Search found 415 matches

by Fieldsy1024
Sun May 01, 2016 9:52 am
Forum: Personal Consumer Issues
Topic: I cannot stop buying... [Investing/Personal Finance Books]
Replies: 23
Views: 2517

Re: I cannot stop buying...

Investing/Personal Finance Books Am I the only one? As far as hobbies go, this one is pretty cheap. Also if you learn one little thing from each book it's paying for itself. Out of curiosity which ones have you found to be the most valuable? Mainly what books this forum recommends. The least was Th...
by Fieldsy1024
Sun May 01, 2016 8:57 am
Forum: Personal Consumer Issues
Topic: I cannot stop buying... [Investing/Personal Finance Books]
Replies: 23
Views: 2517

Re: I cannot stop buying...

Investing/Personal Finance Books Am I the only one? As far as hobbies go, this one is pretty cheap. Also if you learn one little thing from each book it's paying for itself. Out of curiosity which ones have you found to be the most valuable? Mainly what books this forum recommends. The least was Th...
by Fieldsy1024
Sun May 01, 2016 7:38 am
Forum: Personal Consumer Issues
Topic: I cannot stop buying... [Investing/Personal Finance Books]
Replies: 23
Views: 2517

Re: I cannot stop buying...

Are you reading all those books because you enjoy the experience, or are you trying to educate yourself? Do you see them as objects that give pleasure, or utilitarian tools? Do you enjoy collecting those books? If personal finance books are your favorite genre, then go for it. Some like science fic...
by Fieldsy1024
Sun May 01, 2016 7:11 am
Forum: Personal Consumer Issues
Topic: I cannot stop buying... [Investing/Personal Finance Books]
Replies: 23
Views: 2517

Re: I cannot stop buying...

I buy 95% of the books for .01 cent on Amazon, which come looking brand new. Add the shipping and it is 4 bucks or less. I am shacked up in my home with a broken arm, so basically its the majority I spend on. I'm one who isn't frugal when it comes to weekends, but I cut down a lot by just going out ...
by Fieldsy1024
Sat Apr 30, 2016 8:03 pm
Forum: Personal Consumer Issues
Topic: I cannot stop buying... [Investing/Personal Finance Books]
Replies: 23
Views: 2517

I cannot stop buying... [Investing/Personal Finance Books]

Investing/Personal Finance Books

Am I the only one?
by Fieldsy1024
Fri Apr 29, 2016 7:17 pm
Forum: Personal Finance (Not Investing)
Topic: Well Done Ally Bank - CD purchase
Replies: 47
Views: 6850

Re: Well Done Ally Bank - CD purchase

Had Ally savings ever since ING Direct turned to CAP360 and loved it.

A month ago I joined their interest checking :)

Love Ally
by Fieldsy1024
Fri Apr 29, 2016 4:05 pm
Forum: Personal Finance (Not Investing)
Topic: Degree, College and Career
Replies: 20
Views: 1546

Re: Degree, College and Career

I went to school, had great grades but didn't know what I truly wanted to do. I got lucky getting into Boeing and worked my way up to Inspecting the Osprey and Chinook before test flight. I'm happy I have a job that while it wasn't my choice, I take great pride in.
by Fieldsy1024
Fri Apr 29, 2016 3:41 pm
Forum: Personal Consumer Issues
Topic: Buying a New Car...Is it Unwise?
Replies: 44
Views: 2644

Re: Buying a New Car...Is it Unwise?

If you buy a good car and keep it 7+ years I feel like it is not a waste, but a huge peace of mind.
by Fieldsy1024
Thu Apr 28, 2016 11:07 am
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 617
Views: 98378

Re: Boglehead Beer

Go to Beer: Einstok White Ale

I love Wits, White's, etc.

Also Modelo

Beer is something I am not frugal about.
by Fieldsy1024
Wed Apr 27, 2016 8:18 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 193
Views: 8760

Re: Soapbox (car safety features)

So answer me this. Why on a site where people will beat to death the debate of Keurig K-Cup being a waste of $.0314159 per cup over using a regular drip coffee maker, that those same people so eagerly jump to spend an additional $5k, $10k, $20k+ on these new auto safety features, even though they'v...
by Fieldsy1024
Wed Apr 27, 2016 8:15 pm
Forum: Personal Consumer Issues
Topic: Buy used or new? Which of these small SUVs are best for families?
Replies: 36
Views: 1923

Re: Buy used or new? Which of these small SUVs are best for families?

I loved test driving the CX-5

IMO, you are going to pay for the Honda name (which it is a good company, but Mazda is flexible when haggling and is a smooth ride.

Not a fan of Suburu. I just think they are ugly.
by Fieldsy1024
Mon Apr 25, 2016 1:18 pm
Forum: Personal Consumer Issues
Topic: I'm Addicted [to investing and personal finance]
Replies: 64
Views: 8308

Re: I'm Addicted

pennstater2005 wrote:Asking for advice about addiction from a group of addicts seems wrong :wink:


:sharebeer
by Fieldsy1024
Sun Apr 24, 2016 1:47 pm
Forum: Personal Consumer Issues
Topic: How many "subscriptions" do you have?
Replies: 45
Views: 2645

Re: How many "subscriptions" do you have?

Amazon Prime 10% off this year
Cell Phones 25% off total bill
Cable
Internet
Money Magazine. 4 years for 20 bucks.
Free BJ's card
by Fieldsy1024
Sun Apr 24, 2016 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone regret paying off mortgage early?
Replies: 333
Views: 52440

Re: Anyone regret paying off mortgage early?

Maybe pay it down to where you can get rid of PMI? What is it 78-80% has to be left on your mortgage to have it dropped?
by Fieldsy1024
Sun Apr 24, 2016 12:21 pm
Forum: Personal Consumer Issues
Topic: Who else hates choosing a car?
Replies: 122
Views: 15281

Re: Who else hates choosing a car?

Make a list of what is most important to you.
speed?
fuel mpg?
comfort?
size?
good review history?
safety?

Find 5-6 cars that fit what youd like. Compare them to the final 2-3. etc
by Fieldsy1024
Sun Apr 24, 2016 12:16 pm
Forum: Personal Consumer Issues
Topic: Took the Plunge, Bought an Accord Hybrid
Replies: 54
Views: 8332

Re: Took the Plunge, Bought an Accord Hybrid

Louis Winthorpe III wrote:
sambb wrote:
I was driven in a camry hybrid recently for an urban trip via stoplights and traffic. The car got >70 mpg.


That's great. Far, far in excess of what the manufacturer claims.


That is something that has my ear. Damn.
by Fieldsy1024
Sun Apr 24, 2016 12:14 pm
Forum: Personal Consumer Issues
Topic: Took the Plunge, Bought an Accord Hybrid
Replies: 54
Views: 8332

Re: Took the Plunge, Bought an Accord Hybrid

My 2012 Skyactiv engine gets about 39-42 hwy, and 26 in town.

I am curious about hybrids, going to wait till my next new car in 2020 to compare it to my biased opinion of my Mazda lol.

Keep us posted and congrats
by Fieldsy1024
Sun Apr 24, 2016 9:40 am
Forum: Personal Consumer Issues
Topic: Any stay at home parents regret the decision?
Replies: 100
Views: 9094

Re: Any stay at home parents regret the decision?

My mom was a SAHP and I could tell it was not easy on her. She also had Crohn's. My 2 siblings (older bro, younger sis) were a pain in the butt. I'm not trying to say I was a golden child, but I'd do everything asked of me and never gave her a rough time. She always said I was the only good thing in...
by Fieldsy1024
Sat Apr 23, 2016 5:46 am
Forum: Personal Consumer Issues
Topic: Any books really change your outlook on life?
Replies: 205
Views: 29707

Re: Any books really change your outlook on life?

Since I lost 230lbs I will say "The Compound Effect". I knew already the way to success for finding success in what you want. You can't give up after X amount of days if you don't see results. It didn't change my life, but would be a great beginner book to money, goals, etc. "I Will T...
by Fieldsy1024
Thu Apr 21, 2016 7:23 am
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 65
Views: 8314

Re: Better than amazon??

FWIW,

I know a mother and son who work at Amazon. He is in the warehouse and she works in customer service. I had them listen to that radio interview and just thought it was either bs or a joke.

Just two peoples opinions who work at Amazon. I'm just the messenger.
by Fieldsy1024
Wed Apr 20, 2016 3:18 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 820
Views: 126116

Re: What are you up YTD? [Year To Date]

How or what am I looking for?

In my Roth I have ytd....
3.30%
3.47%
3.84%
3.12%


My 401k 1/1/16
2016 0.9%
Jan:-7.6% Feb:0.9% Mar:6.2% n/a n/a n/a n/a n/a n/a n/a n/a n/a
-1.0% n/a n/a n/a
Q1 Q2 Q3 Q4
Your cumulative personal rate-of-return during this period: 0.9%. (Annualized: n/a)
by Fieldsy1024
Wed Apr 20, 2016 12:46 pm
Forum: Personal Consumer Issues
Topic: Want to buy a home safe - advice?
Replies: 36
Views: 2961

Re: Want to buy a home safe - advice?

I just got this one

http://smile.amazon.com/Honeywell-Model ... ge_o06_s01

So far so good. With added stuff its in a tough tight area that is hidden.
by Fieldsy1024
Wed Apr 20, 2016 12:30 pm
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 65
Views: 8314

Re: Better than amazon??

Netflix used to have every damn movie/show. Now it doesn't have much and doubled/tripled the cost. I used to love Netflix. 3 at a time for 9 bucks/month......
by Fieldsy1024
Tue Apr 19, 2016 5:46 pm
Forum: Investing - Theory, News & General
Topic: Stock picking services
Replies: 39
Views: 2163

Re: Stock picking services

Goodluck. I rolled the dice before I got into the 3 fund. I lucked out.
by Fieldsy1024
Tue Apr 19, 2016 2:00 pm
Forum: Investing - Theory, News & General
Topic: If more and more people have similar portfolios as you, does it help, hurt, or have no change in making more money?
Replies: 4
Views: 442

If more and more people have similar portfolios as you, does it help, hurt, or have no change in making more money?

If more and more people have similar portfolios as you, does it help, hurt, or have no change in making more money?

Sorry if this is a stupid question, thanks
by Fieldsy1024
Tue Apr 19, 2016 1:15 pm
Forum: Investing - Theory, News & General
Topic: What are Pros and Cons to the "Four Hour Workweek?"
Replies: 99
Views: 10395

Re: What are Pros and Cons to the "Four Hour Workweek?"

My father was a CPA with his own practice in as small town so I knew many businessmen growing up. Some made a great deal of money and some barely survived. Between my father's business and the Army Reserve, he came home to eat and sleep. His successful clients were working more than 60 hours a week...
by Fieldsy1024
Tue Apr 19, 2016 1:03 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 193
Views: 8760

Re: Soapbox (car safety features)

When it matters-when you are making a lane change-can you turn your head and look? If you can do this-why should such a feature be mandatory? Actually you don't always have time. Just the other day in town a semi started coming over into my lane. My escape route was the center lane but because ther...
by Fieldsy1024
Mon Apr 18, 2016 6:41 pm
Forum: Personal Consumer Issues
Topic: Advice on servicing/doing cosmetic work on a newish car?
Replies: 14
Views: 989

Re: Advice on servicing/doing cosmetic work on a newish car?

Dont get cheap tires, brakes

get your oil changed when called for

check fluids/air filter

and drive it like you stole it 8-)
by Fieldsy1024
Mon Apr 18, 2016 6:33 pm
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 65
Views: 8314

Re: Better than amazon??

I've pretty much stopped shopping at Amazon since they've raised the free shipping minimum to $50. Also they continue to do nothing about the blatant sponsored reviews "I received this product at a discount in exchange for my honest and unbiased review." Those reviews have ruined research...
by Fieldsy1024
Mon Apr 18, 2016 6:32 pm
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 65
Views: 8314

Re: Better than amazon??

I find that amazon's prices beat others a majority of the time, plus I save time, gas, and 5% with their credit card. 2 day shipping as well as credits for delayed shipping for items I don't care much about. Im getting 5% for Amazon buys 3% for gas, drug stores, restaurants, etc 1% anything else :s...
by Fieldsy1024
Mon Apr 18, 2016 6:34 am
Forum: Personal Finance (Not Investing)
Topic: mortgage pre payment, why?
Replies: 101
Views: 10030

Re: mortgage pre payment, why?

I get the "huge weight off my shoulders feel". My int rate is 3.25% I made the mistake by putting very little money down. I used to pay extra principal until learning that investing that extra money is a better idea. Our home is only 12% paid off, so I am paying an extra 170ish monthly for...
by Fieldsy1024
Mon Apr 18, 2016 6:22 am
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 65
Views: 8314

Re: Better than amazon??

Will do good wrote:Amazon prices seems to getting higher and higher these past years. I started to compare shop with other online store and few time got a better prices.
I used jet.com and plan to use them more. I didn't renew their $99 next day shipping, it's getting expensive.

I got mine for $89 by haggling.
by Fieldsy1024
Mon Apr 18, 2016 6:16 am
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 65
Views: 8314

Re: Better than amazon??

Amazon addict here. If you can, buy used. They have very very cheap prices. I usually get books for 1 cent (plus 3.99 of course) when used. A lot of times I can get new items from other sellers that are cheaper. Amazon backs them often, so if you have any issue, you can return it for free or keep it...
by Fieldsy1024
Sat Apr 16, 2016 12:26 pm
Forum: Personal Consumer Issues
Topic: Coin Collecting (will coins increase or decrease in value?)
Replies: 36
Views: 2934

Coin Collecting (will coins increase or decrease in value?)

Like my other thread about baseball cards dying in value, will coins be that way you think? My dad gave my sister and I a huge old coin collection that his grandfather started. I have coins as old as the upper 1800's from several countries. I have about 30lbs worth of various coins and wonder if we ...
by Fieldsy1024
Sat Apr 16, 2016 7:06 am
Forum: Personal Finance (Not Investing)
Topic: I don't have anyone else to brag about this to [debt free]
Replies: 77
Views: 7575

Re: I don't have anyone else to brag about this to [debt free]

We have no kids by choice, but if we change our minds, adoption all the way. So many kids need good homes.
by Fieldsy1024
Sat Apr 16, 2016 7:03 am
Forum: Personal Finance (Not Investing)
Topic: I don't have anyone else to brag about this to [debt free]
Replies: 77
Views: 7575

Re: I don't have anyone else to brag about this to [debt free]

:sharebeer I'm in the same boat. I can't talk finance with anyone but my wife and dad. Congrats!!!!
by Fieldsy1024
Fri Apr 15, 2016 5:56 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 193
Views: 8760

Re: Soapbox (car safety features)

I'm hoping the next Mazda3 I buy in 4 years doesn't have all this
by Fieldsy1024
Fri Apr 15, 2016 1:57 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 193
Views: 8760

Re: Soapbox (car safety features)

all this money going into these pointless features irks me, because it is going to jack up car prices Not to mention you have almost zero chance of being able to fix it yourself OR it lasting more than a few years. Won't be long before cars are as disposable as the smartphones their drivers are tex...
by Fieldsy1024
Fri Apr 15, 2016 12:47 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 193
Views: 8760

Re: Soapbox (car safety features)

all this money going into these pointless features irks me, because it is going to jack up car prices
by Fieldsy1024
Thu Apr 14, 2016 4:27 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 193
Views: 8760

Re: Soapbox (car safety features)

lol, all these features are crazy. How about being a good driver and pay attention?
by Fieldsy1024
Wed Apr 13, 2016 5:59 am
Forum: Personal Finance (Not Investing)
Topic: How do you find more satisfaction while living below your means?
Replies: 52
Views: 4054

Re: How do you find more satisfaction while living below your means?

When/if I can retire 10 years before my friends I will love it
by Fieldsy1024
Wed Apr 13, 2016 5:50 am
Forum: Personal Consumer Issues
Topic: Haggling for used car?
Replies: 13
Views: 1571

Re: Haggling for used car?

Haggle your butt off. it is a chess match.
by Fieldsy1024
Wed Apr 13, 2016 5:48 am
Forum: Personal Consumer Issues
Topic: One finance/investing book you heard great things but wasn't your cup of tea.
Replies: 29
Views: 2271

Re: One finance/investing book you heard great things but wasn't your cup of tea.

JoinToday wrote:
Fieldsy1024 wrote:....... Right now I am reading The Four Pillars ....


The Four Pillars of Investing is one of the basic, fundamental texts; required reading for new investors, in my opinion. The history of stock markets should be required reading; Bernstein does it the best.


Cool, thank you for your input.
by Fieldsy1024
Tue Apr 12, 2016 7:41 am
Forum: Personal Consumer Issues
Topic: If you could retire anywhere, regardless of healthcare, etc.
Replies: 118
Views: 10213

Re: If you could retire anywhere, regardless of healthcare, etc.

A remote cabin house near a beach. Far away from people.
by Fieldsy1024
Tue Apr 12, 2016 6:07 am
Forum: Personal Consumer Issues
Topic: One finance/investing book you heard great things but wasn't your cup of tea.
Replies: 29
Views: 2271

Re: One finance/investing book you heard great things but wasn't your cup of tea.

Another vote for "Millionaire Next Door". As someone with some understanding of sociological research I found their methods thin and their analysis flimsy. Some interesting demographic data which could have made a good paper, but not nearly enough insight to stretch to book length. Many s...
by Fieldsy1024
Tue Apr 12, 2016 6:05 am
Forum: Personal Consumer Issues
Topic: One finance/investing book you heard great things but wasn't your cup of tea.
Replies: 29
Views: 2271

Re: One finance/investing book you heard great things but wasn't your cup of tea.

I honestly like very easy books to read that covers everything without going to deep. I guess I am a type of person who wants to learn ALL the basics. Right now I am reading The Four Pillars, Compound Effect, BH's guide to investing. I like to just flip around with these books. Should I read any fro...
by Fieldsy1024
Mon Apr 11, 2016 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: Saving for a down payment on a house
Replies: 7
Views: 1246

Re: Saving for a down payment on a house

ugh, I had a feeling the Ally person was wrong.
by Fieldsy1024
Mon Apr 11, 2016 10:31 am
Forum: Forum Issues and Administration
Topic: I make my avatar as small as possible...still no luck...help?...also
Replies: 10
Views: 633

Re: I make my avatar as small as possible...still no luck...help?...also

Oicuryy wrote:Resized with IrfanView.

Image

Ron


works! :)
I know how to resize pixels w/h but the 8kib confused me. I will be putting in a donation shortly :)


thanks all
by Fieldsy1024
Mon Apr 11, 2016 7:36 am
Forum: Personal Consumer Issues
Topic: Best month to sell/buy a home?
Replies: 17
Views: 1747

Re: Best month to sell/buy a home?

good ideas!
Location is a big factor. I like the kid/school tip too

thanks

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