So I got another email to a work email acct from ABC fine wine and this happened:
Considering selling one. Can this be done safely and easily?
Search found 18 matches
- Sat Nov 18, 2017 7:14 pm
- Forum: Personal Consumer Issues
- Topic: Should I drink or sell my Pappy 12 year?
- Replies: 74
- Views: 17532
- Fri May 26, 2017 5:12 am
- Forum: Personal Consumer Issues
- Topic: Should I drink or sell my Pappy 12 year?
- Replies: 74
- Views: 17532
Re: Should I drink or sell my Pappy 12 year?
Thanks everyone. I got some great info here, as always, on all things.
I'm keeping it. Going to try a few (or more than a few) Bourbons. And tell my buddy to stop by.
I'm keeping it. Going to try a few (or more than a few) Bourbons. And tell my buddy to stop by.
- Fri May 26, 2017 5:07 am
- Forum: Personal Consumer Issues
- Topic: Should I drink or sell my Pappy 12 year?
- Replies: 74
- Views: 17532
Re: Should I drink or sell my Pappy 12 year?
Purchased for $79.95. Quick search on Google: $800-1000.JW-Retired wrote: Buying at what price compared to retail?
JW
- Wed May 24, 2017 7:37 pm
- Forum: Personal Consumer Issues
- Topic: Should I drink or sell my Pappy 12 year?
- Replies: 74
- Views: 17532
Should I drink or sell my Pappy 12 year?
Entered a lottery with ABC fine wine and spirits and won the option of buying 1 bottle of Pappy Van Winkle 12 year. I haven't drank much bourbon. I'm a Scotch fan (Lagavulin, Laphroaig, Highland Park).
Should I drink it with my scotch drinking, buddy? or try to sell it (if I can)?
Should I drink it with my scotch drinking, buddy? or try to sell it (if I can)?
- Wed Apr 26, 2017 6:18 pm
- Forum: Personal Consumer Issues
- Topic: $300+ to remove a racoon. Really?
- Replies: 83
- Views: 9423
Re: $300+ to remove a racoon. Really?
I had this very problem, a raccoon with babies in my attic, about 3 years ago. They set traps over a 3-4 week period around the yard with bait like cat food, peanut butter, etc. They ended up trapping a few opossums, armadillos, and finally raccoons. After the raccoons they sealed the potential entry points with chicken wire. The grand cost: $800.
When it comes to these things, ie things I have little to no desire or knowledge of, I will gladly pay a professional. I save enough money regularly so that when these expenses come up I don't sweat it; I just pay it and move on.
When it comes to these things, ie things I have little to no desire or knowledge of, I will gladly pay a professional. I save enough money regularly so that when these expenses come up I don't sweat it; I just pay it and move on.
- Sun Oct 30, 2016 8:35 pm
- Forum: Personal Investments
- Topic: Email from Financial Advisor
- Replies: 31
- Views: 7089
Email from Financial Advisor Round 3
Win, by decision.
"*Boglehead, you can use that Vanguard ETF (VTI) and just note that it has of course the same issues that all ETF’s have regarding liquidity and tracking. Please call our office if you would like to use this in your 401 (k) account."
Thanks everyone.
"*Boglehead, you can use that Vanguard ETF (VTI) and just note that it has of course the same issues that all ETF’s have regarding liquidity and tracking. Please call our office if you would like to use this in your 401 (k) account."
Thanks everyone.
- Wed Oct 26, 2016 4:03 pm
- Forum: Personal Investments
- Topic: Email from Financial Advisor
- Replies: 31
- Views: 7089
Email from Financial Advisor Round 2
[Thread merged into here, see below. --admin LadyGeek] Recap: Just starting my 401K and want to invest in VTI/VTSMX 100% (other acct: Roths, Brokerage, etc meet my AA). My fellow coworker who is a boglehead decided to break down their presentation discussing the value of low-cost passively managed funds in an email. Partly to get them to at least offer a low-cost option and partly to see if we can convince the bosses of dropping the advisor and saving on those confusing, higher, often hidden fees (this is a long shot). Bosses' current allocation: 41% American Funds Washington Mutual -- AWSHX EF 0.58% 22% IVA Worldwide -- IVWAX EF 1.25% 15% Columbia Contrarian -- LCCAX 1.09% 8% Cash 8% American Funds Cap World Growth & Income -- CWGIX 0...
- Fri Oct 07, 2016 8:38 pm
- Forum: Personal Consumer Issues
- Topic: Johnnie Walker Blue worth the cost?
- Replies: 70
- Views: 11300
Re: Johnnie Walker Blue worth the cost?
I agree with Pyramid, most people go Johnnie bc of name recognition and they know blue is most expensive. The tastes are 100% subjective. If you want to get scotch for novices go with JW double black and a green or gold. They can see if they can taste a difference... PLUS more scotch. Maybe in the future they will try single malts (which is where it's at, in my opinion).
I started with Johnnie Walker black to gold to green to blue. Then moved to single malts...my favorites
1. Lagavulin
2a. Laphroaig
2b. Highland Park/Macallan.
I started with Johnnie Walker black to gold to green to blue. Then moved to single malts...my favorites
1. Lagavulin
2a. Laphroaig
2b. Highland Park/Macallan.
- Thu Sep 22, 2016 6:03 pm
- Forum: Personal Investments
- Topic: Email from Financial Advisor
- Replies: 31
- Views: 7089
Re: Email from Financial Advisor
Thanks everyone. It's not Edward Jones, but it's probably irrelevant (Oh WellS, you'll need to guess). I can see they can choose any time frame that makes it favor their side. You all are right if he took the last 10 years, S&P beats American. PLUS lower fees, etc.
I'll just select one fund that is the broadest index, lower EF, and lower turnover. Then put it all in. It might just be the American Washington Mutual. I don't know unless you all know of a good one off hand with Columbia, American, IVA, Hartford. In any case, thanks for the info (today's, past and future).
I'll just select one fund that is the broadest index, lower EF, and lower turnover. Then put it all in. It might just be the American Washington Mutual. I don't know unless you all know of a good one off hand with Columbia, American, IVA, Hartford. In any case, thanks for the info (today's, past and future).
- Thu Sep 22, 2016 4:55 pm
- Forum: Personal Investments
- Topic: Email from Financial Advisor
- Replies: 31
- Views: 7089
Email from Financial Advisor
I am just starting a new 401K with my new job. They have poor options offering only the fund families of: Columbia, American, Hartford and IVA. I said I wanted 1 S&P fund with lower ER, like Vanguard 500 (VFINX) advisor responded with the following: "I wanted to follow up with you regarding our discussion of American Funds’ Washington Mutual Investors Fund and its performance versus the Vanguard 500 Index fund. I have attached a hypothetical Illustration done by Thomson/Reuters that compares the two funds over the longest common period. Washington Mutual Investors fund was started back in 1952 and the Vanguard 500 Index was started in 1976. Thus, the illustration uses the Vanguard start date as the start date for the comparison per...
- Sun Jun 05, 2016 3:53 pm
- Forum: Personal Investments
- Topic: Lived in home 2 of 5 years. Now selling doing owner financing. Taxes?
- Replies: 0
- Views: 1115
Lived in home 2 of 5 years. Now selling doing owner financing. Taxes?
I live in Florida and I am considering doing an owner financing. So on closing the buyer will bring 60K to close. I will additionally bring 20K to paid off/close out my mortgage. Then a new promissory note to me at 4.5% with balloon due after 5 years. Questions: 1. I have lived in the home as my primary residence for 2 of last 5 years. I should not have to pay capital gains taxes on the profit of sale, correct? (it would be less than 500K--married) 2. If above is true: I am getting paid my money, monthly. Example: Mortgage Payment $1700 ($500 Principle + $1200 Interest) Am I exempt on the principle paid ($500), then pay tax on interest received ($1200) as part of regular income? 3. Should I form an LLC and have everything go into an LLC acc...
- Mon Feb 22, 2016 6:13 pm
- Forum: Personal Finance (Not Investing)
- Topic: Mr Money Mustache Article (New Yorker)
- Replies: 94
- Views: 24477
Re: Mr Money Mustache Article (New Yorker)
Thanks for sharing the article, dbC! I started reading MMM a little over a year ago, reading every single post over the course of a month. I like his message and find many of his ideas to be useful. Not always practical, but he'll have you look at the way you live and consume through a different lens, and perhaps question your priorities. I credit MMM and WCI / emergdoc as the 2 people / sites that really piqued my interest in personal finance and the lifestyle choices that are so closely intertwined. In many aspects, they have similar ideologies, although they clearly diverge when it comes to some lifestyle choices, such as spending and career length. My philosophy lies somewhere in between, but aligns well with both. Bogleheads (wiki and...
- Tue Feb 09, 2016 6:06 pm
- Forum: Personal Investments
- Topic: When Should I move rest of portfolio to 3-Fund?
- Replies: 1
- Views: 484
When Should I move rest of portfolio to 3-Fund?
Boglehead convert Oct 2015. Moved most assets to 3-Fund (~80%).viewtopic.php?t=88005
I have his/her accounts, Roth/Taxable with some individual stocks here and there (~20% of portfolio).
Questions:
1. Should I just say, "screw it." Sell all now and go to 3-Fund?
2. Sell losers and move at end of year; sell winners (very few) now and move?
3. Do Nothing and Wait? Some of the stocks are riskier and could yield greater return....or I could lose it all.
4. Something else I am missing?
Just wondering what the Bogle community thinks.
Thanks in advance.
I have his/her accounts, Roth/Taxable with some individual stocks here and there (~20% of portfolio).
Questions:
1. Should I just say, "screw it." Sell all now and go to 3-Fund?
2. Sell losers and move at end of year; sell winners (very few) now and move?
3. Do Nothing and Wait? Some of the stocks are riskier and could yield greater return....or I could lose it all.
4. Something else I am missing?
Just wondering what the Bogle community thinks.
Thanks in advance.
- Sun Feb 07, 2016 1:02 pm
- Forum: Investing - Theory, News & General
- Topic: "Picking Individual Stocks is a Loser's Game"
- Replies: 104
- Views: 16600
Re: "Picking Individual Stocks is a Loser's Game"
Thanks, doc. You just ruined it.EmergDoc wrote: It was either that or Harry Potter, and we all KNOW that stupid wizard is going to kill Voldemort in the end. It's so obvious.
Great article, again. All makes good sense. Even as I still hold some individual stocks (just as a Fool would). Thankfully, an ever decreasing amount as I get to the wonderful 3-Fund (almost there...85% so far).
- Sun Feb 07, 2016 12:15 pm
- Forum: Personal Investments
- Topic: is it realistic for me to retire in 15 years?
- Replies: 22
- Views: 3530
Re: is it realistic for me to retire in 15 years?
Realistic? Yes, I think so. If you keep expenses low and under control ala MrMoneyMustache.com. 1. Get your annual expenses X25-30 and that is a reasonable amount to have to "retire." Ex $60K a year x 28 = $1.68 mill. 2. Retire -- whatever that means to you. Cut back at work. Change career to something you are more interested in. Do something else for fun and if you make some money in the process, awesome. Whatever. *Note: your annual expenses may go up when calculate, as you are generally young and life changes (ie. spouse, kids, etc.) *Note2: I agree with other posts about the 55K with company. Probably too much. Just throwing it out there...maybe keep 10% or less in there. The rest of the portfolio looks boglehead (simple) enou...
- Mon Feb 01, 2016 7:02 pm
- Forum: Personal Investments
- Topic: Tax-Loss Harvesting with Wealthfront
- Replies: 4
- Views: 1236
Re: Tax-Loss Harvesting with Wealthfront
If the Wealthfront investments are Vanguard ETFs and you have Vanguard index funds in your other accounts, then the answer is probably 80% sure that "No, you would not avoid the possibility of a wash sale." 0.25% seems to be a fine AUM fee for having someone manage one's investment portfolio for one. Why not try it out? Thanks. That is clear. You 'heads are great. I opened a Wealthfront acct before I got on the Bogleheads train (Oct 2015). I have since moved the bulk of my accounts to Vanguard. I would only have kept Wealthfront if I could TLH. No worries. Right now the 0.25% is darn good...but if and when I get to 1-2-3 million, that's $2500/year/1MM. That comes out to 23 bottles of Lagavulin per year/1MM. I would rather stick t...
- Mon Feb 01, 2016 3:43 pm
- Forum: Personal Investments
- Topic: Tax-Loss Harvesting with Wealthfront
- Replies: 4
- Views: 1236
Tax-Loss Harvesting with Wealthfront
Newly registered, recent lurker.
I'm lazy. Don't want to DIY Tax loss harvest.
My questions are:
1. If I only hold Mutual Funds in my Taxable Vanguard/401k/etc and Wealthfront TLH with ETFs, will I avoid the possibility of a "wash-sale?"
2. Wondering if the 0.25% (seems reasonable) acct maintenance fee with Wealthfront will be worth the TLH savings?
My apologies if these questions are answered in other posts? I didn't find them... But consider my name .
Thanks in advance.
I'm lazy. Don't want to DIY Tax loss harvest.
My questions are:
1. If I only hold Mutual Funds in my Taxable Vanguard/401k/etc and Wealthfront TLH with ETFs, will I avoid the possibility of a "wash-sale?"
2. Wondering if the 0.25% (seems reasonable) acct maintenance fee with Wealthfront will be worth the TLH savings?
My apologies if these questions are answered in other posts? I didn't find them... But consider my name .
Thanks in advance.
- Mon Feb 01, 2016 2:13 pm
- Forum: Investing - Theory, News & General
- Topic: Prosper.com Update Total Return
- Replies: 39
- Views: 7019
Re: Prosper.com Update Total Return
What about putting that bad boy in a Roth IRA?