Search found 1213 matches

by Cash
Fri Nov 17, 2017 7:39 pm
Forum: Personal Consumer Issues
Topic: Under the sink water filter
Replies: 14
Views: 738

Re: Under the sink water filter

We got an Everpure under-sink chilled water system with a dedicated faucet during our reno. I love it. At first, I insisted on a refrigerator with a water filter, but was convinced that this was the better way to go.
by Cash
Thu Nov 16, 2017 9:48 am
Forum: Personal Finance (Not Investing)
Topic: Schwab/Fidelity vs BoA Gold: Checking
Replies: 41
Views: 2883

Re: Schwab/Fidelity vs BoA Gold: Checking

My answer (with Schwab Checking as my main checking account) is to not deposit cash. Almost all my purchases, even for a single cup of coffee, are made via credit card. And because I have so few cash purchases, I only go to the ATM about once a month to get cash out. If I get cash back for whatever...
by Cash
Wed Nov 15, 2017 8:17 am
Forum: Personal Finance (Not Investing)
Topic: 2018 FEHB HDHP Recommendations
Replies: 25
Views: 1892

Re: 2018 FEHB HDHP Recommendations

I'm a new fed and am currently enrolled in the GEHA HDHP, and I'm planning on keeping that option for 2018. My wife and I aren't sure if we're going to try for another kiddo, but we'll probably need/want to decide by late next year or early 2019. The GEHA HDHP covers maternity 100% *after* the dedu...
by Cash
Wed Nov 15, 2017 8:16 am
Forum: Personal Finance (Not Investing)
Topic: 2018 FEHB HDHP Recommendations
Replies: 25
Views: 1892

Re: 2018 FEHB HDHP Recommendations

I’m also thinking of signing up for the GEHA HDHP with HSA. Does HSABank have a list of the available investment funds that GEHA members can invest in for free on its site somewhere? I looked but could not find a list. It’s on the TD Ameritrade site. Search for ‘commission free ETF list’. When I se...
by Cash
Tue Nov 14, 2017 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 FEHB HDHP Recommendations
Replies: 25
Views: 1892

Re: 2018 FEHB HDHP Recommendations

Another vote for GEHA. I've had them for a few years now and am completely satisfied. Love the ability to invest the HSA at TDAmeritrade for free (although that's a bit less good now that they've gotten rid of the free Vanguard funds).
by Cash
Tue Nov 14, 2017 10:41 am
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 1979

Re: IPHONE 8, X

I think the 8 is fine. I personally think "Face ID" is a solution in search of a problem, that the fingerprint sensor is better, and Apple's war on buttons has now gone too far. Do you have an X? I have yet to hear anyone who actually owns one say that (unlike, say, the continued absence of the hea...
by Cash
Tue Nov 14, 2017 10:37 am
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 1979

Re: IPHONE 8, X

knpstr wrote:
Tue Nov 14, 2017 9:10 am
Cash wrote:
Tue Nov 14, 2017 6:17 am
Not really sure why anyone would get an 8 over an X.
My wife says because the X doesn't come in Gold or Rose Gold.
Lol that was almost enough for my wife too, but I sold her on the silver.
by Cash
Tue Nov 14, 2017 8:48 am
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 1979

Re: IPHONE 8, X

Not really sure why anyone would get an 8 over an X. If you want something cheaper than the X, get a 7/7+, which is about the same as an 8/8+, but significantly less expensive. If you want the latest technology, pay a bit more and get the X rather than pay a bit less to get essentially the same pho...
by Cash
Tue Nov 14, 2017 6:22 am
Forum: Personal Consumer Issues
Topic: Iphone 4
Replies: 37
Views: 1885

Re: Iphone 4

Back when the 5 came out, I told people it was worth upgrading just to get LTE. So much faster to download anything. But that was 5 years ago. Now there are just too many improvements to name. Not really sure why anyone would think it's worth holding on to a 7 year old phone. Just get the cheapest o...
by Cash
Tue Nov 14, 2017 6:17 am
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 1979

Re: IPHONE 8, X

Not really sure why anyone would get an 8 over an X. If you want something cheaper than the X, get a 7/7+, which is about the same as an 8/8+, but significantly less expensive. If you want the latest technology, pay a bit more and get the X rather than pay a bit less to get essentially the same phon...
by Cash
Mon Nov 13, 2017 7:16 pm
Forum: Personal Finance (Not Investing)
Topic: Schwab/Fidelity vs BoA Gold: Checking
Replies: 41
Views: 2883

Re: Schwab/Fidelity vs BoA Gold: Checking

Also, I believe one can do more things online at Fidelity. I can't think of a single thing that has required me to fax or mail in something, and that's important to me. It's why I did not go with BOA and moved from Vanguard and Wells Fargo. I did have to go to a Fidelity branch with dead-tree paper...
by Cash
Sun Nov 12, 2017 4:55 pm
Forum: Personal Finance (Not Investing)
Topic: Schwab/Fidelity vs BoA Gold: Checking
Replies: 41
Views: 2883

Re: Schwab/Fidelity vs BoA Gold: Checking

I'm very pleased with Fidelity and have consolidated everything there. Schwab is very similar and often gets the nod because of more local offices at which to transact things in person. However, I keep a small amount of money at TD Bank for those purposes. They do not charge me foreign transaction ...
by Cash
Sun Nov 12, 2017 4:11 pm
Forum: Personal Finance (Not Investing)
Topic: Schwab/Fidelity vs BoA Gold: Checking
Replies: 41
Views: 2883

Re: Schwab/Fidelity vs BoA Gold: Checking

I'm very pleased with Fidelity and have consolidated everything there. Schwab is very similar and often gets the nod because of more local offices at which to transact things in person. However, I keep a small amount of money at TD Bank for those purposes. They do not charge me foreign transaction f...
by Cash
Sun Nov 12, 2017 9:11 am
Forum: Investing - Help with Personal Investments
Topic: Fidelity Brokerage and/or Cash Management Account?
Replies: 12
Views: 934

Re: Fidelity Brokerage and/or Cash Management Account?

If you are going to open only one, open the cash management account since that can function as both a bank account and a brokerage account (I hold mutual funds in my CMA); whereas, the brokerage account cannot function as a bank account (no FDIC protection for cash). There was an earlier thread in w...
by Cash
Sun Nov 12, 2017 8:25 am
Forum: Personal Finance (Not Investing)
Topic: Strategy for repaying wife's law school loans
Replies: 23
Views: 1935

Re: Strategy for repaying wife's law school loans

You make 200K per year. Be done with this in 12 months. Why bother playing the loan forgiveness game? You've bought a wedding and an expensive house. Time to pay your debts. Buckle down and knock it out in two years and move on with your lives. So true. I would play this slightly differently. As lo...
by Cash
Sat Nov 11, 2017 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone used Zelle?
Replies: 37
Views: 3975

Re: Anyone used Zelle?

I am talking about the Zelle app. I haven't downloaded so I cannot say, but their website seems to imply that it is to be used by people's whose banks don't belong to Zelle yet. I just tried. It won't work with my Fidelity debit card. Yeah I could be mistaken, but I think your bank has to be a Zell...
by Cash
Sat Nov 11, 2017 11:13 am
Forum: Personal Finance (Not Investing)
Topic: Anyone used Zelle?
Replies: 37
Views: 3975

Re: Anyone used Zelle?

Tamales wrote:
Sat Nov 11, 2017 10:39 am
Why email address AND mobile number if you're not going to use it via mobile device or smartphone?
So that people with mobile devices can send you money. Your friend can use his/her app to send money to your telephone number or e-mail address. The money shows up in your account.
by Cash
Sat Nov 11, 2017 7:56 am
Forum: Personal Finance (Not Investing)
Topic: Anyone used Zelle?
Replies: 37
Views: 3975

Re: Anyone used Zelle?

As I understand it, the smartphone app is for when the other person's bank does not have Zelle. That's incorrect. I sent money using my TD Bank app to a friend who uses USAA, another Zelle bank. My phone can just access my contacts and send the money using the phone number I have stored. I would im...
by Cash
Fri Nov 10, 2017 10:31 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

The anticipation is half the fun. Reading the leaks and speculation. Watching the keynote. Getting excited about preorder day. I've stood in line before (morning of, not overnight), and the excitement is palpable. Even though I woke up at 3 a.m. to preorder this year (that took all of 15 minutes, th...
by Cash
Fri Nov 10, 2017 2:45 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

camera(rear) it cuts from both side? I'm not sure what you're talking about with the camera. I just looked side by side with my iPhone 7, and the viewfinder is definitely bigger on the X, and the app's buttons are where the header and footer are on the 7. In other words, the app takes up the entire...
by Cash
Fri Nov 10, 2017 11:34 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

I am upgrading from an IPhone 5 (served me well, but really getting sloooow) to an IPhone X. Due to be delivered Mid-December. I ordered the 64GB version (rather than the 256GB). Right now I am only using 23GB of storage on my phone. I have an ICloud account that stores up to 50GB of photos on the ...
by Cash
Fri Nov 10, 2017 10:53 am
Forum: Personal Consumer Issues
Topic: bidets
Replies: 35
Views: 3110

Re: bidets

I bought the Toto Washlet S350e which is probably overkill for most people, but I really like it. Took about 20 minutes to install, no plumber necessary, though I had to get a new connector from the shut off valve to the toilet, which was only a few bucks. Most people wouldn't need to do that. I wo...
by Cash
Fri Nov 10, 2017 10:49 am
Forum: Personal Consumer Issues
Topic: Steam Oven vs Microwave?
Replies: 7
Views: 533

Re: Steam Oven vs Microwave?

We bought into the hype and installed a Miele steam oven during our renovation that was completed in May. Since that time, we use the cheap Sharp microwave almost every day and have used the expensive steam oven 3 times. It's fine, but hasn't really enhanced our lives. Our thought was that we would ...
by Cash
Fri Nov 10, 2017 10:44 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

I will probably keep it. I'm getting used to it. I like everything about it, except I miss the half inch (or so) of screen width. It's still harder to read on vs my old 7Plus. That being said, it's easier, because it's physically smaller, to flip into landscape mode...so I'm reading that way, which...
by Cash
Fri Nov 10, 2017 10:33 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

Hard to believe, but the local Apple store had plenty of iPhoneX's, so I bought one and cancelled my online order. Frankly I'm a bit disappointed. I swear this screen is smaller than my old iPhone 7Plus. I even did a "room lights off" comparison and it's clear that the X has a narrower screen. What...
by Cash
Wed Nov 08, 2017 9:23 pm
Forum: Personal Consumer Issues
Topic: What is the story with the Apple iWatch Series 3?
Replies: 26
Views: 1899

Re: What is the story with the Apple iWatch Series 3?

I just stick the charger on at night and take it off when I get up. I've never come close to running out of juice, even when I go on a longish (1.5 hours or so) run without my phone (LTE drains the battery faster) at the beginning of the day. That said, you may or may not be able to run a marathon o...
by Cash
Wed Nov 08, 2017 9:29 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

DxOMark rates the camera a 97: https://www.dxomark.com/apple-iphone-x-top-performer-stills/ I’ve never cared about DxOMark scores. Here is a review that largely mirrors my thoughts on the camera—a key reason I upgraded. As expensive as the phone is, I am going to save money by getting rid of my sem...
by Cash
Wed Nov 08, 2017 9:26 am
Forum: Personal Consumer Issues
Topic: What is the story with the Apple iWatch Series 3?
Replies: 26
Views: 1899

Re: What is the story with the Apple iWatch Series 3?

I can leave my phone and go for a run and still listen to music and receive texts/calls, all while my distance and heart rate are monitored. That's the only use we could figure out for my wife, who has an arm holster for her iPhone when running. She doesn't really need to receive texts and calls, b...
by Cash
Tue Nov 07, 2017 10:26 pm
Forum: Personal Consumer Issues
Topic: What is the story with the Apple iWatch Series 3?
Replies: 26
Views: 1899

Re: What is the story with the Apple iWatch Series 3?

It solves first world problems: I don’t have to take my phone out of my pocket to see what it’s buzzing about. Texts, calls, emails, calendar notifications, etc. I can leave my phone and go for a run and still listen to music and receive texts/calls, all while my distance and heart rate are monitore...
by Cash
Tue Nov 07, 2017 6:21 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

by Cash
Mon Nov 06, 2017 1:24 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

Is life "better" with constant connectivity? Well I wasn’t really speaking generally. His life is actually better with GPS because he’s bad with directions :P. And yes, I enjoy my constantly connected life very much. I’m not one of those people who can never put down their devices. I agree that tec...
by Cash
Mon Nov 06, 2017 8:48 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

I’ve got a 5-year-old iPhone 5. The earpiece stopped working a few months back so I have to use speakerphone or earbuds to make a phone call. The iPhone X is definitely extravagant but I’m expecting it to arrive in the mail tomorrow. I’ll probably keep it 4-5 years as well. I know it would make mor...
by Cash
Sun Nov 05, 2017 2:09 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

Lol anyone who still has a flip phone these days has it just to be different. One of my good friends was a flip-phone snob until he recently left it in the airport bathroom (he thinks...no find my iPhone!). He was crushed because he finally had to give in to consumerism. But even he has to admit tha...
by Cash
Sun Nov 05, 2017 9:56 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

This is very helpful. I hadn’t heard of SquareTrade. That said, I have never bought insurance and I’ve also never broken one. So explain to me, isn’t the Boglehead idea to get insurance only if you need it? I’m sure all of you could afford to buy a new phone if you broke one, so why buy insurance? ...
by Cash
Sun Nov 05, 2017 7:10 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

Current owners, what case and screen protector did you select? I usually don’t spring for the insurance, but those screen repair prices are scary. I hadn't used a case or bought AppleCare+ since I dumped my iPhone 3G in 2012. But that was with 5/6/7-series aluminum phones. Now with the expensive-to...
by Cash
Sat Nov 04, 2017 11:33 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

I wonder if the stores will have a good way to test out FaceID. My guess is it would be hard to do that, so some people might not like it in store. But I genuinely think after a short time, most people wouldn’t miss TouchID, or wish it was on the back. It never once crossed my mind, and I was skept...
by Cash
Sat Nov 04, 2017 4:21 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

TomatoTomahto wrote:
Sat Nov 04, 2017 2:57 pm
Leesbro63 wrote:
Sat Nov 04, 2017 2:53 pm
OK! Here is my real world photo. X is smaller than Plus.
It looks as though you're not counting the "letter-boxed" area.
Right, it's letter-boxed until it's updated. What app is that?
by Cash
Sat Nov 04, 2017 4:20 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

matjen wrote:
Sat Nov 04, 2017 12:56 pm
Cash wrote:
Sat Nov 04, 2017 12:52 pm
I feel like I'm missing an important pop culture reference with that pic...
The infamous "grassy knoll" where some people think JFK's "real" assassin shot from.
https://en.wikipedia.org/wiki/Dealey_Plaza#Grassy_knoll
Ahh, thanks for filling me in.
by Cash
Sat Nov 04, 2017 12:52 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

I feel like I'm missing an important pop culture reference with that pic...
by Cash
Sat Nov 04, 2017 12:51 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

OK, for those of you who have it. What about the "notch"? Does it stand out as an annoying punt/compromise? Or does it blend with the rest of the display? I don't notice it all that much. Regardless, I wouldn't call it a punt/compromise. Seems better to me than extending the black bar all the way a...
by Cash
Sat Nov 04, 2017 10:01 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

Are you trying to post something like this? (from another forum): https://forums.macrumors.com/attachments/screen-shot-2017-11-04-at-11-21-38-pm-png.732002/ https://forums.macrumors.com/proxy.php?image=https%3A%2F%2Fpbs.twimg.com%2Fmedia%2FDJjZcIgW0AAEljt.jpg&hash=6918067ff34335601deb1283b831711b
by Cash
Sat Nov 04, 2017 9:11 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

For those with an X, how cumbersome was learning the facial recognition, swiping to get home instead of a button press? If I get a notification, I like the fact that I can discreetly put my thumb on the home key and glance at my phone rather that stare at it and swipe from top right to see what I w...
by Cash
Sat Nov 04, 2017 8:56 am
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 378
Views: 24878

Re: Iphone X is $1000

I read that the X can be set up by being near one of your Apple devices and (I assume) verifying your Apple ID through 2FA on other said device. Any info on this? If you've ever set up an Apple Watch, it's a similar process. You put the new phone by the old one, then the old one displays the swirli...
by Cash
Sat Nov 04, 2017 8:54 am
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 378
Views: 24878

Re: Iphone X is $1000

So I will wait for the frenzy to die down then next Spring walk into an Apple store and buy one. You can do that now. I canceled my wife's shipment for later this month (she wasn't as quick as me during the preorder), and reserved one at the Apple Store online this morning for pickup this afternoon...
by Cash
Sat Nov 04, 2017 7:07 am
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 378
Views: 24878

Re: Iphone X is $1000

I read that the X can be set up by being near one of your Apple devices and (I assume) verifying your Apple ID through 2FA on other said device. Any info on this? If you've ever set up an Apple Watch, it's a similar process. You put the new phone by the old one, then the old one displays the swirli...
by Cash
Sat Nov 04, 2017 7:05 am
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 378
Views: 24878

Re: Iphone X is $1000

Unfortunately my first impression is the opposite of yours. See my post here. The smaller screen size is a deal breaker. Mine is going back for an an 8Plus, I think. https://www.bogleheads.org/forum/viewtopic.php?f=11&t=231452&newpost=3602842&view=unread#unread Yeah after reading your other thread,...
by Cash
Sat Nov 04, 2017 7:00 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 10739

Re: Got an iPhoneX

I read that the narrower aspect ratio, or skinnier shape, would make using the phone with one hand easier. It is of interest to me since I’ve had a model 6 regular, and am not sure that I want to go all the way to an 8+ size. But, the extra cost, absence of a physical home button, facial recognitio...
by Cash
Sat Nov 04, 2017 6:54 am
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 378
Views: 24878

Re: Iphone X is $1000

First impressions, anyone? I got to the Apple Store at 7 a.m. yesterday for my 8 a.m. reservation window. The walk-in line was insane, but I was escorted straight to the front of the reservation line, where I faced all of the bleary eyed people with chairs and pillows who had camped out overnight. P...
by Cash
Thu Nov 02, 2017 4:48 am
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 378
Views: 24878

Re: Iphone X is $1000

I switched to a Mac only a few years ago, even though I've had an iPhone since the 3G. I could easily use a PC (and do every day at work) and always consider the Androids, like the S8, Note 8, and Pixel 2. But I very much like the way all of my iDevices play together. It drove me mad a couple of wee...