Search found 176 matches

by General Disarray
Thu Jun 07, 2018 3:32 pm
Forum: Personal Consumer Issues
Topic: Masonry Wood-Burning Fireplace Issues
Replies: 25
Views: 1352

Re: Masonry Wood-Burning Fireplace Issues

SUMMARY OF VISUAL FIREPLACE/CHIMNEY INSPECTION (INSPECTION OCCURRED FROM INSIDE THE UNIT). * We inspected a single fireplace at [address] on [date]. * This fireplace and flue, as well as all the masonry chimneys in [the specific area] area, are some of the most poorly planned and constructed firepl...
by General Disarray
Thu Jun 07, 2018 9:03 am
Forum: Personal Consumer Issues
Topic: Masonry Wood-Burning Fireplace Issues
Replies: 25
Views: 1352

Re: Masonry Wood-Burning Fireplace Issues

I actually have had the chimney inspected twice (visually, from the inside). Both times I used a highly rated, reputable chimney sweeper. Both got extremely high consumer reviews, but I was disappointed with both. First chimney guy: I requested a sweep, seeing how I did not know the history of the f...
by General Disarray
Thu Jun 07, 2018 8:29 am
Forum: Personal Consumer Issues
Topic: Masonry Wood-Burning Fireplace Issues
Replies: 25
Views: 1352

Re: Masonry Wood-Burning Fireplace Issues

Luke Duke wrote:
Thu Jun 07, 2018 8:26 am
Do you currently have gas running to your fireplace?
My heat (forced air) uses natural gas, but there is no gas running to the fireplace. The fireplace is strictly wood burning.
by General Disarray
Thu Jun 07, 2018 6:57 am
Forum: Personal Consumer Issues
Topic: Masonry Wood-Burning Fireplace Issues
Replies: 25
Views: 1352

Re: Masonry Wood-Burning Fireplace Issues

I'm curious why a gas fireplace insert is not allowed by the HOA in an existing masonry wood-burning fireplace. We had a gas fireplace insert installed in a masonry fireplace a few years back and couldn't be happier with it. The disadvantages were primarily cost (about $5 - $6,000 including unit, i...
by General Disarray
Wed Jun 06, 2018 5:26 pm
Forum: Personal Consumer Issues
Topic: Masonry Wood-Burning Fireplace Issues
Replies: 25
Views: 1352

Re: Masonry Wood-Burning Fireplace Issues

Why do you want to burn wood in this fireplace? I would use the fireplace rarely, for ambiance purposes only. I know fireplaces are extremely energy inefficient (not to mention not environmentally sound), BUT I figure since I have one, it at least should be functioning. The alternative is to not us...
by General Disarray
Wed Jun 06, 2018 4:57 pm
Forum: Personal Consumer Issues
Topic: Masonry Wood-Burning Fireplace Issues
Replies: 25
Views: 1352

Re: Masonry Wood-Burning Fireplace Issues

I think the major concern that the chimney guy expressed has to do with the materials they used to construct the chimney. Apparently, they used pieces of terra cotta and basically adhered these pieces to the chimney. I guess it's not a whole piece of terra cotta. I just did a quick internet search o...
by General Disarray
Wed Jun 06, 2018 3:57 pm
Forum: Personal Consumer Issues
Topic: Masonry Wood-Burning Fireplace Issues
Replies: 25
Views: 1352

Masonry Wood-Burning Fireplace Issues

I have a masonry wood-burning fireplace in my condo. I have yet to use the fireplace. I recently had an inspection and the chimney guy said that the chimneys in my area were notorious, as the saps who constructed the chimneys did a half-ass job in the 1980s. Based on a visual inspection of the soot ...
by General Disarray
Fri Jun 01, 2018 7:02 am
Forum: Personal Consumer Issues
Topic: Attic Mice and Insulation Issues
Replies: 21
Views: 1284

Re: Attic Mice and Insulation Issues

MICE UPDATE: Five consecutive days of mice trappings (one mouse per day), followed by three consecutive days of no mice. Today, I put fresh peanut butter on the traps (on top of the old one--not sure if mice will try to eat old, dried peanut butter or not) and again sprayed peppermint oil around the...
by General Disarray
Tue May 29, 2018 5:43 pm
Forum: Personal Consumer Issues
Topic: 3 days in Boston with an 8 year old
Replies: 31
Views: 2127

Re: 3 days in Boston with an 8 year old

1. The Children's Museum (8 years old is not too old for the children's museum. I took my 7-year-old niece there last month, and there were kids older than her there.) 2. Science Museum 3. New England Aquarium 4. Faneuil Hall Marketplace Take the T if you can; if the walking distance is too far, tak...
by General Disarray
Tue May 29, 2018 3:07 pm
Forum: Personal Finance (Not Investing)
Topic: Best retirement places for shy senior singles
Replies: 32
Views: 3892

Re: Best retirement places for shy senior singles

Some of you underestimate how debilitating shyness is. It does undermine a person's social life, but it is not the person's fault. On the other hand, even shy people have to reach out to others and try to form relationships. Some of the suggestions below might be particularly feasible for shy people...
by General Disarray
Tue May 29, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: Advice on neighbor not keeping up his property...
Replies: 103
Views: 7418

Re: Advice on neighbor not keeping up his property...

Sounds like a combination of bad taste + possibly blighted property, rather than not keeping up his property. There may be local ordinances that prohibit properties that create a danger to others (for instance, the presence of hazardous materials in the yard) OR is such an eyesore (which seems to be...
by General Disarray
Tue May 29, 2018 2:55 pm
Forum: Personal Consumer Issues
Topic: Attic Mice and Insulation Issues
Replies: 21
Views: 1284

Re: Attic Mice and Insulation Issues

livesoft wrote:
Tue May 29, 2018 2:54 pm
I have 2 HVAX systems in my attic. What's the worry?
The worry is that the poison will get into the living areas through the heating and cooling system.
by General Disarray
Tue May 29, 2018 11:41 am
Forum: Personal Consumer Issues
Topic: Attic Mice and Insulation Issues
Replies: 21
Views: 1284

Re: Attic Mice and Insulation Issues

For those of you who are using poison/poison pellets, what brand/type are you using? I am reluctant to use poison, including moth balls, because the HVAC ducts are in the attic, and I fear the smell and poison associated with any chemical repellants will be directly transmitted into the living space...
by General Disarray
Tue May 29, 2018 8:23 am
Forum: Personal Consumer Issues
Topic: Attic Mice and Insulation Issues
Replies: 21
Views: 1284

Re: Attic Mice and Insulation Issues

I have two attic spaces. I have multiple traps in each attic area. Probably there are at least ten traps in the bigger attic space.
by General Disarray
Tue May 29, 2018 8:21 am
Forum: Personal Consumer Issues
Topic: Attic Mice and Insulation Issues
Replies: 21
Views: 1284

Re: Attic Mice and Insulation Issues

Have you actually seen a nest there? No, but I have seen lots of mice droppings, so I can only assume the mice are making a nest inside the insulation somewhere. Some of the insulation in the rafters look like they were disturbed (pulled out and/or torn). I also saw torn pieces of insulation on the...
by General Disarray
Tue May 29, 2018 8:04 am
Forum: Personal Consumer Issues
Topic: Attic Mice and Insulation Issues
Replies: 21
Views: 1284

Attic Mice and Insulation Issues

I live in a large-ish condo association (over 100 units), in a unit attached to three other units. The contractors recently repaired some of the siding and painted the buildings. The siding job destroyed my lawn, unsettling the ground. It was after that when I noticed mice activity. Although one mou...
by General Disarray
Tue Apr 17, 2018 5:28 pm
Forum: Personal Consumer Issues
Topic: Is Los Angeles a good place long term to live financially?
Replies: 198
Views: 15932

Re: Is Los Angeles a good place long term to live financially?

If you achieve #2 and #4, and also offer some other things of more substance (and I'm not talking about a luxury car either), perhaps you will then attain #3. Do you have any intrinsic goals? The goals you have listed are all extrinsic ones, motivated by outward appearance/external rewards (such as ...
by General Disarray
Mon Apr 16, 2018 5:32 pm
Forum: Personal Consumer Issues
Topic: Costco Free Screenings
Replies: 22
Views: 4290

Re: Costco Free Screenings

Forgot to mention: There were no lines when I went, but that may have been because I was in Costco around the time the diabetes testing was about to wrap up.
by General Disarray
Mon Apr 16, 2018 5:29 pm
Forum: Personal Consumer Issues
Topic: Costco Free Screenings
Replies: 22
Views: 4290

Re: Costco Free Screenings

A couple of years ago, when I was in Costco, there was a booth set up for free diabetes testing (the A1C level). I just happened to come upon it and so took the test. I didn't realize it was a regular Costco benefit. If it is, I just came upon it by accident.
by General Disarray
Fri Mar 23, 2018 4:24 pm
Forum: Investing - Theory, News & General
Topic: I’m looking for a word...
Replies: 114
Views: 9696

Re: I’m looking for a word...

Additive effects?
Interaction effects?
by General Disarray
Thu Mar 22, 2018 12:48 pm
Forum: Investing - Theory, News & General
Topic: I’m looking for a word...
Replies: 114
Views: 9696

Re: I’m looking for a word...

Emergent structures?
by General Disarray
Thu Mar 22, 2018 12:20 pm
Forum: Investing - Theory, News & General
Topic: I’m looking for a word...
Replies: 114
Views: 9696

Re: I’m looking for a word...

Social movement? Synergy?
by General Disarray
Fri Mar 09, 2018 12:44 pm
Forum: Personal Consumer Issues
Topic: No hot air or hot water, what are my options with the landlord?
Replies: 20
Views: 948

Re: No hot air or hot water, what are my options with the landlord?

If you live in a huge complex, is there not a vacant unit you could use to shower, etc.?
by General Disarray
Fri Mar 09, 2018 11:51 am
Forum: Personal Consumer Issues
Topic: No hot air or hot water, what are my options with the landlord?
Replies: 20
Views: 948

Re: No hot air or hot water, what are my options with the landlord?

Check the tenants' rights in your area. Landlords are required to provide hot water and heat--or at least a supply to them. Lack of hot water and heat (either or both) renders the unit uninhabitable (unlivable).
by General Disarray
Tue Feb 27, 2018 10:44 am
Forum: Personal Consumer Issues
Topic: Wide ankle high comfy walking shoes for @@ Hawaiian Feet???
Replies: 42
Views: 2405

Re: Wide ankle high comfy walking shoes for @@ Hawaiian Feet???

Hush Puppies are still around. https://www.zappos.com/marty/hush-puppies-men-shoes/CK_XAXoE0wTYBIIBBJMW_hfAAQLiAgQBGA8P.zso?t=hush+puppies Have you tried them. Are they the "Hush Puppies" of "old" in quality and comfort? thanks, j :D I'm afraid I have not tried them--old or new. I would considering...
by General Disarray
Mon Feb 26, 2018 5:47 pm
Forum: Personal Consumer Issues
Topic: Wide ankle high comfy walking shoes for @@ Hawaiian Feet???
Replies: 42
Views: 2405

Re: Wide ankle high comfy walking shoes for @@ Hawaiian Feet???

I did a search on Zappos.com for men's shoes, size 11, EEE (3E) width. Here are the results: https://www.zappos.com/marty/men-shoes/CK_XAToC1Qt6BNME2ASCAQSTFv4XwAEC4gIFARgHDw8.zso If you have never used Zappos, it is an excellent site. I usually get my shoes within a day or two (and that is REGULAR ...
by General Disarray
Thu Feb 15, 2018 1:37 pm
Forum: Personal Consumer Issues
Topic: PSA: Bank of America now charges $12/month for checking
Replies: 107
Views: 8841

Re: PSA: Bank of America now charges $12/month for checking

Cashier's checks are not free, at least not for the core checking account, which is what it sounds like the O.P. has. A cashier's check is $10.00.
by General Disarray
Mon Feb 05, 2018 5:36 pm
Forum: Investing - Theory, News & General
Topic: Young vs Middle Aged?
Replies: 32
Views: 3184

Re: Young vs Middle Aged?

Instead of thinking of as young vs. middle age, why not think if it this way (taking into consideration that there is no hard cut-off for any of these age categories): Adult primary working years/age (18-55) Adult retiring age (56-64) Retired (65+) Well, that implies that anyone 65+ is indeed retir...
by General Disarray
Mon Feb 05, 2018 5:23 pm
Forum: Investing - Theory, News & General
Topic: Young vs Middle Aged?
Replies: 32
Views: 3184

Re: Young vs Middle Aged?

Instead of thinking of as young vs. middle age, why not think if it this way (taking into consideration that there is no hard cut-off for any of these age categories):

Adult primary working years/age (18-55)
Adult retiring age (56-64)
Retired (65+)
by General Disarray
Fri Feb 02, 2018 10:02 am
Forum: Personal Finance (Not Investing)
Topic: How risky is Med school student loan debt?
Replies: 151
Views: 10471

Re: How risky is Med school student loan debt?

https://www.physiciansweekly.com/unmatched-graduate-med-schools-to-blame/ The above link (read the comments) point out just some of the contributors to high medical school debt and/or non-placement. Medical school debt, like most school debts, have both structural and individual causes. The student...
by General Disarray
Fri Dec 29, 2017 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: Amazon Visa/Chase and Credit Journey Inaccuracies
Replies: 3
Views: 444

Re: Amazon Visa/Chase and Credit Journey Inaccuracies

There is no credit report included. It is just a "credit overview" that provides: - the current balance (debt) - # of late payments - utilization (%) - # of open accounts - # of inquiries in the past 2 years - depth of credit (apparently for only 9 years) - available credit - credit score I last rec...
by General Disarray
Fri Dec 29, 2017 10:02 pm
Forum: Personal Finance (Not Investing)
Topic: Amazon Visa/Chase and Credit Journey Inaccuracies
Replies: 3
Views: 444

Amazon Visa/Chase and Credit Journey Inaccuracies

Amazon Visa (Chase) has a service that allows account users to access their credit score for free. I checked and while the credit score is accurate, the current balance (what I owe to all debtors) is astronomical. Even with my mortgage included in there, the balance should be nowhere near what is li...
by General Disarray
Sat Sep 30, 2017 9:23 pm
Forum: Personal Consumer Issues
Topic: Oil stains: How to treat?
Replies: 12
Views: 1718

Re: Oil stains: How to treat?

I have used assorted methods for oil stains on concrete garage floor: 1) cat litter--> soaks up some of the oil, but does not remove the stain. 2) baking soda and vinegar 3) mineral spirits 4) dish detergent, followed by boiling water, then scrub with a wire brush --> rinse with more boiling water. ...
by General Disarray
Thu Sep 21, 2017 1:07 pm
Forum: Personal Consumer Issues
Topic: Foreign Currency Conversion Accepted, then Rejected
Replies: 14
Views: 1074

Foreign Currency Conversion Accepted, then Rejected

About a month ago, I went to Bank of America to convert some foreign currency to U.S. dollars. Not all the currency were accepted, which is fine. I received credit for the other currency. Total was about $569. They credited my checking account. Today, I get a call from B of A saying that they did no...
by General Disarray
Wed Sep 06, 2017 6:00 pm
Forum: Personal Consumer Issues
Topic: Need Advise On Getting to Patriots Game, Foxborough
Replies: 13
Views: 1477

Re: Need Advise On Getting to Patriots Game, Foxborough

MBTA Instructions:
http://www.mbta.com/riding_the_t/trains_to_gillette/

Commuter Rail Map:
http://www.mbta.com/schedules_and_maps/rail/

Foxborough is at the bottom, between the commuter lines ending in Forge Park/495 and Wickford Junction.
by General Disarray
Wed Sep 06, 2017 4:54 pm
Forum: Personal Consumer Issues
Topic: Recommendations on voice recorder?
Replies: 11
Views: 949

Re: Recommendations on voice recorder?

I am grateful for your message! Several months ago I purchased Sony ICD PX440 but was lazy to figure out how to use it. Your message, and especially the picture which is very similar to mine, has propelled me into action. As I am testing the recorder I quite like it. Later this week, I will try it ...
by General Disarray
Wed Sep 06, 2017 1:28 pm
Forum: Personal Consumer Issues
Topic: Recommendations on voice recorder?
Replies: 11
Views: 949

Re: Recommendations on voice recorder?

I occasionally conduct face-to-face interviews and so record these interviews using the SONY ICD PX333 Digital Voice Recorder. It's worked well for me so far, but I haven't had to record in a group situation and do not know how far the recorder will pick up. https://images-na.ssl-images-amazon.com/i...
by General Disarray
Thu Aug 31, 2017 7:42 pm
Forum: Local Chapters and Bogleheads Community
Topic: [Are the Bogleheads] getting less interesting?
Replies: 255
Views: 21920

Re: [Are the Bogleheads] getting less interesting?

KSOC wrote:
Thu Aug 31, 2017 7:38 pm
It's like getting to the Major Leagues. At some point you learn enough that the game slows down. The game hasn't changed. You've sped up.
Or it's like a shiny new toy that is no longer shiny and the novelty has worn off.
by General Disarray
Thu Aug 31, 2017 3:53 pm
Forum: Local Chapters and Bogleheads Community
Topic: [Are the Bogleheads] getting less interesting?
Replies: 255
Views: 21920

Re: Is Bogelheads getting less interesting?

On the one hand, perhaps the forum seems less interesting because the questions might not be as personally relevant to the O.P. On the other hand, with the departure of some of the financial giants on this site, perhaps the forum seems more "dumbed down," with more pedestrian folks (like myself) ask...
by General Disarray
Wed Aug 30, 2017 10:19 am
Forum: Personal Consumer Issues
Topic: Companies/Brands You Love?
Replies: 157
Views: 12993

Re: Companies/Brands You Love?

In addition to some of the brands already listed by posters above (i.e., Trader Joe's, Toyota, and Tumi ), I really like some of the store generic brands. In particular: - Kirkland (Costco) products, especially the paper towels. - Up and Up (Target brand) for cleaning products - 365 (Whole Foods bra...
by General Disarray
Mon Aug 28, 2017 5:20 pm
Forum: Personal Consumer Issues
Topic: Buying fish (salmon) in Northeast?
Replies: 37
Views: 2570

Re: Buying fish (salmon) in Northeast?

I'm in the Boston area and last week I bought wild sockeye salmon at Costco (in the refrigerated section, not freezer). Whenever I buy salmon at Costco, I buy the thawed salmon in the refrigerated section, then either freeze the whole thing or else cut the salmon into individual portions and freeze....
by General Disarray
Tue Aug 22, 2017 10:48 pm
Forum: Personal Consumer Issues
Topic: Draperies or Honey Comb Shades/Blinds?
Replies: 31
Views: 3922

Re: Draperies or Honey Comb Shades/Blinds?

1-Do the Honey Comb Shades/Blinds of paper actually work and 2- Do they last? How long? I have four sets of large glass sliding doors, and on each I use a vertical cellular shade. In the upstairs (bedrooms), I use blackout shades. In the downstairs, I use light filtering shades. They look great and...
by General Disarray
Thu Aug 17, 2017 11:11 am
Forum: Personal Consumer Issues
Topic: Other people's perception of your finances
Replies: 73
Views: 5005

Re: Other people's perception of your finances

Magical thinking. People who don't know how to manage their own money don't know how you manage yours. Really, it is just a mystery to them so they assume you have special magic money powers and they don't think any more about it. This and, in my experience, people who are financially irresponsible...
by General Disarray
Thu Aug 17, 2017 11:00 am
Forum: Personal Consumer Issues
Topic: Put Mom Up In Hotel?
Replies: 3
Views: 921

Re: Put Mom Up In Hotel?

Maybe just say something along the lines of, "I am in no position to host someone in my home right now, but still would still love to have you visit. I'd be happy to pay for your stay at [hotel]. The hotel will be far more comfortable than my home."
by General Disarray
Fri Jul 28, 2017 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: GF Picking a college major
Replies: 105
Views: 7386

Re: GF Picking a college major

This is why there are general education requirements at most colleges and universities. Students are forced to take classes in various disciplines (mostly the arts and sciences), and from this "buffet" of classes, the students may find that they are especially passionate about one discipline. Let he...
by General Disarray
Fri Jul 28, 2017 5:17 pm
Forum: Personal Consumer Issues
Topic: Best place to get eyeglasses / no vision insurance
Replies: 94
Views: 20108

Re: Best place to get eyeglasses / no vision insurance

Costco all the way. I just got my eye exam at Costco a couple of days ago, and have done so for a number of years. I have a vision plan, but paying Costco Optical out of pocket is far cheaper than using the vision plan--for the exam, the eyeglasses, and contact lenses. Looks like the cost for the Co...
by General Disarray
Mon Jun 19, 2017 1:47 pm
Forum: Personal Consumer Issues
Topic: Trying to save money on prescription drug
Replies: 28
Views: 2353

Re: Trying to save money on prescription drug

Asthma inhalers are super expensive and there often are no discounts. I had to switch to QVar recently also, because my health insurance company would no longer accept Flovent. I found that in terms of cost, it was cheapest to go through my health insurance. I originally called Costco, thinking Cost...
by General Disarray
Mon Jun 19, 2017 1:39 pm
Forum: Personal Consumer Issues
Topic: Garage Parking Aid
Replies: 28
Views: 3043

Garage Parking Aid

My garage is a tandem garage, rather than the side-to-side type of garage. When I bought the unit, there was a shoddily patched area in the front of the garage. Someone clearly drove into the wall. A contractor will patch up and paint the garage (after removing the popcorn plaster from the walls and...