Search found 812 matches

by Grasshopper
Sat Jul 22, 2017 2:45 pm
Forum: Personal Finance (Not Investing)
Topic: AnnualCreditReport Equifax
Replies: 31
Views: 1867

Re: AnnualCreditReport Equifax

If you have difficulty answering those tricky identity verification questions, then a workaround is to sign up for a paid version, and then they make the identity verification questions much easier. To add on to this thought I had problems with Equifax couldn't get a report, paid $7 and boom no pro...
by Grasshopper
Sun Jun 04, 2017 4:18 pm
Forum: Personal Consumer Issues
Topic: Please explain how Medicare Billing works?
Replies: 90
Views: 6575

Re: Please explain how Medicare Billing works?

I had this happen, my billing was for annual at 9 months into MC by my GP, I called they billed it as welcome, all is good.
by Grasshopper
Fri May 26, 2017 6:48 pm
Forum: Personal Consumer Issues
Topic: Mexican Pacific Beaches
Replies: 52
Views: 4606

Re: Mexican Pacific Beaches

no one has mentioned zihuatanejo, which is quite idyllic. next to ixtapa if you want a more touristy center. I've also heard good things about loreto, which is very small. 2 thumbs up for Loreto, not really touristy. Great sea kayaking, find a boat to the outer islands for great snorkeling. Cabo Sa...
by Grasshopper
Fri May 26, 2017 6:26 pm
Forum: Personal Consumer Issues
Topic: Septic Pumping - Did I get ripped off?
Replies: 50
Views: 4893

Re: Septic Pumping - Did I get ripped off?

Last month $325, 2 500 gal. tanks had to spend 1 hour stirring 300 gal, of water to get the waste moving. I dug the lids out myself, first time in 11 years, yea I know. :oops: Rural Arizona.
by Grasshopper
Tue May 23, 2017 6:27 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Insurance Plans
Replies: 43
Views: 3329

Re: Medigap Insurance Plans

Thank you Zott for the internet connection to: https://www.medicare.gov/find-a-plan/questions/medigap-home.aspx That was quite helpful. Last December I changed from United Healthcare to Aetna. Aetna offered Plan N for $23 less. Though I stayed with Plan N, I had to undergo underwriting in December ...
by Grasshopper
Fri May 19, 2017 6:02 pm
Forum: Personal Consumer Issues
Topic: Chandler, AZ
Replies: 35
Views: 3097

Re: Chandler, AZ

Just a stupid point west of 10 is Phoenix/Ahwatukee, east of 10 is Chandler, they are the same but not.
by Grasshopper
Sat May 06, 2017 3:31 pm
Forum: Personal Consumer Issues
Topic: Best salads
Replies: 46
Views: 4367

Re: Best salads

I use a mandolin and julienne fresh red beets, sprout my own broccoli seeds, raw pumpkin seeds, and avocado, radishes are another cruciferous vegetable along with arugula. Garbanzo beans.
by Grasshopper
Sat Apr 29, 2017 3:33 pm
Forum: Personal Finance (Not Investing)
Topic: Co-pay health insurance- Varying costs for specific and same blood tests needed regularly?
Replies: 24
Views: 1324

Re: Co-pay health insurance- Varying costs for specific and same blood tests needed regularly?

If you live in Arizona you can get lab tests without a doctor's order, seems like one way to go. HEALTH PROFILES – TEST PACKAGES Expanded Health Profile – includes Comprehensive Metabolic Panel & Lipid Panel – F (780086) $ 37 Comprehensive Metabolic Panel (CMP) – F (900323) $ 17 Men’s Complete H...
by Grasshopper
Mon Apr 03, 2017 10:12 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Plan F Increases
Replies: 37
Views: 2696

Re: Medigap Plan F Increases

BCBS medigap F in Arizona increased 5% from $159 to $167.
by Grasshopper
Wed Mar 29, 2017 3:49 pm
Forum: Personal Consumer Issues
Topic: Re: Where to buy a Vanguard hat? An Update and bad news
Replies: 72
Views: 10214

Re: Where to buy a Vanguard hat? An Update and bad news

Glad I just received my replacement free coffee mug. That's # 3. :beer
by Grasshopper
Sun Mar 19, 2017 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 333
Views: 36978

Re: Quicken's future direction - a cause for concern

Long time Quicken user Q2016, If I pull the plug today on downloads now what is the chance that Q won't be able to ask for authentication, or stop me from manually inputting data. Is it possible that past updates already have their scheme in place and we are doomed.
by Grasshopper
Sun Mar 19, 2017 2:51 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard bank account authorization for joint brokerage account
Replies: 9
Views: 609

Re: Vanguard bank account authorization for joint brokerage account

I had something similar happen with CapOne and Vanguard. So I just had CapOne push it rather than Vanguard pull the transaction.
by Grasshopper
Sat Mar 18, 2017 9:54 pm
Forum: Investing - Theory, News & General
Topic: Investing in - WATER - thoughts
Replies: 57
Views: 4584

Re: Investing in - WATER - thoughts

I live in SE Arizona Cochise county, I am blessed to live 1/2 mile from a 100K+ acre wilderness. My well is fed from snow melt and 17+ inches of rain a year. There has been a lot of interest in pecan growing lower in the valley, some big money is buying up large ranches, including Howard Buffett.

https://www.azpm.org/s/36761-for-sale-i ... r-willcox/
by Grasshopper
Sat Mar 18, 2017 7:08 am
Forum: Investing - Help with Personal Investments
Topic: VWELX [Vanguard Wellington]
Replies: 40
Views: 4104

Re: VWELX [Vanguard Wellington]

We use Wellington in our tax advantaged accounts and Total World (VT) in our taxable, and a bunch of cash.
by Grasshopper
Sun Mar 12, 2017 6:55 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Yubikey-only option?
Replies: 34
Views: 3327

Re: Vanguard Yubikey-only option?

I seem to be missing something, I have SMS 2 factor on my Vanguard accounts. I also use a U3F key on my account except for the time I registered my key I have never received a SMS just insert the key touch it and I am on. I also use the same key for Google which I hope secures my acct and gmail. y ...
by Grasshopper
Sun Mar 12, 2017 6:41 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Yubikey-only option?
Replies: 34
Views: 3327

Re: Vanguard Yubikey-only option?

I seem to be missing something, I have SMS 2 factor on my Vanguard accounts. I also use a U3F key on my account except for the time I registered my key I have never received a SMS just insert the key touch it and I am on. I also use the same key for Google which I hope secures my acct and gmail. y t...
by Grasshopper
Sun Mar 12, 2017 6:21 pm
Forum: Personal Consumer Issues
Topic: Any Chromebook experts?
Replies: 21
Views: 3977

Re: Any Chromebook experts?

Try clicking file "all apps" in the app window, than click on the app/file hold it down and drag and move from there.
by Grasshopper
Mon Feb 27, 2017 9:06 am
Forum: Personal Finance (Not Investing)
Topic: Why not to do ROTH Conversion
Replies: 29
Views: 3341

Re: Why not to do ROTH Conversion

All this assumes that my conversions can stay ahead of the TIRA gains. Unfortunately, NOT, it has been a little difficult recently to keep the TIRA balance from increasing despite substantial conversions. is this sarcasm or are you seriously objecting to having growth in your TIRA? If so, you are m...
by Grasshopper
Thu Feb 23, 2017 8:23 am
Forum: Investing - Theory, News & General
Topic: Vanguard opens special offices for $1 million clients
Replies: 64
Views: 11663

Re: Vanguard opens special offices for $1 million clients

I was talking to my FS rep one day and he knew my address. Well my zipcode is bigger than all of Delaware, so he asked just where it was I lived because he had done some backpacking in the area. When I told him where in the mountains I lived he said Oh yea I camped near your backyard once. :beer
by Grasshopper
Fri Feb 17, 2017 11:16 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard Web Site Down?
Replies: 98
Views: 5430

Re: Vanguard Web Site Down?

I had TurboTax download my Vanguard consolidated in the morning Thursday and my 1040 filed by noon. I was really all done except the foreign tax credit on February 1. Thursday after lunch I went to my Wells Fargo ATM, guess what the ATM had a display screen, that it wouldn't accept deposits. Well I ...
by Grasshopper
Fri Feb 17, 2017 11:04 am
Forum: Personal Finance (Not Investing)
Topic: 1099s Up for Brokerage
Replies: 5
Views: 553

Re: 1099s Up for Brokerage

I had TurboTax download my Vanguard consolidated in the morning Thursday and my 1040 filed by noon. I was really all done except the foreign tax credit on February 1. :beer
by Grasshopper
Tue Feb 14, 2017 10:04 am
Forum: Personal Finance (Not Investing)
Topic: Insane Bloodwork Cost (Quest Diagnostic)
Replies: 51
Views: 5815

Re: Insane Bloodwork Cost (Quest Diagnostic)

In Arizona I can get many tests done without a Dx here is out of pocket cost for everyone no insurance just walk in and have it done. Thyroid Screen (TSH, High Sensitivity) Used to detect problems affecting the thyroid gland. $26 T3, Free Used primarily to help diagnose hyperthyroidism and may be us...
by Grasshopper
Sat Feb 11, 2017 6:09 pm
Forum: Investing - Help with Personal Investments
Topic: About Wellington VWENX
Replies: 14
Views: 1934

Re: About Wellington VWENX

I use Wellington for tax advantage space, Total World for taxable. I get a good AA this way and active bond management.
by Grasshopper
Tue Feb 07, 2017 2:34 pm
Forum: Personal Consumer Issues
Topic: Napa/Sonoma Recommendations
Replies: 46
Views: 3237

Re: Napa/Sonoma Recommendations

The fall around harvest time is the best time to go. If you have a local wine merchant ask them if they can hook you up with some behind the scene tours. If you have a Visa Signature card this may help http://sonomawine.com/visa-signature/ There are also plenty of wine tour apps that can be a help.
by Grasshopper
Sun Feb 05, 2017 11:45 am
Forum: Personal Consumer Issues
Topic: Grand Canyon in May. Booked already!
Replies: 30
Views: 3616

Re: Grand Canyon in May. Booked already!

BTW... dinner at sunset in El Tovar's dining room looking over the canyon is really something worth doing.. a memory that will last a long time. The lodge right next (west) to El Tovar, Kachina Lodge, also has dining room reservation privileges for El Tovar's dining room, which is reservations only...
by Grasshopper
Sat Feb 04, 2017 3:45 pm
Forum: Investing - Theory, News & General
Topic: STAR Fund
Replies: 11
Views: 2448

Re: STAR Fund

I like STAR but not in a taxable account, some years capital gains from STAR just ruined my tax planning.
by Grasshopper
Sat Feb 04, 2017 2:55 pm
Forum: Personal Consumer Issues
Topic: Microsoft requires cell number
Replies: 36
Views: 3048

Re: Microsoft requires cell number

I use Google Voice for lots of 2fa but Wells Fargo wouldn't accept it, and Chipotles free offers doesn't either. I have no cell service at my home. :annoyed
by Grasshopper
Tue Jan 03, 2017 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: FOUND Vanguard household statements!!
Replies: 5
Views: 953

Re: Vanguard household statements

I just checked. All our HH statements are available online. Made me look again, nope my statements are his, hers, and joint. Our joint accounts are a VBS and a separate mutual fund account. I even double checked my November statement that I had downloaded, yep it's a household statement. I show no ...
by Grasshopper
Tue Jan 03, 2017 7:02 pm
Forum: Personal Finance (Not Investing)
Topic: FOUND Vanguard household statements!!
Replies: 5
Views: 953

FOUND Vanguard household statements!!

Well kick us again Vanguard, 33 years with them and they pulled the plug on household statements starting this year. Even historical statements have disappeared. Gee how hard was it to add a couple of accounts together in one statement. :confused
by Grasshopper
Thu Dec 15, 2016 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: Did Intuit ruin Taxcaster?
Replies: 24
Views: 2917

Re: Did Intuit ruin Taxcaster?

Hayden wrote:I'm using the Android app for Taxcaster, and it looks to me like it's working the way it always has.


Android app, is simple and reflects my spreadsheet. :beer
by Grasshopper
Fri Dec 09, 2016 10:59 am
Forum: Investing - Theory, News & General
Topic: Vanguard's new "account overview" page... BOO!
Replies: 105
Views: 11940

Re: Vanguard's new "account overview" page... BOO!

I will add this post to what do retirees do all day @ earlyretirement.org. :beer
by Grasshopper
Mon Dec 05, 2016 3:27 pm
Forum: Personal Consumer Issues
Topic: Shoes for flat-footed over-pronators
Replies: 33
Views: 3096

Re: Shoes for flat-footed over-pronators

I too am a flat-footed overpronator, I have found moccasin style Bass Weejuns, and or docksider/sperry boat shoes for casual shoes for comfort.
by Grasshopper
Mon Nov 28, 2016 6:35 pm
Forum: Personal Consumer Issues
Topic: Owning a Chromebook
Replies: 77
Views: 11341

Re: Owning a Chromebook

I use a remote Windows 10 machine to run TurboTax and Quicken on my Chromebook, sounds and keyboard all work like I am sitting in front of the W10.
by Grasshopper
Thu Nov 17, 2016 3:06 pm
Forum: Personal Finance (Not Investing)
Topic: Cannot get myself to spend my savings
Replies: 75
Views: 9220

Re: Cannot get myself to spend my savings

It has always been said around this and the earlyretirement.org forum. Saving is easy...spending is hard.
by Grasshopper
Sat Nov 05, 2016 3:28 pm
Forum: Personal Consumer Issues
Topic: MacBook Air/ Chromebook
Replies: 37
Views: 4157

Re: MacBook Air/ Chromebook

I have never used an Apple product, I do have 2 PC laptops Win 10 and a Chromebook. I started steering away from Windows products about 5 years ago, and started using all Google apps. So I was using Gmail, docs, calendar, for a while until I bought my Chromebook this year. Seamless everything log in...
by Grasshopper
Sat Oct 29, 2016 6:23 pm
Forum: Personal Consumer Issues
Topic: A Medicare part D puzzle, finally solved
Replies: 53
Views: 4547

Re: A Medicare part D puzzle, finally solved

I love Part"D", I pay $18.40 a month and get a tier 1 drug that I can buy at WalMart for $4, But mailorder is for free, and I should be happy because the rack price $50. You can say that you want that script filled at Wal Mart and tell them you want to pay cash and skip your prescription ...
by Grasshopper
Sat Oct 29, 2016 5:46 pm
Forum: Personal Consumer Issues
Topic: A Medicare part D puzzle, finally solved
Replies: 53
Views: 4547

Re: A Medicare part D puzzle, finally solved

I love Part"D", I pay $18.40 a month and get a tier 1 drug that I can buy at WalMart for $4, But mailorder is for free, and I should be happy because the rack price $50. You can say that you want that script filled at Wal Mart and tell them you want to pay cash and skip your prescription ...
by Grasshopper
Thu Oct 27, 2016 5:39 pm
Forum: Personal Consumer Issues
Topic: A Medicare part D puzzle, finally solved
Replies: 53
Views: 4547

Re: A Medicare part D puzzle, finally solved

I love Part"D", I pay $18.40 a month and get a tier 1 drug that I can buy at WalMart for $4, But mailorder is for free, and I should be happy because the rack price $50.
by Grasshopper
Wed Oct 19, 2016 6:46 am
Forum: Personal Finance (Not Investing)
Topic: Costco Visa foreign transaction fee
Replies: 44
Views: 14186

Re: Costco Visa foreign transaction fee

I had this question when traveling to Ecuador which uses U$ as currency, answer yes foreign transactions even in dollars get charged.
by Grasshopper
Sun Oct 09, 2016 7:09 pm
Forum: Personal Finance (Not Investing)
Topic: Percent back from landscaping investment
Replies: 19
Views: 2639

Re: Percent back from landscaping investment

Chuckle, chuckle, reminds me of the home I had with 6 acres in the front of the home. Looked like a park nice grass several large oaks, so I spruced it up with 2000 daffodil bulbs in the fall. Sold the home and moved in February before they flowered.
by Grasshopper
Sun Oct 09, 2016 6:49 pm
Forum: Investing - Help with Personal Investments
Topic: Why is Vanguard Total World Stock More Expensive Than Total US and Total International?
Replies: 14
Views: 2788

Re: Why is Vanguard Total World Stock More Expensive Than Total US and Total International?

In the old days, Vanguard charged higher fees on international because ADR's were more expensive to trade, I am not sure if that is true today. :beer
by Grasshopper
Wed Sep 28, 2016 1:21 pm
Forum: Investing - Theory, News & General
Topic: If you own Vanguard Total Stock Market, do you re-invest dividends?
Replies: 75
Views: 10611

Re: If you own Vanguard Total Stock Market, do you re-invest dividends?

Retired here, living off my taxable dividends, reinvest everything else.
by Grasshopper
Wed Sep 28, 2016 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: How closely do you check your credit card statements?
Replies: 58
Views: 3946

Re: How closely do you check your credit card statements?

Quicken downloads all my CC purchases, I have it set to review everyone of them before it updates the balance.
by Grasshopper
Fri Sep 23, 2016 8:38 pm
Forum: Personal Consumer Issues
Topic: Trader Joe's Fans - good value?
Replies: 91
Views: 9331

Re: Trader Joe's Fans - good value?

TJ's organic 100% pomegranate juice,
organic gala apples, just always the right size,
white modena vinegar, use to be called white balsamic vinegar
Ms. G likes some produce, but with a Sprouts just down the street, Sprouts get a lot of our fresh produce bucks.
by Grasshopper
Fri Sep 23, 2016 6:10 am
Forum: Personal Finance (Not Investing)
Topic: Quicken download problems?
Replies: 7
Views: 887

Re: Quicken download problems?

Worked fine for me this morning.