Search found 1017 matches

by Cash
Sun Sep 25, 2016 3:37 pm
Forum: Personal Consumer Issues
Topic: Loan on $1.3MM Fixer-upper
Replies: 54
Views: 4520

Re: Loan on $1.3MM Fixer-upper

Where are you located, and which bank is offering the loan? The construction to pwrm quote I received was 4.5%. Can you give estimate of how much cabinetry costs on a linear foot? How long is the estimated time for the total reno? Also, how old is the home you're renovating? We got the loan through...
by Cash
Sun Sep 25, 2016 1:50 pm
Forum: Personal Consumer Issues
Topic: Loan on $1.3MM Fixer-upper
Replies: 54
Views: 4520

Re: Loan on $1.3MM Fixer-upper

However, there is a ton of work to be done on the house. Got a rough estimate for $275k plus whatever hidden stuff that will pop up. Let's see how this pans out. We are in a similar situation, but a few months ahead of you. We got a 30-year construction-to-perm loan for 3.375%. Now we are in the mi...
by Cash
Mon Sep 12, 2016 7:15 am
Forum: Personal Consumer Issues
Topic: Traveling to Italy and renting a vehicle -- auto insurance?
Replies: 21
Views: 1739

Re: Traveling to Italy and renting a vehicle -- auto insurance?

(Montepulciano, outside Florence ... presumably country driving) Yes, although small towns like that have narrow streets, so watch out. Also look out for the speed cameras on the major highways. It's not just about how fast you're going at the time you pass in front of them, but how fast you're goi...
by Cash
Sat Sep 10, 2016 2:14 pm
Forum: Personal Consumer Issues
Topic: map frustration
Replies: 76
Views: 3830

Re: map frustration

But you'd have little patience with people who were baffled about how to get things done because they simply didn't want the bother or expense of a credit card, telephone, or bank account. Exactly. At some point, you just have to realize that your refusal to go along with the rest of society puts y...
by Cash
Sat Sep 10, 2016 7:26 am
Forum: Personal Consumer Issues
Topic: Traveling to Italy and renting a vehicle -- auto insurance?
Replies: 21
Views: 1739

Re: Traveling to Italy and renting a vehicle -- auto insurance?

We rented from Avis last year, and insurance was included.
by Cash
Sat Sep 10, 2016 7:20 am
Forum: Personal Consumer Issues
Topic: Hailing runners and tech Bogleheads re:Apple watch 2
Replies: 26
Views: 1583

Re: Hailing runners and tech Bogleheads re:Apple watch 2

Apple Watch was a non-starter for runners when it didn't have GPS. I don't carry a phone while running, and I don't intend to anytime soon, so the lack of GPS on the first version made it worthless. Adding GPS and making it look more like a running watch, plus allowing me to stream music/podcasts t...
by Cash
Mon Sep 05, 2016 2:58 pm
Forum: Personal Consumer Issues
Topic: [Dealing with neighbors with dogs]
Replies: 45
Views: 2482

Re: [Dealing with neighbors with dogs]

Are there no other dogs in your neighborhood? There are countless in mine. I have neither the time nor inclination to police where all of them relieve themselves, even in my yard. That said, if you see that the owner is not picking up after the dog, that's another thing entirely. I would talk to the...
by Cash
Wed Aug 31, 2016 4:49 pm
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 155
Views: 19023

Re: Blue Apron

ArmchairArchitect wrote:Unless BlueApron is providing salmon and steaks...


Lol it does... Every week is beef/pork, fish, and chicken. We had the soba noodle dish with salmon last night. Steaks are pretty common.
by Cash
Wed Aug 31, 2016 4:48 pm
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 155
Views: 19023

Re: Blue Apron

JamesSFO wrote:Aside this month's Consumer Reports rated a number of these services, Blue Apron was lowest ranked and Hello Fresh was highest ranked.


On what bases did they rank?
by Cash
Sun Aug 21, 2016 4:05 pm
Forum: Personal Consumer Issues
Topic: AT&T Mobile Users: Check your plans
Replies: 75
Views: 11814

Re: AT&T Mobile Users: Check your plans

The new plans are available now. I just switched and am saving $10 month for the same plan.

NB: When you switch, you will lose accumulated rollover data. I am going to be traveling this month, so I set my switch to occur at the beginning of my next billing cycle.
by Cash
Wed Aug 17, 2016 8:16 pm
Forum: Personal Consumer Issues
Topic: AT&T Mobile Users: Check your plans
Replies: 75
Views: 11814

Re: AT&T Mobile Users: Check your plans

Another data plan value increase that you will have to affirmatively select. A while back, AT&T changed their plans to eliminate the 3GB option, so I stuck with the old plan. Looks like that option is now back for the same price, and following T-Mobile's lead, they will stop charging for data ov...
by Cash
Sun Jul 31, 2016 8:01 am
Forum: Investing - Help with Personal Investments
Topic: Putting Money down on a house.
Replies: 9
Views: 1397

Re: Putting Money down on a house.

3.625 sounds a bit high for 20% down. Did you shop around?
by Cash
Sun Jul 31, 2016 7:35 am
Forum: Personal Consumer Issues
Topic: Looking to take first international trip
Replies: 43
Views: 1969

Re: Looking to take first international trip

I agree with the London-Paris combination (I've never taken Eurostar because flights have been cheaper each time I've looked). Both are great cities, and it will be a good way to ease you into being in a country where English is not the primary language spoken. I take tigermilk's point, but sometime...
by Cash
Sun Jun 19, 2016 12:50 pm
Forum: Personal Consumer Issues
Topic: IWC Watch, any thoughts? [Wristwatch brand]
Replies: 129
Views: 8347

Re: IWC Watch, any thoughts?

Pretty IWC is a very legitimate company and you have chosen a classic How much you want to spend is related to what brings you joy and how much joy per marginal dollar Just make sure it is not a fake in the grey market +1. The Portuguese is a classic that I once considered purchasing as well (got a...
by Cash
Tue Jun 14, 2016 7:48 am
Forum: Personal Finance (Not Investing)
Topic: [Fidelity drops AmEx, Bank of America credit cards]
Replies: 289
Views: 37114

Re: [Fidelity drops AmEx, Bank of America credit cards]

Got my new card (without calling or anything) yesterday. I hope it's more reliable than the fraud-trigger-happy FIA Amex.
by Cash
Sun May 01, 2016 1:13 pm
Forum: Personal Consumer Issues
Topic: So, are Bogleheads Bourbon or Scotch drinkers?
Replies: 115
Views: 8046

Re: So, are Bogleheads Bourbon or Scotch drinkers?

FoolStreet wrote: I am looking for some bourbon made in Utah to take to a Holiday dinner. I'm looking and looking and not sure what to get.


I think the clear answer to that problem is High West. I prefer the Bourye (though somewhat pricey at $90/bottle).
by Cash
Sun May 01, 2016 1:12 pm
Forum: Personal Consumer Issues
Topic: So, are Bogleheads Bourbon or Scotch drinkers?
Replies: 115
Views: 8046

Re: So, are Bogleheads Bourbon or Scotch drinkers?

Both, but my go-to is Weller bourbon. And my favorite cocktail is a Manhattan. So I guess I have a preference for bourbon.
by Cash
Thu Apr 28, 2016 6:11 am
Forum: Personal Consumer Issues
Topic: Law School Advice
Replies: 89
Views: 8299

Re: Law School Advice

It's finals time so dad will update... While the discssion has continued, she has also been accepted to Georgetown. Re: the Ole Miss alumi in Fl, she has tried that route and found few. This contributed in part to the theory on change of school and higher school rank- better network potential where...
by Cash
Wed Apr 27, 2016 7:02 am
Forum: Personal Consumer Issues
Topic: Law School Advice
Replies: 89
Views: 8299

Re: Law School Advice

It's finals time so dad will update... While the discssion has continued, she has also been accepted to Georgetown. Re: the Ole Miss alumi in Fl, she has tried that route and found few. This contributed in part to the theory on change of school and higher school rank- better network potential where...
by Cash
Sat Apr 23, 2016 8:14 am
Forum: Personal Consumer Issues
Topic: Law School Advice
Replies: 89
Views: 8299

Re: Law School Advice

Since I don't plan to practice where I currently attend school, and my school's reach is largely a very small region of MS and AL, I'm wondering if a transfer (to FSU or Vandy) would serve my interests better. Yes. If you want to practice in Florida, transfer to FSU. I currently practice in Florida...
by Cash
Sat Apr 23, 2016 7:59 am
Forum: Personal Consumer Issues
Topic: Law School Advice
Replies: 89
Views: 8299

Re: Law School Advice

Maybe it would be helpful to the original poster if you all can post about what type of law you practice? My practice area is Labor and Employment with a fair amount of M&A work. It is a stressful job but relatively financially rewarding. I started at BigLaw for 3 years, moved to another firm t...
by Cash
Sat Apr 02, 2016 8:58 am
Forum: Personal Consumer Issues
Topic: Living in/near New Haven CT
Replies: 21
Views: 1777

Re: Living in/near New Haven CT

If your daughter's job is downtown, she should just live downtown. The areas around Yale and the New Haven Green are as nice as what you will find in any urban area, and she can walk to the most popular restaurants, shops, nightlife, and cultural offerings. There are nice towns around New Haven, but...
by Cash
Sun Mar 13, 2016 8:30 am
Forum: Investing - Help with Personal Investments
Topic: How to convince high NW father to dump his financial advisor?
Replies: 69
Views: 7324

Re: How to convince high NW father to dump his financial advisor?

Your parents have enough money that wasting a few thousand on a financial advisor that they like isn't going to hurt them. It hasn't so far. I agree with the others that you should let it go.
by Cash
Sun Mar 13, 2016 8:05 am
Forum: Personal Consumer Issues
Topic: Rental car in Italy
Replies: 31
Views: 3074

Re: Rental car in Italy

When we were in Italy last summer, I easily rented an automatic, with insurance, directly through Avis. No problems at pickup in Milan. We also didn't have any issues finding places with our GPS, even in the center of Florence (though word to the wise: avoid driving through the center of Florence......
by Cash
Sat Feb 20, 2016 5:15 pm
Forum: Personal Finance (Not Investing)
Topic: End of debit cards for me
Replies: 128
Views: 11425

Re: End of debit cards for me

I do use a mix of Debit and Credit cards but I don't keep much cash in the Checking account tied to the Debit card - I use it for small petty purchases. You don't have to use a single Checking account either - I use another Checking account that's not tied to a debit card used for retail transactio...
by Cash
Tue Feb 16, 2016 5:59 am
Forum: Personal Consumer Issues
Topic: Anyone try Off Lease Only in FL before?
Replies: 6
Views: 1190

Re: Anyone try Off Lease Only in FL before?

I've never used them, but I've taken a look at their online inventory a few times and have done a bit of research. I think they're similar to CarMax in that they don't bargain. Most of their cars are from auctions and have been in previous accidents (which is why they're so cheap), so check the free...
by Cash
Wed Jan 27, 2016 7:18 pm
Forum: Personal Consumer Issues
Topic: What online Email do you use
Replies: 59
Views: 5809

Re: What online Email do you use

Mick wrote:Neighborhood email list shows one aol.


Is that person a boomer? :) Note that I said most AOL users are boomers, not that most boomers are AOL users.
by Cash
Sat Jan 23, 2016 10:03 am
Forum: Personal Consumer Issues
Topic: What online Email do you use
Replies: 59
Views: 5809

Re: What online Email do you use

AOL - Good God, I'm old!! Nah. What’s old is still having the same gmail account that I had to request from a co-worker. You see, back in the day when gmail was piloted you needed a referral. Um, AOL was around way before Gmail (1990s v. 2004).... I've found that current e-mail usage generally brea...
by Cash
Wed Jan 06, 2016 8:07 am
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 155
Views: 19023

Re: Blue Apron

Has anyone else tried Blue Apron Wine? At $10/bottle for six 500 mL bottles, I can undoubtedly do better on my own, but the selection has been pretty good so far, including some lesser-known wines (e.g., a Vermentino in the next shipment)...and there is the convenience factor.
by Cash
Wed Dec 16, 2015 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: Any Biglaw attorneys on the board?
Replies: 53
Views: 9236

Re: Any Biglaw attorneys on the board?

Spent 6 years at a top firm in a major, HCOL city, but moved last year to work for the feds in a MCOL city in a location where it doesn't snow. Not a single regret (well, maybe a small one come bonus time). Fortunately, I saved a lot and should be on track to hit my retirement goal on time even thou...
by Cash
Sun Dec 13, 2015 11:09 am
Forum: Personal Finance (Not Investing)
Topic: Federal Employees: BCBS Basic or GEHA HDHP Health Insurance?
Replies: 50
Views: 10483

Re: Federal Employees: BCBS Basic or GEHA HDHP Health Insurance?

I also decided to switch from BCBS Basic to GEHA HDHP this open season. No kids and wife has her own health insurance. Not sure why I didn't do it last year (my first year as a federal employee). Make sure your wife's insurance is a HDHP as well. I don't think she is allowed to have a traditional p...
by Cash
Tue Nov 24, 2015 6:38 am
Forum: Personal Finance (Not Investing)
Topic: PhD Mechanical Engineer --> Law School?
Replies: 47
Views: 4987

Re: PhD Mechanical Engineer --> Law School?

I am a lawyer. You don't seem to want to be a lawyer, and I don't really see what law school will get you besides tons of debt. I agree with others that selecting the proper work environment and/or exploring alternative careers that would utilize your PhD will likely be more fruitful than going to l...
by Cash
Tue Nov 24, 2015 6:35 am
Forum: Personal Consumer Issues
Topic: Need New Carpet to Sell Home
Replies: 38
Views: 3204

Re: Need New Carpet to Sell Home

I'm on the credit side. We are those people who would rip out carpet regardless (pet + wife's dust mite allergy), so we discount for that regardless of whether the carpet is new or old.
by Cash
Sun Nov 22, 2015 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Federal Employees: BCBS Basic or GEHA HDHP Health Insurance?
Replies: 50
Views: 10483

Re: Federal Employees: BCBS Basic or GEHA HDHP Health Insurance?

I also decided to switch from BCBS Basic to GEHA HDHP this open season. No kids and wife has her own health insurance. Not sure why I didn't do it last year (my first year as a federal employee).
by Cash
Sat Nov 14, 2015 9:03 am
Forum: Personal Consumer Issues
Topic: TSA pre-check enrollment, is it changing? [Yes, it has changed.]
Replies: 114
Views: 13566

Re: TSA pre-check enrollment, is it changing? [Yes, it has changed.]

Amusingly, I was just informed by Southwest that I'm "eligible" for pre-check when I fly with them (even though I have already separately enrolled). So I guess the partnership with airlines continues. I don't mind that as much as the random diversion of people from the regular line.
by Cash
Sun Nov 08, 2015 8:39 am
Forum: Personal Consumer Issues
Topic: Whisky Recommendations
Replies: 109
Views: 11201

Re: Whisky Recommendations

apex84 wrote:Weller 12 (a nice aged wheater)


Can't believe it took this long for a bourbon drinker to mention Weller! I like the rest of your list as well.
by Cash
Sat Nov 07, 2015 10:39 am
Forum: Personal Consumer Issues
Topic: TSA pre-check enrollment, is it changing? [Yes, it has changed.]
Replies: 114
Views: 13566

Re: TSA pre-check enrollment, is it changing? [Yes, it has changed.]

The TSA has simply discontinued Pre-Check for those who don't apply and pay the $85 five-year fee. That's perfectly reasonable. Why should I pay $85 for the service when others get free access and clog up the lines. It's unfair to those of us who pay. Agreed. And it was always incredibly annoying w...
by Cash
Sun Oct 04, 2015 7:52 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity 2% Amex: Security Annoyances
Replies: 92
Views: 9734

Re: Fidelity 2% Amex: Security Annoyances

Yep it's a running joke between my wife and myself (and another friend who has one). We no longer put autopay items on the card because we seem to get a new one every six months. Got one last week, in fact. We were anxious about using it at a recent French Laundry dinner, but decided to risk it for ...
by Cash
Mon Sep 28, 2015 4:24 pm
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 155
Views: 19023

Re: Blue Apron

Interesting. I assumed it was pretty easy to recycle cardboard, aluminum, and plastic in most places these days except rural areas. Yes, I was shocked when I moved there. And really the only reason most people recycled paper/cardboard was to support the schools their children went to. Not a rural a...
by Cash
Wed Sep 16, 2015 7:16 am
Forum: Personal Consumer Issues
Topic: New iPhone
Replies: 117
Views: 14894

Re: New iPhone

I an not anti-Apple and have an ipad and a Mac and would replace with another, but I just can't stomach switching to an iPhone (I have a Samsung GS5). The main reason is I use a lot of Google apps, and I find that Apple and Google (especially gmail) do not really get along all that well compared wi...
by Cash
Tue Sep 15, 2015 7:26 am
Forum: Personal Consumer Issues
Topic: New iPhone
Replies: 117
Views: 14894

Re: New iPhone

I know what apps take up the most data, it's the ones I use all the time, social media apps like Twitter and Facebook. I reset my data usage every month on the billing date. Currently with about a week to go in the month, I've used 5.7 GB: Twitter 1.9 GB Facebook 1.6 GB App Store updates 0.9 GB Web...
by Cash
Sun Sep 13, 2015 4:49 pm
Forum: Personal Consumer Issues
Topic: New iPhone
Replies: 117
Views: 14894

Re: New iPhone

I say something like - now that my contract is up, and you have recovered the cost of the phone, how about reducing my contract cost. I think they were shocked at such a suggestion. . . . I think those that don't need a new phone every 2 years have caught on. So now contracts are not so common. Yea...
by Cash
Sun Sep 13, 2015 10:58 am
Forum: Personal Consumer Issues
Topic: New iPhone
Replies: 117
Views: 14894

Re: New iPhone

The only reason I am still clinging to my android phone is google maps. There's a Google Maps app for the iPhone. Indeed, it was the native map app until a couple of years ago. I still use it 99% of the time. That said, Apple Maps has seen drastic improvements since its introduction, and I do like ...
by Cash
Sun Sep 13, 2015 6:35 am
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 155
Views: 19023

Re: Blue Apron

That depends where you are. Here I can recycle the cardboard, but no plastic. Agreed. Last place I lived, you could recycle paper/cardboard and aluminum cans. And neither of those were particularly easy. Interesting. I assumed it was pretty easy to recycle cardboard, aluminum, and plastic in most p...
by Cash
Sat Sep 12, 2015 7:08 am
Forum: Personal Consumer Issues
Topic: New iPhone
Replies: 117
Views: 14894

Re: New iPhone

I have an iPhone 4. Sure its stuck on iOS 7 (iOS 9 about to be released). Sure its slow. Sure the home button is worn out and may fail completely soon. What doesn't it do that an iPhone 6S will? I don't even know where to start, especially since you're not really using a smart phone as intended. Bu...
by Cash
Sat Sep 12, 2015 6:38 am
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 155
Views: 19023

Re: Blue Apron

My wife made an interesting observation. The recipes are interesting, but the choice of main course can become pedestrian. For example, "catfish" for foodies on the left coast? As she noted, eliminate the main course, substitute a local favorite, and there you go. Have you tried their new...
by Cash
Sat Sep 12, 2015 6:32 am
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 155
Views: 19023

Re: Blue Apron

I've posted this before, but I will do so again after reading the last few comments. Everything in the Blue Apron box except the frozen gel is recyclable:

http://blog.blueapron.com/how-to-recycl ... apron-box/
by Cash
Sun Aug 23, 2015 7:16 am
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 1568
Views: 818357

Re: Why not Total World + Total Bond Market?

Cash: You may be surprised to learn that you asked this same question three years ago on page 1. This was my reply (figures updated): Fortunately, my memory hasn't failed me yet, and yours obviously hasn't failed you either! :D I did not ask the question again, but it looks like someone quoted my p...
by Cash
Sat Aug 22, 2015 3:03 pm
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 155
Views: 19023

Re: Blue Apron

Both meals we have tried so far had a lot of bread and tasteless protein (salmon and meatballs). In our nearly year of cooking with Blue Apron, last week was the first one that included two baguettes. Usually there is no bread aside from the occasional bun. I do think people need to try out multipl...
by Cash
Sat Aug 22, 2015 3:00 pm
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 155
Views: 19023

Re: Blue Apron

Ours arrives every Wednesday without fail. Do you live somewhere rural?

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