Search found 2270 matches

by JupiterJones
Tue Feb 09, 2016 12:24 pm
Forum: Personal Consumer Issues
Topic: Planning European-Southern Germany Road Trip Travel-Hacks Wanted
Replies: 17
Views: 1036

Re: Planning European-Southern Germany Road Trip Travel-Hacks Wanted

If it's a matter of just not knowing how to operate a manual transmission, maybe you'd have time to learn? Driving a stick shift on the Autobahn is such a fun experience, it's a shame to pass it up. 8-) That said, cars are no fun at all once you're in town over there. If you're going to be sticking ...
by JupiterJones
Wed Feb 03, 2016 10:34 am
Forum: Investing - Help with Personal Investments
Topic: Clueless college new grad 22 yo, 200k income looking to start saving
Replies: 143
Views: 11197

Re: Clueless college new grad 22 yo, 200k income looking to start saving

I have savings of around 15k, mostly in the form of stock units of my primary employer I'll echo the importance of having an emergency fund of roughly 6 months or so of expenses. This money should be somewhere that is A) stable and B) liquid. Stable, because you don't want to find that it has lost ...
by JupiterJones
Wed Feb 03, 2016 10:23 am
Forum: Investing - Help with Personal Investments
Topic: 403(b)
Replies: 9
Views: 556

Re: 403(b)

dbltrbl wrote:Are you sure your 403b offers match? Mine never did.


FWIW, mine does, up to 5%. So it is possible (of course, whether it is allowed under the OP's employer's particular policy is another matter).
by JupiterJones
Tue Feb 02, 2016 10:10 am
Forum: Personal Consumer Issues
Topic: Stovetop Tea Kettle Recommendations?
Replies: 22
Views: 1420

Re: Stovetop Tea Kettle Recommendations?

As I mentioned in the can opener thread, I usually go with OXO for stuff like this.

Our OXO "pick me up" kettle has no rust problems so far, and we've had it for about five years.
by JupiterJones
Fri Jan 29, 2016 10:09 am
Forum: Personal Consumer Issues
Topic: Which news source do you use?
Replies: 67
Views: 4226

Re: Which news source do you use?

Another vote for the Beeb when it comes to TV news. They cover stories that are actually important, and they do so in-depth. I switched over to them for my morning news after The Today Show got rid of Ann Curry and showed they had little interest in hard news. (Although I must say that I've been imp...
by JupiterJones
Fri Jan 29, 2016 9:57 am
Forum: Personal Consumer Issues
Topic: Manual can opener recommendation
Replies: 45
Views: 2650

Re: Manual can opener recommendation

I've never once regretted buying an OXO anything. Their products are brilliantly-designed.
by JupiterJones
Fri Jan 29, 2016 9:53 am
Forum: Personal Finance (Not Investing)
Topic: Hi every one i have a question about the finance
Replies: 19
Views: 1443

Re: Hi every one i have a question about the finance

Jeez guys, lets give the OP a break and just provide the answers. How many days, on average, does a product stay in Costco’s inventory before it is sold? Trick question. The product is already sold (to Costco, wholesale). How much lower is, on average, the inventory cost for Costco compared to Wal-M...
by JupiterJones
Thu Jan 28, 2016 11:16 am
Forum: Personal Consumer Issues
Topic: Is my package stuck in German customs? Now what?
Replies: 14
Views: 1177

Re: Is my package stuck in German customs? Now what?

German Customs wouldn't have anything to do with an outgoing shipment Good point. I didn't think about that! Sounds like it's held up in the "International Logistics Center" in Frankfurt. Can you check with the shipper? Unfortunately the shipping business can't do much beyond what I'm doi...
by JupiterJones
Thu Jan 28, 2016 9:44 am
Forum: Investing - Help with Personal Investments
Topic: Eating money eating out! Going on a 401k diet. Help!
Replies: 27
Views: 2884

Re: Eating money eating out! Going on a 401k diet. Help!

Congrats for deciding to "get your act together"! :sharebeer While saving for retirement is important, I agree that establishing a solid emergency fund should be a higher priority . You didn't mention debt. Do you have any? (Student loans, credit cards, etc.)? And since he's been mentioned...
by JupiterJones
Wed Jan 27, 2016 5:09 pm
Forum: Personal Consumer Issues
Topic: Is my package stuck in German customs? Now what?
Replies: 14
Views: 1177

Re: Is my package stuck in German customs? Now what?

How was it sent? For surface mail from Europe two months is not out of line, it could still be sitting in the hold of a ship chugging across the Atlantic. Not sure. I do believe it was sent registered mail, but that can be surface or air, right? So I'll just assume surface, keep waiting, and hope f...
by JupiterJones
Wed Jan 27, 2016 5:03 pm
Forum: Personal Consumer Issues
Topic: Is my package stuck in German customs? Now what?
Replies: 14
Views: 1177

Re: Is my package stuck in German customs? Now what?

I stick with UPS or FedEx for international packages. Costs a bit more but they are both well set up for clearing customs, the local reps are usually friendly and quite knowledgeable about the forms required, and the tracking works properly. Well, I didn't really have a choice of method in this cas...
by JupiterJones
Wed Jan 27, 2016 2:32 pm
Forum: Investing - Help with Personal Investments
Topic: Treasury Direct is a waste of time
Replies: 44
Views: 3138

Re: Treasury Direct is a waste of time

clearwater wrote:I just wanted to let people know my experience with Treasury Direct echoes what others have said here, and I probably should have headed the warnings to avoid this whole mess.


There were warnings?

Hmmm... I haven't had any problems in the several years I've been using the site. [knocking on wood]
by JupiterJones
Wed Jan 27, 2016 2:28 pm
Forum: Personal Consumer Issues
Topic: Is my package stuck in German customs? Now what?
Replies: 14
Views: 1177

Is my package stuck in German customs? Now what?

So I'm having something (a small item, worth under $200) mailed to me from Germany. It was sent over two months ago, and I still haven't received it yet. Checking my tracking number with Deutsche Post gives me this: The item was handed over to the International Logistics Center Frankfurt on [date] t...
by JupiterJones
Wed Jan 27, 2016 2:14 pm
Forum: Investing - Help with Personal Investments
Topic: 403b Contributions in 2015 Different from Paycheck Deductions?
Replies: 2
Views: 157

403b Contributions in 2015 Different from Paycheck Deductions?

This might be a bit of a weird question. The person I talked to in HR wasn't very helpful in answering this. I figured I'd check with you guys before pressing the issue. I have a 403(b) plan at work. The amount deducted from my 12 monthly paychecks in 2015 adds up to less than the 18,000 limit for m...
by JupiterJones
Wed Jan 27, 2016 1:59 pm
Forum: Personal Consumer Issues
Topic: Best Netflix/YouTube interface for the Big Screen?
Replies: 44
Views: 1639

Re: Best Netflix/YouTube interface for the Big Screen?

The nice thing about the Chromecast is that you can screencast your web browser. So basically anything that you can pull up on your browser, you can watch on your TV. This comes in handy for certain things that are in-browser only (i.e., not on NetFlix or YouTube, etc.) For example, I got to watch s...
by JupiterJones
Mon Jan 25, 2016 5:58 pm
Forum: Personal Consumer Issues
Topic: Traveling to Vegas soon. Advice or Suggestions?
Replies: 24
Views: 1830

Re: Traveling to Vegas soon. Advice or Suggestions?

Yeah, plenty of threads about this so far, but my standard advice is: 1.) Mac King 2.) Lotus of Siam And if you want to do something outside of Vegas... 3.) Valley of Fire State Park What not to do? Don't get long-hauled. Don't play 6:5 blackjack. Don't agree to sit through any timeshare presentatio...
by JupiterJones
Mon Jan 25, 2016 5:46 pm
Forum: Personal Consumer Issues
Topic: Trip to Oregon
Replies: 40
Views: 1951

Re: Trip to Oregon

Another vote for Cannon Beach. We stayed at the Ocean Lodge and dined at the Irish Table. Both were a splurge, but worth it. I'll also second the idea of seeing some of Portland. It we be a shame to miss it as long as you're up that way. A wonderful city with plenty to see and do. And a trip up the ...
by JupiterJones
Mon Jan 25, 2016 10:58 am
Forum: Personal Consumer Issues
Topic: Netflix increasing prices. Will you keep it?
Replies: 52
Views: 6229

Re: Netflix increasing prices. Will you keep it?

I might not be Bill Gates, but I think I can cough up another $24 a year without too much financial hardship. :D
by JupiterJones
Mon Jan 25, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: Best Android app to send/receive texts from PC?
Replies: 7
Views: 539

Re: Best Android app to send/receive texts from PC?

I understand that WhatsApp is extremely popular. In addition to the app, they have a "WhatsApp Web" that lets you use it on a PC in your browser. Might be worth a look:

http://www.whatsapp.com/
by JupiterJones
Mon Jan 25, 2016 10:47 am
Forum: Personal Consumer Issues
Topic: Do you pay for exercise?
Replies: 207
Views: 10557

Re: Do you pay for exercise?

I try to bike commute into work when the weather's not too awful. It's good, cheap exercise, and it saves a wee bit of gas and mileage on the car.

I'm learning how to do my own bike maintenance and repair, so that should help save even more.
by JupiterJones
Mon Jan 25, 2016 10:38 am
Forum: Personal Consumer Issues
Topic: Help Me Plan My Trip
Replies: 12
Views: 1592

Re: Help Me Plan My Trip

I have heard that Krakow is getting to be a bigger tourist destination. A fellow at work visited and really liked it. He did a Berlin, Prague, and Krakow trip. Anyone been to Krakow? It's on my list. I hear it's wonderful. I think Rick Steves said that, whenever people ask him what city is going to...
by JupiterJones
Mon Jan 25, 2016 10:28 am
Forum: Personal Consumer Issues
Topic: Brake pads/rotors: will shop install my parts?
Replies: 24
Views: 1803

Re: Brake pads/rotors: will shop install my parts?

Shallowpockets wrote:I would suggest you buy a brake pad spreader tool to make things easier. Google that. You can one for less than $10.


I always just use a regular old C-clamp.
by JupiterJones
Thu Jan 21, 2016 2:01 pm
Forum: Investing - Theory, News & General
Topic: [CNBC interview:] Investing legend Jack Bogle: 'Stay the course'
Replies: 13
Views: 2261

Re: [CNBC interview:] Investing legend Jack Bogle: 'Stay the course'

"In the short run, listen to the economy; don't listen to the stock market,"

Not sure if that's one of Mr. Bogle's standard catchphrases, but it's the first I've heard it... and I like it! :beer
by JupiterJones
Thu Jan 21, 2016 10:44 am
Forum: Personal Consumer Issues
Topic: Amazon Prime: doing the math...is it worth it?
Replies: 92
Views: 7879

Re: Amazon Prime: doing the math...is it worth it?

Sounds to me like the OP doesn't derive enough value from Prime to justify the cost. In which case dropping it makes plenty of sense. It's obviously not worth it for them. But everyone gets different amounts of value in different ways from a product. I often jokingly refer to Prime as a "tax on...
by JupiterJones
Fri Jan 15, 2016 10:48 am
Forum: Personal Consumer Issues
Topic: Films or TV with great period sets
Replies: 46
Views: 2520

Re: Films or TV with great period sets

Just thought of another one:

John Adams (HBO miniseries)
by JupiterJones
Tue Jan 12, 2016 5:39 pm
Forum: Investing - Help with Personal Investments
Topic: Newbie IRA question
Replies: 8
Views: 468

Re: Newbie IRA question

mcraepat9 wrote:
JupiterJones wrote:Assuming you don't file your 2015 taxes before your 2015 IRA contribution, correct?


The deadline for contributing to an IRA is the due date for filing your return for the applicable tax year, not including extensions. When you actually file your 2015 taxes does not matter.


Good to know!
by JupiterJones
Tue Jan 12, 2016 5:14 pm
Forum: Personal Finance (Not Investing)
Topic: pay down student loan, house or invest taxable?
Replies: 26
Views: 1376

Re: pay down student loan, house or invest taxable?

would I be better off with 20k in taxable (even bonds perhaps) and my slowly eroding student loan or would I be better off with 'only' 100k of student loan and no extra cash? It's a tough call for me. Thanks again... Not a tough call for me at all. You are on the hook for a very large sum of money-...
by JupiterJones
Tue Jan 12, 2016 4:49 pm
Forum: Personal Consumer Issues
Topic: Winter running gear suggestions
Replies: 31
Views: 1546

Re: Winter running gear suggestions

And remember, "Be bold, start cold." I usually dress for about ten degrees warmer than the actual outside temperature. It's not too comfy for the first mile or so, but by the time I warm up, I'm glad.
by JupiterJones
Tue Jan 12, 2016 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: How much to save?
Replies: 55
Views: 7807

Re: How much to save?

I don't fully understand how people think that is possible and to have any standard of living NOW! I intend to have a good retirement I do not intend to have it at the expense of enjoying life while getting there. If I save 40% of gross and the government takes 20% that only leaves 40% to live on n...
by JupiterJones
Tue Jan 12, 2016 1:02 pm
Forum: Investing - Help with Personal Investments
Topic: Newbie IRA question
Replies: 8
Views: 468

Re: Newbie IRA question

rkhusky wrote:There is an overlap period Jan 1 - Apr 15, when you can contribute to both the current and previous year.


Assuming you don't file your 2015 taxes before your 2015 IRA contribution, correct?
by JupiterJones
Tue Jan 12, 2016 1:00 pm
Forum: Personal Finance (Not Investing)
Topic: Heavy Lifting Job: $60/hr nights or $75/hr weekends?
Replies: 36
Views: 4322

Re: Heavy Lifting Job: $60/hr nights or $75/hr weekends?

If it were me, personally, I would gladly work the 2 x 12's. You would have a massive, massive amount of freedom during the week... you could pick up something light and fun part-time if you wanted and really start to bank some $$$ That was my thinking too. All that availability during the weekdays...
by JupiterJones
Tue Jan 12, 2016 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: pay down student loan, house or invest taxable?
Replies: 26
Views: 1376

Re: pay down student loan, house or invest taxable?

Another vote for student loan (assuming you have an emergency fund, of course).
by JupiterJones
Tue Jan 12, 2016 11:58 am
Forum: Personal Consumer Issues
Topic: Best DNA genealogy testing kits
Replies: 22
Views: 1906

Re: Best DNA genealogy testing kits

My Mom has done both Ancestry and 23andMe. She originally much preferred 23andMe, but says that Ancestry has recently upped their game and is now the front-runner. Plus you can add on all that other family tree stuff if you want (which 23andMe doesn't do). Once my Ancestry results get back from the ...
by JupiterJones
Mon Jan 11, 2016 11:12 am
Forum: Personal Finance (Not Investing)
Topic: Paying estimated taxes
Replies: 24
Views: 2309

Re: Paying estimated taxes

Even easier, just set up an account on EFTPS (Electronic Federal Tax Payment System): http://www.eftps.gov

Then you can quickly make all your estimated payments online. I started using it last year and so far, so good!
by JupiterJones
Mon Jan 11, 2016 10:36 am
Forum: Personal Consumer Issues
Topic: Films or TV with great period sets
Replies: 46
Views: 2520

Re: Films or TV with great period sets

Yeah, definitely Mad Men . They were absolute sticklers for authenticity when they did that show. Other good TV shows to transport you another era... Halt and Catch Fire (set during the '80s computer revolution) Deutschland 83 (also set in the '80s, obviously, but in East/West Germany) Outlander (se...
by JupiterJones
Fri Jan 08, 2016 11:44 am
Forum: Personal Consumer Issues
Topic: Newspaper for Someone with poor vision
Replies: 11
Views: 703

Re: Newspaper for Someone with poor vision

I believe the NYTimes has a large-print weekly edition.
by JupiterJones
Fri Jan 08, 2016 11:40 am
Forum: Personal Consumer Issues
Topic: Resort in Scottsdale, AZ
Replies: 23
Views: 1874

Re: Resort in Scottsdale, AZ

Not quite Scottsdale (and probably not <=$300), but we enjoyed the Arizona Biltmore. Sometimes they have specials, if you felt like signing up for their email list.
by JupiterJones
Thu Jan 07, 2016 9:58 am
Forum: Personal Consumer Issues
Topic: Any good free kindle books on Amazon?
Replies: 21
Views: 1607

Re: Any good free kindle books on Amazon?

The Martian was originally self-published to the internet for free before being picked up by a "real" publisher (and then made into a movie). If you have reasonable Googling skills you can probably still find the free version out there. It's a great read, IMHO. As the webcomic xkcd put it...
by JupiterJones
Thu Jan 07, 2016 9:46 am
Forum: Personal Consumer Issues
Topic: profitable hobby?
Replies: 113
Views: 9724

Re: profitable hobby?

it's actually very satisfying to be up there entertaining 200 people while they just relax and let go a little bit...laugh and have a great time. Knowing that you're providing that for them is very very cool. Yup. Along those lines, some of my favorite gigs have been weddings, especially ceremony m...
by JupiterJones
Wed Jan 06, 2016 9:44 am
Forum: Personal Consumer Issues
Topic: profitable hobby?
Replies: 113
Views: 9724

Re: profitable hobby?

laughing my ass off from the stage at people's ridiculous dance moves That might be me. And me too. No "might" about it--that WILL be me. I know no other dance moves except ridiculous. :D [Distracting animated GIF removed by admin LadyGeek. Here's the link instead: http://stream1.gifsoup....
by JupiterJones
Mon Jan 04, 2016 12:35 pm
Forum: Personal Consumer Issues
Topic: profitable hobby?
Replies: 113
Views: 9724

Re: profitable hobby?

If volunteering on a farm can be considered a hobby, that's my main hobby. It's profitable in so many ways - health, happiness, and food in exchange for labor. In the summer, my grocery bill each week is only $25 for essentials; the rest is from the farm. And I understand it can be a cost-effective...
by JupiterJones
Mon Jan 04, 2016 12:29 pm
Forum: Personal Consumer Issues
Topic: How do you have fun?
Replies: 73
Views: 5168

Re: How do you have fun?

Lots of possible hobbies I could list: Learn a musical instrument Improve your cooking/baking/mixology skills Learn a foreign language Learn programming, web development, etc. Microcontroller (Arduino) or Raspberry Pi projects Learn to sketch/paint/sculpt, etc. Astronomy Geocaching Crosswords, Sudok...
by JupiterJones
Mon Jan 04, 2016 11:42 am
Forum: Personal Finance (Not Investing)
Topic: Engaged...So how do we handle finances now?
Replies: 40
Views: 3634

Re: Engaged...So how do we handle finances now?

There no one correct answer. Some people find that separate accounts work for them, other prefer a joint account, etc. The key is that, however you arrange it, you should always have 100% transparency and be in agreement on the "big stuff". And you need to think of all the money as "o...
by JupiterJones
Mon Jan 04, 2016 10:54 am
Forum: Personal Consumer Issues
Topic: profitable hobby?
Replies: 113
Views: 9724

Re: profitable hobby?

It's a hobby if you'd do it even if you didn't make any money. It's a job if you'd quit if there wasn't any money in it. Well said! Although you can find yourself on both ends of the spectrum at the same time. With me, it's music. Used to do it for a primary living, which was okay at the time. But ...
by JupiterJones
Thu Dec 31, 2015 11:28 am
Forum: Personal Consumer Issues
Topic: Who Reads the Comics?
Replies: 44
Views: 1515

Re: Who Reads the Comics?

I used to read the comics in the newspaper. I also used to write checks all the time, rent videos from Blockbuster, call people on payphones, carry a DayTimer (remember those?), keep a Yellow Pages in my car, etc. Times change. Webcomics are where it's at these days: ⋅  Penny Arcade ⋅...
by JupiterJones
Thu Dec 31, 2015 11:10 am
Forum: Personal Finance (Not Investing)
Topic: bicycle insurance
Replies: 17
Views: 1053

Re: bicycle insurance

I do not have specific bike insurance, no. The cheapest insurance is self-insurance. Instead of paying extra for a rider on your policy to cover your bike, you're statistically better off taking that same amount and just putting it into savings, earmarked as "bike replacement fund". Insura...
by JupiterJones
Wed Dec 30, 2015 11:00 am
Forum: Personal Consumer Issues
Topic: Vienna - things to do
Replies: 12
Views: 716

Re: Vienna - things to do

We used Rick Steves guidebook and would recommend it. Seconded. If you're spending thousands of dollars on a vacation, it's well worth coughing up $20 on a well-researched guidebook to better ensure a smooth trip. Vienna is fairly compact and you can do a ton of stuff in 3-4 days. I posted in the o...

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