Search found 459 matches

by EagertoLearnMore
Sun Aug 21, 2016 6:37 pm
Forum: Investing - Help with Personal Investments
Topic: Ally Bank now allows you to submit wire transfers online
Replies: 8
Views: 1043

Re: Ally Bank now allows you to submit wire transfers online

Thank you for posting this information. I was unaware of it being online and it will make things much simpler.
by EagertoLearnMore
Wed Aug 10, 2016 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: okay to leave deposit on vehicle?
Replies: 30
Views: 1786

Re: okay to leave deposit on vehicle?

You can always call the corporate office of the car manufacturer if they sell it. Years ago I put a deposit on a new vehicle "coming in" to the showroom any day in the color, model I wanted. Weeks went by and no car. Then I received a warranty card in the mail for the vehicle I supposedly ...
by EagertoLearnMore
Wed Aug 10, 2016 10:48 am
Forum: Personal Consumer Issues
Topic: Property tax increase: Worth appealing? DYI or use attorney?
Replies: 42
Views: 2385

Re: Property tax increase: Worth appealing? DYI or use attorney?

Yes you can appeal without an attorney IF you are prepared and do your homework. Usually you can find information regarding appeals on the website for the town. Read carefully and be prepared to get comps from recent sales. One big thing is that some towns require that the change in assessment be a ...
by EagertoLearnMore
Sat Jul 30, 2016 8:08 am
Forum: Personal Consumer Issues
Topic: CPA state reciprocity
Replies: 2
Views: 245

Re: CPA state reciprocity

Calling or looking online for the State board is the most accurate source of information. Have you looked at the national www.aicpa.org website? It has links to each of the state boards.
by EagertoLearnMore
Thu Jul 07, 2016 2:14 pm
Forum: Personal Consumer Issues
Topic: Power surge protector for tv, soundbar??
Replies: 30
Views: 1795

Re: Power surge protector for tv, soundbar??

We had lightning come in through the telephone line and destroy a security system that was connected to it. That was a few houses ago for us and surge protectors were not popular back then. I can understand the OP wanting to protect the tv and sound bar. The idea of replacing the electrical outlet i...
by EagertoLearnMore
Wed Jun 22, 2016 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Visa Online Access
Replies: 30
Views: 2042

Re: Costo Visa Online Access

No problems either.

I went back to the www.citi.com/costcosetup site used to activate the cards and set up the logon. Look for the Register for Online Access in BLUE.

https://online.citi.com/US/JSO/reg/Setu ... ostcoSetUp
by EagertoLearnMore
Tue Jun 21, 2016 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Should I use this realtor?
Replies: 27
Views: 2028

Re: Should I use this realtor?

The question is WHERE is she cutting the commission? If she cuts the commission to the selling agent for your home you may see fewer buyers because the realtors take their clients to full commission listings. If she is cutting HER commission, then that is fine. Remember, at 5 or 6% the commission is...
by EagertoLearnMore
Sun Jun 12, 2016 10:25 am
Forum: Personal Consumer Issues
Topic: Credit Card for Car Rental Insurance
Replies: 1
Views: 353

Credit Card for Car Rental Insurance

I have always used the Costco Amex card to rent a car because I had signed up for the additional Amex insurance. Now that Costco is migrating to Visa I can use another Amex card. But, is there anything better now? I reviewed the new Citi card from Costco, but the paperwork I received does not mentio...
by EagertoLearnMore
Tue Jun 07, 2016 10:29 am
Forum: Personal Consumer Issues
Topic: building a house- realtor recommends selling and renting?
Replies: 22
Views: 2246

Re: building a house- realtor recommends selling and renting?

You have several options, but it depends on the real estate market situation in your particular area. Empty houses sometimes signal "blood in the water" to some buyers who figure the seller is desperate and paying two mortgages. Frequently, realtors even retake the photos to show no furnit...
by EagertoLearnMore
Fri Jun 03, 2016 7:19 am
Forum: Personal Consumer Issues
Topic: Your Thoughts on Car Buying Services
Replies: 28
Views: 2234

Re: Your Thoughts on Car Buying Services

I agree with the other posters that COSTCO offers lower prices, but not the best prices. It is a good starting point, but you may be able to negotiate better yourself. With one car purchase we used the Costco price, but then found out we could get a much better deal ourselves. Using that information...
by EagertoLearnMore
Fri May 27, 2016 8:53 am
Forum: Personal Consumer Issues
Topic: NEW brokerage account and wire transfers out
Replies: 0
Views: 181

NEW brokerage account and wire transfers out

A very knowledgeable Vanguard representative communicated with me regarding the change to the new brokerage accounts taking place. I inquired about wire transfers out from the Prime Money Market account. I was informed that wire transfers will occur from the Federal Money Market account, not the Pri...
by EagertoLearnMore
Mon May 16, 2016 2:18 pm
Forum: Personal Consumer Issues
Topic: Should I get property survey done? Cost estimate?
Replies: 8
Views: 838

Re: Should I get property survey done? Cost estimate?

We have moved frequently and pay to have a survey done with iron pins cemented into the ground. This has come in handy when one neighbor tried to annex a very large swath of property and insisted it belonged to him until we pointed out the survey pins. Good surveys make good neighbors, or keeping pe...
by EagertoLearnMore
Mon May 02, 2016 10:48 am
Forum: Personal Finance (Not Investing)
Topic: Offer made on house, now accessory apartment is not "legal"
Replies: 16
Views: 2584

Re: Offer made on house, now accessory apartment is not "legal"

Required EGRESS is the most likely the sticking point. Egress from a basement area used for a bedroom is becoming a large issue in many states. Some municipalities require a large window with access using some type of stairway to the ground level. The stairs may be a formal concrete stairway or even...
by EagertoLearnMore
Tue Apr 26, 2016 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Buyer's Fee in RE agent contract
Replies: 18
Views: 1970

Re: Buyer's Fee in RE agent contract

"Maybe the agent can't negotiate it but I can. They can pay the $435 out of their pocket. The agent can choose their broker and I can choose my agent."

+1 Sounds as though this is the way to go. Negotiate the $435 just as you would the commission.
by EagertoLearnMore
Mon Apr 18, 2016 1:27 pm
Forum: Personal Consumer Issues
Topic: Passport photo DIY - anyone done it easily?
Replies: 53
Views: 3309

Re: Passport photo DIY - anyone done it easily?

Try using epassportphoto.com. http://www.epassportphoto.com/

Follow directions and print yourself or save on flash drive and take to a quick print store for less than 10 cents.

We have used this method several times and never had a problem with getting the passport.
by EagertoLearnMore
Thu Apr 07, 2016 9:49 am
Forum: Personal Consumer Issues
Topic: Pungent smell from kitchen faucet
Replies: 11
Views: 1032

Re: Pungent smell from kitchen faucet

You may need to install a filter in the water line coming from the well, but before the water softener.
by EagertoLearnMore
Thu Apr 07, 2016 9:32 am
Forum: Personal Consumer Issues
Topic: Pungent smell from kitchen faucet
Replies: 11
Views: 1032

Re: Pungent smell from kitchen faucet

Do you have well water or city water?
by EagertoLearnMore
Tue Apr 05, 2016 6:11 pm
Forum: Personal Finance (Not Investing)
Topic: Need advice on a US bank to accept Euros as direct deposit from contract work in Europe
Replies: 11
Views: 808

Re: Need advice on a US bank to accept Euros as direct deposit from contract work in Europe

I used Vanguard Prime Money Market to pay a European bill in euros. They handled it efficiently and correctly. Maybe they could accept direct deposit in euros. Have you contacted Vanguard?
by EagertoLearnMore
Mon Apr 04, 2016 7:05 am
Forum: Personal Consumer Issues
Topic: travel health insurance with major health issues
Replies: 12
Views: 1205

Re: travel health insurance with major health issues

A site recommended is insuremytrip.com which allows you to compare various policies and prices.
by EagertoLearnMore
Tue Mar 29, 2016 3:17 pm
Forum: Personal Consumer Issues
Topic: New Costco Visa & Car Rental Insurance
Replies: 25
Views: 4714

New Costco Visa & Car Rental Insurance

I have read the information that is on the http://www.citi.com/WelcomeCostco site. I could not find any information regarding auto rental insurance. Currently we use the Costco Amex credit card and purchase the extra $24.95 insurance from Amex instead of taking insurance from the car rental agency. ...
by EagertoLearnMore
Wed Mar 23, 2016 7:20 am
Forum: Personal Consumer Issues
Topic: How to get rid of poison ivy
Replies: 58
Views: 3551

Re: How to get rid of poison ivy

Buy a bottle of TECNU to use on your hands and body after working with poison ivy. It is manufactured by Tec Labs and is a soap solution that washes off the poison ivy so you don't get a rash. It is very effective and sold in pharmacies and sometimes I have seen it in garden centers. Make sure you w...
by EagertoLearnMore
Sat Mar 05, 2016 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Virginia Tech vs. NC State [choosing a school]
Replies: 52
Views: 3624

Re: Virginia Tech vs. NC State [choosing a school]

Where does your son want to work AFTER graduation? Seriously, the internship programs as well as job offers frequently are given to students at certain universities based on where the alumni work. We have heard firsthand of certain companies offering the majority of jobs to students based on the uni...
by EagertoLearnMore
Wed Feb 17, 2016 4:35 pm
Forum: Personal Finance (Not Investing)
Topic: Applied for 100 jobs, no callbacks. What's up?
Replies: 103
Views: 9543

Re: Applied for 100 jobs, no callbacks. What's up?

Have you considered using a recruiter that specializes in your field of interest? Recruiters frequently have access to jobs that are not on the web and you also have the ability to get feedback from them regarding your resume and company's interest in your experiences. The Judge Group is one recruit...
by EagertoLearnMore
Sun Feb 07, 2016 4:46 pm
Forum: Personal Finance (Not Investing)
Topic: Another question on umbrella insurance
Replies: 19
Views: 1978

Re: Another question on umbrella insurance

Umbrella policies also cover libel, slander, and defamation of character. Some policies require having auto insurance and/or homeowner's insurance before they will sell you the umbrella policy. The world is very litigious these days.
by EagertoLearnMore
Tue Jan 26, 2016 2:44 pm
Forum: Personal Consumer Issues
Topic: Refrigerator replacement
Replies: 23
Views: 2011

Re: Refrigerator replacement

We purchased a french door with the freezer on the bottom and really like this current arrangement. It is an LG model with no outside water dispenser. There is an ice cube maker inside the lower freezer that may be turned off and the space used for food instead. The two doors on the top are fine, do...
by EagertoLearnMore
Tue Jan 19, 2016 7:38 pm
Forum: Personal Consumer Issues
Topic: Cold spots in certain rooms. Why? How to solve?
Replies: 28
Views: 2111

Re: Cold spots in certain rooms. Why? How to solve?

You mentioned gas fireplaces in the rooms. Is it possible that cold air is coming down the chimney and infiltrating the room through the gas fireplace?
by EagertoLearnMore
Mon Jan 18, 2016 9:22 am
Forum: Personal Finance (Not Investing)
Topic: Selling house, disappointed in realtors. Am I expecting too much?
Replies: 23
Views: 3536

Re: Selling house, disappointed in realtors. Am I expecting too much?

Read the contract to sell your house through relo carefully. We found out that the split between selling/buying agents was not the usual 3/3 but 4/2. That definitely impacts whether other real estate companies will want to show the house. In addition, we eventually fired the original real estate com...
by EagertoLearnMore
Thu Jan 14, 2016 5:27 pm
Forum: Personal Consumer Issues
Topic: Amazon is dropping Prime price to $73 for the weekend
Replies: 26
Views: 4808

Re: Amazon is dropping Prime price to $73 for the weekend

Is this for new customers only or can we add another year to current subscription at reduced price?
by EagertoLearnMore
Mon Jan 11, 2016 11:47 am
Forum: Investing - Help with Personal Investments
Topic: Time and cost of owning 3.5 acres?
Replies: 24
Views: 2408

Re: Time and cost of owning 3.5 acres?

It sounds as though the 3.5 acres is not part of a development so you will not have to mow the lawn to HOA standards. Therefore, perhaps you can mow a 12-feet wide strip and let the rest grow longer and mow that occasionally instead of each week. White pine trees shed needles and create a mess, so h...
by EagertoLearnMore
Thu Jan 07, 2016 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: Need Advice - Child Care
Replies: 23
Views: 1468

Re: Need Advice - Child Care

First of all, your child is very happy at the current daycare and you are very satisfied knowing your child is safe and happy with quality care. That is worth a lot of money! You know what you have, you could change and be dissatisfied. For a couple of years you will have 2 children in this daycare,...
by EagertoLearnMore
Mon Jan 04, 2016 3:23 pm
Forum: Personal Finance (Not Investing)
Topic: Costco AMEX Transition - Costco has no answers
Replies: 163
Views: 27305

Re: Costco AMEX Transition - Costco has no answers

The information you received regarding the points accruing just to the end of this cycle agree with what I have heard. Also, in the past the rebate checks were attached to the February statement representing all rewards earned through January. If you have another credit card I would migrate your aut...
by EagertoLearnMore
Mon Jan 04, 2016 10:06 am
Forum: Personal Finance (Not Investing)
Topic: [Fidelity drops AmEx, Bank of America credit cards]
Replies: 283
Views: 34383

Fidelity Dropping AMEX and switching to VISA credit card

[Thread merged into here, see below. --admin LadyGeek] For Bogleheads that use the Fidelity AMEX, it has been announced that Fidelity will drop its relationship with AMEX and switch to a VISA branded card. Their relationship with Bank of America will change to U.S. Bank. During a call today I was to...
by EagertoLearnMore
Sun Jan 03, 2016 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: Fraudulent Purchase on Credit Card
Replies: 10
Views: 918

Re: Fraudulent Purchase on Credit Card

Regarding the Fidelity Amex 2% back card: I have read a few articles also stating what was stated above regarding the end of the Fidelity Amex card. AMEX just lost the Costco account and now they face lose the Fidelity account. I guess we will have to revisit all of the credit cards and determine wh...
by EagertoLearnMore
Sat Jan 02, 2016 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: What to do for elderly parent, if they reject help?
Replies: 54
Views: 4719

Re: What to do for elderly parent, if they reject help?

So sorry to hear what you are facing. Does she have other relatives or friends in the area that you could contact that would maintain confidentiality with you? If she is so adamant about privacy doing anything behind her back could trigger additional problems and even more secrecy. This is a very di...
by EagertoLearnMore
Tue Dec 29, 2015 4:56 pm
Forum: Personal Consumer Issues
Topic: Vienna - things to do
Replies: 12
Views: 870

Re: Vienna - things to do

The winter palace is the Hofburg. The summer palace is the Schonbrunn. Both are nice, but if time is short select the Schonbrunn. The trains are very easy to understand and you can take a train to the summer palace with no difficulty. The rooms as well as the gardens are worth the trip. Walk up to t...
by EagertoLearnMore
Sat Dec 19, 2015 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: For people with a MBA..when should I be looking to apply?
Replies: 30
Views: 2193

Re: For people with a MBA..when should I be looking to apply?

Decide where you would like to apply and look at requirements for the MBA program in your particular MAJOR. Find out if you are missing any prerequisites for that field so that you could work on them before starting the "official" MBA program. Amazon and other sources sell GMAT review cour...
by EagertoLearnMore
Sat Dec 19, 2015 3:18 pm
Forum: Personal Consumer Issues
Topic: How to clean a Karastan rug
Replies: 17
Views: 1662

Re: How to clean a Karastan rug

Wait until the weather is warm and take a hose and use cold water outside on a deck where you can let it dry. If there are lots of spots try using a gentle RUG cleaner that does not produce too many suds. I used the above method on a rug that was not wool and not particularly valuable. It came out c...
by EagertoLearnMore
Tue Dec 15, 2015 2:27 pm
Forum: Personal Consumer Issues
Topic: Motion Activated Outdoor Security Lights
Replies: 16
Views: 1499

Re: Motion Activated Outdoor Security Lights

We have spotlights that we added sensors to because the original lights were almost new and didn't want to replace multiple fixtures. Purchased RAB sensors at a lighting supply store because it was recommended, but not pleased at all. In 6 years, two sensors have failed. The lights do not stay on, t...
by EagertoLearnMore
Thu Dec 10, 2015 4:44 pm
Forum: Personal Consumer Issues
Topic: Passport Renewal
Replies: 29
Views: 4100

Re: Passport Renewal

Even less expensive is epassportphoto.com. Have someone take a photo against a white background, check to make sure it fits correctly, and print it yourself or take it elsewhere to be printed.
by EagertoLearnMore
Thu Dec 10, 2015 3:52 pm
Forum: Personal Consumer Issues
Topic: Passport Renewal
Replies: 29
Views: 4100

Re: Passport Renewal

I renewed passport and sent through the local post office. You are not allowed to send it UPS or Fedex, only USPS. My old passport and application traveled around the USA on vacation before arriving at the correct location. When I saw that it was "out for delivery" in the wrong destination...
by EagertoLearnMore
Tue Dec 08, 2015 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Should I get my house reassessed?
Replies: 10
Views: 683

Re: Should I get my house reassessed?

Before you file a grievance, investigate the rules your township or borough has regarding changing the assessments. Several houses go we looked into doing this and found out that the township would only consider changes of 15% or more. That prevented residents from filing too frequently and cut down...
by EagertoLearnMore
Thu Dec 03, 2015 2:50 pm
Forum: Personal Consumer Issues
Topic: Realtor Negotiating Advice
Replies: 44
Views: 4620

Re: Realtor Negotiating Advice

In addition to the commission, read the contract with the listing realtor carefully.

Lately, realtors are charging approximately $500 for administrative fees plus commissions.
by EagertoLearnMore
Tue Dec 01, 2015 9:53 am
Forum: Personal Finance (Not Investing)
Topic: How to start out with TurboTax?
Replies: 52
Views: 5068

Re: How to start out with TurboTax?

Are you a Costco member since Costco has good prices on TT. Here are the online prices, but sometimes in store is even cheaper.

http://www.costco.com/CatalogSearch?sto ... =turbo+tax
by EagertoLearnMore
Sat Nov 21, 2015 10:11 am
Forum: Personal Consumer Issues
Topic: Costco and Amex Cards - got Blue Amex
Replies: 23
Views: 3680

Re: Costco and Amex Cards - got Blue Amex

Some of the cashiers at Costco have been saying that the new Costco Visa will have the same benefits or even better benefits than the current Amex. Nothing in writing yet and I haven't received any communication directly from Costco.
by EagertoLearnMore
Thu Nov 19, 2015 8:38 am
Forum: Personal Finance (Not Investing)
Topic: ATM use in Europe
Replies: 31
Views: 2122

Re: ATM use in Europe

Find out the network your ATM card is in. Then go to the website to find ATM locations in the area you will be visiting. This will provide you with ATMs that you can trust and perhaps even have no charges for using if they are in the same network. We used this site and had no problems. http://www.vi...
by EagertoLearnMore
Tue Nov 17, 2015 5:01 pm
Forum: Personal Consumer Issues
Topic: Eyeglasses - Costco Changed Policies - Help!
Replies: 41
Views: 12992

Re: Eyeglasses - Costco Changed Policies - Help!

I have purchased frames and lenses at Costco and liked a particular frame. Did you ask if ANOTHER location of Costco might have your frame on display that you could buy? Is another Costco location nearby for you to just drive to and check? Costco is very cooperative about calling around to help cust...
by EagertoLearnMore
Tue Nov 10, 2015 4:59 pm
Forum: Personal Finance (Not Investing)
Topic: Filing Claim on Title Insurance
Replies: 7
Views: 859

Re: Filing Claim on Title Insurance

Have you searched your the property records filed by your county clerk? Usually available online by googling county name, state name, county clerk, deeds. Check to see what deeds were processed for your property to get a handle on this. May want to touch base with an attorney, but try to do some leg...
by EagertoLearnMore
Thu Oct 29, 2015 8:44 am
Forum: Investing - Theory, News & General
Topic: Question on breaking a CD
Replies: 23
Views: 2024

Re: Question on breaking a CD

Go online to the bank that holds your CD and review the withdrawal information. Even if your CD matures in a couple months most banks will charge an Early Withdrawal Penalty (EWP) based on what was in place when you took out the CD. So, if you have not held the CD sufficient time to earn a lot of in...
by EagertoLearnMore
Wed Oct 21, 2015 3:32 pm
Forum: Investing - Help with Personal Investments
Topic: brokered CD with VG - CapOne, Amex, GS.. do I care which one?
Replies: 8
Views: 557

Re: brokered CD with VG - CapOne, Amex, GS.. do I care which one?

It WOULD matter if you own CDs directly with any of the aforementioned banks. But if these are your only CDs I do not see any problem as long as all of them are FDIC insured.
by EagertoLearnMore
Mon Oct 19, 2015 3:59 pm
Forum: Personal Consumer Issues
Topic: Austria during winter
Replies: 22
Views: 2825

Re: Austria during winter

Lucky you!!!! I have been to Vienna twice for several days each trip and would go tomorrow. Many museums to visit including the jewels in the Treasury in center of Vienna. The Library is impressive to view. There is the summer palace, The Schonbrunn, and the winter palace, the Hofburg. If you only h...

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