Search found 232 matches

by Info_Hound
Thu Dec 08, 2016 11:55 am
Forum: Personal Consumer Issues
Topic: Double Oven Ranges
Replies: 13
Views: 839

Re: Double Oven Ranges

I can speak to the usefulness of a double oven as I have one but it is electric and a GE Profile. Smooth top, 2 ovens, one is convection both doors open independently. Love my double oven! The smaller one gets much more use than the larger convection oven on the bottom. Yes, I cook large items like ...
by Info_Hound
Thu Dec 08, 2016 11:39 am
Forum: Personal Consumer Issues
Topic: Should I go for the 2K+ flying squirrel solution?
Replies: 36
Views: 2709

Re: Should I go for the 2K+ flying squirrel solution?

Flying squirrels leave their nest at dusk and return at dawn, so if you are hearing scraping at night, it's not flying squirrels. Regular squirrels work in the opposite direction - in a night and out during the day. I had some flying squirrels in my attic and when one fell down into the space betwee...
by Info_Hound
Wed Nov 16, 2016 3:00 pm
Forum: Personal Finance (Not Investing)
Topic: Public Credit Union Black Friday 3%, 24 Month CD Offer
Replies: 5
Views: 1209

Re: Public Credit Union Black Friday 3%, 24 Month CD Offer

Thanks for the info!

I'd rather wait at PSCU to buy a CD that will pay me 3% than go to Best Buy and pay them money with 0% return.
by Info_Hound
Sat Oct 22, 2016 10:33 am
Forum: Investing - Theory, News & General
Topic: Complete this sentence
Replies: 17
Views: 1386

Re: Complete this sentence

You know you are a successful investor when your CPA keeps telling you "You can afford that!" :beer
by Info_Hound
Sat Oct 22, 2016 10:14 am
Forum: Personal Consumer Issues
Topic: Replacement Windshield Wiper Blades
Replies: 38
Views: 3022

Re: Replacement Windshield Wiper Blades

I found the blades at Costco, Goodyear I think, to be terrible. After some research I bought Rain-X Latitude blades. They are the best in my opinion. No streaking and do not lift off windshield at high speeds. Not found in stores in right size so just got them from Amazon. +1 I replace blades once ...
by Info_Hound
Sat Oct 22, 2016 10:07 am
Forum: Personal Consumer Issues
Topic: Pet meds
Replies: 22
Views: 1277

Re: Pet meds

Pet meds can be expensive, having gone down this path for my fur babies as well. I discovered that as a Banfield Hospital client (inside Petsmart) they will reduce the price of meds if you can find it online cheaper. You don't have to buy it online, just show them the website with the product at the...
by Info_Hound
Sun Oct 09, 2016 9:42 am
Forum: Personal Consumer Issues
Topic: Looking for good mountain scenery near Denver
Replies: 16
Views: 1277

Re: Looking for good mountain scenery near Denver

Highway 34 between Loveland and Estes Park will be closed to all traffic from mid-October til next Spring sometime. Highway 36 via Lyons will be the only way into Estes from the Denver side. The 2013 floods totally destroyed the roads in the canyons (34 & 36). CDOT has spent the past several yea...
by Info_Hound
Sat Oct 08, 2016 10:17 am
Forum: Personal Consumer Issues
Topic: Looking for good mountain scenery near Denver
Replies: 16
Views: 1277

Re: Looking for good mountain scenery near Denver

Most of the places mentioned will likely be closed by then. Trail Ridge road is one of the best vistas in the state, but that will certainly be closed by then. They're already plowing snow there. Best chance would be Loveland Pass, which is right next to I70 has great views at the top as you drop d...
by Info_Hound
Mon Sep 26, 2016 9:43 am
Forum: Personal Finance (Not Investing)
Topic: TSP - Surviving spouse should probably move out of the TSP
Replies: 16
Views: 1698

Re: TSP - Surviving spouse should probably move out of the TSP

Lady Geek I checked out the Wiki page and the info all looks correct along with the links. I do have a question - Where did the TSP RMD that applies to beneficiaries end up? It is a rather odd duck in the RMD guidelines and if a surviving spouse was considerably younger than the deceased they will f...
by Info_Hound
Sun Sep 25, 2016 11:29 am
Forum: Personal Finance (Not Investing)
Topic: TSP - Surviving spouse should probably move out of the TSP
Replies: 16
Views: 1698

Re: TSP - Surviving spouse should probably move out of the TSP

I have already lived this, I am a surviving spouse of a young Fed who died suddenly leaving a large TSP account. It's been almost 7 years now and my daughter and I miss him every day. Like you I want to leave something behind for my daughter when I pass but don't want to cash in the TSP account as I...
by Info_Hound
Mon Aug 15, 2016 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: FICO Scores: Which one do you get?
Replies: 39
Views: 8720

Re: FICO Scores: Which one do you get?

NASA Federal Credit Union provides my FICO score on line anytime I want it. Free.

If I saw variations that indicated a problem then I'd pull my credit reports.
by Info_Hound
Fri Aug 05, 2016 10:23 am
Forum: Personal Consumer Issues
Topic: major remodel: regrets or things you'd do again
Replies: 68
Views: 7176

Re: major remodel: regrets or things you'd do again

If you think you will age in place in this home, putting in support features now while everything is tore up will save you in the future. This does not mean the ugly bulky handicap bars, there are other models that are beautiful and do not look like assist devices. Consider how wide the doorways wil...
by Info_Hound
Fri Aug 05, 2016 10:05 am
Forum: Personal Consumer Issues
Topic: Experience with Honda airbag recall?
Replies: 152
Views: 30567

Re: Experience with Honda airbag recall?

Got the general recall notice this past winter. It stated I would be contacted by the local dealer when they had the parts available to schedule the work sometime this summer. I have a 2010 Honda CRV (AWD version). Fast forward to late June. I dropped by the dealership and asked where they were on t...
by Info_Hound
Sat Jul 30, 2016 10:40 am
Forum: Investing - Help with Personal Investments
Topic: Recently widowed.. Starting over planning for retirement with a couple of unique challenges
Replies: 20
Views: 2376

Re: New here.. Starting over planning for retirement with a couple of unique challenges

I'm so sorry for your loss. I lost my spouse suddenly and unexpectedly two years ago and have two small children. I'm still trying to get my bearings. This forum has been invaluable. Before I launch into advice, may I suggest you consider editing the title of your post so that more widowed people -...
by Info_Hound
Sat Jun 11, 2016 10:54 am
Forum: Personal Consumer Issues
Topic: Credit card for college-aged daughter
Replies: 36
Views: 2248

Re: Credit card for college-aged daughter

I checked with my local credit union to see if they had a plan in which my college age daughter could get a credit card in her name only with no job. They had a secure credit card offer that worked for her. There was also no annual fee. She had to open a 2 year CD, the $ amount of the CD is the cred...
by Info_Hound
Sat Jun 11, 2016 10:44 am
Forum: Personal Consumer Issues
Topic: Had entire lawn sodded, now some animal is creating holes...Philly Burbs Area
Replies: 27
Views: 1345

Re: Had entire lawn sodded, now some animal is creating holes...Philly Burbs Area

Rabbits with babies dig shallow holes to hide in overnight. Since the ground is soft they can (and do) a lot of damage when they make these nests. My veggie garden was the peferred place for this activity until I finally fenced it to keep the rabbits out.
by Info_Hound
Sat Jun 04, 2016 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: FASFA Questions [Free Application for Federal Student Aid]
Replies: 9
Views: 732

Re: FASFA Questions [Free Application for Federal Student Aid]

My daughter was awarded a merit based scholarship for her undergrad years at a state university. The university had as one of its conditions of eligibility was that a FAFSA had to be filed each year. It didn't matter that we never qualified for federal aid, if she wanted the merit scholarship a FAFS...
by Info_Hound
Wed May 25, 2016 10:10 am
Forum: Investing - Theory, News & General
Topic: Improving the TSP [for current participants]
Replies: 131
Views: 20129

Re: Improving the TSP [for current participants]

Saw this article today: TSP Board Still Seeking Lawmaker to Sponsor Its Proposal to Ease Withdrawals Quote: "Despite receiving approval from the Senate-confirmed overseers last year, Thrift Savings Plan officials are still seeking a champion in Congress to sponsor legislation that would make i...
by Info_Hound
Tue May 17, 2016 10:28 am
Forum: Personal Consumer Issues
Topic: Elliptical trainer
Replies: 43
Views: 2370

Re: Elliptical trainer

Sports Authority recently had a 50% off sale on the Schwinn 470 model which brought it to $750. That was the same price I found for it on Amazon delivered to my door. The ProForm models have a lower customer satisfication rating and seem to have issues with noise and breaking down after about 4 mont...
by Info_Hound
Fri May 13, 2016 9:59 am
Forum: Personal Finance (Not Investing)
Topic: FERS FEHB and Medicare Part B
Replies: 25
Views: 1660

Re: FERS FEHB and Medicare Part B

I am a FEHB participant (BCBS) and will have to make a choice of whether to sign up for Part B by October of this year or delay. I lived in the Washington DC area for many, many years and the best source of info on topics close to a Feds heart is found on Federal News Radio. This includes what the T...
by Info_Hound
Mon May 02, 2016 9:34 am
Forum: Investing - Theory, News & General
Topic: Improving the TSP [for current participants]
Replies: 131
Views: 20129

Re: Improving the TSP [for current participants]

MichDad, Nothing on these issues in the November 2015 through February 2016 FRTIB minutes. It would sure help us plan if we knew more flexible TSP withdrawal options were going to be available. mrc, I'm afraid the news is worse. In April, I corresponded with FRTIB staff about the Board's plan to ad...
by Info_Hound
Mon Apr 18, 2016 9:36 am
Forum: Personal Consumer Issues
Topic: Security features of a good front door
Replies: 34
Views: 3020

Re: Security features of a good front door

The Ring doorbell looks neat, but I just can't bring myself to fork over the 200 bucks. http://www.amazon.com/Ring-Wi-Fi-Enabled-Video-Doorbell/dp/B00N2ZDXW2/ref=sr_1_2?ie=UTF8&qid=1460740379&sr=8-2&keywords=ring+doorbell You can also get deadbolts that work from your cell phone, anothe...
by Info_Hound
Sat Apr 16, 2016 3:26 pm
Forum: Personal Consumer Issues
Topic: Security features of a good front door
Replies: 34
Views: 3020

Re: Security features of a good front door

The Ring doorbell looks neat, but I just can't bring myself to fork over the 200 bucks. http://www.amazon.com/Ring-Wi-Fi-Enabled-Video-Doorbell/dp/B00N2ZDXW2/ref=sr_1_2?ie=UTF8&qid=1460740379&sr=8-2&keywords=ring+doorbell You can also get deadbolts that work from your cell phone, anothe...
by Info_Hound
Fri Apr 01, 2016 10:35 am
Forum: Personal Consumer Issues
Topic: Solar City Sales-pitch
Replies: 43
Views: 5493

Re: Solar City Sales-pitch

Looked into Solar City as I am interested in solar for my house. Found them at the HD store with a little table set up. I pretty much got the same pitch as the OP. My home sits in a perfect location to go solar and several of my neighbors have mounted panels, but I backed away from this deal. My ele...
by Info_Hound
Wed Mar 30, 2016 10:01 am
Forum: Personal Finance (Not Investing)
Topic: Slow tax refund,making of an audit?
Replies: 6
Views: 808

Re: Slow tax refund,making of an audit?

The state of Colorado has been very slow with their returns since they started receiving them. They state this is due to 'tax fraud activity' they have detected. They did they same thing last year too. My daughter and I filed simple electronic returns in mid-Feb. The Feds took 3 days to issue refund...
by Info_Hound
Tue Mar 08, 2016 11:29 am
Forum: Personal Finance (Not Investing)
Topic: Delayed Federal Tax Refund
Replies: 24
Views: 3750

Re: Delayed Federal Tax Refund

Had my taxes done by my CPA and filed for a refund from both the feds and state. Received my fed refund 3 days after it was electronically filed. I am still waiting for the state (Colorado) to 'accept' my electronic return almost 30 days after it was filed. We can see it's status on line at the stat...
by Info_Hound
Thu Mar 03, 2016 12:25 pm
Forum: Personal Consumer Issues
Topic: House size advice for when the kids start leaving home?
Replies: 38
Views: 3248

Re: House size advice for when the kids start leaving home?

In your situation, the max number of bedrooms I would get in a house is 4. One for each of your two living at home daughters and one for MIL's visit and the other daughter during summers. Four bedroom homes seem to be the normal these days. Really, I think you could easily get by with three. I woul...
by Info_Hound
Fri Feb 26, 2016 11:54 am
Forum: Personal Consumer Issues
Topic: Gardening 2016
Replies: 76
Views: 8200

Re: Gardening 2016

I am waiting until after Mother's Day to do anything in the garden. Garden location - Fort Collins, CO. For the past 3 years in a row I have had measurable snow in mid-May covering my lawn and garden beds. I mix in compost and peat using my daughter's labor as her gift to me as a Mother's Day gift. ...
by Info_Hound
Mon Feb 08, 2016 10:35 am
Forum: Personal Consumer Issues
Topic: GEICO Windshield Repair and Waive of Deductible
Replies: 14
Views: 1394

Re: GEICO Windshield Repair and Waive of Deductible

Yes, GEICO does cover windshield chip repair at no cost to you. Call them, it will not impact your policy rates at all. I have two cars and each have had chips covered multiple times (sometimes in the same year!) at no cost to me. It's the cost of replacing the windshields that hits your policy dedu...
by Info_Hound
Sat Jan 23, 2016 12:38 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hope everyone is well [Preparing for Eastern US blizzard]
Replies: 102
Views: 6789

Re: Hope everyone is well [Preparing for Eastern US blizzard]

Thank you, Victoria. Two feet of snow in the DC area is not nothing. I lived in the suburbs of DC during Snowmageddon in 2010. ...While two feet of snow may be something that some areas recover from in 24 hours that is definitely now true in DC. Have a little compassion folks and I hope everyone st...
by Info_Hound
Wed Jan 20, 2016 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: Insane Notice / Counter Offer Situation
Replies: 61
Views: 5883

Re: Insane Notice / Counter Offer Situation

There have been lots of post reassuring you of why you simple can not stay. Most have correctly advised you ride out the notice. Having been through this more than once, you should also be prepared to be walked out the door this morning when you decline their offer. Lots of companies move senior em...
by Info_Hound
Wed Jan 20, 2016 12:23 pm
Forum: Personal Consumer Issues
Topic: Retiring and people seem to avoid me
Replies: 66
Views: 9059

Re: Retiring and people seem to aviod me

I gave a month's notice when I decided to retire because I was the Lead person on a major project. Had a great working relationship with the entire team of 25 folks in the department, including my manager. After much talk after the announcement I noticed folks seemed to ignore me. Hindsight, folks h...
by Info_Hound
Tue Jan 12, 2016 10:52 am
Forum: Investing - Theory, News & General
Topic: How common is this [Have more money 10+ years into retirement]
Replies: 72
Views: 10048

Re: How common is this

I think the critical factor is the withdrawal strategy and not necessarily asset allocation. Would love to hear Info-Hound's withdrawal strategy. At least the withdrawal rate. P.S: If withdrawal rate is 2%, of course most will have their nest egg grow. I withdraw from my IRA no more than 3% but it ...
by Info_Hound
Mon Jan 11, 2016 11:40 am
Forum: Investing - Theory, News & General
Topic: How common is this [Have more money 10+ years into retirement]
Replies: 72
Views: 10048

Re: How common is this

I'm only 5 years into retirement, so maybe my experience is not typical. I have more money today than I did on my last day working. Even this year this is true, I've starting updating my spreadsheets for the year and this popped up. Made me happy as I was thinking quite the opposite given recent fin...
by Info_Hound
Mon Jan 11, 2016 11:16 am
Forum: Investing - Help with Personal Investments
Topic: Advisor wants to convert TSP to ?
Replies: 64
Views: 6146

Re: Advisor wants to convert TSP to ?

Best advice I can give you and your wife is to ask her to 'follow the money'. This guy needs to make money to stay in business, how does he get paid and who pays him? Nothing is free. Agree with many other posters, there should be no second meeting, the above question can be answered via email. It's...
by Info_Hound
Sun Jan 10, 2016 11:30 am
Forum: Investing - Theory, News & General
Topic: Forbes serving Malware
Replies: 15
Views: 2257

Re: Forbes serving Malware

Sounds like my inner voice saved me from picking up a computer bug. I too saw recent click bait for a Forbes article that sounded interesting. When I got to the page it asked me to turn off my AdBlockerPlus. I thought about it in this order 1) I installed ad blocker software because....(fill in the ...
by Info_Hound
Sat Jan 02, 2016 7:21 pm
Forum: Investing - Theory, News & General
Topic: 2015 BOGLEHEAD CONTEST LEADERS
Replies: 53
Views: 5099

Re: 2015 BOGLEHEAD CONTEST LEADERS

Congratulations Victoria! And in the same vein, I am going to make note of my own dismal performance in my sig line as well... At the US Naval Academy the last graduating student is honored with the title of being the 'Class of 20xx Anchor.' As they like to point out you can be the bottom of the cl...
by Info_Hound
Sat Jan 02, 2016 7:13 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST
Replies: 657
Views: 26663

Re: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST

2146.03

Blew it big time last year, I was just too optimistic.
by Info_Hound
Wed Dec 30, 2015 1:40 pm
Forum: Investing - Theory, News & General
Topic: 2015 BOGLEHEAD CONTEST LEADERS
Replies: 53
Views: 5099

Re: 2015 BOGLEHEAD CONTEST LEADERS

Not to game the system...I can make the left hand column if I sort by name. :shock:
by Info_Hound
Wed Dec 30, 2015 1:02 pm
Forum: Personal Finance (Not Investing)
Topic: Fed retired, TSP to ROTH withdrawals possible?
Replies: 39
Views: 2647

Re: Fed retired, TSP to ROTH withdrawals possible?

I needed to do the same thing (move TSP funds into a ROTH IRA outside of the TSP) for the same reasons, however I am a survivor annunitant with the TSP. In this instance the same withdrawl rules applied to me as they do to you. I ended up moving funds from the TSP into a new ROTH IRA. I filed for a ...
by Info_Hound
Thu Dec 10, 2015 12:01 pm
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 296
Views: 40618

Re: OPM breach and credit freeze

I think that freezing credit and submitting a Form 14039 will provide far more protection than anything the OPM or a commercial service can offer. Just as a general FYI for those who are interested in availing themselves of this service...the IRS site that enables the online PIN request is down for...
by Info_Hound
Thu Dec 10, 2015 11:45 am
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 296
Views: 40618

Re: OPM breach and credit freeze

Well, I knew from reading the news reports earlier this year that my personal info was likely compromised but I have been waiting since the news broke to find out for sure. OPM wasn't exactly a fountain of information. Got my notice in the mail from OPM yesterday. I was beginning to hold out hope th...
by Info_Hound
Thu Dec 10, 2015 11:35 am
Forum: Personal Consumer Issues
Topic: mailboxes freezing shut?
Replies: 31
Views: 2293

Re: mailboxes freezing shut?

The door to our mailbox froze shut with the last round of blowing snow/ice storm. We have community mailboxes so the mailman opens the entire group of mailboxes (one huge door) to deliver mail. When we get a strong North wind with ice, it hits the mailboxes just right to freeze all the little doors ...
by Info_Hound
Wed Nov 25, 2015 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: Heads up: LONG rollover TSP to Vanguard
Replies: 29
Views: 4070

Re: Heads up: LONG rollover TSP to Vanguard

I too have done a partial rollover from TSP to my Fido account. The problem I encountered was Fidelity needed to keep the written information inside the little square boxes when they filled out their section. The Fidelity person did not and my first withdrawl form submittal was rejected by the TSP....
by Info_Hound
Tue Nov 24, 2015 11:21 am
Forum: Personal Finance (Not Investing)
Topic: Heads up: LONG rollover TSP to Vanguard
Replies: 29
Views: 4070

Re: Heads up: LONG rollover TSP to Vanguard

I too have done a partial rollover from TSP to my Fido account. The problem I encountered was Fidelity needed to keep the written information inside the little square boxes when they filled out their section. The Fidelity person did not and my first withdrawl form submittal was rejected by the TSP. ...
by Info_Hound
Sun Oct 25, 2015 12:29 pm
Forum: Investing - Help with Personal Investments
Topic: [how to invest TSP funds if concerned about] National debt default?
Replies: 16
Views: 1069

Re: National debt default?

Finally, the question: What advice does anyone have about avoiding losses in the pending strong possibility of a default on the US sovereign debt? After 30 years in Washington, this seems like a real possibility to me, since there are 6 legislative working days before the Treasury runs out of money...
by Info_Hound
Sun Oct 25, 2015 12:02 pm
Forum: Investing - Help with Personal Investments
Topic: Thrift Saving Plan vs Vanguard
Replies: 3
Views: 788

Re: Thrift Saving Plan vs Vanguard

Before you begin to move retirement funds around/into the TSP you should look into withdrawal options available for each of your retirement accounts. Currently withdrawal options are very restricted for TSP accounts vs. IRA accounts held elsewhere. Vanguard is a low cost option very close to the TSP...
by Info_Hound
Sun Oct 25, 2015 11:47 am
Forum: Personal Finance (Not Investing)
Topic: Health Insurance Premium for 2016
Replies: 70
Views: 7400

Re: Health Insurance Premium for 2016

I'm holding my breath waiting to see what our premimun will be. Federal open season begins next month and they will provide plan info sometime in the next week or so. Currently am on BCBS Federal Plan (PPO) (retired) but am eligible for the new self plus one plan. From what I have read, I might brea...
by Info_Hound
Sun Oct 25, 2015 11:21 am
Forum: Personal Consumer Issues
Topic: Guilty pleasures?
Replies: 123
Views: 14203

Re: Guilty pleasures?

All things related to quilting...fabric, sewing machines, tools, gadgets, patterns, books, the list is endless. Thank heavens I am retired and have time to enjoy all of it. I haven't given into the most expensive quilting toy desire yet as it will require me to finish my basement in order to bring i...
by Info_Hound
Sun Oct 04, 2015 9:43 am
Forum: Personal Consumer Issues
Topic: Noises in the wall (bats?)
Replies: 35
Views: 2750

Re: Noises in the wall (bats?)

We had flying squirrels in the walls of a house that sounded like that. Seems they can easily fit down the end of a roof ridge that did not have an end cap. Builder 'forgot' it. They are small and quick. We spent endless hours outside looking for the entry point (thinking they were gray squirrels) b...

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