Search found 2345 matches

by JupiterJones
Thu Nov 17, 2016 11:42 am
Forum: Personal Consumer Issues
Topic: AppleCare on MacBook Pro?
Replies: 40
Views: 3008

Re: AppleCare on MacBook Pro?

FWIW, I've owned Macs since 1994.

Never bought any sort of extended warranty on any of them.

Never regretted it.
by JupiterJones
Wed Nov 09, 2016 10:10 am
Forum: Personal Consumer Issues
Topic: Recommendations carry-on luggage with suiter
Replies: 7
Views: 802

Re: Recommendations carry-on luggage with suiter

I usually just fold. But the trick with packing suits (or any other type of clothing, for that matter) is to try to buy "travel friendly" garments in the first place. That is, clothing that's more wrinkle and stain resistant than your typical stuff. Bonus points if it's designed to match m...
by JupiterJones
Tue Nov 08, 2016 10:05 am
Forum: Personal Consumer Issues
Topic: Recommendations carry-on luggage with suiter
Replies: 7
Views: 802

Re: Recommendations carry-on luggage with suiter

Seconded. Just get a good carry-on (I prefer travelpacks... more room and less weight than wheeled carry-ons) and pack your suit(s) in it.
by JupiterJones
Thu Oct 13, 2016 10:08 am
Forum: Personal Finance (Not Investing)
Topic: Life short-Buy the Boat
Replies: 17
Views: 2458

Re: Life short-Buy the Boat

How much equity do you have in the house? Couldn't you just buy the boat with the proceeds of the home sale? Or were you going to have a period of overlap between buying the boat and selling the house? Anyway, it sounds like an awesome plan. My folks have been living on a boat for ages and love it. ...
by JupiterJones
Wed Oct 12, 2016 4:41 pm
Forum: Personal Consumer Issues
Topic: Super cheap mens bike (< $150)
Replies: 23
Views: 2083

Re: Super cheap mens bike (< $150)

Agree with all of the above. Bikes are like toilet paper... you'll regret going cheap. Either bump up your budget, or go used (with the bike I mean, not the toilet paper). Granted, a high-quality used bike can still be in lousy shape. You may want to factor in the price of a good tune-up at your loc...
by JupiterJones
Mon Oct 10, 2016 4:21 pm
Forum: Personal Consumer Issues
Topic: Best Albums of 2016
Replies: 90
Views: 6184

Re: Best Albums of 2016

Kanye West: Life of Pablo. I understand why you hate him. But he's a genius. Is he really? I don't hate the guy, but I sure don't see him as even close to a genius either. Granted, my exposure to his stuff is mostly via television appearances (SNL, etc.) Nothing I've heard him do there has impresse...
by JupiterJones
Fri Sep 30, 2016 11:02 am
Forum: Personal Finance (Not Investing)
Topic: Sorry, but tell [me] what to do with my mortgage
Replies: 62
Views: 4973

Re: Sorry, but tell [me] what to do with my mortgage

I understand the math behind the question, 3.50% rate on about 215k, market averages beat that so it suggests investing before mortgage pay down. The math behind the question isn't quite as cut-and-dried as that though. You're ignoring differences in risk . Paying down a 3.5% loan is basically a ri...
by JupiterJones
Mon Sep 26, 2016 9:56 am
Forum: Personal Finance (Not Investing)
Topic: Can I pay off the 1k of credit card balance this way?
Replies: 15
Views: 1429

Re: Can I pay off the 1k of credit card balance this way?

Your credit card balance is a "debt emergency" and should be prioritized before any sort of investing.

Pay the thing off. You'll be glad you did. :sharebeer
by JupiterJones
Thu Sep 15, 2016 10:02 am
Forum: Personal Finance (Not Investing)
Topic: "To raise the car insurance deductible or not to raise it, that is the question" William Shakespeare!
Replies: 14
Views: 1076

Re: Should I increase auto deductible?

I was thinking about that option too. Is there any rule of thumb or some kind of formula/calculator to put all variances and see if it is wise to raise the deductible or drop the coverage entirely? Speaking strictly from the cold perspective of math, if you can afford to cover the expense you're in...
by JupiterJones
Tue Sep 06, 2016 1:49 pm
Forum: Personal Consumer Issues
Topic: Trip to Germany
Replies: 22
Views: 2001

Re: Trip to Germany

As noted, you might not have too much choice on where to stay during Oktoberfest. That said, we were just in Munich a few months ago and enjoyed our stay at the Hotel Blauer Bock . Also agree that the beer garden at the Viktualienmarkt is a perfectly fine spot to have a quaff if you don't want to br...
by JupiterJones
Tue Sep 06, 2016 1:14 pm
Forum: Personal Consumer Issues
Topic: Road bike
Replies: 29
Views: 2570

Re: Road bike

Biking does not need to be expensive but somehow it's become that way. If you're trying to ride centuries and have $$ to burn, knock yourself out. But if you just wanna ride 30 miles on a Saturday morning, a $500 bike, some shorts, and clip in shoes are all you need. Some would argue that you don't...
by JupiterJones
Mon Jul 11, 2016 4:29 pm
Forum: Personal Consumer Issues
Topic: A nice wrist watch under $1500
Replies: 42
Views: 3162

Re: A nice wrist watch under $1500

my $30 timex does everything i need it to Ditto for my $25 Timex. The classic and, dare I say, stylish "Easy Reader". Can't beat it! ⋅ A nice wrist watch? Check! ⋅ Under $1500? Check! ⋅ A "good product" that will last "for years to come"? ...
by JupiterJones
Mon Jul 11, 2016 4:09 pm
Forum: Personal Finance (Not Investing)
Topic: Good Non-Computer Jobs?
Replies: 16
Views: 1927

Re: Good Non-Computer Jobs?

Moving around a lot but also not doing too much with my hands, is ideal. Depending on where you live, maybe something in the event/tourism industry? Such as wedding planning, destination management , or being a tour guide? For the latter, I'd imagine it would be potentially more lucrative if you hu...
by JupiterJones
Fri Jul 01, 2016 9:23 am
Forum: Personal Consumer Issues
Topic: Tipping Etiquette Question.
Replies: 37
Views: 3594

Re: Tipping Etiquette Question.

If you're not sure, err on the side of the larger tip. What's another buck or two?

I've never regretted overtipping.
by JupiterJones
Mon Jun 13, 2016 9:45 am
Forum: Personal Finance (Not Investing)
Topic: Why is Dave Ramsey wrong?
Replies: 180
Views: 31028

Re: Why is Dave Ramsey wrong?

LateStarter1975 wrote:I always love me some Dave Ramsey threads...even old ones that have been resuscitated...


When I want a Dave Ramsey thread to read here on Bogleheads, I always look for one with strong, 10-year track record... :P
by JupiterJones
Fri May 27, 2016 11:23 am
Forum: Personal Finance (Not Investing)
Topic: First Milestone
Replies: 11
Views: 1205

Re: First Milestone

Congrats and cheers! :sharebeer
by JupiterJones
Fri May 27, 2016 11:17 am
Forum: Personal Consumer Issues
Topic: How do Bogleheads TRAVEL?
Replies: 81
Views: 9237

Re: How do Bogleheads TRAVEL?

⋅ I have never booked all-inclusive, but wouldn't rule it out necessarily. Then there are things like Untours and Rick Steve's "My Way" tours which are a hybrid of package vacation and do-it-yourself. Might be interesting... ⋅ I'm a Southwest Rapid Rewards member, so I...
by JupiterJones
Wed May 25, 2016 4:47 pm
Forum: Personal Consumer Issues
Topic: Flying airplanes -lessons
Replies: 38
Views: 2861

Re: Flying airplanes -lessons

I'm 6'3" and did most of my training in a C172. Trained a few hours in a C152, which is doable if the instructor isn't too broad-shouldered. :-) My main advice is to study the "ground school" stuff on your own as much as possible. Don't pay an instructor to sit in a room and teach you...
by JupiterJones
Tue May 24, 2016 2:03 pm
Forum: Personal Consumer Issues
Topic: Bikes
Replies: 70
Views: 4018

Re: Bikes

I agree that $200 will not buy a decent new bike, and that you should go used. Or bump up your budget. A good bike, like a good lawn mower, will last summer after summer. A cheap bike? Maybe not. Skimping can be a false economy. And yes, you should avoid Wal-Mart and Target for buying a new bike. A ...
by JupiterJones
Fri May 20, 2016 11:15 am
Forum: Personal Consumer Issues
Topic: Trip to Portland, Oregon
Replies: 35
Views: 2719

Re: Trip to Portland, Oregon

If you like Pinot Noir, there Oregon Wine country is worth the trip too. I agree with alpenglow. The Wilamette Valley wine country area is fantastic if you have the time to visit. Grab a casual, quick lunch at Red Hills Market in Dundee, and/or stroll around the charming streets of McMinnville whil...
by JupiterJones
Fri May 20, 2016 11:01 am
Forum: Personal Consumer Issues
Topic: Trip to Portland, Oregon
Replies: 35
Views: 2719

Re: Trip to Portland, Oregon

Last time we were there we stayed at the Inn at Northrup Station , and it was perfect for our needs. Plenty of free parking, free breakfast, and it's right on the streetcar line. The front desk will even give you free streetcar passes! Good room rates too, for the area. The rooms are decorated in a ...
by JupiterJones
Fri May 20, 2016 10:21 am
Forum: Personal Consumer Issues
Topic: series/ movies filmed in your home town?
Replies: 87
Views: 3819

Re: series/ movies filmed in your home town?

A lot of "The X-Files" and "Battlestar Galactica" were filmed in and around Vancouver, I believe. There was a TV show that was, up until recently, filmed here in Nashville. They called it "Nashville". :P It just got cancelled and the last episode airs next week. It was ...
by JupiterJones
Thu May 19, 2016 4:28 pm
Forum: Local Chapters and Bogleheads Community
Topic: Nashville / Mid-TN Chapter Master Thread
Replies: 30
Views: 3247

Re: Nashville / Mid-TN Chapter Master Thread

Alright, let's do this! I apologize for not giving the chapter the attention it needs, but with everyone's help, we can at least get the ball rolling. For inspiration, info on local chapters in general may be found on the wiki: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_local_chapters Step one...
by JupiterJones
Tue May 17, 2016 4:20 pm
Forum: Personal Consumer Issues
Topic: When is cash better than plastic?
Replies: 74
Views: 7586

Re: When is cash better than plastic?

After an earthquake or any other situation when there is temporarily no electricity. Back in the day we used to process credit cards with those clunky gadgets with the sliding thingy that you'd put the carbon slips in. Don't know what they're actually called. I used to just call them "ca-chunk...
by JupiterJones
Tue May 17, 2016 4:12 pm
Forum: Personal Consumer Issues
Topic: Las Vegas in July
Replies: 34
Views: 3389

Re: Las Vegas in July

You'll probably be able to find a last-minute hotel somewhere in the Las Vegas area. Maybe not in the location you'd prefer, or at a hotel you'd prefer. If it were me, I'd go ahead and book the room. I've been there on July 4th before. Weather-wise, it'll probably be very hot, but not miserable. The...
by JupiterJones
Fri May 13, 2016 9:52 am
Forum: Personal Consumer Issues
Topic: When is cash better than plastic?
Replies: 74
Views: 7586

Re: When is cash better than plastic?

Friend had his card info stolen and racked up several $1000 before it was discovered. And your friend had to pay $0 of that $1000. I've had my credit card info stolen a couple of times over the many years I've had one. It's a minor annoyance to update the various services that automatically charge ...
by JupiterJones
Fri May 13, 2016 9:38 am
Forum: Personal Consumer Issues
Topic: Finding Books
Replies: 12
Views: 1062

Re: Finding Books

Finding a book is no problem in this day and age. The trick is becoming aware of the book in the first place. One trick: When you find a book on the subject that you like, look in the back to see if they note other books they used as references. The reference sections of Wikipedia articles will als...
by JupiterJones
Fri May 13, 2016 9:35 am
Forum: Personal Consumer Issues
Topic: Lock up your valuables
Replies: 20
Views: 2177

Re: Lock up your valuables

I'll have to remember this tip if I ever become wealthy enough to hire a maid and have valuables.

:D
by JupiterJones
Thu May 12, 2016 10:11 am
Forum: Personal Consumer Issues
Topic: One Week "Sabbatical"
Replies: 43
Views: 4755

Re: One Week "Sabbatical"

vested1 wrote:My wife has a magnet on the fridge with a picture of Eleanor Roosevelt and a quote "Do one thing every day that scares you".


I agree.

And that's why, first thing every morning, I get up and look in the mirror.

:shock:
by JupiterJones
Thu May 12, 2016 10:08 am
Forum: Personal Consumer Issues
Topic: When is cash better than plastic?
Replies: 74
Views: 7586

Re: When is cash better than plastic?

I often like to pay for relatively small purchases at small businesses (food trucks, etc.) even when they take credit cards because I don't want them to have to pay the merchant fees. Although, from a certain perspective, in most cases they actually don't pay the merchant fee even when you use a cr...
by JupiterJones
Wed May 11, 2016 9:23 am
Forum: Personal Consumer Issues
Topic: One Week "Sabbatical"
Replies: 43
Views: 4755

Re: One Week "Sabbatical"

Alaska is my dream vacation, but budget may have an impact Hmmm... I visited Alaska many years ago and don't recall it being noticeably more expensive than the lower 48. If that's a "dream vacation", I'd definitely look into it some! A couple of unusual options: Volunteer somewhere for a ...
by JupiterJones
Tue May 10, 2016 10:00 am
Forum: Investing - Help with Personal Investments
Topic: Emergency Fund or Invest?
Replies: 11
Views: 1417

Re: Emergency Fund or Invest?

The job of your emergency fund is not to earn a lot of interest. It's to be there when you need it in an emergency. (In a sense, it protects your non-emergency investments because it reduces the chance that you'll need to tap into those at a loss.) So a nice, safe, stable, liquid accounts are exactl...
by JupiterJones
Thu May 05, 2016 11:26 am
Forum: Personal Finance (Not Investing)
Topic: I'm now debt free and...
Replies: 37
Views: 5211

Re: I'm now debt free and...

OP: Your net worth had to change...even if only slowly over time. You reduced, and eventually eliminated your liability thus increasing your NW right? Yes, but that's mostly due to having an income in the first place, not on what he did with the income. That is, it wouldn't have changed (interest e...
by JupiterJones
Wed May 04, 2016 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: Things to do in Cincinnati
Replies: 13
Views: 953

Re: Things to do in Cincinnati

Start by getting the lay of the land here: http://cincinnatiusa.com/things-to-do/a ... ation-deck
by JupiterJones
Wed May 04, 2016 4:48 pm
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 13628

Re: Sci-Fi ... your favorite movies and episodes??

Kaze no Tani no Nausicaa (Nausicaa of the Valley of the Wind). FWIW, a lot of the people who worked on Star Trek: The Next Generation were anime fans and worked a few references into the show, including naming an entire alien race "Naussicans": http://memory-alpha.wikia.com/wiki/Nausicaan
by JupiterJones
Wed May 04, 2016 2:05 pm
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 13628

Re: Sci-Fi ... your favorite movies and episodes??

Another voice in the chorus singing the praises of "Gattaca". Glad to see another fan of "The Last Starfighter" too. Criminally underappreciated, that one. Lots of other good ones mentioned so far. Farscape. Firefly. Galaxy Quest. Blade Runner. The "new" BSG. Doctor Who...
by JupiterJones
Tue May 03, 2016 9:36 am
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 23713

Re: I bought the wrong car - know it after 15 days

It is not new it's a Certified Pre-Owned Acura. That's why I don't think I should take a steep loss (IMO). If you think the car is worth more than they're willing to give you on trade-in, then just put it up for sale yourself. You'll probably get more from a private-party sale than from a dealer tr...
by JupiterJones
Tue Apr 12, 2016 11:59 am
Forum: Personal Consumer Issues
Topic: Free old BMW worth it?
Replies: 59
Views: 7412

Re: Free old BMW worth it?

I knew a girl who drove a BMV and always said that it stood for "But it Means Well".

As in, "It keeps breaking down... but it means well!"
by JupiterJones
Fri Apr 08, 2016 9:51 am
Forum: Personal Finance (Not Investing)
Topic: how to pay for degree(s)
Replies: 10
Views: 839

Re: how to pay for degree(s)

schoolboyguy, https://clep.collegeboard.org/ How about using CLEP to earn some credits on math and science if you have the knowledge? KlangFool If only I had the knowledge.... I would not feel comfortable skipping even the prerequisites. But thank you for the link. You may be able to get the knowle...
by JupiterJones
Mon Mar 28, 2016 4:43 pm
Forum: Personal Consumer Issues
Topic: Bro Trip suggestions?
Replies: 58
Views: 4522

Re: Bro Trip suggestions?

I'm biased, but have you thought about Nashville? Not much hiking in the immediate area, but plenty of stuff to do and see other than that: http://www.visitmusiccity.com/

Another thought might be Oregon. Great hiking. Bandon Dunes for golf. Lots of really good beer. :sharebeer
by JupiterJones
Mon Mar 28, 2016 1:17 pm
Forum: Investing - Theory, News & General
Topic: Anyone else feeling a correction brewing?
Replies: 60
Views: 6862

Re: Anyone else feeling a correction brewing?

My answer is in my sig line. :sharebeer

(Yes, it's a Star Wars quote, and yes, it was said by the guy I use for my avatar pic. I try not to think too hard about what happened to him shortly afterward though...)
by JupiterJones
Mon Mar 28, 2016 1:10 pm
Forum: Personal Consumer Issues
Topic: Europe Trip in August
Replies: 99
Views: 6521

Re: Europe Trip in August

Oh, and speaking of Rick Steves, you might want to read his post about a letter from a fan who considered cancelling her Paris trip after the attacks there: http://blog.ricksteves.com/blog/a-letter-from-paris/ We suddenly found ourselves wondering if we should still go. Is it safe? What might happen...
by JupiterJones
Mon Mar 28, 2016 1:03 pm
Forum: Personal Consumer Issues
Topic: Europe Trip in August
Replies: 99
Views: 6521

Re: Europe Trip in August

Well it sounds like the OP is going ahead with the trip, which is awesome. The recent terrorist attacks are tragic, but don't really change the statistics. (We humans are terrible at estimating risk anyway and often equate "outrageous and sensational event" with "likely event".) ...
by JupiterJones
Thu Mar 24, 2016 9:07 am
Forum: Investing - Theory, News & General
Topic: ‘Rich Dad’ author says the 2016 market collapse is coming
Replies: 47
Views: 7728

Re: ‘Rich Dad’ author says the 2016 market collapse is coming

DaftInvestor wrote:Nobody knows anything...


Quoted for truth.
by JupiterJones
Thu Mar 24, 2016 9:05 am
Forum: Personal Finance (Not Investing)
Topic: Extra 10K lying around - should i invest?
Replies: 23
Views: 3434

Re: Extra 10K lying around - should i invest?

Hopefully someone can read this down here as a follow up question. So I have about 13k as an emergency fund. I am about to get an extra 4.5k. I don't need it for any pressing matters. Would it make sense to just invest it instead of adding to my emergency fund? Have you decided that 13k is an adequ...
by JupiterJones
Thu Mar 24, 2016 8:43 am
Forum: Personal Consumer Issues
Topic: How to select good contractors. Angie's list has changed.
Replies: 33
Views: 5681

Re: Only a few

daveatca wrote:NextDoor.com - hyperlocal with recommendations from your neighbors.


Another vote for NextDoor. :beer
by JupiterJones
Wed Mar 23, 2016 10:00 am
Forum: Investing - Theory, News & General
Topic: ‘Rich Dad’ author says the 2016 market collapse is coming
Replies: 47
Views: 7728

Re: ‘Rich Dad’ author says the 2016 market collapse is coming

Just another "everyone panic and sell their stocks and buy gold and silver instead!" prediction. I wonder if he bought a bunch of precious metal during the last panic and is now trying to bump up demand so he can sell it? :-)
by JupiterJones
Wed Mar 16, 2016 9:39 am
Forum: Investing - Theory, News & General
Topic: Newbie Question
Replies: 2
Views: 403

Re: Newbie Question

And, in case anyone was wondering, "NAV" stands for Net Asset Value.

More info here: www.investopedia.com/terms/n/nav.asp
by JupiterJones
Wed Mar 16, 2016 9:21 am
Forum: Investing - Help with Personal Investments
Topic: Where to invest $20K? First time investor
Replies: 3
Views: 735

Re: Where to invest $20K? First time investor

Consider Vanguard's "LifeStrategy" funds. They are index-based mutual funds with low expense rations, consisting of a broadly-diversified blend of stocks and bonds. Each of the four funds are distinguished by a particular ratio of stocks to bonds. The most conservative fund ("LifeStra...
by JupiterJones
Wed Mar 16, 2016 9:03 am
Forum: Personal Finance (Not Investing)
Topic: Where to buy AD&D insurance after retirement?
Replies: 13
Views: 1277

Re: Where to buy AD&D insurance after retirement?

Am I the only Gen-X nerd who saw "AD&D" and initially thought it was about the role-playing game ? :P Anyhoo... yeah, I've always heard that Accidental Death and Dismemberment insurance, like most "specific illness" insurance (Cancer insurance, etc.), is a pretty lousy deal. ...

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