Search found 8 matches

by John3
Mon Jun 19, 2017 10:31 am
Forum: Personal Finance (Not Investing)
Topic: Returning down payment to 403(b)
Replies: 13
Views: 842

Re: Returning down payment to 403(b)

I should have no 10% penalty because I am over 59 1/2 and they took 20% out for taxes already. It appears that I can put up to $54,000 into my 403b in a single year, so my plan is to add much of the funds back this year. Vanguard said they would accept it as long as my plan agrees to send it. What i...
by John3
Fri Jun 16, 2017 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: Returning down payment to 403(b)
Replies: 13
Views: 842

Re: Returning down payment to 403(b)

It was a withdrawal, since I couldn't pay it back within 60 days, as I was waiting to sell my home to repay.
by John3
Thu Jun 15, 2017 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: Returning down payment to 403(b)
Replies: 13
Views: 842

Returning down payment to 403(b)

I recently purchased a new home and in order to make a sizable down payment I used some of my 403 (b) while waiting to sell my old home. I have now sold it, several months later, and would like to replace the funds in my 403 (b). It is well over 60 days since I took the money out and I am over 60. W...
by John3
Tue Nov 19, 2013 11:50 am
Forum: Investing - Theory, News & General
Topic: Protections for 40 k investors
Replies: 1
Views: 296

Protections for 40 k investors

I am interested in any ideas people would have to provide minimal standards to protect people from the high fee, high load funds that prey on unsuspecting small employers and people trying to create retirement security. With the difficulty so many people have in creating a decent retirement income, ...
by John3
Wed Dec 23, 2009 5:00 pm
Forum: Investing - Help with Personal Investments
Topic: Value Index to Wellington... Free lunch?
Replies: 19
Views: 3022

My original question was if using Wellington as my large value share makes more sense than a 50-50 Value Index/Wellington blend. The assumption being that Wellington has a good chance of doing better than Value Index head to head (based on a long excellent track record) and returns over the past 10 ...
by John3
Tue Dec 22, 2009 8:58 pm
Forum: Investing - Help with Personal Investments
Topic: Value Index to Wellington... Free lunch?
Replies: 19
Views: 3022

No I actually think it is a good idea and am considering making the switch. Pardon the term free lunch, if that is so offensive.
by John3
Tue Dec 22, 2009 7:47 pm
Forum: Investing - Help with Personal Investments
Topic: Value Index to Wellington... Free lunch?
Replies: 19
Views: 3022

Value Index to Wellington... Free lunch?

I have split my large value holdings between Value Index and Wellington. While I want to index I didn't want to give up Wellington so I went to the split. I am in a tax exempt 403 b. Value Index is 14% of my stock holdings and Wellington is 13%. My large growth is 32% in Primecap Core. As I look at ...
by John3
Sat Aug 02, 2008 1:58 pm
Forum: Investing - Theory, News & General
Topic: 6% Increase in Social Security Next Year
Replies: 40
Views: 10295

I live in PA and there has not been an increase in the welfare grant level since 1991, for those feeling ripped off by the poor. A family of 3 recieves a welfare grant of the princely sum of $403 per month. Something to think about. John3