Search found 1848 matches

by JMacDonald
Tue Sep 20, 2016 8:37 am
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 8811

Re: Disappointing News Wells Fargo

I am glad I have been with a credit union for over 30 years. I am amazed that people stay with these big banks considering their fees and behavior.
by JMacDonald
Thu Sep 01, 2016 6:47 am
Forum: Personal Consumer Issues
Topic: Drowned IPhone
Replies: 28
Views: 2169

Re: Drowned IPhone

When my cell phone went swimming, I first put it in rice. Then I heated the oven up for a bit to get it warm but not hot. I turned off the oven and left the cell phone in it over night. The cell phone did work but the battery was dead. This may not work for an iPhone as one can't replace the battery...
by JMacDonald
Sun Aug 28, 2016 9:34 pm
Forum: Personal Consumer Issues
Topic: Alaska Trip
Replies: 6
Views: 822

Re: ALASKA TRIP

I drove to Alaska some years ago. It was a great trip. I put on 10K miles from Southern California and back. I am planning to drive again in the future. Next time I will take longer as I am retired now. Here is on way to drive without putting on too many miles: http://www.dot.state.ak.us/amhs/ You n...
by JMacDonald
Tue Aug 16, 2016 6:42 pm
Forum: Personal Consumer Issues
Topic: The True Cost of Owning a Dog
Replies: 105
Views: 7709

Re: The True Cost of Owning a Dog

Here Kitty Kitty :) Dan Really? We just invested $5,000 in two hip surgeries on our cat. Gill My pets have run up their share of $1,000+ vet bills over the years. Good for you. My cat was sick for the past three months. The cost for that period was almost $1900. Unfortunately, she had to be put down.
by JMacDonald
Sun Aug 14, 2016 8:19 am
Forum: Personal Finance (Not Investing)
Topic: FICO Score??
Replies: 69
Views: 5810

Re: FICO Score??

Come back to this conversation a year from now to let us know if you have improved your credit score. It will be interesting to know if your efforts have paid off. I'm back -- it didn't even take a year! tl;dr: Never used credit after paying off student loans quickly after college. Had a "thin...
by JMacDonald
Thu Aug 04, 2016 6:48 pm
Forum: Personal Consumer Issues
Topic: Vanguard Swag ?
Replies: 19
Views: 2748

Re: Vanguard Swag ?

For something really "far out": Vanguard 1 What I personally remember from that era was that the Vanguard "vehicle" was close to a disaster. It was called a "vehicle" because it was civilian, and not to be confused with military "missiles." In those days it s...
by JMacDonald
Sat Jul 30, 2016 10:06 pm
Forum: Personal Finance (Not Investing)
Topic: Liking the new Citi CC at Costco
Replies: 194
Views: 32088

Re: Liking the new Citi CC at Costco

I have been pleased with American Express. Customer service will determine which card I use. Indeed. If Citi does a mediocre job in customer service, I will go back to the Amex. I called Citi to have my due date changed so it would make it paying the balance more convenient. The rep took care of my...
by JMacDonald
Sat Jul 23, 2016 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: How to Freeze Credit
Replies: 13
Views: 460

Re: How to Freeze Credit

Here is a website with information: http://oag.ca.gov/idtheft/facts/freeze-your-credit
by JMacDonald
Mon Jul 18, 2016 9:30 pm
Forum: Personal Consumer Issues
Topic: HOA Swimming Pool Trespassing Issue
Replies: 100
Views: 7219

Re: HOA Swimming Pool Trespassing Issue

Having private security patrol your HOA around the time of the intruders would be the cheapest and fastest way to end the problem. Security cameras would only work well if the pool area is well lighted during the time intruders were in the pool. Once the intruders are confronted by security, they pr...
by JMacDonald
Sat Jul 16, 2016 8:00 pm
Forum: Personal Consumer Issues
Topic: Help Planning Trip to Zion
Replies: 8
Views: 1055

Re: Help Planning Trip to Zion

What I am going to suggest is a bit of a drive, but you can drive to Bryce from Zion. After you spend the day at Bryce, go to Cedar City. You can do two things when you are at Cedar City: Cedar Breaks National Monument https://www.nps.gov/cebr/index.htm and see a play or two at the Utah Shakespeare ...
by JMacDonald
Mon Jul 11, 2016 7:05 pm
Forum: Investing - Help with Personal Investments
Topic: 14k gain in 3 days???
Replies: 36
Views: 4610

Re: 14k gain in 3 days???

Here is an article about the recent upswing in the market: http://www.latimes.com/business/la-fi-markets-20160711-snap-story.html Here is the part that caught my eye; One of the premier index-fund managers, Vanguard Group, had a record $236 billion of net inflows last year for all of its funds, incl...
by JMacDonald
Fri Jul 08, 2016 9:38 pm
Forum: Personal Finance (Not Investing)
Topic: Liking the new Citi CC at Costco
Replies: 194
Views: 32088

Re: Liking the new Citi CC at Costco

I have been pleased with American Express. Customer service will determine which card I use. Indeed. If Citi does a mediocre job in customer service, I will go back to the Amex. It seems that Citi is having a very rough rollout for this card. I have waited a combined 30 min this week to try to get ...
by JMacDonald
Fri Jul 08, 2016 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: Liking the new Citi CC at Costco
Replies: 194
Views: 32088

Re: Liking the new Citi CC at Costco

I am not so sure about this new card. I had a balance due on my old Amex. The due date was after the cut-over to the new Visa. Well, I waited for Citi to send me a statement with payment instructions since I did not want to send money to Amex since they basically cut me off on June 20. Now Citi ind...
by JMacDonald
Thu Jun 30, 2016 9:57 am
Forum: Personal Consumer Issues
Topic: Not legal advice [Seeking advice about HOA ban on swimming pool use]
Replies: 62
Views: 5788

Re: Not legal advice [Seeking advice about HOA ban on swimming pool use]

First, read the CC&Rs and rules to see if the HOA has the authority to ban use of the pool. See if the HOA followed procedures in their actions. If you are unable to find the rules for the HOA actions, send a letter to the Board asking for the rule and where you can find it. I would not accept t...
by JMacDonald
Wed Jun 29, 2016 7:05 pm
Forum: Personal Consumer Issues
Topic: How best to take little kids sightseeing?
Replies: 37
Views: 2451

Re: How best to take little kids sightseeing?

I hope you are able to enjoy the rest of your trip. Maybe next year a trip to a national park like Yellowstone would be more exciting for your children. Seeing Old Faithful and seeing a bison is fun for both kids and adults.
by JMacDonald
Sun Jun 26, 2016 11:46 am
Forum: Personal Finance (Not Investing)
Topic: Buy vs rent in LA
Replies: 11
Views: 1303

Re: Buy vs rent in LA

As to areas to look, your post is vague and I don't know enough details (e.g. kids, spousal commute, income, etc.). Consider the traffic patterns. UCLA is jam packed and very difficult to get in and out of. The 405 freeway, especially living north, is beyond terrible. Consider public transit: Green...
by JMacDonald
Mon Jun 20, 2016 10:22 am
Forum: Personal Finance (Not Investing)
Topic: Costco AMEX almost dead -- balance paid early?
Replies: 34
Views: 3026

Re: Costco AMEX almost dead -- balance paid early?

My AE Costco no longer exist. However, I logged on this morning to my Citi Costco everything was there from AE.
One thing I noticed is that Citi wants to know if you are traveling. That is something I didn't have to do with AE.
It is just something to remember when one is traveling out of town.
by JMacDonald
Sat Jun 18, 2016 10:51 pm
Forum: Personal Consumer Issues
Topic: Would you pay 6x face value to see Hamilton on Broadway?
Replies: 139
Views: 9043

Re: Would you pay 6x face value to see Hamilton on Broadway?

Well, if 6x $177 is too much for most Bogleheads, how about $49,500 for game 7 of the NBA: http://www.sfgate.com/warriors/article/Tickets-on-StubHub-for-Game-7-of-the-NBA-Finals-8310488.php Two tickets for courtside seats to the deciding game between the Golden State Warriors and the Cleveland Caval...
by JMacDonald
Sat Jun 18, 2016 1:51 pm
Forum: Personal Finance (Not Investing)
Topic: Liking the new Citi CC at Costco
Replies: 194
Views: 32088

Re: Liking the new Citi CC at Costco

I made the mistake of consolidating the credit limit of my Costco AMEX into my AMEX Blue Cash, leaving $600 on the Costco AMEX. Then Citi bought the account and gave me a $600 credit limit on the new card. Is my best option to call Citi on Monday 6/20 and ask for an increase? What should I say in p...
by JMacDonald
Sat Jun 18, 2016 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Liking the new Citi CC at Costco
Replies: 194
Views: 32088

Re: Liking the new Citi CC at Costco

While it is nice to get an extra percent here or there, I am waiting to see what the customer service is like with the new Citi Costco card. I have been pleased with American Express. Customer service will determine which card I use.
by JMacDonald
Sat Jun 18, 2016 10:33 am
Forum: Personal Finance (Not Investing)
Topic: Costco - Executive vs. Gold Membership
Replies: 17
Views: 2218

Re: Costco - Executive vs. Gold Membership

I have read that membership for Costco will go to $60 a year. That will be $120 for Executive membership. I would have to spend $3000 a year at Costco to just break even to pay for it. I don't spend that much at Costco in a year. I did have Executive membership. I cancelled and was given my $55 fee ...
by JMacDonald
Fri Jun 17, 2016 11:05 am
Forum: Personal Consumer Issues
Topic: Visiting Sequoia National Park- recommendations?
Replies: 10
Views: 597

Re: Visiting Sequoia National Park- recommendations?

If you haven't taken a look at the Sequoia NP website for information, it is worth a look: https://www.nps.gov/seki/index.htm From Three Rivers, the nearest area of interest is Giant Forest. That area is worth a day seeing the big trees. Lots of trails to see the giant sequoias. Park your car at the...
by JMacDonald
Mon Jun 13, 2016 9:41 pm
Forum: Personal Consumer Issues
Topic: Would you pay 6x face value to see Hamilton on Broadway?
Replies: 139
Views: 9043

Re: Would you pay 6x face value to see Hamilton on Broadway?

The OP got a bargain. The new top price will be $849. Try 6Xs that amount.

http://www.sfgate.com/performance/artic ... 973621.php
by JMacDonald
Mon Jun 13, 2016 9:22 am
Forum: Investing - Theory, News & General
Topic: John Oliver covers retail investment industry on Last Week Tonight
Replies: 114
Views: 15532

Re: John Oliver covers retail investment industry on Last Week Tonight

Favorite line (paraphrase): "As you get older, gradually shift your portfolio to add more bonds. Do this about as often as they pick a new actor to play James Bond" My one beef with the program was when they implied that 1% in fees was reasonable: "Try to keep your fees, like your mi...
by JMacDonald
Sat Jun 11, 2016 10:18 pm
Forum: Personal Finance (Not Investing)
Topic: Liking the new Citi CC at Costco
Replies: 194
Views: 32088

Re: Liking the new Citi CC at Costco

Didn't want to switch to Citi so I cancelled my Amex the middle of May. Received the Citi cards in the mail today. Need to call Citi and figure out what's up. I would imagine that AE had already given your information to Citi before you cancelled. After all, there are millions of accounts to be tra...
by JMacDonald
Sat Jun 11, 2016 7:23 pm
Forum: Personal Consumer Issues
Topic: New Truck?
Replies: 46
Views: 3313

Re: New Truck?

icecreamma wrote: You don't find the F150 ridiculously huge? One of the things I love about the Frontier is how normal sized it is. I don't have to jump to get in it. I don't have to empty my garage to fit it in there, etc.

If you don't need a full size truck, there is the Chevy Colorado and Toyota Tacoma.
by JMacDonald
Fri Jun 10, 2016 9:45 am
Forum: Personal Consumer Issues
Topic: New Truck?
Replies: 46
Views: 3313

Re: New Truck?

I would get a new truck because there is a big difference between a 10 year old truck and the improvements in today's trucks. I have a 2013 GMC Sierra 1500 and love it. It is time to move on if you can afford it.
by JMacDonald
Thu Jun 09, 2016 5:49 pm
Forum: Personal Consumer Issues
Topic: Unacceptable hotel room
Replies: 39
Views: 4406

Re: Unacceptable hotel room

I booked a room a month in advance through hotel.com, realized 2 minutes after the booking I had given the wrong day, called immediately, tough luck, they wouldn't help at all. Hope your experience with bookings.com ends better for you. It seems that every time I read about someone having a problem...
by JMacDonald
Wed Jun 08, 2016 9:42 pm
Forum: Personal Consumer Issues
Topic: New Truck?
Replies: 46
Views: 3313

Re: New Truck?

icecreamma wrote: I need my truck for work and can't be out of commission for more than a few days. Nissan said it is a 10 hour, or two day job.
Will the dealer give a loaner truck while your truck is being repaired without a charge for the loaner?
by JMacDonald
Wed Jun 08, 2016 8:36 pm
Forum: Personal Consumer Issues
Topic: Unacceptable hotel room
Replies: 39
Views: 4406

Re: Unacceptable hotel room

I booked a room a month in advance through hotel.com, realized 2 minutes after the booking I had given the wrong day, called immediately, tough luck, they wouldn't help at all. Hope your experience with bookings.com ends better for you. It seems that every time I read about someone having a problem...
by JMacDonald
Sat Jun 04, 2016 2:47 pm
Forum: Personal Consumer Issues
Topic: Grand Canyon Visit
Replies: 25
Views: 1811

Re: Grand Canyon Visit

I was told that the Grand Canyon NP has the most EMTs of any park in the system due to hikers trying to go to the river and back on the same day in the summer. Here is an article about hikers mistakes: http://explorethecanyon.com/hiker-mista ... -or-worse/
by JMacDonald
Sat Jun 04, 2016 10:42 am
Forum: Personal Consumer Issues
Topic: Grand Canyon Visit
Replies: 25
Views: 1811

Re: Grand Canyon Visit

If you have the wneegy, hike one day to Indian Garden. Busy, but it is the heart of the south rim. If you're very strong you can do Panorama Point but that's a long hot slog in the summer. If you want to really see the canyon, take the South Kaibab Trail down to the Tonto Trail over to the Bright A...
by JMacDonald
Sat Jun 04, 2016 9:28 am
Forum: Personal Consumer Issues
Topic: Grand Canyon Visit
Replies: 25
Views: 1811

Re: Grand Canyon Visit

First, is it still possible for you to get a room in the GC?: http://www.grandcanyonlodges.com if nothing is available in the GC, how about Tusayan just outside the GC: https://www.tripadvisor.com/Hotels-g31393-Tusayan_Arizona-Hotels.html This will allow you spend more time at the GC rather than dri...
by JMacDonald
Thu Jun 02, 2016 6:51 pm
Forum: Personal Consumer Issues
Topic: Would you pay 6x face value to see Hamilton on Broadway?
Replies: 139
Views: 9043

Re: Would you pay 6x face value to see Hamilton on Broadway?

canderson wrote:For what it's worth LMM will be leaving Hamilton June 9, according to many, many reports.

Here is link to one article about it: http://www.huffingtonpost.com/entry/lin ... 752dccc649
by JMacDonald
Wed Jun 01, 2016 11:36 am
Forum: Personal Consumer Issues
Topic: Would you pay 6x face value to see Hamilton on Broadway?
Replies: 139
Views: 9043

Re: Would you pay 6x face value to see Hamilton on Broadway?

I think it is great that Hamilton is driving new audiences to live theater as I go on a regular basis to the performing arts. However, this is a show I will pass on since I don't care for the music. I see a lot of Broadways shows on tour and most of the time, the performances are great. I recently s...
by JMacDonald
Mon May 30, 2016 2:13 pm
Forum: Personal Consumer Issues
Topic: Anyone convert a van for travel/camping?
Replies: 38
Views: 3778

Re: Anyone convert a van for travel/camping?

Here is what I am considering for the future for myself: http://www.fourwh.com Man you nailed it! That's what I want also. Keep it simple and yet all the needed essentials. I still don't see for for four people and probably a pet. Also you need air conditioning, and that requires a generator, so yo...
by JMacDonald
Sun May 29, 2016 9:32 pm
Forum: Personal Consumer Issues
Topic: Anyone convert a van for travel/camping?
Replies: 38
Views: 3778

Re: Anyone convert a van for travel/camping?

Here is what I am considering for the future for myself: http://www.fourwh.com
by JMacDonald
Fri May 27, 2016 6:59 pm
Forum: Personal Finance (Not Investing)
Topic: Old Amex Travelers Checks
Replies: 5
Views: 698

Re: Old Amex Travelers Checks

Call Amex. I am surprise, but American Express still issues travelers checks: http://www.americanexpress.com/us/content/prepaid/travelers-cheques/service-center.html From FAQ: Do Travelers Cheques ever expire? No. Cheques do not expire. Unused Travelers Cheques can be used for a future trip, or like...
by JMacDonald
Tue May 24, 2016 8:15 am
Forum: Investing - Help with Personal Investments
Topic: Planning my RMD
Replies: 12
Views: 1277

Re: Planning my RMD

To simplify my financial life, I moved my IRA funds into one of Vanguard's Life Strategy funds when I started taking my RMD. That way I had no mess or fuss about keeping my asset allocation. The Life Strategy fund does all the work for me.
by JMacDonald
Sat May 21, 2016 8:05 am
Forum: Personal Consumer Issues
Topic: Alaska -- please recommend
Replies: 6
Views: 734

Re: Alaska -- please recommend

Here is a small cruise ship to consider: http://smallalaskaship.com/index.html

I was on it several years ago. I was very happy with the trip. Unlike the big cruise ship, you can see and do things on this small cruise ship that is not possible on the big ones.
by JMacDonald
Thu May 12, 2016 4:01 pm
Forum: Personal Consumer Issues
Topic: Vacation Ideas, Summer, Kids, California/Mexico/Texas?
Replies: 25
Views: 2780

Re: Vacation Ideas, Summer, Kids, California/Mexico/Texas?

Here is one link for water temp in Huntington Beach: https://www.watertemperature.net/united-states/huntington-beach.html PS: Adding this little extra about Huntington Beach. You and the kids can take surfing lessons there. Here is just one of the surfing schools there: http://www.huntingtonbeachsur...
by JMacDonald
Thu May 12, 2016 1:49 am
Forum: Personal Consumer Issues
Topic: Vacation Ideas, Summer, Kids, California/Mexico/Texas?
Replies: 25
Views: 2780

Re: Vacation Ideas, Summer, Kids, California/Mexico/Texas?

Los Angeles / Southern Cal.: Disneyland, Universal Studios, Other Studio Tours, Venice Beach, La Brea Tar Pits, Grauman's Chinese Theater, SeaWorld, Catalina/Channel Islands, Getty Museum My suggestion is to stay in Huntington Beach as close to the beach as possible, walking distance if you can aff...
by JMacDonald
Mon May 09, 2016 9:42 pm
Forum: Investing - Help with Personal Investments
Topic: Moving Edward Jones to Vanguard
Replies: 40
Views: 4354

Re: Moving Edward Jones to Vanguard

There is another EJ conversation right now, and I got this link from it: http://kronstantinople.blogspot.com/p/edward-jones-saga.html?m=1 it is an amazing article about EJ. Here is a link about asset allocation. It is a method that works for me: http://www.kevinoninvesting.com/2010/04/risk-tolerance...
by JMacDonald
Mon May 09, 2016 7:13 am
Forum: Personal Consumer Issues
Topic: The 10 Best States to Grow Old in
Replies: 31
Views: 5501

The 10 Best States to Grow Old in

There have been many discussion on where to move in retirement. Here is another view of that: Caring.com’s own research found that the states that offer the best mix of quality healthcare, long-term care, affordability and selection of senior care and overall quality of life aren’t always found in t...
by JMacDonald
Sat May 07, 2016 5:50 pm
Forum: Investing - Theory, News & General
Topic: BUFFETT: This is the most important investment lesson in the world
Replies: 13
Views: 3369

Re: BUFFETT: This is the most important investment lesson in the world

I wonder what the investors in that hedge fund think of that bet?
by JMacDonald
Sat May 07, 2016 10:19 am
Forum: Personal Consumer Issues
Topic: Tips for Selling Bedroom Set
Replies: 27
Views: 2206

Re: Tips for Selling Bedroom Set

I would start wth pictures in Craigslist at the price you want and see what kind of response you get. You can always lower your asking price.
by JMacDonald
Mon May 02, 2016 7:32 am
Forum: Personal Consumer Issues
Topic: Advice on 'LifeLock'
Replies: 6
Views: 822

Re: Advice on 'LifeLock'

Here are some previous conversations: https://www.google.com/search?sitesearc ... q=lifelock

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