Search found 886 matches

by F150HD
Fri Aug 18, 2017 7:32 am
Forum: Personal Consumer Issues
Topic: Powerball - $510 million?
Replies: 51
Views: 2585

Re: Powerball - $510 million?

Jack FFR1846 wrote:
Fri Aug 18, 2017 7:07 am
The chance to win is approximately the same as...being bitten by a shark who has your exact first and last name.
Changing my name to Kevin O'Leary today to increase my chance of winning.

Image
by F150HD
Fri Aug 18, 2017 7:29 am
Forum: Personal Consumer Issues
Topic: Powerball - $510 million?
Replies: 51
Views: 2585

Re: Powerball - $510 million?

How high would the grand prize have to be for the expected return of the lottery ticket to be positive? We did the math to see if it's worth buying a ticket for the $430 million Powerball jackpot - Aug. 16, 2017 This was the expected value on Wed before no one won https://s29.postimg.org/y0g42a6vr/...
by F150HD
Thu Aug 17, 2017 11:42 pm
Forum: Personal Consumer Issues
Topic: Powerball - $510 million?
Replies: 51
Views: 2585

Powerball - $510 million?

With all the disciplined investors here, am wondering how many buy Powerball tickets when the prize gets this big? I picked up one today for $2. Saturday’s jackpot ....has grown to an estimated $510 million, making it the fifth-largest ever offered in the game and ranking it eighth among the biggest...
by F150HD
Thu Aug 17, 2017 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: Credit card with large cash (or cash-equivalent) sign-up bonus
Replies: 11
Views: 1018

Re: Credit card with large cash (or cash-equivalent) sign-up bonus

Barclay ArrivalPlus card If this is the card you are referring to https://home.barclaycardus.com/cards/barclaycard-arrival-plus-world-elite-mastercard.html I got it 2 years back for the big 'sign up bonus' and used it to pay for a trip to New Orleans 2 years back. All was well. BUT, unbeknownst to ...
by F150HD
Thu Aug 17, 2017 7:52 pm
Forum: Investing - Help with Personal Investments
Topic: TLH between VTSAX and SCHB
Replies: 13
Views: 730

Re: TLH between VTSAX and SCHB

selling VTSAX will take a day or few to even settle.

Guess I'm not quite clear on an exchange between VTSAX and SCHB.

If the $$ is at VG, why pay a brokerage fee to buy a Schwab ETF?
by F150HD
Thu Aug 17, 2017 7:05 pm
Forum: Personal Consumer Issues
Topic: Little P**S Ants
Replies: 31
Views: 3465

Re: Little P**S Ants

Mix boric acid (powder) with honey. Set gobs on slips of wax paper where ants frequent or put into bottlecaps from the 6-pak of Pabst you just finished.

This is effective for carpenter ants. They feed in the eve/dusk, but you may see scouts out during the day.
by F150HD
Thu Aug 17, 2017 11:17 am
Forum: Personal Consumer Issues
Topic: Is it worth it? [demanding jobs vs time with family]
Replies: 120
Views: 4574

Re: Is it worth it? [demanding jobs vs time with family]

Arthur Digby Sellers wrote:
Thu Aug 17, 2017 9:03 am
No amount of money is worth letting others raise your children

Please tone it down with the moralizing against working parents (which is implicitly targeted against working mothers).
I haven't read any 'implicit targeting of working mothers' here, you implied it yourself.
by F150HD
Thu Aug 17, 2017 11:07 am
Forum: Investing - Help with Personal Investments
Topic: What type of bond fund for my purpose?
Replies: 17
Views: 829

Re: What type of bond fund for my purpose?

ruralavalon wrote:
Thu Aug 17, 2017 10:55 am
I would worry about municipal bonds of any duration, since many local governments have severely underfunded pension liabilities and are often cash strapped even in good times.
thats a really, really good point. Have never seen that mentioned before on this board. Though I might have missed it.
by F150HD
Mon Aug 14, 2017 11:40 am
Forum: Personal Consumer Issues
Topic: Public vs Private Elementary
Replies: 57
Views: 3069

Re: Public vs Private Elementary

LEB1230 wrote:
Sat Aug 12, 2017 8:43 pm
We already pay for school through taxes. As long as your in a good public school system I see no advantage to paying for private school.
+1
by F150HD
Mon Aug 14, 2017 11:17 am
Forum: Personal Consumer Issues
Topic: PSA - Mute button for Gas Station TV!
Replies: 22
Views: 2641

Re: PSA - Mute button for Gas Station TV!

back to the original topic...

those TVs are my new pet peeve. some are REALLY loud.
by F150HD
Sun Aug 13, 2017 10:53 pm
Forum: Personal Consumer Issues
Topic: PayPal - Any Disadvantages?
Replies: 40
Views: 3865

Re: PayPal - Any Disadvantages?

have an account, initially made it for use on EBay (was a 'must' then) but don't use it a ton anymore. I know I have never felt 'safe' having information there. Have read too many stories of it being hacked, and have never been comfortable w/ direct access to my checking so like many just have a CCa...
by F150HD
Sun Aug 13, 2017 10:37 pm
Forum: Personal Consumer Issues
Topic: What home task(s) are worth learning to do yourself?
Replies: 45
Views: 4344

Re: What home task(s) are worth learning to do yourself?

should I try to learn some basics about plumbing? IMO you'll have no choice- replacing a faucet or leaky o-ring, putting in a new light switch etc. most learned as you go. Plan 'big' projects a year out so you have time to learn the skill and buy items on sale. (Painting- I did my entire downstairs...
by F150HD
Sat Aug 12, 2017 11:45 am
Forum: Personal Consumer Issues
Topic: Need advice on car power window switch work
Replies: 29
Views: 1161

Re: Need advice on car power window switch work

wire it to the radio so as you increase the volume, the window goes up, when you decrease the volume, the window goes down.
by F150HD
Sat Aug 12, 2017 11:21 am
Forum: Personal Consumer Issues
Topic: Need advice on car power window switch work
Replies: 29
Views: 1161

Re: Need advice on car power window switch work

swap one from back to front. guessing its the same part, could be wrong.

Look on Ebay for legacy parts.
by F150HD
Sat Aug 12, 2017 8:54 am
Forum: Investing - Help with Personal Investments
Topic: Individual stocks for fun
Replies: 24
Views: 1598

Re: Individual stocks for fun

Why picking stocks is only slightly better than playing the lottery Published: July 29, 2017 11:26 a.m. ET I recently learned of a new academic study entitled "Do stocks outperform Treasury Bills?" by Hendrik Bessembinder, a finance professor at Arizona State University. The study evaluated every o...
by F150HD
Fri Aug 11, 2017 9:09 pm
Forum: Personal Consumer Issues
Topic: Elite status clubs that you are part of?
Replies: 31
Views: 3175

Re: Elite status clubs that you are part of?

littlebird wrote:Amazon Prime :happy
:happy
by F150HD
Thu Aug 10, 2017 10:10 pm
Forum: Personal Consumer Issues
Topic: foursquare laptop warranty for college bound daughter
Replies: 17
Views: 958

Re: foursquare laptop warranty for college bound daughter

seems like a high deductible for a depreciating $800 machine
by F150HD
Thu Aug 10, 2017 10:07 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry Repair Priorities
Replies: 71
Views: 3895

Re: Toyota Camry Repair Priorities

6) Needs Trans Flush-burned/dirty --> Not required. you dont need change the transaction fluid
:confused
by F150HD
Thu Aug 10, 2017 10:02 pm
Forum: Personal Consumer Issues
Topic: Laptop suggestions pls
Replies: 30
Views: 2147

Re: Laptop suggestions pls

Make it a few more months to Black Friday...then pull trigger

This seems to be floating around the web lately...worth a read esp if buying a lower end machine

Microsoft 'Confirms' Windows 10 Has Seriously Nasty Surprise
by F150HD
Thu Aug 10, 2017 5:00 pm
Forum: Personal Consumer Issues
Topic: BMW Z3 or Z4 or nothing at all?
Replies: 79
Views: 4998

Re: BMW Z3 or Z4 or nothing at all?

was browsing convertibles and one of the search options was for the transmission of course. https://s27.postimg.org/54xtai3fn/aaa.jpg What is the difference between "4-Speed A/T" and "4-speed Automatic" ? I assumed those were the same thing but am unclear why they are 2 different search/filter optio...
by F150HD
Thu Aug 10, 2017 11:25 am
Forum: Personal Consumer Issues
Topic: Metal vs Vinyl sheds
Replies: 25
Views: 1728

Re: Metal vs Vinyl sheds

Valuethinker wrote: That plastic will be sitting in the environment for the next few centuries, breaking down into smaller and smaller particles, which will eventually enter the food chain via the oceans.
how did you post this message to this board? on a laptop? desktop? what is it made out of? wood?
by F150HD
Wed Aug 09, 2017 9:02 pm
Forum: Personal Finance (Not Investing)
Topic: Insurance on Empty Lot
Replies: 10
Views: 857

Re: Insurance on Empty Lot

would the lot necessitate some form of 'no trespassing' sign to protect the owner if someone hurt themselves on the property somehow? (a kid playing w/ friends etc)
by F150HD
Wed Aug 09, 2017 8:52 pm
Forum: Personal Consumer Issues
Topic: Metal vs Vinyl sheds
Replies: 25
Views: 1728

Re: Metal vs Vinyl sheds

I have read good reviews on these, if I had room for one in my yard I'd have one.

http://www.rubbermaid.com/en-US/new-rou ... E-7x7-shed

The last thing I'd personally want is a shed that required more maintenance (paint, roofing, rot etc) on top of home maintenance.
by F150HD
Wed Aug 09, 2017 8:37 pm
Forum: Personal Consumer Issues
Topic: Acadia National Park: Bar Harbor, Maine
Replies: 28
Views: 2342

Re: Acadia National Park: Bar Harbor, Maine

Reds Eats is on the way. Worth a stop http://www.redseatsmaine.com/ Reds Eats - Youtube I rode thru Acadia on the cycle last summer. Was ok, though no where near the level of say Glacier NP in Montana. As I rode by the natural seawall there was some guy from Michigan loading stones into the back of ...
by F150HD
Sun Aug 06, 2017 10:19 am
Forum: Personal Consumer Issues
Topic: The Money Issue - CBS Sunday morning
Replies: 1
Views: 927

The Money Issue - CBS Sunday morning

Don't usually have TV on in the AM but ran across this show "The Money Issue". Many interesting stories tied to :moneybag :moneybag Automation Nation : https://www.youtube.com/watch?v=OrWdRsrz7Tc => at 3:35 it discusses Blackrock replacing traders w/ computers. Interesting story overall. Will 47% of...
by F150HD
Sun Aug 06, 2017 9:14 am
Forum: Personal Consumer Issues
Topic: Credit Card company email "Do you recognize this purchase?"
Replies: 27
Views: 2126

Re: Credit Card company email "Do you recognize this purchase?"

Iliketoridemybike wrote:Never sign into anything through an email. Ever.
+1

Never click on links like this in email. Go to the actual site and login.
by F150HD
Sun Aug 06, 2017 8:53 am
Forum: Personal Consumer Issues
Topic: Buying a new TV. What do I need to know now?
Replies: 29
Views: 2200

Re: Buying a new TV. What do I need to know now?

did you Google this question? multiple articles on it.
by F150HD
Sat Aug 05, 2017 10:14 pm
Forum: Personal Consumer Issues
Topic: Grocery prices crazy for the last five months?
Replies: 19
Views: 1977

Re: Grocery prices crazy for the last five months?

One guess is, you buy the same products but business now give you less product per item so you buy more items to get the same volume of product you did in the past (my experience at least) Coffee for example. http://cdn1.bigcommerce.com/server2300/a19e4/products/272/images/3302/k2_e0524736_8aed_4de5...
by F150HD
Sat Aug 05, 2017 10:04 pm
Forum: Personal Consumer Issues
Topic: Pay Per View Movies
Replies: 6
Views: 863

Re: Pay Per View Movies

get a Roku and download Crackle or Tubi TV. tons of free movies at your fingertips (no cost, they have ads)
by F150HD
Sat Aug 05, 2017 9:47 pm
Forum: Investing - Help with Personal Investments
Topic: When to sell Vanguard Target Retirement 2055 Fund Shares?
Replies: 15
Views: 1503

Re: When to sell Vanguard Target Retirement 2055 Fund Shares?

If you invested $1 in the DJIA in 1900, it would have grown to $290 by the start of 2013. Had you missed the best 5 days each year, it would be worth less than a penny in 2013. Understanding that is powerful. interesting. is there an article on this somewhere I missed? Thanks. Malkiel's infamous A ...
by F150HD
Sat Aug 05, 2017 10:12 am
Forum: Investing - Help with Personal Investments
Topic: When to sell Vanguard Target Retirement 2055 Fund Shares?
Replies: 15
Views: 1503

Re: When to sell Vanguard Target Retirement 2055 Fund Shares?

MotoTrojan wrote: If you invested $1 in the DJIA in 1900, it would have grown to $290 by the start of 2013. Had you missed the best 5 days each year, it would be worth less than a penny in 2013. Understanding that is powerful.
interesting. is there an article on this somewhere I missed? Thanks.
by F150HD
Sat Aug 05, 2017 12:49 am
Forum: Personal Consumer Issues
Topic: [SOLVED] VG Account Compromised: Please Advise
Replies: 30
Views: 2570

Re: VG Account Compromised: Please Advise

something similar w/ Paypal and Ebay a month back. Had to return something to a seller and after requesting the return and going thru some red tape, I got a Paypal text just like this scenario (someone was trying to access my acct and reset the password). I felt kinda violated in a way- Dunno how el...
by F150HD
Thu Aug 03, 2017 9:14 pm
Forum: Personal Consumer Issues
Topic: does solar increase the value of a house
Replies: 61
Views: 5187

Re: does solar increase the value of a house

not as many panels in the mid-west on homes.
by F150HD
Thu Aug 03, 2017 9:00 pm
Forum: Personal Consumer Issues
Topic: Amazon, eBay, Costco, vs. Walmart?
Replies: 17
Views: 1585

Re: Amazon, eBay, Costco, vs. Walmart?

eBay has a buyer's guarantee and a feedback loop to deal with items not described correctly. I have taken advantage of using it. The seller has to cover return postage under those circumstances. Don't accept things that are not correct. jumped through that hoop once. Really don't want to do it again!
by F150HD
Thu Aug 03, 2017 8:57 pm
Forum: Personal Consumer Issues
Topic: Buy EZ Pass transponder for road trip?
Replies: 45
Views: 2636

Re: Buy EZ Pass transponder for road trip?

Thanks. I ordered today so I should have plenty of time for everything to fall into place. I assume that I may* only have to activate it when I receive it, and the notification to all participating states is done without further effort on my part? Seems that the more I learn, the less I know * Not ...
by F150HD
Thu Aug 03, 2017 8:27 pm
Forum: Personal Consumer Issues
Topic: Buy EZ Pass transponder for road trip?
Replies: 45
Views: 2636

Re: Buy EZ Pass transponder for road trip?

I don't regularly use toll roads, but the PA turnpike charges almost double for cash customers drove the motorcycle from the mid-west to the East coast last summer. Having an EZ pass would have saved quite a bit of $$. Issue we ran into was ordering and activation. Need time to receive it, and acti...
by F150HD
Wed Aug 02, 2017 9:08 am
Forum: Personal Consumer Issues
Topic: Amazon, eBay, Costco, vs. Walmart?
Replies: 17
Views: 1585

Re: Amazon, eBay, Costco, vs. Walmart?

am more cautious of EBay anymore. Have received 'used' (versus new) items on more then one occasion. Depends what I'm buying.

Have had similar happen with Amazon (3rd party companies) so am much more careful buying there now.
by F150HD
Tue Aug 01, 2017 11:30 pm
Forum: Personal Finance (Not Investing)
Topic: $300k at 32. Doing well?
Replies: 14
Views: 2926

Re: How are they doing? $300k at 32

tibbitts wrote:Well, at least it's a slight deviation from the usual "I have only eight billion dollars at 30, do you think I'm doing okay and will ever be able to retire?" posts.


LOL
by F150HD
Tue Aug 01, 2017 4:51 pm
Forum: Personal Finance (Not Investing)
Topic: Cabins - "investments" or "consumptive purchases"
Replies: 38
Views: 2926

Re: Cabins - "investments" or "consumptive purchases"

Keeping up on one home is more then enough work for me, cannot imagine keeping up on two.

(unless you are simply hiring someone to do all the maintenance, different story)

On that note, I'd rather rent a place for a week or two and leave maintenance to someone else. :happy
by F150HD
Tue Aug 01, 2017 1:57 pm
Forum: Personal Consumer Issues
Topic: does solar increase the value of a house
Replies: 61
Views: 5187

Re: does solar increase the value of a house

It seems you are trying to make an argument (implied) that solar panels are inherently "dirtier" than coal. I believe you will be hard pressed to maintain such a ludicrous position. Didn't say that at all. "you" assumed (and implied) that yourself. Most folks probably hire a con...
by F150HD
Tue Aug 01, 2017 10:08 am
Forum: Personal Consumer Issues
Topic: does solar increase the value of a house
Replies: 61
Views: 5187

Re: does solar increase the value of a house

I loved this idea when I heard about it, though admittedly haven't done a ton of reading on it (cost, the actual carbon footprint of making the roof etc). The idea makes total sense though (to me at least) if it can be done properly with minimal environmental impact etc. https://www.tesla.com/solarr...
by F150HD
Tue Aug 01, 2017 10:04 am
Forum: Personal Consumer Issues
Topic: does solar increase the value of a house
Replies: 61
Views: 5187

Re: does solar increase the value of a house

We got them because we wanted to reduce our impact on the earth, not because of resale value, so we don't care much about resale. Fabricating the panels requires caustic chemicals such as sodium hydroxide and hydrofluoric acid, and the process uses water as well as electricity, the production of wh...
by F150HD
Mon Jul 31, 2017 11:51 pm
Forum: Investing - Help with Personal Investments
Topic: Evaluate this fund - JYHIX
Replies: 6
Views: 605

Re: Evaluate this fund - JYHIX

neveragain wrote:
F150HD wrote:The fund normally invests at least 80% of its assets in U.S. and foreign fixed-income securities rated BB/Ba or lower and their unrated equivalents.


OK. I'm getting rid of it. Decision made.


I was not giving 'advice' on whether to keep or sell, just quoting reading. FWIW
by F150HD
Mon Jul 31, 2017 11:15 pm
Forum: Investing - Help with Personal Investments
Topic: Evaluate this fund - JYHIX
Replies: 6
Views: 605

Re: Evaluate this fund - JYHIX

The fund normally invests at least 80% of its assets in U.S. and foreign fixed-income securities rated BB/Ba or lower and their unrated equivalents.
by F150HD
Mon Jul 31, 2017 8:22 pm
Forum: Personal Consumer Issues
Topic: Non Stick frying pan
Replies: 56
Views: 3608

Re: Non Stick frying pan

They're all terrible, every single one of them, at least as far as durability goes. I and others have been down the road you seek to follow. It leads only to frustration. Buy a decent but not expensive one at Sam's Club or similar, and consider it disposable. Like sands through the hourglass, so ar...
by F150HD
Mon Jul 31, 2017 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: What to do with 3oz of gold?
Replies: 28
Views: 4439

Re: What to do with 3oz of gold?

I have a few oz of gold similar to these gold bars https://goo.gl/i8QJn8


would someone really buy that off "Ebay"? (no way)
by F150HD
Mon Jul 31, 2017 8:59 am
Forum: Personal Consumer Issues
Topic: Bad kitchen cabinet install in condo. Need help improving.
Replies: 34
Views: 2739

Re: Bad kitchen cabinet install in condo. Need help improving.

Nothing anywhere is exactly level. One reason for paying for an installer is his skill in dealing with issues that emerge during installation. I do believe the installer should have noticed this issue and discussed it with you early in the installation process. +1. An experienced installer should h...
by F150HD
Sun Jul 30, 2017 10:10 pm
Forum: Personal Consumer Issues
Topic: Need advice - Job
Replies: 29
Views: 2226

Re: Need advice - Job

Base Salary is approx. 17% higher. This was their first offer. Still negotiating. I may get an additional 10%. Benefits, bonus etc. pretty much similar. But new job has 1 hour each way commute in the opposite direction of rush hour traffic. Current job, I work from home. 2 hrs a day is basically an...