Search found 754 matches

by Grasshopper
Sun Aug 21, 2016 4:23 pm
Forum: Investing - Theory, News & General
Topic: Vanguard seeks SEC relief for US active ETFs:
Replies: 12
Views: 1128

Re: Vanguard seeks SEC relief for US active ETFs:

I would love to have ETF's for Wellington, Wellesley, something for my taxable account that doesn't throw off capital gains. As of now I only use W/W in my tax deferred/free accounts.
by Grasshopper
Sun Aug 21, 2016 4:15 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on coffee/tea?
Replies: 58
Views: 2506

Re: How much do you spend on coffee/tea?

We like Seattle's Best #4 Organic @ Wally World $5.59 for 12 oz. TJ's unbleached cone filters and Melitta pour over brewer. Cost maybe $10 a week makes 50 cups a week.
by Grasshopper
Sat Aug 20, 2016 7:17 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Prime Money Market (Settlement fund) - quick question
Replies: 13
Views: 2421

Re: Vanguard Prime Money Market (Settlement fund) - quick question

I just was switched to the Fed MM, I just put some funds in it to cover some ACH's Prime admiral paid .51% Fed .32% last month.
by Grasshopper
Tue Aug 09, 2016 9:56 pm
Forum: Investing - Theory, News & General
Topic: Vanguard upgrading to Brokerage account comes with some nuisances
Replies: 67
Views: 7023

Re: Vanguard upgrading to Brokerage account comes with some nuisances

To Vanguard, The notice that my settlement account changed is unacceptable. I received a generic email confirmation of your account profile update on August 02, 2016. It seems like I get one every so often and usually has no important information, just alerting me to a change. Except this time if I ...
by Grasshopper
Sun Aug 07, 2016 6:36 pm
Forum: Personal Consumer Issues
Topic: Peeling small carrots
Replies: 12
Views: 1296

Re: Peeling small carrots

I use a Scotch-Brite Dobie Cleaning Pad a light scrub will get the bad stuff and leave the good.
by Grasshopper
Sun Jul 10, 2016 6:05 pm
Forum: Personal Finance (Not Investing)
Topic: Ally or Capital One 360 online savings account?
Replies: 38
Views: 3013

Re: Ally or Capital One 360 online savings account?

We have both CapOne 360 and CapOne MM, works for us, again we are easy to please. I have autopay from 360 to my CapOne CC every month flawless.
by Grasshopper
Sat Jul 02, 2016 7:37 am
Forum: Personal Finance (Not Investing)
Topic: Alternatives to Quicken 2016?
Replies: 34
Views: 4130

Re: Alternatives to Quicken 2016?

My name is Grasshopper and I am a Quicken user. I bought Q2016 this January knowing, but cautious about having to update from Windows 7 to 10. Well I I I finally updated to W10 and all is well, now if only I could run it on my ChromeBook.
by Grasshopper
Sat Jun 25, 2016 2:43 pm
Forum: Personal Finance (Not Investing)
Topic: Very tough career choice (ego, startup, San Francisco Bay Area)
Replies: 52
Views: 5540

Re: Very tough career choice (ego, startup, San Francisco Bay Area)

The new VP is just window dressing for the investors. Stay and wait them out.
by Grasshopper
Fri Jun 24, 2016 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Advantage free check writing
Replies: 8
Views: 1142

Re: Vanguard Advantage free check writing

I use it mostly to ACH all my bills, use their BillPay for the one place that doesn't take a CC. It seems like I have just enough money coming in to pay everything off every month. Works for me YMMV. I use the charge/debt card only for international travel ATM's.
by Grasshopper
Sat Jun 18, 2016 7:54 pm
Forum: Personal Consumer Issues
Topic: Driving Seattle to Spokane in July
Replies: 22
Views: 1719

Re: Driving Seattle to Spokane in July

Route 2 has Leavenworth, 90 has Roslyn, ( Northern Exposure), North Bend, (Twin Peaks), both can be fun towns to exit 90 and drive through. Coeur d'Alene could be a day itself. For an Interstate 90 has some nice scenery, as does 2. If the drive is the experience I may go with 2 and a day in Leavenwo...
by Grasshopper
Wed Jun 15, 2016 1:48 pm
Forum: Investing - Theory, News & General
Topic: What four faces would you put on the Mount Rushmore of Investing
Replies: 47
Views: 3497

Re: What four faces would you put on the Mount Rushmore of Investing

I would like to have "Uncle Lou" Louis Rukeyser included, Friday nights around the TV with Wall Street Week. John Bogle was included in Lou's Hall of Fame, and was on the show a couple of times.
by Grasshopper
Mon Jun 13, 2016 4:55 pm
Forum: Personal Finance (Not Investing)
Topic: Did you retire before normal retirement age?
Replies: 93
Views: 12543

Re: Did you retire before normal retirement age?

#3 and #5 at age 54, work just got in the way of having fun. Been 11 years now Just got back from the Galapagos, and Machu Picchu what a blast.
by Grasshopper
Tue May 17, 2016 8:34 am
Forum: Personal Consumer Issues
Topic: buying pet food online
Replies: 38
Views: 1834

Re: buying pet food online

Ms G is particular about what she feeds our 4 dogs. She uses Doctors Foster & Smith our last auto ship of high quality food 3 X 28# bags $111 includes shipping. We have paid $80 for the same order on sale from them. Cats all get wet Sheba from Wal-Mart she always has 2 for 1 coupons.
by Grasshopper
Tue May 17, 2016 8:15 am
Forum: Personal Consumer Issues
Topic: Is it OK to leave home wifi on?
Replies: 55
Views: 4011

Re: Is it OK to leave home wifi on?

OMG, I live in 4 people per section(640 acre) country. I let my neighbor drive to my inside gate so she and her mother can use my guest WiFi. My financial laptop is wired, so all they might see is my response on Bogleheads. :beer
by Grasshopper
Sat Apr 23, 2016 6:14 am
Forum: Personal Consumer Issues
Topic: Leaky Wine Bottle
Replies: 13
Views: 1729

Re: Leaky Wine Bottle

I have been on the edge of my seat. Great news, bubbly is bubbly.
by Grasshopper
Thu Apr 14, 2016 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Credit card cancelled
Replies: 71
Views: 5457

Re: Credit card cancelled

Thanks OP, a great reminder to pull out some old cards and put a couple of charges on them. $126000 in credit <1% utilization. :beer
by Grasshopper
Thu Apr 14, 2016 7:26 am
Forum: Personal Finance (Not Investing)
Topic: Retirees: what's your Withdrawal Rate for this and last year?
Replies: 79
Views: 7485

Re: Retirees: what's your Withdrawal Rate for this and last year?

Retired 10 years ago, my portfolio is 25% higher than when I retired. Anything else is too much like w**k.
by Grasshopper
Mon Apr 04, 2016 8:23 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Dividend Check Bounced!
Replies: 15
Views: 5160

Re: Vanguard Dividend Check Bounced!

And all I got was a coffee mug. :beer
by Grasshopper
Wed Mar 30, 2016 8:09 am
Forum: Personal Consumer Issues
Topic: Binoculars for Birding Boglehead-wise
Replies: 23
Views: 1760

Re: Binoculars for Birding Boglehead-wise

Semi serious birder I get all 12-13 North American hummingbirds in my zip code all but 1 at my feeders(Ruby-throated). I have a Vortex Lightning 8X32 that I really like. I dropped them and had to send them to Vortex, fixed under their warranty no charge. Just to let you know they stand behind their ...
by Grasshopper
Tue Mar 29, 2016 2:02 pm
Forum: Personal Consumer Issues
Topic: Battling Deer Ticks, Opinions Sought
Replies: 66
Views: 4765

Re: Battling Deer Ticks, Opinions Sought

Guinea fowl. http://www.motherearthnews.com/homesteading-and-livestock/raising-guinea-fowl-zmaz92aszshe.aspx They are noisy! Seriously we had a terrible tick problem with 4 dogs, we were finding 10-20 ticks in the house everyday. raised 4 guinea fowl and have never found a tick in 6 years. Now abou...
by Grasshopper
Mon Mar 21, 2016 8:27 am
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 New Money Market Account, 1% on over 10k
Replies: 93
Views: 14961

Re: Capital One 360 New Money Market Account, 1% on over 10k

Great deal I only use my 360 savings account to pay my CapOne CC once a month. :beer
by Grasshopper
Tue Mar 15, 2016 8:29 am
Forum: Personal Finance (Not Investing)
Topic: Throw away turbo tax disk?
Replies: 16
Views: 1833

Re: Throw away turbo tax disk?

This doesn't happen anymore, but 10-12 years ago you would need a TT disc just to open that years file. Now with .tax extension it is not necessary.
by Grasshopper
Mon Mar 14, 2016 7:19 am
Forum: Investing - Help with Personal Investments
Topic: Can Vanguard import cost basis?
Replies: 10
Views: 1031

Re: Can Vanguard import cost basis?

Last year I had an in kind transfer to Vanguard, they have a cost basis solution center that can fix non covered cost basis with your supplied information.
by Grasshopper
Mon Mar 07, 2016 8:17 am
Forum: Personal Consumer Issues
Topic: Online Fax?
Replies: 14
Views: 1456

Re: Online Fax?

$15 buys you a usb modem.
by Grasshopper
Sat Mar 05, 2016 7:25 am
Forum: Investing - Theory, News & General
Topic: Poll: Active Funds in Which You Invest
Replies: 76
Views: 5176

Re: Poll: Active Funds in Which You Invest

Vanguard Wellington
Vanguard Wellesley
About 10% in Total Bond for asset adjustments in taxfree/deferred account

Total Stock VTI
Total International VXUS in taxed account
by Grasshopper
Thu Mar 03, 2016 8:22 am
Forum: Personal Finance (Not Investing)
Topic: Medicare Card
Replies: 39
Views: 2656

Re: Medicare Card

Would just carrying my Medigap card work as well as my Medicare card?
by Grasshopper
Sun Feb 28, 2016 4:36 pm
Forum: Personal Finance (Not Investing)
Topic: Estimating Share Cost Basis for the IRS
Replies: 11
Views: 956

Re: Estimating Share Cost Basis for the IRS

Using the finance.yahoo.com historic stock price feature for Disney from 1/2/1991 through today, and hitting the "monthly" and "first" and "last" column buttons. http://finance.yahoo.com/q/hp?s=DIS&a=00&b=2&c=1991&d=01&e=28&f=2016&g=m&z=...
by Grasshopper
Tue Feb 23, 2016 6:50 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Brokerage 2015 tax documents
Replies: 29
Views: 3501

Re: Vanguard Brokerage 2015 tax documents

Vanguard sent me an email I went online and there was my 1099 B. 2 days later it was available to download to TurboTax. I must be special. :beer
by Grasshopper
Wed Feb 17, 2016 7:25 pm
Forum: Personal Finance (Not Investing)
Topic: What is your decline in Net Worth as of today?
Replies: 96
Views: 11116

Re: What is your decline in Net Worth as of today?

Doing better than 2008-2009, I came close to getting kicked out of Flagship status. Today I have a long way to go before that would happen. :beer
by Grasshopper
Sun Jan 31, 2016 3:57 pm
Forum: Personal Finance (Not Investing)
Topic: TT prior year returns
Replies: 4
Views: 574

Re: TT prior year returns

I just signed into my TT account I bought 2015 through Amazon download, returns since 2000 were all there. I never had to sign in when I installed 2015, so I don't know how they would know if I paid or not. :greedy
by Grasshopper
Wed Jan 27, 2016 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: Who came closest to a $0 [taxes due]?
Replies: 62
Views: 4392

Re: Who came closest to a $0 [taxes due]?

Looks like $202 Fed and $111 State, still have qualified dividends and foreign tax credits to finalize. :beer
by Grasshopper
Fri Jan 22, 2016 7:35 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hope everyone is well [Preparing for Eastern US blizzard]
Replies: 102
Views: 6394

Re: Hope everyone is well [Preparing for Eastern US blizzard]

All this sounds like everyday stuff when you live 50 miles from gas and a grocery store, and are the last ranch on the grid. :beer
by Grasshopper
Thu Dec 31, 2015 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: How did your retirement Portfolio do in 2015?
Replies: 95
Views: 7433

Re: How did your retirement Portfolio do in 2015?

All Wellesley Quicken says +1.64% so does Vanguard 61/39.
by Grasshopper
Fri Dec 18, 2015 7:57 am
Forum: Personal Consumer Issues
Topic: Bogleheads: Share how you like to vacation
Replies: 113
Views: 10445

Re: Bogleheads: Share how you like to vacation

Retired 10 years now, we do a family trip to the east coast flying which is no longer fun. Since we sit around way too much at home we like doing active adventure cruises. We have seen lots of Central America and now are moving to South America. Last trip this fall Sea of Cortez, next trip Galapagos...
by Grasshopper
Wed Dec 16, 2015 8:14 am
Forum: Investing - Theory, News & General
Topic: "Vanguard converting mutual fund accounts to brokerage?
Replies: 400
Views: 73223

Re: "Vanguard converting mutual fund accounts to brokerage?

I was getting the 'not eligible' message the few times I volunteered to convert my investment, Roth and TIRA accounts, until last week when suddenly VG was asking me to do so. Sure, I said, jumping in. After two days of "processing conversion" flags on the website, no issues other than ha...
by Grasshopper
Fri Dec 11, 2015 2:57 pm
Forum: Investing - Theory, News & General
Topic: VG year-end distributions for MFs and ETFs
Replies: 6
Views: 654

Re: VG year-end distributions for MFs and ETFs

Surprised that VTI Total Stock Market shows as 95% Qualified Dividends.
by Grasshopper
Sun Dec 06, 2015 1:34 pm
Forum: Investing - Theory, News & General
Topic: [Vanguard Federal Money Market Fund Reopened - MUST USE]
Replies: 77
Views: 7737

Re: [Vanguard Federal Money Market Fund Reopened - MUST USE]

Grasshoppr, you say "Since I/we have our credit cards paid from the checking side of our brokerage accounts and use account and routing numbers, I am sure we will be given new account numbers." We do the same. However the account and routing numbers for the checking in the brokerage accou...
by Grasshopper
Sun Dec 06, 2015 8:09 am
Forum: Investing - Theory, News & General
Topic: [Vanguard Federal Money Market Fund Reopened - MUST USE]
Replies: 77
Views: 7737

Re: Settlement fund for Vanguard brokerage

This will be painful for me as I use VanguardsAdvantage to manage bills, credit card payments ACH from Prime MM. :beer Couldn't you do the same thing with any Vanguard MM? Yes, and the pain is 15 credit cards on balance ACH paid with Prime, several banks transfer to the Prime MM. Plus they want you...
by Grasshopper
Sat Dec 05, 2015 11:07 am
Forum: Investing - Theory, News & General
Topic: [Vanguard Federal Money Market Fund Reopened - MUST USE]
Replies: 77
Views: 7737

Re: Settlement fund for Vanguard brokerage

This will be painful for me as I use VanguardsAdvantage to manage bills, credit card payments ACH from Prime MM. :beer Couldn't you do the same thing with any Vanguard MM? Yes, and the pain is 15 credit cards on balance ACH paid with Prime, several banks transfer to the Prime MM. Plus they want you...
by Grasshopper
Sat Dec 05, 2015 7:52 am
Forum: Investing - Theory, News & General
Topic: [Vanguard Federal Money Market Fund Reopened - MUST USE]
Replies: 77
Views: 7737

Re: Settlement fund for Vanguard brokerage

This will be painful for me as I use VanguardsAdvantage to manage bills, credit card payments ACH from Prime MM. :beer
by Grasshopper
Sat Dec 05, 2015 7:47 am
Forum: Investing - Theory, News & General
Topic: Google Spreadsheet [for portfolio tracking]
Replies: 24
Views: 2775

Re: Google Spreadsheet

In retirement I have started to learn Excel/Google having never used it at my j*b. I have created a quicken type of spreadsheet for income, portfolio, spending and taxes. My sheets are getting pretty complicated but in the last couple of weeks it has really been slow. But that's OK I have all the ti...
by Grasshopper
Thu Dec 03, 2015 6:56 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Windows 2016 R3 patch caused it to not load [fix here]
Replies: 1
Views: 425

Re: Quicken Windows 2016 R3 patch caused it to not load [fix here]

Thanks everything is working after installing Q2016 on Sunday, I will not update for a week or two. :beer
by Grasshopper
Mon Nov 23, 2015 11:14 am
Forum: Investing - Help with Personal Investments
Topic: Trying to Figure Out My Retirement Plan Options
Replies: 12
Views: 1760

Re: Trying to Figure Out My Retirement Plan Options

Just one thought, if you think you may want to retire early, having a bunch of money in a taxable account to get you through pre 70 helps. Lots of folks realized they put to much away in tax favored accounts and needed cash in the early years of retirement.
by Grasshopper
Sun Oct 25, 2015 6:28 pm
Forum: Personal Finance (Not Investing)
Topic: Health Insurance Premium for 2016
Replies: 70
Views: 7088

Re: Health Insurance Premium for 2016

BCBS Arizona PPO UP 18%, I start Medicare next year so younger Ms G pushed our deductible from $2500 to $10K. :beer
by Grasshopper
Sun Oct 25, 2015 3:54 pm
Forum: Personal Finance (Not Investing)
Topic: Water damage insurance claim
Replies: 9
Views: 1018

Re: Water damage insurance claim

Just an update, we had our loss accepted with photos, and a word from our builder, so yes it can be done. Check in hand. :beer
by Grasshopper
Fri Oct 23, 2015 7:38 am
Forum: Personal Finance (Not Investing)
Topic: At what point did you and your spouse COMBINE your finances (or did you?)
Replies: 53
Views: 3968

Re: At what point did you and your spouse COMBINE your finances (or did you?)

I was 30 and my first marriage, so the now Ms G and I combined the $34 in her checking account and whatever I had in my pocket. Seems like there was a lot of this going around. I remember at one point while we were first dating that Ms G to be said she couldn't go out we me anymore because she could...
by Grasshopper
Thu Oct 22, 2015 3:51 pm
Forum: Personal Finance (Not Investing)
Topic: Chase no longer works with Quicken?
Replies: 19
Views: 8395

Re: Chase no longer works with Quicken?

I have 2 Chase Freedom cards connected to Quicken, one downloads, one doesn't, go figure. Since 5% gas cashback was done the end of September I really haven't been using them much.
by Grasshopper
Tue Oct 20, 2015 7:38 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: "Thank you for restoring access..."
Replies: 9
Views: 2444

Re: Vanguard: "Thank you for restoring access..."

Another one that took a phone call to CapOne today and a wasted 10 minutes. Got an email stating Mr Grasshopper your new credit card account XXXXXXXXXXXX1234 was mailed today. 5 minutes later an email stating Mr Grasshopper your new credit card account XXXXXXXXXXXX4321 was mailed today. Wait I only ...

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