Search found 740 matches

by Go Blue 99
Fri May 19, 2017 3:32 pm
Forum: Personal Consumer Issues
Topic: Suggested Reading or Advice for Father-to-be
Replies: 19
Views: 1350

Re: Suggested Reading or Advice for Father-to-be

Congrats! We have our second child on the way next month.

I enjoyed the parenthood books that are geared towards fathers. They were a good mix of humor and information. The ones I read were "The Expectant Father" and "Dad's Pregnant too!".
by Go Blue 99
Mon May 15, 2017 2:59 pm
Forum: Personal Finance (Not Investing)
Topic: thoughts on the FP&A (financial analysis) certification?
Replies: 4
Views: 410

thoughts on the FP&A (financial analysis) certification?

Does anyone here work in corporate FP&A (financial planning & analysis)? If so, what are your thoughts on the official FP&A certification that is handled by the Association of Finance Professionals (AFP)? My megacorp has a relationship with AFP, and they are offering free study guides an...
by Go Blue 99
Fri May 12, 2017 12:35 pm
Forum: Personal Consumer Issues
Topic: Best cities for older tech workers?
Replies: 51
Views: 4064

Re: Best cities for older tech workers?

There are a multitude of IT jobs in the northern Atlanta suburb of Alpharetta. As long as you are ok with suburban life, it's also a great place to live. So then you wouldn't have to worry about traffic.
by Go Blue 99
Fri May 12, 2017 12:32 pm
Forum: Personal Finance (Not Investing)
Topic: Struggling with new offer Vs. current position
Replies: 12
Views: 1336

Re: Struggling with new offer Vs. current position

I see you didn't mention benefits. How is the vacation time? How is the 401k plan/match and health insurance? Can you telecommute? These would all be vital factors for me.
by Go Blue 99
Thu May 11, 2017 9:15 am
Forum: Personal Consumer Issues
Topic: Volvo XC90 vs Acura MDX vs GMC Acadia
Replies: 7
Views: 1066

Re: Volvo XC90 vs Acura MDX vs GMC Acadia

The redesigned XC90 is a beautiful car. I also like that they are fairly rare on the road. I don't know much about Volvo reliability though, so I'd be worried about repair costs. You can never go wrong with an MDX due to quality and reliability, though it won't excite you. My BIL and SIL bought the ...
by Go Blue 99
Thu May 11, 2017 8:59 am
Forum: Personal Finance (Not Investing)
Topic: Most Common Financial Mistakes
Replies: 108
Views: 13564

Re: Most Common Financial Mistakes

Here's one that might be controversial, but I think is accurate. Not making more money. For reasons unknown to me, some of which could be perfectly valid, I see folks that are content with their job, income, and career path (or lack thereof). But some people don't want to make more money by switchi...
by Go Blue 99
Mon May 08, 2017 8:55 pm
Forum: Personal Consumer Issues
Topic: Cord Blood Banking
Replies: 22
Views: 2447

Re: Cord Blood Banking

I have a bunch of young doctors in my family and none of them did this for their kids. And obviously they could afford it. So we didn't do it either.

I also know a genetics scientist and he said it's a borderline scam.
by Go Blue 99
Sun May 07, 2017 10:15 am
Forum: Personal Finance (Not Investing)
Topic: Stay home with kids?
Replies: 103
Views: 7193

Re: Stay home with kids?

Tycoon wrote:The choice was easy for us. Parent or $7.25/hr stranger? Parent was the right choice.


That's your choice, but did you really need to put your "holier than thou" spin on it?
by Go Blue 99
Sat May 06, 2017 1:44 pm
Forum: Personal Finance (Not Investing)
Topic: Paying a 1% deposit for a mortgage rate lock?
Replies: 2
Views: 420

Paying a 1% deposit for a mortgage rate lock?

We are moving into a new home in early September, and want to lock in an interest rate. We are getting a Jumbo 30 year fixed. Our builder's preferred lender is Wells Fargo, and we are getting some closing cost credits as well as a credit towards a rate lock. They are offering a 5 month lock for $120...
by Go Blue 99
Fri May 05, 2017 12:09 pm
Forum: Personal Consumer Issues
Topic: Atlanta teppanyaki
Replies: 9
Views: 1022

Re: Atlanta teppanyaki

There aren't really any standouts in the metro Atlanta teppanyaki scene. I'd just pick what is convenient for you.
by Go Blue 99
Tue May 02, 2017 12:02 pm
Forum: Personal Finance (Not Investing)
Topic: Favorite Financial Indulgences
Replies: 78
Views: 7359

Re: Favorite Financial Indulgences

Dinners at fancy restaurants for special occasions.
Upgrading to an oceanfront hotel room when traveling to a beach.
We don’t buy cars often, but when we do, we add every possible option.
by Go Blue 99
Mon May 01, 2017 1:09 pm
Forum: Personal Consumer Issues
Topic: Buying couches the Boglehead way
Replies: 36
Views: 4194

Re: Buying couches the Boglehead way

Sofas get a lot of use in our household, so we are fine spending more for a higher quality item (we buy cheaper stuff for guest bedrooms, dining room, office, etc). Think about cost per use. We bought our current sofa from Haverty’s and it’s holding up well after 9 years. We are moving into a new ho...
by Go Blue 99
Wed Apr 26, 2017 2:23 pm
Forum: Personal Finance (Not Investing)
Topic: Any regrets living a frugal life for high income/high networth individuals?
Replies: 170
Views: 19635

Re: Any regrets living a frugal life for high income/high networth individuals?

I wouldn’t call ourselves frugal. Compared to the typical Boglehead, we probably spend a lot. But our key is that we LBYM. We’ve also never spent a dime of any unexpected bonus, overtime, side business income, etc. That money just goes into investments or savings acct. I get enjoyment from looking a...
by Go Blue 99
Sun Apr 23, 2017 1:31 pm
Forum: Personal Finance (Not Investing)
Topic: how much house can we afford? Boston area.
Replies: 50
Views: 3309

Re: how much house can we afford? Boston area.

am wrote:Assuming down payment of 20%, I'd go no more than base salary x 2 = mortgage debt.


These types of housing ratios don't work in HCOL areas.
by Go Blue 99
Tue Apr 18, 2017 1:28 pm
Forum: Personal Consumer Issues
Topic: Mens Blue Jeans - What are we buying now?!
Replies: 86
Views: 8096

Re: Mens Blue Jeans - What are we buying now?!

I don’t like rough jeans, so I tend to buy jeans from premium denim makers that have cotton/lycra blends. These blends make the jeans feel really soft- it’s like you are wearing comfortable pajamas. Contrary to popular belief, premium denim isn’t all just skinny fits. You just need to look for each ...
by Go Blue 99
Tue Apr 18, 2017 12:05 pm
Forum: Personal Consumer Issues
Topic: Week in San Diego - What to do?
Replies: 35
Views: 2299

Re: Week in San Diego - What to do?

We just came back from 5 wonderful days in San Diego. One thing we are really happy we did was staying in La Jolla, instead of in downtown San Diego. Waking up with an oceanfront view was amazing, and just walking around the shore area for meals was so scenic and relaxing. Gaslamp district in the ci...
by Go Blue 99
Sat Apr 15, 2017 12:33 pm
Forum: Personal Consumer Issues
Topic: radio alarm clock that projects the time on the wall or ceiling
Replies: 18
Views: 1511

Re: radio alarm clock that projects the time on the wall or ceiling

We splurged on one of the higher-end ceiling Sony clocks a few years ago. I know this probably sounds silly, but my wife and I both find it to be a great benefit. We have a toddler and often wake up in the middle of the night. This clock allows us to just glance up and see the time. The ceiling ligh...
by Go Blue 99
Sat Apr 15, 2017 12:27 pm
Forum: Personal Consumer Issues
Topic: leaving early from work
Replies: 57
Views: 7370

Re: leaving early from work

My megacorp workplace allows shifting. The standard day is 9-6, but people with young kids work 8-5. My direct manager is completely laid back about hours, but our group manager is a big clock-watcher and will make comments about hours. He's the type to think everyone just goofs off if he isn't arou...
by Go Blue 99
Fri Apr 14, 2017 9:01 pm
Forum: Personal Consumer Issues
Topic: Same branded components for home theater?
Replies: 35
Views: 2056

Re: Same branded components for home theater?

From what I've read, having the same brand of speakers is beneficial in a home theater set-up. But having a different receiver, TV, blu-ray player, etc does not matter at all.

avsforums.com is a great resource for audio discussion if you want to get really detailed.
by Go Blue 99
Fri Apr 14, 2017 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Will - what is complicated?
Replies: 72
Views: 4047

Re: Will - what is complicated?

The topic of attorneys vs automated will software has come up many times on Bogleheads over the years. Though Bogleheads tend to be a frugal group, the overwhelming advice is that this is an area you don't want to cheapen out on.
by Go Blue 99
Fri Apr 14, 2017 8:49 pm
Forum: Personal Finance (Not Investing)
Topic: New Home - Design Center Options - making smart choices
Replies: 30
Views: 2467

Re: New Home - Design Center Options - making smart choices

We are in the process of building a new home with a tract builder. We just went through the design center process (three different 3 hour appointments at their huge design center). Obviously the builder is charging a big premium for upgrades- our agent was shocked at some of the prices they were cha...
by Go Blue 99
Sat Apr 01, 2017 7:30 am
Forum: Personal Consumer Issues
Topic: Is Craigslist still the main site to sell stuff locally?
Replies: 51
Views: 4813

Re: Is Craigslist still the main site to sell stuff locally?

We use NextDoor for giving away stuff we don't want to keep. I'm still okay using Craigslist for selling bigger items. Our local police station has a "safe selling space", so it's easy to meet people there to make the transaction.
by Go Blue 99
Sat Apr 01, 2017 7:27 am
Forum: Personal Consumer Issues
Topic: At what age were your kids potty trained?
Replies: 16
Views: 1413

Re: At what age were your kids potty trained?

Our kid just turned 3 and she is potty-trained for the most part (will have an accident at daycare 2 times a month). We still put pull-ups on her at night. Daycare was great in helping her get potty-trained.
by Go Blue 99
Mon Mar 27, 2017 8:25 am
Forum: Personal Consumer Issues
Topic: thoughts on in-ceiling speakers?
Replies: 48
Views: 3135

Re: thoughts on in-ceiling speakers?

en the option, before the sheet rock goes up, think hard about wiring every room for Ethernet, perhaps with home runs back to a data closet or even to the garage. If you contemplate some sort of streaming box (Roku, smart TV, whatever), an Ethernet drop at the TV location will come in handy. We are...
by Go Blue 99
Sun Mar 26, 2017 8:34 am
Forum: Personal Consumer Issues
Topic: thoughts on in-ceiling speakers?
Replies: 48
Views: 3135

Re: thoughts on in-ceiling speakers?

en the option, before the sheet rock goes up, think hard about wiring every room for Ethernet, perhaps with home runs back to a data closet or even to the garage. If you contemplate some sort of streaming box (Roku, smart TV, whatever), an Ethernet drop at the TV location will come in handy. We are...
by Go Blue 99
Sat Mar 25, 2017 1:14 pm
Forum: Personal Consumer Issues
Topic: thoughts on in-ceiling speakers?
Replies: 48
Views: 3135

Re: thoughts on in-ceiling speakers?

Similar situation with us Go Blue 99. Finished the basement and wife said I could do WHATEVER I wanted...as long as she SAW NO SPEAKERS OR AUDIO COMPONENTS EVER AGAIN!!! lol! In the main basement area area, we have a typical flat screen TV with all speakers in ceiling. They are Klipsch models. R/C/...
by Go Blue 99
Fri Mar 24, 2017 9:31 pm
Forum: Personal Consumer Issues
Topic: thoughts on in-ceiling speakers?
Replies: 48
Views: 3135

thoughts on in-ceiling speakers?

We are building a house with a tract builder, and need to decide on pre-wiring before drywall goes up. I love having 5.1 surround sound, and want to install that set-up in the family room. Due to room layout and WAF (wife acceptance factor), in-ceiling speakers are going to be my only option. Even t...
by Go Blue 99
Fri Mar 24, 2017 9:12 pm
Forum: Personal Consumer Issues
Topic: What is your preferred Weather App?
Replies: 55
Views: 3561

Re: What is your preferred Weather App?

Weather Underground.
by Go Blue 99
Sun Mar 19, 2017 6:48 pm
Forum: Personal Consumer Issues
Topic: gratuitous homeownership items
Replies: 218
Views: 18825

Re: gratuitous homeownership items

Our useless features: - big tub in master bath. Never used in 9 years - fireplace in master bedroom. Never used in 9 years Things we love: - master-sized guest bedroom downstairs. Very useful for all the guests we have had over the years. - family room layout that allowed us to put our tv on a stand...
by Go Blue 99
Sat Mar 18, 2017 7:30 pm
Forum: Personal Finance (Not Investing)
Topic: Purchase and Sale of home: pearls of advice
Replies: 29
Views: 2512

Re: Purchase and Sale of home: pearls of advice

Find a buyers agent who will refund part of their commission to you. We have done this in the past and it's great. Plus the IRS has ruled the commission to be tax-free.
by Go Blue 99
Thu Mar 02, 2017 3:11 pm
Forum: Personal Consumer Issues
Topic: Do Boglehead DIY or Pay a Professional?
Replies: 95
Views: 7687

Re: Do Boglehead DIY or Pay a Professional?

We outsource pretty much everything except house cleaning. We have no skill or interest at DIY repairs/projects.
by Go Blue 99
Sat Feb 25, 2017 8:01 am
Forum: Personal Consumer Issues
Topic: Does anyone else have (possibly too much) fun dealing with finances?
Replies: 69
Views: 5511

Re: Does anyone else have (possibly too much) fun dealing with finances?

When our finances are doing well (gainfully employed and no market crash), I find personal finance to be highly entertaining. I enjoy tinkering with my various financial spreadsheets and logging into mint.com. I love being the CFO of our household.
by Go Blue 99
Thu Feb 16, 2017 1:24 pm
Forum: Personal Finance (Not Investing)
Topic: Do we need an agent to buy a home?
Replies: 18
Views: 1374

Re: Do we need an agent to buy a home?

Are commission rebates legal in your state? If so, find an agent that gives back a refund. We did this with our current house (our agent kept 1% and refunded 2% back to us). We are also currently house hunting and using a full-service agent that refunds 1.5%. The IRS has also ruled that a commission...
by Go Blue 99
Fri Feb 03, 2017 2:22 pm
Forum: Personal Consumer Issues
Topic: Lexus PreCollision Safety System (auto braking)
Replies: 35
Views: 2926

Re: Lexus PreCollision Safety System (auto braking)

I love gadgets and options on a car, and I wish I had pre-collision braking on my car. That being said, I think trading it in after 1 year is a little extreme, just to get that one feature. Can you hold out a few years until Lexus does the mid-cycle refresh on the RX? At that point, you would likely...
by Go Blue 99
Thu Feb 02, 2017 1:42 pm
Forum: Personal Finance (Not Investing)
Topic: Can We Afford A $550k House - Your Opinion?
Replies: 29
Views: 4070

Re: Can We Afford A $550k House - Your Opinion?

With your salary, of course you can afford the house. And I totally understand wanting to move up with your family size. My concerns would be: - you have a low amount of cash, so assuming you put 20% down, you’ll need to sell your current house first. In this hot sellers’ market, the seller would li...
by Go Blue 99
Thu Jan 05, 2017 8:39 pm
Forum: Personal Finance (Not Investing)
Topic: spousal disagreement over how much house to buy
Replies: 99
Views: 6853

Re: spousal disagreement over how much house to buy

I see this thread getting locked anytime now.... nothing more to contribute and it is clear OP is not the one having the say in this partnership, as per his last post the wife is the breadwinner and it is clear where this is going. EDIT: Also, I found this from OPs previous home purchase. I guess y...
by Go Blue 99
Thu Jan 05, 2017 4:41 pm
Forum: Personal Finance (Not Investing)
Topic: spousal disagreement over how much house to buy
Replies: 99
Views: 6853

Re: spousal disagreement over how much house to buy

FelixTheCat wrote:
Go Blue 99 wrote:Is this a situation where "happy wife, happy life" applies?

Is the happy wife contributing financially to the mortgage


Yes she is actually the breadwinner :happy
by Go Blue 99
Wed Jan 04, 2017 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: spousal disagreement over how much house to buy
Replies: 99
Views: 6853

Re: spousal disagreement over how much house to buy

Is the 15 minutes each way, or round trip? Sounds minor, but 30 minutes a day for each of you is a much bigger trade-off than 15 minutes. If it is 15 minutes round trip, than consider the farther-out house. I just checked google maps traffic. For me, the farther-out house would increase commute fro...
by Go Blue 99
Wed Jan 04, 2017 3:28 pm
Forum: Personal Finance (Not Investing)
Topic: spousal disagreement over how much house to buy
Replies: 99
Views: 6853

spousal disagreement over how much house to buy

Has anyone here disagreed with your spouse over how much money to spend on a house? How did it turn out? During our current house search, I've placed more importance on location. I like access to highways, major job centers, dining, retail, etc. My wife has placed more importance on new construction...
by Go Blue 99
Thu Dec 22, 2016 3:30 pm
Forum: Personal Consumer Issues
Topic: Afraid of retirement??
Replies: 55
Views: 4501

Re: Afraid of retirement??

My parents are both retiring in 2017, and I think they are both scared of retirement. They both love their jobs and love to work. They will come back from a 3-day weekend and talk about how bored they were. Their problem is they have few hobbies- they don’t like to travel and don’t eat out. Their ma...
by Go Blue 99
Tue Dec 20, 2016 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: What kind of person buys a franchise?
Replies: 49
Views: 5755

Re: What kind of person buys a franchise?

We are partial owners of 5 franchise restaurants (small Mexican fast casual chain). The key is having a good operator/manager. If you have someone that is truly dedicated to working hard and knows how to run it properly, you can make pretty solid profits. Our investment in that chain is doing quite ...
by Go Blue 99
Thu Dec 15, 2016 5:38 pm
Forum: Personal Consumer Issues
Topic: Yahoo email advice
Replies: 17
Views: 2935

Re: Yahoo email advice

Like OP, I’ve also been using Yahoo email for about 15 years. For now, I’m not deleting my emails from their server though. The main reason is I like being able to search for old emails while on my phone. I do use Thunderbird on my laptop, but I select the setting which leaves email on the server wh...
by Go Blue 99
Thu Dec 15, 2016 5:29 pm
Forum: Personal Consumer Issues
Topic: Your fava 70% dark chocolate brand?
Replies: 40
Views: 3125

Re: Your fava 70% dark chocolate brand?

I love very dark chocolate and have tried Endangered Species, Scharffen Berger, Theo's, Lindt, Green & Black's, etc. But I stick with Ghirardelli squares as my daily chocolate (mainly 86%, but also some 72%). You can get it pretty cheap via Amazon Sub&Save, and I love the taste. I also like ...
by Go Blue 99
Sun Dec 11, 2016 6:28 pm
Forum: Personal Consumer Issues
Topic: Amazon Echo, Echo Dot, and Tap are on sale again
Replies: 12
Views: 1378

Re: Amazon Echo, Echo Dot, and Tap are on sale again

I did some more research on these. Most people say the Dot is the one to get, unless you really need the advanced speaker of the Echo.
by Go Blue 99
Sun Dec 11, 2016 10:01 am
Forum: Personal Consumer Issues
Topic: Amazon Echo, Echo Dot, and Tap are on sale again
Replies: 12
Views: 1378

Re: Amazon Echo, Echo Dot, and Tap are on sale again

I came to Bogleheads to post the same deal :) Nice to see the low prices back again. I'm going to jump on the Echo deal.

FYI Best Buy has matched the Amazon deal, so you can still get the Echo before Xmas.
by Go Blue 99
Sun Dec 04, 2016 5:48 pm
Forum: Personal Consumer Issues
Topic: Any particular oven toaster you prefer????
Replies: 23
Views: 2023

Re: Any particular oven toaster you preffer????

I've had one of these Panasonic toasters for over 10 years. It uses a special technology that toasts bread very quickly. I've had a few friends order this when they see how well ours works. It's not cheap but it's worth the splurge IMO. You can see the stellar reviews at Amazon for it. https://smile...
by Go Blue 99
Thu Oct 27, 2016 4:21 pm
Forum: Personal Finance (Not Investing)
Topic: Worth Keeping AMEX Gold Delta Skymiles CC?
Replies: 13
Views: 1153

Re: Worth Keeping AMEX Gold Delta Skymiles CC?

When the Gold card eliminated the $99 companion certificate, we upgraded our cards to Platinum. Yes, the annual fee jumped to $195 but now we get a free companion certificate.
by Go Blue 99
Thu Oct 27, 2016 4:17 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Reserve
Replies: 216
Views: 29783

Re: Chase Sapphire Reserve

I'm a big fan of this card, and have been spreading its virtues to friends that travel or eat out often.
by Go Blue 99
Tue Oct 18, 2016 12:20 pm
Forum: Personal Consumer Issues
Topic: What iPhone podcast application do you use?
Replies: 25
Views: 2317

Re: What iPhone podcast application do you use?

I tried a bunch and like PodCruncher the best so far.
by Go Blue 99
Fri Oct 14, 2016 12:18 pm
Forum: Personal Consumer Issues
Topic: What podcasts do you listen to?
Replies: 67
Views: 7279

Re: What podcasts do you listen to?

- Jill on Money
- Dave Ramsey
- How I Built This (business)
- Paychecks & Balances (career advice)
- MGoBlog (UM football)
- The Solid Verbal (college football)
- Bill Simmons (sports & culture)
- Freakonomics Radio
- Gastropod (for foodies)

Go to advanced search