Search found 507 matches

by EagertoLearnMore
Tue Feb 20, 2018 6:26 pm
Forum: Personal Consumer Issues
Topic: Furnace Setting for Vacation
Replies: 22
Views: 1144

Re: Furnace Setting for Vacation

As another person indicated the high-efficiency furnaces should not be set below 60 degrees. I checked the owner's manual and it actually prefers 62 degrees. Paying for a little heat is a lot cheaper than a visit from HVAC technician.
by EagertoLearnMore
Sat Feb 10, 2018 10:59 am
Forum: Personal Consumer Issues
Topic: Children extracurricular activities
Replies: 10
Views: 1448

Re: Children extracurricular activities

Usually the preferred instructors do not offer discounts. One thing we found out with advanced instrument lessons - the importance of changing instructors after you child has advanced so they may learn different techniques and be exposed to other styles. The more advanced the instructor, the more ex...
by EagertoLearnMore
Thu Feb 08, 2018 11:24 am
Forum: Personal Finance (Not Investing)
Topic: Amex Personal Savings CD Withdrawal policy changing as of April 1
Replies: 1
Views: 288

Amex Personal Savings CD Withdrawal policy changing as of April 1

Just noticed that American Express Personal Savings is changing their withdrawal penalties for CDs issued as if April 1,2018. American Express Bank, FSB (“FSB”) will undergo a legal entity change and will be known as American Express National Bank (“AENB”) as of April 1, 2018. On and after that date...
by EagertoLearnMore
Wed Feb 07, 2018 11:53 am
Forum: Personal Consumer Issues
Topic: Radon: basement stair and basement gym considerations
Replies: 11
Views: 1010

Re: Radon: basement stair and basement gym considerations

Radon remediation suggested when level 4.0 or higher so you should definitely remediate.

Hot air rises so it is possible for the air to move upstairs, but why wouldn't you remediate if you are going to use the basement?
by EagertoLearnMore
Mon Jan 01, 2018 1:30 pm
Forum: Personal Consumer Issues
Topic: Lost about $100 due to shipping issue?
Replies: 24
Views: 1843

Re: Lost about $100 due to shipping issue?

I had a package mailed to me using UPS/USPS and it disappeared for 10 days over the holidays. I followed the tracking and it never moved. Finally, it showed out for delivery and I received it that day. No one could explain where it had been waiting all that time. UPS claims they handed it over to US...
by EagertoLearnMore
Mon Jan 01, 2018 1:02 pm
Forum: Personal Consumer Issues
Topic: Your travel tips for Vienna and Budapest?
Replies: 23
Views: 1217

Re: Your travel tips for Vienna and Budapest?

See if you can get tickets to the Spanish Riding School performance in the Hofburg in Vienna and watch the Lipizzaner horses. The library in Vienna has beautiful ceiling murals. I would select the Schonbrunn and skip the Hofburg, first is the summer residence and the latter the winter. Both are inte...
by EagertoLearnMore
Sun Dec 31, 2017 10:00 am
Forum: Personal Consumer Issues
Topic: Aprilaire Humidifier
Replies: 29
Views: 2235

Re: Aprilaire Humidifier

I had a similar problem. As others have mentioned, clogs in line. HOWEVER, the problem I encountered was after the solenoid and in a small screen. I could fell the warm water going in the copper tubing, but none in humidifier. I finally found online a reference to using a sewing needle to clean the ...
by EagertoLearnMore
Fri Dec 15, 2017 4:50 pm
Forum: Personal Consumer Issues
Topic: Japan in summer
Replies: 25
Views: 1802

Re: Japan in summer

Do you ever watch NHK World tv live from Tokyo? If you can't get it on your tv channels google the website and stream it. They produce very good quality shows (in English) regarding the culture of various parts of Japan. Recently they had an entire show about the tea ceremony. It was extremely intri...
by EagertoLearnMore
Sun Dec 10, 2017 4:33 pm
Forum: Personal Consumer Issues
Topic: Home Security Camera: Post a Warning Sign or Not?
Replies: 20
Views: 2646

Re: Home Security Camera: Post a Warning Sign or Not?

Several houses ago we owned a large dog and house was still broken into. Police said we were fortunate they did not kill the dog as they often do that if they want to get in. We installed a security system to protect the dog and the house -- worked well. Police suggested posting signs, but not adver...
by EagertoLearnMore
Sun Dec 10, 2017 4:28 pm
Forum: Personal Finance (Not Investing)
Topic: Home Purchase
Replies: 3
Views: 459

Re: Home Purchase

Use your own agent and hire Redfin if in your area. Redfin gives you back some of the commission they make and you can apply it to your closing costs.
by EagertoLearnMore
Tue Nov 28, 2017 1:42 pm
Forum: Personal Consumer Issues
Topic: Kidde fire extinguisher recall
Replies: 58
Views: 5955

Re: Kidde fire extinguisher recall

I received replacement, but could NOT ship from local Fedex office. They said it was hazardous and I had to call and get Fedex to pick it up. I did that and they picked it up and took it away. Just received a letter from Kidde explaining that you have to call Fedex, not take it in - a little late fo...
by EagertoLearnMore
Tue Sep 19, 2017 3:35 pm
Forum: Personal Consumer Issues
Topic: Costco vs sams club vs neither.
Replies: 77
Views: 5207

Re: Costco vs sams club vs neither.

Personal preferences so here is my experience. Recently I had a Sam's Club membership as well as Costco. I did not renew Sam's Club as I found very few things there at more attractive prices than Costco and their selection was not as high quality. Years ago I had BJ's membership and preferred BJ's t...
by EagertoLearnMore
Thu Sep 14, 2017 7:18 pm
Forum: Personal Consumer Issues
Topic: Can not decide between washing machines
Replies: 47
Views: 3185

Re: Can not decide between washing machines

I believe past personal experience plays a major role in determining what you buy for the next washer. After very bad experiences with KitchenAid washer, we purchased LG and have had absolutely no problems for years. Yes, do keep the door open to prevent mold. Run the "tub clean" cycle if your machi...
by EagertoLearnMore
Sun Aug 13, 2017 9:32 am
Forum: Personal Consumer Issues
Topic: Paint vs. Stain on fiberglass door
Replies: 11
Views: 1205

Re: Paint vs. Stain on fiberglass door

Yes you can stain or paint a fiberglass door. I have done both, but stain and top coat is a lot more work and continued maintenance. The stain fades, even with the special top coat being reapplied each year. I will say that applying the top coat every year does preserve the stain much better than ju...
by EagertoLearnMore
Wed Aug 09, 2017 12:19 pm
Forum: Personal Consumer Issues
Topic: Issue with PNC Bank
Replies: 8
Views: 881

Re: Issue with PNC Bank

Move on to another credit card such as one with 2% back - Quicksilver by Cap 1 or Fidelity.

I gave up on PNC for all banking since they were never responsive to inquiries and only called to push more products.
by EagertoLearnMore
Mon Jul 24, 2017 8:08 pm
Forum: Personal Consumer Issues
Topic: How to organize toddler books
Replies: 17
Views: 1584

Re: How to organize toddler books

Back in the days of Montessori preschool, they were very into organizational skills. It worked as the child that went to Montessori is very organized and neat. So, we went with the plastic crates you can get at Walmart that are light weight cubes. They come in various colors and you can stack the bo...
by EagertoLearnMore
Thu Jul 20, 2017 5:21 am
Forum: Personal Consumer Issues
Topic: Would you let your teenager spend all his savings on a gaming computer?
Replies: 123
Views: 8360

Re: Would you let your teenager spend all his savings on a gaming computer?

As a parent I would give your son the benefit of reaping the rewards of HIS hard work for the following reasons: 1. His maturity in setting goals, working hard, saving for the computer 2. Motivation, concentration and determination to do above 3. Building the computer will provide life skills and kn...
by EagertoLearnMore
Tue Jul 11, 2017 6:50 pm
Forum: Personal Finance (Not Investing)
Topic: Evaluating housing and longer commutes
Replies: 20
Views: 1531

Re: Evaluating housing and longer commutes

I would suggest that they try doing the commute during the normal times they would normally be on the highway. It's summer, so perhaps lighter volume right now. It's not just the maintenance of the car and replacing the car more frequently, it's what the commute does to your mind and body after awhi...
by EagertoLearnMore
Tue Jun 27, 2017 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Need help to sell family farm.
Replies: 19
Views: 2310

Re: Problems with sale of property. Please help.

Is there a conservation easement on the farm? People sell the rights to ever develop the property in exchange for a cash payment. If so this would mean that the farm must be used as a farm and development of the land is restricted. There are realtors that specialize in land and especially farms, whe...
by EagertoLearnMore
Tue Jun 27, 2017 10:44 am
Forum: Personal Consumer Issues
Topic: Etiquette question regarding access easement usage
Replies: 28
Views: 3638

Re: Etiquette question regarding access easement usage

Did you have YOUR property surveyed when you purchased? Did you ask for flags denoting the easement for you? Make sure the easement you got in your deed is the same easement you are planning to use. Sometimes things are different on paper than reality because the terrain of the land makes for strang...
by EagertoLearnMore
Mon Jun 26, 2017 3:20 pm
Forum: Personal Consumer Issues
Topic: Help, realtors disagree. Take out bookshelves, hidden bed combo before listing?
Replies: 55
Views: 4770

Re: Help, realtors disagree. Take out bookshelves, hidden bed combo before listing?

I was selling a house in a difficult market and the relo company insisted I have a marketing person evaluate our house. When she arrived she was nothing but obnoxious and insulting. Her opinions were way off base. It was difficult to be gracious, but I did read the fine print in the relocation agree...
by EagertoLearnMore
Mon Jun 26, 2017 11:46 am
Forum: Personal Consumer Issues
Topic: Santader bank refusing to pay
Replies: 9
Views: 1477

Re: Santader bank refusing to pay

I had a very negative experience with Santander when a CD matured. I could NOT get them to give me the money even after the maturity date. Days went by and one excuse after another. Have to wait at least 24 hours after maturity for it to post, now it is the weekend - so Monday, on Monday it was anot...
by EagertoLearnMore
Mon Jun 26, 2017 9:30 am
Forum: Personal Consumer Issues
Topic: Moving Expenses:
Replies: 3
Views: 438

Re: Moving Expenses:

Having moved many times I can tell you it is usually quite expensive especially if the movers pack everything for you. Do you have outside lawn equipment such as snowblower, lawnmower? Must be drained. No propane tanks will be allowed or any fuel of any type. Will you need special crating for mirror...
by EagertoLearnMore
Sun Jun 25, 2017 7:29 pm
Forum: Personal Consumer Issues
Topic: [Sam's Club, Costco, BJ's, and other wholesaler clubs]
Replies: 274
Views: 18324

Re: Sam's Club vs. Costco

Sam's Club will sell and install a new car battery. Costco sells batteries, but will not install them. Costco has very good coupon deals on tires. Don't know about Sam's Club. Quality and selection of merchandise at Costco seems better.
by EagertoLearnMore
Sat Jun 24, 2017 9:42 am
Forum: Personal Consumer Issues
Topic: emerald ash borer disaster
Replies: 35
Views: 2595

Re: emerald ash borer disaster

Some developments require maple trees, usually sunset maple. They look nice, but as they get larger the roots cause the sidewalks to upend. Then you have to deal with replacing the sidewalks as well as replacing the tree.
by EagertoLearnMore
Thu Jun 22, 2017 2:15 pm
Forum: Personal Consumer Issues
Topic: Update on dealing with CIT bank Spring Savings Bonus
Replies: 0
Views: 366

Update on dealing with CIT bank Spring Savings Bonus

Last week I wrote about being unable to sign up online for the CIT Bank bonus for Spring Savings. I called and explained the website problems and was promised a return call. I never received a call so this week I tried the process online again. Same problem of the screen not remembering the entered ...
by EagertoLearnMore
Thu Jun 22, 2017 11:28 am
Forum: Personal Consumer Issues
Topic: Deck stain
Replies: 9
Views: 1274

Re: Deck stain

Cleaning and prep work are very important for the stain to last. So, since you will be doing a lot of work staining the deck take the time to clean it and allow it to thoroughly dry before starting the staining process. Many types of stain available, some water-based, others oil-based. Read current ...
by EagertoLearnMore
Tue Jun 20, 2017 6:36 am
Forum: Personal Consumer Issues
Topic: House selling - timeline question
Replies: 22
Views: 2395

Re: House selling - timeline question

I agree with above that dropping in an office is worthless. Usually the junior realtors are the people answering the phones and greeting people. The heavy hitters do appointments for listings. It takes a short time to make appointment, discuss comps, set up photographer, and get listing up on MLS af...
by EagertoLearnMore
Mon Jun 19, 2017 11:40 am
Forum: Personal Consumer Issues
Topic: New Septic System for my Parents
Replies: 10
Views: 1193

Re: New Septic System for my Parents

The size of the septic system is usually determined by the number of bedrooms in the house. So you cannot undersize for a larger house just because your parents may not be using all the bedrooms. Usually you need a stamped drawing of the system to present to the township. The stamp is from a license...
by EagertoLearnMore
Fri Jun 16, 2017 3:55 pm
Forum: Personal Consumer Issues
Topic: Dehumidifier woes
Replies: 66
Views: 6459

Re: Dehumidifier woes

I went to Costco today and they are selling 70 pint Whirlpool dehumidifiers for $159. Many people were buying them.
by EagertoLearnMore
Tue Jun 13, 2017 5:17 pm
Forum: Personal Consumer Issues
Topic: Experience with HTTPS Everywhere?
Replies: 10
Views: 1363

Experience with HTTPS Everywhere?

In the July issue of Kiplinger's magazine on page 14 there is a discussion regarding HTTPS Everywhere and it suggests downloading it from the website www.eff.org. It is for encryption. I use Firefox and found it available through them as an add-on. I added it, but I don't notice anything unless I cl...
by EagertoLearnMore
Tue Jun 13, 2017 9:16 am
Forum: Personal Consumer Issues
Topic: Dehumidifier woes
Replies: 66
Views: 6459

Re: Dehumidifier woes

We are still using a Kenmore manufactured in 2001. Funny story -- believing this unit would not last we purchased a brand new one. Being a Boglehead we continued to use the old one. Then the new one was recalled for fire hazards as it was manufactured by Midea. We got the replacement but will contin...
by EagertoLearnMore
Sat Jun 10, 2017 12:59 pm
Forum: Personal Consumer Issues
Topic: Difficulties with CIT bank website
Replies: 3
Views: 560

Difficulties with CIT bank website

The CIT bank website is very cumbersome and quirky. I tried to register and it kept locking up and not accepting information. I finally closed the window and then went back and started again. However, it never remembered the entries even after several attempts. Has anyone else been troubled by the w...
by EagertoLearnMore
Mon May 29, 2017 1:31 pm
Forum: Personal Consumer Issues
Topic: Mouse In Apartment
Replies: 55
Views: 6581

Re: Mouse In Apartment

In addition to getting rid of the current mice, you need to determine if you have any pipes without insulation or other openings that allow the mice to enter your apartment. Look under your kitchen sink (since mice in kitchen) and see if the pipes have been sealed by the opening into your apartment....
by EagertoLearnMore
Sun Apr 23, 2017 11:47 am
Forum: Personal Consumer Issues
Topic: Issue With Real Estate Agent (Seller)
Replies: 58
Views: 6897

Re: Issue With Real Estate Agent (Seller)

Is it your house or the economy in Pittsburgh? Westinghouse bankruptcy, Heinz and Kraft merger, other things affecting your sale? What does your current realtor tell you about the economy if she is one of the top agents?
by EagertoLearnMore
Thu Apr 20, 2017 10:01 am
Forum: Personal Finance (Not Investing)
Topic: Does Insurance Have to Pay an Out-of-Network Ambulance Bill in Full?
Replies: 47
Views: 5322

Re: Does Insurance Have to Pay an Out-of-Network Ambulance Bill in Full?

EMS Subscription Some towns offer yearly subscription services that you PAY to belong to the local EMS service. You can select individual, couple, family. BUT -- no visitors, only residents of the home. Then if you or member needs to use the ambulance they will accept whatever your insurance is will...
by EagertoLearnMore
Tue Apr 04, 2017 9:13 am
Forum: Personal Finance (Not Investing)
Topic: Advice needed Gifting a car to a daughter who is moving out of state
Replies: 12
Views: 940

Re: Advice needed Gifting a car to a daughter who is moving out of state

Your daughter will need the title for your car, plus the current insurance policy # that you have. Frequently the new insurance company wants the current policy number when a gift between family members. Easier to have more information than insufficient.
by EagertoLearnMore
Mon Mar 27, 2017 11:18 am
Forum: Personal Consumer Issues
Topic: Where to borrow a moving cart from
Replies: 11
Views: 1577

Re: Where to borrow a moving cart from

Home Depot has many to chose from ranging from $20 to less than $100 depending on size, handles, etc. Just buy one and then you will have it for future moves.
by EagertoLearnMore
Thu Mar 23, 2017 2:08 pm
Forum: Personal Finance (Not Investing)
Topic: Using the Fidelity Rewards Visa in Europe?
Replies: 20
Views: 2865

Re: Using the Fidelity Rewards Visa in Europe?

+1 Capital One Quicksilver Card

No problems using anywhere from restaurants to train tickets

No foreign exchange fee

Yes, 1.5% cash back
by EagertoLearnMore
Sat Jan 28, 2017 9:48 am
Forum: Personal Consumer Issues
Topic: Glass top for a new kitchen table
Replies: 15
Views: 1439

Re: Glass top for a new kitchen table

Yes, a glass top table gets scratches from pulling dishes across it and dropping forks when setting the table. My biggest concern would be the safety of your children having all that glass on a surface they will be using frequently. We have several glass coffee tables and we really enjoy the appeara...
by EagertoLearnMore
Thu Jan 19, 2017 8:47 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity Rewards Visa 2% cash back
Replies: 73
Views: 11937

Re: Fidelity Rewards Visa 2% cash back

As FedGuy mentioned it is very difficult to receive the bonus even with documentation. I have been experiencing the same delay, deny. I have contacted several supervisors at Elan Financial as well as talking with a Fidelity customer service rep. I am not pleased with the level of customer service an...
by EagertoLearnMore
Fri Jan 06, 2017 12:56 pm
Forum: Personal Consumer Issues
Topic: Getting rid of mice
Replies: 94
Views: 7018

Re: Getting rid of mice

Mice can get in through the smallest opening so as you close up one, they find another. This works well in the attic away from pets. It makes the mice thirsty and they leave your house to look for water. It works faster than individual traps and no cleanup. https://www.amazon.com/Tomcat-Killer-Resis...
by EagertoLearnMore
Sat Dec 03, 2016 8:35 pm
Forum: Personal Consumer Issues
Topic: Cleaning Tile Grout?
Replies: 8
Views: 1519

Re: Cleaning Tile Grout?

I used a toothbrush that perfectly fit the width of the grout lines along with soft scrub with bleach. I washed down the grout and tile with warm water as I went along. It will take time, but the grout should look like new. Be careful that you don't use another cleaner that is blue in color (a scrub...
by EagertoLearnMore
Tue Oct 11, 2016 5:50 pm
Forum: Personal Consumer Issues
Topic: Posting MLS listing on Facebook
Replies: 8
Views: 1364

Re: Posting MLS listing on Facebook

Realtors frequently post their MLS listings on their business facebook pages. Did you ask your realtor if that is the case with the real estate company you are using?
by EagertoLearnMore
Tue Oct 11, 2016 5:47 pm
Forum: Personal Consumer Issues
Topic: Furnace issue
Replies: 15
Views: 1571

Re: Furnace issue

I had a bird go down the roof exhaust and furnace would kick on and then turn off. Service person said not unusual for birds and small animals to fall down the exhaust stack as they often sit on top. Service person had to dismantle the pipe from the furnace to clean out the remains of the bird. Afte...
by EagertoLearnMore
Thu Oct 06, 2016 6:48 am
Forum: Personal Consumer Issues
Topic: Corelle dish pattern
Replies: 9
Views: 1349

Re: Corelle dish pattern

Pattern was made from 1977 to 1986 when discontinued.

If you need a sugar bowl with lid, it is $6 on rubylane: https://www.rubylane.com/item/155181-RL ... r?search=1
by EagertoLearnMore
Mon Sep 12, 2016 4:59 pm
Forum: Personal Consumer Issues
Topic: Replacement Brush Heads for Oral B Electric Toothbrush
Replies: 11
Views: 2222

Re: Replacement Brush Heads for Oral B Electric Toothbrush

+1 Costco has good coupon sales on an 8-pack. I tried generic Rite Aid but was disappointed with the quality. Back to the Oral B brand and Costco seems to have the best price for brand replacement heads.
by EagertoLearnMore
Fri Aug 26, 2016 10:04 am
Forum: Investing - Help with Personal Investments
Topic: pocket listing
Replies: 13
Views: 1193

Re: pocket listing

"Pocket Listings" are common among high-end properties. This offer could work well for you if you can keep the commission low because of so little work on their part and not officially listed yet. Look at the comps in your area. The Spring market is over so that is something else to consider as well...
by EagertoLearnMore
Sun Aug 21, 2016 6:37 pm
Forum: Investing - Help with Personal Investments
Topic: Ally Bank now allows you to submit wire transfers online
Replies: 8
Views: 1716

Re: Ally Bank now allows you to submit wire transfers online

Thank you for posting this information. I was unaware of it being online and it will make things much simpler.
by EagertoLearnMore
Wed Aug 10, 2016 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: okay to leave deposit on vehicle?
Replies: 30
Views: 2612

Re: okay to leave deposit on vehicle?

You can always call the corporate office of the car manufacturer if they sell it. Years ago I put a deposit on a new vehicle "coming in" to the showroom any day in the color, model I wanted. Weeks went by and no car. Then I received a warranty card in the mail for the vehicle I supposedly purchased ...