Search found 767 matches

by Grasshopper
Wed Sep 28, 2016 1:21 pm
Forum: Investing - Theory, News & General
Topic: If you own Vanguard Total Stock Market, do you re-invest dividends?
Replies: 40
Views: 3710

Re: If you own Vanguard Total Stock Market, do you re-invest dividends?

Retired here, living off my taxable dividends, reinvest everything else.
by Grasshopper
Wed Sep 28, 2016 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: How closely do you check your credit card statements?
Replies: 35
Views: 1367

Re: How closely do you check your credit card statements?

Quicken downloads all my CC purchases, I have it set to review everyone of them before it updates the balance.
by Grasshopper
Fri Sep 23, 2016 8:38 pm
Forum: Personal Consumer Issues
Topic: Trader Joe's Fans - good value?
Replies: 91
Views: 7185

Re: Trader Joe's Fans - good value?

TJ's organic 100% pomegranate juice,
organic gala apples, just always the right size,
white modena vinegar, use to be called white balsamic vinegar
Ms. G likes some produce, but with a Sprouts just down the street, Sprouts get a lot of our fresh produce bucks.
by Grasshopper
Fri Sep 23, 2016 6:10 am
Forum: Personal Finance (Not Investing)
Topic: Quicken download problems?
Replies: 7
Views: 684

Re: Quicken download problems?

Worked fine for me this morning.
by Grasshopper
Sun Sep 18, 2016 3:29 pm
Forum: Personal Finance (Not Investing)
Topic: [Vanguard Invite to a] "private event"
Replies: 28
Views: 3546

Re: [Vanguard Invite to a] "private event"

It sounds as if it might be similar to some of the webinars that VG has periodically except live and in person. I just wanted to be invited to the coffee truck that they were doing as a promotion some time back. :beer I wasn't invited but I received the coffee cup and a bag of coffee. Now I am the ...
by Grasshopper
Thu Sep 15, 2016 7:15 am
Forum: Personal Consumer Issues
Topic: Favorite Coffee
Replies: 137
Views: 8066

Re: Favorite Coffee

Seattle's Best organic #4, there are always coupons and WalMart stocks it.
by Grasshopper
Tue Sep 13, 2016 7:42 am
Forum: Personal Finance (Not Investing)
Topic: Alternatives to Quicken 2016?
Replies: 43
Views: 5798

Re: Alternatives to Quicken 2016?

My name is Grasshopper and I am a Quicken user. I bought Q2016 this January knowing, but cautious about having to update from Windows 7 to 10. Well I I I finally updated to W10 and all is well, now if only I could run it on my ChromeBook. I am faced with the same thing (running Quicken on a Chromeb...
by Grasshopper
Mon Sep 12, 2016 3:35 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Brokerage cost basis problems
Replies: 14
Views: 1368

Re: Vanguard Brokerage cost basis problems

I had a CB problem, with an in kind transfer, with each blaming the other I used TurboTax which had me mail a form 8453 to the IRS even though I filed electronically. I sent copies of emails blaming the other, and statements, and a spreadsheet of my sales. Both companies knew that the the 1099's wer...
by Grasshopper
Mon Sep 12, 2016 1:37 pm
Forum: Investing - Help with Personal Investments
Topic: Is anyone else feeling courageous enough to buy today?
Replies: 90
Views: 6461

Re: Is anyone else feeling courageous enough to buy today?

You may have just bought a taxable dividend, I am waiting for VTI to go ex-dividend.
by Grasshopper
Sat Sep 03, 2016 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: Early retirees, at what age did you "retire"? Is it working out?
Replies: 63
Views: 9667

Re: Early retirees, at what age did you "retire"? Is it working out?

We had a nice income lived a first class lifestyle but were still saving 60% of our income. Our house was paid off and we met our FI goal about 18 months before we FIRED. So on along weekend we agreed to quit the race because we had already won. Ages 54/51, no kids medium COLA, but moved to low COLA...
by Grasshopper
Fri Sep 02, 2016 4:03 pm
Forum: Personal Consumer Issues
Topic: want to leave comcast but keep my email?
Replies: 17
Views: 1701

Re: want to leave comcast but keep my email?

We switched ISP's a decade ago, and were able to use the old ISP address for three bucks a year, it's been years since they billed us.
by Grasshopper
Mon Aug 29, 2016 2:23 pm
Forum: Local Chapters and Bogleheads Community
Topic: I think I found Rick Ferri
Replies: 53
Views: 9801

Re: I think I found Rick Ferri

Rick great news, maybe we will see you on http://www.early-retirement.org :beer
by Grasshopper
Sun Aug 21, 2016 4:23 pm
Forum: Investing - Theory, News & General
Topic: Vanguard seeks SEC relief for US active ETFs:
Replies: 12
Views: 1197

Re: Vanguard seeks SEC relief for US active ETFs:

I would love to have ETF's for Wellington, Wellesley, something for my taxable account that doesn't throw off capital gains. As of now I only use W/W in my tax deferred/free accounts.
by Grasshopper
Sun Aug 21, 2016 4:15 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on coffee/tea?
Replies: 58
Views: 2662

Re: How much do you spend on coffee/tea?

We like Seattle's Best #4 Organic @ Wally World $5.59 for 12 oz. TJ's unbleached cone filters and Melitta pour over brewer. Cost maybe $10 a week makes 50 cups a week.
by Grasshopper
Sat Aug 20, 2016 7:17 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Prime Money Market (Settlement fund) - quick question
Replies: 13
Views: 2583

Re: Vanguard Prime Money Market (Settlement fund) - quick question

I just was switched to the Fed MM, I just put some funds in it to cover some ACH's Prime admiral paid .51% Fed .32% last month.
by Grasshopper
Tue Aug 09, 2016 9:56 pm
Forum: Investing - Theory, News & General
Topic: Vanguard upgrading to Brokerage account comes with some nuisances
Replies: 70
Views: 8110

Re: Vanguard upgrading to Brokerage account comes with some nuisances

To Vanguard, The notice that my settlement account changed is unacceptable. I received a generic email confirmation of your account profile update on August 02, 2016. It seems like I get one every so often and usually has no important information, just alerting me to a change. Except this time if I ...
by Grasshopper
Sun Aug 07, 2016 6:36 pm
Forum: Personal Consumer Issues
Topic: Peeling small carrots
Replies: 12
Views: 1349

Re: Peeling small carrots

I use a Scotch-Brite Dobie Cleaning Pad a light scrub will get the bad stuff and leave the good.
by Grasshopper
Sun Jul 10, 2016 6:05 pm
Forum: Personal Finance (Not Investing)
Topic: Ally or Capital One 360 online savings account?
Replies: 38
Views: 3133

Re: Ally or Capital One 360 online savings account?

We have both CapOne 360 and CapOne MM, works for us, again we are easy to please. I have autopay from 360 to my CapOne CC every month flawless.
by Grasshopper
Sat Jul 02, 2016 7:37 am
Forum: Personal Finance (Not Investing)
Topic: Alternatives to Quicken 2016?
Replies: 43
Views: 5798

Re: Alternatives to Quicken 2016?

My name is Grasshopper and I am a Quicken user. I bought Q2016 this January knowing, but cautious about having to update from Windows 7 to 10. Well I I I finally updated to W10 and all is well, now if only I could run it on my ChromeBook.
by Grasshopper
Sat Jun 25, 2016 2:43 pm
Forum: Personal Finance (Not Investing)
Topic: Very tough career choice (ego, startup, San Francisco Bay Area)
Replies: 52
Views: 5596

Re: Very tough career choice (ego, startup, San Francisco Bay Area)

The new VP is just window dressing for the investors. Stay and wait them out.
by Grasshopper
Fri Jun 24, 2016 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Advantage free check writing
Replies: 8
Views: 1166

Re: Vanguard Advantage free check writing

I use it mostly to ACH all my bills, use their BillPay for the one place that doesn't take a CC. It seems like I have just enough money coming in to pay everything off every month. Works for me YMMV. I use the charge/debt card only for international travel ATM's.
by Grasshopper
Sat Jun 18, 2016 7:54 pm
Forum: Personal Consumer Issues
Topic: Driving Seattle to Spokane in July
Replies: 22
Views: 1759

Re: Driving Seattle to Spokane in July

Route 2 has Leavenworth, 90 has Roslyn, ( Northern Exposure), North Bend, (Twin Peaks), both can be fun towns to exit 90 and drive through. Coeur d'Alene could be a day itself. For an Interstate 90 has some nice scenery, as does 2. If the drive is the experience I may go with 2 and a day in Leavenwo...
by Grasshopper
Wed Jun 15, 2016 1:48 pm
Forum: Investing - Theory, News & General
Topic: What four faces would you put on the Mount Rushmore of Investing
Replies: 47
Views: 3592

Re: What four faces would you put on the Mount Rushmore of Investing

I would like to have "Uncle Lou" Louis Rukeyser included, Friday nights around the TV with Wall Street Week. John Bogle was included in Lou's Hall of Fame, and was on the show a couple of times.
by Grasshopper
Mon Jun 13, 2016 4:55 pm
Forum: Personal Finance (Not Investing)
Topic: Did you retire before normal retirement age?
Replies: 93
Views: 12738

Re: Did you retire before normal retirement age?

#3 and #5 at age 54, work just got in the way of having fun. Been 11 years now Just got back from the Galapagos, and Machu Picchu what a blast.
by Grasshopper
Tue May 17, 2016 8:34 am
Forum: Personal Consumer Issues
Topic: buying pet food online
Replies: 38
Views: 1878

Re: buying pet food online

Ms G is particular about what she feeds our 4 dogs. She uses Doctors Foster & Smith our last auto ship of high quality food 3 X 28# bags $111 includes shipping. We have paid $80 for the same order on sale from them. Cats all get wet Sheba from Wal-Mart she always has 2 for 1 coupons.
by Grasshopper
Tue May 17, 2016 8:15 am
Forum: Personal Consumer Issues
Topic: Is it OK to leave home wifi on?
Replies: 55
Views: 4076

Re: Is it OK to leave home wifi on?

OMG, I live in 4 people per section(640 acre) country. I let my neighbor drive to my inside gate so she and her mother can use my guest WiFi. My financial laptop is wired, so all they might see is my response on Bogleheads. :beer
by Grasshopper
Sat Apr 23, 2016 6:14 am
Forum: Personal Consumer Issues
Topic: Leaky Wine Bottle
Replies: 13
Views: 1759

Re: Leaky Wine Bottle

I have been on the edge of my seat. Great news, bubbly is bubbly.
by Grasshopper
Thu Apr 14, 2016 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Credit card cancelled
Replies: 71
Views: 5518

Re: Credit card cancelled

Thanks OP, a great reminder to pull out some old cards and put a couple of charges on them. $126000 in credit <1% utilization. :beer
by Grasshopper
Thu Apr 14, 2016 7:26 am
Forum: Personal Finance (Not Investing)
Topic: Retirees: what's your Withdrawal Rate for this and last year?
Replies: 79
Views: 7567

Re: Retirees: what's your Withdrawal Rate for this and last year?

Retired 10 years ago, my portfolio is 25% higher than when I retired. Anything else is too much like w**k.
by Grasshopper
Mon Apr 04, 2016 8:23 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Dividend Check Bounced!
Replies: 15
Views: 5187

Re: Vanguard Dividend Check Bounced!

And all I got was a coffee mug. :beer
by Grasshopper
Wed Mar 30, 2016 8:09 am
Forum: Personal Consumer Issues
Topic: Binoculars for Birding Boglehead-wise
Replies: 23
Views: 1808

Re: Binoculars for Birding Boglehead-wise

Semi serious birder I get all 12-13 North American hummingbirds in my zip code all but 1 at my feeders(Ruby-throated). I have a Vortex Lightning 8X32 that I really like. I dropped them and had to send them to Vortex, fixed under their warranty no charge. Just to let you know they stand behind their ...
by Grasshopper
Tue Mar 29, 2016 2:02 pm
Forum: Personal Consumer Issues
Topic: Battling Deer Ticks, Opinions Sought
Replies: 66
Views: 4813

Re: Battling Deer Ticks, Opinions Sought

Guinea fowl. http://www.motherearthnews.com/homesteading-and-livestock/raising-guinea-fowl-zmaz92aszshe.aspx They are noisy! Seriously we had a terrible tick problem with 4 dogs, we were finding 10-20 ticks in the house everyday. raised 4 guinea fowl and have never found a tick in 6 years. Now abou...
by Grasshopper
Mon Mar 21, 2016 8:27 am
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 New Money Market Account, 1% on over 10k
Replies: 93
Views: 15701

Re: Capital One 360 New Money Market Account, 1% on over 10k

Great deal I only use my 360 savings account to pay my CapOne CC once a month. :beer
by Grasshopper
Tue Mar 15, 2016 8:29 am
Forum: Personal Finance (Not Investing)
Topic: Throw away turbo tax disk?
Replies: 16
Views: 1854

Re: Throw away turbo tax disk?

This doesn't happen anymore, but 10-12 years ago you would need a TT disc just to open that years file. Now with .tax extension it is not necessary.
by Grasshopper
Mon Mar 14, 2016 7:19 am
Forum: Investing - Help with Personal Investments
Topic: Can Vanguard import cost basis?
Replies: 10
Views: 1048

Re: Can Vanguard import cost basis?

Last year I had an in kind transfer to Vanguard, they have a cost basis solution center that can fix non covered cost basis with your supplied information.
by Grasshopper
Mon Mar 07, 2016 8:17 am
Forum: Personal Consumer Issues
Topic: Online Fax?
Replies: 14
Views: 1476

Re: Online Fax?

$15 buys you a usb modem.
by Grasshopper
Sat Mar 05, 2016 7:25 am
Forum: Investing - Theory, News & General
Topic: Poll: Active Funds in Which You Invest
Replies: 76
Views: 5371

Re: Poll: Active Funds in Which You Invest

Vanguard Wellington
Vanguard Wellesley
About 10% in Total Bond for asset adjustments in taxfree/deferred account

Total Stock VTI
Total International VXUS in taxed account
by Grasshopper
Thu Mar 03, 2016 8:22 am
Forum: Personal Finance (Not Investing)
Topic: Medicare Card
Replies: 39
Views: 2696

Re: Medicare Card

Would just carrying my Medigap card work as well as my Medicare card?
by Grasshopper
Sun Feb 28, 2016 4:36 pm
Forum: Personal Finance (Not Investing)
Topic: Estimating Share Cost Basis for the IRS
Replies: 11
Views: 978

Re: Estimating Share Cost Basis for the IRS

Using the finance.yahoo.com historic stock price feature for Disney from 1/2/1991 through today, and hitting the "monthly" and "first" and "last" column buttons. http://finance.yahoo.com/q/hp?s=DIS&a=00&b=2&c=1991&d=01&e=28&f=2016&g=m&z=...
by Grasshopper
Tue Feb 23, 2016 6:50 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Brokerage 2015 tax documents
Replies: 29
Views: 3524

Re: Vanguard Brokerage 2015 tax documents

Vanguard sent me an email I went online and there was my 1099 B. 2 days later it was available to download to TurboTax. I must be special. :beer
by Grasshopper
Wed Feb 17, 2016 7:25 pm
Forum: Personal Finance (Not Investing)
Topic: What is your decline in Net Worth as of today?
Replies: 96
Views: 11203

Re: What is your decline in Net Worth as of today?

Doing better than 2008-2009, I came close to getting kicked out of Flagship status. Today I have a long way to go before that would happen. :beer
by Grasshopper
Sun Jan 31, 2016 3:57 pm
Forum: Personal Finance (Not Investing)
Topic: TT prior year returns
Replies: 4
Views: 585

Re: TT prior year returns

I just signed into my TT account I bought 2015 through Amazon download, returns since 2000 were all there. I never had to sign in when I installed 2015, so I don't know how they would know if I paid or not. :greedy
by Grasshopper
Wed Jan 27, 2016 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: Who came closest to a $0 [taxes due]?
Replies: 62
Views: 4480

Re: Who came closest to a $0 [taxes due]?

Looks like $202 Fed and $111 State, still have qualified dividends and foreign tax credits to finalize. :beer
by Grasshopper
Fri Jan 22, 2016 7:35 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hope everyone is well [Preparing for Eastern US blizzard]
Replies: 102
Views: 6525

Re: Hope everyone is well [Preparing for Eastern US blizzard]

All this sounds like everyday stuff when you live 50 miles from gas and a grocery store, and are the last ranch on the grid. :beer
by Grasshopper
Thu Dec 31, 2015 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: How did your retirement Portfolio do in 2015?
Replies: 95
Views: 7541

Re: How did your retirement Portfolio do in 2015?

All Wellesley Quicken says +1.64% so does Vanguard 61/39.
by Grasshopper
Fri Dec 18, 2015 7:57 am
Forum: Personal Consumer Issues
Topic: Bogleheads: Share how you like to vacation
Replies: 113
Views: 10604

Re: Bogleheads: Share how you like to vacation

Retired 10 years now, we do a family trip to the east coast flying which is no longer fun. Since we sit around way too much at home we like doing active adventure cruises. We have seen lots of Central America and now are moving to South America. Last trip this fall Sea of Cortez, next trip Galapagos...
by Grasshopper
Wed Dec 16, 2015 8:14 am
Forum: Investing - Theory, News & General
Topic: "Vanguard converting mutual fund accounts to brokerage?
Replies: 400
Views: 73885

Re: "Vanguard converting mutual fund accounts to brokerage?

I was getting the 'not eligible' message the few times I volunteered to convert my investment, Roth and TIRA accounts, until last week when suddenly VG was asking me to do so. Sure, I said, jumping in. After two days of "processing conversion" flags on the website, no issues other than ha...
by Grasshopper
Fri Dec 11, 2015 2:57 pm
Forum: Investing - Theory, News & General
Topic: VG year-end distributions for MFs and ETFs
Replies: 6
Views: 668

Re: VG year-end distributions for MFs and ETFs

Surprised that VTI Total Stock Market shows as 95% Qualified Dividends.

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