Search found 2 matches

by Gratefulguy
Mon Jun 26, 2017 8:10 am
Forum: Personal Finance (Not Investing)
Topic: Regret early retirement/downsizing
Replies: 260
Views: 68758

Re: Regret early retirement/downsizing

Admittedly my "advice" is jaded since I am approaching retirement age (61) after a 20 + year career as a Registered Nurse. Most of my patients are in their later years with cardiac conditions, other vascular conditions which clearly diminish the quality of their lives, especially those with kidney failure. I cannot tell you the number of financially healthy people I have taken care of that are out of shape, obese, have diabetes and limited families; until the end, that's when everyone with an interest shows up. I'm also the type of guy that's quite satisfied living comfortable, but not wealthy by any means. I'm also the type of guy that asks, "How much is enough?"..I mean if you will never have "enough" then th...
by Gratefulguy
Mon Jun 26, 2017 7:37 am
Forum: Personal Finance (Not Investing)
Topic: Survivor benefits (SSI & Pension)
Replies: 4
Views: 899

Survivor benefits (SSI & Pension)

Approaching retirement age and wondering if I should choose NOT to take the survivor benefit for my spouse.
Spouse is 20 years my junior and has a guaranteed government pension at 80% of current income with full medical benefits.
Personal debt will be near zero at retirement UNLESS a home is purchased for the purpose of allowing the "old guy" to age in place. IF a home is purchased, the mortgage will be relatively small (<$300,000). At my expiration, the "plan" calls for the home to be sold and the survivor (which I assume will not be me) to move on.
So; NO survivor benefit or YES survivor benefit