Search found 1036 matches

by F150HD
Mon Oct 16, 2017 5:33 am
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 17
Views: 2061

WPA2 protocol used by vast majority of wifi connections has been broken

This was just on FOX Business this morning....was hoping someone deep in the know can offer some input on this issue. We discovered serious weaknesses in WPA2, a protocol that secures all modern protected Wi-Fi networks. An attacker within range of a victim can exploit these weaknesses using key rei...
by F150HD
Sun Oct 15, 2017 8:20 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime - Decline in Delivery Service?
Replies: 40
Views: 2474

Re: Amazon Prime - Decline in Delivery Service?

20 miles from 3 (!) Amazon Warehouses. In stock item takes 9 calendar days. No Prime. I am using Walmart's free 2 day shipping more. the benefit of the Walmart route (have used it too), is option for store pickup AND, if you need to return something, you can do it 'at the store'. Shipping and dropp...
by F150HD
Sun Oct 15, 2017 2:51 pm
Forum: Personal Consumer Issues
Topic: Deals on Halloween Candy
Replies: 10
Views: 1233

Re: Deals on Halloween Candy

Walgreens usually has some good deals when you buy a few bags at once.

Have noticed the 'fun size' versus the little 'square ones' (bite size?) - you usually get 1-2 more oz of candy per bag with the little tiny square ones.
by F150HD
Sun Oct 15, 2017 2:44 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime - Decline in Delivery Service?
Replies: 40
Views: 2474

Re: Amazon Prime - Decline in Delivery Service?

multiple threads on this.

viewtopic.php?f=11&t=181540

My '2 day' became typically '4 day' delivery. Was one reason I cancelled years ago.
by F150HD
Sun Oct 15, 2017 12:19 pm
Forum: Personal Consumer Issues
Topic: Storing Lawn Tractor over the Winter
Replies: 29
Views: 1283

Re: Storing Lawn Tractor over the Winter

Just mowed my lawn for what might be the last time here in NH. I bought a Simplicy Broadmoor lawn tractor back in June, and am wondering what you folks think the best option is for storing it in my shed this winter? So far I've had 3 ideas/recommendations: - Just drain the gas and put it in the she...
by F150HD
Sun Oct 15, 2017 8:55 am
Forum: Personal Consumer Issues
Topic: Antivirus Software Recommendations
Replies: 36
Views: 2388

Re: Antivirus Software Recommendations

Been on free edition of AVG for years and never had any issues. The key is not to visit the fishy websites. or you've had issues but are unaware of them as the software isn't detecting the issue. If I had a machine I only used for surfing the web and 'play', AVG would be great. But when accessing f...
by F150HD
Sun Oct 15, 2017 8:37 am
Forum: Personal Consumer Issues
Topic: Antivirus Software Recommendations
Replies: 36
Views: 2388

Re: Antivirus Software Recommendations

If you are an Ally bank customer you can get Webroot SecureAnywhere for free. I have it on my Macbook Air & Windows 10 PC and am very happy with it so far. appears it has no firewall, have you configured your devices for that? from reading it doesn't seem like a 'complete' solution and one would ha...
by F150HD
Sat Oct 14, 2017 10:39 am
Forum: Personal Consumer Issues
Topic: Anyone else using HTTPS Everywhere or similar?
Replies: 16
Views: 1302

Re: Anyone else using HTTPS Everywhere or similar?

If one has never seen this 60 Minutes episode, its worth a watch. Super interesting.....

The end of privacy "The Data Brokers: Selling your personal information"

If you only have a few minutes, go to about 6:40 in the video
by F150HD
Sat Oct 14, 2017 10:35 am
Forum: Personal Consumer Issues
Topic: Anyone else using HTTPS Everywhere or similar?
Replies: 16
Views: 1302

Re: Anyone else using HTTPS Everywhere or similar?

The extensions I use for security/adblock: 1. Ublock origin 2. Privacy badger 3. HTTPS everywhere I haven't experienced any issues with any of the sites I visit while using these. one thing I've liked about Kaspersky Total Security is the Privacy Protection. (despite all the politics surrounding Ka...
by F150HD
Sat Oct 14, 2017 10:24 am
Forum: Personal Consumer Issues
Topic: Anyone else using HTTPS Everywhere or similar?
Replies: 16
Views: 1302

Re: Anyone else using HTTPS Everywhere or similar?

HoberMallow wrote:
Thu Oct 12, 2017 9:22 am
It helps prevent your ISP from tracking the pages you visit and injecting ads or other annoyances, so using it is a no-brainer for me.
You 100% certain on this?

I recall reading how ISPs can analyze/sell peoples browsing data. Were big security concerns over that to many.
by F150HD
Sat Oct 14, 2017 9:53 am
Forum: Investing - Help with Personal Investments
Topic: My EJ portfolio vs my Vanguard, side by side
Replies: 27
Views: 3000

Re: My EJ portfolio vs my Vanguard, side by side

Dead Man Walking wrote:
Fri Oct 13, 2017 9:10 pm
I wasn't aware that Edward Jones offered DFA Funds.

DMW
Ran across this...

DFA Funds Are Booming, but That Adviser Fee Matters - WSJ
by F150HD
Sat Oct 14, 2017 9:17 am
Forum: Personal Consumer Issues
Topic: Anyone Ever Jackhammered a Concrete Patio?
Replies: 27
Views: 1540

Re: Anyone Ever Jackhammered a Concrete Patio?

I manually removed an old sidewalk last summer & installed new...broke it up w/ a chisel by hand, loaded into the F150 drove to a . . Local utility companies will come mark buried lines for free. Takes about a week to get that done. That's where I'd start. but, but, but... why do it by hand? If you...
by F150HD
Fri Oct 13, 2017 9:10 pm
Forum: Personal Consumer Issues
Topic: Anyone Ever Jackhammered a Concrete Patio?
Replies: 27
Views: 1540

Re: Anyone Ever Jackhammered a Concrete Patio?

... $6,000 to remove a 12 foot by 12 foot section of concrete in the back yard and some outdoor concrete steps (which may or may not be filled with extra concrete from when they built them years ago)... From what I can tell, rental and disposal costs would be more like $1500 or so. sounds overprice...
by F150HD
Wed Oct 11, 2017 6:53 pm
Forum: Investing - Theory, News & General
Topic: Offensive Valuations
Replies: 45
Views: 4038

Re: Offensive Valuations

4. What is the alternative? 2% yielding bonds?
But if not stocks then what?
This is the $1000 question(s)
by F150HD
Wed Oct 11, 2017 5:21 pm
Forum: Personal Finance (Not Investing)
Topic: Tax issue: Made a mistake on Inherited IRA RMDs for five years
Replies: 36
Views: 2534

Re: Tax issue: Made a mistake on Inherited IRA RMDs for five years

celia wrote:
Wed Oct 11, 2017 4:21 pm
The IRA custodians are supposed to calculate the official RMD each year and tell the account holder what it is each January. Did your wife ever get a notice for any of the years?
That was my question. I know VG does this for you.
by F150HD
Wed Oct 11, 2017 5:18 pm
Forum: Personal Consumer Issues
Topic: Pro and cons of the Prime offer by Amazon.......
Replies: 39
Views: 3627

Re: Pro and cons of the Prime offer by Amazon.......

Hello: Thanks for your kind replies.......Yout experience good or otherwise with Amazon prime,please. I was concidering to sign up but I thought to better inquire first.........araucano if you don't buy online a lot and need the shipping, the $$ won't be worth it. The Prime movies/video....aren't a...
by F150HD
Mon Oct 09, 2017 8:09 pm
Forum: Personal Consumer Issues
Topic: McDonalds Rick and Morty Szechuan Sauce...$995 ?
Replies: 16
Views: 2343

McDonalds Rick and Morty Szechuan Sauce...$995 ?

They apparently had this sauce on Saturday...first time since the 1990s. Anyone purchase some with a meal Saturday? Many of these on Ebay for $500+. Would someone actually buy this? or is this a spoof? :confused https://s1.postimg.org/3ul04ri0pr/image.jpg http://www.ebay.com/itm/Szechuan-Sauce-McDon...
by F150HD
Sun Oct 08, 2017 9:17 pm
Forum: Personal Consumer Issues
Topic: what if I forget my security questions?
Replies: 19
Views: 1345

Re: what if I forget my security questions?

I don't care so much about someone taking out a loan in my name.
???
by F150HD
Sun Oct 08, 2017 6:27 pm
Forum: Personal Consumer Issues
Topic: Do you want your receipt?
Replies: 99
Views: 7385

Re: Do you want your receipt?

Seems like I am asked this question whenever I make small puchases with my credit card, like coffee at Starbucks, and it always causes me to pause and think for a moment about the best answer. I usually say no, but I always have a millisecond of doubt in my mind whether I should have kept it for so...
by F150HD
Sat Oct 07, 2017 9:25 am
Forum: Investing - Theory, News & General
Topic: VG wants everyone to transfer to a brokerage account?
Replies: 95
Views: 8559

Re: VG wants everyone to transfer to a brokerage account?

Thanks for the screen shot of options in the "new" type of account. One issue I ran into was on a RMD on an inherited account this year- the settlement fund I had could'nt accept the RMD for some reason, worked on it for an hour then I had to call VG to have them do it for me. There was something a...
by F150HD
Sat Oct 07, 2017 9:10 am
Forum: Investing - Theory, News & General
Topic: VG wants everyone to transfer to a brokerage account?
Replies: 95
Views: 8559

Re: VG wants everyone to transfer to a brokerage account?

So...if one had 3 funds in an IRA, after changing to the new system, one would have the same 3 funds and a settlement account? What's in the settlement account? I assume it is a money market of some kind? Is here a $3k minimum for it? What is the settlement account used for? yea, that was a little ...
by F150HD
Sat Oct 07, 2017 9:01 am
Forum: Investing - Theory, News & General
Topic: VG wants everyone to transfer to a brokerage account?
Replies: 95
Views: 8559

Re: VG wants everyone to transfer to a brokerage account?

Vanguard has been gradually rolling this out since 2013 or perhaps earlier. My turn came last spring, and so far I've just been ignoring it, because if I wanted a brokerage account I would have opened one in the first place. It's optional if you don't mind the nagging. But lots of people have conve...
by F150HD
Sat Oct 07, 2017 8:14 am
Forum: Personal Consumer Issues
Topic: CC online purchase at BestBuy denied - related to recent credit freeze?
Replies: 22
Views: 1235

Re: CC online purchase at BestBuy denied - related to recent credit freeze?

you should almost be happy this occurred and someone is keeping watch on your card.
by F150HD
Thu Oct 05, 2017 4:24 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Account Stolen by Identity theft
Replies: 181
Views: 18677

Re: Retirement Account Stolen by Identity theft

have you pulled credit reports to see what other accounts have been opened in his name?

if someone stole the funds in this IRA (kinda complicated to pull it off) it stands to reason they did other (simpler) things w/ your fathers ID too. Just a hunch.
by F150HD
Thu Oct 05, 2017 1:32 pm
Forum: Personal Finance (Not Investing)
Topic: Minnesota house title transfer within family
Replies: 3
Views: 274

Re: Minnesota house title transfer within family

I have searched a while but still can't a definite answer to: How to transfer ownership of house from aged parents to oneself in the state of MN? Aged parents live in and will continue to live in the house which is already paid off. I will ostensibly pay for some maintenance and property taxes. Can...
by F150HD
Wed Oct 04, 2017 6:42 pm
Forum: Personal Consumer Issues
Topic: Driving from Boise to Missoula: Best Route?
Replies: 11
Views: 795

Re: Driving from Boise to Missoula: Best Route?

have ridden both 12 and 21 on a motorcycle, each was spectacular.

U.S. Highway 12 — Idaho's long and winding road
by F150HD
Wed Oct 04, 2017 5:27 am
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 50
Views: 6196

Re: MoviePass-Too good to be true, but it's legit.

has been in news awhile....sounds like a good deal if one's local theater actually participates. Whats the downside?
by F150HD
Wed Oct 04, 2017 5:24 am
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 46854

Re: Equifax customer information leak

:? Equifax, under fire for data breach, wins $7.25 million contract from IRS http://www.pbs.org/newshour/rundown/equifax-fire-data-breach-wins-7-25-million-contract-irs/ The Internal Revenue Service signed a $7.25 million contract with Equifax last month. The no-bid contract... is for Equifax to pro...
by F150HD
Tue Oct 03, 2017 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 46854

Re: Equifax customer information leak

benevo wrote:
Tue Oct 03, 2017 12:06 pm
I have an alert on my account - supposed to get a phone call verifying before accounts are opened - opened a new cell account, no call.
I did that 2-3 years back. Went to buy a truck and take out a loan. I fully expected to get a 'phone call' but never did. Ford dealer.

:?
by F150HD
Mon Oct 02, 2017 9:14 pm
Forum: Investing - Theory, News & General
Topic: Mutual fund vs ETF prices
Replies: 15
Views: 1171

Re: Mutual fund vs ETF prices

VTI is $130.18 today, while VTSAX is $63.36.... Related note, can someone clarify the % return each day for the ETF vs the MF? Should these potentially be the same each day? Looking at VTSAX and VTI specifically. https://s1.postimg.org/72wn7py14f/image.jpg https://s1.postimg.org/1e23mao06n/image.jpg
by F150HD
Mon Oct 02, 2017 5:19 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 46854

Re: Equifax customer information leak

Equifax says millions more customers affected in cyberattack than previously reported http://www.marketwatch.com/story/equifax-says-millions-more-customers-affected-in-cyberattack-than-previously-reported-2017-10-02 In late September, Mandiant, which is owned by FireEye Inc. FEYE, +3.04% reported t...
by F150HD
Mon Oct 02, 2017 9:14 am
Forum: Personal Consumer Issues
Topic: The Expert's Dilemma - How can I know I'm getting a good physician without being one myself?
Replies: 125
Views: 8329

Re: The Expert's Dilemma - How can I know I'm getting a good physician without being one myself?

good or otherwise, how do you choose a 'primary care doctor' when you don't go to one that often? I am always asked this when filling out emergency forms here or there, how do you choose one? do most people just do this randomly by whatever is convenient by their home and in their insurance network?
by F150HD
Sun Oct 01, 2017 7:53 pm
Forum: Personal Consumer Issues
Topic: My favorite CNBC program
Replies: 39
Views: 4796

Re: My favorite CNBC program

New season of Shark Tank on tonight. Not seeing Kevin O'Leary on it anymore.
by F150HD
Sun Oct 01, 2017 9:05 am
Forum: Personal Finance (Not Investing)
Topic: Reach out to hiring manager directly on LinkedIn?
Replies: 52
Views: 2921

Re: Reach out to hiring manager directly on LinkedIn?

let us know how this turns out. Curious to see if it works. Thanks.
by F150HD
Sun Oct 01, 2017 9:01 am
Forum: Personal Consumer Issues
Topic: a $2000 pizza
Replies: 19
Views: 1771

a $2000 pizza

...would you splurge on it? CNBC - I ate a $2,000 pizza — and I want it again The 12-inch crust starts with a special black dough made from Indian squid ink and special flour imported from Italy. It's then sprinkled with gold flakes from Ecuador... After it's fired in the oven briefly, the crust is ...
by F150HD
Sun Oct 01, 2017 8:25 am
Forum: Personal Consumer Issues
Topic: Is it a waste of money having your furnace checked every year?
Replies: 58
Views: 5976

Re: Is it a waste of money having your furnace checked every year?

I never do it but I hear all the commercials around this time for the service. Mine is 16 years old and have never even had a repair. I change the filter once a year and that's it. Same for the A/C. Thoughts? When you call to order a service, make sure you know specifically what you are getting and...
by F150HD
Sun Oct 01, 2017 8:12 am
Forum: Investing - Help with Personal Investments
Topic: VG ETF settlement dates? is it 1 day? or?
Replies: 12
Views: 527

Re: VG ETF settlement dates? is it 1 day? or?

... Selling one ETF to buy another on the same day is a very common transaction, and there is nothing wrong with doing it as long as you know the rules. Thanks. It felt like daytrading so figured it was best to ask. Could have called VG, but being at work, didn't have 20 free mins to sit on phone.
by F150HD
Sun Oct 01, 2017 8:11 am
Forum: Investing - Help with Personal Investments
Topic: VG ETF settlement dates? is it 1 day? or?
Replies: 12
Views: 527

Re: VG ETF settlement dates? is it 1 day? or?

I think the "teetering" worry is unfounded. Here is a true anecdote: I had an account that went under $10K limit for Admiral shares while it was still Investor shares. Vanguard automatically converted it to Admiral shares even though the amount was something less than $9800. Thanks. Its an inherite...
by F150HD
Sat Sep 30, 2017 11:08 am
Forum: Investing - Theory, News & General
Topic: Alternative to Google Finance? [Portfolios feature deprecated]
Replies: 52
Views: 7248

Re: Alternative to Google Finance?

If you just want to use their portfolio feature, you should bookmark your portfolio page instead of their home page. That stupid pop up only appears on the home page -- usually after I've scrolled down to read something, and have to scroll back up to clear it. Bruce Thanks. Though, if one uses M* a...
by F150HD
Sat Sep 30, 2017 9:34 am
Forum: Investing - Help with Personal Investments
Topic: Choosing Vanguard VEU or VXUS (FTSI vs MSCI)
Replies: 11
Views: 15923

Re:

The MSCI fund contains small caps. The FTSE fund does not, although there is a separate fund that you could use to give you small caps too (VFSVX). 90% FTSE Large Cap + 10% FTSE Small Cap = the total market. So, based upon this, VXUS would be a better choice if one wanted total small/mid/large expo...
by F150HD
Sat Sep 30, 2017 8:58 am
Forum: Personal Consumer Issues
Topic: Should I get a New Macbook Pro?
Replies: 47
Views: 3917

Re: Should I get a New Mac or Macbookpro?

upgrade before there is a hardware failure making your life even more difficult. Be pro-active. yes, it will suck time making the change, but better to make the change while the old machine is working then when it fails....
by F150HD
Sat Sep 30, 2017 8:41 am
Forum: Personal Consumer Issues
Topic: Caught by speed camera
Replies: 49
Views: 2662

Re: Caught by speed camera

there are a few threads on this topic on the board in the past year.

some states have deemed these cameras unconstitutional.
by F150HD
Sat Sep 30, 2017 8:23 am
Forum: Personal Consumer Issues
Topic: Bed Pillows
Replies: 15
Views: 1839

Re: Bed Pillows

Husband and I are in mid 80's and have gone through a number of bed pillows. Currently we have pillows with down and are very uncomfortable. They go flat. We have had foam pillows some years ago. I researched Amazon and saw a pillow made by COOP. It had excellent reviews but was a little more expen...
by F150HD
Fri Sep 29, 2017 2:00 pm
Forum: Investing - Help with Personal Investments
Topic: VG ETF settlement dates? is it 1 day? or?
Replies: 12
Views: 527

Re: VG ETF settlement dates? is it 1 day? or?

Thanks all, I got my trades in. One tax deferred acct I have, the balance was teetering on 10k (limit for Admiral shares of VTSAX) so wanted to convert to VTI (ETF) to avoid the hassle of possibly ping-ponging between Investor and Admiral. One thing I don't like about the ETF route is the bit of sur...
by F150HD
Fri Sep 29, 2017 1:18 pm
Forum: Investing - Help with Personal Investments
Topic: VG ETF settlement dates? is it 1 day? or?
Replies: 12
Views: 527

Re: VG ETF settlement dates? is it 1 day? or?

This is not specific to Vanguard, but all equity trades, which are now T+2. See: SEC Adopts T+2 Settlement Cycle for Securities Transactions However, when you sell an ETF and buy an ETF you can do that transaction pair on the same day (assuming the sale results in enough funds for the purchase) Tha...
by F150HD
Fri Sep 29, 2017 11:19 am
Forum: Investing - Help with Personal Investments
Topic: VG ETF settlement dates? is it 1 day? or?
Replies: 12
Views: 527

Re: VG ETF settlement dates? is it 1 day? or?

This is not specific to Vanguard, but all equity trades, which are now T+2. See: SEC Adopts T+2 Settlement Cycle for Securities Transactions However, when you sell an ETF and buy an ETF you can do that transaction pair on the same day (assuming the sale results in enough funds for the purchase) Tha...
by F150HD
Fri Sep 29, 2017 11:11 am
Forum: Investing - Help with Personal Investments
Topic: VG ETF settlement dates? is it 1 day? or?
Replies: 12
Views: 527

VG ETF settlement dates? is it 1 day? or?

(Did a forum search, but got broad array of threads and not finding the specific info I'm looking for.) If I sell a VG ETF today, how long is the 'settlement date' before I can use those funds to buy a different VG ETF in the same account? (tax deferred if it matters) Got a 'warning' trying to do th...
by F150HD
Thu Sep 28, 2017 9:03 pm
Forum: Personal Consumer Issues
Topic: Email address compromised - HELP!!!
Replies: 28
Views: 2412

Re: Email address compromised - HELP!!!

Change your password immediately. Also, I suspect that you are not using 2 factor authentication to protect access to your email account...if you are not, start using it immediately. If your email provider does not offer 2 factor authentication, change to a provider that does. It's that important. ...
by F150HD
Wed Sep 27, 2017 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 46854

Re: Equifax customer information leak

DaftInvestor wrote:
Wed Sep 27, 2017 8:50 pm
I believe a lot of carriers use SageStream for credit checks - lessor known so you may not have thought to put a freeze with them.
:thumbsup Thanks.