Search found 1909 matches

by JMacDonald
Wed Mar 22, 2017 7:53 am
Forum: Personal Consumer Issues
Topic: whole house water filter --your thoughts?
Replies: 15
Views: 1191

Re: whole house water filter --your thoughts?

I have been using the Everpure system for years for my drinking water: http://residential.everpure.com/en-US/p ... ev9270-76/
by JMacDonald
Tue Mar 14, 2017 4:53 am
Forum: Personal Consumer Issues
Topic: Utah, besides the national parks?
Replies: 21
Views: 1688

Re: Utah, besides the national parks?

If you enjoy going to the theater, Cedar City has a festival of plays each summer and fall running into September and October: https://www.bard.org/
by JMacDonald
Sat Mar 11, 2017 11:53 am
Forum: Personal Consumer Issues
Topic: Buying Used Car- Less than 11K out door
Replies: 33
Views: 2585

Re: Buying Used Car- Less than 11K out door

Here is a website that may help you make a decision: http://www.carcomplaints.com
by JMacDonald
Fri Mar 10, 2017 7:45 pm
Forum: Investing - Help with Personal Investments
Topic: 28yo, New Millionaire, Advice on Wealth Management
Replies: 64
Views: 6491

Re: 28yo, New Millionaire, Advice on Wealth Management

Like everybody says, managing the money is actually pretty much a no brainer. Once you have it figured out the key is keeping it simple and avoiding doing anything really stupid to avoid taxes or getting involved with some crooks get rich scheme. I agree not to try a get rich scheme. You are alread...
by JMacDonald
Sun Mar 05, 2017 9:15 pm
Forum: Investing - Help with Personal Investments
Topic: 60/40 Stock bond split
Replies: 8
Views: 931

Re: 60/40 Stock bond split

Here are some Vanguard funds that are 60/40 or close to it: https://personal.vanguard.com/us/funds/snapshot?FundIntExt=INT&FundId=0914#tab=2 https://personal.vanguard.com/us/funds/snapshot?FundIntExt=INT&FundId=0502#tab=2 https://personal.vanguard.com/us/funds/snapshot?FundIntExt=INT&Fun...
by JMacDonald
Wed Mar 01, 2017 9:34 pm
Forum: Personal Consumer Issues
Topic: Favorite survival books?
Replies: 41
Views: 3075

Re: Favorite survival books?

The original and still the best, The Odyssey by Homer. Robert Fagles translation. This is available read by Ian McKellen. Great to listen while driving. https://www.amazon.com/The-Odyssey/dp/B000OYDLE4/ref=pd_sim_129_1?_encoding=UTF8&pd_rd_i=B000OYDLE4&pd_rd_r=STXJPCQ7MRN4914JDXHD&pd_rd...
by JMacDonald
Fri Feb 24, 2017 8:15 am
Forum: Personal Consumer Issues
Topic: Hotel Reservations
Replies: 18
Views: 1593

Re: Hotel Reservations

When we take a road trip, we always try to make hotel reservations in advance. Experience has taught us that hotel rates are a lot less expensive using advance reservations. For our latest trip, I made reservations about a month in advance. A few days prior to leaving, I checked the rates on line f...
by JMacDonald
Mon Feb 20, 2017 5:51 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY 10TH BIRTHDAY BOGLEHEADS FORUM
Replies: 66
Views: 3340

Re: HAPPY 10TH BIRTHDAY BOGLEHEADS FORUM

This has been an amazing journey from Morningstar to this website. Who would have believed that it would have lasted 10 years? Credit goes to everyone who has worked to keep it going. May we celebrate another 10 years.
by JMacDonald
Fri Feb 17, 2017 6:33 pm
Forum: Personal Finance (Not Investing)
Topic: Visiting the National Parks
Replies: 27
Views: 1450

Re: Visiting the National Parks

Don't overlook the National Parks in Canada: https://en.wikipedia.org/wiki/List_of_N ... _of_Canada
The parks just north of Glacier National Park are easy to get to and worth the trip.
https://en.wikipedia.org/wiki/Canadian_ ... itage_Site
by JMacDonald
Sat Feb 11, 2017 7:50 pm
Forum: Investing - Theory, News & General
Topic: Market timing success?
Replies: 25
Views: 3106

Re: Market timing success?

I found this article of a year ago about Stack: http://www.kiplinger.com/article/investing/T038-C008-S003-jim-stack-on-stocks-we-re-already-in-a-bear-market.html If it looks like one, talks like one and growls like one, it’s a bear market—and make no mistake, we’re in one, says market guru Jim Stack...
by JMacDonald
Fri Feb 10, 2017 4:49 pm
Forum: Personal Consumer Issues
Topic: How do Bogleheads buy phones?
Replies: 43
Views: 2704

Re: How do Bogleheads buy phones?

One strategy is to buy the absolute newest phone you can and keep it for as long as possible, which seems like the strategy you are currently employing. I would wait for the iPhone 8 in September if you can, it is only seven months away. It looks like that is going to be a big improvement over the ...
by JMacDonald
Thu Feb 02, 2017 8:32 am
Forum: Personal Consumer Issues
Topic: Grand Canyon in May. Booked already!
Replies: 29
Views: 2831

Re: Grand Canyon in May. Booked already!

I haven't done this, but this might be a possibility for your group: https://www.thetrain.com/
Take the train to the Grand Canyon.
by JMacDonald
Sun Jan 29, 2017 9:06 am
Forum: Personal Consumer Issues
Topic: Fire extinguishers
Replies: 45
Views: 2583

Re: Fire extinguishers

One on every level, along route of egress. Big one in the garage/shop. We are 12 minutes from a firehouse. Good tip about turning up-side down. I just realized these things are 18 years old. Gauges all green -- but what if I squeeze the trigger and nothing happens? :?: As I understand it, you can't...
by JMacDonald
Sun Jan 29, 2017 8:57 am
Forum: Personal Consumer Issues
Topic: Hamilton Tickets
Replies: 7
Views: 1542

Re: Hamilton Tickets

Try Stubhub: https://www.stubhub.com/theater-tickets/category/174/
You can buy and sell tickets on this website. I have used it.
by JMacDonald
Sun Jan 29, 2017 8:50 am
Forum: Personal Consumer Issues
Topic: Fire extinguishers
Replies: 45
Views: 2583

Re: Fire extinguishers

Besides one in my kitchen, I bought one for my truck. I watched a video on the news of a car on fire. Someone had a fire extinguisher and was able to put out the fire and save a person's life. That is worth the price of a fire extinguisher.
by JMacDonald
Sat Jan 21, 2017 7:01 am
Forum: Personal Consumer Issues
Topic: London Hotel
Replies: 13
Views: 1274

Re: London Hotel

I stayed at The Thanet Hotel in London twice and would stay there again if I ever visit London again: https://www.tripadvisor.com/Hotel_Review-g186338-d214657-Reviews-Thanet_Hotel-London_England.html If you are traveling by yourself, the rooms are small, but who stays in the room when in London. Goo...
by JMacDonald
Thu Jan 19, 2017 9:33 pm
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads Los Angeles meetings
Replies: 113
Views: 11189

Re: Bogleheads Los Angeles meetings

If we have a meeting at Philippes, some of us could take the metro and not drive: http://www.philippes.com/
by JMacDonald
Thu Jan 19, 2017 11:20 am
Forum: Personal Consumer Issues
Topic: should I scrap my car after this accident
Replies: 23
Views: 1486

Re: should I scrap my car after this accident

Go shopping.

Be happy no one was hurt.
by JMacDonald
Sun Jan 15, 2017 4:30 pm
Forum: Investing - Theory, News & General
Topic: 3 Vanguard Funds That Are Taking on Water
Replies: 29
Views: 5710

Re: 3 Vanguard Funds That Are Taking on Water

First he says: here are three Vanguard funds to sell now them in the fine print at the bottom: As of this writing, Kent Thune did not personally hold a position in any of the aforementioned securities. His No. 1 holding is his privately held investment advisory firm in Hilton Head Island, SC. Under ...
by JMacDonald
Fri Jan 13, 2017 5:29 pm
Forum: Personal Consumer Issues
Topic: 24 hour stop over at LHR, what all can I visit in London?
Replies: 31
Views: 1833

Re: 24 hour stop over at LHR, what all can I visit in London?

If you are still awake in the evening, go to a performing arts show: play, musical, ballet, concert, or the opera if any of those appeal to you. London is probably the greatest city in the world for the performing arts.
by JMacDonald
Mon Jan 09, 2017 10:54 pm
Forum: Investing - Help with Personal Investments
Topic: [403(b) Fidelity or TIAA Cref allocation, and do I want one?]
Replies: 137
Views: 5418

Re: EJ not [costing me as much as] others?

When I brought my concerns up with my financial advisor (regarding fees and active/passively managed funds), he warned me that yes indices have been doing better in recent years, but that the EJ accounts do better in down years. This is a claim I asked to be backed up with data but he was not able ...
by JMacDonald
Mon Jan 09, 2017 6:47 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card Fraud -- Got charged $1.2k and a call from Citibank
Replies: 8
Views: 947

Re: Credit Card Fraud -- Got charged $1.2k and a call from Citibank

I have had this happen several times. You might consider getting a second credit card. I was on a trip when my main card was accidentally canceled. I would have been in a fix without a second card. Also go online and set alerts for your Costco Card. Check you card often for any fraud use of your car...
by JMacDonald
Mon Jan 09, 2017 8:09 am
Forum: Investing - Theory, News & General
Topic: McDonald's Stock
Replies: 103
Views: 9403

Re: McDonald's Stock

I had a good chuckle reading this. McDonalds is a global multinational conglomeration, and the largest restaurant chain, it aint going anywhere. F150HD wrote: abuss368 wrote: Personally, I think McDs could disappear in 10-20 years (or have a severely diminished presence) Like Sears Sears was intent...
by JMacDonald
Thu Jan 05, 2017 8:07 am
Forum: Personal Consumer Issues
Topic: Where to in March?
Replies: 21
Views: 1928

Re: Where to in March?

Lot to do in Moab: http://www.moab-utah.com/

or Hawaii
by JMacDonald
Mon Jan 02, 2017 5:44 am
Forum: Personal Consumer Issues
Topic: Yellowstone Tours Vs. Self-Guided
Replies: 28
Views: 2358

Re: Yellowstone Tours Vs. Self-Guided

There is no reason not to do you own exploring along with taking a tour since you will be there for a week. Here is a list of possible tour guides: https://www.tripadvisor.com/Attractions ... oming.html
by JMacDonald
Thu Dec 29, 2016 4:49 pm
Forum: Personal Consumer Issues
Topic: Gift Card received in mail?
Replies: 3
Views: 506

Re: Gift Card received in mail?

There was a class action settlement against Kohl's. See this link: http://www.kohlssettlement.com/
Read the FAQs about the settlement.
by JMacDonald
Thu Dec 29, 2016 11:50 am
Forum: Investing - Theory, News & General
Topic: All your eggs in one basket vs. concern about being hacked?
Replies: 41
Views: 4561

Re: All your eggs in one basket vs. concern about being hacked?

I check all of my financial accounts on a regular basis. That way I will see if anything is not right.
Here is what Vanguard has about security:

https://investor.vanguard.com/security/
by JMacDonald
Sun Dec 25, 2016 9:43 pm
Forum: Personal Consumer Issues
Topic: Is it possible to get a used book exchange going here?
Replies: 9
Views: 1035

Re: Is it possible to get a used book exchange going here?

Sell your books on Alibris: http://www.alibris.com/sellers

I buy a lot of used books on that website.
by JMacDonald
Sat Dec 24, 2016 3:54 pm
Forum: Personal Consumer Issues
Topic: Las Vegas - should I do anything?
Replies: 34
Views: 3096

Re: Las Vegas - should I do anything?

I'd be reluctant to visit the Grand Canyon at this time of year due to winter weather. It is frequently snowy/icy in December and January. For example, there's a winter storm warning in effect right now with snow and ice predicted on the south rim roads. Yes, the south rim is open year-round, but i...
by JMacDonald
Fri Dec 16, 2016 6:27 am
Forum: Investing - Help with Personal Investments
Topic: Required Minimum Distribution
Replies: 6
Views: 909

Re: Required Minimum Distribution

It is easy to figure how much one needs to take out, See this link on Vanguard: https://personal.vanguard.com/us/insigh ... r-rmd-tool
by JMacDonald
Sun Dec 11, 2016 11:40 am
Forum: Investing - Help with Personal Investments
Topic: Academia female professional seeking your suggestion
Replies: 53
Views: 8955

Re: Academia female professional seeking your suggestion

The game here is to create wealth over time, not to get rich quick. Trying to time the market is like going to Las Vegas, the house always wins.
by JMacDonald
Thu Dec 08, 2016 9:27 pm
Forum: Investing - Theory, News & General
Topic: McDonald's Stock
Replies: 103
Views: 9403

Re: McDonald's Stock

they are surrounded by many chains that produce really good hamburgers that are only a little more costly than McDonald's. Smashburger, Five Guys (probably our favorite for burgers), Red Robin, many small local chains. Besides the fast food places mentioned In-N-Out Burger on the West Coast is very...
by JMacDonald
Thu Dec 08, 2016 8:28 am
Forum: Investing - Help with Personal Investments
Topic: First real situation where I know I should be doing something with my money.
Replies: 12
Views: 1415

Re: First real situation where I know I should be doing something with my money.

Since your situation is fluid, it would be wise, I think, to keep the funds in a CD until you are settled with jobs in NJ. It is usually recommended here for one to have an emergency fund for unexpected expenses. That money can serve that purpose.
by JMacDonald
Sat Dec 03, 2016 8:20 am
Forum: Personal Finance (Not Investing)
Topic: Need advice on how to go about selling my mom's house
Replies: 37
Views: 2681

Re: Need advice on how to go about selling my mom's house

Besides the flipper, have you talk to a real estate agent about selling the property? You need a second or third opinion. Otherwise you are probably going to give the flipper too good of a deal.
by JMacDonald
Thu Dec 01, 2016 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: Weighing life trade-offs:commute vs school vs house vs time with family
Replies: 27
Views: 2234

Re: Weighing life trade-offs:commute vs school vs house vs time with family

My wife happens to be a teacher and she is appalled at the level of teaching (or lack their of) one of our children is receiving right now, in the new "high end" district. But she helps out at home to make up the difference, so our child will score fine on the tests and the district score...
by JMacDonald
Wed Nov 30, 2016 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: Weighing life trade-offs:commute vs school vs house vs time with family
Replies: 27
Views: 2234

Re: Weighing life trade-offs:commute vs school vs house vs time with family

I am a retired elementary teacher. The last school I worked at I loved working there; however, I am sure many Bogleheads here would hesitate to put their children in that school. I worked with some excellent teaches. Some of the teachers had their own children attend the school. It is a school that ...
by JMacDonald
Wed Nov 23, 2016 6:35 pm
Forum: Personal Consumer Issues
Topic: Owning a Chromebook
Replies: 77
Views: 9680

Re: Owning a Chromebook

After reading this conversation, I bought an Acer CB 14 at Best Buy yesterday for $300 plus sales tax. So far it is working fine. I am using it now to type this.I am trying to get up to speed on how to do things. I plan to use this when I travel. I'll leave my MacBook Air at home. Great conversation...
by JMacDonald
Mon Nov 21, 2016 6:02 pm
Forum: Personal Consumer Issues
Topic: Fly/Drive to Yellowstone
Replies: 21
Views: 2165

Re: Fly/Drive to Yellowstone

I don't about the summer months, but you can still get reservations in September. I am going to Yellowstone this September.
http://www.yellowstonenationalparklodges.com
by JMacDonald
Wed Nov 16, 2016 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Cannot get myself to spend my savings
Replies: 75
Views: 8676

Re: Cannot get myself to spend my savings

You certainly don't need to buy stuff at this point of your life. Use the money to buy experiences: travel, go to the theater, concerts or hobbies. Fund your grandchildren college fund if you have any. Don't spend to just spend, but make good use of your wealth. John Maynard Keynes is quoted as sayi...
by JMacDonald
Mon Nov 07, 2016 9:49 am
Forum: Personal Consumer Issues
Topic: which pickup truck
Replies: 67
Views: 7269

Re: which pickup truck

I have a 2013 GMC Sierra 1500 double cab 2X4 that I like very much. My bother just bought a new Toyota Tundra which is very nice. Here is a website that may help you in checking complaints: http://www.carcomplaints.com
by JMacDonald
Thu Oct 27, 2016 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone use Kaiser Senior Advantage for Medicare
Replies: 34
Views: 3399

Re: Anyone use Kaiser Senior Advantage for Medicare

Over 39 years of employment, I had at least half a dozen HMO insurance providers. After my mother could no longer drive, I drove her to her Kaiser appointments and eventually became her Designated Health Care Surrogate, so I witnessed the evolution of Kaiser care and services for over two decades a...
by JMacDonald
Thu Oct 27, 2016 7:24 am
Forum: Personal Finance (Not Investing)
Topic: Anyone use Kaiser Senior Advantage for Medicare
Replies: 34
Views: 3399

Re: Anyone use Kaiser Senior Advantage for Medicare

but then a kaiser case manager can limit your access to services , or make it more difficult, 'managed inconvenience' I have the Kaiser Senior Advantage Medicare. This has not been my experience. What evidence so you have that services are limited or made more difficult? As far as I am concerned, I...
by JMacDonald
Sun Oct 23, 2016 11:40 am
Forum: Personal Finance (Not Investing)
Topic: Money lessons for a 3 year old
Replies: 46
Views: 3223

Re: Money lessons for a 3 year old

Here are some suggestions for teaching children about money: Five healthy money habits to teach your kids
http://www.latimes.com/business/la-fi-h ... story.html
by JMacDonald
Sun Oct 09, 2016 7:53 am
Forum: Personal Consumer Issues
Topic: Is there a decent toaster out there?
Replies: 41
Views: 2859

Re: Is there a decent toaster out there?

Here is the one I bought some years ago: http://www.webstaurantstore.com/proctor ... 22850.html

So far it works OK.

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