Search found 2328 matches

by JupiterJones
Wed May 25, 2016 4:47 pm
Forum: Personal Consumer Issues
Topic: Flying airplanes -lessons
Replies: 38
Views: 2394

Re: Flying airplanes -lessons

I'm 6'3" and did most of my training in a C172. Trained a few hours in a C152, which is doable if the instructor isn't too broad-shouldered. :-) My main advice is to study the "ground school" stuff on your own as much as possible. Don't pay an instructor to sit in a room and teach you...
by JupiterJones
Tue May 24, 2016 2:03 pm
Forum: Personal Consumer Issues
Topic: Bikes
Replies: 70
Views: 3174

Re: Bikes

I agree that $200 will not buy a decent new bike, and that you should go used. Or bump up your budget. A good bike, like a good lawn mower, will last summer after summer. A cheap bike? Maybe not. Skimping can be a false economy. And yes, you should avoid Wal-Mart and Target for buying a new bike. A ...
by JupiterJones
Fri May 20, 2016 11:15 am
Forum: Personal Consumer Issues
Topic: Trip to Portland, Oregon
Replies: 35
Views: 2223

Re: Trip to Portland, Oregon

If you like Pinot Noir, there Oregon Wine country is worth the trip too. I agree with alpenglow. The Wilamette Valley wine country area is fantastic if you have the time to visit. Grab a casual, quick lunch at Red Hills Market in Dundee, and/or stroll around the charming streets of McMinnville whil...
by JupiterJones
Fri May 20, 2016 11:01 am
Forum: Personal Consumer Issues
Topic: Trip to Portland, Oregon
Replies: 35
Views: 2223

Re: Trip to Portland, Oregon

Last time we were there we stayed at the Inn at Northrup Station , and it was perfect for our needs. Plenty of free parking, free breakfast, and it's right on the streetcar line. The front desk will even give you free streetcar passes! Good room rates too, for the area. The rooms are decorated in a ...
by JupiterJones
Fri May 20, 2016 10:21 am
Forum: Personal Consumer Issues
Topic: series/ movies filmed in your home town?
Replies: 83
Views: 2455

Re: series/ movies filmed in your home town?

A lot of "The X-Files" and "Battlestar Galactica" were filmed in and around Vancouver, I believe. There was a TV show that was, up until recently, filmed here in Nashville. They called it "Nashville". :P It just got cancelled and the last episode airs next week. It was ...
by JupiterJones
Thu May 19, 2016 4:28 pm
Forum: Local Chapters and Bogleheads Community
Topic: Nashville / Mid-TN Chapter Master Thread
Replies: 24
Views: 2149

Re: Nashville / Mid-TN Chapter Master Thread

Alright, let's do this! I apologize for not giving the chapter the attention it needs, but with everyone's help, we can at least get the ball rolling. For inspiration, info on local chapters in general may be found on the wiki: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_local_chapters Step one...
by JupiterJones
Tue May 17, 2016 4:20 pm
Forum: Personal Consumer Issues
Topic: When is cash better than plastic?
Replies: 74
Views: 6595

Re: When is cash better than plastic?

After an earthquake or any other situation when there is temporarily no electricity. Back in the day we used to process credit cards with those clunky gadgets with the sliding thingy that you'd put the carbon slips in. Don't know what they're actually called. I used to just call them "ca-chunk...
by JupiterJones
Tue May 17, 2016 4:12 pm
Forum: Personal Consumer Issues
Topic: Las Vegas in July
Replies: 34
Views: 2923

Re: Las Vegas in July

You'll probably be able to find a last-minute hotel somewhere in the Las Vegas area. Maybe not in the location you'd prefer, or at a hotel you'd prefer. If it were me, I'd go ahead and book the room. I've been there on July 4th before. Weather-wise, it'll probably be very hot, but not miserable. The...
by JupiterJones
Fri May 13, 2016 9:52 am
Forum: Personal Consumer Issues
Topic: When is cash better than plastic?
Replies: 74
Views: 6595

Re: When is cash better than plastic?

Friend had his card info stolen and racked up several $1000 before it was discovered. And your friend had to pay $0 of that $1000. I've had my credit card info stolen a couple of times over the many years I've had one. It's a minor annoyance to update the various services that automatically charge ...
by JupiterJones
Fri May 13, 2016 9:38 am
Forum: Personal Consumer Issues
Topic: Finding Books
Replies: 12
Views: 861

Re: Finding Books

Finding a book is no problem in this day and age. The trick is becoming aware of the book in the first place. One trick: When you find a book on the subject that you like, look in the back to see if they note other books they used as references. The reference sections of Wikipedia articles will als...
by JupiterJones
Fri May 13, 2016 9:35 am
Forum: Personal Consumer Issues
Topic: Lock up your valuables
Replies: 20
Views: 1951

Re: Lock up your valuables

I'll have to remember this tip if I ever become wealthy enough to hire a maid and have valuables.

:D
by JupiterJones
Thu May 12, 2016 10:11 am
Forum: Personal Consumer Issues
Topic: One Week "Sabbatical"
Replies: 43
Views: 4336

Re: One Week "Sabbatical"

vested1 wrote:My wife has a magnet on the fridge with a picture of Eleanor Roosevelt and a quote "Do one thing every day that scares you".


I agree.

And that's why, first thing every morning, I get up and look in the mirror.

:shock:
by JupiterJones
Thu May 12, 2016 10:08 am
Forum: Personal Consumer Issues
Topic: When is cash better than plastic?
Replies: 74
Views: 6595

Re: When is cash better than plastic?

I often like to pay for relatively small purchases at small businesses (food trucks, etc.) even when they take credit cards because I don't want them to have to pay the merchant fees. Although, from a certain perspective, in most cases they actually don't pay the merchant fee even when you use a cr...
by JupiterJones
Wed May 11, 2016 9:23 am
Forum: Personal Consumer Issues
Topic: One Week "Sabbatical"
Replies: 43
Views: 4336

Re: One Week "Sabbatical"

Alaska is my dream vacation, but budget may have an impact Hmmm... I visited Alaska many years ago and don't recall it being noticeably more expensive than the lower 48. If that's a "dream vacation", I'd definitely look into it some! A couple of unusual options: Volunteer somewhere for a ...
by JupiterJones
Tue May 10, 2016 10:00 am
Forum: Investing - Help with Personal Investments
Topic: Emergency Fund or Invest?
Replies: 11
Views: 1275

Re: Emergency Fund or Invest?

The job of your emergency fund is not to earn a lot of interest. It's to be there when you need it in an emergency. (In a sense, it protects your non-emergency investments because it reduces the chance that you'll need to tap into those at a loss.) So a nice, safe, stable, liquid accounts are exactl...
by JupiterJones
Thu May 05, 2016 11:26 am
Forum: Personal Finance (Not Investing)
Topic: I'm now debt free and...
Replies: 37
Views: 4768

Re: I'm now debt free and...

OP: Your net worth had to change...even if only slowly over time. You reduced, and eventually eliminated your liability thus increasing your NW right? Yes, but that's mostly due to having an income in the first place, not on what he did with the income. That is, it wouldn't have changed (interest e...
by JupiterJones
Wed May 04, 2016 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: Things to do in Cincinnati
Replies: 13
Views: 757

Re: Things to do in Cincinnati

Start by getting the lay of the land here: http://cincinnatiusa.com/things-to-do/a ... ation-deck
by JupiterJones
Wed May 04, 2016 4:48 pm
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 11978

Re: Sci-Fi ... your favorite movies and episodes??

Kaze no Tani no Nausicaa (Nausicaa of the Valley of the Wind). FWIW, a lot of the people who worked on Star Trek: The Next Generation were anime fans and worked a few references into the show, including naming an entire alien race "Naussicans": http://memory-alpha.wikia.com/wiki/Nausicaan
by JupiterJones
Wed May 04, 2016 2:05 pm
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 11978

Re: Sci-Fi ... your favorite movies and episodes??

Another voice in the chorus singing the praises of "Gattaca". Glad to see another fan of "The Last Starfighter" too. Criminally underappreciated, that one. Lots of other good ones mentioned so far. Farscape. Firefly. Galaxy Quest. Blade Runner. The "new" BSG. Doctor Who...
by JupiterJones
Tue May 03, 2016 9:36 am
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 135
Views: 18862

Re: I bought the wrong car - know it after 15 days

It is not new it's a Certified Pre-Owned Acura. That's why I don't think I should take a steep loss (IMO). If you think the car is worth more than they're willing to give you on trade-in, then just put it up for sale yourself. You'll probably get more from a private-party sale than from a dealer tr...
by JupiterJones
Tue Apr 12, 2016 11:59 am
Forum: Personal Consumer Issues
Topic: Free old BMW worth it?
Replies: 44
Views: 4668

Re: Free old BMW worth it?

I knew a girl who drove a BMV and always said that it stood for "But it Means Well".

As in, "It keeps breaking down... but it means well!"
by JupiterJones
Fri Apr 08, 2016 9:51 am
Forum: Personal Finance (Not Investing)
Topic: how to pay for degree(s)
Replies: 10
Views: 755

Re: how to pay for degree(s)

schoolboyguy, https://clep.collegeboard.org/ How about using CLEP to earn some credits on math and science if you have the knowledge? KlangFool If only I had the knowledge.... I would not feel comfortable skipping even the prerequisites. But thank you for the link. You may be able to get the knowle...
by JupiterJones
Mon Mar 28, 2016 4:43 pm
Forum: Personal Consumer Issues
Topic: Bro Trip suggestions?
Replies: 58
Views: 3968

Re: Bro Trip suggestions?

I'm biased, but have you thought about Nashville? Not much hiking in the immediate area, but plenty of stuff to do and see other than that: http://www.visitmusiccity.com/

Another thought might be Oregon. Great hiking. Bandon Dunes for golf. Lots of really good beer. :sharebeer
by JupiterJones
Mon Mar 28, 2016 1:17 pm
Forum: Investing - Theory, News & General
Topic: Anyone else feeling a correction brewing?
Replies: 60
Views: 6328

Re: Anyone else feeling a correction brewing?

My answer is in my sig line. :sharebeer

(Yes, it's a Star Wars quote, and yes, it was said by the guy I use for my avatar pic. I try not to think too hard about what happened to him shortly afterward though...)
by JupiterJones
Mon Mar 28, 2016 1:10 pm
Forum: Personal Consumer Issues
Topic: Europe Trip in August
Replies: 99
Views: 5620

Re: Europe Trip in August

Oh, and speaking of Rick Steves, you might want to read his post about a letter from a fan who considered cancelling her Paris trip after the attacks there: http://blog.ricksteves.com/blog/a-letter-from-paris/ We suddenly found ourselves wondering if we should still go. Is it safe? What might happen...
by JupiterJones
Mon Mar 28, 2016 1:03 pm
Forum: Personal Consumer Issues
Topic: Europe Trip in August
Replies: 99
Views: 5620

Re: Europe Trip in August

Well it sounds like the OP is going ahead with the trip, which is awesome. The recent terrorist attacks are tragic, but don't really change the statistics. (We humans are terrible at estimating risk anyway and often equate "outrageous and sensational event" with "likely event".) ...
by JupiterJones
Thu Mar 24, 2016 9:07 am
Forum: Investing - Theory, News & General
Topic: ‘Rich Dad’ author says the 2016 market collapse is coming
Replies: 47
Views: 7169

Re: ‘Rich Dad’ author says the 2016 market collapse is coming

DaftInvestor wrote:Nobody knows anything...


Quoted for truth.
by JupiterJones
Thu Mar 24, 2016 9:05 am
Forum: Personal Finance (Not Investing)
Topic: Extra 10K lying around - should i invest?
Replies: 23
Views: 3167

Re: Extra 10K lying around - should i invest?

Hopefully someone can read this down here as a follow up question. So I have about 13k as an emergency fund. I am about to get an extra 4.5k. I don't need it for any pressing matters. Would it make sense to just invest it instead of adding to my emergency fund? Have you decided that 13k is an adequ...
by JupiterJones
Thu Mar 24, 2016 8:43 am
Forum: Personal Consumer Issues
Topic: How to select good contractors. Angie's list has changed.
Replies: 33
Views: 4895

Re: Only a few

daveatca wrote:NextDoor.com - hyperlocal with recommendations from your neighbors.


Another vote for NextDoor. :beer
by JupiterJones
Wed Mar 23, 2016 10:00 am
Forum: Investing - Theory, News & General
Topic: ‘Rich Dad’ author says the 2016 market collapse is coming
Replies: 47
Views: 7169

Re: ‘Rich Dad’ author says the 2016 market collapse is coming

Just another "everyone panic and sell their stocks and buy gold and silver instead!" prediction. I wonder if he bought a bunch of precious metal during the last panic and is now trying to bump up demand so he can sell it? :-)
by JupiterJones
Wed Mar 16, 2016 9:39 am
Forum: Investing - Theory, News & General
Topic: Newbie Question
Replies: 2
Views: 344

Re: Newbie Question

And, in case anyone was wondering, "NAV" stands for Net Asset Value.

More info here: www.investopedia.com/terms/n/nav.asp
by JupiterJones
Wed Mar 16, 2016 9:21 am
Forum: Investing - Help with Personal Investments
Topic: Where to invest $20K? First time investor
Replies: 3
Views: 611

Re: Where to invest $20K? First time investor

Consider Vanguard's "LifeStrategy" funds. They are index-based mutual funds with low expense rations, consisting of a broadly-diversified blend of stocks and bonds. Each of the four funds are distinguished by a particular ratio of stocks to bonds. The most conservative fund ("LifeStra...
by JupiterJones
Wed Mar 16, 2016 9:03 am
Forum: Personal Finance (Not Investing)
Topic: Where to buy AD&D insurance after retirement?
Replies: 13
Views: 1097

Re: Where to buy AD&D insurance after retirement?

Am I the only Gen-X nerd who saw "AD&D" and initially thought it was about the role-playing game ? :P Anyhoo... yeah, I've always heard that Accidental Death and Dismemberment insurance, like most "specific illness" insurance (Cancer insurance, etc.), is a pretty lousy deal. ...
by JupiterJones
Wed Mar 16, 2016 8:54 am
Forum: Personal Consumer Issues
Topic: Swapping cars for a lower mileage used car--Thoughts?
Replies: 17
Views: 1571

Re: Swapping cars for a lower mileage used car--Thoughts?

My current car is a 2006 Honda Element with about 140,000 miles. I drive an Element too. Great car. They don't make 'em anymore, and I've considered doing what the OP is talking about--swapping mine out for a 2011 Element (the final year) with fewer miles, since that's currently the only way to pos...
by JupiterJones
Tue Mar 15, 2016 9:42 am
Forum: Personal Finance (Not Investing)
Topic: Pay off student loan or invest
Replies: 32
Views: 2419

Re: Pay off student loan or invest

Look at it this way: Let's say you didn't have any student loans. Would you go out and borrow money at 4%, just so you could take that money and put it in a taxable investment? Because by investing money instead of paying down your student loan, that's essentially what you're doing. Every choice of...
by JupiterJones
Tue Mar 15, 2016 9:05 am
Forum: Personal Consumer Issues
Topic: Planning a quick 3 day trip to Boston
Replies: 33
Views: 2171

Re: Planning a quick 3 day trip to Boston

Looking for any advice on best location to stay for easier walking to main attractions You can't really go wrong staying anywhere in the downtown or Back Bay area, especially if it's near a T stop. Boston is a very walkable town, and a lot smaller than you might think. Last trip there I stayed at t...
by JupiterJones
Tue Mar 15, 2016 8:41 am
Forum: Investing - Help with Personal Investments
Topic: Depressed, do I dip into retirement funds in order to make essentially an investment?
Replies: 21
Views: 4005

Re: Depressed, do I dip into retirement funds in order to make essentially an investment?

Right now I'm at a point where I would have to invest some money to make money I would suggest that maybe you're not really "at that point", and that there are likely plenty of ways you can make money that do not require much, if any, of an investment. Although I totally get that you migh...
by JupiterJones
Thu Mar 10, 2016 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: Pay off student loan or invest
Replies: 32
Views: 2419

Re: Pay off student loan or invest

Look at it this way: Let's say you didn't have any student loans. Would you go out and borrow money at 4%, just so you could take that money and put it in a taxable investment? Because by investing money instead of paying down your student loan, that's essentially what you're doing. Every choice of ...
by JupiterJones
Mon Mar 07, 2016 12:59 pm
Forum: Personal Consumer Issues
Topic: Mac laptop vs. Windows 7 (or 10) laptop
Replies: 63
Views: 4518

Re: Mac laptop vs. Windows 7 (or 10) laptop

Also, I was an IT guy in the early 2000s. I worked with IT guys. There was exactly 1 guy (out of at least a hundred) who preferred Macs, who is memorable because he was unique in that respect. So, for my family, my in-laws, and all IT people I've ever worked with except one, no one will ever purcha...
by JupiterJones
Wed Mar 02, 2016 10:33 am
Forum: Personal Finance (Not Investing)
Topic: Financing new car
Replies: 28
Views: 2731

Re: Financing new car

I'd just buy the dang thing and be done with it. There's no place I know of where you could instead invest that money where it would be A) liquid, B) relatively risk-free, and C) earning enough better than 1.49% to be worth bothering with. Ally Bank 36 month CD 1.55% FDIC insured https://www.ally.c...
by JupiterJones
Wed Mar 02, 2016 10:29 am
Forum: Personal Consumer Issues
Topic: Mac laptop vs. Windows 7 (or 10) laptop
Replies: 63
Views: 4518

Re: Mac laptop vs. Windows 7 (or 10) laptop

I would not only recommend the Mac (for all the aforementioned reasons), but also recommend going with LibreOffice instead of MS Office. It's Office-compatible and free. But this is a largely subjective call. Everyone derives value differently, and the things I think are "worth it" are thi...
by JupiterJones
Tue Mar 01, 2016 4:36 pm
Forum: Personal Finance (Not Investing)
Topic: Financing new car
Replies: 28
Views: 2731

Re: Financing new car

I'd just buy the dang thing and be done with it.

There's no place I know of where you could instead invest that money where it would be A) liquid, B) relatively risk-free, and C) earning enough better than 1.49% to be worth bothering with.
by JupiterJones
Mon Feb 29, 2016 5:30 pm
Forum: Personal Finance (Not Investing)
Topic: Sibling has decided not to pay for college for his future children
Replies: 47
Views: 3562

Re: Sibling has decided not to pay for college for his future children

So this won't even be an issue for, what, 20 years or so? The educational landscape could very well be vastly different than it is now. Assuming his theoretical kid even wants to go to college, who knows what "college" will look like, and what it will cost in 2036? The internet has transfo...
by JupiterJones
Fri Feb 26, 2016 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: Why is Dave Ramsey wrong?
Replies: 143
Views: 22571

Re: Why is Dave Ramsey wrong?

bloom2708 wrote:Dave helped us be "not normal" regarding debt and emergency funds (We're debt freeeedom!) and Bogleheads has helped us be "not normal" regarding investing.


Very well put! :beer
by JupiterJones
Fri Feb 19, 2016 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Should I bother itemizing tax deductions?
Replies: 70
Views: 7635

Re: Should I bother itemizing tax deductions?

My father has a home office, and he says that it's great because you can deduct a portion of utilities (electricity, etc) prorated to square footage Yes, but in order to (legally) do that, you have to use that portion of your home exclusively as a home office. If you also use that same area as a se...
by JupiterJones
Wed Feb 17, 2016 5:49 pm
Forum: Personal Consumer Issues
Topic: Trip to LA for 5 days
Replies: 30
Views: 2115

Re: Trip to LA for 5 days

by JupiterJones
Wed Feb 17, 2016 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: Should I bother itemizing tax deductions?
Replies: 70
Views: 7635

Re: Should I bother itemizing tax deductions?

You could consider "batching" your deductions so that you take the standard deduction every other year, and itemize in the other years. You shift things around to maximize the deductions on the years you itemize. That what I do. For example, a lot of my charitable giving is to institutions...
by JupiterJones
Wed Feb 17, 2016 5:17 pm
Forum: Personal Consumer Issues
Topic: Vacation budget
Replies: 11
Views: 1562

Re: Vacation budget

Well you'll have to make a trade-off, but it doesn't necessarily have to be within the vacation itself. (Not that there's anything wrong with a "shorter-but-nicer" vacation.) For example, you could increase the amount you budget for vacation savings. In this case the trade-off would be the...
by JupiterJones
Tue Feb 16, 2016 2:10 pm
Forum: Investing - Theory, News & General
Topic: Was today's rally temporary?
Replies: 29
Views: 4039

Re: Was todays rally temporary?

joebh wrote:"Was todays rally temporary?"

All rallies are temporary.


For that matter, everything is temporary.
by JupiterJones
Tue Feb 16, 2016 1:58 pm
Forum: Personal Finance (Not Investing)
Topic: Roth IRA or pay down student loan
Replies: 23
Views: 1764

Re: Roth IRA or pay down student loan

Options: 1) A 2015 Roth IRA under husbands name. We plan to contribute the $5500 allowed to a Roth IRA for him for 2016. 2) Pay down the student loans. We plan to have these paid off by the end of 2016 or early 2017 even if we don't utilize this $4000. I'd consider going with... 3) Increase emergen...

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