Search found 109 matches

by Jagman
Wed Jun 29, 2016 8:28 pm
Forum: Investing - Theory, News & General
Topic: VB or IJR for small-cap US stocks?
Replies: 16
Views: 1713

Re: VB or IJR for small-cap US stocks?

Vanguard also has an ETF that tracks the S&P Small-Cap 600 (VIOO), although Vanguard doesn't seem to push VIOO like it does VB. VIOO's ER is .15. Vanguard's Tax-Managed Small-Cap Admiral Shares (VTMSX) has an ER of .11. Although VTMSX is "tax managed," there is nothing that prohibits ...
by Jagman
Wed Jun 29, 2016 8:13 pm
Forum: Investing - Theory, News & General
Topic: VB or IJR for small-cap US stocks?
Replies: 16
Views: 1713

Re: VB or IJR for small-cap US stocks?

Vanguard also has an ETF that tracks the S&P Small-Cap 600 (VIOO), although Vanguard doesn't seem to push VIOO like it does VB. VIOO's ER is .15. Vanguard's Tax-Managed Small-Cap Admiral Shares (VTMSX) also tracks the S&P Small-Cap 600 but has an ER of .11. Although VTMSX is "tax manage...
by Jagman
Sun Jun 26, 2016 8:18 am
Forum: Personal Finance (Not Investing)
Topic: Q on 2 New Fidelity Visa Cards, Replacing FIA AMEX & FIA Visa
Replies: 7
Views: 699

Re: Q on 2 New Fidelity Visa Cards, Replacing FIA AMEX & FIA Visa

William4u wrote:I recall another thread saying you can call and upgrade the 1.5% card to 2%. That way you have a backup card just in case you lose the other one or it gets randomly canceled for security reasons (like FIA used to do).


Thanks. That would solve the problem.
by Jagman
Sun Jun 26, 2016 8:17 am
Forum: Personal Finance (Not Investing)
Topic: Q on 2 New Fidelity Visa Cards, Replacing FIA AMEX & FIA Visa
Replies: 7
Views: 699

Re: Q on 2 New Fidelity Visa Cards, Replacing FIA AMEX & FIA Visa

Thanks...I did search Bogleheads and the Fidelity Rewards FAQ for this particular question but didn't see it. If it's already been asked and answered, please give me the link and accept my apologies. I fully trust that Elan will transfer my stranded points to the new 1.5% Visa. However, if want to k...
by Jagman
Sun Jun 26, 2016 7:36 am
Forum: Personal Finance (Not Investing)
Topic: Q on 2 New Fidelity Visa Cards, Replacing FIA AMEX & FIA Visa
Replies: 7
Views: 699

Q on 2 New Fidelity Visa Cards, Replacing FIA AMEX & FIA Visa

I had both FIA AMEX (2% back) and FIA Visa (1.5% back, initially). In the mail, I received 2 new Fidelity Visa cards, and they looked identical, except the terms. The one replacing my FIA AMEX offered 2%, but the one placing my Visa offered 1.5%, just like the FIA Visa. Since the cards are otherwise...
by Jagman
Tue Apr 19, 2016 7:09 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with VGPMX (Vanguard Precious Metals and Mining)?
Replies: 123
Views: 17516

Re: What to do with VGPMX (Vanguard Precious Metals and Mining)?

A couple of years ago, when setting up my portfolio, I decided to do the 5% Wild Money thing, and put 5% into VGPMX (Vanguard Precious Metals and Mining). Looking at the history of the fund, it seemed to be a leveraged bet on gold, and I figured it would act as an insurance policy for my portfolio ...
by Jagman
Sat Apr 09, 2016 5:57 am
Forum: Investing - Theory, News & General
Topic: Do you use emerging markets bonds? If so, why?
Replies: 18
Views: 1836

Do you use emerging markets bonds? If so, why?

Vanguard lists its emerging markets bond fund in the "3" category for risk, the same as its high-yield bond fund.
by Jagman
Sat Mar 26, 2016 8:19 am
Forum: Investing - Theory, News & General
Topic: Large Cap Premium?
Replies: 2
Views: 379

Large Cap Premium?

http://www.economist.com/news/briefing/21695385-profits-are-too-high-america-needs-giant-dose-competition-too-much-good-thing

Economist article indicates biggest American companies are taking in most of the profits.

Thoughts?
by Jagman
Sat Feb 13, 2016 7:16 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with VGPMX (Vanguard Precious Metals and Mining)?
Replies: 123
Views: 17516

Re: What to do with VGPMX (Vanguard Precious Metals and Mining)?

And suddenly, just like that, without warning, it is best performing fund in Vanguard's lineup for 2016. Up 16.19% YTD.
by Jagman
Fri Jan 15, 2016 8:58 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with VGPMX (Vanguard Precious Metals and Mining)?
Replies: 123
Views: 17516

Re: What to do with VGPMX (Vanguard Precious Metals and Mini

Being value oriented and a bit contrarian in my thinking, I keep wondering whether or not I should buy a precious metals fund. It has got to be the most hated asset class out there. Something in me thinks this is worth checking out. This is a hated area of the market and prices are way down. Hmmm. ...
by Jagman
Tue Jan 12, 2016 8:37 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with VGPMX (Vanguard Precious Metals and Mining)?
Replies: 123
Views: 17516

Re: What to do with VGPMX (Vanguard Precious Metals and Mini

Being value oriented and a bit contrarian in my thinking, I keep wondering whether or not I should buy a precious metals fund. It has got to be the most hated asset class out there. Something in me thinks this is worth checking out. This is a hated area of the market and prices are way down. Hmmm. ...
by Jagman
Fri Jan 08, 2016 8:46 pm
Forum: Investing - Theory, News & General
Topic: frustrating to keep investing in international/EM
Replies: 110
Views: 9380

Re: frustrating to keep investing in international/EM

Just remember: all your inclinations to reduce international exposure or stop rebalancing are the very behavioural patterns that ensure private investors keep losing to the market, and smart investors keep outperforming ... If the pain of rebalancing into falling asset classes bothers you, just reb...
by Jagman
Tue Jan 05, 2016 7:03 pm
Forum: Personal Finance (Not Investing)
Topic: Job Prospects for English Majors?
Replies: 73
Views: 5797

Re: Job Prospects for English Majors?

In my opinion, majoring in liberal arts without a career plan is a mistake.
by Jagman
Thu Dec 17, 2015 6:54 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with VGPMX (Vanguard Precious Metals and Mining)?
Replies: 123
Views: 17516

Re: What to do with VGPMX (Vanguard Precious Metals and Mining)?

Down almost 5% today. Anybody buying at $6.00/share?
by Jagman
Sat Dec 12, 2015 5:42 pm
Forum: Investing - Theory, News & General
Topic: Tilt Question: Small Caps
Replies: 52
Views: 4742

Re: Tilt Question: Small Caps

Stock portion:
25% Total Stock Market (VTI)
25% Small/Small Value (VBR)
25% Total International (VXUS)
25% Small Cap International (VSS)

Bond portion: intermediate treasuries.
by Jagman
Sat Nov 28, 2015 5:36 pm
Forum: Investing - Theory, News & General
Topic: 70/30 w/Treasuries Only or 60/40 w/Total Bond?
Replies: 23
Views: 3651

70/30 w/Treasuries Only or 60/40 w/Total Bond?

Comments on risk/reward for 70/30 (Stocks/Intermediate Treasuries Only) versus 60/40 (Stocks/Total Bond)?
by Jagman
Mon Jul 20, 2015 8:57 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with VGPMX (Vanguard Precious Metals and Mining)?
Replies: 123
Views: 17516

Re: What to do with VGPMX (Vanguard Precious Metals and Mini

Being value oriented and a bit contrarian in my thinking, I keep wondering whether or not I should buy a precious metals fund. It has got to be the most hated asset class out there. Something in me thinks this is worth checking out. This is a hated area of the market and prices are way down. Hmmm. ...
by Jagman
Sun May 10, 2015 2:41 pm
Forum: Investing - Theory, News & General
Topic: Bonds: All Treasuries or Mixture?
Replies: 17
Views: 2412

Re: Bonds: All Treasuries or Mixture?

lack_ey, thanks for the charts. Impressive!
by Jagman
Sun May 10, 2015 6:59 am
Forum: Investing - Theory, News & General
Topic: Bonds: All Treasuries or Mixture?
Replies: 17
Views: 2412

Bonds: All Treasuries or Mixture?

60/40 (stocks/total bond or other mix) or 70/30 (stocks/govt bond) allocation: 40% Total Stock (VTI) 20% Total Int'l (VXUS) 40% Total Bond (BND) Or 47% Total Stock (VTI) 23% Total Int'l (VXUS) 30% Intm Govt Bond (VGIT) Does the 2nd allocation provide more upside potential with the same or almost the...
by Jagman
Fri Jul 11, 2014 9:27 am
Forum: Investing - Theory, News & General
Topic: Howard Gold: Emerging Markets are Still Lousy Investment
Replies: 4
Views: 1591

Howard Gold: Emerging Markets are Still Lousy Investment

http://www.marketwatch.com/story/emerging-markets-stocks-are-still-a-lousy-investment-2014-07-10

Based on the writer's views, I am puzzled why he didn't recommend Total Stock Market Index at the end. Comments?
by Jagman
Tue Jun 24, 2014 7:20 pm
Forum: Investing - Theory, News & General
Topic: Tax-Managed Small-Cap in Tax-Sheltered Account?
Replies: 2
Views: 351

Re: Tax-Managed Small-Cap in Tax-Sheltered Account?

Thanks. I already have a substantial chunk in the extended-market index, and Vanguard's Small-Cap Index Fund/ETF (VB) seems like more of the same.
by Jagman
Tue Jun 24, 2014 10:49 am
Forum: Investing - Theory, News & General
Topic: Tax-Managed Small-Cap in Tax-Sheltered Account?
Replies: 2
Views: 351

Tax-Managed Small-Cap in Tax-Sheltered Account?

I am wondering if anyone does this. Vanguard's Tax-Managed Small-Cap Admiral Fund has an ER of .12, which is comparable to Vanguard's Small-Cap Fund with an ER of .09. Yet, the median market cap for the tax-managed fund is $1.5B, versus $3.1B for Vanguard's Small-Cap Fund. If you look at the profile...
by Jagman
Sat May 31, 2014 10:23 am
Forum: Investing - Theory, News & General
Topic: Vanguard or DFA? "Vanguard, in a landslide..."
Replies: 54
Views: 5508

Vanguard or DFA? "Vanguard, in a landslide..."

http://news.morningstar.com/articlenet/article.aspx?id=649555 May 2000 'At heart, DFA is by and for engineers. The company collected a ton of data, analyzed it extensively, and came up with an indexing scheme that it views as better and more-sophisticated than "naive" indexers like Vangua...
by Jagman
Sun May 25, 2014 6:41 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity vs. Vanguard
Replies: 75
Views: 10733

Re: Fidelity vs. Vanguard

The Spartan lineup is very limited compared to Vanguard's array of low cost index funds. Fidelity doesn't even have a Total International Stock Index type fund. Spartan® Global ex U.S. Index Fund - Fidelity Advantage Class Symbol: FSGDX https://fundresearch.fidelity.com/mutual-funds/composition/316...
by Jagman
Sun May 25, 2014 5:04 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity Stock Index Funds
Replies: 5
Views: 876

Re: Fidelity Stock Index Funds

Many indexing purists will advise you to go with the total market fund. However, you could tilt to the mid-cap/small-cap universe by buying a disproportionate amount of the extended market index. Opinions vary, and the results are uncertain, since nobody knows the future. Either approach is probably...
by Jagman
Mon Apr 21, 2014 10:09 pm
Forum: Investing - Theory, News & General
Topic: Can we ever expect VG to offer ISV or EMV?
Replies: 18
Views: 2051

Re: Can we ever expect VG to offer ISV or EMV?

Admiral Shares in VFSVX (Vanguard FTSE All-World ex-US Small-Cap Index Fund Investor Shares) to match its cheaper ETF counterpart, VSS, would be nice.
by Jagman
Fri Apr 18, 2014 8:30 pm
Forum: Investing - Theory, News & General
Topic: NYT: Re-education of a Brash Young Stock Picker
Replies: 23
Views: 4227

NYT: Re-education of a Brash Young Stock Picker

http://www.nytimes.com/2014/04/19/your-money/stocks-and-bonds/the-re-education-of-a-brash-young-stock-picker.html?_r=0 "Nine years ago, Randy Kurtz made an extraordinary bet on himself, the stock market and his ability to pick a few winners. He hung out a shingle for his money management firm ...
by Jagman
Wed Apr 09, 2014 9:58 pm
Forum: Investing - Theory, News & General
Topic: Bernstein "blasts financial industry, backs 3-fnd portfolio"
Replies: 15
Views: 4707

Bernstein "blasts financial industry, backs 3-fnd portfolio"

http://blogs.marketwatch.com/thetell/2014/04/09/how-millenials-can-get-rich-slowly-book-blasts-financial-industry-backs-3-fund-portfolio/ “If You Can: How Millenials Can Get Rich Slowly” lobs many grenades at the financial industry, and it reiterates Bernstein’s prior advice to stick to a simple, l...
by Jagman
Wed Apr 02, 2014 9:29 pm
Forum: Investing - Theory, News & General
Topic: John Bogle, Index Icon, Accused of Timing Market
Replies: 44
Views: 11195

John Bogle, Index Icon, Accused of Timing Market

http://www.thinkadvisor.com/2014/04/02/john-bogle-index-icon-accused-of-timing-market?t=fixed-income&page=2 "Servo’s Eric Nelson is stunned that the Vanguard founder would endorse tactical allocation and favor risky corporate bonds while dissing small-value stocks." “I really don't me...
by Jagman
Mon Mar 31, 2014 9:32 pm
Forum: Personal Consumer Issues
Topic: Boxed Wines
Replies: 29
Views: 3093

Re: Boxed Wines

IMO, Black Box has good red wine. We did not like the Black Box Riesling; we tossed it in the trash.
by Jagman
Thu Mar 27, 2014 9:42 pm
Forum: Investing - Theory, News & General
Topic: Is Small-Cap Value's 47.2% Turnover Rate Troubling?
Replies: 11
Views: 1784

Is Small-Cap Value's 47.2% Turnover Rate Troubling?

Vanguard's Small-Cap Value Index (VBR) has a 47.2% turnover rate: https://personal.vanguard.com/us/funds/snapshot?FundId=5860&FundIntExt=INT#tab=2 Compared with the turnover rate in Vanguard's Total Stock Market Index (4.3%), Extended Market Index (10.9%) or even Small-Cap Index (29.2%), 47.2% i...
by Jagman
Sat Mar 22, 2014 8:16 am
Forum: Investing - Theory, News & General
Topic: TIPS Intermediate Fund vs. International Bond Fund
Replies: 35
Views: 3698

Re: TIPS Intermediate Fund vs. International Bond Fund

Fidelity's Inflation-Protected Bond Index Fund has a duration of 5.58 years: https://fundresearch.fidelity.com/mutual-funds/composition/316146125 ...I use it for my Fidelity IRA, along with Fidelity's total bond index fund. (Equal split) For my wife's Vanguard IRA, she uses Vanguard's short-term inv...
by Jagman
Sat Jul 13, 2013 4:42 pm
Forum: Investing - Theory, News & General
Topic: Is Small Cap International Worth Extra Cost?
Replies: 17
Views: 2050

Is Small Cap International Worth Extra Cost?

Current Asset Allocation: 15% Total Stock Market (VTI) 15% Total International (VXUS) 15% Small-Cap Value (VBR) 15% Small-Cap International (VSS) 40% Total Bond/TIPs Contemplated Asset Allocation: 20% Total Stock Market (VTI) 20% Total International (VXUS) 20% Small-Cap Value (VBR) 40% Total Bond/TI...
by Jagman
Sat Apr 13, 2013 1:23 pm
Forum: Investing - Theory, News & General
Topic: Bogle's View on TIPS
Replies: 1
Views: 710

Bogle's View on TIPS

Bogle likes the Total Bond Market Index and maybe an extra dose of corporate bonds. Does he like TIPS? A lot of you have a 50/50 split of Total Bond Market (or intermediate Treasuries) & TIPS. I don't recall Bogle ever advising that investors add TIPS. Am I mistaken? Thanks in advance.
by Jagman
Sat Feb 09, 2013 11:52 am
Forum: Investing - Theory, News & General
Topic: Will Vanguard add Bond Fund/ETF for Emerging Markets?
Replies: 4
Views: 576

Re: Will Vanguard add Bond Fund/ETF for Emerging Markets?

Would you make a cheap emerging markets bond fund/etf part of your portfolio?
by Jagman
Sat Feb 09, 2013 11:11 am
Forum: Investing - Theory, News & General
Topic: Will Vanguard add Bond Fund/ETF for Emerging Markets?
Replies: 4
Views: 576

Will Vanguard add Bond Fund/ETF for Emerging Markets?

Thoughts? ...it seems that this asset class has performed well over an extended period of time. Fidelity's FNMIX has a great record, despite its costs.
by Jagman
Sat Jan 05, 2013 8:24 pm
Forum: Investing - Help with Personal Investments
Topic: Adding Vanguard REIT
Replies: 17
Views: 6057

Re: Adding Vanguard REIT

25% total stock index
25% total international
25% small cap value (VBR)
25% small cap international (VSS)

...according to morningstar's "instant x-ray," this allocation has 8% in real estate.
by Jagman
Sun Dec 23, 2012 11:22 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio: Smart or Stupid?
Replies: 13
Views: 1660

Re: Portfolio: Smart or Stupid?

Many thanks for the thoughtful advice!
by Jagman
Sat Dec 22, 2012 8:45 pm
Forum: Investing - Help with Personal Investments
Topic: Thoughts on Pimco's Australian Bond ETF?
Replies: 6
Views: 643

Thoughts on Pimco's Australian Bond ETF?

http://www.pimcoetfs.com/Funds/Pages/AUD.aspx

Would you consider adding this ETF to your bond allocation, if you live and work in the US?
by Jagman
Sat Dec 22, 2012 8:01 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio: Smart or Stupid?
Replies: 13
Views: 1660

Portfolio: Smart or Stupid?

(edited as suggested below) Roth IRA 15%. Total Stock Market Index (7.5% of Total) 15%. Small Cap Index (7.5% of Total) 15%. Total International Stock Index (7.5% of Total) 15%. Small Cap International Index (VSS) (7.5% of Total) 20%. Total Bond Index (10% of Total) 20%. Short Term Corporate Bonds (...
by Jagman
Mon Feb 06, 2012 6:35 pm
Forum: Investing - Help with Personal Investments
Topic: Converted Vang. fund to ETF. Any tax wizards on cost basis?
Replies: 16
Views: 817

Re: Converted Vang. fund to ETF. Any tax wizards on cost ba

YDNAL/sscritic, Mega-thanks! When I input the cost data into Vanguard, I would list the following: Date Acquired/Quantity/Total Cost/(Cost per Share) 3/21/2011/200.116/$10,500/$52.47 3/21/2011/3.414/$274.59/$80.43 3/21/2011/5.947/$572.91/$96.34 Correct? I assume that I would list the conversion date...
by Jagman
Mon Feb 06, 2012 4:36 pm
Forum: Investing - Help with Personal Investments
Topic: Converted Vang. fund to ETF. Any tax wizards on cost basis?
Replies: 16
Views: 817

Re: Converted Vang. fund to ETF. Any tax wizards on cost ba

To input cost data, Vanguard lists only 3 entries: date acquired, quantity and total cost. 3 separate mutual fund purchases means 3 separate lots? Do I need a CPA for this?

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