Search found 130 matches

by FraggleRock
Mon Sep 11, 2017 9:27 pm
Forum: Personal Finance (Not Investing)
Topic: When calculating net worth, how do you value your house?
Replies: 167
Views: 8343

Can I really plan ahead for 20+ years?

I'm genuinely curious, of the arguments advanced above about why you need to think about your housing as part of your net worth, do you find those arguments totally incorrect, unconvincing, or simply irrelevant? Irrelevant in that the earliest projected sell date of our house (to move to the old fo...
by FraggleRock
Sat Sep 09, 2017 12:49 pm
Forum: Personal Finance (Not Investing)
Topic: When calculating net worth, how do you value your house?
Replies: 167
Views: 8343

I don't

At zero$.
We have to live somewhere.
You ask me my net worth and I will reply with the sum of: stocks, bonds, cash.
No car. No house.
by FraggleRock
Sat Sep 09, 2017 12:43 pm
Forum: Personal Consumer Issues
Topic: Anyone use Nextdoor.com for referrals?
Replies: 20
Views: 1451

Like NextDoor

I have used Nextdoor successfully for referrals such as tree trimming and aeration. I've sold two iMacs and household goods.
It's a great tool. I have invited neighbors to join via email.
I really like the hyperlocal aspect and the vetting.
by FraggleRock
Wed Sep 06, 2017 8:07 pm
Forum: Personal Consumer Issues
Topic: Bosch dishwasher?
Replies: 90
Views: 6560

oven

our wall oven, and that is terrible We just bought this wall oven and LOVE it. https://www.mieleusa.com/domestic/convection-ovens-1451.htm?mat=09862880&name=H_6660_BP_AM It is amazing. Have been using it a lot. We also bought this speed oven and LOVE it. https://www.mieleusa.com/domestic/speed-oven...
by FraggleRock
Sun Sep 03, 2017 10:06 pm
Forum: Personal Finance (Not Investing)
Topic: How old were you when you got your first credit card?
Replies: 46
Views: 1934

Re: How old were you when you got your first credit card?

Age 24, Amex, 1972. Still have it.
My daughter, age 12, 1998. She still has it. It was 100% in her name. No co-sign.
by FraggleRock
Sat Sep 02, 2017 11:37 pm
Forum: Personal Consumer Issues
Topic: Window Blinds - Bali, Levolor, Hunter Douglas
Replies: 30
Views: 65109

Re: Window Blinds - Bali, Levolor, Hunter Douglas

We got these blinds from a local store.
Very happy.
http://www.lafvb.com
by FraggleRock
Sat Sep 02, 2017 12:36 pm
Forum: Personal Consumer Issues
Topic: Is Memrise Pro worth it - using Memrise for language learning
Replies: 1
Views: 226

Memrise Pro is worth it

Yes! Our trip to Portugal is in 2+ weeks. I am 170+ hours into European Portuguese on Memrise. I think Memrise is great. Here is what I have learned about learning European Portuguese since last November. 1. Avoid any contact with Brazilian Portuguese. They are very different in vocabulary and pronu...
by FraggleRock
Sat Aug 26, 2017 11:10 pm
Forum: Personal Finance (Not Investing)
Topic: All areas will have Obamacare plan in 2018
Replies: 14
Views: 1661

Re: All areas will have Obamacare plan in 2018

Oreamnos wrote:
Sat Aug 26, 2017 10:47 pm
And the alternative for those who can't get any insurance any other way is....????
Death or BK. And, then death.
Cf. Hobbs.
by FraggleRock
Sat Aug 26, 2017 11:07 pm
Forum: Personal Consumer Issues
Topic: Bosch dishwasher?
Replies: 90
Views: 6560

Bosch, yes

Bosch Buy one with a list price >$950 USD. More gets you a quieter one. Cleaning is the same. You must use the recommended detergent and drying agent. Better drying with "Extra Dry Heat - With this option you can raise the temperature of the rinse water and increase the drying time for improved dryi...
by FraggleRock
Thu Aug 24, 2017 6:45 pm
Forum: Personal Consumer Issues
Topic: Experience finding gas pump card skimmer?
Replies: 46
Views: 4126

Re: debit

flamesabers wrote:
Thu Aug 24, 2017 9:32 am
frequently to your checking account to pay for everything.
I visit my credit union website almost every day.
I sit in front of my iMac for 5+ hours per day.
So, no extra effort.
by FraggleRock
Wed Aug 23, 2017 10:20 pm
Forum: Personal Finance (Not Investing)
Topic: Is a Major House Remodel Worth It?
Replies: 21
Views: 2212

Maybe

$50K is not major.
For our second house (24 years occupancy), we spent 120% of purchase price on a remodel.
by FraggleRock
Wed Aug 23, 2017 7:44 pm
Forum: Personal Consumer Issues
Topic: Experience finding gas pump card skimmer?
Replies: 46
Views: 4126

debit

Don't understand the "do not use debit card" recommendation.
I never have more than $200 USD in my checking account.
by FraggleRock
Wed Aug 23, 2017 1:20 pm
Forum: Personal Consumer Issues
Topic: Crashplan for Home ending service late 2018
Replies: 92
Views: 6791

Try Backblaze

rav2fi wrote:
Tue Aug 22, 2017 10:19 am
I use Backblaze as my backup service. I've been happy with them so far.
Me too.
For the last 2 years.
$50/yr/computer.
Worth it.
by FraggleRock
Sat Aug 19, 2017 9:13 pm
Forum: Personal Consumer Issues
Topic: Kitchen knife set. Good quality - Recommendations
Replies: 55
Views: 4399

knife set. Good

Throw the Chicago into the trash.
Find the Wüsthof or Henkels that feels the best. Buy that one.

And, buy this https://chefschoice.com/product/chefsch ... model-130/
by FraggleRock
Mon Aug 14, 2017 9:06 am
Forum: Personal Consumer Issues
Topic: PSA - Mute button for Gas Station TV!
Replies: 22
Views: 2813

Electric future for us

Tamarind wrote:
Mon Aug 14, 2017 6:09 am
You are eventually going to run out of places to fill up. Electric car?
Our next car will be 100% electric.
We live in the city and only put 4500 mi/yr on our car.
A typical day of driving is way under 20 miles.
by FraggleRock
Mon Aug 14, 2017 3:58 am
Forum: Personal Consumer Issues
Topic: PSA - Mute button for Gas Station TV!
Replies: 22
Views: 2813

Gas Station TVs are evil

My solution is to never patronize that station again.

"[TV] is the sigh of the oppressed creature, the heart of a heartless world, and the soul of soulless conditions. It is the opium of the people".
by FraggleRock
Sun Aug 13, 2017 12:37 pm
Forum: Forum Issues and Administration
Topic: Please consider setting a time limit of 15 minutes to edit a post
Replies: 31
Views: 2850

Re: Please consider setting a time limit of 15 minutes to edit a post

TIAX wrote:
Sun Aug 13, 2017 10:17 am
Terrible idea. Leave it as is.
I agree.
by FraggleRock
Sun Aug 13, 2017 12:21 am
Forum: Personal Consumer Issues
Topic: What home task(s) are worth learning to do yourself?
Replies: 46
Views: 4924

car?

Confused about car.
Do you plan to live in it as your home?
I have a neighbor who lives in his van. He has no other structure to live in. Are you planning to do this?
by FraggleRock
Sat Aug 12, 2017 2:31 pm
Forum: Personal Consumer Issues
Topic: Cheapest way to upgrade iPhones ?
Replies: 37
Views: 3683

Not cheapest, but good

https://buy.gazelle.com/buy/used/iphone-se-16gb-at-t
$228 for AT&T version of used iPhone SE

Gazelle has an excellent reputation.

They will buy your iPhones 5 for $30.
by FraggleRock
Thu Aug 10, 2017 1:31 pm
Forum: Personal Consumer Issues
Topic: Best at Home Safe
Replies: 24
Views: 1881

Re: Best at Home Safe

In our previous house we had something similar to this. It was buried in the basement floor. http://www.protexsafe.com/mid-floor-safe-if1500c-p/if-1500c.htm In our current house, we have this - http://www.amsecusa.com/product/bfs912e5lp/ which is bolted to the basement floor. One thing we have learn...
by FraggleRock
Tue Aug 08, 2017 6:45 am
Forum: Personal Consumer Issues
Topic: Las Vegas Slot Machine Strategy (maximize entertainment value)
Replies: 31
Views: 2515

maximize entertainment value

I am a nickel slot guy. When the $2 roll is one, I am done.
And, I will only play machines with a real handle you have to pull.
by FraggleRock
Wed Aug 02, 2017 10:51 am
Forum: Personal Consumer Issues
Topic: Barcelona Hotel Recommendations
Replies: 24
Views: 1795

Re: Barcelona Hotel Recommendations

TripAdvicor.com will be helpful.
Consider AirBnB.com
by FraggleRock
Tue Aug 01, 2017 5:15 pm
Forum: Personal Consumer Issues
Topic: How much should I fix up my house before selling?
Replies: 10
Views: 1842

It depends

If you plan on using a real estate agent, then invite 3 to come over for interviews and get/take their advice. Hire the best one. Leave at least 4 minor non-obvious items in "broken" condition. The buyers' inspector needs to find some things wrong. Plan to fix those items after the inspection. Be pr...
by FraggleRock
Mon Jul 31, 2017 3:49 am
Forum: Personal Consumer Issues
Topic: Non Stick frying pan
Replies: 56
Views: 3867

Re: Non Stick frying pan

After 30+ years of frustration with "non stick" pan failures we switched to carbon steel.
Matfer Bourgeat, 3 mm thick.
Works great.
Final solution.
Image
by FraggleRock
Sun Jul 30, 2017 12:18 am
Forum: Personal Consumer Issues
Topic: Colorado Vehicle Registration fees
Replies: 20
Views: 1644

Re: Colorado Vehicle Registration fees

Perfectly normal.
Newbies to the Centennial State always whine about this.
Always.
This is useful - https://www.bouldercounty.org/records/m ... ation-fee/
by FraggleRock
Thu Jul 27, 2017 9:58 pm
Forum: Personal Consumer Issues
Topic: Why is everything done with a mouse?
Replies: 49
Views: 5063

mice?

Because mice are cute and rats are disgusting.
by FraggleRock
Wed Jul 26, 2017 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: What's your personal savings rate?
Replies: 135
Views: 11672

Re: What's your personal savings rate?

Zero.
At age 68.7, I am done saving.
by FraggleRock
Wed Jul 26, 2017 5:12 pm
Forum: Personal Consumer Issues
Topic: BMW Z3 or Z4 or nothing at all?
Replies: 79
Views: 5272

Re: BMW Z3

We owned a 2000 BMW Z3 for 10 years. Bought it new and put 19K on it. A really fun car. In clement weather. A really impractical car. In inclement weather. In Winter. It was my wife's (I am 43 and need to salve my mid-life crisis feelings) car. It was a lot more maintenance-free than my 1968 MGB-GT....
by FraggleRock
Wed Jul 26, 2017 5:07 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2939
Views: 864160

Re: What Movie Have You Recently Watched?

Paris Can Wait - light, fluffy, enjoyable. Made me hungry.
Dunkirk - a well-made movie that is not even close to being accurate. Too neat and tidy. Which is why it is doing well at the box office.
by FraggleRock
Wed Jul 26, 2017 5:04 pm
Forum: Personal Consumer Issues
Topic: I bought a different car and my old bike rack no longer works. How should I transport my bike moving forward?
Replies: 67
Views: 3070

Think outside the box

Trade the car in and buy one that works with your bike rack.
by FraggleRock
Tue Jul 25, 2017 10:41 pm
Forum: Personal Finance (Not Investing)
Topic: House down sizing-- building new house
Replies: 2
Views: 404

Re: House down sizing-- building new house

It is not an investment question.
It is an emotional decision.

We have no mortgage.
We feel better.
by FraggleRock
Tue Jul 25, 2017 2:51 am
Forum: Personal Consumer Issues
Topic: Patio furniture
Replies: 11
Views: 1033

The best Patio furniture

Stainless steel, ipé, Sunbrella fabric, and winter covers.
http://www.roomandboard.com/catalog/out ... tego-sofas
by FraggleRock
Sat Jul 22, 2017 4:49 pm
Forum: Personal Consumer Issues
Topic: How much electricity are you using and how expensive it is?
Replies: 93
Views: 4556

cool air is just electrity

White Coat Investor wrote: Focus on what you can control....to save money on electricity, it's all about the A/C.
Bingo.
We just changed our A/C habit after 5 years and our costs went up by $60/month. But, wife is happy.
That is a 30% increase in electricity usage.
by FraggleRock
Fri Jul 21, 2017 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Denver or Portland for a 2nd home
Replies: 66
Views: 5222

Denver

Denver.
No mildew.
by FraggleRock
Mon Jul 17, 2017 8:40 pm
Forum: Personal Consumer Issues
Topic: Books not to read.
Replies: 155
Views: 12318

Re: Books not to read.

Anything by Jane Austen
by FraggleRock
Mon Jul 17, 2017 3:43 pm
Forum: Personal Consumer Issues
Topic: Essential Bike (bicycle) Accessories
Replies: 71
Views: 3949

Oil, not

Raybo wrote:You need high quality chain oil.
Disagree.
Oil attracts dirt.
You want Boeshield T-9 Bicycle Lubricant - https://boeshield.com/bike/
by FraggleRock
Mon Jul 17, 2017 4:46 am
Forum: Personal Consumer Issues
Topic: kitchen appliance recommendations, esp refrigerator
Replies: 32
Views: 2178

Re: oh, yes

anncatchingup wrote: that's a beautiful kitchen! A bit out of our budget, though... But then, looks like you redid it all.
That is the before photo.
Renovation completion is a month away.
by FraggleRock
Sun Jul 16, 2017 9:29 pm
Forum: Personal Consumer Issues
Topic: kitchen appliance recommendations, esp refrigerator
Replies: 32
Views: 2178

oh, yes

refrigerator - Sub-Zero, 30-inch. 12-year warranty. It is what we are doing in our small kitchen. http://www.3968vrain.com/English/Images/Photos/Kitchen_20120513_02_580px.png The crappy Whirlpool "counter depth" frigo is being replaced by a Sub-Zero 30-inch - http://www.subzero-wolf.com/sub-zero/ful...
by FraggleRock
Sun Jul 16, 2017 7:44 pm
Forum: Personal Consumer Issues
Topic: Induction cooktop impressions?
Replies: 32
Views: 2487

Induction cooktop impressions

Previously, all my advice was theoretical. Now have experience. Our kitchen is being renovated and we were reduced to: outdoor gas grill, toaster oven. Decided to buy a countertop induction hob for $70 - https://www.amazon.com/gp/product/B00GMCAM2G/ My summary is: amazing ! 1. Can set precise temper...
by FraggleRock
Sun Jul 16, 2017 6:41 pm
Forum: Personal Consumer Issues
Topic: Time replace washer and dryer [back of dryer so hot it burnt me]?
Replies: 21
Views: 1607

Replace - ventless

Replace with a ventless dryer.
AKA Condensing Heat Pump.
All the cool kids will be doing this as the Energy Star requirements become stiffer.
Europeans have been using them for years.
by FraggleRock
Sun Jul 16, 2017 6:36 pm
Forum: Personal Consumer Issues
Topic: what's your secret to cleaning inside car windows?
Replies: 47
Views: 3707

Acid

Christine_NM wrote:Distilled white vinegar bought by the gallon
Bingo!
I tried Windex. Was not effective.
Then I went to mineral spirits. Removes the goop on the window, but leaves its own film (mess).
Vinegar. Multiple applications. Works for me.
by FraggleRock
Thu Jul 13, 2017 5:35 pm
Forum: Personal Consumer Issues
Topic: Apple iMac problem?
Replies: 49
Views: 3293

iMac problem

Your hard drive is dying.
Soon to be dead.
Have a nice day.
by FraggleRock
Wed Jul 12, 2017 8:46 pm
Forum: Personal Consumer Issues
Topic: Wisdom Teeth Removal: Any experience?
Replies: 17
Views: 996

Re: Wisdom Teeth Removal: Any experience?

21
Excellent experience.
by FraggleRock
Mon Jul 10, 2017 7:41 pm
Forum: Personal Consumer Issues
Topic: Non-profit accepting debit/credit cards - cost?
Replies: 12
Views: 888

bypass the middle man charge

I would set up Venmo and its competitors.
All the cool kids use Venmo.
by FraggleRock
Fri Jul 07, 2017 10:59 pm
Forum: Personal Consumer Issues
Topic: Task management / organizing app
Replies: 52
Views: 2164

Re: Things

madbrain wrote:Looks like this is strictly for Apple Mac/iOS users only, of which we are not.
Your restriction, not mine.
Buy new devices.
by FraggleRock
Fri Jul 07, 2017 10:45 pm
Forum: Personal Consumer Issues
Topic: Task management / organizing app
Replies: 52
Views: 2164

Things

Five years with https://culturedcode.com/things/
Great.
by FraggleRock
Mon Jul 03, 2017 9:40 pm
Forum: Personal Consumer Issues
Topic: Are you finding any good values at Amazon anymore?
Replies: 149
Views: 14131

good values?, yes

Good value?
Yes.
Selection + price + ease of ordering + delivery.
Best price? No. Don't care. I am not going to shop around to save $2 on an item.