Search found 7 matches

by ExpatChris
Sun Apr 23, 2017 11:50 pm
Forum: Personal Consumer Issues
Topic: You can never go "home" - retirement
Replies: 85
Views: 12519

Re: You can never go "home" - retirement

Growing up in Germany as a single child, I was given the opportunity to study in the US from last year High School until College. I started in SoCal, but also lived in the Midwest and Grad school in Upstate NY. For my working career I returned to Europe working mainly in Switzerland, France, UK and...
by ExpatChris
Sun Apr 23, 2017 9:02 am
Forum: Personal Consumer Issues
Topic: You can never go "home" - retirement
Replies: 85
Views: 12519

Re: You can never go "home" - retirement

Growing up in Germany as a single child, I was given the opportunity to study in the US from last year High School until College. I started in SoCal, but also lived in the Midwest and Grad school in Upstate NY. For my working career I returned to Europe working mainly in Switzerland, France, UK and ...
by ExpatChris
Thu Apr 20, 2017 9:43 pm
Forum: Investing - Help with Personal Investments
Topic: Which brokers trade dollar listed ETFs on London Stock Exch
Replies: 50
Views: 5780

Re: Which brokers trade dollar listed ETFs on London Stock Exch

Orenplen, I believe that you are correct about the Irish based products not being covered by SIPC. IB is publicly listed on the NYSE. Are you concerned that it could default that quickly without you knowing about it? If you owned VUSD or VWRD, wouldn't those shares still belong to you and not be con...
by ExpatChris
Tue Jan 17, 2017 10:59 pm
Forum: Investing - Theory, News & General
Topic: Deciding on types of bonds is harder than stocks!
Replies: 20
Views: 2665

Re: Deciding on types of bonds is harder than stocks!

As a non-US domiciled I am currently all Ireland based Vanguard Global Short term Bond fund. It is well diversified internationally, app. 25% Corporate vs. 75% Government based and the average duration of 2.6 years. I am also thinking hard about including a larger percentage of Corporates and or Hig...
by ExpatChris
Sun Feb 28, 2016 2:16 pm
Forum: Investing - Help with Personal Investments
Topic: Request for Portfolio Feedback (Europe-Germany)
Replies: 10
Views: 1197

Re: Request for Portfolio Feedback (Europe-Germany)

Regarding equities: Have you thought about Vanguard's VWRL?

It has a slightly higher TER but is much better diversified.
by ExpatChris
Sun Feb 28, 2016 1:52 pm
Forum: Investing - Help with Personal Investments
Topic: Request for Portfolio Feedback (Europe-Germany)
Replies: 10
Views: 1197

Re: Request for Portfolio Feedback (Europe-Germany)

You might consider loading up on individual zero coupon bonds for the non-stock part of your portfolio. The German tax is 0 until you sell. And if you move back abroad before the maturity of the bonds, then you get to keep the capital gains as well.
by ExpatChris
Sun Feb 28, 2016 12:58 pm
Forum: Investing - Theory, News & General
Topic: Hedging Foreign Currency: 0%, 50% or 100%?
Replies: 26
Views: 3021

Re: Hedging Foreign Currency: 0%, 50% or 100%?

I find hedging 100% only interesting when I own a foreign bond in a non-base currency which is very volatile and rapidly moving against me. I have preestablished rules for this scenarion but also take the hedge off just as quickly as the volatility recedes.

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