Search found 75 matches

by Gauss44
Thu Nov 23, 2017 2:33 pm
Forum: Investing - Help with Personal Investments
Topic: Getting funds back from BTC-e
Replies: 1
Views: 350

Getting funds back from BTC-e

So, BTC-e which was once one of the major bitcoin exchanges, no longer accepts clients from the USA. Prior to that policy, my account was suspended for inactivity and now requires verification to get access again so that I can withdraw my funds. The only problem is that due to their new policy, US C...
by Gauss44
Sun Nov 12, 2017 12:34 pm
Forum: Investing - Help with Personal Investments
Topic: Bitcoin: Significance of 12 transactions per second?
Replies: 28
Views: 3211

Bitcoin: Significance of 12 transactions per second?

Just wondering if anyone has a good understanding of the significance of the 12 transactions per second thing announced about Bitcoin recently? Is it true? Does this mean Bitcoin can't scale? Can Bitcoin Cash scale?
by Gauss44
Wed Sep 20, 2017 10:51 am
Forum: Investing - Help with Personal Investments
Topic: When bitcoin splits, is that like a stock splitting?
Replies: 4
Views: 418

When bitcoin splits, is that like a stock splitting?

How so, and how not? What are the pros and cons of a bitcoin split?
by Gauss44
Wed Sep 06, 2017 10:30 pm
Forum: Investing - Help with Personal Investments
Topic: Could Coinbase suffer the same fate as BTC-e?
Replies: 10
Views: 1171

Could Coinbase suffer the same fate as BTC-e?

I was wondering if you think Coinbase could ever get ceased by the US government and if you think that's likely? Correct me if I'm wrong, but I think the deal with BTC-e was suspected money laundering. I ask because I'm weighing the potential risk of additional bitcoin investments.
by Gauss44
Sun Aug 20, 2017 12:59 pm
Forum: Investing - Help with Personal Investments
Topic: Bitcoin Cash (BCC) - Best Wallet, Exchange, etc.
Replies: 6
Views: 1142

Bitcoin Cash (BCC) - Best Wallet, Exchange, etc.

Can anyone recommend a good wallet and exchange for bitcoin cash? A way to get it other than mining?
by Gauss44
Wed Aug 16, 2017 12:15 pm
Forum: Investing - Help with Personal Investments
Topic: bitcoin makes you rich
Replies: 49
Views: 4548

Re: bitcoin makes you rich

What I did was go to ebay, bought a bitcoin, which to me, was like buying stock. It just sat there in my online wallet (offline paper wallets are also available) as an investment sits in an investment account. Then, I transferred some of that to a Coinbase account and sold some of it for double my i...
by Gauss44
Tue Aug 15, 2017 2:13 pm
Forum: Investing - Help with Personal Investments
Topic: Bitcoin
Replies: 131
Views: 11061

Re: Bitcoin

I have bitcoin. My experience is that bitcoin is a great investment as long as: 1. You store it in a wallet that doesn't get either hacked or seized. So, research the companies you use. Consider scatter hoarding, but don't if you have to resort to sketchy options. AND 2. You are able to successfully...
by Gauss44
Tue Aug 15, 2017 2:01 pm
Forum: Investing - Help with Personal Investments
Topic: BITCOIN: Any experience sending USD from Coinbase to BofA?
Replies: 4
Views: 664

BITCOIN: Any experience sending USD from Coinbase to BofA?

I am wondering if anyone on here has tried sending USD from Coinbase to BofA? For the first time ever, I sold some bitcoin on Coinbase and selected the option of having the proceeds arrive in my BofA checking account. It says it will arrive on the 19th, meanwhile I'm in suspense. Based on your first...
by Gauss44
Wed Jul 12, 2017 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: Will a credit score go up or down after student loans are cancelled with disability?
Replies: 4
Views: 536

Re: Will a credit score go up or down after student loans are cancelled with disability?

Thought I would just bump this once. The details are in the post above. It sounds like it will all depend on those factors plus how the student loan company decides to represent that on the credit report, what exactly they say.
by Gauss44
Tue Jul 11, 2017 12:16 pm
Forum: Personal Finance (Not Investing)
Topic: Will a credit score go up or down after student loans are cancelled with disability?
Replies: 4
Views: 536

Re: Will a credit score go up or down after student loans are cancelled with disability?

Credit impact is never just about the change itself but a person's credit profile and how the change factors in. If the person does not have any other active installments (mortgages, auto loans, student loans, etc) there can be a small hit to Credit Mix. Other factors matter as well but, generally ...
by Gauss44
Tue Jul 11, 2017 11:47 am
Forum: Personal Finance (Not Investing)
Topic: Will a credit score go up or down after student loans are cancelled with disability?
Replies: 4
Views: 536

Will a credit score go up or down after student loans are cancelled with disability?

If someone cancels their student loans due to total and permanent disability, is their credit score likely to go up or down?
by Gauss44
Sun May 24, 2015 3:05 am
Forum: Investing - Theory, News & General
Topic: Has anyone traded primarily (or exclusively) based on stochastic and MACD data? How did it go?
Replies: 9
Views: 1328

Has anyone traded primarily (or exclusively) based on stochastic and MACD data? How did it go?

Title says it all.

Why I'm asking: I did some research using stock screening websites and it seems that MACD and stochastic charts, plus a few safety measures such as a large volume and market cap, seem to very good at predicting the direction a stock is about to travel.
by Gauss44
Mon Oct 27, 2014 5:07 pm
Forum: Personal Finance (Not Investing)
Topic: Getting Started in a Career in Finance
Replies: 8
Views: 1876

Re: Getting Started in a Career in Finance

Thanks everyone and please keep the replies coming. I definitely plan to continue taking my old colleagues to lunch/coffee and picking their brains for information about the different types of careers in finance that suit my interests, and to watch those Wall Street courses. More about me (if you ar...
by Gauss44
Sun Oct 26, 2014 10:01 pm
Forum: Personal Finance (Not Investing)
Topic: $50,000 in Private Loans for Nursing Degree
Replies: 34
Views: 5610

Re: $50,000 in Private Loans for Nursing Degree

Have you tried volunteering? Many people choose to volunteer in an emergency department or around NURSES to make sure that they really want the job they will spend $50k for. You can volunteer for one month (if you don't say you're planning on quitting so soon), for a couple months, or however long ...
by Gauss44
Sun Oct 26, 2014 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: Getting Started in a Career in Finance
Replies: 8
Views: 1876

Getting Started in a Career in Finance

My main interests are mergers and acquisitions, trading stock, and analyzing companies and current events to predict financial winners (and losers). My 2 questions are: 1. Can you recommend careers in the finance industry that involve those interests? 2. Can you recommend any websites, online course...
by Gauss44
Wed Oct 15, 2014 7:42 pm
Forum: Investing - Theory, News & General
Topic: New case of Ebola in U.S.: Is it the latest market headwind?
Replies: 13
Views: 1753

Re: New case of Ebola in U.S.: Is it the latest market headw

Cost of treating an ebola patient in the USA: --$1000 an hour or -- over half a million dollars per patient How is the government going to pay for that? Any ideas? Plus if there were an outbreak in the USA of any size, I suspect a bunch of bankruptcies to follow. The medical bills, loss of belonging...
by Gauss44
Sun Sep 07, 2014 3:07 am
Forum: Personal Finance (Not Investing)
Topic: Injury on MBTA: Financially worth it to hire an attorney?
Replies: 27
Views: 2626

Re: Injury on MBTA: Financially worth it to hire an attorney

OP. You have not told us whether she reported this to the driver or anybody who could substantiate her statement at the time of the accident. Otherwise, how does she even know anybody including the driver will even know or agree that a pothole was hit? There's a camera in these public buses and tha...
by Gauss44
Sat Sep 06, 2014 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: Injury on MBTA: Financially worth it to hire an attorney?
Replies: 27
Views: 2626

Re: Injury on MBTA: Financially worth it to hire an attorney

If she's in so little pain that she doesn't even feel the need to see a doctor, it's hard to imagine the legal system providing anything for damages. Skip the attorney - see a doctor. It's bad enough that she's limiting her walking and not exercising. She's going to see the doctor in a few days. (P...
by Gauss44
Sat Sep 06, 2014 3:54 pm
Forum: Personal Finance (Not Investing)
Topic: Injury on MBTA: Financially worth it to hire an attorney?
Replies: 27
Views: 2626

Injury on MBTA: Financially worth it to hire an attorney?

Here's what happened : A physically fit female friend of mine in her 30's was taking a public transit bus (MBTA) to visit me. She said that the bus hit a very large pot hole and that jarred her back so she's in significant pain now. She hasn't seen the doctor yet but suspects the only thing that ca...
by Gauss44
Sat Aug 30, 2014 3:13 pm
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 75
Views: 9165

Re: Ideas for thanking a doctor

I was considering gifting my doctor expensive chocolates ( $200 a box which is less than 10% of my total bill). Anyone consider that a good/bad idea? (She helped me with a sports injury, and due to her good work, I performed very well. Champagne truffles might be appropriate.) How about this? I am ...
by Gauss44
Sat Aug 30, 2014 11:58 am
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 75
Views: 9165

Re: Ideas for thanking a doctor

I was considering gifting my doctor expensive chocolates ($200 a box which is less than 10% of my total bill). Anyone consider that a good/bad idea? (She helped me with a sports injury, and due to her good work, I performed very well. Champagne truffles might be appropriate.)
by Gauss44
Sat Aug 30, 2014 11:07 am
Forum: Investing - Theory, News & General
Topic: When to invest in China?
Replies: 51
Views: 6588

When to invest in China?

I'm wondering how much of your portfolio you are currently comfortable investing in businesses highly influenced/controlled by the Chinese government? And I'm wondering what you are waiting for, if you plan to increase that percentage in the future? Me: I have very little invested in China. I am con...
by Gauss44
Sat Aug 30, 2014 10:43 am
Forum: Personal Finance (Not Investing)
Topic: Protecting one's bank account from PayPal
Replies: 40
Views: 6624

Re: Protecting one's bank account from PayPal

How do you protect your money from PayPal? I am concerned that any web interface that allows withdrawals from a bank account for the purpose of sending payments is a security risk. I have found that having a PayPal account is not optional, and that not having the account linked to a real bank accou...
by Gauss44
Wed Aug 06, 2014 2:56 pm
Forum: Investing - Help with Personal Investments
Topic: Using a credit card to buy/sell bitcoin, Make $ volatility
Replies: 7
Views: 1168

Using a credit card to buy/sell bitcoin, Make $ volatility

I'm wondering if anyone's tried this: It looks easy to buy and sell bitcoin using a credit card on this website, see article here: m If no one else has done so yet, I might research the likelihood or unlikelihood of Uncle Sam or banks tracking down all money made by individuals using credit cards to...
by Gauss44
Wed Jun 04, 2014 12:18 pm
Forum: Personal Finance (Not Investing)
Topic: IRS: Questions about getting letters/audits from IRS in Mass
Replies: 5
Views: 520

Re: IRS: Questions about getting letters/audits from IRS in

Sidney wrote:I am a bit confused.

Is your 2012 Tax Return (as filed) correct or not?


No, the IRS is partially correct. I unintentionally left out a small source of income (>700, yet still not that big). However, they have the wrong amount. I will pay them.
by Gauss44
Wed Jun 04, 2014 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: IRS: Questions about getting letters/audits from IRS in Mass
Replies: 5
Views: 520

IRS: Questions about getting letters/audits from IRS in Mass

Bare with me here... 1. I live in an apartment building in MA and EVERYONE here (in this building) got letters from the IRS within the last couple months . I'm primarily just CURIOUS to find out if the IRS, in part, chooses who to audit by address? Maybe they have a computer that randomly (or not so...
by Gauss44
Sun Jun 01, 2014 5:50 pm
Forum: Personal Finance (Not Investing)
Topic: [short term job that's] easy to get and pays well?
Replies: 44
Views: 5958

[short term job that's] easy to get and pays well?

I'm getting ready to go to graduate school and want to work off some debt asap. I'm looking for ideas about where to apply or what to do to earn money fast. I'm already tutoring and filling out marketing surveys. I've applied to some moving companies as well. More ideas welcome! (FYI - I'm a young a...
by Gauss44
Thu Apr 10, 2014 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: Tax audit poll
Replies: 19
Views: 2586

Re: Tax audit poll

Boglenaut wrote:Items 1 and 2 are not mutually exclusive, yet people responding can only select one of them. What if both are true?


I would like to make it possible to select more than one answer on the poll. I will look into that.
by Gauss44
Thu Apr 10, 2014 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: Tax audit poll
Replies: 19
Views: 2586

Tax audit poll

Tax audit poll
by Gauss44
Mon Mar 17, 2014 2:41 pm
Forum: Personal Finance (Not Investing)
Topic: Writing my 1st book: Financial tips please.
Replies: 16
Views: 2267

Re: Writing my 1st book: Financial tips please.

Currently, my goal isn't to make a living by writing books. However, I would still like to go about this in a financially intelligent manner so any actual financial tips would still be great! Just as a response to some of the previous comments, I do plan to self publish electronically. My purpose in...
by Gauss44
Mon Mar 17, 2014 9:42 am
Forum: Personal Finance (Not Investing)
Topic: Writing my 1st book: Financial tips please.
Replies: 16
Views: 2267

Writing my 1st book: Financial tips please.

I'm in the process of writing my 1st book which I hope to publish for profit. There's clearly some expenses involved and a business element. So, I was wondering if anyone on here has done this before, and if so, if you have any advice for a 1st time author? This could be a heads up about taxes or wh...
by Gauss44
Mon Mar 17, 2014 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Filing revised returns from a long time ago - Good idea?
Replies: 2
Views: 276

Filing revised returns from a long time ago - Good idea?

Back when I was in undergrad, I was NOT financially smart AND was on my own financially. I filled out all of my own tax returns every year and never ever took the college tuition deduction even though I paid over $35k a year in tuition (and had a job every year). That was over 5-10 years ago. Now, I...
by Gauss44
Thu Mar 13, 2014 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Career advice: Where an entry level finance job leads...
Replies: 10
Views: 1199

Career advice: Where an entry level finance job leads...

If you get an entry-level job at a financial company like State Street and intend to work your way up the ladder, while taking finance and MBA classes in the evenings, where is that likely to lead (position-wise and financially)? (Position-wise = the name of a position in a company.) Would you recom...
by Gauss44
Mon Dec 23, 2013 10:25 pm
Forum: Investing - Theory, News & General
Topic: Investing (not speculating) in Bitcoin
Replies: 119
Views: 15896

Re: Investing (not speculating) in Bitcoin

I'm surprised that no one has suggested Bitcoin mining using the free tier of Amazon EC2 cloud service (or, even paying for it). Your upfront costs would be zero and, if Amazon advertising is to be believed, your long term costs would be competitive or less, especially if you take into account air ...
by Gauss44
Mon Dec 23, 2013 8:38 pm
Forum: Personal Finance (Not Investing)
Topic: Financial 'Regrets' for 2013
Replies: 60
Views: 6246

Re: Financial 'Regrets' for 2013

As the year comes to a close, do you have any regrets be they opportunities you failed to take advantage of or mistakes you made in your financial decision making? Yes, I'm never selling bitcoin on Paypal again! Here's why : Paypal tolerates buying through their site, but as soon as you sell bitcoi...
by Gauss44
Mon Dec 23, 2013 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: How to fight work place bullying
Replies: 76
Views: 6452

Re: How to fight work place bullying

I find Tim Field's work in workplace bullying especially helpful: http://www.bullyonline.org/workbully/amibeing.htm particularly the "why me?" part on that page. There is also a yahoo group related to that site. Some of the people there became ill from being bullied in the workplace. m It...
by Gauss44
Mon Dec 23, 2013 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: How to fight work place bullying
Replies: 76
Views: 6452

Re: How to fight work place bullying

Standing up for yourself is usually good advice when it comes to male bullying. With female bullying I honestly have no idea. It sounds like changing the situation will not work, so changing jobs would be the only option. An internal transfer or a different job elsewhere. Easier said then done. In ...
by Gauss44
Mon Dec 23, 2013 5:33 pm
Forum: Investing - Theory, News & General
Topic: Investing (not speculating) in Bitcoin
Replies: 119
Views: 15896

Re: Investing (not speculating) in Bitcoin

My new plan: Get either a macbook or a gaming computer with a radeon graphics card that ends in M, and join a mining pool like Bitminter. Who thinks this will work? Who thinks that my computer will break in the first month or so? Anyone know of a good litecoin mining pool? It sounds like a way to g...
by Gauss44
Mon Dec 23, 2013 4:50 pm
Forum: Investing - Theory, News & General
Topic: Investing (not speculating) in Bitcoin
Replies: 119
Views: 15896

Re: Investing (not speculating) in Bitcoin

My new plan:

Get either a macbook or a gaming computer with a radeon graphics card that ends in M, and join a mining pool like Bitminter.

Who thinks this will work? Who thinks that my computer will break in the first month or so?

Anyone know of a good litecoin mining pool?
by Gauss44
Sun Dec 22, 2013 4:21 am
Forum: Investing - Theory, News & General
Topic: Litecoin Mining - Has anyone tried it?
Replies: 31
Views: 4003

Re: Litecoin Mining - Has anyone tried it?

I wonder if one of these would be good for litecoin mining: m ? Or if there's any substantial risk in buying one, trying it out for mining, and returning it in Best Buy's 2 week window if it didn't work well for mining... I could easily carry it with me to the library and plug it in there while I do...
by Gauss44
Thu Dec 19, 2013 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: What's financially wrong with starting your career at age50?
Replies: 64
Views: 7071

Re: What's financially wrong with starting your career at ag

What's financially wrong with starting your 1st career, as a doctor, at the age of 50? ..And not saving for retirement prior to age 50? <snip> I, personally, think he might be okay if he puts aside a lot of money for 20 or 30 years (age 50 to age 70 or 80), especially if he's not paying of loans. I...
by Gauss44
Thu Dec 19, 2013 5:36 pm
Forum: Personal Finance (Not Investing)
Topic: What's financially wrong with starting your career at age50?
Replies: 64
Views: 7071

Re: What's financially wrong with starting your career at ag

Your chances of getting into medical school are low. Getting into a competitive specialty or fellowship--even lower. Bottomline is that you should assume you are going to end up with the lowest-paid specialty and base your decision about medical school off of that. Then I would shadow this lowest-p...
by Gauss44
Tue Dec 17, 2013 10:27 am
Forum: Personal Finance (Not Investing)
Topic: What's financially wrong with starting your career at age50?
Replies: 64
Views: 7071

Re: What's financially wrong with starting your career at ag

A lot of people have the passing urge to be $500K/year specialists. It's a lot harder to actually make it happen, especially in middle age. OP or his friend doesn't want to make the low salaries of a PA or RN in the $80K or $50K range. Then steve mentions $500K/year specialists. I assume you are th...
by Gauss44
Mon Dec 16, 2013 3:52 am
Forum: Personal Finance (Not Investing)
Topic: Can someone explain why Bitcoins are allowed as a currency?
Replies: 15
Views: 1394

Re: Can someone explain why Bitcoins are allowed as a curren

Bitcoin reminded me of those tickets you get for winning games at Chuck e Cheese before it grew in value.
by Gauss44
Sun Dec 15, 2013 6:35 pm
Forum: Personal Finance (Not Investing)
Topic: What's financially wrong with starting your career at age50?
Replies: 64
Views: 7071

Re: What's financially wrong with starting your career at ag

The lack of specifics in your post make it really hard to answer anything. How old is he right now? What is his financial situation? Current net worth, retirement accounts, etc? Mortgage paid off? What is his current living situation? Married, kids, dependents, etc? How does he know medicine is his...
by Gauss44
Sat Dec 14, 2013 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: Gift Suggestions - for a 9 year old girl
Replies: 25
Views: 2338

Re: Gift Suggestions - for a 9 year old girl

You gotta tell us more about her. What are her interests? Does she have a wish list for Santa? Thanks for that. She likes things like rainbow looms, drawing etc. I still need to find her list for Santa. Drawing: Go to an art supply store and buy her drawing supplies that she wouldn't buy for hersel...
by Gauss44
Sat Dec 14, 2013 5:27 pm
Forum: Personal Finance (Not Investing)
Topic: Gift Suggestions - for a 9 year old girl
Replies: 25
Views: 2338

Re: Gift Suggestions - for a 9 year old girl

You gotta tell us more about her. What are her interests? Does she have a wish list for Santa? Thanks for that. She likes things like rainbow looms, drawing etc. I still need to find her list for Santa. Drawing: Go to an art supply store and buy her drawing supplies that she wouldn't buy for hersel...
by Gauss44
Sat Dec 14, 2013 5:07 pm
Forum: Personal Finance (Not Investing)
Topic: What's financially wrong with starting your career at age50?
Replies: 64
Views: 7071

What's financially wrong with starting your career at age50?

What's financially wrong with starting your 1st career, as a doctor, at the age of 50? ..And not saving for retirement prior to age 50? If someone is stuck on doing this because it is their "calling," what can be done to fix the financial part of this situation? I'm asking this question on...
by Gauss44
Tue Dec 10, 2013 3:11 am
Forum: Investing - Help with Personal Investments
Topic: Tax: Trading/Selling Bitcoin
Replies: 7
Views: 947

Re: Tax: Trading/Selling Bitcoin

Twins Fan wrote:What is it they say about investing in something you don't understand??? :D


That that describes every investor, because it's impossible to know everything about every investment you ever touch, especially the really new stuff. Or unless you don't invest in much.