Search found 1871 matches

by JMacDonald
Sat Dec 03, 2016 8:20 am
Forum: Personal Finance (Not Investing)
Topic: Need advice on how to go about selling my mom's house
Replies: 26
Views: 1455

Re: Need advice on how to go about selling my mom's house

Besides the flipper, have you talk to a real estate agent about selling the property? You need a second or third opinion. Otherwise you are probably going to give the flipper too good of a deal.
by JMacDonald
Thu Dec 01, 2016 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: Weighing life trade-offs:commute vs school vs house vs time with family
Replies: 27
Views: 1995

Re: Weighing life trade-offs:commute vs school vs house vs time with family

My wife happens to be a teacher and she is appalled at the level of teaching (or lack their of) one of our children is receiving right now, in the new "high end" district. But she helps out at home to make up the difference, so our child will score fine on the tests and the district score...
by JMacDonald
Wed Nov 30, 2016 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: Weighing life trade-offs:commute vs school vs house vs time with family
Replies: 27
Views: 1995

Re: Weighing life trade-offs:commute vs school vs house vs time with family

I am a retired elementary teacher. The last school I worked at I loved working there; however, I am sure many Bogleheads here would hesitate to put their children in that school. I worked with some excellent teaches. Some of the teachers had their own children attend the school. It is a school that ...
by JMacDonald
Wed Nov 23, 2016 6:35 pm
Forum: Personal Consumer Issues
Topic: Owning a Chromebook
Replies: 69
Views: 7538

Re: Owning a Chromebook

After reading this conversation, I bought an Acer CB 14 at Best Buy yesterday for $300 plus sales tax. So far it is working fine. I am using it now to type this.I am trying to get up to speed on how to do things. I plan to use this when I travel. I'll leave my MacBook Air at home. Great conversation...
by JMacDonald
Mon Nov 21, 2016 6:02 pm
Forum: Personal Consumer Issues
Topic: Fly/Drive to Yellowstone
Replies: 21
Views: 1884

Re: Fly/Drive to Yellowstone

I don't about the summer months, but you can still get reservations in September. I am going to Yellowstone this September.
http://www.yellowstonenationalparklodges.com
by JMacDonald
Wed Nov 16, 2016 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Cannot get myself to spend my savings
Replies: 75
Views: 8021

Re: Cannot get myself to spend my savings

You certainly don't need to buy stuff at this point of your life. Use the money to buy experiences: travel, go to the theater, concerts or hobbies. Fund your grandchildren college fund if you have any. Don't spend to just spend, but make good use of your wealth. John Maynard Keynes is quoted as sayi...
by JMacDonald
Mon Nov 07, 2016 9:49 am
Forum: Personal Consumer Issues
Topic: which pickup truck
Replies: 65
Views: 6338

Re: which pickup truck

I have a 2013 GMC Sierra 1500 double cab 2X4 that I like very much. My bother just bought a new Toyota Tundra which is very nice. Here is a website that may help you in checking complaints: http://www.carcomplaints.com
by JMacDonald
Thu Oct 27, 2016 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone use Kaiser Senior Advantage for Medicare
Replies: 34
Views: 2556

Re: Anyone use Kaiser Senior Advantage for Medicare

Over 39 years of employment, I had at least half a dozen HMO insurance providers. After my mother could no longer drive, I drove her to her Kaiser appointments and eventually became her Designated Health Care Surrogate, so I witnessed the evolution of Kaiser care and services for over two decades a...
by JMacDonald
Thu Oct 27, 2016 7:24 am
Forum: Personal Finance (Not Investing)
Topic: Anyone use Kaiser Senior Advantage for Medicare
Replies: 34
Views: 2556

Re: Anyone use Kaiser Senior Advantage for Medicare

but then a kaiser case manager can limit your access to services , or make it more difficult, 'managed inconvenience' I have the Kaiser Senior Advantage Medicare. This has not been my experience. What evidence so you have that services are limited or made more difficult? As far as I am concerned, I...
by JMacDonald
Sun Oct 23, 2016 11:40 am
Forum: Personal Finance (Not Investing)
Topic: Money lessons for a 3 year old
Replies: 46
Views: 2885

Re: Money lessons for a 3 year old

Here are some suggestions for teaching children about money: Five healthy money habits to teach your kids
http://www.latimes.com/business/la-fi-h ... story.html
by JMacDonald
Sun Oct 09, 2016 7:53 am
Forum: Personal Consumer Issues
Topic: Is there a decent toaster out there?
Replies: 41
Views: 2463

Re: Is there a decent toaster out there?

Here is the one I bought some years ago: http://www.webstaurantstore.com/proctor ... 22850.html

So far it works OK.
by JMacDonald
Sat Oct 08, 2016 7:06 am
Forum: Personal Consumer Issues
Topic: Join AARP
Replies: 56
Views: 3233

Re: AARP - no way

daveatca wrote:AARP is evil.

I find this statement amusing. I have an AARP membership so I guess I am evil. I have the membership to get the discount for motels. I have paid for the membership with those discounts. I guess I will have to look more closely at AARP's evil ways in the future.
by JMacDonald
Fri Oct 07, 2016 10:37 am
Forum: Personal Finance (Not Investing)
Topic: AX [American Express] charge dispute
Replies: 27
Views: 1609

Re: AX [American Express] charge dispute

I agree with nisiprius suggestions on how to approach this issue. I have had really good success by writing CEOs. I make sure I have tried to resolve the issue with customer service first. If that didn't work. then I go to the CEO. I am sure the CEO never sees the complaint; but when customer servic...
by JMacDonald
Fri Oct 07, 2016 9:47 am
Forum: Forum Issues and Administration
Topic: Why no OT forum?
Replies: 33
Views: 3116

Re: Why no OT forum?

This forum can't and won't be everything for everyone. If your needs are not being met here, go over to Morningstar and post there. That site seems to try to cover everything: http://socialize.morningstar.com/NewSoc ... fault.aspx
by JMacDonald
Thu Oct 06, 2016 10:35 pm
Forum: Forum Issues and Administration
Topic: Why no OT forum?
Replies: 33
Views: 3116

Re: Why no OT forum?

by JMacDonald
Thu Oct 06, 2016 7:45 am
Forum: Personal Consumer Issues
Topic: Europe bus tours
Replies: 36
Views: 2099

Re: Europe bus tours

I have done a Rick Steves tour of Ireland and Scotland. If one wants to do a bus tour, I think his tours are the best way to go. I would go on another of his tours if I decide to go back to Europe again. https://www.ricksteves.com
by JMacDonald
Wed Oct 05, 2016 2:04 pm
Forum: Forum Issues and Administration
Topic: weather watch [Hurricane Matthew, potential site impact]
Replies: 27
Views: 2838

Re: weather watch

The bogleheads.org server is located in Hollywood, Florida, about four miles inland from the beach. The building is a one story, concrete and steel structure with steel shutters over the windows. The computer room is in the center of that building, with steel doors and no windows. FEMA says the bui...
by JMacDonald
Tue Oct 04, 2016 5:15 pm
Forum: Investing - Help with Personal Investments
Topic: temporarily cashing out ?
Replies: 55
Views: 4891

Re: temporarily cashing out ?

You need to find your correct asset allocation and stay the course. Read this to help:
http://www.kevinoninvesting.com/2010/04 ... rance.html
by JMacDonald
Fri Sep 30, 2016 6:14 pm
Forum: Personal Finance (Not Investing)
Topic: Calling all Teachers!
Replies: 33
Views: 2689

Re: Calling all Teachers!

In certain subject areas, it is possible to get an emergency credential to start teaching while one is working on a clear credential. You might want to go to the school district you are interested in working for and ask what you need to do.
by JMacDonald
Thu Sep 29, 2016 8:23 am
Forum: Personal Consumer Issues
Topic: Please recommend a new tablet
Replies: 26
Views: 2417

Re: Please recommend a new tablet

I have a 4th generation iPad which is now four years old and works great. I am surprised at your experience. Here are reviews of budget tablets: https://www.cnet.com/topics/tablets/bes ... t-tablets/
by JMacDonald
Tue Sep 27, 2016 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: latest scandal has me thinking of leaving Wells Fargo
Replies: 36
Views: 3462

Re: latest scandal has me thinking of leaving Wells Fargo

Use your credit union......or likely ANY credit union, even if you're not a member. There are more credit union branches in the US than any big bank. Most credit unions work together, so walk into a random credit union and you can do whatever you could do at your own credit union. Try that at Bank ...
by JMacDonald
Mon Sep 26, 2016 8:28 pm
Forum: Personal Finance (Not Investing)
Topic: latest scandal has me thinking of leaving Wells Fargo
Replies: 36
Views: 3462

Re: latest scandal has me thinking of leaving Wells Fargo

...Most credit unions work together, so walk into a random credit union and you can do whatever you could do at your own credit union. Thanks! I did not know that. Let me offer this: At the height of the most damning disclosures about Bank of America, I walked into my local branch, where I had been...
by JMacDonald
Tue Sep 20, 2016 8:37 am
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 9660

Re: Disappointing News Wells Fargo

I am glad I have been with a credit union for over 30 years. I am amazed that people stay with these big banks considering their fees and behavior.
by JMacDonald
Thu Sep 01, 2016 6:47 am
Forum: Personal Consumer Issues
Topic: Drowned IPhone
Replies: 28
Views: 2340

Re: Drowned IPhone

When my cell phone went swimming, I first put it in rice. Then I heated the oven up for a bit to get it warm but not hot. I turned off the oven and left the cell phone in it over night. The cell phone did work but the battery was dead. This may not work for an iPhone as one can't replace the battery...
by JMacDonald
Sun Aug 28, 2016 9:34 pm
Forum: Personal Consumer Issues
Topic: Alaska Trip
Replies: 6
Views: 881

Re: ALASKA TRIP

I drove to Alaska some years ago. It was a great trip. I put on 10K miles from Southern California and back. I am planning to drive again in the future. Next time I will take longer as I am retired now. Here is on way to drive without putting on too many miles: http://www.dot.state.ak.us/amhs/ You n...
by JMacDonald
Tue Aug 16, 2016 6:42 pm
Forum: Personal Consumer Issues
Topic: The True Cost of Owning a Dog
Replies: 105
Views: 8430

Re: The True Cost of Owning a Dog

Here Kitty Kitty :) Dan Really? We just invested $5,000 in two hip surgeries on our cat. Gill My pets have run up their share of $1,000+ vet bills over the years. Good for you. My cat was sick for the past three months. The cost for that period was almost $1900. Unfortunately, she had to be put down.
by JMacDonald
Sun Aug 14, 2016 8:19 am
Forum: Personal Finance (Not Investing)
Topic: FICO Score??
Replies: 69
Views: 6058

Re: FICO Score??

Come back to this conversation a year from now to let us know if you have improved your credit score. It will be interesting to know if your efforts have paid off. I'm back -- it didn't even take a year! tl;dr: Never used credit after paying off student loans quickly after college. Had a "thin...
by JMacDonald
Thu Aug 04, 2016 6:48 pm
Forum: Personal Consumer Issues
Topic: Vanguard Swag ?
Replies: 23
Views: 3711

Re: Vanguard Swag ?

For something really "far out": Vanguard 1 What I personally remember from that era was that the Vanguard "vehicle" was close to a disaster. It was called a "vehicle" because it was civilian, and not to be confused with military "missiles." In those days it s...
by JMacDonald
Sat Jul 30, 2016 10:06 pm
Forum: Personal Finance (Not Investing)
Topic: Liking the new Citi CC at Costco
Replies: 197
Views: 33611

Re: Liking the new Citi CC at Costco

I have been pleased with American Express. Customer service will determine which card I use. Indeed. If Citi does a mediocre job in customer service, I will go back to the Amex. I called Citi to have my due date changed so it would make it paying the balance more convenient. The rep took care of my...
by JMacDonald
Sat Jul 23, 2016 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: How to Freeze Credit
Replies: 13
Views: 494

Re: How to Freeze Credit

Here is a website with information: http://oag.ca.gov/idtheft/facts/freeze-your-credit
by JMacDonald
Mon Jul 18, 2016 9:30 pm
Forum: Personal Consumer Issues
Topic: HOA Swimming Pool Trespassing Issue
Replies: 100
Views: 7565

Re: HOA Swimming Pool Trespassing Issue

Having private security patrol your HOA around the time of the intruders would be the cheapest and fastest way to end the problem. Security cameras would only work well if the pool area is well lighted during the time intruders were in the pool. Once the intruders are confronted by security, they pr...
by JMacDonald
Sat Jul 16, 2016 8:00 pm
Forum: Personal Consumer Issues
Topic: Help Planning Trip to Zion
Replies: 8
Views: 1094

Re: Help Planning Trip to Zion

What I am going to suggest is a bit of a drive, but you can drive to Bryce from Zion. After you spend the day at Bryce, go to Cedar City. You can do two things when you are at Cedar City: Cedar Breaks National Monument https://www.nps.gov/cebr/index.htm and see a play or two at the Utah Shakespeare ...
by JMacDonald
Mon Jul 11, 2016 7:05 pm
Forum: Investing - Help with Personal Investments
Topic: 14k gain in 3 days???
Replies: 36
Views: 4742

Re: 14k gain in 3 days???

Here is an article about the recent upswing in the market: http://www.latimes.com/business/la-fi-markets-20160711-snap-story.html Here is the part that caught my eye; One of the premier index-fund managers, Vanguard Group, had a record $236 billion of net inflows last year for all of its funds, incl...
by JMacDonald
Fri Jul 08, 2016 9:38 pm
Forum: Personal Finance (Not Investing)
Topic: Liking the new Citi CC at Costco
Replies: 197
Views: 33611

Re: Liking the new Citi CC at Costco

I have been pleased with American Express. Customer service will determine which card I use. Indeed. If Citi does a mediocre job in customer service, I will go back to the Amex. It seems that Citi is having a very rough rollout for this card. I have waited a combined 30 min this week to try to get ...
by JMacDonald
Fri Jul 08, 2016 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: Liking the new Citi CC at Costco
Replies: 197
Views: 33611

Re: Liking the new Citi CC at Costco

I am not so sure about this new card. I had a balance due on my old Amex. The due date was after the cut-over to the new Visa. Well, I waited for Citi to send me a statement with payment instructions since I did not want to send money to Amex since they basically cut me off on June 20. Now Citi ind...
by JMacDonald
Thu Jun 30, 2016 9:57 am
Forum: Personal Consumer Issues
Topic: Not legal advice [Seeking advice about HOA ban on swimming pool use]
Replies: 62
Views: 5923

Re: Not legal advice [Seeking advice about HOA ban on swimming pool use]

First, read the CC&Rs and rules to see if the HOA has the authority to ban use of the pool. See if the HOA followed procedures in their actions. If you are unable to find the rules for the HOA actions, send a letter to the Board asking for the rule and where you can find it. I would not accept t...
by JMacDonald
Wed Jun 29, 2016 7:05 pm
Forum: Personal Consumer Issues
Topic: How best to take little kids sightseeing?
Replies: 37
Views: 2531

Re: How best to take little kids sightseeing?

I hope you are able to enjoy the rest of your trip. Maybe next year a trip to a national park like Yellowstone would be more exciting for your children. Seeing Old Faithful and seeing a bison is fun for both kids and adults.
by JMacDonald
Sun Jun 26, 2016 11:46 am
Forum: Personal Finance (Not Investing)
Topic: Buy vs rent in LA
Replies: 11
Views: 1349

Re: Buy vs rent in LA

As to areas to look, your post is vague and I don't know enough details (e.g. kids, spousal commute, income, etc.). Consider the traffic patterns. UCLA is jam packed and very difficult to get in and out of. The 405 freeway, especially living north, is beyond terrible. Consider public transit: Green...
by JMacDonald
Mon Jun 20, 2016 10:22 am
Forum: Personal Finance (Not Investing)
Topic: Costco AMEX almost dead -- balance paid early?
Replies: 34
Views: 3129

Re: Costco AMEX almost dead -- balance paid early?

My AE Costco no longer exist. However, I logged on this morning to my Citi Costco everything was there from AE.
One thing I noticed is that Citi wants to know if you are traveling. That is something I didn't have to do with AE.
It is just something to remember when one is traveling out of town.
by JMacDonald
Sat Jun 18, 2016 10:51 pm
Forum: Personal Consumer Issues
Topic: Would you pay 6x face value to see Hamilton on Broadway?
Replies: 139
Views: 9623

Re: Would you pay 6x face value to see Hamilton on Broadway?

Well, if 6x $177 is too much for most Bogleheads, how about $49,500 for game 7 of the NBA: http://www.sfgate.com/warriors/article/Tickets-on-StubHub-for-Game-7-of-the-NBA-Finals-8310488.php Two tickets for courtside seats to the deciding game between the Golden State Warriors and the Cleveland Caval...
by JMacDonald
Sat Jun 18, 2016 1:51 pm
Forum: Personal Finance (Not Investing)
Topic: Liking the new Citi CC at Costco
Replies: 197
Views: 33611

Re: Liking the new Citi CC at Costco

I made the mistake of consolidating the credit limit of my Costco AMEX into my AMEX Blue Cash, leaving $600 on the Costco AMEX. Then Citi bought the account and gave me a $600 credit limit on the new card. Is my best option to call Citi on Monday 6/20 and ask for an increase? What should I say in p...
by JMacDonald
Sat Jun 18, 2016 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Liking the new Citi CC at Costco
Replies: 197
Views: 33611

Re: Liking the new Citi CC at Costco

While it is nice to get an extra percent here or there, I am waiting to see what the customer service is like with the new Citi Costco card. I have been pleased with American Express. Customer service will determine which card I use.
by JMacDonald
Sat Jun 18, 2016 10:33 am
Forum: Personal Finance (Not Investing)
Topic: Costco - Executive vs. Gold Membership
Replies: 17
Views: 2668

Re: Costco - Executive vs. Gold Membership

I have read that membership for Costco will go to $60 a year. That will be $120 for Executive membership. I would have to spend $3000 a year at Costco to just break even to pay for it. I don't spend that much at Costco in a year. I did have Executive membership. I cancelled and was given my $55 fee ...
by JMacDonald
Fri Jun 17, 2016 11:05 am
Forum: Personal Consumer Issues
Topic: Visiting Sequoia National Park- recommendations?
Replies: 10
Views: 648

Re: Visiting Sequoia National Park- recommendations?

If you haven't taken a look at the Sequoia NP website for information, it is worth a look: https://www.nps.gov/seki/index.htm From Three Rivers, the nearest area of interest is Giant Forest. That area is worth a day seeing the big trees. Lots of trails to see the giant sequoias. Park your car at the...
by JMacDonald
Mon Jun 13, 2016 9:41 pm
Forum: Personal Consumer Issues
Topic: Would you pay 6x face value to see Hamilton on Broadway?
Replies: 139
Views: 9623

Re: Would you pay 6x face value to see Hamilton on Broadway?

The OP got a bargain. The new top price will be $849. Try 6Xs that amount.

http://www.sfgate.com/performance/artic ... 973621.php
by JMacDonald
Mon Jun 13, 2016 9:22 am
Forum: Investing - Theory, News & General
Topic: John Oliver covers retail investment industry on Last Week Tonight
Replies: 114
Views: 16055

Re: John Oliver covers retail investment industry on Last Week Tonight

Favorite line (paraphrase): "As you get older, gradually shift your portfolio to add more bonds. Do this about as often as they pick a new actor to play James Bond" My one beef with the program was when they implied that 1% in fees was reasonable: "Try to keep your fees, like your mi...

Go to advanced search