Search found 2070 matches

by JMacDonald
Sun Jun 17, 2018 10:05 am
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 7480

Re: Which Supermarket are you?

99 Cent Store, Food for Less, Smart & Final, Costco. These stores are where I find the best prices for the items I buy.
by JMacDonald
Fri Jun 15, 2018 9:44 am
Forum: Personal Consumer Issues
Topic: Apple MacBook Air On Sale $699
Replies: 43
Views: 4037

Re: Apple MacBook Air On Sale $699

It is rumored that the MacBook Air will be updated: https://www.macrumors.com/2018/04/30/ap ... 018-model/

I have a 13 inch Mid 2013 MacBook Air. I find for my need this works great for me, and it still going strong.
by JMacDonald
Wed Jun 13, 2018 12:55 pm
Forum: Personal Consumer Issues
Topic: How much to invest in elementary education?
Replies: 37
Views: 2420

Re: How much to invest in elementary education?

I haven't read the replies; but as a retired elementary teacher, your local school is probably better then whatever scores you are looking at. Save your money on private schools and hire your kids a tutor if there is a need. I went to a parochial school, and I know it was not a great education. So p...
by JMacDonald
Mon Jun 11, 2018 7:48 pm
Forum: Personal Consumer Issues
Topic: Best water filtration system ?
Replies: 13
Views: 884

Re: Best water filtration system ?

Take a look at Everpure: http://residential.everpure.com/en-US/p ... ev9270-76/

I have used this system for 30 years. It has worked very well and is easy to use.
by JMacDonald
Sat Jun 09, 2018 1:37 pm
Forum: Personal Consumer Issues
Topic: daughter wants a college transfer?
Replies: 65
Views: 5070

Re: daughter wants a college transfer?

If she can't hack it, take the weeder classes (calc/physics/chemistry) at a community college. For most med schools, a 3.4 won't cut it, even from Cornell. Med schools adjust for the grading of schools to an extent but there is a threshold that hurts their stats. Spend some time on Student Doctor F...
by JMacDonald
Fri Jun 08, 2018 4:12 pm
Forum: Investing - Help with Personal Investments
Topic: New to investing and just got an inheritance
Replies: 22
Views: 1595

Re: New to investing and just got an inheritance

Since you are savvy enough to find this forum, you can certainly do investing yourself without the help of "friends." That One Percent adds up. For every hundred thousand dollars invested, you pay one thousand. And for what? That amount of money is worth your time to figure this out. I am invested i...
by JMacDonald
Sun Jun 03, 2018 7:17 pm
Forum: Investing - Help with Personal Investments
Topic: Parents transferring all property over to me. Do I need a lawyer?
Replies: 12
Views: 2089

Re: Parents transferring all property over to me. Do I need a lawyer?

It would be better if the property is left to you in a trust. However, if your parents do not want to manage the property, you could do that for them until you inherit the property.
by JMacDonald
Sat Jun 02, 2018 8:45 pm
Forum: Personal Consumer Issues
Topic: June in Paris: What to (or not to) wear, see and do?
Replies: 53
Views: 2765

Re: June in Paris: What to (or not to) wear, see and do?

The Louvre is worth seeing if you have an interest in art. The is a lot more there than the Mona Lisa. Here is my favorite at the Louvre: https://en.wikipedia.org/wiki/Winged_Victory_of_Samothrace The Louvre is open some evenings. When I was in Paris a few years ago, I found it less crowded then. Ge...
by JMacDonald
Sat Jun 02, 2018 1:23 pm
Forum: Personal Consumer Issues
Topic: A silver coin
Replies: 8
Views: 1302

Re: A silver coin

by JMacDonald
Fri Jun 01, 2018 9:35 pm
Forum: Personal Consumer Issues
Topic: Driving UHaul
Replies: 20
Views: 1994

Re: Driving UHaul

If you have big furniture, make sure it will fit in the place you are planning to move into. People, where I live, often can't get their big sofa into the unit.
by JMacDonald
Mon May 14, 2018 4:59 pm
Forum: Personal Consumer Issues
Topic: [Update] Grand Canyon or other Nat'l Park in October?
Replies: 49
Views: 3021

Re: Grand Canyon or other Nat'l Park in October?

The period that you want to go to the Grand Canyon, Zion, or Bryce are very popular. You will be lucky to get reservations at this late date. I alway make my reservations to these National Parks a year in advance if I know I am going there. Zion NP might be your best bet as Springdale is right next ...
by JMacDonald
Mon May 14, 2018 8:15 am
Forum: Personal Consumer Issues
Topic: Is there a boglehead muscle car?
Replies: 138
Views: 7816

Re: Is there a boglehead muscle car?

This website might give you some information on how a car you are interested in has been doing:
https://www.carcomplaints.com
by JMacDonald
Wed May 09, 2018 9:57 am
Forum: Personal Consumer Issues
Topic: Custom suit needed for a wedding. Help me shop around!!
Replies: 30
Views: 2227

Re: Custom suit needed for a wedding. Help me shop around!!

I bought a suit from the Men's Wearhouse some years ago and was not happy with the service there. Maybe you will have better luck.
I am not sure about cost, but Nordstrom is know for it service.
by JMacDonald
Sun May 06, 2018 9:56 am
Forum: Personal Consumer Issues
Topic: AMC Movie Theaters -- typical OR not?
Replies: 61
Views: 4600

Re: AMC Movie Theaters -- typical OR not?

KSOC wrote:
Sun May 06, 2018 8:37 am
What bugs me is the 20 minutes of commercials & trailers before your show.
I agree that is worst part of going to the movies.
by JMacDonald
Sun May 06, 2018 7:13 am
Forum: Personal Consumer Issues
Topic: AMC Movie Theaters -- typical OR not?
Replies: 61
Views: 4600

Re: AMC Movie Theaters -- typical OR not?

Prices seemed reasonable: $30 for three of us. Whoa! Atypical. Are you posting from the 1990s? I don't know if you can get into a discount theater for much under $10 around here. That is market specific. I do not think that I have spent more than $7.50 for a movie in the past five years with the se...
by JMacDonald
Sat May 05, 2018 8:15 pm
Forum: Personal Consumer Issues
Topic: AMC Movie Theaters -- typical OR not?
Replies: 61
Views: 4600

Re: AMC Movie Theaters -- typical OR not?

The CineMark theater that I go to see the Met Opera HD Broadcast has remodeled all of their screens with lounge seating like what you described.
by JMacDonald
Fri May 04, 2018 9:15 pm
Forum: Investing - Theory, News & General
Topic: They Should've Been Content With Earning the Market Return
Replies: 6
Views: 1958

Re: They Should've Been Content With Earning the Market Return

Besides the people who put their money in looking for an unrealistic return, I wonder how the people running these Ponzi schemes think they are going to get away with it. Living in a jail cell for a very long time doesn't seem like it would be worth the risk.
by JMacDonald
Wed May 02, 2018 8:31 am
Forum: Personal Finance (Not Investing)
Topic: Ally asking CURRENT customer to provide SSN card?
Replies: 58
Views: 4272

Re: Ally asking CURRENT customer to provide SSN card?

I wonder if this doesn't have something to do with the new social security cards that are being sent out to everyone. Has anyone received their new card yet? I wasn't aware that new Social Security cards were being sent out. Is it possible you're thinking of the new Medicare cards? You are right. T...
by JMacDonald
Wed May 02, 2018 7:48 am
Forum: Personal Finance (Not Investing)
Topic: Ally asking CURRENT customer to provide SSN card?
Replies: 58
Views: 4272

Re: Ally asking CURRENT customer to provide SSN card?

I wonder if this doesn't have something to do with the new social security cards that are being sent out to everyone.
Has anyone received their new card yet?
by JMacDonald
Sat Apr 28, 2018 5:25 pm
Forum: Personal Consumer Issues
Topic: Anyone else use AmazonSmile?
Replies: 31
Views: 2604

Re: Anyone else use AmazonSmile?

Yes, and the proceeds go to: " John C Bogle Center for Financial Literacy ". This helps fund some of the cost of bogleheads.org. The Amazon link on the this sites(Bogleheads.org) homepage assists in directily funding this sites costs as well. +1 :happy Theres no doubt AMZN has intermediary & admini...
by JMacDonald
Sat Apr 28, 2018 7:01 am
Forum: Personal Consumer Issues
Topic: Lake Tahoe
Replies: 28
Views: 2422

Re: Lake Tahoe

First, if you are planning to stay in Yosemite, then reservations are needed. Or you will have to find something outside the park. That is not the best way to experience Yosemite. https://www.travelyosemite.com/lodging/yosemite-lodging-experience/ From Lake Tahoe, you can travel to Yosemite on Highw...
by JMacDonald
Fri Apr 27, 2018 8:56 pm
Forum: Personal Consumer Issues
Topic: Amazon to raise Prime membership in US to $119 from $99
Replies: 145
Views: 11108

Re: Amazon to raise Prime membership in US to $119 from $99

Like cable increases, the $119 increase is because of the costs of licensing content for Prime Video and Prime Music. https://nypost.com/2018/04/11/why-amazons-lord-of-the-rings-show-will-be-a-flop/ says they are they're spending up to $1B on a Lord of the Rings show alone. Wish they had a shipping...
by JMacDonald
Fri Apr 27, 2018 9:37 am
Forum: Personal Consumer Issues
Topic: Amazon to raise Prime membership in US to $119 from $99
Replies: 145
Views: 11108

Re: Amazon to raise Prime membership in US to $119 from $99

I won't be renewing. Bezos has shown his greedy side and I no longer wish to support that. Exactly this. I used to use Amazon for buying DVDs and Blu-ray discs. But then I heard about the atrocious work environment of the Amazon employees. The CEO has $100 billion and the warehouse workers are urin...
by JMacDonald
Fri Apr 27, 2018 9:02 am
Forum: Personal Consumer Issues
Topic: Amazon to raise Prime membership in US to $119 from $99
Replies: 145
Views: 11108

Re: Amazon to raise Prime membership in US to $119 from $99

It is interesting that Amazon raises Prime on the same day it shows record profits:
https://www.ocregister.com/2018/04/26/a ... ares-soar/
"Amazon’s quarterly profit more than doubles; shares soar"
by JMacDonald
Tue Apr 24, 2018 7:52 am
Forum: Personal Finance (Not Investing)
Topic: Cashing out of the Bay Area
Replies: 84
Views: 10676

Re: Cashing out of the Bay Area

Yes, if you sell today the price of your home will probably go up, and you could have seller's remorse. However, if what you can get for your home now is enough to allow you to do what you want early, then do it. Just make sure the numbers work.
by JMacDonald
Sun Apr 22, 2018 5:37 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9853

Re: Boglehead Philosophy Open To Change?

What I was trying to convey is, their is a place for dividends (everyone knows that). I probably like them more than most people. But their is a huge segment of the investing public that we could help. In my mind it is like the 3 fund portfolio, it is a different option. I like options. I think the...
by JMacDonald
Sun Apr 22, 2018 8:22 am
Forum: Personal Consumer Issues
Topic: AAA? What to do in car emergencies?
Replies: 90
Views: 5732

Re: AAA? What to do in car emergencies?

I have had AAA for years and would not be without it. There is a reason AAA may cost more than what some insurance companies offer. AAA has alway given me excellent service when I needed it. I have Premier membership and was towed about 60 miles once. The membership is well worth the cost no matter ...
by JMacDonald
Sat Mar 31, 2018 3:03 pm
Forum: Personal Consumer Issues
Topic: Underrated places to visit in U.S.?
Replies: 126
Views: 11780

Re: Underrated places to visit in U.S.?

Anywhere in Idaho For those keeping score at home, this is the correct answer. :D My wife and I vacationed in Idaho last year. When I told my coworkers I was going, I got one of two reactions. Most people said "Idaho? Why in the world are you going there?" But the few who had actually been to Idaho...
by JMacDonald
Sat Mar 31, 2018 2:52 pm
Forum: Personal Consumer Issues
Topic: Underrated places to visit in U.S.?
Replies: 126
Views: 11780

Re: Underrated places to visit in U.S.?

Once when I left Yellowstone NP and was traveling east through Cody, I arrived at Buffalo, Wy early in the day. That weekend was the Johnson County Fair and Rodeo http://johnsoncountyfairgrounds.com in Buffalo. I decided on the spur of the moment to attend the Rodeo. Now for $5 that was three hours ...
by JMacDonald
Fri Mar 30, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: New laptop purchase decision
Replies: 36
Views: 3049

Re: New laptop purchase decision

I have both a MacBook Air and a Chromebook. I prefer the MacBook Air. Best Buy has one on sale: https://www.bestbuy.com/site/apple-macb ... Id=5465502
by JMacDonald
Tue Mar 27, 2018 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: Los Angeles Condo Purchase Advice
Replies: 53
Views: 3851

Re: Los Angeles Condo Purchase Advice

I am not commenting on the cost. Make sure you read the CC&Rs, the rules, and see the reserve fund. Find out if there are any special assessments in the near future. Also make sure you walk around the complex to make sure it is well maintained. Consider if having kids in a condo complex will really ...
by JMacDonald
Fri Mar 23, 2018 8:23 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Going Sideways/Weird Shipment Problems
Replies: 66
Views: 5746

Re: Amazon Prime Going Sideways/Weird Shipment Problems

The delivery issue is going to be a material one for me, unless I opt to have everything sent to my job, but then I have to shlep those home. Not ideal. I wonder if there is an option to only have packages delivered by USPS, not private companies? I followed another poster's suggestion and emailed ...
by JMacDonald
Mon Mar 19, 2018 8:35 am
Forum: Personal Finance (Not Investing)
Topic: Real Estate Issue -- Monthly Payment too High with VA Loan
Replies: 19
Views: 859

Re: Real Estate Issue -- Monthly Payment too High with VA Loan

If you can't afford this home, it seems to me your options are you can sell it and buy a less expensive home. Or sell it and move into you old home. Or sell the old home and use the money to help make the monthly payment on the new home. If you can expect your income to rise over time, then the paym...
by JMacDonald
Tue Mar 13, 2018 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Need advice re: Liberal Arts Colleges...
Replies: 235
Views: 13283

Re: Need advice re: Liberal Arts Colleges...

I went to a community college for two years in California then transferred to a state college. If your daughter does the same route, she should have a better idea what she will want to do when she transfers to a four year university. The advantages for me was smaller classes for those first two year...
by JMacDonald
Mon Mar 12, 2018 9:02 pm
Forum: Personal Consumer Issues
Topic: Bicycle Commuting in LA - Thoughts?
Replies: 100
Views: 5315

Re: Bicycle Commuting in LA - Thoughts?

I live in the LA area. I would only consider biking if the route had dedicated bike lanes. Otherwise, you will become a statistic at some point.
by JMacDonald
Sun Mar 11, 2018 9:51 am
Forum: Investing - Help with Personal Investments
Topic: Should I Take MY RMD Now Or Wait Until Later In The Year?
Replies: 20
Views: 1738

Re: Should I Take MY RMD Now Or Wait Until Later In The Year?

I have been taking my RMD the first week of January for the past two years since I was required to take it. I preferred doing to early as it is done, and I don't get into a panic like what happened to another poster here at the end of last year.
by JMacDonald
Thu Feb 22, 2018 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Safe to file taxes now?
Replies: 57
Views: 5103

Re: Safe to file taxes now?

My taxes were filed on January 29th, the first day of filing, and I had both my state and federal refunds by February 6th,
by JMacDonald
Wed Feb 21, 2018 3:13 pm
Forum: Personal Consumer Issues
Topic: Sams Club vs Costco
Replies: 78
Views: 6724

Re: Sams Club vs Costco

Much has been made how crowded Costco is. That is true if you go later in the day. I was at my local Costco when it opened this morning. I shopped for about an half hour. When I went to check out, there was only one person in line in front of me. Go early and avoid the crowds.
by JMacDonald
Sun Feb 18, 2018 8:37 am
Forum: Local Chapters and Bogleheads Community
Topic: Orange County, CA chapter?
Replies: 9
Views: 1206

Re: Orange County, CA chapter?

I'm open for suggestions on potential locations. taking a quick look at where the other local chapters meet it looks like generally folks are meeting at restaurants, food courts or libraries. I think if we get enough folks, we can try to choose a central location. I'm located in Irvine. A food cour...
by JMacDonald
Sat Feb 17, 2018 7:50 pm
Forum: Personal Consumer Issues
Topic: PSA: Bank of America now charges $12/month for checking
Replies: 107
Views: 8926

Re: PSA: Bank of America now charges $12/month for checking

What's the upside of using BoA over your local credit union? (legit question) Depends on your local credit union. Most credit unions have non existent or terrible online systems. If these are valuable to you, this can be a deal breaker. BofA and other big national banks generally have good websites...
by JMacDonald
Sat Feb 17, 2018 6:47 pm
Forum: Local Chapters and Bogleheads Community
Topic: Orange County, CA chapter?
Replies: 9
Views: 1206

Re: Orange County, CA chapter?

Where in Orange County would you like to meet?
by JMacDonald
Fri Feb 16, 2018 6:58 pm
Forum: Personal Finance (Not Investing)
Topic: Live / work in California - Technology Career
Replies: 99
Views: 6982

Re: Live / work in California - Technology Career

Here is an article on the cost of housing in California:
http://www.latimes.com/business/la-fi-b ... story.html
"Buying a Bay Area home is now a stretch even for Apple and Google engineers"
by JMacDonald
Thu Feb 15, 2018 8:57 am
Forum: Personal Consumer Issues
Topic: Tips on Buying a Class-B RV
Replies: 115
Views: 10149

Re: Tips on Buying a Class-B RV

Here is a possibility for me if I decide to get some sort of RV: https://www.modvans.com
by JMacDonald
Mon Feb 12, 2018 8:59 am
Forum: Personal Finance (Not Investing)
Topic: Live / work in California - Technology Career
Replies: 99
Views: 6982

Re: Live / work in California - Technology Career

Retirement Funds : As per my calculations, if we do not touch our retirement funds, we can retire in 10 years. So do need to bring in money to live for the next 10 years. Any additional savings is a bonus. 3. Desire 3: Wife do not want to retire in midwest, so need to move south. She has never expe...
by JMacDonald
Wed Feb 07, 2018 9:35 pm
Forum: Personal Consumer Issues
Topic: Tips on Buying a Class-B RV
Replies: 115
Views: 10149

Re: Tips on Buying a Class-B RV

This is an interesting conversation. I have been interested in getting a Class B. The low clearance is something that never occurred to me. That would make it a deal killer for me if I couldn't get one with good clearance. I don't want to have to avoid dirt roads. The Sportsmobile would work. At the...
by JMacDonald
Wed Feb 07, 2018 5:00 pm
Forum: Investing - Theory, News & General
Topic: Being a Disciplined Investor - How do you avoid temptations?
Replies: 41
Views: 2983

Re: Being a Disciplined Investor - How do you avoid temptations?

"I can resist everything except temptation."

Oscar Wilde
by JMacDonald
Tue Feb 06, 2018 3:44 pm
Forum: Forum Issues and Administration
Topic: we need an individual stock sub forum
Replies: 31
Views: 1963

Re: we need an individual stock sub forum

Check out Morningstar for a forum that might meet your needs:
http://socialize.morningstar.com/NewSoc ... fault.aspx
by JMacDonald
Wed Jan 24, 2018 7:43 pm
Forum: Personal Consumer Issues
Topic: Pizza delivery asked for security code on my credit card with order
Replies: 50
Views: 5777

Re: Pizza delivery asked for security code on my credit card with order

I get asked for that code all the time. It is not an issue as far as I am concerned.
by JMacDonald
Sun Jan 21, 2018 6:27 pm
Forum: Personal Consumer Issues
Topic: what is the best mouse poison?
Replies: 45
Views: 3143

Re: what is the best mouse poison?

Here is an example of what poison can do:
http://www.latimes.com/local/lanow/la-m ... story.html