Search found 2042 matches

by JMacDonald
Sat Mar 31, 2018 3:03 pm
Forum: Personal Consumer Issues
Topic: Underrated places to visit in U.S.?
Replies: 126
Views: 11134

Re: Underrated places to visit in U.S.?

Anywhere in Idaho For those keeping score at home, this is the correct answer. :D My wife and I vacationed in Idaho last year. When I told my coworkers I was going, I got one of two reactions. Most people said "Idaho? Why in the world are you going there?" But the few who had actually been to Idaho...
by JMacDonald
Sat Mar 31, 2018 2:52 pm
Forum: Personal Consumer Issues
Topic: Underrated places to visit in U.S.?
Replies: 126
Views: 11134

Re: Underrated places to visit in U.S.?

Once when I left Yellowstone NP and was traveling east through Cody, I arrived at Buffalo, Wy early in the day. That weekend was the Johnson County Fair and Rodeo http://johnsoncountyfairgrounds.com in Buffalo. I decided on the spur of the moment to attend the Rodeo. Now for $5 that was three hours ...
by JMacDonald
Fri Mar 30, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: New laptop purchase decision
Replies: 36
Views: 2835

Re: New laptop purchase decision

I have both a MacBook Air and a Chromebook. I prefer the MacBook Air. Best Buy has one on sale: https://www.bestbuy.com/site/apple-macb ... Id=5465502
by JMacDonald
Tue Mar 27, 2018 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: Los Angeles Condo Purchase Advice
Replies: 53
Views: 3571

Re: Los Angeles Condo Purchase Advice

I am not commenting on the cost. Make sure you read the CC&Rs, the rules, and see the reserve fund. Find out if there are any special assessments in the near future. Also make sure you walk around the complex to make sure it is well maintained. Consider if having kids in a condo complex will really ...
by JMacDonald
Fri Mar 23, 2018 8:23 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Going Sideways/Weird Shipment Problems
Replies: 66
Views: 5421

Re: Amazon Prime Going Sideways/Weird Shipment Problems

The delivery issue is going to be a material one for me, unless I opt to have everything sent to my job, but then I have to shlep those home. Not ideal. I wonder if there is an option to only have packages delivered by USPS, not private companies? I followed another poster's suggestion and emailed ...
by JMacDonald
Mon Mar 19, 2018 8:35 am
Forum: Personal Finance (Not Investing)
Topic: Real Estate Issue -- Monthly Payment too High with VA Loan
Replies: 19
Views: 674

Re: Real Estate Issue -- Monthly Payment too High with VA Loan

If you can't afford this home, it seems to me your options are you can sell it and buy a less expensive home. Or sell it and move into you old home. Or sell the old home and use the money to help make the monthly payment on the new home. If you can expect your income to rise over time, then the paym...
by JMacDonald
Tue Mar 13, 2018 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Need advice re: Liberal Arts Colleges...
Replies: 235
Views: 12382

Re: Need advice re: Liberal Arts Colleges...

I went to a community college for two years in California then transferred to a state college. If your daughter does the same route, she should have a better idea what she will want to do when she transfers to a four year university. The advantages for me was smaller classes for those first two year...
by JMacDonald
Mon Mar 12, 2018 9:02 pm
Forum: Personal Consumer Issues
Topic: Bicycle Commuting in LA - Thoughts?
Replies: 100
Views: 4834

Re: Bicycle Commuting in LA - Thoughts?

I live in the LA area. I would only consider biking if the route had dedicated bike lanes. Otherwise, you will become a statistic at some point.
by JMacDonald
Sun Mar 11, 2018 9:51 am
Forum: Investing - Help with Personal Investments
Topic: Should I Take MY RMD Now Or Wait Until Later In The Year?
Replies: 20
Views: 1614

Re: Should I Take MY RMD Now Or Wait Until Later In The Year?

I have been taking my RMD the first week of January for the past two years since I was required to take it. I preferred doing to early as it is done, and I don't get into a panic like what happened to another poster here at the end of last year.
by JMacDonald
Thu Feb 22, 2018 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Safe to file taxes now?
Replies: 57
Views: 4913

Re: Safe to file taxes now?

My taxes were filed on January 29th, the first day of filing, and I had both my state and federal refunds by February 6th,
by JMacDonald
Wed Feb 21, 2018 3:13 pm
Forum: Personal Consumer Issues
Topic: Sams Club vs Costco
Replies: 78
Views: 6311

Re: Sams Club vs Costco

Much has been made how crowded Costco is. That is true if you go later in the day. I was at my local Costco when it opened this morning. I shopped for about an half hour. When I went to check out, there was only one person in line in front of me. Go early and avoid the crowds.
by JMacDonald
Sun Feb 18, 2018 8:37 am
Forum: Local Chapters and Bogleheads Community
Topic: Orange County, CA chapter?
Replies: 9
Views: 1135

Re: Orange County, CA chapter?

I'm open for suggestions on potential locations. taking a quick look at where the other local chapters meet it looks like generally folks are meeting at restaurants, food courts or libraries. I think if we get enough folks, we can try to choose a central location. I'm located in Irvine. A food cour...
by JMacDonald
Sat Feb 17, 2018 7:50 pm
Forum: Personal Consumer Issues
Topic: PSA: Bank of America now charges $12/month for checking
Replies: 103
Views: 7089

Re: PSA: Bank of America now charges $12/month for checking

What's the upside of using BoA over your local credit union? (legit question) Depends on your local credit union. Most credit unions have non existent or terrible online systems. If these are valuable to you, this can be a deal breaker. BofA and other big national banks generally have good websites...
by JMacDonald
Sat Feb 17, 2018 6:47 pm
Forum: Local Chapters and Bogleheads Community
Topic: Orange County, CA chapter?
Replies: 9
Views: 1135

Re: Orange County, CA chapter?

Where in Orange County would you like to meet?
by JMacDonald
Fri Feb 16, 2018 6:58 pm
Forum: Personal Finance (Not Investing)
Topic: Live / work in California - Technology Career
Replies: 99
Views: 6392

Re: Live / work in California - Technology Career

Here is an article on the cost of housing in California:
http://www.latimes.com/business/la-fi-b ... story.html
"Buying a Bay Area home is now a stretch even for Apple and Google engineers"
by JMacDonald
Thu Feb 15, 2018 8:57 am
Forum: Personal Consumer Issues
Topic: Tips on Buying a Class-B RV
Replies: 104
Views: 7940

Re: Tips on Buying a Class-B RV

Here is a possibility for me if I decide to get some sort of RV: https://www.modvans.com
by JMacDonald
Mon Feb 12, 2018 8:59 am
Forum: Personal Finance (Not Investing)
Topic: Live / work in California - Technology Career
Replies: 99
Views: 6392

Re: Live / work in California - Technology Career

Retirement Funds : As per my calculations, if we do not touch our retirement funds, we can retire in 10 years. So do need to bring in money to live for the next 10 years. Any additional savings is a bonus. 3. Desire 3: Wife do not want to retire in midwest, so need to move south. She has never expe...
by JMacDonald
Wed Feb 07, 2018 9:35 pm
Forum: Personal Consumer Issues
Topic: Tips on Buying a Class-B RV
Replies: 104
Views: 7940

Re: Tips on Buying a Class-B RV

This is an interesting conversation. I have been interested in getting a Class B. The low clearance is something that never occurred to me. That would make it a deal killer for me if I couldn't get one with good clearance. I don't want to have to avoid dirt roads. The Sportsmobile would work. At the...
by JMacDonald
Wed Feb 07, 2018 5:00 pm
Forum: Investing - Theory, News & General
Topic: Being a Disciplined Investor - How do you avoid temptations?
Replies: 41
Views: 2849

Re: Being a Disciplined Investor - How do you avoid temptations?

"I can resist everything except temptation."

Oscar Wilde
by JMacDonald
Tue Feb 06, 2018 3:44 pm
Forum: Forum Issues and Administration
Topic: we need an individual stock sub forum
Replies: 31
Views: 1543

Re: we need an individual stock sub forum

Check out Morningstar for a forum that might meet your needs:
http://socialize.morningstar.com/NewSoc ... fault.aspx
by JMacDonald
Wed Jan 24, 2018 7:43 pm
Forum: Personal Consumer Issues
Topic: Pizza delivery asked for security code on my credit card with order
Replies: 50
Views: 5329

Re: Pizza delivery asked for security code on my credit card with order

I get asked for that code all the time. It is not an issue as far as I am concerned.
by JMacDonald
Sun Jan 21, 2018 6:27 pm
Forum: Personal Consumer Issues
Topic: what is the best mouse poison?
Replies: 45
Views: 2820

Re: what is the best mouse poison?

Here is an example of what poison can do:
http://www.latimes.com/local/lanow/la-m ... story.html
by JMacDonald
Mon Jan 15, 2018 7:42 am
Forum: Investing - Help with Personal Investments
Topic: how to figure out the assest allocation that you can sleep well with
Replies: 22
Views: 1985

Re: how to figure out the assest allocation that you can sleep well with

randomizer wrote:
Mon Jan 15, 2018 2:16 am
Consider need, ability and willingness to take risk. More data needed to answer on these three fronts.
Read this about the need , ability, and willingness to take risk:
http://www.kevinoninvesting.com/2010/04 ... rance.html
by JMacDonald
Wed Jan 10, 2018 7:52 pm
Forum: Investing - Theory, News & General
Topic: Kodakcoin
Replies: 101
Views: 8475

Re: Kodakcoin

I am holding out for a Boglekoin.
by JMacDonald
Sat Dec 30, 2017 10:53 am
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR THE 2017 BOGLEHEAD CONTEST
Replies: 711
Views: 36756

Re: REGISTRATION FOR THE 2017 BOGLEHEAD CONTEST

Happy New Year Taylor, Thanks once again for sharing the "Nuts" Christmas message from Bastogne! I was lucky enough to win this years Boglehead's SP 500 closing price contest. Since last year I finished #365 from the top, it just shows that saying about "even a blind pig finds an acorn once in a wh...
by JMacDonald
Thu Dec 28, 2017 8:39 am
Forum: Investing - Help with Personal Investments
Topic: S&P 500 Accumulation - What about the big dips?
Replies: 24
Views: 3336

Re: S&P 500 Accumulation - What about the big dips?

You need to find the Asset Allocation that is right for you. Read the information in this link. It may help you:
http://www.kevinoninvesting.com/2010/04 ... rance.html
by JMacDonald
Wed Dec 20, 2017 7:49 am
Forum: Investing - Theory, News & General
Topic: On Podcasts, timing the market vs Boglehead way - Fear of Missing out
Replies: 16
Views: 1565

Re: On Podcasts, timing the market vs Boglehead way - Fear of Missing out

I was in the gym yesterday and a good pal of mine asked me if I was about to get out of the stock market. Your conversation can be really be described as "locker room talk." It seems to me that the Boglehead way is to create wealth over time. It is not a get rich quick scheme. Don't second guess yo...
by JMacDonald
Wed Dec 20, 2017 7:28 am
Forum: Personal Consumer Issues
Topic: Hotel $50-500/night Expectations
Replies: 44
Views: 3224

Re: Hotel $50-500/night Expectations

One can find a room in Santa Fe, NM for $50 a night or $500.
https://www.motel6.com/en/motels.nm.santa-fe.150.html
http://fivegraces.com
I have stayed at the $50 a night motel many times and survived, but never at the $500 hotel a night.
by JMacDonald
Mon Dec 18, 2017 7:02 am
Forum: Personal Consumer Issues
Topic: Any Instant Pot users here?
Replies: 102
Views: 11543

Re: Any Instant Pot users here?

There happens to be an article in today"s LA Times about Instant Pots: http://www.latimes.com/business/la-fi-i ... story.html
Some comments on Amazon are about the the warranty not being honored. That gives me some concern.
by JMacDonald
Wed Dec 06, 2017 5:00 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 267
Views: 19392

Re: Do people still use AAA?

I have the AAA Premier, and it is worth every penny. I have used the service many times over the years. A couple years ago, I had to be towed from Zion NP to Cedar City. My Premier card allowed me to go where I wanted without any extra cost. As it turned out some little critter ate some wires under ...
by JMacDonald
Fri Dec 01, 2017 9:16 am
Forum: Personal Consumer Issues
Topic: Water filtration system - worth it?
Replies: 37
Views: 2948

Re: Water filtration system - worth it?

I have an Everpure water system. It works well.
http://residential.everpure.com
by JMacDonald
Sun Nov 26, 2017 8:46 am
Forum: Personal Consumer Issues
Topic: The annoying insistence on frivolous credit checks/pulls
Replies: 35
Views: 3551

Re: The annoying insistence on frivolous credit checks/pulls

I have had my credit locked for years now even before the Equifax mess. I recently wanted to switch from AT&T to T-Mobile. I ran into that issue of having my credit checked. Since I was not buying a cell phone from T-Mobile, I thought this was a bit stupid. I passed until I became annoyed with AT&T ...
by JMacDonald
Thu Nov 23, 2017 5:16 pm
Forum: Local Chapters and Bogleheads Community
Topic: A Thanksgiving to Remember: A Bit of Bogleheads History
Replies: 20
Views: 2380

Re: A Thanksgiving to Remember: A Bit of Bogleheads History

Mel (and Bogleheads): Thank you for posting your beautifully written Thanksgiving Story of our first Boglehead Reunion (now called "Conference") 18 years ago. Happy Thanksgiving! Taylor 18 years, how time flies. I joined the Diehard's site just before that dinner. I remember Jack's post. Jack had g...
by JMacDonald
Tue Nov 21, 2017 7:59 pm
Forum: Personal Consumer Issues
Topic: Uber for someone who knows only taxis
Replies: 93
Views: 6469

Re: Uber for someone who knows only taxis

I used Uber for the first time this year in Santa Fe. Figured it was cheaper and more convenient to use Uber for a week than to rent a car. Went pretty well - found out that they email you right after the ride for a tip. I tipped every time except: ONE BAD EXPERIENCE: This was a ride from the Santa...
by JMacDonald
Tue Nov 21, 2017 7:33 pm
Forum: Personal Consumer Issues
Topic: Uber for someone who knows only taxis
Replies: 93
Views: 6469

Re: Uber for someone who knows only taxis

OK, I have a question. I just downloaded both Uber and Lyft. How do you pay? Neither asked for my credit card. Did you log into the app yet? When you run the app it should ask you to register for an account at which point it will ask for a CC. It's been so long for me i can't remember exactly but i...
by JMacDonald
Tue Nov 21, 2017 5:45 pm
Forum: Personal Consumer Issues
Topic: Uber for someone who knows only taxis
Replies: 93
Views: 6469

Re: Uber for someone who knows only taxis

OK, I have a question. I just downloaded both Uber and Lyft. How do you pay? Neither asked for my credit card. When someone who hacked Uber's customer data installs ransomware on your computer they will ask for a credit card. Yea, the day I sign up is the day Uber gets hacked. Oh well, by this time...
by JMacDonald
Tue Nov 21, 2017 5:29 pm
Forum: Personal Consumer Issues
Topic: Uber for someone who knows only taxis
Replies: 93
Views: 6469

Re: Uber for someone who knows only taxis

OK, I have a question. I just downloaded both Uber and Lyft. How do you pay? Neither asked for my credit card. When someone who hacked Uber's customer data installs ransomware on your computer they will ask for a credit card. Yea, the day I sign up is the day Uber gets hacked. Oh well, by this time...
by JMacDonald
Tue Nov 21, 2017 5:21 pm
Forum: Personal Consumer Issues
Topic: Uber for someone who knows only taxis
Replies: 93
Views: 6469

Re: Uber for someone who knows only taxis

OK, I have a question. I just downloaded both Uber and Lyft. How do you pay? Neither asked for my credit card.
by JMacDonald
Fri Nov 17, 2017 7:48 pm
Forum: Personal Consumer Issues
Topic: Under the sink water filter
Replies: 14
Views: 1058

Re: Under the sink water filter

Cash wrote:
Fri Nov 17, 2017 7:39 pm
We got an Everpure under-sink chilled water system with a dedicated faucet during our reno. I love it. At first, I insisted on a refrigerator with a water filter, but was convinced that this was the better way to go.
I have been using Everpure for about 30 years. I think it works well.
by JMacDonald
Fri Nov 17, 2017 10:02 am
Forum: Personal Consumer Issues
Topic: My dad's army jacket
Replies: 76
Views: 6510

Re: My dad's army jacket

One possibly is to have it framed and hung in your home with all the insignia and patches.
by JMacDonald
Mon Nov 13, 2017 7:41 pm
Forum: Personal Finance (Not Investing)
Topic: POAs may not be that powerful
Replies: 94
Views: 5752

Re: POAs may not be that powerful

Well this is an interesting conversation. I am going to check my financial institutions to see what they accept in the case of need.
by JMacDonald
Mon Nov 13, 2017 6:57 pm
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 2560

Re: IPHONE 8, X

I went from a 6 to an 8. I don't need what the X offers. My 8 is working fine for my needs.
by JMacDonald
Sun Nov 12, 2017 7:46 pm
Forum: Investing - Help with Personal Investments
Topic: Invest in work company preferred stock or total market fund
Replies: 1
Views: 230

Re: Invest in work company preferred stock or total market fund

I remember what happened to the employees of Enron that had invested in the company. They lost their jobs and their investment. It is something to consider.
by JMacDonald
Sat Nov 11, 2017 5:09 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 12832

Re: Got an iPhoneX

Everyone talk for months about this phones, stay up at night to order It online, line up at the shop, spend $1000, end then....It's just a phone, it does not change your life....I really don't get it! Here is humorous look at how smart phones have change people's lives: http://ukrainianweek.com/Gal...
by JMacDonald
Wed Nov 08, 2017 9:49 pm
Forum: Personal Consumer Issues
Topic: what pickup truck
Replies: 65
Views: 5704

Re: what pickup truck

I would really like to have a Ford Raptor. However, I had to pass because, one, they are really expensive. Two, the gas mileage is terrible. I could have live with those two issues; but I need a standard bed, and the Raptor only comes in a short bed. :(
by JMacDonald
Wed Nov 08, 2017 9:23 pm
Forum: Personal Consumer Issues
Topic: what pickup truck
Replies: 65
Views: 5704

Re: what pickup truck

I don't know anything about those other trucks, but I have a 2017 GMC 4X4 Extended Cab Sierra standard bed. I am not one one of those unhappy with my truck. I think it is great.
by JMacDonald
Wed Nov 08, 2017 6:52 pm
Forum: Investing - Help with Personal Investments
Topic: Teaching an old dog some tricks
Replies: 14
Views: 1850

Re: Teaching an old dog some tricks

You may know nothing about investing, but you found the best place to get investing information:
viewtopic.php?f=10&t=231510&p=3603515#p3603515
Keep reading and asking questions.
by JMacDonald
Wed Nov 08, 2017 2:12 pm
Forum: Personal Consumer Issues
Topic: What is the story with the Apple iWatch Series 3?
Replies: 26
Views: 2279

Re: What is the story with the Apple iWatch Series 3?

I am getting the watch for my husband's birthday next month. He is an insulin dependent diabetic. The watch has the potential to be a huge lifestyle improvement for him. He uses a continuous glucose monitor that can link directly to the watch without having to go through his phone. So to check his ...