Search found 706 matches

by F150HD
Tue Jun 27, 2017 12:02 pm
Forum: Personal Consumer Issues
Topic: Surge Protector for Refrigerator
Replies: 27
Views: 1878

Re: Surge Protector for Refrigerator

I installed this whole house surge protector in about 15 minutes. It took me longer to gather my tools than it did to install. http://www.amazon.com/Eaton-CHSPT2ULTRA-Surge-Protection-3Rd/dp/B01AQAKRSS/ I chose it based on this review and the good Amazon reviews https://www.stevejenkins.com/blog/20...
by F150HD
Tue Jun 27, 2017 12:01 pm
Forum: Personal Consumer Issues
Topic: Surge Protector for Refrigerator
Replies: 27
Views: 1878

Re: Surge Protector for Refrigerator

+1 for the Luke Duke linked excellent Steve Jenkins article. Wish I'd read it sooner. Didn't know about the Eaton unit when I installed my GE THQLSURGE unit (it's missing the Jenkins-recommended ground leg protection: L-G, N-G). But it seems to have worked okay as my next door neighbor (we're on th...
by F150HD
Tue Jun 27, 2017 9:15 am
Forum: Personal Consumer Issues
Topic: Etiquette question regarding access easement usage
Replies: 11
Views: 979

Re: Etiquette question regarding access easement usage

please post a follow up today or tomato to lettuce know how it goes
by F150HD
Mon Jun 26, 2017 5:57 pm
Forum: Personal Finance (Not Investing)
Topic: Won an ATV in a raffle...now what?
Replies: 33
Views: 2149

Re: Won an ATV in a raffle...now what?

Earl Lemongrab wrote:I'm puzzled by all the people suggesting to give away, refuse, or donate something worth thousands!


+1
by F150HD
Mon Jun 26, 2017 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: Won an ATV in a raffle...now what?
Replies: 33
Views: 2149

Re: Won an ATV in a raffle...now what?

dunno what state you live in (?) but in the Midwest they are gold: farmers, hunters, plowing snow, mowing....you'd have no issue selling it whatsoever if you gave a slight discount. Personally if you are forced to take it, I'd place a CList ad before picking it up. That way if you find a motivated b...
by F150HD
Mon Jun 26, 2017 5:51 pm
Forum: Personal Consumer Issues
Topic: Help, realtors disagree. Take out bookshelves, hidden bed combo before listing?
Replies: 34
Views: 1774

Re: Help, realtors disagree. Take out bookshelves, hidden bed combo before listing?

a picture sure would help here :happy

some people look for unique things like this when buying a home, adds to its character. I say leave it.
by F150HD
Mon Jun 26, 2017 3:52 pm
Forum: Investing - Theory, News & General
Topic: The 5 Pitfalls of Mutual Funds by,....
Replies: 21
Views: 1339

Re: There are almost always better options than mutual funds.

Not going to waste my limited bandwidth watching it, but I can tell you what they are not saying: Well, I did watch it...in the end despite what the pdf said, for some reason I found myself wondering about all his 'hand gestures' in the video. Does that guy really talk like that? or was that script...
by F150HD
Mon Jun 26, 2017 1:12 pm
Forum: Investing - Theory, News & General
Topic: The 5 Pitfalls of Mutual Funds by,....
Replies: 21
Views: 1339

There are almost always better options than mutual funds.

[Thread merged into here, see below. --admin LadyGeek] Saw a commercial on Fox Business the other day its actually on this page. https://www.fishertvreport.com/ There are almost always better options than mutual funds. If you have more than $500k in investable assets, it may be time to graduate to ...
by F150HD
Mon Jun 26, 2017 8:33 am
Forum: Personal Finance (Not Investing)
Topic: Best Practices for Managing Paper Receipts
Replies: 28
Views: 1970

Re: Best Practices for Managing Paper Receipts

Let me know how it's going when your scanning 2 years worth of statements with your smartphone :) The scansnap is one of the best purchases I have ever made. Thanks, I'll do that! For the average Joe the smartphone route works great. For a business scanning everything to go digital, probably not so...
by F150HD
Mon Jun 26, 2017 8:30 am
Forum: Personal Consumer Issues
Topic: Things to do in Iowa/Nebraska
Replies: 58
Views: 2341

Re: Things to do in Iowa/Nebraska

by F150HD
Sat Jun 24, 2017 10:15 pm
Forum: Personal Consumer Issues
Topic: Garage Parking Aid
Replies: 28
Views: 1973

Re: Garage Parking Aid

You could get a Command hook that would stick to concrete to hang a tennis ball. No trouble at all applying them to a clean surface. Would be fast and inexpensive. A hanging ball is more effective at helping to get the car in the right place than a physical stop on the floor is if the lateral posit...
by F150HD
Sat Jun 24, 2017 6:49 pm
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 55
Views: 2999

Re: Worthwhile TV programming?

Netflix has everything. Academy award winners, the Sopranos series from HBO, the Homeland series from Showtime, the Upstairs Downstairs series from PBS. Helps to have some idea rather than scrolling randomly... I "tried" many series people talk about - Sopranos, others, found many very bo...
by F150HD
Sat Jun 24, 2017 2:31 pm
Forum: Personal Consumer Issues
Topic: emerald ash borer disaster
Replies: 35
Views: 1883

Re: emerald ash borer disaster

David Jay wrote:It does seem strange that they would replace large (eventually) shade trees like ash with any of these three.


yea it'd look funny on a nice street w/ all different kinds of trees lining it?
by F150HD
Sat Jun 24, 2017 2:28 pm
Forum: Personal Consumer Issues
Topic: Actuary Career - Thoughts Please
Replies: 20
Views: 2513

Re: Actuary Career - Thoughts Please

The rule of thumb is 100 hours of study for every hour of the exam (and exams are usually 3-4 hours). thats a lot of study time. You missed this part. They will most likely be the most difficult exams you'll ever have to take (pass marks usually hover around 60-70%, with about 35-45% of test takers...
by F150HD
Sat Jun 24, 2017 9:19 am
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 55
Views: 2999

Re: Worthwhile TV programming?

I picked up Netflix but my god, it's full of crap once a viewer has finished every episode of Mad Men, Breaking Bad and the like wish I didn't agree but I do. I've subscribed to it more then once for a month at a time but found myself scrolling through 100s of things that were less then appealing s...
by F150HD
Sat Jun 24, 2017 9:10 am
Forum: Personal Consumer Issues
Topic: Actuary Career - Thoughts Please
Replies: 20
Views: 2513

Re: Actuary Career - Thoughts Please

The rule of thumb is 100 hours of study for every hour of the exam (and exams are usually 3-4 hours).


thats a lot of study time.
by F150HD
Fri Jun 23, 2017 11:06 pm
Forum: Investing - Theory, News & General
Topic: Anyone have a habit of checking the market all day?
Replies: 38
Views: 2290

Re: Anyone have a habit of checking the market all day?

Maybe its because Im a young investor but I find myself checking the market everyday once it opens and periodically throughout the day. I get excited when it goes even by pennies and upset when it goes down.. I have a 3 fund and I really should be taking a set it and forget it approach.. Or at leas...
by F150HD
Fri Jun 23, 2017 6:25 am
Forum: Investing - Help with Personal Investments
Topic: Northwestern Mutual High Fees to Vanguard
Replies: 24
Views: 1253

Re: Northwestern Mutual High Fees to Vanguard

Nate79 wrote:Good Lord. Your money is currently in a den of thieves. Run man, run!


LOL.

Saw a thread yesterday where a fella had about as many funds.
by F150HD
Thu Jun 22, 2017 4:04 pm
Forum: Personal Consumer Issues
Topic: Free Cell Phone Plans for a Year @ Sprint
Replies: 29
Views: 2782

Re: Free Cell Phone Plans for a Year @ Sprint

yea 'Clark Howard' saw some things on his site that once I read the fine print were a bit misleading. Sprint: note that there is an extra $10 smartphone fee added to every account. Called a 'premium data fee'. This is on top of your plan, whichever you may choose. You'll find trying to buy say 2GB o...
by F150HD
Thu Jun 22, 2017 11:45 am
Forum: Personal Consumer Issues
Topic: Google Fi? pros/cons? anyone using it?
Replies: 53
Views: 3960

Re: Google Fi? pros/cons? anyone using it?

Agree - the way I get this price down to a "reasonable" level with both phones and DSLR cameras is to buy both that are a couple of model years older than the newest model Have always done the same too. Buy a model 2-3 generations back, it works great and the price is drastically lower. S...
by F150HD
Thu Jun 22, 2017 11:04 am
Forum: Investing - Help with Personal Investments
Topic: VTSAX dividend error?
Replies: 22
Views: 1945

Re: VTSAX dividend error?

rav2fi wrote:Mine shows the incorrect amount as well :oops:


makes the 'dont peek' idea seem like a bad idea! Would hate to catch a serious error a year or two after it occurred then try to backtrack to fix it. Not enough aspirin in Walmart....
by F150HD
Thu Jun 22, 2017 10:54 am
Forum: Investing - Help with Personal Investments
Topic: VTSAX dividend error?
Replies: 22
Views: 1945

Re: VTSAX dividend error?

5th_Dimension wrote:Mine showed the $58.50 price as well, but since the other amounts were correct I just ignored it.


if a taxable account that could present an issue when one eventually sells, no? (if the purchase price were recorded incorrectly)

Account of mine is tax-deferred so somewhat less relevant...
by F150HD
Thu Jun 22, 2017 10:52 am
Forum: Investing - Help with Personal Investments
Topic: VTSAX dividend error?
Replies: 22
Views: 1945

Re: VTSAX dividend error?

If the shares and dollar amount are correct I don't normally worry about it. Were the shares correct or will the higher price reduce the number of shares obtained in reinvestment. (As stated prior, they correctly used $60.77 in their calculations but for some reason listed $58.50 as the reinvestmen...
by F150HD
Thu Jun 22, 2017 10:21 am
Forum: Investing - Help with Personal Investments
Topic: VTSAX dividend error?
Replies: 22
Views: 1945

Re: VTSAX dividend error?

$58.50 is listed as the reinvestment price, which is incorrect. It should be listed as $60.77. I just talked w/ VG and it is an error. They have submitted a fix-it ticket. (As stated prior, they correctly used $60.77 in their calculations but for some reason listed $58.50 as the reinvestment price) ...
by F150HD
Thu Jun 22, 2017 9:51 am
Forum: Investing - Help with Personal Investments
Topic: VTSAX dividend error?
Replies: 22
Views: 1945

VTSAX dividend error?

I looked at my VG account and it states VTSAX reinvested at $58.50.... http://i234.photobucket.com/albums/ee157/Renny202/Misc/VTSAX_zpspdykcuhq.jpg Though It looks like they used the $60.77 to actually calculate the reinvested shares but the $58.50 is listed in my account as the reinvested price. Is...
by F150HD
Wed Jun 21, 2017 10:55 pm
Forum: Personal Finance (Not Investing)
Topic: Best Practices for Managing Paper Receipts
Replies: 28
Views: 1970

Re: Best Practices for Managing Paper Receipts

Thank me later. Fujitsu iX500 ScanSnap Document Scanner + EverNote (FREE) https://www.amazon.com/Fujitsu-ScanSnap-Document-Scanner-PA03656-B305/dp/B01G3JYVYM/ref=sr_1_1?ie=UTF8&qid=1498094415&sr=8-1&keywords=fuji+snapscan $444 for a scanner? :confused your smartphone can do it for free ...
by F150HD
Wed Jun 21, 2017 10:48 pm
Forum: Personal Consumer Issues
Topic: Google Fi? pros/cons? anyone using it?
Replies: 53
Views: 3960

Re: Google Fi? pros/cons? anyone using it?

Thanks for all the input. Its to the point where there are so many companies, so many plans so many 'deals' (with hidden fine print).....seems like it used to be much simpler to get a phone and a plan. And, "Buying" a phone for $400+ is absurd (to me) but is about where it leaves most of u...
by F150HD
Wed Jun 21, 2017 4:16 pm
Forum: Investing - Theory, News & General
Topic: Argentina issuing 100-year bond.
Replies: 64
Views: 5573

Re: Argentina issuing 100-year bond.

According to S&P, Argentina's credit rating is "B" which is lower than the "BBB-" which means it is "speculative grade" aka a junk bond. Individual DIY investors should not buy individual junk bonds because it is important to diversify credit risks. So individual D...
by F150HD
Wed Jun 21, 2017 11:24 am
Forum: Personal Consumer Issues
Topic: Google Fi? pros/cons? anyone using it?
Replies: 53
Views: 3960

Re: Google Fi? pros/cons? anyone using it?

Thanks for the replies. I don't use a ton of data so will give Fi some more thought. From what I'm reading, some people are using 20+ GB on their phones a month? has me wondering what folks are doing on their phones (watching Youtube all day?) That said, I don't use a ton of data but so many of the ...
by F150HD
Wed Jun 21, 2017 11:21 am
Forum: Personal Consumer Issues
Topic: Google Fi? pros/cons? anyone using it?
Replies: 53
Views: 3960

Re: Google Fi? pros/cons? anyone using it?

I've been thinking about switching and buying the Pixel phone. Is anyone aware of any trade-in deals or other deals available on the Pixel? I have a perfectly good Note 4 phone ; I'm looking for some kind of deal to make the switch. This is a point where I'm stuck on any switch to any carrier. I ha...
by F150HD
Wed Jun 21, 2017 10:14 am
Forum: Personal Consumer Issues
Topic: Google Fi? pros/cons? anyone using it?
Replies: 53
Views: 3960

Google Fi? pros/cons? anyone using it?

Anyone using Google Fi? any reviews? pros/cons?

https://fi.google.com/signup

Thanks.
_
by F150HD
Wed Jun 21, 2017 9:07 am
Forum: Personal Finance (Not Investing)
Topic: Co-workers advising to buy house RIGHT NOW
Replies: 62
Views: 5436

Re: Co-workers advising to buy house RIGHT NOW

"oh i should have bought 2 or 3 houses instead of just 1".


who is doing all the maintenance on 3 homes? often hard just to keep up on 1 let alone 3. JMO
by F150HD
Tue Jun 20, 2017 4:29 pm
Forum: Personal Consumer Issues
Topic: AAA Cost
Replies: 75
Views: 4975

Re: AAA Cost

If you are a SPRINT customer and a AAA customer you can get Classic renewed for free. Read the fine print of course. Cannot do this if you already receive a discount on your plan for something else.

https://promo.sprint.com/AAA/ExistingLanding?ECID=vanity%3Aaaa#
__
by F150HD
Tue Jun 20, 2017 4:05 pm
Forum: Personal Consumer Issues
Topic: Alternatives to Amazon
Replies: 76
Views: 4965

Re: Alternatives to Amazon

Blue wrote:...with some scary looking individuals in their personal vehicles delivering packages to our front door without any identifiable markings, id's, signage, etc....


this just begs for pictures.... define ''scary looking"? :)
by F150HD
Tue Jun 20, 2017 11:03 am
Forum: Personal Finance (Not Investing)
Topic: Full comprehensive or liability only?
Replies: 30
Views: 2084

Re: Full comprehensive or liability only?

We just bought a used vehicle. It's a 2008, 32k miles, the body and inside are great but there are a few minor issues. We paid $5,000. We currently use State Farm but are looking to switch to Geico. Here are the quotes we got from State Farm: Full comprehensive - $291 every 6 months Liability - $16...
by F150HD
Tue Jun 20, 2017 10:47 am
Forum: Personal Consumer Issues
Topic: Cancelling credit card payment while it is 'pending'
Replies: 7
Views: 456

Re: Cancelling credit card payment while it is 'pending'

My wife and I signed up our kids for a summer camp. The fee was $420/kid, there was little fine print in online enrollment about the cost except "nonrefundable fee applies." I didn't do the enrollment myself, my wife did it online. She printed out all the paperwork and I read it last nigh...
by F150HD
Tue Jun 20, 2017 10:41 am
Forum: Investing - Help with Personal Investments
Topic: Need to find Loaded Index Funds
Replies: 64
Views: 3509

Re: Need to find Loaded Index Funds

warowits wrote:
AaronS wrote:Due to the new Fiduciary Rule, my firm no longer allows me to invest in no load funds,


The contorted logic which would have to go into that sort of reading of the fiduciary rule is literally beyond my comprehension.


lol, I was thinking the same thing as I was picking my jaw up off the floor.
by F150HD
Sun Jun 18, 2017 11:08 pm
Forum: Personal Finance (Not Investing)
Topic: Siblings in disagreement over mom's house.
Replies: 241
Views: 16271

Re: Siblings in disagreement over mom's house.

It's simply crazy that you guys have kept an unoccupied, uninsured house for five years already. I am curious what the insurance agent for this home says about the house being unoccupied? (despite family being nearby) https://www.trustedchoice.com/homeowners-insurance/home-coverage-types/vacant-hom...
by F150HD
Sun Jun 18, 2017 11:04 pm
Forum: Personal Consumer Issues
Topic: Which motorcyle?
Replies: 26
Views: 1215

Re: Which motorcyle?

I'm wanting to get a weekend motorcyle. Primarily just for fun - cruising up the canyon, evening drives with the wife, etc. - so something comfortable for two riders. Probably going to rent a few to try, but anyone have any suggestions? First...do you have any prior experience riding a motorcycle?
by F150HD
Sat Jun 17, 2017 7:54 pm
Forum: Personal Finance (Not Investing)
Topic: Siblings in disagreement over mom's house.
Replies: 241
Views: 16271

Re: Siblings in disagreement over mom's house.

It's simply crazy that you guys have kept an unoccupied, uninsured house for five years already. I am curious what the insurance agent for this home says about the house being unoccupied? (despite family being nearby) https://www.trustedchoice.com/homeowners-insurance/home-coverage-types/vacant-hom...
by F150HD
Sat Jun 17, 2017 10:41 am
Forum: Personal Finance (Not Investing)
Topic: Siblings in disagreement over mom's house.
Replies: 241
Views: 16271

Re: Siblings in disagreement over mom's house.

It's simply crazy that you guys have kept an unoccupied, uninsured house for five years already. I am curious what the insurance agent for this home says about the house being unoccupied? (despite family being nearby) https://www.trustedchoice.com/homeowners-insurance/home-coverage-types/vacant-hom...
by F150HD
Sat Jun 17, 2017 12:05 am
Forum: Personal Finance (Not Investing)
Topic: Siblings in disagreement over mom's house.
Replies: 241
Views: 16271

Re: Siblings in disagreement over mom's house.

please post an update once you get this figured out. Thanks.
by F150HD
Thu Jun 15, 2017 5:06 pm
Forum: Personal Consumer Issues
Topic: AAA Cost
Replies: 75
Views: 4975

Re: AAA Cost

munemaker wrote:I was listening to Clark Howard podcast today....


didn't he used to play left field for the Houston Astros?
by F150HD
Thu Jun 15, 2017 9:27 am
Forum: Personal Consumer Issues
Topic: Contractor took deposit but never did any work. What next?
Replies: 31
Views: 3926

Re: Contractor took deposit but never did any work. What next?

how much was the deposit?

did you have a written contract? or verbal contract? (maybe I missed it)

would appreciate followups on this as it resolves.
by F150HD
Thu Jun 15, 2017 9:21 am
Forum: Personal Finance (Not Investing)
Topic: Do You Take Your Credit Card Receipts?
Replies: 79
Views: 4863

Re: Do You Take Your Credit Card Receipts?

see lots of comments about errors and tipping on receipts. Now, is this when you leave the tip on the actual receipt? (and pay for the tip using the credit card?) or when you pay using a credit card but pay a cash tip. (I do this more frequently) Assuming the former but thought I'd ask. I had the bi...
by F150HD
Wed Jun 14, 2017 11:20 am
Forum: Investing - Help with Personal Investments
Topic: Fisher says Mutual Funds are Risky
Replies: 32
Views: 2278

Re: Fisher says Mutual Funds are Risky

svoop wrote:....They are trying to convince me that mutual funds are risky since they don't take advantage of market highs....


Kinda unclear to me.... How do you take advantage of a 'market high'?
by F150HD
Wed Jun 14, 2017 11:03 am
Forum: Investing - Help with Personal Investments
Topic: Ally Bank - Is this a safe/best place to stash some cash?
Replies: 108
Views: 17078

Re: Ally Bank - Is this a safe/best place to stash some cash?

Kevin M wrote:
F150HD wrote:dozens of threads on this same topic.

True, but also true for many other topics. If there's a recent thread on the same topic, anyone can request that a new thread be merged into the existing thread.

Kevin


cant see your Avatar that well. That a derivative? f'(x) ?

Go to advanced search