Search found 436 matches

by EagertoLearnMore
Sun Feb 07, 2016 4:46 pm
Forum: Personal Finance (Not Investing)
Topic: Another question on umbrella insurance
Replies: 19
Views: 1708

Re: Another question on umbrella insurance

Umbrella policies also cover libel, slander, and defamation of character. Some policies require having auto insurance and/or homeowner's insurance before they will sell you the umbrella policy. The world is very litigious these days.
by EagertoLearnMore
Tue Jan 26, 2016 2:44 pm
Forum: Personal Consumer Issues
Topic: Refrigerator replacement
Replies: 23
Views: 1676

Re: Refrigerator replacement

We purchased a french door with the freezer on the bottom and really like this current arrangement. It is an LG model with no outside water dispenser. There is an ice cube maker inside the lower freezer that may be turned off and the space used for food instead. The two doors on the top are fine, do...
by EagertoLearnMore
Tue Jan 19, 2016 7:38 pm
Forum: Personal Consumer Issues
Topic: Cold spots in certain rooms. Why? How to solve?
Replies: 28
Views: 1848

Re: Cold spots in certain rooms. Why? How to solve?

You mentioned gas fireplaces in the rooms. Is it possible that cold air is coming down the chimney and infiltrating the room through the gas fireplace?
by EagertoLearnMore
Mon Jan 18, 2016 9:22 am
Forum: Personal Finance (Not Investing)
Topic: Selling house, disappointed in realtors. Am I expecting too much?
Replies: 23
Views: 3133

Re: Selling house, disappointed in realtors. Am I expecting too much?

Read the contract to sell your house through relo carefully. We found out that the split between selling/buying agents was not the usual 3/3 but 4/2. That definitely impacts whether other real estate companies will want to show the house. In addition, we eventually fired the original real estate com...
by EagertoLearnMore
Thu Jan 14, 2016 5:27 pm
Forum: Personal Consumer Issues
Topic: Amazon is dropping Prime price to $73 for the weekend
Replies: 26
Views: 4413

Re: Amazon is dropping Prime price to $73 for the weekend

Is this for new customers only or can we add another year to current subscription at reduced price?
by EagertoLearnMore
Mon Jan 11, 2016 11:47 am
Forum: Investing - Help with Personal Investments
Topic: Time and cost of owning 3.5 acres?
Replies: 24
Views: 1999

Re: Time and cost of owning 3.5 acres?

It sounds as though the 3.5 acres is not part of a development so you will not have to mow the lawn to HOA standards. Therefore, perhaps you can mow a 12-feet wide strip and let the rest grow longer and mow that occasionally instead of each week. White pine trees shed needles and create a mess, so h...
by EagertoLearnMore
Thu Jan 07, 2016 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: Need Advice - Child Care
Replies: 23
Views: 1272

Re: Need Advice - Child Care

First of all, your child is very happy at the current daycare and you are very satisfied knowing your child is safe and happy with quality care. That is worth a lot of money! You know what you have, you could change and be dissatisfied. For a couple of years you will have 2 children in this daycare,...
by EagertoLearnMore
Mon Jan 04, 2016 3:23 pm
Forum: Personal Finance (Not Investing)
Topic: Costco AMEX Transition - Costco has no answers
Replies: 56
Views: 5934

Re: Costco AMEX Transition - Costco has no answers

The information you received regarding the points accruing just to the end of this cycle agree with what I have heard. Also, in the past the rebate checks were attached to the February statement representing all rewards earned through January. If you have another credit card I would migrate your aut...
by EagertoLearnMore
Mon Jan 04, 2016 10:06 am
Forum: Personal Finance (Not Investing)
Topic: [Fidelity drops AmEx, Bank of America credit cards]
Replies: 116
Views: 10687

Fidelity Dropping AMEX and switching to VISA credit card

[Thread merged into here, see below. --admin LadyGeek] For Bogleheads that use the Fidelity AMEX, it has been announced that Fidelity will drop its relationship with AMEX and switch to a VISA branded card. Their relationship with Bank of America will change to U.S. Bank. During a call today I was to...
by EagertoLearnMore
Sun Jan 03, 2016 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: Fraudulent Purchase on Credit Card
Replies: 10
Views: 815

Re: Fraudulent Purchase on Credit Card

Regarding the Fidelity Amex 2% back card: I have read a few articles also stating what was stated above regarding the end of the Fidelity Amex card. AMEX just lost the Costco account and now they face lose the Fidelity account. I guess we will have to revisit all of the credit cards and determine wh...
by EagertoLearnMore
Sat Jan 02, 2016 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: What to do for elderly parent, if they reject help?
Replies: 54
Views: 4156

Re: What to do for elderly parent, if they reject help?

So sorry to hear what you are facing. Does she have other relatives or friends in the area that you could contact that would maintain confidentiality with you? If she is so adamant about privacy doing anything behind her back could trigger additional problems and even more secrecy. This is a very di...
by EagertoLearnMore
Tue Dec 29, 2015 4:56 pm
Forum: Personal Consumer Issues
Topic: Vienna - things to do
Replies: 12
Views: 719

Re: Vienna - things to do

The winter palace is the Hofburg. The summer palace is the Schonbrunn. Both are nice, but if time is short select the Schonbrunn. The trains are very easy to understand and you can take a train to the summer palace with no difficulty. The rooms as well as the gardens are worth the trip. Walk up to t...
by EagertoLearnMore
Sat Dec 19, 2015 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: For people with a MBA..when should I be looking to apply?
Replies: 30
Views: 1832

Re: For people with a MBA..when should I be looking to apply?

Decide where you would like to apply and look at requirements for the MBA program in your particular MAJOR. Find out if you are missing any prerequisites for that field so that you could work on them before starting the "official" MBA program. Amazon and other sources sell GMAT review cour...
by EagertoLearnMore
Sat Dec 19, 2015 3:18 pm
Forum: Personal Consumer Issues
Topic: How to clean a Karastan rug
Replies: 17
Views: 1410

Re: How to clean a Karastan rug

Wait until the weather is warm and take a hose and use cold water outside on a deck where you can let it dry. If there are lots of spots try using a gentle RUG cleaner that does not produce too many suds. I used the above method on a rug that was not wool and not particularly valuable. It came out c...
by EagertoLearnMore
Tue Dec 15, 2015 2:27 pm
Forum: Personal Consumer Issues
Topic: Motion Activated Outdoor Security Lights
Replies: 16
Views: 1200

Re: Motion Activated Outdoor Security Lights

We have spotlights that we added sensors to because the original lights were almost new and didn't want to replace multiple fixtures. Purchased RAB sensors at a lighting supply store because it was recommended, but not pleased at all. In 6 years, two sensors have failed. The lights do not stay on, t...
by EagertoLearnMore
Thu Dec 10, 2015 4:44 pm
Forum: Personal Consumer Issues
Topic: Passport Renewal
Replies: 29
Views: 3504

Re: Passport Renewal

Even less expensive is epassportphoto.com. Have someone take a photo against a white background, check to make sure it fits correctly, and print it yourself or take it elsewhere to be printed.
by EagertoLearnMore
Thu Dec 10, 2015 3:52 pm
Forum: Personal Consumer Issues
Topic: Passport Renewal
Replies: 29
Views: 3504

Re: Passport Renewal

I renewed passport and sent through the local post office. You are not allowed to send it UPS or Fedex, only USPS. My old passport and application traveled around the USA on vacation before arriving at the correct location. When I saw that it was "out for delivery" in the wrong destination...
by EagertoLearnMore
Tue Dec 08, 2015 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Should I get my house reassessed?
Replies: 10
Views: 550

Re: Should I get my house reassessed?

Before you file a grievance, investigate the rules your township or borough has regarding changing the assessments. Several houses go we looked into doing this and found out that the township would only consider changes of 15% or more. That prevented residents from filing too frequently and cut down...
by EagertoLearnMore
Thu Dec 03, 2015 2:50 pm
Forum: Personal Consumer Issues
Topic: Realtor Negotiating Advice
Replies: 44
Views: 3970

Re: Realtor Negotiating Advice

In addition to the commission, read the contract with the listing realtor carefully.

Lately, realtors are charging approximately $500 for administrative fees plus commissions.
by EagertoLearnMore
Tue Dec 01, 2015 9:53 am
Forum: Personal Finance (Not Investing)
Topic: How to start out with TurboTax?
Replies: 52
Views: 4573

Re: How to start out with TurboTax?

Are you a Costco member since Costco has good prices on TT. Here are the online prices, but sometimes in store is even cheaper.

http://www.costco.com/CatalogSearch?sto ... =turbo+tax
by EagertoLearnMore
Sat Nov 21, 2015 10:11 am
Forum: Personal Consumer Issues
Topic: Costco and Amex Cards - got Blue Amex
Replies: 18
Views: 2706

Re: Costco and Amex Cards - got Blue Amex

Some of the cashiers at Costco have been saying that the new Costco Visa will have the same benefits or even better benefits than the current Amex. Nothing in writing yet and I haven't received any communication directly from Costco.
by EagertoLearnMore
Thu Nov 19, 2015 8:38 am
Forum: Personal Finance (Not Investing)
Topic: ATM use in Europe
Replies: 31
Views: 1735

Re: ATM use in Europe

Find out the network your ATM card is in. Then go to the website to find ATM locations in the area you will be visiting. This will provide you with ATMs that you can trust and perhaps even have no charges for using if they are in the same network. We used this site and had no problems. http://www.vi...
by EagertoLearnMore
Tue Nov 17, 2015 5:01 pm
Forum: Personal Consumer Issues
Topic: Eyeglasses - Costco Changed Policies - Help!
Replies: 41
Views: 7460

Re: Eyeglasses - Costco Changed Policies - Help!

I have purchased frames and lenses at Costco and liked a particular frame. Did you ask if ANOTHER location of Costco might have your frame on display that you could buy? Is another Costco location nearby for you to just drive to and check? Costco is very cooperative about calling around to help cust...
by EagertoLearnMore
Tue Nov 10, 2015 4:59 pm
Forum: Personal Finance (Not Investing)
Topic: Filing Claim on Title Insurance
Replies: 7
Views: 751

Re: Filing Claim on Title Insurance

Have you searched your the property records filed by your county clerk? Usually available online by googling county name, state name, county clerk, deeds. Check to see what deeds were processed for your property to get a handle on this. May want to touch base with an attorney, but try to do some leg...
by EagertoLearnMore
Thu Oct 29, 2015 8:44 am
Forum: Investing - Theory, News & General
Topic: Question on breaking a CD
Replies: 23
Views: 1711

Re: Question on breaking a CD

Go online to the bank that holds your CD and review the withdrawal information. Even if your CD matures in a couple months most banks will charge an Early Withdrawal Penalty (EWP) based on what was in place when you took out the CD. So, if you have not held the CD sufficient time to earn a lot of in...
by EagertoLearnMore
Wed Oct 21, 2015 3:32 pm
Forum: Investing - Help with Personal Investments
Topic: brokered CD with VG - CapOne, Amex, GS.. do I care which one?
Replies: 8
Views: 457

Re: brokered CD with VG - CapOne, Amex, GS.. do I care which one?

It WOULD matter if you own CDs directly with any of the aforementioned banks. But if these are your only CDs I do not see any problem as long as all of them are FDIC insured.
by EagertoLearnMore
Mon Oct 19, 2015 3:59 pm
Forum: Personal Consumer Issues
Topic: Austria during winter
Replies: 22
Views: 2458

Re: Austria during winter

Lucky you!!!! I have been to Vienna twice for several days each trip and would go tomorrow. Many museums to visit including the jewels in the Treasury in center of Vienna. The Library is impressive to view. There is the summer palace, The Schonbrunn, and the winter palace, the Hofburg. If you only h...
by EagertoLearnMore
Tue Oct 13, 2015 6:50 pm
Forum: Personal Consumer Issues
Topic: List 5 Things [Moving into a new apartment]
Replies: 13
Views: 1677

Re: List 5 Things [Moving into a new apartment]

Make sure to closely INSPECT the apartment for any problems, anything broken, missing, damaged, dirty. Some apartment management companies inspect that way when you leave and you will be forfeiting your security deposit.

TAKE PHOTOS!
by EagertoLearnMore
Tue Oct 13, 2015 6:45 pm
Forum: Personal Consumer Issues
Topic: Microwave Recommendations?
Replies: 17
Views: 1123

Re: Microwave Recommendations?

I had a GE microwave that served us well. Lasted 7 years with lots of use. Went to look for a fancier model and selected one. Before purchasing I read reviews about it catching fire - LG model. I went back to a basic GE model and it works fine. Nothing fancy, but does the job.
by EagertoLearnMore
Tue Oct 13, 2015 9:35 am
Forum: Personal Consumer Issues
Topic: Chimney leaking...fire seal?
Replies: 12
Views: 867

Re: Chimney leaking...fire seal?

There are so many possibilities having experienced this myself. Water leaking around firebox, etc. Had a cap installed on the chimney with no improvement. Had a roofer redo the flashing and shingles around the chimney with no improvement. Had one estimate where the guy suggested using brick waterpro...
by EagertoLearnMore
Fri Oct 09, 2015 4:05 pm
Forum: Personal Consumer Issues
Topic: airline seating arrangement
Replies: 32
Views: 2604

Re: airline seating arrangement

+1 for getting the "2" seats and then the aisle across from it. Then the person in the aisle of the "4" can always switch with one of the people in the "2" to talk with window seat person. Plus you get 2 aisle seats.
by EagertoLearnMore
Fri Oct 09, 2015 2:00 pm
Forum: Personal Consumer Issues
Topic: Bank transfer to someone else's account
Replies: 21
Views: 1808

Re: Bank transfer to someone else's account

Ally bank allows you to make payments to people. You set it up online and the recipient gets an email from Ally with instructions on how to get paid using their bank account. I have used it several times and it worked perfectly. The person on the other end had no difficulty getting the money.
by EagertoLearnMore
Sat Oct 03, 2015 4:11 pm
Forum: Personal Consumer Issues
Topic: Noises in the wall (bats?)
Replies: 35
Views: 2306

Re: Noises in the wall (bats?)

Is it coming from an exterior wall that heats up during the day? If yes, then perhaps hornets or wasps excited by warm of day and when it cools off they are quiet. Mice usually are active at night and quiet during the day. Is there an overhang or area where hornets could enter and get into that wall?
by EagertoLearnMore
Mon Sep 28, 2015 8:36 am
Forum: Personal Finance (Not Investing)
Topic: RE: Buying house from relocation service?
Replies: 14
Views: 971

Re: RE: Buying house from relocation service?

Try to learn name of the relo company and google for information. Who owns the property depends on the level of the executive and the deal he cut. Sometimes they will make the owner get 3 appraisals and buy them out at a negotiated price based on the appraisals. Sometimes they will NOT buy the house...
by EagertoLearnMore
Sun Sep 27, 2015 3:48 pm
Forum: Personal Consumer Issues
Topic: PLEASE, help me choose between 4 wood floors
Replies: 35
Views: 2908

Re: PLEASE, help me choose between 4 wood floors

+1 to the people who voted for oak. I have had both red and white oak flooring and liked both. After several different houses the only difference I noticed was that the prefinished oak did not have the same durability as the finished-on-the-floor oak. Maybe it was just my preference for the other fi...
by EagertoLearnMore
Wed Sep 23, 2015 8:25 am
Forum: Personal Consumer Issues
Topic: How Frequently Should A CO Detector Be Replaced?
Replies: 27
Views: 1903

Re: How Frequently Should A CO Detector Be Replaced?

First Alert CO monitor has a 5 year life span. After 5 years and 1 week, it gave the beep and had to be replaced. No other warning, just stops working.
by EagertoLearnMore
Mon Sep 21, 2015 6:56 pm
Forum: Personal Consumer Issues
Topic: Questions about Verizon FIOS
Replies: 5
Views: 560

Re: Questions about Verizon FIOS

I can give you a family member's experience with Comcast and FIOS. Person moved from one state to another and arranged with Comcast to move service, which would be available at the new apartment. Everything checked and double-checked with Comcast prior to the move from one apartment in one state to ...
by EagertoLearnMore
Thu Sep 17, 2015 1:27 pm
Forum: Personal Consumer Issues
Topic: Corelle Dinnerware, anyone?
Replies: 22
Views: 2023

Re: Corelle Dinnerware, anyone?

I know exactly what you are referring to because I have Corelle that is approximately 15 years old and there are spots on the edges of the plates that "peeled" or are missing. I believe this may occur from placing in the dishwasher racks, but maybe just aging. I talked to a friend who has ...
by EagertoLearnMore
Sun Sep 13, 2015 2:22 pm
Forum: Personal Consumer Issues
Topic: Anyone ever used Costco Travel service ?
Replies: 17
Views: 2363

Re: Anyone ever used Costco Travel service ?

Costco tries to be very competitive with AAA for booking cruises. We recommended Costco Travel to friends who did a very thorough comparison for their cruise comparing AAA with Costco Travel. They came back to us and said by far they got a better price with more incentives by using Costco Travel. I ...
by EagertoLearnMore
Sat Sep 12, 2015 1:54 pm
Forum: Personal Consumer Issues
Topic: Anyone ever used Costco Travel service ?
Replies: 17
Views: 2363

Re: Anyone ever used Costco Travel service ?

We have used them several times and Costco Travel provides incentives not available through other agents. For example, they might add 2 free days at a hotel either pre or post cruise. What specifically are you asking about?
by EagertoLearnMore
Sun Aug 16, 2015 4:59 pm
Forum: Personal Consumer Issues
Topic: New construction final walk-through
Replies: 12
Views: 1436

Re: New construction final walk-through

+1 Check that every outlet works! Bring a small appliance or even a night light. If you have light switches that control outlets, make sure that when you walk in the room and flip the switch that the proper outlet is activated. Do you have a CO monitor, fire extinguisher, smoke detectors? If your ga...
by EagertoLearnMore
Tue Aug 11, 2015 8:58 am
Forum: Personal Finance (Not Investing)
Topic: Old credit cards- cancel, cut up, or just leave them be?
Replies: 10
Views: 1313

Re: Old credit cards- cancel, cut up, or just leave them be?

If you want to keep the credit cards because of a large credit line be sure to use them at least every six months. CITI will definitely cancel your card without any warning. You will get a letter stating it is already a done deal. You could charge a small purchase, pay it off, and then forget it for...
by EagertoLearnMore
Thu Aug 06, 2015 10:37 am
Forum: Personal Finance (Not Investing)
Topic: Seller conceals known defects: fraud question
Replies: 53
Views: 6033

Re: Seller conceals known defects: fraud question

So sorry to hear of the outcome for you and your daughter. There is definitely a lesson for all of us to learn in this. Do you know what should be done in the future to protect against losing the earnest money? Could her realtor have done more? Did she need an attorney to look over the contract befo...
by EagertoLearnMore
Wed Aug 05, 2015 4:30 pm
Forum: Personal Consumer Issues
Topic: visit to san diego next week
Replies: 13
Views: 1124

Re: visit to san diego next week

If you like the zoo, also visit the SanDiego Zoo Safari Park with tram tours, various shows including cheetah and birds, and many other interesting things.

http://www.sdzsafaripark.org/

USS Midway Aircraft Carrier Museum
by EagertoLearnMore
Wed Aug 05, 2015 8:01 am
Forum: Personal Consumer Issues
Topic: Comcast wants me to buy a new modem (I think)
Replies: 53
Views: 3547

Re: Comcast wants me to buy a new modem (I think)

Here is the link to the Comcast DOCSIS Devices website. The model that is available at Costco is the Motorola surfboard 6141.

http://mydeviceinfo.comcast.net/
by EagertoLearnMore
Wed Aug 05, 2015 7:58 am
Forum: Personal Consumer Issues
Topic: Comcast wants me to buy a new modem (I think)
Replies: 53
Views: 3547

Re: Comcast wants me to buy a new modem (I think)

Comcast has a list of approved modems that are compatible that you may purchase either from them or from an outside source. The surfboard model is one that is approved and is available for around $75 at Costco. It is compatible and it works well with Comcast. Much cheaper than renting from them.
by EagertoLearnMore
Mon Aug 03, 2015 3:14 pm
Forum: Personal Consumer Issues
Topic: Furniture Pads for moving
Replies: 12
Views: 994

Re: Furniture Pads for moving

+1 Costco

Package of 2 pads, 72 inches x 80 inches each $19.99 Light blue or navy blue.
by EagertoLearnMore
Sun Aug 02, 2015 1:07 pm
Forum: Personal Consumer Issues
Topic: Verizon FIOS Userguide
Replies: 4
Views: 420

Re: Verizon FIOS Userguide

If you are using wifi, check to see if any phones are set to pick up the wifi connection. Is you wifi password protected? Does the phone "know" the password? I would be concerned about that. Wifi may be used to connect to phones, tablets, kindles and use your connection speed.
by EagertoLearnMore
Mon Jul 27, 2015 3:01 pm
Forum: Personal Consumer Issues
Topic: Moving Container Companies for LONG distance move
Replies: 8
Views: 903

Re: Moving Container Companies for LONG distance move

I just helped family member move using Penske truck and Simple Moving Labor (through Penske). You can hire them to just load, unload, both, or there is even an option for them to drive the truck as well. Only used the load labor part and they did an excellent job packing the truck. You select either...
by EagertoLearnMore
Mon Jul 27, 2015 2:51 pm
Forum: Personal Consumer Issues
Topic: Zion, Bryce, Grand Canyon Late March
Replies: 34
Views: 2187

Re: Zions, Bryce, Grand Canyon Late March

Bryce and Zion are both beautiful in different ways. The "narrows" at Zion is remarkable and look up at the walls to see climbers not only climbing the sheer walls, but sleeping there overnight. Bryce had snow in May, but I guess it depends on the weather for the year. Hoover Dam is well w...

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