Search found 186 matches

by FraggleRock
Sun Nov 19, 2017 4:39 pm
Forum: Personal Consumer Issues
Topic: Your favorite Costco wines?
Replies: 14
Views: 992

Re: Your favorite Costco wines?

Kirkland Champagne is a very good value.
The Wine Spectator has been rating Kirkland wines lately and giving them good ratings.
by FraggleRock
Sun Nov 19, 2017 2:30 pm
Forum: Personal Consumer Issues
Topic: Are expensive tires worth it?
Replies: 33
Views: 1334

Re: Are expensive tires worth it?

I have decided NO based upon our driving. We only put 4500 miles per year on our car. Our typical speed is about 20-25 miles per hour as we live in the city. We only drive on the super highway for about 100 miles/year and never in inclement weather. We don't drive on crappy snow-covered roads. We ju...
by FraggleRock
Fri Nov 17, 2017 10:53 pm
Forum: Personal Finance (Not Investing)
Topic: Take Pension or Lump Sum payout?
Replies: 12
Views: 1043

Re: Take Pension or Lump Sum payout?

Cola
Take the pension
by FraggleRock
Fri Nov 17, 2017 5:33 pm
Forum: Personal Finance (Not Investing)
Topic: Risks of Non-ACA Compliant Health Insurance?
Replies: 66
Views: 2399

Kaiser

I just did a quick look at Kaiser for NOVA.
Family of 4 for $1216/mo
Bronze, no HSA
by FraggleRock
Wed Nov 15, 2017 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: 55+ Early retirement offer.
Replies: 39
Views: 4467

Re: 55+ Early retirement offer.

You should expect to pay $800/mo for a HD/HSA bronze plan.
Do the math.
by FraggleRock
Wed Nov 15, 2017 9:05 pm
Forum: Personal Consumer Issues
Topic: Office Chair Recommendations (Aeron?)
Replies: 36
Views: 1830

Aeron, yes

Aeron
15 years from the first one. Got the cost down below 5¢/hr. It finally died.
6+ years on the new one.
by FraggleRock
Wed Nov 15, 2017 6:08 pm
Forum: Personal Consumer Issues
Topic: Has used furniture dropped in value dramatically?
Replies: 101
Views: 7220

Re: Has used furniture dropped in value dramatically?

The only used furniture that is worth something is MCM.
by FraggleRock
Tue Nov 14, 2017 3:39 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3055
Views: 901547

Thor

Thor: Ragnarok
C+
Almost no plot.
Stretched out action scenes.
I did not care about a single character.
Jeff Goldblum is over the top with his character.
by FraggleRock
Sun Nov 12, 2017 1:19 pm
Forum: Personal Consumer Issues
Topic: Frontier Flight Fees
Replies: 17
Views: 1161

Re: Frontier Flight Fees

The price and the fees are not the benefit/problem with Frontier. The major problem with Frontier is what when there is a glitch . Their service is non-existant. They don't inter-line. They don't compensate for food, lodging. The gate agents just walk away. Their 800 number is only answered for 2 mi...
by FraggleRock
Sun Nov 12, 2017 1:15 pm
Forum: Personal Consumer Issues
Topic: Flying first class, business, versus economy.
Replies: 184
Views: 16163

Flying business

Interesting comment about $5K for a watch. I would never spend that kind of money on a watch. Especially as I no longer wear one and use my iPhone as a timepiece. But, we do plan to spend (for the first time) the money to fly business class on our next trip to Europe. Our most recent trip from Denve...
by FraggleRock
Sat Nov 11, 2017 11:24 pm
Forum: Personal Consumer Issues
Topic: Personal database software for Mac
Replies: 5
Views: 689

Re: Personal database software for Mac

This
https://www.tapforms.com
appears to be the only answer.
by FraggleRock
Sat Nov 11, 2017 2:21 pm
Forum: Personal Finance (Not Investing)
Topic: Isn't it safer to NOT sign Credit card?
Replies: 97
Views: 6205

Why use a "card"?

I love Apple Pay.
It avoids all this silliness.
by FraggleRock
Sat Nov 11, 2017 2:14 pm
Forum: Personal Consumer Issues
Topic: Tipping for restaurants where you order at the counter
Replies: 106
Views: 10211

Re: Tipping where you order at the counter

deanbrew wrote:
Sat Nov 11, 2017 2:08 pm
Why wouldn't you tip for #3? Someone is serving you food and cleaning up afterwards.
Because I expect them to paid a regular wage and not some stupid 1/4 minimum wage + tips.
by FraggleRock
Fri Nov 10, 2017 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: Why NOT make more money?
Replies: 161
Views: 13102

Re: Why NOT make more money?

Because I am too lazy.
by FraggleRock
Fri Nov 10, 2017 2:11 pm
Forum: Personal Consumer Issues
Topic: Steam Oven vs Microwave?
Replies: 7
Views: 541

Re: Steam Oven vs Microwave?

A bit of reading https://blog.yaleappliance.com/free-speed-and-steam-oven-buying-guide https://blog.yaleappliance.com/best-steam-ovens-reviews-ratings-prices https://blog.yaleappliance.com/topic/speed-ovens We own this 24-inch Miele Speed Oven -- https://www.mieleusa.com/domestic/speed-ovens-1457.ht...
by FraggleRock
Thu Nov 09, 2017 6:49 pm
Forum: Personal Consumer Issues
Topic: Bicycle wheels - what's a reasonable budget
Replies: 38
Views: 1763

Bicycle wheels - build your own

I would build your own set. It is very enjoyable.
Hubs - Campagnolo Record or Shimano Ultegra
Rims - Mavic Open Pro
Spokes - DT Swiss double butted

You need some tools - Park Tool
by FraggleRock
Thu Nov 09, 2017 12:10 pm
Forum: Personal Consumer Issues
Topic: What backup service to use?
Replies: 28
Views: 2055

Backup(s)

SuperDuper to hard drive.
Backblaze for service.
Both have been working great for years.
by FraggleRock
Wed Nov 08, 2017 9:57 pm
Forum: Personal Finance (Not Investing)
Topic: Did you tell anyone you paid off your mortgage?
Replies: 328
Views: 34605

You betcha!

Everyone.
We [partially] moved to downsize our mortgage to zero$.
All my neighbors know.
I am not one to hide financial info.
by FraggleRock
Tue Nov 07, 2017 10:41 pm
Forum: Personal Consumer Issues
Topic: What do you do to keep your mind sharp?
Replies: 65
Views: 4763

Sharpie

Participate here.
Should I do more?
Drink more wine? Duh!
by FraggleRock
Tue Nov 07, 2017 8:57 pm
Forum: Personal Consumer Issues
Topic: Fair Price for a Kitchen Remodel
Replies: 34
Views: 2927

Re: Planning is good

Care to elaborate what happened? 1. The first tile guy, who was recommended by both the architect and the GC did not return the GC's phone calls. The GC brought in another tile company and they did an awesome job. The tile pattern--Heath Ceramics, Dwell, Little Diamond Mix--requires precise cutting...
by FraggleRock
Tue Nov 07, 2017 5:44 pm
Forum: Personal Consumer Issues
Topic: Fair Price for a Kitchen Remodel
Replies: 34
Views: 2927

Planning is good

We just did a partial remodel of our kitchen. 15 linear feet, one wall. $53,000. The GC (supervision, demo, wallboarding) was $3,600 of that. My approach was: 1. Start thinking and planning 3 years in advance as I am a nerd. I subscribed to Kitchen & Bath Design News , Fine Homebuilding , Qualified ...
by FraggleRock
Tue Nov 07, 2017 5:18 pm
Forum: Personal Consumer Issues
Topic: DIY vs work extra and pay a pro
Replies: 37
Views: 2774

Re: DIY vs work extra and pay a pro

flamesabers wrote:
Tue Nov 07, 2017 4:25 pm
...Additional factors I would consider are:
*How long... for me?
+ Will I increase the chances of {flooding | burning down} the house if I do it myself?
by FraggleRock
Tue Nov 07, 2017 6:00 am
Forum: Personal Consumer Issues
Topic: Best strategy for selling cell phone on Ebay?
Replies: 27
Views: 1414

Gazelle

Avoid hassles.
Gazelle.com
by FraggleRock
Mon Nov 06, 2017 11:00 pm
Forum: Personal Consumer Issues
Topic: Does Our Chimney Need a Liner?
Replies: 8
Views: 824

Re: Does Our Chimney Need a Liner?

If you have gas, then switch to it.
Or
Use only wood stove pellets and you won’t burn the house down.
by FraggleRock
Mon Nov 06, 2017 4:55 pm
Forum: Personal Consumer Issues
Topic: Climate controlled cars - Useful or Useless?
Replies: 49
Views: 2097

Climate controlled cars - Useful

2000 VW Passat - climate control - worked perfectly
2007 Audi A3 - climate control still works perfectly

By perfectly, I mean we set it and never touch it.
by FraggleRock
Sun Nov 05, 2017 10:57 am
Forum: Personal Consumer Issues
Topic: How to Label Plastic Boxes
Replies: 15
Views: 936

"Mr. Bond I expect you to die."

You need a frigging laser.
http://www.rmilaser.com/
by FraggleRock
Thu Nov 02, 2017 10:40 pm
Forum: Personal Consumer Issues
Topic: Withdrawing cash from ATM in Ireland this morning
Replies: 13
Views: 1289

Re: Withdrawing cash from ATM in Ireland this morning

Pick a different brand of ATM.
We had a problem in Portugal with one brand.
Moving down the street by 10 meters and using another brand solved the problem.
by FraggleRock
Thu Nov 02, 2017 9:35 pm
Forum: Personal Consumer Issues
Topic: Portugal Trip, any suggestions?
Replies: 38
Views: 2074

Sintra

Do you mean by train? Take the Urbano from Estaçao Rossio to Sintra. Round trip is €4.40. Take the Scottbus circulator to Castelo dos Mouros and the Palacio da Pena. €5.50. Do not even think of driving. The roads are narrow. Parking spaces are extremely limited. If I visit again, I would only do th...
by FraggleRock
Thu Nov 02, 2017 9:37 am
Forum: Personal Consumer Issues
Topic: Car battery?
Replies: 53
Views: 3449

Re: Car battery?

From the many comments I received I concluded my batteries were not lasting due to my change in commuting status. When I commuted 100 miles a day, my original battery lasted 10 years. But since I retired ... This! We only put 4500 mi/yr on our car. We replace the battery every 3 years. My mechanic ...
by FraggleRock
Thu Nov 02, 2017 9:27 am
Forum: Personal Consumer Issues
Topic: Do you Mow your own Lawn?
Replies: 90
Views: 2871

Mow your own with better quality

Yes. We live in a side-by-side duplex. For the first 4 years we had a service. It was cheap at $10/week/side as our lawns are tiny. It took them 4 minutes to do both sides, front and rear. But, over the years, the quality seemed to decline. So, we decided to make a capital expenditure and buy a comp...
by FraggleRock
Tue Oct 31, 2017 5:16 pm
Forum: Personal Consumer Issues
Topic: Portugal Trip, any suggestions?
Replies: 38
Views: 2074

Railpass vs CP prices

I bought 15 days euro rail pass just in case. About $500 per adult. Two kids free. That seems like a lot. For example: 1. Lisbon - Porto, AP first class, no discounts is €43 one way. So, party of 4 would be $200 USD, But, significant discounts are available. 2. Lisbon - Sintra, Urbano (the only cho...
by FraggleRock
Tue Oct 31, 2017 12:50 pm
Forum: Personal Consumer Issues
Topic: Portugal Trip, any suggestions?
Replies: 38
Views: 2074

Re: yes

WhiteMaxima wrote:
Tue Oct 31, 2017 10:26 am
I bought 15 days euro rail pass just in case.
What did you pay for the 15-day pass?
by FraggleRock
Tue Oct 31, 2017 10:09 am
Forum: Personal Consumer Issues
Topic: Retirees: which websites do you spend the most time on?
Replies: 33
Views: 5787

Re: Retirees: which websites do you spend the most time on?

I am familiar with all of the sites mentioned except citydata.com. Never heard of that site before, but it looks interesting. Can anyone describe it in more detail - who owns it, who belongs, why does it have an odd name? city-data.com created and owned by Marka has 2 parts: 1. data about cities (p...
by FraggleRock
Mon Oct 30, 2017 9:36 pm
Forum: Personal Consumer Issues
Topic: Portugal Trip, any suggestions?
Replies: 38
Views: 2074

yes

Having just returned from 3 weeks in Portugal, I would say:
1. No car
2. Lisboa for 7 days (we did 10).
3. Porto for 5. Travel by train.
4. More days? Coimbra for 4.
by FraggleRock
Mon Oct 30, 2017 9:28 pm
Forum: Personal Finance (Not Investing)
Topic: New Car: Ever make sense to lease?
Replies: 84
Views: 5456

yes, for us

We plan to get a new car sometime in the next 4 years.
We plan to lease.
1. It will be an electric car. Goodbye ICE.
2. Car technology is changing faster than ever.
by FraggleRock
Mon Oct 30, 2017 7:09 am
Forum: Personal Consumer Issues
Topic: European Tours
Replies: 67
Views: 3157

Re: European Tours

oxothuk wrote:
Sun Oct 29, 2017 2:27 pm
2) Stay at least 3 nights at each place. Packing/unpacking takes a lot of time, and traveling between cities will consume most of a day no matter how you do it.
This
by FraggleRock
Sun Oct 29, 2017 9:05 pm
Forum: Personal Consumer Issues
Topic: Retirees: which websites do you spend the most time on?
Replies: 33
Views: 5787

websites

Yelp - read 300 reviews every day. Have written 900+ reviews http://www.city-data.com https://www.bloomberg.com https://www.redfin.com - have spreadsheet with 600 rows of houses built in this century in neighborhood http://isis.liveuamap.com https://dolartoday.com Nextdoor.com - perfect for http://b...
by FraggleRock
Sun Oct 29, 2017 8:53 pm
Forum: Personal Consumer Issues
Topic: Need Occasional Outgoing Fax From Email
Replies: 5
Views: 447

Re: Need Occasional Outgoing Fax From Email

Fax zero
I use it once a month
Works great
by FraggleRock
Sat Oct 28, 2017 12:24 pm
Forum: Personal Consumer Issues
Topic: European Tours
Replies: 67
Views: 3157

Portugal

Having just returned from 3 weeks in Portugal, let me promote that. Planning is easy: AirBnB, TripAdvisor Train travel is inexpensive and pleasant. We did Lisboa, Coimbra, Aveiro, Porto, Lisboa. The people are friendly. Lots of English spoken. Food is good. (I am a foodie.) More than enough to do. H...
by FraggleRock
Fri Oct 27, 2017 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: Can I retire today?
Replies: 132
Views: 7633

Re: Can I retire today?

Teague wrote:
Fri Oct 27, 2017 4:19 pm
Assume all assets are 35% S&P 500, 65% intermediate bond fund
I think, at your age, should be: 80% stocks and 20% cash.
by FraggleRock
Fri Oct 27, 2017 5:08 pm
Forum: Personal Consumer Issues
Topic: dishwasher recommendations
Replies: 54
Views: 2901

the best dishwashers

Asko Miele Thermador (the better Bosch) Bosch (spend at least $900 USD to get a quieter one) You MUST use the detergent AND rinse agent recommended by the manufacturer. All will take a long time due to Energy Star requirements. Learn to run it at night. Bosch have a "secret" option which can be acti...
by FraggleRock
Fri Oct 27, 2017 10:36 am
Forum: Personal Consumer Issues
Topic: Planning for (forced) job change
Replies: 2
Views: 419

LinkedIn

If you have been ignoring LinkedIn, then step up your game there.

Keep a positive mental attitude. It shows when you interview.
Always customize your résumé for each position.

Use the job search company to really polish your résumé.
Use them as a consultant and do not rely on them.
by FraggleRock
Tue Oct 24, 2017 10:06 pm
Forum: Personal Consumer Issues
Topic: Dual Fuel Stoves
Replies: 19
Views: 1190

Re: Speed oven, baby

michaeljc70 wrote:
Tue Oct 24, 2017 9:21 pm
That is not a typical electric oven. It doesn't make you a better cook. Maybe a faster cook. Can you even fit a turkey in those?
No, better in the speed oven. The Master Chef settings are very useful.
Yes to turkey in the regular oven.
by FraggleRock
Tue Oct 24, 2017 9:14 pm
Forum: Personal Consumer Issues
Topic: Dual Fuel Stoves
Replies: 19
Views: 1190

Speed oven, baby

michaeljc70 wrote:
Tue Oct 24, 2017 4:29 pm
I think that having an electric oven is over rated.
I disagree.
We just renovated our kitchen and have a Miele speed oven and a Miele oven. They are amazing. The speed oven with microwave + convection + broil allows you to be a better cook.
by FraggleRock
Mon Oct 23, 2017 10:51 pm
Forum: Personal Consumer Issues
Topic: Dual Fuel Stoves
Replies: 19
Views: 1190

A better choice

Forget dual fuel. Go with an induction hob. Theinductionsite.com Buy high quality. Think: Wolf, Bosch, Thermador. Buy a DUX cooktop (https://www.amazon.com/Duxtop-1800-Watt-Induction-Countertop-9600LS/dp/B01FLR0ET8/ref=sr_1_3?ie=UTF8&qid=1508858780&sr=8-3&keywords=duxtop+induction+cooktop) for $100 ...