Search found 206 matches

by Driver
Thu May 24, 2018 10:57 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 282
Views: 21407

Re: Do people still use AAA?

I've had AAA for the past 15 years or so. I've used them on average around twice per year. These past few years its been more like 3-4 times per year. If you need service near the center of a major city you will most likely get an actual AAA tow truck. If it's further out you may get a contractor to...
by Driver
Tue May 08, 2018 1:28 pm
Forum: Investing - Theory, News & General
Topic: Happy 89th birthday to [Jack] Bogle
Replies: 44
Views: 2446

Re: Happy 89th birthday to Bogle

Happy Birthday Mr. Bogle!
by Driver
Thu Apr 26, 2018 12:32 am
Forum: Investing - Help with Personal Investments
Topic: mutual funds or etfs, why each
Replies: 36
Views: 2642

Re: mutual funds or etfs, why each

Yes, you can only purchase etfs or individual stocks.
by Driver
Wed Apr 25, 2018 11:41 pm
Forum: Investing - Help with Personal Investments
Topic: mutual funds or etfs, why each
Replies: 36
Views: 2642

Re: mutual funds or etfs, why each

whodidntante wrote:
Sun Apr 22, 2018 1:22 pm
guyesmith wrote:
Fri Apr 20, 2018 1:22 pm
You can set automatic investing for mutual funds. You can't with ETFs.
Yes you can. M1 Finance, for example. I'm not a customer of theirs however so I could be wrong about that one.

This is correct. M1 does allow automatic investments into ETFs.
by Driver
Tue Feb 20, 2018 9:28 pm
Forum: Personal Consumer Issues
Topic: What big item (>20k) are you saving up for?
Replies: 159
Views: 13487

Re: What big item (>20k) are you saving up for?

It's always funny to see these threads bring out the folks that feel the need to denigrate others choices especially when it comes to high end watches. I'm not necessarily "saving up for" but trying to resist the temptation of a new Willys Jeep Wrangler just for fun because it really isn't in the r...
by Driver
Tue Feb 20, 2018 8:44 pm
Forum: Investing - Theory, News & General
Topic: M1 Finance is Free
Replies: 12
Views: 2516

Re: M1 Finance is Free

Thanks for the tip regarding the pies. The email I received said it was because I had a security freeze, moved recently or don't have a long enough credit history. I haven't moved and my credit history is pretty long. They got back to me this afternoon. They said I could remove the credit freeze and...
by Driver
Tue Feb 20, 2018 1:15 pm
Forum: Investing - Theory, News & General
Topic: M1 Finance is Free
Replies: 12
Views: 2516

Re: M1 Finance is Free

Hi JohnnyM, No response as of yet. I did forget to mention that they did allow for a third option which is to mail the info. The reason I don't like faxing personal info. and it isn't the most secure in my opinion. It is usually not encrypted and it's common for many different people to use one fax ...
by Driver
Mon Feb 19, 2018 9:36 pm
Forum: Investing - Theory, News & General
Topic: M1 Finance is Free
Replies: 12
Views: 2516

Re: M1 Finance is Free

I just tried opening an account, but ran in to an issue. Since I have a credit freeze on my accounts they want me to email them a copy of my Drivers License and utility. There is no way I'm doing that since it is not secure. I'm dismayed they even asked me to do this. I emailed support and they said...
by Driver
Sat Feb 03, 2018 6:42 pm
Forum: Personal Consumer Issues
Topic: For BHs who actually like cars - [what car do you drive every day?]
Replies: 280
Views: 18056

Re: For BHs who actually like cars - what is your daily driver?

2002 BMW M5. Hope to get a Jaguar F Type R or second gen Acura NSX.
by Driver
Sun Jan 28, 2018 4:00 pm
Forum: Personal Consumer Issues
Topic: Keeping a new BMW shiny!
Replies: 27
Views: 2471

Re: Keeping a new BMW shiny!

I try to keep it out of the sun and keep it garaged as much as possible. After paint correction (clay, wash, polish) I just apply a ceramic coating like Cquartz https://www.amazon.com/Carpro-Cquartz-30-Ml-Kit/dp/B005DZJ7VA/ref=sr_1_3?ie=UTF8&qid=1517172933&sr=8-3&keywords=cquartz . This should last ...
by Driver
Thu Jan 25, 2018 10:25 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday, Taylor!
Replies: 84
Views: 4528

Re: Happy Birthday, Taylor!

Happy Birthday Taylor!
by Driver
Mon Jan 01, 2018 3:08 pm
Forum: Personal Consumer Issues
Topic: What non fiction book will you be reading in 2018?
Replies: 147
Views: 10422

Re: What non fiction book will you be reading in 2018?

Brain Rules by John Medina

It's supposed to be about 12 things we know about the brain, how it works and how they can help with...life in general. Was recommended to me by a friend.
by Driver
Sun Dec 24, 2017 10:34 pm
Forum: Local Chapters and Bogleheads Community
Topic: My Christmas Present to You
Replies: 90
Views: 8975

Re: My Christmas Present to You

Merry Christmas Taylor!
by Driver
Mon Oct 09, 2017 7:33 pm
Forum: Forum Issues and Administration
Topic: Getting Malwarebytes warnings on this site
Replies: 18
Views: 3191

Re: Getting Malwarebytes warnings on this site

OP should be able to open up Malwarebytes and then go to Reports to see what IP address and domain were blocked.
by Driver
Sun Oct 08, 2017 11:35 pm
Forum: Forum Issues and Administration
Topic: Getting Malwarebytes warnings on this site
Replies: 18
Views: 3191

Re: Getting Malwarebytes warnings on this site

I'm running Malwarebytes (Premium) on Windows 10 and haven't received any warnings regarding bogleheads.org ever. I'd restart whatever device I was using to access bogleheads.org and try accessing only the site after the reboot and see what happens.
by Driver
Mon Sep 18, 2017 11:39 pm
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads you would most like to meet and why?
Replies: 134
Views: 11368

Re: Bogleheads you would most like to meet and why?

Who would you like to meet most for a cup of coffee other than Jack Bogle (I'm up for that!) Mine are: 3) Toons- I like his advice and his avatar makes me think he enjoys life! 2) Taylor Larimore- I have learned volumes reading his posts and of course, books! 50+ years of investing experience gives...
by Driver
Mon Sep 18, 2017 11:36 pm
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads you would most like to meet and why?
Replies: 134
Views: 11368

Re: Bogleheads you would most like to meet and why?

Nectarineman wrote:
Mon Sep 18, 2017 8:11 pm
Nicolas wrote:
Mon Sep 18, 2017 8:08 pm
Munchkin Man -- hands down.
There would only be two people having coffee, but three people talking. :D
haha
by Driver
Mon May 29, 2017 11:12 pm
Forum: Local Chapters and Bogleheads Community
Topic: Memorial Day
Replies: 28
Views: 3568

Re: Memorial Day

Thank you Taylor, for your service and reminder.
by Driver
Wed Apr 26, 2017 11:06 pm
Forum: Personal Consumer Issues
Topic: Porsche Lease
Replies: 56
Views: 5536

Re: Porsche Lease

I don’t understand many of these responses. The OP is 67 years old and has more money than he’s going to need for the rest of his life . He’s inquiring about leasing a fairly modest Porsche Boxster for 2 years, yet he gets the following responses… - Maybe you should try renting one for a week or tw...
by Driver
Thu Apr 20, 2017 12:39 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 47762

Re: Larry Swedroe says "Goodby."

Thanks Larry, I learned a great deal from your posts and books. I also admired your patience when you would continually answer the same questions over and over again. The posters who continually attacked you should leave instead. C'est La Vie. I'm saddened by your departure, but am happy that you'll...
by Driver
Thu Apr 13, 2017 11:34 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe on Understanding Different Types of Risk
Replies: 45
Views: 6110

Re: Larry Swedroe on Understanding Different Types of Risk

Thanks for posting this. I hope Larry returns as well. I can't blame the man for leaving. The same forum members would continually argue with him over and over again in his threads almost as if they derived pleasure from it.
by Driver
Mon Apr 03, 2017 12:20 pm
Forum: Investing - Theory, News & General
Topic: 100% stocks in ROTH?
Replies: 27
Views: 2404

Re: 100% stocks in ROTH?

Our asset allocation is currently 70/30. Currently our ROTHS are 100% stocks and the other tax deferred accounts make up for it by having more bonds. My thinking of course is the stocks will grow more than the bonds and we won't have to pay taxes on the growth in the ROTH accounts. Is this thinking...
by Driver
Sat Mar 25, 2017 12:45 am
Forum: Personal Consumer Issues
Topic: In-N-Out Burger - Best Chain Fast Food Burger Joint?
Replies: 157
Views: 23730

Re: In-N-Out Burger - Best Chain Fast Food Burger Joint?

In-n-out is ok. I don't like their fries. I prefer Five Guys or Farmer Boys. For a chain these two have the best burgers and fries IMO.
by Driver
Sun Feb 26, 2017 12:15 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3030
Views: 933086

Re: What Book Are You Currently Reading? Part VI

Learned Optimism by Martin Seligman. Eye opening.
by Driver
Wed Jan 25, 2017 1:42 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY 93RD BIRTHDAY, TAYLOR!
Replies: 199
Views: 12643

Re: HAPPY 93RD BIRTHDAY, TAYLOR!

Happy Birthday Taylor!
by Driver
Fri Jan 06, 2017 7:38 pm
Forum: Investing - Help with Personal Investments
Topic: 500K milestone celebration
Replies: 74
Views: 8623

Re: 500K milestone celebration

Congrats!
by Driver
Thu Dec 15, 2016 1:14 am
Forum: Personal Consumer Issues
Topic: Benefits/longevity of more expensive ($300+) mens dress shoes?
Replies: 40
Views: 4586

Re: Benefits/longevity of more expensive ($300+) mens dress shoes?

I bought a pair of Black Allen Edmonds for around $300 around 8 years ago. I just had them resoled this year. The heels have been replaced twice. Before the Allen Edmonds I'd spend around $100 per year for Black Dress shoes. I got my moneys worth. They're much more comfortable than $100 ones I'd use...
by Driver
Sun Nov 06, 2016 8:10 pm
Forum: Personal Consumer Issues
Topic: BMW X5 M - Should I buy?
Replies: 46
Views: 5789

Re: BMW X5 M - Should I buy?

You seems to have your financial ducks in order. Buy it. Drive it. Enjoy it. If you don't like it and end up regretting it then you can always sell it.
by Driver
Mon Sep 05, 2016 1:31 am
Forum: Personal Consumer Issues
Topic: Next Weekend Car - Dodge Viper to What?
Replies: 65
Views: 6806

Re: Next Weekend Car - Dodge Viper to What?

I have a 07 Turbo and I think it is a pretty good value proposition right now (get a manual coupe). You can pick up a nice one in the high 60s and I think it should hold its value relatively well being last manual Turbo and last Mezger engine. Always more desirable then the 996 variant. As for driv...
by Driver
Sat Sep 03, 2016 8:33 pm
Forum: Personal Consumer Issues
Topic: Next Weekend Car - Dodge Viper to What?
Replies: 65
Views: 6806

Re: Next Weekend Car - Dodge Viper to What?

997 Turbo. Probably a bit more than 50k though.
by Driver
Sun Jul 31, 2016 12:59 am
Forum: Investing - Theory, News & General
Topic: are the markets overvalued? Are Grantham/Hussman etal correct?
Replies: 222
Views: 19616

Re: are the markets overvalued? Are Grantham/Hussman etal correct?

It is helpful and I appreciate it as well as your explanations and examples. Thank you Larry
by Driver
Tue Jul 12, 2016 10:19 pm
Forum: Investing - Theory, News & General
Topic: I can't believe I am thinking this [Panic and Survival 2008-09]
Replies: 259
Views: 102826

Re: I can't believe I am thinking this

What a walk down memory lane. I remember reading this nearly a decade ago (wow its been that long????) Wow, I remember the 08-09 crash like it was yesterday. Time sure flies. This thread brought a smile to my face seeing the names of posters I haven't seen for years. The forum definitely helped me ...
by Driver
Sat Jul 09, 2016 11:32 am
Forum: Investing - Theory, News & General
Topic: instant xray at Morningstar
Replies: 18
Views: 2088

Re: instant xray at Morningstar

It's under the Tools section. Here is a link:


http://portfolio.morningstar.com/RtPort ... =0.7055475
by Driver
Sun Jul 03, 2016 4:58 pm
Forum: Local Chapters and Bogleheads Community
Topic: The Declaration of Independence
Replies: 44
Views: 4729

Re: The Declaration of Independence

Thank you Taylor, Happy Fourth of July to you and all Bogleheads!
by Driver
Tue Jun 28, 2016 11:38 pm
Forum: Personal Consumer Issues
Topic: Bogleheads, have we "arrived" ?
Replies: 70
Views: 7577

Re: Bogleheads, have we "arrived" ?

I'm not sure how you should feel. That's for you to decide. I'd feel grateful for any of the achievements you've listed. I've felt I've "arrived" on many occasions. Then the feeling went away once I was used to it. There's always going to be someone with more. C'est la vie.
by Driver
Wed Jun 22, 2016 9:13 pm
Forum: Personal Consumer Issues
Topic: Twist on car buying question
Replies: 9
Views: 1882

Re: Twist on car buying question

I've owned or had friends/acquaintances each of these cars. I wouldn't count on all of these going up in value anytime soon. They're not that rare. I'd assume they would at least keep up with inflation for the ones that haven't been modified. Take everything I write below with an open mind. These ar...
by Driver
Wed Jun 22, 2016 11:40 am
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday, Mel! Boglehead #2.
Replies: 41
Views: 4237

Re: Happy Birthday, Mel! Boglehead #2.

Happy Birthday Mel!
by Driver
Mon Jun 06, 2016 7:41 pm
Forum: Personal Consumer Issues
Topic: Thinking of buying a used luxury car-need help!
Replies: 21
Views: 3301

Re: Thinking of buying a used luxury car-need help!

Lexus, should be more reliable and cheaper to own. This model is due for a significant redesign for the 2018 model year. So if you can wait, you might be able to get a used one cheaper.
by Driver
Tue May 17, 2016 11:30 pm
Forum: Investing - Help with Personal Investments
Topic: Never-ending Taxable Bond Dilemma
Replies: 26
Views: 4132

Re: Never-ending Taxable Bond Dilemma

stlutz wrote:Here is a good look at what happened to the duration of LT-TE back in 2013 when rates went up quite a bit:

http://thefinancebuff.com/vanguard-long ... nds-2.html

Thanks for posting this stlutz. I learned something new.
by Driver
Sat May 14, 2016 10:24 pm
Forum: Investing - Help with Personal Investments
Topic: how do you track and view your asset allocation?
Replies: 27
Views: 3166

Re: how do you track and view your asset allocation?

I use the free version of the Morningstar Instant X-Ray tool a few times a year from their website. You don't have to create an account to use it.

http://portfolio.morningstar.com/RtPort ... =0.7055475







*edited for spelling
by Driver
Sun May 08, 2016 3:12 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY BIRTHDAY, MR. BOGLE! May 8, 2016
Replies: 52
Views: 5028

Re: HAPPY BIRTHDAY, MR. BOGLE! May 8, 2016

Happy Birthday Mr. Bogle!
by Driver
Sun Apr 10, 2016 2:07 pm
Forum: Personal Consumer Issues
Topic: My current bicycle tour in Italy
Replies: 39
Views: 5344

Re: My current bicycle tour in Italy

stratton wrote:Warning: Giant time sink ahead!

Raybo's bike tour posts are pretty good reading. :P

Paul
+1
by Driver
Tue Jan 26, 2016 1:03 am
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Taylor!
Replies: 87
Views: 7230

Re: Happy Birthday Taylor!

Happy Birthday Taylor!
by Driver
Wed Jan 13, 2016 5:00 pm
Forum: Personal Consumer Issues
Topic: Safety of Windows Defender
Replies: 34
Views: 3641

Re: Safety of Windows Defender

Antivirus is just a layer of defense, an important one, but not an all in one solution. Remember to install the latest security updates for your OS. Also, for any additional software you may use (Java/Flash, although I avoid using them entirely).
by Driver
Fri Dec 25, 2015 3:52 pm
Forum: Local Chapters and Bogleheads Community
Topic: My Christmas Gift to You
Replies: 60
Views: 6903

Re: My Christmas Gift to You

Thank you and Merry Christmas!
by Driver
Thu Nov 12, 2015 11:25 pm
Forum: Personal Finance (Not Investing)
Topic: State versus federal charter for credit unions
Replies: 2
Views: 344

Re: State versus federal charter for credit unions

Nothing to be concerned about. My CU did this 15 or so years ago. The thing to would ask is if deposits would still be covered by the NCUA (kind of like the FDIC is for banks). Some Credit Unions might use private insurance for deposits, which is a risk. Here is some more info on the NCUA http://www...