Search found 7 matches

by JonSnow
Thu Mar 29, 2018 9:54 am
Forum: Personal Finance (Not Investing)
Topic: Paying off PMI or refinance or Appraisal
Replies: 19
Views: 1663

Re: Paying off PMI or refinance or Appraisal

I recently went thru the same thing regarding my PMI. I just paid the bank whatever it took to get rid of the PMI. I didn't want to be forced to do any renovations or have the appraisal come back and not hitting the value I wanted ( the appraisal would cost $400 ). I simply called the bank, asked th...
by JonSnow
Wed Feb 28, 2018 11:49 pm
Forum: Personal Consumer Issues
Topic: Google Pixel 2 Users-Experience So Far?
Replies: 37
Views: 2624

Re: Google Pixel 2 Users-Experience So Far?

Went from Samsung Galaxy S5 to Pixel 2. Love it. Less bloat vs. Samsung for sure in terms of pre-installed apps.

No problems so far and would get another pixel if I somehow lost it.
by JonSnow
Mon Nov 20, 2017 12:19 am
Forum: Personal Finance (Not Investing)
Topic: Pay lump sum to get rid of PMI?
Replies: 13
Views: 1788

Re: Pay lump sum to get rid of PMI?

I called up the bank and ended up paying the minimum I needed and got rid of the PMI. It actually only took about 20k to do so. Now my monthly payment is a little bit lower and I get to decide what to do with the $122. The other option was to get an appraisal, which they quoted my $300-$500. I didn'...
by JonSnow
Mon Oct 23, 2017 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: Pay lump sum to get rid of PMI?
Replies: 13
Views: 1788

Re: Pay lump sum to get rid of PMI?

I've never heard of recasting a mortgage, I just googled it and it actually seems like a good idea depending on the fee to do it. Thank you for the suggestion Watty!

I am in no rush to pay off the mortgage and could use the extra cash flow for investment/savings.
by JonSnow
Mon Oct 23, 2017 8:52 pm
Forum: Personal Finance (Not Investing)
Topic: Pay lump sum to get rid of PMI?
Replies: 13
Views: 1788

Pay lump sum to get rid of PMI?

Hello all, wanted some advice on a big financial decision I need to make. Took out a 217k Condo Mortgage in 2012 with 0% down at 4.25%. There is a monthly PMI of $122.97. I bought the condo right out of school, needed a place to live and couldn't live with family anymore. Not the smartest decision b...
by JonSnow
Tue Jan 29, 2013 1:19 pm
Forum: Personal Finance (Not Investing)
Topic: Pay Debt vs Invest. I invested. Right Choice?
Replies: 19
Views: 1858

Re: Pay Debt vs Invest. I invested. Right Choice?

"You know nothing, Jon Snow!" :beer I want to thank everyone for their advice to start, I appreciate all the input and it seems that paying off some of the debt is the general consensus here. I had suspected to be the better choice, it was good to get some opinion from more experienced folks. Here ...
by JonSnow
Tue Jan 29, 2013 12:13 am
Forum: Personal Finance (Not Investing)
Topic: Pay Debt vs Invest. I invested. Right Choice?
Replies: 19
Views: 1858

Pay Debt vs Invest. I invested. Right Choice?

I want to thank everyone on this forum as I have learned so much reading all the posts. I've read The Bogleheads' Guide to Investing and wants to invest, but should I be investing or paying my debt? Age: 30 in 2013 Income: 115k to 120k Gross Federal Tax Rate 28% State Tax Rate 7.95% Filing status is...