Search found 497 matches

by EHEngineer
Mon Sep 18, 2017 8:48 am
Forum: Personal Finance (Not Investing)
Topic: Worth buying an excessive priced house?
Replies: 43
Views: 3754

Re: Worth buying an excessive house?

In my opinion schools are worth stretching for, but game rooms and oversize garages are not. Can you find any options in the good school area with an older/smaller/cheaper home?
by EHEngineer
Thu Sep 07, 2017 2:00 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 61
Views: 5073

Re: To take or not to take delivery of Tesla 3

The tax code on the rebate states that "The vehicle is acquired for use or lease by the taxpayer, and not for resale." I realize that this is likely hard to prove, but discussion on flipping an EV should consider mentioning that this should be done without claiming any tax rebates, consistent with ...
by EHEngineer
Thu Sep 07, 2017 8:58 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 61
Views: 5073

Re: To take or not to take delivery of Tesla 3

I do many MA-NoVA trips (480 miles) With 220 miles Tesla, that will involve at least 3 stops each way which is two more stops than usual. But as you said, I might do that trip once in Tesla and after that most likely prefer to take the minivan instead. If I was doing regular 480 mile trips I would ...
by EHEngineer
Wed Sep 06, 2017 10:57 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 61
Views: 5073

Re: To take or not to take delivery of Tesla 3

Nissan Leaf v2 seems functional. When you're sitting IN the car, you don't see the OUTSIDE of the car, so...that doesn't seem very important to me anymore. The Valet just wants a tip regardless. :-) http://www.motortrend.com/cars/nissan/leaf/2018/2018-nissan-leaf-first-drive-review/ I agree, leaf v...
by EHEngineer
Wed Sep 06, 2017 10:12 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 61
Views: 5073

Re: To take or not to take delivery of Tesla 3

Nissan Leaf v2 seems functional. When you're sitting IN the car, you don't see the OUTSIDE of the car, so...that doesn't seem very important to me anymore. The Valet just wants a tip regardless. :-) http://www.motortrend.com/cars/nissan/leaf/2018/2018-nissan-leaf-first-drive-review/ I agree, leaf v...
by EHEngineer
Wed Sep 06, 2017 6:05 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 61
Views: 5073

Re: To take or not to take delivery of Tesla 3

I had reserved Tesla 3 when it was announced. I did it because $35K-$7.5K price was too attractive to NOT put my name on the list. According to the web site I can get the delivery by Dec-Feb time frame if I select the $49K car. This is with 310 miles + premium options package. That price still does...
by EHEngineer
Sat Aug 26, 2017 5:47 pm
Forum: Personal Consumer Issues
Topic: Tesla 3 Safety vs _______
Replies: 13
Views: 1550

Re: Tesla 3 Safety vs _______

(snip) The Model S doesn't score all top ratings - https://youtu.be/ntHkXRra-VI but the accident avoidance tech is pretty remarkable. (snip) Complete speculation follows.... I could be imagining things, but in the model 3 chassis image, it seems like they chamfered the corners of the battery pack. ...
by EHEngineer
Sat Aug 26, 2017 2:35 pm
Forum: Personal Consumer Issues
Topic: Desperate to get rid of mosquitoes, what else could we try?
Replies: 56
Views: 3186

Re: Desperate to get rid of mosquitoes, what else could we try?

There is insect repellent clothing. The repellent effect is said to last through 80 washes. https://www.rei.com/b/exofficio/c/all?r=b%3Bfeatures%3AInsect%20Repellent&origin=web&ir=brand%3Aexofficio&fx=stores%3Anull&s_kwcid=PS_Bing%7C401_2881371%7CExOfficio+at+REI%7CBA%7C8beeb790-d0de-4eee-a822-329e...
by EHEngineer
Sat Aug 26, 2017 1:20 pm
Forum: Personal Consumer Issues
Topic: Desperate to get rid of mosquitoes, what else could we try?
Replies: 56
Views: 3186

Re: Desperate to get rid of mosquitoes, what else could we try?

There is insect repellent clothing. The repellent effect is said to last through 80 washes. https://www.rei.com/b/exofficio/c/all?r=b%3Bfeatures%3AInsect%20Repellent&origin=web&ir=brand%3Aexofficio&fx=stores%3Anull&s_kwcid=PS_Bing%7C401_2881371%7CExOfficio+at+REI%7CBA%7C8beeb790-d0de-4eee-a822-329ee...
by EHEngineer
Tue Aug 22, 2017 5:32 pm
Forum: Investing - Help with Personal Investments
Topic: Park money for house down payment in HCOL area
Replies: 5
Views: 633

Re: Park money for house down payment in HCOL area

I don't know the funds you listed (please include fund names), but money for a down payment should be saved, not invested. The exception is if you are willing and able to put the house off if the market does not go your way. I would not park money in anything risker than a short term bond fund and ...
by EHEngineer
Tue Aug 22, 2017 11:18 am
Forum: Personal Finance (Not Investing)
Topic: Who Do You Trust for Disability/Life Insurance
Replies: 10
Views: 1063

Re: Who Do You Trust for Disability/Life Insurance

I don't remember the companies mentioned for disability, but you could do a search here to find previous threads, or perhaps someone will write here. Bundling or combining does not sound great to me. Consider term insurance only and check with an independent agent or term4sale.com for an idea on co...
by EHEngineer
Tue Aug 22, 2017 10:05 am
Forum: Investing - Theory, News & General
Topic: HSA Eligibility, Medicare retroactivity, and SS Retroactive Benefits
Replies: 18
Views: 1861

Re: HSA, Medicare retroactivity & SS File Restricted and Suspend

Doing it (suspending) so your spouse could collect the spousal benefit was effectively ended by the recent change in law. If you suspend your benefit it now suspends all benefits on your account, so the spousal benefit would cease along with yours. <snip> Not in this case. The older spouse is colle...
by EHEngineer
Tue Aug 22, 2017 9:13 am
Forum: Personal Consumer Issues
Topic: Rental car booted for prior unpaid parking tickets
Replies: 31
Views: 3540

Re: Rental car booted for prior unpaid parking tickets

Right. There is most definitely a "parking lot" problem, and also a "ticket/enforcement/booting company" problem. We now suspect that the second company (the enforcement/booting one) doesn't bother to verify IF cars parked without little tickets are in fact properly registered through the online ap...
by EHEngineer
Tue Aug 22, 2017 8:29 am
Forum: Investing - Theory, News & General
Topic: HSA Eligibility, Medicare retroactivity, and SS Retroactive Benefits
Replies: 18
Views: 1861

Re: HSA, Medicare retroactivity & SS File Restricted and Suspend

Doing it so your spouse could collect the spousal benefit was effectively ended by the recent change in law. If you suspend your benefit it now suspends all benefits on your account, so the spousal benefit would cease along with yours. <snip> Not in this case. The older spouse is collecting RIB and...
by EHEngineer
Sat Aug 19, 2017 2:48 pm
Forum: Investing - Theory, News & General
Topic: HSA Eligibility, Medicare retroactivity, and SS Retroactive Benefits
Replies: 18
Views: 1861

Re: HSA, Medicare retroactivity & SS File Restricted and Suspend

With all the SS changes, what's the reason to File and Suspend? Same reason it has always been done: To gain delayed credits for retirement benefit while collecting a spousal benefit. I should probably note that my friend did not actually file and suspend. Friend's spouse is already collecting SS r...
by EHEngineer
Sat Aug 19, 2017 2:43 pm
Forum: Investing - Help with Personal Investments
Topic: Cancer at 38. Going from high income to no income. Need help generating income from $5m portfolio
Replies: 45
Views: 9491

Re: Cancer at 38. Going from high income to no income. Need help generating income from $5m portfolio

Stay positive. The highest priorities right now are healthcare and living expenses. The 529 plan should not be funded. ... Does your husband have a disability policy? Is he able to collect on it? Have you applied for Social Security disability? Agree 100% with these 5 things. Check husbands paystub...
by EHEngineer
Fri Aug 18, 2017 8:33 pm
Forum: Investing - Theory, News & General
Topic: HSA Eligibility, Medicare retroactivity, and SS Retroactive Benefits
Replies: 18
Views: 1861

Re: HSA, Medicare retroactivity & SS File Restricted and Suspend

Yesterday friend completed a social security application and successfully completed the strategy using SS retroactive benefits to avoid the conflict with HSA & Medicare lookback. Friend met all three goals listed in the OP. Bottom line: You can use social security retroactive benefits to prevent med...
by EHEngineer
Wed Aug 16, 2017 11:16 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio Review and Advice
Replies: 6
Views: 651

Re: Portfolio Review and Advice

Hi All_About_Benjis, Welcome to Bogleheads. It seems you have a good handle on your finances and are making some good decisions about your money. Don't get discouraged by my criticism below, I'm just trying to answer your questions frankly. You are doing good stuff. Before I get to your questions, ...
by EHEngineer
Tue Aug 15, 2017 2:29 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Review For A Late Starter
Replies: 16
Views: 1327

Re: Review For A Late Starter

Welcome Zimrod. You are a true boglehead from your very first thread. Nice work. Hope you stick around.
by EHEngineer
Tue Aug 15, 2017 2:17 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Review and Advice
Replies: 6
Views: 651

Re: Portfolio Review and Advice

Hi All_About_Benjis, Welcome to Bogleheads. It seems you have a good handle on your finances and are making some good decisions about your money. Don't get discouraged by my criticism below, I'm just trying to answer your questions frankly. You are doing good stuff. Before I get to your questions, I...
by EHEngineer
Mon Aug 14, 2017 6:20 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Target Retirement 2010 to merge
Replies: 4
Views: 1804

Re: Vanguard Target Retirment 2010 to merge

Does anyone know the merge date and share exchange ratio between (or prices of) the target retirement 2010 fund (VTENX) and the target retirement income fund (VTINX)? Exchange date was 7/21/17. NAV for income fund was $13.38. NAV for 2010 fund was 25.55. Thanks CABob. I also saw that VTENX paid a t...
by EHEngineer
Mon Aug 14, 2017 6:13 pm
Forum: Personal Consumer Issues
Topic: Paypal 2% cash back credit card
Replies: 14
Views: 1792

Re: Paypal 2% cash back credit card

I haven't seen the paypal one, but I found this flat 2% unlimited cash back. I had a bad experience with my citi double cash and was looking for a replacement 2% cash back card. I haven't applied yet. https://www.rbfcu.org/loans/credit-cards I'm really interested in hearing about the Citi double ca...
by EHEngineer
Sun Aug 13, 2017 6:11 pm
Forum: Personal Consumer Issues
Topic: Paypal 2% cash back credit card
Replies: 14
Views: 1792

Re: Paypal 2% cash back credit card

I haven't seen the paypal one, but I found this flat 2% unlimited cash back. I had a bad experience with my citi double cash and was looking for a replacement 2% cash back card. I haven't applied yet.

https://www.rbfcu.org/loans/credit-cards
by EHEngineer
Sun Aug 13, 2017 11:30 am
Forum: Investing - Theory, News & General
Topic: Vanguard Target Retirement 2010 to merge
Replies: 4
Views: 1804

Re: Vanguard Target Retirment 2010 to merge

Does anyone know the merge date and share exchange ratio between (or prices of) the target retirement 2010 fund (VTENX) and the target retirement income fund (VTINX)?
by EHEngineer
Wed Jul 19, 2017 11:05 am
Forum: Investing - Help with Personal Investments
Topic: How much to put in a 457?
Replies: 7
Views: 606

Re: How much to put in a 457?

rthouir, Welcome to bogleheads. You guys are doing great. Good job saving and good job keeping track of everything. If your plan is to take the money out before age 59.5, I think it's a good idea to utilize the 457 for the $10k/yr. With a governmental 457 you can treat it like a 401k, but without ea...
by EHEngineer
Wed Jul 19, 2017 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Contemplating cancelling life insurance policy (16 years in), can't get an inforce illustration
Replies: 12
Views: 1522

Re: Contemplating cancelling life insurance policy (16 years in), can't get an inforce illustration

I have the CSV values from the statements. I'll post the ones from 2012 to 2016 for my own policy. If needed, I can go back further. They are $5023, $5859, $6751, $7702, $8706. We just got the 2017 statement in the mail but not sure where my mother placed it at the moment. Perfect, thank you. So, y...
by EHEngineer
Tue Jul 18, 2017 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: Contemplating cancelling life insurance policy (16 years in), can't get an inforce illustration
Replies: 12
Views: 1522

Re: Contemplating cancelling life insurance policy (16 years in), can't get an inforce illustration

Hi Choirboy - One simple way to get a sense of the policy is to look at cash surrender value (CSV) growth. For simplicty, let's look at your policy only. Do you have the annual policy statements? 1) What is the most recent CSV? I would prefer you get the actual value from the statement, instead of t...
by EHEngineer
Fri Jul 14, 2017 2:38 pm
Forum: Investing - Help with Personal Investments
Topic: IRA rollover, *erroneous* 1099 (for full balance)
Replies: 36
Views: 2011

Re: IRA rollover, *erroneous* 1099 (for full balance)

All - We have continued to work on this issue and I have some updates. 1) Friend now possesses a copy of the check used to transmit the money. There is no debate about chain of custody of the money during movement by check. It went from custodian to custodian. 2) Friend has gathered account statemen...
by EHEngineer
Thu Jun 15, 2017 12:34 pm
Forum: Investing - Help with Personal Investments
Topic: IRA rollover, *erroneous* 1099 (for full balance)
Replies: 36
Views: 2011

Re: ***** Terminology Clarifications *****

It looks to me like this thread is struggling with terminology issues. <clip> It surely is. In summary, I read links (including your link to Pub 590-A, thank you!) that say distributions paid from trustee to trustee is not a rollover (and not subject to 1/yr 60-day rollover limit). OK, so how is th...
by EHEngineer
Thu Jun 15, 2017 12:26 pm
Forum: Investing - Help with Personal Investments
Topic: IRA rollover, *erroneous* 1099 (for full balance)
Replies: 36
Views: 2011

Re: ***** Terminology Clarifications *****

It looks to me like this thread is struggling with terminology issues. I have to agree. I'm not even sure that this is really an IRA that is being talked about. The OP is talking about small claims court for something that is not theirs, for something that they haven't seen any account statements f...
by EHEngineer
Thu Jun 15, 2017 12:20 pm
Forum: Investing - Help with Personal Investments
Topic: IRA rollover, *erroneous* 1099 (for full balance)
Replies: 36
Views: 2011

Re: IRA rollover, *erroneous* 1099 (for full balance)

What is the distribution code if box 7 of the 1099-R? Kevin The 1099 is currently at the accountant, who is on vacation. I haven't been able to get an answer to this yet. Can you tell me where you're going with this? The code will help you understand whether or not you need to do anything about it,...
by EHEngineer
Sun Jun 04, 2017 5:54 pm
Forum: Investing - Help with Personal Investments
Topic: IRA rollover, *erroneous* 1099 (for full balance)
Replies: 36
Views: 2011

Re: IRA rollover, *erroneous* 1099 (for full balance)

Friend tells me he did not do a rollover for many years prior to this. However Friend moved this same money from Bank Investment Services / Pershing, LLC to Andrews FCU in Jan 2017. So the concern is that friend could get another 1099 for that. Also, Friend has other IRAs that are/were planned to b...
by EHEngineer
Sun Jun 04, 2017 10:03 am
Forum: Personal Consumer Issues
Topic: Simple & Free Floor Plan Software
Replies: 4
Views: 444

Re: Simple & Free Floor Plan Software

Sketchup is a free drafting/modeling software package. It will allow you to make scaled, dimensioned sketches. And it has lots of free tutorial videos for the DIYer. http://www.sketchup.com In my area, there are services that will create a model of your house for a few hundred bucks. Ask for a .dxf ...
by EHEngineer
Sat Jun 03, 2017 7:52 pm
Forum: Investing - Help with Personal Investments
Topic: IRA rollover, *erroneous* 1099 (for full balance)
Replies: 36
Views: 2011

Re: IRA rollover, *erroneous* 1099 (for full balance)

The friend is the victim of an error by the insurance company AND the bank. There should be no 1099R issued by the insurance company because a non reportable transfer was transacted, at least as explained by OP. The IRS has ruled that there is no IRA distribution unless a check is made payable to t...
by EHEngineer
Sat Jun 03, 2017 7:36 pm
Forum: Investing - Help with Personal Investments
Topic: IRA rollover, *erroneous* 1099 (for full balance)
Replies: 36
Views: 2011

Re: IRA rollover, *erroneous* 1099 (for full balance)

What is the distribution code if box 7 of the 1099-R? Kevin The 1099 is currently at the accountant, who is on vacation. I haven't been able to get an answer to this yet. Can you tell me where you're going with this? The code will help you understand whether or not you need to do anything about it,...
by EHEngineer
Sat Jun 03, 2017 7:35 pm
Forum: Investing - Help with Personal Investments
Topic: IRA rollover, *erroneous* 1099 (for full balance)
Replies: 36
Views: 2011

Re: IRA rollover, *erroneous* 1099 (for full balance)

Edit to ask: what rule do you mean? One can have many, many trustee-to-trustee reportable transfers that go by check. They are not affected by this rule. This rule: m Thank you for this link. I know these IRS guides for "normal citizens" are not law, but it's the most authritative source ...
by EHEngineer
Fri Jun 02, 2017 11:40 am
Forum: Investing - Help with Personal Investments
Topic: IRA rollover, *erroneous* 1099 (for full balance)
Replies: 36
Views: 2011

Re: IRA rollover, *erroneous* 1099 (for full balance)

I believe "unreportable" is the key to what friend wanted, what I mean by that is the money goes from one IRA to another IRA of the same owner, without at 1099 being generated. Hope that's clear. I understand that your friend doesn't want a 1099-R, but why should he care if the 1099-R say...
by EHEngineer
Fri Jun 02, 2017 11:04 am
Forum: Investing - Help with Personal Investments
Topic: IRA rollover, *erroneous* 1099 (for full balance)
Replies: 36
Views: 2011

Re: IRA rollover, *erroneous* 1099 (for full balance)

What is the distribution code if box 7 of the 1099-R? Kevin The 1099 is currently at the accountant, who is on vacation. I haven't been able to get an answer to this yet. Can you tell me where you're going with this? PS. Thanks for the tip on the 3% Edwards FCU CD. Friend was pleased to take advant...
by EHEngineer
Fri Jun 02, 2017 11:01 am
Forum: Investing - Help with Personal Investments
Topic: IRA rollover, *erroneous* 1099 (for full balance)
Replies: 36
Views: 2011

Re: IRA rollover, *erroneous* 1099 (for full balance)

First of all the friend should verify that the funds were actually moved into an IRA account and NOT a taxable savings account. If so, this was a trustee to trustee transfer and these are non reportable so no 1099R should have been issued. Although friend could simply report a rollover on line 15 o...
by EHEngineer
Fri Jun 02, 2017 10:30 am
Forum: Investing - Help with Personal Investments
Topic: IRA rollover, *erroneous* 1099 (for full balance)
Replies: 36
Views: 2011

Re: IRA rollover, *erroneous* 1099 (for full balance)

I understand that it could be done this way. But it is not what friend wanted. Friend wanted an "unreportable" trustee to trustee transfer. so as not to use the 1/12mo allowed rollover. This is a misunderstanding of the rule. One can have many, many trustee-to-trustee reportable transfers...
by EHEngineer
Fri Jun 02, 2017 9:53 am
Forum: Investing - Help with Personal Investments
Topic: IRA rollover, *erroneous* 1099 (for full balance)
Replies: 36
Views: 2011

Re: IRA rollover, *erroneous* 1099 (for full balance)

It is likely the 1099-R is correct. I got a 1099-R for the full balance of my 401(k) rollover to another 401(k). Of course, I didn't have to pay any taxes on that. So your friend should follow the IRS instructions for reporting 1099-R forms that they receive. Instructions are Form 1040 line 15 or l...
by EHEngineer
Wed May 31, 2017 10:13 am
Forum: Investing - Help with Personal Investments
Topic: IRA rollover, *erroneous* 1099 (for full balance)
Replies: 36
Views: 2011

IRA rollover, *erroneous* 1099 (for full balance)

BHs - Six years ago, a friend bought/was sold an annuity, for funds in his IRA, by the "investment services" person at a bank. Last year, when annuity withdrawal fees expired, friend wanted to move IRA to a savings account at same bank. In late 2016 annuity company transferred money to ban...
by EHEngineer
Mon May 29, 2017 11:04 am
Forum: Investing - Theory, News & General
Topic: Using Funded Ratio to drive retirement investment plan - Part 1 of Funded Ratio series
Replies: 72
Views: 7210

Re: Using the Funded Ratio to drive your retirement investment plan

Any suggestions for best websites to find prices for a deferred annuity and/or SPIA? I would start here: m The youngest quoted age from vanguard is 55. Immediateannuities.com quotes at age 40 with a maximum deferment of 25 years. I couldn't find quotes from either that inflation adjust the starting...
by EHEngineer
Wed May 24, 2017 10:53 pm
Forum: Investing - Theory, News & General
Topic: Eliminating Single Positions and Moving to Index Fund
Replies: 28
Views: 3590

Re: Eliminating Single Positions and Moving to Index Fund

What percent of your portfolio do the individual stocks represent? If you plan on making charitable contributions, I recommend using a donor advised fund. Donate the appreciated shares and you can both avoid the CG tax and take a deduction of the current value. win win. Do you have any losses that c...
by EHEngineer
Tue May 23, 2017 2:01 pm
Forum: Investing - Help with Personal Investments
Topic: Help with 401k Fund options.
Replies: 5
Views: 504

Re: Help with 401k Fund options.

Hi bouldert, First, congratulation on taking control of your finances. based on your questions, I think you should use the 2045 target retirement fund. It will do all the work for you, and prevent you from making a mistake. If you enjoy managing investements and figure out your desired asset allocat...
by EHEngineer
Tue May 23, 2017 1:35 pm
Forum: Investing - Theory, News & General
Topic: "The Problem With Factor Investing Research"
Replies: 58
Views: 3423

Re: "The Problem With Factor Investing Research"

too bad larry isn't here to poke bunch of holes in that article. I doubt Larry would poke a bunch of holes in the article. There's literally nothing even a little bit controversial in the article. It is the same exact argument that Larry makes in his own articles (and books) on factors, using the s...
by EHEngineer
Tue May 23, 2017 9:25 am
Forum: Investing - Theory, News & General
Topic: "The Problem With Factor Investing Research"
Replies: 58
Views: 3423

Re: "The Problem With Factor Investing Research"

The author of that article runs an investment firm called alpha architect. I clicked around a little and found they recommend "high conviction momentum investing" with a basket of 50 stocks based on a screen of past performance. 50! Not a firm/person that I would trust. too bad larry isn't...
by EHEngineer
Fri May 19, 2017 9:18 am
Forum: Investing - Help with Personal Investments
Topic: Additional Tax Savings for Employed High Earner?
Replies: 9
Views: 783

Re: Additional Tax Savings for Employed High Earner?

Hi danielnash, Congratulations on having such a huge income. That's impressive. Several things you can do. 0) Have you read the guide on tax efficient fund placement? m 1) Is your 401k decent? Ie. low cost broad index funds and low account fees? Will your new employer's 401k plan allow an incoming r...
by EHEngineer
Fri May 19, 2017 9:03 am
Forum: Investing - Help with Personal Investments
Topic: Help with investing
Replies: 6
Views: 434

Re: Help with investing

Hello I have about 50k in Santander MMA which i do not intend to use in next 5 years and looking for tips on investing.I have my brokerage, roll over IRA and IRA account with Fidelity. Any suggestions? Thanks in advance for your assistance. Hi new000, Welcome to Bogleheads. I am going to disagree w...
by EHEngineer
Thu May 18, 2017 11:13 am
Forum: Investing - Help with Personal Investments
Topic: Asset Allocation Re-balancing Math: Help Needed
Replies: 3
Views: 334

Re: Asset Allocation Re-balancing Math: Help Needed

Combine the values of both accounts. Then multiply the desired allocation for each symbol by the total dollar amount. If you have a total of $10000 in both accounts, your rebalancing targets would be as below: VBMPX 0.200 $2,000.00 VIIIX 0.486 $4,860.00 VMCPX 0.024 $240.00 VSCPX 0.090 $900.00 SWISX...