Search found 742 matches

by Grasshopper
Tue May 17, 2016 8:34 am
Forum: Personal Consumer Issues
Topic: buying pet food online
Replies: 38
Views: 1571

Re: buying pet food online

Ms G is particular about what she feeds our 4 dogs. She uses Doctors Foster & Smith our last auto ship of high quality food 3 X 28# bags $111 includes shipping. We have paid $80 for the same order on sale from them. Cats all get wet Sheba from Wal-Mart she always has 2 for 1 coupons.
by Grasshopper
Tue May 17, 2016 8:15 am
Forum: Personal Consumer Issues
Topic: Is it OK to leave home wifi on?
Replies: 55
Views: 3592

Re: Is it OK to leave home wifi on?

OMG, I live in 4 people per section(640 acre) country. I let my neighbor drive to my inside gate so she and her mother can use my guest WiFi. My financial laptop is wired, so all they might see is my response on Bogleheads. :beer
by Grasshopper
Sat Apr 23, 2016 6:14 am
Forum: Personal Consumer Issues
Topic: Leaky Wine Bottle
Replies: 13
Views: 1649

Re: Leaky Wine Bottle

I have been on the edge of my seat. Great news, bubbly is bubbly.
by Grasshopper
Thu Apr 14, 2016 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Credit card cancelled
Replies: 71
Views: 5005

Re: Credit card cancelled

Thanks OP, a great reminder to pull out some old cards and put a couple of charges on them. $126000 in credit <1% utilization. :beer
by Grasshopper
Thu Apr 14, 2016 7:26 am
Forum: Personal Finance (Not Investing)
Topic: Retirees: what's your Withdrawal Rate for this and last year?
Replies: 79
Views: 6931

Re: Retirees: what's your Withdrawal Rate for this and last year?

Retired 10 years ago, my portfolio is 25% higher than when I retired. Anything else is too much like w**k.
by Grasshopper
Mon Apr 04, 2016 8:23 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Dividend Check Bounced!
Replies: 15
Views: 5044

Re: Vanguard Dividend Check Bounced!

And all I got was a coffee mug. :beer
by Grasshopper
Wed Mar 30, 2016 8:09 am
Forum: Personal Consumer Issues
Topic: Binoculars for Birding Boglehead-wise
Replies: 23
Views: 1637

Re: Binoculars for Birding Boglehead-wise

Semi serious birder I get all 12-13 North American hummingbirds in my zip code all but 1 at my feeders(Ruby-throated). I have a Vortex Lightning 8X32 that I really like. I dropped them and had to send them to Vortex, fixed under their warranty no charge. Just to let you know they stand behind their ...
by Grasshopper
Tue Mar 29, 2016 2:02 pm
Forum: Personal Consumer Issues
Topic: Battling Deer Ticks, Opinions Sought
Replies: 66
Views: 4387

Re: Battling Deer Ticks, Opinions Sought

Guinea fowl. http://www.motherearthnews.com/homesteading-and-livestock/raising-guinea-fowl-zmaz92aszshe.aspx They are noisy! Seriously we had a terrible tick problem with 4 dogs, we were finding 10-20 ticks in the house everyday. raised 4 guinea fowl and have never found a tick in 6 years. Now abou...
by Grasshopper
Mon Mar 21, 2016 8:27 am
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 New Money Market Account, 1% on over 10k
Replies: 84
Views: 11297

Re: Capital One 360 New Money Market Account, 1% on over 10k

Great deal I only use my 360 savings account to pay my CapOne CC once a month. :beer
by Grasshopper
Tue Mar 15, 2016 8:29 am
Forum: Personal Finance (Not Investing)
Topic: Throw away turbo tax disk?
Replies: 16
Views: 1746

Re: Throw away turbo tax disk?

This doesn't happen anymore, but 10-12 years ago you would need a TT disc just to open that years file. Now with .tax extension it is not necessary.
by Grasshopper
Mon Mar 14, 2016 7:19 am
Forum: Investing - Help with Personal Investments
Topic: Can Vanguard import cost basis?
Replies: 10
Views: 929

Re: Can Vanguard import cost basis?

Last year I had an in kind transfer to Vanguard, they have a cost basis solution center that can fix non covered cost basis with your supplied information.
by Grasshopper
Mon Mar 07, 2016 8:17 am
Forum: Personal Consumer Issues
Topic: Online Fax?
Replies: 14
Views: 1320

Re: Online Fax?

$15 buys you a usb modem.
by Grasshopper
Sat Mar 05, 2016 7:25 am
Forum: Investing - Theory, News & General
Topic: Poll: Active Funds in Which You Invest
Replies: 76
Views: 4683

Re: Poll: Active Funds in Which You Invest

Vanguard Wellington
Vanguard Wellesley
About 10% in Total Bond for asset adjustments in taxfree/deferred account

Total Stock VTI
Total International VXUS in taxed account
by Grasshopper
Thu Mar 03, 2016 8:22 am
Forum: Personal Finance (Not Investing)
Topic: Medicare Card
Replies: 39
Views: 2421

Re: Medicare Card

Would just carrying my Medigap card work as well as my Medicare card?
by Grasshopper
Sun Feb 28, 2016 4:36 pm
Forum: Personal Finance (Not Investing)
Topic: Estimating Share Cost Basis for the IRS
Replies: 11
Views: 873

Re: Estimating Share Cost Basis for the IRS

Using the finance.yahoo.com historic stock price feature for Disney from 1/2/1991 through today, and hitting the "monthly" and "first" and "last" column buttons. http://finance.yahoo.com/q/hp?s=DIS&a=00&b=2&c=1991&d=01&e=28&f=2016&g=m&z=...
by Grasshopper
Tue Feb 23, 2016 6:50 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Brokerage 2015 tax documents
Replies: 29
Views: 3341

Re: Vanguard Brokerage 2015 tax documents

Vanguard sent me an email I went online and there was my 1099 B. 2 days later it was available to download to TurboTax. I must be special. :beer
by Grasshopper
Wed Feb 17, 2016 7:25 pm
Forum: Personal Finance (Not Investing)
Topic: What is your decline in Net Worth as of today?
Replies: 96
Views: 10603

Re: What is your decline in Net Worth as of today?

Doing better than 2008-2009, I came close to getting kicked out of Flagship status. Today I have a long way to go before that would happen. :beer
by Grasshopper
Sun Jan 31, 2016 3:57 pm
Forum: Personal Finance (Not Investing)
Topic: TT prior year returns
Replies: 4
Views: 531

Re: TT prior year returns

I just signed into my TT account I bought 2015 through Amazon download, returns since 2000 were all there. I never had to sign in when I installed 2015, so I don't know how they would know if I paid or not. :greedy
by Grasshopper
Wed Jan 27, 2016 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: Who came closest to a $0 [taxes due]?
Replies: 62
Views: 4093

Re: Who came closest to a $0 [taxes due]?

Looks like $202 Fed and $111 State, still have qualified dividends and foreign tax credits to finalize. :beer
by Grasshopper
Fri Jan 22, 2016 7:35 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hope everyone is well [Preparing for Eastern US blizzard]
Replies: 102
Views: 5904

Re: Hope everyone is well [Preparing for Eastern US blizzard]

All this sounds like everyday stuff when you live 50 miles from gas and a grocery store, and are the last ranch on the grid. :beer
by Grasshopper
Thu Dec 31, 2015 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: How did your retirement Portfolio do in 2015?
Replies: 95
Views: 6993

Re: How did your retirement Portfolio do in 2015?

All Wellesley Quicken says +1.64% so does Vanguard 61/39.
by Grasshopper
Fri Dec 18, 2015 7:57 am
Forum: Personal Consumer Issues
Topic: Bogleheads: Share how you like to vacation
Replies: 113
Views: 9784

Re: Bogleheads: Share how you like to vacation

Retired 10 years now, we do a family trip to the east coast flying which is no longer fun. Since we sit around way too much at home we like doing active adventure cruises. We have seen lots of Central America and now are moving to South America. Last trip this fall Sea of Cortez, next trip Galapagos...
by Grasshopper
Wed Dec 16, 2015 8:14 am
Forum: Investing - Theory, News & General
Topic: "Vanguard converting mutual fund accounts to brokerage?
Replies: 396
Views: 69425

Re: "Vanguard converting mutual fund accounts to brokerage?

I was getting the 'not eligible' message the few times I volunteered to convert my investment, Roth and TIRA accounts, until last week when suddenly VG was asking me to do so. Sure, I said, jumping in. After two days of "processing conversion" flags on the website, no issues other than ha...
by Grasshopper
Fri Dec 11, 2015 2:57 pm
Forum: Investing - Theory, News & General
Topic: VG year-end distributions for MFs and ETFs
Replies: 6
Views: 605

Re: VG year-end distributions for MFs and ETFs

Surprised that VTI Total Stock Market shows as 95% Qualified Dividends.
by Grasshopper
Sun Dec 06, 2015 1:34 pm
Forum: Investing - Theory, News & General
Topic: [Vanguard Federal Money Market Fund Reopened - MUST USE]
Replies: 77
Views: 6907

Re: [Vanguard Federal Money Market Fund Reopened - MUST USE]

Grasshoppr, you say "Since I/we have our credit cards paid from the checking side of our brokerage accounts and use account and routing numbers, I am sure we will be given new account numbers." We do the same. However the account and routing numbers for the checking in the brokerage accou...
by Grasshopper
Sun Dec 06, 2015 8:09 am
Forum: Investing - Theory, News & General
Topic: [Vanguard Federal Money Market Fund Reopened - MUST USE]
Replies: 77
Views: 6907

Re: Settlement fund for Vanguard brokerage

This will be painful for me as I use VanguardsAdvantage to manage bills, credit card payments ACH from Prime MM. :beer Couldn't you do the same thing with any Vanguard MM? Yes, and the pain is 15 credit cards on balance ACH paid with Prime, several banks transfer to the Prime MM. Plus they want you...
by Grasshopper
Sat Dec 05, 2015 11:07 am
Forum: Investing - Theory, News & General
Topic: [Vanguard Federal Money Market Fund Reopened - MUST USE]
Replies: 77
Views: 6907

Re: Settlement fund for Vanguard brokerage

This will be painful for me as I use VanguardsAdvantage to manage bills, credit card payments ACH from Prime MM. :beer Couldn't you do the same thing with any Vanguard MM? Yes, and the pain is 15 credit cards on balance ACH paid with Prime, several banks transfer to the Prime MM. Plus they want you...
by Grasshopper
Sat Dec 05, 2015 7:52 am
Forum: Investing - Theory, News & General
Topic: [Vanguard Federal Money Market Fund Reopened - MUST USE]
Replies: 77
Views: 6907

Re: Settlement fund for Vanguard brokerage

This will be painful for me as I use VanguardsAdvantage to manage bills, credit card payments ACH from Prime MM. :beer
by Grasshopper
Sat Dec 05, 2015 7:47 am
Forum: Investing - Theory, News & General
Topic: Google Spreadsheet [for portfolio tracking]
Replies: 24
Views: 2564

Re: Google Spreadsheet

In retirement I have started to learn Excel/Google having never used it at my j*b. I have created a quicken type of spreadsheet for income, portfolio, spending and taxes. My sheets are getting pretty complicated but in the last couple of weeks it has really been slow. But that's OK I have all the ti...
by Grasshopper
Thu Dec 03, 2015 6:56 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Windows 2016 R3 patch caused it to not load [fix here]
Replies: 1
Views: 388

Re: Quicken Windows 2016 R3 patch caused it to not load [fix here]

Thanks everything is working after installing Q2016 on Sunday, I will not update for a week or two. :beer
by Grasshopper
Mon Nov 23, 2015 11:14 am
Forum: Investing - Help with Personal Investments
Topic: Trying to Figure Out My Retirement Plan Options
Replies: 12
Views: 1666

Re: Trying to Figure Out My Retirement Plan Options

Just one thought, if you think you may want to retire early, having a bunch of money in a taxable account to get you through pre 70 helps. Lots of folks realized they put to much away in tax favored accounts and needed cash in the early years of retirement.
by Grasshopper
Sun Oct 25, 2015 6:28 pm
Forum: Personal Finance (Not Investing)
Topic: Health Insurance Premium for 2016
Replies: 70
Views: 6595

Re: Health Insurance Premium for 2016

BCBS Arizona PPO UP 18%, I start Medicare next year so younger Ms G pushed our deductible from $2500 to $10K. :beer
by Grasshopper
Sun Oct 25, 2015 3:54 pm
Forum: Personal Finance (Not Investing)
Topic: Water damage insurance claim
Replies: 9
Views: 970

Re: Water damage insurance claim

Just an update, we had our loss accepted with photos, and a word from our builder, so yes it can be done. Check in hand. :beer
by Grasshopper
Fri Oct 23, 2015 7:38 am
Forum: Personal Finance (Not Investing)
Topic: At what point did you and your spouse COMBINE your finances (or did you?)
Replies: 53
Views: 3742

Re: At what point did you and your spouse COMBINE your finances (or did you?)

I was 30 and my first marriage, so the now Ms G and I combined the $34 in her checking account and whatever I had in my pocket. Seems like there was a lot of this going around. I remember at one point while we were first dating that Ms G to be said she couldn't go out we me anymore because she could...
by Grasshopper
Thu Oct 22, 2015 3:51 pm
Forum: Personal Finance (Not Investing)
Topic: Chase no longer works with Quicken?
Replies: 19
Views: 7386

Re: Chase no longer works with Quicken?

I have 2 Chase Freedom cards connected to Quicken, one downloads, one doesn't, go figure. Since 5% gas cashback was done the end of September I really haven't been using them much.
by Grasshopper
Tue Oct 20, 2015 7:38 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: "Thank you for restoring access..."
Replies: 9
Views: 2321

Re: Vanguard: "Thank you for restoring access..."

Another one that took a phone call to CapOne today and a wasted 10 minutes. Got an email stating Mr Grasshopper your new credit card account XXXXXXXXXXXX1234 was mailed today. 5 minutes later an email stating Mr Grasshopper your new credit card account XXXXXXXXXXXX4321 was mailed today. Wait I only ...
by Grasshopper
Tue Oct 13, 2015 7:05 am
Forum: Personal Consumer Issues
Topic: MEN, how do you carry your TABLET when Shopping?
Replies: 75
Views: 6386

Re: MEN, how do you carry your TABLET when Shopping?

Wrangler cargo pants/shorts, 7 inch tablet in left lower pocket, money clip in left upper pocket, keys on belt loop carabiners, sunglasses right bottom pocket, snubnose .38 right upper pocket. Yea I know a little light on firepower.
by Grasshopper
Thu Oct 08, 2015 7:16 am
Forum: Personal Consumer Issues
Topic: Reading Out Loud Issues
Replies: 29
Views: 2978

Re: Reading Out Loud Issues

alex_686 wrote:
bogleviewer wrote:
I have a mild form of dyslexia. I can read fine but my process for reading does not allow for fluidly reading stuff out loud on the fly. High school speech taught me that I need to prepare in advance to do that.


This is me too. :beer
by Grasshopper
Mon Sep 28, 2015 3:01 pm
Forum: Personal Consumer Issues
Topic: Recognizing fabrics similar to EMS Techwick?
Replies: 9
Views: 933

Re: Recognizing fabrics similar to EMS Techwick?

I like Hanes cool dri Amazon sells them.
by Grasshopper
Fri Sep 18, 2015 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: Water damage insurance claim
Replies: 9
Views: 970

Re: Water damage insurance claim

stan1 wrote:What was the contractor's estimate to complete the work? What's your deductible?


$10000.00 includes reworking the grade around the house, $500 deductible.
by Grasshopper
Fri Sep 18, 2015 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: Water damage insurance claim
Replies: 9
Views: 970

Water damage insurance claim

We have had buckets full of rain this year in my part of Arizona. I started seeing some staining on the wall in a stick built sun room. So Grasshopper deconstruction goes to work, lots of sill plate and stud damage. I hired a contractor to put in a higher stem wall and replace wood as needed. Well h...
by Grasshopper
Mon Sep 14, 2015 8:25 am
Forum: Personal Consumer Issues
Topic: Affordable tablet for watching downloaded movies
Replies: 19
Views: 2194

Re: Affordable tablet for watching downloaded movies

I bought this for a sea kayaking trip, because it is the cheapest tablet with GPS. I have a Nexus 7, also but use M7 for most duties now days. For $65 it is almost a throw away, but has a lot of features and will expand to 32gb with a microsd. :beer http://www.amazon.com/Dragon-Touch-Bluetooth-Pre-i...
by Grasshopper
Sun Sep 13, 2015 10:39 am
Forum: Personal Finance (Not Investing)
Topic: AGI, capital gains, and income interaction?
Replies: 11
Views: 1082

Re: AGI, capital gains, and income interaction?

+1 Form 1040 Qualified Dividends and Capital Gain Tax Worksheet 2014, Line 44. I spent maybe 2 hours making a spreadsheet using income info from other excel/google sheets, the only drawback is not having 2015 tax rates. :beer
by Grasshopper
Sun Sep 13, 2015 10:22 am
Forum: Personal Consumer Issues
Topic: Wifi Laser Printer - Recommendations?
Replies: 24
Views: 1840

Re: Wifi Laser Printer - Recommendations?

I have had a $99 Brother HL 2270 DW for 4 years, no problems. I use these after market toners
http://www.amazon.com/gp/product/B009SI ... ge_o00_s00
, never a problem.
by Grasshopper
Fri Sep 04, 2015 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: ATM payment wrong?
Replies: 13
Views: 983

Re: ATM payment wrong?

Only once. It was short $20 (that was long enough ago that I would have noticed $20 missing out of a couple of hundred--today, probably not). My memory is the bank said they reconciled the ATMs once a day and so were able to verify that indeed they had an extra $20 in the machine. ATM accuracy is p...
by Grasshopper
Wed Aug 26, 2015 8:11 pm
Forum: Personal Consumer Issues
Topic: Dinning in Taos and Santa Fe
Replies: 19
Views: 1807

Re: Dinning in Taos and Santa Fe

Right smack dab between the two, Rancho De Chimayo Restaurante 300 Juan Medina Rd Chimayo, NM 87522 really a place you have to eat at in northern New Mexico. :beer
by Grasshopper
Sat Aug 22, 2015 7:33 am
Forum: Personal Finance (Not Investing)
Topic: Intuit to Sell off Quicken
Replies: 63
Views: 7981

Re: Intuit to Sell off Quicken

My crystal ball says look for a yearly subscription fee. :beer
by Grasshopper
Sat Aug 22, 2015 7:25 am
Forum: Personal Finance (Not Investing)
Topic: What is Your Plan B if Quicken dies? [Intuit selling Quicken unit]
Replies: 105
Views: 13561

Re: What is Your Plan B if Quicken dies?

Two things that changed my thoughts, updating to Windows 10 and my Qkn 2013 sunsets in the spring. I have already started to move everything to Google Sheets.

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