Search found 490 matches

by FB01
Wed Jan 03, 2018 10:06 am
Forum: Personal Consumer Issues
Topic: Iphone SE : If i buy now..how long will Apple support
Replies: 6
Views: 638

Iphone SE : If i buy now..how long will Apple support

Hi,

As Apple does not support older models, if I buy the Iphone SE now...any idea how long will Apple Support or should I buy Iphone 6 or 7?

Do not want to spend much on the iphone.

-FB
by FB01
Mon Jan 01, 2018 12:06 am
Forum: Personal Consumer Issues
Topic: Long Term House—Any Regrets on things you didn’t do?
Replies: 48
Views: 5828

Re: Long Term House—Any Regrets on things you didn’t do?

Our house is 18 years old. We updated the kitchen after about 10 years with custom cabinets, six burner premium gas stove, venting the exhaust to the outside, getting a slightly larger island. Love the new kitchen. So much easier to cook. If you are thinking of updating the kitchen and like to cook...
by FB01
Sun Dec 31, 2017 10:23 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 156
Views: 18013

Re: TurboTax Prices

Costco usually has a similar price but only for the disks. Computers rarely come with optical drives anymore. So I wonder who is buying all those disks. One can get an external CD drive for those computers w/o optical drives. I have not used a CD in a long time, but a lot of people still prefer CDs...
by FB01
Sat Dec 30, 2017 11:30 pm
Forum: Personal Finance (Not Investing)
Topic: Question on Mortgage Interest deduction under Trump Tax
Replies: 13
Views: 1971

Question on Mortgage Interest deduction under Trump Tax

Hi, For property tax, the limit is has been decided to 10K. That means if my property tax is 15K, I can claim deduction for only 10K, I am not sure if there is any limit on Mortgage interest. My mortgage interest comes around 18-20K. Is there any limit for me to claim deduction when I do my itemized...
by FB01
Thu Dec 28, 2017 10:38 am
Forum: Personal Consumer Issues
Topic: Crater Lake trip from Bay area in June
Replies: 21
Views: 1403

Re: Crater Lake trip from Bay area in June

if you are going to get out to Wizard Island, make sure you pre-purchase your tickets for the boat ride— typically in summer, they get sold out a few days in advance— that early shouldn’t be a problem but you wouldn’t want to miss out. the back way from K Falls to Crater is not the superhighway tha...
by FB01
Wed Dec 27, 2017 10:06 pm
Forum: Personal Consumer Issues
Topic: Crater Lake trip from Bay area in June
Replies: 21
Views: 1403

Re: Crater Lake trip from Bay area in June

RudyS wrote:
Wed Dec 27, 2017 9:55 pm
If you can add a day or so, be sure to visit the State and National Redwood Parks in California (near Eureka).
Anything unique or specific to see here? If you can elaborate?
by FB01
Wed Dec 27, 2017 9:52 pm
Forum: Personal Consumer Issues
Topic: Crater Lake trip from Bay area in June
Replies: 21
Views: 1403

Re: Crater Lake trip from Bay area in June

As for Crater Lake. When exactly in June? Crater Lake is at 6000 to 7000 feet, so it's not really going to be summer yet, and very likely there will still be a bit of snow on the ground, and you could get more snow if you are there early enough. And it could be very cold at night. Also, where do yo...
by FB01
Wed Dec 27, 2017 9:25 pm
Forum: Personal Consumer Issues
Topic: Crater Lake trip from Bay area in June
Replies: 21
Views: 1403

Crater Lake trip from Bay area in June

Hi, I am planning Crater Lake Trip in June from Bay are with 2 kids (6 and 9). Below is the plan from Bay area to Crater Lake ..any thing I can add Day 1 - Drive from Bay area and stay somewhere in Klamath Falls Day 2 - From Klamath Falls, drive Lava beds National monument and Fern Cave (if time per...
by FB01
Wed Dec 27, 2017 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: Can I pay half installment of my Property tax?
Replies: 3
Views: 273

Can I pay half installment of my Property tax?

Hi, Just curious with the below scenario with Trump Tax E.g My annual Property Tax is 14000. I receive 2 installments of 7000 each in October, 2018. Now I will pay my first installment of 7000 in October. Now the 2nd installment check is also for 7000. As the limit is for 10K maximum deduction on pr...
by FB01
Wed Dec 27, 2017 2:29 pm
Forum: Personal Consumer Issues
Topic: Regarding Chase Freedom Q1 categories
Replies: 7
Views: 850

Regarding Chase Freedom Q1 categories

Hi, Chase has included below for Q1 for 5% Chase Pay, Android Pay, Apple Pay, Samsung Pay includes purchases made using your Freedom card with your Chase Pay, Apple Pay, Samsung Pay, or Android Pay digital wallet during check out. Does that mean that I if check out using Apply Pay at Trader Joe's us...
by FB01
Thu Dec 21, 2017 11:42 am
Forum: Personal Consumer Issues
Topic: Photos dark because of sunlight..what free software to enhance
Replies: 27
Views: 1660

Photos dark because of sunlight..what free software to enhance

Hi,

I have couple of photos which have come dark because of the sunlight. What is the best free software to use to get the correct image? Is there anything I need to change specifically so that light is correct.

FB
by FB01
Tue Dec 19, 2017 10:58 am
Forum: Investing - Help with Personal Investments
Topic: What happened to WFIOX (Wells Fargo Index Fund - Class Admin)
Replies: 5
Views: 349

What happened to WFIOX (Wells Fargo Index Fund - Class Admin)

Hi all, Market is good but there was sudden drop in WFIOX (Wells Fargo Index Fund - Class Admin) couple of days back and it has not recovered. It was going around $74 and it dropped to $64. I have not seen such drop in Index Fund. Also, its top 10 holdings are similar to VTSAX (Vanguard 500 Index Fu...
by FB01
Sun Dec 10, 2017 9:20 pm
Forum: Personal Consumer Issues
Topic: Best Parmesan Cheese for Salad
Replies: 29
Views: 1732

Re: Best Parmesan Cheese for Salad

Pete12 wrote:
Sun Dec 10, 2017 8:45 pm
Try grated Pecorino Romano instead of Parmesan. It has a much bolder flavor, I prefer it on pasta and salad over Parmesan.
From which store you get the Pecorino Romano?
by FB01
Sun Dec 10, 2017 7:52 pm
Forum: Personal Consumer Issues
Topic: Best Parmesan Cheese for Salad
Replies: 29
Views: 1732

Best Parmesan Cheese for Salad

Hi,

I am getting Parmesan cheese from Trader Joe's but somehow I am not getting the taste of the Parmesan cheese which we get in Restaurant when we order the Salad.

Which Parmesan Cheese do you guys prefer?

-JR
by FB01
Sun Dec 10, 2017 7:25 pm
Forum: Personal Consumer Issues
Topic: Downgrading Chase Sapphire Preferred
Replies: 15
Views: 1177

Re: Downgrading Chase Sapphire Preferred

But if you are planning to apply for Chase Sapphire later just for bonus, you might want to cancel it and reapply after 2 years.

They just got the policy wherein you cannot apply for the same card if you are having one and should be 2 years for you to not have that card.

-FB
by FB01
Sun Dec 10, 2017 1:05 pm
Forum: Personal Consumer Issues
Topic: Do girls wear Ninja Turtle character shoes
Replies: 54
Views: 2668

Re: Do girls wear Ninja Turtle character shoes

chevca wrote:
Sun Dec 10, 2017 11:41 am
Um, the OP has a son that is interested in these girl shoes. That's the conundrum. :wink:

Correct..that is the issue...based on what you guys have said..i believe it should be fine as there should be nothing girly in the shoes for my son to wear....
by FB01
Sun Dec 10, 2017 11:13 am
Forum: Personal Consumer Issues
Topic: Do girls wear Ninja Turtle character shoes
Replies: 54
Views: 2668

Do girls wear Ninja Turtle character shoes

Hi, I believe Ninja Turtle is boy's character and girls do not wear Ninja Turtle shoes. However, I see below link where it says Ninja turtle Girl's light up sneaker.. Is this a mistake or this is really for girls? My son is interested in this shoes but not sure as it says girls https://www.kohls.com...
by FB01
Fri Dec 08, 2017 11:40 am
Forum: Personal Consumer Issues
Topic: United Airline Mileage question
Replies: 4
Views: 377

United Airline Mileage question

Hi, I am United Airline Mileage plus member. Aer Lingus is the partner airline so if I travel by Aer Lingus and put my United Airline number, I earn the miles. Now I am booking a ticket with British Airway(British Airways is NOT a Partner Airline with United) and while selecting the return flight it...
by FB01
Mon Dec 04, 2017 10:42 am
Forum: Personal Consumer Issues
Topic: Trip to Los Cabos - do I need to have Pesos?
Replies: 12
Views: 1281

Trip to Los Cabos - do I need to have Pesos?

Hello, I will be staying in an All Inclusive resort in Los Cabos, MX and also not renting any car. I am planning to take some excursion trips for which they take US dollars. However, I might be hiring taxi to go here and there Questions: - Do I need Pesos to give to tax drivers or they also take US ...
by FB01
Sat Nov 25, 2017 1:01 pm
Forum: Personal Consumer Issues
Topic: What happens to Hilton points if I cancel my Citi Hilton CC
Replies: 8
Views: 824

Re: What happens to Hilton points if I cancel my Citi Hilton CC

OP, perhaps you just forgot to include it, but there's no mention of whether you've actually asked Hilton itself what would happen to these Hilton points. If you haven't already done so, I'd suggest it--but in writing, for documentation. Yes Beardsworth...i just had a chat with the Hilton agent and...
by FB01
Sat Nov 25, 2017 12:29 pm
Forum: Personal Consumer Issues
Topic: What happens to Hilton points if I cancel my Citi Hilton CC
Replies: 8
Views: 824

Re: What happens to Hilton points if I cancel my Citi Hilton CC

Hilton points expire 12 months from date of last activity. If you have a paid stay at a Hilton property at least once a year, it wouldn't matter regardless of whether you keep the cc or not. If you continue to use the amex card at least once a year, the added points after the statement closes will ...
by FB01
Sat Nov 25, 2017 11:46 am
Forum: Personal Consumer Issues
Topic: What happens to Hilton points if I cancel my Citi Hilton CC
Replies: 8
Views: 824

What happens to Hilton points if I cancel my Citi Hilton CC

Hi, I have Citi Hilton Credit card (no fee) and have some 25K points from that credit card. I also opened Amex Hilton Honor Credit card which gave me some 60K points. I combined those in my Hilton Honors account. So I have points from both Credit Cards in one common Hilton Account. Now as Citi is ge...
by FB01
Fri Nov 24, 2017 2:13 pm
Forum: Personal Consumer Issues
Topic: Hooking up Light without a plug point
Replies: 7
Views: 780

Hooking up Light without a plug point

Hi, I have a pantry kind of small room where there is no plug point so I want to put light which can work with battery and has on and off switch. Do we get anything in IKEA or somewhere else where I can just hook up the light and when I need it, it can turn on/off. I don't mind if it uses any kind o...
by FB01
Thu Nov 16, 2017 10:16 am
Forum: Personal Consumer Issues
Topic: Chase Sapphire Res - Anyone use Trip Canc Insurance
Replies: 10
Views: 1028

Chase Sapphire Res - Anyone use Trip Canc Insurance

Hi,

Chase Sapphire Reserve gives Insurance for Trip Cancellation. Has anyone used it and share their experience if someone got the money back if their trip was cancelled?

Thanks,
JR
by FB01
Mon Nov 13, 2017 3:56 pm
Forum: Personal Consumer Issues
Topic: Laptop from Costco - Chase Freedom/AMEX
Replies: 9
Views: 1049

Laptop from Costco - Chase Freedom/AMEX

Hi,

I am planning to buy laptop from Costco Online. I can use either AMEX and Chase Freedom online. Based on the extended warranty, which one is the card that I should use so that I can better coverage for my laptop

- Chase Freedom
-AMEX Blue

Thanks,

JR
by FB01
Sat Nov 04, 2017 9:33 am
Forum: Personal Finance (Not Investing)
Topic: Tax act - Trump's tax plan
Replies: 4
Views: 1235

Tax act - Trump's tax plan

Hi, If the Tax act is passed, it will be applicable for Calendar Year 2018 ..correct? So whatever tax rate he is proposing, it will be applicable to us in 2019 when I pay taxes for 2018. I just want to confirm, it won't be applicable for this Calendar Year 2017 Clarification: 1) He is proposing stan...
by FB01
Thu Nov 02, 2017 11:45 am
Forum: Personal Consumer Issues
Topic: Reviews for Riu Santa Fe All Inclusive, Cabo San Lucas
Replies: 4
Views: 465

Reviews for Riu Santa Fe All Inclusive, Cabo San Lucas

Hi, I have read reviews on trip advisor for Riu Santa Fe All Inclusive, Cabo San Lucas but still confused. Am planning to travel with my kids. Does anyone has stayed at Riu Santa Fe? I am looking for kids perspective and not from parties/booze etc. Riu Palace is much better but they are charging 200...
by FB01
Tue Oct 31, 2017 8:51 am
Forum: Personal Consumer Issues
Topic: Cabo San Lucas - question
Replies: 34
Views: 3959

Re: Cabo San Lucas - question

Hi all,

I am not planning to rent a car in Cabo. Will I need to have the Pesos or will US dollars just work fine?


-JR
by FB01
Mon Oct 30, 2017 10:37 am
Forum: Personal Consumer Issues
Topic: Cabo San Lucas - question
Replies: 34
Views: 3959

Re: Cabo San Lucas - question

I do read that Beaches are not that friendly.

What else can be done with the kids?

-JR
by FB01
Sun Oct 29, 2017 4:47 pm
Forum: Personal Consumer Issues
Topic: Cabo San Lucas - question
Replies: 34
Views: 3959

Re: Cabo San Lucas - question

Would you consider an all-inclusive with different restaurants on site or would you rather be more independent? Do you want child care or youth programs? There are dozens of resorts on the beach so it comes down to what you want. Activities for kids: boat trips, they should be able to snorkel at th...
by FB01
Sun Oct 29, 2017 10:15 am
Forum: Personal Consumer Issues
Topic: Cabo San Lucas - question
Replies: 34
Views: 3959

Cabo San Lucas - question

Hi, I am planning to a trip to Cabo San Lucas with my 2 kids (6 and 8) in Dec/Jan. Couple of questions: 1) I am planning to stay 4 days in Cabo (excluding travel time). What are the things that can be done with kids? 2) Can anyone recommend a resort who has stayed there which has a beach access 3) D...
by FB01
Thu Oct 26, 2017 10:39 pm
Forum: Investing - Help with Personal Investments
Topic: Question : Paying off Mortgage
Replies: 26
Views: 3026

Re: Question : Paying off Mortgage

Or even a taxable account. The OP can earn a higher after-tax interest rate on CA municipal bonds than the mortgage rate, because the mortgage allows a deduction for the high CA and federal taxes. (This is also why I don't pay down my own mortgage, and make taxable investments instead. I don't actua...
by FB01
Thu Oct 26, 2017 11:20 am
Forum: Investing - Help with Personal Investments
Topic: Question : Paying off Mortgage
Replies: 26
Views: 3026

Re: Question : Paying off Mortgage

Thank you all for giving the suggestion. Couple of people on the forum had said that my effective interest rate is 2.44%. However, when I do the Amortization and pay extra $500 dollars towards the principal, it says "Interest Saved" is $727 which is like saving more than $500 I paid. Am I missing so...
by FB01
Mon Oct 23, 2017 9:43 am
Forum: Investing - Help with Personal Investments
Topic: Question : Paying off Mortgage
Replies: 26
Views: 3026

Question : Paying off Mortgage

Hi all, I have got 3.25% mortgage rate and still need to pay $750,000 (Bay area). I try to pay additional couple of bucks here and there every month towards principal and do not put money in saving. I already have my emergeny/saving fund which i do not touch. Only thing is that after buying the hous...
by FB01
Sat Oct 14, 2017 10:22 am
Forum: Personal Finance (Not Investing)
Topic: Pay down mortgage or maintain liquidity for future home improvements
Replies: 10
Views: 1454

Re: Pay down mortgage or maintain liquidity for future home improvements

How much is the loan and at what percentage you are paying the mortgage?
by FB01
Fri Oct 13, 2017 11:06 am
Forum: Personal Consumer Issues
Topic: California Wild Fires
Replies: 8
Views: 1304

California Wild Fires

Hi, It is so painful to see the whole neighborhood getting wiped out my the California fires. God help the ones who have lost their house. Does government help people who have suffered such tragedy as I am not sure if Home Insurance/Car Insurance cover house and car damaged by natural disaster. Peop...
by FB01
Mon Oct 09, 2017 12:05 pm
Forum: Investing - Help with Personal Investments
Topic: Calculating Other Income on W2 for RSU's
Replies: 6
Views: 354

Re: Calculating Other Income on W2 for RSU's

if you hold longer than that (which I assume you mean by long term) your company won't report anything on your W2. But you still need to report the "discount" as income (Line 7 on 1040) and use the price you paid plus that discount as your basis. So for a gain, the result is the same, just won't sho...
by FB01
Mon Oct 09, 2017 10:29 am
Forum: Investing - Help with Personal Investments
Topic: Calculating Other Income on W2 for RSU's
Replies: 6
Views: 354

Re: Calculating Other Income on W2 for RSU's

For the "missing" $1500... some possibilities. If your employer offers an ESPP, with shares bought for a discount and also allows sales during same year, those "disqualifying dispositions" get reported on your W2 (sales price minus what you paid in the ESPP Also any small bonuses you may have gotte...
by FB01
Mon Oct 09, 2017 9:08 am
Forum: Investing - Help with Personal Investments
Topic: Calculating Other Income on W2 for RSU's
Replies: 6
Views: 354

Calculating Other Income on W2 for RSU's

Hi, Can I know how my RSU’s are calculated on W2? In box 14 of the W2 for. e.g. I see 10,000 as Other income. However, when I go to the shares which were vested in 2016, things are not adding up? If the 50 shares vest in June 2016, do I need to calculate the Market price of the share on the day that...
by FB01
Thu Sep 28, 2017 9:30 am
Forum: Personal Consumer Issues
Topic: Best Veggie Sandwich in South Bay Area
Replies: 4
Views: 386

Best Veggie Sandwich in South Bay Area

Hi,

I like Atlanta Bread Company's veggie sandwich which is in Atlanta. In South Bay area, can you guys recommend what place can I get the Best Veggie Sandwich apart from Ike's.

-JR
by FB01
Wed Aug 02, 2017 1:30 pm
Forum: Personal Consumer Issues
Topic: Cheap notebook for surfing/watching videos
Replies: 18
Views: 1760

Cheap notebook for surfing/watching videos

Hi, I need to buy a notebook for my uncle who is 70 years old. He just surfs the web - limited websites and watches Youtube videos. He does not want to spend much and would like to get the cheap notebook that can do the above function. Any idea which is the cheapest notebook I should be getting for ...
by FB01
Mon Jul 31, 2017 12:52 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2391
Views: 442814

Re: What's Your Credit Card Rewards Strategy?

I just had an interesting experience with the Chase Ultimate Rewards travel portal. I needed to book a specific hotel for specific days in October. Booking through the Sheraton website offered a pre-paid, nonrefundable standard room rate of $164/night, or a refundable standard room rate for $184/ni...
by FB01
Tue Jul 18, 2017 9:23 am
Forum: Personal Consumer Issues
Topic: Software : Making b/w photograph color in certain areas
Replies: 3
Views: 364

Software : Making b/w photograph color in certain areas

Hi, I am interested in making a black and white photograph colored in certain places only..like only one person or some specific area..Which is the best free software I can do this. Adobe photoshop can do this but it is kind of costly? Does anyone know of any Free Software on iOS or on Mac which I d...
by FB01
Sun Jul 16, 2017 1:48 pm
Forum: Personal Consumer Issues
Topic: San Jose and San Francisco Trip
Replies: 24
Views: 2031

Re: San Jose and San Francisco Trip

Hi, I stay near San Jose and I would suggest stay in SF only. There is nothing much to see in San Jose. Being parent of elementary kids, I would suggest do rent a car as there is lot to see in SF itself. I am not sure how many days you are planning but below are key things I believe your kids would ...
by FB01
Wed Jul 12, 2017 10:16 am
Forum: Personal Consumer Issues
Topic: Rental Car - Which Credit Card to be used
Replies: 9
Views: 808

Rental Car - Which Credit Card to be used

Hi, I have booked Thrifty Rental car using some Ultimate Rewards points. However, Thrifty has policy that it will charge around $9 a day to add wife as additional driver. My whole trip is booked via UR points. However, in order to get the better insurance coverage which Credit card should I be charg...
by FB01
Fri Jul 07, 2017 11:46 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3278
Views: 947338

Re: What Movie Have You Recently Watched?

Hi,

Does Lion movie has any sex scene? I am planning to watch it my 7 year old kid. I read that there is some profanity but just want to confirm if there are some scenes, will avoid watching..

Any comment from who has seen?
by FB01
Wed Jul 05, 2017 10:16 am
Forum: Personal Consumer Issues
Topic: UberX or UberXL??
Replies: 15
Views: 1675

Re: UberX or UberXL??

Usually XL is somewhat more expensive than X, but not that much more expensive. You can get fare estimates at either uber.com (scroll down until you get to the fare estimate), or from uberestimate.com. While the estimate will be as of now rather than as of when you go, it will give you some idea of...
by FB01
Tue Jul 04, 2017 5:13 pm
Forum: Personal Consumer Issues
Topic: UberX or UberXL??
Replies: 15
Views: 1675

Re: UberX or UberXL??

Yes, it will show the car type. If its too small, cancel quickly to avoid a charge. Can you explain what do you mean by cancelling quickly? I see there is $5 cancellation charge. So I book and see that car type is Prius...i can cancel immediately and won't be charged the $5 cancellation fee? Is tha...
by FB01
Tue Jul 04, 2017 4:53 pm
Forum: Personal Consumer Issues
Topic: UberX or UberXL??
Replies: 15
Views: 1675

Re: UberX or UberXL??

mmarreco wrote:You can't pick what car will take you so with that much luggage you need an UberXL. With UberX you can end up with a Prius or a Corolla which will not fit all your bags. It would not be a problem for the booster seats though.
Thanks..but does it show what is the car type when I book a ride?
by FB01
Tue Jul 04, 2017 4:39 pm
Forum: Personal Consumer Issues
Topic: UberX or UberXL??
Replies: 15
Views: 1675

UberX or UberXL??

Hi, I have never ordered Uber and will be doing so for the first time. I will be going to airport with 2 kids (age 7) so 2 booster seats. Plus will have 2 carry-on and 3/4 check-in luggage. UberX has Camry, Accord as car types and Prius as well. Not sure we will fit if we get Prius with all the lugg...