Search found 241 matches

by EvelynTroy
Tue Dec 12, 2017 5:07 pm
Forum: Personal Consumer Issues
Topic: prudent buying a refurbished laptop?
Replies: 25
Views: 1653

Re: prudent buying a refurbished laptop?

Couple of weeks ago I purchased this Lenovo 2 in 1 laptop $199 - http://www.microcenter.com/product/486059/ThinkPad_Yoga_11e_116_2-in-1_Laptop_Computer_Refurbished_-_Black Works perfectly, not a scratch on it - I didn't need anything fancy, or powerful. Its fits the bill perfectly for my needs. Over...
by EvelynTroy
Mon Nov 20, 2017 8:37 am
Forum: Investing - Theory, News & General
Topic: Schwab acct. security tool
Replies: 22
Views: 1541

Re: Schwab acct. security tool

As the OP when I read thru all the "what if" scenarios I thought, "and what if your account get compromised." Not a pleasant thought. When you receive the token there is a two page booklet that answers all the "what if" questions that were noted here plus a couple more. Also its so straightforward t...
by EvelynTroy
Sun Nov 19, 2017 8:35 am
Forum: Investing - Theory, News & General
Topic: Schwab acct. security tool
Replies: 22
Views: 1541

Schwab acct. security tool

I was one that changed to Schwab when the commisson free ETF's at TDA being discontinued notice came out. Not that I do much trading, but Schwab gave me some very nice perks that I decided to take advantage of. That said, I'm learning my way about the website - how things are set up etc. Phoned Schw...
by EvelynTroy
Tue Nov 14, 2017 6:51 pm
Forum: Investing - Theory, News & General
Topic: Do DFA advisors get kickbacks?
Replies: 11
Views: 1689

Re: Do DFA advisors get kickbacks?

Do DFA advisors receive a kickback from DFA for putting clients money into funds? I've worked with two DFA advisors - not one complaint, watchwords in my opinion integrity, character, and fiduciary. Never a doubt they had my best interests at the forefront. DFA approved advisors are a select group ...
by EvelynTroy
Sat Nov 11, 2017 12:01 pm
Forum: Personal Consumer Issues
Topic: Eliminating Ads on Samsung Tablet
Replies: 4
Views: 423

Re: Eliminating Ads on Samsung Tablet

Thanks - I'll go thru my apps, especially one's installed in last few months.
Evelyn
by EvelynTroy
Sat Nov 11, 2017 10:58 am
Forum: Personal Consumer Issues
Topic: Eliminating Ads on Samsung Tablet
Replies: 4
Views: 423

Eliminating Ads on Samsung Tablet

I have Samsung Galaxy Tab E Lite 7" 8GB - which I really like. All of a sudden I start getting full-screen ads when I first turn on the tablet and click on an app to open it. The ads seems to be targeted, i.e. they are for things in my area like concerts, auto dealers, etc. It doesn't seem to matter...
by EvelynTroy
Sat Nov 11, 2017 10:48 am
Forum: Personal Consumer Issues
Topic: Another Smart Phone Thread, Low/Mid priced phones and carriers
Replies: 53
Views: 3590

Re: Another Smart Phone Thread, Low/Mid priced phones and carriers

Republic Wireless has the Moto G5+ (64GB) on sale for $224 and the Moto X for $349 as well as the Huawei Ascend 5W for $49 (was $179). Don't know if those work with other carriers. Republic is $15 month + $5/month for 1 gig of optional data I've been a Republic Wireless customer about 3 years - I h...
by EvelynTroy
Sat Nov 04, 2017 8:57 am
Forum: Investing - Theory, News & General
Topic: Where to obtain (Taylor's) long term total bond returns
Replies: 10
Views: 1494

Re: Where to obtain (Taylor's) long term total bond returns

Evelyn ... The difference you see in Taylor's inflation numbers from published numbers is because he seems to be calculating change from the previous December CPI to the recent December's CPI. Taylor is comparing TBM with inflation, so is calculating the changes in values in a similar way. The FED ...
by EvelynTroy
Fri Nov 03, 2017 7:21 am
Forum: Investing - Theory, News & General
Topic: Where to obtain (Taylor's) long term total bond returns
Replies: 10
Views: 1494

Re: Where to obtain (Taylor's) long term total bond returns

Evelyn: I went back and checked my figures showing inflation figures and Vanguard Total Bond Market Returns since 1986. There were, indeed, some small errors which I have edited and updated through 2016. The overall "observations" are the same. https://www.bogleheads.org/forum/viewtopic.php?t=19227...
by EvelynTroy
Thu Nov 02, 2017 10:38 am
Forum: Investing - Theory, News & General
Topic: Where to obtain (Taylor's) long term total bond returns
Replies: 10
Views: 1494

Re: Where to obtain (Taylor's) long term total bond returns

Thanks again. The Portfolio Visualizer results will work just fine for me. Its not really that big of deal. I won't bother Taylor privately - never gave that a thought though. Reason I want to have these results is to demonstrate to a friend who insists bonds are just a drag on a portfolio and usele...
by EvelynTroy
Thu Nov 02, 2017 8:47 am
Forum: Investing - Theory, News & General
Topic: Where to obtain (Taylor's) long term total bond returns
Replies: 10
Views: 1494

Re: Where to obtain (Taylor's) long term total bond returns

Thanks GLstate for the reply. The way Yahoo displays the total return % is what I'm looking for - however, almost none of the returns match up with what Taylor provided - some of them kind of looks like he rounded up, but others are just different. I just looked using the Minneapolis Fed link - thos...
by EvelynTroy
Thu Nov 02, 2017 6:54 am
Forum: Investing - Theory, News & General
Topic: Where to obtain (Taylor's) long term total bond returns
Replies: 10
Views: 1494

Where to obtain (Taylor's) long term total bond returns

Hello - Hope I can explain clearly what I'm interested in knowing. At some point Taylor made a post that included a table or list he made that gave Vanguard Total Bond returns vs. Inflation each year from 1986 (when Total Bond Fund started) and 2015. I copied that list into a google doc for referenc...
by EvelynTroy
Wed Nov 01, 2017 12:38 pm
Forum: Investing - Theory, News & General
Topic: CDs, general questions, ladders, etc.
Replies: 39
Views: 2425

Re: CDs, general questions, ladders, etc.

I use the Fidelity window for CDs. I can sort by yield, see a variety of lenders in one place, and automate reinvestment if you like. Might worth a visit to check it out. The problem with shopping CDs that you purchase yourself, from a variety of lenders, is, in my case, the possibility of losing t...
by EvelynTroy
Sat Oct 28, 2017 6:33 am
Forum: Investing - Theory, News & General
Topic: Best spreadsheet for my purposes
Replies: 5
Views: 920

Re: Best spreadsheet for my purposes

I agree that Morningstar portfolio tool will probably serve you well. I'm like you - to create good spreadsheets, not easy. I searched for one for long time to edit and use - most were just too complicated for me. I've been using this Google doc for sometime now and really like it - easy to set up a...
by EvelynTroy
Thu Oct 26, 2017 9:29 am
Forum: Investing - Theory, News & General
Topic: GTE Financial CD Promotion expiring
Replies: 1
Views: 404

GTE Financial CD Promotion expiring

Someone alerted readers of this CD promotion @ GTE Financial here is the depositaccounts.com link https://www.depositaccounts.com/banks/gte-cu/offers/ 2.78% APY 30-Month Jumbo Share Certificate Special ($100k min) 2.53% APY 30-Month Share Certificate Special ($500 min) I just opened and funded the 2...
by EvelynTroy
Wed Oct 25, 2017 6:24 am
Forum: Investing - Theory, News & General
Topic: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]
Replies: 484
Views: 45182

Re: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]

I trade very little couple times a year - just the principal of TDA dropping the commission free etf's. I hold 3 Vanguard ETFS plus 2 DFA Funds and 1 Vanguard Fund - the DFA and Vanguard Fund are in taxable acct. with large capital gains. I had spoken with Schwab - liked their response. But decided...
by EvelynTroy
Wed Oct 25, 2017 6:21 am
Forum: Investing - Theory, News & General
Topic: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]
Replies: 484
Views: 45182

Re: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]

People worry too much about the "principle". Things change. Prices go up. They didn't have to offer them in the first place. Mr. Lemongrab - I'm not worrying about the "principle" You're right TD didn't have to offer those free ETF's in the first place, but I didn't have to place my investments wit...
by EvelynTroy
Tue Oct 24, 2017 7:01 pm
Forum: Investing - Theory, News & General
Topic: Ben Carlson on Mr. Bogle's Common Sense Investing
Replies: 5
Views: 2154

Ben Carlson on Mr. Bogle's Common Sense Investing

A nice article in which Ben Carlson speaks so highly of Mr. Bogle - http://awealthofcommonsense.com/2017/10/an-investment-book-for-the-masses/ Bogle’s thoughts and ideas are one of the main reasons I’ve latched onto the importance of common sense. The idea that “the stock market is a giant distracti...
by EvelynTroy
Tue Oct 24, 2017 6:55 pm
Forum: Investing - Theory, News & General
Topic: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]
Replies: 484
Views: 45182

Re: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]

I trade very little couple times a year - just the principal of TDA dropping the commission free etf's. I hold 3 Vanguard ETFS plus 2 DFA Funds and 1 Vanguard Fund - the DFA and Vanguard Fund are in taxable acct. with large capital gains. I had spoken with Schwab - liked their response. But decided ...
by EvelynTroy
Thu Oct 19, 2017 12:15 pm
Forum: Investing - Theory, News & General
Topic: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]
Replies: 484
Views: 45182

Re: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]

My portfolio @ TD - ETF’s - VEU, VTI in tIRA and VNQ in Roth IRA Funds - VMLUX - Vanguard Limited Tax Exempt Bond (0.09) very tiny amount of shares - Taxable acct DFTCX DFA T.A. U.S. Core Equity 2 Portfolio Institutional Class (0.24) - Taxable acct. DTMVX DFA Tax-Managed U.S. Targeted Value Portfoli...
by EvelynTroy
Fri Oct 13, 2017 11:28 am
Forum: Investing - Theory, News & General
Topic: Jumbo 30mo CD 2.78%
Replies: 5
Views: 1946

Re: Jumbo 30mo CD 2.78%

roflwaffle -
The CD appears to be available nationwide - for those not in the identified zip codes -
Easy membership requirement by joining CU Savers ($10 one-time membership fee)
by EvelynTroy
Thu Oct 12, 2017 8:27 pm
Forum: Investing - Theory, News & General
Topic: Understanding What Makes Vanguard So Successful
Replies: 12
Views: 2048

What Makes Vanguard So Successful - Article

Barry Ritholz - Bloomberg View offers nice explanation of how Vanguard does business -

https://www.bloomberg.com/view/articles ... successful

Evelyn
by EvelynTroy
Fri Oct 06, 2017 1:33 pm
Forum: Investing - Help with Personal Investments
Topic: Want to sell Roth holding and purchase CD
Replies: 7
Views: 576

Re: Want to sell Roth holding and purchase CD

beebog - My roth custodian is TdAmeritrade. I am not a fan of brokered CD's - I prefer that my interest be reinvested back into the CD, rather than have it paid out to me. Brokered CD's you can't do this. I like my interest to compound. Also if you need to sell you will often pay quite a bit to sell...
by EvelynTroy
Fri Oct 06, 2017 11:48 am
Forum: Investing - Help with Personal Investments
Topic: Want to sell Roth holding and purchase CD
Replies: 7
Views: 576

Re: Want to sell Roth holding and purchase CD

Thanks for the replies - hope I can reply clearly. The 4% in VNQ - is 4% of my equity holdings, not my total assets. My Portfolio - 60% Fixed Income / 40% Equity Target Actual Difference US Stocks 26.00% 27.42% 1.42% Intern.Stk 10.00% 9.33% -0.67% U.S. Reit 4.00% 3.75% -0.25% CD's 60.00% 59.49% -0.5...
by EvelynTroy
Fri Oct 06, 2017 8:03 am
Forum: Investing - Help with Personal Investments
Topic: Want to sell Roth holding and purchase CD
Replies: 7
Views: 576

Want to sell Roth holding and purchase CD

My portfolio 40% equity / 60% fixed - my fixed is almost entirely CD's. In the equity portion I hold 4% in a Roth account the only holding is VNQ - Vanguard Reit Index ETF - wanting to trim equities a bit and not convinced a less than 5% holding is even necessary. If I sell VNQ in the Roth - I shoul...
by EvelynTroy
Fri Sep 22, 2017 12:08 pm
Forum: Personal Consumer Issues
Topic: Uplifted Driveway = No Home Owners Policy ?!
Replies: 82
Views: 5551

Re: Uplifted Driveway = No Home Owners Policy ?!

op - If you elect to just have the two slabs replaced that are cracked badly suggest if you purchase this power washer attachment and rest of your drive will look almost like the new concrete. It does amazing job -fast an easy to use. One of best things I ever bought re to home upkeep. http://www.ho...
by EvelynTroy
Thu Sep 21, 2017 9:32 am
Forum: Personal Consumer Issues
Topic: Uplifted Driveway = No Home Owners Policy ?!
Replies: 82
Views: 5551

Re: Uplifted Driveway = No Home Owners Policy ?!

I just moved to this neighborhood 7/6 - and was surprised to learn after this fall that in my city it is the homeowners responsibility to maintain the sidewalk in front of their property. Spoke to the city directly. On the positive side they have a program - homeowner replaces or repairs the sidewal...
by EvelynTroy
Thu Sep 21, 2017 8:40 am
Forum: Personal Consumer Issues
Topic: Uplifted Driveway = No Home Owners Policy ?!
Replies: 82
Views: 5551

Re: Uplifted Driveway = No Home Owners Policy ?!

Someone noted - Why would an insurance company want to insure something with a known possible claim attached to the property? Your home has more risk and a possible claim could cancel out all the premiums you ever paid, and more! Absolutely correct. On 8/8/2017 I tripped and fell on neighbors uplift...
by EvelynTroy
Fri Sep 01, 2017 6:42 am
Forum: Investing - Theory, News & General
Topic: New Book by Peter Bernstein
Replies: 8
Views: 3624

Re: New Book by Peter Bernstein

Agree 100% re to 60/40.
Yes he passed away 2009.
OP is from 2007

Evelyn
by EvelynTroy
Mon Aug 28, 2017 4:19 pm
Forum: Investing - Theory, News & General
Topic: What is the best way to buy CDs in an IRA
Replies: 3
Views: 729

Re: What is the best way to buy CDs in an IRA

best is first to understand pros and cons of brokered CD's - one thing your interest can not be reinvested, a negative for me. Be careful with brokered CD's. next you might like to become familiar with this site - use the calculator to determine the early withdrawal penalty. Here are 5 yr rates as a...
by EvelynTroy
Mon Aug 21, 2017 4:11 pm
Forum: Investing - Help with Personal Investments
Topic: Help Me Understand CDs at Vanguard
Replies: 6
Views: 1273

Re: Help Me Understand CDs at Vanguard

broken arm cant type much -excuse how sloppy this is. google certificate of deposit tutorial - a number of good references. Saw good one from wall street journal then make use of https://www.depositaccounts.com/ you can shop here for best CD's across the country - they show you the bank or credit un...
by EvelynTroy
Sat Jul 29, 2017 7:46 am
Forum: Investing - Theory, News & General
Topic: Are any advisors not self serving
Replies: 25
Views: 2466

Re: Are any advisors not self serving

My experiences with two advisors and a third advisor I didn't go with were outstanding - no complaints, and high praise for always keeping my interests in the forefront, being patient with me, providing detailed explanations when I needed them, the list goes on, but I'll just give couple concrete ex...
by EvelynTroy
Mon Jul 24, 2017 6:56 pm
Forum: Investing - Help with Personal Investments
Topic: "If You Can"-style Rebalancing
Replies: 14
Views: 1853

Re: "If You Can"-style Rebalancing

RobLIC I had trouble wrapping my head around rebalancing - it just wasn't a bit intuitive for me. I use this spreadsheet - its a google sheet http://www.doughroller.net/investing/an-awesome-and-free-investment-tracking-spreadsheet/ See if it works for you. I added two additional columns - Dollar Tar...
by EvelynTroy
Sun Jul 16, 2017 8:32 am
Forum: Investing - Help with Personal Investments
Topic: Question about investment advisors
Replies: 6
Views: 723

Re: Question about investment advisors

Hello - I reread my post and I didn't do a very good job of saying what I wanted to say - I wasn't trying to promote Buckingham as a possible advisor for the OP - I got too words, just wanted to say contact Larry S. and he will explain all the details about DFA advisors. Second - driving distance sh...
by EvelynTroy
Sat Jul 15, 2017 8:30 pm
Forum: Investing - Help with Personal Investments
Topic: Question about investment advisors
Replies: 6
Views: 723

Re: Question about investment advisors

DMW - There are situations and times that call for a good fee-only, fiduciary advisor. I was very happy the relationship I had with my DFA advisor - it was Buckingham Asset Management in St. Louis (Larry Swedroe's firm). I live just 45 min. drive from their office. To answer your question the DFA ad...
by EvelynTroy
Wed Jul 05, 2017 6:36 am
Forum: Investing - Help with Personal Investments
Topic: Transitioning from AUM Advisor to Three-Fund Portfolio
Replies: 29
Views: 2651

Re: Transitioning from AUM Advisor to Three-Fund Portfolio

JVL - Glad the spreadsheet is working out - it should help with the DFA funds selling. Its good the majority of them are in your tax-favored accounts. I'm assuming your advisor had identified the asset class for each fund on your statement to make it easy to input them into the spreadsheet. Also on ...
by EvelynTroy
Tue Jul 04, 2017 7:52 pm
Forum: Investing - Help with Personal Investments
Topic: Transitioning from AUM Advisor to Three-Fund Portfolio
Replies: 29
Views: 2651

Re: Transitioning from AUM Advisor to Three-Fund Portfolio

I will talk with Schwab to see if they will offer a discount on the amount of funds I need to sell, and also which, if any, would be good funds to keep in place. My opinion - not a real good idea to have Schwab give you suggestions - for the most part as far as I know, the reps you speak with will ...
by EvelynTroy
Tue Jul 04, 2017 6:53 pm
Forum: Investing - Help with Personal Investments
Topic: Transitioning from AUM Advisor to Three-Fund Portfolio
Replies: 29
Views: 2651

Re: Transitioning from AUM Advisor to Three-Fund Portfolio

As I make my monthly contributions into new three-fund allocations, would the hassle of trying to re-balance the portfolio with so many DFA funds (13 in my 401K alone, 6 in taxable, 3 in Roth) overcome the fee cost of selling them now? I lean toward cleaning my slate and starting with a pure three-...
by EvelynTroy
Tue Jul 04, 2017 9:05 am
Forum: Investing - Help with Personal Investments
Topic: Transitioning from AUM Advisor to Three-Fund Portfolio
Replies: 29
Views: 2651

Re: Transitioning from AUM Advisor to Three Fund Portfolio

I did what you wish to do. The firm I was with helped me with variety of things besides managing the portfolio, but finally decided my situation is not complicated I could simplify and manage the portfolio on my own - went from 12 funds to 6. I would go with 3 index fund/ETF portfolio but the tax co...
by EvelynTroy
Fri Jun 23, 2017 7:00 am
Forum: Personal Consumer Issues
Topic: Good camera - new baby coming
Replies: 64
Views: 4972

Re: Good camera - new baby coming

Congratulations on your upcoming addition to your family. Excellent idea to be thinking about the camera situation. I'm no big-time photographer - but I do enjoy taking lots of travel pictures. I totally agree with these points that have been made and additional thoughts: - Best camera is the one yo...
by EvelynTroy
Thu Jun 22, 2017 4:34 pm
Forum: Investing - Theory, News & General
Topic: "10 Reasons Why Advisers Struggle To Keep Client Portfolios Simple"
Replies: 25
Views: 4400

Re: "10 Reasons Why Advisers Struggle To Keep Client Portfolios Simple"

Here is a link to Allan Roth's article - https://www.financial-planning.com/news/10-reasons-why-advisers-struggle-to-keep-client-portfolios-simple I too enjoy Allan Roth's articles - he's a great teacher. Related awhile back he provided this slide presentation - its very good. https://www.financial-...
by EvelynTroy
Tue Jun 13, 2017 7:18 am
Forum: Investing - Theory, News & General
Topic: Bogle Doubles Down on US Index Funds
Replies: 118
Views: 17524

Bogle sticks with U.S. Stock (article)

Financial Planning article - https://www.financial-planning.com/articles/vanguard-founder-sticks-with-us-stocks-after-400-gains?tag=00000153-e7bf-d105-a9fb-ffff94860000 While a chorus of market experts is telling investors to look outside of the U.S. for big returns, at least one loud voice is singi...
by EvelynTroy
Sat Jun 03, 2017 8:48 am
Forum: Investing - Help with Personal Investments
Topic: Financial advisor in Houston
Replies: 11
Views: 1762

Re: Financial advisor in Houston

aa3405 I have been in your shoes and can empathize with your need to seek a fiduciary advisor. I had very real fears of making mistakes. I can recommend the following - Buckingham Asset Management (Larry Swedroe's firm) http://buckinghamadvisor.com/ Located in St. Louis - they have an affiliate in H...
by EvelynTroy
Fri Jun 02, 2017 7:39 am
Forum: Investing - Theory, News & General
Topic: Do Stocks Outperform Treasury Bills (paper)
Replies: 2
Views: 537

Do Stocks Outperform Treasury Bills (paper)

From Professor Hendrik Bessembinder - Ariz. State - Do Stocks Outperform Treasury Bills? https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2900447 Papers make my eyes glaze over - and don't really think its important that I understand them anyway. I suspect any number of Bogleheads enjoy this type...
by EvelynTroy
Thu May 18, 2017 3:44 pm
Forum: Investing - Help with Personal Investments
Topic: Advice On Moving Up In House
Replies: 15
Views: 1338

Re: Advice On Moving Up In House

Bronco -
I would highly recommend this booklet - if you haven't read it. This is one of those references that can be read again and again. Excellent advice for your overall financial well-being as you plan for your future.

https://www.etf.com/docs/IfYouCan.pdf

Evelyn
by EvelynTroy
Sun May 14, 2017 5:46 am
Forum: Investing - Help with Personal Investments
Topic: Investing to save for travel while working toward other goals?
Replies: 5
Views: 595

Re: Investing to save for travel while working toward other goals?

roygbiv1 - I'll let others provide the specific savings suggestions you requested. However, I'm not sure but if you used VWINX I'm thinking you would have to pay either short-term or long-term capital gains taxes, which might eat away some of that savings. I'm no expert. I agree with you 100% on you...
by EvelynTroy
Sat May 13, 2017 6:26 am
Forum: Investing - Help with Personal Investments
Topic: Please assess our financial situation; grateful for any advice :)
Replies: 18
Views: 2793

Re: Please assess our financial situation; grateful for any advice :)

2m2037- You are absolutely correct about the wisdom offered at bogelheads.org - its simply staggering the help and support you can receive on whatever financial / investing topic you could possibly want or need. I'm in no way a financial expert - retired 3 yrs. ago, highest yrly. salary about $76K, ...
by EvelynTroy
Fri May 12, 2017 8:33 am
Forum: Investing - Theory, News & General
Topic: NWFCU 30 mo. 2.02% CD offering
Replies: 2
Views: 657

Re: NWFCU 30 mo. 2.02% CD offering

I too hold a NWFCU 3% CD - it was a 3 yr. one - matures 10/2018. I now have new money to invest in fixed income - for a 30 mo. term I didn't see anything better. The new offering is less yield - but a bit shorter maturity - 30 mo. vs. 36 mo or PenFed is 60 months. You can get a better rate currently...
by EvelynTroy
Fri May 12, 2017 8:12 am
Forum: Investing - Help with Personal Investments
Topic: CD Purchase vs Bond Fund recommendation
Replies: 5
Views: 883

Re: CD Purchase vs Bond Fund recommendation

Thanks for the replies. I don't see the advantage of VCSH over the 2.02% CD? Even though more liquidity with VCSH - the price and yield can fluctuate, while the 2.02% is guaranteed. I don't have a real need for the funds to be liquid, or maybe I don't know enough to know if the funds should be liquid.
by EvelynTroy
Fri May 12, 2017 6:01 am
Forum: Investing - Theory, News & General
Topic: NWFCU 30 mo. 2.02% CD offering
Replies: 2
Views: 657

NWFCU 30 mo. 2.02% CD offering

Thought it worth a mention - I hold a CD from this CU and had no complaints with customer service, or ease of opening an account. This new offering has EWP of 366 days OR all dividends earned, whichever is less. I'm not too concerned over EWP as I see now reason why I would not hold the CD until ter...