Search found 991 matches

by Cash
Wed Jan 27, 2016 7:18 pm
Forum: Personal Consumer Issues
Topic: What online Email do you use
Replies: 59
Views: 4843

Re: What online Email do you use

Mick wrote:Neighborhood email list shows one aol.


Is that person a boomer? :) Note that I said most AOL users are boomers, not that most boomers are AOL users.
by Cash
Sat Jan 23, 2016 10:03 am
Forum: Personal Consumer Issues
Topic: What online Email do you use
Replies: 59
Views: 4843

Re: What online Email do you use

AOL - Good God, I'm old!! Nah. What’s old is still having the same gmail account that I had to request from a co-worker. You see, back in the day when gmail was piloted you needed a referral. Um, AOL was around way before Gmail (1990s v. 2004).... I've found that current e-mail usage generally brea...
by Cash
Wed Jan 06, 2016 8:07 am
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 123
Views: 13737

Re: Blue Apron

Has anyone else tried Blue Apron Wine? At $10/bottle for six 500 mL bottles, I can undoubtedly do better on my own, but the selection has been pretty good so far, including some lesser-known wines (e.g., a Vermentino in the next shipment)...and there is the convenience factor.
by Cash
Wed Dec 16, 2015 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: Any Biglaw attorneys on the board?
Replies: 53
Views: 7861

Re: Any Biglaw attorneys on the board?

Spent 6 years at a top firm in a major, HCOL city, but moved last year to work for the feds in a MCOL city in a location where it doesn't snow. Not a single regret (well, maybe a small one come bonus time). Fortunately, I saved a lot and should be on track to hit my retirement goal on time even thou...
by Cash
Sun Dec 13, 2015 11:09 am
Forum: Personal Finance (Not Investing)
Topic: Federal Employees: BCBS Basic or GEHA HDHP Health Insurance?
Replies: 50
Views: 8263

Re: Federal Employees: BCBS Basic or GEHA HDHP Health Insurance?

I also decided to switch from BCBS Basic to GEHA HDHP this open season. No kids and wife has her own health insurance. Not sure why I didn't do it last year (my first year as a federal employee). Make sure your wife's insurance is a HDHP as well. I don't think she is allowed to have a traditional p...
by Cash
Tue Nov 24, 2015 6:38 am
Forum: Personal Finance (Not Investing)
Topic: PhD Mechanical Engineer --> Law School?
Replies: 47
Views: 4008

Re: PhD Mechanical Engineer --> Law School?

I am a lawyer. You don't seem to want to be a lawyer, and I don't really see what law school will get you besides tons of debt. I agree with others that selecting the proper work environment and/or exploring alternative careers that would utilize your PhD will likely be more fruitful than going to l...
by Cash
Tue Nov 24, 2015 6:35 am
Forum: Personal Consumer Issues
Topic: Need New Carpet to Sell Home
Replies: 38
Views: 2657

Re: Need New Carpet to Sell Home

I'm on the credit side. We are those people who would rip out carpet regardless (pet + wife's dust mite allergy), so we discount for that regardless of whether the carpet is new or old.
by Cash
Sun Nov 22, 2015 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Federal Employees: BCBS Basic or GEHA HDHP Health Insurance?
Replies: 50
Views: 8263

Re: Federal Employees: BCBS Basic or GEHA HDHP Health Insurance?

I also decided to switch from BCBS Basic to GEHA HDHP this open season. No kids and wife has her own health insurance. Not sure why I didn't do it last year (my first year as a federal employee).
by Cash
Sat Nov 14, 2015 9:03 am
Forum: Personal Consumer Issues
Topic: TSA pre-check enrollment, is it changing? [Yes, it has changed.]
Replies: 114
Views: 11000

Re: TSA pre-check enrollment, is it changing? [Yes, it has changed.]

Amusingly, I was just informed by Southwest that I'm "eligible" for pre-check when I fly with them (even though I have already separately enrolled). So I guess the partnership with airlines continues. I don't mind that as much as the random diversion of people from the regular line.
by Cash
Sun Nov 08, 2015 8:39 am
Forum: Personal Consumer Issues
Topic: Whisky Recommendations
Replies: 109
Views: 8703

Re: Whisky Recommendations

apex84 wrote:Weller 12 (a nice aged wheater)


Can't believe it took this long for a bourbon drinker to mention Weller! I like the rest of your list as well.
by Cash
Sat Nov 07, 2015 10:39 am
Forum: Personal Consumer Issues
Topic: TSA pre-check enrollment, is it changing? [Yes, it has changed.]
Replies: 114
Views: 11000

Re: TSA pre-check enrollment, is it changing? [Yes, it has changed.]

The TSA has simply discontinued Pre-Check for those who don't apply and pay the $85 five-year fee. That's perfectly reasonable. Why should I pay $85 for the service when others get free access and clog up the lines. It's unfair to those of us who pay. Agreed. And it was always incredibly annoying w...
by Cash
Sun Oct 04, 2015 7:52 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity 2% Amex: Security Annoyances
Replies: 92
Views: 8259

Re: Fidelity 2% Amex: Security Annoyances

Yep it's a running joke between my wife and myself (and another friend who has one). We no longer put autopay items on the card because we seem to get a new one every six months. Got one last week, in fact. We were anxious about using it at a recent French Laundry dinner, but decided to risk it for ...
by Cash
Mon Sep 28, 2015 4:24 pm
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 123
Views: 13737

Re: Blue Apron

Interesting. I assumed it was pretty easy to recycle cardboard, aluminum, and plastic in most places these days except rural areas. Yes, I was shocked when I moved there. And really the only reason most people recycled paper/cardboard was to support the schools their children went to. Not a rural a...
by Cash
Wed Sep 16, 2015 7:16 am
Forum: Personal Consumer Issues
Topic: New iPhone
Replies: 117
Views: 11593

Re: New iPhone

I an not anti-Apple and have an ipad and a Mac and would replace with another, but I just can't stomach switching to an iPhone (I have a Samsung GS5). The main reason is I use a lot of Google apps, and I find that Apple and Google (especially gmail) do not really get along all that well compared wi...
by Cash
Tue Sep 15, 2015 7:26 am
Forum: Personal Consumer Issues
Topic: New iPhone
Replies: 117
Views: 11593

Re: New iPhone

I know what apps take up the most data, it's the ones I use all the time, social media apps like Twitter and Facebook. I reset my data usage every month on the billing date. Currently with about a week to go in the month, I've used 5.7 GB: Twitter 1.9 GB Facebook 1.6 GB App Store updates 0.9 GB Web...
by Cash
Sun Sep 13, 2015 4:49 pm
Forum: Personal Consumer Issues
Topic: New iPhone
Replies: 117
Views: 11593

Re: New iPhone

I say something like - now that my contract is up, and you have recovered the cost of the phone, how about reducing my contract cost. I think they were shocked at such a suggestion. . . . I think those that don't need a new phone every 2 years have caught on. So now contracts are not so common. Yea...
by Cash
Sun Sep 13, 2015 10:58 am
Forum: Personal Consumer Issues
Topic: New iPhone
Replies: 117
Views: 11593

Re: New iPhone

The only reason I am still clinging to my android phone is google maps. There's a Google Maps app for the iPhone. Indeed, it was the native map app until a couple of years ago. I still use it 99% of the time. That said, Apple Maps has seen drastic improvements since its introduction, and I do like ...
by Cash
Sun Sep 13, 2015 6:35 am
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 123
Views: 13737

Re: Blue Apron

That depends where you are. Here I can recycle the cardboard, but no plastic. Agreed. Last place I lived, you could recycle paper/cardboard and aluminum cans. And neither of those were particularly easy. Interesting. I assumed it was pretty easy to recycle cardboard, aluminum, and plastic in most p...
by Cash
Sat Sep 12, 2015 7:08 am
Forum: Personal Consumer Issues
Topic: New iPhone
Replies: 117
Views: 11593

Re: New iPhone

I have an iPhone 4. Sure its stuck on iOS 7 (iOS 9 about to be released). Sure its slow. Sure the home button is worn out and may fail completely soon. What doesn't it do that an iPhone 6S will? I don't even know where to start, especially since you're not really using a smart phone as intended. Bu...
by Cash
Sat Sep 12, 2015 6:38 am
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 123
Views: 13737

Re: Blue Apron

My wife made an interesting observation. The recipes are interesting, but the choice of main course can become pedestrian. For example, "catfish" for foodies on the left coast? As she noted, eliminate the main course, substitute a local favorite, and there you go. Have you tried their new...
by Cash
Sat Sep 12, 2015 6:32 am
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 123
Views: 13737

Re: Blue Apron

I've posted this before, but I will do so again after reading the last few comments. Everything in the Blue Apron box except the frozen gel is recyclable:

http://blog.blueapron.com/how-to-recycl ... apron-box/
by Cash
Sun Aug 23, 2015 7:16 am
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 1366
Views: 689299

Re: Why not Total World + Total Bond Market?

Cash: You may be surprised to learn that you asked this same question three years ago on page 1. This was my reply (figures updated): Fortunately, my memory hasn't failed me yet, and yours obviously hasn't failed you either! :D I did not ask the question again, but it looks like someone quoted my p...
by Cash
Sat Aug 22, 2015 3:03 pm
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 123
Views: 13737

Re: Blue Apron

Both meals we have tried so far had a lot of bread and tasteless protein (salmon and meatballs). In our nearly year of cooking with Blue Apron, last week was the first one that included two baguettes. Usually there is no bread aside from the occasional bun. I do think people need to try out multipl...
by Cash
Sat Aug 22, 2015 3:00 pm
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 123
Views: 13737

Re: Blue Apron

Ours arrives every Wednesday without fail. Do you live somewhere rural?
by Cash
Tue Aug 04, 2015 5:21 am
Forum: Personal Consumer Issues
Topic: Major home renovation your thoughts
Replies: 39
Views: 4154

Re: Major home renovation your thoughts

and at that price we should just find a lot with a tear down, and build from scratch a smaller home built to purpose for our modern family. He, too, thought that would be a better idea. We thought the same thing until we discovered that tear-downs on "a large lot but in the city, right schools...
by Cash
Sat Aug 01, 2015 2:40 pm
Forum: Personal Consumer Issues
Topic: Major home renovation your thoughts
Replies: 39
Views: 4154

Re: Major home renovation your thoughts

Make sure you research your cabinetry. If it's just going to be standard veneers, laminates, or thermofoil with an MDF core, IMO you'd be better off valuewise going with IKEA cabinet boxes and hardware + a company that manufactures facing for IKEA cabinet boxes, like Semihandmade.
by Cash
Sat Aug 01, 2015 7:18 am
Forum: Personal Consumer Issues
Topic: Asking for separate checks?
Replies: 88
Views: 7198

Re: Asking for separate checks?

I'm shocked by some of the responses. There must be regional/age differences. In my neck of the woods (mid-atlantic), separate checks are the norm. Weird: I've spent most of my adult life living in New York City and in Washington, DC, and I rarely see restaurants offering to split checks. Many will...
by Cash
Sat Jul 18, 2015 7:34 am
Forum: Personal Consumer Issues
Topic: Should we fix a car scrape before getting Carmax quote?
Replies: 12
Views: 1457

Re: Should we fix a car scrape before getting Carmax quote?

Agreed with the consensus: don't fix. I traded in a car a few months ago that needed a new oxygen sensor. Carmax said it didn't affect their offer.
by Cash
Sat Jul 11, 2015 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: VG policy, wires, slow money
Replies: 6
Views: 711

Re: VG policy, wires, slow money

I also determined that it's too onerous to use VG for wire transfers. I just pay my credit union (Alliant) $25 to do an outgoing one same day (no charge for incoming).
by Cash
Sun Jul 05, 2015 12:46 pm
Forum: Personal Consumer Issues
Topic: What is the best meal you've had at a restaurant?
Replies: 119
Views: 12019

Re: What is the best meal you've had at a restaurant?

FireProof wrote:Astrid y Gaston in Lima, Peru.


We ate there a couple of years ago. I agree that it was excellent.
by Cash
Sun Jul 05, 2015 6:20 am
Forum: Personal Consumer Issues
Topic: What is the best meal you've had at a restaurant?
Replies: 119
Views: 12019

Re: What is the best meal you've had at a restaurant?

I've eaten at lots of great restaurants, so it's hard to pick a best meal. A dinner I had at CityZen (now closed) continues to stand out in my head. But the best all around experience: staying and eating at The Inn at Little Washington. I have reservations at The French Laundry in September. Really ...
by Cash
Sun Jul 05, 2015 6:02 am
Forum: Personal Consumer Issues
Topic: MacBook Pro Worth the money?
Replies: 79
Views: 10221

Re: MacBook Pro Worth the money?

Update: Went with a Dell Laptop. Got 17" 1080p display, 4 USB ports, Bluetooth, 16 gigs of ram, etc. for half the price of an equivalent Mac. And more over there is no equivalent Mac laptop in their current lineup. Apple no longer makes 17" laptops. Nor should they. Too big to carry aroun...
by Cash
Sat Jul 04, 2015 8:01 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage Company Advice - Jumbo Loan
Replies: 4
Views: 954

Re: Mortgage Company Advice - Jumbo Loan

I got good rates and service from First Savings Mortgage Corporation when we were in the DC area.
by Cash
Wed Jun 24, 2015 6:36 pm
Forum: Personal Consumer Issues
Topic: 4th of July in Washington, DC
Replies: 12
Views: 1346

Re: 4th of July in Washington, DC

We went to the Mall to view the fireworks once. Fortunately, it had just rained, so we were able to walk down from the Foggy Bottom Metro station to the Lincoln Memorial and get a prime viewing spot. Another year, we watched from the Rosslyn side. One of the best viewing spots is Cardozo High School...
by Cash
Mon Jun 22, 2015 6:17 pm
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 123
Views: 13737

Re: Blue Apron

Blue Apron will probably have little appeal to people already inclined to cook, and especially to those who already have a system of cooking that they like. Prior to Blue Apron, we ate out most nights. Now we cook at home 3 nights. Overall, a net benefit in our minds! Blue Apron will also not appeal...
by Cash
Sun Jun 21, 2015 1:49 pm
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 123
Views: 13737

Re: Blue Apron

Their service is really good. If you ever need to suspend the subscription (traveling out of town?), they are very good to work with you if you miss their deadline. No penalty to suspend, etc. If you happen to get something that is not up to par (I believe this happened once to us) they may offer t...
by Cash
Sun Jun 21, 2015 1:45 pm
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 123
Views: 13737

Re: Blue Apron

I think this is a fascinating concept, but I find the packaging situation less than ideal. I'm imagining receiving a sturdy styrofoam box every week. Is that a good guess? No, most of the packaging is recyclable. The outer box is cardboard. Inside is a foil-like bag (think the liner of the bags tha...
by Cash
Sun Jun 21, 2015 6:46 am
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 123
Views: 13737

Re: Blue Apron

We've used Blue Apron regularly for about 9 months now. We don't like to shop for produce, and prior to using Blue Apron, we rarely cooked. Blue Apron sends fresh produce and meat right to our door and includes instructions for cooking. Prep can be tedious, but my wife has gotten garlic and ginger m...
by Cash
Sat Jun 20, 2015 6:18 am
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 286
Views: 31799

Re: OPM breach and credit freeze

I got the email from OPM yesterday, and I am so dismayed that they chose to put the CSID offer in an email with a link to a site that then asks for all that very important personal information. How are we supposed to distinguish that from a phishing attack? I looked online and found that it came fr...
by Cash
Sat Jun 20, 2015 6:17 am
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 286
Views: 31799

Re: OPM breach and credit freeze

The wife and I own two-fers in the "victims of hackery" department. SHE was a victim of the OPM breach. We were BOTH victims of the Anthem (Health Insurance Company) breach. The result? We had some unkonwn entity e-file for a federal income tax refund using my Social Security Number. The ...
by Cash
Tue Jun 09, 2015 5:27 am
Forum: Personal Consumer Issues
Topic: Keep underground storm cellar (in Florida)?
Replies: 48
Views: 3748

Re: Keep underground storm cellar (in Florida)?

Well I think you guys are right: nuclear fallout shelter that had most of the cool stuff removed at some point. They were putting electricity in the shelters even back then, so the nonfunctioning lights might be original to it (though that orange fan is connected to a three-prong plug...not sure if ...
by Cash
Sun Jun 07, 2015 9:53 pm
Forum: Personal Consumer Issues
Topic: Keep underground storm cellar (in Florida)?
Replies: 48
Views: 3748

Re: Keep underground storm cellar (in Florida)?

Looks like you have a home-made fallout shelter from the 1950s. Here is a history of them: http://www.u-s-history.com/pages/h3706.html Fascinating, and now I'm confused again. Because this one does have the right-angled entryway and a contraption that could be the hand-cranked blower. But I guess a...
by Cash
Sun Jun 07, 2015 8:09 am
Forum: Personal Finance (Not Investing)
Topic: One million dollar home
Replies: 37
Views: 5946

Re: One million dollar home

Chase Meridian wrote:We're estimating $60k-$75k to remodel a kitchen, two baths, and the miscellaneous items.


Kitchen cabinetry alone will probably cost you $40k+
by Cash
Sun Jun 07, 2015 7:13 am
Forum: Personal Consumer Issues
Topic: Keep underground storm cellar (in Florida)?
Replies: 48
Views: 3748

Re: Keep underground storm cellar (in Florida)?

We closed on the house! :beer We had some torrential rain on Friday, so I decided to see whether or not the storm cellar flooded. Since I was down there, I also decided to take a few more pics for you guys: http://i1187.photobucket.com/albums/z385/tengorazon/thumb_IMG_1196_1024_zpswpn6encx.jpg http:...
by Cash
Mon Jun 01, 2015 9:54 pm
Forum: Personal Consumer Issues
Topic: Behavioral finance and restaurants
Replies: 72
Views: 7063

Re: Behavioral finance and restaurants

I planned the timing of a trip to CA from the East coast based on snagging a reservation at French Laundry (would have gone anyway to visit friends, but it was a not-insignificant motivation for the trip...and to poster "Cash" above: it was worth it!) I would have flown to Spain, had I ev...
by Cash
Sun May 31, 2015 1:32 pm
Forum: Personal Consumer Issues
Topic: suggestions for sydney, cairns, and auckland
Replies: 21
Views: 1957

Re: suggestions for sydney, cairns, and auckland

May I stomp a little bit on this thread? I have been to Sydney twice staying in Darling Harbor both times. It's a great place, but simply walking around without a goal does not do it for me and I cannot eat a big meal more than once a day, so having lots of fantastic restaurants is not special to m...
by Cash
Sat May 30, 2015 6:51 am
Forum: Personal Consumer Issues
Topic: Behavioral finance and restaurants
Replies: 72
Views: 7063

Re: Behavioral finance and restaurants

We're in the letsgobobby, live/travel-to-eat camp. One of the primary factors in our recent house purchase was its proximity to the best restaurant scene in the area. We frequently drive about 45 mins to go to a particularly good restaurant in the boonies. We took a 4-day trip to Italy earlier this ...
by Cash
Tue May 26, 2015 5:12 am
Forum: Personal Consumer Issues
Topic: Need to sell old home. Should we spend money to modernize it first?
Replies: 38
Views: 3613

Re: Need to sell old home. Should we spend money to modernize it first?

I think someone who is willing or able to get improvements done will see it as a diamond in the rough but they get to enjoy the efforts of making those improvements as a hedge above the price and resale value of the improvements. +1. Paint the walls, but otherwise let someone interested in rehabbin...
by Cash
Sun May 24, 2015 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Does a recent student loan affect mortgage rates?
Replies: 7
Views: 783

Re: Does a recent student loan affect mortgage rates?

Your wife is probably going to be the primary factor here. My lender required 760+ for the best interest rates and used the median score of the 3 credit bureaus. If you apply jointly, they will use the lower set of scores between the applicants. If you don't need your wife's income to qualify for th...
by Cash
Sun May 24, 2015 6:02 am
Forum: Personal Consumer Issues
Topic: Neighbor hired a surveyor. Should I be nervous?
Replies: 81
Views: 12495

Re: Neighbor hired a surveyor. Should I be nervous?

I had the exact same thing happen to me. The original neighbor and I both agreed that the fence we put up WAS the property line. We agreed in writing, so when the new neighbor came along with lofty ideas for HIS side, it didn't work. LynnC Really? In NJ the deed recorded with the county clerk is a ...

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