Search found 1459 matches

by F150HD
Thu May 24, 2018 8:52 pm
Forum: Personal Consumer Issues
Topic: Hard Sided Laptop Protector
Replies: 7
Views: 381

Re: Hard Sided Laptop Protector

Anyone have or know of a good hard-sided laptop protector? I bike to work with a messenger bag and carry my company-issued laptop each way. My messenger bag has a padded compartment for the laptop, so it's cushioned from shocks, but it sits right against my back, and I don't like the amount of flex...
by F150HD
Sat May 19, 2018 9:40 am
Forum: Personal Consumer Issues
Topic: Hardwood around the perimeter but plywood under the rug
Replies: 12
Views: 1203

Re: Hardwood around the perimeter but plywood under the rug

Sorry for asking here, but I have scoured the internet and cannot find anything about this. We looked at an 1871 Victorian home. Several of the rooms have large area rugs. I lifeted one up to see what the hardwood looked like underneath. It was plywood. I have never lived in an older home, so this ...
by F150HD
Thu May 17, 2018 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: Bicycle insurance? when you're in the roadway like a car
Replies: 38
Views: 3121

Re: Bicycle insurance? when you're in the roadway like a car

It sucks that there are a few stories where irresponsible cyclists caused harm to others, but these anecdotes are totally divorced from the actual risk statistics. There are 30,000-40,000 stories where people DIED in car accidents each year and most of them did not involve bicycles. Cyclists are re...
by F150HD
Thu May 17, 2018 6:02 am
Forum: Personal Finance (Not Investing)
Topic: Bicycle insurance? when you're in the roadway like a car
Replies: 38
Views: 3121

Re: Bicycle insurance? when you're in the roadway like a car

The point being made is that it's extremely unlikely that a cyclist would cause an injury whereas cyclists face a constant threat of injury or death from inattentive drivers. Dont agree w/ that in any form. its not about the 'bike' hitting someones 'car' or 'truck' and injuring the car/truck driver...
by F150HD
Wed May 16, 2018 10:20 pm
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 4358

Re: New motorcycle rider

No. I am here. Trying to soak in all the wisdom. I was on call last night so a little sluggish today. If you want to play life 'safe' all the time (like some posting in this thread), wrap yourself in bubble wrap and move to rural Nebraska. Life without any risk isn't life and there's no point in li...
by F150HD
Tue May 15, 2018 8:28 pm
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 4358

Re: New motorcycle rider

Hi, Riding a motorcycle is one of my desire for a long time. I am an average ht and wt person with normal BMI. I also have a few years experience outside US from a decade ago. Any suggestions and advise about this- safety, finance, insurance, bike models etc? Thanks. you should be asking this quest...
by F150HD
Tue May 15, 2018 5:43 am
Forum: Personal Finance (Not Investing)
Topic: Bicycle insurance? when you're in the roadway like a car
Replies: 38
Views: 3121

Re: Bicycle insurance? when you're in the roadway like a car

I was somehow under impression that regular health insurance simply does not cover medical expenses due to auto accidents, which is why car owners need to buy PIP. Are you saying regular health ins will cover medical for a pedestrian victim if he doesn't have an auto PIP policy? The whole PIP thing...
by F150HD
Tue May 15, 2018 5:38 am
Forum: Personal Finance (Not Investing)
Topic: Bicycle insurance? when you're in the roadway like a car
Replies: 38
Views: 3121

Re: Bicycle insurance? when you're in the roadway like a car

It's pretty unlikely you would cause a car crash on the road where you were at fault unless I'm misunderstanding...I have to disagree. I see cyclists routinely using bike lanes then blasting thru red lights, making illegal turns, ignoring stop signs etc doing everything one in a car is not allowed ...
by F150HD
Mon May 14, 2018 3:55 pm
Forum: Personal Finance (Not Investing)
Topic: Bicycle insurance? when you're in the roadway like a car
Replies: 38
Views: 3121

Bicycle insurance? when you're in the roadway like a car

Was reading that when you are riding a bicycle in a bike lane or in the street (commuting for example) that if you cause an accident your 'homeowners' will cover you (property damage and injuries to other parties). Is this true? For some reason I'm having trouble believing this. A car/truck needs to...
by F150HD
Mon May 14, 2018 5:49 am
Forum: Personal Consumer Issues
Topic: Warning: avoid Windows 10 update 1803
Replies: 91
Views: 9034

Re: Warning: avoid Windows 10 update 1803

... It turns out I have this problem, but Microsoft blocked the upgrade. ========================================= I just updated 2 desktops to version 1803 a.k.a. "April 2018" update. Other than my usual annoyance at having to reset all of the privacy settings, the upgrade went unscathed. It was a...
by F150HD
Sun May 13, 2018 11:13 am
Forum: Investing - Help with Personal Investments
Topic: Financial Income rates between Ally and Vanguard
Replies: 9
Views: 1094

Re: Financial Income rates between Ally and Vanguard

Each of these has a cost associated with them, does the Ally savings account?

Total Cost Projections VMMXX

Total Cost Projections VMFXX


not sure if this is of issue to anyone....
by F150HD
Sat May 12, 2018 7:43 am
Forum: Investing - Theory, News & General
Topic: Anything wrong with too many lots?
Replies: 47
Views: 4689

Re: Anything wrong with too many lots?

all the more reason to max out tax-deferred accounts first, no worry on tax lots there, cost basis is irrelevant.
by F150HD
Fri May 11, 2018 6:28 pm
Forum: Personal Consumer Issues
Topic: buying new laptops
Replies: 19
Views: 2042

Re: buying new laptops

SSD is nice, BUT, as they are getting popular, the HDD are getting cheaper as fewer want them. If you're looking to save $$, a non-SSD might be worth considering. Keep an eye on the network card you get....depending on the age of your home router/modem, you could have connection issues....or you cou...
by F150HD
Fri May 11, 2018 6:18 pm
Forum: Personal Consumer Issues
Topic: Lifting Heavy Objects onto a Vehicle Cargo Tray; Need Ideas!
Replies: 30
Views: 2214

Re: Lifting Heavy Objects onto a Vehicle Cargo Tray; Need Ideas!

db1216 wrote:
Wed May 09, 2018 9:51 pm
How do I lift the barrel to place it on the cargo tray without lifting the dolly via brute strength?
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by F150HD
Thu May 10, 2018 8:41 pm
Forum: Investing - Help with Personal Investments
Topic: Any recommended Senior Living REITs?
Replies: 6
Views: 712

Re: Any recommended Senior Living REITs?

BaylorBears wrote:
Thu May 10, 2018 12:50 am
Does vanguard have one focused in this area?

Any old threads you could point me to on this niche within REITs?

SNH yields over 10%. Seems to be an indication something is wrong
why do you state its an indication something is wrong?
by F150HD
Wed May 09, 2018 5:25 pm
Forum: Personal Consumer Issues
Topic: Warning: avoid Windows 10 update 1803
Replies: 91
Views: 9034

Re: Warning: avoid Windows 10 update 1803

This may be of use to many (unless its already been posted)

Image
by F150HD
Wed May 09, 2018 5:14 pm
Forum: Personal Consumer Issues
Topic: Warning: avoid Windows 10 update 1803
Replies: 91
Views: 9034

Re: Warning: avoid Windows 10 update 1803

Windows 10 April 2018 Update is crashing some systems with Intel SSDs If you believe you’re affected by the issue, Microsoft advises rolling back to Windows 10 version 1709 and waiting for an official resolution before reinstalling the update. This can reportedly be done by pressing F8 during the b...
by F150HD
Tue May 08, 2018 9:54 pm
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 240
Views: 30781

Re: MoviePass-Too good to be true, but it's legit.

Shares of MoviePass' parent company, Helios & Matheson Analytics (HMNY), crashed more than 30% Tuesday after it released updated financials that paint a dire picture for the subscription cinema service. https://www.yahoo.com/finance/news/owner-moviepass-crashing-saying-burns-171200909.html -
by F150HD
Tue May 08, 2018 5:14 pm
Forum: Investing - Help with Personal Investments
Topic: Best options for cash in Schwab brokerage accounts?
Replies: 42
Views: 4746

Re: Best options for cash in Schwab brokerage accounts?

Schwab's search is truly useless. Just have to use Google to find anything on their site. As a new Schwab customer I'm finding their sweep account option frustrating as well. I'm manually moving funds into SWVXX as others here, but it'd be much better if that could be done automatically. SWVXX: htt...
by F150HD
Tue May 08, 2018 4:33 pm
Forum: Personal Consumer Issues
Topic: How to remove garden hose nozzle that is stuck on a hose
Replies: 40
Views: 2956

Re: How to remove garden hose nozzle that is stuck on a hose

Cut the hose just below the threads, and attach a male/female hose mender on the end of it. Good as new.
Last resort. Some are not reliable and fail...necessitating an endless loop of repair (ELOR) :|
by F150HD
Tue May 08, 2018 4:30 pm
Forum: Personal Consumer Issues
Topic: How to remove garden hose nozzle that is stuck on a hose
Replies: 40
Views: 2956

Re: How to remove garden hose nozzle that is stuck on a hose

I have tried wd40, pliers, etc... and I cannot get my hose nozzle to budge. Any thoughts? Buy a cheap torch, heat up the nozzle where it attaches to the hose. It should expand allowing you to twist off. Be careful of heating too much....don't want to melt hose etc. https://s7.postimg.cc/sh8osgeob/d...
by F150HD
Mon May 07, 2018 4:56 am
Forum: Personal Consumer Issues
Topic: Bucket List Adventures/Activities
Replies: 110
Views: 7943

Re: Bucket List Adventures/Activities

I would enjoy hearing more about touring coastal Maine and lobster roll stands. I have been here... http://www.redseatsmaine.com/ Youtube: Red's Eats - Wiscasset, ME (Phantom Gourmet) Only problem is....then you drive up and down the coast 'trying' each spot at $25 a pop! But, well worth it IMO. :h...
by F150HD
Sun May 06, 2018 8:18 pm
Forum: Personal Consumer Issues
Topic: Warning: avoid Windows 10 update 1803
Replies: 91
Views: 9034

Re: Warning: avoid Windows 10 update 1803

Everytime I go through one of these updates I have the ' adaptive brightness ' issue where the screen automatically dims when you look at a darker website. SUPER ANNOYING...and took me forever to figure out how to fix the first time around. Well, after this update it began happening AGAIN! Links for...
by F150HD
Sat May 05, 2018 7:06 am
Forum: Personal Consumer Issues
Topic: Warning: avoid Windows 10 update 1803
Replies: 91
Views: 9034

Re: Warning: avoid Windows 10 update 1803

DaftInvestor wrote:
Fri May 04, 2018 6:32 pm
Anytime a windows thread starts you can count on the Mac fans to jump in given the need to justify why they are spending twice the price for the same performance. :)
Twice the price and no ethernet port on many machines....fatal flaw IMO. :happy
by F150HD
Tue May 01, 2018 4:11 pm
Forum: Investing - Theory, News & General
Topic: Buying MM fund right before distribution day!
Replies: 13
Views: 1394

Re: Buying MM fund right before distribution day!

mega317 wrote:
Tue May 01, 2018 3:40 pm
If you buy I bonds at the end of the month you get the whole month's interest. I've probably earned dozens of dollars doing this.
lol....you sound like Kevin OLeary on Sharktank.
by F150HD
Tue May 01, 2018 1:24 pm
Forum: Investing - Theory, News & General
Topic: Is anyone putting money aside into Gold?
Replies: 148
Views: 14899

Re: Is anyone putting money aside into Gold?

uberational44 wrote:
Sat Dec 16, 2017 9:50 am
I have been taking great interest in gold recently and gold mining companies...

Has anyone else considered this?

Image

Billionaire girds for stock-market crash by investing half his net worth in gold
Published: May 1, 2018 12:22 p.m. ET


_
by F150HD
Sat Apr 28, 2018 12:20 pm
Forum: Investing - Help with Personal Investments
Topic: Company has Fidelity...Is Brokeragelink good or bad?
Replies: 27
Views: 1364

Re: Company has Fidelity...Is Brokeragelink good or bad?

+1 on Brokeragelink. No extra cost / fees to me at work.

FUSVX, FSEVX, FSITX etc....or IShares....

Their cust serv when needing help w/ a trade (to set up this fund or that) is excellent. Have talked to them many times, super helpful and polite.
by F150HD
Fri Apr 27, 2018 5:44 am
Forum: Investing - Help with Personal Investments
Topic: mutual funds or etfs, why each
Replies: 36
Views: 2679

Re: mutual funds or etfs, why each

why pick mutual funds over etf's taxable trading account? or tax deferred? multiple threads on it here to learn from. I like them mostly because of the ability to buy fractional shares. With ETFs I have to buy a whole number of shares which makes for leftover cash when I am trying to invest a certa...
by F150HD
Fri Apr 27, 2018 5:40 am
Forum: Personal Consumer Issues
Topic: Amazon to raise Prime membership in US to $119 from $99
Replies: 145
Views: 10798

Re: Amazon to raise Prime membership in US to $119 from $99

I don't have Prime. I can generally bundle up enough items to make it to $25, and then it's free shipping. And packages normally get to me in only 4 days or so, sometimes even 2 days. I don't currently watch enough TV to justify getting Prime only for Amazon Prime Video. +1 I had it when it was $79...
by F150HD
Wed Apr 25, 2018 5:59 pm
Forum: Personal Consumer Issues
Topic: Electric Toothbrushes - again
Replies: 55
Views: 6070

Re: Electric Toothbrushes - again

one reason I like the Oral B is the pulse/light flash every 30 seconds to signal to rotate to a different part of the mouth.

Maybe the new Sonicares do that, dunno, they didn't' when I bought my OB
by F150HD
Wed Apr 25, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: Building/House Plans
Replies: 26
Views: 1645

Re: Building/House Plans

A 30-ft wide lot doesn't leave much space, unless you like washing your neighbor's windows while inside your house. +1 when building too close to another structure the wall code may change to prevent a fire from spreading from ones home to another. Increased cost. Also, that close to other structur...
by F150HD
Sun Apr 22, 2018 7:10 am
Forum: Investing - Help with Personal Investments
Topic: mutual funds or etfs, why each
Replies: 36
Views: 2679

Re: mutual funds or etfs, why each

why pick mutual funds over etf's taxable trading account? or tax deferred? multiple threads on it here to learn from. I like them mostly because of the ability to buy fractional shares. With ETFs I have to buy a whole number of shares which makes for leftover cash when I am trying to invest a certa...
by F150HD
Thu Apr 19, 2018 5:44 am
Forum: Personal Consumer Issues
Topic: PC laptops
Replies: 94
Views: 4809

Re: PC laptops

FWIW, I suggest taking a look at Lenovo. In the original complaint against Lenovo, the FTC charged that "beginning in August 2014 Lenovo began selling consumer laptops in the United States that came with a pre-installed advertising software program called VisualDiscovery that interfered with how a ...
by F150HD
Thu Apr 19, 2018 5:23 am
Forum: Personal Consumer Issues
Topic: Do you use Yahoo? New Privacy Terms
Replies: 32
Views: 3093

Re: Do you use Yahoo? New Privacy Terms

I don't know if all this is inevitable but they don't want pieces of us anymore. They want ALL of us. https://www.theverge.com/2018/4/14/17237864/oath-aol-yahoo-email-privacy-terms-scan-ads Another link: https://www.cnet.com/news/yahoo-aol-oath-privacy-policy-verizon-emails-messages/ I have not cli...
by F150HD
Mon Apr 16, 2018 2:34 pm
Forum: Investing - Help with Personal Investments
Topic: Starting Taxable Account vs. Increasing 403b
Replies: 17
Views: 1375

Re: Starting Taxable Account vs. Increasing 403b

You may wish to maximize 403b before opening a taxiable account, since 403b contribution lowers your AGI and your taxes. If your side businesses are successful you'd want a lower AGI. +1 huge bonus to putting $$ into tax deferred. As a teacher you may also have access to a 457? if so you may be abl...
by F150HD
Sun Apr 15, 2018 5:17 pm
Forum: Personal Consumer Issues
Topic: 52 oz, the new orange juice size?
Replies: 21
Views: 1702

Re: 52 oz, the new orange juice size?

one squeeze per 8oz of water.

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Had forgotten about Tang until I saw this in the store.
by F150HD
Sun Apr 15, 2018 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: Investing for a 1 year old
Replies: 9
Views: 1148

Re: Investing for a 1 year old

Title says it all...any unique ideas? I was considering a small amount in SCV in a trust that he cannot touch until 65 and letting it ride :D

We already have a 529.
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by F150HD
Fri Apr 13, 2018 2:15 pm
Forum: Personal Consumer Issues
Topic: How Far is too Far, Commuting?
Replies: 211
Views: 12314

Re: Work Commute: How far is too far?

jehovasfitness wrote:
Fri Apr 13, 2018 9:08 am
What's your limit?

exact same thread

viewtopic.php?f=11&t=242607
by F150HD
Thu Apr 12, 2018 5:50 am
Forum: Investing - Help with Personal Investments
Topic: How can I Invest 4 million dollars to earn 120k (inflation adjusted) a year for life?
Replies: 93
Views: 17478

Re: How can I Invest 4 million dollars to earn 120k (inflation adjusted) a year for life?

I'm' 37...I do not plan on working anymore
just out of curiosity, what will you do with your time if you're not working?
by F150HD
Sat Apr 07, 2018 6:13 pm
Forum: Personal Finance (Not Investing)
Topic: Parents have zero savings. What can I do?
Replies: 168
Views: 14858

Re: Parents have zero savings. What can I do?

My in-laws have zero savings for retirement and I'm concerned about how it will impact our financial future. I'm here because I'm not sure what steps I can take, or what I should be thinking about.... Hope for the best (keep trying), plan for the worst. Considering this site, surprised no one has b...
by F150HD
Sat Apr 07, 2018 10:34 am
Forum: Personal Consumer Issues
Topic: Car sideview mirror
Replies: 25
Views: 1282

Re: Car sideview mirror

year/make/model of car makes a huge difference in fixing an item like this. W/out that info its hard to comment. is it manual or electric....also important to know to give an informed opinion on it. Totally agree. DW's driver side mirror was damaged and needed replacement; just the mirror, not the ...
by F150HD
Sat Apr 07, 2018 8:33 am
Forum: Personal Consumer Issues
Topic: Car sideview mirror
Replies: 25
Views: 1282

Re: Car sideview mirror

year/make/model of car makes a huge difference in fixing an item like this. W/out that info its hard to comment.

is it manual or electric....also important to know to give an informed opinion on it.
by F150HD
Thu Apr 05, 2018 7:36 pm
Forum: Investing - Theory, News & General
Topic: Bogle on stock turbulence: ‘never seen a market this volatile to this extent in my career’
Replies: 88
Views: 12696

Bogle on stock turbulence: ‘never seen a market this volatile to this extent in my career’

https://s7.postimg.org/bu5pp8z2j/bbb.jpg ‘I have never seen a market this volatile to this extent in my career. Now that’s only 66 years, so I shouldn’t make too much about it, but you’re right: I’ve seen two 50-percent declines, I’ve seen a 25-percent decline in one day and I’ve never seen anythin...
by F150HD
Thu Apr 05, 2018 7:07 pm
Forum: Personal Consumer Issues
Topic: Tequila and Magaritas
Replies: 59
Views: 4631

Re: Tequila and Magaritas

Alf 101 wrote:
Thu Apr 05, 2018 4:53 pm
A margarita is a fine summer drink, that guests, and I, would enjoy. That's the extent of what I know about tequila.
These rock. Just add tequila. Any brand or price point.

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by F150HD
Thu Apr 05, 2018 4:47 pm
Forum: Investing - Help with Personal Investments
Topic: Treasury Direct is a waste of time
Replies: 80
Views: 19437

Re: Treasury Direct is a waste of time

I just wanted to let people know my experience with Treasury Direct echoes what others have said here, and I probably should have headed the warnings to avoid this whole mess. I set up an account using the website, which failed twice during the process. You're supposed to get an account number, app...
by F150HD
Mon Apr 02, 2018 10:18 pm
Forum: Investing - Theory, News & General
Topic: CDOs are back! How to spot them in fund holdings?
Replies: 10
Views: 2417

Re: CDOs are back! How to spot them in fund holdings?

Published 3:44 PM ET Thu, 29 March 2018......Issuance of securities backed by riskier US mortgages roughly doubled in the first quarter from a year earlier, as investors lapped up assets blamed for bringing the global financial system to the brink of collapse a decade ago. Article: US subprime mort...