Search found 13 matches

by CaptainMarvel
Mon Jun 26, 2017 8:26 pm
Forum: Investing - Help with Personal Investments
Topic: Bonds-Taxes Question
Replies: 2
Views: 311

Bonds-Taxes Question

Is anyone aware of an online calculator or website that can give me a sense of how much in taxable distributions (in actual dollar amounts) generated annually by the Vanguard Total Bond Index fund within a taxable account and assuming a $50,000 investment? I'm trying to get a sense of much I'd have ...
by CaptainMarvel
Mon Jun 19, 2017 1:04 pm
Forum: Investing - Help with Personal Investments
Topic: Tax Exempt Bond Funds Questions
Replies: 8
Views: 867

Re: Tax Exempt Bond Funds Questions

Thanks for these responses. A follow up question: For purposes of long-term investing (i.e., a time horizon of twenty+ years), does it make any real difference whether the municipal bond fund chosen focuses on short-term, intermediate term, or long-term bonds? I realize there's more fluctuation pote...
by CaptainMarvel
Tue Jun 13, 2017 8:49 pm
Forum: Personal Consumer Issues
Topic: Password Managers
Replies: 61
Views: 3946

Password Managers

Has anyone used password managers such as last pass and 1 password? I'm considering paying for one and was curious whether folks here thought it was worth the costs. Also, has it been as equally easy to use on a mobile device vs. a computer?

Thanks
by CaptainMarvel
Mon Jun 12, 2017 2:11 pm
Forum: Investing - Help with Personal Investments
Topic: Tax Exempt Bond Funds Questions
Replies: 8
Views: 867

Tax Exempt Bond Funds Questions

I recently moved from California to Texas and am in a high tax bracket. As a result, I will no longer be using Vanguard's California tax exempt bond fund for my taxable account. I'm looking for a Vanguard tax exempt bond fund that I'd now be able to invest in as a Texas resident and for my taxable a...
by CaptainMarvel
Mon Jan 23, 2017 6:47 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage-Trust Question
Replies: 7
Views: 764

Mortgage-Trust Question

Have any of you had a problem - when trying to buy a new home - having the mortgage under the name of your trust? I'm wondering if having everything under the name of the trust caused any delays in the process, including closing delays. We have a pretty basic revocable living trust that we'd like to...
by CaptainMarvel
Wed Jan 18, 2017 2:43 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage/Real Estate Questions
Replies: 2
Views: 399

Mortgage/Real Estate Questions

I'm about to move from California to Texas as a result of a job relocation. My company will be paying for the moving expenses as well as some other expenses related to the move. I'm hoping to complete the move by April/May. A couple of questions: 1) Since we need to sell our property here in Califor...
by CaptainMarvel
Sun Jan 08, 2017 5:15 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation to the Dallas, TX Area
Replies: 32
Views: 3382

Re: Relocation to the Dallas, TX Area

Thanks for the responses everyone. Here's some more information: The work location would be around the intersection of W. Plano Pkway and Independence Pkway. A house somewhere in Plano or thereabouts with a decent driving distance to work and in a very good school district would be the goal. We don'...
by CaptainMarvel
Sun Jan 08, 2017 1:09 am
Forum: Personal Finance (Not Investing)
Topic: Relocation to the Dallas, TX Area
Replies: 32
Views: 3382

Relocation to the Dallas, TX Area

I'm on the verge of accepting an offer to move to my employer's Plano, TX office. I currently work in the Southern California office. The office is in Plano and I'd like to buy a house that is fairly close to the office, as I've read that the commutes around the Dallas area can be awful. Does anyone...
by CaptainMarvel
Mon Feb 29, 2016 6:15 pm
Forum: Investing - Help with Personal Investments
Topic: Backdoor Roth IRA - Tax Question
Replies: 2
Views: 349

Backdoor Roth IRA - Tax Question

I'm in the process of gathering all of my W-2, 1099 and other documentation necessary to complete my taxes. One thing I noticed with Vanguard is that they issued me a 1099-R showing a reportable distribution of my traditional IRA. Last year, I converted my traditional IRA to a Roth IRA. The value at...
by CaptainMarvel
Thu Feb 04, 2016 12:55 pm
Forum: Investing - Help with Personal Investments
Topic: Backdoor Roth IRA Question
Replies: 1
Views: 183

Backdoor Roth IRA Question

Last year (2015), my wife made her $5,500 traditional, non-deductable IRA contribution. However, she didn't get around to doing the Roth IRA conversion by the end of the year, which is what we originally intended to do. For 2016, she had planned to make another $5,500 non-deductable contribution to ...
by CaptainMarvel
Tue Jun 23, 2015 11:26 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Total Bond Market ETF (BND) and Taxes
Replies: 17
Views: 2795

Re: Vanguard Total Bond Market ETF (BND) and Taxes

Considering that I'm in the 33% tax bracket and live in California, what do you folks think of Vanguard's California Municipal Bond Fund (VCAIX)? After further research, I'm now thinking I should go with this bond fund. My only hesitation is that I won't be able to reach the $50,000 minimum for the ...
by CaptainMarvel
Fri Jun 19, 2015 12:13 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Total Bond Market ETF (BND) and Taxes
Replies: 17
Views: 2795

Vanguard Total Bond Market ETF (BND) and Taxes

I'm considering placing some of my bond allocation into the Vanguard Total Bond Market ETF (BND) as part of a taxable account since that ETF nor its mutual fund equivalent (VBMFX) is available in any of my 401(k)s. However, because this investment would be in a taxable account I'm concerned about po...
by CaptainMarvel
Thu Jan 15, 2015 2:09 am
Forum: Personal Finance (Not Investing)
Topic: Revocable Living Trusts-Homeowners-Umbrella Insurance
Replies: 1
Views: 809

Revocable Living Trusts-Homeowners-Umbrella Insurance

For those of you who have revocable living trusts, did you have to make any changes to your existing homeowners and umbrella insurance policies? Specifically, I was wondering if you had to have the policies reissued in the name of the trust and/or had to have endorsements put on the policies adding ...