Search found 803 matches

by Grasshopper
Mon Apr 03, 2017 10:12 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Plan F Increases
Replies: 37
Views: 2161

Re: Medigap Plan F Increases

BCBS medigap F in Arizona increased 5% from $159 to $167.
by Grasshopper
Wed Mar 29, 2017 3:49 pm
Forum: Personal Consumer Issues
Topic: Re: Where to buy a Vanguard hat? An Update and bad news
Replies: 72
Views: 9297

Re: Where to buy a Vanguard hat? An Update and bad news

Glad I just received my replacement free coffee mug. That's # 3. :beer
by Grasshopper
Sun Mar 19, 2017 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 297
Views: 27447

Re: Quicken's future direction - a cause for concern

Long time Quicken user Q2016, If I pull the plug today on downloads now what is the chance that Q won't be able to ask for authentication, or stop me from manually inputting data. Is it possible that past updates already have their scheme in place and we are doomed.
by Grasshopper
Sun Mar 19, 2017 2:51 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard bank account authorization for joint brokerage account
Replies: 9
Views: 365

Re: Vanguard bank account authorization for joint brokerage account

I had something similar happen with CapOne and Vanguard. So I just had CapOne push it rather than Vanguard pull the transaction.
by Grasshopper
Sat Mar 18, 2017 9:54 pm
Forum: Investing - Theory, News & General
Topic: Investing in - WATER - thoughts
Replies: 57
Views: 3996

Re: Investing in - WATER - thoughts

I live in SE Arizona Cochise county, I am blessed to live 1/2 mile from a 100K+ acre wilderness. My well is fed from snow melt and 17+ inches of rain a year. There has been a lot of interest in pecan growing lower in the valley, some big money is buying up large ranches, including Howard Buffett. ht...
by Grasshopper
Sat Mar 18, 2017 7:08 am
Forum: Investing - Help with Personal Investments
Topic: VWELX [Vanguard Wellington]
Replies: 40
Views: 3375

Re: VWELX [Vanguard Wellington]

We use Wellington in our tax advantaged accounts and Total World (VT) in our taxable, and a bunch of cash.
by Grasshopper
Sun Mar 12, 2017 6:55 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Yubikey-only option?
Replies: 33
Views: 2719

Re: Vanguard Yubikey-only option?

I seem to be missing something, I have SMS 2 factor on my Vanguard accounts. I also use a U3F key on my account except for the time I registered my key I have never received a SMS just insert the key touch it and I am on. I also use the same key for Google which I hope secures my acct and gmail. y ...
by Grasshopper
Sun Mar 12, 2017 6:41 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Yubikey-only option?
Replies: 33
Views: 2719

Re: Vanguard Yubikey-only option?

I seem to be missing something, I have SMS 2 factor on my Vanguard accounts. I also use a U3F key on my account except for the time I registered my key I have never received a SMS just insert the key touch it and I am on. I also use the same key for Google which I hope secures my acct and gmail. y t...
by Grasshopper
Sun Mar 12, 2017 6:21 pm
Forum: Personal Consumer Issues
Topic: Any Chromebook experts?
Replies: 21
Views: 2570

Re: Any Chromebook experts?

Try clicking file "all apps" in the app window, than click on the app/file hold it down and drag and move from there.
by Grasshopper
Mon Feb 27, 2017 9:06 am
Forum: Personal Finance (Not Investing)
Topic: Why not to do ROTH Conversion
Replies: 29
Views: 3019

Re: Why not to do ROTH Conversion

All this assumes that my conversions can stay ahead of the TIRA gains. Unfortunately, NOT, it has been a little difficult recently to keep the TIRA balance from increasing despite substantial conversions. is this sarcasm or are you seriously objecting to having growth in your TIRA? If so, you are m...
by Grasshopper
Thu Feb 23, 2017 8:23 am
Forum: Investing - Theory, News & General
Topic: Vanguard opens special offices for $1 million clients
Replies: 64
Views: 10755

Re: Vanguard opens special offices for $1 million clients

I was talking to my FS rep one day and he knew my address. Well my zipcode is bigger than all of Delaware, so he asked just where it was I lived because he had done some backpacking in the area. When I told him where in the mountains I lived he said Oh yea I camped near your backyard once. :beer
by Grasshopper
Fri Feb 17, 2017 11:16 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard Web Site Down?
Replies: 98
Views: 4393

Re: Vanguard Web Site Down?

I had TurboTax download my Vanguard consolidated in the morning Thursday and my 1040 filed by noon. I was really all done except the foreign tax credit on February 1. :beer Thursday after lunch I went to my Wells Fargo ATM, guess what the ATM had a display screen, that it wouldn't accept deposits. W...
by Grasshopper
Fri Feb 17, 2017 11:04 am
Forum: Personal Finance (Not Investing)
Topic: 1099s Up for Brokerage
Replies: 5
Views: 452

Re: 1099s Up for Brokerage

I had TurboTax download my Vanguard consolidated in the morning Thursday and my 1040 filed by noon. I was really all done except the foreign tax credit on February 1. :beer
by Grasshopper
Tue Feb 14, 2017 10:04 am
Forum: Personal Finance (Not Investing)
Topic: Insane Bloodwork Cost (Quest Diagnostic)
Replies: 51
Views: 4527

Re: Insane Bloodwork Cost (Quest Diagnostic)

In Arizona I can get many tests done without a Dx here is out of pocket cost for everyone no insurance just walk in and have it done. Thyroid Screen (TSH, High Sensitivity) Used to detect problems affecting the thyroid gland. $26 T3, Free Used primarily to help diagnose hyperthyroidism and may be us...
by Grasshopper
Sat Feb 11, 2017 6:09 pm
Forum: Investing - Help with Personal Investments
Topic: About Wellington VWENX
Replies: 14
Views: 1670

Re: About Wellington VWENX

I use Wellington for tax advantage space, Total World for taxable. I get a good AA this way and active bond management.
by Grasshopper
Tue Feb 07, 2017 2:34 pm
Forum: Personal Consumer Issues
Topic: Napa/Sonoma Recommendations
Replies: 46
Views: 2715

Re: Napa/Sonoma Recommendations

The fall around harvest time is the best time to go. If you have a local wine merchant ask them if they can hook you up with some behind the scene tours. If you have a Visa Signature card this may help http://sonomawine.com/visa-signature/ There are also plenty of wine tour apps that can be a help.
by Grasshopper
Sun Feb 05, 2017 11:45 am
Forum: Personal Consumer Issues
Topic: Grand Canyon in May. Booked already!
Replies: 29
Views: 2907

Re: Grand Canyon in May. Booked already!

BTW... dinner at sunset in El Tovar's dining room looking over the canyon is really something worth doing.. a memory that will last a long time. The lodge right next (west) to El Tovar, Kachina Lodge, also has dining room reservation privileges for El Tovar's dining room, which is reservations only...
by Grasshopper
Sat Feb 04, 2017 3:45 pm
Forum: Investing - Theory, News & General
Topic: STAR Fund
Replies: 11
Views: 2162

Re: STAR Fund

I like STAR but not in a taxable account, some years capital gains from STAR just ruined my tax planning.
by Grasshopper
Sat Feb 04, 2017 2:55 pm
Forum: Personal Consumer Issues
Topic: Microsoft requires cell number
Replies: 36
Views: 2626

Re: Microsoft requires cell number

I use Google Voice for lots of 2fa but Wells Fargo wouldn't accept it, and Chipotles free offers doesn't either. I have no cell service at my home. :annoyed
by Grasshopper
Tue Jan 03, 2017 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: FOUND Vanguard household statements!!
Replies: 5
Views: 840

Re: Vanguard household statements

I just checked. All our HH statements are available online. Made me look again, nope my statements are his, hers, and joint. Our joint accounts are a VBS and a separate mutual fund account. I even double checked my November statement that I had downloaded, yep it's a household statement. I show no ...
by Grasshopper
Tue Jan 03, 2017 7:02 pm
Forum: Personal Finance (Not Investing)
Topic: FOUND Vanguard household statements!!
Replies: 5
Views: 840

FOUND Vanguard household statements!!

Well kick us again Vanguard, 33 years with them and they pulled the plug on household statements starting this year. Even historical statements have disappeared. Gee how hard was it to add a couple of accounts together in one statement. :confused
by Grasshopper
Thu Dec 15, 2016 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: Did Intuit ruin Taxcaster?
Replies: 24
Views: 2612

Re: Did Intuit ruin Taxcaster?

Hayden wrote:I'm using the Android app for Taxcaster, and it looks to me like it's working the way it always has.


Android app, is simple and reflects my spreadsheet. :beer
by Grasshopper
Fri Dec 09, 2016 10:59 am
Forum: Investing - Theory, News & General
Topic: Vanguard's new "account overview" page... BOO!
Replies: 99
Views: 9609

Re: Vanguard's new "account overview" page... BOO!

I will add this post to what do retirees do all day @ earlyretirement.org. :beer
by Grasshopper
Mon Dec 05, 2016 3:27 pm
Forum: Personal Consumer Issues
Topic: Shoes for flat-footed over-pronators
Replies: 33
Views: 2603

Re: Shoes for flat-footed over-pronators

I too am a flat-footed overpronator, I have found moccasin style Bass Weejuns, and or docksider/sperry boat shoes for casual shoes for comfort.
by Grasshopper
Mon Nov 28, 2016 6:35 pm
Forum: Personal Consumer Issues
Topic: Owning a Chromebook
Replies: 77
Views: 10016

Re: Owning a Chromebook

I use a remote Windows 10 machine to run TurboTax and Quicken on my Chromebook, sounds and keyboard all work like I am sitting in front of the W10.
by Grasshopper
Thu Nov 17, 2016 3:06 pm
Forum: Personal Finance (Not Investing)
Topic: Cannot get myself to spend my savings
Replies: 75
Views: 8774

Re: Cannot get myself to spend my savings

It has always been said around this and the earlyretirement.org forum. Saving is easy...spending is hard.
by Grasshopper
Sat Nov 05, 2016 3:28 pm
Forum: Personal Consumer Issues
Topic: MacBook Air/ Chromebook
Replies: 37
Views: 3449

Re: MacBook Air/ Chromebook

I have never used an Apple product, I do have 2 PC laptops Win 10 and a Chromebook. I started steering away from Windows products about 5 years ago, and started using all Google apps. So I was using Gmail, docs, calendar, for a while until I bought my Chromebook this year. Seamless everything log in...
by Grasshopper
Sat Oct 29, 2016 6:23 pm
Forum: Personal Consumer Issues
Topic: A Medicare part D puzzle, finally solved
Replies: 53
Views: 3913

Re: A Medicare part D puzzle, finally solved

I love Part"D", I pay $18.40 a month and get a tier 1 drug that I can buy at WalMart for $4, But mailorder is for free, and I should be happy because the rack price $50. You can say that you want that script filled at Wal Mart and tell them you want to pay cash and skip your prescription ...
by Grasshopper
Sat Oct 29, 2016 5:46 pm
Forum: Personal Consumer Issues
Topic: A Medicare part D puzzle, finally solved
Replies: 53
Views: 3913

Re: A Medicare part D puzzle, finally solved

I love Part"D", I pay $18.40 a month and get a tier 1 drug that I can buy at WalMart for $4, But mailorder is for free, and I should be happy because the rack price $50. You can say that you want that script filled at Wal Mart and tell them you want to pay cash and skip your prescription ...
by Grasshopper
Thu Oct 27, 2016 5:39 pm
Forum: Personal Consumer Issues
Topic: A Medicare part D puzzle, finally solved
Replies: 53
Views: 3913

Re: A Medicare part D puzzle, finally solved

I love Part"D", I pay $18.40 a month and get a tier 1 drug that I can buy at WalMart for $4, But mailorder is for free, and I should be happy because the rack price $50.
by Grasshopper
Wed Oct 19, 2016 6:46 am
Forum: Personal Finance (Not Investing)
Topic: Costco Visa foreign transaction fee
Replies: 37
Views: 7203

Re: Costco Visa foreign transaction fee

I had this question when traveling to Ecuador which uses U$ as currency, answer yes foreign transactions even in dollars get charged.
by Grasshopper
Sun Oct 09, 2016 7:09 pm
Forum: Personal Finance (Not Investing)
Topic: Percent back from landscaping investment
Replies: 19
Views: 2437

Re: Percent back from landscaping investment

Chuckle, chuckle, reminds me of the home I had with 6 acres in the front of the home. Looked like a park nice grass several large oaks, so I spruced it up with 2000 daffodil bulbs in the fall. Sold the home and moved in February before they flowered.
by Grasshopper
Sun Oct 09, 2016 6:49 pm
Forum: Investing - Help with Personal Investments
Topic: Why is Vanguard Total World Stock More Expensive Than Total US and Total International?
Replies: 14
Views: 2576

Re: Why is Vanguard Total World Stock More Expensive Than Total US and Total International?

In the old days, Vanguard charged higher fees on international because ADR's were more expensive to trade, I am not sure if that is true today. :beer
by Grasshopper
Wed Sep 28, 2016 1:21 pm
Forum: Investing - Theory, News & General
Topic: If you own Vanguard Total Stock Market, do you re-invest dividends?
Replies: 75
Views: 9990

Re: If you own Vanguard Total Stock Market, do you re-invest dividends?

Retired here, living off my taxable dividends, reinvest everything else.
by Grasshopper
Wed Sep 28, 2016 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: How closely do you check your credit card statements?
Replies: 58
Views: 3495

Re: How closely do you check your credit card statements?

Quicken downloads all my CC purchases, I have it set to review everyone of them before it updates the balance.
by Grasshopper
Fri Sep 23, 2016 8:38 pm
Forum: Personal Consumer Issues
Topic: Trader Joe's Fans - good value?
Replies: 91
Views: 8756

Re: Trader Joe's Fans - good value?

TJ's organic 100% pomegranate juice,
organic gala apples, just always the right size,
white modena vinegar, use to be called white balsamic vinegar
Ms. G likes some produce, but with a Sprouts just down the street, Sprouts get a lot of our fresh produce bucks.
by Grasshopper
Fri Sep 23, 2016 6:10 am
Forum: Personal Finance (Not Investing)
Topic: Quicken download problems?
Replies: 7
Views: 824

Re: Quicken download problems?

Worked fine for me this morning.
by Grasshopper
Sun Sep 18, 2016 3:29 pm
Forum: Personal Finance (Not Investing)
Topic: [Vanguard Invite to a] "private event"
Replies: 28
Views: 3845

Re: [Vanguard Invite to a] "private event"

It sounds as if it might be similar to some of the webinars that VG has periodically except live and in person. I just wanted to be invited to the coffee truck that they were doing as a promotion some time back. :beer I wasn't invited but I received the coffee cup and a bag of coffee. Now I am the ...
by Grasshopper
Thu Sep 15, 2016 7:15 am
Forum: Personal Consumer Issues
Topic: Favorite Coffee
Replies: 147
Views: 12219

Re: Favorite Coffee

Seattle's Best organic #4, there are always coupons and WalMart stocks it.
by Grasshopper
Tue Sep 13, 2016 7:42 am
Forum: Personal Finance (Not Investing)
Topic: Alternatives to Quicken 2016?
Replies: 58
Views: 12006

Re: Alternatives to Quicken 2016?

My name is Grasshopper and I am a Quicken user. I bought Q2016 this January knowing, but cautious about having to update from Windows 7 to 10. Well I I I finally updated to W10 and all is well, now if only I could run it on my ChromeBook. I am faced with the same thing (running Quicken on a Chromeb...
by Grasshopper
Mon Sep 12, 2016 3:35 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Brokerage cost basis problems
Replies: 14
Views: 1715

Re: Vanguard Brokerage cost basis problems

I had a CB problem, with an in kind transfer, with each blaming the other I used TurboTax which had me mail a form 8453 to the IRS even though I filed electronically. I sent copies of emails blaming the other, and statements, and a spreadsheet of my sales. Both companies knew that the the 1099's wer...
by Grasshopper
Mon Sep 12, 2016 1:37 pm
Forum: Investing - Help with Personal Investments
Topic: Is anyone else feeling courageous enough to buy today?
Replies: 90
Views: 7343

Re: Is anyone else feeling courageous enough to buy today?

You may have just bought a taxable dividend, I am waiting for VTI to go ex-dividend.
by Grasshopper
Sat Sep 03, 2016 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: Early retirees, at what age did you "retire"? Is it working out?
Replies: 63
Views: 10377

Re: Early retirees, at what age did you "retire"? Is it working out?

We had a nice income lived a first class lifestyle but were still saving 60% of our income. Our house was paid off and we met our FI goal about 18 months before we FIRED. So on along weekend we agreed to quit the race because we had already won. Ages 54/51, no kids medium COLA, but moved to low COLA...
by Grasshopper
Fri Sep 02, 2016 4:03 pm
Forum: Personal Consumer Issues
Topic: want to leave comcast but keep my email?
Replies: 17
Views: 3561

Re: want to leave comcast but keep my email?

We switched ISP's a decade ago, and were able to use the old ISP address for three bucks a year, it's been years since they billed us.
by Grasshopper
Mon Aug 29, 2016 2:23 pm
Forum: Local Chapters and Bogleheads Community
Topic: I think I found Rick Ferri
Replies: 53
Views: 11380

Re: I think I found Rick Ferri

Rick great news, maybe we will see you on http://www.early-retirement.org :beer
by Grasshopper
Sun Aug 21, 2016 4:23 pm
Forum: Investing - Theory, News & General
Topic: Vanguard seeks SEC relief for US active ETFs:
Replies: 12
Views: 1432

Re: Vanguard seeks SEC relief for US active ETFs:

I would love to have ETF's for Wellington, Wellesley, something for my taxable account that doesn't throw off capital gains. As of now I only use W/W in my tax deferred/free accounts.

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