Search found 78 matches

by IFRider
Fri Apr 21, 2017 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Why never speak badly about boss? [Need Bogleheads' wisdom]
Replies: 96
Views: 8247

Re: Why never speak badly about boss? [Need Bogleheads' wisdom]

The extent to which people on this board are willing to eat **** with a smile is totally baffling to me. A large portion of a manager's job is to facilitate ways to make those under them more effective\productive. If there's something about them that's causing that to be not true, then they're now ...
by IFRider
Thu Apr 20, 2017 9:02 am
Forum: Personal Finance (Not Investing)
Topic: Why never speak badly about boss? [Need Bogleheads' wisdom]
Replies: 96
Views: 8247

Re: Why never speak badly about boss? [Need Bogleheads' wisdom]

Many years in megacorps also (always an IC, never a boss). In my experience speaking badly about anyone in the organization is a bad strategy. This especially applies to your boss. The golden rule is alive and well. I've made the mistake of speaking badly about my bosses in the past and learned that...
by IFRider
Tue Apr 18, 2017 1:29 pm
Forum: Personal Consumer Issues
Topic: Mens Blue Jeans - What are we buying now?!
Replies: 86
Views: 7507

Re: Mens Blue Jeans - What are we buying now?!

Levi's 550. Relaxed fit. I've been wearing these for years. I think they call them dad jeans now.

Thankfully they still print the waist size clearly on the label as a daily reminder.
by IFRider
Wed Apr 12, 2017 8:17 pm
Forum: Investing - Theory, News & General
Topic: Charging Bull and Fearless Girl
Replies: 10
Views: 1506

Re: Charging Bull and Fearless Girl

Fallible wrote:With a little imagination, you can now wonder how the bull would react to her. Would he first try to frighten her away? And when he couldn't, since she's fearless, would he admire her courage? Would they become friends? And so on.


[NSFW link removed by admin LadyGeek]

I like #10 the best.
by IFRider
Wed Apr 12, 2017 7:53 pm
Forum: Investing - Theory, News & General
Topic: Charging Bull and Fearless Girl
Replies: 10
Views: 1506

Re: Charging Bull and Fearless Girl

The image reminds me of a scene from the Jeff Goldblum version of The Fly: Seth Brundle: You have to leave now, and never come back here. Have you ever heard of insect politics? Neither have I. Insects... don't have politics. They're very... brutal. No compassion, no compromise. We can't trust the i...
by IFRider
Thu Apr 06, 2017 8:23 pm
Forum: Personal Consumer Issues
Topic: BH Divers: Liveaboard recommendations
Replies: 24
Views: 1147

Re: BH Divers: Liveaboard recommendations

... I've had similar experiences shore diving in Cozumel. Best places for shore diving are Bonaire and to a lesser degree Curacao. I've been to both several times. Cayman Brac is apparently good for shore diving but I've not been there. But Cozumel? The sites there are mostly way offshore. Where ex...
by IFRider
Wed Apr 05, 2017 4:14 pm
Forum: Personal Consumer Issues
Topic: BH Divers: Liveaboard recommendations
Replies: 24
Views: 1147

Re: BH Divers: Liveaboard recommendations

... I think he's comparing the amenities on Little Cayman to a smallish yacht. Although, I would have guessed Cayman Brac falls way behind a yacht for comfort and pampering. Also, don't discount shore diving. Some of the most beautiful reefs I've ever seen were behind a seawall across the street fr...
by IFRider
Wed Apr 05, 2017 4:07 pm
Forum: Personal Consumer Issues
Topic: BH Divers: Liveaboard recommendations
Replies: 24
Views: 1147

Re: BH Divers: Liveaboard recommendations

http://www.undercurrent.org is good place to start (can't remember if Timelord is subscriber or not, but a lot of the content is non-paywalled....) We haven't been on either of those--and have generally gotten to the point of not thinking caribbean liveaboards are worth it compared to just staying ...
by IFRider
Wed Apr 05, 2017 2:53 pm
Forum: Personal Consumer Issues
Topic: BH Divers: Liveaboard recommendations
Replies: 24
Views: 1147

Re: BH Divers: Liveaboard recommendations

I did Turks and Caicos on the Agressor:

http://www.aggressor.com/turkscaicos.php

The diving was just ok: Not much reef, but the boat and crew were awesome.
I wanted to do their Palau trip but stopped diving before I could get there.
by IFRider
Wed Apr 05, 2017 12:29 pm
Forum: Personal Consumer Issues
Topic: Buying House with Odor (not cigarette)
Replies: 36
Views: 2656

Re: Buying House with Odor (not cigarette)

Has it been sitting empty or is it currently lived in? I can't think of a single time I've walked in a house that has been sitting empty for awhile that hasn't smelled odd. Tight houses without circulation will smell over time. If it is lived in currently, it could be due to the current occupants. ...
by IFRider
Mon Mar 27, 2017 1:02 pm
Forum: Personal Consumer Issues
Topic: Electric Space Heaters - Does expensive one heat better than cheap one?
Replies: 20
Views: 861

Re: Electric Space Heaters - Does expensive one heat better than cheap one?

I got 2 of these parabolic heaters at Costco: https://www.costco.com/Presto%C2%AE-HeatDish%C2%AE-Plus-Parabolic-Heater.product.100142330.html They work great: Cheap, quiet, instant warmth, don't dry the air (dehumidify). The cats love to lay in front of them too. The only downside is they are bright...
by IFRider
Sat Mar 25, 2017 11:09 am
Forum: Personal Consumer Issues
Topic: Anyone replaced a pickup with an SUV?
Replies: 35
Views: 1985

Re: Anyone replaced a pickup with an SUV?

I would keep the truck. It has good utility and I wouldn't want to load construction materials in my new $50k SUV.
by IFRider
Sat Mar 25, 2017 10:30 am
Forum: Personal Finance (Not Investing)
Topic: How to minimize increases for apartment rent?
Replies: 18
Views: 1430

Re: How to minimize increases for apartment rent?

I lived in apartments from 1998 to 2014 and every year at renewal time an envelope would show up on my door notifying me of the increase in rent and the procedure to give notice. For most of those years, the yearly increase was in the $25-$40 range. I think I spoke with the property manager one time...
by IFRider
Wed Mar 22, 2017 10:28 am
Forum: Personal Consumer Issues
Topic: Car Vandalism During Cross-Country Drive
Replies: 41
Views: 3369

Re: Car Vandalism During Cross-Country Drive

I can't see any reason to worry about this, especially in well lit hotel parking lots. Can you cite a source for your assertion that drug use and crime are at all time highs? I think it's irresponsible to present an opinion as fact when it seems to directly conflict with all available data. +1 I've...
by IFRider
Wed Feb 22, 2017 3:08 pm
Forum: Personal Finance (Not Investing)
Topic: I didn't report 1099-G?
Replies: 15
Views: 1067

Re: I didn't report 1099-G?

so it already included it as income, no need to manually enter the 1099G. (I know this is the case for TurboTax since it applies to me, it may be the case for other tax preparation software as well). So before you go and file a 1099X, check to see if the amount is already reported on your filed 109...
by IFRider
Fri Feb 17, 2017 5:07 pm
Forum: Personal Consumer Issues
Topic: What to ask puppy breeder?
Replies: 43
Views: 1718

Re: What to ask puppy breeder?

Can a person not love a dog just because they don't want one that makes their eyes itch and water? Or do they have to suffer to prove their love? If they don't want a dog that they know is going to give them problems that means they will kill it at the first sign of some other unrelated trouble? Pe...
by IFRider
Fri Feb 17, 2017 4:53 pm
Forum: Personal Consumer Issues
Topic: What to ask puppy breeder?
Replies: 43
Views: 1718

Re: What to ask puppy breeder?

I've heard of hypoallergenic hand lotion and earrings but dogs? Really? What happens when the dog is out for a walk and various allergy producing critters attach themselves to its fur? . So are you suggesting a chipmunk or squirrel is going to attached itself to a dog and come back to our house? I ...
by IFRider
Fri Feb 17, 2017 4:35 pm
Forum: Personal Consumer Issues
Topic: What to ask puppy breeder?
Replies: 43
Views: 1718

Re: What to ask puppy breeder?

hypo allergenic dog....The haters on this forum assume things way too quickly. I've heard of hypoallergenic hand lotion and earrings but dogs? Really? What happens when the dog is out for a walk and various allergy producing critters attach themselves to its fur? . So are you suggesting a chipmunk ...
by IFRider
Fri Feb 17, 2017 3:03 pm
Forum: Personal Consumer Issues
Topic: What to ask puppy breeder?
Replies: 43
Views: 1718

Re: What to ask puppy breeder?

Bottom line. I don't think you can just make the blanket statement that you made about "no such thing". Even your link seems to agree. You're correct. If I research many dog breeds to judge my reaction, bathe it frequently, and vacuum with special filters, I will have a hypoallergenic dog...
by IFRider
Fri Feb 17, 2017 2:42 pm
Forum: Personal Consumer Issues
Topic: What to ask puppy breeder?
Replies: 43
Views: 1718

Re: What to ask puppy breeder?

Nick True wrote:Especially when one is in need of a small / hypo allergenic dog...haters gonna hater as T-swift would say.


There's no such thing:

https://en.wikipedia.org/wiki/Hypoallergenic_dog_breed

He'll get the dog, sneeze a couple of times and off it goes to the shelter.
by IFRider
Fri Feb 17, 2017 2:16 pm
Forum: Personal Consumer Issues
Topic: What to ask puppy breeder?
Replies: 43
Views: 1718

Re: What to ask puppy breeder?

hypo allergenic dog....The haters on this forum assume things way too quickly. I've heard of hypoallergenic hand lotion and earrings but dogs? Really? What happens when the dog is out for a walk and various allergy producing critters attach themselves to its fur? Which leads to the second part... T...
by IFRider
Thu Feb 16, 2017 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: What's the secret to happiness?
Replies: 39
Views: 2780

Re: What's the secret to happiness?

I love taking care of my 2 rescued cats. One has a neurological disorder that requires special care and he's awesome. I also cared for a Siamese on her way to a shelter. I had her for 10 years and she was 21 when she died. All three would probably have been euthanized. I don't consider myself especi...
by IFRider
Thu Feb 16, 2017 11:21 am
Forum: Personal Consumer Issues
Topic: I may be a workaholic?
Replies: 24
Views: 2230

Re: I may be a workaholic?

michaeljc70 wrote:Most alcoholics enjoy drinking.


I'm only a layman, but I've been around alcoholics and, in my opinion, they aren't enjoying drinking or anything else for that matter.

I don't mean to hijack the thread, but comparing this OPs humblebrag to addiction is ridiculous.
by IFRider
Thu Feb 16, 2017 10:17 am
Forum: Personal Consumer Issues
Topic: Should I cut my Pine tree?
Replies: 24
Views: 2748

Re: Should I cut my Pine tree?

When I bought my house I inherited a Pinon pine. I addition to being just plain ugly, the tree's needles dropped off constantly and killed the grass under the tree. It also dropped cones that shot across the lawn when I hit them with the mower. One of the first things I did was call an arborist and ...
by IFRider
Mon Feb 13, 2017 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: Is 130k a good salary in IT?.
Replies: 40
Views: 5884

Re: Is 130k a good salary in IT?.

dumb question: Is someone working in IT the same as a software engineer or software developer? In all of the megacorps I've worked at, software engineer/developer would be a subset of IT. Most of the divisions are pretty much the same: Finance/Accounting Operations Sales IT Legal In my current mega...
by IFRider
Thu Feb 09, 2017 6:11 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 317
Views: 16281

Re: Your USER NAME...what does it mean?

It literally refers to Independent Fabrication, a boutique bicycle maker in Massachusetts. I bought a steel Crown Jewel used as a demo bike that was also pictured in the Colorado Cyclist catalog back in 1997 or so. I've probably put around 15k miles on the bike and while I don't ride it much anymore...
by IFRider
Sun Feb 05, 2017 11:30 pm
Forum: Personal Consumer Issues
Topic: Washer and dryer - upstairs or downstairs?
Replies: 52
Views: 3121

Re: Washer and dryer - upstairs or downstairs?

My washer and dryer are downstairs and that is my preference. It's not far to carry laundry to the machines and the benefits are: - Overflows and broken hoses minimize flooding to the utility room downstairs. - Noise is contained in the lower level when I do laundry at night. - Moving these machines...
by IFRider
Sun Jan 08, 2017 11:42 pm
Forum: Personal Consumer Issues
Topic: Getting rid of mice
Replies: 94
Views: 5525

Re: Getting rid of mice

Teague wrote:I think most every option has been discussed except one - build a huge wall around your house. Expensive, yes, but bonus points if you can convince folks the mice will pay for it.


How would this work? Mice don't make money.
by IFRider
Fri Jan 06, 2017 2:28 pm
Forum: Personal Consumer Issues
Topic: Getting rid of mice
Replies: 94
Views: 5525

Re: Getting rid of mice

Housecats make nice pets. They love to "play" with mice. But have you seen them actually doing this? Cat lover here and couldn't live without them, but I've never seen a mouse (or any other rodent for that matter) for them to play with. Not in my house or the apartments I used to live in....
by IFRider
Fri Jan 06, 2017 12:04 pm
Forum: Personal Finance (Not Investing)
Topic: Assuage my fears? (Buying a house)
Replies: 12
Views: 977

Re: Assuage my fears? (Buying a house)

I finally broke down and bought a house after 16 years of apartment living. At first, I was very nervous about it. I had feelings of being trapped not only in a mortgage but all of the expensive things that go with it: taxes, insurance, maintenance, etc. I felt trapped at first, but after 1.5 years ...
by IFRider
Sun Jan 01, 2017 8:50 pm
Forum: Investing - Theory, News & General
Topic: Almost made it through another year without breaking a rule- but then, we learned to Scuba
Replies: 31
Views: 2755

Re: Almost made it through another year without breaking a rule- but then, we learned to Scuba

PADI = Pay Another Dollar In! lol - I thought it was P aid A nother D ive I nstructor - Great hobby in good locations..... but yeah not on the cheap end. BUT; It's well worth spending well on stuff that can end your life if it fails :D LOL! After accumulating several hundred hours underwater at div...
by IFRider
Sat Dec 31, 2016 12:43 pm
Forum: Investing - Theory, News & General
Topic: Almost made it through another year without breaking a rule- but then, we learned to Scuba
Replies: 31
Views: 2755

Re: Almost made it through another year without breaking a rule- but then, we learned to Scuba

Any other Bogleheads who have found a new activity or interest this year you've had to incorporate into your plans who can share stories/advice? Also, any divers out there with tips for us newbies to keep costs down? PADI = Pay Another Dollar In! I learned to dive while in the military stationed in...
by IFRider
Sat Dec 31, 2016 10:15 am
Forum: Personal Finance (Not Investing)
Topic: Is it safe to use debit cards? Anybody here have one compromised?
Replies: 67
Views: 5455

Re: Is it safe to use debit cards? Anybody here have one compromised?

I have been using my debit card for most purchases for many years (at least 15) with no problems. I prefer to use my debit card because my credit union has a slick application for tracking spending that I lose with a credit card. Anyway, I got a call from a fraud alert company last month asking me t...
by IFRider
Fri Dec 23, 2016 10:39 pm
Forum: Personal Consumer Issues
Topic: Concept2 Holiday Challenge (indoor rowing)
Replies: 26
Views: 2702

Re: Concept2 Holiday Challenge (indoor rowing)

tludwig23 wrote:200,689 as of 7am. :happy Now I'm on a ferry to Victoria, BC, so no more rowing before Christmas.


205,044 for me tonight. I will probably end up with a few thousand more before the deadline tomorrow.

Good Job and Merry Christmas!
by IFRider
Thu Dec 22, 2016 8:36 pm
Forum: Personal Consumer Issues
Topic: Concept2 Holiday Challenge (indoor rowing)
Replies: 26
Views: 2702

Re: Concept2 Holiday Challenge (indoor rowing)

10,000 left for the pin! I'll knock it out tomorrow...

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by IFRider
Mon Dec 19, 2016 4:09 pm
Forum: Personal Consumer Issues
Topic: Hard Endeavor/Exercise in Middle Age
Replies: 118
Views: 8259

Re: Hard Endeavor/Exercise in Middle Age

Apparently people are into obstacle courses now, ie: https://www.warriordash.com/location/2016-warrior-dash-colorado/ https://www.mudandadventure.com/event/spartan-race-colorado-sprint-fort-carson-co/ I got this out of my system long ago as a young infantryman, so I can't speak from personal experie...
by IFRider
Mon Dec 19, 2016 10:58 am
Forum: Personal Consumer Issues
Topic: Family ski trip without breaking the bank
Replies: 27
Views: 2685

Re: Family ski trip without breaking the bank

The family wants to do a ski trip this winter, 5 adults. We like to consider the Rockies or the west coast. I'm looking for value, don't want to break the bank if possible. Where should we consider? for reasonable lift tickets, housing etc. Thanks. I would suggest thinking small. The smaller resort...
by IFRider
Thu Dec 15, 2016 10:54 pm
Forum: Personal Consumer Issues
Topic: Concept2 Holiday Challenge (indoor rowing)
Replies: 26
Views: 2702

Re: Concept2 Holiday Challenge (indoor rowing)

Passed 100k tonight. Just 9 days to get the next 100k and that darn pin! I will have the pin :D

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by IFRider
Thu Dec 15, 2016 4:38 pm
Forum: Personal Consumer Issues
Topic: How old is your vehicle?
Replies: 200
Views: 14763

Re: How old is your vehicle?

2005 Honda Pilot, 121k
2014 HD Electra Glide Ultra Classic, 42,825 8-)
by IFRider
Thu Dec 15, 2016 10:39 am
Forum: Personal Consumer Issues
Topic: Front Wheel Drive (FWD) vs All Wheel Drive (AWD)
Replies: 136
Views: 8294

Re: Front Wheel Drive (FWD) vs All Wheel Drive (AWD)

I drove my trusty 1987 RWD Toyota Corolla around Colorado, Wyoming, Montana for many years. Always with all seasons, never snow tires. If things got dicey, I kept a pair of chains in the trunk for the rear wheels. I had to use these chains maybe 3 times in the 10 years I drove this car. I now have a...
by IFRider
Thu Dec 01, 2016 11:08 pm
Forum: Personal Consumer Issues
Topic: Concept2 Holiday Challenge (indoor rowing)
Replies: 26
Views: 2702

Re: Concept2 Holiday Challenge (indoor rowing)

77,044 The slow way:

11/24/16 11,044m
11/25/16 14,000m
11/26/16 10,000m
11/27/16 10,000m
11/28/16 10,000m
11/30/16 15,000m

There are 280 people with over 100k and 1 person with over 400k. I feel like such a slacker :happy
by IFRider
Thu Nov 24, 2016 10:28 am
Forum: Personal Consumer Issues
Topic: Concept2 Holiday Challenge (indoor rowing)
Replies: 26
Views: 2702

Re: Concept2 Holiday Challenge (indoor rowing)

Anyone else doing the Concept2 Holiday Challenge to row at least 250,000 meters between Thanksgiving and Christmas? Yes, I'm going to do it. Your numbers are a little off though. You need 200k to get the pin, which is probably why most people do it. I've seen people with large Holiday Challenge pin...
by IFRider
Sat Oct 01, 2016 9:06 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2589
Views: 674949

Re: What Movie Have You Recently Watched?

Watched the Amanda Knox documentary on Netflix last night.

To me, the film was a dry presentation of the facts and a description of yet another bungled police investigation. I felt no sympathy for Amanda or her boyfriend, but after watching this film, I don't think she did it.
by IFRider
Wed Sep 28, 2016 1:32 pm
Forum: Personal Consumer Issues
Topic: Does it matter what type of college one goes to?
Replies: 250
Views: 16903

Re: Does it matter what type of college one goes to?

stoptothink wrote:Like so many topics, the only answer is "it depends".


True. But "it depends" is really short, only requires 1 response, and probably isn't very satisfying to the OP.
by IFRider
Wed Sep 28, 2016 1:16 pm
Forum: Personal Consumer Issues
Topic: Does it matter what type of college one goes to?
Replies: 250
Views: 16903

Re: Does it matter what type of college one goes to?

I agree that high quality data is largely lacking, but the available data does seem to support the fact that the student's ability is probably more important in determining future monetary success than the college they attend. Payscale data for all alumni (unlike bachelors only data) is below, with...
by IFRider
Mon Sep 26, 2016 12:45 pm
Forum: Personal Consumer Issues
Topic: Anybody here make 70K or under
Replies: 30
Views: 6171

Re: Anybody here make 70K or under

Nope. Why do you care what your supervisor thinks about you? Did you really ask that? I think of a supervisor as a non-management employee that oversees the work of other employees. I've never had this relationship in my career. As far as my relationship with managers, I completely agree with flyin...
by IFRider
Wed Sep 07, 2016 4:35 pm
Forum: Personal Finance (Not Investing)
Topic: Why aren't more people smarter with their money?
Replies: 20
Views: 2306

Re: Why aren't more people smarter with their money?

To me certain things which are no brainers such as saving some for a rainy day, saving for retirement, living within your means are not so for many others. I have always wondered why ? The follow on question is if that would actually be bad for the economy as a whole meaning if the less smart actua...
by IFRider
Tue Sep 06, 2016 7:38 pm
Forum: Personal Consumer Issues
Topic: Road Bike vs. old timey styles ?
Replies: 11
Views: 1064

Re: Road Bike vs. old timey styles ?

My beloved Independent Fabrication Crown Jewel, circa 1998.
Reynolds 853, Ultegra10 (6600 series), Mavic Open Pros hand built by Colorado Cyclist.


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