Search found 166 matches

by Driver
Tue May 17, 2016 11:30 pm
Forum: Investing - Help with Personal Investments
Topic: Never-ending Taxable Bond Dilemma
Replies: 24
Views: 2812

Re: Never-ending Taxable Bond Dilemma

stlutz wrote:Here is a good look at what happened to the duration of LT-TE back in 2013 when rates went up quite a bit:

http://thefinancebuff.com/vanguard-long ... nds-2.html



Thanks for posting this stlutz. I learned something new.
by Driver
Sat May 14, 2016 10:24 pm
Forum: Investing - Help with Personal Investments
Topic: how do you track and view your asset allocation?
Replies: 27
Views: 2062

Re: how do you track and view your asset allocation?

I use the free version of the Morningstar Instant X-Ray tool a few times a year from their website. You don't have to create an account to use it.

http://portfolio.morningstar.com/RtPort/Free/InstantXRayDEntry.aspx?dt=0.7055475







*edited for spelling
by Driver
Sun May 08, 2016 3:12 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY BIRTHDAY, MR. BOGLE! May 8, 2016
Replies: 52
Views: 3178

Re: HAPPY BIRTHDAY, MR. BOGLE! May 8, 2016

Happy Birthday Mr. Bogle!
by Driver
Sun Apr 10, 2016 2:07 pm
Forum: Personal Consumer Issues
Topic: My current bicycle tour in Italy
Replies: 35
Views: 3513

Re: My current bicycle tour in Italy

stratton wrote:Warning: Giant time sink ahead!

Raybo's bike tour posts are pretty good reading. :P

Paul


+1
by Driver
Tue Jan 26, 2016 1:03 am
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Taylor!
Replies: 87
Views: 4493

Re: Happy Birthday Taylor!

Happy Birthday Taylor!
by Driver
Wed Jan 13, 2016 5:00 pm
Forum: Personal Consumer Issues
Topic: Safety of Windows Defender
Replies: 34
Views: 2914

Re: Safety of Windows Defender

Antivirus is just a layer of defense, an important one, but not an all in one solution. Remember to install the latest security updates for your OS. Also, for any additional software you may use (Java/Flash, although I avoid using them entirely).
by Driver
Fri Dec 25, 2015 3:52 pm
Forum: Local Chapters and Bogleheads Community
Topic: My Christmas Gift to You
Replies: 60
Views: 5354

Re: My Christmas Gift to You

Thank you and Merry Christmas!
by Driver
Thu Nov 12, 2015 11:25 pm
Forum: Personal Finance (Not Investing)
Topic: State versus federal charter for credit unions
Replies: 2
Views: 228

Re: State versus federal charter for credit unions

Nothing to be concerned about. My CU did this 15 or so years ago. The thing to would ask is if deposits would still be covered by the NCUA (kind of like the FDIC is for banks). Some Credit Unions might use private insurance for deposits, which is a risk. Here is some more info on the NCUA http://www...
by Driver
Tue Nov 10, 2015 10:09 pm
Forum: Personal Consumer Issues
Topic: Rental Car (30+ days) on Oahu
Replies: 10
Views: 840

Re: Rental Car (30+ days) on Oahu

Check with your insurance company to make sure you are covered for liability. There is sometimes a limit to how many days you are able to use a rental car per year and for how many consecutive days.
by Driver
Tue Nov 10, 2015 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: When To Justify Expensive Wants?
Replies: 79
Views: 7081

Re: When To Justify Expensive Wants?

Buy it. Life is short. Worst case if you don't like it then you can just sell it without too much of a loss since they hold their values well.
by Driver
Wed Nov 04, 2015 8:07 pm
Forum: Personal Consumer Issues
Topic: Is DIY Car maintenance that hard these days?
Replies: 51
Views: 4499

Re: Is DIY Car maintenance that hard these days?

Or the cost of parts and specialty tools (or hassle of renting them).
by Driver
Fri Oct 30, 2015 10:09 pm
Forum: Personal Consumer Issues
Topic: Next best sportcoat/blazer color - after navy
Replies: 27
Views: 1888

Re: Next best sportcoat/blazer color - after navy

David Jay wrote:Light gray. It goes with anything. It can be worn into the fall and early in the spring with Navy or black slacks.

A Navy and a Light Gray blazer overs the waterfront. I no longer own a suit (that fits :( ).


+1 and get it tailored.
by Driver
Fri Oct 02, 2015 10:01 pm
Forum: Investing - Theory, News & General
Topic: S & P 500 "fair value" (as of 3-04-16 )
Replies: 168
Views: 16242

Re: S & P 500 "fair value" as of 10-02-15

Rodc wrote:
backpacker wrote:
Rx 4 investing wrote:Fair value for S & P 500 is approximately in the 1,838 range.

Market close as of 10-01-15 : 1,924


I would call that "statistically indistinguishable from fair value".


Not if you use four significant digits! :)



Haha, I see what you did there
by Driver
Wed Aug 12, 2015 5:00 pm
Forum: Personal Consumer Issues
Topic: New Family Sedan or Used Luxury Car
Replies: 46
Views: 4600

Re: New Family Sedan or Used Luxury Car

2007 models are the oldest ones they sell currently. This year does include the same body style/platform as the 2005 models he is looking at. Carmax will sell an extended warranty on it and it's actually a good buy on luxury cars they sell. http://jalopnik.com/my-horn-stopped-working-another-carmax-...
by Driver
Wed Aug 12, 2015 4:36 pm
Forum: Personal Consumer Issues
Topic: New Family Sedan or Used Luxury Car
Replies: 46
Views: 4600

Re: New Family Sedan or Used Luxury Car

I'd do some research on the Benz and Audi. Both have extensive forums that will give you a good idea on the maintenance costs. The 2005 E class did have issues with fuel tanks leaking and the 2005 Audis have issue with their timing chain tensioners IIRC. These aren't exactly cheap to fix even if you...
by Driver
Wed Aug 12, 2015 4:20 pm
Forum: Personal Consumer Issues
Topic: 2008 Honda Accord with only 10K miles. Any major service needed?
Replies: 47
Views: 4029

Re: 2008 Honda Accord with only 10K miles. Any major service needed?

I'd definitely get the brakes bled (replace the brake fluid). I'd also take a look and see how old the tires are. If they're older than 5 years I'd replace them as well.
by Driver
Sat Aug 08, 2015 3:09 pm
Forum: Local Chapters and Bogleheads Community
Topic: Congrats to Laura Dogu
Replies: 67
Views: 8789

Re: Congrats to Laura Dogu

Congratulations Laura!
by Driver
Fri Jul 03, 2015 12:55 am
Forum: Personal Finance (Not Investing)
Topic: Obsessing towards zero balance on credit card.
Replies: 158
Views: 14447

Re: Obsessing towards zero balance on credit card.

When I use my credit cards I immediately use billpay to send payoff the amount I charged. I've always done this. This way I don't have to worry about paying off my card or carrying a balance. I do check my credit card balance once a month to make sure my payments are credited properly. It works for ...
by Driver
Mon Jun 29, 2015 12:12 am
Forum: Personal Consumer Issues
Topic: Purchase '98 Toyota Camry?
Replies: 31
Views: 3557

Re: Purchase '98 Toyota Camry?

I'd make sure the timing belt and water pump were replaced recently and that the tires are somewhat new. I believe the 4 cyl is a non-interference engine and the v6 is for that model year. If a timing belt breaks on an interference engine then it can cause serious damage. I think Toyota recommends t...
by Driver
Tue Jun 23, 2015 10:38 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday to Mel [Lindauer]
Replies: 36
Views: 3468

Re: Happy Birthday to Mel [Lindauer]

Happy Birthday Mel!
by Driver
Mon Jun 01, 2015 12:53 am
Forum: Personal Consumer Issues
Topic: buying a used leaf to save on transportation costs
Replies: 31
Views: 3560

Re: buying a used leaf to save on transportation costs

I wouldn't be concerned about the smoke on startup (as opposed to sitting at a stoplight or accelerating rapidly). Most likely it's just that the valve stem seals on the engine have hardened over time and allow oil to leak into the combustion chamber. The oil is then burned up when you start up the ...
by Driver
Sat May 09, 2015 8:38 pm
Forum: Local Chapters and Bogleheads Community
Topic: Phoenix/Scottsdale Chapter Meetup
Replies: 11
Views: 2115

Re: Phoenix/Scottsdale Chapter Meetup

I'd like to attend as well
by Driver
Sun Mar 29, 2015 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: Implications of Marriage - she with debt and low income (WI)
Replies: 71
Views: 8208

Re: Implications of Marriage - she with debt and low income

I'd get a pre-nup if it were me. Things can change in an instant. Make sure this is done a few months before marriage and make sure you each have your own lawyer. Just one less thing to worry about IMO.
by Driver
Sun Jan 11, 2015 11:19 pm
Forum: Investing - Theory, News & General
Topic: We miss Larry Swedroe
Replies: 38
Views: 11484

Re: We miss Larry Swedroe

Yes, I always look forward to reading any posts made by Larry or Rick.
by Driver
Fri Dec 19, 2014 11:48 pm
Forum: Personal Consumer Issues
Topic: Anyone prep for the PMP???
Replies: 17
Views: 4272

Re: Anyone prep for the PMP???

I acquired my PMP earlier this year. I used Rita Mulcahy's book as well as the PMBOK. My test didn't really cover any of the PMBOK at all. It was mostly common sense things and questions on earned value and contracts.
by Driver
Sat Nov 15, 2014 1:52 am
Forum: Personal Finance (Not Investing)
Topic: "Downgrading" to a Porsche
Replies: 39
Views: 7243

Re: "Downgrading" to a Porsche

Boxsters before IIRC 2008 (and 911s, but not 911 Turbos or GT2/3s) suffer from IMS failure. It can grenade the engine. There is a fix, but its gonna cost a lot when compared with the value of the car. Besides that the car should be pretty cheap to maintain. The E46 M3 has issues as well (rear subfra...
by Driver
Sat Oct 11, 2014 2:03 pm
Forum: Personal Consumer Issues
Topic: Best solution for clouded auto headlight lens?
Replies: 31
Views: 4210

Re: Best solution for clouded auto headlight lens?

Usually when you sand or polish headlights they look good for a year and then start to fade again. This is because when you sand or polish you are removing the factory UV coating on headlights (depending on manufacturer). The solution is to apply the UV coating after sanding or polishing. You can do...
by Driver
Thu Sep 11, 2014 11:52 am
Forum: Investing - Theory, News & General
Topic: My 30-day trial experience with Betterment
Replies: 84
Views: 17542

Re: My 30-day trial experience with Betterment

Thanks for posting your review. It was very helpful.
by Driver
Fri May 09, 2014 2:02 am
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday John C. Bogle !
Replies: 37
Views: 2425

Re: Happy Birthday John C. Bogle !

Happy Birthday Jack!
by Driver
Sun Apr 06, 2014 11:10 pm
Forum: Personal Finance (Not Investing)
Topic: 1 Nice car vs 2 Decent cars (daily driver/weekend car)?
Replies: 34
Views: 3792

Re: 1 Nice car vs 2 Decent cars (daily driver/weekend car)?

The E60 M5 has engine bearing issues not to mention the red cog of death(smg transmission issue). Do your research before you buy. M5board.com is a good place to start. There is a reason why they are so cheap now.
by Driver
Tue Mar 04, 2014 12:20 am
Forum: Personal Consumer Issues
Topic: Used $35k Porsche on $64k income?
Replies: 95
Views: 7676

Re: Used $35k Porsche on $64k income?

If you're a car guy buy it. I was in the same boat in 2009. I bought a CPO'd Cayman for around 40k. I didn't regret it. I'd make sure the 997 is CPO'd. IMS failure does affect the 997 as well. I'm willing to bet that the Porsche will be cheaper to maintain than the 335. One caveat is that I had enou...
by Driver
Sat Jan 25, 2014 10:26 pm
Forum: Local Chapters and Bogleheads Community
Topic: Taylor's 90th Birthday
Replies: 272
Views: 27214

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

Happy Birthday!
by Driver
Tue Jan 21, 2014 7:25 pm
Forum: Personal Consumer Issues
Topic: What's your dream car?
Replies: 197
Views: 14847

Re: What's your dream car?

Aston Martin DBS with a six speed manual. Meet's the cost requirement.
by Driver
Sat Aug 17, 2013 1:42 pm
Forum: Investing - Theory, News & General
Topic: My Take on Gold
Replies: 213
Views: 21645

Re: My Take on Gold

Ranger, which them is they ? The Indian people are not a monolith. A few are wealthy. Quite a few are emerging middle class. Most have no food security. Those have no stake in the financial markets. For all their country's economic growth, the same is true about people in China. [Edited to add] &qu...
by Driver
Wed Jul 17, 2013 11:05 pm
Forum: Investing - Theory, News & General
Topic: [Sad news - Pat Larimore]
Replies: 225
Views: 18225

Re: [Sad news - Pat Larimore]

Taylor,

I am sorry for your loss.
by Driver
Mon Jul 15, 2013 12:34 pm
Forum: Forum Issues and Administration
Topic: Bogleheads Without Avatars
Replies: 197
Views: 17041

Re: Bogleheads Without Avatars

Done.
by Driver
Sat Jun 15, 2013 1:38 am
Forum: Personal Consumer Issues
Topic: Car guys - Should I sell my car?
Replies: 9
Views: 1057

Re: Car guys - Should I sell my car?

I'd keep the M3. It's paid for and makes you happy. If you're worried about potential future costs just start saving up money to fix them.
by Driver
Sun Apr 14, 2013 12:03 am
Forum: Personal Consumer Issues
Topic: Had a flat car tire, changed it, what now?
Replies: 49
Views: 4821

Re: Had a flat car tire, changed it, what now?

I never repair a tire. I would just replace the pair. Though I am frugal, I don't skimp on repairs to tires, brakes or front end In my opinion it is a safety issue. A blowout at highway speed can cause a crash. I've done extensive car repair, sometimes saving a little is not worth it.Just go to a t...
by Driver
Thu Apr 11, 2013 10:57 pm
Forum: Investing - Help with Personal Investments
Topic: Time to celebrate? One goal met.
Replies: 48
Views: 5285

Re: Time to celebrate? One goal met.

Congratulations!
by Driver
Thu Mar 28, 2013 1:44 pm
Forum: Personal Consumer Issues
Topic: can i buy my sportscar?
Replies: 129
Views: 10016

Re: can i buy my sportscar?

Buy it.
by Driver
Fri Mar 08, 2013 8:17 am
Forum: Personal Consumer Issues
Topic: What's Your Favorite Hot Sauce?
Replies: 84
Views: 4253

Re: What's Your Favorite Hot Sauce?

Marie Sharp's Habanero Pepper Sauce
by Driver
Tue Mar 05, 2013 8:06 pm
Forum: Local Chapters and Bogleheads Community
Topic: The Munchkin Man Diet
Replies: 120
Views: 12351

Re: The Munchkin Man Diet

Welcome back Munchkin Man. You have been missed. Congratulations on getting healthier!
by Driver
Fri Jan 25, 2013 11:22 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Taylor
Replies: 81
Views: 5855

Re: Happy Birthday Taylor

Happy Birthday and thank you Taylor!
by Driver
Mon Dec 31, 2012 2:15 am
Forum: Local Chapters and Bogleheads Community
Topic: Gratitude
Replies: 10
Views: 2023

Re: Gratitude

I want to thank the Boglehead community for all the help. You guys provide an intellectually stimulating discussion on virtually any topic. I realized during this holiday season that this site has become a big part of my life. Season's greetings to all. +1000 I am very grateful for the Boglehead co...
by Driver
Tue Dec 25, 2012 2:20 pm
Forum: Local Chapters and Bogleheads Community
Topic: Merry Christmas to All
Replies: 22
Views: 1184

Re: Merry Christmas to All

Merry Christmas everyone!
by Driver
Sun Nov 04, 2012 5:59 pm
Forum: Investing - Theory, News & General
Topic: Windows 8: Time to Short Microsoft?
Replies: 52
Views: 4803

Re: Windows 8: Time to Short Microsoft?

Perhaps not widely known enough yet: Windows 8 allows you to enter "desktop mode" with one click (or touch) of a tile. And this desktop mode is almost identical to the Windows 7 desktop. Desktop mode still lacks the Start button/menu, however. Instead you can launch an app from the start ...
by Driver
Sat Oct 27, 2012 1:24 pm
Forum: Personal Consumer Issues
Topic: Windows 8: Are you upgrading?
Replies: 67
Views: 4963

Re: Windows 8: Are you upgrading?

I just migrated to Windows 8 (clean install). It took a few hours to get used to but it seems great. In my opinion many people will freak out over the changes (I did at first) from Windows 7, but if you take the time to actually get used to the interface you'll find that it's actually pretty easy to...

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