Search found 1495 matches

by GoldenFinch
Wed May 16, 2018 7:31 pm
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 4307

Re: New motorcycle rider

Of the seven motorcyclists I’ve known in my life, one is dead, one is paralyzed from the waist down, one is brain damaged and the other four all had accidents that involved injury. It may be fun, but it is definitely risky.
by GoldenFinch
Wed May 16, 2018 5:44 am
Forum: Investing - Help with Personal Investments
Topic: Fellow non-529ers
Replies: 43
Views: 2860

Re: Fellow non-529ers

My strategy has been using 529. :) 20+ years of tax free gains - I can't imagine anything else that would have been better for me. Interesting thread - discussing alternates to the best college savings solution for someone that is maxing out other tax advantaged accounts. I too have been really, re...
by GoldenFinch
Mon May 14, 2018 11:59 am
Forum: Personal Consumer Issues
Topic: Is there a boglehead muscle car?
Replies: 138
Views: 7094

Re: Is there a boglehead muscle car?

Deleted
by GoldenFinch
Mon May 14, 2018 6:58 am
Forum: Forum Issues and Administration
Topic: The front page is ugly
Replies: 127
Views: 8973

Re: The front page is ugly

I really like it a lot!

Many of the other websites I use are changed regularly and sometimes they just keep getting worse.
by GoldenFinch
Sat May 12, 2018 8:31 am
Forum: Forum Issues and Administration
Topic: Found cause of posts getting lost (not posted)
Replies: 13
Views: 1056

Re: Found cause of posts getting lost (not posted)

I think the purpose is to give you a chance to rethink your post after reading the posts that were posted while you were in composition mode.

(How many posts will other posters post while a poster is posting a post?)
by GoldenFinch
Sat May 12, 2018 8:25 am
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 317
Views: 21945

Re: Lucrative careers?

You said you love law, so why not take a practice LSAT and see how well you do? If you get a decent number you could go the law school route and study for the LSAT while you finish your undergrad.
by GoldenFinch
Tue May 08, 2018 8:13 pm
Forum: Investing - Theory, News & General
Topic: Happy 89th birthday to [Jack] Bogle
Replies: 44
Views: 2436

Re: Happy 89th birthday to Bogle

Happy Birthday Mr. Bogle!
:happy
by GoldenFinch
Mon May 07, 2018 2:11 pm
Forum: Investing - Help with Personal Investments
Topic: When did you start drawing profits from taxable?
Replies: 48
Views: 3239

Re: When did you start drawing profits from taxable?

We will just cut back on saving when we need/want money.

Don’t feel bad about spending some savings if you are on track for retirement. Saving money is for both security and enjoyment, not hoarding.
by GoldenFinch
Fri May 04, 2018 7:34 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1404861

Re: U.S. stocks in freefall

Bad luck, that. Yesterday mid day I decided it was time to continue the value averaging process of a lump sum that gets me fully invested by 2020. Didn't have time to pull the trigger so did it last night, by mutual fund rather than WTFE. I'm paying 3% more than I would have about 24 hours ago. Wha...
by GoldenFinch
Mon Apr 30, 2018 11:41 am
Forum: Personal Consumer Issues
Topic: Daughter and Girlfriend, age 19, taking cross country road trip. Advice?
Replies: 187
Views: 8608

Re: Daughter and Girlfriend, age 19, taking cross country road trip. Advice?

I tell my daughter to always appear confident like she knows the area. Try not to look like a tourist. Avoid isolating yourself. Don’t speed.
by GoldenFinch
Sat Apr 28, 2018 7:18 pm
Forum: Personal Consumer Issues
Topic: Which literary magazine do you read?
Replies: 12
Views: 740

Re: Which literary magazine do you read?

Fclevz wrote:
Sat Apr 28, 2018 6:14 pm
Lapham’s Quarterly
My favorite too.
by GoldenFinch
Fri Apr 27, 2018 4:55 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1404861

Re: U.S. stocks in freefall

cfs, can you please stop posting the same thing over and over? Thank you for the note, y gracias por leer / cfs I actually like it. It’s a bit more enthusiastic than ‘stay the course.’ The words “stay the course” are steadying and serious and imply mastering a controlled unemotional state while sta...
by GoldenFinch
Tue Apr 24, 2018 5:26 am
Forum: Personal Finance (Not Investing)
Topic: Does Zillow show a history of owner changes to house data?
Replies: 5
Views: 903

Re: Does Zillow show a history of owner changes to house data?

The history only reflects sale prices and asking prices, not estimates. You can play around with the stats of your house and make the estimate go up and down.
by GoldenFinch
Sun Apr 22, 2018 6:37 am
Forum: Investing - Theory, News & General
Topic: Stop Asking the Wrong Investing Questions
Replies: 4
Views: 1477

Re: Stop Asking the Wrong Investing Questions

Nutshell:

1. Nobody knows nothin’.
2. Buy the market.
3. Performance chasing doesn’t work.
by GoldenFinch
Thu Apr 19, 2018 7:31 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1404861

Re: U.S. stocks in freefall

willthrill81 wrote:
Thu Apr 19, 2018 10:07 am
gmaynardkrebs wrote:
Thu Apr 19, 2018 9:37 am
willthrill81 wrote:
Thu Apr 19, 2018 9:13 am
The bunny market is hopping again today! :P
?
'Hopping' between a gain and a loss.
As in, “Holy rabbit ears Batman! This bunny market is HOPPIN’!”
by GoldenFinch
Fri Apr 13, 2018 1:01 pm
Forum: Personal Consumer Issues
Topic: Is a reduction of my home's assessed value a bad thing?
Replies: 21
Views: 1281

Re: Is a reduction of my home's assessed value a bad thing?

Where I live, where property taxes are almost the highest in the state, having one’s house assessed low is a big plus for selling the place. Our property taxes are so high that it makes some houses unaffordable for many families. A beautiful house can sit on the market for a long time and sell for w...
by GoldenFinch
Wed Apr 11, 2018 2:05 pm
Forum: Personal Consumer Issues
Topic: In need of a new Vacuum
Replies: 58
Views: 3949

Re: In need of a new Vacuum

My complaint with the Miele is that the bags run about $4/each. They actually don't last all that long with pets. We have an Oreck as well that has sat in the basement for years. Loud, sprays dust everywhere, and no attachments so impossible to clean anywhere but wide open spaces. The Miele bags ar...
by GoldenFinch
Mon Apr 09, 2018 4:53 pm
Forum: Local Chapters and Bogleheads Community
Topic: Too much Bogleheads.org?
Replies: 79
Views: 11112

Re: Too much Bogleheads.org?

Phineas J. Whoopee wrote:
Mon Apr 09, 2018 3:16 pm
If enough is good, too much must be better.
PJW
I think this sentence pretty much sums it up.
by GoldenFinch
Sun Apr 08, 2018 8:13 pm
Forum: Local Chapters and Bogleheads Community
Topic: Too much Bogleheads.org?
Replies: 79
Views: 11112

Re: Too much Bogleheads.org?

pennstater2005 wrote:
Sun Apr 08, 2018 7:56 pm
For myself eventually the original excitement wore off. I figured it out and now it's mostly boring.

After 2,438 posts! :beer
by GoldenFinch
Sun Apr 08, 2018 8:09 pm
Forum: Local Chapters and Bogleheads Community
Topic: Too much Bogleheads.org?
Replies: 79
Views: 11112

Re: Too much Bogleheads.org?

Warning!

Compulsive Boglehead Reading is an actual thing.

(You have to stop early or there may be a point of no return.)
by GoldenFinch
Mon Apr 02, 2018 7:33 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1404861

Re: U.S. stocks in freefall

Well, TimeLord posted a thread a couple months ago asking if anyone else was tired of the market going up. Wonder what his thoughts are right about now? Yes! The Curse Of Timelord!!!! :twisted: That thread was the beginning of the end. We will now wait for the thread asking if anyone else is tired ...
by GoldenFinch
Mon Mar 26, 2018 10:03 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1404861

Re: U.S. stocks in freefall

cfs wrote:
Mon Mar 26, 2018 9:38 pm
gwe67 wrote:
Mon Mar 26, 2018 9:28 pm
Isn't it time for the moderators to close this topic?
Why? To start a new one each time the markets go down the tubes? Every other day! Good luck y gracias por leer / cfs
Also, it’s clearly a favorite.
by GoldenFinch
Sat Mar 24, 2018 5:49 am
Forum: Investing - Help with Personal Investments
Topic: "I won the Lottery" update -
Replies: 33
Views: 8268

Re: "I won the Lottery" update -

I remember your original thread. Sounds like you’re doing great. Congrats! :sharebeer
by GoldenFinch
Fri Mar 23, 2018 2:58 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1404861

Re: U.S. stocks in freefall

Slightly dramatic couple of days, but we’ve seen worse.
by GoldenFinch
Fri Mar 23, 2018 7:11 am
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 329
Views: 22653

Re: Anyone Deleting Facebook?

I’m 51 and have never had a Facebook account. If I’ve missed out, I guess I’ll never know.
by GoldenFinch
Mon Mar 19, 2018 4:43 am
Forum: Personal Finance (Not Investing)
Topic: Bought house six months ago - now feeling like we're treading water and can't save money
Replies: 189
Views: 16838

Re: Bought house six months ago - now feeling like we're treading water and can't save money

Drop the tithe or reduce it by at least half. You have to look out for yourself first, the church will do just fine either way. Ask yourself, if you fall on financial hardship, are they going to rescue you? I agree. I suggest you donate time now, then years from now, when you have a more secure fin...
by GoldenFinch
Tue Mar 13, 2018 11:45 am
Forum: Investing - Theory, News & General
Topic: Skin In The Game [new N. Taleb book]
Replies: 23
Views: 3866

Re: Skin In The Game

Thanks for the post. Makes me wonder how many financial advisors who put their clients in funds with 5.75% front loads and 2b-1 fees invest in those same funds themselves. Luckily I posted a thread about exactly this: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=241566 Advisors generally i...
by GoldenFinch
Tue Mar 13, 2018 8:33 am
Forum: Investing - Help with Personal Investments
Topic: Dave Ramsey on Bonds
Replies: 107
Views: 8996

Re: Dave Ramsey on Bonds

Dave does not like bonds because to him they are a form of debt (the bond holder is lending money) and he is against all debt except for 15 year mortgages.
by GoldenFinch
Tue Mar 13, 2018 8:25 am
Forum: Investing - Theory, News & General
Topic: Skin In The Game [new N. Taleb book]
Replies: 23
Views: 3866

Re: Skin In The Game

Thanks for the post.

Makes me wonder how many financial advisors who put their clients in funds with 5.75% front loads and 2b-1 fees invest in those same funds themselves.
by GoldenFinch
Sat Mar 10, 2018 6:41 am
Forum: Local Chapters and Bogleheads Community
Topic: Post your Financial Milestone Announcements Here
Replies: 311
Views: 30428

Re: A nice surprise

I’m very happy for you. :happy Somehow your Wolf of Wallstreet toast doesn’t seem right though. Maybe a pic of a toasting, smiling Rockefeller? Or a tall ship sailing into port.
by GoldenFinch
Thu Mar 08, 2018 10:15 pm
Forum: Personal Consumer Issues
Topic: Need Help Solving A House Smell Mystery
Replies: 45
Views: 4070

Re: Need Help Solving A House Smell Mystery

It’s possible the house once had a cat with behavior problems that led to it leaving an eternally bad odor in the floor. If true, the problem would be more noticeable when it was humid.
by GoldenFinch
Wed Mar 07, 2018 12:24 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1404861

Re: U.S. stocks in freefall

Gary Cohn effect today. Beginning of the end of the bull? ... aaaaand, it's back up to "even". :? This makes me think we need the equivalent of a baseball announcer for the stock market instead of just CNBC journalists. That would be a bit entertaining. Although I know the stock market has nothing ...
by GoldenFinch
Thu Mar 01, 2018 8:35 pm
Forum: Personal Consumer Issues
Topic: Lease turn in vehicles a good buy?
Replies: 14
Views: 1611

Re: Lease turn in vehicles a good buy?

We have bought three cars this way. It has been a good experience each time. All cars were low miles and we’ve had no problems with any of them. My Lexus was only two years old and had 17K miles on it. I’ve owned it for six years and it still looks brand new.
by GoldenFinch
Thu Mar 01, 2018 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Move or renovate?
Replies: 19
Views: 1353

Re: Move or renovate?

We have the same conundrum. Our house needs around 120k in updating which includes the kitchen. (Original kitchen in century house, LOL!) I have been going back and forth about this situation for awhile. I’m leaning toward staying because of the costs of moving and no guarantee that I wouldn’t regr...
by GoldenFinch
Thu Mar 01, 2018 3:47 pm
Forum: Investing - Theory, News & General
Topic: Investors Wanted. No Experience Necessary
Replies: 20
Views: 2646

Re: Investors Wanted. No Experience Necessary

I thought you were going to show us in detail, step by step, how to go to the race track like you did with your adventures using bitcoin. :happy The bitcoin thread was great.
by GoldenFinch
Thu Mar 01, 2018 12:52 pm
Forum: Personal Finance (Not Investing)
Topic: Move or renovate?
Replies: 19
Views: 1353

Re: Move or renovate?

We have the same conundrum. Our house needs around 120k in updating which includes the kitchen. (Original kitchen in century house, LOL!) I have been going back and forth about this situation for awhile. I’m leaning toward staying because of the costs of moving and no guarantee that I wouldn’t regre...
by GoldenFinch
Wed Feb 28, 2018 5:31 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1404861

Re: U.S. stocks in freefall

WentzWagon wrote:
Wed Feb 28, 2018 4:51 pm
These daily swings a + 30 - 40 + 45 - 40 make zero sense to me.
It’s just volatility. It’s nothing new. The long term trend is up.
by GoldenFinch
Tue Feb 27, 2018 5:06 am
Forum: Local Chapters and Bogleheads Community
Topic: Nisiprius at 35,000 posts
Replies: 60
Views: 4970

Re: Nisiprius at 35,000 posts

Nisiprius’ posts are truly useful and thought provoking. I especially like the ones that have some interesting historical facts, a story, or some literary context. Obviously he spends a lot of time writing his posts and his contributions add tremendous value of this site. So three cheers for Nisipri...
by GoldenFinch
Sun Feb 25, 2018 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: What's your cash position
Replies: 105
Views: 10376

Re: What's your cash position

A few of livesoft’s posts in the past convinced me to not hold cash. But if I was just starting out, I would be more cautious and hold some cash.
by GoldenFinch
Sat Feb 24, 2018 5:21 am
Forum: Personal Finance (Not Investing)
Topic: 2 kids starting Grad School. How to support equally
Replies: 15
Views: 1660

Re: 2 kids starting Grad School. How to support equally

Sounds completely fair and very generous.
by GoldenFinch
Fri Feb 23, 2018 5:30 pm
Forum: Investing - Help with Personal Investments
Topic: Why open a taxable account?
Replies: 27
Views: 2986

Re: Why open a taxable account?

The taxable account is very important on my side of the house, as a matter of facts it is our largest account. After maxing out our tax-advantaged accounts all our leftover dollars were thrown into the taxable account. Plus, a couple of years from now we will use that account to park what is left o...
by GoldenFinch
Thu Feb 22, 2018 8:44 pm
Forum: Personal Finance (Not Investing)
Topic: Is a prenup required to establish a list of separate property before marriage?
Replies: 67
Views: 2661

Re: Is a prenup required to establish a list of separate property before marriage?

I still don't know why you'd want to put her on the deed if you're worried about keeping the house. If you put her on the deed, you've effectively given her half the house. Because I'm not worried about keeping the house, only my initial amount of equity. Another possible and hopefully unlikely out...
by GoldenFinch
Thu Feb 22, 2018 5:46 pm
Forum: Investing - Help with Personal Investments
Topic: Why open a taxable account?
Replies: 27
Views: 2986

Re: Why open a taxable account?

An HSA great if you have access to one.

The idea is fill up or max out ALL tax advantaged space if you can. If, as time goes on, you make enough money so that you can max out all tax advantaged space and save even more, then you invest that extra savings in a taxable account and grow that money.
by GoldenFinch
Thu Feb 22, 2018 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: Is a prenup required to establish a list of separate property before marriage?
Replies: 67
Views: 2661

Re: Is a prenup required to establish a list of separate property before marriage?

If protection of assets was important to me, I would talk to a lawyer with my spouse to be. You also want to make sure you are confidently on the same page about this pre-nup idea before you tie the knot.
by GoldenFinch
Thu Feb 22, 2018 7:14 am
Forum: Personal Finance (Not Investing)
Topic: What's your cash position
Replies: 105
Views: 10376

Re: What's your cash position

Being retired and living off of my savings, I carry quite a lot of cash [ (money market and short term CDs) about 2 years+ worth of normal distributions from savings for spending]. That is for safety reasons to protect me during several years of market downturns. I also have short term bond funds a...
by GoldenFinch
Wed Feb 21, 2018 12:42 pm
Forum: Investing - Theory, News & General
Topic: Anyone subscribe to Socrates ?
Replies: 18
Views: 2215

Re: Anyone subscribe to Socrates ?

Bogleheads generally keep it simple. Sounds like there needs to be a Socratesheads forum to get the kind of analysis you want.
by GoldenFinch
Mon Feb 19, 2018 6:36 am
Forum: Personal Consumer Issues
Topic: Martha’s Vineyard: Is 2 weeks too long of a vacation there?
Replies: 13
Views: 1630

Re: Martha’s Vineyard: Is 2 weeks too long of a vacation there?

Yes, two weeks is too long, at least for us. Much more to do on the Cape. It really depends on what you’re looking for in your travels. Less to do on MV than on the Cape.

(Edited so it makes sense)
by GoldenFinch
Mon Feb 19, 2018 6:27 am
Forum: Personal Consumer Issues
Topic: Do you wear a wedding band? [at a job interview]
Replies: 157
Views: 10068

Re: Do you wear a wedding band?

I don't leave the house without it - if I didn't have it on I would have to beat the women off with a stick. Thank goodness for that ring! :happy Back to the original question, when I was very young I used to take off my flashy diamonds for job interviews and wear a simple ring instead thinking I l...
by GoldenFinch
Sun Feb 18, 2018 6:47 am
Forum: Investing - Theory, News & General
Topic: Chillin' in the BH Lounge
Replies: 46
Views: 5559

Re: Chillin' in the BH Lounge

In before the lock! That's a winner. Have you read the current thread about free dinner?? Free Filet Mignon...mmm, so tasty. Shredding that invite? Don't be too hasty! 8-) I hastily shredded my dinner invite In fact, two last week! Did not get one bite! But the reason I did it was not to be bold It...
by GoldenFinch
Sat Feb 17, 2018 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: What has been your most important skill in achieving financial independence?
Replies: 164
Views: 11627

Re: What has been your most important skill in achieving financial independence?

Researching money management/investing and then implementing what I learned.