Search found 613 matches

by Fieldsy1024
Tue Jan 10, 2017 5:41 pm
Forum: Investing - Theory, News & General
Topic: Hide Funds with 0 balance (after upgrade I cannot customize in Bal&Hold)
Replies: 2
Views: 190

Hide Funds with 0 balance (after upgrade I cannot customize in Bal&Hold)

Anyone find a way to hide the funds you are not in anymore AFTER the Roth IRA upgrade?
by Fieldsy1024
Tue Jan 10, 2017 7:22 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard account question regarding Balances and holdings view
Replies: 4
Views: 774

Re: Vanguard account question regarding Balances and holdings view

Hate to bump an old topic, but after the upgrade this doesn't hide the 0 balance funds....
Am I able to do this myself?
by Fieldsy1024
Sat Jan 07, 2017 7:04 am
Forum: Investing - Theory, News & General
Topic: How do I go about this? (selling VG fund and wanting to purchase shares of one VG fund I own and another is non VG fund)
Replies: 1
Views: 174

How do I go about this? (selling VG fund and wanting to purchase shares of one VG fund I own and another is non VG fund)

For my Roth Brokerage at VG.... Say I wanted to sell all my VG Int'l stock (Lets say $10,000), What steps would I have to do to move half into Total Stock and half in another stock that isn't a VG fund? I just don't feel like waiting a month to make one move if it only lets me do one now. Should I p...
by Fieldsy1024
Mon Dec 26, 2016 12:35 am
Forum: Personal Finance (Not Investing)
Topic: Am I being smart with this car purchase?
Replies: 58
Views: 4764

Re: Am I being smart with this car purchase?

If it doesn't hurt your savings, go for it!
by Fieldsy1024
Tue Dec 20, 2016 6:24 am
Forum: Investing - Theory, News & General
Topic: My company is offering a Roth Conversion from a 401k...
Replies: 11
Views: 1212

Re: My company is offering a Roth Conversion from a 401k...

Agree with Spirit Rider. There is no Roth IRA in your work plan. What they added was Roth 401k, not Roth IRA. That $18k you can contribute each year can go to traditional (tax-deferred) 401k or Roth 401k or a combination of the two. Now they have added the ability to do an in-plan Roth Rollover (IR...
by Fieldsy1024
Mon Dec 19, 2016 9:06 am
Forum: Investing - Theory, News & General
Topic: My company is offering a Roth Conversion from a 401k...
Replies: 11
Views: 1212

Re: My company is offering a Roth Conversion from a 401k...

Could your company possibly be offering a Roth 401k rather than a conversion? I don't see how they could offer a conversion. There are some companies who only offered traditional 401k and later offered Roth 401k. I am guessing that is what you are referring to? They have always had a 401k since I h...
by Fieldsy1024
Sun Dec 18, 2016 5:21 pm
Forum: Investing - Theory, News & General
Topic: My company is offering a Roth Conversion from a 401k...
Replies: 11
Views: 1212

Re: My company is offering a Roth Conversion from a 401k...

401k and IRA limits are separate. If you earn over a certain amount, and have a 401k at work, you might not be able to deduct IRA contributions, but can still make non-defuctible contributions, or Roth Contributions unless you earn even more. Assuming your income is not too high, you can contribute...
by Fieldsy1024
Sat Dec 17, 2016 6:55 am
Forum: Investing - Theory, News & General
Topic: My company is offering a Roth Conversion from a 401k...
Replies: 11
Views: 1212

My company is offering a Roth Conversion from a 401k...

I am guessing I know the answer, but I am asking to be sure. If I add any money into this, (lets say 2000), that takes away what I can add that year over at Vanguard? Basically two Roth's are ok, but it isn't about that, it is about the money limits right?

Thanks
by Fieldsy1024
Fri Dec 09, 2016 6:39 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 1653
Views: 886925

Re: The Three-Fund Portfolio

After Trump winning, does my Total Stock Admiral 70% Total Bond Index 15% Total Int'l 15% still look ok? This is my first election where I had a Roth IRA Thanks in advance Fieldsy Of course. You don't go running around changing asset allocations due to elections. I can't comment on whether or not t...
by Fieldsy1024
Wed Dec 07, 2016 5:35 pm
Forum: Investing - Theory, News & General
Topic: Why not have an Emergency Fund in your Roth...(for those who can't max out anyways)
Replies: 22
Views: 2232

Why not have an Emergency Fund in your Roth...(for those who can't max out anyways)

Just a thought. I was wondering about someone who makes very little, under 59.5, but tries to save. If you can take your contributions and put them into a Roth over an E-Fund, wouldn't that help with the earnings from compounding? I'm not talking about taking out your earnings.
by Fieldsy1024
Fri Nov 25, 2016 8:40 pm
Forum: Personal Finance (Not Investing)
Topic: Negotiating New Car Purchase
Replies: 34
Views: 3975

Re: Negotiating New Car Purchase

Email, let all who want to play the bidding game know the best price. The number usually drops pretty fast after the 1st or 2nd offer.
by Fieldsy1024
Fri Nov 25, 2016 1:18 pm
Forum: Investing - Theory, News & General
Topic: Brokerage Account at VG (terms needed to understand)
Replies: 12
Views: 1104

Re: Brokerage Account at VG (terms needed to understand)

Yes, you still aren't clarifying what the issue is. What exactly is the fund or asset class you want to buy? Unless you have some relatively exotic asset class that you want to own, you should be able to get what you want in the mutual fund version in a Vanguard Roth IRA. Then you don't have to wor...
by Fieldsy1024
Thu Nov 24, 2016 3:27 pm
Forum: Investing - Theory, News & General
Topic: Brokerage Account at VG (terms needed to understand)
Replies: 12
Views: 1104

Re: Brokerage Account at VG (terms needed to understand)

Perhaps you have an old Vanguard Mutual Fund account that has not been upgraded to a brokerage account yet, so you can only buy mutual funds in it instead of stocks/etfs? Is that what you mean? See this page about upgrading to a brokerage account if that is the case. https://investor.vanguard.com/i...
by Fieldsy1024
Thu Nov 24, 2016 2:32 pm
Forum: Investing - Theory, News & General
Topic: Brokerage Account at VG (terms needed to understand)
Replies: 12
Views: 1104

Re: Brokerage Account at VG (terms needed to understand)

What do you mean that the funds are not available in a Roth IRA? A Brokerage account can be in a Roth or Traditional IRA or a taxable account, and the same funds would be available to buy in each. The cost to purchase the funds would vary depending on where the account is located, ie, if at vanguar...
by Fieldsy1024
Thu Nov 24, 2016 1:00 pm
Forum: Investing - Theory, News & General
Topic: Brokerage Account at VG (terms needed to understand)
Replies: 12
Views: 1104

Brokerage Account at VG (terms needed to understand)

Hello, I was curious in opening a Brokerage Account at VG to purchase some funds that are not available in a Roth IRA. I am just confused about the Market, Limit, Stop Limit, GTC etc.... I didn't put in much money at all just in case it isn't for me. I basically wanted to purchase a fund, and add to...
by Fieldsy1024
Wed Nov 23, 2016 4:38 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 1653
Views: 886925

Re: The Three-Fund Portfolio

Honestly, even though 15% is still a bit agressive, I'd still give Bonds a shot for a while and see why so many people like them. Since I bought bonds, it dropped about 80 bucks.
by Fieldsy1024
Wed Nov 09, 2016 11:15 am
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 1653
Views: 886925

Re: The Three-Fund Portfolio

After [the elections --admin LadyGeek] , does my Total Stock Admiral 70% Total Bond Index 15% Total Int'l 15% still look ok? This is my first election where I had a Roth IRA Thanks in advance Fieldsy Of course. You don't go running around changing asset allocations due to elections. I can't comment...
by Fieldsy1024
Wed Nov 09, 2016 9:20 am
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 1653
Views: 886925

Re: The Three-Fund Portfolio

After [the elections --admin LadyGeek], does my
Total Stock Admiral 70%
Total Bond Index 15%
Total Int'l 15%

still look ok? This is my first election where I had a Roth IRA

Thanks in advance



Fieldsy
by Fieldsy1024
Mon Nov 07, 2016 7:09 am
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 1653
Views: 886925

Re: The Three-Fund Portfolio

CABob wrote:
Fieldsy1024 wrote:Tired of experimenting, sticking with this 3 fund. 75% Stock, 15% Bond, 15% Int'l Stock

105% ought to do well.
:twisted:


Rats, I meant 70%
by Fieldsy1024
Sun Nov 06, 2016 1:10 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 1653
Views: 886925

Re: The Three-Fund Portfolio

Tired of experimenting, sticking with this 3 fund. 75% Stock, 15% Bond, 15% Int'l Stock
by Fieldsy1024
Mon Oct 31, 2016 10:35 am
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 1653
Views: 886925

Re: The Three-Fund Portfolio

I am at 80% VTSAX Total Stock Admiral and 20% Total Int'l Inv.

I am 32, but every couple of years I will slowly start the Bond process.
by Fieldsy1024
Thu Oct 06, 2016 6:40 pm
Forum: Personal Finance (Not Investing)
Topic: 30 yr mortgage, but pay like a 15 yr?
Replies: 55
Views: 6047

Re: 30 yr mortgage, but pay like a 15 yr?

30 years unless you put down a lot of money 20-30% and are very secure.

I am 30 years, and pay extra Principal I do it. Crap happens in life and building more of a safety net.
by Fieldsy1024
Wed Oct 05, 2016 6:22 pm
Forum: Investing - Theory, News & General
Topic: Brokerage Account at VG
Replies: 7
Views: 721

Re: Brokerage Account at VG

I tried selling my one brokerage fund into my settlement fund (where i can add to my bank) but it doesn't go through
by Fieldsy1024
Wed Oct 05, 2016 5:31 pm
Forum: Investing - Theory, News & General
Topic: Brokerage Account at VG
Replies: 7
Views: 721

Re: Brokerage Account at VG

I'm just asking questions.

If I put 1,000 in a Brokerage Account and say I want to pull out at 1200, can I just transfer back to my bank?

What times or how often can I buy/trade/exchange/withdraw funds/money?
by Fieldsy1024
Wed Oct 05, 2016 2:36 pm
Forum: Investing - Theory, News & General
Topic: Brokerage Account at VG
Replies: 7
Views: 721

Brokerage Account at VG

Hello, I was just wondering how(if) I can take my money out of this account. I am also wondering how to transfer one fund to buy the other fund within the same account. I am wondering that if I sell some from my Roth IRA, will I get hit with the 10% if it is my money (not earnings/interest). Any oth...
by Fieldsy1024
Tue Sep 27, 2016 11:22 pm
Forum: Investing - Theory, News & General
Topic: What stocks can I buy when it comes to Marijuana?
Replies: 49
Views: 4929

What stocks can I buy when it comes to Marijuana?

I am just curious is VG has any of their own funds. If not, is it possible?
by Fieldsy1024
Thu Sep 01, 2016 12:10 am
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 1275
Views: 205441

Re: What are you up YTD? [Year To Date]

How can I check my number for this?

Thanks
by Fieldsy1024
Wed Aug 31, 2016 10:19 am
Forum: Investing - Theory, News & General
Topic: How do you organize your finances? Do you use Mint.com?
Replies: 86
Views: 10650

Re: How do you organize your finances? Do you use Mint.com?

I think the "hacker" risk in Mint has more to do with them getting your logins and personal info and stealing your identity more than a virus making its way to your computer. There is zero risk of that happening. Yeah I am just wondering. I just love how easy to use it is, but I don't min...
by Fieldsy1024
Wed Aug 31, 2016 10:12 am
Forum: Personal Finance (Not Investing)
Topic: Anyone regret paying off mortgage early?
Replies: 348
Views: 66668

Re: Anyone regret paying off mortgage early?

I was paying an extra 300-400 a month on my home, but I started reading and learning about investing. I couldn't believe that my money would be better off elsewhere (Vanguard, extra in 401k). I am at 3.25% for my mortgage. I see it as if the market is just moving along on average above that number, ...
by Fieldsy1024
Wed Aug 31, 2016 10:06 am
Forum: Investing - Theory, News & General
Topic: How do you organize your finances? Do you use Mint.com?
Replies: 86
Views: 10650

Re: How do you organize your finances? Do you use Mint.com?

For those of you who do it with simple pen and pad, how do you go about it? How often do you update it? What kind of accounts do you include? For example, my house worth on Mint.com changes from time to time. I don't really look at it much since it probably is just a ballpark figure. I think Excel u...
by Fieldsy1024
Wed Aug 24, 2016 1:05 am
Forum: Investing - Theory, News & General
Topic: This is why a 100% stock allocation is a bad idea
Replies: 68
Views: 9138

Re: This is why a 100% stock allocation is a bad idea

During the crisis there were people on here with an equity:bond split who sold when they were down, because they decided their allocation had been too aggressive, and they would rather sell at a low than risk being further down. Well one in particular that I remember. And I would say most posters c...
by Fieldsy1024
Tue Aug 23, 2016 11:43 pm
Forum: Investing - Theory, News & General
Topic: Are there other reasons besides volatility to avoid 100% equities?
Replies: 115
Views: 8153

Re: Are there other reasons besides volatility to avoid 100% equities?

I simply invest in 100% stocks, because I don't see a huge difference if I had 15% in Bonds. After 10 years, maybe I might add some bonds to my portfolio. I am completely content if a bear market starts to happen and last for years.
by Fieldsy1024
Mon Aug 22, 2016 8:30 am
Forum: Investing - Theory, News & General
Topic: This is why a 100% stock allocation is a bad idea
Replies: 68
Views: 9138

Re: This is why a 100% stock allocation is a bad idea

Seems more like a lesson why it's a bad idea to borrow from your 401k. +1 Even a young investor like myself knows that if you go 100% stock, you better have a nice emergency fund. I'm 100% into stocks and whatever happens, happens. I live my life taking risks on everything. Sometimes it doesn't pla...
by Fieldsy1024
Sat Aug 20, 2016 12:03 pm
Forum: Investing - Theory, News & General
Topic: This is why a 100% stock allocation is a bad idea
Replies: 68
Views: 9138

Re: This is why a 100% stock allocation is a bad idea

Seems more like a lesson why it's a bad idea to borrow from your 401k. +1 Even a young investor like myself knows that if you go 100% stock, you better have a nice emergency fund. I'm 100% into stocks and whatever happens, happens. I live my life taking risks on everything. Sometimes it doesn't pla...
by Fieldsy1024
Wed Aug 10, 2016 12:32 am
Forum: Personal Consumer Issues
Topic: Do you have a handyman?
Replies: 32
Views: 3153

Re: Do you have a handyman?

I'm good at laying some pipe....that qualify?
by Fieldsy1024
Tue Aug 09, 2016 11:19 pm
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 86
Views: 13441

Re: Better than amazon??

Looks like I am the only one who has stopped buying from Amazon after NYT's article on how disgusting their policies are. That article proved that Amazon is nothing more than a glorified Walmart. Sit tight, it's gonna get better. Walmart is buying Jet. :? http://news.walmart.com/2016/08/08/walmart-...
by Fieldsy1024
Tue Aug 09, 2016 8:45 pm
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 86
Views: 13441

Re: Better than amazon??

Looks like I am the only one who has stopped buying from Amazon after NYT's article on how disgusting their policies are. That article proved that Amazon is nothing more than a glorified Walmart. Sit tight, it's gonna get better. Walmart is buying Jet. :? http://news.walmart.com/2016/08/08/walmart-...
by Fieldsy1024
Tue Aug 09, 2016 6:28 pm
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 86
Views: 13441

Re: Yup

Amazon has 10 times more items. I'd rather stick to using just one site than checking 5 different sites. Bingo! I don't even care about Amazon charging sales tax. For me, convenience is what I seek. Well then, Amazon has you right where they want you - and they probably deserve that loyalty to some...
by Fieldsy1024
Mon Aug 08, 2016 6:32 pm
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 86
Views: 13441

Re: Better than amazon??

I find that amazon's prices beat others a majority of the time, plus I save time, gas, and 5% with their credit card. 2 day shipping as well as credits for delayed shipping for items I don't care much about. Im getting 5% for Amazon buys 3% for gas, drug stores, restaurants, etc 1% anything else :s...
by Fieldsy1024
Wed Aug 03, 2016 8:29 am
Forum: Investing - Theory, News & General
Topic: How can markets keep going up ?
Replies: 131
Views: 10345

Re: How can markets keep going up ?

How can the markets not stagnate permanently if they become overvalued. Like the Dow is at 18,530 now. Well on Sept 1, 2007 it was at 13,895. So what if they said then that it was overvalued. How could the Dow ever continue up. Since the trend is that the stock market continues to rise over time do...
by Fieldsy1024
Mon Jul 25, 2016 6:14 pm
Forum: Personal Finance (Not Investing)
Topic: Equity Disbursement?
Replies: 4
Views: 4468

Re: Equity Disbursement?

Image
by Fieldsy1024
Mon Jul 25, 2016 4:16 pm
Forum: Personal Finance (Not Investing)
Topic: Equity Disbursement?
Replies: 4
Views: 4468

Equity Disbursement?

The Lender's I refinanced my mortgage a couple years ago have sent me a letter saying I was eligible for 11,330.70 through my FHA loan. I tried to read up on this, but I figured a lot of smart people are on this forum :)

I have no clue what it is.
by Fieldsy1024
Sun Jul 24, 2016 1:27 pm
Forum: Personal Consumer Issues
Topic: Visiting Acadia National Park - Tips?
Replies: 22
Views: 1700

Re: Visiting Acadia National Park - Tips?

Caddy Mountain at sunrise!!!!

I have a bunch of pics from various areas, I can send them to you of you want. I love Maine so much.
by Fieldsy1024
Sun Jul 24, 2016 9:07 am
Forum: Personal Consumer Issues
Topic: Tires for Honda Civic
Replies: 39
Views: 2794

Re: Tires for Honda Civic

I go to a place in Delaware (forget the name, but tax free). Anyways, tires on a car is one of the things I get top of the line, or close to it. My life is worth more than saving a few bucks if your tires are awful in rain, snow, traction, etc. Plus it makes the ride much much smoother. For a Civic,...
by Fieldsy1024
Tue Jul 19, 2016 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: Used car buying tips
Replies: 13
Views: 1378

Re: Used car buying tips

Don't unless its under 3 years old.
by Fieldsy1024
Mon Jul 18, 2016 7:47 am
Forum: Personal Consumer Issues
Topic: Electric Bills Killing Me from AC. Need Advice. [Air Conditioner]
Replies: 81
Views: 6917

Re: Electric Bills Killing Me from AC. Need Advice. [Air Conditioner]

I didn't read about half of this thread, but my old apartment had the worst unit. A guy I work with had a similar issue. He bought one of those floor fans you can angle that has high power. Then he got a big bowl of ice cubes to put right under it, aimed the fan 45 degrees toward the area you hang o...
by Fieldsy1024
Sun Jul 17, 2016 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: Real career path for a 23 yr old with no college degree
Replies: 50
Views: 5630

Re: Real career path for a 23 yr old with no college degree

Being personable is a good skill, but I don't think it's enough to build a career on. Virtually any white collar job, including sales, is going to require a college degree. I can't speak for other areas of the country, but this simply isn't true around here. My wife is only one example of a success...
by Fieldsy1024
Sat Jul 16, 2016 10:11 pm
Forum: Personal Consumer Issues
Topic: What kind of car do Bogleheads like to drive?
Replies: 168
Views: 13295

Re: What kind of car do Bogleheads like to drive?

One where you won't have any car payments.

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