Search found 187 matches

by Driver
Mon May 29, 2017 11:12 pm
Forum: Local Chapters and Bogleheads Community
Topic: Memorial Day
Replies: 28
Views: 2516

Re: Memorial Day

Thank you Taylor, for your service and reminder.
by Driver
Wed Apr 26, 2017 11:06 pm
Forum: Personal Consumer Issues
Topic: Porsche Lease
Replies: 56
Views: 4301

Re: Porsche Lease

I don’t understand many of these responses. The OP is 67 years old and has more money than he’s going to need for the rest of his life . He’s inquiring about leasing a fairly modest Porsche Boxster for 2 years, yet he gets the following responses… - Maybe you should try renting one for a week or tw...
by Driver
Thu Apr 20, 2017 12:39 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 37555

Re: Larry Swedroe says "Goodby."

Thanks Larry, I learned a great deal from your posts and books. I also admired your patience when you would continually answer the same questions over and over again. The posters who continually attacked you should leave instead. C'est La Vie. I'm saddened by your departure, but am happy that you'll...
by Driver
Thu Apr 13, 2017 11:34 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe on Understanding Different Types of Risk
Replies: 45
Views: 5170

Re: Larry Swedroe on Understanding Different Types of Risk

Thanks for posting this. I hope Larry returns as well. I can't blame the man for leaving. The same forum members would continually argue with him over and over again in his threads almost as if they derived pleasure from it.
by Driver
Mon Apr 03, 2017 12:20 pm
Forum: Investing - Theory, News & General
Topic: 100% stocks in ROTH?
Replies: 27
Views: 1812

Re: 100% stocks in ROTH?

Our asset allocation is currently 70/30. Currently our ROTHS are 100% stocks and the other tax deferred accounts make up for it by having more bonds. My thinking of course is the stocks will grow more than the bonds and we won't have to pay taxes on the growth in the ROTH accounts. Is this thinking...
by Driver
Sat Mar 25, 2017 12:45 am
Forum: Personal Consumer Issues
Topic: In-N-Out Burger - Best Chain Fast Food Burger Joint?
Replies: 157
Views: 21845

Re: In-N-Out Burger - Best Chain Fast Food Burger Joint?

In-n-out is ok. I don't like their fries. I prefer Five Guys or Farmer Boys. For a chain these two have the best burgers and fries IMO.
by Driver
Sun Feb 26, 2017 12:15 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2356
Views: 714643

Re: What Book Are You Currently Reading? Part VI

Learned Optimism by Martin Seligman. Eye opening.
by Driver
Wed Jan 25, 2017 1:42 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY 93RD BIRTHDAY, TAYLOR!
Replies: 199
Views: 9276

Re: HAPPY 93RD BIRTHDAY, TAYLOR!

Happy Birthday Taylor!
by Driver
Fri Jan 06, 2017 7:38 pm
Forum: Investing - Help with Personal Investments
Topic: 500K milestone celebration
Replies: 74
Views: 7766

Re: 500K milestone celebration

Congrats!
by Driver
Thu Dec 15, 2016 1:14 am
Forum: Personal Consumer Issues
Topic: Benefits/longevity of more expensive ($300+) mens dress shoes?
Replies: 40
Views: 3364

Re: Benefits/longevity of more expensive ($300+) mens dress shoes?

I bought a pair of Black Allen Edmonds for around $300 around 8 years ago. I just had them resoled this year. The heels have been replaced twice. Before the Allen Edmonds I'd spend around $100 per year for Black Dress shoes. I got my moneys worth. They're much more comfortable than $100 ones I'd use...
by Driver
Sun Nov 06, 2016 8:10 pm
Forum: Personal Consumer Issues
Topic: BMW X5 M - Should I buy?
Replies: 46
Views: 4881

Re: BMW X5 M - Should I buy?

You seems to have your financial ducks in order. Buy it. Drive it. Enjoy it. If you don't like it and end up regretting it then you can always sell it.
by Driver
Mon Sep 05, 2016 1:31 am
Forum: Personal Consumer Issues
Topic: Next Weekend Car - Dodge Viper to What?
Replies: 65
Views: 5888

Re: Next Weekend Car - Dodge Viper to What?

I have a 07 Turbo and I think it is a pretty good value proposition right now (get a manual coupe). You can pick up a nice one in the high 60s and I think it should hold its value relatively well being last manual Turbo and last Mezger engine. Always more desirable then the 996 variant. As for driv...
by Driver
Sat Sep 03, 2016 8:33 pm
Forum: Personal Consumer Issues
Topic: Next Weekend Car - Dodge Viper to What?
Replies: 65
Views: 5888

Re: Next Weekend Car - Dodge Viper to What?

997 Turbo. Probably a bit more than 50k though.
by Driver
Sun Jul 31, 2016 12:59 am
Forum: Investing - Theory, News & General
Topic: are the markets overvalued? Are Grantham/Hussman etal correct?
Replies: 222
Views: 17133

Re: are the markets overvalued? Are Grantham/Hussman etal correct?

It is helpful and I appreciate it as well as your explanations and examples. Thank you Larry
by Driver
Tue Jul 12, 2016 10:19 pm
Forum: Investing - Theory, News & General
Topic: I can't believe I am thinking this
Replies: 211
Views: 54517

Re: I can't believe I am thinking this

What a walk down memory lane. I remember reading this nearly a decade ago (wow its been that long????) Wow, I remember the 08-09 crash like it was yesterday. Time sure flies. This thread brought a smile to my face seeing the names of posters I haven't seen for years. The forum definitely helped me ...
by Driver
Sun Jul 03, 2016 4:58 pm
Forum: Local Chapters and Bogleheads Community
Topic: The Declaration of Independence
Replies: 44
Views: 4103

Re: The Declaration of Independence

Thank you Taylor, Happy Fourth of July to you and all Bogleheads!
by Driver
Tue Jun 28, 2016 11:38 pm
Forum: Personal Consumer Issues
Topic: Bogleheads, have we "arrived" ?
Replies: 70
Views: 6807

Re: Bogleheads, have we "arrived" ?

I'm not sure how you should feel. That's for you to decide. I'd feel grateful for any of the achievements you've listed. I've felt I've "arrived" on many occasions. Then the feeling went away once I was used to it. There's always going to be someone with more. C'est la vie.
by Driver
Wed Jun 22, 2016 9:13 pm
Forum: Personal Consumer Issues
Topic: Twist on car buying question
Replies: 9
Views: 1699

Re: Twist on car buying question

I've owned or had friends/acquaintances each of these cars. I wouldn't count on all of these going up in value anytime soon. They're not that rare. I'd assume they would at least keep up with inflation for the ones that haven't been modified. Take everything I write below with an open mind. These ar...
by Driver
Wed Jun 22, 2016 11:40 am
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday, Mel! Boglehead #2.
Replies: 41
Views: 3585

Re: Happy Birthday, Mel! Boglehead #2.

Happy Birthday Mel!
by Driver
Mon Jun 06, 2016 7:41 pm
Forum: Personal Consumer Issues
Topic: Thinking of buying a used luxury car-need help!
Replies: 21
Views: 2761

Re: Thinking of buying a used luxury car-need help!

Lexus, should be more reliable and cheaper to own. This model is due for a significant redesign for the 2018 model year. So if you can wait, you might be able to get a used one cheaper.
by Driver
Tue May 17, 2016 11:30 pm
Forum: Investing - Help with Personal Investments
Topic: Never-ending Taxable Bond Dilemma
Replies: 24
Views: 3347

Re: Never-ending Taxable Bond Dilemma

stlutz wrote:Here is a good look at what happened to the duration of LT-TE back in 2013 when rates went up quite a bit:

http://thefinancebuff.com/vanguard-long ... nds-2.html



Thanks for posting this stlutz. I learned something new.
by Driver
Sat May 14, 2016 10:24 pm
Forum: Investing - Help with Personal Investments
Topic: how do you track and view your asset allocation?
Replies: 27
Views: 2802

Re: how do you track and view your asset allocation?

I use the free version of the Morningstar Instant X-Ray tool a few times a year from their website. You don't have to create an account to use it.

http://portfolio.morningstar.com/RtPort/Free/InstantXRayDEntry.aspx?dt=0.7055475







*edited for spelling
by Driver
Sun May 08, 2016 3:12 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY BIRTHDAY, MR. BOGLE! May 8, 2016
Replies: 52
Views: 4477

Re: HAPPY BIRTHDAY, MR. BOGLE! May 8, 2016

Happy Birthday Mr. Bogle!
by Driver
Sun Apr 10, 2016 2:07 pm
Forum: Personal Consumer Issues
Topic: My current bicycle tour in Italy
Replies: 39
Views: 4794

Re: My current bicycle tour in Italy

stratton wrote:Warning: Giant time sink ahead!

Raybo's bike tour posts are pretty good reading. :P

Paul


+1
by Driver
Tue Jan 26, 2016 1:03 am
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Taylor!
Replies: 87
Views: 6095

Re: Happy Birthday Taylor!

Happy Birthday Taylor!
by Driver
Wed Jan 13, 2016 5:00 pm
Forum: Personal Consumer Issues
Topic: Safety of Windows Defender
Replies: 34
Views: 3379

Re: Safety of Windows Defender

Antivirus is just a layer of defense, an important one, but not an all in one solution. Remember to install the latest security updates for your OS. Also, for any additional software you may use (Java/Flash, although I avoid using them entirely).
by Driver
Fri Dec 25, 2015 3:52 pm
Forum: Local Chapters and Bogleheads Community
Topic: My Christmas Gift to You
Replies: 60
Views: 6429

Re: My Christmas Gift to You

Thank you and Merry Christmas!
by Driver
Thu Nov 12, 2015 11:25 pm
Forum: Personal Finance (Not Investing)
Topic: State versus federal charter for credit unions
Replies: 2
Views: 289

Re: State versus federal charter for credit unions

Nothing to be concerned about. My CU did this 15 or so years ago. The thing to would ask is if deposits would still be covered by the NCUA (kind of like the FDIC is for banks). Some Credit Unions might use private insurance for deposits, which is a risk. Here is some more info on the NCUA http://www...
by Driver
Tue Nov 10, 2015 10:09 pm
Forum: Personal Consumer Issues
Topic: Rental Car (30+ days) on Oahu
Replies: 10
Views: 982

Re: Rental Car (30+ days) on Oahu

Check with your insurance company to make sure you are covered for liability. There is sometimes a limit to how many days you are able to use a rental car per year and for how many consecutive days.
by Driver
Tue Nov 10, 2015 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: When To Justify Expensive Wants?
Replies: 79
Views: 8201

Re: When To Justify Expensive Wants?

Buy it. Life is short. Worst case if you don't like it then you can just sell it without too much of a loss since they hold their values well.
by Driver
Wed Nov 04, 2015 8:07 pm
Forum: Personal Consumer Issues
Topic: Is DIY Car maintenance that hard these days?
Replies: 51
Views: 5389

Re: Is DIY Car maintenance that hard these days?

Or the cost of parts and specialty tools (or hassle of renting them).
by Driver
Fri Oct 30, 2015 10:09 pm
Forum: Personal Consumer Issues
Topic: Next best sportcoat/blazer color - after navy
Replies: 27
Views: 2306

Re: Next best sportcoat/blazer color - after navy

David Jay wrote:Light gray. It goes with anything. It can be worn into the fall and early in the spring with Navy or black slacks.

A Navy and a Light Gray blazer overs the waterfront. I no longer own a suit (that fits :( ).


+1 and get it tailored.
by Driver
Fri Oct 02, 2015 10:01 pm
Forum: Investing - Theory, News & General
Topic: S & P 500 "fair value" (as of 3-04-16 )
Replies: 168
Views: 19050

Re: S & P 500 "fair value" as of 10-02-15

Rodc wrote:
backpacker wrote:
Rx 4 investing wrote:Fair value for S & P 500 is approximately in the 1,838 range.

Market close as of 10-01-15 : 1,924


I would call that "statistically indistinguishable from fair value".


Not if you use four significant digits! :)



Haha, I see what you did there
by Driver
Wed Aug 12, 2015 5:00 pm
Forum: Personal Consumer Issues
Topic: New Family Sedan or Used Luxury Car
Replies: 46
Views: 5452

Re: New Family Sedan or Used Luxury Car

2007 models are the oldest ones they sell currently. This year does include the same body style/platform as the 2005 models he is looking at. Carmax will sell an extended warranty on it and it's actually a good buy on luxury cars they sell. http://jalopnik.com/my-horn-stopped-working-another-carmax-...
by Driver
Wed Aug 12, 2015 4:36 pm
Forum: Personal Consumer Issues
Topic: New Family Sedan or Used Luxury Car
Replies: 46
Views: 5452

Re: New Family Sedan or Used Luxury Car

I'd do some research on the Benz and Audi. Both have extensive forums that will give you a good idea on the maintenance costs. The 2005 E class did have issues with fuel tanks leaking and the 2005 Audis have issue with their timing chain tensioners IIRC. These aren't exactly cheap to fix even if you...
by Driver
Wed Aug 12, 2015 4:20 pm
Forum: Personal Consumer Issues
Topic: 2008 Honda Accord with only 10K miles. Any major service needed?
Replies: 56
Views: 6433

Re: 2008 Honda Accord with only 10K miles. Any major service needed?

I'd definitely get the brakes bled (replace the brake fluid). I'd also take a look and see how old the tires are. If they're older than 5 years I'd replace them as well.
by Driver
Sat Aug 08, 2015 3:09 pm
Forum: Local Chapters and Bogleheads Community
Topic: Congrats to Laura Dogu
Replies: 67
Views: 9580

Re: Congrats to Laura Dogu

Congratulations Laura!
by Driver
Fri Jul 03, 2015 12:55 am
Forum: Personal Finance (Not Investing)
Topic: Obsessing towards zero balance on credit card.
Replies: 158
Views: 16995

Re: Obsessing towards zero balance on credit card.

When I use my credit cards I immediately use billpay to send payoff the amount I charged. I've always done this. This way I don't have to worry about paying off my card or carrying a balance. I do check my credit card balance once a month to make sure my payments are credited properly. It works for ...
by Driver
Mon Jun 29, 2015 12:12 am
Forum: Personal Consumer Issues
Topic: Purchase '98 Toyota Camry?
Replies: 40
Views: 4933

Re: Purchase '98 Toyota Camry?

I'd make sure the timing belt and water pump were replaced recently and that the tires are somewhat new. I believe the 4 cyl is a non-interference engine and the v6 is for that model year. If a timing belt breaks on an interference engine then it can cause serious damage. I think Toyota recommends t...
by Driver
Tue Jun 23, 2015 10:38 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday to Mel [Lindauer]
Replies: 36
Views: 4160

Re: Happy Birthday to Mel [Lindauer]

Happy Birthday Mel!
by Driver
Mon Jun 01, 2015 12:53 am
Forum: Personal Consumer Issues
Topic: buying a used leaf to save on transportation costs
Replies: 31
Views: 4077

Re: buying a used leaf to save on transportation costs

I wouldn't be concerned about the smoke on startup (as opposed to sitting at a stoplight or accelerating rapidly). Most likely it's just that the valve stem seals on the engine have hardened over time and allow oil to leak into the combustion chamber. The oil is then burned up when you start up the ...
by Driver
Sat May 09, 2015 8:38 pm
Forum: Local Chapters and Bogleheads Community
Topic: Phoenix/Scottsdale Chapter Meetup
Replies: 11
Views: 2463

Re: Phoenix/Scottsdale Chapter Meetup

I'd like to attend as well
by Driver
Sun Mar 29, 2015 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: Implications of Marriage - she with debt and low income (WI)
Replies: 71
Views: 8719

Re: Implications of Marriage - she with debt and low income

I'd get a pre-nup if it were me. Things can change in an instant. Make sure this is done a few months before marriage and make sure you each have your own lawyer. Just one less thing to worry about IMO.
by Driver
Sun Jan 11, 2015 11:19 pm
Forum: Investing - Theory, News & General
Topic: We miss Larry Swedroe
Replies: 38
Views: 12146

Re: We miss Larry Swedroe

Yes, I always look forward to reading any posts made by Larry or Rick.

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