Search found 724 matches

by Grasshopper
Sun Jan 31, 2016 3:57 pm
Forum: Personal Finance (Not Investing)
Topic: TT prior year returns
Replies: 4
Views: 478

Re: TT prior year returns

I just signed into my TT account I bought 2015 through Amazon download, returns since 2000 were all there. I never had to sign in when I installed 2015, so I don't know how they would know if I paid or not. :greedy
by Grasshopper
Wed Jan 27, 2016 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: Who came closest to a $0 [taxes due]?
Replies: 62
Views: 3644

Re: Who came closest to a $0 [taxes due]?

Looks like $202 Fed and $111 State, still have qualified dividends and foreign tax credits to finalize. :beer
by Grasshopper
Fri Jan 22, 2016 7:35 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hope everyone is well [Preparing for Eastern US blizzard]
Replies: 102
Views: 4993

Re: Hope everyone is well [Preparing for Eastern US blizzard]

All this sounds like everyday stuff when you live 50 miles from gas and a grocery store, and are the last ranch on the grid. :beer
by Grasshopper
Thu Dec 31, 2015 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: How did your retirement Portfolio do in 2015?
Replies: 95
Views: 6342

Re: How did your retirement Portfolio do in 2015?

All Wellesley Quicken says +1.64% so does Vanguard 61/39.
by Grasshopper
Fri Dec 18, 2015 7:57 am
Forum: Personal Consumer Issues
Topic: Bogleheads: Share how you like to vacation
Replies: 113
Views: 8727

Re: Bogleheads: Share how you like to vacation

Retired 10 years now, we do a family trip to the east coast flying which is no longer fun. Since we sit around way too much at home we like doing active adventure cruises. We have seen lots of Central America and now are moving to South America. Last trip this fall Sea of Cortez, next trip Galapagos...
by Grasshopper
Wed Dec 16, 2015 8:14 am
Forum: Investing - Theory, News & General
Topic: "Vanguard converting mutual fund accounts to brokerage?
Replies: 374
Views: 47423

Re: "Vanguard converting mutual fund accounts to brokerage?

I was getting the 'not eligible' message the few times I volunteered to convert my investment, Roth and TIRA accounts, until last week when suddenly VG was asking me to do so. Sure, I said, jumping in. After two days of "processing conversion" flags on the website, no issues other than ha...
by Grasshopper
Fri Dec 11, 2015 2:57 pm
Forum: Investing - Theory, News & General
Topic: VG year-end distributions for MFs and ETFs
Replies: 6
Views: 532

Re: VG year-end distributions for MFs and ETFs

Surprised that VTI Total Stock Market shows as 95% Qualified Dividends.
by Grasshopper
Sun Dec 06, 2015 1:34 pm
Forum: Investing - Theory, News & General
Topic: [Vanguard Federal Money Market Fund Reopened - MUST USE]
Replies: 77
Views: 5821

Re: [Vanguard Federal Money Market Fund Reopened - MUST USE]

Grasshoppr, you say "Since I/we have our credit cards paid from the checking side of our brokerage accounts and use account and routing numbers, I am sure we will be given new account numbers." We do the same. However the account and routing numbers for the checking in the brokerage accou...
by Grasshopper
Sun Dec 06, 2015 8:09 am
Forum: Investing - Theory, News & General
Topic: [Vanguard Federal Money Market Fund Reopened - MUST USE]
Replies: 77
Views: 5821

Re: Settlement fund for Vanguard brokerage

This will be painful for me as I use VanguardsAdvantage to manage bills, credit card payments ACH from Prime MM. :beer Couldn't you do the same thing with any Vanguard MM? Yes, and the pain is 15 credit cards on balance ACH paid with Prime, several banks transfer to the Prime MM. Plus they want you...
by Grasshopper
Sat Dec 05, 2015 11:07 am
Forum: Investing - Theory, News & General
Topic: [Vanguard Federal Money Market Fund Reopened - MUST USE]
Replies: 77
Views: 5821

Re: Settlement fund for Vanguard brokerage

This will be painful for me as I use VanguardsAdvantage to manage bills, credit card payments ACH from Prime MM. :beer Couldn't you do the same thing with any Vanguard MM? Yes, and the pain is 15 credit cards on balance ACH paid with Prime, several banks transfer to the Prime MM. Plus they want you...
by Grasshopper
Sat Dec 05, 2015 7:52 am
Forum: Investing - Theory, News & General
Topic: [Vanguard Federal Money Market Fund Reopened - MUST USE]
Replies: 77
Views: 5821

Re: Settlement fund for Vanguard brokerage

This will be painful for me as I use VanguardsAdvantage to manage bills, credit card payments ACH from Prime MM. :beer
by Grasshopper
Sat Dec 05, 2015 7:47 am
Forum: Investing - Theory, News & General
Topic: Google Spreadsheet [for portfolio tracking]
Replies: 24
Views: 2311

Re: Google Spreadsheet

In retirement I have started to learn Excel/Google having never used it at my j*b. I have created a quicken type of spreadsheet for income, portfolio, spending and taxes. My sheets are getting pretty complicated but in the last couple of weeks it has really been slow. But that's OK I have all the ti...
by Grasshopper
Thu Dec 03, 2015 6:56 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Windows 2016 R3 patch caused it to not load [fix here]
Replies: 1
Views: 329

Re: Quicken Windows 2016 R3 patch caused it to not load [fix here]

Thanks everything is working after installing Q2016 on Sunday, I will not update for a week or two. :beer
by Grasshopper
Mon Nov 23, 2015 11:14 am
Forum: Investing - Help with Personal Investments
Topic: Trying to Figure Out My Retirement Plan Options
Replies: 12
Views: 1530

Re: Trying to Figure Out My Retirement Plan Options

Just one thought, if you think you may want to retire early, having a bunch of money in a taxable account to get you through pre 70 helps. Lots of folks realized they put to much away in tax favored accounts and needed cash in the early years of retirement.
by Grasshopper
Sun Oct 25, 2015 6:28 pm
Forum: Personal Finance (Not Investing)
Topic: Health Insurance Premium for 2016
Replies: 70
Views: 6046

Re: Health Insurance Premium for 2016

BCBS Arizona PPO UP 18%, I start Medicare next year so younger Ms G pushed our deductible from $2500 to $10K. :beer
by Grasshopper
Sun Oct 25, 2015 3:54 pm
Forum: Personal Finance (Not Investing)
Topic: Water damage insurance claim
Replies: 9
Views: 909

Re: Water damage insurance claim

Just an update, we had our loss accepted with photos, and a word from our builder, so yes it can be done. Check in hand. :beer
by Grasshopper
Fri Oct 23, 2015 7:38 am
Forum: Personal Finance (Not Investing)
Topic: At what point did you and your spouse COMBINE your finances (or did you?)
Replies: 53
Views: 3453

Re: At what point did you and your spouse COMBINE your finances (or did you?)

I was 30 and my first marriage, so the now Ms G and I combined the $34 in her checking account and whatever I had in my pocket. Seems like there was a lot of this going around. I remember at one point while we were first dating that Ms G to be said she couldn't go out we me anymore because she could...
by Grasshopper
Thu Oct 22, 2015 3:51 pm
Forum: Personal Finance (Not Investing)
Topic: Chase no longer works with Quicken?
Replies: 19
Views: 5655

Re: Chase no longer works with Quicken?

I have 2 Chase Freedom cards connected to Quicken, one downloads, one doesn't, go figure. Since 5% gas cashback was done the end of September I really haven't been using them much.
by Grasshopper
Tue Oct 20, 2015 7:38 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: "Thank you for restoring access..."
Replies: 6
Views: 1631

Re: Vanguard: "Thank you for restoring access..."

Another one that took a phone call to CapOne today and a wasted 10 minutes. Got an email stating Mr Grasshopper your new credit card account XXXXXXXXXXXX1234 was mailed today. 5 minutes later an email stating Mr Grasshopper your new credit card account XXXXXXXXXXXX4321 was mailed today. Wait I only ...
by Grasshopper
Tue Oct 13, 2015 7:05 am
Forum: Personal Consumer Issues
Topic: MEN, how do you carry your TABLET when Shopping?
Replies: 75
Views: 5916

Re: MEN, how do you carry your TABLET when Shopping?

Wrangler cargo pants/shorts, 7 inch tablet in left lower pocket, money clip in left upper pocket, keys on belt loop carabiners, sunglasses right bottom pocket, snubnose .38 right upper pocket. Yea I know a little light on firepower.
by Grasshopper
Thu Oct 08, 2015 7:16 am
Forum: Personal Consumer Issues
Topic: Reading Out Loud Issues
Replies: 29
Views: 2808

Re: Reading Out Loud Issues

alex_686 wrote:
bogleviewer wrote:
I have a mild form of dyslexia. I can read fine but my process for reading does not allow for fluidly reading stuff out loud on the fly. High school speech taught me that I need to prepare in advance to do that.


This is me too. :beer
by Grasshopper
Mon Sep 28, 2015 3:01 pm
Forum: Personal Consumer Issues
Topic: Recognizing fabrics similar to EMS Techwick?
Replies: 9
Views: 837

Re: Recognizing fabrics similar to EMS Techwick?

I like Hanes cool dri Amazon sells them.
by Grasshopper
Fri Sep 18, 2015 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: Water damage insurance claim
Replies: 9
Views: 909

Re: Water damage insurance claim

stan1 wrote:What was the contractor's estimate to complete the work? What's your deductible?


$10000.00 includes reworking the grade around the house, $500 deductible.
by Grasshopper
Fri Sep 18, 2015 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: Water damage insurance claim
Replies: 9
Views: 909

Water damage insurance claim

We have had buckets full of rain this year in my part of Arizona. I started seeing some staining on the wall in a stick built sun room. So Grasshopper deconstruction goes to work, lots of sill plate and stud damage. I hired a contractor to put in a higher stem wall and replace wood as needed. Well h...
by Grasshopper
Mon Sep 14, 2015 8:25 am
Forum: Personal Consumer Issues
Topic: Affordable tablet for watching downloaded movies
Replies: 19
Views: 2066

Re: Affordable tablet for watching downloaded movies

I bought this for a sea kayaking trip, because it is the cheapest tablet with GPS. I have a Nexus 7, also but use M7 for most duties now days. For $65 it is almost a throw away, but has a lot of features and will expand to 32gb with a microsd. :beer http://www.amazon.com/Dragon-Touch-Bluetooth-Pre-i...
by Grasshopper
Sun Sep 13, 2015 10:39 am
Forum: Personal Finance (Not Investing)
Topic: AGI, capital gains, and income interaction?
Replies: 11
Views: 955

Re: AGI, capital gains, and income interaction?

+1 Form 1040 Qualified Dividends and Capital Gain Tax Worksheet 2014, Line 44. I spent maybe 2 hours making a spreadsheet using income info from other excel/google sheets, the only drawback is not having 2015 tax rates. :beer
by Grasshopper
Sun Sep 13, 2015 10:22 am
Forum: Personal Consumer Issues
Topic: Wifi Laser Printer - Recommendations?
Replies: 24
Views: 1721

Re: Wifi Laser Printer - Recommendations?

I have had a $99 Brother HL 2270 DW for 4 years, no problems. I use these after market toners
http://www.amazon.com/gp/product/B009SI ... ge_o00_s00
, never a problem.
by Grasshopper
Fri Sep 04, 2015 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: ATM payment wrong?
Replies: 13
Views: 902

Re: ATM payment wrong?

Only once. It was short $20 (that was long enough ago that I would have noticed $20 missing out of a couple of hundred--today, probably not). My memory is the bank said they reconciled the ATMs once a day and so were able to verify that indeed they had an extra $20 in the machine. ATM accuracy is p...
by Grasshopper
Wed Aug 26, 2015 8:11 pm
Forum: Personal Consumer Issues
Topic: Dinning in Taos and Santa Fe
Replies: 19
Views: 1739

Re: Dinning in Taos and Santa Fe

Right smack dab between the two, Rancho De Chimayo Restaurante 300 Juan Medina Rd Chimayo, NM 87522 really a place you have to eat at in northern New Mexico. :beer
by Grasshopper
Sat Aug 22, 2015 7:33 am
Forum: Personal Finance (Not Investing)
Topic: Intuit to Sell off Quicken
Replies: 62
Views: 7353

Re: Intuit to Sell off Quicken

My crystal ball says look for a yearly subscription fee. :beer
by Grasshopper
Sat Aug 22, 2015 7:25 am
Forum: Personal Finance (Not Investing)
Topic: What is Your Plan B if Quicken dies? [Intuit selling Quicken unit]
Replies: 91
Views: 10530

Re: What is Your Plan B if Quicken dies?

Two things that changed my thoughts, updating to Windows 10 and my Qkn 2013 sunsets in the spring. I have already started to move everything to Google Sheets.
by Grasshopper
Sat Aug 22, 2015 7:20 am
Forum: Investing - Theory, News & General
Topic: dont forget to tax loss harvest
Replies: 28
Views: 3125

Re: dont forget to tax loss harvest

I just sold some Total Stock Market, but darn it I made $30,000. :beer
by Grasshopper
Mon Aug 17, 2015 3:10 pm
Forum: Investing - Theory, News & General
Topic: Capital One 360 Savings Account Bonus - Free $500....
Replies: 9
Views: 1824

Re: Capital One 360 Savings Account Bonus - Free $500....

Ms G. and I did this in June, come September kaching, kaching one grand. :moneybag :beer
by Grasshopper
Mon Aug 17, 2015 8:02 am
Forum: Personal Consumer Issues
Topic: What's a Bug Out Bag and who uses them?
Replies: 72
Views: 9213

Re: What's a Bug Out Bag and who uses them?

I live with the threat of wildfires, I have had 2 come within a half mile of my property. I am also a red carded wildland firefighter, so I have a fire bag ready to go at all times, this will sustain me for 48 hours. Laptop and tablets, and pets are all I need to round up. :beer
by Grasshopper
Tue Aug 11, 2015 4:43 pm
Forum: Personal Consumer Issues
Topic: Boglehead Hawaii
Replies: 30
Views: 3626

Re: Boglehead Hawaii

I won't mentioned Punalu'u Black Sands Beach where you would usually see a few Hawaiian green sea turtles again, I got the tee shirt. We found Subway and Domino's Pizza to be budget savers and WalMart for groceries. :beer
by Grasshopper
Tue Aug 11, 2015 7:14 am
Forum: Personal Finance (Not Investing)
Topic: For the bogleheads either retired or close to retiring
Replies: 29
Views: 4263

Re: For the bogleheads either retired or close to retiring

I walked to school in the snow uphill both ways. Paid my house off at 49 put my payments into a MF every month. We were saving almost 60% of our salaries for 5 years. Hit our numbers and ER at 54. Married no kids, and a wife cheaper than me. :beer
by Grasshopper
Tue Aug 04, 2015 8:13 pm
Forum: Personal Consumer Issues
Topic: Aloha Shirt: Yes or No
Replies: 80
Views: 7489

Re: Aloha Shirt: Yes or No

My go to shirt in the tropics is a Columbia BoneHead shirt.

http://www.columbia.com/mens-pfg-bonehe ... 01#start=6
by Grasshopper
Sun Aug 02, 2015 7:46 pm
Forum: Personal Consumer Issues
Topic: Inside Passage Cruise
Replies: 14
Views: 1331

Re: Inside Passage Cruise

I had a lightweight Gore-Tex running suit with a hood, glove liners, and wicking long sleeve tees, and survived.
by Grasshopper
Sun Aug 02, 2015 7:04 pm
Forum: Personal Consumer Issues
Topic: Where to hike late October-mid November??
Replies: 33
Views: 2177

Re: Where to hike late October-mid November??

The Superstition wilderness 40 mile east of Phoenix ideal time of year.

http://www.fs.usda.gov/detail/tonto/spe ... ev3_018739
by Grasshopper
Sun Jul 26, 2015 6:57 am
Forum: Personal Finance (Not Investing)
Topic: Unequal estimated tax payments
Replies: 27
Views: 2341

Re: Unequal estimated tax payments

JustinCC wrote:I always just pay based on what I made the quarter i'm paying in


+1 I usually get $200 refunded which I let go to the next year. All other est payments are based on the quarters gain/loss income, until the 4th and than I just make sure safe harbor is reached. :beer
by Grasshopper
Sun Jul 26, 2015 6:30 am
Forum: Personal Finance (Not Investing)
Topic: E-Statement Alert Gone for Chase Credit Card
Replies: 46
Views: 2793

Re: E-Statement Alert Gone for Chase Credit Card

Either I'm a gullible old geezer or you guys are paranoid. I have auto pay set up on all three of our credit cards and allow the card companies to pull the full balance every month. We also have auto pay set up for gas, electric, water, HOA dues, Dish Network, home and car insurance, and trash. We ...
by Grasshopper
Wed Jul 22, 2015 6:40 am
Forum: Personal Consumer Issues
Topic: El Paso into Juarez - Day trip w/ family - Safe and practical?
Replies: 33
Views: 3314

Re: El Paso into Juarez - Day trip w/ family - Safe and practical?

West of EP and an hour and a half away south of Columbus NM is Puerto Palomas. This would be a nice family experience in Mexico. Columbus is nice also lots of history Pancho Villa State Park, contains extensive historical exhibits which depict this raid, the first armed invasion of the continental U...
by Grasshopper
Sun Jul 19, 2015 6:56 am
Forum: Personal Finance (Not Investing)
Topic: A retiree's personal experience...
Replies: 39
Views: 8441

Re: A retiree's personal experience...

I retired at 54 in 2006, sold my home at the top of the market, bought my new home at the top of the market. I was sitting on a bunch of cash from the home sale, remember 5% MMFs, so I did OK in 2007. I don't have a SWR but back figuring averages around 2.5%. My portfolio is up 25% from the day I re...
by Grasshopper
Sun Jul 19, 2015 6:38 am
Forum: Personal Consumer Issues
Topic: Tipping at pay-first restaurants: what would you do?
Replies: 35
Views: 3630

Re: Tipping at pay-first restaurants: what would you do?

Buffets come to mind, if someone cleans off dishes while I fill my belly, a buck a head.
by Grasshopper
Fri Jul 17, 2015 1:54 pm
Forum: Personal Consumer Issues
Topic: Medicare Rx at Costco
Replies: 8
Views: 752

Re: Medicare Rx at Costco

Still 6 months away Medicare, I am thinking Plan D Humana through WallyWorld. If I have to pay more than $4 for my levothyroxine while on MC I will just scream bloody murder. :annoyed
by Grasshopper
Fri Jul 17, 2015 7:45 am
Forum: Personal Finance (Not Investing)
Topic: Turbotax backup to cloud discontinued for desktop version only
Replies: 3
Views: 412

Re: Turbotax backup to cloud discontinued for desktop version only

This is the straw that broke the camels back. Turbo Tax never again. :annoyed
by Grasshopper
Thu Jul 16, 2015 9:08 pm
Forum: Personal Consumer Issues
Topic: What to do with bill received for prior homeowner
Replies: 41
Views: 3901

Re: What to do with bill received for prior homeowner

We always leave 3 big manilla envelops with a bucks worth of stamps and our new address on them. Of course we trust the post office, maybe get 2 back.
by Grasshopper
Wed Jul 15, 2015 7:38 pm
Forum: Personal Consumer Issues
Topic: Trip to Montreal Canada
Replies: 21
Views: 1776

Re: Trip to Montreal Canada

I guess the Underground City is a given for any trip to Montreal. :beer

https://en.wikipedia.org/wiki/Undergrou ... ,_Montreal
by Grasshopper
Tue Jul 14, 2015 7:43 pm
Forum: Personal Consumer Issues
Topic: Beach getaway recommendations please
Replies: 45
Views: 3719

Re: Beach getaway recommendations please

Another fan of Costa Rica's western coast we like Quepos,and Manuel Antonio National Park. In land we liked Heredia, Poas Volcano NP. And Imperial beer. :beer

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