Search found 491 matches

by EagertoLearnMore
Thu Jul 20, 2017 5:21 am
Forum: Personal Consumer Issues
Topic: Would you let your teenager spend all his savings on a gaming computer?
Replies: 106
Views: 3973

Re: Would you let your teenager spend all his savings on a gaming computer?

As a parent I would give your son the benefit of reaping the rewards of HIS hard work for the following reasons: 1. His maturity in setting goals, working hard, saving for the computer 2. Motivation, concentration and determination to do above 3. Building the computer will provide life skills and kn...
by EagertoLearnMore
Tue Jul 11, 2017 6:50 pm
Forum: Personal Finance (Not Investing)
Topic: Evaluating housing and longer commutes
Replies: 20
Views: 1211

Re: Evaluating housing and longer commutes

I would suggest that they try doing the commute during the normal times they would normally be on the highway. It's summer, so perhaps lighter volume right now. It's not just the maintenance of the car and replacing the car more frequently, it's what the commute does to your mind and body after awhi...
by EagertoLearnMore
Tue Jun 27, 2017 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Need help to sell family farm.
Replies: 19
Views: 1795

Re: Problems with sale of property. Please help.

Is there a conservation easement on the farm? People sell the rights to ever develop the property in exchange for a cash payment. If so this would mean that the farm must be used as a farm and development of the land is restricted. There are realtors that specialize in land and especially farms, whe...
by EagertoLearnMore
Tue Jun 27, 2017 10:44 am
Forum: Personal Consumer Issues
Topic: Etiquette question regarding access easement usage
Replies: 28
Views: 2979

Re: Etiquette question regarding access easement usage

Did you have YOUR property surveyed when you purchased? Did you ask for flags denoting the easement for you? Make sure the easement you got in your deed is the same easement you are planning to use. Sometimes things are different on paper than reality because the terrain of the land makes for strang...
by EagertoLearnMore
Mon Jun 26, 2017 3:20 pm
Forum: Personal Consumer Issues
Topic: Help, realtors disagree. Take out bookshelves, hidden bed combo before listing?
Replies: 55
Views: 3703

Re: Help, realtors disagree. Take out bookshelves, hidden bed combo before listing?

I was selling a house in a difficult market and the relo company insisted I have a marketing person evaluate our house. When she arrived she was nothing but obnoxious and insulting. Her opinions were way off base. It was difficult to be gracious, but I did read the fine print in the relocation agree...
by EagertoLearnMore
Mon Jun 26, 2017 11:46 am
Forum: Personal Consumer Issues
Topic: Santader bank refusing to pay
Replies: 8
Views: 890

Re: Santader bank refusing to pay

I had a very negative experience with Santander when a CD matured. I could NOT get them to give me the money even after the maturity date. Days went by and one excuse after another. Have to wait at least 24 hours after maturity for it to post, now it is the weekend - so Monday, on Monday it was anot...
by EagertoLearnMore
Mon Jun 26, 2017 9:30 am
Forum: Personal Consumer Issues
Topic: Moving Expenses:
Replies: 3
Views: 311

Re: Moving Expenses:

Having moved many times I can tell you it is usually quite expensive especially if the movers pack everything for you. Do you have outside lawn equipment such as snowblower, lawnmower? Must be drained. No propane tanks will be allowed or any fuel of any type. Will you need special crating for mirror...
by EagertoLearnMore
Sun Jun 25, 2017 7:29 pm
Forum: Personal Consumer Issues
Topic: [Sam's Club, Costco, BJ's, and other wholesaler clubs]
Replies: 274
Views: 12678

Re: Sam's Club vs. Costco

Sam's Club will sell and install a new car battery. Costco sells batteries, but will not install them. Costco has very good coupon deals on tires. Don't know about Sam's Club. Quality and selection of merchandise at Costco seems better.
by EagertoLearnMore
Sat Jun 24, 2017 9:42 am
Forum: Personal Consumer Issues
Topic: emerald ash borer disaster
Replies: 35
Views: 2075

Re: emerald ash borer disaster

Some developments require maple trees, usually sunset maple. They look nice, but as they get larger the roots cause the sidewalks to upend. Then you have to deal with replacing the sidewalks as well as replacing the tree.
by EagertoLearnMore
Thu Jun 22, 2017 2:15 pm
Forum: Personal Consumer Issues
Topic: Update on dealing with CIT bank Spring Savings Bonus
Replies: 0
Views: 221

Update on dealing with CIT bank Spring Savings Bonus

Last week I wrote about being unable to sign up online for the CIT Bank bonus for Spring Savings. I called and explained the website problems and was promised a return call. I never received a call so this week I tried the process online again. Same problem of the screen not remembering the entered ...
by EagertoLearnMore
Thu Jun 22, 2017 11:28 am
Forum: Personal Consumer Issues
Topic: Deck stain
Replies: 9
Views: 923

Re: Deck stain

Cleaning and prep work are very important for the stain to last. So, since you will be doing a lot of work staining the deck take the time to clean it and allow it to thoroughly dry before starting the staining process. Many types of stain available, some water-based, others oil-based. Read current ...
by EagertoLearnMore
Tue Jun 20, 2017 6:36 am
Forum: Personal Consumer Issues
Topic: House selling - timeline question
Replies: 23
Views: 1830

Re: House selling - timeline question

I agree with above that dropping in an office is worthless. Usually the junior realtors are the people answering the phones and greeting people. The heavy hitters do appointments for listings. It takes a short time to make appointment, discuss comps, set up photographer, and get listing up on MLS af...
by EagertoLearnMore
Mon Jun 19, 2017 11:40 am
Forum: Personal Consumer Issues
Topic: New Septic System for my Parents
Replies: 10
Views: 835

Re: New Septic System for my Parents

The size of the septic system is usually determined by the number of bedrooms in the house. So you cannot undersize for a larger house just because your parents may not be using all the bedrooms. Usually you need a stamped drawing of the system to present to the township. The stamp is from a license...
by EagertoLearnMore
Fri Jun 16, 2017 3:55 pm
Forum: Personal Consumer Issues
Topic: Dehumidifier woes
Replies: 66
Views: 4649

Re: Dehumidifier woes

I went to Costco today and they are selling 70 pint Whirlpool dehumidifiers for $159. Many people were buying them.
by EagertoLearnMore
Tue Jun 13, 2017 5:17 pm
Forum: Personal Consumer Issues
Topic: Experience with HTTPS Everywhere?
Replies: 10
Views: 910

Experience with HTTPS Everywhere?

In the July issue of Kiplinger's magazine on page 14 there is a discussion regarding HTTPS Everywhere and it suggests downloading it from the website http://www.eff.org. It is for encryption. I use Firefox and found it available through them as an add-on. I added it, but I don't notice anything unle...
by EagertoLearnMore
Tue Jun 13, 2017 9:16 am
Forum: Personal Consumer Issues
Topic: Dehumidifier woes
Replies: 66
Views: 4649

Re: Dehumidifier woes

We are still using a Kenmore manufactured in 2001. Funny story -- believing this unit would not last we purchased a brand new one. Being a Boglehead we continued to use the old one. Then the new one was recalled for fire hazards as it was manufactured by Midea. We got the replacement but will contin...
by EagertoLearnMore
Sat Jun 10, 2017 12:59 pm
Forum: Personal Consumer Issues
Topic: Difficulties with CIT bank website
Replies: 3
Views: 310

Difficulties with CIT bank website

The CIT bank website is very cumbersome and quirky. I tried to register and it kept locking up and not accepting information. I finally closed the window and then went back and started again. However, it never remembered the entries even after several attempts. Has anyone else been troubled by the w...
by EagertoLearnMore
Mon May 29, 2017 1:31 pm
Forum: Personal Consumer Issues
Topic: Mouse In Apartment
Replies: 39
Views: 3966

Re: Mouse In Apartment

In addition to getting rid of the current mice, you need to determine if you have any pipes without insulation or other openings that allow the mice to enter your apartment. Look under your kitchen sink (since mice in kitchen) and see if the pipes have been sealed by the opening into your apartment....
by EagertoLearnMore
Sun Apr 23, 2017 11:47 am
Forum: Personal Consumer Issues
Topic: Issue With Real Estate Agent (Seller)
Replies: 56
Views: 5456

Re: Issue With Real Estate Agent (Seller)

Is it your house or the economy in Pittsburgh? Westinghouse bankruptcy, Heinz and Kraft merger, other things affecting your sale? What does your current realtor tell you about the economy if she is one of the top agents?
by EagertoLearnMore
Thu Apr 20, 2017 10:01 am
Forum: Personal Finance (Not Investing)
Topic: Does Insurance Have to Pay an Out-of-Network Ambulance Bill in Full?
Replies: 46
Views: 3406

Re: Does Insurance Have to Pay an Out-of-Network Ambulance Bill in Full?

EMS Subscription Some towns offer yearly subscription services that you PAY to belong to the local EMS service. You can select individual, couple, family. BUT -- no visitors, only residents of the home. Then if you or member needs to use the ambulance they will accept whatever your insurance is will...
by EagertoLearnMore
Tue Apr 04, 2017 9:13 am
Forum: Personal Finance (Not Investing)
Topic: Advice needed Gifting a car to a daughter who is moving out of state
Replies: 12
Views: 752

Re: Advice needed Gifting a car to a daughter who is moving out of state

Your daughter will need the title for your car, plus the current insurance policy # that you have. Frequently the new insurance company wants the current policy number when a gift between family members. Easier to have more information than insufficient.
by EagertoLearnMore
Mon Mar 27, 2017 11:18 am
Forum: Personal Consumer Issues
Topic: Where to borrow a moving cart from
Replies: 11
Views: 1331

Re: Where to borrow a moving cart from

Home Depot has many to chose from ranging from $20 to less than $100 depending on size, handles, etc. Just buy one and then you will have it for future moves.
by EagertoLearnMore
Thu Mar 23, 2017 2:08 pm
Forum: Personal Finance (Not Investing)
Topic: Using the Fidelity Rewards Visa in Europe?
Replies: 20
Views: 2035

Re: Using the Fidelity Rewards Visa in Europe?

+1 Capital One Quicksilver Card

No problems using anywhere from restaurants to train tickets

No foreign exchange fee

Yes, 1.5% cash back
by EagertoLearnMore
Sat Jan 28, 2017 9:48 am
Forum: Personal Consumer Issues
Topic: Glass top for a new kitchen table
Replies: 15
Views: 1147

Re: Glass top for a new kitchen table

Yes, a glass top table gets scratches from pulling dishes across it and dropping forks when setting the table. My biggest concern would be the safety of your children having all that glass on a surface they will be using frequently. We have several glass coffee tables and we really enjoy the appeara...
by EagertoLearnMore
Thu Jan 19, 2017 8:47 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity Rewards Visa 2% cash back
Replies: 73
Views: 10681

Re: Fidelity Rewards Visa 2% cash back

As FedGuy mentioned it is very difficult to receive the bonus even with documentation. I have been experiencing the same delay, deny. I have contacted several supervisors at Elan Financial as well as talking with a Fidelity customer service rep. I am not pleased with the level of customer service an...
by EagertoLearnMore
Fri Jan 06, 2017 12:56 pm
Forum: Personal Consumer Issues
Topic: Getting rid of mice
Replies: 94
Views: 6030

Re: Getting rid of mice

Mice can get in through the smallest opening so as you close up one, they find another. This works well in the attic away from pets. It makes the mice thirsty and they leave your house to look for water. It works faster than individual traps and no cleanup. https://www.amazon.com/Tomcat-Killer-Resis...
by EagertoLearnMore
Sat Dec 03, 2016 8:35 pm
Forum: Personal Consumer Issues
Topic: Cleaning Tile Grout?
Replies: 8
Views: 1388

Re: Cleaning Tile Grout?

I used a toothbrush that perfectly fit the width of the grout lines along with soft scrub with bleach. I washed down the grout and tile with warm water as I went along. It will take time, but the grout should look like new. Be careful that you don't use another cleaner that is blue in color (a scrub...
by EagertoLearnMore
Tue Oct 11, 2016 5:50 pm
Forum: Personal Consumer Issues
Topic: Posting MLS listing on Facebook
Replies: 8
Views: 1050

Re: Posting MLS listing on Facebook

Realtors frequently post their MLS listings on their business facebook pages. Did you ask your realtor if that is the case with the real estate company you are using?
by EagertoLearnMore
Tue Oct 11, 2016 5:47 pm
Forum: Personal Consumer Issues
Topic: Furnace issue
Replies: 15
Views: 1317

Re: Furnace issue

I had a bird go down the roof exhaust and furnace would kick on and then turn off. Service person said not unusual for birds and small animals to fall down the exhaust stack as they often sit on top. Service person had to dismantle the pipe from the furnace to clean out the remains of the bird. Afte...
by EagertoLearnMore
Thu Oct 06, 2016 6:48 am
Forum: Personal Consumer Issues
Topic: Corelle dish pattern
Replies: 9
Views: 1249

Re: Corelle dish pattern

Pattern was made from 1977 to 1986 when discontinued.

If you need a sugar bowl with lid, it is $6 on rubylane: https://www.rubylane.com/item/155181-RL ... r?search=1
by EagertoLearnMore
Mon Sep 12, 2016 4:59 pm
Forum: Personal Consumer Issues
Topic: Replacement Brush Heads for Oral B Electric Toothbrush
Replies: 11
Views: 1576

Re: Replacement Brush Heads for Oral B Electric Toothbrush

+1 Costco has good coupon sales on an 8-pack. I tried generic Rite Aid but was disappointed with the quality. Back to the Oral B brand and Costco seems to have the best price for brand replacement heads.
by EagertoLearnMore
Fri Aug 26, 2016 10:04 am
Forum: Investing - Help with Personal Investments
Topic: pocket listing
Replies: 13
Views: 1007

Re: pocket listing

"Pocket Listings" are common among high-end properties. This offer could work well for you if you can keep the commission low because of so little work on their part and not officially listed yet. Look at the comps in your area. The Spring market is over so that is something else to consid...
by EagertoLearnMore
Sun Aug 21, 2016 6:37 pm
Forum: Investing - Help with Personal Investments
Topic: Ally Bank now allows you to submit wire transfers online
Replies: 8
Views: 1487

Re: Ally Bank now allows you to submit wire transfers online

Thank you for posting this information. I was unaware of it being online and it will make things much simpler.
by EagertoLearnMore
Wed Aug 10, 2016 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: okay to leave deposit on vehicle?
Replies: 30
Views: 2416

Re: okay to leave deposit on vehicle?

You can always call the corporate office of the car manufacturer if they sell it. Years ago I put a deposit on a new vehicle "coming in" to the showroom any day in the color, model I wanted. Weeks went by and no car. Then I received a warranty card in the mail for the vehicle I supposedly ...
by EagertoLearnMore
Wed Aug 10, 2016 10:48 am
Forum: Personal Consumer Issues
Topic: Property tax increase: Worth appealing? DYI or use attorney?
Replies: 42
Views: 2903

Re: Property tax increase: Worth appealing? DYI or use attorney?

Yes you can appeal without an attorney IF you are prepared and do your homework. Usually you can find information regarding appeals on the website for the town. Read carefully and be prepared to get comps from recent sales. One big thing is that some towns require that the change in assessment be a ...
by EagertoLearnMore
Sat Jul 30, 2016 8:08 am
Forum: Personal Consumer Issues
Topic: CPA state reciprocity
Replies: 2
Views: 339

Re: CPA state reciprocity

Calling or looking online for the State board is the most accurate source of information. Have you looked at the national www.aicpa.org website? It has links to each of the state boards.
by EagertoLearnMore
Thu Jul 07, 2016 2:14 pm
Forum: Personal Consumer Issues
Topic: Power surge protector for tv, soundbar??
Replies: 30
Views: 2669

Re: Power surge protector for tv, soundbar??

We had lightning come in through the telephone line and destroy a security system that was connected to it. That was a few houses ago for us and surge protectors were not popular back then. I can understand the OP wanting to protect the tv and sound bar. The idea of replacing the electrical outlet i...
by EagertoLearnMore
Wed Jun 22, 2016 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Visa Online Access
Replies: 30
Views: 2695

Re: Costo Visa Online Access

No problems either.

I went back to the www.citi.com/costcosetup site used to activate the cards and set up the logon. Look for the Register for Online Access in BLUE.

https://online.citi.com/US/JSO/reg/Setu ... ostcoSetUp
by EagertoLearnMore
Tue Jun 21, 2016 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Should I use this realtor?
Replies: 27
Views: 2419

Re: Should I use this realtor?

The question is WHERE is she cutting the commission? If she cuts the commission to the selling agent for your home you may see fewer buyers because the realtors take their clients to full commission listings. If she is cutting HER commission, then that is fine. Remember, at 5 or 6% the commission is...
by EagertoLearnMore
Sun Jun 12, 2016 10:25 am
Forum: Personal Consumer Issues
Topic: Credit Card for Car Rental Insurance
Replies: 1
Views: 509

Credit Card for Car Rental Insurance

I have always used the Costco Amex card to rent a car because I had signed up for the additional Amex insurance. Now that Costco is migrating to Visa I can use another Amex card. But, is there anything better now? I reviewed the new Citi card from Costco, but the paperwork I received does not mentio...
by EagertoLearnMore
Tue Jun 07, 2016 10:29 am
Forum: Personal Consumer Issues
Topic: building a house- realtor recommends selling and renting?
Replies: 22
Views: 2665

Re: building a house- realtor recommends selling and renting?

You have several options, but it depends on the real estate market situation in your particular area. Empty houses sometimes signal "blood in the water" to some buyers who figure the seller is desperate and paying two mortgages. Frequently, realtors even retake the photos to show no furnit...
by EagertoLearnMore
Fri Jun 03, 2016 7:19 am
Forum: Personal Consumer Issues
Topic: Your Thoughts on Car Buying Services
Replies: 28
Views: 3249

Re: Your Thoughts on Car Buying Services

I agree with the other posters that COSTCO offers lower prices, but not the best prices. It is a good starting point, but you may be able to negotiate better yourself. With one car purchase we used the Costco price, but then found out we could get a much better deal ourselves. Using that information...
by EagertoLearnMore
Fri May 27, 2016 8:53 am
Forum: Personal Consumer Issues
Topic: NEW brokerage account and wire transfers out
Replies: 0
Views: 468

NEW brokerage account and wire transfers out

A very knowledgeable Vanguard representative communicated with me regarding the change to the new brokerage accounts taking place. I inquired about wire transfers out from the Prime Money Market account. I was informed that wire transfers will occur from the Federal Money Market account, not the Pri...
by EagertoLearnMore
Mon May 16, 2016 2:18 pm
Forum: Personal Consumer Issues
Topic: Should I get property survey done? Cost estimate?
Replies: 8
Views: 1286

Re: Should I get property survey done? Cost estimate?

We have moved frequently and pay to have a survey done with iron pins cemented into the ground. This has come in handy when one neighbor tried to annex a very large swath of property and insisted it belonged to him until we pointed out the survey pins. Good surveys make good neighbors, or keeping pe...
by EagertoLearnMore
Mon May 02, 2016 10:48 am
Forum: Personal Finance (Not Investing)
Topic: Offer made on house, now accessory apartment is not "legal"
Replies: 16
Views: 2877

Re: Offer made on house, now accessory apartment is not "legal"

Required EGRESS is the most likely the sticking point. Egress from a basement area used for a bedroom is becoming a large issue in many states. Some municipalities require a large window with access using some type of stairway to the ground level. The stairs may be a formal concrete stairway or even...
by EagertoLearnMore
Tue Apr 26, 2016 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Buyer's Fee in RE agent contract
Replies: 18
Views: 2163

Re: Buyer's Fee in RE agent contract

"Maybe the agent can't negotiate it but I can. They can pay the $435 out of their pocket. The agent can choose their broker and I can choose my agent."

+1 Sounds as though this is the way to go. Negotiate the $435 just as you would the commission.
by EagertoLearnMore
Mon Apr 18, 2016 1:27 pm
Forum: Personal Consumer Issues
Topic: Passport photo DIY - anyone done it easily?
Replies: 53
Views: 3934

Re: Passport photo DIY - anyone done it easily?

Try using epassportphoto.com. http://www.epassportphoto.com/

Follow directions and print yourself or save on flash drive and take to a quick print store for less than 10 cents.

We have used this method several times and never had a problem with getting the passport.
by EagertoLearnMore
Thu Apr 07, 2016 9:49 am
Forum: Personal Consumer Issues
Topic: Pungent smell from kitchen faucet
Replies: 11
Views: 1201

Re: Pungent smell from kitchen faucet

You may need to install a filter in the water line coming from the well, but before the water softener.
by EagertoLearnMore
Thu Apr 07, 2016 9:32 am
Forum: Personal Consumer Issues
Topic: Pungent smell from kitchen faucet
Replies: 11
Views: 1201

Re: Pungent smell from kitchen faucet

Do you have well water or city water?
by EagertoLearnMore
Tue Apr 05, 2016 6:11 pm
Forum: Personal Finance (Not Investing)
Topic: Need advice on a US bank to accept Euros as direct deposit from contract work in Europe
Replies: 11
Views: 1044

Re: Need advice on a US bank to accept Euros as direct deposit from contract work in Europe

I used Vanguard Prime Money Market to pay a European bill in euros. They handled it efficiently and correctly. Maybe they could accept direct deposit in euros. Have you contacted Vanguard?

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