Bogleheads.org

Five Scoop

Livesoft has referenced this site before. They list their preference for funds from various asset classes. Some of their top small value choices are ETFs.

http://www.altruistfa.com/USsmallcapvaluefunds.htm

Five Scoop

imabeliever wrote:We can adjust investment at any time

You can only change investments twice per calendar year for existing investments...this is an IRS regulation. You can direct new investments made during the year to different investments as you wish.

Five Scoop

What is the name of the manufacturer and what is the model of your machine? (To the OP)

Five Scoop

I am of the opinion that trying to invest in these factors is not worth the time or effort. I am not Larry Swedroe, so obviously my opinion on this may not matter much. I think that these factors are interesting to write about and they are interesting to read about. When AQR writes a paper and peopl...

Five Scoop

I'd be careful about Employee Fiduciary or Betterment as well. A lot of places offer profit-sharing plans but use cookie cutter plan documents and are not able to take advantage of New Comparability testing. As such, employers end up paying a ton in profit-sharing contributions that could be avoided...

Five Scoop

Have a 65 inch Samsung 4K. The difference in picture quality compared to 1080p is noticeable and is amazing. It looks like you are looking at something outside your window. The issue of course is the limited amount of content in 4K. Netflix has a decent selection (Breaking Bad, Better Call Saul, Mar...

Five Scoop

TomCat96 wrote:Simple. All cash now has RFID tags in them. With a cheap scanner I can buy on ebay, not only will I find your cash, but the computer receiving the RFID tags can know exactly how much cash you have hidden. All I need to do is be within range of your cash.

This is absolutely false!

Five Scoop

You could do a solo 401k at Vanguard and use a target date fund or a life strategy fund. They would be auto rebalanced so you wouldn't have to worry about that.

Five Scoop

It has nothing to do with form. If people were lead to Portfolio Solutions from Bogleheads due the association with Rick Ferri and he is no longer associated with Portfolio Solutions that is relevant information. People get pretty defensive here, but if my money was with Portfolio Solutions and Rick...

Five Scoop

http://courts.mi.gov/opinions_orders/businesscourtssearch/BusinessCourtDocuments/C06-2014-138394-CK%20(May%201,%202014).pdf

The whole link needs to be included. Cut and paste in browser if needed. Looks like the other link didn't highlight the whole thing

Five Scoop

A prior thread had multiple posts removed and was locked for speculation. However, there appears to have been some legal issue between Ferri and Portfolio Solutions. This is not speculation...it is fact. As such, the moderators should not remove this post. I'm not saying that anything came of the su...

Five Scoop

"This investing club turned $3k to $500,000" is the title of the article. It mentions that a college investing club turned 3,000 into 500,000 since it started investing in 1946. http://money.cnn.com/2016/03/23/investing/investing-club-lafayette-college/index.html?iid=hp-stack-dom I emailed...

Five Scoop

Hi All, Last year I achieved a goal of paying off my home. This year I've been listening to podcast like Mad Fientist, Mr. Money Mustache. Next goal is I would really like to try to achieve financial independence. Seems many consider that when your net worth is 30 times your yearly spending right? ...

Five Scoop

Tell us about your "advisor". How much have you paid them over the years? It could be that you didn't do everything right if this advisor got a big piece of your pie. If that turns out to be the case, one of the things you can do is to stop feeding pie to your advisor. The OP already ment...

Five Scoop

For these kinds of questions, you really ought to have a professional come and look at your water softener. Our water softener was leaking recently and needed a new O-ring somewhere. Honestly, you can google and find many different reasons for things to leak, but you need someone to come out an insp...

Five Scoop

Do you have a picture you can upload? When were the floors last refinished? We had some hardwood issues, more related to a bad buff and coat with the polyurethane peeling, so first question is to make sure this is a mold issue versus some problem with the finish itself. Where in the Northeast do you...

Five Scoop

I'll echo the posters that love their Miele. Have a Miele Olympus and bought the Parquet Twister XL Smooth Floor Brush . The brush is really wide and shortens the time needed to vacuum the floors.

Five Scoop

livesoft wrote:
Five Scoop wrote:... he is financially irresponsible.

Well, at least we agree on that.

Thanks for taking my comments out of context!

Five Scoop

I mean, it's been 25 years and he's still practicing. That ought to tell you something. There are actually some doctors who love what they are doing and can't imagine a life without practicing medicine. It isn't everyone's goal to retire early. Your insinuation is that this physician is still pract...

Five Scoop

Fidelity has these types of accounts, as recommended by the previous poster. I have an FBO account with Fidelity with our 401k plan.

Five Scoop

I also have the Bose Quiet Comfort over ear headphones and they are great. They are comfortable and do a good job reducing noise.

Five Scoop

EmergDoc wrote:If you try to make a "compromise" portfolio you get the worst of all.

This statement intuitively does not make sense to me. You would get an average of the two portfolios. Could you elaborate on how averaging the two portfolios would be worst of all?

Five Scoop

Yes, you should notify the insurance. Usually, people know the answer to these types of questions when they ask them. There may be different rates for unoccupied properties but not notifying the insurance could be considered insurance fraud.

Five Scoop

It would be interesting and helpful to the community to see how your plan compares to others. This should be interesting! To the OP: When you make a post like this, I really think you ought to volunteer such information first. I have a self directed plan at work and can invest in any Fidelity fund....

Five Scoop

I agree with those that say to get a new Kindle. The Paperwhite versions are great for reading. The Kindle app is nice for use on an iPad if there are a lot of pictures in a book (some of my medical reference books have lots of color pictures). But, reading an actual book seems to be more enjoyable ...

Five Scoop

Swensen changed the percentages for REIT to 15% and emerging markets to 10%. This was in an article published in Yale Alumni Magazine in 2009.

See the sidebar in the article below.

http://yalealumnimagazine.com/articles/ ... ng-soundly

Five Scoop

My prediction then was $600. I stick with that. How is your track record with predictions? The only thing predictable about predictions is that the outcome is unpredictable. This quote about predictions is attributed to you (link provided) : "Guru predictions are not investment advice — they a...

Five Scoop

The OP should read this - it mentions that just because a hospital has a religous affiliation that it may not necessarily be exempt from offering COBRA.

https://www.infinisource.com/media/9157 ... 0Exception).pdf

Five Scoop

This is from the Department of Labor website: http://www.dol.gov/ebsa/faqs/faq-consumer-cobra.html "If you need further information on your rights under a private-sector plan, or about ERISA generally, contact the Employee Benefits Security Administration (EBSA) electronically at askebsa.dol.go...

Five Scoop

Did the OP have a realtor (buyer's agent)? If so, I would think they would liable to make sure an inspection was done.

Five Scoop

. Odd things can happen with these alerts. A friend ate at a restaurant and was paying the bill and got an alert for quite a different [larger] amount. He started having a "discussion" with the waiter about the discrepancy for what he signed for and the alert. It turned out that a family m...

Five Scoop

33x annual expenses allow you to withdrawal 3% per year and meet your annual expenses - this is thought to be a safe withdrawal rate.

Five Scoop

My Chase Freedom and Amex cards both send me text messages when any purchase is made. Could set up for email alerts also. You should have the option for these types of alerts if you sign in to your account online.

Five Scoop

I'm not trying to by coy, so those interested may want to look into an advisor such as Rick Ferri, as I recall, he charges about 1/4% of AUM. Rick Ferri's firm actually charges 0.37% up to 3 million dollars, then 0.2% for assets greater than 3 million dollars. A link below mentions this. http://por...

Five Scoop

This post is not meant to be snarky or critical. But, only on Bogleheads could we have a question about having an 11 year old read books about investing. I have a hard time believing that an 11 year old could grasp concepts about money and investing to the extent that it would be appropriate to endo...

Five Scoop

My one real question is how quickly ACH transfers from a checking account are handled. At TD Ameritrade, they show up the evening of the transfer, and are fully investable in IRAs the next day. In our brokerage account---margin is enabled, but never truly used---I can buy something and then transfe...

Five Scoop

6 plus is great. Seems big at 1st but really helpful to have the extra space on the screen. You get used to the size quickly.

Five Scoop

Well, the fund does get a lot of attention on the forum. The danger here is that a prominent poster such as Larry Swedroe wrote a piece about this fund a while ago. That, unfortunately, gives it credibility. Then there are threads about articles written by Asness to support the AQR funds and their i...

Five Scoop

Our business was with employee fiduciary. They did draw up a plan document but they weren't really able to maximize the owner contributions to the retirement plan. Went with a third party administrator that was able to allow the owners to maximize contributions each year. Enployee Fiduciary did basi...

Five Scoop

Why does your bond yield need to be a certain amount? If it is income to live off of, why not look at purchasing an SPIA for some guaranteed income?

Five Scoop

The Storm of War by Andrew Roberts. An excellent book covering World War II.

Five Scoop

[quote="wolingfeng" Keep in mind wifi extender will deliver weakened wifi speed, probably 50% of what your original speed delivers. [/quote] I have a wi-fi extender and get the same download speed that I get through my LAN line. So, I don't think it's a given that you will get significantl...

Five Scoop

If you scan the photo you shoulds scan it at whatever your scanner's highest resolution setting would be. Usually the choices are listed in dots per inch (dpi). Theb save it as a JPEG file but pick the best quality (least compression). You can then open the file on your computer and enlarge it to ge...

Five Scoop

I like this article and explanation by Merriman. He disagrees with Bogle.

http://paulmerriman.com/social-security-asset/

Five Scoop

Last night I watched one of the worst movies I have ever seen. Last Will, from 2011. It was streamed from Hulu. Despite a "star-studded" cast, it had a terrible script, plot, and acting.

http://m.imdb.com/title/tt1312222/

Five Scoop

Finished reading The Giant Jam Sandwhich, by John Vernon Lord. It's a children's book with colorful illustrations and verses that rhyme, but being able to read one of my childhood favorites to my daughter was so much fun!

Five Scoop

Rebalancing doesn't help your performance. Livesoft knows what he's talking about. That rebalancing increases investment return - (I am not aware of any studies that show that rebalancing increases expected returns - I would welcome participants to cite studies that show any consistent rebalancing ...

Five Scoop

Be careful if you end up sticking the money in banks. If large deposits near the FDIC maximum are made, it is almost guaranteed that someone in the bank will try to advise your friend that they can manage his investments. And, investment management by a bank is sure to have high costs. So, if one we...

Five Scoop

I wouldn't worry about separate vision insurance plans. If you have medical insurance, you are able to see an ophthalmologist for any medical conditions affecting your vision. Thus, medical checkups for your eyes are covered under medical insurance if you see an ophthalmologist.

Five Scoop

If one has enough backtesting data to support an investing scheme, they can publish a book. The problem is that you and the author have no idea if investing according to that scheme is going to work in the future. Neither you or the author will know, possibly for decades, if the strategy works going...

Search found 141 matches