Search found 474 matches

by EagertoLearnMore
Mon May 29, 2017 1:31 pm
Forum: Personal Consumer Issues
Topic: Mouse In Apartment
Replies: 16
Views: 1098

Re: Mouse In Apartment

In addition to getting rid of the current mice, you need to determine if you have any pipes without insulation or other openings that allow the mice to enter your apartment. Look under your kitchen sink (since mice in kitchen) and see if the pipes have been sealed by the opening into your apartment....
by EagertoLearnMore
Sun Apr 23, 2017 11:47 am
Forum: Personal Consumer Issues
Topic: Issue With Real Estate Agent (Seller)
Replies: 56
Views: 4938

Re: Issue With Real Estate Agent (Seller)

Is it your house or the economy in Pittsburgh? Westinghouse bankruptcy, Heinz and Kraft merger, other things affecting your sale? What does your current realtor tell you about the economy if she is one of the top agents?
by EagertoLearnMore
Thu Apr 20, 2017 10:01 am
Forum: Personal Finance (Not Investing)
Topic: Does Insurance Have to Pay an Out-of-Network Ambulance Bill in Full?
Replies: 46
Views: 2961

Re: Does Insurance Have to Pay an Out-of-Network Ambulance Bill in Full?

EMS Subscription Some towns offer yearly subscription services that you PAY to belong to the local EMS service. You can select individual, couple, family. BUT -- no visitors, only residents of the home. Then if you or member needs to use the ambulance they will accept whatever your insurance is will...
by EagertoLearnMore
Tue Apr 04, 2017 9:13 am
Forum: Personal Finance (Not Investing)
Topic: Advice needed Gifting a car to a daughter who is moving out of state
Replies: 12
Views: 673

Re: Advice needed Gifting a car to a daughter who is moving out of state

Your daughter will need the title for your car, plus the current insurance policy # that you have. Frequently the new insurance company wants the current policy number when a gift between family members. Easier to have more information than insufficient.
by EagertoLearnMore
Mon Mar 27, 2017 11:18 am
Forum: Personal Consumer Issues
Topic: Where to borrow a moving cart from
Replies: 11
Views: 1233

Re: Where to borrow a moving cart from

Home Depot has many to chose from ranging from $20 to less than $100 depending on size, handles, etc. Just buy one and then you will have it for future moves.
by EagertoLearnMore
Thu Mar 23, 2017 2:08 pm
Forum: Personal Finance (Not Investing)
Topic: Using the Fidelity Rewards Visa in Europe?
Replies: 20
Views: 1853

Re: Using the Fidelity Rewards Visa in Europe?

+1 Capital One Quicksilver Card

No problems using anywhere from restaurants to train tickets

No foreign exchange fee

Yes, 1.5% cash back
by EagertoLearnMore
Sat Jan 28, 2017 9:48 am
Forum: Personal Consumer Issues
Topic: Glass top for a new kitchen table
Replies: 15
Views: 1053

Re: Glass top for a new kitchen table

Yes, a glass top table gets scratches from pulling dishes across it and dropping forks when setting the table. My biggest concern would be the safety of your children having all that glass on a surface they will be using frequently. We have several glass coffee tables and we really enjoy the appeara...
by EagertoLearnMore
Thu Jan 19, 2017 8:47 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity Rewards Visa 2% cash back
Replies: 73
Views: 9822

Re: Fidelity Rewards Visa 2% cash back

As FedGuy mentioned it is very difficult to receive the bonus even with documentation. I have been experiencing the same delay, deny. I have contacted several supervisors at Elan Financial as well as talking with a Fidelity customer service rep. I am not pleased with the level of customer service an...
by EagertoLearnMore
Fri Jan 06, 2017 12:56 pm
Forum: Personal Consumer Issues
Topic: Getting rid of mice
Replies: 94
Views: 5759

Re: Getting rid of mice

Mice can get in through the smallest opening so as you close up one, they find another. This works well in the attic away from pets. It makes the mice thirsty and they leave your house to look for water. It works faster than individual traps and no cleanup. https://www.amazon.com/Tomcat-Killer-Resis...
by EagertoLearnMore
Sat Dec 03, 2016 8:35 pm
Forum: Personal Consumer Issues
Topic: Cleaning Tile Grout?
Replies: 8
Views: 1355

Re: Cleaning Tile Grout?

I used a toothbrush that perfectly fit the width of the grout lines along with soft scrub with bleach. I washed down the grout and tile with warm water as I went along. It will take time, but the grout should look like new. Be careful that you don't use another cleaner that is blue in color (a scrub...
by EagertoLearnMore
Tue Oct 11, 2016 5:50 pm
Forum: Personal Consumer Issues
Topic: Posting MLS listing on Facebook
Replies: 8
Views: 950

Re: Posting MLS listing on Facebook

Realtors frequently post their MLS listings on their business facebook pages. Did you ask your realtor if that is the case with the real estate company you are using?
by EagertoLearnMore
Tue Oct 11, 2016 5:47 pm
Forum: Personal Consumer Issues
Topic: Furnace issue
Replies: 15
Views: 1259

Re: Furnace issue

I had a bird go down the roof exhaust and furnace would kick on and then turn off. Service person said not unusual for birds and small animals to fall down the exhaust stack as they often sit on top. Service person had to dismantle the pipe from the furnace to clean out the remains of the bird. Afte...
by EagertoLearnMore
Thu Oct 06, 2016 6:48 am
Forum: Personal Consumer Issues
Topic: Corelle dish pattern
Replies: 9
Views: 1229

Re: Corelle dish pattern

Pattern was made from 1977 to 1986 when discontinued.

If you need a sugar bowl with lid, it is $6 on rubylane: https://www.rubylane.com/item/155181-RL ... r?search=1
by EagertoLearnMore
Mon Sep 12, 2016 4:59 pm
Forum: Personal Consumer Issues
Topic: Replacement Brush Heads for Oral B Electric Toothbrush
Replies: 11
Views: 1409

Re: Replacement Brush Heads for Oral B Electric Toothbrush

+1 Costco has good coupon sales on an 8-pack. I tried generic Rite Aid but was disappointed with the quality. Back to the Oral B brand and Costco seems to have the best price for brand replacement heads.
by EagertoLearnMore
Fri Aug 26, 2016 10:04 am
Forum: Investing - Help with Personal Investments
Topic: pocket listing
Replies: 13
Views: 952

Re: pocket listing

"Pocket Listings" are common among high-end properties. This offer could work well for you if you can keep the commission low because of so little work on their part and not officially listed yet. Look at the comps in your area. The Spring market is over so that is something else to consid...
by EagertoLearnMore
Sun Aug 21, 2016 6:37 pm
Forum: Investing - Help with Personal Investments
Topic: Ally Bank now allows you to submit wire transfers online
Replies: 8
Views: 1439

Re: Ally Bank now allows you to submit wire transfers online

Thank you for posting this information. I was unaware of it being online and it will make things much simpler.
by EagertoLearnMore
Wed Aug 10, 2016 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: okay to leave deposit on vehicle?
Replies: 30
Views: 2327

Re: okay to leave deposit on vehicle?

You can always call the corporate office of the car manufacturer if they sell it. Years ago I put a deposit on a new vehicle "coming in" to the showroom any day in the color, model I wanted. Weeks went by and no car. Then I received a warranty card in the mail for the vehicle I supposedly ...
by EagertoLearnMore
Wed Aug 10, 2016 10:48 am
Forum: Personal Consumer Issues
Topic: Property tax increase: Worth appealing? DYI or use attorney?
Replies: 42
Views: 2769

Re: Property tax increase: Worth appealing? DYI or use attorney?

Yes you can appeal without an attorney IF you are prepared and do your homework. Usually you can find information regarding appeals on the website for the town. Read carefully and be prepared to get comps from recent sales. One big thing is that some towns require that the change in assessment be a ...
by EagertoLearnMore
Sat Jul 30, 2016 8:08 am
Forum: Personal Consumer Issues
Topic: CPA state reciprocity
Replies: 2
Views: 318

Re: CPA state reciprocity

Calling or looking online for the State board is the most accurate source of information. Have you looked at the national www.aicpa.org website? It has links to each of the state boards.
by EagertoLearnMore
Thu Jul 07, 2016 2:14 pm
Forum: Personal Consumer Issues
Topic: Power surge protector for tv, soundbar??
Replies: 30
Views: 2451

Re: Power surge protector for tv, soundbar??

We had lightning come in through the telephone line and destroy a security system that was connected to it. That was a few houses ago for us and surge protectors were not popular back then. I can understand the OP wanting to protect the tv and sound bar. The idea of replacing the electrical outlet i...
by EagertoLearnMore
Wed Jun 22, 2016 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Visa Online Access
Replies: 30
Views: 2520

Re: Costo Visa Online Access

No problems either.

I went back to the www.citi.com/costcosetup site used to activate the cards and set up the logon. Look for the Register for Online Access in BLUE.

https://online.citi.com/US/JSO/reg/Setu ... ostcoSetUp
by EagertoLearnMore
Tue Jun 21, 2016 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Should I use this realtor?
Replies: 27
Views: 2339

Re: Should I use this realtor?

The question is WHERE is she cutting the commission? If she cuts the commission to the selling agent for your home you may see fewer buyers because the realtors take their clients to full commission listings. If she is cutting HER commission, then that is fine. Remember, at 5 or 6% the commission is...
by EagertoLearnMore
Sun Jun 12, 2016 10:25 am
Forum: Personal Consumer Issues
Topic: Credit Card for Car Rental Insurance
Replies: 1
Views: 481

Credit Card for Car Rental Insurance

I have always used the Costco Amex card to rent a car because I had signed up for the additional Amex insurance. Now that Costco is migrating to Visa I can use another Amex card. But, is there anything better now? I reviewed the new Citi card from Costco, but the paperwork I received does not mentio...
by EagertoLearnMore
Tue Jun 07, 2016 10:29 am
Forum: Personal Consumer Issues
Topic: building a house- realtor recommends selling and renting?
Replies: 22
Views: 2571

Re: building a house- realtor recommends selling and renting?

You have several options, but it depends on the real estate market situation in your particular area. Empty houses sometimes signal "blood in the water" to some buyers who figure the seller is desperate and paying two mortgages. Frequently, realtors even retake the photos to show no furnit...
by EagertoLearnMore
Fri Jun 03, 2016 7:19 am
Forum: Personal Consumer Issues
Topic: Your Thoughts on Car Buying Services
Replies: 28
Views: 3065

Re: Your Thoughts on Car Buying Services

I agree with the other posters that COSTCO offers lower prices, but not the best prices. It is a good starting point, but you may be able to negotiate better yourself. With one car purchase we used the Costco price, but then found out we could get a much better deal ourselves. Using that information...
by EagertoLearnMore
Fri May 27, 2016 8:53 am
Forum: Personal Consumer Issues
Topic: NEW brokerage account and wire transfers out
Replies: 0
Views: 443

NEW brokerage account and wire transfers out

A very knowledgeable Vanguard representative communicated with me regarding the change to the new brokerage accounts taking place. I inquired about wire transfers out from the Prime Money Market account. I was informed that wire transfers will occur from the Federal Money Market account, not the Pri...
by EagertoLearnMore
Mon May 16, 2016 2:18 pm
Forum: Personal Consumer Issues
Topic: Should I get property survey done? Cost estimate?
Replies: 8
Views: 1228

Re: Should I get property survey done? Cost estimate?

We have moved frequently and pay to have a survey done with iron pins cemented into the ground. This has come in handy when one neighbor tried to annex a very large swath of property and insisted it belonged to him until we pointed out the survey pins. Good surveys make good neighbors, or keeping pe...
by EagertoLearnMore
Mon May 02, 2016 10:48 am
Forum: Personal Finance (Not Investing)
Topic: Offer made on house, now accessory apartment is not "legal"
Replies: 16
Views: 2830

Re: Offer made on house, now accessory apartment is not "legal"

Required EGRESS is the most likely the sticking point. Egress from a basement area used for a bedroom is becoming a large issue in many states. Some municipalities require a large window with access using some type of stairway to the ground level. The stairs may be a formal concrete stairway or even...
by EagertoLearnMore
Tue Apr 26, 2016 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Buyer's Fee in RE agent contract
Replies: 18
Views: 2130

Re: Buyer's Fee in RE agent contract

"Maybe the agent can't negotiate it but I can. They can pay the $435 out of their pocket. The agent can choose their broker and I can choose my agent."

+1 Sounds as though this is the way to go. Negotiate the $435 just as you would the commission.
by EagertoLearnMore
Mon Apr 18, 2016 1:27 pm
Forum: Personal Consumer Issues
Topic: Passport photo DIY - anyone done it easily?
Replies: 53
Views: 3829

Re: Passport photo DIY - anyone done it easily?

Try using epassportphoto.com. http://www.epassportphoto.com/

Follow directions and print yourself or save on flash drive and take to a quick print store for less than 10 cents.

We have used this method several times and never had a problem with getting the passport.
by EagertoLearnMore
Thu Apr 07, 2016 9:49 am
Forum: Personal Consumer Issues
Topic: Pungent smell from kitchen faucet
Replies: 11
Views: 1164

Re: Pungent smell from kitchen faucet

You may need to install a filter in the water line coming from the well, but before the water softener.
by EagertoLearnMore
Thu Apr 07, 2016 9:32 am
Forum: Personal Consumer Issues
Topic: Pungent smell from kitchen faucet
Replies: 11
Views: 1164

Re: Pungent smell from kitchen faucet

Do you have well water or city water?
by EagertoLearnMore
Tue Apr 05, 2016 6:11 pm
Forum: Personal Finance (Not Investing)
Topic: Need advice on a US bank to accept Euros as direct deposit from contract work in Europe
Replies: 11
Views: 973

Re: Need advice on a US bank to accept Euros as direct deposit from contract work in Europe

I used Vanguard Prime Money Market to pay a European bill in euros. They handled it efficiently and correctly. Maybe they could accept direct deposit in euros. Have you contacted Vanguard?
by EagertoLearnMore
Mon Apr 04, 2016 7:05 am
Forum: Personal Consumer Issues
Topic: travel health insurance with major health issues
Replies: 12
Views: 1348

Re: travel health insurance with major health issues

A site recommended is insuremytrip.com which allows you to compare various policies and prices.
by EagertoLearnMore
Tue Mar 29, 2016 3:17 pm
Forum: Personal Consumer Issues
Topic: New Costco Visa & Car Rental Insurance
Replies: 25
Views: 14759

New Costco Visa & Car Rental Insurance

I have read the information that is on the http://www.citi.com/WelcomeCostco site. I could not find any information regarding auto rental insurance. Currently we use the Costco Amex credit card and purchase the extra $24.95 insurance from Amex instead of taking insurance from the car rental agency. ...
by EagertoLearnMore
Wed Mar 23, 2016 7:20 am
Forum: Personal Consumer Issues
Topic: How to get rid of poison ivy
Replies: 58
Views: 4109

Re: How to get rid of poison ivy

Buy a bottle of TECNU to use on your hands and body after working with poison ivy. It is manufactured by Tec Labs and is a soap solution that washes off the poison ivy so you don't get a rash. It is very effective and sold in pharmacies and sometimes I have seen it in garden centers. Make sure you w...
by EagertoLearnMore
Sat Mar 05, 2016 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Virginia Tech vs. NC State [choosing a school]
Replies: 52
Views: 4603

Re: Virginia Tech vs. NC State [choosing a school]

Where does your son want to work AFTER graduation? Seriously, the internship programs as well as job offers frequently are given to students at certain universities based on where the alumni work. We have heard firsthand of certain companies offering the majority of jobs to students based on the uni...
by EagertoLearnMore
Wed Feb 17, 2016 4:35 pm
Forum: Personal Finance (Not Investing)
Topic: Applied for 100 jobs, no callbacks. What's up?
Replies: 103
Views: 10297

Re: Applied for 100 jobs, no callbacks. What's up?

Have you considered using a recruiter that specializes in your field of interest? Recruiters frequently have access to jobs that are not on the web and you also have the ability to get feedback from them regarding your resume and company's interest in your experiences. The Judge Group is one recruit...
by EagertoLearnMore
Sun Feb 07, 2016 4:46 pm
Forum: Personal Finance (Not Investing)
Topic: Another question on umbrella insurance
Replies: 19
Views: 2125

Re: Another question on umbrella insurance

Umbrella policies also cover libel, slander, and defamation of character. Some policies require having auto insurance and/or homeowner's insurance before they will sell you the umbrella policy. The world is very litigious these days.
by EagertoLearnMore
Tue Jan 26, 2016 2:44 pm
Forum: Personal Consumer Issues
Topic: Refrigerator replacement
Replies: 23
Views: 2256

Re: Refrigerator replacement

We purchased a french door with the freezer on the bottom and really like this current arrangement. It is an LG model with no outside water dispenser. There is an ice cube maker inside the lower freezer that may be turned off and the space used for food instead. The two doors on the top are fine, do...
by EagertoLearnMore
Tue Jan 19, 2016 7:38 pm
Forum: Personal Consumer Issues
Topic: Cold spots in certain rooms. Why? How to solve?
Replies: 28
Views: 2408

Re: Cold spots in certain rooms. Why? How to solve?

You mentioned gas fireplaces in the rooms. Is it possible that cold air is coming down the chimney and infiltrating the room through the gas fireplace?
by EagertoLearnMore
Mon Jan 18, 2016 9:22 am
Forum: Personal Finance (Not Investing)
Topic: Selling house, disappointed in realtors. Am I expecting too much?
Replies: 23
Views: 3906

Re: Selling house, disappointed in realtors. Am I expecting too much?

Read the contract to sell your house through relo carefully. We found out that the split between selling/buying agents was not the usual 3/3 but 4/2. That definitely impacts whether other real estate companies will want to show the house. In addition, we eventually fired the original real estate com...
by EagertoLearnMore
Thu Jan 14, 2016 5:27 pm
Forum: Personal Consumer Issues
Topic: Amazon is dropping Prime price to $73 for the weekend
Replies: 26
Views: 5004

Re: Amazon is dropping Prime price to $73 for the weekend

Is this for new customers only or can we add another year to current subscription at reduced price?
by EagertoLearnMore
Mon Jan 11, 2016 11:47 am
Forum: Investing - Help with Personal Investments
Topic: Time and cost of owning 3.5 acres?
Replies: 24
Views: 3336

Re: Time and cost of owning 3.5 acres?

It sounds as though the 3.5 acres is not part of a development so you will not have to mow the lawn to HOA standards. Therefore, perhaps you can mow a 12-feet wide strip and let the rest grow longer and mow that occasionally instead of each week. White pine trees shed needles and create a mess, so h...
by EagertoLearnMore
Thu Jan 07, 2016 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: Need Advice - Child Care
Replies: 23
Views: 1604

Re: Need Advice - Child Care

First of all, your child is very happy at the current daycare and you are very satisfied knowing your child is safe and happy with quality care. That is worth a lot of money! You know what you have, you could change and be dissatisfied. For a couple of years you will have 2 children in this daycare,...
by EagertoLearnMore
Mon Jan 04, 2016 3:23 pm
Forum: Personal Finance (Not Investing)
Topic: Costco AMEX Transition - Costco has no answers
Replies: 163
Views: 31725

Re: Costco AMEX Transition - Costco has no answers

The information you received regarding the points accruing just to the end of this cycle agree with what I have heard. Also, in the past the rebate checks were attached to the February statement representing all rewards earned through January. If you have another credit card I would migrate your aut...
by EagertoLearnMore
Mon Jan 04, 2016 10:06 am
Forum: Personal Finance (Not Investing)
Topic: [Fidelity drops AmEx, Bank of America credit cards]
Replies: 289
Views: 42565

Fidelity Dropping AMEX and switching to VISA credit card

[Thread merged into here, see below. --admin LadyGeek] For Bogleheads that use the Fidelity AMEX, it has been announced that Fidelity will drop its relationship with AMEX and switch to a VISA branded card. Their relationship with Bank of America will change to U.S. Bank. During a call today I was to...
by EagertoLearnMore
Sun Jan 03, 2016 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: Fraudulent Purchase on Credit Card
Replies: 10
Views: 1000

Re: Fraudulent Purchase on Credit Card

Regarding the Fidelity Amex 2% back card: I have read a few articles also stating what was stated above regarding the end of the Fidelity Amex card. AMEX just lost the Costco account and now they face lose the Fidelity account. I guess we will have to revisit all of the credit cards and determine wh...
by EagertoLearnMore
Sat Jan 02, 2016 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: What to do for elderly parent, if they reject help?
Replies: 54
Views: 5542

Re: What to do for elderly parent, if they reject help?

So sorry to hear what you are facing. Does she have other relatives or friends in the area that you could contact that would maintain confidentiality with you? If she is so adamant about privacy doing anything behind her back could trigger additional problems and even more secrecy. This is a very di...
by EagertoLearnMore
Tue Dec 29, 2015 4:56 pm
Forum: Personal Consumer Issues
Topic: Vienna - things to do
Replies: 12
Views: 1056

Re: Vienna - things to do

The winter palace is the Hofburg. The summer palace is the Schonbrunn. Both are nice, but if time is short select the Schonbrunn. The trains are very easy to understand and you can take a train to the summer palace with no difficulty. The rooms as well as the gardens are worth the trip. Walk up to t...

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