Search found 1890 matches

by JMacDonald
Sat Jan 21, 2017 7:01 am
Forum: Personal Consumer Issues
Topic: London Hotel
Replies: 13
Views: 1132

Re: London Hotel

I stayed at The Thanet Hotel in London twice and would stay there again if I ever visit London again: https://www.tripadvisor.com/Hotel_Review-g186338-d214657-Reviews-Thanet_Hotel-London_England.html If you are traveling by yourself, the rooms are small, but who stays in the room when in London. Goo...
by JMacDonald
Thu Jan 19, 2017 9:33 pm
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads Los Angeles meetings
Replies: 112
Views: 9984

Re: Bogleheads Los Angeles meetings

If we have a meeting at Philippes, some of us could take the metro and not drive: http://www.philippes.com/
by JMacDonald
Thu Jan 19, 2017 11:20 am
Forum: Personal Consumer Issues
Topic: should I scrap my car after this accident
Replies: 23
Views: 1279

Re: should I scrap my car after this accident

Go shopping.

Be happy no one was hurt.
by JMacDonald
Sun Jan 15, 2017 4:30 pm
Forum: Investing - Theory, News & General
Topic: 3 Vanguard Funds That Are Taking on Water
Replies: 29
Views: 5385

Re: 3 Vanguard Funds That Are Taking on Water

First he says: here are three Vanguard funds to sell now them in the fine print at the bottom: As of this writing, Kent Thune did not personally hold a position in any of the aforementioned securities. His No. 1 holding is his privately held investment advisory firm in Hilton Head Island, SC. Under ...
by JMacDonald
Fri Jan 13, 2017 5:29 pm
Forum: Personal Consumer Issues
Topic: 24 hour stop over at LHR, what all can I visit in London?
Replies: 31
Views: 1718

Re: 24 hour stop over at LHR, what all can I visit in London?

If you are still awake in the evening, go to a performing arts show: play, musical, ballet, concert, or the opera if any of those appeal to you. London is probably the greatest city in the world for the performing arts.
by JMacDonald
Mon Jan 09, 2017 10:54 pm
Forum: Investing - Help with Personal Investments
Topic: [403(b) Fidelity or TIAA Cref allocation, and do I want one?]
Replies: 137
Views: 5034

Re: EJ not [costing me as much as] others?

When I brought my concerns up with my financial advisor (regarding fees and active/passively managed funds), he warned me that yes indices have been doing better in recent years, but that the EJ accounts do better in down years. This is a claim I asked to be backed up with data but he was not able ...
by JMacDonald
Mon Jan 09, 2017 6:47 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card Fraud -- Got charged $1.2k and a call from Citibank
Replies: 8
Views: 912

Re: Credit Card Fraud -- Got charged $1.2k and a call from Citibank

I have had this happen several times. You might consider getting a second credit card. I was on a trip when my main card was accidentally canceled. I would have been in a fix without a second card. Also go online and set alerts for your Costco Card. Check you card often for any fraud use of your car...
by JMacDonald
Mon Jan 09, 2017 8:09 am
Forum: Investing - Theory, News & General
Topic: McDonald's Stock
Replies: 103
Views: 8897

Re: McDonald's Stock

I had a good chuckle reading this. McDonalds is a global multinational conglomeration, and the largest restaurant chain, it aint going anywhere. F150HD wrote: abuss368 wrote: Personally, I think McDs could disappear in 10-20 years (or have a severely diminished presence) Like Sears Sears was intent...
by JMacDonald
Thu Jan 05, 2017 8:07 am
Forum: Personal Consumer Issues
Topic: Where to in March?
Replies: 21
Views: 1840

Re: Where to in March?

Lot to do in Moab: http://www.moab-utah.com/

or Hawaii
by JMacDonald
Mon Jan 02, 2017 5:44 am
Forum: Personal Consumer Issues
Topic: Yellowstone Tours Vs. Self-Guided
Replies: 28
Views: 2198

Re: Yellowstone Tours Vs. Self-Guided

There is no reason not to do you own exploring along with taking a tour since you will be there for a week. Here is a list of possible tour guides: https://www.tripadvisor.com/Attractions ... oming.html
by JMacDonald
Thu Dec 29, 2016 4:49 pm
Forum: Personal Consumer Issues
Topic: Gift Card received in mail?
Replies: 3
Views: 479

Re: Gift Card received in mail?

There was a class action settlement against Kohl's. See this link: http://www.kohlssettlement.com/
Read the FAQs about the settlement.
by JMacDonald
Thu Dec 29, 2016 11:50 am
Forum: Investing - Theory, News & General
Topic: All your eggs in one basket vs. concern about being hacked?
Replies: 41
Views: 4220

Re: All your eggs in one basket vs. concern about being hacked?

I check all of my financial accounts on a regular basis. That way I will see if anything is not right.
Here is what Vanguard has about security:

https://investor.vanguard.com/security/
by JMacDonald
Sun Dec 25, 2016 9:43 pm
Forum: Personal Consumer Issues
Topic: Is it possible to get a used book exchange going here?
Replies: 9
Views: 949

Re: Is it possible to get a used book exchange going here?

Sell your books on Alibris: http://www.alibris.com/sellers

I buy a lot of used books on that website.
by JMacDonald
Sat Dec 24, 2016 3:54 pm
Forum: Personal Consumer Issues
Topic: Las Vegas - should I do anything?
Replies: 34
Views: 2913

Re: Las Vegas - should I do anything?

I'd be reluctant to visit the Grand Canyon at this time of year due to winter weather. It is frequently snowy/icy in December and January. For example, there's a winter storm warning in effect right now with snow and ice predicted on the south rim roads. Yes, the south rim is open year-round, but i...
by JMacDonald
Fri Dec 16, 2016 6:27 am
Forum: Investing - Help with Personal Investments
Topic: Required Minimum Distribution
Replies: 6
Views: 848

Re: Required Minimum Distribution

It is easy to figure how much one needs to take out, See this link on Vanguard: https://personal.vanguard.com/us/insigh ... r-rmd-tool
by JMacDonald
Sun Dec 11, 2016 11:40 am
Forum: Investing - Help with Personal Investments
Topic: Academia female professional seeking your suggestion
Replies: 47
Views: 7319

Re: Academia female professional seeking your suggestion

The game here is to create wealth over time, not to get rich quick. Trying to time the market is like going to Las Vegas, the house always wins.
by JMacDonald
Thu Dec 08, 2016 9:27 pm
Forum: Investing - Theory, News & General
Topic: McDonald's Stock
Replies: 103
Views: 8897

Re: McDonald's Stock

they are surrounded by many chains that produce really good hamburgers that are only a little more costly than McDonald's. Smashburger, Five Guys (probably our favorite for burgers), Red Robin, many small local chains. Besides the fast food places mentioned In-N-Out Burger on the West Coast is very...
by JMacDonald
Thu Dec 08, 2016 8:28 am
Forum: Investing - Help with Personal Investments
Topic: First real situation where I know I should be doing something with my money.
Replies: 12
Views: 1369

Re: First real situation where I know I should be doing something with my money.

Since your situation is fluid, it would be wise, I think, to keep the funds in a CD until you are settled with jobs in NJ. It is usually recommended here for one to have an emergency fund for unexpected expenses. That money can serve that purpose.
by JMacDonald
Sat Dec 03, 2016 8:20 am
Forum: Personal Finance (Not Investing)
Topic: Need advice on how to go about selling my mom's house
Replies: 37
Views: 2414

Re: Need advice on how to go about selling my mom's house

Besides the flipper, have you talk to a real estate agent about selling the property? You need a second or third opinion. Otherwise you are probably going to give the flipper too good of a deal.
by JMacDonald
Thu Dec 01, 2016 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: Weighing life trade-offs:commute vs school vs house vs time with family
Replies: 27
Views: 2129

Re: Weighing life trade-offs:commute vs school vs house vs time with family

My wife happens to be a teacher and she is appalled at the level of teaching (or lack their of) one of our children is receiving right now, in the new "high end" district. But she helps out at home to make up the difference, so our child will score fine on the tests and the district score...
by JMacDonald
Wed Nov 30, 2016 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: Weighing life trade-offs:commute vs school vs house vs time with family
Replies: 27
Views: 2129

Re: Weighing life trade-offs:commute vs school vs house vs time with family

I am a retired elementary teacher. The last school I worked at I loved working there; however, I am sure many Bogleheads here would hesitate to put their children in that school. I worked with some excellent teaches. Some of the teachers had their own children attend the school. It is a school that ...
by JMacDonald
Wed Nov 23, 2016 6:35 pm
Forum: Personal Consumer Issues
Topic: Owning a Chromebook
Replies: 77
Views: 8987

Re: Owning a Chromebook

After reading this conversation, I bought an Acer CB 14 at Best Buy yesterday for $300 plus sales tax. So far it is working fine. I am using it now to type this.I am trying to get up to speed on how to do things. I plan to use this when I travel. I'll leave my MacBook Air at home. Great conversation...
by JMacDonald
Mon Nov 21, 2016 6:02 pm
Forum: Personal Consumer Issues
Topic: Fly/Drive to Yellowstone
Replies: 21
Views: 2061

Re: Fly/Drive to Yellowstone

I don't about the summer months, but you can still get reservations in September. I am going to Yellowstone this September.
http://www.yellowstonenationalparklodges.com
by JMacDonald
Wed Nov 16, 2016 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Cannot get myself to spend my savings
Replies: 75
Views: 8441

Re: Cannot get myself to spend my savings

You certainly don't need to buy stuff at this point of your life. Use the money to buy experiences: travel, go to the theater, concerts or hobbies. Fund your grandchildren college fund if you have any. Don't spend to just spend, but make good use of your wealth. John Maynard Keynes is quoted as sayi...
by JMacDonald
Mon Nov 07, 2016 9:49 am
Forum: Personal Consumer Issues
Topic: which pickup truck
Replies: 67
Views: 6949

Re: which pickup truck

I have a 2013 GMC Sierra 1500 double cab 2X4 that I like very much. My bother just bought a new Toyota Tundra which is very nice. Here is a website that may help you in checking complaints: http://www.carcomplaints.com
by JMacDonald
Thu Oct 27, 2016 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone use Kaiser Senior Advantage for Medicare
Replies: 34
Views: 3036

Re: Anyone use Kaiser Senior Advantage for Medicare

Over 39 years of employment, I had at least half a dozen HMO insurance providers. After my mother could no longer drive, I drove her to her Kaiser appointments and eventually became her Designated Health Care Surrogate, so I witnessed the evolution of Kaiser care and services for over two decades a...
by JMacDonald
Thu Oct 27, 2016 7:24 am
Forum: Personal Finance (Not Investing)
Topic: Anyone use Kaiser Senior Advantage for Medicare
Replies: 34
Views: 3036

Re: Anyone use Kaiser Senior Advantage for Medicare

but then a kaiser case manager can limit your access to services , or make it more difficult, 'managed inconvenience' I have the Kaiser Senior Advantage Medicare. This has not been my experience. What evidence so you have that services are limited or made more difficult? As far as I am concerned, I...
by JMacDonald
Sun Oct 23, 2016 11:40 am
Forum: Personal Finance (Not Investing)
Topic: Money lessons for a 3 year old
Replies: 46
Views: 3041

Re: Money lessons for a 3 year old

Here are some suggestions for teaching children about money: Five healthy money habits to teach your kids
http://www.latimes.com/business/la-fi-h ... story.html
by JMacDonald
Sun Oct 09, 2016 7:53 am
Forum: Personal Consumer Issues
Topic: Is there a decent toaster out there?
Replies: 41
Views: 2617

Re: Is there a decent toaster out there?

Here is the one I bought some years ago: http://www.webstaurantstore.com/proctor ... 22850.html

So far it works OK.
by JMacDonald
Sat Oct 08, 2016 7:06 am
Forum: Personal Consumer Issues
Topic: Join AARP
Replies: 56
Views: 3409

Re: AARP - no way

daveatca wrote:AARP is evil.

I find this statement amusing. I have an AARP membership so I guess I am evil. I have the membership to get the discount for motels. I have paid for the membership with those discounts. I guess I will have to look more closely at AARP's evil ways in the future.
by JMacDonald
Fri Oct 07, 2016 10:37 am
Forum: Personal Finance (Not Investing)
Topic: AX [American Express] charge dispute
Replies: 27
Views: 1702

Re: AX [American Express] charge dispute

I agree with nisiprius suggestions on how to approach this issue. I have had really good success by writing CEOs. I make sure I have tried to resolve the issue with customer service first. If that didn't work. then I go to the CEO. I am sure the CEO never sees the complaint; but when customer servic...
by JMacDonald
Fri Oct 07, 2016 9:47 am
Forum: Forum Issues and Administration
Topic: Why no OT forum?
Replies: 33
Views: 3258

Re: Why no OT forum?

This forum can't and won't be everything for everyone. If your needs are not being met here, go over to Morningstar and post there. That site seems to try to cover everything: http://socialize.morningstar.com/NewSoc ... fault.aspx
by JMacDonald
Thu Oct 06, 2016 10:35 pm
Forum: Forum Issues and Administration
Topic: Why no OT forum?
Replies: 33
Views: 3258

Re: Why no OT forum?

by JMacDonald
Thu Oct 06, 2016 7:45 am
Forum: Personal Consumer Issues
Topic: Europe bus tours
Replies: 36
Views: 2198

Re: Europe bus tours

I have done a Rick Steves tour of Ireland and Scotland. If one wants to do a bus tour, I think his tours are the best way to go. I would go on another of his tours if I decide to go back to Europe again. https://www.ricksteves.com
by JMacDonald
Wed Oct 05, 2016 2:04 pm
Forum: Forum Issues and Administration
Topic: weather watch [Hurricane Matthew, potential site impact]
Replies: 27
Views: 3002

Re: weather watch

The bogleheads.org server is located in Hollywood, Florida, about four miles inland from the beach. The building is a one story, concrete and steel structure with steel shutters over the windows. The computer room is in the center of that building, with steel doors and no windows. FEMA says the bui...
by JMacDonald
Tue Oct 04, 2016 5:15 pm
Forum: Investing - Help with Personal Investments
Topic: temporarily cashing out ?
Replies: 55
Views: 5010

Re: temporarily cashing out ?

You need to find your correct asset allocation and stay the course. Read this to help:
http://www.kevinoninvesting.com/2010/04 ... rance.html
by JMacDonald
Fri Sep 30, 2016 6:14 pm
Forum: Personal Finance (Not Investing)
Topic: Calling all Teachers!
Replies: 33
Views: 2787

Re: Calling all Teachers!

In certain subject areas, it is possible to get an emergency credential to start teaching while one is working on a clear credential. You might want to go to the school district you are interested in working for and ask what you need to do.
by JMacDonald
Thu Sep 29, 2016 8:23 am
Forum: Personal Consumer Issues
Topic: Please recommend a new tablet
Replies: 26
Views: 2506

Re: Please recommend a new tablet

I have a 4th generation iPad which is now four years old and works great. I am surprised at your experience. Here are reviews of budget tablets: https://www.cnet.com/topics/tablets/bes ... t-tablets/
by JMacDonald
Tue Sep 27, 2016 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: latest scandal has me thinking of leaving Wells Fargo
Replies: 36
Views: 3628

Re: latest scandal has me thinking of leaving Wells Fargo

Use your credit union......or likely ANY credit union, even if you're not a member. There are more credit union branches in the US than any big bank. Most credit unions work together, so walk into a random credit union and you can do whatever you could do at your own credit union. Try that at Bank ...
by JMacDonald
Mon Sep 26, 2016 8:28 pm
Forum: Personal Finance (Not Investing)
Topic: latest scandal has me thinking of leaving Wells Fargo
Replies: 36
Views: 3628

Re: latest scandal has me thinking of leaving Wells Fargo

...Most credit unions work together, so walk into a random credit union and you can do whatever you could do at your own credit union. Thanks! I did not know that. Let me offer this: At the height of the most damning disclosures about Bank of America, I walked into my local branch, where I had been...
by JMacDonald
Tue Sep 20, 2016 8:37 am
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 9955

Re: Disappointing News Wells Fargo

I am glad I have been with a credit union for over 30 years. I am amazed that people stay with these big banks considering their fees and behavior.
by JMacDonald
Thu Sep 01, 2016 6:47 am
Forum: Personal Consumer Issues
Topic: Drowned IPhone
Replies: 28
Views: 2486

Re: Drowned IPhone

When my cell phone went swimming, I first put it in rice. Then I heated the oven up for a bit to get it warm but not hot. I turned off the oven and left the cell phone in it over night. The cell phone did work but the battery was dead. This may not work for an iPhone as one can't replace the battery...
by JMacDonald
Sun Aug 28, 2016 9:34 pm
Forum: Personal Consumer Issues
Topic: Alaska Trip
Replies: 6
Views: 931

Re: ALASKA TRIP

I drove to Alaska some years ago. It was a great trip. I put on 10K miles from Southern California and back. I am planning to drive again in the future. Next time I will take longer as I am retired now. Here is on way to drive without putting on too many miles: http://www.dot.state.ak.us/amhs/ You n...
by JMacDonald
Tue Aug 16, 2016 6:42 pm
Forum: Personal Consumer Issues
Topic: The True Cost of Owning a Dog
Replies: 175
Views: 12938

Re: The True Cost of Owning a Dog

Here Kitty Kitty :) Dan Really? We just invested $5,000 in two hip surgeries on our cat. Gill My pets have run up their share of $1,000+ vet bills over the years. Good for you. My cat was sick for the past three months. The cost for that period was almost $1900. Unfortunately, she had to be put down.
by JMacDonald
Sun Aug 14, 2016 8:19 am
Forum: Personal Finance (Not Investing)
Topic: FICO Score??
Replies: 69
Views: 6182

Re: FICO Score??

Come back to this conversation a year from now to let us know if you have improved your credit score. It will be interesting to know if your efforts have paid off. I'm back -- it didn't even take a year! tl;dr: Never used credit after paying off student loans quickly after college. Had a "thin...
by JMacDonald
Thu Aug 04, 2016 6:48 pm
Forum: Personal Consumer Issues
Topic: Vanguard Swag ?
Replies: 23
Views: 3796

Re: Vanguard Swag ?

For something really "far out": Vanguard 1 What I personally remember from that era was that the Vanguard "vehicle" was close to a disaster. It was called a "vehicle" because it was civilian, and not to be confused with military "missiles." In those days it s...

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