Search found 3 matches

by Curious_Investor
Mon Jul 17, 2017 5:23 pm
Forum: Investing - Help with Personal Investments
Topic: In my 30s with extra 30K - Opinion about portfolio
Replies: 11
Views: 1115

Re: In my 30s with extra 30K - Opinion about portfolio

to the caution on 100% stocks... the OP has 80k in cash. Being advised to invest in VTI/VXUS and has allotted 30k for that investment... then there's still 50k in cash to fall back on. If stocks drop 50%, OP is temporarily left with 15k invested, 50k in cash. I think they'll be ok. Correct :) I thi...
by Curious_Investor
Mon Jul 17, 2017 1:08 pm
Forum: Investing - Help with Personal Investments
Topic: In my 30s with extra 30K - Opinion about portfolio
Replies: 11
Views: 1115

Re: In my 30s with extra 30K - Opinion about portfolio

Open a taxable account. Use tax-efficient funds such as Total Stock Market and Total International Market. Keep REITs in an IRA. Hold bonds in a 401K . If you're in a high tax bracket and want to hold bonds in this taxable account, use muni bond funds. You do not want Total Bond or REIT in your tax...
by Curious_Investor
Sun Jul 16, 2017 10:16 pm
Forum: Investing - Help with Personal Investments
Topic: In my 30s with extra 30K - Opinion about portfolio
Replies: 11
Views: 1115

In my 30s with extra 30K - Opinion about portfolio

Hi all, I've been a silent reader of this forum for the last year and learned a lot. Read "The Bogleheads' Guide to Investing" and plan to re-read it again. With that, I still feel very insecure when it comes to investing and would like a "second" opinion about my plan. Some background - My wife and...