Search found 73 matches

by DTalos
Mon Oct 23, 2017 3:10 pm
Forum: Personal Consumer Issues
Topic: Data Use on Smartphones
Replies: 37
Views: 2404

Re: Data Use on Smartphones

I found this regarding estimation of data use: Email - text only: 3 KB - 20 KB 1 Email - with photo attachment: 350 KB 1 Email - with MS Office attachment: 300 KB​ 1 Web page: 150 KB - 1.5 MB​ 1 minute of Streaming Music: 500 KB Social media update with photo: 500 KB Hi-res digital photo upload/dow...
by DTalos
Thu Oct 19, 2017 5:32 pm
Forum: Personal Consumer Issues
Topic: receiving 'used' items from Ebay purchase....frustrating
Replies: 22
Views: 2245

Re: receiving 'used' items from Ebay purchase....frustrating

For an item that's significantly not as described (SNAD), is it better to message the seller through eBay to complain about the item's condition and come to a mutual resolution or should one file a SNAD claim and let the eBay handle the claim? Does filing too many SNAD claims, even if legitimate wit...
by DTalos
Wed Oct 18, 2017 5:43 pm
Forum: Personal Consumer Issues
Topic: Data Use on Smartphones
Replies: 37
Views: 2404

Re: Data Use on Smartphones

I.2GB of data per year. I saw an offer for a Samsung Galaxy J3 Luna Pro 16GB 4G LTE 5" screen smartphone for around $90 and it comes with 1200minutes/1200texts/1.2GB data for one year. I don't own a smartphone and was wondering if 1.2GB of data would be enough if I was to use the smartphone, not on...
by DTalos
Wed Oct 18, 2017 2:56 pm
Forum: Personal Consumer Issues
Topic: Data Use on Smartphones
Replies: 37
Views: 2404

Re: Data Use on Smartphones

If you look on mobile data (under settings) you should be able to see your total usage of data for a set period of time along with which apps are using the most data. 1.2 GB of data per year is very low. Or do you mean 1.2 GB of data per month? I.2GB of data per year. I saw an offer for a Samsung G...
by DTalos
Wed Oct 18, 2017 2:39 pm
Forum: Personal Consumer Issues
Topic: Data Use on Smartphones
Replies: 37
Views: 2404

Re: Data Use on Smartphones

How much data does 15 minutes of checking and responding to email or reading news websites use on a smartphone? If a smartphone plan advertises 1.2GB of data in one year, is that high, low or average? If you look on mobile data (under settings) you should be able to see your total usage of data for...
by DTalos
Wed Oct 18, 2017 2:08 pm
Forum: Personal Consumer Issues
Topic: Data Use on Smartphones
Replies: 37
Views: 2404

Re: Data Use on Smartphones

How much data does 15 minutes of checking and responding to email or reading news websites use on a smartphone? If a smartphone plan advertises 1.2GB of data in one year, is that high, low or average? If you look on mobile data (under settings) you should be able to see your total usage of data for...
by DTalos
Wed Oct 18, 2017 1:40 pm
Forum: Personal Consumer Issues
Topic: Data Use on Smartphones
Replies: 37
Views: 2404

Data Use on Smartphones

How much data does 15 minutes of checking and responding to email or reading news websites use on a smartphone? If a smartphone plan advertises 1.2GB of data in one year, is that high, low or average?
by DTalos
Mon Oct 02, 2017 5:55 pm
Forum: Personal Consumer Issues
Topic: First Class Stamps on Large Packages
Replies: 26
Views: 1880

Re: First Class Stamps on Large Packages

Thank you all your replies. I have one more question regarding first class stamps. If I use first class stamps on a 9"x12" manila envelope with the correct postage and hand it to a clerk at the post office, will I receive a tracking number? If I am short on the amount of stamped postage and pay the ...
by DTalos
Fri Sep 15, 2017 12:15 pm
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 378
Views: 24959

Re: Iphone X is $1000

I've tried them and they just aren't good enough for me. To each his own. How did you survive 15 years ago when we were all carrying flip phones? I have survived for 15+ years with a flip phone and am only recently beginning to consider a smartphone because some companies require you to have a smar...
by DTalos
Fri Sep 15, 2017 5:46 am
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 378
Views: 24959

Re: Iphone X is $1000

I've tried them and they just aren't good enough for me. To each his own. How did you survive 15 years ago when we were all carrying flip phones? I have survived for 15+ years with a flip phone and am only recently beginning to consider a smartphone because some companies require you to have a smar...
by DTalos
Sun Sep 10, 2017 12:26 am
Forum: Personal Consumer Issues
Topic: eBay Best Offer Strategy
Replies: 19
Views: 2279

Re: eBay Best Offer Strategy

As a seller, here are my comments on your strategy: 1) "On items that close to the end of their listing period or have been re-listed a few times, I offer half of the asking price to gauge the seller's eagerness to haggle and sell the item." -I get crappy last-minute offers all of the time, they ar...
by DTalos
Sat Sep 09, 2017 9:17 pm
Forum: Personal Consumer Issues
Topic: eBay Best Offer Strategy
Replies: 19
Views: 2279

eBay Best Offer Strategy

I use the best offer option a lot when buying items on eBay. On items that close to the end of their listing period or have been re-listed a few times, I offer half of the asking price to gauge the seller's eagerness to haggle and sell the item. Most of the time, it doesn't work and sellers counter-...
by DTalos
Sat Sep 09, 2017 5:01 pm
Forum: Personal Consumer Issues
Topic: First Class Stamps on Large Packages
Replies: 26
Views: 1880

Re: First Class Stamps on Large Packages

I sometimes see older first class stamps (between 20 cent to 39 cent face value) stamps in large quantities (100+) advertised on auction websites for 25-50 percent below face value. Would it be savvy to buy 100 assorted non-Forever first class stamps that have a face value of $50 for $25? I know sta...
by DTalos
Sat Sep 09, 2017 2:45 pm
Forum: Personal Consumer Issues
Topic: First Class Stamps on Large Packages
Replies: 26
Views: 1880

Re: First Class Stamps on Large Packages

dm200 wrote:
Sat Sep 09, 2017 2:42 pm
with 20 37c first class stamps already
37 cents? Are these very, very old stamps purchased when 37 cents was the first class letter rate?
Yes
by DTalos
Sat Sep 09, 2017 2:20 pm
Forum: Personal Consumer Issues
Topic: First Class Stamps on Large Packages
Replies: 26
Views: 1880

First Class Stamps on Large Packages

Can first class stamps be used to help pay postage for a domestic Priority Mail package? For example, if I want to ship a box of clothes (using my own box) that weighs 4lbs via Priority Mail and the Priority Mail rate is $11.15, can I bing in the package to the post office with 20 37c first class st...
by DTalos
Fri Sep 01, 2017 3:42 pm
Forum: Personal Consumer Issues
Topic: MagsforMiles Magazine Subscriptions
Replies: 4
Views: 503

MagsforMiles Magazine Subscriptions

I placed an order for a magazine via MagsforMiles in July, after receiving a letter in the mail offering the opportunity to redeem airline miles for magazine subscriptions, some at very low mileage redemption rates. I recently received another letter with the same offer and a different reference ID ...
by DTalos
Thu Mar 10, 2016 12:40 am
Forum: Personal Finance (Not Investing)
Topic: House Accidentally in Deed of Trust
Replies: 4
Views: 979

Re: House Accidentally in Deed of Trust

GreenGrowTheDollars wrote:Did a title company handle the closing? If so, I'd go back to them and ask this question. (If it was a lawyer, ditto.)


Yes, a large multi-office title company handled the closing.
by DTalos
Wed Mar 09, 2016 10:02 pm
Forum: Personal Finance (Not Investing)
Topic: House Accidentally in Deed of Trust
Replies: 4
Views: 979

Re: House Accidentally in Deed of Trust

Before you do anything go down to your county/city recorder's office (or similiar) and do a records search against the property to make sure there aren't any other documents recorded that are dated later and which are missing in your records. Sometimes you can do this online these days -- and somet...
by DTalos
Wed Mar 09, 2016 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: House Accidentally in Deed of Trust
Replies: 4
Views: 979

House Accidentally in Deed of Trust

I bought a house 13 years ago that I paid for in full with cash at the time of purchase. No loan or mortgage was taken to buy this house. When I was going through paperwork today, I discovered that I signed a "Deed of Trust" form that names me as a Trustor, a title company as a Trustee, an...
by DTalos
Tue Aug 18, 2015 1:52 am
Forum: Personal Consumer Issues
Topic: Advertising/Marketing Rural Raw Land
Replies: 20
Views: 1873

Re: Advertising/Marketing Rural Raw Land

Yeah perhaps. But putting up a flyer on a bulletin board near some mailboxes isn't exactly high profile marketing... OP wants to sell something for which any demand is sparse. Such demand as normally exists is funneled through real estate agents and listing sites specializing in the product in ques...
by DTalos
Tue Aug 18, 2015 1:49 am
Forum: Personal Consumer Issues
Topic: Advertising/Marketing Rural Raw Land
Replies: 20
Views: 1873

Re: Advertising/Marketing Rural Raw Land

I've completed several Trustee's Sales on similar property in recent years. The market for that kind of property is almost non-existent right now. You're not going to have an easy time selling it, and the selling price will be a small fraction of what it was during the peak. Seems like raw land pri...
by DTalos
Sun Aug 16, 2015 10:51 am
Forum: Personal Consumer Issues
Topic: Advertising/Marketing Rural Raw Land
Replies: 20
Views: 1873

Re: Advertising/Marketing Rural Raw Land

I've completed several Trustee's Sales on similar property in recent years. The market for that kind of property is almost non-existent right now. You're not going to have an easy time selling it, and the selling price will be a small fraction of what it was during the peak. Seems like raw land pri...
by DTalos
Sun Aug 16, 2015 10:44 am
Forum: Personal Consumer Issues
Topic: Advertising/Marketing Rural Raw Land
Replies: 20
Views: 1873

Re: Advertising/Marketing Rural Raw Land

Minot wrote:Have you looked into LandWatch?


Yes, I have. They charge $34.99 per month though.
by DTalos
Fri Aug 14, 2015 9:28 pm
Forum: Personal Consumer Issues
Topic: Advertising/Marketing Rural Raw Land
Replies: 20
Views: 1873

Re: sometimes, it is not DIY

daveatca wrote:Sometimes, you need an expert,
Selling land is one of those times.
Hire an agent. Pay the commission.



I refuse to pay an agent a 10% commission for a few hours worth of work.
by DTalos
Fri Aug 14, 2015 9:26 pm
Forum: Personal Consumer Issues
Topic: Advertising/Marketing Rural Raw Land
Replies: 20
Views: 1873

Re: Advertising/Marketing Rural Raw Land

What kind of land is it, and where (state at least)? There's a big difference between effectively marketing and selling corn land in Iowa versus timber land in Georgia versus recreational use land elsewhere. Also, the speed with which you want to sell the land matters. If you have 8 acres of huntin...
by DTalos
Fri Aug 14, 2015 11:49 am
Forum: Personal Consumer Issues
Topic: Advertising/Marketing Rural Raw Land
Replies: 20
Views: 1873

Advertising/Marketing Rural Raw Land

Other than Craigslist, are there any other websites that offer free raw land listings? I've come across some websites devoted to land listings, but they charge a monthly fee to list land. I've also contacted property owners in the area to get the world out too about my parcels. Are there any other i...
by DTalos
Mon Jul 13, 2015 11:42 pm
Forum: Personal Consumer Issues
Topic: Cost of Routine Dental Cleanings
Replies: 50
Views: 5681

Cost of Routine Dental Cleanings

I would like to know what those of you without dental insurance who pay cash for routine dental exams/cleanings are paying? I pay about $130 for a cleaning and exam and about $190 every other time when bitewing x rays are taken. The prices mentioned are for an independent (non-chain) dentist in a cl...
by DTalos
Thu Jul 02, 2015 11:39 am
Forum: Personal Consumer Issues
Topic: Do you buy used cars like a Boglehead actually should?
Replies: 168
Views: 25161

Re: Do you buy used cars like a Boglehead actually should?

I thought I'd provide some specific figures, using my vehicle of choice and personal driving habits. - I drive 15,000 miles a year and get rid of my vehicles once they reach ~150,000 - Vehicle of choice is a Honda Accord Sport, CVT, 4 cylinder, sedan Using KBB.com, I obtained the following prices f...
by DTalos
Tue Jun 30, 2015 11:00 am
Forum: Personal Consumer Issues
Topic: Do you buy used cars like a Boglehead actually should?
Replies: 168
Views: 25161

Re: Do you buy used cars like a Boglehead actually should?

I've read this entire thread and to the posters advocating buying a new car because the used car market is overpriced (which I whole heartedly agree), would you please mathematically detail the financial advantage in buying a new car vs a used car? How is buying a 2015 model XYZ for $35,000 new bet...
by DTalos
Tue Jun 30, 2015 3:15 am
Forum: Personal Consumer Issues
Topic: Do you buy used cars like a Boglehead actually should?
Replies: 168
Views: 25161

Re: Do you buy used cars like a Boglehead actually should?

I've read this entire thread and to the posters advocating buying a new car because the used car market is overpriced (which I whole heartedly agree), would you please mathematically detail the financial advantage in buying a new car vs a used car? How is buying a 2015 model XYZ for $35,000 new bett...
by DTalos
Fri Jun 26, 2015 3:44 pm
Forum: Personal Consumer Issues
Topic: Consequences of SSN Breaches
Replies: 0
Views: 558

Consequences of SSN Breaches

I have not had my SSN compromised, but I frequently read news articles about companies and government agencies whose employee, customer and patient information and SSN's have been acquired by hackers or other nefarious people. Then on the other hand, identity theft prevention companies and even some...
by DTalos
Wed Jun 17, 2015 2:48 am
Forum: Personal Consumer Issues
Topic: Paying Over Blue Book Value for Used Car
Replies: 12
Views: 6718

Paying Over Blue Book Value for Used Car

The private party used car market must be very hot, since I regularly see excellent condition one owner private party very low mileage under (4k yearly miles) used 5 year old and newer mid-size cars have an asking price of well over (about $1000 to $1500 more) than the Blue Book value. I know that c...
by DTalos
Tue Jun 16, 2015 10:29 am
Forum: Personal Consumer Issues
Topic: Title Search Types and Costs
Replies: 5
Views: 786

Title Search Types and Costs

I would like to do a title search on two parcels of landlocked raw land that I own in order to find out about any encumbrances that may exist on the properties specifically with regard to whether or not there are any easements that accompany them. I don't need title insurance, just a report for info...
by DTalos
Mon Jun 08, 2015 1:25 am
Forum: Personal Consumer Issues
Topic: Buying Used Car on eBay
Replies: 27
Views: 3414

Re: Buying Used Car on eBay

You don't buy it sight unseen. You don't buy it at auction. You preempt that process by talking to the seller before the time expires using the buy now process. You talk to the seller via phone and agree to a price for the car assuming it is good shape and make a offer on the car via phone. If the ...
by DTalos
Sat Jun 06, 2015 2:35 pm
Forum: Personal Consumer Issues
Topic: Buying Used Car on eBay
Replies: 27
Views: 3414

Buying Used Car on eBay

I'd like to hear comments regarding buying late model one owner private party used cars with under 30k miles on eBay that come with complete service records and a plethora of ad photos? I know there is an inherent human nature to be wary of buying a car sight unseen, but how about one that has a wel...
by DTalos
Fri Jun 05, 2015 2:36 am
Forum: Personal Consumer Issues
Topic: Refrigerator--Buy New or Used
Replies: 19
Views: 2718

Re: Refrigerator--Buy New or Used

I am really stuck on the 7 years vacant. Maybe you don't want to say, but are there stolen gold bars hidden in the walls that you need to let cool down or something? LOL. Nope. I know that I will be downsizing in 7-10 years and I foresee this condo appreciating in value more to cover the carrying c...
by DTalos
Thu Jun 04, 2015 1:46 am
Forum: Personal Consumer Issues
Topic: Refrigerator--Buy New or Used
Replies: 19
Views: 2718

Refrigerator--Buy New or Used

I inherited a condo very old kitchen cabinets and 10-20 year old appliances that look dated but function, with the exception of the refrigerator. The top freezer fridge is 11 years old and shortly after I inherited it, it stopped cooling (the fan works but no cold air is being emitted). The condo is...
by DTalos
Fri Apr 17, 2015 11:19 pm
Forum: Personal Consumer Issues
Topic: Couches from Furniture Staging Companies
Replies: 3
Views: 1296

Couches from Furniture Staging Companies

I visited a store that specializes in furniture that was used to stage homes, but the salesperson didn't want to disclose who made the couches. Since it's very difficult to determine reliability and longevity of couches and to compare specs of fabric, cushions, etc., is staged furniture generally go...
by DTalos
Thu Apr 02, 2015 7:50 pm
Forum: Personal Consumer Issues
Topic: Firm High Loft Pillow
Replies: 4
Views: 1050

Firm High Loft Pillow

Do you all have recommendations on a long lasting firm pillow with a high loft that doesn't go flat soon?
by DTalos
Thu Apr 02, 2015 2:06 am
Forum: Personal Consumer Issues
Topic: Best Couch for Big and Tall Person
Replies: 12
Views: 42335

Re: Best Couch for Big and Tall Person

4nursebee wrote:DTalos, where do you live?
I know of a place in southwest NY state...


I live in Arizona.

Are leather couches more or less firm than microfiber couches?
by DTalos
Mon Mar 23, 2015 9:21 pm
Forum: Personal Consumer Issues
Topic: Best Couch for Big and Tall Person
Replies: 12
Views: 42335

Re: Best Couch for Big and Tall Person

I appreciate the suggestions for online stores, but I would hate to buy something I can't sit down on and determine for myself the comfort level as Lafder mentioned. I'm also astonished as to how much furniture depreciates and the mark-up on furniture. Besides Costco, are there any stores that don't...
by DTalos
Fri Feb 27, 2015 2:59 pm
Forum: Personal Consumer Issues
Topic: Credit Card Refund Not Posted
Replies: 14
Views: 52196

Re: Credit Card Refund Not Posted

The purchases still show up as pending and the refund isn't even appearing in my transactions. I looked at my history and last summer when I returned something to a big box store, the refund was posted the same day. Odd
by DTalos
Thu Feb 26, 2015 6:28 pm
Forum: Personal Consumer Issues
Topic: Best Couch for Big and Tall Person
Replies: 12
Views: 42335

Best Couch for Big and Tall Person

What are some brands of three cushion couches that are sturdy and supportive for big and tall people for regular use, both to sit on and to lay down on while watching television? Macy's has a Radley couch that looks supportive and sturdy, but not sure how long it will last before the cushions flatte...
by DTalos
Thu Feb 26, 2015 1:53 pm
Forum: Personal Consumer Issues
Topic: Credit Card Refund Not Posted
Replies: 14
Views: 52196

Re: Credit Card Refund Not Posted

It can sometimes take one or two entire billing cycles for a credit to show up. I remember when merchants and credit card companies used to claim this, but I think this was only "true" when people routinely only ever saw charges when they got their monthly statements by snail mail. Now th...
by DTalos
Thu Feb 26, 2015 1:08 pm
Forum: Personal Consumer Issues
Topic: Credit Card Refund Not Posted
Replies: 14
Views: 52196

Credit Card Refund Not Posted

I made two purchases at a grocery store yesterday using my credit card and they are showing up in my account as pending. I also did a return at the same grocery store in between those two purchases and the refunded amount to my credit card is not showing up in my account online and also via the 1-80...
by DTalos
Tue Dec 09, 2014 12:26 am
Forum: Personal Consumer Issues
Topic: Donate or Sell AV Receiver
Replies: 11
Views: 1417

Donate or Sell AV Receiver

I have an 11 year old Harman Kardon receiver that was top of the line in its day that I replaced with a new receiver. It seems like on eBay the receiver sells for anywhere between $100 and $200. I've read that eBay isn't friendly to buyers anymore and if I sell on Craigslist, there's no way for me t...
by DTalos
Sat Dec 06, 2014 2:26 am
Forum: Personal Consumer Issues
Topic: First Time Cell Phone T-Mobile
Replies: 4
Views: 1192

First Time Cell Phone T-Mobile

Believe it or not, I am a first time cell phone user and would like your opinions on which cell phone to buy that will work with T-Mobile pay as you go plans. I have seven $30 T-Mobile refill cards that I bought for over half off and I want to use them wisely. Recently bought a Samsung T199 basic ph...
by DTalos
Sat Dec 06, 2014 2:24 am
Forum: Personal Consumer Issues
Topic: Why So Many Used Prius for Sale?
Replies: 51
Views: 12318

Why So Many Used Prius for Sale?

All of a sudden, I have noticed a spike in the amount of used Toyota Prius cars for sale in classified ads. The first obvious correlation that comes to mind is that owners no longer feel the need to own a fuel efficient car now that gasoline prices have tumbled. However, isn't that short-sighted, si...
by DTalos
Tue Nov 18, 2014 4:21 am
Forum: Personal Consumer Issues
Topic: Changes to T-Mobile's pay-as-you-go plan
Replies: 12
Views: 8352

Re: Changes to T-Mobile's pay-as-you-go plan

Good information! Bad news for very light users. If I were to buy a new $30 refill card, could I use it to activate a brand new Samsung t199 that works on pay as you go plans? If I understand the new pay as you go plan, the minimum charge is $3 per month, so would an initial $30 refill card pay for ...
by DTalos
Tue Oct 21, 2014 5:02 am
Forum: Personal Consumer Issues
Topic: Firm Innerspring Mattress for Occasional Use
Replies: 1
Views: 356

Firm Innerspring Mattress for Occasional Use

When I go visit a family member, I sleep on a $300 (full size set) bargain basement department store "S" brand mattress that was purchased 15 years ago but only has about 3 years of total use on it by me. Despite flipping it (which you can no longer do on current spring mattresses) it is q...