Search found 607 matches

by F150HD
Sun Apr 30, 2017 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: Where did you buy your Long Term Disability Insurance ?
Replies: 36
Views: 2081

Re: Where did you buy your Long Term Disability Insurance ?

confusedinvestor wrote:sorry, i am unable to find that thread, i am not good in searching this forum either

would you please help me posting that thread you are suggesting me to review?



click the 'gear' in the top right corner of your page by the empty search box. Type in search words you want in the page that loads.
by F150HD
Sun Apr 30, 2017 10:06 am
Forum: Personal Finance (Not Investing)
Topic: Where did you buy your Long Term Disability Insurance ?
Replies: 36
Views: 2081

Re: Where did you buy your Long Term Disability Insurance ?

there was a detailed thread on this in past 2-3 months. I recall reading it.
by F150HD
Sun Apr 30, 2017 10:00 am
Forum: Personal Consumer Issues
Topic: Car maintenance for older cars - where do you go ?
Replies: 33
Views: 1507

Re: Car maintenance for older cars - where do you go ?

Good synthetic 5 quart containers of oil can be had for $10-12 or so with rebate. In the last 12 months I've bought a few Mobil 1 5 quart containers for $13 after rebate, and a few Pennzoil Platinum's for $10. Many oil companies have a sale with rebates a few months a year. There is an M1 rebate ri...
by F150HD
Sun Apr 30, 2017 9:59 am
Forum: Personal Consumer Issues
Topic: Car maintenance for older cars - where do you go ?
Replies: 33
Views: 1507

Re: Car maintenance for older cars - where do you go ?

I have 2011 Camry with 65K miles and today Toyota dealer charged me $78 for oil change ( synthetic oil ). I think it used to be around 60. what is the oil change interval, 5000 miles? 7500? 10000? you're doing 2x a year? Unless you're doing your own maintenance (which is sounds like you aren't) tha...
by F150HD
Sun Apr 30, 2017 9:36 am
Forum: Personal Consumer Issues
Topic: Deceptive Billing by Dermatologist?
Replies: 32
Views: 2422

Re: Deceptive Billing by Dermatologist?

A patient goes to a dermatologist for self paid cosmetic work. During the exam the the dermatologist sees a lesion which is a possible melanoma (serious skin cancer). But because the patient was there for only the cosmetic work she disregards it. The lesion indeed is a melanoma, it spreads and the ...
by F150HD
Sat Apr 29, 2017 9:35 am
Forum: Personal Consumer Issues
Topic: Microsoft, I want my computer back!
Replies: 79
Views: 4052

Re: Microsoft, I want my computer back!

I have experienced great frustration with odd things happening with my computer. I will be typing and all the sudden my keyboard stops working. It seems that something in Windows 10 is always updating, my modem goes crazy and my hard drive light is going crazy too. On the post before this one, I ha...
by F150HD
Fri Apr 28, 2017 5:36 pm
Forum: Personal Consumer Issues
Topic: The Wolf of Wall Street is on FX tonight - Worth watching???
Replies: 29
Views: 2354

Re: The Wolf of Wall Street is on FX tonight - Worth watching???

save the $5 on ITunes or elsewhere and check it out at the Public Library for free.
by F150HD
Fri Apr 28, 2017 5:29 pm
Forum: Personal Consumer Issues
Topic: The Wolf of Wall Street is on FX tonight - Worth watching???
Replies: 29
Views: 2354

Re: The Wolf of Wall Street is on FX tonight - Worth watching???

davidkw wrote: The Wolf of Wall Street is on for four hours tonight. Is it worth watching??? I will tape it.


Yes definitely. Though yea if censored watch the uncut version instead.
by F150HD
Fri Apr 28, 2017 5:25 pm
Forum: Personal Consumer Issues
Topic: Which sonicare toothbrush do you recommend?
Replies: 13
Views: 709

Re: Which sonicare toothbrush do you recommend?

I'm thinking about buying a sonicate toothbrush. It seems like there are many different models and various price ranges. Which sonicare toothbrush do you recommend? Can you share your experience with this toothbrush and various models? Are the more expensive ones worth it, and is there a price poin...
by F150HD
Fri Apr 28, 2017 1:10 pm
Forum: Personal Consumer Issues
Topic: Somebody hit my car in a parking lot
Replies: 26
Views: 3501

Re: Somebody hit my car in a parking lot

Saturn's demise was due to a decision made by GM to focus on four of their core car makes: Cadillac, GMC, Chevrolet, and Buick. This decision had nothing to do with the quality of the brand. Though I don't have #'s to support it- bad decision IMO, esp in the Rust Belt and winter salt belt where som...
by F150HD
Fri Apr 28, 2017 1:06 pm
Forum: Investing - Help with Personal Investments
Topic: Stay Out Of REITs?
Replies: 32
Views: 3485

Re: Stay Out Of REITs?

People have been worrying about buying stocks at all time high for 5 or 6 years now. Those who bought are glad they did. Yea, I recall that same discussion last Spring.....then look what happened in the latter half of 2016. How long did it take the market to even recover from the 2008 dip....prob n...
by F150HD
Thu Apr 27, 2017 1:11 pm
Forum: Personal Consumer Issues
Topic: Somebody hit my car in a parking lot
Replies: 26
Views: 3501

Re: Somebody hit my car in a parking lot

makes me wonder (again) how Saturn went under. Issues like this less likely to occur w/ them cars & body structure. See many on the roads still today.
by F150HD
Thu Apr 27, 2017 10:35 am
Forum: Personal Consumer Issues
Topic: Summer vacation, Lake Ouachita, Hot Springs, AR
Replies: 12
Views: 919

Re: Summer vacation, Lake Ouachita, Hot Springs, AR

I am considering spending a week near Lake Ouachita in AR in July. We live in TX and have a 6-year old son. We have never been to Arkansas before. Any BH has visited Lake Ouachita/Hot Springs? Any suggestions? I think we will rent a condo by the lake on VRBO. Any fun things to do for the kid in the...
by F150HD
Wed Apr 26, 2017 4:46 pm
Forum: Personal Consumer Issues
Topic: co-worker had a baby, chipping in on gift- how much?
Replies: 57
Views: 3017

Re: co-worker had a baby chipping in on gift- how much?

well, I ran into the 'card signing' issue (above) and co-worker asked about the $20 so I gave it to her w/ no issue & signed card. She DID say that a few others rolled their eyes at the $20 and sounds like a few suggested a different lower amount...I asked how much and she stated "$10"...
by F150HD
Wed Apr 26, 2017 4:46 pm
Forum: Personal Consumer Issues
Topic: co-worker had a baby, chipping in on gift- how much?
Replies: 57
Views: 3017

Re: co-worker had a baby chipping in on gift- how much?

The other tough thing is trying to figure out what to write on the card, especially if six other people have gotten in ahead of you and taken all the short, obvious things! sure enough by the time I got the card 10 people before me had signed it already and I had no idea what to write that wasn't a...
by F150HD
Wed Apr 26, 2017 4:00 pm
Forum: Investing - Help with Personal Investments
Topic: Seeking advice: Pay off student loan or ???
Replies: 14
Views: 890

Re: Seeking advice: Pay off student loan or ???

personally, I'd pay it off and be done with it while the cash is handy despite the low rate. You'll still have most of the 40k left.
by F150HD
Wed Apr 26, 2017 12:20 pm
Forum: Personal Consumer Issues
Topic: Washing Machine Hook-up to Kitchen Sink
Replies: 6
Views: 536

Re: Washing Machine Hook-up to Kitchen Sink

Dallas1521 wrote:Hello all,

We live in a coop (apartment) where there is a washing machine in the kitchen. It does not have dedicated plumbing so the fill hose hooks up to the kitchen faucet for the water inflow and then drains out into the sink.


probably be a code violation where I live.
by F150HD
Wed Apr 26, 2017 11:38 am
Forum: Personal Consumer Issues
Topic: Cost of Estate Planning
Replies: 19
Views: 1983

Re: Cost of Estate Planning

Gropes & Ray wrote: was it an hourly rate or a flat rate?


as a customer for something like this, I'd much prefer it's a flat rate.

Clearly people should expect that more complicated scenarios (kids, trusts, family owned business or properties etc) cost more...
by F150HD
Tue Apr 25, 2017 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: Car sharing with neighbors and liability
Replies: 15
Views: 1433

Re: Car sharing with neighbors and liability

TheGreyingDuke wrote:my nightmare scenario is one of the less wealthy drivers plowing into a van of surgeons and disabling the lot of them.


sounds like a problem waiting to happen. Personally - I'd avoid.
by F150HD
Tue Apr 25, 2017 8:12 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 208
Views: 8201

Re: Will cars be autonomous in three years?

how would insurance work on a driver-less car? if it is driving for you and gets in an accident...who is to blame? as you're not the one driving the vehicle How would rates be determined? by the quality of the vehicle manufacturer and the # of accidents their vehicles typically get in? sorry if I m...
by F150HD
Tue Apr 25, 2017 2:12 pm
Forum: Personal Consumer Issues
Topic: co-worker had a baby, chipping in on gift- how much?
Replies: 57
Views: 3017

Re: co-worker had a baby chipping in on gift- how much?

I have a personal peeve against soliciting money for a second child. I say that as a parent of two who actively turned down gifts for our second from all but our closest family. For a first child I'd throw in a $20 and wish them good tidings etc. for a second child no way. +1. The expectant co-work...
by F150HD
Tue Apr 25, 2017 11:44 am
Forum: Personal Consumer Issues
Topic: Comcast negotiations
Replies: 58
Views: 5992

Re: Comcast negotiations

flamesabers wrote:Comcast is separate from the TV networks. When you pay the Comcast bill you're paying the middleman who provides you access to the TV networks.


one expensive middleman I guess.
by F150HD
Tue Apr 25, 2017 11:32 am
Forum: Personal Consumer Issues
Topic: co-worker had a baby, chipping in on gift- how much?
Replies: 57
Views: 3017

Re: co-worker had a baby chipping in on gift- how much?

In my similar sized office, our unofficial policy is to get gifts for their first child born while they work for our company. Depending on my relationship with the person and whether or not it's their first kid or not, I generally chip in $10-$20. so if they have....octuplets, do you multiply that ...
by F150HD
Tue Apr 25, 2017 10:23 am
Forum: Personal Consumer Issues
Topic: Comcast negotiations
Replies: 58
Views: 5992

Re: Comcast negotiations

Phone apps and such and such are 'free' as you have to view ads to use them. As w/ many things these days... That's normal. (Just like over the air TV- NBC, CBS or even Crackle movies etc). You can typically upgrade an app by paying for it and then the ads are removed. On that note, if one pays for ...
by F150HD
Tue Apr 25, 2017 7:58 am
Forum: Personal Consumer Issues
Topic: co-worker had a baby, chipping in on gift- how much?
Replies: 57
Views: 3017

co-worker had a baby, chipping in on gift- how much?

Co-Worker just had a baby. What is a customary amount for a baby gift at work? about 15-20 people chipping in...suggested amount was $20 each which seemed high to me? (that's nearly $400) Not sure what's customary. The parents have 1 other baby if that matters. Not being cheap but it seems the chip-...
by F150HD
Mon Apr 24, 2017 7:33 pm
Forum: Personal Consumer Issues
Topic: I need to rant about ATT Wireless.
Replies: 12
Views: 1195

Re: I need to rant about ATT Wireless.

The Wizard wrote:Try the last four digits of your SS number...


their code is 5 or 6 digits. ya, dunno
by F150HD
Mon Apr 24, 2017 7:32 pm
Forum: Investing - Help with Personal Investments
Topic: 403b vs Roth
Replies: 7
Views: 526

Re: 403b vs Roth

echo that. Max out both.
by F150HD
Mon Apr 24, 2017 7:23 pm
Forum: Personal Consumer Issues
Topic: Comcast negotiations
Replies: 58
Views: 5992

Re: Comcast negotiations

DaftInvestor wrote:
That was a year ago (when this thread started) but I don't think things have changed that month. Believe it or not, I know people that are paying $260 a month.


OMG, that's a mortgage payment in some parts of rural Iowa.

What does one get for $260 a month?
by F150HD
Mon Apr 24, 2017 7:22 pm
Forum: Personal Consumer Issues
Topic: I need to rant about ATT Wireless.
Replies: 12
Views: 1195

Re: I need to rant about ATT Wireless.

So this afternoon, I tried to cancel my phone service with ATT. I never set up a pass code for my phone. I don't remember being told I needed to have a pass code. But now I am told I need to have a pass code to cancel my contract over the phone. SPRINT has a similar code they ask for when/if I call...
by F150HD
Mon Apr 24, 2017 2:07 pm
Forum: Personal Consumer Issues
Topic: Comcast negotiations
Replies: 58
Views: 5992

Re: Comcast negotiations

about 3 years ago i switched to comcast internet and changed my tv package. it started off at $90 a month, and gradually increased as i knew it would to $150 a year ago. mentally, i look at that as $50 internet and $100 tv (i have no idea what it is in reality) and i think that is fair. last month ...
by F150HD
Sun Apr 23, 2017 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: A Little History [from old bank statements]
Replies: 15
Views: 1793

Re: A Little History

BolderBoy wrote:Inflation!!! My TRowePrice money market fund was paying 18%+ at the time.


wow.
by F150HD
Sun Apr 23, 2017 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: Would You Buy This Home? Please Tell Me Why Not?
Replies: 22
Views: 3206

Re: Would You Buy This Home? Please Tell Me Why Not?

Sorry I can't help with the specific here, but I do have to ask... what kind of a model home wouldn't have a kitchen?!? I would think that is pretty important for potential buyers to look at. Overall, that would make me a little skeptical, but I've been told I'm too cynical in general. :) OP states...
by F150HD
Sun Apr 23, 2017 8:47 am
Forum: Personal Finance (Not Investing)
Topic: Career advice in IT
Replies: 99
Views: 6781

Re: Career advice in IT

deleted. my question was asked and answered in subsequent posts.
by F150HD
Sun Apr 23, 2017 8:39 am
Forum: Personal Consumer Issues
Topic: Recommendation for Adults-only All-Inclusive resort/hotel?
Replies: 21
Views: 2216

Re: Recommendation for Adults-only All-Inclusive resort/hotel?

I have kicked around a similar vacation and same general parameters- no kids, all inclusive etc. An issue I've wondered about - do most of you book these trips locally through a local travel agency? or online or through some 800 #? My fear w/ the 800 # or online business 1000's of miles away is if t...
by F150HD
Sun Apr 23, 2017 8:31 am
Forum: Personal Finance (Not Investing)
Topic: A Little History [from old bank statements]
Replies: 15
Views: 1793

Re: A Little History

I was purging some old files today. Before I put the papers in the shredder, I noted one bank statement from 1985. It included a CD that had an interest rate of 14.30%. The term was not shown, but was probably 5 or 6 years. At that time, my mortgage interest rate was 6.75%. I certainly had no incli...
by F150HD
Sun Apr 23, 2017 8:05 am
Forum: Personal Consumer Issues
Topic: National Parks in Northern CA
Replies: 34
Views: 2144

Re: National Parks in Northern CA

how busy are these big parks DURING THE WEEK and not on a weekend? Talking June/July/early Aug.

Thanks.
by F150HD
Sat Apr 22, 2017 7:02 am
Forum: Personal Consumer Issues
Topic: Removing a tree - expensive!!!
Replies: 81
Views: 6361

Re: Removing a tree - expensive!!!

We have an old Silver maple that needs to be removed. It is still alive, but not "healthy". It is the last of three still standing, where the other two from when we bought the house 38 years ago have fallen down. I suspect that this remaining tree may be suffering from the same sort of in...
by F150HD
Wed Apr 19, 2017 8:56 pm
Forum: Personal Consumer Issues
Topic: Fidelity card 2% but NOT as statement credit
Replies: 27
Views: 2550

Re: Fidelity card 2% but NOT as statement credit

Careful not to apply the Citi DC as a statement credit or you won't get 2% either; the reason being is that you get 2% = 1% for purchases + 1% for payments, but applying the statement credit reduces the needed payment on the purchases. So your effective cashback ratio is less than 2%. good point. I...
by F150HD
Wed Apr 19, 2017 3:59 pm
Forum: Personal Consumer Issues
Topic: Fidelity card 2% but NOT as statement credit
Replies: 27
Views: 2550

Re: Fidelity card 2% but NOT as statement credit

For those like me who have both Fidelity and Citi double cash and think of both as their 2% cards, I learned something interesting today. I had decided that instead of putting the money into my son's 529, that I would instead take advantage of the statement credit. Going through the process, indeed...
by F150HD
Tue Apr 18, 2017 10:06 pm
Forum: Personal Consumer Issues
Topic: Mens Blue Jeans - What are we buying now?!
Replies: 86
Views: 7830

Re: Mens Blue Jeans - What are we buying now?!

The manufacturing variances by Levi Strauss drive me crazy. I feel like I have to try them on, rather than relying on the labeled size, and I have avoided buying online as a result maybe started when they began manufacturing overseas. I look at the tag- Made in Egypt, Made in Indonesia, Made in Can...
by F150HD
Tue Apr 18, 2017 9:25 pm
Forum: Personal Consumer Issues
Topic: Mens Blue Jeans - What are we buying now?!
Replies: 86
Views: 7830

Re: Mens Blue Jeans - What are we buying now?!

Dang! I had forgotten about those jackets. When I was a teenager, Levi's white denim jackets were the ultimate sign of casual cool. Never cared much for the blue ones--except on Billy Joe Shaver and Guy Clark 8-) yea they are still fashionable and cool and the two huge inner pockets to hold things,...
by F150HD
Tue Apr 18, 2017 9:24 pm
Forum: Investing - Theory, News & General
Topic: Chase.com - Anybody having issues?
Replies: 14
Views: 1578

Re: Chase.com - Anybody having issues?

Since they redid their website, I get an error message after I log in: "It looks like our site isn't working right now. Please try again." but when I simply reload the page, the error message doesn't reappear and everything else works fine. I use Chrome with several extensions that block ...
by F150HD
Tue Apr 18, 2017 9:23 pm
Forum: Personal Consumer Issues
Topic: How to make best use of lunch with the company president/CEO?
Replies: 55
Views: 5255

Re: How to make best use of lunch with the company president/CEO?

Next week, I (along with a couple of other employees) are scheduled for an informal lunch with the president/CEO of our company. This is part of a program for upper management to meet with employees, and we were randomly chosen. Any tips on good questions to ask or things to say? Well, post a follo...
by F150HD
Tue Apr 18, 2017 9:10 pm
Forum: Personal Consumer Issues
Topic: Mens Blue Jeans - What are we buying now?!
Replies: 86
Views: 7830

Re: Mens Blue Jeans - What are we buying now?!

seriously....bought some Levi's from 3 different stores (same size) and they all fit different. How disappointing. Looking at going to some kind of cargo pant to carry things easier too. Levis' no longer makes that classic Jean Jacket you may have worn as a kid. They now make a 'skinny' one that mig...
by F150HD
Tue Apr 18, 2017 9:07 pm
Forum: Personal Consumer Issues
Topic: Mens Blue Jeans - What are we buying now?!
Replies: 86
Views: 7830

Re: Mens Blue Jeans - What are we buying now?!

kjvmartin wrote:I'm probably like most guys who don't care for shopping. I still wear the blue jeans I wore in college, which for me ended over 10 years ago....

Anyone had any shopping success lately?



I'm 4'9" about 530lb. I gave up on jeans and just started wearing yoga pants.

;-)
by F150HD
Sun Apr 16, 2017 10:36 am
Forum: Investing - Help with Personal Investments
Topic: Public School Teacher: Need help with 403b
Replies: 41
Views: 1885

Re: Public School Teacher: Need help with 403b

CFM300 wrote:OP said, "I started by doing 6,000 a year but scaled back to 3,000 when I purchased a home." If he's contributing less than $5,500 per year to his 403(b), he may as well contribute to a Traditional IRA


on that note yes, would make sense.
by F150HD
Sun Apr 16, 2017 10:10 am
Forum: Personal Finance (Not Investing)
Topic: Do you have an umbrella policy?
Replies: 129
Views: 12106

Re: Do you have an umbrella policy?

I'm willing to bet that you can do better than having separate policies with different companies. Are you sure it wouldn't be cheaper (not to mention easier) to put everything under the motorcycle insurer? Not to detract from the point of this thread but.... My home/auto insurer does insure cycles ...
by F150HD
Sun Apr 16, 2017 9:51 am
Forum: Personal Consumer Issues
Topic: Windows 10 upgrade, now legacy software doesn't work
Replies: 35
Views: 2600

Re: Windows 10 upgrade, now legacy software doesn't work

I did the Win 10 update yesterday - all so far seems fine. I still use Office 2007, when I launch it it takes time to start up in compatibility mode etc. as it did prior to the update. Also use Garmin Basecamp...running ok so far. Running an old outdated OS seems like a huge security risk to me (lik...
by F150HD
Sun Apr 16, 2017 9:43 am
Forum: Investing - Help with Personal Investments
Topic: Public School Teacher: Need help with 403b
Replies: 41
Views: 1885

Re: Public School Teacher: Need help with 403b

You should invest in your 403(b) up to your employer's match, if any. After that, you might consider investing in a Traditional IRA. If you aren't getting an employer match, then why not contribute to a Traditional IRA first? 18k versus 5500....fees aside, OP would be saving significantly less $$ e...

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