", they've always been pretty mediocre.
by JupiterJones
Wed May 17, 2017 9:38 am
Forum: Personal Consumer Issues
Topic: Travel tips for first time visitors to England and France?
Replies: 56
Views: 4076

Re: Travel tips for first time visitors to England and France?

Nearly A Moose wrote:Paris is an extremely walkable city. You can literally walk for miles.


Ain't that the truth! I've only been to Paris once, and it was many years ago, but one of my chief memories is how much my feet hurt afterward. :D
by JupiterJones
Wed May 17, 2017 9:32 am
Forum: Investing - Help with Personal Investments
Topic: Mini Milestone 100K
Replies: 19
Views: 1618

Re: Mini Milestone 100K

Awesome! Congrats! :sharebeer
by JupiterJones
Tue May 16, 2017 10:13 am
Forum: Personal Consumer Issues
Topic: Travel tips for first time visitors to England and France?
Replies: 56
Views: 4076

Re: Travel tips for first time visitors to England and France?

FWIW the GPS in most (all? At least the major players like Samsung and Apple) US based smart phones will work without using data. We did quite a few trips navigating with our data turned off. If you want search-ability you can download sections of Google Maps for offline use before hand. We still u...
by JupiterJones
Tue May 16, 2017 9:50 am
Forum: Personal Consumer Issues
Topic: Few days in Portland in July
Replies: 36
Views: 2386

Re: Few days in Portland in July

I'm surprised no one yet has mentioned Powell's City of Books. Texasdiver did, a few posts up. But it bears seconding (and thirding, and fourthing...) If you do just one thing in Portland, that's the thing. No place else like it. I'll also add my vote to the recommendations of the Japanese Gardens ...
by JupiterJones
Thu May 11, 2017 9:38 am
Forum: Personal Consumer Issues
Topic: How do Bogleheads buy cars?
Replies: 71
Views: 7489

Re: How do Bogleheads buy cars?

I have never really been in a position to have so much free cash to buy a decent car as so many on these forums seem to have. You could be in that position, though. Look at it this way... when you need to buy a new car you'll probably--as you've done in the past--finance it and pay it off early. Th...
by JupiterJones
Thu May 11, 2017 9:24 am
Forum: Personal Consumer Issues
Topic: Travel tips for first time visitors to England and France?
Replies: 56
Views: 4076

Re: Travel tips for first time visitors to England and France?

Be cognizant of any bans that may be in place. I'm reading they may likely be banning laptops on flights from Europe to the US in the near future. This is the sort of thing that would have me stranded at the airport with laptop in hand :( From what I read yesterday this appears to be go? Packing la...
by JupiterJones
Wed May 10, 2017 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Boglehead Debt Free Scream! 174K in 53 months
Replies: 24
Views: 3542

Re: Boglehead Debt Free Scream! 174K in 53 months

< cue swelling "Braveheart" music >

FREEEEEEDOOOOOOOM!!!!!!!

:sharebeer
by JupiterJones
Wed May 10, 2017 3:36 pm
Forum: Personal Consumer Issues
Topic: Travel tips for first time visitors to England and France?
Replies: 56
Views: 4076

Re: Travel tips for first time visitors to England and France?

My standard, number-one, above-all-else advice is "pack light", but it looks like you're already doing that! :sharebeer It sounds like your itinerary is set, but if it isn't, you might want to explore the option of taking the train to Paris a couple of days later.Then you could just fly ou...
by JupiterJones
Tue May 09, 2017 10:23 am
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 242
Views: 24578

Re: Where to Live on $60K or Less a Year?

Interesting info, 552BB! Thanks for posting an out-of-the-box solution. :sharebeer
by JupiterJones
Mon May 08, 2017 10:12 am
Forum: Investing - Theory, News & General
Topic: Anyone use Python to analyze their finances?
Replies: 40
Views: 5899

Re: Anyone use Python to analyze their finances?

I'm an R guy myself when it comes to doing any sort of statistical heavy lifting, although I have done some Python programming too (just not for stats).

Really though, for the type of math I do with my finances, a spreadsheet usually works fine. I'm not a chartist or anything.
by JupiterJones
Tue May 02, 2017 3:13 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 242
Views: 24578

Re: Where to Live on $60K or Less a Year?

I've got a handwritten chart that lists all of the possible locations, which then assigns each of them a score... Wait a minute... you're gathering all that information and then compiling/scoring/sorting it by hand ?!? Well heck, that makes it easy. Here's where you need to move: http://www.amishvi...
by JupiterJones
Tue May 02, 2017 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Side gig, 1099 strategy
Replies: 15
Views: 1294

Re: Side gig, 1099 strategy

3. Is your only practical option. Yup. Focus on knowing about and tracking every possible legally-deductible business expense. The nice thing about the Schedule C is that you can deduct things there even if you're taking a standard deduction on your 1040 (i.e., not also filing a Schedule A). So tra...
by JupiterJones
Tue May 02, 2017 2:15 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 242
Views: 24578

Re: Where to Live on $60K or Less a Year?

What about a more affordable suburb of some of those places on your list? Take Longmont, CO, for example (which I only know of thanks to Mr. Money Mustache... who claims to live off a lot less than $60K, incidentally). You get the same weather and nearby mountains as Boulder or Denver, plus a simila...
by JupiterJones
Wed Apr 26, 2017 2:07 pm
Forum: Forum Issues and Administration
Topic: Why not add a "like" button to Boglehead posts?
Replies: 143
Views: 19087

Re: Why not add a "like" button to Boglehead posts?

2015 wrote:But my response applies equally to any sort of "voting" function such as "likes".


+1
by JupiterJones
Fri Apr 21, 2017 4:16 pm
Forum: Personal Consumer Issues
Topic: Improving my Math Skills
Replies: 27
Views: 3194

Re: Improving my Math Skills

Khan Academy is great for "filling in the cracks" of your knowledge... especially helpful with math, since math subjects so strongly build on what (they assume) you've learned before.

The Ohio State calculus class on Coursera is very, very good.
by JupiterJones
Thu Apr 20, 2017 4:46 pm
Forum: Personal Finance (Not Investing)
Topic: Dedicating your bonus to something
Replies: 30
Views: 3006

Re: Dedicating your bonus to something

Interested in hearing how BHs handle their bonus! We always have things we're saving for, and we keep track of our progress in a spreadsheet. There's a "replace the car" sinking fund for each of us, a property tax fund (we don't escrow), soon-to-be-IRA funds (built up by the end of the ye...
by JupiterJones
Wed Apr 12, 2017 3:07 pm
Forum: Personal Consumer Issues
Topic: Car Breaks Down on Long Road Trip
Replies: 55
Views: 4743

Re: Car Breaks Down on Long Road Trip

Buy or rent another SUV to tow behind the first one. If the first one breaks down, just swap positions and keep going. Ah, but all kidding aside, I'm with surfstar. Cross that bridge if and when you get to it. After all, there are lots of monkey wrenches that can get thrown into the works of a plann...
by JupiterJones
Tue Apr 11, 2017 3:57 pm
Forum: Personal Consumer Issues
Topic: Dream vacation spots?
Replies: 81
Views: 8625

Re: Dream vacation spots?

Space
by JupiterJones
Tue Apr 11, 2017 9:11 am
Forum: Personal Consumer Issues
Topic: New heat pump - decision time (Central FL) [thanks for referrals]
Replies: 33
Views: 1837

Re: New heat pump - need referrals (Central FL)

Besides, I am also reading that it is difficult (and more expensive) to get spare parts for Trane in a timely fashion ... I was told that same thing... by a guy who was trying to sell me an Amana. I suspect that's the usual line companies who do not carry Trane tell potential customers, to keep the...
by JupiterJones
Tue Apr 11, 2017 9:01 am
Forum: Investing - Theory, News & General
Topic: "The Four Pillars of Investing" is one of today's Kindle daily deals
Replies: 24
Views: 4090

Re: "The Four Pillars of Investing" is one of today's Kindle daily deals

For those who may not be aware, note that you don't actually have to have a physical Kindle device in order to purchase and read e-books such as this. You can download the free Kindle app to your smartphone and use that, or just read it in any web browser using Amazon's cloud reader . So, for a mere...
by JupiterJones
Thu Apr 06, 2017 12:14 pm
Forum: Personal Consumer Issues
Topic: Packing cubes for travel
Replies: 60
Views: 4381

Re: Packing cubes for travel

How is any better than just packing the clothes into the suitcase? [...] Where's the benefit? Do you have a dresser in your bedroom? Probably one with multiple drawers, and maybe some or all of those drawers have, in turn, divided sections? Pretty handy, isn't it? You wouldn't dream of replacing th...
by JupiterJones
Wed Apr 05, 2017 1:19 pm
Forum: Personal Consumer Issues
Topic: New heat pump - decision time (Central FL) [thanks for referrals]
Replies: 33
Views: 1837

Re: New heat pump - need referrals (Central FL)

We just got a new heat pump put in last month. During the whole thing, I learned that many brands are really just labels of the same manufacturer, sometimes (I've heard) completely identical units except for the sticker on the side and the length of the warranty! ⋅ Amana and Goodman are al...
by JupiterJones
Wed Apr 05, 2017 12:51 pm
Forum: Personal Consumer Issues
Topic: Buying expensive car, how to keep payments low?
Replies: 149
Views: 9221

Re: Buying expensive car, how to keep payments low?

Can I delete this thread, :D I sure should not have asked this question on here. Actually, I think this place is exactly where you needed to ask your question. You might not be getting the answers you were wanting, but they're the right answers, for better or for worse. The best way to keep your pa...
by JupiterJones
Tue Apr 04, 2017 10:06 am
Forum: Personal Consumer Issues
Topic: Munich,Germany- advice on things to not miss
Replies: 39
Views: 2379

Re: Munich,Germany- advice on things to not miss

Thanks for the report, and I'm glad you guys enjoyed the trip!
by JupiterJones
Mon Apr 03, 2017 2:17 pm
Forum: Personal Finance (Not Investing)
Topic: How to calculate the Target Retirement Savings Number?
Replies: 31
Views: 3170

Re: How to calculate the Target Retirement Savings Number?

Here's what I do, FWIW: ⋅ Figure out what the anticipated expenses will be in "retirement". (No mortgage payment, no more retirement savings contributions, higher health care and travel expenses, etc.) ⋅ Subtract out any money from retirement side-hustles (I still plan ...
by JupiterJones
Mon Apr 03, 2017 9:48 am
Forum: Personal Consumer Issues
Topic: Munich,Germany- advice on things to not miss
Replies: 39
Views: 2379

Re: Munich,Germany- advice on things to not miss

Yes! Trip report! Trip report! Trip report! :sharebeer
by JupiterJones
Thu Mar 30, 2017 4:28 pm
Forum: Personal Consumer Issues
Topic: Is the secret to getting wealthy...
Replies: 48
Views: 4601

Re: Is the secret to getting wealthy...

Because I don't network with millionaires, I don't develop multiple income streams, I don't focus on developing a need that I can sell to 5000 people for $200 reach, I don't use my lunch break to study financial papers, I don't create a mindset where I envision being a millionaire, I don't meditate...
by JupiterJones
Thu Mar 30, 2017 4:23 pm
Forum: Personal Consumer Issues
Topic: Is the secret to getting wealthy...
Replies: 48
Views: 4601

Re: Is the secret to getting wealthy...

That's a bit of an exaggeration. Mr. Money Mustache retired on $600K and a paid off house. And he targets life on $24,000, not 10K. Is he retired? I thought he just changed jobs from construction-worker to blogger. :o My understanding is that he was a software engineer before retiring. Although, si...
by JupiterJones
Thu Mar 23, 2017 10:25 am
Forum: Personal Finance (Not Investing)
Topic: Vehicles as a percentage of net worth
Replies: 102
Views: 6022

Re: Vehicles as a percentage of net worth

A few thoughts: Whether you include your car or not in your NW calculation is up to you. It's more important to be consistent, and track the change in net worth (hopefully trending up!). That said, a car is an asset--albeit a depreciating one--that can be liquidated, so I've always counted it in my ...
by JupiterJones
Mon Mar 20, 2017 1:14 pm
Forum: Investing - Help with Personal Investments
Topic: Does such a tool exist?
Replies: 2
Views: 679

Re: Does such a tool exist?

Part of the problem, I would think, is that there is not one "correct solution" for such a tool to solve for. Except in cases where there is absolutely zero overlap in asset classes among your various accounts, or some overarching rule to go by (modify account X before other accounts, etc....
by JupiterJones
Wed Mar 08, 2017 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: What Car Should I Buy My Daughter as a Graduation Present
Replies: 81
Views: 5750

Re: What Car Should I Buy My Daughter as a Graduation Present

now he has a small hatchback Civic with manual windows and no AC. This doesn't add up. I wondered about that too. My first car was a hatchback Honda Civic with manual windows and no AC. But it was a 1977 model. I don't even think power windows and A/C were even options back then! :D (It also had a ...
by JupiterJones
Fri Mar 03, 2017 3:50 pm
Forum: Personal Consumer Issues
Topic: Baltic Cruise Suggestions
Replies: 14
Views: 839

Re: Baltic Cruise Suggestions

Sounds like fun!

My only tip is this: If you have trouble remembering which Baltic state is which, just note that they're in alphabetical order, north to south. :beer
by JupiterJones
Fri Mar 03, 2017 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: Student loan debt - vanquished!
Replies: 19
Views: 1820

Re: Student loan debt - vanquished!

Awesome!

I love how you used the word "vanquished". Makes me imagine standing over a slain dragon with a sword... which is probably how you feel right now!

:sharebeer
by JupiterJones
Wed Mar 01, 2017 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: What Car Should I Buy My Daughter as a Graduation Present
Replies: 81
Views: 5750

Re: What Car Should I Buy My Daughter as a Graduation Present

Why don't you ask her what car she wants? And if she even wants a car in the first place? It's nice that you're "carrying on the tradition" that your parents started with you. But still, maybe she'd rather have the equivalent amount in cash to help pay down a student loan? Or to add to he...

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