Search found 175 matches

by Driver
Sun Nov 06, 2016 8:10 pm
Forum: Personal Consumer Issues
Topic: BMW X5 M - Should I buy?
Replies: 46
Views: 4107

Re: BMW X5 M - Should I buy?

You seems to have your financial ducks in order. Buy it. Drive it. Enjoy it. If you don't like it and end up regretting it then you can always sell it.
by Driver
Mon Sep 05, 2016 1:31 am
Forum: Personal Consumer Issues
Topic: Next Weekend Car - Dodge Viper to What?
Replies: 65
Views: 5161

Re: Next Weekend Car - Dodge Viper to What?

I have a 07 Turbo and I think it is a pretty good value proposition right now (get a manual coupe). You can pick up a nice one in the high 60s and I think it should hold its value relatively well being last manual Turbo and last Mezger engine. Always more desirable then the 996 variant. As for driv...
by Driver
Sat Sep 03, 2016 8:33 pm
Forum: Personal Consumer Issues
Topic: Next Weekend Car - Dodge Viper to What?
Replies: 65
Views: 5161

Re: Next Weekend Car - Dodge Viper to What?

997 Turbo. Probably a bit more than 50k though.
by Driver
Sun Jul 31, 2016 12:59 am
Forum: Investing - Theory, News & General
Topic: are the markets overvalued? Are Grantham/Hussman etal correct?
Replies: 222
Views: 15075

Re: are the markets overvalued? Are Grantham/Hussman etal correct?

It is helpful and I appreciate it as well as your explanations and examples. Thank you Larry
by Driver
Tue Jul 12, 2016 10:19 pm
Forum: Investing - Theory, News & General
Topic: I can't believe I am thinking this
Replies: 211
Views: 51524

Re: I can't believe I am thinking this

What a walk down memory lane. I remember reading this nearly a decade ago (wow its been that long????) Wow, I remember the 08-09 crash like it was yesterday. Time sure flies. This thread brought a smile to my face seeing the names of posters I haven't seen for years. The forum definitely helped me ...
by Driver
Sun Jul 03, 2016 4:58 pm
Forum: Local Chapters and Bogleheads Community
Topic: The Declaration of Independence
Replies: 44
Views: 3767

Re: The Declaration of Independence

Thank you Taylor, Happy Fourth of July to you and all Bogleheads!
by Driver
Tue Jun 28, 2016 11:38 pm
Forum: Personal Consumer Issues
Topic: Bogleheads, have we "arrived" ?
Replies: 70
Views: 6269

Re: Bogleheads, have we "arrived" ?

I'm not sure how you should feel. That's for you to decide. I'd feel grateful for any of the achievements you've listed. I've felt I've "arrived" on many occasions. Then the feeling went away once I was used to it. There's always going to be someone with more. C'est la vie.
by Driver
Wed Jun 22, 2016 9:13 pm
Forum: Personal Consumer Issues
Topic: Twist on car buying question
Replies: 9
Views: 1599

Re: Twist on car buying question

I've owned or had friends/acquaintances each of these cars. I wouldn't count on all of these going up in value anytime soon. They're not that rare. I'd assume they would at least keep up with inflation for the ones that haven't been modified. Take everything I write below with an open mind. These ar...
by Driver
Wed Jun 22, 2016 11:40 am
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday, Mel! Boglehead #2.
Replies: 41
Views: 3296

Re: Happy Birthday, Mel! Boglehead #2.

Happy Birthday Mel!
by Driver
Mon Jun 06, 2016 7:41 pm
Forum: Personal Consumer Issues
Topic: Thinking of buying a used luxury car-need help!
Replies: 21
Views: 2173

Re: Thinking of buying a used luxury car-need help!

Lexus, should be more reliable and cheaper to own. This model is due for a significant redesign for the 2018 model year. So if you can wait, you might be able to get a used one cheaper.
by Driver
Tue May 17, 2016 11:30 pm
Forum: Investing - Help with Personal Investments
Topic: Never-ending Taxable Bond Dilemma
Replies: 24
Views: 3180

Re: Never-ending Taxable Bond Dilemma

stlutz wrote:Here is a good look at what happened to the duration of LT-TE back in 2013 when rates went up quite a bit:

http://thefinancebuff.com/vanguard-long ... nds-2.html



Thanks for posting this stlutz. I learned something new.
by Driver
Sat May 14, 2016 10:24 pm
Forum: Investing - Help with Personal Investments
Topic: how do you track and view your asset allocation?
Replies: 27
Views: 2421

Re: how do you track and view your asset allocation?

I use the free version of the Morningstar Instant X-Ray tool a few times a year from their website. You don't have to create an account to use it.

http://portfolio.morningstar.com/RtPort/Free/InstantXRayDEntry.aspx?dt=0.7055475







*edited for spelling
by Driver
Sun May 08, 2016 3:12 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY BIRTHDAY, MR. BOGLE! May 8, 2016
Replies: 52
Views: 3993

Re: HAPPY BIRTHDAY, MR. BOGLE! May 8, 2016

Happy Birthday Mr. Bogle!
by Driver
Sun Apr 10, 2016 2:07 pm
Forum: Personal Consumer Issues
Topic: My current bicycle tour in Italy
Replies: 39
Views: 4428

Re: My current bicycle tour in Italy

stratton wrote:Warning: Giant time sink ahead!

Raybo's bike tour posts are pretty good reading. :P

Paul


+1
by Driver
Tue Jan 26, 2016 1:03 am
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Taylor!
Replies: 87
Views: 5220

Re: Happy Birthday Taylor!

Happy Birthday Taylor!
by Driver
Wed Jan 13, 2016 5:00 pm
Forum: Personal Consumer Issues
Topic: Safety of Windows Defender
Replies: 34
Views: 3205

Re: Safety of Windows Defender

Antivirus is just a layer of defense, an important one, but not an all in one solution. Remember to install the latest security updates for your OS. Also, for any additional software you may use (Java/Flash, although I avoid using them entirely).
by Driver
Fri Dec 25, 2015 3:52 pm
Forum: Local Chapters and Bogleheads Community
Topic: My Christmas Gift to You
Replies: 60
Views: 5912

Re: My Christmas Gift to You

Thank you and Merry Christmas!
by Driver
Thu Nov 12, 2015 11:25 pm
Forum: Personal Finance (Not Investing)
Topic: State versus federal charter for credit unions
Replies: 2
Views: 260

Re: State versus federal charter for credit unions

Nothing to be concerned about. My CU did this 15 or so years ago. The thing to would ask is if deposits would still be covered by the NCUA (kind of like the FDIC is for banks). Some Credit Unions might use private insurance for deposits, which is a risk. Here is some more info on the NCUA http://www...
by Driver
Tue Nov 10, 2015 10:09 pm
Forum: Personal Consumer Issues
Topic: Rental Car (30+ days) on Oahu
Replies: 10
Views: 935

Re: Rental Car (30+ days) on Oahu

Check with your insurance company to make sure you are covered for liability. There is sometimes a limit to how many days you are able to use a rental car per year and for how many consecutive days.
by Driver
Tue Nov 10, 2015 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: When To Justify Expensive Wants?
Replies: 79
Views: 7785

Re: When To Justify Expensive Wants?

Buy it. Life is short. Worst case if you don't like it then you can just sell it without too much of a loss since they hold their values well.
by Driver
Wed Nov 04, 2015 8:07 pm
Forum: Personal Consumer Issues
Topic: Is DIY Car maintenance that hard these days?
Replies: 51
Views: 5062

Re: Is DIY Car maintenance that hard these days?

Or the cost of parts and specialty tools (or hassle of renting them).
by Driver
Fri Oct 30, 2015 10:09 pm
Forum: Personal Consumer Issues
Topic: Next best sportcoat/blazer color - after navy
Replies: 27
Views: 2093

Re: Next best sportcoat/blazer color - after navy

David Jay wrote:Light gray. It goes with anything. It can be worn into the fall and early in the spring with Navy or black slacks.

A Navy and a Light Gray blazer overs the waterfront. I no longer own a suit (that fits :( ).


+1 and get it tailored.
by Driver
Fri Oct 02, 2015 10:01 pm
Forum: Investing - Theory, News & General
Topic: S & P 500 "fair value" (as of 3-04-16 )
Replies: 168
Views: 17661

Re: S & P 500 "fair value" as of 10-02-15

Rodc wrote:
backpacker wrote:
Rx 4 investing wrote:Fair value for S & P 500 is approximately in the 1,838 range.

Market close as of 10-01-15 : 1,924


I would call that "statistically indistinguishable from fair value".


Not if you use four significant digits! :)



Haha, I see what you did there
by Driver
Wed Aug 12, 2015 5:00 pm
Forum: Personal Consumer Issues
Topic: New Family Sedan or Used Luxury Car
Replies: 46
Views: 5133

Re: New Family Sedan or Used Luxury Car

2007 models are the oldest ones they sell currently. This year does include the same body style/platform as the 2005 models he is looking at. Carmax will sell an extended warranty on it and it's actually a good buy on luxury cars they sell. http://jalopnik.com/my-horn-stopped-working-another-carmax-...
by Driver
Wed Aug 12, 2015 4:36 pm
Forum: Personal Consumer Issues
Topic: New Family Sedan or Used Luxury Car
Replies: 46
Views: 5133

Re: New Family Sedan or Used Luxury Car

I'd do some research on the Benz and Audi. Both have extensive forums that will give you a good idea on the maintenance costs. The 2005 E class did have issues with fuel tanks leaking and the 2005 Audis have issue with their timing chain tensioners IIRC. These aren't exactly cheap to fix even if you...
by Driver
Wed Aug 12, 2015 4:20 pm
Forum: Personal Consumer Issues
Topic: 2008 Honda Accord with only 10K miles. Any major service needed?
Replies: 56
Views: 5482

Re: 2008 Honda Accord with only 10K miles. Any major service needed?

I'd definitely get the brakes bled (replace the brake fluid). I'd also take a look and see how old the tires are. If they're older than 5 years I'd replace them as well.
by Driver
Sat Aug 08, 2015 3:09 pm
Forum: Local Chapters and Bogleheads Community
Topic: Congrats to Laura Dogu
Replies: 67
Views: 9211

Re: Congrats to Laura Dogu

Congratulations Laura!
by Driver
Fri Jul 03, 2015 12:55 am
Forum: Personal Finance (Not Investing)
Topic: Obsessing towards zero balance on credit card.
Replies: 158
Views: 15300

Re: Obsessing towards zero balance on credit card.

When I use my credit cards I immediately use billpay to send payoff the amount I charged. I've always done this. This way I don't have to worry about paying off my card or carrying a balance. I do check my credit card balance once a month to make sure my payments are credited properly. It works for ...
by Driver
Mon Jun 29, 2015 12:12 am
Forum: Personal Consumer Issues
Topic: Purchase '98 Toyota Camry?
Replies: 40
Views: 4769

Re: Purchase '98 Toyota Camry?

I'd make sure the timing belt and water pump were replaced recently and that the tires are somewhat new. I believe the 4 cyl is a non-interference engine and the v6 is for that model year. If a timing belt breaks on an interference engine then it can cause serious damage. I think Toyota recommends t...
by Driver
Tue Jun 23, 2015 10:38 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday to Mel [Lindauer]
Replies: 36
Views: 3984

Re: Happy Birthday to Mel [Lindauer]

Happy Birthday Mel!
by Driver
Mon Jun 01, 2015 12:53 am
Forum: Personal Consumer Issues
Topic: buying a used leaf to save on transportation costs
Replies: 31
Views: 3846

Re: buying a used leaf to save on transportation costs

I wouldn't be concerned about the smoke on startup (as opposed to sitting at a stoplight or accelerating rapidly). Most likely it's just that the valve stem seals on the engine have hardened over time and allow oil to leak into the combustion chamber. The oil is then burned up when you start up the ...
by Driver
Sat May 09, 2015 8:38 pm
Forum: Local Chapters and Bogleheads Community
Topic: Phoenix/Scottsdale Chapter Meetup
Replies: 11
Views: 2272

Re: Phoenix/Scottsdale Chapter Meetup

I'd like to attend as well
by Driver
Sun Mar 29, 2015 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: Implications of Marriage - she with debt and low income (WI)
Replies: 71
Views: 8565

Re: Implications of Marriage - she with debt and low income

I'd get a pre-nup if it were me. Things can change in an instant. Make sure this is done a few months before marriage and make sure you each have your own lawyer. Just one less thing to worry about IMO.
by Driver
Sun Jan 11, 2015 11:19 pm
Forum: Investing - Theory, News & General
Topic: We miss Larry Swedroe
Replies: 38
Views: 11766

Re: We miss Larry Swedroe

Yes, I always look forward to reading any posts made by Larry or Rick.
by Driver
Fri Dec 19, 2014 11:48 pm
Forum: Personal Consumer Issues
Topic: Anyone prep for the PMP???
Replies: 17
Views: 4417

Re: Anyone prep for the PMP???

I acquired my PMP earlier this year. I used Rita Mulcahy's book as well as the PMBOK. My test didn't really cover any of the PMBOK at all. It was mostly common sense things and questions on earned value and contracts.
by Driver
Sat Nov 15, 2014 1:52 am
Forum: Personal Finance (Not Investing)
Topic: "Downgrading" to a Porsche
Replies: 39
Views: 7512

Re: "Downgrading" to a Porsche

Boxsters before IIRC 2008 (and 911s, but not 911 Turbos or GT2/3s) suffer from IMS failure. It can grenade the engine. There is a fix, but its gonna cost a lot when compared with the value of the car. Besides that the car should be pretty cheap to maintain. The E46 M3 has issues as well (rear subfra...
by Driver
Sat Oct 11, 2014 2:03 pm
Forum: Personal Consumer Issues
Topic: Best solution for clouded auto headlight lens?
Replies: 31
Views: 4930

Re: Best solution for clouded auto headlight lens?

Usually when you sand or polish headlights they look good for a year and then start to fade again. This is because when you sand or polish you are removing the factory UV coating on headlights (depending on manufacturer). The solution is to apply the UV coating after sanding or polishing. You can do...
by Driver
Thu Sep 11, 2014 11:52 am
Forum: Investing - Theory, News & General
Topic: My 30-day trial experience with Betterment
Replies: 84
Views: 18983

Re: My 30-day trial experience with Betterment

Thanks for posting your review. It was very helpful.
by Driver
Fri May 09, 2014 2:02 am
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday John C. Bogle !
Replies: 37
Views: 2660

Re: Happy Birthday John C. Bogle !

Happy Birthday Jack!
by Driver
Sun Apr 06, 2014 11:10 pm
Forum: Personal Finance (Not Investing)
Topic: 1 Nice car vs 2 Decent cars (daily driver/weekend car)?
Replies: 34
Views: 4418

Re: 1 Nice car vs 2 Decent cars (daily driver/weekend car)?

The E60 M5 has engine bearing issues not to mention the red cog of death(smg transmission issue). Do your research before you buy. M5board.com is a good place to start. There is a reason why they are so cheap now.
by Driver
Tue Mar 04, 2014 12:20 am
Forum: Personal Consumer Issues
Topic: Used $35k Porsche on $64k income?
Replies: 95
Views: 8307

Re: Used $35k Porsche on $64k income?

If you're a car guy buy it. I was in the same boat in 2009. I bought a CPO'd Cayman for around 40k. I didn't regret it. I'd make sure the 997 is CPO'd. IMS failure does affect the 997 as well. I'm willing to bet that the Porsche will be cheaper to maintain than the 335. One caveat is that I had enou...
by Driver
Sat Jan 25, 2014 10:26 pm
Forum: Local Chapters and Bogleheads Community
Topic: Taylor's 90th Birthday
Replies: 272
Views: 28843

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

Happy Birthday!
by Driver
Tue Jan 21, 2014 7:25 pm
Forum: Personal Consumer Issues
Topic: What's your dream car?
Replies: 197
Views: 16079

Re: What's your dream car?

Aston Martin DBS with a six speed manual. Meet's the cost requirement.
by Driver
Sat Aug 17, 2013 1:42 pm
Forum: Investing - Theory, News & General
Topic: My Take on Gold
Replies: 213
Views: 23040

Re: My Take on Gold

Ranger, which them is they ? The Indian people are not a monolith. A few are wealthy. Quite a few are emerging middle class. Most have no food security. Those have no stake in the financial markets. For all their country's economic growth, the same is true about people in China. [Edited to add] &qu...
by Driver
Wed Jul 17, 2013 11:05 pm
Forum: Investing - Theory, News & General
Topic: [Sad news - Pat Larimore]
Replies: 225
Views: 19414

Re: [Sad news - Pat Larimore]

Taylor,

I am sorry for your loss.
by Driver
Mon Jul 15, 2013 12:34 pm
Forum: Forum Issues and Administration
Topic: Bogleheads Without Avatars
Replies: 197
Views: 18198

Re: Bogleheads Without Avatars

Done.

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