Search found 128 matches

by General Disarray
Mon Jun 19, 2017 1:47 pm
Forum: Personal Consumer Issues
Topic: Trying to save money on prescription drug
Replies: 28
Views: 1288

Re: Trying to save money on prescription drug

Asthma inhalers are super expensive and there often are no discounts. I had to switch to QVar recently also, because my health insurance company would no longer accept Flovent. I found that in terms of cost, it was cheapest to go through my health insurance. I originally called Costco, thinking Cost...
by General Disarray
Mon Jun 19, 2017 1:39 pm
Forum: Personal Consumer Issues
Topic: Garage Parking Aid
Replies: 28
Views: 1912

Garage Parking Aid

My garage is a tandem garage, rather than the side-to-side type of garage. When I bought the unit, there was a shoddily patched area in the front of the garage. Someone clearly drove into the wall. A contractor will patch up and paint the garage (after removing the popcorn plaster from the walls and...
by General Disarray
Mon Jun 19, 2017 1:29 pm
Forum: Personal Consumer Issues
Topic: Insulating Walls - Worth it?
Replies: 44
Views: 5028

Re: Insulating Walls - Worth it?

(Non)update: I contacted the company that originally did the energy assessment and let the guy know that the HOA said I cannot insulate from the outside, and wanted to know the cost of insulating from the inside walls. He said his company cannot insulate from the inside, as the company does not have...
by General Disarray
Wed Jun 14, 2017 10:37 am
Forum: Personal Consumer Issues
Topic: Are there any advantages of re-plastering a garage?
Replies: 6
Views: 611

Are there any advantages of re-plastering a garage?

My garage (31-years-old) currently has plaster on the concrete walls and ceilings. Large pieces are starting to peel off, given the age (it's likely the original plaster). There are also large vertical cracks in the walls, due to settling. The plaster (gypsum plaster) was sprayed on at the time, inc...
by General Disarray
Fri May 26, 2017 6:00 am
Forum: Personal Consumer Issues
Topic: Insulating Walls - Worth it?
Replies: 44
Views: 5028

Re: Insulating Walls - Worth it?

I'm not clear what you're describing. Are you saying the exterior walls are concrete, with lap siding on top of it, and the HOA rejected the proposal due to concerns about integrity of the concrete? Or are you saying the interior sheething is some kind of concrete panel or mesh and spray cement, so...
by General Disarray
Thu May 25, 2017 10:56 am
Forum: Personal Consumer Issues
Topic: Insulating Walls - Worth it?
Replies: 44
Views: 5028

Re: Insulating Walls - Worth it?

Thank you to everyone's comments and suggestions. The HOA rejected my request to blow in insulation from the exterior walls. I posed the option of allowing them to select the contractor and have unit owners pay out of pocket for the insulation, but it looks like that also is a no go. The walls are a...
by General Disarray
Fri May 05, 2017 8:28 pm
Forum: Personal Consumer Issues
Topic: Insulating Walls - Worth it?
Replies: 44
Views: 5028

Insulating Walls - Worth it?

I had an energy assessment of my home. This is a townhome with an HOA. The energy assessment technician recommended that the walls be insulated, as he found no insulation. The townhomes were built in 1986, and he was puzzled as to why there was no insulation, as there should be building codes in pla...
by General Disarray
Sat Feb 11, 2017 5:53 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Premier Online Deal?
Replies: 18
Views: 1819

Re: TurboTax Premier Online Deal?

Regular Fidelity customers get a $20.00 Turbotax discount. My federal and state tax prep for the TurboTax Premier together came out to almost $82.00, even with the $20 discount. They tack on about $5.00 in taxes.
by General Disarray
Thu Dec 29, 2016 10:59 am
Forum: Personal Consumer Issues
Topic: Samsung Exploding Washing Machines & CPSC Involvement
Replies: 51
Views: 6688

Re: Samsung Exploding Washing Machines & CPSC Involvement

Update from original poster. The Samsung website is tracking the "progress" of my rebate submission. I mailed it on November 14. They are listing the received date to be a month afterward. Have not received any e-mail about rebate status. Your submission will be processed within 4 to 6 we...
by General Disarray
Thu Jul 28, 2016 9:56 pm
Forum: Personal Consumer Issues
Topic: Honeycomb shades for sliding glass doors
Replies: 4
Views: 476

Honeycomb shades for sliding glass doors

I have four sliding glass doors in my home and I am seeking window treatment for them. I refuse to get vertical blinds, and I really prefer not to get curtains/drapes. One sliding glass door is in the kitchen. One sliding glass door is in the living room. One sliding glass door is in the master bedr...
by General Disarray
Sat Jul 23, 2016 9:58 am
Forum: Personal Consumer Issues
Topic: Track Lighting Fixture for Kitchen
Replies: 3
Views: 370

Re: Track Lighting Fixture for Kitchen

Forgot to include a detail: The kitchen is 14 x 12.
by General Disarray
Sat Jul 23, 2016 9:09 am
Forum: Personal Consumer Issues
Topic: Track Lighting Fixture for Kitchen
Replies: 3
Views: 370

Track Lighting Fixture for Kitchen

Just as another poster is doing in another thread, I also am moving into a unit that has insufficient lighting. In the two bedrooms and living room, there is no built-in ceiling lights whatsoever, so plug-in floor or table lamps must be used. In the kitchen and dining area, there is only a single ce...
by General Disarray
Mon Aug 03, 2015 7:37 pm
Forum: Personal Consumer Issues
Topic: Seniors must have items
Replies: 17
Views: 2691

Re: Seniors must have items

Why don't you ask your dad what he would like? And specifically, are there American products that he likes? American products are everywhere, but some products are not so readily available in certain countries. In other cases, American products ARE available, but they are very costly, so it would be...
by General Disarray
Sat Aug 01, 2015 3:21 pm
Forum: Personal Consumer Issues
Topic: Swim Goggles for Near-Sighted People
Replies: 18
Views: 2162

Swim Goggles for Near-Sighted People

For those who normally wear contact lenses, do you wear swim goggles when you swim? If so, do you wear "regular" (non-prescription) goggles over your contacts when you swim, or do you remove your contact lenses and wear goggles with corrective lenses (which, apparently, you can buy without...
by General Disarray
Thu Jul 30, 2015 6:36 pm
Forum: Personal Consumer Issues
Topic: Getting Hawaiian shave ice on the East Coast
Replies: 21
Views: 1845

Re: Getting Hawaiian shave ice on the East Coast

I recommend that you buy the shaved ice machine and make Hawaiian shaved ice, Taiwanese shaved ice, ice kachang, etc. yourself. The machine is reasonably priced--maybe $30.
by General Disarray
Wed Jul 15, 2015 5:25 pm
Forum: Personal Consumer Issues
Topic: Arranging for Death Notifications?
Replies: 20
Views: 2692

Re: Arranging for Death Notifications?

Assuming you do not keep in daily contact with family and friends, I would think the first person/entity that would learn of your death would be your employer. With a prolonged absence, your employer would do some investigation to see why you have been absent. Assuming the employer is the first to l...
by General Disarray
Tue Jun 16, 2015 1:04 pm
Forum: Personal Consumer Issues
Topic: Gifting Money at Parties
Replies: 220
Views: 20091

Re: Gifting Money at Parties

This topic is timely. I just received a wedding invitation. The couple are in their 40's (the groom, I think, is pushing 50), and both are financially stable and are in the prime of their careers. They are not in want. Their home-made (computer-generated and printed) wedding invitation explicitly n...
by General Disarray
Tue Jun 16, 2015 11:03 am
Forum: Personal Consumer Issues
Topic: Gifting Money at Parties
Replies: 220
Views: 20091

Re: Gifting Money at Parties

What is the purpose of parties and other social gatherings? Is it simply to socialize with friends and/or family? Is it to celebrate a milestone event such as a first wedding, birth, graduation, etc.? Or is it an opportunity to try to wrangle as many gifts and as much cash from participants as possi...
by General Disarray
Mon Jun 15, 2015 8:27 pm
Forum: Personal Consumer Issues
Topic: Recommend a port, please [Wine]
Replies: 28
Views: 3250

Re: Recommend a port, please [Wine]

Otima 10 year has never steered me wrong. In fact, it is my favorite port to date. That reminds me, I have a bottle of 20-year Otima that I need to try soon.
by General Disarray
Mon Jun 15, 2015 12:02 pm
Forum: Personal Consumer Issues
Topic: Comfortable shoes for work
Replies: 43
Views: 5565

Re: Comfortable shoes for work

You do not specify whether you are male or female; regardless, Clarks shoes--for both men and women. The shoes are more conservative than stylish, but once in a while you can find a gem. More importantly, the shoes are comfortable. The higher cost of comfortable shoes is so worth it.
by General Disarray
Fri Jun 12, 2015 1:45 pm
Forum: Personal Consumer Issues
Topic: Which is a best place to start learning yoga?
Replies: 31
Views: 3995

Re: Which is a best place to start learning yoga?

I'm not a senior citizen, but I take yoga at my local senior citizens' center. Anyone over age 21 can join, and it's really cheap (because it's subsidized by my community and the United Way). Most of the folks in my class are in their 50s or 60s and have mild limitations of some sort -- arthritis, ...
by General Disarray
Fri Jun 12, 2015 1:18 pm
Forum: Personal Consumer Issues
Topic: Which is a best place to start learning yoga?
Replies: 31
Views: 3995

Re: Which is a best place to start learning yoga?

There isn't a single "best place" to start learning yoga; rather, you have different options: 1. If your gym offers yoga classes, why not start there? The yoga classes are part of your gym membership fee, so why not take advantage of the classes? 2. Lots of cities have community yoga class...
by General Disarray
Tue Jun 09, 2015 6:22 pm
Forum: Personal Consumer Issues
Topic: Safest Vehicle Ever
Replies: 6
Views: 1450

Re: Safest Vehicle Ever

This is probably the safest vehicle in the United States:

http://en.wikipedia.org/wiki/Presidential_state_car_%28United_States%29

- heavily armored
- bullet-resistant windows
- protective against biochemical attacks
- security folks running alongside the car
by General Disarray
Mon Jun 08, 2015 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: close friend found out how much I have - bad outcome
Replies: 92
Views: 11799

Re: close friend found out how much I have - bad outcome

Maybe maybe not. I purchased a new car and paid cash. What should one say when asked about payments? Lie I'd like to think that most people are tactful enough as to not ask about the method of payment (all cash vs. loan, etc.). As for the car price, anyone can get that information with a quick sear...
by General Disarray
Sun Jun 07, 2015 1:12 pm
Forum: Personal Consumer Issues
Topic: French Presses: Glass Carafes vs. Stainless Steel Presses
Replies: 16
Views: 6819

French Presses: Glass Carafes vs. Stainless Steel Presses

The glass carafe from my Bodum 12 cup french press cracked after I put boiling water into the glass. I figured this might eventually happen. It got a good 5 years of use. While I was very happy with the Bodum, the glass seems so fragile and I have no doubt it will crack again. I went and got an Aero...
by General Disarray
Sun May 31, 2015 10:35 am
Forum: Personal Consumer Issues
Topic: All-in-one Printer Recommendation
Replies: 65
Views: 7687

Re: All-in-one Printer Recommendation

I have to disagree with the recommendations for the Brother all-in-one printers. I currently use a Brother MFC 9325CW. I bought it brand new because it received really great reviews and the price was right. I was under the impression it produced laser-quality print (it is supposed to be a laser prin...
by General Disarray
Mon May 18, 2015 9:01 am
Forum: Personal Consumer Issues
Topic: Questioning a Dentist?
Replies: 43
Views: 5210

Re: Questioning a Dentist?

Andy, Get a second opinion. A third if you have to. For some time (the period before and during graduate school), I had to go without dental care simply because I could not afford it. I think I did not get a dental check-up for three years. During those three years, and continuing into the present, ...
by General Disarray
Mon May 11, 2015 6:16 pm
Forum: Personal Consumer Issues
Topic: Preventing people from disturbing wet sidewalk cement.
Replies: 13
Views: 2276

Re: Preventing people from disturbing wet sidewalk cement.

Maybe cover the wet concrete with tarp, weigh down the edges of the tarp, and possibly place a flat board on top of the tarp?
by General Disarray
Mon May 04, 2015 9:49 am
Forum: Personal Consumer Issues
Topic: Digital Pen and Tablet
Replies: 7
Views: 575

Re: Digital Pen and Tablet

I just purchased this Wacom Intuos Pen and Touch Small Tablet: http://www.amazon.com/gp/product/B00EN27U9U/ref=s9_simh_gw_p147_d0_i1?pf_rd_m=ATVPDKIKX0DER&pf_rd_s=desktop-1&pf_rd_r=1NDPPHW54J3ZC3B7MY4F&pf_rd_t=36701&pf_rd_p=2079475242&pf_rd_i=desktop We shall see how it turns out...
by General Disarray
Sun May 03, 2015 6:17 pm
Forum: Personal Consumer Issues
Topic: Digital Pen and Tablet
Replies: 7
Views: 575

Digital Pen and Tablet

Can anyone recommend me an inexpensive but high quality digital pen and tablet? I've never used one, so started my search on Amazon. The purpose of this product is to allow me to draw sketches and cartoons using a fine-point pencil/pen-like device. The lines need to be sharp and not wavy/shaky and p...
by General Disarray
Sun Apr 26, 2015 4:40 pm
Forum: Personal Consumer Issues
Topic: Cost to replace a side view mirror
Replies: 22
Views: 44309

Re: Cost to replace a side view mirror

Skeptical, I, too, drive a Toyota Camry--slightly older model than yours. In 2011, I smashed my right sideview mirror on the carport as I was backing the car into the carport rear-first. I first called my insurance company, and an agent recommended that I pay out of pocket for the repair; this way, ...
by General Disarray
Wed Apr 22, 2015 4:32 pm
Forum: Personal Consumer Issues
Topic: Neighbor is hoarder, piling garbage outside, collecting vans
Replies: 32
Views: 7101

Re: Neighbor is hoarder, piling garbage outside, collecting

I think some cities have local ordinances that address blighted properties--properties that are in such a state of disrepair that they become dangerous (to children and others), or that are eyesores that they bring down the property value of the surrounding properties.
by General Disarray
Mon Apr 20, 2015 12:04 pm
Forum: Personal Consumer Issues
Topic: Just got contact lenses. Should I buy backup glasses?
Replies: 22
Views: 2165

Re: Just got contact lenses. Should I buy backup glasses?

Hi, d_green. My eyesight is just about as bad as yours. (I hope I will never have to wear BOTH contacts and glasses concurrently.) You should always have a pair of backup glasses. There may be many times when you cannot wear contacts--for instance, at night, if you have an eye infection, after an ey...
by General Disarray
Sun Apr 19, 2015 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: What is a reasonable offer on this home?
Replies: 7
Views: 1308

Re: What is a reasonable offer on this home?

Thanks for your replies. Before I received grabiner's reply, I received the comps from my broker. Nearby townhomes in the immediate vicinity and same street were sold for: $247,000 (July 2014) --> 2015 assessment @ $263,700 $338,000 --> assessed @ $264,000 $291,000 --> assessed @ $263,700 $300,000 -...
by General Disarray
Sun Apr 19, 2015 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: What is a reasonable offer on this home?
Replies: 7
Views: 1308

What is a reasonable offer on this home?

I am a first-time homebuyer and am working with a broker. Asking price for a townhome is: $360,000 Owner paid $350,000 for the townhome 2015 assessed value is: $263,700 Nearby townhomes in the immediate vicinity and same street were sold for $247,000 (2014), $338,000, $291,000, and $300,000. What of...
by General Disarray
Wed Oct 08, 2014 5:20 pm
Forum: Investing - Help with Personal Investments
Topic: Inaccurate Terminology or Description in Vanguard Statements
Replies: 3
Views: 635

Inaccurate Terminology or Description in Vanguard Statements

In August, I initiated a transfer of my Schwab Roth IRA to Vanguard Roth IRA. This is a personal account, not one tied to my employment. The transfer went through, but my activity confirmations typically include a statement of employee asset transfer . For instance, two days ago, I received a confir...
by General Disarray
Fri Aug 29, 2014 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: My husband's " WILL", $ left for me to live on....
Replies: 258
Views: 22576

Re: My husband's " WILL", $ left for me to live on....

Divorce is not an option for me because beside this money matter, everything is just fine. Actually, everything is NOT fine. And the “money matter” is a big deal, because that is how your husband is controlling you. Your husband sounds like a narcissistic ass--one who not only has to control everyo...
by General Disarray
Thu Aug 28, 2014 4:14 pm
Forum: Personal Consumer Issues
Topic: Chicken or Fish
Replies: 10
Views: 969

Re: Chicken or Fish

I'd miss eating fish, but I pick chicken. It's a much more versatile ingredient. Plus, we get eggs with it.
by General Disarray
Thu Aug 21, 2014 12:31 pm
Forum: Personal Consumer Issues
Topic: Kimchi
Replies: 40
Views: 2785

Re: Kimchi

Why are you attempting to make kimchi if you have never even tried it and don't even know if you like the taste? Why not go to a Korean restaurant and try some first? There are many types of kimchi and the experience of eating kimchi at a sit-down restaurant is far different than buying store-bought...
by General Disarray
Wed Aug 20, 2014 11:40 am
Forum: Personal Finance (Not Investing)
Topic: Will you have to pay your parent's long term care costs?
Replies: 57
Views: 6006

Re: Will you have to pay your parent's long term care costs?

I'm not sure how these filial responsibility laws can even be enforced. It seems so unjust. For most elderly parents, it is my understanding that Medicare kicks in and takes care of the long-term costs. For low-income people, Medicaid pays.
by General Disarray
Tue Aug 19, 2014 5:07 pm
Forum: Personal Finance (Not Investing)
Topic: Kaiser vs Blue Shield
Replies: 83
Views: 15141

Re: Kaiser vs Blue Shield

Another vote for Kaiser. When I lived in Southern California, I used Blue Cross/Blue Shield (both as an HMO and PPO) and also Kaiser--all with different employers. Blue Cross/Blue Shield was a pain in the ass. It was incredibly bureaucratic and inefficient, and I used to get bills from them all the ...
by General Disarray
Tue Aug 19, 2014 5:01 pm
Forum: Personal Consumer Issues
Topic: Tract Home - Things to Watch During Construction
Replies: 58
Views: 6217

Re: Tract Home - Things to Watch During Construction

If it's tract construction I doubt you can have much of an impact on an individual property as much as you feel that its "yours". In tract construction consistency in materials and workmanship is the key. This. It's a tract home, not a customized home. Tract home builders such as Pulte ma...
by General Disarray
Tue Aug 19, 2014 8:02 am
Forum: Personal Consumer Issues
Topic: Do-It-Yourself Waxing (Hair Removal) [help needed]
Replies: 6
Views: 1154

Re: Do-It-Yourself Waxing (Hair Removal) [help needed]

I know a lot of people--both men and women--wax (or, alternatively, shave), but it looks like Bogleheads are a bit shy about discussing their personal grooming habits. (I was a bit hesitant about posting this myself, actually.) Moom was actually the wax brand that I had in mind, but it's great to ge...
by General Disarray
Mon Aug 18, 2014 4:27 pm
Forum: Personal Consumer Issues
Topic: Do-It-Yourself Waxing (Hair Removal) [help needed]
Replies: 6
Views: 1154

Do-It-Yourself Waxing (Hair Removal) [help needed]

What brands and products would Bogleheads consider when doing at-home waxing (hair removal)? What brand is best, what products are necessary, and which wax to use (for chest and stomach hair primarily)? Is a wax warmer necessary, or will waxing strips suffice? And are these do-it-yourself home groom...
by General Disarray
Wed Jul 30, 2014 9:49 pm
Forum: Investing - Help with Personal Investments
Topic: 401k Advice
Replies: 12
Views: 1193

Re: 401k Advice

Those are really high expense ratios!

I'd be curious as to what funds Bogleheads would select from this plan too. The choices do not seem particularly desirable. :(
by General Disarray
Tue Jul 22, 2014 5:14 pm
Forum: Personal Finance (Not Investing)
Topic: How to track expenses to the penny?
Replies: 40
Views: 3912

Re: How to track expenses to the penny?

In Excel, if you click:

FILE --> NEW --> You'll see some a BUDGET template. Click on that and it brings you to a bunch of personal expense tracking spreadsheets--all of them monthly expenses, I think. I never even knew that Excel had these templates. I guess I just never looked.
by General Disarray
Tue Jul 22, 2014 3:46 pm
Forum: Personal Consumer Issues
Topic: Recommendations on an auto shipper
Replies: 3
Views: 637

Re: Recommendations on an auto shipper

Four years ago, I made a cross-country move (California --> east coast). I used Golden Key Express to haul my car and was satisfied by the service.

As for furniture, I think I used North American and also was satisfied.
by General Disarray
Tue Jul 22, 2014 12:59 pm
Forum: Personal Finance (Not Investing)
Topic: How to track expenses to the penny?
Replies: 40
Views: 3912

Re: How to track expenses to the penny?

In the past six months or so, I started to track my monthly expenses in Excel. I created a very simple spreadsheet. The categories include: RENT/MORTGAGE, GAS, ELECTRICITY, etc. Unfortunately, I do not separate all the expenses (food, gas, etc.), as I charge pretty much everything on my credit cards...
by General Disarray
Sat Jul 12, 2014 7:38 pm
Forum: Personal Consumer Issues
Topic: Travel Converters/Adapters
Replies: 11
Views: 1164

Re: Travel Converters/Adapters

Get a universal worldwide plug adapter: http://www.amazon.com/s/?ie=UTF8&keywords=universal+travel+plug+adapter&tag=googhydr-20&index=aps&hvadid=44347259101&hvpos=1t1&hvexid=&hvnetw=g&hvrand=2935255867012338732&hvpone=&hvptwo=&hvqmt=b&hvdev=c&ref=p...
by General Disarray
Sat Jul 12, 2014 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: Assisted Living Residence and Care Agreement - Questions
Replies: 30
Views: 3911

Re: Assisted Living Residence and Care Agreement - Questions

I wonder if the term "living unit" is distinct from "apartment" in order to distinguish between the level of care needed for the tenant. Living in an apartment might indicate that the tenant is pretty self-sufficient, with little medical assistance or supervision needed vs. those...

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