Search found 1763 matches

by JMacDonald
Sun Feb 07, 2016 11:30 am
Forum: Personal Finance (Not Investing)
Topic: Flagship Investor with 700 credit score ?
Replies: 42
Views: 5166

Re: Flagship Investor with 700 credit score ?

I get my credit score from both Credit Karma and American Express. Both say I have a score of about 830. Tho one area I am dinged according to Credit Karma is that I don't have enough credit accounts open. I find that logic crazy. I am being prudent by not having debt, but my credit score would impr...
by JMacDonald
Sat Feb 06, 2016 3:19 pm
Forum: Personal Consumer Issues
Topic: Sell truck and buy SUV?
Replies: 43
Views: 2722

Re: Sell truck and buy SUV?

larklea wrote:The Tundra rides well, but we don't find it that comfortable on long highway trips.

I am surprised to read that your Tundra is not comfortable on long trips. I have a 2013 GMC Sierra 1500. I find it a pleasure to drive on long trips. This summer I will be taking a couple of 2 to 3K trips in it.
by JMacDonald
Sat Jan 30, 2016 9:23 am
Forum: Investing - Help with Personal Investments
Topic: EJones Advisor wants to talk!
Replies: 84
Views: 6290

Re: EJones Advisor wants to talk!

Now I think you should have some compassion for your EJ advisor. After all if more people like you caught on that EJ has high fees, how is he or she going to be able to make the yacht payments. Check out this link about EJ: http://www.obliviousinvestor.com/edward ... ra-review/
by JMacDonald
Sat Jan 30, 2016 7:57 am
Forum: Forum Issues and Administration
Topic: BOGLEHEADS.COM AND BOGLEHEADS.NET
Replies: 51
Views: 4632

Re: BOGLEHEADS.COM AND BOGLEHEADS.NET

I was trying to read through the decision posted by TIAX. Here is one item that caught my eye: e. Respondent has not registered or used the disputed domain names in bad faith. Respondent had no notice or knowledge of Complainant or its trademark when it registered the disputed domain names. Really, ...
by JMacDonald
Fri Jan 29, 2016 6:09 pm
Forum: Personal Consumer Issues
Topic: Rain, what rain?
Replies: 17
Views: 1450

Re: Rain, what rain?

Ask and you shall receive:
Fast-moving storm could dump heavy rain on Southern California

http://www.latimes.com/local/lanow/la-m ... story.html

Joe in Sunny California :D
by JMacDonald
Thu Jan 28, 2016 10:05 pm
Forum: Forum Issues and Administration
Topic: BOGLEHEADS.COM AND BOGLEHEADS.NET
Replies: 51
Views: 4632

Re: BOGLEHEADS.COM AND BOGLEHEADS.NET

Great work!
by JMacDonald
Thu Jan 28, 2016 7:34 pm
Forum: Investing - Help with Personal Investments
Topic: Best fund to buy for 23 year old roth IRA
Replies: 15
Views: 537

Re: Best fund to buy for 23 year old roth IRA

Anyone else have thoughts on if I would get more return on the VTSMX or 2060 target? I've looked up the returns on yahoo finance and looks like VTSMX has more gains. Here is where you need to understand what is in any fund you want to invest your money. The Total Stock Market is 100% US Market whil...
by JMacDonald
Thu Jan 28, 2016 7:20 pm
Forum: Investing - Help with Personal Investments
Topic: Best fund to buy for 23 year old roth IRA
Replies: 15
Views: 537

Re: Best fund to buy for 23 year old roth IRA

Personally, I think that for you to have 22K in a Roth is a good start. The Vanguard Target Retirement 2060 is as good a place as any for your age at 23. It is diversified and 90% stock. You can change it later without a taxable event if you want. Read this article about risk tolerance: http://www.k...
by JMacDonald
Thu Jan 28, 2016 10:44 am
Forum: Personal Consumer Issues
Topic: Which news source do you use?
Replies: 67
Views: 4245

Re: Which news source do you use?

I start each day looking a local newspaper, then national newspapers, and even international newspapers. If a newsworthy event is happing somewhere, I will go to a local newspaper to get more information on that event. Just like one's portfolio, diversify.
by JMacDonald
Wed Jan 27, 2016 8:15 pm
Forum: Personal Finance (Not Investing)
Topic: 2016 Mazda CX-3, Honda HR-V, Subaru Crosstrek (or Honda Civic)?
Replies: 28
Views: 2281

Re: 2016 Mazda CX-3, Honda HR-V, Subaru Crosstrek (or Honda Civic)?

Agree that watching the CHP officer wave you through the chain control checkpoint is near priceless (provided you have 4WD/AWD.) Typically in California if things get bad enough to require chains on AWD cars they close the road for a while. But all vehicles, including 4WD, are still required to car...
by JMacDonald
Wed Jan 27, 2016 7:01 am
Forum: Personal Consumer Issues
Topic: Car Loan Paid Off, Where is my Title?
Replies: 21
Views: 2062

Re: Car Loan Paid Off, Where is my Title?

It has been while since I took out a loan for a vehicle so I don't remember how long it took, but three weeks is probably too short a time for you to get your "pink slip." Here is an how the process works from this credit union: https://www.fuzeqna.com/orangecountys/ext/kb1512-loan-auto-pa...
by JMacDonald
Tue Jan 26, 2016 11:27 am
Forum: Personal Consumer Issues
Topic: I think MacBook Air has a "bug"
Replies: 32
Views: 2173

Re: I think MacBook Air has a "bug"

Recently, I was having a problem with trying to read certain newspapers online on my MacBook Air. There was no end of pop-up ads and banners. I was getting that little spinning wheel, and the page I wanted wouldn't load. I finally went to Safari Extensions and downloaded the ad blocker. Problem solv...
by JMacDonald
Mon Jan 25, 2016 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: 2016 Mazda CX-3, Honda HR-V, Subaru Crosstrek (or Honda Civic)?
Replies: 28
Views: 2281

Re: 2016 Mazda CX-3, Honda HR-V, Subaru Crosstrek (or Honda Civic)?

I drive up to the Sierra's often and have a 4x4 vehicle. I carry chains in my vehicle in the chance that I may need them. I would not consider driving in the Sierra's without them. An AWD Subaru has a good reputation for driving in snow: https://www.youtube.com/watch?v=PMZWkNTpNtM
by JMacDonald
Sun Jan 24, 2016 9:41 am
Forum: Personal Consumer Issues
Topic: What 55" TV to Buy
Replies: 51
Views: 3340

Re: What 55" TV to Buy

Leesbro63 wrote:I'm in Pittsburgh. Football is OVER :annoyed .Not there yet but I did get out yesterday and think am leaning towards the Samsung curved

Here is a review of Samsung curved: http://www.cnet.com/news/trouble-with-t ... urved-tvs/
by JMacDonald
Wed Jan 20, 2016 7:59 pm
Forum: Investing - Help with Personal Investments
Topic: Market down - lost alot of $ - nervous..
Replies: 60
Views: 6857

Re: Market down - lost alot of $ - nervous..

You need to consider your risk tolerance. I am down about 50K in this market. I am about 80% stock and 20% bonds. You have to be prepared for downturns if you are going to be in the market. I put another !K into my taxable Total Stock Market Fund today. I was hoping to catch a really down market to ...
by JMacDonald
Tue Jan 19, 2016 4:10 pm
Forum: Personal Finance (Not Investing)
Topic: How much House can I afford with an income of $98,000? My husband gave me a bizarre number
Replies: 110
Views: 12756

Re: How much House can I afford with an income of $98,000? My husband gave me a bizarre number

Recently, I have been considering buying a house. I talked to a real estate agent. That agent had me talk to a mortgage broker that showed me how much I could borrow for a house. I would suggest that you talk to mortgage broker that will clarify how much you can afford. No no. Don't do this. I'm no...
by JMacDonald
Tue Jan 19, 2016 10:53 am
Forum: Investing - Help with Personal Investments
Topic: Best place to live in CA for a retiree
Replies: 27
Views: 2383

Re: Best place to live in CA for a retiree

Since you didn't say anything else but warm and cheap, Joshua Tree or one of the towns close by will work.
by JMacDonald
Sat Jan 16, 2016 8:31 am
Forum: Personal Finance (Not Investing)
Topic: How much House can I afford with an income of $98,000? My husband gave me a bizarre number
Replies: 110
Views: 12756

Re: How much House can I afford with an income of $98,000? My husband gave me a bizarre number

Recently, I have been considering buying a house. I talked to a real estate agent. That agent had me talk to a mortgage broker that showed me how much I could borrow for a house. I would suggest that you talk to mortgage broker that will clarify how much you can afford.
by JMacDonald
Fri Jan 15, 2016 9:34 pm
Forum: Personal Consumer Issues
Topic: Best place to live in CA for a young family
Replies: 82
Views: 6043

Re: Best place to live in CA for a young family

Check out Cerritos. It has the top high school in California: Whitney High School.
It has a diverse population: https://en.wikipedia.org/wiki/Cerritos, ... mographics
by JMacDonald
Thu Jan 14, 2016 5:14 pm
Forum: Personal Consumer Issues
Topic: Amazon is dropping Prime price to $73 for the weekend
Replies: 26
Views: 4416

Amazon is dropping Prime price to $73 for the weekend

Amazon.com is temporarily chopping the price of its Prime entertainment and shipping subscription service to $73 from $99. The offer begins at 9 p.m. Pacific time Friday and ends 11:59 p.m. Sunday. http://www.latimes.com/business/technology/la-fi-tn-amazon-prime-price-cut-20160114-story.html I check...
by JMacDonald
Mon Jan 11, 2016 10:34 am
Forum: Personal Consumer Issues
Topic: First Time Buying Furniture
Replies: 30
Views: 2555

Re: First Time Buying Furniture

I'd suggest buying furniture that fits into your new apartment, but that will also fit into any future apartments. Don't buy anything that will fit into a unique floorplan that other apartments may not have. I agree about being careful about the size of any furniture you buy. My couch would not fit...
by JMacDonald
Sat Jan 09, 2016 10:25 pm
Forum: Personal Consumer Issues
Topic: Best light-duty crewcab pickup, new or used
Replies: 19
Views: 972

Re: Best light-duty crewcab pickup, new or used

I have a 2013 GMC 1500 Sierra Extended Cab 2WD 6.6 ft. bed. I take long road trips in it. I like the truck a lot and would buy it again. The 2014 made changes for better or worse. I find parking to be an issue with the truck so sometimes I have to look around for an easy place to park.
by JMacDonald
Thu Jan 07, 2016 4:38 pm
Forum: Personal Consumer Issues
Topic: Jackpot Now Estimated $700 Million, who's in?
Replies: 149
Views: 5707

Re: Jackpot Now Estimated $700 Million, who's in?

jimgour wrote:My Fellow Bogleheads

I hope a Boglehead wins. We'd all have some fun helping him or her with the proper asset allocation.

Jim

To make this conversation actionable, if a Boglehead wins he or she can fund this website with some of the winnings. :sharebeer
by JMacDonald
Thu Jan 07, 2016 8:37 am
Forum: Personal Consumer Issues
Topic: Cheap source of Science Diet Optimal Care cat food?
Replies: 25
Views: 1319

Re: Cheap source of Science Diet Optimal Care cat food?

My vet sells Science Diet. I don't use it. Just read the ingredients. I buy my cat food from Costco. I feed them half can and dry food each day. I also put some water in the food each time I feed them. One of my cats had a urinary problem because she was not drinking water. My ten year old cats seem...
by JMacDonald
Mon Jan 04, 2016 4:31 pm
Forum: Personal Consumer Issues
Topic: Waste of money? [High-end home theater]
Replies: 140
Views: 7622

Re: Waste of money?

I am wondering what your reaction would be if your wife said she wanted something that cost $14,000, maybe a diamond necklace.
by JMacDonald
Mon Jan 04, 2016 7:58 am
Forum: Personal Consumer Issues
Topic: Where to rent hard-to-find DVD's or Blu-Ray's?
Replies: 11
Views: 1004

Re: Where to rent hard-to-find DVD's or Blu-Ray's?

I use a website for used books and DVDs called Alibris. I found your movie here: http://www.alibris.com/moviesearch?titl ... te&mtype=V
by JMacDonald
Thu Dec 31, 2015 8:45 pm
Forum: Investing - Theory, News & General
Topic: 2015 BOGLEHEAD CONTEST LEADERS
Replies: 53
Views: 4155

Re: 2015 BOGLEHEAD CONTEST LEADERS

Happy New year Victoria!

I am going to read your posts looking for clues to the future from now on.

Best Wishes,
Joe
by JMacDonald
Thu Dec 24, 2015 8:29 am
Forum: Personal Consumer Issues
Topic: [Interested in driving,] Any Uber drivers here?
Replies: 32
Views: 3395

Re: Any Uber drivers here?

I was thinking of maybe becoming a driver in my spare time--retired/66 yrs of age. Was wondering if anyone here is a Uber driver, if so, what are the pluses, minuses? Safety would be the thing that worries me, knowing how many cab drivers get assaulted or robbed. How does Uber handle that? Via the ...
by JMacDonald
Sun Dec 13, 2015 10:24 am
Forum: Investing - Theory, News & General
Topic: "American Greed" Question
Replies: 35
Views: 4001

Re: "American Greed" Question

“I can resist anything except temptation.”
― Oscar Wilde

I have watched some of those American Greed shows. This Oscar Wilde quote always comes to mind when I see one of those programs. Right now I am watching the Mayor of Detroit put his hand into the cookie jar.
by JMacDonald
Sun Dec 06, 2015 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: Huge credit on Costco AMEX card, can't get rid of it
Replies: 40
Views: 4811

Re: Huge credit on Costco AMEX card, can't get rid of it

Be sure to save the messages that you sent and received from AMEX. I would put your concerns in a letter to AMEX registered mail. When I have dealt with customer service and the issue is not resolved, I then write to the CEO. That has been very effective. This amount will be noticed missing at some ...
by JMacDonald
Tue Dec 01, 2015 10:27 am
Forum: Personal Finance (Not Investing)
Topic: Purchasing a Condo vs House
Replies: 24
Views: 2903

Re: Purchasing a Condo vs House

If you decide to buy a condo, make sure you read the rules and CC&Rs for that HOA. Also look to see that the HOA has sufficient reserved to cover future maintenance. Plus walk around the complete complex to see if it is being well maintained. Don't just look at your unit alone. Find out what the...
by JMacDonald
Thu Nov 26, 2015 5:10 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Thanksgiving
Replies: 6
Views: 844

Re: Happy Thanksgiving

Have a great Thanksgiving:

Image
by JMacDonald
Wed Nov 25, 2015 11:13 am
Forum: Personal Consumer Issues
Topic: Which Michelin Tire?
Replies: 19
Views: 1123

Re: Which Michelin Tire?

Here are the tires I will get for my SUV: http://www.tirerack.com/tires/tires.jsp ... LTX+M%2FS2
by JMacDonald
Mon Nov 23, 2015 5:24 pm
Forum: Personal Consumer Issues
Topic: Best TV to buy
Replies: 96
Views: 9077

Re: Best TV to buy

Before I bought my 50" Panasonic, I took a measuring tape with me to get the actually length and width of the different sizes. That way I could see what would actually fit in my room. The different sizes of the TVs are measured diagonally.
by JMacDonald
Sun Nov 22, 2015 10:04 pm
Forum: Personal Consumer Issues
Topic: Best TV to buy
Replies: 96
Views: 9077

Re: Best TV to buy

Well our Toshiba tv screen is 27" on the diagonal and it is in our den. Since our house is small(2000 sq.ft.) and the den where it is placed is small, we can't really have too big a screen. We could maybe go to 30" but that is pushing it. I have a 50" Panasonic is a small room. It is...
by JMacDonald
Wed Nov 18, 2015 8:33 am
Forum: Personal Consumer Issues
Topic: Beacon Theater in NYC
Replies: 2
Views: 270

Re: Beacon Theater in NYC

I just read this that a second date has been added:

http://www.brooklynvegan.com/archives/2 ... han_2.html
by JMacDonald
Tue Nov 17, 2015 12:35 pm
Forum: Personal Consumer Issues
Topic: Shoe Orthotics
Replies: 24
Views: 2570

Re: Shoe Orthotics

I had PF for a while and couldn't get it cured until I got aggressive orthotics. I use these from REI: http://www.rei.com/product/721632/sole- ... igh-volume
by JMacDonald
Sat Nov 14, 2015 6:29 pm
Forum: Personal Consumer Issues
Topic: we have a [feral or stray] cat - need help
Replies: 67
Views: 4302

Re: we have a cat - need help

I have adopted stray cats. They have become indoor cats. I have scratching posts and cat condos for them to climb. I feed them cat food that I get at Costco-half can food and half dry food each. I add water to the food as these cats do not drink the water that I put out. Not drinking water cause a p...
by JMacDonald
Fri Nov 13, 2015 10:55 am
Forum: Personal Consumer Issues
Topic: Veteran's Designation on Drivers License
Replies: 28
Views: 2256

Re: Veteran's Designation on Drivers License

For Veterans in California, here is a link on how to get the Veteran designation on your driver's license:
http://file.lacounty.gov/mva/cms1_236141.pdf
by JMacDonald
Wed Nov 11, 2015 5:56 pm
Forum: Personal Consumer Issues
Topic: Lifelock: Worth the Money or a Sham?
Replies: 27
Views: 5277

Re: Lifelock: Worth the Money or a Sham?

Here is an article about LifeLock: Identity-protection firm LifeLock is still in trouble with the FTC — but for what? http://www.latimes.com/business/hiltzik/la-fi-mh-identity-protection-firm-lifelock-20151109-column.html The identity-theft protection firm LifeLock leaped into public consciousness i...
by JMacDonald
Wed Nov 11, 2015 11:45 am
Forum: Personal Consumer Issues
Topic: Veteran's Designation on Drivers License
Replies: 28
Views: 2256

Re: Veteran's Designation on Drivers License

For future reference, a bill was passed this year instructing the Department of Veterans Affairs to issue ID cards to veterans when requested (regardless of whether the veteran is using VA Medical or not). You can do a search to see when it was passed, who introduced the bill, etc. I have looked at...
by JMacDonald
Tue Nov 10, 2015 6:03 pm
Forum: Personal Consumer Issues
Topic: Veteran's Designation on Drivers License
Replies: 28
Views: 2256

Re: Veteran's Designation on Drivers License

This is amusing. I was at the DMV today and just found out by looking at a booklet that California will start adding Veteran to a driver license on November !5, 2015.
How to Add the Veteran Designation to Your DL/ID Card

https://www.dmv.ca.gov/portal/dmv/detai ... er_license
by JMacDonald
Tue Nov 10, 2015 9:27 am
Forum: Investing - Theory, News & General
Topic: Please explain Mr. Market
Replies: 22
Views: 2407

Re: Please explain Mr. Market

Here is my take on the market:


Image[/img]
by JMacDonald
Sat Oct 31, 2015 8:52 pm
Forum: Personal Consumer Issues
Topic: Low-cost and low-maintenance hobbies?
Replies: 69
Views: 6944

Re: Low-cost and low-maintenance hobbies?

There is a similar posting from Summer of 2014 about hobbies and their cost... https://www.bogleheads.org/forum/viewtopic.php?t=142794 I will repeat my 2014 posting........ My main hobby is woodworking. The good thing about woodworking, once you make the investment in the main power tools, then the...
by JMacDonald
Sat Oct 31, 2015 8:35 pm
Forum: Personal Consumer Issues
Topic: Only one telephone jack in the house is working...
Replies: 26
Views: 2154

Re: Only one telephone jack in the house is working...

Me, I would buy a cord-free phone system with 4-5 handsets (I paid $79 for a base unit and 4 additional handsets), place the base station in the one working jack, and scatter the remaining cordless extensions throughout the house as desired. The set I bought can be paired with up to two cell phones...
by JMacDonald
Wed Oct 28, 2015 5:25 pm
Forum: Personal Consumer Issues
Topic: Recommendations on places to stay in or around Yosemite
Replies: 10
Views: 807

Re: Recommendations on places to stay in or around Yosemite

I just checked for those dates: https://gc.synxis.com/?Hotel=&arrive=11%2f12%2f2015&depart=11%2f15%2f2015&selCode=&promo=&adult=2&child=0&chain=398&Dest=YOS2&shell=Flex&template=Flex&start=availresults&_ga=1.54411688.1028630928.1446070507 The Wawona Ho...
by JMacDonald
Wed Oct 21, 2015 2:06 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1438
Views: 275786

Re: What Movie Have You Recently Watched?

The French farce, "The Tall Blond Man with the One Black Shoe," is finally out on DVD: http://www.filmmovement.com/filmcatalog/index.asp?MerchandiseID=417 The movie is about what happens when an ordinary person get in the middle of spies spying on spies. Very amusing. I am now wailing for ...

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